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1001. On this Finance Friday, I'm clearing up the massive confusion surrounding "gift taxes." Many people are terrified to help their loved ones because they fear a surprise tax bill, but the reality is that the thresholds are much higher than you think. Whether you're helping with a down payment, paying for a grandchild's tuition, or simply sharing your wealth while you're around to see them enjoy it, there are a few "golden rules" you need to know to stay on the right side of the IRS. In this episode, we discuss: The 2026 Limits: Why you can likely give away millions without ever owing a penny in gift tax. The Annual vs. Lifetime Exclusion: How to use the $19,000 annual limit to your advantage. The "Direct Payment" Loophole: How to pay for medical or tuition bills without it counting as a gift. The Inheritance Trap: Why gifting a house or stocks now might actually cost your children more in taxes later than waiting for a "step-up in basis." IRS Form 709: When you actually need to file it (and why it's not as scary as it sounds). Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308. Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips. Money Girl is a part of Quick and Dirty Tips. Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/money-girl-newsletter https://www.facebook.com/MoneyGirlQDT
Rob Rausch might be a lying traitor in the castle, but in the real world he's a man of his word… Plus, we have some good news for anyone who wants to relive Charli XCX's Brat summer. Learn more about your ad choices. Visit megaphone.fm/adchoices
Andy discussed the ins and outs of gifting, the annual gift exclusion, gift splitting, gift taxes, gift tax returns (IRS Form 709) and more!Links in this episode:Tenon Financial's March newsletter/blog about gifting - hereIRS Form 709 - hereTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.comTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com
Lash Fary is the founder of Distinctive Assets and the visionary behind celebrity gifting as a global marketing platform. Known as the “Gift Guru,” Lash has spent decades creating high-impact brand moments tied to the biggest stages in entertainment — from the Grammys to the Emmys and beyond. By transforming product placement into a cultural strategy, he has redefined how brands connect with talent, media, and audiences at scale.This episode we discuss:Lash's path to building and defining the celebrity gifting industry.How gifting became a strategic marketing channel, not just a perk.What brands often get wrong when trying to connect with celebrities.The importance of timing, curation, and cultural relevance in brand placement.How to create moments that generate real visibility and lasting impact.Follow Lash at: https://www.instagram.com/swagassets/Thanks for tuning in. Check us out at:https://www.markstephenagency.com/podcastThanks for tuning in. Check us out at https://www.instagram.com/markstephenagency/Thanks for tuning in. Check us out at https://www.instagram.com/markstephenagency/
Debbie Quintana, founder of Jocelyn & Company, shares how she transitioned from 12+ years in corporate security at Cisco to building a gourmet foods and corporate gifting brand during COVID. Starting with limited capital, she grew the business to $1M in 11 months and $5M in 2022 by leveraging her network, scaling B2B gifting (now 80% of revenue), and using platforms like Faire. Debbie discusses managing cash flow, running a lean team, integrating AI into gifting, and preparing to scale toward $10M.
Listener Q&A where Andy talks about: Income tax treatment of buying bonds in a normal non-qualified brokerage account when you buy or sell bonds in between coupon periods ( 8:37 )When still working, are 50 or older, are maxing out your 401(k) contributions, and are high income and therefore would need to have your catch-up contribution go into your Roth (instead of pre-tax) 401(k), would it be better to skip the catch-up and instead put that money in a normal brokerage account ( 14:40 )Taxation of Social Security lump sums received for prior month's retroactive payments; is it taxable in the year received or in the prior year that the payments were attributable to ( 17:56 )Does the imputed wage income from employer group life insurance in excess of $50,000 death benefit qualify as earned income for purposes of making Roth IRA contributions ( 24:26 )Deciding how/when to sell out of appreciated assets in a brokerage account you no longer want but don't want to have to deal with realizing taxable gains ( 29:11 )Thoughts on direct indexing, and whether it's a strategy worth considering ( 37:01 )Whether or not to pay off a mortgage, especially now that interest rates are higher than they were a few years ago ( 44:07 )Thoughts on when to stop saving if/when you've saved "enough," balancing planning for the future you vs the present you, deciding how much to sacrifice now for saving for the future, etc. ( 49:24 )The differences in step-up in basis rules for spouses in community property states vs common law states, and how that impacts federal taxes (even if the gains aren't taxable at the state level) ( 55:10 )What to keep in mind when spouses want to maximize gift giving and not have to file a gift tax return ( 1:01:44 )Deductibility of donating appreciated securities vs cash and how to plan large donations in years of doing Roth conversions to help manage taxable income ( 1:07:47 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:My company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com
George Paap, a pioneer of the Burning Man Regional network, talks with Andie Grace. He founded Burning Flipside in Texas, the first-ever Burning Man sanctioned event beyond the desert. What inspired him? Black Rock City 1997. He found freedom there, and it sparked a lifelong mission. Hear his adventures of building a culture from scratch, and why, as a futurist, he believes Burners are steady & ready to handle the societal shifts ahead. Collaborating to create local community without a blueprint Celebrating Burning Man culture is a backstop for a polarized world Finding resilience under pressure in the art of radical integrity "Don't wait. You have to jump in and do it. You can't wait for something to happen. You've gotta provide the motivation... the inspiration... the vision, and bring people along." — George Paap www.burningflipside.com burningman.org/global-events-groups www.trippingly.net/burning-man-musings/tag/George+Paap LIVE.BURNINGMAN.ORG
On this episode of Mad Rush, Trisha interviews creator and consultant Libby Amber Shayo (New York University at Buffalo, BFA in acting). Libby shares how she leveraged camp friendships, Facebook groups, and the Accepted Students Weekend to network and meet people in Greek life before committing to college, including hosting a first-night dorm meetup with dozens of girls. She describes joining a sorority during spring recruitment because of credit requirements, choosing a different chapter than her close roommate, and how not having a car helped her build connections across pledge classes through rides and one-on-one time with older sisters. Libby introduces her concept of the “brotherhood of the sisterhood,” explaining how fraternity friendships became a lasting support system—showing up to her theater performances, forming informal “family” ties, and traveling to major life events like her formal 300-person wedding (including a taco station and sombreros). She also recounts her career pivot during COVID after interviews in talent management/casting were canceled, going viral on TikTok with Jewish-mom comedy, running brand and Jewish organization accounts, launching the Schmuck Boys podcast about Jewish dating and identity, and later working in agencies on major snack and wellness brands before going full-time as a creator. Libby explains her event content creation business model—capturing phone-shot footage and delivering b-roll plus an edited reel quickly (often within 24 hours), choreographing TikTok trends at events, and applying the same approach to her own short, five-month engagement wedding planning and related content. The episode closes with where to find her online (LibbyAmberShay) and Trisha's notes on confidence, connection-building, and pre-ordering her upcoming book, The Rush Bible.
Dr. Friday explains why inherited property can receive a step-up in basis, which may reduce future taxes. She cautions that quitclaiming property to children early can be a poor tax decision and mentions the Medicare or Medicaid look-back rules. Transcript G’day, I’m Dr. Friday, president of Dr. Friday’s Tax and Financial Firm. To get more info, go to www.drfriday.com. This is a one-minute moment. Step-up in basis for inherited properties: seems to be a misconception out there of how this works. Because a lot of times I talk to someone and they’re like, oh no, I quitclaim my property to my children, so I knew they would get it. That is not a good tax decision. It may be a mental or physical or some other kind of decision, but you know, there’s a five-year look back from Medicare or Medicaid. Therefore, unless it’s gonna be something that happens after that, you really just want to let them inherit. And you know that also applies if a husband and wife own joint property, half of them dies, the other half can get a step-up. Need help? Call me. You can catch the Dr. Friday Call-in Show live every Saturday afternoon from 2 to 3 p.m. right here on 99.7 WTN.
If you have children and you've been thinking, "Why wait until I'm gone to help them financially?"—this episode is for you. In Episode 294, I walk through the biggest things to consider before making gifts to your kids while you're still alive, and I break down some of the smartest ways to do it without triggering unnecessary taxes. I'm seeing this trend more and more with my clients, and it makes sense. Financial markets have performed well, real estate has surged, and many retirees are in a stronger position than generations before them. But just because you can gift money doesn't mean you automatically should. There are several financial and family dynamics you need to think through first. The First Question I Ask: Can You Truly Afford It? Before you gift a dime to your children, I want you to look at your own financial foundation. I work with clients in their late 50s all the way into their 80s, and one of the most important realities is this: your retirement plan has to work first. You may have raised your kids, supported them, paid for education, and helped them get launched. Ideally, they should be able to support themselves. If you're gifting because you're financially secure and you want to, that's completely fine. But if the gift creates risk for your long-term success, it's not worth it. I also want you to think about long-term care. Many people don't have long-term care insurance because it's expensive, or they had it and dropped it when premiums increased. That means they're planning to self-insure. If you give away too many assets now, what does that do to your ability to fund care later? You'll Want to Hear This Episode If You're Interested In… [02:12] The #1 financial checkpoint before gifting anything [03:18] Long-term care planning, and why gifting can backfire [04:02] Common gifting goals: housing, school, debt, lifestyle support [05:12] Why business funding gifts require extra caution [06:26] The "fairness problem" when you have more than one child [07:22] How gifts can unintentionally destroy motivation and independence [08:10] The 2026 gift tax limits ($19,000 per person, $38,000 per couple) [09:04] The lifetime exemption, and why Congress can change the rules [10:28] The hidden danger of gifting appreciated assets [11:07] Step-up in basis vs. gifting while alive [12:05] Medicare premium impacts and capital gains planning [13:14] The tax-efficient order of assets to gift [15:22] Gifting real estate, and the cost basis trap [17:12] The 2-out-of-5-year home sale exclusion rule [18:05] The five-year Medicaid lookback and trust planning considerations What's the Gift Actually For—and Is It One-Time or Ongoing? One of the most important planning steps is clarifying why you're giving the money. The most common reason I see right now is housing. Real estate prices have climbed dramatically, and higher interest rates make monthly payments tougher. Helping a child with a down payment can make homeownership realistic. Other common reasons include paying for schooling, helping pay off student loans or credit card debt, or supporting a child during illness or unemployment. Some parents also want to help grandchildren with camps, daycare, or private school. I also talk about gifting money for a business startup—but this is where I urge caution. Businesses fail all the time. If you're going to do it, I believe a business plan and a real strategy matter. Taxes, Cost Basis, and the Biggest Mistake People Make Many people assume gifting is simple. It isn't. In 2026, you can gift $19,000 per person per year without triggering reporting. Married couples can gift $38,000 per child annually. Above that, you may need to file a gift tax return, and the excess counts toward your lifetime exemption. Right now, that lifetime exemption is around $15 million, but I've been a financial advisor since 2001 and I've seen it change dramatically. When I started, it was only $600,000. Congress can change the rules again. And here's the big one: if you gift appreciated assets while alive, your child inherits your cost basis. If they sell, they may owe a large capital gains tax. But if they inherit through death, they get a step-up in basis. That one detail can mean tens of thousands of dollars in taxes. Resources Mentioned RetireWithRyan.com Retirement Readiness on Demand Discount Code: RETIRE99 Connect With Ryan Subscribe to the Retire With Ryan YouTube Channel Download my entire book for FREE
Heather Marianna started Beauty Kitchen back in 2012, she then launched the YouTube series Beauty Kitchen where she showed people how to do exactly what she was doing. I've always been a natural teacher & sharer of information. In 2013, she took it a step further & launched Beauty Kitchen as the skincare brand we now know & love. She now runs the #1 Gifting Suites in the country!Beauty Kitchen® has 100% natural skincare & cosmetics without the use of chemical preservatives.Movie Reviews and More is broadcast live Tuesdays at 5PM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Movie Reviews and More TV Show is viewed on Talk 4 TV (www.talk4tv.com).Movie Reviews and More Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.
So, who really won the Australian Open? (Pssst it was a brand of course!) In this episode we talk about all the brands getting our attention around the Aus Open, social listening tools, the power of free products, expert opinions in media, catalogue ads on meta and best of all? A delish frozen dessert that we're shamelessly asking for samples of our own! Brands and resources mentioned: Mecca's AO Activation Waterdrop Ralph Lauren Lune Croissants Nike Archive HotSource Bared Footwear Bomberry See omnystudio.com/listener for privacy information.
Sexual sin among worship leaders and Christian men isn't proof that faith doesn't work — it's proof that isolation does. In this episode, Sathiya Sam explains how pressure, access, and identity distortion create secrecy, even in devoted leaders. Drawing from personal experience, he shows why spiritual activity alone can't heal unaddressed wounds and why honest brotherhood, rooted identity, and accountability are essential for lasting freedom.
Big financial decisions rarely happen in isolation, and many involve family, timing, and long-term consequences. In this mailbag episode, Trent and Brandon respond to listener questions that highlight the importance of thoughtful planning before making major moves. Tune in for a practical conversation for anyone navigating complex financial choices with real-world implications. Here's some of what we discuss in this episode:
Sunday, February 20, 2026 | Guest preacher, the Rev. Thomas James, preaches a sermon entitled "The Gifting of Knowledge," based on Genesis 3:8-15 and 1 Corinthians 2:6-16.
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Got questions for us?Join the conversation on Patreon!Submit your questions, and we might answer them on the pod. Let's connect, Stewards!Want more Exclusive Good Service Content?
God gifts people so they can participate in His care for others. Spiritual gifts exist to make believers useful in God's purposes and to help the body of Christ flourish. Scripture consistently directs attention toward faithfulness expressed through service. “God's gifts are not about status. They are about service.” Gifting is measured by how well it builds others up, not by how visible or impressive it appears. Paul's teaching in Ephesians 4 presents leadership gifts as functions that move toward […] The post The Anointing to Shepherd appeared first on Revival Life Church Boca Raton, FL.
The Elephant In The Room Property Podcast | Inside Australian Real Estate
Multi-generational living is becoming a more common response to the uncomfortable realities facing ageing parents and their adult children.With traditional aged-care pathways increasingly expensive, emotionally fraught, and often poorly understood, families are weighing up alternatives — staying at home, moving into residential care, or reshaping the family home through shared living arrangements and granny flats.In this episode, we look under the hood of multi-generational living to explore what's actually involved. From legal ownership and estate outcomes to pension eligibility, Centrelink rules, and family dynamics, we unpack the decisions families are making — and the risks they often don't see until they're already committed.Our guest, Adriana Care, is Managing Partner at Coutts Legal and works at the coalface with families navigating these choices under pressure. She's seeing a clear shift among the so-called sandwich generation toward property-based solutions for ageing parents — raising complex questions around money, fairness, control, and what can go wrong when good intentions meet poor planning.This episode isn't about whether multi-generational living is right or wrong. It's about understanding the legal, financial, and practical realities behind these decisions before they become permanent.Episode Highlights01:18 — Meet Adriana Care of Coutts Legal02:08 — Is Aged Care Failing Modern Families?03:47 — The Legal and Financial Risks Families Miss05:25 — Why Families Choose Multi-Generational Living15:31 — Retirement Living vs Staying at Home20:50 — How Retirement Village Contracts Really Work25:40 — What to Know Before Making a Family Move28:10 — Inside Retirement Village Agreements28:55 — Disclosure Documents Explained29:40 — Rules and Regulations That Catch Families Out30:52 — How Family Dynamics Shape Care Decisions32:21 — Financial Elder Abuse: Legal Warning Signs35:29 — Binding Financial Agreements Explained37:46 — Pensions, Gifting, and Centrelink Rules40:21 — Why Downsizing Isn't Always the Answer44:02 — Granny Flat Arrangements: Legal Traps49:42 — A Real Case That Shows What Can Go WrongAbout the GuestAdriana Care is the Managing Partner at Coutts Legal, where she specialises in aged care and elder law. She works closely with families navigating some of the most complex and emotionally charged decisions around ageing, care, and family living arrangements.Adriana advises clients on the legal and financial realities of home care, residential aged care, granny flats, and multi-generational living, with particular expertise in Centrelink rules, pension eligibility, and intergenerational asset arrangements. Working at the coalface, she sees first-hand how well-intentioned plans can unravel without clear structures, proper advice, and early conversations — especially for the sandwich generation balancing parents, children, and property decisions at the same time.Connect with AdrianaLinkedInCoutts Lawyers (Instagram)ResourcesVisit our website: https://www.theelephantintheroom.com.auIf you...
We explore how intelligent gifting breaks through AI-filtered inboxes, using psychology, data, and timing to earn real conversations and long-term loyalty. Kris Rudeegraap of Sendoso shares playbooks for stage-based sends, retention strategies, and staying human in an agentic future.• reciprocity, curiosity and tangible novelty driving attention• AI-assisted personalization for interests, timing and delivery channel• stage-based guardrails that unlock premium sends mid-funnel• timely low-cost sends outperforming expensive but irrelevant gifts• CAC, velocity and opportunity cost framing for ROI• shifting marketing metrics toward revenue and NRR• proving value when users never log into your app• human-in-the-loop creativity to avoid AI cringe• retention and expansion use cases for customer successA box at your door still beats the smartest subject line, sparks genuine conversations, and accelerates pipeline without feeling transactional. Kris blends a decade of logistics, a modern data engine, and a human-first ethos to explain why clever, timely sends often outperform expensive swag—and how to scale that tastefulness with AI.We dig into the psychology behind physical sending—reciprocity, curiosity, and the emotional lift of a tangible, personalized moment—and translate it into practical plays for sales, marketing, and customer success. You'll hear how stage-based guardrails in your CRM can unlock premium sends mid-funnel, why delivery confidence (home versus office) matters post‑COVID, and how small, useful gestures—like a rideshare credit on conference day—drive replies that mass email can't. Kris also shares how Sendoso is evolving from pure logistics to a data-rich recommendation layer that helps teams decide what to send, when to send, and where to deliver.We also explore the agentic future: AI agents summarizing inboxes, go‑to‑market engineers orchestrating workflows, and the reality that a human still signs the contract. Kris offers a candid view on pricing models, proving ROI when users never log into your app, and why NRR and expansion deserve a bigger share of marketing's attention. If you're ready to replace noise with nuance—earning meetings faster and strengthening renewals through meaningful touchpoints—this conversation gives you the framework and the guardrails to do it right.Kris Rudeegraap: https://www.linkedin.com/in/rudeegraap/Kris Rudeegraap, the Co-Founder and Co-CEO of Sendoso, the leading Direct Mail and Gifting Platform which has seen over $250M+ spent on the platform globally. A self-described "Sales CEO" who is redefining how B2B companies cut through the digital noise to build authentic relationships, Before founding Sendoso, he was a top-performing Account Executive at Talkdesk and a founding team member at Piqora. Kris is a California native, an alumnus of California State University, Chico and currently resides in the San Francisco Bay Area.Website: https://www.position2.com/podcast/Rajiv Parikh: https://www.linkedin.com/in/rajivparikh/Sandeep Parikh: https://www.instagram.com/sandeepparikh/Email us with any feedback for the show: sparkofages.podcast@position2.com
NEW: Mayor O'Connor: PNC gifting $2 million for DPW trucks full 593 Fri, 30 Jan 2026 13:30:27 +0000 sIbacsS6r64h2bm2a7mCAg6oRcrn5mJf news The Big K Morning Show news NEW: Mayor O'Connor: PNC gifting $2 million for DPW trucks The Big K Morning Show 2024 © 2021 Audacy, Inc. News False https://player.amperwavepodcasting
Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth Many parents and grandparents want to help family financially, but gift tax rules are often misunderstood. In this episode, Tyler Emrick, CFA®, CFP®, breaks down the 2026 gift tax rules in plain English, including how much you can give without triggering tax, when gifting appreciated stock makes sense, and how to properly structure family loans using IRS guidelines. We also explain when a gift tax return is required—and why filing one doesn't necessarily mean you'll owe tax. If you're considering gifting money to children or grandchildren, this episode will help you do it the right way. Here's some of what we discuss in this episode:
There's a world of civic hacking where "making cool stuff" meets "making useful stuff."Hear tinkerers, gearheads and other makers share about the inventions that won them Burners Without Borders Civic Ignition Grants. These grants are little sparks that fire up the next level of open-source technology for all of our community, and for all the world.Colin Jemmott and MJ Brovold of YOUtopia, the San Diego Regional event, share about their low maintenance light source that's sturdy, solar-powered, and buildable by anyone. They're also building a huge steel pop-up book! Sam Smith and Squirtle of SOAK, the Portland Regional event, share about their deployable solar shade pavilion made of star-shapes and scissor linkages. Trash eating robots are involved, and 3D printed ‘precious plastic' art.This is not about the party. This is about practicing for a future where we won't need to poison the planet to self-express. These stories are a recipe:One part ‘for the love of it' spiritOne part skills we already haveBlend until smooth.Enjoy what new ideas can happen when we all put our heads together.https://burnerswithoutborders.org/uncategorized/2025-regional-event-granthttps://sdyoutopia.comhttps://sdcolab.orgwww.luxcapacitor.arthttps://www.precipitationnw.org/burnonhttps://soakpdx.com LIVE.BURNINGMAN.ORG
Key Topics Covered: 1. Why the Family Wealth Fortress, Why Now Inheritance tax on pensions from April 2027 is forcing families to rethink legacy planning. “High net worth” is now effectively £1m plus once pensions are included, meaning far more families are exposed. Many people have a patchwork of advice and products that is hard to coordinate, hard to optimise, and hard for executors to manage. 2. From Patchwork Quilt to Fortress Thinking The goal is to make wealth transfer elegant, organised, and resilient for the next generation. Kevin frames this as moving from wealth abundance into legacy, with a clear process rather than “hinting” at legacy planning. WealthBuilders positions itself as the central coordinator, like a “wealth GP”, bringing specialists in when needed. 3. The Seven Integrations (The Fortress Framework) Tax: proactive “event led” planning, especially inheritance tax, not just annual returns. Legal: wills, powers of attorney, protection, and avoiding disputes such as contentious probate. Financial: building wealth is not enough, families need planning for protection and perpetuation too. Structures: holding companies, family investment companies, trusts, share classes, and intergenerational planning. SSAS and pensions: using family pension structures, earmarking, and cascading to reduce future inheritance tax impact. Recurring income: inheritance tax is on capital not income, so understanding income enables smarter gifting. Legacy: involving the next generation early through trusteeship, shareholding, and participation in the family plan. 4. Record Keeping, Gifting, and the Digital Vault Families need clear documentation to avoid confusion, delays, and challenges after death. Kevin highlights using intention and execution records (for example IHT documentation) to reduce HMRC risk. A digital vault brings tax, legal, financial, structures, and gifting records into one accessible place for executors. 5. Who It's For and How to Take the First Step This is application based, limited capacity, and aimed at families typically 55 plus with estates around £1m plus. It is designed to be implemented over 3 to 5 years, still broken down into manageable steps. A practical first move is using the free inheritance tax calculator to understand your current exposure. Actionable Takeaways: Don't assume your current advice is joined up, check how tax, legal, financial and structures connect. Start planning for inheritance tax now, especially with pensions being included from April 2027. Move from reactive planning to proactive “event led” planning for key life events. Get your documentation organised and accessible, so executors are not left guessing. Involve the next generation earlier, so wealth transfer includes wisdom, not just money. Take the first step by using the IHT calculator and booking a conversation if the fortress approach fits your situation. Resources & Next Steps: WealthBuilders 'The Family Wealth Fortress' Download our FREE Pensions and Inheritance Tax Guide WealthBuilders Membership: Free access to guides, webinars, and community Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!
Welcome back to a delicious bonus episode. Today Britt is diving deep into the DM's and answering a question about gifting your products for promotion. Maybe you don't have a marketing budget because you're just starting out, gifting your product for contra could be a great way to promote it. Britt is breaking it all down and sharing some of her own ideas for content creation. LINKS Follow Britt on: Instagram - @brittney_saunders Instagram - @bigbusiness_podcast TikTok - @brittney_saunders YouTube - Brittney Saunders - Fayt The Label Check out FAYT The Label HERE. Purchase my book "Just Getting Started" HERE CREDITSHost: Brittney Saunders. Executive Producer: Xander CrossManaging Producer: Ricardo Bardon Find more great podcasts like this at novapodcasts.com.au and follow Nova Podcast's Instagram @novapodcastsofficial See omnystudio.com/listener for privacy information.
with Pastor Micheal Oxentenko
Bethel Just Responded To Mike Winger...Timestamps:(00:00) – Why Bethel's response matters(08:30) – Silence, platforming, and protecting the flock(24:00) – What Scripture actually requires of leaders(45:30) – Confidentiality vs accountability(1:05:45) – Gifting doesn't cancel danger(1:16:50) – Waiting too long: impact, repentance, and prayer
You've Got This | Tips & Strategies for Meaningful Productivity and Alignment in Work and Life
Mentioned in this episode:The Crescent City series by Sarah J. MaasEngage in more of my content:read my personal blog postswatch workflow channel videoswatch my monthly videos on books and readingread blog posts on project management topicsconnect with me on LinkedInsign up for my monthly newsletterLearn more about my products and services:explore my 1:1 coaching practicelearn more about my coach training programcheck out my PM by Design training programlearn more about my Slow Hustle business building mastermindjoin Prolific, my online community devoted to meaningful productivitylearn more about the Blend by Design online coursecheck out my SoTL by Design online coursePlease offer your feedback about the show or ideas for future episodes and topics by emailing me. You can also come find me on Instagram!And if you listen to the podcast on Apple Podcasts, please take a moment to rate and/or review the show.
#115.In this episode, Josh, Matt, and Mike dive into a lively discussion about evolving trends in the restaurant industry. They kick things off by debating the rising popularity of mocktails and the economics behind charging premium prices for what is essentially juice. Matt shares his perspective on the value of sommeliers in the age of AI, arguing for the irreplaceable human element in hospitality versus the efficiency of algorithms. The trio also debates the modern dining culture of mandatory shared plates versus traditional individual courses. They discuss the impact of GLP-1 drugs like Ozempic on dining habits, with insights into how these medications are reshaping consumer behavior and the surprising rise of the non-alcoholic beverage market.Links and resources
Susan is 65, recently widowed, and has saved $2.1 million for retirement.On paper, she's more than fine… but emotionally, she doesn't feel fine.After watching her husband pass away, Susan is ready to retire five years earlier than planned so she can enjoy her “go-go years” while she still has her health.But she's terrified of one thing:
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EXCLUSIVE: King Charles Set to 'Crown Princess Kate Early' By Gifting Her Massively Sentimental Treasure to Mark Her 44th BirthdayAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Send us a textIn this episode of The Advanced Selling Podcast, Bryan Neale is joined by the VP of Growth and Marketing at Sendoso, Patricia DuChene, to discuss how intentional gifting can be used as a strategic tool in modern sales. Rather than treating gifts as swag or gimmicks, their conversation reframes gifting as a human-first way to build trust, strengthen relationships, and create influence.Bryan and Patricia explore why the most effective gifting focuses on people, not just decision-makers, and how timely, personalized gestures tied to real moments can open doors that traditional outreach often cannot. They also break down why active listening should be a measurable sales behavior, and how capturing personal details in the CRM enables more authentic, relevant engagement over time.The episode also looks at how gifting fits into execution — from prospecting to post-sale adoption — and why treating it as a consistent activity metric, supported by tools like Sendoso, can be a powerful tool for sales teams looking to stand out without pressure or gimmicks.____Curious about certification in the Blind Zebra Sales Operating System? Learn more here.
This week we open our gift wine series with Pighin Collio Pinot Grigio 2024. This is Italian Pinot Grigio with ambition. 14.5% ABV means it brings more power than you expect. We explore the Collio region in Friuli-Venezia Giulia, where ponca soil, mountain air, and coastal warmth shape wines with edge and depth. This bottle shifts the narrative. It asks you to rethink the Pinot Grigio category.We also play PiNope or ChardonYay, because choosing sides is fun. And we solve a real problem: what do you do when someone keeps gifting you wine you don't like? The answer might change how you gift wine forever.This episode pours bold opinions, regional facts, and the kind of surprises that make you laugh, learn, and reach for another glass.Support the Show!Love finding great wines at a great value? Every dollar you give goes straight toward sourcing the next hidden gem for the show. Buy us a glass at the link below to keep the reviews flowing. Cheers!Buy us a glass!https://buymeacoffee.com/cheers3Connect with the show. We would love to hear from you!Stop Wasting Your Wine on Instagramhttps://www.instagram.com/stopwastingyourwine/Stop Wasting Your Wine on YouTubehttps://www.youtube.com/@StopWastingYourWineThe Stop Wasting Your Wine Websitehttps://stopwastingyourwine.com/Chapters00:00 - Introduction and Wine Pronunciation00:10 - Choosing the Right Wine for Gifting01:32 - Exploring the 2024 Pigan Colio Pinot Grigio03:29 - Understanding Estate Bottled Wines06:03 - Tasting Notes and First Impressions15:19 - Origin, Terroir, and Why Colio Matters19:59 - Winemaking Choices and Texture24:20 - Final Thoughts and Must Gift Verdict29:24 - PiNope or ChardonnYay!33:41 - Wine, Gifting, and Changing Tastes
Cher gave us gifts on Armchair Expert this week, Leah & Colleen review The Woman in Cabin 10 and BugoniaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
How I Do Law Firm Christmas Gifting If you want more profit in your law firm with less chaos, grab my Law Firm Profit Playbook - https://bigbirdaccounting.com/playbook.
Pretty travel content doesn't pay the bills — value does. Angie Thomas of The Honest Passport unpacks the realities of building a sustainable travel creator business, from navigating rates and early mistakes, to understanding when gifting no longer makes sense. Grounded in her European upbringing and corporate IT background, Angie breaks down what providing value actually means beyond aesthetics and how genuine passion leads to better partnerships. With the creator economy projected by Goldman Sachs to approach $480B by 2027, this conversation is essential listening for creators and travelpreneurs who want to grow with integrity, intention, and leverage.Become a supporter of this podcast: https://www.spreaker.com/podcast/globetrotters-podcast--5023679/support.
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The holiday fell on our recording days this year (how inconsiderate), so we've opened the vault to bring you this TSHE Classic Episode from way back in December of 2021. See you all in the new year! Original show notes are below.It's the most wonderful time of the year…for The Coven to get grumpy about gifts! Spoiler alert - “gifting” doesn't rank high on any of our love languages. Join us as we talk gift philosophies, consumerism, ugly sweater parties, and the intricate strategy of White Elephant/Yankee Swaps. We finally delve into some truly fantastic gifts we've received. See, we're not complete grinches!In small talk the ladies discuss some MAJOR changes to the TSHE universe (winky winky), Hillary's brush with celebrity, another drive down 90s sitcom lane, and an installment of the newly named Ho Ho Holiday Movies with Ann(™)!TSHE Recommends: America's GirlsConnect with the show!This is your show, too. Feel free to drop us a line, send us a voice memo, or fax us a butt to let us know what you think.Facebook group: This Show Has EverythingEmail: tsheshow@gmail.com
Merry Christmas, one and all! As the year draws to a close and 2026 beckons, we're answering some of your questions about this year in European football.Andy is joined by Lars and David to explore why next year's World Cup could be historic, which teams exceeded expectations, what players we would gift to a club, whether England's set-piece fever has made it's way to mainland Europe - and of course - we make our bold predictions for 2026.Ask us a question on Twitter, Instagram and TikTok, and email us here: otc@footballramble.com.For ad-free shows, head over to our Patreon and subscribe: patreon.com/footballramble.***Please take the time to rate and review us on Apple Podcasts or wherever you get your pods. It means a great deal to the show and will make it easier for other potential listeners to find us. Thanks!*** Hosted on Acast. See acast.com/privacy for more information.
On the podcast today, an advent-themed broadcast on the topic of Gifts. What is your gift? Find out what God has gifted you with and then hand it over to Him to use so that you can serve His people. Broadcast #7507To help support this podcast, please visit walkwiththeking.org/donate and select "Podcast" from the dropdown menu. A transcript of this broadcast is available on our website here. To hear more from Bob Cook, you can find Walk With The King on Facebook or Instagram.
It's absurd.It perturbs.It's the most wonderful time of the year! (And boy has it been a year!)Following in the footsteps of show-biz luminaries like Stephen Colbert, Jon Stuart, and the cast of Star Wars, we hosted a (non-denominational) holiday show in front of a live online pseudo-studio audience in 2020.Broadcasting from their snowed-in virtual holiday cabins, Stuart and Andie entertained guests:· Santa Zero - originator of the now-infamous SantaCon phenomenon· Mrs. Claus - founder of Burning Man's first theme camp, Christmas Camp· Tubatron and his Flaming Tuba playing a Hanukkah song (David Silverman)· Reverend Billy and Savitri D of the Stop Shopping ChoirAnd it wouldn't be the holiday season without Caveat Magister selling us on Decommodification.Join us for · how Krampus cramps us· how COVID is an 8-foot-tall dominatrix· how “Gifting” is so close to “Grifting” · how the Cacophony Society is sooo Kumbayain the 5th anniversary of our Holiday Special that is indeed SPECIAL. Portland SantaCon 1996 / “You'd Better Watch Out”santarchy.com/youd-better-watch-out-portland-santacon-96/Cacophony Society: Santasm, Santacon, Santarchy, ad nauseumtalesofsfcacophony.com/santasm-santacon-santarchy-kringle-klot-etc-ad-nauseum/Tubatron (aka David Silverman)burningman.org/podcast/david-silverman-so-thats-how-that-startedReverend Billy and the Church of Stop Shopping wikipedia.org/wiki/Reverend_Billy_and_the_Church_of_Stop_Shopping LIVE.BURNINGMAN.ORG
Emily breaks down her 2025 Holiday Gift Guide through the lens of the five pillars of sexual intelligence—embodiment, health, self-knowledge, self-acceptance, and collaboration. She explores how shifting from performance to presence can transform your relationship with pleasure, offering curated tools and practices that help you slow down, feel your body, and understand yourself as a sexual being. This episode is for anyone ready to move beyond quick fixes and embrace a more holistic approach to sexuality, turning intimacy into something that nourishes your whole system. In this episode, you'll learn: • The five pillars of Sex IQ create a holistic framework for understanding your sexuality and taking responsibility for your pleasure—moving you from performance to presence • Embodiment practices like breathwork and sonic wave toys help you overcome the mind-body disconnect during sex by bringing you back to physical sensations instead of staying in your head worrying about how you look or what you need to do • Self-acceptance isn't about waiting for your body to change—it's about recognizing and reframing the pleasure thieves (stress, trauma, and shame) that tell you you're unworthy, and actively replacing negative thought patterns with affirmations that honor your body right now More Dr. Emily: • The 2025 Sex With Emily Holiday Gift Guide • Apply for Emily's 1:1 Coaching Opportunity HERE or reach out to enrollment@sexwithemily.com for more information • Shop With Emily! Explore Emily's favorite toys, pleasure accessories, bedroom essentials, and more — designed to support your pleasure and confidence. Free shipping on orders $99+ (some exclusions apply). • Join the SmartSX Membership: Access exclusive sex coaching, live expert sessions, community building, and tools to enhance your pleasure and relationships with Dr. Emily Morse. • Yes! No! Maybe? List & Other Sex With Emily Guides: Explore pleasure, deepen connections, and enhance intimacy using these Sex With Emily downloadable guides. • The only sex book you'll ever need: Smart Sex: How to Boost Your Sex IQ and Own Your Pleasure • Want more? Visit the Sex With Emily Website • Let's get social: Instagram | X | Facebook | TikTok | Threads | YouTube • Let's text: Sign up here • Want me to slide into your email inbox? Sign Up Here for sex tips on the regular. Shop the Holiday Gift Guide now! (See the full Gift Guide HERE) Embodiment: • LELO SONA 3- Use code EMILY20 for 20% on top of ongoing sales at lelo.com • Common Confidential Massage Butter- Use code SEXWITHEMILY for 15% off at Commonconfidential.com. • Cornbread Hemp - Use code SWE for a discount at cornbreadhemp.com/swe Health: • Bathmate Hydro Pump- Use SWE10 for 10% off your order at bathmatedirect.com • HigherDOSE Infrared Sauna Blanket- Head to higherdose.com • V-Health Vaginal Rejuvenation Gel- Use code EMILY10 for 10% off at getvhealth.com • Kroma Wellness Beauty Matcha Latte - Use code SEXWITHEMILY for 15% off at kromawellness.com Collaboration: • Promescent Delay Spray- Head to promescent.com • LELO F2S- Use code EMILY20 for 20% on top of ongoing sales at lelo.com • Crave Leather Handcuffs- Head to shop.sexwithemily.com/crave Self- Knowledge: • Magic Wand Mini - Head to shop.sexwithemily.com/magicwand • Je Joue Hera Flex Rabbit Vibrator - Go to sexwithemily.com/hera and use code EMILY20 for 20% off • SmartSX- Head to sexwithemily.com/smartsx Self- Acceptance: • The Class - Head to theclass.com • Droplette- Head to droplette.io This episode is sponsored by… Biolouve- Get 15% off with code EMILYPOWERMOVE @ https://biolouve.com/ Timestamps 0:00 - Introduction 1:25 - The 5 Pillars of Sex IQ Framework 2:36 - Pillar 1: Embodiment 10:23 - Pillar 2: Health 17:52 - Pillar 3: Collaboration 24:44 - Pillar 4: Self-Knowledge 29:39 - Pillar 5: Self-Acceptance 34:21 - Wrap-Up
I break down a New York Magazine article on holiday gift pressure, then get nostalgic about what made Christmas magical in my childhood and how I want to create that feeling for Sky.
Read the article and comments (2012). 2011 version and comments Leave a voice note: https://www.speakpipe.com/baggagereclaim Support the podcast and leave a tip: https://baggagereclaim.ck.page/products/podcast Relevant links and resources on the topic Be careful of going on a Regret Binge as it leads to a Regret Hangover Dealing With Happy Birthdays and Big Occasions: To Send a Card or Text…Or Not To Send, That Is The Question Podcast Ep. 60: "I should have more self-discipline", Gifting stress, Intense With The One After You Podcast Ep. 12: 'Tis The Season To Be Stressed Out, Toxic Type, Knowing When To Fold Feeling Anxious About Family Obligations and Expectations During the Festive Season? Here are 3 Tips Faux Obligations With Family & How To Say No To Those Holiday Invites
In this episode, Roger Whitney, a retirement planner with 30 years of experience, breaks down annual gifting limits and year-end planning. He shares practical strategies for giving that make a real impact and create meaningful experiences for loved ones. Roger also answers listener questions, providing clear guidance to help you navigate your retirement with confidence.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This podcast is dedicated to helping you rock retirement.(00:57) Today Roger talks about annual gifting limits.RETIREMENT TOOLKIT(01:45) In today's Retirement Toolkit, Roger explores year-end planning by breaking down the 2025 annual gift exclusion.(04:05) Roger discusses giving money during your lifetime and shares the reasons why it can be beneficial.(12:05) Roger shares his observations on giving money, noting that gifts can feel most meaningful when attached to a specific purpose rather than given with expectations.(14:21) Strategies for impactful gifting are explored, including transferring appreciated assets, paying medical expenses, and covering tuition directly, showing ways to help others while maximizing meaning and efficiency.LISTENER QUESTIONS(19:00) Mary shares feedback on qualified charitable distributions (QCDs).(21:27) Lee describes his “shoulder bonus” strategy to spend excess retirement funds while staying within a safe withdrawal rate.(30:10) John asks when to switch from a general financial advisor to a retirement planner(34:19) Rick asks about gifting appreciated stocks to adult children.(35:17) Steve asks about building a resilient retirement plan at age 80.SMART SPRINT(38:13) In the next seven days: Do you want to give? Can you? How much and to whom? Can it have a purpose? Even small gifts can make a big impact.CLOSING THOUGHTS(40:00) Giving money can bring profound joy, often the greatest gift is the one you give yourself by helping others. REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer Man
The holiday season is here, which means it's the time to think of great gifts for everyone on your list. While it can feel like a daunting task to choose thoughtful, personalized presents, we've got a fix for you: books.On this edition of The Sunday Special, Gilbert is joined by Joumana Khatib and Sadie Stein, editors at the Book Review, for a conversation about the best books to give your family and friends. Joumana and Sadie will share what excited them most this year and also provide recommendations for giftees in very specific categories.Books mentioned in this episode:“The Colony,” Annika Norlin“Perfection,” Vincenzo Latronico“Things: A Story of the 60s,” Georges Perec“The Bee Sting,” Paul Murray“The Loneliness of Sonia and Sunny,” Kiran Desai“The Director,” Daniel Kehlmann“Playworld: A Novel,” Adam Ross“A Marriage at Sea,” Sophie Elmhirst“Entertaining is Fun!,” Dorothy Draper“The Thursday Murder Club,” Richard Osman“The Mysterious Case of the Alperton Angels,” Janice Hallett“Roald Dahl's Revolting Recipes,” Roald Dahl“Mrs. Manders' Cook Book,” Sarah Manders, edited by Rumer Godden“Halleluja! The Welcome Table,” Maya Angelou“The Pat Conroy Cookbook: Recipes of My Life,” Pat Conroy“Les diners de Gala,” Salvador Dalí“Diaghilev's Empire: How the Ballets Russes Enthralled the World,” Rupert Christiansen“Finishing the Hat and Look I Made a Hat,” Stephen Sondheim“Tonight in Jungleland: The Making of Born to Run,” Peter Ames Carlin“The Uncool: A Memoir,” Cameron Crowe“The Gales of November,” John U. Bacon“The Journals of Ralph Waldo Emerson,” Ralph Waldo Emerson“Cats in Color,” Stevie Smith“Archie and the Strict Baptists,” John Betjeman“Stories 1,2,3,4,” Eugène Ionesco“Trip: A Novel,” Amy BarrodaleOn Today's Episode:Joumana Khatib is an editor at The New York Times Book Review.Sadie Stein is an editor at The New York Times Book Review. Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app.