Podcasts about Supply

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Professor Barry Strauss. During Trajan's campaign against Parthia, a coordinated Jewish revolt erupted across Libya, Egypt, and Cyprus. This massive insurgency threatened Rome's grain supply, forcing Trajan to divert troops. The suppression of this revolt devastated the historic Jewish community in Alexandria and strained Roman resources. 1843 MASADA

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In this episode of The Pet Food Science Podcast Show, Dr. Aleksan Shanoyan from Kansas State University explains how economics, consumer behavior, and supply chain dynamics shape modern pet food trends. He shares new insights from large-scale research on buyer preferences, pricing responses, and the gap between what consumers say they want and what they actually purchase. Learn how these findings can guide better product design and marketing decisions. Listen now on all major platforms!"Understanding why consumers select specific products is more valuable than only tracking what is being purchased at a given moment."Meet the guest: Dr. Aleksan Shanoyan is a Professor and University Distinguished Teaching Scholar in Agricultural Economics at Kansas State University. His work focuses on agribusiness management, agri-food marketing, supply chain resilience, and the economic forces shaping pet food purchasing behavior. He leads research exploring consumer preferences, pricing responses, and industry needs within the pet food sector.Liked this one? Don't stop now — Here's what we think you'll love!Don't miss the chance to be part of the Pet Food Inner Circle!Join now and connect with leading experts in pet nutrition: https://petfoodinnercircle.com/What will you learn:(00:00) Highlight(01:20) Introduction(09:07) Supply chain changes(10:50) Consumer review patterns(14:37) Price response insight(18:11) Attribute competition(25:15) Wish list versus cart(37:05) Final QuestionsThe Pet Food Science Podcast Show is trusted and supported by innovative companies like:* Trouw Nutrition* Kemin- Biorigin

Interview recorded - 16th of December, 2025On this episode of the WTFinance podcast I had the pleasure of welcoming on Josh Young. Josh is a contrarian value investor and expert in the energy space, CIO of Bison Interests & Author of Bison Insights.During our conversation we spoke about his overview of the 2025 commodity market, oil crash risk, potential supply glut, OPEC+ increase, IEA depletion, Natural gas markets, equities shift and more. I hope you enjoy!0:00 - Introduction1:30 - Overview of 20252:59 - Oil crash5:19 - Supply glut8:14 - OPEC+ increase12:58 - IEA depletion14:35 - Efficiency improvements20:39 - Peak shale?23:55 - Equities resilient vs commodity26:38 - Capital allocation28:59 - Natural Gas32:21 - Investing focus35:52 - One message to takeaway?Josh Young has been professionally investing in publicly traded oil and gas securities for nearly two decades, highlighted in Barron's and elsewhere for exceptional performance as Bison's CIO. Josh possesses a deep understanding of the E&P business model and operating environment, with notable experience as Chairman of Canadian E&P company RMP Energy (rebranded as Ironbridge Resources). Under Josh's leadership, the company achieved a successful turnaround, outperforming peers and ultimately being acquired at a 78% premium. Josh is the author of numerous articles on oil & gas investments and is a frequent guest speaker at various energy industry conferences. Josh began his career as a management consultant to Fortune 500 companies and private equity firms. He later worked as an investment analyst for a private equity fund and served as an energy investment analyst at a multi-billion-dollar single-family office, which was nominated as Institutional Investor's Single-Family Office of the Year in 2008. Josh holds a B.S. in Economics with honors from the University of Chicago.Josh Young - X - https://x.com/JoshYoungWebsite - https://bisoninterests.com/Substack - https://www.bisoninsights.info/WTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

APAC stocks traded mixed and within narrow ranges following a largely positive lead from Wall Street. APAC lacked conviction amid light newsflow and anaemic volumes as markets wound down ahead of the holidays.DXY was choppy, and JPY strengthened before trimming some gains. G10 FX largely moved with the USD.Spot gold and silver both hit fresh all-time highs at above USD 4,500/oz and USD 72.70/bbl. European equity futures are closed as Eurex observes the Christmas Eve holiday. UK equity futures point to a flat open, with FTSE 100 futures U/C after the cash market closed 0.2% higher on Tuesday.Looking ahead, highlights include US Jobless Claims (w/e 20 Dec), Supply from the US.Note: The Newsquawk desk will run until 18:05GMT/13:05EST on Wednesday, 24th December. FOMC Minutes on 30th December 2025 will be covered. Normal service will resume at 0700GMT/02:00EST on Friday 2nd of January 2026 for the beginning of the European Session. Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Japan is to reduce its new issuance of super-long JGBs next fiscal year to around JPY 17tln, according to Reuters sources.European equity futures are closed as Eurex observes the Christmas Eve holiday. US equity futures are very modestly lower in thin conditions.DXY is flat, JPY is very mildly stronger continuing recent advances.JGBs soft overnight but have been driven higher in recent trade, USTs flat.Crude benchmarks are incrementally firmer, with spot gold also steady.Looking ahead, highlights include US Jobless Claims (w/e 20 Dec), Supply from the US.Note: The Newsquawk desk will run until 18:05GMT/13:05EST on Wednesday, 24th December. FOMC Minutes on 30th December 2025 will be covered. Normal service will resume at 0700GMT/02:00EST on Friday 2nd of January 2026 for the beginning of the European Session. Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing inventory and the Trump administration's efforts to boost supply. Related to this episode: Why did the growth rate of housing inventory drop by half this year? HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

US President Trump said US will keep ships and oil seized near Venezuela.European bourses are mixed on either side of the unchanged mark, US equity futures are mostly incrementally firmer ahead of US data.DXY is under pressure whilst the JPY continues to strengthen; Antipodeans benefit from strength in metals prices.JGBs lead global fixed income higher after PM Takaichi rejected any "irresponsible bond issuance or tax cuts", via a Nikkei interview.Crude benchmarks trade rangebound, whilst spot gold eyes USD 4.5k/oz to the upside.Looking ahead, highlights include US Richmond Fed (Dec), Durable Goods (Oct), GDP Advance (Oct), PCE Prices (Q3), Industrial Production, Consumer Confidence, Canadian GDP, BoC Minutes (Dec Meeting), Supply from US.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

APAC stocks eventually traded mixed after initially taking their cue from Wall Street, although volumes and news flow remained subdued as markets wound down for the holiday period.JPY extended its prior session's advances, and USD/JPY eventually dipped under 156.00, whilst the CNH saw notable strength. US President Trump said the US will keep the ships and oil seized near Venezuela.Novo Nordisk (NOVOB DC) said the Wegovy pill is approved in the US as the first oral GLP-1 treatment for weight management.European equity futures are indicative of an uneventful cash open with the Euro Stoxx 50 U/C after cash closed -0.3% on Monday.Looking ahead, highlights include German Import Prices (Nov), Spanish GDP Final (Q3), US Richmond Fed (Dec), Durable Goods (Oct), GDP Advance (Oct), PCE Prices (Q3), Industrial Production, Consumer Confidence, Canadian GDP, BoC Minutes (Dec Meeting), Supply from US. Click for the Newsquawk Week Ahead.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Trump economy booms! https://www.breitbart.com/economy/2025/12/23/trump-boom-u-s-economy-grows-4-3-smashing-expectations/ Newport sues DHS to stop non existent ICE detention center: https://www.oregonlive.com/politics/2025/12/oregon-coast-city-sues-feds-to-halt-ice-detention-center.html Portland homeless dude mocks free drug supply handouts: https://oregoncatalyst.com/93359-homeless-mock-free-drug-supply-handouts.html Elections matter: If GA election law was broken in 2020, then how about OR? https://thefederalist.com/2025/12/23/if-georgia-doesnt-fix-fulton-county-illegal-voting-it-will-spread/  

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​​Join our champion program: mark@themomentumcompany.comAttend a Thriving Leader event: https://thriving-leader-2026.lovable.app/Instagram: @the.momentum.companyLinkedIn: /momentum-companyIn this episode of the Intentional Agribusiness Leader Podcast, Mark Jewell sits down with Julie Anna Potts, CEO of the Meat Institute — the organization representing over 95% of the red meat industry in the United States. This conversation pulls back the curtain on one of the most misunderstood and most essential sectors in American agriculture.Julie Anna and Mark dive deep into leadership under pressure, listening as a strategic advantage, the emotional reality facing farmers, the political climate in Washington, and the staggering downstream economic impact of the meat industry.From charged conversations on Capitol Hill to the intimate challenges faced by rural families, Julie Anna offers a wide-angle view of what's happening inside the industry — and what leaders must understand moving forward.Whether you're a farmer, agribusiness professional, policy follower, or simply someone who enjoys a good steak, this episode brings clarity, context, and truth to the national conversation around meat, health, policy, and the future of American food.Key Takeaways1. Intentional Leadership Begins With ListeningFor Julie Anna, intentionality means being fully present — removing emotion from tense conversations, holding space for others, and grounding decisions in shared facts. In an industry full of pressure, listening is the leadership edge.2. The Meat Industry Touches Millions — More Than You ThinkThe Meat Institute represents operations responsible for 95% of U.S. red meat. The industry's economic footprint reaches millions of jobs, from packers and processors to equipment suppliers, truckers, retailers, and food service. The value chain is far deeper than most realize.3. Americans Aren't Turning Away From Meat — They're Buying MoreDespite headlines suggesting otherwise, over 98% of shoppers buy animal protein, according to “The Power of Meat” report. Demand remains exceptionally strong across beef, pork, poultry, and specialty meats.4. The Industry Is Under Attack — But It's Not AloneJulie Anna discusses the cultural, political, and activist pressures placed on meat production, drawing parallels to historical attacks on other animal-based industries. But she also highlights the unified, cross-industry collaboration happening in Washington to protect farmers, ranchers, and processors during a time of economic uncertainty.5. Food Security and Protein Access Are National PrioritiesMark and Julie Anna discuss the critical role of food banks, the protein gap in America, and the innovative work of organizations like Hatch for Hunger. Refrigeration alone can determine whether a family receives high-quality protein — an issue far more widespread than most realize.6. Washington Is Listening — But the Landscape Is ChangingFrom tariffs to “Make America Healthy Again,” to environmental policy, both the current and past presidential administrations have influenced agriculture differently. Julie Anna offers a rare insider's look at what's happening inside the Beltway — and what it means for the future of farm country.Notable Quotes“Being intentional starts with listening — truly listening — so people feel heard.” – Julie Anna Potts“We serve 98% of American households. That's not a fringe...

The Ceaseless Supply of Oil | Pastor Melina De La Cruz | December 14, 2025 | Sunday 10AM | Porterville, CA

FAN MAIL--We would love YOUR feedback--Send us a Text MessageOne audacious night on the Mississippi may have decided the Civil War. We dive into the capture of New Orleans in 1862 and show how Farragut's risky run past Forts Jackson and St. Philip didn't just seize a city—it fractured the Confederacy's map, gutted its finances, and reshaped the war's momentum. New Orleans wasn't just a symbol; it was the South's engine: the largest population center, a world-class port, a shipbuilding hub, and the gateway for cotton exports and foreign credit.We unpack why the Crescent City mattered so much and how the Confederate high command miscalculated the threat. As Grant pressed from Tennessee, Richmond drained New Orleans of troops to defend Corinth's rail hub, leaving the Gulf approach weak and the river poorly protected. The real heartbreak lies with the unfinished ironclads—CSS Louisiana and the CSS Mississippi. Union officers later admitted that a battle-ready Louisiana in the narrow channel could have ravaged Farragut's wooden fleet. Timing, not just technology, proved decisive.From Porter's mortar bombardment to Farragut's pre-dawn dash, the action was fast and consequential. When New Orleans fell, the Union claimed the river's mouth and effectively split the South. The ripple effects were brutal: cotton exports collapsed, international credit evaporated, and inflation surged as the Confederate government printed unbacked money. Supply lines from Texas, Arkansas, and Louisiana withered, starving armies and cities of food, salt, and matériel. We also explore the powerful counterfactual: if New Orleans had held—its shipyards humming, ports reopened, and ironclads unleashed—European recognition might have become more than a dream.If you're ready to rethink where the war's true turning point lies, this story delivers a sharper lens on strategy, logistics, and the cost of misjudgment. Listen, share with a history-loving friend, and leave a review to tell us: was the war really lost on the night New Orleans fell?Key Points from the Episode:• New Orleans as the South's economic engine and largest port• A divided city with weak support for secession among voters• The Anaconda Plan's focus on the Mississippi River• Confederate misread of the threat and troop shifts to Corinth• Unfinished ironclads Louisiana and Mississippi as lost opportunities• Porter's mortar bombardment and Farragut's breakthrough• Strategic split of the Confederacy after the city falls• Financial shock: lost exports, credit, and spiraling inflation• Logistics cutoffs from the western breadbasket and long-term effects• Counterfactuals showing how completion of ironclads could change outcomesOther resources: Want to leave a review? Click here, and if we earned a five-star review from you **high five and knuckle bumps**, we appreciate it greatly!

In this episode of the Perth Property Show, host Trent Fleskens and guest David Cresp discuss the current state of the property market in Western Australia. They address the significant rise in house prices, the challenges in the construction sector, and the undersupply of housing. David highlights the impact of external factors like migration and the mining sector on demand, alongside issues with labor shortages and construction costs. They also explore the growing interest in apartments and lifestyle villages as alternative housing options. The conversation ends with an optimistic yet cautious outlook on the market's future.

CONGRESSIONAL SPENDING AND THE REVERSE MIDAS TOUCH Colleagues Dave Hebert and Peter Earle. Hebert and Earle argue that Congressional spending exacerbates problems in education and healthcare by subsidizing demand while restricting supply through regulations. They contend politicians prefer "showy" supply-side interventions, like drug busts, over effective policies because the politics of appearing effective outweigh the economics of actual affordability. NUMBER 16 1936 FDR

Episode 93: A rumor and news episode to round out 2025. We chat a bit more about 9850X3D expectations, the current and future state of Intel CPUs following some 225F testing, Nvidia cutting GPU supply, potential new GPUs and Steve kills some hardware.CHAPTERS00:00 - Intro02:33 - More Thoughts on the 9850X3D06:13 - Where is Intel at With Their CPUs?24:42 - Nvidia Cutting GPU Supply?37:38 - AMD Launches Radeon RX 9060 XT LP43:22 - More Intel Arc B770 Rumors49:12 - Updates From Our Boring LivesSUBSCRIBE TO THE PODCASTAudio: https://shows.acast.com/the-hardware-unboxed-podcastVideo: https://www.youtube.com/channel/UCqT8Vb3jweH6_tj2SarErfwSUPPORT US DIRECTLYPatreon: https://www.patreon.com/hardwareunboxedLINKSYouTube: https://www.youtube.com/@Hardwareunboxed/Twitter: https://twitter.com/HardwareUnboxedBluesky: https://bsky.app/profile/hardwareunboxed.bsky.social Hosted on Acast. See acast.com/privacy for more information.

For decades the amount of small homebuilders in the United States has been dwindling. One reason is the shuttering of local financial networks. Today on Second Request, Executive Editor Teddy Downey sits down with Laurel Kilgour Policy Director at the American Economic Liberties Project (AELP) to discuss the findings of Kilgour's recent report Capital Crunch: How the Fall of Local Finance and the Rise of Shareholder Primacy Warped Single-Family Homebuilding in America — And What to Do About It. Follow The Capitol Forum on X, Bluesky or Linkedin.Read Laurel Kilgour's paper here.

Many street estimates are expecting 2026 to be in the $600 billion range Follow UsTwitter @NYLInvestmentsTwitter @MacKayMuniMgrsFacebook @NYLInvestmentsLinkedIn: New York Life InvestmentsLinkedIn: MacKay Municipal ManagersPresented by New York Life Investmentswww.newyorklifeinvestments.com MacKay Municipal Managers is a team of portfolio managers at MacKay Shields. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company. “New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Supply management has long provided price stability and income predictability for Canadian dairy and poultry producers, but its sustainability is under growing pressure. That’s the message from Greg Meredith, a retired senior civil servant who served in both federal and provincial agriculture ministries, in a new episode of the Ag Policy Connection podcast. In this... Read More

Stablecoins led one of the most important years in crypto progress. Supply surged. Yield went onchain. Tokenization exploded. Now, a handful of protocols started to separate themselves from the rest.In this episode, the StableWatch team breaks down what actually happened in stablecoins this year, why growth accelerated so fast, and which yield-bearing models we think matter heading into next year.We review the data, apply numbers to narratives, and make clear predictions for 2026 across yield, RWAs, and onchain credit.We discuss:• How yieldcoins grew from $7B to $22B+ • Which models are winning: Ethena, Sky, Maple, Ondo, Securitize (And why...)• Why Sky's yield compressed while Ethena surged• How tokenization quietly became one of crypto's strongest narratives• RWAs, onchain credit, and where real demand is coming from• Why DeFi benefits when risk-free rates fallTimestamps:00:00 Intro00:36 The Stablecoin Shift03:23 How StableWatch Started07:42 2025 Review: $75.8B → $228B12:27 Sky vs Ethena: Winners & Losers16:57 Haliday Ad InfiniFi Ad Yeet Ad19:27 Why Stablecoins Track Crypto Markets24:09 RWAs, Credit & Tokenization28:47 Why Risk-Free Rates Matter30:47 Kalshi Ad Trezor Ad Hibachi Ad35:47 2026 Predictions: Who Wins Next42:38 Rate Cuts & the Next DeFi Boom49:51 StableWatch's Vision for 2026Website: https://therollup.co/Spotify: https://open.spotify.com/show/1P6ZeYd...Podcast: https://therollup.co/category/podcastFollow us on X: https://www.x.com/therollupcoFollow Rob on X: https://www.x.com/robbie_rollupFollow Andy on X: https://www.x.com/ayyyeandyJoin our TG group: https://t.me/+TsM1CRpWFgk1NGZhThe Rollup Disclosures: https://therollup.co/the-rollup-discl

Greg Brady spoke with Dr. Sylvain Charlebois, “The Food Professor”, Senior Director of the AGRI-FOOD ANALYTICS LAB at Dalhousie University about Supply management 'not on the table,' says Carney as U.S. bent on changing dairy rules. Learn more about your ad choices. Visit megaphone.fm/adchoices

AI has promised to transform nearly every industry, but it's hit some obstacles along the way. Reports of canceled projects and costly implementations have some wondering whether AI's promise lives up to its hype. In this episode, we'll explore one area where AI implementation is accelerating: supply chain. We speak with Bob Ferrari, Managing Director, The Ferrari Consulting and Research Group, about how supply chains are using AI now and planning for the future. We're also joined by Oliver Sawbridge, Senior Manager, Trade and Geopolitics at The Economist Group, who shares what over 800 supply chain leaders are saying about how AI is transforming their businesses. We'll cover what makes AI in supply chain unique, how companies are investing, and what weak spots still linger.  Guests: Bob Ferrari, Managing Director, The Ferrari Consulting and Research GroupOliver Sawbridge, Senior Manager, Trade and Geopolitics, The Economist Group  Articles mentioned and additional resources:Supply chain's big bet on AI for geopolitical resilience – Economist Impact, sponsored by KinaxisHomepage - The Ferrari Consulting and Research GroupSupply Chain Matters – The Ferrari Consulting and Research GroupAI project failure rates are on the rise: report – CIO DiveIBM Report: 13% Of Organizations Reported Breaches Of AI Models Or Applications, 97% Of Which Reported Lacking Proper AI Access Controls – IBM NewsroomWoods Hole and Matson Test Out Real-Time Whale Detection System – The Maritime Executive  Credits: Production by Josh CaldwellAdditional support from Carlos Gama and Suhas Sreedhar. Kinaxis is a global leader in modern supply chain management. Our software is trusted by global brands in every industry to provide the agility and predictability needed to navigate today's volatility and disruption. For more news and information, please visit kinaxis.com or follow us on LinkedIn.

Some adventures do more than stretch us — they transform us. And today, Pam Watts is back in the guest co-host seat to share with us what God revealed during and after the experience she was still preparing for the last time we talked. What began as doing something fun for something good became something sacred — reshaping her understanding of excellence, identity, rest, and God's power at work through human weakness.In our conversation, we explore: A different definition of excellence The gift of doing hard things in community How offering our “widow's mite” opens the door to experiencing God's might If you're in a season of saying your own faith-based YOUR — or in the reflective time that comes after—this conversation is rich with clarity, insight, and wisdom. Links & Resources mentioned: Check out Pam's website: Faith-First Family Activity Coaching https://pamwatts.com/ Take the "Am I a Highly Sensitive Person?" Self-Quiz https://CheriGregory.com/hspquiz/ Learn about the "Write Beside You" Unlimited Coaching Program and “Clarity with Your Calling” Mastermind with Cheri https://sensitiveandstrongbook.com/wby-unlimited-coaching-program/ http://sensitiveandstrongbook.com/clarity-in-your-calling-mastermind Chapters (00:00:00) - Grit and Grace(00:01:04) - Grit and Grace: When Life Feels Too Comfortable(00:03:49) - The Cast of 'Hamilton'(00:05:48) - HSPs at the Halloween Parade(00:06:48) - Adam Levine on His Performance(00:08:50) - Pamela's All That Was Enough(00:12:08) - The Wig Incident(00:15:38) - How to Read Your Relationships(00:16:11) - The Community That Helped Me Perform(00:21:27) - The One-Step Less Alone(00:23:46) - Pamela on Rest and Recovery(00:30:02) - The Dance of No Expectation(00:33:05) - Give Your Widow's Might

What happens when supply finally stabilizes, demand shifts gears, and the global economy refuses to follow the script? In this year-end Outlook episode, AirDNA Chief Economist Jamie Lane sits down with Bram Gallagher to break down what actually happened in 2025 — and what STR hosts and property managers should prepare for in 2026.Together, they revisit last year's predictions on supply growth, occupancy, and pricing, grading where the industry hit the mark (and where reality surprised us). The conversation then looks forward, unpacking how macroeconomic forces — from inflation and interest rates to housing affordability and global travel trends — are shaping the next phase of the short-term rental market.The takeaway? 2026 may not be a breakout year, but it's a pivotal one. With supply re-accelerating, demand patterns evolving, and events like the World Cup looming large, this episode offers a grounded, data-backed roadmap for navigating what's ahead — especially for operators who are thinking strategically rather than reactively.You don't want to miss this episode!Key Takeaways for STR Hosts & OperatorsSupply has bottomed — and it's coming back. After slowing sharply in 2025, supply is expected to re-accelerate in 2026, especially in resort and suburban markets.Occupancy may soften slightly before rebounding. Supply could outpace demand in the short term, leading to modest occupancy pressure before conditions rebalance in 2027.Pricing power remains limited but stable. ADR growth should improve modestly, though most existing listings will need to hold rates steady rather than push aggressive increases.International demand is an X-factor. The 2026 World Cup could drive record inbound travel — but policy and sentiment will play a major role in how big that impact is.Experienced operators have the advantage. The next wave of supply growth is likely driven by more professional, intentional investors — raising the bar for performance and operations.Sign up for AirDNA for FREE

The biggest risk in multifamily right now isn't oversupply, it's misunderstanding the data. Jay Parsons joins CRE Exchange to discuss where public housing datasets fall short, why headline narratives around supply, rents, and defaults spread so quickly, and how investors should interpret conflicting signals as the market moves into its next phase. Key moments01:09 Jay Parsons' background and career02:26 Evolving perspectives in rental housing05:17 Supply and demand dynamics in multifamily housing08:40 Demographic trends and housing preferences11:36 Cost pressures and operational challenges15:09 Interest rates and multifamily market impact20:22 Affordability and nuances in rental housing23:27 Historical context of housing affordability25:00 Potential solutions to housing affordability26:14 The role of GSEs in the housing market28:51 Public vs. private data in housing37:00 Misconceptions and myths in housing40:50 Challenges in data collection and market segments Resources mentionedJay Parsons: https://jayparsons.com/The Rent Roll: https://podcasts.apple.com/us/podcast/the-rent-roll-with-jay-parsons/id1770512765Email us: altusresearch@altusgroup.comThanks for listening to the “CRE Exchange” podcast, powered by Altus Group. If you enjoyed this episode, please leave a review to help get the word out about the show. And be sure to subscribe so you never miss another insightful conversation.#CRE #CommercialRealEstate #Property

US President Trump said he will soon announce the next Fed chair and that the new Fed chair will believe in lowering interest rates by a lot.European bourses are mostly firmer; US equity futures also gain, with mild outperformance in the NQ.DXY is slightly firmer as traders await US CPI; GBP underperforms a touch ahead of the BoE, EUR awaits the ECB.Fixed income grinds higher; Bunds saw some modest downticks after Germany's DFA announced their 2026 issuance plan, which came in slightly above analyst expectations.Crude complex was initially firmer but now hovering just above the unchanged mark, as Trump avoided mentioning Venezuela/Russia in his primetime address.Looking ahead, highlights include US CPI (Nov), Jobless Claims (w/e 13 Dec), Philly Fed (Dec), Japanese CPI (Nov), NZ Trade Balance (Nov), ECB Announcement, BoE Announcement, CNB Announcement, Banxico Announcement. Speakers include ECB's Lagarde & BoE's Bailey, Supply from US, Earnings from Carnival, Nike & FedEx.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

'Tis the season… for making supply chain predictions. Given how volatile 2025 was, anyone willing to share their opinions about the coming year deserves an award for courage.  In this episode of Art of Supply, the last of 2025, Kelly Barner shares her curated list of picks for the most compelling 2026 supply chain predictions, not ranked in any particular order, and with no guarantees for how likely they are to come true. These predictions suggest that: Localization, automation, and resilience will keep colliding with reality, not hype Decision-making will stay fast, data will stay late, and companies will learn to live with the gap Rising costs and tighter oversight (from freight to cyber risk to returns) will force uncomfortable tradeoffs Government influence on supply chains isn't fading, it's expanding in new and unexpected ways Links: Kelly Barner on LinkedIn Art of Supply LinkedIn newsletter  Art of Supply on AOP Subscribe to This Week in Procurement  

APAC stocks were mostly lower following on from the tech-led selling stateside and ahead of US inflation data and a slew of upcoming central bank decisions.US President Trump's primetime address to the nation made no mention of a US blockade against Venezuela or Russian sanctions.US President Trump said he will soon announce the next Fed chair and that the new Fed chair will believe in lowering interest rates by a lot.US equity futures traded rangebound with little reaction seen following President Trump's primetime address and as participants awaited US CPI data.European equity futures indicate an uneventful cash market open with Euro Stoxx 50 futures U/C after the cash market closed with losses of 0.6% on Wednesday.Looking ahead, highlights include US CPI (Nov), Jobless Claims (w/e 13 Dec), Philly Fed (Dec), Japanese CPI (Nov), NZ Trade Balance (Nov), ECB Announcement, BoE Announcement, Norges Bank Announcement, Riksbank Announcement, CNB Announcement, Banxico Announcement. Speakers include Norges Bank's Bache, Riksbank's Thedeen, ECB's Lagarde & BoE's Bailey, Supply from US, Earnings from Carnival, Nike & FedEx.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

What a week in the oil and gas markets. We have Dark Fleet Tankers over the weekend rolling up on Venezuela to be filled up, and Michael Tanner and Stu Turley talked about it on the Sunday release of the Energy News Beat Stand Up. Stu points out that President Trump needs to pay attention, as if he does not enforce the sanctions, we might as well ignore OPEC and the pricing models.Sure enough, on Tuesday, President Trump rolls out the blockade, and DRW on The Hot Take of the Day has a great article on his Substack. Stu has reached out to get him scheduled for another interview.Throw on a good Gavin Newsom problem this week with Oregon, Washington, and more refineries, and we have a wild ride forming up like a thunderstorm in Q1 2026.1. The situation in Venezuela and the potential impact on oil supply and prices. Stu discusses how the U.S. actions against Venezuela could affect global oil markets.2. The possibility of an upcoming commodity bull run, particularly in the oil market. Stu cites an article suggesting that oil could be the next commodity to see a major price increase.3. The tensions between global energy companies like ExxonMobil and European regulations, with Stu discussing how stricter EU policies could prompt ExxonMobil to exit the European market.4. The importance of energy infrastructure projects like the Western Gateway Pipeline to ensure energy security on the U.S. West Coast.5. New regulations in New York requiring greenhouse gas reporting, which the host suggests could lead to oil and gas companies leaving the state.6. The progress on the Alaska LNG pipeline project, which the host sees as a positive development for U.S. energy exports.Time Stamps:01:10 DRW talks about Venezuela Oil and Chris Wright03:17 ExxonMobil and Chevron to benefit03:50 Is President Trump's team listening to Energy News Beat04:45 Will Oil be the next in the commodity markets? 06:01 The EU's worst legislation ever08:00 Phillips 66 Pipeline to the West - Could be a help to California in a few years10:20 New York Needs to Learn from the EU - New Climate Regulations12:25 Alaska LNG gets green lightsBuckle up, we are in for a wild 2026.Stories Covered in the Stand UP1. Venezuela Isn't Escalation — It's Supply Management2. Will Oil Be the Next in the Commodity Bull Run?3 .The EU's Worst Piece of Legislation, According to an Exxon Top Executive May Force Exxon Out of the EU4 .Phillips 66 Sees an Opportunity to Supply the West Coast with the Western Gateway Pipeline: A National Security Imperative5. New York Releases Regulation Requiring Mandatory GHG Reporting for Large Emitters from 20276. Alaska LNG Pipeline Gets Final Approvals Ahead of ScheduleCheck out the full Transcript on https://energynewsbeat.co/and https://theenergynewsbeat.substack.com/

"Quote this now: By 2026, Sydney units will boom."

As supply chain leaders and professionals look ahead to 2026, one reality remains unchanged. Supply chains still exist to move, make, store, and deliver the goods and services people rely on every day. Food must be produced and distributed. Energy demand continues to rise. Products still need to move from suppliers to manufacturers to customers.What has changed is the level of complexity required to manage those flows effectively.In this episode of the Supply Chain Career Catalyst podcast, Rodney Apple, Chris Gaffney, and Mike Ogle discuss the forces shaping supply chain careers today. Their conversation spans technology adoption, skills gaps, labor market shifts, risk management, and what both employers and professionals must do to remain competitive in an increasingly uncertain environment.Need help hiring top talent? Engage SCM Talent Group, a supply chain recruiting & executive search firm that specializes in your hiring needs: Continuous Improvement Engineering Inventory Planning Logistics & Transportation Manufacturing Operations Robotics Sales & Business Development S&OP Strategic Sourcing & Procurement Supply Chain Management Technology & Automation Warehousing

US President Trump is to give an address to the nation on Wednesday night, live from the White House at 21:00EST (02:00GMT Thursday). White House Press Secretary said that Trump's address will be about accomplishments, while he will talk about what's to come and maybe tease new year policies.US threatened to retaliate against EU companies over digital tax, while it will use 'every tool' to counter the EU digital tax and may consider fees and foreign services restrictions.US House China Panel wrote a letter to US Commerce Secretary Lutnick, stating that NVIDIA (NVDA) H200 chip sales to China risk US' advantage.US President Trump announced a blockade of sanctioned oil tankers entering and leaving Venezuela.APAC stocks were indecisive for most of the session; European equity futures indicate a slightly firmer cash market open with Euro Stoxx 50 futures up 0.1% after the cash market closed with losses of 0.6% on Tuesday.Looking ahead, highlights include UK Inflation (Nov), German Ifo Survey (Dec), EZ CPI Final (Nov), NZD GDP (Q3), Speakers including Fed's Waller, Williams & Bostic, Supply from US, Earnings from Micron.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

US President Trump is to give an address to the nation on Wednesday night, live from the White House at 21:00EST (02:00GMT Thursday). White House Press Secretary said that Trump's address will be about accomplishments, while he will talk about what's to come and maybe tease new year policies.European bourses are mostly stronger this morning, with US equity futures also posting modest upside.DXY is firmer, the GBP has been hit after the UK's cooler-than-expected inflation report, which near-enough cements a BoE cut this week.Gilts outperform on the UK's data whilst USTs hold a downward bias.Crude benchmarks reverse Tuesday's losses following the blockade of Venezuelan oil tankers and reports of new Russian energy sanctions if Russia rejects the peace deal; XAU and Copper trading with slight gains.Looking ahead, highlights include Fed's Waller, Williams & Bostic, Supply from US, Earnings from Micron, New Zealand GDP (Q3).Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

In this Ask Monument Anything episode, we're answering real questions from listeners of the show. From a question about Michael Burry's bold predictions and why they continue to draw attention, to a discussion of Bitcoin's unusual performance in 2025 and the renewed curiosity around gold as a potential safe-haven asset, the conversation then shifts to private credit's emerging role inside 401(k) target-date funds.   Key takeaways: • The patterns that show up again and again when attention-grabbing forecasts circulate • Forces that pushed Bitcoin into an unexpected direction this year • A renewed focus on gold as investors look for steadier ground • Some new considerations for retirement savers as private credit enters target-date funds • Shifts in interest rates that reshape valuations and private-market activity • Context that helps separate meaningful insight from fast-moving headlines   Please see important podcast disclosure information at https://monumentwealthmanagement.com/disclosures   Episode Timeline/Key Highlights:   0:00 – Your Questions Answered in This Episode 2:58 – The Michael Burry Obsession and Timing Challenges 10:20 – Consistency Over Hero Trades 12:40 – Bitcoin's 2025 Divergence and Crypto Volatility 20:10 – Supply, Demand, and the Case for "Own It or Don't" 23:15 – Private Credit in 401(k)s: Fees, Liquidity, and Hidden Risks 34:05 – Bonus Question: Rate Cuts and Private Equity Connect with Monument Wealth Management:    Visit our website: https://monumentwealthmanagement.com/   Follow us on Instagram: https://www.instagram.com/monumentwealth/#   Connect on LinkedIn: https://www.linkedin.com/company/monument-wealth-management/   Connect on Facebook: https://www.facebook.com/MonumentWealthManagement   Connect on YouTube: https://www.youtube.com/user/MonumentWealth#Fit   Subscribe to our Private Wealth Newsletter: https://monumentwealthmanagement.com/subscribe/   About "Off the Wall":    Markets are noisy. Your time is limited. Off The Wall cuts through the clutter. Hosts Dave Armstrong, CFA and Nate Tonsager, CIPM bring you straightforward, candid insights about what's really moving markets and why it matters for successful investors. From economic shifts to portfolio positioning, we break down the complexities so you can invest with intention and stay grounded when headlines and life feels chaotic.   Learn more about our hosts on our website at https://monumentwealthmanagement.com 

The recently passed Pennsylvania state budget includes more money for tuberculosis prevention efforts in the Commonwealth. Federal data show cases of TB steadily rising nationally after nearly three decades of decline. The University of Pittsburgh Medical Center is establishing a rural residency program in an effort to bolster the rural doctor workforce. Here’s how it works: Residents start at UPMC Williamsport before transferring to either UPMC Wellsboro or UPMC Cole in Coudersport. Both locations are in Pennsylvania’s northern tier known as the Pennsylvania Wilds region. In Cumberland County, an 80-year-old woman was found dead after a house fire early Sunday morning, according to the Cumberland County Coroner's Office. State officials discovered a month's worth of mail wasn't sent by a government-contracted mail house over the past month. The backlog of mail totals 3.4 million letters, including notices of SNAP eligibility and health benefit information, as well as driver’s license and vehicle registration renewal invitations from PennDOT. Pennsylvania lawmakers could end the year with the lowest number of new laws in at least a decade. That's due to split government, heightened partisanship, and the concentration of power in the hands of legislative leaders, according to reporting by our partners at Spotlight PA. Sunday marked the beginning of Hanukkah. The city of Lancaster and the Jewish Community Alliance of Lancaster hosted a menorah lighting in Penn Square. Did you know that if every sustaining circle member gives as little as $12 more a month, we'd close the gap caused by federal funding cuts? Increase your gift at https://witf.org/increase or become a new Sustaining Circle member at www.witf.org/givenow.Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.

APAC stocks were mostly lower after the weak lead from Wall Street, as the tech-related pressure rolled over into the region; Nikkei 225 fell beneath the 50,000 level amid a firmer currency.China Securities Times commentary noted that China should set a positive yet 'pragmatic' 2026 GDP growth target with leeway, while researchers are said to be divided between an around 5% or 4.5%-5.0% growth target for 2026.US President Trump said they are looking into whether Israel violated the ceasefire by killing a Hamas leader; Ukrainian President Zelensky said there was still no ideal peace plan as of now.European equity futures indicate a lower cash market open with Euro Stoxx 50 futures down 0.7% after the cash market closed with gains of 0.6% on Monday.Looking ahead, highlights include UK Jobs Report (Oct), EZ/UK/US Flash PMIs (Dec), German ZEW Survey (Dec), Japanese Trade Balance (Nov), US Average Weekly Prelim Estimate ADP (4-week, w/e 29 Nov), Non-Farm Payrolls (Oct), Jobs Report (Nov), Retail Sales (Oct), Business Inventories (Sep), NBH Announcement, Comments from BoC's Macklem, Supply from UK.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

In this episode of The Crop Science Podcast Show, Jonathan LaPorte, Farm Business Management Educator at Michigan State University Extension, explains how growers can better navigate commodity market volatility. He outlines current market trends, shares crop pricing strategies, and breaks down the role of crop insurance in risk mitigation. Gain practical tips to strengthen your marketing plan. Listen now on all major platforms!“Grain marketers succeed when they simplify decisions and relate to the producer's reality.”Meet the guest: Jonathan LaPorte serves as a Farm Business Management Educator with Michigan State University Extension. With experience ranging from USDA lending to agronomy sales, his work focuses on production economics, commodity marketing, and risk management strategies for the crop industry.Liked this one? Don't stop now — Here's what we think you'll love!What you will learn:(00:00) Highlight(00:45) Introduction(01:17) Guest background(06:52) Commodity market updates(12:09) Global trade pressures(15:18) Supply and demand impacts(19:39) Building marketing plans(25:15) Final three questionsThe Crop Science Podcast Show is trusted and supported by innovative companies like:- KWS

Most school owners aren't losing money because of one major expense.They're losing money in the quiet places—the small operational habits, the unspoken “just this once” purchases, and the daily micro-decisions no one sees.These are money leaks—and they drain profit, capacity, and emotional bandwidth far more than leaders realize.In this episode, Chanie shares a short but powerful clip from HQ member Nikki, who took the Money Leaks Diagnostic and used one simple rhythm—not an overhaul—to cut her supply costs by 50% in 90 days.But the deeper transformation is even more important:She stopped carrying the financial stress alone.Her team stepped into real ownership.Her assistant director found confidence she hadn't trusted in herself for years.And the entire school strengthened its financial gear.This episode is a reminder that financial health is deeply connected to culture, leadership, and operational rhythms—not just spreadsheets.If you want a school that runs with more clarity, less reactivity, and stronger team buy-in, this conversation will open your eyes to what's possible.What You'll Learn in This EpisodeWhy most schools lose money through leaks, not large expensesHow simple rhythms—not complex systems—create predictable financial stabilityThe connection between financial health and team cultureHow to establish a supply baseline that restores clarity and reduces wasteWhy teachers and support staff play a role in every single gear, including financialsHow ownership develops when leaders stop holding everything aloneThe emotional relief that comes from shifting financial responsibility from “me” to “we”Key Insights for School Leaders1. Money leaks are leadership problems, not budgeting problems. They're symptoms of unclear rhythms, inconsistent expectations, and leaders carrying operational details alone.2. Stability is built through small, predictable systems. Not dramatic overhauls—just rhythms your team can trust and repeat.3. Every team member influences your financial gear. When teachers understand usage, they naturally make different decisions.4. Ownership grows when leaders step back. Nikki's story shows how powerful it is when a leader stops rescuing and starts equipping.Memorable Quotes“Most leaders don't need more money. They need fewer leaks.”“You don't fix financial stress by working harder—you fix it by installing a rhythm that everyone can follow.”“Every person in your building is part of every gear. Financial health is a team sport.”“Relief doesn't come from overhauling your school. It comes from sharing the weight.”Why This Matters for Your SchoolA school with constant money leaks will always feel behind—financially, emotionally, and operationally. When you strengthen this gear:✓ Your team takes more ownership✓ Your spending becomes predictable✓ Your systems stabilize✓ Your culture strengthens✓ Your leadership becomes lighterThis isn't about cutting corners.It's about aligning your people, your systems, and your rhythms so your school can breathe again.Take the Next StepIf you want to identify your biggest leaks and begin plugging them immediately:Take the Money Leaks Diagnostic schoolsofexcellence.com/moneyleaksThis diagnostic will show you exactly where money is slipping through the cracks — and give you a clear starting point for strengthening your school's financial

Send me a messageFreight is one of the biggest sources of supply chain emissions — so why is it still treated as an afterthought?In this episode of the Resilient Supply Chain Podcast, I'm joined by Jared Spude, Vice President of Enterprise Solutions at Breakthrough, to unpack why freight has become sustainability's blind spot — and why that's now a resilience risk no supply chain leader can ignore.Jared has spent over a decade working at the intersection of freight, fuel, and sustainability, helping shippers move beyond siloed decisions and into data-driven trade-offs between cost, service, and carbon. And the timing matters. Cost pressure is back. Regulation is shifting. Tariff volatility is creating decision paralysis. Yet freight remains one of the fastest ways to cut emissions without breaking the bank.In our conversation, you'll hear how empty miles alone account for a startling share of freight emissions — and why fixing them is harder than it looks. We break down why rail and intermodal are still massively underused, even with up to 70% emissions reductions on the table. And you might be surprised to learn that many companies are already paying for cleaner freight today… they're just not measuring it, or taking credit for it.We also dig into Scope 3, why ton-mile accounting can mislead growing businesses, and how the most resilient shippers are using data, visibility, and long-term carrier partnerships to make sustainability a business decision, not a side project. No silver bullets. Just stackable wins that add up.

World Agricultural Outlook Board Chair Mark Jekanowski provides details from both the domestic and global soybean supply and demand estimates for this month. USDA Radio NewslineSee omnystudio.com/listener for privacy information.

PREVIEW — Jeff Bliss — California Gas Prices and Regulatory Constraints. Bliss reports that while national average gasoline prices are declining due to demand weakness and ample supply, California gasoline prices remain persistently elevated, frequently exceeding $5.00 per gallon due to state-specific regulatory frameworks and the systematic closure of petroleum refineries reducing processing capacity. Bliss warns that energy market experts project California gasoline prices could catastrophically escalate to approximately $12.00 per gallon, a devastating potential price increase for a state economy structurally dependent upon private automobile transportation and individual vehicle ownership for employment, commerce, and daily economic activity.

Cathie Wood just confirmed what many Bitcoiners have suspected — the 4-year Bitcoin cycle is officially dead.What replaces it? A massive supply squeeze that could send shockwaves through the market. From ETF flows to BTC Treasury Company demand, this isn't just theory — it's happening live.Join BTC Sessions as we break down exactly what Cathie said, and what it means for Bitcoin's future.FOLLOW TODAY'S PANELISTS:https://x.com/saxtron3000https://x.com/jdennehy_writeshttps://x.com/LanternBitcoinFOLLOW BTC SESSIONS on X/Nostr: x.com/BTCsessionsbtcsessions@getalby.comBOOK private one-on-one sessions with BITCOIN MENTOR! Learn self custody, hardware, multisig, lightning, privacy, running a node, and plenty more - all from a team of top notch educators that I've personally vetted.https://bitcoinmentor.io/—------------------------------SHOW SPONSORS:BITCOIN WELL - BUY BITCOINhttps://qrco.de/bfiDC6COINKITE/COLDCARD (5% discount):https://qrco.de/bfiDBVABUNDANT MINES:http://abundantmines.com/boomersAQUA WALLEThttps://qrco.de/bfiD8gNUNCHUK HONEYBADGER INHERITANCEhttps://qrco.de/bfiDARHODLHODL NO KYC P2P EXCHANGEhttps://hodlhodl.com/join/BTCSESSIONDEBIFI LOANShttps://qrco.de/bfiDCp#btc #bitcoin #crypto

In this episode, Michelle weaves together basic economics(supply and demand) with spiritual truth and everyday life. She explores the idea that there is a supply for every genuine demand, in love, health, abundance, and success; and challenges the stories we tell ourselves about why we “can't” have what we desire.Michelle shares real examples from her life, her coachingwork, and the Certified Growth Leader program to show how one aligned idea can change everything. She also talks about preparing for what you want (not what you fear), acting as the future version of yourself, and ignoring the naysayers who can't see your vision. If you've ever wondered whether your “weird idea” or big desire is possible, this episode is your reminder: there's a match for your demand.Michelle@GrowBy1.comwww.bit.ly/CEUFoundingMember

Vikas Dwivedi reacts to the latest headlines around oil as Trump says the U.S. has seized an oil tanker off the coast of Venezuela. He thinks oil prices will hit $50 before $70 again, citing oversupply. “The surpluses are the largest we've seen,” he says, but they're primarily on the water, muddying the picture of what supply really looks like. However, it's still “way too much to absorb.” ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

#667: Home prices have outpaced wages for more than a decade, and first-time buyers are stretching further every year. Now a new idea is entering the conversation, the 50-year mortgage. It promises lower monthly payments, yet it reshapes everything from equity growth to long-term risk. In this episode we sit down with Karsten Jeske, PhD, CFA from Early Retirement Now, a former Federal Reserve economist known for forensic financial modeling. Together we walk through when a 50-year mortgage might make sense, when it clearly does not, and why the math is rarely as simple as “higher payment versus lower payment.” We also dig into how ultra-long mortgages could push home prices even higher, and what this means for today's buyers and tomorrow's retirees. If you've wondered whether extended loan terms offer real affordability or just disguise the cost, this conversation gives you a clearer lens. Key Takeaways Why stretching to a 50-year mortgage can look affordable on paper yet leave you with far slower equity growth in the years that matter most. The few cases where a longer mortgage term can support a deliberate strategy, such as freeing cash flow to invest, and why this only works for certain borrowers. How inflation, appreciation, and opportunity cost change the “true” math behind 30-year versus 50-year loans. Why ultra-long mortgages may raise home prices more than they help buyers and what this means for generational wealth. How late-life mortgage decisions, downsizing, and step-up in basis reshape your legacy far more than the length of the loan itself. Resources and Links Early Retirement Now blog, Karsten's research and mortgage modeling. Chapters Note: Timestamps are approximate and may vary greatly across listening platforms due to dynamically inserted ads. (00:00) 50-year mortgage debate begins (02:52) Karsten says it expands options for sophisticated investors (05:42) Paula focuses on owner-occupants who can't afford houses (11:03) Equity difference: $80K vs $20K after 10 years (18:26) Lower payments could fund other investments (25:17) Lenders package mortgages for institutional investors (29:18) US doesn't issue 100-year bonds despite stability (34:00) Small term premiums create huge returns (43:31) Paying more interest isn't automatically bad (48:08) First-time buyers now average age 40 (56:08) Geographic arbitrage enables mortgage payoff (01:00:20) 50-year mortgages could inflate home prices (01:04:51) Supply constraints drive housing affordability crisis (01:07:29) Fed might pause rate cuts in December Learn more about your ad choices. Visit podcastchoices.com/adchoices

Nermine Saad talks about her career journey; fostering a culture of learning; moving from Egypt to Canada; mentorship; & the future of digital transformation.     [03.48] What sparked Nermine's interest in logistics, and how it led her to seek out a career that connected strategy, people, and operations. "I realized there's an entire industry behind the movement of goods, and it involves shipping lines, airlines, ports, and so much more. The more I read, the more I was fascinated." [05.46] The early years of Nermine's career in Egypt and the big lessons she learned, from building credibility to the importance of resilience and consistency. "It was a rough experience... I was the only woman, and it added a lot of pressure." [08.53] Nermine's experience of moving from Egypt to Canada, and rebuilding her life, career and network. "Moving to Canada gave me whole new perspective on diversity." [12.49] The differences between building a career in Egypt and Canada, and why stepping out of your comfort zone and embracing risk leads to the biggest opportunities. [15.52] Nermine's commitment to education, from pursuing qualifications outside of work to fostering a culture of learning at Tecsys, and why it's so important. "Learning has been the driving force of my career. Education doesn't stop the moment you earn your degree – its just the beginning." "A culture of learning naturally becomes a culture of leadership." [19.42] Nermine's role as Application Services Manager at Tecsys, and what a day in her life looks like. [22.47] The importance of digital transformation, where businesses go wrong, and what a transformation journey should look like. "Digital transformation is not just implementing technology. It's really about people, processes, and a mindset… But when people start, they often get overwhelmed." "Waiting for a disruption to implement a change can be really risky. The organizations that are proactive and stay ahead of the game are the ones that have a competitive edge and keep their operations steady." [25.04] Nermine's advice for leaders focusing on digital transformation in 2026. [27.01] Nermine's experience of collaboration, mentorship and empowerment – how others have supported her, and how she pays it forward. "Collaboration is so powerful – when people feel supported, seen and heard, they produce their best work." [29.52] What being named as an industry trailblazer means to Nermine, as a woman and as an Egyptian living, working and thriving in North America. [32.32] The future for Nermine. "Supply chain never stops evolving, and that's energising. There's always an opportunity for you to make an impact, inspire others and keep pushing." RESOURCES AND LINKS MENTIONED:   You can connect with Nermine over on LinkedIn. If you enjoyed this episode and want to hear from more award-winning women, check out 447: Women In Supply Chain™, Nikki Driskill, 438: Women In Supply Chain™, Maria Madrigal or 506: Women In Supply Chain™, Zera Zheng. Check out our other podcasts HERE.

Agrippa's Brilliant Attack on Methone: Colleague Barry Strauss details the logistical maneuvers preceding Actium, noting Antony's defensive posture in western Greece, with Agrippa executing a brilliant surprise attack on Methone, a key supply base, crippling Antony's supply lines; this amphibious raid forces Antony to shift focus to the north, setting the stage for battle.