Podcasts about interest rates

This Flashback Friday is from episode 385 published last June 16, 2014. Ray Bourhis is a partner with the law firm of Bourhis & Wolfson in San Francisco, California, specializing in insurance bad-faith litigation. A graduate of Boalt Hall at the University of California, Berkeley, Bourhis has been a court-appointed Special Master overseeing reforms in the California Department of Insurance and was appointed by U.S. Senator Barbara Boxer to her Federal Judicial Selection Advisory Committee.  He was recently profiled by Ed Bradley in a 60 Minutes report concerning fraudulent insurance practices. Born and raised in Elmhurst, Queens, Bourhis credits an attempt by gang members to throw him into a blazing bonfire at the age of twelve with helping him develop the survival skills needed to deal with insurance companies. He lives with his family in Kentfield, California.   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com    

In this episode, Kathy Jones and Liz Ann Sonders dive into the latest economic data and its implications for the Federal Reserve's policy decisions. They analyze the recent Consumer Price Index (CPI) report and assess the risk of latent stagflation. They also examine the Fed's dilemma in considering a September interest rate cut, a possible 50-basis-point reduction, and ongoing labor market and inflation pressures. Kathy and Liz Ann stress the importance of looking beyond headline figures to understand revisions and underlying economic trends. They also address recent changes at the Bureau of Labor Statistics (BLS) and their potential impact on the reliability of economic data. Finally, Kathy and Liz Ann discuss the data and economic indicators they will be watching in the coming week.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Technical analysis is not recommended as a sole means of investment research.Diversification, asset allocation, and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.This information is not a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager, Estate Attorney) to help answer questions about specific situations or needs prior to taking any action based upon this information.Rebalancing may cause investors to incur transaction costs and, when a non-retirement account is rebalanced, taxable events may be created that may affect your tax liability.Currency trading is speculative, very volatile and not suitable for all investors.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.(0825-YCMU)

In this episode, Mark Longo and Dan 'The Man' Gramza from Gramza Capital Management, examine the surge in futures options trading, discuss inflation impacts, and explore the latest in small-cap and equity index movements. Energy commodities, particularly Nat Gas and WTI, also receive a thorough analysis, including fundamental supply and demand factors as well as geo-political influences. Crypto markets, especially the dramatic resurgence of Ethereum, are reviewed alongside its compelling volume activities in both big and micro contracts. The episode concludes with a light-hearted debate on the best Rocky movie, tying in audience insights.    01:21 Welcome to This Week in Futures Options 04:22 Movers and Shakers Report 11:27 Exploring Equity Markets 27:17 Crypto Market Insights 31:13 Technical Analysis: Market Movements and Predictions 36:32 Interest Rates and Currency Trends 37:14 Energy Market Deep Dive: Nat Gas and Crude Oil 50:48 Futures Options Wrap-Up and Fun Poll  

Tripp Limehouse discusses the current landscape of annuities amidst rising interest rates. They explore the importance of reassessing existing annuity contracts, the misconceptions surrounding them, and the benefits of shopping for better options. The conversation also delves into the tax advantages of 1035 exchanges and when it makes sense to revisit older annuity contracts to ensure they remain competitive in today's market. Visit Limehouse Financial to learn more. Call 800-940-6979See omnystudio.com/listener for privacy information.

In this episode, Mark Longo and Dan 'The Man' Gramza from Gramza Capital Management, examine the surge in futures options trading, discuss inflation impacts, and explore the latest in small-cap and equity index movements. Energy commodities, particularly Nat Gas and WTI, also receive a thorough analysis, including fundamental supply and demand factors as well as geo-political influences. Crypto markets, especially the dramatic resurgence of Ethereum, are reviewed alongside its compelling volume activities in both big and micro contracts. The episode concludes with a light-hearted debate on the best Rocky movie, tying in audience insights.    01:21 Welcome to This Week in Futures Options 04:22 Movers and Shakers Report 11:27 Exploring Equity Markets 27:17 Crypto Market Insights 31:13 Technical Analysis: Market Movements and Predictions 36:32 Interest Rates and Currency Trends 37:14 Energy Market Deep Dive: Nat Gas and Crude Oil 50:48 Futures Options Wrap-Up and Fun Poll  

Think you know the truth about the housing market? From bidding wars to whether you really need perfect credit to get a mortgage, we're taking a sledgehammer to the biggest myths in real estate. We'll reveal how the national headlines stack up against what's really happening in your local market and what to watch for when shopping for a loan, helping you cut through the noise to make smarter moves in today's market. Featuring Stacie Staub, CEO and founder of West + Main Homes in Colorado; Todd Carson, director of sales performance for Planet Home Lending in California; and Ryan Melvin, Las Vegas real estate expert. Plus, in our Hot or Not segment: Is ‘mindless maximalism' the next big thing in home design or a trend best left behind?

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

Growth Roadmap: coltivar.comMajor moves and market momentum in this week's top financial stories, including:Producer Prices Pop to a 3-Year HighBessent's Bold Push for Big Fed CutsFast-Casual Chains Lose Their SizzleSouthwest Ends Open Seating, and a StrategyAmazon Doubles Down on Grocery DominationUlta and Target Break Up the Beauty AisleFinWeekly has the latest updates on market-shaping headlines and business strategy insights: July's Producer Price Index surprised markets, jumping 0.9% month-over-month, the fastest core gain in over three years. With consumer prices also running hot, inflation may be reaccelerating just as the Fed prepares to cut rates. Businesses are already feeling the squeeze and may pass higher costs to consumers, setting up a tricky fall for policymakers.Treasury Secretary Scott Bessent is urging the Fed to move faster, calling for a half-point cut in September and 150 basis points total over the coming months. That's well below market expectations and adds even more weight to Powell's August 22 Jackson Hole speech.In the restaurant world, Cava, Sweetgreen, and Chipotle all posted disappointing Q2 results as lunch traffic cooled and budget-conscious customers pulled back. It's a reminder that even cult-favorite brands aren't immune to a consumer slowdown.Meanwhile, Southwest Airlines is ending its decades-old open seating policy, trading boarding speed and customer loyalty for assigned-seat upsells, a shift that could erode one of its core strategic advantages.Amazon is pushing deeper into grocery with same-day fresh delivery in 1,000 cities this year and 2,300 by the end of 2025, a direct challenge to an industry built on razor-thin margins.And in retail, Ulta Beauty and Target will end their shop-in-shop partnership by August 2026, with Ulta focusing on standalone growth and Target looking to fill the beauty gap through private-label and new brand partnerships.Tune in for strategic insight, smart commentary, and the financial context you need to lead in a changing world — only on FinWeekly._______________________________________Disclaimer:BYFIQ, LLC is a wholly owned entity of Coltivar Group, LLC. The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.byfiq.com/terms-and-privacy-policy for additional important information.coltivar.com/byfiq

Today, Nicole shares the biggest headlines on Wall Street and how they will affect you and your wallet. In this episode, she unpacks what's at stake with the potential IPO of mortgage giants Fannie Mae and Freddie Mac, why electricity prices are going up and good news on interest rates. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. As part of the IRA Match Program, Public Investing will fund a 1% match of: (a) all eligible IRA transfers and 401(k) rollovers made to a Public IRA; and (b) all eligible contributions made to a Public IRA up to the account's annual contribution limit. The matched funds must be kept in the account for at least 5 years to avoid an early removal fee. Match rate and other terms of the Match Program are subject to change at any time. See full terms ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC.  *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

If you want to earn a yield on your gold, check out https://www.monetary-metals.com/gammon/Whiteboard explaining monetary metals https://youtu.be/lw9crPfbAyI✅ Join my FREE weekly newsletter that will help you survive, thrive, and build wealth in this crazy world https://rcp.georgegammon.com/report

Discover if a rate cut is coming in September. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

In this episode of The P.A.S. Report Podcast, Professor Nicholas Giordano sits down with economist and author Richard Salsman to dissect the myths and misconceptions surrounding capitalism. They break down how tariffs act as hidden taxes on consumers, the Federal Reserve's role in fueling inflation, and why America hasn't been a pure capitalist nation in decades. The conversation dives into the dangers of government intervention in both the economy and education, the national debt crisis, and the urgent need for school choice to restore economic literacy. This is a must-listen for anyone who wants to understand the real differences between capitalism and socialism, and how government overreach is undermining both our economy and our freedom. Episode Highlights Why America's mixed economic system is drifting further from capitalism. How tariffs, the Fed, and political manipulation of interest rates hurt everyday Americans. The education system's failure to teach the truth about capitalism vs. socialism.

Jason and John Mauldin discuss the current state of the housing market, noting at while some areas face a shortage due to regulations and high costs, others have a surplus of homes. They highlight the impact of high mortgage rates relative to housing prices, pushing some into the rental market. Jason mentioned a record number of new apartment deliveries during the COVID-19 period, which is now subsiding, and they discussed the muted performance of the housing market overall, with some markets slightly up and others down. John suggested that sellers in many markets may need to adjust their expectations, describing a "barbell market" with high and low ends but a lack of mid-range options. https://www.mauldineconomics.com/frontlinethoughts #JohnMauldin #HousingMarket #HousingShortage #Tariffs #Homebuilders #MortgageRates #RentalMarket #ApartmentConstruction #InterestRates #Powell #Trump #FederalReserve #Inflation #Deflation #Disinflation #GovernmentDebt #GDPGrowth #Deficits #StockMarket #Dividends #PassiveInvesting #ActiveInvesting #PreciousMetals #Gold #BitcoinSkeptic #FinancialAdvice #AmericanExperiment #FreeMarkets #Crisis #DebtCrisis #AI #Robotics #Longevity #GlobalEnergy #NaturalGas #OilPrices #Protectionism #Globalization #ConsumptionTax #VAT #ThoughtsFromTheFrontLine #MauldinEconomics   Key Takeaways: 1:49 Don't be fooled by Bill Gates 2:50 John Mauldin and the housing shortage 9:58 Bitcoin and gold as insurance 11:32 Sponsor: https://www.monetary-metals.com/Hartman/ 13:31 Stock market 15:53 Inflation expectations and the bond market 18:52 The markets and geo-political noise 22:15 The American experiment is alive and well   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com    

Plus: Amazon announces new grocery services. Bullish's stock soars on its IPO day. Cava misses growth expectations. Katherine Sullivan hosts. Sign up for the WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices

Brian from Santiment joined me to review the metrics for Bitcoin, Ethereum, XRP, Solana, and SUI.

In this round-robin style episode, we tackle some of the hottest questions in finance today: - Bull or Bear? We kick things off with the question everyone's asking: “What's the market going to do?” Our take on where overall returns could be headed. - Tariffs Are Back and they are BIG. $87 billion collected this year — and projections hit $300 billion for 2025. Is this a smart economic lever or a drag on growth? - Interest Rates & Trump vs. Powell. Everyone's wondering when the Fed will pivot. We explore the timeline — and the political subplot playing out behind the scenes. - BBB Breakdown. While the Big Beautiful Bill covers many social issues, we ignore those and focus on the economic. We each discuss one thing that we like about the bill that can help spur the market and economy. Fast-paced, opinionated, and full of insights — this episode is a must-listen for investors trying to make sense of it all. Here's to wise investing, Brett, Brian, and Spencer

Ian Verrender, ABC's Business and Finance Editor, joined Philip Clark on Nightlife to discuss the latest in economic, business and finance news.

Real Estate Expert & Best-Selling Author, Gerald Lucas discusses whether FHA loans have higher interest rates than conventional mortgage loans.

****For an academic understanding of cap rate movements, check out minute 17 from this video here: https://youtu.be/ueCl6Zyl16o

Mike Armstrong and Marc Fandetti discuss the release of July's CPI data that came in less than expected and what that means for the Fed when they have to decide on interest rates in September. Tariff promises on both sides have been wildly overblown. Nvidia CEO buys his way out of the trade battle. China urges firms to avoid Nvidia's H20 chips. Trump softens stance on Intel CEO after demanding resignation. Elon Musk threatens to sue Apple over app store rankings.

Markets are leaning higher.

Stocks reach record levels.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

Taylor Swift has confirmed she has another album on the way; The Reserve Bank cuts official interest rates; Prime Minister Anthony Albanese deflects criticism that recognition of Palestinian statehood will do little on the ground in Gaza; and Jennifer Aniston has made some rare comments about THAT love triangle back in 2005. The Quicky is the easiest and most enjoyable way to get across the news every day. And it’s delivered straight to your ears in a daily podcast so you can listen whenever you want, wherever you want...at the gym, on the train, in the playground or at night while you're making dinner. Support independent women's media CREDITS Host/Producer: Sasha Tannock Audio Production: Lu Hill Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/INTEREST RATE ENVIRONMENTFed policy uncertainty and tariff impacts Yield curve normalization: -35 to +50 basis points CD composition shift: 13% to 28% of depositsCredit unions adapting to "new normal" Investment portfolios still 6-7% underwater Examiner demands for enhanced stress testing Cost vs. value of regulatory requests

Millions of mortgage borrowers anxiously await an interest rates decision from the Reserve Bank.

Sir Isaac Newton was a legendary physicist and mathematician. But even the man known for developing the theory of gravity failed to time the market. It is said that after cashing in his shares of Britain's South Sea Company, Newton bought back into the stock right before it crashed. Avoiding the most common mistakes that harm portfolio returns is essential to success in today's markets, where volatility is testing even the most seasoned investors. While there's no single recipe for success, accomplished long-term investors tend to remain disciplined, shut out the noise from a constant whirlwind of headlines, and avoid emotionally charged decisions. This episode of The Outthinking Investor brings lessons from Wall Street and the evolution of financial markets to help investors look beyond uncertainty and identify long-term opportunities. The discussion covers economic resilience and its portfolio implications; growth in ETFs; how alternatives can be well-suited for long-term capital; tax-loss harvesting through direct indexing; steering portfolios through unexpected crises; and more. Our guests are: Barry Ritholtz, Chief Investment Officer of Ritholtz Wealth Management and author of “How Not to Invest: The Ideas, Numbers, and Behaviors that Destroy Wealth—And How to Avoid Them” Scott Bok, former chairman and CEO of investment banking firm Greenhill & Company and author of “Surviving Wall Street: A Tale of Triumph, Tragedy, and Timing” Jim Devaney, PGIM's Head of US Distribution for the retail market Do you have any comments, suggestions, or topics you would like us to cover? Email us at thought.leadership@pgim.com, or fill out our survey at PGIM.com/podcast/outthinking-investor. To hear more from PGIM, tune into Speaking of Alternatives, available on Spotify, Apple, Amazon Music, and other podcast platforms. Explore our entire collection of podcasts at PGIM.com.

SBS Finance Editor Ricardo Gonçalves speaks with NAB's Gareth Spence to find out why the RBA cut interest rates and if there are more to come, Sally Tindall from Canstar looks through the impact for borrowers, while Michael Jenneke from UBS Wealth Management discusses what it means for investors.

Nightlife News Breakdown with Philip Clark, joined by Ron Mizen, Senior Political Reporter for the Australian Financial Review, who covers politics, economics, business and law.

There is relief for Australians with a home loan today, as the Reserve Bank cuts the interest rate to its lowest level in more than two years.

A rapid-fire guide to the next steps in your homebuying journey, from boosting your credit score to nailing negotiations and knowing exactly what to do after your offer is accepted. In Part 2 of the 2025 Ultimate Homebuying Checklist, David Sidoni delivers another round of actionable, must-know tips to help first-time homebuyers prepare for their purchase — even in today's stalled summer market. Building on Part 1 (Episode 373), this episode dives into five critical areas: credit score preparation, neighborhood sleuthing, loan and financing strategy, negotiation tactics, and your immediate to-dos after an offer is accepted. Learn how to check and improve your credit score, avoid common loan pitfalls, research neighborhoods beyond online listings, and negotiate for more than just price. David also outlines the crucial first moves to make post-offer so you can close with confidence. Whether your purchase is months or years away, this checklist will keep you focused and ready to act when the time is right. Quote: “Before you even dream shop on Zillow, start with your credit score.” Highlights:Why now is the perfect time to prepare for your future purchaseCredit score tips that can save you thousandsThe one site you should use to check your credit report weeklyNeighborhood research beyond online listingsLoan shopping myths and truthsHow to negotiate for more than just pricePost-offer steps to protect your deal Referenced Episodes: Credit3 – What Do You Need To Know About Credit8 – Quick Credit Tips For First Time Home Buyers61 – More FICO Fun - Some Good News, For Once, About Credit Scores - And More Credit Hacks!90 – Credit Repair For 300-669 - “Bad” Or “Fair” Credit Scores182 – Interview: From ZERO Credit Score to Homeowner199 – Boomer's Homes Were CHEAPER – Plus Credit Pull Myths!304 – Improve Your Credit: Homebuying 101 - Step 3349 – Credit Score Solutions for First-Time Buyers (INTERVIEW) Internet Tips for Home Shopping227 – Using The Internet To Research Your First Home New Homes vs. Resale279 – New Build vs Resale Houses for First Time Homebuyers Bidding Wars (3-episode series)175 – How to win in BIDDING WARS in the 2023 market176 – How to win in BIDDING WARS in 2023 – Part 2177 – How to win in BIDDING WARS in 2023 – Part 3 Market Updates361 – 2025 Midyear & Market Update364 – REDO 237 – (High Rates, No Problem - Your First Time Home Buying Guide for 2024) 10 Steps (301–310)301 – Introduction to Homebuying 101: Getting Started in 30 min302 – HOMEBUYING 101: Deciding Your Goals | STEP 1303 – HOMEBUYING 101: Choosing A Realtor & Lender | STEP 2304 – Improve Your Credit: Homebuying 101 - Step 3305 – Debt Management: Homebuying 101 - Step 4306 – Saving To Buy Your Home: Homebuying 101 - Step 5307 – Choosing House Must-Haves: Homebuying 101 - Step 6308 – DIY Education & Online Research: Homebuying 101 - Step 7 & 8309 – Stop Fearing Your Future Mortgage | STEP 9 | HOMEBUYING 101310 – HOMEBUYING 101: Understanding Today's Market | STEP 10 Loans & Mortgage Planning346 – How to Build the Perfect Mortgage Plan (Before You Apply)345 – Why You're Asking the WRONG Question About Interest Rates237 – High Rates, No Problem: Your First Time Home Buying Guide for 2024339 – Don't Get Pre-Qualified—Get a Plan (INTERVIEW)340 – Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)242 – 10 (MORE) Listener Questions ANSWERED: How to Buy Your First Home Pt 2250 – Down Payment Assistance is BACK (Save Major $$$ Buying a House) Real Questions for 2025 (7-part series: 352–359)352 – Real Answers to the Most Asked Homebuying Questions (Part 1)353 – Real Answers Pt 2: Mortgage Myths, Interest Rates & Buying Timing354 – Real Answers Pt 3: PMI Panic, Bad Advice & David Unleashed355 – Real Answers Pt 4: Should I Rent or Buy in 2025?356 – Real Answers Pt. 5: What You Must Know Before Making Your First Offer357 – Real Answers Pt 6: How to Handle Homeownership Costs Without F

In today's Monday Minutes episode, I break down why a sudden drop in the 5-year and 10-year treasury yields is huge news for real estate investors, what's driving it, and how it could create incredible buying opportunities. Tune in to hear why this shift might be the break we've been waiting for. Interested in learning how to take your capital raising game to the next level? Meet us at Capital Raiser's Edge. Learn more here: https://raisingcapital.com/cre

The S&P 500 index made new highs last week, and results​ from the Q2 US earnings season have been amazing. With 90% of companies having reported, the blended earnings growth (actuals for reported and estimates for companies yet to report) is 11.8%, versus the consensus of 4.9% y/y earnings growth estimated in June. Yet strangely, the percentage of S&P 500 stocks trading above their 50-day averages has fallen from 80% in early July to 56%. That means a smaller number of stocks are taking the index up today than was the case then. ​We should never take averages​ as guaranteed outcomes for future performance. But for what it's worth, August has historically been a “neutral” month on average, with a return since 1950 of zero. And September is the only month since 1950 with a negative average return.

This week, we break down what the Fed's latest rate pause really means and why the market's reaction isn't always the full story. They dig into the ripple effects on mortgages, credit card rates, and borrowing costs, and talk about how “higher for longer” might stick around when it comes to interest rates. The guys also tackle listener questions on everything from annuity pros and cons to the best time to start Social Security. Plus, they share why cash can be a dangerous long-term strategy, how to use volatility to your advantage, and why market pullbacks aren't always bad news. Whether you're worried about inflation eating your savings, wondering how to invest in a weird market, or just trying to make sense of mixed economic signals, this episode is one to tune into.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Host: Brian Wiley & Jeremiah Bates ————————————————————— SPONSORS: Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

Join Moe and Javaid as they forecast what to expect during this big economic data week. Will the Fed starting cutting rates soon? Will markets continue to make new highs this summer? Listen now to get the latest!

With the Fed's latest decision to hold rates, one thing became clear- tariffs are already affecting the real estate market.This week on Not Your Average Insights, JWB Co-Founder Gregg Cohen and host Pablo Gonzalez break down the role tariffs play in the Fed's decision, and other headlines to consider.We'll talk about:•⁠  ⁠Why the Fed's pause on rate hikes is tied to tariffs•⁠  ⁠What Florida's governor is proposing that has everyone looking at Florida real estate•⁠  ⁠Where the “10 Slowest Housing Markets” were reported to be, and which ones we agree with•⁠  ⁠and more!Listen NOW!Chapters:00:00 Introduction to Not Your Average Insights01:24 Welcome Back to the Show04:13 Discussion on Fed's Interest Rate Decision06:05 Impact of Tariffs on Housing Market13:05 Jobs Report and Fed's Future Decisions19:34 Ron DeSantis' Proposal to Eliminate Property Taxes25:06 Debating Property Tax Elimination25:44 Governor's Perspective on Government Spending26:19 Impact of Sales Tax on Different Income Groups26:54 Feasibility of Sales Tax Increase28:57 Potential Property Tax Rebate29:14 Revisions to Government Job Numbers32:52 Interest Rates and Mortgage Market36:59 JWB Cares Fundraising Update38:25 Analyzing Housing Market Data42:54 Long-Term Investment Strategies49:40 Conclusion and Upcoming EventsStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

In this episode of the Real Estate Investing School Podcast, Joe Jensen talks with Patrick Grimes, founder of Passive Investing Mastery, Amazon bestselling author, and alternative investment expert. Patrick shares his path from robotics engineering to building recession-resilient portfolios, shaped by lessons from his challenging start during the 2008 crash. He explains how that experience led him to focus on predictable, cash-flowing assets in stable markets and to diversify beyond traditional real estate. The conversation covers unique investment avenues like small-balance commercial real estate acquisitions, high-interest private lending, litigation finance, and oil and gas projects. Patrick highlights how non-correlated asset classes can safeguard wealth and create steady returns even in volatile markets. With a data-driven approach, he shares strategies for spotting undervalued opportunities, mitigating risk, and achieving long-term financial security. Book a free real estate investing strategy call! No experience necessary. Check out the Real Estate Investing School Youtube Real Estate Investing School Instagram Brody's Instagram Joe's Instagram InvestWithPatrick.com

David Malpass: Chairman Powell should lower interest rates now | 08-10-25 Learn more about your ad choices. Visit megaphone.fm/adchoices

This Flashback Friday, which is also a 10th Episode is from episode 330 and was published August 2, 2013. Robert Greene, best-selling author of such books as The 48 Laws of Power, The 33 Strategies of War, The Art of Seduction, The 50th Law (with rapper 50 Cent), and Mastery, joins Jason to talk about his wheelhouse topics – power and strategy. Sponsor: https://www.monetary-metals.com/Hartman/ Key Takeaways · Jason's take on the current state of European real estate investing – are there any likely prospects? · What does it mean to become a master in your field? Why do so few people achieve this level of expertise? · Discovering your calling is easy to say but here's how you actually do it · How to avoid hitting the proverbial career wall in your 30's · The telltale clues that you might be an entrepreneur · Charles Darwin's story – how this unassuming young man became one of history's most renowned scientists · Lose your self-absorption and increase your manipulative powers · There are more types of seduction than you might realize. Here are 9 of them. How to discover your natural seductive area · How to apply Napoleon's classic flanking maneuver to your business Links www.powerseductionandwar.com Robert Greene on Wikipedia Best-selling author, Robert Greene, is known for a series of books powered by a broad range of research and sources, synthesized for the masses. His life has been a drastic departure from writers' who never stray from the hallowed halls of academia. After attending UC Berkeley and graduating from the University of Wisconsin with a degree in Classical Studies, Greene worked his way through 80 different jobs before settling into his current writing career (by his recollection), some of which included construction worker, translator, magazine editor, and even a stint as a Hollywood screenwriter. Robert's first book was 48 Laws of Power, which became a runaway hit and has sold more than 1.2 million copies. Numbered among its devotees are such celebrities as 50 Cent, Jay-Z, Kanye West, Chris Bosh, and Will Smith. Greene speaks five languages and is a student of Zen Buddhism, as well as an avid swimmer and mountain biker.   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com    

Have you ever seen a situation where the news said one thing, but the market gave an opposite reaction? In this episode of The Trading Coach Podcasts, I'll explain why that occurs & specifically why it occurred today during the Bank of England's Interest Rate announcement. Show your support for the show by giving it a "Follow" as well as leaving a rating/review.Thank you in advance!Your Trading Coach - Akil

House prices are at a record high while mortgage rates are also still high ... so much so that we learned this week that an American has to make $117,000 a year in salary to afford a median house anywhere in the United States. So, is it time to just rent? And when will the Fed lower the interest rates?

House prices are at a record high while mortgage rates are also still high ... so much so that we learned this week that an American has to make $117,000 a year in salary to afford a median house anywhere in the United States. So, is it time to just rent? And when will the Fed lower the interest rates?

The Bank of England has cut interest rates by a quarter of a percentage point to 4% -- the fifth drop in a year. The Bank's governor, Andrew Bailey, said it was a "finely balanced decision", with inflation still sitting well above the Bank's two percent target. Also: dozens of migrants have been detained under the UK's new "one in, one out" deportation deal with France, which came into force yesterday. And in Italy, an outcry over a British website's controversial recipe for a pasta dish.

Edition No216 | 06-08-2025 - Today we're deconstructing Russia's economic façade: the so‑called wartime boom that seemed to fool many international analysts, the slow-acting sanctions shock, and whether the engine of the war economy is finally stalling.This video is based on a collation of articles by financial journalists, but also by compiling videos recently produced by Russian economics expert Vladimir Milov and his co-presenter Michael Naki. Their videos on this topic emphasize that Russia's wartime economy was once hailed as resilient: fuelled by soaring oil prices and military spending. Yet, beneath the surface, cracks are spreading. In early 2025, the IMF and other institutions downgraded Russia's GDP growth sharply. “Russia's wartime boom is faltering,” the IMF warned, revising its 2025 outlook to 0.9% growth, down from 4.1% in 2024. (The Moscow Times)Economy Minister Maxim Reshetnikov—Putin's own ally—noted publicly that Russia teeters on the brink of recession, pointing to weak business sentiment, surging inflation, and reckless war spending. (The Guardian)----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtain----------DESCRIPTION:The Illusion of Russia's Wartime Boom: An Economic BreakdownIn this episode of Silicon Bites, we delve into the perceived resilience of Russia's wartime economy amidst the ongoing Ukraine conflict. Despite international sanctions and an initial boom fueled by high oil prices and military spending, the facade is cracking. Financial analyses reveal a sharp decline in Russia's projected GDP growth, a faltering oil market, and a widening rift between the military and civilian sectors of the economy. As inflation and high interest rates persist, Russia's long-term economic stability is in jeopardy. We discuss the implications of Western sanctions and the strategic moves needed to intensify economic pressure on Russia and its global allies.----------CHAPTERS:00:00 Introduction and Overview00:41 The Illusion of Russia's Wartime Boom01:46 Cracks in the Economic Facade02:48 Oil Sanctions and the Pivot to the East04:15 Inflation, Interest Rates, and Currency Risks05:42 The Civilian Economy vs. The Military Sector07:36 Strategic Choices and Western Policy08:53 Conclusion and Future Outlook----------SOURCES: Reuters: “Weak rouble, higher oil may help Russia…” 30 Jul 2025Reuters: “Russian rouble expected to weaken…” 1 Aug 2025 Reuters: “Consumer price index falls…” 30 Jul 2025 Reuters: “Sberbank warns of economy overcooling…” 18 Jun 2025 Business Insider: “IMF sees Russia's wartime economy slowing…” 30 Jul 2025 The Guardian: “Russia 'on verge of recession'…” 20 Jun 2025 Washington Post: “Pressure on Russia via secondary sanctions…” 2 Aug 2025Wikipedia and Stockholm Institute reports on sanctions impact, internal budget stimuli, growth & military‑civil split----------TRUSTED CHARITIES ON THE GROUND:Save Ukrainehttps://www.saveukraineua.org/Superhumans - Hospital for war traumashttps://superhumans.com/en/UNBROKEN - Treatment. Prosthesis. Rehabilitation for Ukrainians in Ukrainehttps://unbroken.org.ua/Come Back Alivehttps://savelife.in.ua/en/Chefs For Ukraine - World Central Kitchenhttps://wck.org/relief/activation-chefs-for-ukraineUNITED24 - An initiative of President Zelenskyyhttps://u24.gov.ua/Serhiy Prytula Charity Foundationhttps://prytulafoundation.orgNGO “Herojam Slava”https://heroiamslava.org/kharpp - Reconstruction project supporting communities in Kharkiv and Przemyślhttps://kharpp.com/NOR DOG Animal Rescuehttps://www.nor-dog.org/home/----------

Today's focus is on gold as an ancient monetary value and addressing the challenge of earning a yield on gold. Jason also invites listeners to join an upcoming Jason Hartman University workshop in Phoenix at the end of September, which includes a bonus property tour and emphasizes learning the math of income property. Jason also mentions a masterclass scheduled for the second Wednesday of each month and encourages listeners to register. http://jasonhartman.com/phoenix http://jasonhartman.com/Wednesday Jason then welcomes Keith Weiner, the founder of Monetary Metals, to discuss his background and transition from software to the precious metals industry, including his solution for investing in precious metals and insights on Bitcoin's impact on monetary awareness. They explore other business models of renting gold to various industries, highlighting its innovative approach to financing gold inventory and potential advantages over traditional banking methods. Keith shares his experience with gold leasing and manufacturing, explaining concepts like fungibility, convexity, and the benefits of renting over owning in business contexts, while emphasizing the low risk nature of their gold rental business model. Invest with Monetary Metals via https://www.monetary-metals.com/Hartman Follow Keith at X: @realkeithweiner #MonetaryMetals #KeithWeiner #GoldYield #PreciousMetals #GoldLeasing #SilverYield #FinancialInnovation #FiatMoney #MonetarySystem #Convexity #GoldAsMoney #YieldOnGold #AssetManagement #JewelryIndustry #RecyclingGold #SputteringTechnology #FinancialFreedom #InvestmentStrategy #RealEstateInvestment #GoldFinance   Key Takeaways: Jason's Intro 1:33 Welcome 2:24 Sign up for JHU at the end of September 3:54 Join our FREE Masterclass every second Wednesday of each month Keith Weiner interview 4:17 Keith Weiner, bitcoin and the corrupt monetary system 7:04 Solving an investment problem 11:37 Being fungible and the dynamics of how this works 14:56 Tracking collateral and minimizing risks 16:41 Sputtering 19:12 How an investor can dive in 21:35 Calculating the numbers and getting paid in gold 24:48 Length & liquidation of contracts  27:52 Using gold as money     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

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Economic and Market Analysis - August 5th In this episode of Dividend Cafe, Brian Szytel provides a comprehensive analysis of the market and economic conditions as of August 5th. He discusses the marginal declines in the Dow, S&P, and Nasdaq, and a noteworthy shift from growth to value stocks. Sitel delves into the ISM Services index slightly missing expectations for July and touches upon PMI numbers. He explains the correlation between current Fed policies, interest rates, and foreign investment. The episode also highlights earnings season progress, with revenue and earnings growth showing positive year-over-year trends. A significant focus is placed on market valuations, the role of artificial intelligence investments, and the overall economic outlook. Finally, Brian answers a viewer question regarding interest rates and Fed policy. 00:00 Introduction and Market Overview 00:28 Economic News and Indicators 02:22 Interest Rates and Fed Policy 04:29 Earnings Season Insights 05:33 Market Valuations and Future Outlook 06:49 Conclusion and Final Thoughts Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture Californian EV mandate is failing, the people are not going along with it and soon the subsidies will be gone. Trump is now shifting the employment away from the Federal Gov to the private sector. Trump is removing the corrupt BLS head who manipulated the numbers for Biden and Kamala. Fed Gov resigns, next Powell, Tariffs are working the economy is going to boom. The [DS] is panicking, there is panic in DC. The fake news cannot spin the Russian hoax without admitting they are wrong, they will try but it will fail. They need to keep the grand conspiracy going and Trump is counting on this. The Senate is being blackmailed by the D's and RINO's, Trump has options to get his nominees confirmed. There will be justice. Without justice there is no law or freedom. There is no other way.   Economy Gavin Newsom Panics as California EV Sales Plummet Despite Authoritarian Mandate California's electric vehicle (EV) push under Governor Gavin Newsom faces mounting challenges as sales figures reveal a persistent slowdown, despite the state's aggressive efforts to enforce a ban on new gas-powered cars by 2035. With results suffering ahead of a September deadline, reports indicate he is “panicking.” Recent data shows that EV registrations in the second quarter of 2025 barely edged up from the previous quarter, while dropping significantly compared to the same period last year, raising questions about the viability of mandates that override consumer choice The California Energy Commission reported that 100,671 zero-emission vehicles (ZEVs) were registered from April to June, accounting for 21.6% of new vehicle sales. This figure represents a modest increase from the first quarter's 100,326 but a notable decline from the 116,813 seen in the second quarter of 2024. Overall, the state's ZEV market share has trended downward, slipping from 25.1% in the fourth quarter of 2024 to 23% in the first quarter of 2025 before hitting its current low. The San Diego Union-Tribune reported:   These trends persist even as federal incentives, including a $7,500 tax credit for new EVs and $4,000 for used ones, are set to expire on September 30, 2025. Source:  americafirstreport.com https://twitter.com/BehizyTweets/status/1951276261768307088 https://twitter.com/Geiger_Capital/status/1951272324948193402   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");   that wrong? We need accurate Jobs Numbers. I have directed my Team to fire this Biden Political Appointee, IMMEDIATELY. She will be replaced with someone much more competent and qualified. Important numbers like this must be fair and accurate, they can't be manipulated for political purposes. McEntarfer said there were only 73,000 Jobs added (a shock!) but, more importantly, that a major mistake was made by them, 258,000 Jobs downward, in the prior two months. Similar things happened in the first part of the year, always to the negative. The Economy is BOOMING under “TRUMP” despite a Fed that also plays games, this time with Interest Rates, where they lowered them twice, and substantially, just before the Presidential Election, I assume in the hopes of getting “Kamala” elected – How did that work out?

The Federal Reserve held interest rates steady this week despite demands for lower rates from President Trump, Republicans in Texas released a proposal for a new state congressional map, and the US special envoy to the Middle East is traveling to Israel at a moment when the UN warns Gaza is on the verge of all out famine.Want more comprehensive analysis of the most important news of the day, plus a little fun? Subscribe to the Up First newsletter. Today's episode of Up First was edited by Rafael Nam, Ben Swasey, Hannah Bloch, Janaya Williams and Alice Woelfle. It was produced by Ziad Buchh, Nia Dumas, and Christopher Thomas. We get engineering support from Stacey Abbott. And our technical director is Carleigh Strange.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy