Podcasts about first home

It's been four years since we sold our first home and we have lived a lot of life in the meantime. We sat down to chat and share our feelings around this big leap we made. Was it the right choice? Do we regret selling a home with a 3% mortgage? You might be surprised by the conversation and our thoughts. Enjoy!   In this episode, we chat about: Selling our first home Contentment in life Raising our young family   TODAY'S PODCAST SPONSOR Crew Finance Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more by April 30, 2025.  trycrew.com/toast  Use code TOAST MENTIONED IN THIS EPISODE: Crew Finance Empowered Money Academy ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis  

What if your teenage curiosity could lead to generational wealth? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Gelkys Delgado has been fascinated by real estate for as long as she can remember. After she met her husband, who shared her passion for investing. He had experience flipping homes, she got her real estate license, and focused on finding deals. What started as a way to save on commissions turned into a business— she loved helping others build wealth through real estate. Over the years, they completed countless flips and built a strong rental portfolio, creating the cash flow to cover their expenses. That freedom lets them focus on what matters—personal growth, family, traveling, and making memories. For her, real estate isn't just about money; it's about time and that's the real wealth. Gelkys breaks down her journey into flipping, wholesaling, and holding properties for long-term gains. She opens up about her biggest lessons, including dealing with contractors, avoiding money pits, and choosing cost-effective upgrades that attract renters and buyers. Her story is a masterclass in resilience, strategy, and turning passion into profit—all while uplifting others on their path to financial freedom. Don't just dream—build your real estate empire today!   Highlights 00:00 – 04:39 Always Shopping the Market ·        Nationwide investment focus ·        Building a 13-year real estate network ·        Investor advisory & deal scouting ·        South Florida roots and early curiosity ·        From Hialeah to multi-market hustle   04:40 – 08:19 Early Curiosity & Starting Out Young ·        Real estate fascination at 14 ·        Dreaming big with empty lots ·        Working at a title company at 16 ·        Inspired by investor success ·        First exposure to big deals 08:20 – 17:59 First Deals & Wholesaling by Accident ·        Door-knocking in pre-foreclosures ·        Learning on the job ·        Selling leads for $500 ·        Building confidence in chaos ·        Creative problem-solving begins 18:00 – 24:39 From Broke to Financial Freedom ·        Buying first property at 23 ·        Moving to New York & renting for cash flow ·        Meeting her husband & shared hustle ·        Starting flips with limited capital ·        Evolving from investor to agent 24:40 – 35:18 Money Pits & Contractor Challenges ·        The nightmare Virginia Gardens flip ·        Mold, foundation issues, and lessons ·        Buying sight-unseen in Georgia while pregnant ·        Navigating foreclosure auctions ·        Managing family contractors 35:19 – 01:17:17 Mentorship, Brokerage, and Mindset for New Agents ·        Choosing the right broker (George at RESF) ·        What new agents should ask in interviews ·        The power of belief and consistency ·        Importance of leadership in brokerages ·        Building vision and business discipline ·        Conclusion   Quotes:  “I was wholesaling before I even knew what wholesaling was.” – Gelkys Delgado  “Real estate has given me the lifestyle I always dreamed of.” – Gelkys Delgado  “You've got to be there every day—time is money in a flip.” – Gelkys Delgado  “It's not about the rate, it's about the right property—marry the house, date the rate.” – Gelkys Delgado   To contact Gelkys Delgado, learn more about her business, and make her a part of your network, make sure to follow her Instagram.   Connect with Gelkys Delgado! Instagram: https://www.instagram.com/gelkyslovesrealestate/   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    If you want to build your business and become more discoverable online, Streamlined Media has you covered. Check out how they can help you build an evergreen revenue generator all powered by content creation!   SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #GelkysDelgado #MiamiRealEstate #FlippingHouses #RealEstatePodcast #Wholesaling #FinancialFreedom #WomenInRealEstate #HouseFlipping #RealEstateInvesting #FloridaMarket #RealEstateMentor #PropertyInvestor #CashFlow #RentalProperties #TurnkeyInvesting #FixAndFlip #RealEstateTips #AgentLife #MarketInsights

The Red Sox took down the Cardinals 13-9 in their home opener and Alex Bregman tells Will Flemming after the game that he's psyched to be a part of the Sox after his first home game and discusses the first inning outburst from the team to help charge the offense.

Helping your kids enter the property market isn't just about handing over cash - it's about building generational wealth. In this episode, Nathan dives into the biggest mistakes parents make, challenges in today's property market, and strategies that set your kids up for financial success. Tune in for a blueprint on teaching financial literacy and helping your kids build lasting wealth! Show Notes 00:00 - Challenges of property ownership in 2025 and financial hurdles for first-time buyers 04:50 - Buying property with an investment mindset vs emotional mindset 10:30 - How to leverage equity? 11:25 - Developing a clear financial structure + risks and strategies 15:22 - Planning for retirement and your children's financial future 18:50 - Mental shift on the perception of debt and wealth 22:32 - Market risks and strategy in financial planning 30:05 - Family and joint ownership risks 33:23 - First-time homebuyer advice and strategy 37:45 - Professional help and expertise in property investment Make your move on your property journey today: https://binvested.com.au/contact-us/ What are your thoughts on this video? Share them below and show us some love if you found this video useful.

Purchasing a home is one of the most significant financial decisions many Bahamians will make in their lifetime. But with the real estate market facing various challenges the dream of homeownership can seem unattainable for many. Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor discuss how through planning and the right financial tools, Bahamians can achieve homeownership.

The Padres opened the season with a sweep of the Braves. The Guardians come to town for a 3-game series at PETCO. Recap the NL West action from the first weekend. SDFC finally get their first home win. The Final Four is set for San Antonio. Lakers vs Rockets tonight. 9:00 tatis will be MVP in 2025 16:00 machado faking injury 30:00 padres open season with a sweep 41:30 tatis hitting leadoff 49:00 yankees torpedo bats 1:02:00 sasaki dealing with pressures 1:08:00 baseball is dealing with pressure 1:22:00 final four all chalk 1:36:00 broadcasting changes 1:40:00 buyouts for cbb players 1:46:00 prize picksSupport the show: http://Kaplanandcrew.comSee omnystudio.com/listener for privacy information.

The Padres opened the season with a sweep of the Braves. The Guardians come to town for a 3-game series at PETCO. Recap the NL West action from the first weekend. SDFC finally get their first home win. The Final Four is set for San Antonio. Lakers vs Rockets tonight. 9:00 tatis will be MVP in 2025 16:00 machado faking injury 30:00 padres open season with a sweep 41:30 tatis hitting leadoff 49:00 yankees torpedo bats 1:02:00 sasaki dealing with pressures 1:08:00 baseball is dealing with pressure 1:22:00 final four all chalk 1:36:00 broadcasting changes 1:40:00 buyouts for cbb players 1:46:00 prize picksSupport the show: http://Kaplanandcrew.comSee omnystudio.com/listener for privacy information.

The Padres opened the season with a sweep of the Braves. The Guardians come to town for a 3-game series at PETCO. Recap the NL West action from the first weekend. SDFC finally get their first home win. The Final Four is set for San Antonio. Lakers vs Rockets tonight. 9:00 tatis will be MVP in 2025 16:00 machado faking injury 30:00 padres open season with a sweep 41:30 tatis hitting leadoff 49:00 yankees torpedo bats 1:02:00 sasaki dealing with pressures 1:08:00 baseball is dealing with pressure 1:22:00 final four all chalk 1:36:00 broadcasting changes 1:40:00 buyouts for cbb players 1:46:00 prize picksSupport the show: http://Kaplanandcrew.comSee omnystudio.com/listener for privacy information.

On today's episode of Great Points, Matt Schroeder has an all-star cast of guests to discuss the first time home buying experience from beginning to end. Realtors Shea Pilsbury and Matt Munson (Munson Realty Group) join Mortgage Advisor Jeff Rolke (Gold Coast Mortgage) and Real Estate Attorney Michael Osborne (Michael Osborne Law).  They cover everything from the first steps you should take, all to way to the closing date.  Along the way, the group highlights some things to watch out for, things you may not have considered, and how to engage professionals you can trust.  Whether you are the first time buyer or someone in your family is, you won't want to miss this episode!

So much is happening in Australian real estate this week! From talking post floods in Brisbane & QLD to the best tips for saving a deposit and avoiding bad purchases. We also chat with Matt about Perth's property market post-COVID and get expert mortgage insights from Brisbane broker George. Plus, Nicola shares cooling tips to survive this heatwave!  Listen here: https://apple.co/3wub8Le ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #AustralianRealEstate #BrisbaneFloods #QLDProperty #HomeBuyingTips #MortgageBroker #PerthRealEstate #SavingForAHome #HeatwaveSurvival #SmartInvesting #PropertyMarketUpdate #BrisbaneHomes #PerthProperty #FirstHomeBuyers #FinanceTips #RealEstateNews #HousingMarket #InvestingInProperty #QLDFloods #CoolYourHome #MortgageTips   #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty #goldcoast #adelaideproperty #canberraproperty #sunshinecoastproperty #cairnsproperty #hobartproperty #darwinproperty  

This week Amy is joined by Sharesies Co-Founder, Brooke Roberts, to discuss her first home journey and the part Sharesies plays in home buying. From fixer-uppers to buying with your partner, Brooke shares her mistakes and learnings in this packed episode.Book in for a free consult with one of our NZHL Financial Advisors.Sign up to Slice's Free Home Buyers Software.

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Wayne and Joanne, both 27 years old and earning $4,000 each, are ready to take the next big step—buying their first home. But with skyrocketing property prices and so many options, they're unsure where to start. Should they go for a BTO, resale HDB, or a resale condo? What if they make the wrong decision?   In this episode of NOTG, George Peng, Phyllis Goh, and Yong Zhun from PropertyLimBrothers break down exactly what young couples need to consider before making their first property purchase. Understand how to prioritise capital gain and long-term planning, avoid common mistakes, and assess the pros and cons of different housing options. Learn why Minimum Occupation Period (MOP) and Seller's Stamp Duty (SSD) matter, and find out how an investment portfolio comprising stocks and crypto could influence property selection.   If you fit the persona, are struggling with uncertainty and want clear, practical advice on buying your first home, this is the episode you don't want to miss!   00:00 - Intro 00:48 - Introducing host 1:06 - Phyllis Goh 02:27 - Persona A Wayne and Joanne 03:53 - George's first pay 05:14 - Phyllis' studies 05:58 - Big gap and prices 06:17 - Personal Disposable Income/Savings chart 06:57 - George's thoughts about Wayne and Joanne 07:13 - Phyllis' advice 09:18 - Yong Zhun's thoughts about Wayne and Joanne 10:06 - Three choices on Wayne and Joanne's situation 12:02 - Main 2 choices suggested by Yong Zhun (Resale HDB) 13:29 - Main 2 choices suggested by Yong Zhun (Resale Condo) 17:42 - What is a good and bad property purchase? 18:41 - Pros and Cons of resale HDB and Condo 22:41 - Timeline of Wayne and Joanne 24:13 - When to take BTO Route 25:12 - When divorce happen 25:43 - 99 years ownership on condo during divorce 31:41 - CCR, RCR, OCR 35:15 - George advice to Wayne and Joanne situation 35:22 - If George is in Wayne and Joanne's situation 36:24 - George opinion on insurance 37:24 - Kids needs 38:22 - George go BTO if he is on similar situation 39:07 - What would Yong Zhun do? 40:09 - When George take the BTO he would do it intentionally. Why? 40:26 - George remembering something about BTO 41:47 - Continuing on when George take the BTO route why would he do it intentionally. 43:06 - Parting message for Wayne and Joanne 43:56 - 9 years after on Wayne and Joanne situation 47:06 - 9 years later breakdown 51:53 - Part 2 teaser 52:13 - Outtakes

The Stupid History of The First Home Security SystemBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-stupid-history-minute--4965707/support.

Sophie's got big news (no, not a baby - though the social media post might've fooled you). She's officially pre-approved for a mortgage!

In 1965 Margaret Crane was a young designer creating packaging for a pharmaceutical company. Looking at the rows of pregnancy tests she thought, “Well, women could do that at home!” and so she made it a reality for potentially pregnant people to be able to know about and take control of their own lives and bodies.  But while the design of the prototype was simple, Crane faced the issues we continue to fight when it comes to reproductive rights and the health and autonomy of people who give birth: an uphill battle to convince the pharmaceutical companies, the medical community and conservative social leaders that at-home pregnancy testing was safe and necessary. After all this, Crane is only now receiving credit for her contributions to the industry. Featuring: Margaret Crane – Graphic designer and inventor of the first home pregnancy test Wendy Kline – Dema G. Seelye Chair in the History of Medicine, History Faculty Purdue University Jesse Olszynko-Gryn – Head of the Laboratory for Oral History and Experimental Media at Max Planck Institute for the History of Science  Arthur Kover – Emeritus Professor of Marketing, Fordham University Alexandra Lord – Chair, Division of Medicine and Science at the National Museum of American History Credits: Host: Amy Gastelum Producers: Anita Johnson, Salima Hamirani, Amy Gastelum, and Lucy Kang Executive Director: Jina Chung Editor: Adwoa Gyimah-Brempong Engineer: Jeff Emtman  Digital Media Marketing: Anubhuti Kumar   Music Credits: Podington Bear, Rhythm and Strings Learn More: National Museum of American History: https://americanhistory.si.edu/collections/nmah_1803285 A Woman's Right to Know, Pregnancy Testing in 20th Century Britain: https://mitpress.mit.edu/9780262544399/a-womans-right-to-know/ Predictor by Jennifer Blackmer: https://newplayexchange.org/plays/348156/predictor   Making Contact is an award-winning, nationally syndicated radio show and podcast featuring narrative storytelling and thought-provoking interviews. We cover the most urgent issues of our time and the people on the ground building a more just world.

This week Amy is joined by Knight Hou, CEO of Relab. Knight chats about his first home journey, the mistakes he made and the learnings along the way. He also dives into how Relab came to be, and how it empowers home buyers to make smarter choices.Book in for a free consult with one of our NZHL Financial Advisors.Sign up to Slice's Free Home Buyers Software.

Ben, Woods, and Paul are here for you on a Monday morning! We start the show with a little foreplay as we get settled back into the studio from our Spring Training trip, and we hear about a secret safe that Ben and his family discovered that was left behind by his late grandfather... Then we set the menu for today's show and kick things off with San Diego FC's first home match and the amazing scene at Snapdragon Stadium! But it didn't come without a little bit of controversy. Listen here!

Before she became a building broker, Mim went through the home-building process just like any other first-home buyer—excited, a little unsure, and trusting the process. Now, as someone who helps others navigate the building journey every day, she sees things through a completely different lens.In this episode, Mim reflects on her building experience, not because it was bad, but because she now understands what she could have done differently. From the questions she didn't know to ask to the design decisions she didn't realise she had control over, Mim shares how her perspective has changed and what she wants first-home buyers to know before they start. If you're building and want to feel more in control, informed, and confident in your decisions, this episode is packed with real-world insights to help you.➡️ BOOK A DISCOVERY CALL➡️ CONNECT ON INSTA➡️ WEBSITE➡️ TIK TOK➡️ LINKED IN

Warriors defeat Mavericks 126-102 at home, Jimmy Butlers' first home game as a Warrior, Klay Thompson return as a Maverick, Andre Iguodala Jersey retirement, Warriors new starting lineup performs, the bench players, Curry performance and more!

Think you know it all when it comes to first-time home buying? Think again! In this episode, host Brien Gearin is joined by real estate expert and first-time homebuyer advocate David Sidoni, founder of How to Buy a Home. David shares his journey from showbiz to real estate, his mission to help underserved first-time buyers, and the misconceptions that hold many back — like the myth that you need 20% down. He also breaks down how self-employed entrepreneurs can navigate home buying, the impact of recent real estate commission changes, and why working with the right team is critical. Whether you're a future homebuyer or just love smart business insights, this episode is packed with eye-opening advice! What we discuss with David: + Myth: You need 20% down – Not true for first-time buyers + Debt-to-income explained – Lenders assess monthly payments, not total debt + Entrepreneurs & mortgages – Self-employed buyers need strategic planning + Start earlier than you think – Many buy months sooner than expected + First-time buyers are ignored – Most agents prioritize higher-value clients + Scaling a niche business – How David built a national agent network + NAR lawsuit impact – Buyer commissions remain mostly unchanged + Renting vs. buying costs – Long-term financial growth matters + Choosing the right team – A great realtor & lender are key + From showbiz to real estate – David's journey to homebuyer advocacy Thank you, David! Check out How to Buy a Home at HowtoBuyaHome.com. Listen to the How to Buy a Home Podcast. Follow David on Instagram, LinkedIn, TikTok, Twitter, and YouTube. And follow us on: Instagram Facebook Tik Tok Youtube Twitter To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. Want to hear from more incredible entrepreneurs? Check out all of our interviews here! Learn more about your ad choices. Visit megaphone.fm/adchoices

In May New Zealand's top women's and men's basketballers will re-ignite a long standing rivalry with their Australian counterparts in the inaugural Trans-Tasman Throwdown. Sports reporter Felicity Reid spoke to Lisa Owen.

Charles, Neil and Chessie look back at the 3-2 win over Huddersfield. With deadline day approaching we forget to take a look at rumoured signing Dara Castelloe and introduce a brand new feature.  ----- Follow us on Twitter, Facebook, YouTube, Instagram and Threads.  Get involved and send your thoughts to us at podcast@cobblerstome.com  Visit our website for articles, match previews and buy merch: cobblerstome.com Sign up to our Patreon for ad free episodes, regular bonus content, access to our community Slack channel and loads more: patreon.com/cobblerstome It's All Cobblers To Me is a Vibrant Sound Media original production. Learn more about your ad choices. Visit podcastchoices.com/adchoices

God does not want us to be estranged from the promises of his covenant. He actually wants us back. And he is determined to do everything that he has to do in order to get us back. In this message, Pastor Andrew explores the covenantal nature of God's relationship with humanity and the need for genuine repentance to restore our relationship with God.

This message explores the concept of God's original intent for creation, emphasizing the harmony and balance established in Genesis. It contrasts this perfect state with the current fallen world, highlighting humanity's innate desire for harmony. The sermon traces the story from creation through the fall, and ultimately to God's plan for redemption through Jesus Christ. It emphasizes the covenantal nature of God's relationship with humanity and the need for genuine repentance to restore our relationship with God.

The real estate market may seem daunting, but it's not out of reach! In today's episode, Kris Krohn breaks down the six essential steps to buying your first home, even with high prices and rising mortgage rates. Learn how to strengthen your financial health, navigate mortgage options, and tap into house-hacking strategies that make ownership affordable. If you're ready to turn your homeownership dreams into reality, this episode is a must-listen.

How can empathy and relentless determination reshape your approach to overcoming personal and professional challenges? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Veronica Barba, an extraordinary real estate agent from ERA One Team Realty. From her humble beginnings in Moldova under Soviet rule to her thriving career in Jacksonville, Florida, Veronica shares an awe-inspiring story of resilience, adaptability, and passion. Having moved to the U.S. with limited English skills, Veronica turned her challenges into opportunities by embracing a client-focused approach that combines deep market knowledge, unyielding dedication, and authentic care. Veronica was born in the Republic of Moldova at that time part of Soviet Union. At 18 started to work as a nurse at Oncological Institute then later decided to change the carrier and graduated from Technical University of Moldova with a bachelor degree in Interior Design, licensed engineer and Master Degree in Architecture and Construction. In 6 years, she was working as University Lecturer at Technical University of Moldova. 9 years ago, she moved directly to Jacksonville with less than 100 words in English, no family or friends in Jacksonville and now she's 8 years of real estate journey. So far, her most successful year is 2024 with 45 closed homes.Enjoyed this episode? Share your thoughts on how empathy has played a role in your personal or professional life.   Highlights 00:01 - 04:03 Veronica Barba: Leading with the Heart ·       Growing up in Moldova during Soviet control ·       The challenges of limited freedoms and access to opportunities ·       The dream of exploring life beyond Moldova's borders ·       Studying abroad in Romania as a life-changing milestone ·       Family values and resilience in difficult societal conditions 04:04 - 21:04 Breaking into Real Estate: A Pivotal Encounter ·       How a persistent mentor introduced her to real estate ·       Overcoming doubts about her abilities in sales ·       Navigating the complexities of real estate licensure ·       The importance of finding purpose in her career choice ·       Her first steps toward mastering the real estate profession 21:05 - 34:12 Mastering the Real Estate Business ·       Learning the technical side of contracts and legalities ·       Gaining deep market knowledge through research ·       Finding creative solutions for first-time homebuyers ·       Understanding the mortgage process to better assist clients ·       Strategies for winning in competitive, multiple-offer situations   34:13 - 56:00 Heartfelt Stories: Making Dreams Come True ·       Helping an 81-year-old buy his first home ·       Going above and beyond to show the perfect property ·       Building lifelong client relationships through care and trust ·       Handling setbacks with determination and grace ·       The rewarding moments that fuel her passion for real estate   56:01 - 01:20:04 Advice for Aspiring and Experienced Agents ·       The importance of confidence, care, and authenticity ·       Leveraging past client relationships for referrals ·       How preparation and research create client trust ·       Staying adaptable in fluctuating market conditions ·       Continuous improvement as the cornerstone of success   Quotes: "I may do this every day, but for them, it's their first experience, and I have to be there for them." – Veronica Barba "If you look at life like a puzzle, finding solutions becomes a fulfilling mission." – Veronica Barba "Confidence and care—these are the foundations of building trust with clients." – Veronica Barba   To contact Veronica Barba, learn more about her business, and make her a part of your network, make sure to follow her on LinkedIn, Instagram, and Facebook. LinkedIn: https://www.linkedin.com/in/veronica-barba-07720573/ Instagram: https://www.instagram.com/veronica_barba_realtor/ Facebook: https://www.facebook.com/VeronicaBarbaRealtor/   If you want to build your business and become more discoverable online, Streamlined Media has you covered. Check out how they can help you build an evergreen revenue generator all powered by content creation!   SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #RealEstateJourney #GritAndSuccess #LeadingWithHeart #RealEstatePodcast #JacksonvilleHomes #MoldovanToAmericanDream #ClientFocused #EmpathyInBusiness #RealEstateAgentTips #OvercomingChallenges #RealEstateSuccess #ERARealty #RealEstateStrategies #FirstTimeHomeBuyers #RealEstateStories #PassionForRealEstate #InspiringJourneys #AmericanDream #BuildingConnections

Transform your first home purchase into a powerful investment opportunity! Join Kristi Jenkins, a seasoned real estate broker with 21+ years of experience, as she reveals insider strategies for maximizing your property's potential.Discover essential tips for first-time homebuyers looking to build long-term wealth through real estate:• How to select properties with strong investment potential• Smart renovation strategies that increase property value• Key features to look for in future rental properties• Ways to balance living comfort with investment returns• Tips for maintaining property value in any marketChristie shares her proven approach to helping clients build wealth through strategic property selection and management. Learn how younger generations are approaching real estate differently, viewing their first homes as stepping stones to building impressive investment portfolios.Whether you're a first-time buyer or looking to expand your real estate holdings, this episode provides valuable insights on turning property investments into sustainable wealth. From selecting the right neighborhood to making smart upgrades, get expert guidance on making your first home purchase work harder for your financial future.Want to maximize your real estate investment potential? Watch now to learn how to transform your first home into a valuable asset that keeps growing your wealth for years to come.#financialeducation #longdistanceinvesting #debtfreemillennials #propertymanagement #realestaterookieCHAPTERS:00:00 - Intro00:23 - Building Investment Portfolios04:28 - Key Features for Home Buyers07:32 - Recommended Updates Before Selling11:02 - Christy's Client Memory Techniques15:52 - Blind Spots for Investors17:46 - Christy's Team Size and Structure19:11 - Investing in First Hires20:06 - Finding the Right Team Members21:38 - Importance of Relationships in Real Estate22:37 - Collaboration in the Real Estate Industry25:56 - Future Trends in Real Estate26:50 - Christy Jenkins - Real Estate Assistant27:04 - Common Investor Misconceptions27:32 - Advice for Your Younger Self27:44 - Recommended Reading for Investors28:14 - Time-Saving Strategies for BusinessRealDealCRM.comRealDealCRM is your Real Estate Investing Virtual Assistant. A Real Estate Investing CRM for Real Estate Investors created by Real Estate Investors. SMS, Stealth Voicemails, Phone, Voicemail, Funnels, and AUTOMATION in a single platform! Check out more details at RealDealCRM.comLIKE • SHARE • JOIN • REVIEWWebsiteJoin the REI Mastermind Network on Locals!Apple PodcastsGoogle PodcastsYouTubeSpotifyStitcher

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You finally have enough money to buy your first home but don't forget to think of the monthly payments and commission fees. Rishard Rameez, co-founder and CEO of Zown, joins us to talk about how their online brokerage and payment assistance provider works. Find out more at zown.ca and connect on LinkedIn, Instagram, X, and Facebook.

Are you a first-time buyer considering buying a fixer-upper house for your first home? It's not always an obvious choice, so in association with Skipton Building Society, we at Move iQ wanted to shine a light on it for you. Tune in for: The reality of renovation What to do before you buy Important considerations First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

Arkansas doubled its early trouble in SEC play with a 73-66 loss to Ole Miss at Bud Walton Arena on Wednesday. Curtis Wilkerson and Andrew Ellis are back with a spicy postgame reaction show on The Pod At The Palace. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you a first-time homebuyer looking to transform your new space into a cozy haven? Join Eric G. and interior designer Wendy Glaister as they share invaluable tips and tricks for making your new house feel like home. From selecting the right paint colors to prioritizing essential upgrades, they discuss the importance of creating a space that reflects your personality and lifestyle. Wendy emphasizes the significance of starting with the areas you spend the most time in and making budget-friendly choices that will stand the test of time. Plus, they highlight practical steps like servicing your HVAC system and updating outdated fixtures to ensure your home is both beautiful and functional. Tune in for a wealth of insights that will help you navigate the exciting journey of homeownership with confidence!Wendy Glaister joins Eric G. to discuss the essential steps first-time homebuyers should take to transform their newly acquired spaces into homes that reflect their personality and style. The conversation kicks off with the overwhelming nature of the homebuying process, touching on the emotional rollercoaster that comes with securing a mortgage, making a down payment, and navigating the various costs associated with moving in. Wendy emphasizes the importance of prioritizing comfort, suggesting that the first major purchase should be a good mattress, as a restful home begins with a good night's sleep. The duo explores practical tips for enhancing one's new living environment, from changing locks for security to opting for a thorough cleaning before unpacking, ensuring a fresh start. The episode continues with valuable insights into home aesthetics, particularly focusing on paint choices. Wendy advocates for a cohesive color scheme that promotes tranquility, urging homeowners to avoid the common mistake of using multiple colors that can visually fragment a space. Instead, she suggests a single, calming color throughout the primary living areas to create an open and serene atmosphere. Eric shares his experiences with local custom mattress makers and stresses the importance of investing in quality items that will stand the test of time, rather than succumbing to cheaper options that may need to be replaced sooner than expected. Moreover, the discussion delves into the significance of thoughtful renovations and upgrades. As they highlight the need for foundational checks—such as servicing HVAC systems and ensuring plumbing reliability—Wendy encourages new homeowners to take the time to learn about their property and tackle projects that enhance both functionality and aesthetic appeal. The episode concludes with a reminder to cherish the memories created within these walls, emphasizing that a house becomes a home through the moments shared with loved ones rather than solely through material possessions.Takeaways: When moving into a new home, prioritize making it a comfortable space for relaxation. Investing in high-quality furniture will save you money in the long run. Consider hiring professional movers to alleviate the stress of moving heavy items. Always rekey your door locks immediately after moving into a new home for safety. A good night's sleep starts with investing in a quality mattress for your well-being. Don't rush renovations; focus on creating meaningful memories in your new space first. Links referenced in this episode:aroundthehouseonline.comwendyglaserinteriors.comCompanies mentioned in this episode: Monument Grill Wendy Glaser Interiors To get your questions answered by Eric G give us a call in the studio at 833-239-4144 24/7 and...

My first home birth was a peaceful, wonderful, and shocking experience! I'm sharing all the adventurous details with you today. Purposeful Holiday Planner available for free here! Join the conversation or ask a question here!⁠ ⁠Connect with me on my email list.⁠ ⁠Let's be friends on Instagram!

This is Early Kick Off from the Men in Blazers media network and presented by our great friends of the pod STōK Cold Brew Coffee, all your global football stories straight from the back pages of Europe's newspapers in around 10 minutes.On today's episode: Manchester United come from behind to beat Bodo Glimt in the Europa League in Ruben Amorim's home debut; Tottenham concede a last minute equalizer, and their game with Roma ends 2-2; Chelsea maintain their 100% record in the European Conference League with a win against Heidenheim; we preview the USWNT's friendly against England on Saturday; the Premier League weekend kicks off on Friday with Brighton v Southampton, and on Sunday Liverpool host Manchester City; and it goes from bad to worse for Real Madrid.Football don't sleep, and neither do we.This episode was made in the UK for Men In Blazers by…Host: Betty GloverProducer: George Cooper and Sammy JamesAssistant producer: Elizabeth BarnardResearcher: Jack CollinsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

With mortgage rates fluctuating, now might not seem like the perfect time to buy a home, but it's an ideal time to prepare, especially for first-time homebuyers. Movement Mortgage recently shared helpful tips on FaithFi.com for those looking to enter the housing market. Here's a breakdown of these critical steps to set you up for a successful and financially wise home purchase.Step 1: Determine Your Budget—And Keep It ConservativeFirst things first, know what you can afford. It's wise to set a sale price and monthly payment that's less than the maximum a lender or loan calculator may suggest. Keeping a buffer in your budget allows for unexpected costs and helps you avoid financial strain. As Proverbs 21:20 says, “Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it.”Step 2: Set a Savings Goal for Your Down PaymentWhile a 20% down payment isn't always required, it has some major benefits:Reduces the loan amountEliminates private mortgage insurance (PMI)It gives you enough equity to sell if unforeseen circumstances ariseIf you can't reach 20%, aim to save as close as possible for these advantages.Step 3: Budget for Additional CostsBeyond the down payment, remember incidental costs, like:Property and pest inspectionsMoving expensesEssential appliances (like a fridge or washer/dryer), if not provided by the sellerPlanning for these helps avoid last-minute financial surprises.Step 4: Check Your CreditMost mortgage lenders prefer a credit score between 700 and 750, with 740+ often unlocking the best rates. Here's how to optimize your score:Review your credit report and dispute any errorsPay down debts to keep balances below 30% of your available creditAvoid any new credit inquiries, as “hard pulls” can impact your scoreStep 5: Lower Your Debt-to-Income (DTI) RatioEven with a great credit score, high debt levels could result in a mortgage denial. Try to reduce any debt you can, like paying off a car loan, to improve your DTI ratio and increase your mortgage eligibility.Step 6: Maintain a Clear Paper TrailLenders will closely scrutinize your transaction history, so avoid moving money between accounts for at least three months before applying. Any large transfers could complicate the process, as lenders must verify that your assets are not borrowed. If you're expecting a cash gift, consult a loan officer for guidance. Specific documentation may be needed to confirm that the money is a gift, not a loan.Step 7: Pay Off Outstanding Tax DebtsIf you owe back taxes and are on a payment plan, prioritize paying these off. Outstanding tax debts affect your DTI ratio and could lead to complications with lenders, as tax liens can take priority over other debts.Step 8: Stay at Your JobLenders look for employment stability, so if you're considering a job change, it's best to hold off until after you buy the home. Having at least two years at your current job can reassure lenders and improve your chances of securing a mortgage.Need More Help? Connect with Movement MortgageMovement Mortgage offers guidance for each step of the home-buying process, helping you make informed financial decisions. Additionally, they're a faith-based company dedicated to philanthropic causes, having donated $377 million to educational and infrastructure projects in underserved communities. To learn more, visit Movement.com/faith.These steps can help you confidently prepare for your first home purchase, ensuring you're financially and practically ready when the time comes.On Today's Program, Rob Answers Listener Questions:I would appreciate your thoughts on tithing from my portfolio gains or income.Can you borrow from a long-term health insurance policy?I have $10,000 in a CD and am trying to decide whether to use it to pay down my debt.Resources Mentioned:Movement MortgageNational Christian Foundation (NCF)Christian Credit CounselorsChristian Healthcare Ministries (CHM)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Check out @fyifli Episode 144 w/ real estate investor, realtor, and mortgage broker: @aaronabbadie In this episode, Hassan and Aaron chop it up about: - What is needed to get your first home - What your credit scores should be to get into a home - The different types of loan products that can help you purchase a home If you're looking to be motivated, educated, and entertained…this podcast is for you!

If you’re hoping to join the ranks of homeowners, the promise of lower mortgage rates has no doubt gotten your attention. However, there’s more to consider when preparing to buy a home than just saving for a downpayment. On today's Faith & Finance Live, Rob West will share ten steps to help you prepare for a home purchase. Then he’ll tackle some calls and financial questions. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here. To support the ministry of FaithFi, click here. To learn more about Rob West, click here. To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

Discover why home buyers are waiting to buy their first house. Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? -Asset allocation model with ticker symbols and % to invest -Monthly VIP investing webinars with Linda -Private VIP Facebook group with daily insights -Weekly VIP stock market commentary email -Lifetime access with no additional cost -US and foreign investors, no minimum $ amount to invest For an early Black Friday deal, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional cost. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or have a complimentary conversation to answer your questions. Request a free appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). WANT TO INVEST IN STOCKS PRE-IPO? #Ad Invest in private companies (pre-IPO). Linqto has streamlined their onboarding process and no longer requires documentation of assets. Minimum investment only $5k. Sign up to receive a $500 credit toward your investment, here: https://tinyurl.com/LindaLinqto WANT HELP AVOIDING IRS AUDITS? #Ad Stop worrying about IRS audits and get advance warning at Crypto Tax Audit, here. PLEASE REVIEW THE PODCAST ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed   PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". After you purchase the book, go here for your Crypto Book bonus: https://lindapjones.com/bookbonus PLEASE LEAVE A BOOK REVIEW FOR WEALTH BOOK Leave a book review on Amazon here. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) Available for purchase on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. SPECIAL DEALS #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (Some links are affiliate links. There is no additional cost to you.)

From 'Spits & Suds' (subscribe here): The Stars lose their first home game of the season at home. Host Gavin Spittle is joined by David Castillo from D Magazine to break down this game. David says the Stars got out goalie'd in this game as Lukáš Dostál was great in net and the Ducks offense was able to get to Casey DeSmith. Gavis was surprised no Nils Lundkvist in this game tonight especially with his speed against a young Anaheim team. The guys answer tweets from listeners.  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Catch “The Drive with Spence Checketts” from 2 pm to 6 pm weekdays on ESPN 700 & 92.1 FM. Produced by Porter Larsen. The latest on the Utah Jazz, Real Salt Lake, Utes, BYU + more sports storylines.

Catch “The Drive with Spence Checketts” from 2 pm to 6 pm weekdays on ESPN 700 & 92.1 FM. Produced by Porter Larsen. The latest on the Utah Jazz, Real Salt Lake, Utes, BYU + more sports storylines.

Guys, I am so lucky to have been able to buy a house with my partner, Ali, this year, and this episode is all about how I got there, along with my very practical savings tips. From being advised not to quit my salaried job by a mortgage broker to being in a position to withdraw money from my investment stocks for the house deposit, I go through the journey with you. A few takeaways: The struggle to change my mindset of owning a house being a measure of your worth, and letting go of the pressure of what everyone else doing around you How our desire to travel and move overseas has impacted the journey, and what the outcome has ended up being. Consistent savings and investing - and with no help from family (a frustrating “savings” tip from a bank) Creating clear goals with your partner Keeping your mind open and readjusting your expectations for your “dream home”. If you have the time, please could you rate and review this podcast or subscribe to it. It really helps us to continue making this free content for you and we just generally appreciate that you would do this for us! Have a great week guys!Ellen xx ~~~ Mentioned in today's episode: My first podcast episode with all the juicy break up details: Click Here Updated Journey from 2023 Part 1 and Part 2 Girls That Invest Want to get more Ellen or Work with her and her team? Check out the Dishing Up Digital Agency website for more information and to contact us: https://www.dishingupdigital.com/ Join the Dishing up Digital School: https://www.dishingupdigital.com/courses Ellen's Instagram Page: https://www.instagram.com/ellenmackenziee/ Ellen on TikTok: https://www.tiktok.com/@ellenmackenzieee?lang=en Buy Ellen's Book: https://www.ellenmackenzie.com/book

Illini Inquirer's Jeremy Werner and Joey Wagner react to Illinois football's 25-17 loss to Minnesota. The guys discuss miscues by the Illini and some key injuries heading into Illinois' bye week. Follow the Illini Inquirer Podcast on: Apple: https://apple.co/3oMt0NP Spotify: https://spoti.fi/2Xan2L8 Other: https://bit.ly/36gn7Ct Go VIP for 30% OFF: bit.ly/3eGM1NK To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Today, we sit down with Kerry O'Brien, a powerhouse in real estate who pivoted her career in her 40s and quickly became a billion-dollar seller in Monmouth County. Karrie shares her advice on how to go after what you want in life, from doing things out of your comfort zone to going the extra mile to embracing the hard moments. It's never too late to go for what you want and Karrie is proof of that. She also gives her tips for first-time homebuyers on how to set yourself up for success and how to find “the one”. Whether you're ready to pivot your career, start a business, or buy your first home, this episode is full of great advice and inspiration to help you take that leap of faith!

You did it; you achieved FIRE! After over a decade of hard work, you've reached financial independence and can retire early. You're making more money than you spend from passive income, work-optional, and life is good. But your dreams are starting to change. Maybe you want to spend more on experiences, build your dream house, or move to a higher-cost-of-living area. Now, your expenses are starting to creep up, and your FIRE is about to burn out. What do you do, and is it wrong to return to work? Caitlin Muldoon has had to ask herself these questions. After grinding for fifteen years, she finally reached her FIRE goal—$10,000 per month in passive income. In her current lifestyle, she's saving money every month, but as she moves into her dream house and expenses start to rise, her passive income may not be enough. Does this mean that Caitlin is no longer financially independent?  Today, Caitlin is sharing her full FIRE story with us. How she went from one house hack and a HELOC to a six-figure generating real estate portfolio, the struggles she had with leaving her job, realizing that her expenses would jump after her husband quit, and why retiring early isn't always the end goal. Support today's show sponsor, BAM Capital, your path to generational wealth with premier real estate investment opportunities!  In This Episode We Cover What to do if rising living expenses are about to extinguish your FIRE Turning your primary residence into a passive income-generating portfolio by using HELOCs How intentionally saving money can massively propel your wealth and get you to FIRE much sooner Why you DON'T need to quit your job, even after you reach your FIRE number Advice for anyone who wants to build a rental property portfolio with today's high interest rates And So Much More! Links from the Show BiggerPockets Money Facebook Group Network with Other Investors on The Path to FIRE Through the BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Scott on BiggerPockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders BiggerPockets Money Group BiggerPockets Forums Market Finder Rising Femme Wealth See Mindy and Scott at BPCON2024 in Cancun! Do You Know Your FIRE Number? Here's What That Means 00:00 intro 01:56 Starting Salary and First Home 04:01 Rental Investing and Finding FIRE 07:13 Thoughts of Quitting 08:05 Real Estate Portfolio Timeline 13:58 Savings Rate and Reinvesting 15:47 Using HELOC to Buy Rentals 20:31 Achieving FIRE, But... 24:07 Rising Lifestyle Expenses? 31:55 Advice for FIRE 36:32 Connect with Caitlin! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-561 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices