Podcasts about interest rates

Our Head of Corporate Credit Research explains why the legal confusion over U.S. tariffs plus the pending U.S. budget bill equals a revived focus on interest rates for investors.Read more insights from Morgan Stanley.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Head of Corporate Credit Research at Morgan Stanley.Today I'm going to revisit a theme that was topical in January and has become so again. How much of a problem are higher interest rates?It's Friday, May 30th at 2pm in London.If it wasn't so serious, it might be a little funny. This year, markets fell quickly as the U.S. imposed tariffs. And then markets rose quickly as many of those same tariffs were paused or reversed. So, what's next?Many tariffs are technically just paused and so are scheduled to resume; and overall tariff rates, even after recent reductions towards China, are still historically high. The economic data that would really reflect the impact of recent events, well, it simply hasn't been reported yet. In short, there is still significant uncertainty around the near-term path for U.S. growth. But for all of our tariff weary listeners, let's pretend for a moment that tariffs are now on the back burner. And if that's the case, interest rates are coming back into focus.First, lower tariffs could mean stronger growth and thus higher interest rates, all else equal. But also importantly, current budget proposals in the U.S. Congress significantly increase government borrowing, which could also raise interest rates. If current proposals were to become permanent. for example, they could add an additional [$]15 trillion to the national debt over the next 30 years, over and above what was expected to happen per analysis from Yale University.Recall that prior to tariffs dominating the market conversation, it was this issue of interest rates and government borrowing that had the market's attention in January. And then, as today, it's this 30-year perspective that is under the most scrutiny. U.S. 30-year government bond yields briefly touched 5 percent on January 14th and returned there quite recently.This represents some of the highest yields for long-term U.S. borrowing seen in the last two decades. Those higher yields represent higher costs that must ultimately be borne by the U.S. government, but they also represent a yardstick against which all other investments are measured. If you can earn 5 percent per year long term in a safe U.S. government bond, how does that impact the return you require to invest in something riskier over that long run – from equities to an office building.I think some numbers here are also quite useful. Investing $10,000 today at 5 percent would leave you with about $43,000 in 30 years. And so that is the hurdle rate against which all long-term investments or now being measured.Of course, many other factors can impact the performance of those other assets. U.S. stocks, in fairness, have returned well over 5 percent over a long period of time. But one winner in our view will be intermediate and longer-term investment grade bonds. With high yields on these instruments, we think there will be healthy demand. At the same time, those same high yields representing higher costs for companies to borrow over the long term may mean we see less supply.Thank you as always, for your time. If you find Thoughts on the Market useful, let us know by leaving a review wherever you listen. And tell a friend or colleague about us today.

In this episode, Liz Ann Sonders and Kathy Jones discuss the current state of the bond market, the influence of central banks, and the impact of policy announcements on market dynamics. They explore consumer confidence, economic indicators, and the potential effects of upcoming labor data on market trends. The discussion highlights the volatility in the markets and the importance of understanding the interplay between policy and economic conditions.You can read the article on hard data vs. soft data by Liz Ann and Kevin Gordon on Schwab.com. On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Currency trading is speculative, volatile and not suitable for all investors.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.Lower rated securities are subject to greater credit risk, default risk, and liquidity risk.(0525-1AMU)

In this powerful episode of the Cardone Zone, Grant Cardone introduces the concept of the "Credit Card Fast" — a challenge to break your dependency on credit cards and shift your mindset from debt-driven living to asset-focused wealth creation. Grant breaks down how the financial system conditions people to rely on plastic instead of production, and how eliminating credit card dependency is one of the first steps toward true financial freedom. If you're serious about building real wealth, it's time to take a hard look at how you're using credit — and what it's costing you. Learn how to: Stop funding your lifestyle with borrowed money Rewire your mindset for cash-flow-first living Use debt strategically — not habitually Regain control and create financial discipline This episode is your wake-up call. Follow @GrantCardone on all social platforms and visit GrantCardone.com for more tools, strategies, and exclusive content to help you dominate your finances and build real wealth.

The United States lost its triple-A credit rating last month from Moody's, the last of the major rating agencies to give U.S. sovereign debt its highest assessment. What does it mean for interest rates, the U.S. economy and your investment portfolio? Capital Group economist Darrell Spence shares his view. #CapGroupGlobal     For full disclosures go to capitalgroup.com/global-disclosures   For our latest insights, practice management ideas and more, subscribe to Capital Ideas at getcapitalideas.com. If you're based outside of the U.S., visit capitalgroup.com for Capital Group insights.   Watch our latest podcast, Conversations with Mike Gitlin, on YouTube: https://www.youtube.com/playlist?list=PLbKcvAV87057bIfkbTAp-dgqaLEwa9GHi   This content is published by Capital Client Group, Inc.   U.K. investors can view a glossary of technical terms here: https://www.capitalgroup.com/individual-investors/gb/en/resources/how-to-invest/glossary.html   To stay informed, follow us   LinkedIn: https://www.linkedin.com/company/capital-group/posts/?feedView=all   YouTube: https://www.youtube.com/@CapitalGroup/videos   Follow Mike Gitlin: https://www.linkedin.com/in/mikegitlin/   About Capital Group   Capital Group was established in 1931 in Los Angeles, California, with the mission to improve people's lives through successful investing. With our clients at the core of everything we do, we offer carefully researched products and services to help them achieve their financial goals.   Learn more: capitalgroup.com   Join us: capitalgroup.com/about-us/careers.html   Copyright ©2025 Capital Group

Jason provides insights into the current real estate market conditions and investment opportunities, particularly noting trends in rental rates and the potential for note investments. Jason examines the impact of economic uncertainty on rental trends and predicts future pressures on rental prices due to increased demand and institutional investor interest. Mark Moss joins Jason as they talk about Ai and the disruptions it will bring into the economy, as well as how bitcoin is the future of money.   Key Takeaways: 1:25 The Climate Change Scam Jason's editorial 2:26 Greetings from Medellin, Colombia! 3:48 Investing Notes 6:03 Article: Renters locked out of housing market push apartment renewal rates to new highs 8:10 Article: Wall street bets big on rental homes as mortgage costs soars   Mark Moss interview 11:19 The future of Ai and strategic thinking 18:15 Ai and the jobs it creates and destroys 26:26 Imagining a need and meeting it 31:06 5 year outlook 35:28 Bitcoin 44:05 Government standing in the way 46:26 Embrace the Future     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Kerry Lutz and John Rubino dive into the global consequences of rising interest rates, warning that mounting government debt—especially in the U.S., Europe, and Japan—is creating a dangerous financial environment. They examine the recent U.S. credit rating downgrades as potential signs of a shift in market psychology and broader economic instability. The conversation explores how high bond yields impact gold and silver investments, the cyclical nature of market dynamics, and the fragile alliance between China and Russia. They also touch on leadership risks, potential civil unrest, and wrap up with a call for simpler, clearer online terms of service agreements. Find John here: https://Rubino.Substack.com Find Kerry here: http://financialsurvivalnetwork.com/ and here: https://inflation.cafe Kerry's New Book "The World According to Martin Armstrong" is now available on Amazon. Over 1,200 copies sold—no discounts, just raw truth. Order it here: https://amzn.to/4kuC5p5

Interest rates are falling again. After years of rate hikes, mortgage stress, and a cooling economy, the RBA has now dropped interest rates for the second time this cycle and there are more rate cuts to come. But what does this actually mean? Is the worst behind us—or is this a sign of deeper cracks in the economy? In today's Big Picture episode, I'm joined again by leading financial commentator Pete Wargent as we unpack the macroeconomic forces shaping our housing markets and the financial outlook for Australians. Of course, the headline is the Reserve Bank's decision to cut rates on May 20. But there's so much more going on behind the scenes—consumer spending is tanking, the construction sector is in crisis, our population is booming while new housing approvals are plummeting, and unemployment is quietly starting to rise. We also explore whether this rate cut will fire up another round of property price growth, how investors are likely to respond, and whether inflation could make an unwelcome return. Plus, we'll take a step back and look at the global context—what's happening with the US Federal Reserve, China's economy, and what all of this means for you as a property investor, business owner, or just someone trying to make sense of the chaos. So whether you're wondering if now is the right time to buy property, refinance, or simply want to stay ahead of the curve, you're in the right place.   Takeaways  ·         Market signals indicate a turning point in property investment. ·         Falling interest rates are expected to boost consumer confidence. ·         The narrative we tell ourselves can limit our potential. ·         First home buyers are likely to enter the market soon. ·         Melbourne's population growth poses significant infrastructure challenges. ·         Consumer confidence is crucial for property market recovery. ·         The housing market is facing a significant shortage of supply. ·         Government policies need to align with housing demand. ·         Long-term investment strategies are essential for success. ·         Understanding market trends is key to making informed decisions.   Chapters    00:00 Global Economic Trends and Interest Rates 04:40 Impact of Interest Rate Cuts on Consumer Confidence 10:17 Investor Loans and Market Indicators 15:35 Consumer Confidence and Economic Resilience 18:32 Challenges in Housing Supply and Development 23:48 The Future of Rental Markets and Social Housing 31:50 The Turning Point in Property Investment   Links and Resources:   Metropole's Strategic Property Plan – to help both beginning and experienced investors Get a bundle of free reports and eBooks – www.PodcastBonus.com.au  Pete Wargent's blog Pete Wargent's new book, The Buy Right Approach to Property Investing Pete's other book – The New Wealth Way Get a bundle of free reports and eBooks – www.PodcastBonus.com.au  Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Even before tariffs and higher interest rates pressured the economy, housing starts were lagging in Ontario's bigger population centres. A look at the obstacles to construction and affordability – including higher fees, taxes and even NIMBYism – with a panel of pros who know what the holdups are. See omnystudio.com/listener for privacy information.

Join Moe and Javaid to take a look at the market action as investors return from the long weekend. Will tariffs continue to pressure the markets? Will the "Big, Beautiful Budget Bill" take the front seat and start driving the markets? What is the breakdown of the budget bill? Listen now to find out the answers to these and more! 

Debt can feel like a never-ending trap, especially with rising inflation and maxed-out credit cards draining financial freedom. Many find themselves stuck in a cycle of high interest rates, minimum payments, and growing stress. But breaking free is possible. In this episode, we'll explore practical strategies for crushing debt with cofounder and CEO of TruthinEquity Bill Westrom. He is the mind behind Credit Line Banking, a revolutionary financial strategy designed to help American consumers regain control over finances, and build true independence. Whether you're overwhelmed by credit card balances or looking for a fresh start, our episode today will give ideas for small, intentional steps that can lead to lasting financial freedom. Get the full article at: https://goalsforyourlife.com/crushing-debt  Contact Bill at: Bill@truthinequity.com Make sure you're getting all our podcast updates and articles! Get them here: https://goalsforyourlife.com/newsletter Resources with tools and guidance for mid-career individuals, professionals & those at the halftime of life seeking growth and fulfillment: http://HalftimeSuccess.com #debtconsolidation #financialfreedom #financialeducation #debtmanagementplan #financialliteracy CHAPTERS: 00:00 - Introduction 01:50 - Bill Westrom 05:06 - Credit Card Debt Solutions 11:17 - Saving Money on Interest Rates 15:10 - Establishing Good Financial Habits 18:45 - Finding Value in Financial Advice 21:00 - Understanding Money Sources 23:10 - Obtaining a Line of Credit 28:28 - Financial Advice for Americans 31:50 - Investment Strategies 36:04 - Contacting Bill Westrom 38:39 - Final Thoughts on Finances 41:20 - Thank You for Watching 43:18 - Sign Off Quick recap:  Bill, the CEO of Truth in Equity, discussed strategies for managing debt and achieving financial freedom with Deborah, emphasizing the importance of education and smart banking practices. They explored topics such as credit line banking, the impact of debt on different age groups, and the significance of financial transparency with children. The conversation concluded with Bill offering personalized financial guidance and both speakers agreeing on the importance of making financial topics accessible to listeners.

Welcome to the Real Estate Investing School Podcast! In today's episode, we dive deep into the journey of McKay Dobbins, a financial advisor from Southern Utah who's jumped into real estate investing with his wife, Sammy. Though relatively new to the game, McKay and Sammy are all in, driven by their desire to break free from the traditional 9-to-5 grind and build a future of financial freedom. With passions for sports, people, and helping others grow, McKay brings a unique perspective to the challenges and rewards of real estate investing. Throughout the epiosde, you'll hear about the couple's early experiences, the lessons learned from their first deals, and how they're navigating the ups and downs of their real estate journey. Joe and McKay discuss the nitty-gritty details of starting a real estate portfolio, including the creative solutions they used to overcome obstacles like financing and property renovations. McKay shares insights on the importance of mindset shifts, hard work, and building a reliable team as they expanded from their first home purchase to managing multiple properties. McKay's story offers valuable lessons on perseverance, strategy, and the long-term benefits of taking action. Find the real estate strategy that works for YOU! Book a free one on one strategy call with one of our experienced real estate coaches with the link below to see how we can help you! Book a free real estate investing strategy call! No experience necessary. Check out the Real Estate Investing School Youtube Real Estate Investing School Instagram Brody's Instagram Joe's Instagram Makay's Instagram

This Flashback Friday is from episode 257 published last May 1, 2012. Jason Hartman is joined on this episode by Greg Farrell, author of Crash of the Titans: Greed, Hubris, The Fall of Merrill Lynch, and the Near Collapse of Bank of America, for a discussion of the economic crash and the resulting bailouts, as well as some of the inside dealings with some of the major banks, such as the buyouts by Bank of America. Greg explains how these banks that participated in the buyouts grossly underestimated the depth of problems in their own banks and in those they acquired. Greg relates his research on Merrill Lynch's attempt in the 1980s to become more like Goldman Sachs and other Wall Street banks, which was to their detriment because they lacked the expertise for such business practices, and became involved in and in the middle of many of the scandals of the late ‘80s and early ‘90s. Like CitiGroup, they were in over their head. Jason and Greg discuss Wall Street in general and then specific financial groups regarding the recklessness and risky businesses, funds, etc, that they entertained to give the impression of higher rates of returns. As the plot unfolded, large bonuses to CEOs and high-producing brokers came into play, which encouraged an all or nothing attitude toward the company and fostered a “me” attitude versus long-term stability of the company. Greg also talks about what he calls the “Charlotte Mafia,” the clash of company cultures. Greg Farrell is a correspondent for the Financial Times. In January 2009, he broke the news that Merrill Lynch had paid out its 2008 bonuses a month ahead of schedule, in December, even though Merrill was in the process of losing $28 billion for the year, and Bank of America needed an extra $20 billion in taxpayer funds to complete its acquisition of the firm. That story sparked an investigation by New York attorney general Andrew Cuomo.     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

In this podcast Khagendra Gupta and Frida Infante discuss recent developments in Scandinavian interest rate markets and important drivers looking ahead.   Speakers Khagendra Gupta, European Rates Strategist Frida Infante, Rates Strategy    This podcast was recorded on 23 May 2025. This communication is provided for information purposes only. Institutional clients can view the related report at https://www.jpmm.com/research/content/GPS-4991719-0 for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2025 JPMorgan Chase & Co. All rights reserved. This material or any portion hereof may not be reprinted, sold or redistributed without the written consent of J.P. Morgan. It is strictly prohibited to use or share without prior written consent from J.P. Morgan any research material received from J.P. Morgan or an authorized third-party (“J.P. Morgan Data”) in any third-party artificial intelligence (“AI”) systems or models when such J.P. Morgan Data is accessible by a third-party. It is permissible to use J.P. Morgan Data for internal business purposes only in an AI system or model that protects the confidentiality of J.P. Morgan Data so as to prevent any and all access to or use of such J.P. Morgan Data by any third-party.  

For years, we've been in an affordable housing crisis. Since the great recession, there has been a massive shortage of homes. Builders, of course, have been hesitant to build in droves since getting burned in 2008 and 2009. And we know that in the past few years, the prices of everything have risen dramatically. This includes lumber, land, and labor. It has become very expensive to build a home. Then, there are interest rates. Higher interest rates over the past couple years have put a massive halt on home sales across the country. Today we're going to talk about the critical connection between interest rates and the housing crisis we're seeing across the United States.

In this episode of the Option Block, host Mark Longo and his co-hosts Henry Schwartz (Cboe) and Mike Tosaw (St. Charles Wealth Management) analyze the most interesting and unusual options market activities, including the standout performances of lesser-known stocks like Core Weave, GameStop, and D-Wave Quantum. The discussion also covers significant topics such as the expansion proposal of zero-day options by Nasdaq, the impacts of macroeconomic factors like interest rates and bonds, as well as insightful observations on trading strategies.    03:15 Thursday Edition Kickoff 03:40 OIC Conference Highlights 04:18 Pro Trading Crate and Giveaways 04:38 Welcome Back, Flowmaster 07:18 Market Analysis and Trends 12:18 Interest Rates and Market Sentiment 18:41 Unusual Options Activity 33:04 Peloton's Rollercoaster Ride 34:25 Massive Call Buying in Peloton 37:13 Par Pacific Holdings: A Comeback Story 42:31 Compass: Real Estate Brokerage Insights 45:32 Listener Mailbag and Flash Poll 48:10 Debating Zero-Day Options 58:03 Around the Block: Market Watch  

The RBA cut rates on Tuesday and it got us thinking- when interest rates are down, what are the best places to invest? So we compiled a list of 4 ASX listed ETFs which we believe will be winners in a low rate environment. If you are feeling unsure about what a rate cut means for your portfolio, (or what a rate cut actually means in the first place), we've got you. In this episode we give you a simple breakdown of everything you need to know about interest rates, how they affect the economy and your investments. We cover: Why interest rate cut matters for investors How an interest rate cut may effect your portfolio4 ETFs set to benefit from a rate cut Why and how each of them is set to benefitLinks Referenced:

Welcome to another insightful episode of Wealth Talk, where we dive into the vital role of cash in building a resilient financial plan. This week, host Christian Rodwell is joined by Giles Hutson, co-founder and Executive Chairman of Insignis Cash. With a wealth of experience in investment banking and entrepreneurship, Giles shares practical strategies for optimising cash, managing risk in retirement, and future-proofing your financial decisions in a changing economic landscape.Key Topics Covered:The founding story of Insignis Cash and its mission to simplify access to the UK banking system.How Insignis helps clients diversify risk and optimise returns through a multi-bank platform.The importance of cash in retirement planning and managing sequencing risk.Insights into cash strategies for SSAS pensions and the FCA's Retirement Income Review.Predictions on the future of interest rates and their impact on savers.How technology and AI are shaping the financial services industry.Tips for navigating the risk of bank collapses and ensuring access to funds.The great wealth transfer: strategies for intergenerational wealth management.Why Listen?If you're looking to optimise your cash management, reduce risk, and better understand the role of cash in building a secure financial future, this episode is packed with actionable insights. Giles also offers a behind-the-scenes look at the evolution of Insignis Cash, its innovative platform, and how it's empowering individuals, businesses, and pension trustees to make smarter financial decisions.Resources Mentioned:Learn more about Insignis Cash: www.insigniscash.comWealthBuilders Wealth Hub: WealthBuilders WebsiteConnect with Us:Subscribe to Wealth Talk on Spotify, Apple Podcasts, or your favorite podcast platform.Follow us on YouTube and join the conversation.For WealthBuilders members, access exclusive resources through the Wealth Hub.Next Steps On Your Wealth Building Journey: Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders  If you have been enjoying listening to WealthTalk - Please Leave Us A Review! 

Welcome back to the Real Estate Investing School Podcast! This Real Deal episode was filmed live on Maui with the legend himself, Zack Memmott. In their conversation, Zack shares a story about how he locked down a house that was in the Parade of Homes and the drama that came with it!  Zack dissects what inspired him to go after the deal, how he found it, and ultimately how he had to force it with the many obstacles he faced. Listeners will pull key lessons and other tips such as the process that goes into purchasing your dream home, and how pushing the limits of your buy box can benefit you greatly. This episode goes beyond just your traditional Real Deal episode. Brody and Zack also highlight the importance of getting uncomfortable and seeking change in order to experience growth and gratitude. They also go on to emphasize the power of being someone who creates win-win solutions in negotiations and the value of taking action to achieve one's goals. Having a hard time finding deals in today's market? If so, book a free strategy call with us in the link below to see how we can help you! Book a free real estate investing strategy call! No experience necessary. Check out the Real Estate Investing School Youtube Real Estate Investing School Instagram Brody's Instagram Zack's Instagram

Discover why mortgage rates are rising and what it means for housing costs. Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? - Invest in stock ETFs, private equity and digital assets for potential high compounding rates - Asset allocation model with ticker symbols and % to invest -Monthly LIVE investment webinars with Linda, with Q & A -Private VIP Facebook group with daily interaction -Weekly investment commentary from Linda -Optional 1-on-1 tech team support for digital assets -Join, pay once, have lifetime access! NO recurring fees. -US and foreign investors, no minimum $ amount to invest For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional cost. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or have a complimentary conversation to answer your questions. Request a free appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). WANT HELP AVOIDING IRS AUDITS? #Ad Stop worrying about IRS audits and get advance warning at Crypto Tax Audit, here. PLEASE REVIEW THE PODCAST ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed   PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". After you purchase the book, go here for your Crypto Book bonus: https://lindapjones.com/bookbonus PLEASE LEAVE A BOOK REVIEW FOR WEALTH BOOK Leave a book review on Amazon here. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) Available for purchase on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (Some links are affiliate links. There is no additional cost to you.)

Jason introduces Home Equity Investments (HEI), a growing industry where companies buy a portion of homeowners' equity, awaiting a future liquidity event like a sale or refinance, without requiring monthly payments. Hartman views this as a significant indicator of institutional investors' bullish outlook on residential real estate, similar to "build-to-rent" trends. He emphasizes that despite market fluctuations, real estate remains a long-term value investment. Hartman is launching his own HEI company and seeks experienced mortgage or HEI professionals to collaborate. Also, join our FREE monthly real estate masterclasses for investors EVERY SECOND WEDNESDAY of the month at  JasonHartman.com/Wednesday . Jason welcomes Michael Gifford of Spilitero.com. They discuss the home equity investment industry, its growth, and the mechanics of Splitero's home equity investment product. They also discuss the geographical presence of their company, the regulatory environment, and the size and growth of the home equity investment industry. Additionally, they touched upon the maximum investment for a property, the exit strategy, and the speed of the investment process. #RealEstateInvesting #HomeEquity #HEI #JasonHartman #PropertyInvestment #WealthBuilding #FinancialFreedom #RealEstateMarket #InvestmentStrategy #EmpoweredInvestor https://www.splitero.com/   Key Takeaways: Jason's editorial 1:36 The 2nd amendment 3:38 Home Equity Investments (HEI)   Michael Gilford interview 8:31 Meet Michael and Splitero 11:47 A more complex equation 20:15 The amount of investment and geography and regulations 24:45 Unique position & options 27:58 Bullish on the Housing Market 32:23 Brokerage and the size of the Splitero and the industry 35:49 Investors investing in Splitero   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Toll Brothers (TOL) posted earnings that satisfied investors and showed what Don Nesbitt considers "unexpected" strength in higher-income homebuyers. However, for lower and mid-income homebuyers, Don says higher interest rates are something everyone "has to get used to." On Toll Brothers, Calvin Butts, Jr. believes its "disciplined" approach on projects with higher margins gave it earnings strength.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Interest rates are falling, inflation is down and the Reserve Bank seems happier than it's been in ages.So, have we achieved the so-called soft landing after all the economic turmoil we've suffered since the pandemic?Today, chief business correspondent Ian Verrender on the latest rate cut, how many more we should expect and why Donald Trump could upend it all.Featured: Ian Verrender, ABC Chief Business Correspondent

In this insightful episode of The Impact Farming Show, host Tracy Brunet sits down with JP Gervais, Vice-President & Chief Economist at Farm Credit Canada (FCC), to discuss the highly anticipated 2024 FCC Canadian Farmland Values Report. Each year, this report provides critical insights into farmland value trends across the country—and this year's findings do not disappoint. JP unpacks the key highlights, regional trends, and what the data means for Canadian farmers in the current economic climate. In This Episode, You'll Learn: - Overview of the 2024 FCC Farmland Values Report:JP explains the purpose of the report and what it covers—from value trends to market dynamics. - Farmland Values Across Canada:A look at how land values changed across provinces in 2024 and what's driving those shifts. - Surprises in the Data:JP shares what findings stood out most and how 2024 compared to previous years. - Impact of Interest Rates:How elevated rates in recent years affected farmland transactions, and whether things are picking up in 2024. - Looking Ahead to 2025:JP offers his expert outlook on future trends in farmland demand and where interest rates may be heading. - Advice for Canadian Farmers:Insightful takeaways on navigating the current land market and preparing for what's next. Thanks for tuning in, Tracy p.s. FREE Transition Planning Resource eBook: If transition planning is on the horizon for your farm, don't miss downloading our FREE resource guide. https://www.farmmarketer.com/impact_farming_show/free_resources ============================= ✅ Important Link to Follow

With interest rates projected to fall in 2025, many investors are taking a closer look at what they consider “safe” money—particularly bonds and other fixed income investments. In this episode of Protect Your Assets, David Hollander explains how rate shifts may impact the performance of these traditionally conservative assets. You'll also hear a breakdown of key terms to know when reviewing bond holdings and why international diversification is gaining renewed attention this year. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Dr. David Mieczkowski of AgAmerica discusses trade impacts, farmland investing, ag lending trends, and the future of U.S. farming in a changing economic and demographic landscape.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

SBS Finance Editor Ricardo Gonçalves speaks with NAB Chief Economist Sally Auld about the RBA's decision to cut interest rates and how US trade policy influenced its decision, plus Rhayna Bosch speaks with Catherine Allfrey from WaveStone Capital to find out how it impacted the sharemarket

Nightlife News Breakdown with Chris Taylor, joined by Michael Pascoe, Independent commentator filing for The Saturday Paper and Michael West Media & author of The Summertime of Our Dreams. 

The Reserve Bank of Australia to cut the cash rate by 25 basis points, which nearly all economists were expecting, but will more be on the way? 

With interest rates projected to fall in 2025, many investors are taking a closer look at what they consider “safe” money—particularly bonds and other fixed income investments. In this episode of Protect Your Assets, David Hollander explains how rate shifts may impact the performance of these traditionally conservative assets. You'll also hear a breakdown of key terms to know when reviewing bond holdings and why international diversification is gaining renewed attention this year. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Listen to the top News of 20/05/2025 from Australia in Hindi.

In this powerful episode of the Jake & Gino podcast, we're joined by Rob Finlay—serial entrepreneur, founder of 30 Capital, and author of Beyond the Building and Hey Dad. Rob dives deep into commercial real estate debt strategy, the importance of tracking OKRs and KPIs, and the long-term thinking that separates real estate professionals from amateurs.But this conversation doesn't stop at business. Rob also opens up about parenting adult children, financial literacy, and the “green gas” phone call that inspired his latest book, Hey Dad, a must-read for any parent raising self-sufficient young adults in today's world.Whether you're a multifamily investor looking to improve your financial game or a parent preparing your kids for life, this episode delivers hard-earned insights from one of the best in the business.Get the books:Hey Dad: https://heydadbook.comConnect with Rob FinlayWebsite: https://robfinlay.comInstagram & more: @robfinlay   Chapters:00:00 - Introduction  04:54 - KPIs & OKRs Explained (with Chick-fil-A References)  14:47 - Smart Leverage & Exit Strategies  18:15 - How New Investors Should Think About Equity, Recycling Deals, and Exit Strategies  21:41 - Refinancing vs. 10-Year Lockups  29:24 - The 2021–2022 Bridge Debt Trap  32:49 - Hey Dad: The Gas Pump Phone Call That Started It All  39:46 - Real Parenting Talk: Teaching Independence Through Exposure  43:05 - Kids & Money: Raising Financially Literate Adults  49:34 - Gino Wraps it Up  We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

If you're hoping to buy a home in 2025, these four foundational steps will give you the strategy, support, and clarity you need to finally make it happen. Most first-time buyers don't get blocked by credit or income—they get stuck because they're guessing their way through the process. In this episode, David breaks down the four most important things you need to focus on right now to become a homeowner in 2025. From how to plan your offer timing to why your lender might be more important than your budget, this episode gives you a real roadmap—not just a motivation boost.Whether you're a renter trying to time the market or already saving and unsure what to do next, this is your starting line.Quote:“Don't worry about the interest rate right now. Just start planning like you're buying at 7%—and if it's better than that when you're ready, bonus.” — David SidoniHighlights:Why the market isn't crashing—and what to expect in 2025The four pillars every first-time buyer must lock in before they start shoppingHow to know the right time to act (even if your lease isn't up yet)Why rate watching and budget guessing are slowing you downHow your lender—not just your pre-approval—can make or break your offerWhat to do if your credit, savings, or timeline still feel offReferenced Episodes:Episode 94 – Real Estate Terms & DefinitionsEpisode 328 – 10 Real Action Steps for First-Time BuyersEpisode 341 – May 2025 Market UpdateEpisode 340 – Lending Strategy with Kelly CortConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Welcome to the Real Estate Investing School Podcast! In this episode, host Joe Jensen interviews Jesse Ray, a driven entrepreneur who boldly transitioned from the corporate grind to real estate freedom. Jesse opens up about his path from climbing the ranks in corporate sales to realizing he was unfulfilled—and how that revelation pushed him to pursue a more intentional life. By investing in single-family co-living homes in Phoenix, Arizona and renting out furnished rooms individually, Jesse unlocked a high-cash-flow strategy that quickly replaced his six-figure income and enabled him to walk away from his W-2 job. Jesse also shares the origin story of Growth House, a purpose-driven co-living venture designed to cultivate community and personal development among entrepreneurs. From his global travels to the hustle of door-knocking for deals, Jesse's journey is filled with actionable lessons and hard-earned wisdom. He and Joe discuss the impact of being around ambitious, like-minded people, and the real-world benefits and hurdles of co-living as a scalable investment model. Whether you're seeking to escape the 9-to-5 or scale your real estate business with intention, this conversation is packed with valuable insights on mindset, strategy, and building a life by design. Book a free real estate investing strategy call! No experience necessary. Check out the Real Estate Investing School Youtube Real Estate Investing School Instagram Brody's Instagram Joe's Instagram Jesse's Instagram

Welcome to the latest Bay Area Housing Market Update for May 2025!

On this episode of The Horizon, John discusses the rising risk of higher interest rates and their impact on commercial real estate. He breaks down recent shifts in FedWatch predictions, explains why inflation fears are growing despite current readings, and explores how political uncertainty—especially around tariffs and the stalled federal budget—is pushing markets into volatility. John also examines cap rate trends and evaluates whether investors and sellers should act now or wait, with a strong argument for deploying capital soon if there's a path to positive leverage. He wraps up by highlighting the CRE sectors he believes are best positioned for growth, including multifamily housing, well-located retail, infill industrial, and medical office. Get a 4-week trial, free postage, and a digital scale at⁠ ⁠https://www.stamps.com/cre⁠⁠. Thanks to Stamps.com for sponsoring the show! Post your job for free at ⁠https://www.linkedin.com/BRE⁠. Terms and conditions apply. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠www.bestevercommunity.com⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Jason welcomes Michael Gifford of Spilitero.com. They discuss the home equity investment industry, its growth, and the mechanics of Splitero's home equity investment product. They also discuss the geographical presence of their company, the regulatory environment, and the size and growth of the home equity investment industry. Additionally, they touched upon the maximum investment for a property, the exit strategy, and the speed of the investment process. #RealEstateInvesting #HomeEquity #HEI #JasonHartman #PropertyInvestment #WealthBuilding #FinancialFreedom #RealEstateMarket #InvestmentStrategy #EmpoweredInvestor https://www.splitero.com/   Key Takeaways: Jason's editorial 1:36 The 2nd amendment 3:38 Home Equity Investments (HEI)   Michael Gilford interview 8:31 Meet Michael and Splitero 11:47 A more complex equation 20:15 The amount of investment and geography and regulations 24:45 Unique position & options 27:58 Bullish on the Housing Market 32:23 Brokerage and the size of the Splitero and the industry 35:49 Investors investing in Splitero   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

This Flashback Friday is from episode 302, published last February 25, 2013. Jason Hartman is joined on this episode by Steve Forbes, the editor in chief of Forbes Media, to propose and attempt to answer the question:  Why does government get bigger and bigger when we know it doesn't work well? Mr. Forbes states that history proves free markets work for the people, while big and over-reaching government is about meeting its own needs. In his book, Freedom Manifesto: Why Free Markets Are Moral and Big Government Isn't, coauthored with Elizabeth Ames, the authors delve into historic events and statistics, showing that in every instance, big government promotes favoritism, stifles economic growth, dumbs down education, and creates an atmosphere of “rigidity and scarcity.” At the same time, it opens the door to corruption. Mr. Forbes discusses the benefits of economic freedom, which promotes creativity and growth. Jason and Mr. Forbes also talk about current economic issues, including the bubbles that the Fed continues to create in the bond market and housing. “When government undermines money, bad things happen,” laments Mr. Forbes. “When government says it's here to help, watch out!”   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com      

Dan Sotiroff, senior manager research analyst for Morningstar Research Services, explains how TIPS ETFs work, their performance in 2025, and what to consider before buying the treasury inflation-protected securities.  Key Takeaways:What Are TIPS?TIPS ETFs vs. TIPSFlows Into TIPS ETFs in 2025 Surprises Morningstar's ETFInvestor EditorHow TIPS Have Performed Against the Bond Market in 2025How Higher-for-Longer Interest Rates Could Create Higher RiskShould Investors Look to Short- or Long-Term TIPS During Market Volatility?What's the Best Account to Hold TIPS ETFs?Who Should Invest in TIPS ETFs?2 Top TIPS ETFs Picks Read about topics from this episode.  Subscribe to Morningstar's ETFInvestor newsletter.TIPS Funds Gain on Fears of Inflation and Economic DownturnHow to Use TIPS in Your PortfolioWhy the Fed May Wait Until July to Cut Interest RatesInflation Was Softer in April, but Tariff Impacts Still LoomWhat Now? An Investor's To-Do List for Chaotic MarketsMorningstar′s Guide to ETF InvestingHow to Think About Time Horizons in Bond Investing6 Top-Performing TIPS Funds3 Defensive ETFs for Current Volatility What to watch from Morningstar. Market Volatility: The Trade Deals That Could Calm Wall StreetBerkshire Hathaway's Annual Meeting Could Reveal Its Future PlansRetirees: Here's How to Tweak the 4% Rule to Protect Your Nest EggMarket Volatility: Which Investments Will Protect Your Portfolio in a Recession?Market Volatility: What Lies Ahead in Trump's Trade War Read what our team is writing:Daniel SotiroffIvanna Hampton Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/X: https://x.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

Kathy Jones and Liz Ann Sonders discuss the pause on some tariffs and the impact on the equities market. Then, Kathy interviews Cooper Howard about the features of municipal bonds in the current landscape. They explore the implications of federal funding on state and local governments and the challenges faced by higher-education institutions. The discussion also covers practical investment strategies for municipal bonds, including the importance of credit quality, diversification, and the considerations for investing in state versus in out-of-state bonds.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Diversification strategies do not ensure a profit and do not protect against losses in declining markets.Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Past performance is no guarantee of future results, and the opinions presented cannot be viewed as an indicator of future performance.Indexes are unmanaged, do not incur management fees, costs and expenses, and cannot be invested in directly. For more information on indexes, please see Schwab.com/IndexDefinition.Futures and futures options trading involves substantial risk and is not suitable for all investors. Please read the Risk Disclosure Statement for Futures and Options prior to trading futures products.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.Lower rated securities are subject to greater credit risk, default risk, and liquidity risk.A bond ladder, depending on the types and amount of securities within the ladder, may not ensure adequate diversification of your investment portfolio. This potential lack of diversification may result in heightened volatility of the value of your portfolio.  As compared to other fixed income products and strategies, engaging in a bond ladder strategy may potentially result in future reinvestment at lower interest rates and may necessitate higher minimum investments to maintain cost-effectiveness. Evaluate whether a bond ladder and the securities held within it are consistent with your investment objective, risk tolerance and financial circumstances.Currency trading is speculative, volatile and not suitable for all investors.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.Tax-exempt bonds are not necessarily a suitable investment for all persons. Information related to a security's tax-exempt status (federal and in-state) is obtained from third parties, and Schwab does not guarantee its accuracy. Tax-exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.(0525-WDSP)

Today's episode, Jason sits down for an interview with Vince Rodriguez of RE Social podcast. Jason discusses real estate investment strategies, cautioning against relying solely on appreciation in cyclical markets like California due to unpredictable downturns and low cash flow. He advocates for investing in linear markets offering sustainable, long-term growth and consistent cash flow. Jason's company, Empowered Investor, teaches conservative buy-and-hold strategies for turnkey rental properties in vetted markets, emphasizing remote self-management for increased profitability and control. He highlights the benefits of single-family homes as a proven and simple investment. Register for our Wednesday Masterclass every second Wednesday of every month: JasonHartman.com/Wednesday #RealEstateInvesting #InvestmentProperty #RentalProperty #PassiveIncome #WealthBuilding #FinancialFreedom #MortgageRates #HousingMarket #DirectInvesting #JasonHartman #EmpoweredInvestor #RealEstateMarket #CashFlow #Rentals #InvestorTips     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

In this episode of The Mortgage Show, Randy and Beds break down the latest in mortgage news and home financing. They dig into what the latest inflation data means for rates, how to properly compare lenders using the Loan Estimate, and why it's crucial to watch out for fluff numbers. They also cover recent updates to the MaineHousing program income limits and go deep on mobile home financing—what's allowed, what kills a deal, and what borrowers need to know. Plus, some Celtics talk gets mixed in as they process the Jayson Tatum injury and try to stay optimistic.00:00 Introduction and Casual Banter00:16 Discussing Jason Tatum's Injury01:02 Celtics' Playoff Hopes01:40 Frustrations with Jalen Brown03:26 Transition to Mortgage Talk04:00 Economic News and Mortgage Rates06:39 Main State Housing Program13:25 Mobile Homes: Key Considerations17:09 Loan Eligibility for Mobile Homes17:33 Engineer's Certification and Costs19:06 Interest Rates and Down Payments19:49 Comparing Lenders and Loan Estimates21:06 Understanding Closing Costs27:59 Escrow and Property Taxes34:32 Market Predictions and Inventory Levels36:02 Conclusion and Final ThoughtsRandy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd FloorSaco, ME 04072 207-590-0337 l rforcier@cmghomeloans.comChris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l cbedard@cmghomeloans.comTHE MORTGAGE SHOW

Today Jason covers a few key real estate investing strategies. He emphasizes the importance of leveraging properties with high loan balances for inflation-induced debt destruction and better insurance claim handling. He advises against paying off mortgages, highlighting tax benefits and the "refi till you die" plan. He introduces the concept of a "perpetual motion machine" in real estate, using cash flow from existing properties to acquire more, similar to a leveraged buyout and the "flywheel" effect. He stresses persistence despite challenges, sharing his early struggles and the long-term benefits of income property investing. Then Jason and Les Rubin discuss the critical issues of entitlements, government size, and the tax code in relation to US economic stability. They explore the potential of converting Social Security to private accounts and the challenges of reforming the current entitlement programs, acknowledging the need for public education and a shift in attitude. Lastly, they sounded the alarm about the dangerous economic path the country is on, warning of the potential collapse of the economy and the future consequences for future generations. Visit Les Rubin's site at https://www.mainstreeteconomics.org/ #PonziScheme #EconomicCollapse #Entitlements #SocialSecurity #Medicare #GovernmentSpending #TaxReform #NationalDebt #FiscalPolicy #MainStreetEconomics Key Takeaways: Jason's editorial 1:34 Why you should not pay off your mortgage 5:33 The perpetual motion machine 12:21 Join Jason's Empowered Investor PRO group https://empoweredinvestor.com/. Also Join our Masterclass every second Wednesday of each month http://jasonhartman.com/wednesday   Jason interviews Les Rubin 12:33 3 main areas on which we need to focus 15:49 Unfunded Entitlements 19:31 Promises, promises, promises 23:38 Solutions https://www.mainstreeteconomics.org/ 25:06 Where does this lead? 27:21 Inflation 28:24 Prediction on the US economy   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

In this conversation, Dylan Silver and Jon Kutsmeda delve into the complexities of the mortgage industry, discussing the slow pace of innovation, the intricacies of mortgage rates, and the impact of retail fatigue on consumers. They explore how mortgage rates are determined, the importance of comparing costs rather than rates, and the role of Fannie Mae and Freddie Mac in the market. Additionally, they highlight alternative loan options for investors and the significance of cash flow in real estate investments.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Tune into this episode of the Prosperity Podcast as hosts Kim and Spencer take on a FINRA financial literacy quiz, highlighting key concepts like inflation, opportunity cost, and smart decision-making. Perfect for those eager to boost their financial savvy! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://www.finra.org/  https://www.usatoday.com/story/money/2025/04/19/american-consumers-inflation-financial-literacy-quiz-education/83145630007/    Show Notes Understanding Inflation and Interest Rates. Explaining Opportunity Cost. The Importance of Financial Calculators. The Truth About Car Payments. Creating a Financial Competency Quiz. Switching from Financial Literacy to Competency.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

// GUEST //Websites: https://professorwerner.org/ and https://richardwerner.org/Substack: https://rwerner.substack.com/Book: https://www.quantumpublishers.com/index.htmlX: https://x.com/drrichardwerner and https://x.com/scientificecon // SPONSORS //The Farm at Okefenokee: https://okefarm.com/iCoin: https://icointechnology.com/breedloveHeart and Soil Supplements (use discount code BREEDLOVE): https://heartandsoil.co/In Wolf's Clothing: https://wolfnyc.com/Blockware Solutions: https://mining.blockwaresolutions.com/breedloveOn Ramp: https://onrampbitcoin.com/?grsf=breedloveMindlab Pro: https://www.mindlabpro.com/breedloveCoinbits: https://coinbits.app/breedlove // PRODUCTS I ENDORSE //Protect your mobile phone from SIM swap attacks: https://www.efani.com/breedloveNoble Protein (discount code BREEDLOVE for 15% off): https://nobleorigins.com/Lineage Provisions (use discount code BREEDLOVE): https://lineageprovisions.com/?ref=breedlove_22Colorado Craft Beef (use discount code BREEDLOVE): https://coloradocraftbeef.com/ // SUBSCRIBE TO THE CLIPS CHANNEL //https://www.youtube.com/@robertbreedloveclips2996/videos // OUTLINE //0:00 - WiM Episode Trailer1:23 - History of the USD5:46 - History of Tally Sticks11:13 - Interest Rates and Growth25:19 - The Farm at Okefenokee26:29 - iCoin Bitcoin Wallet27:59 - Central Planning and Price Fixing, We Don't Need Central Banks33:45 - The Importance of Sound Money39:52 - Heart and Soil Supplements40:52 - Helping Lightning Startups with In Wolf's Clothing41:44 - Central Planning vs Decentralized Planning51:43 - Nature to be Commanded, Must be Obeyed58:05 - Mine Bitcoin with Blockware Solutions59:31 - Onramp Bitcoin Custody1:00:54 - Has Real Capitalism Ever Been Tried?1:02:01 - The Vikings and European Civilization1:24:07 - Mind Lab Pro Supplements1:25:18 - Buy Bitcoin with Coinbits1:26:28 - The Origins of the Petrodollar1:44:42 - Closing Thoughts and Where to Find Richard // PODCAST //Podcast Website: https://whatismoneypodcast.com/Apple Podcast: https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400Spotify: https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsERSS Feed: https://feeds.simplecast.com/MLdpYXYI // SUPPORT THIS CHANNEL //Bitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7Sats via Strike: https://strike.me/breedlove22Dollars via Paypal: https://www.paypal.com/paypalme/RBreedloveDollars via Venmo: https://account.venmo.com/u/Robert-Breedlove-2 // SOCIAL //Breedlove X: https://x.com/Breedlove22WiM? X: https://x.com/WhatisMoneyShowLinkedin: https://www.linkedin.com/in/breedlove22/Instagram: https://www.instagram.com/breedlove_22/TikTok: https://www.tiktok.com/@breedlove22Substack: https://breedlove22.substack.com/All My Current Work: https://linktr.ee/robertbreedlove

The Fed's interest rate pause is making headlines as economic uncertainty reaches new heights. In this episode, Kathy Fettke unpacks what the Federal Reserve's decision to hold rates steady means for real estate investors, borrowers, and the broader economy. With rising concerns about stagflation, shaky GDP numbers, and trade tensions driving market volatility, this pause may be more than just a waiting game — it could signal the start of a critical turning point. Topics Discussed: 00:00 Fed's Interest Rate Decisions 00:38 Fed's Post Meeting Statements 01:00 Stagflation Risk and US Economy 01:23 Job Market 01:45 Tariffs  02:20 Consumer Side  LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN Source: https://www.cnbc.com/2025/05/07/fed-rate-decision-may-2025.html

This Flashback Friday is from episode 304 published last Mar 6, 2013. Jason talks with investment counselor, Sara, about investor psychology, overcoming obstacles and getting out of our own way.  The smoke-and-mirrors propaganda perpetuated by mainstream media (lamestream media as Sarah Palin says) in reporting the new high in the Dow Jones Industrial Average (DJIA).   They almost always fail to distinguish between nominal dollars and real dollars.  Jason illustrates how investors have actually lost money in inflation adjusted dollars and how the Dow has to increase a lot more before investors break even based on the two peaks.  This lie is even worse when one considers how inflation is underreported in the consumer price index (CPI and CPI-U) due to weighting, substitution and hedonics (the hedonic index).  Another misrepresentation is the 'core rate' or 'core inflation' which strips out food and energy because they're too volatile.   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Pakistan's defense minister warned that hostilities between his country and India could escalate into a nuclear confrontation, the White House plans to add Libya to the list of countries where it sends deportees, and the Federal Reserve voted to keep interest rates unchanged, for now.Want more comprehensive analysis of the most important news of the day, plus a little fun? Subscribe to the Up First newsletter.Today's episode of Up First was edited by Ryland Barton, Anna Yukhananov, Rafael Nam, Janaya Williams and Alice Woelfle. It was produced by Kaity Kline, Nia Dumas and Christopher Thomas. We get engineering support from Stacey Abbott. And our technical director is Carleigh Strange. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

✅ Come to Rebel Capitalist Live here https://rebelcapitalistlive.com/✅Check out my private, online investment community (Rebel Capitalist Pro) with Chris MacIntosh, Lyn Alden and many more for $1!! click here https://georgegammon.com/pro✅Rebel capitalist merchandise https://www.rebelcapitaliststore.com