Podcasts about interest rates

In this conversation, Liz Ann Sonders and Kathy Jones discuss the current state of the markets, focusing on the implications of tariffs, global economic influences, and the dynamics of the bond market. They explore evergreen strategies for navigating market volatility, emphasizing the importance of disciplined investment approaches. The discussion also touches on inflation expectations, the Federal Reserve's policies, and insights into the potential risks and opportunities for investors.You can read Kathy and Collin's article about the fixed income markets here: "The Bond Market in 2026: What Could Go Wrong?"On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.Currency trading is speculative, very volatile and not suitable for all investors.The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Diversification, asset allocation, and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Rebalancing may cause investors to incur transaction costs and, when a non-retirement account is rebalanced, taxable events may be created that may affect your tax liability.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions(0126-1900) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In Part 2, Bruce Norris and economist Christopher Thornberg examine interest rates through a historical lens and discuss how inflation, political narratives, and global economics shape today's market. They also explore the role of artificial intelligence, weighing its potential benefits against societal risks, and emphasize the importance of adapting through education and workforce training. Christopher Thornberg, Ph.D. is a nationally recognized economist and public speaker, best known for accurately forecasting the 2007 housing crash. He is the Founder of Beacon Economics, one of California's leading economic research firms, and a trusted advisor to governments, businesses, and financial institutions nationwide. Dr. Thornberg is a frequent media commentator and a contributor to major economic outlooks, offering data-driven insights on real estate, labor markets, and economic policy. In this episode:A historical look at interest rates and why another increase could pressure real estate markets.How inflation, politics, and populism influence economic stability.The reality of the U.S. dollar's global currency status and why it remains the safest refuge for capital.A balanced discussion on artificial intelligence — opportunity versus unintended consequences.Why education and adaptation are critical as technology reshapes the economy.The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669.  For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.Video LinkRadio Show

The FOMC meets next week to decide if they will cut interest rates in January. Neither guest on today's panel agrees, with Ben Emons making the case as to why a divided Fed will meet in the middle for no change in rates. Chuck Lieberman argues the Fed won't cut at all in 2026 and that inflation will face upward pressure if the economy stays formidable. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

President Donald Trump acknowledged yesterday that he'll need help from Congress to cap credit card interest at 10%. He also talked about this at the World Economic Forum; at another Davos venue, JPMorgan Chase's Jamie Dimon said that capping cards would cause "economic disaster." We dig in. Plus, tax breaks from the "Big Beautiful Bill" should boost the economy (temporarily), and boosting Venezuela's oil production could have serious environmental impacts.

President Donald Trump acknowledged yesterday that he'll need help from Congress to cap credit card interest at 10%. He also talked about this at the World Economic Forum; at another Davos venue, JPMorgan Chase's Jamie Dimon said that capping cards would cause "economic disaster." We dig in. Plus, tax breaks from the "Big Beautiful Bill" should boost the economy (temporarily), and boosting Venezuela's oil production could have serious environmental impacts.

In this episode, Hal Sweasey breaks down the San Luis Obispo County real estate market with a full 2025 year-in-review, comparing where the market started at the beginning of the year to how it finished. We cover local market stats, interest rate trends, pricing shifts, and the strategy changes that mattered most for buyers and sellers heading into 2026. If you're thinking about buying or selling in San Luis Obispo County this year, this update will help you understand what changed — and what to expect next. ⏱️ Chapters 00:00 – Happy New Year & Market Overview 00:35 – 2025 Market: Start vs End of Year 01:45 – How Local Markets Evolved (Paso, Atascadero, Coast, South County) 02:55 – Interest Rates, Prices & Buyer Confidence 03:55 – Strategy Shifts: Pricing, Negotiation & Compromise 04:45 – What This Means for 2026

The biggest risk of 2026 according to Dale Smothers: companies cutting back costs on AI infrastructure buildout. If businesses realize they don't need as much AI as originally budgeted, it could hit Big Tech firms and cut into economic growth. Dale explains how he's creating investment strategies for clients in 2026 with AI downside risks and other volatile factors in mind. As for the Fed, he expects interest rates to fall 100 points lower than where they currently sit. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Pressure on highly-indebted companies will intensify as interest rates remain elevated, according to Seix Investment Advisors. “We have a lot of credit zombies — B3/B minus or CCC rated credits — that still have very weak interest coverage, generating zero free cash flow,” George Goudelias, chief investment officer of the firm’s leveraged finance platform, tells Bloomberg News’ James Crombie and Bloomberg Intelligence’s Jean-Yves Coupin in this episode of the Credit Edge podcast. “There are mine fields to avoid in this market,” he adds. They also discuss the impact of private credit on public leveraged finance, why Seix is bearish on technology and how rising “sell America” sentiment could affect corporate debt.See omnystudio.com/listener for privacy information.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Presidents don't set interest rates. Markets do.In this segment, Chris explains why trying to “force” low interest rates—whether by the Fed, the White House, or political pressure—is an exercise in futility. From Trump's Davos comments to Fed rate cuts that didn't lower long-term borrowing costs, the bond market keeps delivering the same message.The Fed cut rates by 175 basis points since September 2024—yet 30-year Treasury yields jumped from under 4% to nearly 5%. Mortgage bond purchases? Temporary blips, then right back up.The bond vigilantes are real, and they don't care about speeches or spin.If you want lower rates, there's only one answer: get fiscal discipline under control—balance the budget and pay down debt. Everything else is noise.

SEGMENT 5: POWELL VS. TRUMP ON MONETARY POLICY Guest: Joseph Sternberg (London) Sternberg analyzes the brewing conflict between Federal Reserve Chairman Jerome Powell and President Trump over interest rate policy. Discussion examines Trump's public criticism of Powell, the Fed's independence, inflation concerns, and how this tension between the White House and central bank could shape economic policy and market confidence.

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Credit union lending faces pivotal changes in 2026 as interest rates, inflation, and regulatory shifts reshape the landscape. In this episode of Credit Union Conversations, host Mark Ritter and MBFS COO Jeff Lyons make bold predictions about fed rate movements, treasury rates, and commercial lending growth. They discuss how rising delinquency rates may affect the industry and explore the NCUA's anticipated regulatory priorities, including oversight of AI and automation. From mortgage rates to commercial real estate refinancing opportunities, this Quick Hits episode delivers actionable insights for credit union leaders navigating an uncertain economic environment in the year ahead.What You Will Learn In This Episode:✅ How fed rate reductions and treasury rates will influence credit union loan pricing strategies and member borrowing costs throughout 2026✅ Why commercial lending growth may slow, while commercial real estate refinancing opportunities emerge from distressed properties✅ What regulatory priorities the NCUA will focus on, including delinquency management, loan loss reserves, stablecoins, and AI and automation policies✅ How the housing market, unemployment rate, and inflation rate interconnect to shape the overall economic outlook for credit unionsSubscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 2026 predictions episode discussing credit union industry forecasts and Fed rate and interest rates predictions, with expectations of rates dropping to 3-3.25% 01:42 Treasury rates and mortgage rates outlook, analyzing the impact on credit union lending and the housing market03:10 Inflation rate forecast at 2.5% with discussion of tariffs and unemployment rate effects on economic stability04:25 Commercial lending growth predictions and commercial real estate refinancing opportunities amid rising delinquency trends06:29 Discussion of the NCUA board, the rising delinquency numbers, and the abuse of AI10:15 Let's talk footballKEY TAKEAWAYS: ✅ Federal Reserve leadership changes will drive fed rate policy toward 3% by year-end, creating refinancing opportunities for loans originated in 2024 at higher rates✅ Rising delinquency rates will trigger stricter NCUA oversight on loan loss reserves and accounting practices, while AI and automation regulation emerges as a new compliance focus area✅ Commercial real estate distress will create a "greater fool" refinancing market where credit unions can acquire loans at significant discounts after original lenders absorb lossesABOUT THE GUEST:Jeff Lyons - LinkedInRESOURCES MENTIONED: Mark Ritter - WebsiteMark Ritter - LinkedInSEO KEYWORDS: Credit Union Conversations, Mark Ritter, MBFS, Credit Unions, CUSO, Credit Union Lending, Interest Rates, Inflation, Fed Rate, Treasury Rates, Commercial Lending, Delinquency, NCUA, AI And Automation, Mortgage Rates, Commercial Real Estate, Federal Reserve

What if the debt you carry into retirement shapes your financial freedom more than your investment choices? In this episode, Charleston’s Retirement Coach Brandon Bowen breaks down how different types of debt—mortgages, car loans, and consumer balances—fit into retirement planning. He shares real client examples, discusses when paying off debt may make sense, and explains why interest rates, cash reserves, and timing matter. This conversation highlights the importance of evaluating debt alongside assets to build a more thoughtful retirement strategy. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Money correspondent Susan Edmunds spoke to Lauren Crimp about what could happen to interest rates this year, and what it means for mortgage holders.

President Donald Trump floats a bombshell idea to cap credit card interest rates at 10%, and conservatives are split. The Chicks sit down with Zach Abraham of Bulwark Capital Management to break down whether this is anti–free market or a long-overdue pushback against modern-day usury. From Teddy Roosevelt trust-busting parallels to credit card debt traps, personal […]

Join Dylan De Bruin alongside Chris Chiaramonte, Ethan Hokel, and Jason Mickelson as they explore where the real estate market has been, where it appears to be heading, and what a more “normalized” market could look like in the year ahead. The group debates projections for existing and new home sales, discusses the role of interest rates and potential government intervention, and breaks down how shifting market conditions are impacting buyer and seller behavior.   In this episode: 00:00 Introduction and Welcome 00:28 Catching Up: Recent Events and Milestones 01:53 Market Sentiments and Buyer Activity 04:11 Debate: Should Interest Rates Come Down? 06:02 Impact of Interest Rates on Affordability 13:44 News and Legislative Updates 17:58 Inventory and New Construction Trends 26:21 Analyzing Recent Home Price Trends 27:06 Projections for Home Price Appreciation 28:03 Debating the Impact of Interest Rates on Home Prices 29:13 Affordability and Wage Growth 30:53 Challenges for First-Time Home Buyers 31:27 Future Home Sales Projections 39:04 Reflecting on Market Conditions and Strategies 49:14 The Importance of Agent Skills in a Changing Market 50:51 Closing Thoughts and Future Predictions   Subscribe to the More Than More Podcast for new weekly episodes as we discuss building meaningful and impactful businesses, careers, and lives through real estate. Apple Podcasts Spotify YouTube 

President Donald Trump floats a bombshell idea to cap credit card interest rates at 10%, and conservatives are split. The Chicks sit down with Zach Abraham of Bulwark Capital Management to break down whether this is anti–free market or a long-overdue pushback against modern-day usury. From Teddy Roosevelt trust-busting parallels to credit card debt traps, personal responsibility, and why capitalism sometimes needs defending from itself, this episode dives deep into the economics behind Trump's proposal and what it would actually mean for everyday Americans. Register now for the free “New Year Reset” webinar Jan 29. Schedule your FREE risk review at https://KnowYourRiskPodcast.comSubscribe and stay tuned for new episodes every weekday!Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramTikTokXLocalsMore InfoWebsite

This week, Liz Ann Sonders and Kathy Jones discuss the current state of the Federal Reserve, the bond and equity markets, the challenges facing the housing market, and the ongoing issues with inflation. They explore the implications of a criminal investigation into Fed Chair Jerome Powell, the stability of the bond market amidst political pressures, and the somewhat mixed signals from the equity market. Their discussion also highlights the affordability crisis in the housing market and the Fed's struggle to meet its inflation targets, concluding with a look ahead at upcoming economic data.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.Schwab does not recommend the use of technical analysis as a sole means of investment research.The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly.  For more information on indexes, please see schwab.com/indexdefinitions (0126-YL36) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In Part 1 of this episode, economist Christopher Thornberg joins Bruce Norris to break down the current state of the housing market. They discuss market stability, the impact of low interest rates and refinancing, growing affordability challenges, and why rising federal debt poses long-term economic risks investors should not ignore. Christopher Thornberg, Ph.D. is a nationally recognized economist and public speaker, best known for accurately forecasting the 2007 housing crash. He is the Founder of Beacon Economics, one of California's leading economic research firms, and a trusted advisor to governments, businesses, and financial institutions nationwide. Dr. Thornberg is a frequent media commentator and a contributor to major economic outlooks, offering data-driven insights on real estate, labor markets, and economic policy. In this episode:Bruce Norris welcomes economist Christopher Thornberg of Beacon Economics.A look at today's real estate market stability and underlying risks.How low interest rates and refinancing have shaped housing trends.Ongoing challenges facing buyers, sellers, and affordability.Public debt concerns and what they mean for the broader economy.Why federal borrowing may be unsustainable without fiscal reform.The Norris Group originates and services loans in California and Florida under California DRE License 01219911, Florida Mortgage Lender License 1577, and NMLS License 1623669.  For more information on hard money lending, go www.thenorrisgroup.com and click the Hard Money tab.Video LinkRadio Show

Send us a textToday I look at what all of the experts predict for the 2026 real estate market.  What will interest rates do? Will house prices rise and by how much? Will inventory change and become a buyer market? So many questions are fueling the perception of the market.  Listen to see what you can expect in the market this coming year. Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.

Today's episode begins with the fatal shooting of Renee Good last week at the hands of an ICE officer in Minneapolis. Mary and Andrew break down the frame by frame of the tragedy and its fallout — pointing to the Trump administration's deflective response, the Civil Rights Division's decision not to investigate, and the inflammatory language used by the Vice President and Trump himself. Joining the conversation next for a deep dive into Trump's actions in Venezuela is international law expert Rebecca Ingber, who explains how the incursion has no clear legal justification under international law. Last on the agenda, the co-hosts turn to news out of D.C. where the U.S. Attorney launched a criminal probe into Federal Reserve Chair Jerome Powell, sparking questions about the Fed's independence and government sanctioned retribution campaigns. A Note: In this episode, Mary and Andrew talk about top DOJ officials quitting over their division's refusal to investigate the Minnesota shooting. After recording, the New York Times among others reported the following: Six Prosecutors Quit Over Push to Investigate ICE Shooting Victim's WidowFurther Reading: Here is the Federal Reserve's explanation of the renovations: Federal Reserve's Renovation of Two Historic Buildings Sign up for MS NOW Premium on Apple Podcasts to listen to this show and other MS podcasts without ads. You'll also get exclusive bonus content from this and other shows. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Guest: Joseph Sternberg. President Trump is reportedly using an investigation into Fed Chairman Jerome Powell as a pretext to influence interest rate decisions. Sternberg notes that while central banks like the Bank of England strive for independence, they are increasingly politicized. Additionally, Western media outlets like the BBC initially faced criticism for slow coverage of Iranian massacres.1808 BANK OF ENGLAND

Greenland, Mexico, Venezuela, Colombia – USA is the world’s Cop again? More .. Housing, Credit cards, Fannie and Freddie – all in week’s work.. Retail investors in control – don’t care about the noise. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter   Warm-Up - Greenland, Mexico, Venezuela, Colombia - USA is the world's Cop again? - More .. Housing, Credit cards, Fannie and Freddie - all in week's work.. - Retail investors in control - don't care about the noise Markets - DJIA plowing ahead - NASDAQ on fire - what can stop this? - Nuclear stocks back in play - Defense names on the move - Interesting economic news. FIRST - President Donald Trump said drug “cartels are running Mexico,” and suggested the U.S. military could start land strikes against them there. - The comments come on the heels of suggestions that Trump could take military action in Cuba and Colombia, and to annex Greenland. - The Trump administration has reportedly carried out 35 known strikes on alleged drug boats in the Caribbean, killing 115 individuals. - I will be going to Mexico later this week for a couple of days..... Retail Ruling - Retail traders have extended a buying spree into the new year, following a record-setting performance in 2025, with purchases in the first four trading days of January hitting the second-highest level in almost eight months. - Individual investors have bought about $10.1 billion of US equities since the start of the year, mainly via exchange-traded funds, far exceeding the 12-month weekly average. - Retail investors' confidence has helped stabilize markets during recent pullbacks, and if they keep snapping up equities, gains in the US stock market are likely to persist, according to analysts. Employment Report - 4.4% Unemployment Rate - Nonfarm Payroll Employment: U.S. employers added +50,000 jobs in December 2025. This came in below economists' expectations (consensus around 60,000–73,000) and was a slowdown from the downwardly revised +56,000 in November. - Unemployment Rate: Edged down slightly to 4.4% (from a revised 4.5% in November), contrary to forecasts of 4.5%. The number of unemployed people remained around 7.5 million, showing little change. - Full-Year 2025 Performance: Total payroll growth for the year was just +584,000 jobs (average monthly gain of +49,000), marking one of the weakest years for hiring since 2020 (impacted by the pandemic). This is a sharp drop from +2.0 million added in 2024 (average +168,000 monthly). -Revisions to Prior Months: -- October 2025: Revised down to -173,000 (from -105,000, reflecting federal government buyouts and shutdown effects). -- November 2025: Revised down by 8,000 to +56,000. -- Combined October–November: 76,000 fewer jobs than previously reported. GDP - HOT - Minneapolis Fed President Neel Kashkari (voting FOMC member) on CNBC says it is very surprising how strong GDP growth is; says labor market is clearly cooling; says inflation still too high; has confidence housing inflation will trend down - Q3 at +3.8% and Atlanta GDP NOW is predicting that Q4 will come in at +5.1% More Eco - Productivity (Prelim Q3): 4.9% vs. 2.5% consensus - Productivity measures output per hour worked. A jump to 4.9% (almost double the consensus) suggests businesses are producing much more per labor hour than expected. Prior was revised up to 4.1% from 3.3%, so the trend is strengthening. WOW! Unit Labor Costs (Prelim Q3): -1.9% vs. +0.8% consensus - Unit labor costs measure labor cost per unit of output. A negative number means costs per unit are falling. Prior revised to -2.9% from +1.0%, so costs have been dropping sharply. -Could be due to technology adoption, automation, or efficiency improvements. Post-pandemic restructuring and leaner operations may have boosted output without adding labor. OOOOOOOPS - White House official says Truth Social disclosure of December jobs report was an "inadvertent release"; says White House will review protocols - CNBC  What next? - President Donald Trump called for a one-year cap on credit card interest rates at 10%, effective Jan. 20, without specifying details. - Trump wrote on social media that the American Public will no longer be "ripped off" by Credit Card Companies that are charging Interest Rates of 20 to 30%, and even more. - Maybe because of this: Hours before his message on Friday, Senator Bernie Sanders, a Vermont independent, said on X: “Trump promised to cap credit card interest rates at 10% and stop Wall Street from getting away with murder. Instead, he deregulated big banks charging up to 30% interest on credit cards.” - BUT! Credit card companies will not be forced to issue credit - right? It will hurt people that need credit for business, personal or other needs. Then there was this: - Mortgage rates fell sharply on Friday, a day after President Donald Trump said on social media that he is instructing mortgage giants Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds. - “This will drive Mortgage Rates DOWN, monthly payments DOWN, and make the cost of owning a home more affordable,” he said in the Truth Social post. - Still not clear where the money will come from and hot this actually works with the current structure of Fannie and Freddie - Talk of Fannie/Freddie IPO? --- Both are still still in conservatorship and book value per share still negative - SO WHERE DOES MONEY COME FROM? OHHHHH - How about this - 4PM browbeating for the Defense companies - RTX was in the hotseat (as were others) taking the wrath of Pres Trump saying that they were basically fat and happy and ripping off the taxpayer - No more dividends and no more buybacks was the call - Stocks dropped 5% into the close and then more after - 30 minutes later - conversation changed and the idea of a move from $1T in spending for the defense budget should move to $1.5T in 2027. ----- Where does that money come from? - Stocks JUMPED! Can't Ignore this - Trump suggesting that Corporations and institutional investors cannot buy single family homes - “People live in homes, not corporations,” he said. - The argument is that corporate ownership has helped push housing further out of reach for everyday Americans. - It is for that reason, and much more, that I am immediately taking steps to ban large institutional investors from buying more single-family homes, and I will be calling on Congress to codify it. - Invitation Homes, which is the largest renter of single-family homes in the country, tumbled 6%. Shares of Blackstone, an investing firm that owns and rents single-family homes, dropped more than 5%. Private equity firm Apollo Global Management also declined over 5%. Then there is this... - DOJ putting he screws to Powell - The Trump administration has ramped up its pressure campaign on the U.S. central bank, threatening to indict Federal Reserve Chair Jerome Powell over comments he made to Congress about a building renovation project, prompting the Fed chief to call the move a "pretext" to gain more influence over the ?setting of interest rates. - The latest development in a long-running effort by U.S. President Donald Trump to push the Fed to dramatically lower rates had immediate fallout in Washington and on global markets. - Powell came out with a video over the weekend. - Initially futures were down

This week on DoomScroll Diaries, we break down the chaos at every level of power. Jerome Powell stands his ground as Trump escalates pressure on the Federal Reserve, proving why the least glamorous people are sometimes the ones we trust most. Then we pivot to Spencer Pratt's very real run for Mayor of Los Angeles and what reality TV politics says about where we're headed. Plus: celebrity mom group drama, influencer fallout, and why group dynamics are always worse when money and clout are involved.Follow us on Instagram ⁠⁠⁠⁠⁠⁠@laurasogar⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠@mae_planert⁠⁠⁠⁠⁠⁠ and follow the pod ⁠⁠⁠⁠⁠⁠@doomscrolldiariespod

The real estate conversation is shifting fast, and 2026 may be the year that forces the industry to finally catch up. In this episode, we break down our bold predictions for what's ahead, from a coming shakeout in commissions, teams, and brokerages to the rise of a new generation of leadership.We unpack why the next collapse won't be about home prices, but about weak business models that can't survive lower transaction volume. We explore what a true housing reset looks like, how affordability may slowly return, and why interest rates could become the lever that unlocks stalled supply. We also dig into power shifts, from organizations to individuals, and from brands to consumers.As AI accelerates change, we close with what we believe matters most: trusted human connection. In a world flooded with data, real value will come from professionals who bring judgment, experience, and credibility to the table.We talk about:[00:00] Are We Ready for 2026? Setting the Stage for the Predictions[01:32]  What If the Next Real Estate Collapse Isn't About Prices?[06:07]  Is the Old Business Model Ever Coming Back?[08:56]  What Does the Next Generation of Leadership Look Like?[11:18]  Has Power Shifted From Brokerages to Consumers?[13:46]  Are We Headed for a Housing Reset—or Something Slower?[17:01]  Are Wages Finally Catching Up to Home Prices?[20:37]  Could Interest Rates Really Drop Back Near 4%?[25:00]  Will Trusted Human Connection Matter More Than AI?[33:09]  Final Thoughts: Are You Playing Defense or Ready to Go on Offense?Resources:Learn more at The Color of MoneyBecome a real estate agent HEREConnect with Our HostsEmerick Peace:Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeaceDaniel Dixon:Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompaniesJulia Lashay:Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashayBo MenkitiInstagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/Produced by NOVAThis podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

The U.S. labor market ended the year with an unemployment rate of 4.4%, reinforcing expectations that the Fed will keep interest rates steady at its meeting later this month.While the jobless rate was low, it was a lackluster year of job gains, which is a trend that could persist in 2026.Employment increaed by 50,000 jobs from the prior month in December on a seasonally adjusted basis. Of the 525,000 jobs gained for the full year, it was very front loaded as approximately 84% of the jobs were added during the first four months of the year.If you are in search of optimism after that report, some economists point towards a couple of factors that could benefit the economic outlook for 2026.The economy is expected to gain momentum due to the delayed effects of late-2025 rate cuts and the tax incentives of the One Big Beautiful Bill Act. While these tax cuts are expected to outweigh the cost of recent tariffs, the bill's reduction in certain social programs remains a point of concern for low-income demographics.Explore our webpage for more insights and resources:https://bit.ly/Radix_Website

In this episode of the Real Estate Pros podcast, host Michelle Kesil speaks with Lauren Collier, a real estate expert from Colorado Springs. Lauren shares her journey into real estate, the keys to her business growth, and how she navigates market challenges. She discusses her focus on helping sellers prepare their homes for sale, her experience working with investors, and her future goals for her business. The conversation highlights the importance of community involvement, continuous education, and adapting to market changes.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the market's reaction on Monday to criminal charges being levied against Federal Reserve Chairman Jerome Powell. Plus, Robbie sits down with Clever's Jaime Seale for a discussion on the widespread financial barriers and affordability concerns of younger generations, and why Millennials, in particular, are willing to stretch budgets significantly despite planning to purchase homes below current median prices. And we close by examining what the latest CPI report says about inflation in the U.S.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

Amy King hosts your Tuesday Wake Up Call. ABC News correspondent Jordana Miller joins the show live from Jerusalem to discuss Iran FM claiming protests turned violent so the U.S. would have an ‘excuse’ to intervene. Amy talks with ABC News national reporter Steven Portnoy about the DOJ probe into Powell sparking backlash from some republicans and former fed chairs. Bloomberg’s Denise Pellegrini updates us on the latest in business and Wall Street. The show closes with the host of ‘How to Money’ Joel Larsgaard talking about President Trump proposed 10% interest cap rate, ditching credit cards for debit, and overdraft fees.See omnystudio.com/listener for privacy information.

In this episode of Retire with Style, Wade Pfau and Alex Murguia break down key concepts in retirement income planning, including present value, discount rates, and internal rates of return. They explain how these tools apply to real-world decisions such as Social Security claiming and choosing between a pension and a lump sum. The conversation highlights the importance of understanding cash flows and using sound mathematical analysis to inform decisions, while still accounting for personal preferences and risk. Listen now to learn more!   Takeaways Present value and breakeven analysis are crucial for financial planning. Understanding discount rates helps evaluate future cash flows. Internal rate of return is essential for comparing investment options. Financial decisions often boil down to present value calculations. Social security optimization relies on present value analysis. Pension versus lump sum decisions require careful discount rate consideration. Cash flow evaluation is key in retirement planning. Investment decisions should factor in opportunity costs. The relationship between interest rates and present value is significant. Financial planning is both a mathematical and an artful process. Chapters 00:00 Introduction to Retirement Income Planning 03:49 Understanding Present Value and Discount Rates 06:40 Evaluating Cash Flows and Internal Rate of Return 09:32 Applications in Financial Planning 12:46 The Impact of Interest Rates on Valuation 15:30 Real-Life Financial Decisions and Break-Even Analysis 18:53 Social Security and Pension Decisions 22:05 The Funded Ratio Tool and Its Importance Links Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/retirement-income-planning-llm/ to download McLean's free eBook, “Retirement Income Planning”

Frank is joined by Gabriel Wisdom, Hal Kempfer and John Kilduff.See omnystudio.com/listener for privacy information.

Amy talks with the host of ‘How to Money’ Joel Larsgaard talking about President Trump proposed 10% interest cap rate, ditching credit cards for debit, and overdraft feesSee omnystudio.com/listener for privacy information.

The conversation delves into the current state of the housing market, focusing on the role of institutional investors, the political implications of housing policies, and the potential impact of refinancing trends and interest rates. The hosts discuss how institutional ownership affects local markets, the legislative responses to these dynamics, and the future of interest rates and mortgage products, including the viability of 50-year mortgages. They conclude with a cautious optimism about the market's direction and the need for careful consideration of policies affecting housing.Chapters:Introduction and Market Overview- 00:43Jason Gaunt introduces the show and provides a brief market update.Institutional Ownership and Legislation- 02:26Discussion on the impact of institutional ownership in the housing market and proposed legislation in Nevada.Political Influence on Market Trends- 06:31Exploration of how political decisions affect housing market trends.Interest Rates and Housing Affordability- 14:18Analysis of the role of interest rates in housing affordability and market dynamics.• 5. Future Market Dynamics and Predictions- 19:35Predictions on future market trends and the potential impact of economic and political factors.

In this engaging conversation, Paul Shannon discusses the nuances of being an investor versus an entrepreneur in the real estate space. He emphasizes the importance of asset agnosticism, multiple exit strategies, and the evolving role of limited partners in today's market. The discussion also touches on current market conditions, investor sentiment, and the significance of teamwork in multifamily investing. With a focus on long-term wealth building and strategic decision-making, the conversation provides valuable insights for both seasoned investors and newcomers alike.TakeawaysThere's a distinction between being a good investor and a good entrepreneur.Asset agnosticism allows for flexibility in investment strategies.Having multiple exit strategies is crucial for risk management.Day one cash flow is important to ensure stability in investments.Floating rate debt can be risky in volatile markets.Limited partners are becoming more educated and cautious.Investor sentiment is improving but still cautious after recent market challenges.Teamwork is essential in multifamily investing to cover various skill sets.Long-term wealth is built through patience and strategic investments.Current market conditions suggest a cautious approach to new acquisitions. Chapters00:00 Introduction and Setting the Stage02:11 Investor vs. Entrepreneur Mindset03:56 Asset Agnosticism in Real Estate06:49 Frameworks for Evaluating Deals12:15 Long-Term Financing Strategies15:43 Current Cash on Cash Returns20:16 The Limited Partner Perspective27:02 Shifting Sentiments Among LPs30:52 The Future of Syndication and LP Education33:18 Navigating Market Cycles and Investor Mindset34:56 The Importance of Partnerships in Investing36:13 Balancing Entrepreneurial Spirit with Investor Discipline38:08 Understanding Local Market Dynamics40:40 The Role of Interest Rates and Economic Indicators42:59 Operational Excellence in Multifamily Investments46:15 The Entrepreneur vs. Investor Mindset49:13 Personal Habits for Success52:39 Bold Predictions for the Multifamily Market We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. They have created the Jake & Gino Premier Multifamily Community to teach others a simple three-step framework for investing in multifamily real estate. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Shawn's InKind referral - https://app.inkind.com/refer/4FJZRGUZ Episode Description On this episode of MTM Travel we discuss President Trump's new proposal to limit credit card interest rates. Is it possible to pull of this order plus what will be some of the unintended consequences of lowering and capping interest rates. Plus is the credit card system good for consumers?   In other news we also discuss why Mark picked up the Spirit Airlines credit card, a big airline merger, the better Chase Freedom Unlimited offer, maximizing IHG's United perk, Hyatt's rough policy change and how traveling makes kids perhaps a little too independent. 0:00 Welcome to MTM Travel 0:18 Allegiant's big merger 4:05 Overly independent traveling children 9:56 Big revamps coming for MTM 13:31 Why Mark got the Spirit Airlines credit card 21:02 Maximizing IHG's United TravelBank perk 24:16 Hyatt's HUGE change to expiring certs 29:25 Freedom Unlimited better offer - $300 + 5X gas & groceries 32:23 The death of credit cards? New interest cap proposed 37:03 Should we blow up the current credit card system? Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

Chuck Zodda and Mike Armstrong discuss Trump calling for a 10% cap on credit card interest rates. The dream of Florida retirement is fading for the middle-class. Retiring early is looking more difficult. What is the FIRE movement? The great millennial career crisis. Walmart teams up with Google Gemini on shopping tool.

Have you ever been taken aback at the checkout, even when just buying your usual groceries? We gathered voices from Sydney's Japanese community. Let's also look at what might happen with the first policy interest rate decision of the year, due in February. Sydney team's Haruka Shinno conducted the interviews at the venue. - いつもの食料品・日用品を買っているだけなのに、レジで驚くことはありませんか？シドニーの日系コミュニティーの声を集めました。２月に下される今年最初の政策金利決定についても、どうなるか考えてみましょう。

Market update for January 12, 2026Follow us on Instagram (⁠@TheRundownDaily⁠) for bonus content and instant reactions.DOJ opens criminal investigation against Federal ReserveWalmart agrees to AI shopping deal with GoogleTrump proposes 10% interest rate cap on credit cardsAllegiant acquires Sun County Airlines for $1.5BAbercrombie cuts Q4 outlook after holiday season

US Federal Reserve chair Jerome Powell is under criminal investigation by the Justice Department, a probe he calls a "pretext" amid a pressure campaign by President Donald Trump to cut interest rates. Also in this edition: Germany's chancellor travels to India to boost trade ties as exports to China slump.

AP's Lisa Dwyer reports that President Trump wants a cap on credit card interest rates.

In this episode, Vinney Chopra leads a thoughtful mastermind discussion on where the economy may be heading and how investors can position themselves wisely. From real estate cycles and regional market differences to the unseen forces shaping employment and wealth, Vinney brings clarity to a noisy and uncertain landscape using grounded experience instead of speculation.   Key areas covered in the conversation include:  

Join Peter Tuchman, the 'Einstein of Wall Street,' live from the New York Stock Exchange floor as he dives into the current state of the market. Discussing recent fluctuations, sector performances, and the potential impact of upcoming economic factors, Peter breaks down whether the market is heading towards resistance or building a base for growth. Tune in for a comprehensive analysis, including insights on interest rates, earnings, and the key role of AI and energy sectors in shaping the future. Stay informed with 'Trade Like Einstein' on the Money News Network. 00:00 Introduction and Welcome 00:40 Market Overview and Current Trends 01:43 Interest Rates and Economic Indicators 02:50 Market Strength and Future Predictions 04:04 Conclusion and Sign Off All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Thanks to our partners Promotive and Wicked FileAre you making end-of-year tax decisions that truly save you money, or just creating future headaches?What if the moves you think are smart tax strategies are quietly costing you more than they save?In this episode of Business by the Numbers, Hunt Demarest, CPA with Paar Melis & Associates, walks shop owners through the most important end-of-year financial and tax considerations — and the costly misconceptions that show up every December.Hunt breaks down which deductions actually move the needle, why retirement contributions can generate cash instead of draining it, and how poor inventory, receivables, and payroll timing can inflate your tax bill without you realizing it.Ideal for auto repair shop owners, managers, and operators who want a clear, realistic financial outlook for 2026 — without hype, political spin, or costly misconceptions.What you'll discover…(2:23) What the BOI report was, why it disappeared, and why you can forget about it(04:00) How interest rates actually moved from 2023–2025 and what shop owners are really seeing(9:40) Why slowing inflation doesn't mean prices are coming down(13:30) The affordability problem facing consumers — and how it affects your customers(16:30) Stock market realities, AI concentration, and what precious metals signal(21:45) The truth about ERTC payments, audits, and why “fast-track” offers are scams(24:50) No tax on tips: what changed, what didn't, and who actually qualifies(27:45) No tax on overtime — what “overtime premium” really means for employees(29:50) What employers should share with their teams about overtime reportingThanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Automotive Repair Podcast Network: https://automotiverepairpodcastnetwork.com/Remarkable Results Radio...

Segment 1: Brad Henderson, CEO, P33, joins John Williams to talk about why he’s excited about Chicago’s tech landscape in 2026. Segment 2: Scott Stein, Editor at Large, CNET, tells John about the best things he saw at CES 2026. Segment 3: Mitch Lyons, founder of Mitch Lyons Wealth, joins John to talk about retirement […]

After a volatile first half and another year of strong headline returns, Ryan Detrick, Chief Market Strategist, and Sonu Varghese, VP, Global Macro Strategist at Carson Group, step back to assess what actually shaped markets in 2025 and what that foundation means heading into 2026.They revisit why early-year turbulence caught so many investors off guard, how companies navigated tariffs and margin pressure more effectively than expected, and why earnings growth remained the quiet backbone of the rally. The conversation then turns forward, covering their 2026 outlook for stocks and bonds, the role of AI-driven capital spending, global market leadership, and why sentiment continues to lag reality even as breadth improves. Along the way, they discuss inflation stickiness, labor market crosscurrents, policy tailwinds, and where diversification still matters most as the cycle matures.Key Takeaways: • Earnings did the heavy lifting: Profit growth and margin resilience, not valuation expansion, powered market gains • Volatility followed the script: Early-year drawdowns fit historical patterns despite widespread surprise • Global leadership expanded: International markets and cyclicals outpaced expectations as breadth improved • AI spending surged: Capital expenditures accelerated across major tech platforms, reinforcing long-term growth trends • 2026 outlook remains constructive: Above-average equity returns and modest bond gains hinge on steady growth without recessionJump to:0:00 — Setting The Stage For 20251:48 — Tariffs, Liberation Day, And Market Bottom4:30 — Sentiment, Concentration Myths, And Breadth9:45 — Speculation Falls, AI Leaders Repriced14:45 — Small Caps, Transports, And Rate Cuts22:30 — IPO Drought, Private Markets, And Valuations27:20 — Media Moments, Gold, And Diversifiers32:20 — Fed Cuts, Dots, And Labor Revisions40:10 — 2026 Playbook: Mid Caps, Financials, Healthcare46:30 — Global Vs. U.S., EM Tilt, And PolicyConnect with Ryan:• LinkedIn: https://www.linkedin.com/in/ryandetrick/• X: https://x.com/RyanDetrickConnect with Sonu:• LinkedIn: https://www.linkedin.com/in/sonu-varghese-phd/• X: https://x.com/sonusvarghese?lang=enQuestions about the show? We'd love to hear from you! factsvsfeelings@carsongroup.com

We've been told that the U.S. real estate market was going to crash for several years now. But when is it actually going to happen?Today we're talking with Jason Abrams, a fellow real estate investor who focused on luxury house flips and high-end real estate. He's a veteran in the industry and has years of experience, and I myself have been investing for over 20 years now. If you want to hear our insights about the real estate market, check out this podcast!NOT INVESTMENT, FINANCIAL, LEGAL OR TAX ADVICE#realestate #realestateinvesting #housingmarket #housing

PREVIEW FOR LATER TONIGHT: Joseph Sternberg analyzes German efforts to stem the rise of the AfD party through stricter migration policies. He also highlights optimism in Japan's economy and the global impact of rising Japanese interest rates, noting that normalizing rates could pull trillions of dollars in overseas investments back to Japan—imagine the global economy as a hydraulic system where Japan has been a low-pressure reservoir, pushing water (money) out to the rest of the world for decades; as Japan raises rates, it increases pressure at the source, potentially sucking that liquidity back in and lowering levels everywhere else.1870 FRANCO-GERMAN WAR, SIEGE OF PARIS

Silver is up more than 175% year over year, and that kind of move doesn't happen in a vacuum. In this timely solo episode, Amy Sylvis breaks down what's really driving silver's surge and why precious metals are once again flashing warning signals across the global financial system. From the true definition of money to ballooning national debt, interest-rate manipulation, and inflationary pressures, Amy connects monetary history to today's macroeconomic environment to explain why silver and gold continue to matter. This episode is not about hype or predictions; it's about education, perspective, and understanding how hard assets have historically responded when fiat currencies weaken. If you've ever wondered what silver's rise might be telling us about what's ahead, this conversation offers clarity and context.Join the Get Out of California Summit and explore smarter ways to invest outside California.