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How Do You Survive Losing 12 Loved Ones? Can a heart shattered by twelve losses in twenty-two months find the strength to heal, rise, and light the way for others? Join us for a tender, powerful, and unforgettable conversation with Lisa Archer, a life and grief coach and author, as she bravely recounts losing 12 loved ones in just 22 months, including her parents and 24-year-old son-in-law. Discover how Lisa embraced holistic healing and inner transformation, ultimately finding the strength to transform her immense heartbreak into a life of purpose, even after a breast cancer diagnosis, and how she now guides others through their darkest moments, empowering them to be able to hold both grief and joy at once, fully, fiercely and without apology.IN THIS EPISODE, YOU'LL HEAR ABOUT THINGS LIKE:How healing changed the trajectory of Lisa's life.The profound truth that we can hold both grief and joy at once.The difference between a grief counselor and a life coach.The impact of a person's childhood environment that can lead to compound grief.The importance of making a conscious choice to move toward healing and wholeness.How mediums can be a powerful tool for healing.Practical strategies that help a person find meaning after loss.Why it's crucial to surround yourself with supportive people and protect your energy during healing. SOME QUESTIONS IRENE ASKS LISA:Can you share a glimpse into your life before those heartbreaking years?You endured the unimaginable. Can you tell us about your beloved parents and Jack, the roles they played in your world, your memories that shine brightest, and briefly walk us through those devastating 22 months?What was the moment that shifted things for you? What inspired you to survive mentally, emotionally, and spiritually by making a choice to heal?You used a therapist and you also hired a life coach. How did each help you to do the work to heal?Did you also communicate with your deceased loved ones through mediums?What inspired you to help others to create a life of passion and purpose around their pain?How did the tools you implemented through all your losses help you to support your family during your breast cancer diagnosis?How do you holistically help people uncover their “knowing,” so they can move forward with clarity, courage, and intention?WATCH ON YOUTUBE: How Do You Survive Losing 12 Loved Ones?
What really motivates a general dentist to refer to a specialist, and what causes them to avoid specific specialists? In this episode of Every Day Oral Surgery, we sit down with Dr. Victor Martel to get a GP's honest take on the referral process, communication between GP and specialists, and how to build better relationships. To get started, Dr. Martel shares advice for oral surgeons looking to strengthen their relationships with general dentists, including the power of lunch meetings and gifting. Next, we unpack the risks of referring too many specialists to patients before discussing the importance of clear, consistent, and personal communication between the GP and the specialist. You'll even learn about how to increase referrals from GPs! If you want to understand the GP mindset and become the kind of specialist they recommend and trust, then this episode is for you, so be sure to tune in now! Key Points From This Episode:A warm welcome to today's guest, Dr. Victor Martel. Why Dr. Martel doesn't want to be a jack of all trades and master of nothing. The best ways to make GPs feel like they are important to oral surgeons. Why a GP would refer multiple surgeons and the danger of doing that. How often a general dentist wants communication, in Dr. Martel's opinion. The power of having lunch with a GP as a dental specialist. Why training a GP's staff is so important and figuring out the best CE. Gifting in business, how to do it, and why it is so powerful. Dr. Martel talks about how and why GPs refer and how to increase your own.Links Mentioned in Today's Episode:Dr. Victor Martel on LinkedIn — https://www.linkedin.com/in/victor-martel-dmd-91431922/ Dr. Victor Martel on Instagram — https://www.instagram.com/drvicmartel/ Dr. Victor Martel Email Address — martelacademy@gmail.com Dr. Victor Martel Phone Number — 561 602 7222 Martel Academy — https://martelacademy.com/ Giftology — https://www.amazon.com/Giftology-Increase-Referrals-Strengthen-Retention/dp/1619614332 Everyday Oral Surgery Website — https://www.everydayoralsurgery.com/ Everyday Oral Surgery on Instagram — https://www.instagram.com/everydayoralsurgery/ Everyday Oral Surgery on Facebook — https://www.facebook.com/EverydayOralSurgery/Dr. Grant Stucki Email — grantstucki@gmail.comDr. Grant Stucki Phone — 720-441-6059
Connect with Onramp // Jackson Mikalic on X // First Covenant Trust & AdvisorsOnramp Bitcoin Dynasty TrustsDownload deep dive report from OnrampScarce Assets: a biweekly podcast presented by Onramp which delves into the emergent role of bitcoin in finance professionals' strategies and outlooks. Hosted by Jackson Mikalic, Scarce Assets provides invaluable insights for wealth managers aiming to outperform their peers in the decades ahead. Finance professionals everywhere know about stocks and bonds, but the macroeconomic outlook requires that serious investors pay close attention to another category: Scarce Assets.00:00 – Onramp Bitcoin Dynasty Trusts03:53 – First Covenant & David Greene's Background08:26 – Why Estate Planning Matters for Bitcoin12:41 – Bitcoin as the “Acorn” Asset17:41 – Trust Structures & Directed Trusts25:21 – Multi-Institution Custody (MIC)32:31 – Trusts as Protocols38:56 – Setting Up a South Dakota Trust44:46 – Costs & Accessibility49:36 – Gifting, Sales & Borrowing Against BTC57:26 – Implementation & Closing Thoughts01:02:47 – Outro & DisclaimerPlease subscribe to Onramp Media channels and sign up for weekly Research & Analysis to get access to the best content in the ecosystem weekly.
Complaint Filed Against Judge in NW Fresno Luxury Apartment Case Please Subscribe + Rate & Review Philip Teresi on KMJ wherever you listen! --- KMJ’s Philip Teresi is available on the KMJNOW app, Apple Podcasts, Spotify, Amazon Music or wherever else you listen. --- Philip Teresi, Weekdays 2-6 PM Pacific News/Talk 580 & 105.9 KMJ DriveKMJ.com | Podcast | Facebook | X | Instagram --- Everything KMJ: kmjnow.com | Streaming | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.
The biggest threat to your family business is the unspoken tension inside your family. Jerome Myers talks with Amy Wirtz, senior consultant at The Family Business Consulting Group and Exit Planner of the Year, about navigating family succession with clarity and compassion. With deep experience as a lawyer, mediator, and strategist, Amy offers real-world wisdom for business owners struggling to pass the torch without burning bridges. Listen now for frameworks that demystify legacy, reveal blind spots, and offer new ways forward. [00:00 – 12:00] Family Businesses Aren't Broken Why family businesses matter more than you think The emotional dream behind succession What sparks (and delays) transition planning Owners think about it long before they talk about it Outside advisors often prompt the first move [12:01 – 24:00] Power, Voice, and Money Ownership is power Equal shares ≠ equal results Gifting vs earning the business Who gets to vote, who gets a say When silence costs more than taxes [24:01 – 36:00] Ego, Exit, and Expectations Letting go is harder than you expect The myth of "work optional" retirement Why selling to your kids might be best Salary vs financial freedom What happens when you don't diversify [36:01 – 46:00] New Generation, New Vision Founders vs. next-gen work styles The “lazy” label, and what's behind it Redefining hustle in a digital world Lifestyle over grind Learning from past downturns [46:01 – End] The Process Behind the Plan Amy's consulting roadmap Building healthy governance systems Coaching families through tough transitions Why change takes time Empowering families to lead their future Key Quotes: “You work for your money. You don't get money just because you're an owner.” – Amy Wirtz “There is help out there for family businesses. They're really smart, capable people who actually support the backbone of the economy.” – Amy Wirtz Connect with Amy! Website: thefbcg.com LinkedIn: linkedin.com/in/amywirtz Ready for your next chapter? Start Your Assessment Now
In this episode of Two Pastors and a Mic, we share the jaw-dropping true story from Guatemala that's challenging our doubts and reigniting our faith for miracles - both big and small.You'll hear:
Have Zelensky and Europe lost all leverage over Trump and Putin? What's behind Vance's ‘odd relationship' with UK foreign secretary David Lammy? Why does Rory think Starmer's terrorist proscription of direct action group Palestine Action is ‘really foolish'? Join Rory and Alastair as they answer all these questions and more. The Rest Is Politics Plus: Join with a FREE TRIAL at therestispolitics.com for exclusive bonus content including Rory and Alastair's first ever miniseries, early access to episodes and live show tickets, ad free listening, our exclusive newsletter, discount book prices on titles mentioned on the pod, and our members chatroom. The Rest Is Politics is powered by Fuse Energy. The Rest Is Politics is powered by Fuse Energy. Fuse are giving away FREE TRIP+ membership for all of 2025 to new sign ups
Send us a textMr. and Mrs. Smith are "drowning" in a sea of cash!Because of this growing “problem”, Mr. and Mrs. Smith decided they want to provide financial gifts to their grandchildren who range in age from late teens to late 20s. Mr. Smith's questions focused on how to give these gifts in the best manner If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share
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Time for a Q&A episode! We're answering your amazing questions + giving our thoughts on the newest updates on Instagram for content creators.Danielle's Instagram: @shestyledwhatAllysa's Instagram: @allysa.larson Podcast Instagram: @theinfluencecommunityAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
On behalf of women everywhere, this episode is dedicated to helping men understand why over 90% of women feel dissatisfied on special occasions like Mother's Day, birthdays, and anniversaries. Drawing from my clinical practice and conversations with clients and friends, I break down the five love languages framework as a practical tool for meaningful gift-giving. This isn't about expensive presents - it's about intention, effort, and showing that you've been paying attention. I walk through each love language with specific examples: the art of thoughtful gifting (beyond just buying something), creating quality time experiences, meaningful acts of service, physical touch that meets her actual needs, and words of affirmation that show you truly see her contributions. The episode includes practical tips like putting important dates in your calendar with advance alerts, understanding that preparation time is part of the gift, and why the entire day matters, not just one gesture. Essential listening for anyone who wants to show appreciation in ways that truly land. Follow Carly on: Website: https://onthecouchwithcarly.com/ YouTube: https://www.youtube.com/channel/UCfBi56xQookfRGL3zvWVzCg Instagram: https://www.instagram.com/onthecouchwithcarly/?hl=en Facebook: https://www.facebook.com/onthecouchwithcarly/ TikTok: https://www.tiktok.com/@onthecouchwithcarly Apple Podcasts: https://podcasts.apple.com/za/podcast/on-the-couch-with-carly/id1497585376 Spotify: https://open.spotify.com/show/3t7A2FMnISQ2fz9D5p0Xuw
In this episode, we tackle one of the most overlooked and impactful ways to give—through appreciated assets. Whether you're thinking about supporting your church or blessing a loved one, we break down how to give more wisely and tax-efficiently. This conversation was inspired by a listener from Marietta, and we couldn't resist diving deeper into this topic that stirs up both generosity and smart planning. Join Randy, Nic, and me (Aaron) as we explore two powerful angles: giving to charities versus giving to individuals. You'll hear real-life stories, key strategies to avoid unnecessary taxes, and tips on how to be generous without creating financial complications for your recipients. If you've ever wondered whether to write a check or gift appreciated stock instead—this episode's for you. Episode Timeline: [0:00] Welcome & Introduction [0:30] Two Paths for Giving: Cash vs. Appreciated Assets [1:08] Giving to Charity: The Charitable Version [2:09] Real-Life Example: Gifting to Family [4:16] Gift Tax Rules & Bracket Management [5:38] Special Considerations: Disabilities & Financial Aid [7:27] Generosity Spurs Generosity [8:24] Key Takeaways & Final Thoughts [8:54] Disclaimers & Contact Info Key Takeaways: Donating appreciated assets can help you avoid capital gains taxes and provide a bigger benefit to charities. Gifting investments to family members in lower tax brackets can be a win-win, but be mindful of gift tax limits and special situations. Always seek professional advice to ensure your generosity doesn't unintentionally impact someone's benefits or financial aid. Links & Resources: Email us your questions: connect@yourretirementcoach.com Connect with us on Facebook: https://www.facebook.com/profile.php?id=100063585099972 Learn more about our team: Yeoman's Consulting Group Thanks for being generous with your time. If you enjoyed today's episode, please follow, rate, and share the podcast. And don't forget to leave us a review—your feedback helps us serve more coachable people like you!
In this powerful episode, Sara Hardwick joins Mike Abramowitz to share how service professionals, tradespeople, and entrepreneurs can grow their business by giving without expectations.As a leader at GIFT·OLOGY, Sara walks us through the real strategy behind business gifting — and why it has nothing to do with promotional merchandise or thank-you baskets.You'll discover:Why timing your gift matters more than what you giveThe "harmless starter" framework for reconnecting with past clientsHow handwritten notes outperform high-end itemsThe psychology behind off-cycle generosityHow to be referred (without it getting awkward)Whether you're a contractor, consultant, or relationship-based service provider, this episode is your new blueprint for growth through generosity.Chapters:00:00:00 - Why Giving First Wins Big00:00:52 - Welcome to the Relationship-First Business Show00:01:08 - Honoring a Legacy: John Ruhlin & GIFT·OLOGY00:02:03 - How Sara Found Her Calling in GIFT·OLOGY00:06:08 - Gifting That Moves the Needle00:13:00 - Turning Referral Partners into Raving Fans00:16:36 - Follow-Ups That Don't Feel Forced00:19:25 - Real-World Referral Wins You Can Steal00:25:07 - Quickfire Gifting Ideas That Actually Land00:25:42 - Business Isn't Built on Swag00:27:43 - When to Gift, How to Wow00:29:15 - Inside the Rich Membership Magic00:31:20 - How to Systemize Relationship-Building00:32:54 - Build a Referral System Without Being Salesy00:37:41 - Start Here: The Harmless Starter Script00:40:16 - Ask This Before You Pitch Referrals00:42:46 - One Final Shift That Changes EverythingResources Mentioned:Giftology by John RuhlinConnect with The Better Than Rich:Get Your Free Delegation PlanBTR Mini-CourseWebsiteFacebookInstagram
In this episode, Brian welcomes Mike from Florida, a member of the Mid Florida Bigfoot Research Group, to share his experiences and insights on Bigfoot encounters in Florida. Mike recounts his first sighting near Homosassa, Florida, which led him down a path of extensive Bigfoot research. He describes multiple encounters, including sightings, physical evidence like footprints, tree structures, and even what felt like infrasound attacks.Mike discusses the methodologies he uses in his research, such as gifting and vocal mimicry, and the variations in Bigfoot characteristics across different regions. The episode also touches on the emotional and psychological aspects of these encounters. Overall, Mike's detailed accounts provide a compelling look into Bigfoot activity in Florida and the broader implications for understanding these elusive creatures.Get Our FREE NewsletterGet Brian's Books Leave Us A VoicemailVisit Our WebsiteSupport Our SponsorsVisit Untold Radio AM00:00 Welcome and Introduction 00:50 First Encounter: A Life-Changing Experience 04:28 Processing the Encounter and Skepticism 06:42 Diving into Bigfoot Research 07:56 Second Encounter: A Terrifying Experience 14:42 Tree Structures and Evidence 19:07 Another Encounter with Bigfoot 24:40 Terrifying Encounter in the Woods 25:20 Calling for Help 25:58 Run-In with the Police 27:09 Sharing More Experiences 28:07 Strange Sounds and Sensations 31:34 Psychic Connections and Dreams 38:44 Gifting and Interactions 43:38 Theories on Skunk Apes and Sasquatch 47:06 Concluding Thoughts and Future PlansBecome a supporter of this podcast: https://www.spreaker.com/podcast/sasquatch-odyssey--4839697/support.
Send us a textIn episode 265 of Beyond The Story, Sebastian Rusk interviews “Merch Queen” Amanda Hofman, CEO and Co-Founder of Go To Market, a woman-owned branded merchandise company revolutionizing swag. Amanda shares her journey from founding NYC's Urban Girl Squad to building a brand that makes meaningful merch fun and accessible. She also talks about entrepreneurship, pivoting during the pandemic, and life in NYC with her family, rescue dog, and love for running and cycling.Tune in for valuable lessons on entrepreneurship and the importance of establishing a strong brand identity.TIMESTAMPS[00:02:47] Print on Demand technology.[00:06:13] Innovative brand merchandise strategies.[00:08:06] Exciting design process for brands.[00:12:39] AI as an enhancer.[00:15:25] Branded merchandise strategy importance.[00:18:46] Gifting platforms over storefronts.[00:21:44] Merch as business support.QUOTES "We connect to the values of a company. We don't connect to the logo of a company. We connect to how it makes us feel, how it relates to our identity." - Amanda Hofman"Your branded merchandise should look, feel, and taste as good as that. And if it doesn't, don't do it." -Amanda Hofman“ AI is going to be there to make a life just that much easier on, on, on what we're doing.” -Sebastian Rusk==========================Need help launching your podcast?Schedule a Free Podcast Strategy Call TODAY!PodcastLaunchLabNow.com==========================SOCIAL MEDIA LINKSSebastian RuskInstagram:https://www.instagram.com/podcastlaunchlab/Facebook: Facebook.com/sruskLinkedIn: LinkedIn.com/in/sebastianrusk/YouTube: Youtube.com/@PodcastLaunchLabAmanda HofmanInstagram: https://www.instagram.com/gotomarketstudio/?hl=en LinkedIn: https://www.linkedin.com/in/amandagoldfinehofman/ ==========================Take the quiz now! https://podcastquiz.online/==========================Need Money For Your Business? Our Friends at Closer Capital can help! Click here for more info: PodcastsSUCK.com/money==========================PAYING RENT? Earn airlines when you do with the Bilt Rewards MastercardAPPLY HERE: https://bilt.page/r/2H93-5474
For those of you that are interested in giving, let's try to do so as tax efficiently as possible! In this episode of Financial Clarity for Doctors, Rachelle Vanderzanden and Corey Janoff walk through a few ways you can give money to the causes that are near and dear to your heart and pay a little less in taxes at the same time. Often, the larger the gift, the more tax benefits, but even small gifts can potentially have tax benefits. A few ways to get tax deductions for charitable contributions include: Smaller gifts to qualifying non-profits if you already itemize on your taxes. Gifting appreciated stock from non-qualified accounts. Gifting money to donor-advised funds. Setting up private foundations. Bequeathing money from a potentially taxable estate. Setting up a trust specifically for charitable giving. Some of your tax money may go to causes you support, but choosing your own causes can be much more rewarding and potentially lessen that tax burden. Listen to the full episode to learn more! For more financial planning tips from Corey and Rachelle, you can reach out to them at podcast@thefinitygroup.com. They would love to hear your questions and ideas for upcoming episodes. Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Finity Group, LLC and Cambridge are not affiliated. Cambridge does not offer tax or legal advice.
Summary In this episode, Wayne Marcel interviews Rob Goodman from Boring Collectibles, discussing the intersection of physical collectibles and cryptocurrency. They explore the value of physical Bitcoin, the innovative CryptoLink technology, and the importance of educating the market about these unique assets. Rob shares insights on security, trust, and the future of Boring Collectibles, emphasizing the potential for growth in the collectibles market tied to Bitcoin. The conversation highlights the significance of scarcity and the collector's mindset in driving value. Learn more about Boring Collectibles: https://boringcollectibles.com/ Takeaways Boring Collectibles merges physical items with Bitcoin. Scarcity increases the value of collectibles. CryptoLink technology is a unique selling point. Education is key for market acceptance. Security measures are crucial for physical Bitcoin. The collectibles market is broader than just crypto enthusiasts. Physical Bitcoin can serve as a long-term investment. Trust in the manufacturing process is essential. Innovative collaborations can expand the product line. Gifting physical Bitcoin can introduce new users to crypto. Chapters 00:00 Introduction to Boring Collectibles 02:31 The Concept of CryptoLink and Collectibility 06:33 Understanding the Value of Physical Bitcoin 10:37 Challenges and Concerns in the Physical Bitcoin Market 15:34 The Evolution of Bitcoin's Perception 20:47 Security Measures for Private Keys 24:14 The Dual Value of Collectibles 28:12 Sales and Marketing Strategies for Boring Collectibles 33:28 Future Innovations and Collaborations
#265 Non-SaaS Marketing | In this episode, Matt sits down with Sandra Rand, a fractional head of marketing who works with early-stage, non-SaaS B2B companies. She's led marketing for PE-backed, self-funded, and services-based businesses, where big budgets and SaaS-style playbooks aren't the norm. She's also building the Non-SaaS Marketers subgroup inside Exit Five to support others facing the same challenges.Matt and Sandra cover:How non-SaaS teams drive growth without demos, PLG, or huge lead volumeWhy events, word of mouth, and referrals often outperform funnels in these orgsTactical ideas for gifting, partnerships, and pipeline-building on a lean budgetWhether you work in SaaS or not, you'll walk away with creative, scrappy strategies to build trust and drive results in B2B.Timestamps(00:00) - – Intro (03:04) - – Why Exit Five launched the Non-SaaS group (08:24) - – What makes non-SaaS marketing different (11:44) - – Budgets, sales cycles, and team structure (16:34) - – Why brand and trust matter more (18:44) - – Events > funnels in non-SaaS (28:40) - – How to build brand on a budget (34:10) - – Word-of-mouth and referral tactics (38:50) - – Gifting and relationship-driven growth (44:50) - – Scrappy, creative plays that actually work (50:20) - – What's next for the Non-SaaS community Send guest pitches and ideas to hi@exitfive.comJoin the Exit Five Newsletter here: https://www.exitfive.com/newsletterCheck out the Exit Five job board: https://jobs.exitfive.com/Become an Exit Five member: https://community.exitfive.com/checkout/exit-five-membership***Today's episode is brought to you by Zuddl.We're halfway through 2025, and one thing's clear: events continue to be one of the highest performing marketing channels. Niche meetups, conferences, curated dinners, networking - you name it. Everyone's leaning in.Events are a core part of our playbook this year at Exit Five. So far, we've hosted two virtual sessions each month, one large virtual event, one in-person meetup, and we're deep in the weeds planning our Drive conference coming back to Vermont this September.Zuddl helps us run a smarter event strategy - from driving registrations, managing invites, automating comms, reminders, analytics, tracking. Their Salesforce integration also makes it simple to report on pipeline and revenue from events without pulling in ops.On top of that, the differentiator with Zuddl is how their team is insanely good at supporting us. They always go above and beyond for us - and that's how we've been able to keep the momentum going with 12+ events already this year, with plenty more to come.If events are part of your marketing strategy, you need to look at Zuddl to see how companies like Zillow, CrowdStrike, and Iterable are using the top event platform for Business events in 2025. Head over to zuddl.com/exitfive to learn more.
In this episode of French Insider, Agathe Benoit, Chief Operating Officer and founding team member of Giftory, joins Sheppard Mullin attorneys Karl Buhler and Inès Briand to discuss the company's business model and the challenges of launching the “experience gifting” concept in the United States. What We Discussed in This Episode: What is Giftory, what are its core offerings, and where does it operate? What motivated the company to expand into the corporate gifting and B2B market? What challenges have been faced in bringing the experience gifting concept to the U.S.? Given the concept of experience gifting is relatively unfamiliar in the U.S., how did you initially connect with providers, engage customers, and assemble a team? Does Giftory offer the same experiences across all locations, or do offerings vary by city and state? What criteria does the company use when deciding to partner with a provider? How does Giftory ensure a premium experience for both the gift giver and the recipient? What are the advantages of purchasing through Giftory, rather than directly from the provider? What key achievements and challenges stand out in the process of building and expanding the business? What advice would you offer others looking to launch a business in the United States? About Agathe Benoit Before co-founding Giftory, Agathe Benoit served as Head of Seller Operations at Back Market, the global leader in refurbished technology. There, she led a team of 20, overseeing critical areas such as sales, seller engagement, support, communications, and partnerships. Her leadership was instrumental in strengthening seller relations and achieving operational success. Previously, she spent six years as a Senior Engagement Manager at McKinsey & Company, advising clients on complex business challenges and strategic initiatives across multiple industries. Earlier in her career, Agathe served as Product/Marketing Manager at OMB Labs, Teaching Assistant at Columbia University, Part-time Consultant at PRODIGY NETWORK, and Visiting Student Researcher at the University of California. She also volunteered at ASS INDE ESPOIR. Agathe was educated at the Lycée Louis-le-Grand, specializing in Mathematics, Physics, and Computer Science, before earning an International Baccalaureate from the Centre International de Valbonne. She later attended École Polytechnique, where she earned an Engineering degree in Applied Mathematics. In 2012, she completed a Master of Science in Management Science and Engineering at Columbia University, in collaboration with Columbia Business School. About Karl Buhler As an associate with the Corporate and Securities Practice Group and French Desk in Sheppard Mullin's New York Office, Karl Buhler focuses on domestic and cross-border transactions, including mergers, acquisitions, joint ventures, and complex commercial agreements in industries such as technology, communications, life sciences, energy, defense and aerospace. In particular, he advises foreign companies with the installation and development of their operations in the United States. Born and educated in France, Karl began his legal career in China, practicing corporate law in both Beijing and Hong Kong, with a focus on mergers, acquisitions, and project finance in the energy and infrastructure sectors. He then relocated to Paris, where he continued to focus on corporate transactions, but also expanded his expertise to international arbitrations and litigations arising from contracts and transactions, including mergers and acquisitions, joint venture, and infrastructure agreements. Karl moved to New York to further build his corporate experience in cross-border transactions and disputes at a U.S.-based firm, where he worked closely with French companies implanted in the United States. About Inès Briand Inès Briand is an associate in Sheppard Mullin's Corporate Practice Group and French Desk Team in the firm's Brussels office, where her practice primarily focuses on domestic and cross-border mergers and acquisition transactions (with special emphasis on operations involving French companies). She also has significant experience in general corporate matters and compliance for foreign companies settled in the United States. As a member of the firm's French Desk, Inès has advised companies and private equity funds in both the United States and Europe on mergers, acquisitions, commercial contracts and general corporate matters, including expansion of French companies in the United States. Contact Information Agathe Benoit Karl Buhler Inès Briand Additional Resources Giftory Thank you for listening! Don't forget to SUBSCRIBE to the show to receive every new episode delivered straight to your podcast player every week. If you enjoyed this episode, please help us get the word out about this podcast. Rate and Review this show in Apple Podcasts, Deezer, Amazon Music, or Spotify. It helps other listeners find this show. This podcast is for informational and educational purposes only. It is not to be construed as legal advice specific to your circumstances. If you need help with any legal matter, be sure to consult with an attorney regarding your specific needs.
Ross Slutsky is a commercial appraiser based in Orlando Florida. On today's show we are talking about valuation methods that can result in significant tax savings, particularly if there are future events that can make the realization of that value contingent on those events. You can learn more by visiting pcecompanies.com or emailing Ross directly at rslutsky@pcecompanies.com.--------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1) iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613) Website: [www.victorjm.com](http://www.victorjm.com) LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce) YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734) Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso) Email: [podcast@victorjm.com](mailto:podcast@victorjm.com) **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com) Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital) Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)
Florida federal prosecutors in the Southern District of Florida, led by then-U.S. Attorney Alex Acosta, were fully aware of damning allegations into Jeffrey Epstein's predatory sexual behavior—including testimony that he exploited teenage girls as young as 14 in New York—as early as 2006. Despite this, in 2008 the Feds struck a secretive non-prosecution agreement that allowed Epstein to plead to minor state prostitution charges. The deal granted him immunity from federal prosecution and shielded not only him but also unnamed co-conspirators—including possibly powerful individuals—from federal scrutiny. Grand jury transcripts from 2006 and 2007 confirm that investigators had solid frontline narratives and evidence of abuse, yet chose to sideline them in favor of a lenient plea that allowed Epstein to serve just over a year with generous work-release privileges. Acosta, for his part, has since claimed that he was pressured by higher-ups in the Justice Department to back off—a troubling detail that suggests this wasn't merely prosecutorial discretion, but top-down protection.Critically, this arrangement was not borne out of investigative insufficiency—it reflected a systemic choice. The leniency bestowed on Epstein exposed deep flaws in the justice system, where privilege and influence appear to outweigh victim protection. Prosecutors blatantly sidelined federal charges despite being aware of New York-based victims, while those victims were kept in the dark regarding their rights under federal law. This miscarriage of justice underscores a broader failure: not only did powerful figures in law enforcement choose expediency over accountability, but they also set a chilling precedent that wealth and high-level connections can insulate perpetrators from the full course of the law.(commercial at 11:25)to contact me:bobbycapucci@protonmail.comsource:https://abcnews.go.com/US/exclusive-florida-feds-knew-york-victim-epstein-indictment/story?id=69088738Become a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
“She tried to kill our son.”That's what Christopher Prisby told 911 when he found 3-year-old Henry unresponsive in a locked bedroom. His mother, Amy Oliver, was inside—with blood on her hands.What led to this moment wasn't sudden—it was planned.And the text Amy sent before she locked the door made one thing clear: this wasn't just about custody.This is the case of Amy Oliver.**************************************Do you have thoughts about this case, or is there a specific true crime case you'd like to hear about? Let me know with an email or a voice message: https://murderandlove.com/contactFind the sources used in this episode and learn more about how to support Love and Murder: Heartbreak to Homicide and gain access to even more cases, including bonus episodes, ad-free and intro-free cases, case files and more at: https://murderandlove.comMusic:℗ lesfreemusicBecome a supporter of this podcast: https://www.spreaker.com/podcast/love-and-murder-heartbreak-to-homicide--4348896/support.
Florida federal prosecutors in the Southern District of Florida, led by then-U.S. Attorney Alex Acosta, were fully aware of damning allegations into Jeffrey Epstein's predatory sexual behavior—including testimony that he exploited teenage girls as young as 14 in New York—as early as 2006. Despite this, in 2008 the Feds struck a secretive non-prosecution agreement that allowed Epstein to plead to minor state prostitution charges. The deal granted him immunity from federal prosecution and shielded not only him but also unnamed co-conspirators—including possibly powerful individuals—from federal scrutiny. Grand jury transcripts from 2006 and 2007 confirm that investigators had solid frontline narratives and evidence of abuse, yet chose to sideline them in favor of a lenient plea that allowed Epstein to serve just over a year with generous work-release privileges. Acosta, for his part, has since claimed that he was pressured by higher-ups in the Justice Department to back off—a troubling detail that suggests this wasn't merely prosecutorial discretion, but top-down protection.Critically, this arrangement was not borne out of investigative insufficiency—it reflected a systemic choice. The leniency bestowed on Epstein exposed deep flaws in the justice system, where privilege and influence appear to outweigh victim protection. Prosecutors blatantly sidelined federal charges despite being aware of New York-based victims, while those victims were kept in the dark regarding their rights under federal law. This miscarriage of justice underscores a broader failure: not only did powerful figures in law enforcement choose expediency over accountability, but they also set a chilling precedent that wealth and high-level connections can insulate perpetrators from the full course of the law.(commercial at 11:25)to contact me:bobbycapucci@protonmail.comsource:https://abcnews.go.com/US/exclusive-florida-feds-knew-york-victim-epstein-indictment/story?id=69088738
In this episode of Retire with Style, Alex Murguia and Wade Pfau answer listener questions on retirement planning for high earners. They explore tax strategies like Roth conversions and qualified charitable distributions, and discuss how tools like life insurance and annuities can help hedge longevity risk and support a stable retirement income. Takeaways The importance of community engagement in retirement planning. High earners face unique tax challenges and strategies. Qualified charitable distributions can help manage tax implications. Roth conversions can be beneficial for reducing future RMDs. Understanding the widow's penalty in retirement planning is crucial. Annuities can provide income stability in later years. Life insurance can hedge against the risk of not living long enough. The interplay between income sources and tax brackets is complex. Gifting strategies can help manage estate taxes effectively. Combining life insurance and annuities can optimize retirement income. Chapters 00:00 Introduction and Community Engagement 03:12 Exploring Tax Strategies for High Earners 06:09 Navigating Retirement Risks for Couples 11:49 Hedging Against Longevity Risks in Retirement 28:59 Conclusion and Future Q&A Sessions Links If you want to better understand how to protect your retirement from bad market timing, don't miss Retirement Researcher's free webinar: “Four Ways to Manage Sequence of Returns Risk,” hosted by Wade Pfau happening July 15th, 2025 from 1:00 - 2:00 PM ET. You'll learn practical strategies to reduce volatility's impact on your retirement income. Register now at retirewithstyle.com/podcast. Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
Why do killer whales keep handing us fish? Scientists unpack the mystery The first commercial space station is nearly here. And it could change space forever Contact the Show: coolstuffcommute@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Ok so what if you had a Bigfoot Family living on your property? Well that's what Richard Breault the host of ( Bigfoot Banter with Richie B) was dealing with on his property! From A gifting Stump to Richie communicating with them while using bigfoot chatter to them to a Bigfoot taking his cookies!! Richie has a great message for yall! Let's go!!!!! Also, y'all know how I have music at the end of my podcast now I'm going to be switching off every other episode with Musician Andrew and Rapper CallhimD. Go support them & their info will be at the bottom of the show notes! Ways to Support and Connect with Richie Breault : ✅http://www.youtube.com/@BanterwithRichieB https://www.tiktok.com/@banterwithrichieb?is_from_webapp=1&sender_device=pc https://www.facebook.com/richard.breault.14 https://www.instagram.com/banterwithrichieb?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw== Help a brother out and buy me a Coffee ☕️ (Monthly or one time donation keeps the show going): We know there is room for improvement and have decided to ask you (Our amazing listeners) to help the podcast grow! This will help with better audio, expedition funding, and much more! ✅ https://venmo.com/u/cryptidwarfare Email me: Podcast Cryptidwarfare@gmail.com Critter/Cryptid Control/Consulting C.WOPPS@protonmail.com C.woperations17905@gmail.com Help support our mission in giving you the best podcast on
Sara-Jayne Makwala King in for Pippa Hudson speaks to financial powerhouse Sibongile Maputla,, founder and CEO of Squirrel Away about South Africa’s first app dedicated to investment gifting. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.
The holiday season is a time for joy and celebration, not unexpected trips to the emergency room. Unfortunately, pediatric emergency departments often experience a 10% to 20% increase in visits during the weeks leading up to and following the holidays. In this podcast, Jen Rodriguez, injury prevention coordinator, will share valuable insight on how to ensure a safer holiday season when selecting gifts for children.
In this live Q&A session, Alex Murguia and Wade Pfau answer questions on key aspects of retirement income planning, including withdrawal strategies, the 4% rule, tax considerations, and the role of financial advisors. They discuss how age and financial circumstances can influence withdrawal rates and highlight the importance of using guardrails to manage risk. The conversation also touches on Medicare, ACA subsidies, gifting strategies, and investment approaches to help protect against inflation. Altogether, it offers practical insights for retirees planning their financial future. Takeaways The 4% rule is a guideline for a 30-year withdrawal strategy. Withdrawal rates can vary based on age and time horizon. Guardrails can help manage sequence of returns risk in retirement. Tax strategies are crucial for overfunded retirees to minimize liabilities. Medicare and ACA subsidies can impact retirement income planning. Gifting strategies can help manage estate taxes and provide for heirs. Investment strategies should consider inflation protection, especially for those without Social Security. Financial advisors can provide valuable guidance in retirement planning. Risk management is essential to ensure sustainable income in retirement. Planning for retirement involves both financial and non-financial considerations. Chapters 00:00 Introduction to Retirement Income Strategies 06:07 Understanding the 4% Rule and Its Variations 11:55 Exploring Withdrawal Rates for Different Ages 21:01 Strategies for Overfunded Retirement Scenarios 30:14 Balancing Total Return and Income Protection Strategies 32:40 Spending Strategies for Retirement Accounts 35:50 Charitable Giving and Roth Accounts 39:31 Mortgage vs. Roth IRA Contributions 43:57 Withdrawal Strategies in Retirement 49:41 Key Steps Before Retirement 53:08 Roth Conversions and IRMA 56:28 Inflation Protection for Educators 01:01:15 Understanding Risk-Wrapper Strategies Links Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
Many of the individuals and families we serve end up “Oversaving” for retirement. If you are in that same situation (you overachieved
BOOK OF JUDGES Strength Without Surrender 6.22.25 Judges 13:1-5 ESV “And the people of Israel again did what was evil in the sight of the Lord, so the Lord gave them into the hand of the Philistines for forty years. There was a certain man of Zorah, of the tribe of the Danites, whose name was Manoah. And his wife was barren and had no children. And the angel of the Lord appeared to the woman and said to her, “Behold, you are barren and have not borne children, but you shall conceive and bear a son. Therefore be careful and drink no wine or strong drink, and eat nothing unclean, for behold, you shall conceive and bear a son. No razor shall come upon his head, for the child shall be a Nazirite to God from the womb, and he shall begin to save Israel from the hand of the Philistines.” Even a divine calling can be undermined by human pride. Judges 14:1-3 ESV “Samson went down to Timnah, and at Timnah he saw one of the daughters of the Philistines. Then he came up and told his father and mother, “I saw one of the daughters of the Philistines at Timnah. Now get her for me as my wife.” But his father and mother said to him, “Is there not a woman among the daughters of your relatives, or among all our people, that you must go to take a wife from the uncircumcised Philistines?” But Samson said to his father, “Get her for me, for she is right in my eyes. Gifting is not the same as godliness. A divine gifting can be undermined by selfish ambitions! Isolation becomes the soil where compromise grows. Judges 16:20 ESV “And she said, “The Philistines are upon you, Samson!” And he awoke from his sleep and said, “I will go out as at other times and shake myself free.” But he did not know that the Lord had left him.” What you refuse to surrender will eventually rule over you.
Paul is exhorting us to unity that we may fulfill the calling of our life to minister to others and reach the lost with the gospel with our gifts through the local Church.
What happens when you stop sidelining the gifts God's placed in you? In this episode, Jonathan Traylor shares his journey of embracing all of his God-given gifts—from dance to worship leading—and the breakthrough that followed. He opens up about the early pressure to “stay in one lane,” and how choosing to fully steward his creative calling led to doors he never expected. This is a powerful conversation for anyone who's ever felt torn between what they're gifted in and what others expect of them. Listen now and rediscover the freedom of walking in everything God's entrusted to you. Worship Online is your new secret weapon for preparing each week. With detailed song tutorials and resources, you and your team will save hours every single week, and remove the stress from preparing for a set. Try a free trial at WorshipOnline.com and see the transformation! Mentioned in the Episode Jonathan Traylor's New Release --- If you like what you hear, please leave us a review! Also, shoot us an e-mail at podcast@worshiponline.com. We want to know how we can better serve you and your church through this podcast. Don't forget to sign up for your FREE 2-week subscription to Worship Online at WorshipOnline.com! The Worship Online Podcast is produced by Worship Online in Nashville, TN.
Looking 4 Healing Radio with Nichola Burnett – Most people believe that miracles are a thing of the past and that such occurrences no longer happen in our modern day and age. Is that really true? Nichola certainly does not think that is the case. If we examine what miracles really are, you might realize that they are happening all the time, all around us. For what are miracles?
Looking 4 Healing Radio with Nichola Burnett – Most people believe that miracles are a thing of the past and that such occurrences no longer happen in our modern day and age. Is that really true? Nichola certainly does not think that is the case. If we examine what miracles really are, you might realize that they are happening all the time, all around us. For what are miracles?
In this interview, Kevin Whelan and Manish Kataria delve into the intricacies of SSAS pension, exploring how it can serve as a powerful financial tool for business owners. They discuss the importance of taking action in financial planning, the benefits of collaboration in wealth building, and the implications of inheritance tax on financial strategies. The conversation emphasises the need for financial education and the potential of SSAS pensions to create wealth now, rather than just serving as a retirement fund. In this episode, Kevin speaks about the importance of recurring income, effective financial planning, and the significance of protecting wealth through wills and insurance. Key Takeaways:Momentum is Better than Meditation: Don't wait for the perfect time—take small actions now to build confidence and results.Nobody Will Ever Care About Your Money More Than You: Taking personal responsibility is at the heart of successful wealth-building.SSAS Pensions Offer Unique Control and Flexibility: Ideal for business owners looking to invest in property, business, or even lend to their own company.Keep It Simple: Simplicity in your finances and investment strategy often leads to better results than chasing complexity.Plan for Both Wealth Creation and Protection: Wills, powers of attorney, and insurance are essential tools for safeguarding your family's future.Focus on Recurring Income: Building assets that pay you every month is the key to long-term financial independence. Resources Mentioned In This Episode:Manish Kataria (LinkedIn)Government Pension Tracing Service (for lost pensions)Connect with WealthBuildersListen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform.
What if life's most difficult moments were actually doorways to your purpose?In this inspiring episode of the Exit Strategies Radio Show, host Corwyn J. Melette welcomes Lima MacLean—real estate investor, author, speaker, and founder of the Elite Real Estate Investing Academy. Lima opens up about the journey that began with one of the hardest seasons of her life: her son's emergency brain surgery. That life-altering event led her to question everything—including her career as a teacher—and propelled her toward building a new future through real estate.Lima reveals how she transitioned from full-time educator to first-time investor, buying her very first property within months of leaving her job. Today, she's a passionate advocate for legacy-building and generational wealth, having gifted her own children real estate properties for their birthdays. She now teaches others how to do the same through her coaching programs, online courses, and powerful community events.Lima also shares the story behind her Amazon bestselling book, Rebirth: Stories of Unyielding Courage—a compilation of testimonies from more than 100 contributors—and the global summit that grew from it. Her message is clear: your story matters, and you have the power to build wealth, purpose, and healing at the same time.Key Takeaways:(02:12) How her son's brain surgery became the catalyst for life change(05:33) Quitting her teaching job and jumping into real estate full time(07:12) Her first real estate deal—and the many that followed(09:55) Gifting her children real estate to create generational wealth(12:45) Launching the Elite Real Estate Investing Academy to empower others(18:29) Redefining legacy: It's not just about money(22:08) The birth of Rebirth: Stories of Unyielding Courage(24:13) How to grab the book for $0.99 and join the global Rebirth movement
In this week's episode, I explore crucial financial planning lessons for Irish families, highlighting examples where small oversights led to significant tax bills. Discover how one family's misunderstanding of Ireland's Dwelling House Exemption resulted in an unexpected €77,000 tax liability, and how another family's mismanagement of the Small Gift Exemption cost them over €65,000. Learn essential strategies for gifting, saving, and inheritance planning, and understand why precise adherence to tax regulations, supported by expert advice, is key to safeguarding your family's financial legacy. Good intentions aren't enough - strict compliance with Irish tax law is essential. Document and complete transactions properly - incomplete paperwork can lead to significant taxes. The Small Gift Exemption (€3,000 annually) must involve actual yearly transfers - accumulating gifts without documentation won't satisfy Revenue. Seek professional financial and legal advice early to avoid costly errors in wealth transfer and inheritance planning. Understand clearly defined tax exemptions like the Dwelling House Exemption - missing even one condition can result in major unexpected taxes. Hope it helps! Disclaimer
In this episode, Brian interviews Johnny Two Bears and Richard to discuss their research and experiences with Sasquatch in Georgia and Florida. Johnny shares his journey documenting Sasquatch activity on his property, detailing encounters, evidence collection, and changes in his research methods, including the controversial practice of gifting. Richard adds his perspective on the research methods and the natural vs. supernatural debate surrounding Sasquatch, emphasizing a scientific approach.The conversation also explores high strangeness experiences, eye shine theories, and the potential for telepathic communication. They wrap up by promoting their respective projects and podcasts dedicated to uncovering the truth behind Sasquatch encounters.oin Mireya's Explorer Society Get Our FREE NewsletterGet Brian's Books Leave Us A VoicemailVisit Our WebsiteSupport Our SponsorsVisit Untold Radio AM00:00 Introduction and Welcome 00:43 Johnny's Sasquatch Research Journey 02:35 Gifting and Its Impact 03:50 Close Encounters and Evidence 05:18 Challenges and Equipment 06:57 Unexpected Discoveries 08:26 Dog Activity and Patterns 11:27 Reflections and Future Steps 24:53 Night Hike in BC Canada 25:39 Close Encounter with Sasquatch 26:18 Debating Flesh and Blood vs. Supernatural 26:25 Eye Glow and High Strangeness 28:15 Skepticism and Natural Explanations 29:36 Theories on Sasquatch Abilities 35:48 Mind Speak and Telepathy 44:42 Personal Experiences and Open-Mindedness 46:25 Promoting Sasquatch Research Channels 49:20 Conclusion and FarewellBecome a supporter of this podcast: https://www.spreaker.com/podcast/sasquatch-odyssey--4839697/support.
This week, B~Love and Syd are back with a packed episode! They kick things off with a Jacob Latimore album review, giving their unfiltered thoughts on his latest work. Syd then provides a candid update on Cam's vasectomy, offering a glimpse into their personal journey. The "Barrett & India Dateathon" continues as they discuss how rekindling the flame has led to a newfound appreciation for stillness in marriage. They explore how rare these moments of pause are and the powerful reset they can provide. This naturally leads to a discussion on whether couples with kids should intentionally create these windows more often. And speaking of dates, you'll get the scoop on Syd and Cam's favorite local date spot! As Father's Day approaches, they shift gears to Father's Day gifts that hit different. Forget the same old ties and tools—they share some thoughtful gift ideas that go beyond expensive presents, focusing on what truly resonates. The conversation then turns to the often-overlooked challenge of coexisting with different fitness goals in a relationship. They tackle what happens when health journeys aren't aligned, but the love is still strong. They also discuss the guilt that can come from mismatched energy—like when one partner wants to relax while the other is ready for a five-mile run—and the difficulty in syncing schedules. Finally, B~Love and Syd wrap up the episode with a fun and revealing round of "Would You Rather":
In this episode, we're diving into thoughtful and practical gift ideas for two important celebrations—Father's Day and graduation season! Whether you're shopping for dads who love a clean car or grads heading off to college, we're sharing our top Norwex picks that make perfect, purposeful gifts. You'll hear creative ways to pair and present these products, how to personalize your recommendations, and tips for generating genuine excitement with your customers. Tune in for inspiration that will help you boost your sales while helping others give the gift of clean, sustainable living!
In this deeply moving and insight-rich episode of Gratitude Through Hard Times, host Chris Schembra welcomes Sara Hardwick, the Community Relationship Strategist at the Gift•ology Group and steward of the late John Ruhlin's enduring legacy. What begins as a conversation about gifting quickly unfolds into a masterclass in human connection, spiritual resilience, and the transformative power of long-game generosity.Sara shares her unexpected journey into this world of relational marketing—how a nudge from her college roommate and a single Google search led her to John's work, and how her bold outreach blossomed into a mentorship, a career, and a calling. Chris and Sara reflect on how the principles of Beyond Gift•ology are not just business strategies—they're spiritual frameworks for living well, loving deeply, and leading with purpose.The episode pays tribute to John Ruhlin, a father, husband, and business visionary who turned gifting into an art form and relationship-building into an enterprise. John passed away in 2024, but his wisdom—"Relationships can take you places marketing can't"—lives on in the systems, stories, and spirit that Sara now helps shepherd to the world.Together, Chris and Sara unpack practical strategies from Beyond Gift•ology: how to build a business based on Return on Relationship (ROR), how to gift without branding or ego, and how to become what Adam Grant calls a “strategic giver”—someone who gives generously and wisely without burning out.They explore the nuances between swag and soul, between a gift that gathers dust and a gift that transforms a relationship, and between a one-off act of kindness and a lifestyle of sustained generosity. Sara also speaks vulnerably about her faith journey, how her relationship with God guides her every decision, and how grief, gratitude, and giving are all connected.Chris draws parallels between his own work at the dinner table and John's commitment to elevating relationships through thoughtful gestures. They explore how tiny, consistent acts—handwritten notes, engraved knives, warm introductions—create ripple effects that build not just revenue, but legacy.Whether you're a founder, a sales leader, a service-based professional, or simply someone who wants to live more intentionally in your relationships, this episode offers a generous mix of soul and strategy. It's a reminder that business doesn't have to be cold, marketing doesn't have to be manipulative, and giving—when done well—can be your greatest competitive edge.What You'll Hear in This Episode➤ A Powerful Opening TributeChris opens with a personal story of how a 20-minute call with John Ruhlin in 2017 changed his life. That call turned into a two-and-a-half-hour conversation, a lasting mentorship, and the permission to go “all-in” on human connection.➤ Sara's Origin Story: From College Gifting Club to Gift•ology LeaderYou'll hear how Sara's best friend Chloe encouraged her to Google “gift giving company”—a search that led to John Ruhlin's work and, eventually, to Sara founding the internet's largest gifting community while still in college.➤ The Long Game of Generosity: ROR > ROISara and Chris dive deep into the difference between Return on Investment (ROI) and Return on Relationships (ROR). Sara explains why short-term thinking in business keeps us stuck—and how giving first, without expecting anything in return, can actually become your greatest long-term growth engine.➤ Gifting as Strategy, Not SwagSara outlines the key rules of strategic gifting:It's not about you—it's about the recipient. No logos, ever. Personalize for their life, not your brand. Love on the inner circle—spouses, kids, even the family dog. Focus on “practical luxuries” that create 5,475+ moments of thoughtfulness over time.➤ The Rise of the Rich Relationship SocietySara introduces the R.I.C.H. framework:Reciprocal Influential Connected HumbleShe shares how this system is designed to help entrepreneurs and service-based professionals build referral-based businesses rooted in trust, warmth, and mutual growth.➤ Jesus, Dinner Parties, and the Divine Power of a KnifeIn one of the most personal moments, Sara credits her faith—and specifically, her renewed relationship with Jesus—as the compass guiding her work. They connect the dots between Jesus' Last Supper, dinner tables as sacred community spaces, and how something as simple as a personalized kitchen knife can become a legacy of love.➤ Beyond the Business Tactic: Legacy as the Ultimate ROIThe episode closes with a powerful reminder: while gifting is a strategy, true generosity is a posture of the heart. Sara shares that she's not just playing for business success—she's playing for eternity. Key TakeawaysGenerosity isn't a transaction—it's a transformation. Strategic gifting isn't about getting something back immediately. It's about creating meaningful moments that compound over time.Your swag isn't a gift—it's a billboard. The most powerful gifts are useful, personal, and logo-free.Business is human-to-human. In a world overrun with AI, algorithms, and advertising, it's the relationships built at your dinner table—not your Instagram grid—that truly move the needle.Legacy is built in the little things. A handwritten note. A kitchen knife. A prayer. A hug. These are the moments people remember. Links & ResourcesBeyond Gift•ology by John Ruhlin – Buy the bookLearn more about the Rich Relationship Society – giftologygroup.comContact Sara Hardwick – sara@giftologygroup.comConnect with Sara on LinkedIn – linkedin.com/in/sarahardwickGiftology (Original Book) – Buy here
On this episode Aries and Andy talk about porn titles, Andy's memory, would you rather, A.I., trump, quarantine time, Sinners, a.t.m. explained, movie suggestions, ep 659, and Andy Andy Andy. Social Media Instagram: @SpearsBergPod Twitter: @SpearsBergPod Facebook: SpearsBergPod Patreon: SpearsBergPod Youtube: SpearsBergPod Learn more about your ad choices. Visit megaphone.fm/adchoices
President Trump says the U.S. government is poised to accept an airplane from Qatar valued at nearly $400 million. He claims the 747 aircraft will replace the 40-year-old Air Force One. But the announcement has raised ethical and national security concerns. Geoff Bennett discussed more with Kathleen Clark, a government ethics expert and professor at Washington University School of Law. PBS News is supported by - https://www.pbs.org/newshour/about/funders
Gifts can make or break a holiday, birthday, or even a relationship. The dialers are sharing the best and worst gifts they've given or received.
The Carey Nieuwhof Leadership Podcast: Lead Like Never Before
Levi Lusko opens up about navigating a mid-life crisis in ministry at 38 and identifying wounds that become a ticking time bomb. Plus, Levi and Carey explore the mixed motives and gifting of preachers.
If you're sitting on large investment gains in a brokerage account and wondering whether it's worth taking the tax hit, this episode is for you. I walk through a clear framework I use with clients to help them decide when—and if—it makes sense to realize those gains.I also explain several strategies that can potentially reduce or even eliminate the taxes you might owe, including how to take advantage of the 0% long-term capital gains tax bracket, gifting appreciated assets, and tax-loss harvesting. Whether you're approaching retirement or just looking to be more intentional with your investments, these tools can help you make more informed decisions.Toward the end, I also point to a related video where I explain how a separately managed account may benefit high-income investors with significant brokerage assets.Questions answered:1. When does it make sense to realize investment gains in a taxable brokerage account—and when should you hold off?2. What strategies can help reduce or eliminate the taxes owed on long-term capital gains?Submit your request to join James:On the Ready For Retirement podcast: Apply HereOn a Retirement Makeover episode: Apply HereTimestamps:0:00 - When not to sell2:40 - Understand risks on both sides5:54 - Tax strategies8:55 - Gifting stocks to charities11:14 - Gifting to family12:44 - Understanding step-up in basis14:18 - Capital losses offset capital gains15:11 - Wrap-upCreate Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!
Bill rambles about gifting horses, normal work hours, and smart kids. (00:00) - Thursday Afternoon Podcast (29:32) - Thursday Afternoon Throwback - 4-17-17 - Bill rambles about updating his phone, shitting yourself, and making dumplings. Thursday Afternoon Interlude: Night Moves - Hold On To Tonight Brunt: For a limited time, our listeners get $10 off at BRUNT by using code BURR at checkout at www.BruntWorkwear.com