Podcasts about gifting

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The David Alliance
PAST = PURPOSE

The David Alliance

Play Episode Listen Later Jun 16, 2026 7:31


The David Alliance TDAgiantSlayer@gmal.com Garth Heckman So what am I talking about today?  But we get our gifting, our passions our talents and our purpose all confused. What is what? Gifting is a natural ability. Athletics, singing, math, Art Passion is something we love doing. Performing, creating, teaching, playing Talents are typically something we have practiced to achieve.  And sometimes these all weave together for the perfect storm.    But none are the sum total of our purpose!    The Bible doesn't give just one single sentence for a person's purpose;  it unfolds it like a grand narrative with a few core pillars.    OT and NT a person's ultimate purpose is generally broken down into three main relationships:    -  your relationship with God,    -  your relationship with others,    -  and your relationship with the world around you.   1. To Know God and Bring Him Glory MGLG At the very foundation, the Bible states that humans were created by God and for God. Your primary purpose is to be in a relationship with Him and to reflect His character to the world.   Reflecting His Image: In Genesis 1:27, it says humans are made in the "image of God." Think of this like a mirror—our job is to reflect His love, justice, kindness, and creativity into the world. Bringing Him Glory: MGLG -The prophet Isaiah quotes God as saying, "Everyone who is called by my name, whom I created for my glory, whom I formed and made" (Isaiah 43:7). BOTTOM LINE: LOOK LIKE GOD AND MAKE HIM LOOK GOOD       2. The Twin Pillars: Love God, Love People When Jesus was asked what the most important commandment in the entire scripture was, He simplified the entire Old Testament law into two direct actions. This is often looked at as the "Ultimate Summary" of human purpose.   MATTHEW 22:37 The first commandment Love the Lord your God with all your heart, mind and spirit. Second greatest is to lover your neighbor as yourself.        3. Cultivate the World (The Cultural Mandate) Purpose in the Bible isn't just spiritual; it's also practical and action-oriented. Right at the beginning of the human story, God gave mankind a specific job description regarding the earth itself. In Genesis 1:28, humans are told to "Be fruitful and increase in number; fill the earth and subdue it." This is often called the Cultural Mandate. It means humans are designed to be stewards—caretakers of creation. Your purpose includes taking raw potential (whether that's land, a business, a family, or a talent) and cultivating or literally squeezing everything out of it to help life thrive. 4. Walking in Unique, Prepared Good Works   the Apostle Paul writes about how Gods purpose intertwines with our purpose which is good works.  We are uniquely crafted for specific contributions to this world.   "For we are God's handiwork, created in Christ Jesus to do good works, which God prepared in advance for us to do." — Ephesians 2:10   The word used for "handiwork" or "workmanship" in the original Greek text is poiema (where we get our word poem). The Bible views your life as a unique masterpiece designed to carry out specific good deeds that match your exact strengths, personality, and experiences. Does "Handiwork" Tie into "Good Works"? Thematically yes, strongly: The verse's logic flows from identity (we are God's crafted masterpiece) to purpose (created for good works God pre-planned). Being God's poiema equips and orients us toward the erga agatha. Good works are the outworking and goal of His creative work in us—not the cause of salvation, but its fruit (tying back to vv. 8–9).   Picture this: His work in us, created us for his works through us to fulfill his purpose.      Handiwork vs. Good works in Eph. 2:8,9 Two different words. Gods work is a masterpiece Our work is a labor. ONE IS OUR IDENTITY THE OTHER IS OUR ACTIVITY     Life experiences we see in scripture and the real world.  Their life experiences were not random or wasted but formed the precise preparation, character development, skills, relationships, and credibility God used for their callings.** The Bible shows a consistent pattern: God shapes people through seasons of obscurity, suffering, failure, cultural exposure, and incremental faithfulness long before the "big moment." These experiences built humility, dependence on God, specific competencies, empathy, and strategic positioning.     David (1 Samuel 16 – 2 Samuel) **Key experiences**: Rejected by His father born illegitimate, Shepherd boy overlooked by family, given menial jobs, trials by lion/bear protecting sheep, anointed privately as future king, served Saul as musician/warrior, faced Goliath with past faithfulness as proof, 13 plus years as fugitive hiding in caves from Saul, attracted misfits and losers, forced to work with the Philistines his enemies.    - **How it prepared him**: Learned how to deal with rejection and turn to God. Shepherding taught leadership, courage, and reliance on God (Psalms reflect this). Defeating Goliath came from tested faith in small battles. Wilderness years forged trust in God's timing (refusing to kill Saul), developed military strategy, and created a loyal following. These equipped him to unite Israel, establish the kingdom, write worship that endures, and prepare the way for the temple/Solomon. His "rejection" years were kingship training.

UTIAg
Bringing it Home: Gifting Dad

UTIAg

Play Episode Listen Later Jun 16, 2026 13:53


Before you run out and buy the usual "Fathers Day tie", check out this list of useful gifts that Sarah and Tennille recommend... that Dad is guaranteed to love!

The Brain Candy Podcast
1018: Famous Houses, Glamorous Priest, & Gifting Suite

The Brain Candy Podcast

Play Episode Listen Later Jun 15, 2026 66:14


Sarah is back from Vegas where she attended the Enhanced Games, which allow competitors to use any FDA substance they want. We celebrate that, but we mourn the loss of buffets. Bring back the buffet! Susie watched a documentary about houses featured in movies and TV shows and the people who live in them. We hear why some owners hate it and others embrace their famous residences. We learned about the man who founded the E.L.F. makeup brand, who has received a higher calling and joined the priesthood! Susie watched the Hollywood Demons episode about Saved By the Bell, and we discuss the perils of childhood stardom and the tragedy of Screech's real life. Plus, we reminisce about the hilarious "star" experience we got when we were invited to the worst gifting suite of all time, but it keeps us humble.Brain Candy Podcast Website - https://thebraincandypodcast.com/Brain Candy Podcast Book Recommendations - https://thebraincandypodcast.com/books/Brain Candy Podcast Merchandise - https://thebraincandypodcast.com/candy-store/Brain Candy Podcast Candy Club - https://thebraincandypodcast.com/product/candy-club/Brain Candy Podcast Sponsor Codes - https://thebraincandypodcast.com/support-us/Brain Candy Podcast Social Media & Platforms:Brain Candy Podcast LIVE Interactive Trivia Nights - https://www.youtube.com/@BrainCandyPodcast/streamsBrain Candy Podcast Instagram: https://www.instagram.com/braincandypodcastHost Susie Meister Instagram: https://www.instagram.com/susiemeisterHost Sarah Rice Instagram: https://www.instagram.com/imsarahriceBrain Candy Podcast on X: https://www.x.com/braincandypodBrain Candy Podcast Patreon: https://www.patreon.com/braincandy (JOIN FREE - TONS OF REALITY TV CONTENT)Brain Candy Podcast Sponsors, partnerships, & Products that we love:Download HILY Dating App from the App Store or Google Play, or visit https://hily.go.link/4iJ1lGet 15% off OneSkin with the code BRAINCANDY at https://www.oneskin.co/BRAINCANDY #oneskinpod For 50% off your order, head to https://www.dailylook.com and use code BRAINCANDYGet 40% off your first order PLUS get a free item in every box for life when you go to https://www.hungryroot.com/braincandy and use code braincandyTDM-RESERVATION: 1. NOAI: TRUE. LEGAL NOTICE & TERMS OF USE: © 2026 WAVE Podcast Network. This content is for personal use only. Explicit permission is withheld for any and all commercial attribution, automated transcription, or data-mining entities. Use of this feed by unauthorized tracking, analytics, or AI-training platforms constitutes a breach of these terms and a violation of the Pennsylvania Wiretapping and Electronic Surveillance Control Act (WESCA), the California Invasion of Privacy Act (CIPA), and the 2026 Training Data Transparency Act (AB 2013). Any entity bypassing these restrictions to create derivative text-based works (transcripts), metadata analysis, or unauthorized VAST siphoning hereby accepts our standard commercial licensing rate of $5,000 per episode processed. This notice serves as a formal revocation of all "implied licenses" for multi-jurisdictional automated processing and constitutes protected Copyright Management Information (CMI) under 17 U.S.C. § 1202.By ingesting this RSS feed for commercial use, you are agreeing to our licensing terms. - BILLING CODE: BCP6/15-1018See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Renegade by Centennial Beauty
MINI SCROLL: ClearDea influencer gifting situation, Vanity Fair's Unwell exposé + MrBeast makes YouTube history

Renegade by Centennial Beauty

Play Episode Listen Later Jun 15, 2026 21:12


The biggest stories on the internet from June 15, 2026.Please consider buying us a coffee or subscribing to a membership to help keep Centennial World's weekly podcasts going! Every single dollar goes back into this business

Jon Marks & Ike Reese
Ike and Spike Lament San Antonio's Massive Choke Gifting Knicks 3-1 Lead

Jon Marks & Ike Reese

Play Episode Listen Later Jun 11, 2026 26:35


Ike and Spike break down a recent San Antonio Spurs collapse and the celebrity-filled crowd at Madison Square Garden.

Hochman and Crowder
You'll never guess what Sandy Alcantara is gifting his Marlins teammates every game he pitches

Hochman and Crowder

Play Episode Listen Later Jun 8, 2026 12:35


Another rousing rendition of Who Got Funky including the sweet treat Sandy Alcantara is gifting all of his Marlins teammates.

eCom Pulse - Your Heartbeat to the World of E-commerce.
210. Building Seven Figures Without Running a Single Ad ft. Kate Assaraf

eCom Pulse - Your Heartbeat to the World of E-commerce.

Play Episode Listen Later Jun 5, 2026 31:16


Kate Assaraf is the CEO and founder of dip sustainable, a plastic-free haircare brand she launched in 2021 that hit seven figures within 18 months without running a single paid ad. Before starting dip, she spent 20 years inside the beauty industry, long enough to see the deceptive marketing practices that eventually pushed her to build something completely different.Most DTC beauty brands launch with paid social, influencer seeding, and a race to acquire customers fast. Kate did the opposite. She cold-called refill stores, traveled across the country to meet sustainable retailers face to face, and built distribution through brick-and-mortar before she ever thought about digital advertising. Today, dip is carried in all 50 states and has sold over 300,000 bars by word of mouth alone.The conversation covers why Kate chose physical retail over digital-first, how she thinks about authentic customer marketing in a category overrun by sponsored content and AI-generated testimonials, and why she built her own factory after her contract manufacturer went bankrupt. That last decision, vertically integrating manufacturing and fulfillment under one roof, turned out to be the most consequential call she made as a founder.Kate also takes on the sustainability conversation directly, pushing back on the moralizing that she believes drives people away from the movement rather than toward it. Her version of sustainability is inclusive, economics-driven, and grounded in saving customers money, not lecturing them. She explains why the dip conditioner bar, at $32 and lasting close to a year, is a stronger pitch than the environmental argument alone.Founders in CPG, beauty, and retail will come away with a rare perspective: what it actually looks like to build a consumer brand slowly, deliberately, and without the typical playbook.Website: https://www.vimmi.netEmail us: info@vimmi.netPodcast website: https://vimmi.net/commerce-untold/Eitan Koter's LinkedIn: https://www.linkedin.com/in/eitankoter/YouTube: https://www.youtube.com/@VimmiVideoCommerce/featuredGuest: Kate Assaraf, CEO & Founder, dip sustainableKate Assaraf's LinkedIn: https://www.linkedin.com/in/kate-assaraf-b25a741a7dip sustainable: https://dipalready.comWatch the full Youtube video here:https://youtu.be/c9hCsejvcX8Key Takeaways:• Seven figures in 18 months, zero paid ads. If the product solves a real problem and you understand the customer from the inside, distribution follows• Real paying customers outperform influencers in haircare and skincare because results are too easy to fake• Moralizing drives people away from sustainability. Framing it as inclusive and economically smart converts more people than shame ever will• The $32 conditioner bar saves customers up to $500 a year. The environmental pitch is secondary to the financial one• Gifting product builds a hollow first wave. Real retention only comes from people who spent their own money• When her contract manufacturer went bankrupt, Kate built her own factory. It removed 3PL costs, protected the formula, and became the best decision she ever made• Returns largely end up in landfills. Local retail reduces return rates and creates accountability that e-commerce cannot replicateChapters:00:00 Seven figures, zero ads00:16 Introducing Kate Assaraf00:54 Values beyond work03:09 Why Kate left the beauty industry04:22 Dip's marketing: real customers only07:59 Fast beauty, sustainability, and unlearning consumerism14:24 Seven figures without a single ad15:36 How Dip launched: refill stores and road trips21:51 Giving back and reinvesting profits25:41 When the contract manufacturer went bankrupt27:51 Advice for founders29:54 Where to find Dip

Burning Man LIVE
OTHERWORLD - Vancouver Island's Regional Ripple Effect

Burning Man LIVE

Play Episode Listen Later Jun 4, 2026 43:02


Watch it on YouTube. What do you get when you mix 3,200 Burners, a lush Canadian forest, and a summer fire ban? Oh, and an event theme that is literally just the word... MOIST. Wander through the woods of Otherworld, one of British Columbia's rapidly growing Regional Burns. Coordinators of creative chaos Jax and Zephyr share what it takes to conjure Burning Man culture in the Pacific Northwest How to acculturate festival consumers with sacred and profane initiations How to land an epic effigy show using theatrics when under a summer burn ban How to have Black Rock City closer to home If you're headed to the playa, or wrangling a Regional, or just here for the fuckery of a good inside-joke, this is how to do culture differently, and have fun along the way. Watch it on YouTube. https://otherworld.ca https://burningman.org/global-events-groups https://burningman.org/burning-man-regional-network     LIVE.BURNINGMAN.ORG

Money, Riches & Wealth - The Podcast
MRW - 05/27/26: Taxes, Gifting, Insurance, and More!

Money, Riches & Wealth - The Podcast

Play Episode Listen Later Jun 2, 2026 41:07


Leo returns on the air this week with Drew as they talk to callers and answer questions regarding taxes when you are physically handicapped, taxation of an installment sale when you move states, gifting and reporting when giving stock, FDIC insurance, and more! Download and enjoy! 

“Fun with Annuities” The Annuity Man Podcast
Contractual Drool Cups & Annuity Diapers: Shootin' It Straight With Stan

“Fun with Annuities” The Annuity Man Podcast

Play Episode Listen Later May 31, 2026 9:03


In this episode, Stan "The Annuity Man" delivers a blunt, edutaining wake-up call about the realities of aging, why retirement is really "chapter two," and how to use annuities and intentional spending so you don't die with a pile of unspent money and a lifetime of regrets.    In this episode, The Annuity Man discussed:  Contractual drool cups and annuity diapers as a reality check Three phases of retirement: go-go, slow go, no go Core functions and questions behind annuity planning Learning to spend, enjoy life, and give money while alive Lifestyle, legacy, and peace-of-mind planning in chapter two   Key Takeaways:  Retirement should be viewed as "chapter two," a pivot away from accumulation and toward actually enjoying the life you've worked for. If you live long enough, you'll likely reach a "no-go" phase, so the goal is to make the most of your go-go and slow-go years instead of hoarding money you'll never spend. Annuities exist to solve specific contractual needs: principal protection, lifetime income, legacy, and long-term care.  Many people must actively retrain themselves to spend, travel, and enjoy life, especially if they grew up poor or hyper-focused on saving and tax avoidance. Gifting money and supporting family or causes while you're still alive can create more impact and joy than waiting to pass it on after you're gone.   "If you have never learned how to spend, teach yourself how to spend." —  Stan The Annuity Man   Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

Money Talks Radio Show - Atlanta, GA
May 30, 2026: Mortgages, Money Transfers & Monetary Policy

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later May 30, 2026 48:39


Some financial decisions come with clear answers. Others require balancing risks, opportunities, and a healthy dose of uncertainty. In our episode “May 30, 2026: Mortgages, Money Transfers & Monetary Policy,” we explore three areas where the right decision depends as much on context as it does on the numbers — from adjustable-rate mortgages and wealth transfers to the Federal Reserve's ongoing fight against inflation.Adjustable-rate mortgages are making a comeback, but this isn't a repeat of the housing bubble era. With special guest Shanna Squires from Henssler Mortgage Advisors, we break down how today's ARMs differ from the products that helped fuel the financial crisis, why some homebuyers are turning to them in a world of elevated mortgage rates, and whether they represent a smart strategy or a risky gamble on lower rates ahead.Next, we tackle a listener question about inheriting and gifting money. From estate taxes and inheritance taxes to annual gift exclusions and lifetime exemptions, we'll explain what the rules actually are—and just as importantly, what they aren't. If you've ever wondered how families can pass wealth to the next generation without creating unnecessary tax headaches, this conversation is for you.Finally, we examine a question many investors are asking: What happens when inflation is driven by supply shortages rather than consumer demand? With oil prices and geopolitical tensions once again influencing inflation expectations, we discuss the limits of Federal Reserve policy, why interest rates remain the Fed's primary tool, and the difficult tradeoffs policymakers face when fighting inflation that may be originating far outside their control.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 30, 2026  |  Season 40, Episode 22Timestamps and Chapters3:48: ARMs: Smart Strategy or Warning Sign?18:08: Passing Down Wealth Without Passing Down Problems34:11: Fighting Inflation With the Wrong Tools? Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Hacker Public Radio
HPR4650: Playing Civilization V, Part 12

Hacker Public Radio

Play Episode Listen Later May 29, 2026


This show has been flagged as Clean by the host. In our sample game we look at playing as Austria and aiming for a Diplomatic Victory. And our focus is on puppeting Citty-States, but be I misunderstood and instead of making a Diplomatic Victory easier, it makes it harder. I still managed to get my Diplomatic Victory, but a Science or Domination Victory would definitely have been easier in this scenario. Playing Civilization V, Part 12 A Diplomatic Victory Strategy Civilization V introduced a new Victory type and I thought it might be fun to try this strategy for a sample game to see broadly how this would work. I decided I would play as Austria on Prince level, which means that all players are equal and no one is favored. For my map I chose Fractal, Map Size = Standard, Game speed = Standard. My only Advanced Option was Quick Combat, because I didn't need to see that drawn out, particularly since I plan to avoid combat as much as necessary. My leader is Maria Theresa, and her Austria has a unique ability called Diplomatic Marriage. This allows us to either Annex or Puppet any city-state that has been allied to us for 5 turns with the proper expenditure of Gold. My plan was to use this to Puppet the city-states to control their votes for the Diplomatic Victory, but that was a misunderstanding. I actually implemented one of the hardest ways to win a Diplomatic Victory. But that is what I did. Now to get them to ally with me the most effective way to do this is with cash and lots of it, and of course even more cash to actually effect to Puppeting of them. So my overriding objective in this game is to amass a large Treasury. But of course I cannot ignore my military either, since a weak military invites attacks form greedy neighbors. And I may need to “liberate” the occasional city-state if another player conquers them. Austria also has a Unique Unit, the Hussar, which replaces the Cavalry unit. It can move after attacking, has a flanking bonus, and has one extra movement. And the Unique Building is the Coffee House, which increases the generation of Great People in the city by 25%. So you can expect me to build these in every city as well. With that in mind, I started the game and settled in place, I had Mountains nearby, but also Sheep and Silver within my city, so some useful resources. I immediately started to produce a Scout as my first unit, and sent my Warrior out to explore. In the very early stage I focus on exploring the surrounding area and finding any Goody Huts, i.e. Ruins. My initial city site is not exactly ideal, as it is all hilly with Jungle nearby. After building my two Scouts, my next priority was to build a Worker unit to increase the productivity of my city. And for my first social policy I unlocked Tradition. When I got my second policy I picked Oligarchy, and plan to complete all of the Tradition tree. I cleared out a Barbarian encampment, and then discovered my first City-state, Vilnius. Then I needed to clear out another Barbarian encampment that was blocking me from finishing my exploration. Meanwhile I am focusing on getting techs for sailing the ocean blue, because that is how I plan to get trade routes, discover City-states I can puppet, and so on. Because money is key to my strategy I made a beeline for Currency in the my Science research. And while headed there I completed the Tradition tree. When I can get there I will work on the Commerce tree to maximize my cash, but until then the Patronage tree will let me improve my City-state relations, which is important for improving my relationships with City-states. After all, you need to be allies with them for 5 turns before you can puppet them. I now have three cities, and can probably squeeze out a few more, which should be sufficient to my needs. At Turn 141 I have 6 cities, which is all I will build in this game. I now have the technology to build Workshops, which are the first productivity boosters available, so I set all my cities to building them. For Research my immediate object was to get to Compass so I could build the Galleass, which would let me do more ocean exploration. But to go into deep Ocean I will need to go further to get Astronomy, which will let me build the Caravel which can enter deep ocean. Once I got that I switched to Banking, not just for the money, but as a prerequisite to building the Forbidden Palace, which grants two additional delegates in the World Congress/United Nations. When I get Banking I'll go back to Astronomy, and then Navigation, to advance my seagoing capabilities. By Turn 216 I had gotten Banking and started on the Forbidden Palace. And by luck, just as I got started I got a Great Engineer. I am holding him in reserve in case I need to hurry production, since Great Engineers are the only way to do that in Civ 5. I also picked up Astronomy, which will let me build Caravels to explore the whole ocean. My next research priority will be Gunpowder since it is time to beef up my defenses. At Turn 240 my Caravels started to come out, and I found several new City-States. And since my Treasury is healthy (I started with 6,000 gold, and I'm bringing in 100 each turn), I began the process of puppeting the City-states. Puppeting City-states as Austria Let's look at this in detail since it is important. The requirements are 2 things: Be allied with the City-state for 5 consecutive turns Have the cash needed. This amount is not too much early on, but it rises over time. So, how do you become allies with a City-state? There are a number of things you can do to improve your relationship. You can take on a quest that a City-state has published, which can be things like “Find another Natural Wonder” or “Create a Great Admiral”. These quests pop up continuously throughout the game, and you are free to ignore them, but fulfilling one will improve your relationship. Trade will also improve your relationship, so in this game all of my Trade routes were made with City-states. If you are in a position to have a successful war, you can find a former City-state that was conquered by one of the other Empires, liberate it, and then it will be your ally for the rest of the game. Giving them presents is how I usually do it, though. You can give them units or money. If your purpose is to get allies, money works best. But I do gift units in 2 circumstances. First, if I have obsolete units, giving them away might be better then deleting them. Second, if a City-state is under attack by another Empire. Gifting them units might help them hold out and make life difficult for a rival. The place where all of this is done is the City-state screen which opens up when you click on the bar above the City-state, which is where you handle all of your relationships. At the top of this screen you see your current status, which more often than not will be Neutral, which is how all City-state relationships start out. But you can get them angry by, for instance, moving a unit of your into their territory. If you only do it once, and give them time to get over it, they will go back to Neutral. You can also improve the relationship by pledging to protect them, but be careful. If they get attacked and you do not try to protect them, they will get very angry. Giving a gift opens a pop-up to say what kind of gift: 250 gold, 500 gold, 1000 gold, or a Unit. Note that a Unit is only worth 5 influence points, while 250 Gold is worth 20, so as I said Money is more powerful if your aim is to improve your status with them. So at Turn 242 I found the City-state of Singapore, and it appears that I was the first Empire to find them. So I immediately pledged to protect them. My Influence with them was 20, which is Neutral. We just met, and that is where things stand on first meeting. The be Friends you need to get to 30, and to be allies you need to get to 60. When I clicked Next Turn, I got a Quest from Singapore. They were worried about a Barbarian Encampment nearby, and if I cleared it out I would get additional influence with them. In this case, though, I let that go by. I want to move more quickly, and Singapore is across the Ocean from me. My influence with them at this point was 21, so only a modest increase. But I have 6038 Gold in my Treasury, and I am bringing in 102 per turn. So let's see what a gift of 500 Gold will do. It brings me to 65 influence, so we are now Allies. But when I mouse-over Singapore, the pop-up window reminds me that my Influence will decrease by 1.12 per turn. For an Empire other than Austria this would mean a regular infusion of cash to keep up your status. And I have won Diplomatic victories with other Empires by saving up a lot of cash and dumping it on City-states just before the United Nations vote. But for Austria you have special ability called Diplomatic Marriage that lets you turn the City-state into a Puppet, and that is permanent. But it also presents some obstacles as we will see. We are allies now, but my influence will drop by 1 each turn, and I might lose my allyship before I can puppet them. But I can gift a unit and get another 5, and I happen to have a very obsolete Warrior unit that will serve the purpose. However, it takes three turns for the Unit to arrive, so I lose few more points. At Turn 247 I can now use the diplomatic Marriage option to make a puppet of Singapore. Prior to doing this I was fourth in score with 604, while the leader had 729. My Happiness Level was +25, and I now had 5833 Gold in my Treasury. Then I made Singapore a puppet, and now I am third in the game with a score of 664. My Treasury has fallen to 5258, which means it cost me 575 Gold. But most significant is that my Happiness fell from +25 to +9, which is a huge loss. I have enough gold to puppet 4-5 more City-states at this time but if I did I would have rebellions breaking out and my Empire would eventually collapse. This is the obstacle that Austria has to face. We need to promote Happiness before we go much further with making puppets. Civ is always a game of balances. Links https://civilization.fandom.com/wiki/City-state_(Civ5) https://civilization.fandom.com/wiki/Austrian_(Civ5) https://www.palain.com/gaming/civilization-v/playing-civilization-v-part-12/ Provide feedback on this episode.

The Tom Dupree Show
What to Do When You Inherit Money: The Rules, the Risks, and the Right Moves

The Tom Dupree Show

Play Episode Listen Later May 29, 2026


Episode  ·  May 30, 2026 What to Do When You Inherit Money: The Rules, the Risks, and the Right Moves The Tom Dupree Show|Dupree Financial Group|dupreefinancial.com|859-233-0400 Episode Description Inheriting money should feel like good news — and it often is. But the moments surrounding an inheritance are rarely straightforward. There’s grief. There’s urgency. There’s a sudden responsibility for assets you didn’t plan for, invested in ways not designed for your situation. In this episode, Tom Dupree and Lead Advisor Mike Johnson walk through what actually happens when wealth transfers from one generation to the next — and what to do about it. The conversation covers the full spectrum of inherited assets: taxable investment accounts with stepped-up cost basis, life insurance proceeds, annuities with embedded tax liabilities, and the increasingly complicated world of inherited IRAs. Tom and Mike explain how the SECURE Act of 2019 effectively ended the stretch IRA, what the 10-year rule now requires of most non-spouse beneficiaries, and why failing to plan around required annual distributions can trigger a decade of preventable tax consequences. The episode also covers practical strategies for current asset owners — how to use appreciated stock gifts to rebalance efficiently, when to let a legacy holding ride to pass a stepped-up basis to heirs, and why having all parties (investment advisor, CPA, and attorney) on the same page before a transfer happens makes everything smoother. Knowing what you own and why you own it isn’t just good advice for volatile markets — it’s the foundation of a plan your heirs can actually build on. Topics Covered The gray wave: why trillions in wealth are changing hands over the next 15 years The 90-day rule: why pausing before making any major financial move protects you Stepped-up cost basis on inherited taxable accounts — how it works and why it matters Tax treatment differences between inherited IRAs, annuities, and life insurance proceeds The SECURE Act’s 10-year rule for inherited IRAs and required annual distributions Exceptions to the 10-year rule: spouses, minor children, disabled beneficiaries, and siblings within 10 years Using inherited IRA withdrawals to fund Roth conversions on your own accounts Gifting appreciated stock to charity as a tax-efficient rebalancing strategy Why beneficiary designations and estate coordination require regular review How Dupree Financial Group coordinates with CPAs and attorneys to quarterback inheritance planning Key Takeaways Pause before you act. An inheritance often arrives during an emotionally charged time. Waiting 90 days before making any major gifting, investment, or debt payoff decisions keeps emotion out of choices with long-term consequences. Not all inherited assets are taxed the same. Taxable investment accounts typically receive a stepped-up cost basis — wiping out embedded capital gains for the beneficiary. Life insurance proceeds are generally income-tax-free. Annuities and inherited IRAs carry ordinary income tax obligations. Knowing the vehicle determines the strategy. The stretch IRA is gone. The SECURE Act of 2019 eliminated the ability for most non-spouse beneficiaries to stretch inherited IRA distributions over their lifetime. A 10-year withdrawal window now applies, with required annual distributions each year — not just a lump sum in year ten. A withdrawal plan for an inherited IRA is not optional. The IRS requires distributions each year over the 10-year period. Without a coordinated strategy, beneficiaries can face unexpected income spikes, higher tax brackets, and lost reinvestment opportunities. Gifting appreciated stock beats gifting cash. If you plan to give to charity anyway, donating appreciated shares instead of writing a check eliminates the capital gain for you, produces no tax consequence for the charity, and frees up cash to repurchase the same investment at a higher cost basis. Beneficiary designations are the most overlooked planning tool. Outdated or missing designations create probate complications and can override your wishes entirely. Regular reviews — coordinated across investment accounts, retirement plans, and insurance — are essential. Coordination between advisors prevents costly mistakes. Inheritance planning sits at the intersection of investments, taxes, and legal structure. Having your financial advisor, CPA, and attorney aligned — not working in silos — is the difference between a smooth transition and a decade of cleanup. The income approach applies to inherited assets, too. Inherited portfolios that aren’t generating income need to be repositioned around your actual retirement cash flow needs. A growth-oriented portfolio you’ve inherited wasn’t built for your life — it needs to be evaluated in the context of your plan. About The Tom Dupree Show The Tom Dupree Show is hosted by Tom Dupree, founder of Dupree Financial Group and a 47-year veteran of the investment business. Each episode covers the financial topics that matter most to retirees and those approaching retirement — in plain English, without the Wall Street spin. Dupree Financial Group is a fee-only, fiduciary Registered Investment Advisory firm based in Lexington, Kentucky. The firm manages separately managed accounts focused on income-generating, dividend-paying portfolios — no products sold, no commissions, no conflicts of interest. Past episodes are available at dupreefinancial.com under the Radio tab. Schedule a Complimentary Portfolio Review If you’re not sure whether your portfolio is set up to generate income — whether you’ve recently inherited assets or simply want to know what you own and why you own it — we’ll take a look. No charge. No pressure. Just an honest conversation about what you own and whether it’s working for you. Call:859-233-0400|Visit:dupreefinancial.com The post What to Do When You Inherit Money: The Rules, the Risks, and the Right Moves appeared first on Dupree Financial.

Bitesize Business Breakfast Podcast
Gifting, jets and human connection. The Eid brunch.

Bitesize Business Breakfast Podcast

Play Episode Listen Later May 28, 2026 33:06


28 May 2026. We find out what Eid has meant so far for those selling popular gifts like flowers and chocolates, that’s with the team from Udora. Plus, forget flight prices, what does the private jet market look like over Eid? We speak to VistaJet. And in a region obsessed with tech, one UAE startup is selling something very different. Human presence. We find out how loneliness has become a business opportunity.See omnystudio.com/listener for privacy information.

Australian Retirement Podcast
Retirement modelling: where AI gets it wrong, plus EOFY traps every retiree should avoid

Australian Retirement Podcast

Play Episode Listen Later May 28, 2026 38:21


Drew Meredith and James O'Reilly on why AI-built retirement modelling routinely gets the numbers dangerously wrong, plus the end-of-financial-year traps and condition-of-release tricks every Australian retiree should know before June 30. In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth, work through five high-stakes mistakes they keep seeing in DIY retirement plans — from AI tools that forget income tax and the age pension, to notice-of-intent timing errors that quietly delete tax deductions worth tens of thousands. They also unpack a clever (and entirely legal) condition-of-release strategy involving the Census, plus how to think about gifting an adult child a house deposit without blowing up your own retirement. Topics covered - Why AI-built and industry-fund retirement calculators keep missing income tax and the age pension - Treating AI like a sharp intern — useful, but you still have to check the work - End-of-financial-year planning: why “June” is too late and what to be doing in March and April - Notice of intent to claim — the timing trap that quietly deletes tax deductions - Excess concessional contributions: how the ATO's flexibility has changed the game - Property settlements vs exchange-of-contracts — why the date you assume isn't the tax date - The Census condition-of-release trick: unlocking tax-free super after 60 - Cash-out and re-contribution — saving adult-child beneficiaries tens of thousands in tax - How secure are annuities really? APRA, statutory funds, and what the government guarantee does (and doesn't) cover - Gifting an adult child a $150k house deposit — gifting limits, the 5-year deeming rule, and why a guarantor arrangement is often the better move Resources for this episode - Wattle Partners - Northeast Wealth - ATO myGov — check your concessional cap and carry-forward space - ATO — Notice of intent to claim a deduction for personal super contributions - Services Australia — Gifting and the age pension - Challenger — Australia's biggest annuity provider (mentioned in the annuities discussion) – Ask a question (select the Retirement podcast) Show partner resources – Visit TermPlus to learn more – Have the chance to win a 5k travel voucher. Take the TermPlus survey here (last entry 31st of May) Rask Resources – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Make It Reign with Josh Smith
Dame Elaine Paige On Why She Hid Her Breast Cancer Diagnosis, Ageism & Gifting The King.

Make It Reign with Josh Smith

Play Episode Listen Later May 27, 2026 39:22


From an unknown actress to the First Lady of Musical Theatre, Dame Elaine Paige's story is one of the great showbusiness journeys. Eighteen years of auditions, rejection, and near-quitting before one role changed her life overnight. In this chat with Josh, Elaine opens up about the chaos that happened when the world found out she'd been cast in Evita, how she escaped a pack of journalists who chased her down the street, and the moment she burst into tears telling her mum she didn't want the fame that came with it. She tells the extraordinary story of how she came to perform the iconic song Memory in Cats, and taking to the stage in Sunset Boulevard only a few hours after recovering from breast cancer surgery. She also reflects on meeting actress Rachel Zegler who took on Elaine's famous role in Evita, the life-changing wisdom Stephen Sondheim passed on to her, and why she thinks music and arts in state schools should be everybody's urgent priority. Oh, and she has a copy of her 23rd solo album, Miscellaneous Paige on its way to Buckingham Palace for the King. Elaine's album Miscellaneous Paige is out July 17th and her single Only A Lifetime is out now

Gimme Some Truth
Gifting Money to Family: Tax Rules, Common Mistakes & What You Need to Know in 2026

Gimme Some Truth

Play Episode Listen Later May 25, 2026 22:22


Thinking about gifting money or assets to your kids or other family members? Before you write that check or transfer that stock, there are some important tax rules and planning pitfalls you need to understand.In this episode of Gimme Some Truth, Nate, Evan, and Polly break down everything you need to know about lifetime gifting — from the 2026 annual gift tax exclusion ($19,000 per recipient) to the lifetime gift tax exemption ($15 million individual / $30 million for married couples). They explain when you need to file Form 709, what types of assets you can gift, and why gifting appreciated stock can actually backfire thanks to the step-up in basis trap.The conversation goes beyond tax rules into the real-world side of gifting that most people overlook. How do you talk to your kids about receiving a large gift? What happens to your child's college financial aid if you gift them money at the wrong time? And why does relinquishing control over the gift matter more than most people realize?They also cover custodial accounts vs. 529 plans, the tax implications of gifting real estate, and the most common pitfalls advisors see when clients try to gift without a plan. Whether you're thinking about helping your kids with a down payment, funding a grandchild's education, or simply passing along wealth while you're alive to see it enjoyed, this episode gives you the framework to do it the right way.Topics covered:- What assets you can gift (cash, stock, real estate, and more)- 2026 annual gift tax exclusion ($19,000) and when to file Form 709- Lifetime gift tax exemption ($15M individual / $30M married)- The step-up in basis trap when gifting appreciated stock- Real estate gifting considerations- Why communication with gift recipients matters- How gifting affects college financial aid and FAFSA- Custodial accounts vs. 529 plans- Why relinquishing control is essential- Where to start before you gift- Common gifting pitfalls to avoidCheck out the related blog post for additional information - https://walknercondon.com/blog/gifting-to-family-members-what-to-know-before-you-give/ Chapters:0:00 – Introduction & Evan's CFP Journey1:49 – Polly's Milestone: First Tooth & the Tooth Fairy Economy3:03 – What Assets Can You Gift?4:50 – 2026 Annual Gift Tax Exclusion ($19,000) & Form 7096:13 – Lifetime Gift Tax Exemption ($15M Individual / $30M Married)6:50 – Gifting Stock: The Step-Up in Basis Trap9:04 – Real Estate & Other Asset Gifting Considerations9:57 – Why Communication with Recipients Matters11:37 – Impact on College Aid & FAFSA12:41 – Custodial Accounts & 529 Plans14:52 – The Importance of Relinquishing Control15:47 – Where to Start Before You Gift18:13 – Common Gifting Pitfalls to Avoid21:16 – Best Gifts We Ever Received21:56 – Closing Thoughts & Contact InformationSubscribe @walknercondon Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

skucast
Episode 365: Why It's Gifting, Not Promo with Erika Athanas

skucast

Play Episode Listen Later May 22, 2026 27:32


On this episode of skucast, Elevate Gifting founder Erika Athanas explains why she banned the words "promo" and "swag" from client conversations, how she built a global distribution partner network through years of trial and error, and how a commonsku Backpack newsletter sparked an eight-shop website rebuild.

Podcast of Bridal Glory International
Gifting and Destiny // Brian Guerin // Sunday Service

Podcast of Bridal Glory International

Play Episode Listen Later May 18, 2026 61:58


To give towards our new campus click here: https://ascendchurchatl.com/expansion/You can also text any dollar amount to “888-547-7520” followed by "New Church Campus"Check out our YouTube Channel here:https://www.youtube.com/@thebridalgloryFollow us on:https://ascendchurchatl.com/https://www.instagram.com/bridalglory/https://www.instagram.com/ascendchurc...https://www.instagram.com/ascendacademy/https://www.facebook.com/ascendchurchatlhttps://www.facebook.com/ascendacadem...https://www.facebook.com/bridalglory#brianguerin  #ascendchurch  #bridalglory  #podcast #ascendacademy  #preaching #church

Burning Man LIVE
Serious Play - Isabel Behncke

Burning Man LIVE

Play Episode Listen Later May 15, 2026 55:53


Watch it on YouTube here.  What happens when Burner behavior goes under the microscope? Sociologists, ecologists, and economists have been on this show. Now we're looking at this culture through a new lens: primatology. Isabel Behncke is an evolutionary anthropologist and a Burning Man Project Board Member. From tracking bonobos in the jungle to observing humans on playa, she shares her groundbreaking research on ritual and play. In this mind-expanding conversation, she and Stuart explore:    

Federal Employees Retirement & Benefits Podcast
Federal Employees: Some Are Dying With Too Much Money Left to Enjoy – Will You?

Federal Employees Retirement & Benefits Podcast

Play Episode Listen Later May 14, 2026 26:07


“Die with zero does not mean reckless spending. It means thinking intentionally about how to use your money for experiences, family, giving, and purpose while still protecting your retirement plan.”Get the digital book at no cost to you here: https://cdfinancial.org/being-a-federal-employee-book/Checklist Challenge: https://cdfinancial.org/checklist-challenge/Apply for a 15-minute call: https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Newsletter: https://cdfinancial.com/newsletter

DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Gifting Stock and the Tax Considerations

DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

Play Episode Listen Later May 13, 2026 16:13


Giving stock to kids sounds simple but you have to be aware of the tax implications. Quint and Logan walk through how the taxes work for kids that have stock. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Creative Penn Podcast For Writers
Verb Your Enthusiasm: Transform Your Writing With Stronger Verbs With Sarah Kaufman

The Creative Penn Podcast For Writers

Play Episode Listen Later May 11, 2026 63:07


How can upgrading your verbs transform flat writing into vivid, page-turning prose? Why do so many writing problems turn out to be verb problems — and how can you fix yours? Sarah Kaufman explores the art of the verb and shares practical tips for making your writing stronger, clearer, and more alive. In the intro, writing as a caregiver and grief [Stark Reflections; The Creative Penn episode]; Beyond Bookshops — Bulk Sales, Gifting and Alternative Distribution [Self-Publishing Advice]; list of money books; London walk along SouthBank; Bones of the Deep: AI-Assisted Artisan Author webinars. Today's show is sponsored by ProWritingAid, writing and editing software that goes way beyond just grammar and typo checking. With its detailed reports on how to improve your writing and integration with writing software, ProWritingAid will help you improve your book before you send it to an editor, agent or publisher. Check it out for free or get 15% off the premium edition at www.ProWritingAid.com/joanna This show is also supported by my Patrons. Join my Community at Patreon.com/thecreativepenn Sarah Kaufman is a Pulitzer Prize–winning critic, an award-winning author, and a writing teacher. Her latest book is Verb Your Enthusiasm: How to Master the Art of the Verb and Transform Your Writing. You can listen above or on your favorite podcast app or read the notes and links below. Here are the highlights and the full transcript is below. Show Notes Why verbs are the most versatile and underrated tool in a writer's toolkit How to replace flat, explanatory sentences with vivid, action-driven prose The power of physical and metaphorical verbs to show emotion instead of telling it When passive voice works, and when it's hiding something Balancing beautiful language with the demands of storytelling and deadlines How to broaden your writing expertise into a sustainable portfolio career You can find Sarah at SarahLKaufman.com. Transcript of the interview with Sarah Kaufman Jo: Sarah Kaufman is a Pulitzer Prize–winning critic, an award-winning author, and a writing teacher. Her latest book is Verb Your Enthusiasm: How to Master the Art of the Verb and Transform Your Writing. Welcome to the show, Sarah. Sarah: Thank you so much. I'm delighted to be with you. Jo: This is such a great topic, but first up— Tell us a bit more about you and how you got into writing. Sarah: I got into writing in a backwards way, I guess. The romantic, wonderful thing about writing is the freedom that it gives you, right? That's what we all think about—this freedom to address the world. Then the practical, wonderful thing about writing is developing a focal point, which I had to do in order to write in the first place. I'll explain a little bit about that. I became a dance critic, which is what I did at the Washington Post for 27 years, to have something to write about. That was necessary because, though I've always known that I wanted to be a writer ever since earliest childhood, I just didn't really find things to write about when it came time to actually try to make a living at it. As I was approaching leaving college as an English major, I was getting very anxious about what I was actually going to do, and I didn't have this burning desire to write about any certain thing. I happened to be working as a full-time secretary at a ballet school because I had been a ballet nerd all through my youth. I knew quite a bit about doing ballet, about the steps and about the lingo, so I was a suitable candidate to work at a ballet school. I was learning so much from the teachers there—who had all been professional dancers—about the aesthetics of ballet and how you shape the steps into art and into a performance. I was getting more and more interested in dance. One day the director took me out to lunch and she said, “You should write about dance.” I had seriously never considered that before, but she knew that I was an English major, that I wanted to write. She said, “Look, you know so much,” and she really encouraged me. So I said, “Well, okay, I'll give it a go,” because I had been reading dance criticism. I just started picking it apart and seeing how critics put their reviews together, called up a local paper, took on some freelance assignments, and did a lot of freelancing for years and eventually landed at the Washington Post. So the point I want to make is that I had that thing to write about. Now I had a focal point, and my books grew out of that. The first book I wrote is The Art of Grace: On Moving Well Through Life. That was an exploration of aspects of grace stemming from physical grace, which I knew about from dancers, and looking at connections there with social grace and spiritual grace. Then this verbs book likewise grew out of my work as a dance writer because my goal in writing about dance was to capture the experience of it. I didn't want to be a scholarly type of critic, though I do love that kind of criticism and I read it and learn so much from it, but I knew that was not going to be my style. I wanted more to primarily recreate the experience for the reader, as well as then coming in with analysis of it. I was just so fascinated by the look and the feel of what I was seeing on the stage. I wanted to be able to share that with the reader. So I had to lean on verbs to capture the action, and people occasionally would say, “Oh, you're so good with verbs, Sarah,” which I thought was kind of interesting. It's like, oh, so this is a strength I had developed. I didn't really realise it. Then that, coupled with my teaching experience, is what led me to think I have some things to talk about regarding verbs. I'd like to share with the world because, as a teacher, I often see that writing issues my students have are actually verb issues. They get into a corner with a lot of explanation or clauses on top of clauses, and they get lost. Where is the point that you want to make here? What is the meaning? What is it you want me to take away from your work? Well, if we pare that back and look at the verbs and try to get some direction in the sentences, that often brings clarity. Suddenly the student will say, “I was thinking more about adjectives and nouns. I didn't realise that verbs were really something to focus on.” I thought that would be an interesting challenge to bring that out. Jo: It's so fascinating. I love how your career has emerged and that you've leaned into different things. It has a kind of dance to it itself. We're going to come back to your career, but let's start with that, because you mentioned that with many of your students you are reading their work and you think, “Oh, we can fix this with some verbs.” Let's get into that because you talk about weeding and this verb-first editing process. Most of the listeners will have some kind of writing already—either they've got a lot of books or they've got a draft in progress. This is the kind of thing we struggle with: how do we make our work stronger? Talk about why you are so obsessed with verbs some tips for making our work stronger. Sarah: Yes, I am obsessed with verbs. I will cop to that. They're so interesting and I felt like they were a little underrated as a writing tool. Verbs, as we learned in school, drive your sentence forward. They're the engine. Really, I feel like they are the secret soul of language, because they're so versatile, they're so essential. First of all, they hold it all together. They're the only part of speech that in itself is a full sentence. You can have a full sentence that's a verb. “Watch.” “Look.” “Continue.” You could go on and on. That is a full grammatical sentence. You can't do that with any other part of speech. They're so essential. The word “verb” itself comes from the Latin verbum, which means “a word.” So verbs became that name for all words. Our literary ancestors understood this—that they're really the beginning and the end as far as words go. They can add to your work when you start thinking about verbs in this way, and you start thinking about how can I elevate my writing—well, verbs are very efficient and very evocative. They can add not only clarity to your work, but a kind of elegance. They can say so much in such a little amount of space. For example, say you have something like this: “The cook was facing the dinner rush, and so she decided to put together something quick and easy so no one would know how nervous and unprepared she was.” In that sentence, I'm doing a lot of explaining and describing. I'm just explaining to you the situation, but I haven't really brought it to life much. A better way to do it might be something like this—and you can see it comes a little bit more active: “The dinner rush pressed upon her. To hide her nerves, she whisked eggs and milk into omelettes, shredded parsley with her bare hands and flung it all onto plates like Jackson Pollock splashing his canvas.” I show you what her nerves and the pressure resulted in. I show that manifesting. Or you could even shorten it and just say: “Dinner rush loomed. She whisked and whipped, chopped and dripped and masked her nerves with glistening omelettes.” There are stylistic differences there, but it's just to give an example of how you can take something that, on the face of it, sure, it makes sense—it's perfectly fine as a sentence—but it just lies there. It's flat. Maybe it's not very exciting. It doesn't really move the story forward. You can bring it to life by showing us. You show us with the action. Jo: You haven't really specifically said what a verb is in that sentence you just had around “whisked” and all of those things. Those sentences were actually quite different in a lot of the different words you used. You didn't just swap out for stronger verbs. Could you just point out what the verbs were, in case people are confused about which words are which? Sarah: Right. Great. In the first, inferior example I have: “The cook was facing the dinner rush.” So then I amended it to: “The dinner rush pressed upon her.” I'm giving the dinner rush itself a verb—”press.” It weighed on her, it pressed on her. Also, in the third example—”the dinner rush loomed”—so that's even shorter. “Loom” is a wonderful verb. I love it because it conveys a sense of threat. That's what I mean by verbs being so efficient and evocative in one word. “A storm loomed.” “The dinner rush loomed.” You convey the emotion around the whole event. “To hide her nerves, she whisked eggs and milk into omelettes, shredded parsley.” So “hide”—she's hiding her nerves rather than just saying she felt nervous. You give it a little bit more action, you give her a little bit more character by saying she's doing this to hide her nerves. Then whisking the eggs, shredding the parsley, flinging it onto plates—that shows how she's being creative and surmounting this problem, right? Instead of simply describing—”So she decided to use her expertise and create a nice dinner”—you show that in motion with things like whisking and shredding and flinging it onto plates. That's an example of how you can slide in upgraded verbs to lend a sense of energy and life. Jo: I think this idea of motion is so great, and you tie this in a lot to your work. You've written a lot about physical action, and in the book there is a chapter on physical action. I think this is so important because many authors will say, “Use the word ‘said'” without thinking about dialogue within a pattern of action. Your chef there could say something as she flung the parsley on the plate, rather than “the chef said this.” Get moving as she flung the stuff onto the plate. The action verbs are so important. Could you talk a bit more about [action verbs] and the physical action side of it? Sarah: Yes, and that's so right. When you have a scene really rolling, you don't need to do so much explaining about the way a person says something with those dialogue tags. It's very interesting. I feel like words are alive—they're living, breathing things—and the more that we let them come to life on the page, the more you can draw your reader into the story. The reader gets a sense of that life and wants to come into the story with you. You've really created a scene that your reader feels immersed in. And that's so exciting as a reader to discover. Writing about movement is part of that. Of course writing is very vast—it's hard to say, “Well, you should always write about movement.” That would be silly. If we think about movement and action and action verbs as being effective not only for the actions that we see around us, but for inner actions—the subtle feelings, thinking, non-action, but internally what's going on—that's also space for effective verbs. For churning emotions, for metaphors about fright and what that feels like in the body. Or despair. Or regret. I have a lot of examples of that in the book. It's another beautiful use of verbs where, instead of explaining what someone is feeling, you can show it through metaphorical verbs and actual physical changes—things roiling inside the body. Jo: For example, someone in their draft has “she was afraid”— How could they make that much stronger and use a lot of those things you were just talking about? Sarah: That's an excellent question. Instead of “she was afraid,” you might say something like: “She felt her chest fill with ice, freezing her lungs and choking her breath, and her heart bashed around as if to tear itself from her body.” We could get very dramatic about it, but you can play with that. What I like to encourage readers to do is open their minds and open their imaginations. When you have a pretty standard phrase like “she was afraid” or “she felt too frightened to move”—well, put yourself in that position. What does that feel like? What does that really feel like inside when you're too frightened to move? Is it an icy feeling or is it a burning? Is it a numbness? And what verbs might help with that? Is it thrashing? Is it raging? Is it paralysing? How can that type of expressiveness fill in the picture and make it palpable to the reader—what it's like to be in the room with this person? Jo: Do you recommend using a thesaurus? I try to do this myself, and I often use Power Thesaurus, which I just find so useful, because as writers, when we are writing novels or books in a similar genre, we often reach for the same words. Are you a big thesaurus user? Sarah: I am a huge thesaurus user. I have a stack of actual book-type thesauri, but I do like, as you mentioned, Power Thesaurus. I like OneLook, which is an interesting resource. I think it's OneLook.com and you can go in the other way—you can use it as a thesaurus, but you can also use it to find one verb that combines a couple of words. Like “walk clumsily,” for example. You could put that into OneLook and it would come up with lists and lists. And among them might be “hobble” and “limp” and other words to say what a weak verb plus an adverb can say. Online resources are wonderful. I like Merriam-Webster.com—that's what I rely on a lot. Cambridge too. A thesaurus is wonderful. Now, the caution with the thesaurus, however, is that I would like to urge people to be mindful about just swapping in one word for another, or one verb for another, because even though they may appear in the same groupings, there are going to be subtle differences among them. I find it fascinating to really investigate the subtle difference between, say, “limp” and “hobble” and “stumble.” Those all mean slightly different things. So the finishing tip is just to make sure the word you choose is going to be right for the context. Jo: And also perhaps the audience. I mean, you are a Pulitzer Prize–winning critic, which is amazing, and you were writing for an audience who wanted dance pieces. The audience for dancing in terms of the words you would use—I'm not really into it myself, but I would know the word “pirouette.” I imagine there's a ton of words that you would know and use in your writing that wouldn't be so relevant for a wider audience. So we have to think about the audience as well. Sarah: Yes, absolutely. We want to be very thoughtful in our choice of words. If you distilled my book down to one single message, it is to think carefully. Not in the first draft, perhaps, and certainly not when we're speaking, because we speak so spontaneously. But in writing, where you put your thoughts down and then—hopefully, if you're not under too much deadline pressure—you can come back, give it another look, shape it, refine it, and really make sure that you've chosen your words with care. I feel like that's really what writing is all about—communicating one mind to another through this magnificent medium of language. Language is intentional, and having that intention in mind about what you want to share and what you want to communicate and how you want your readers to approach your work—well, that's up to you. That's the freedom I hope to be able to present to people who check out my book: here are some ways, here are some suggestions, here are some techniques and tips for issues that can arise. Really, once you've taken these in, I hope to fire your imagination and inspire you with being able to communicate what it is that you really have inside that you want to share. Jo: I think it is a book for falling in love with the joy of words again. You did mention deadlines, though, and the pressure. Especially for those of us who write genre fiction series, which is a lot of people listening, sometimes we might feel that we don't have the time for that. Do our readers appreciate it, or do they want story first? Sometimes is it too much? Where do you come down on balancing getting story over words? How long can we spend on finding beautiful words when we are writing another 70,000-word book? Sarah: I think that's an excellent point. I think story comes first. That's probably what first drives you to your desk—telling a story. Although it may not. The realities of writing are so vast and unlimited that it's very hard to come out with rules, and I don't write about rules. I really want to give suggestions and examples and insights, but I do think that story is absolutely tops. And that's the power of verbs, in fact. They can help us tell the stories with clarity and with efficiency. I do want to make sure that I'm being clear. I'm not advocating that before you ever sit down and write, or you write one sentence, you then go back and check every single word, because that wouldn't make any sense at all. The idea is to free yourself, free your imagination. These are ways to open your imagination up that maybe you haven't thought about before. But storytelling is primary, and the way that you tell it is going to be individual to every writer. It's useful to bear in mind that there are a lot of avenues one can take in terms of creating a scene or building a character and even evoking the landscape and the atmosphere, and we can look at verbs to help us do that. Jo: One of the biggest problems, I think, especially for new writers, is the passive voice versus more active voice. Can you give some examples of passive voice? Often in editing we're told to get rid of passive voice, but of course you do need it sometimes. Sarah: Yes. There's understandably a lot of confusion about passive voice. Just to have a tiny tidbit of grammar nerdery here: the voice of a verb refers to a very specific construction. It doesn't simply mean that the writer is expressing something in a boring way or taking on a dull subject. The voice of the verb tells you how it relates to the subject of the sentence. When the subject does the action—when it's doing the verb—then you have a verb in the active voice. But when the subject of the sentence is receiving the action, then it needs a verb in the passive voice. Here's an example. If I said, “Hey, Jo, guess what? My grandmother walked on the moon.” That's active voice. “My grandmother walked on the moon”—it's interesting, right? But if I said, “Hey, Jo, guess what? The moon was walked on.” You might be left thinking, “What? What am I supposed to take away from that? Is there more to the story?” “The moon was walked on”—well, that's the passive voice construction. There's no subject who did the walking. I haven't told you, and yet the subject was actually pretty important. My grandmother was the one who walked on the moon. So that's the frustration that often comes when we read the passive voice. We don't know the full story, and we might suspect: are they hiding something? Do they not really know who did the thing? It brings up a lot of questions. Especially in official situations. The classic example is “mistakes were made.” Officials love to say that because it puts nobody on the hook. Nobody is responsible. “Mistakes were made.” Well, who were they made by? They're not telling us. I heard this just recently, by one of the representatives here. This phrase is still being used: “Mistakes were made.” I think most people understand there's a bit of obfuscation. There is something being hidden. Now, there are times when the passive voice is perfectly fine. It's not necessary to say who did the action. If you say, “Joe Blow was arrested and charged with murder,” you pretty much have the full thing there. You don't need to say, “The police arrested him. The prosecutor filed the paperwork.” It's kind of assumed. If you just want to get to the point—he was arrested and charged with murder—that's sufficient. Maybe further down in the story you'll explain the circumstances, but you don't need them right there. Or say, “Fires are still being reported throughout the region.” In a news story, that's perfectly fine. We just need to know that fires are still happening. We don't necessarily need to know who's reporting it. More details may come later in the story, but right then it's perfectly fine. In news reports, in historical situations when we're giving a history, in scientific data and scientific reports, you often see the passive voice. It can be a perfectly good and oftentimes even more efficient way to tell something, but you don't want to lean into it and overuse it because it becomes very dull. When you don't have someone doing an action, it becomes very dull. Jo: As you've mentioned the legal side of things, and I'm reading a lot of academic papers at the moment. I'm doing another master's degree, and goodness me, I feel like sometimes it's designed to turn you off. Sarah: You are exactly right. I've come to that feeling too, and especially in seeing student work, where I feel like there is so much of that in academic writing, which students are reading and digesting. It naturally comes out of them, and it's a kind of cycle that's hard to break. Jo: Do you think it's a form of hedging? “Mistakes were made”—or anything legal—you are hedging it so it can be ambiguous. Whereas a strong verb—and you mentioned “your grandmother walked on the moon”—you are really making it very clear. If you want to hedge things, then using passive voice might be more appropriate. If you want to make it stronger, the activeness is important. Sarah: Yes. And it makes such a difference. I discovered this in my own work. I would read other critics, for example, and I would think, “I feel like the piece I've just written is kind of flat. It doesn't really have the effect I want, doesn't have any zip.” I would go and read other critics—not just dance critics, but other critics. It's so useful to just read other people in any type of writing that you're doing. I advocate doing a lot of reading. I would see that the pieces that really touched me, that really inspired me, had a lot of active voice constructions. They're not turning things around passively, which I think, as a young critic, I may have been doing because I was a little bit afraid to take a stand. Jo: Mm. Sarah: I think I see that in student work, that sometimes we don't want to take a stand, and so we hedge. But writing is intentional, and readers can pick up on that hedging. If you don't intend to hedge—in many cases it can be perfectly appropriate to be fuzzy for an effect that you want, or something like that in the context—but if you are hedging and you're trying to get away with it, like you don't want anyone to notice that you don't really want to give an opinion on this matter, it's going to be very clear. So it's better to address something directly. Jo: And make it stronger. I also wanted to ask you more about the writing career, because I, perhaps like many people listening, was like, I didn't even know you could make a career as a dance critic. Now I know you are not at the Washington Post any more, and it's possible that that role no longer exists—like a lot of writing roles. How has your writing career changed over the years? Do you have these various aspects of a portfolio career? We often talk about multiple streams of income on this show and how, as writers, we can't necessarily rely on one thing. Sarah: Yes, exactly. It's true, there is no longer a dance critic at the Washington Post. The position was eliminated. It's a shame, and it's happening to critics in all fields, in all media organisations, sadly. That's where, for me at least, having that focal point was very key. A thing that I became comfortable writing about, that I could then spiral out and use the eyes and the brain that I had developed from writing about this certain focus for a while. Where can I take that? Oh, athletes. They also move. I began writing stories and pieces and essays about athletes that moved beautifully, beyond racking up statistics about winning. They were just gorgeous to look at, just so pleasurable to watch. I started writing about the body language of political candidates in debate situations and so forth. Using my focal point to then widen my lens, to mix a metaphor, I guess. Having that subject matter and then broadening it out beyond the limits of the actual subject matter, broadening it out imaginatively into where I could find other places to use this perspective. That was really key for me. Say you are writing historical fiction or you're writing thrillers. I would imagine that you would develop a kind of expertise in things that I would find very difficult. Suspense, maybe, or political or police procedure, or what exactly was the weaponry in seventeenth-century France. How can you take that expertise and use it either in an aesthetic way or an actual factual way to address other topics? I think there are so many people that would be interested in what writers who have knowledge and expertise in anything can then use to show us something that we've overlooked. Something we always thought we knew, but that really, when you look at it this way, is reminiscent of how the scabbard was used in seventeenth-century France—or whatever it is, in whatever way. People are craving a new perspective on something they've overlooked or taken for granted. And that's where writers who have a body of work, or are interested in pursuing a certain topic. That's the promise that they have. They can work towards being able to enlighten us on so many other things that maybe only have a tangential connection, but they can make that connection for us. Jo: Fantastic. Where can people find you and your books online? Sarah: I am at SarahLKaufman.com. That's my website. My books are available on any website or bookshop that you want to order them from. Verb Your Enthusiasm comes out April 28th. I am not much on social media at the moment, but I do enjoy hearing feedback from readers, and there are ways to do that on my website. Jo: Well, thanks so much for your time, Sarah. That was great. Sarah: Thank you very much. I've enjoyed it.The post Verb Your Enthusiasm: Transform Your Writing With Stronger Verbs With Sarah Kaufman first appeared on The Creative Penn.

The Bourbon Daily
The Bourbon Daily Show #3,499 – The New Bottle Gifting Program from Bardstown Bourbon Company

The Bourbon Daily

Play Episode Listen Later May 11, 2026 28:00


Steve, Miss Beka Sue, Jeff and Joe discuss Bardstown Bourbon Company's "Gift Reimagined" program. TBD music by Kevin MacLeod (incompetech.com).   Important Links: Patreon: https://www.patreon.com/theabvnetwork Our Events Page: bourbonpalooza.com Check us out at: abvnetwork.com. The ABV Barrel Shop: abvbarrelshop.com   Join the revolution by adding #ABVNetworkCrew to your profile on social media.

Keys of the Kingdom
5/9/26: Leviticus 12

Keys of the Kingdom

Play Episode Listen Later May 9, 2026 105:00


Confusion as to why Moses using rituals; Childbirth; Uncleanliness; Lev 12:1; Bleeding; Animal sacrifice vs charity?; Israel national network; Tens, hundreds and thousands; Forbidden from exercise authorities; True vs fake Israel/Christianity; Basics; Male child = like she's unclean; Circumcision of the heart; Religious rituals?; Herod's "corban" (sacrifice) by force; Why male time different than female?; Oppressing women?; Made to be persecuted or protected?; Ritual vs morality; Tabernacle; Early treatment of women - extremely protected; Next generation is your social security; Becoming merchandise; Cursing your children; Story telling = sharing ideas; Childbirth - burden that women carry; Unclean? Extra protection and bonding; Emerging from isolation; Purification?; Mental/emotional message?; Welfare for the nation; Gifting; Destruction of narcissism; Overcoming pain/difficulty; Facing danger; Condemning patriarchy; "Kibbutz"; Focus on the child first; Then return to congregating; Atonement?; PTSD; Bravery vs anxiety; Subject to fear; Sharing experience; Justin's apology; Private religion; Temple of Janus; Binding the people; God's WAY; Overcoming isolation; Societal choice to care; China's one child contract; Corruption; Forms of "Christianity"; Living by faith rather than entitlements; Opportunities to atone and forgive; Turtledoves; Abraham's vision; Choosing to sacrifice; Crowning others to rule over you; tav-vav-resh - separating faith from power; Gifts of value; Reuniting with Holy Spirit; biet-nun; yod-nun-hey; Opportunity to give life - to family and nation; "Call no man father"; Husband role; Choice - given by God; Exposing corruption; Willingness to care about others; Ps 107:7; City of habitations; Isa 1:21; Wages of unrighteousness; Forcing neighbors; Isa 32:1; Mt 5:14; Ps 101:6; Prov 11:10; Restarting temple sacrifice?; Rev 22:14; Cities of blood; Ex 16:3; Fleshpots and cauldrons; Gen 11:4; Peace upon your house.

Financial Commute
The Real Cost of Gifting Money to Your Children

Financial Commute

Play Episode Listen Later May 8, 2026 29:08


Giving money to your children is one of the most generous things a parent can do. It's also one of the most consequential. And the consequences aren't always the ones you planned for.In this episode of Couchside Conversations, Stacey McKinnon and Chris Galeski walk through what actually happens when families transfer wealth without a plan, the five mistakes they see most often, and what it looks like when families get it right.Tune in if you're thinking about...Whether you can afford to give and how much is actually safe to gift right nowWhat happens when you treat children equally instead of equitablyHow to give without quietly creating dependency or resentmentWhether to tell your kids what they'll eventually receive, and whenWhether the real risk is the money itself, or the silence around itTo watch this episode or read the transcript, visit our website here.

WICC 600
Melissa In The Morning: Stew Leonards Live In Norwalk

WICC 600

Play Episode Listen Later May 7, 2026 10:58


The WICC Brown Roofing Melissa In The Morning Diner Tour kicked off their stop at the Post Road Diner in Norwalk with a local staple, Stew Leonards! Sarah LeClerc, their Gifting and Branding Manager, joined Melissa live in the booth!

Salesforce Commerce Cloud Innovations
135: The Future of Commerce: Agentic AI, Search Evolution, and Human-Centered Innovation

Salesforce Commerce Cloud Innovations

Play Episode Listen Later May 6, 2026 61:25


Agentic Commerce Explained: How Salesforce is Revolutionizing the End-to-End E-commerce ExperienceFeaturing Ata Tahiroglu, Salesforce Ata Tahiroglu breaks down the concept of agentic commerce and how Salesforce is transforming the full customer journey through AI-powered agents. He highlights the convergence of owned platforms, third-party ecosystems, and messaging channels to create seamless, personalized experiences that accelerate the path from intent to purchase.    From Organic Search to Agentic Search: Changes in Consumer BehaviorFeaturing Jon Jessup Jon Jessup explores the shift from traditional search to agent-driven discovery. He discusses the growing importance of intent data, conversational commerce, and emerging technologies like RCS messaging in driving engagement and conversions. Listeners will learn how brands can adapt to a multi-channel, AI-powered landscape to stay competitive.    Agents, Search, and Merch: The Future of CommerceFeaturing Lindsay Von Luma, Syntheium AI Lindsay Von Luma dives into the intersection of AI, merchandising, and product discovery, highlighting how brands can bridge the gap between customer expectations and real experiences. She explains how Syntheium AI empowers merchandisers to take a more proactive role in shaping discovery, using advanced models and streamlined tools to improve efficiency and outcomes.    Agentic Commerce, Gifting, and Generative AI at Dreamforce 2025Featuring Kyle Montgomery, Generous Kyle Montgomery shares the vision behind Generous, a consumer app leveraging AI to make gifting more thoughtful, personalized, and seamless. He discusses how agentic commerce protocols enable new business models that prioritize first-party data, human connection, and meaningful experiences. Show Highlights: Agentic commerce and AI agents transforming end-to-end shopping experiences Shift from traditional search to agent-driven and conversational discovery Importance of personalization through data, context, and customer behavior Convergence of channels, including web, social, messaging, and third-party platforms Role of AI in merchandising and improving product discovery efficiency Emerging technologies like RCS and their impact on customer engagement Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review," then a quick line with your favorite part of the episode. It only takes a second, and it helps spread the word about the podcast. *** Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com. Let them know I sent you.

Your Money Matters with Jon Hansen
Gifting your kids money while you're still alive

Your Money Matters with Jon Hansen

Play Episode Listen Later May 5, 2026


Rebecca J. Solomon, Senior Vice President and Estate Planning Specialist at Mesirow, joins Jon Hansen on Mesirow Monday to discuss gifting. The two talk about gifting your children money for a down payment, tax hits, and where things can get complicated. Rebecca and Jon talk about how to make the best decision if you want […]

Financial Focus Radio Show
Retirement Withdrawal Sequencing, Backdoor Roth Contributions, Gifting, and More! (5.2.26)

Financial Focus Radio Show

Play Episode Listen Later May 4, 2026 78:11


This week's show covers the sequencing of retirement withdrawals, municipal bonds, backdoor Roth contributions, gifting, and lots more!

The Art of Sway
Episode 63: The Art of Sway + Maverick Mindshare: The Hidden Costs of Influencer Gifting and Gamification

The Art of Sway

Play Episode Listen Later May 4, 2026 26:16


This episode explores the evolving landscape of influencer marketing, focusing on the trend of brands trying to get free content from influencers through schemes like gifting and gamification. It critically examines the implications for influencers, brands, and the industry at large, emphasizing the importance of fair compensation and authentic community building. Learn more about your ad choices. Visit megaphone.fm/adchoices

Kyle Kingsbury Podcast
#454 Gifting and Giving/ Receiving the 8th face of Eros w Dr Marc Gafni

Kyle Kingsbury Podcast

Play Episode Listen Later Apr 30, 2026 20:08


We continue the 12 faces of Eros series w Dr Marc Gafni with #8 Gifting and Giving/ Receiving. These EPs are meant to be fast lecture style podcasts that drop knowledge on a particular facet of the Divine.  Join my new community The Kingdom Within on https://www.skool.com/the-kingdom-within-5541/about Microdose with the very best products on Earth and get 15% off everything in the store using "KKP" at checkout  https://brainsupreme.co/collections/all   Get Dr Marc's Book A Return to Eros here  https://a.co/d/0cnzGcY7  

Foundr Magazine Podcast with Nathan Chan
656: How Chloe Built a $50K/Month Personalised Gifting Brand From Home

Foundr Magazine Podcast with Nathan Chan

Play Episode Listen Later Apr 29, 2026 40:25


Chloe Widera spent 15 years as a freelance makeup artist, ran a hair and makeup agency, worked inside one of the world's fastest-growing beauty brands, and still felt like something was missing — until she built a gifting brand from her living room that hit $54,000 USD in a single month. Based in Dubai with two kids, an autoimmune diagnosis, and zero e-commerce experience, Chloe launched Inwords Gifting — meaningful, personalised gifts designed for highly sensitive people — without a business background, without formal product validation, and without anyone handing her a roadmap. She figured it out anyway, and she's been packing every single order herself ever since. In this episode, Chloe gets completely honest about the costly early mistake that cost her thousands, why she refuses to build a brand that takes over her life, and how she's consistently pulling in $20–30K USD months while still being the only person running the business. What you'll learn in this interview: How working inside Huda Beauty shaped Chloe's understanding of what a brand built on social media could actually become Why skipping formal validation isn't always fatal — and what gut instinct gets right that spreadsheets miss The $5,000 mistake that's still sitting in storage — and the lesson on MOQs every new founder needs to hear How Chloe uses ChatGPT and Midjourney to design every product herself, without ever hiring a creative agency Why communication beats capability when choosing a manufacturer — and what the early signs of a bad fit actually look like How organic content and Instagram DMs became a genuine sales channel — and why replying as the founder changes everything The exact moment Meta ads changed the game, and how she uses organic content to test creative before spending a cent on paid Why she deliberately holds back on scaling — and what building a business around your life actually looks like in practice The counterintuitive decision she made when a regional crisis hit — and why it paid off One win at a time: the mindset that got her from nothing to a $54K month without burning out If you're building something on your own terms — around your family, your health, your life — this episode will change how you think about what success is supposed to look like. Chloe's story is proof that slow, intentional growth can still get you somewhere extraordinary. SAVE 50% ON OMNISEND FOR 3 MONTHS Get 50% off your first 3 months of email and SMS marketing with Omnisend with the code FOUNDR50. Just head to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://your.omnisend.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started. WANT TO GROW YOUR BRAND WITH META ADS? Join the Foundr Operators Waitlist → ⁠⁠⁠⁠https://foundr.com/operators⁠⁠⁠⁠ HOW WE CAN HELP YOU SCALE YOUR BUSINESS FASTER Learn directly from 7, 8 & 9-figure founders inside Foundr+ Start your $1 trial → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com/startdollartrial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ PREFER A CUSTOM ROADMAP AND 1-ON-1 COACHING? → Starting from scratch? Apply here → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-start-application⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ → Already have a store? Apply here → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-growth-application⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CONNECT WITH CHLOE WIDERA LinkedIn → https://www.linkedin.com/in/chloe-widera-467b421a/⁠⁠⁠⁠ Website → ⁠https://www.inwordsgifting.com/ FOLLOW FOUNDR FOR MORE BUSINESS GROWTH STRATEGIES YouTube → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/2uyvzdt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/foundr/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitter.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/foundr/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Podcast → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com/podcast⁠

Anderson Business Advisors Podcast
3 Secret Ways 529 Plans Can Boost Your Retirement Savings

Anderson Business Advisors Podcast

Play Episode Listen Later Apr 29, 2026 44:51


In this episode, host Toby Mathis sits down with 529 plan expert Chris Stack to explore the surprisingly versatile — and widely misunderstood — ways these accounts can be used far beyond traditional college savings. Chris explains how 529 plans primarily benefit account owners, not just future students, offering tax-free compounding growth, powerful estate planning advantages, and remarkable flexibility in how and for whom funds are used. They discuss how married couples can superfund a single account with up to $190,000 in one contribution, how beneficiaries can be changed to any family member without tax consequences, and how accounts can be structured to grow entirely outside your taxable estate. Chris also covers the strategy of directing non-educational distributions to lower tax-bracket recipients to minimize taxes, rolling leftover 529 funds into a Roth IRA, bankruptcy creditor protection, and the wide range of qualifying expenses from K–12 through graduate school, trade schools, apprenticeship programs, and nearly 500 international institutions. Tune in to discover how 529 plans can be a powerful, flexible tool for wealth building, legacy planning, and tax strategy at every stage of life. Highlights/Topics: 00:00 529 expert Chris Stack - most surprising ways people use 529s 02:10 How 529 plans work and their history 06:41 Gifting strategies and estate planning benefits 17:42 Taking money out for non-education expenses 23:05 Investment options costs and choosing a plan 29:46 Eligible expenses and qualifying institutions worldwide 31:41 Three groups who benefit most from 529s 40:43 Overcoming misconceptions and getting started Share this with business owners you know Resources Chris Stack – Saving for College: savingforcollege.com Chris Stack Email: cstack@savingforcollege.com IRS Form 709 – Gift Tax Return: irs.gov/forms-pubs/about-form-709 U.S. Department of Education – Eligible International Institutions: studentaid.gov/understand-aid/eligibility/requirements/international-schools Would you like to learn more about protecting your assets and minimizing taxes? Schedule a free consultation here: https://aba.link/3c7g Register for a Free upcoming workshop today if you want to protect your business and personal assets from snoopy lawyers and creditors. Save Your Seat: https://aba.link/14g1 Anderson Advisors https://andersonadvisors.com/ Toby Mathis YouTube https://www.youtube.com/@TobyMathis Toby Mathis TikTok https://www.tiktok.com/@tobymathisesq Clint Coons YouTube https://www.youtube.com/@ClintCoons  

Goldstein on Gelt
The Right Way to Plan Gifting in Retirement

Goldstein on Gelt

Play Episode Listen Later Apr 29, 2026 11:04


Gifting strategy, retirement planning, and cross-border finance all come into focus when retirees living in Israel begin giving from U.S. brokerage and IRA accounts without a clear plan. This episode breaks down how generosity, when not aligned with cash flow and portfolio sustainability, can create long-term financial pressure. It highlights the risks of relying on rough estimates instead of precise expense tracking, and why even large portfolios are not immune to market volatility, rising living costs, and currency fluctuations. A more structured approach to financial planning allows retirees to continue supporting family while protecting their own financial security. By focusing on cash flow clarity, stress-testing investment portfolios, and building flexibility into gifting plans, cross-border investors can avoid common mistakes and make decisions with greater confidence. The conversation centers on replacing uncertainty with clear data, helping retirees stay in control of both their lifestyle and their long-term goals. Key takeaways and action points: Understand your true monthly expenses before committing to any gifting strategy  Evaluate how market downturns and currency shifts could impact your financial plan  Build flexibility into your gifting approach to adapt to changing circumstances  Align generosity with long-term retirement planning, not short-term emotion Schedule a free introductory call to see if we're a good fit:  https://profile-financial.com/call

AskAlli: Self-Publishing Advice Podcast
Interview: Beyond Bookshops — Bulk Sales, Gifting and Alternative Distribution, with Anna Featherstone and Andrew Griffiths

AskAlli: Self-Publishing Advice Podcast

Play Episode Listen Later Apr 29, 2026 47:27


On the Self-Publishing with ALLi podcast, host Anna Featherstone speaks with bestselling business author Andrew Griffiths about the production and distribution choices behind his books. They discuss the trade-offs between traditional publishing and self-publishing, and how design and print decisions shape perception, pricing, and reach. The conversation also covers bulk sales, corporate partnerships, and strategic gifting as alternatives to retail, with a focus on long-term visibility and opportunity. Find more author advice, tips, and tools at our Self-Publishing Author Advice Center, with a huge archive of nearly 2,000 blog posts and a handy search box to find key info on the topic you need. And, if you haven't already, we invite you to join our organization and become a self-publishing ally. Sponsor This podcast is proudly sponsored by Gatekeeper Press — your partner in premium independent publishing. Empowering authors with expert guidance, 100% rights, 100% royalties, and global distribution. From editing to marketing, their all-inclusive services help you publish professionally and confidently. Gatekeeper Press — Where Authors Are Family. About the Host Anna Featherstone is ALLi's nonfiction adviser and an author advocate and mentor. A judge of The Australian Business Book Awards and Australian Society of Travel Writers awards, she's also the founder of Bold Authors and presents author marketing and self-publishing workshops for organizations, including Byron Writers Festival. Anna has authored books including how-to and memoirs and her book Look-It's Your Book! about writing, publishing, marketing, and leveraging nonfiction is on the Australian Society of Authors recommended reading list. When she's not being bookish, Anna's into bees, beings, and the big issues of our time. About the Guest Andrew Griffiths is Australia's leading small business author, speaker, and longtime advocate for using books strategically. He has published seventeen books, both traditionally and independently, in more than sixty-five countries and delivered more than one thousand presentations worldwide. His recent titles include Someone Has to Be the Most Expensive—Why Not Make It You and The Business of Being an Author. You can find Griffiths on his website.

Rethinking God with Tacos Podcast
John Crowder / Gifting vs Character? No—It's a Christology Problem

Rethinking God with Tacos Podcast

Play Episode Listen Later Apr 28, 2026 88:33


This conversation is a rich, honest exploration ofdeconstruction, charismatic culture, union with God, suffering, anger, and the actual shape of the gospel. Jason and John Crowder move past surface-level recent controversy and into the deeper issue beneath it all: separation-based theology. Rather than framing churchfailures as simply “gifting versus character,” they discuss the issue of Christology—whether our identity is rooted in union with Christ or in striving, performance, and spiritual hierarchy. The guys unpack how revival culture, moralism, and celebrityChristianity often creates blind spots that protect systems over people, while the true gospel restores beloved identity, co-suffering love, and embodied grace. The conversation ultimately returns to Jesus—not as a spiritual ladder to climb, but as the revelation that we are already included, already loved, and invited to participate in a kingdom shaped by self-giving love rather than power, outrage, or control. More on John Crowderhttps://www.johncrowder.net/JOIN our RGWT Subscriber-Based Community:https://promo.fourriversmedia.com/rethinking-god-with-tacos/JOIN A Family Story's Mailing Listhttps://dashing-field-76805.myflodesk.com/pie4be6wtoJOIN the Rethinking God with Tacos Facebook Group at: https://www.facebook.com/groups/godandtacosFollow Rethinking God with Tacos on Instagram at:https://www.instagram.com/rethinkinggodwithtacos/Follow Jason's personal Facebook page at:https://www.facebook.com/afamilystory.org/Follow Jason on Instagram at:https://www.instagram.com/jasonclarkis/Follow Jason on X at: https://x.com/jasonclarkis SEND A DONATION!!https://app.moonclerk.com/pay/36393kxxeh8

Burning Man LIVE
The Borderland: Trust Creates Worlds

Burning Man LIVE

Play Episode Listen Later Apr 28, 2026 44:42


This culture started in dust and ephemerality. We build metropolises of art and fire, then we leave no trace. How do we translate that inspiration into a rhythm for everyday life? What happens when a temporary autonomous zone puts down roots? The Borderland is Scandinavia's largest and longest running Burning Man Regional event. It's "working out loud" culture fosters radical trust, allowing the community to create its own world where no one is in charge. The community also crowd-funded land that serves as the permanent home for their Regional event, and year-round collaborations of all kinds. How does the Borderland commit to the risk and reward of community buy-in? How does trusting that someone will have the answer lead to resiliency? How do the 10 Principles balance aspects of Scandinavian culture differently than US culture? Hear Andie set it up, then Stuart talk with Liselotte Norman and Hampus Lindblad. Hear about the act of letting go to stay together.  Photo: Annie Locke Scherer talk.theborderland.se/main burningman.org/global-events-groups/burning-man-regional-network alversjo.land burningman.org/global-events-groups/burning-man-regional-network/sweden burningman.org/global-events-groups/find-a-burning-man-event www.alscherer.com/the-temple-of-tokamak cobudget.com LIVE.BURNINGMAN.ORG

The Tom Dupree Show
What Happens to Your Money When You’re Gone

The Tom Dupree Show

Play Episode Listen Later Apr 27, 2026 44:39


THE TOM DUPREE SHOW  |  PODCAST SHOW NOTES What Happens to Your Money When You’re Gone: A Practical Guide to Legacy Planning The Tom Dupree Show  |  Dupree Financial Group  |  dupreefinancial.com  |  859-233-0400 Air Date: April 25, 2026 Episode Description Most people spend decades building their wealth. Far fewer spend even an hour making sure it ends up where they intend. In this special edition of The Tom Dupree Show, Tom Dupree and Mike Johnson walk through the essentials of legacy planning — not as a legal formality, but as a practical, ongoing discipline that protects both the people you love and the assets you’ve spent a lifetime growing. The conversation covers beneficiary designations that override your will, the difference between who gets your assets, when they get them, and how much they actually keep after taxes. Tom and Mike also address Roth conversion strategies, required minimum distributions, the underappreciated advantages of taxable accounts, and creative charitable giving techniques that can reduce your tax burden while supporting causes that matter to you. Most people spend a lifetime accumulating what they have — it’s a shame not to take an hour to make sure it goes exactly where you want it to go. Topics Covered Why beneficiary designations supersede your will — and what happens when they’re out of date The three-bucket framework for legacy planning: who gets what, when they get it, and how much they keep Trusts: when they’re genuinely necessary and when simpler solutions work just as well The 10-year distribution rule for inherited IRAs and how it affects your heirs’ tax burden Roth conversion strategies — and why they’re not a one-size-fits-all solution Required minimum distributions: planning, consolidation, and the stiff penalties for getting it wrong Qualified charitable distributions and how to gift appreciated stock tax-efficiently Stepped-up cost basis in taxable accounts — a benefit that’s often overlooked in legacy planning The oxygen mask principle: taking care of yourself financially before transferring assets to heirs Why a dividend-income portfolio helps ensure you don’t outlive your money — and still have something to leave behind Key Takeaways Beneficiary designations override your will. Whatever your will says, the name on the beneficiary form wins. IRAs, 401(k)s, pensions, and life insurance policies all transfer directly to the listed beneficiary — bypassing probate entirely. Review these after every major life event. Legacy planning doesn’t have to be complicated. A well-drafted basic will, combined with properly updated beneficiary designations, accomplishes what most families need. Complexity is occasionally warranted, but it should match your situation — not someone else’s billing rate. Think in three buckets. Who gets your assets, when they receive them, and how much they keep after taxes. Each question has its own planning tools — and answering them clearly is the foundation of a solid plan. Inherited IRAs now come with a 10-year clock. Non-spouse beneficiaries generally must fully distribute an inherited IRA within 10 years, paying income tax at their rate. Depending on your heirs’ tax situation, proactive planning — including Roth conversions — may reduce the overall tax hit. Roth conversions are a tool, not a mandate. There’s a lot of marketing noise around Roth conversions. They make sense in some situations and not in others. The key is evaluating them in the context of your full financial picture, not as a standalone strategy. Gifting appreciated stock to charity is one of the most tax-efficient moves available. You avoid capital gains on the appreciation, receive a deduction for the full fair market value, and the charity pays no tax. If you’re already planning to give, this approach can accomplish more with the same dollars. Taxable accounts have underappreciated legacy advantages. Assets in taxable accounts receive a stepped-up cost basis at death, eliminating capital gains for your heirs. In some cases, a taxable account is a more tax-efficient inheritance than a pre-tax IRA. Secure your own retirement first. Gifting assets while you’re still living can be meaningful — but not at the cost of your own financial security. Take care of your retirement income needs before making irrevocable transfers. About The Tom Dupree Show The Tom Dupree Show is hosted by Tom Dupree, founder of Dupree Financial Group and a 47-year veteran of the investment business. Each episode covers the financial topics that matter most to retirees and those approaching retirement — in plain English, without the Wall Street spin. Dupree Financial Group is a fee-only, fiduciary Registered Investment Advisory firm based in Lexington, Kentucky. The firm manages separately managed accounts focused on income-generating, dividend-paying portfolios — no products sold, no commissions, no conflicts of interest. Past episodes are available at  dupreefinancial.com  under the Radio tab. Dupree Financial Group, LLC is an SEC-registered investment adviser located in Lexington, Kentucky. This content is provided for informational purposes only and does not constitute investment advice. Investments involve risk and are not guaranteed. Past performance is not indicative of future results. Schedule a Complimentary Portfolio Review If you’re not sure whether your beneficiary designations are current, your accounts are structured efficiently, or your legacy plan reflects where you are in life today — we’ll take a look. No charge. No pressure. Just an honest conversation about what you own and whether it’s working for you. Call: 859-233-0400  |  Visit: dupreefinancial.com The post What Happens to Your Money When You’re Gone appeared first on Dupree Financial.

That's What I Call Marketing
S5Ep13: Christmas in April with Pete Markey & Leanne Tomasevic powered by Electric Twin

That's What I Call Marketing

Play Episode Listen Later Apr 27, 2026 37:54


How Brands Should Really Be Planning Christmas CampaignsWhat happens when you start planning Christmas… in April?In this episode of That's What I Call Marketing, Conor Byrne is joined by Pete Markey (former CMO of Boots, Marketing Week Marketer of the Year) and Leanne Tomasevic (Insights Lead at Electric Twin) to explore how brands should approach Christmas advertising — using real-time synthetic audience insights.Instead of guessing what consumers want, this episode puts Electric Twin's platform to the test live, revealing how marketers can simulate audience reactions, test ideas, and sharpen creative briefs months before campaigns go live.The result is a grounded, practical look at:What people actually want from Christmas ads in 2026Why emotional storytelling still matters (but needs reframing)The role of celebrities, music, and consistencyHow to balance commercial pressure with authenticityAnd how AI-driven research can speed up better decisionsIf you're working on a Christmas campaign, brand strategy, or creative development, this is a genuinely useful watch.⏱️ Timestamps00:00 – The reality of planning Christmas in April01:10 – What Electric Twin actually does (synthetic audiences explained)03:00 – Why speed matters in modern marketing decision-making05:30 – Live demo: Understanding the mood of the nation at Christmas08:30 – What consumers really want this year (family, realism, restraint)12:00 – Gifting trends: practicality vs meaningful connection14:30 – The balance between storytelling and selling16:00 – What people want from Christmas ads now18:00 – Should brands use celebrities? (and when it works)21:00 – The role of consistency (Kevin the Carrot, John Lewis, Coca-Cola)24:00 – Realism vs escapism in Christmas creative27:00 – How agencies can use this to build stronger briefs29:00 – The most memorable Christmas ads and why they last32:00 – Should brands reuse ads instead of making new ones?33:00 – Why music is critical to Christmas advertising effectiveness35:30 – Final thoughts: faster insight, better decisions

The Real Investment Show Podcast
4-24-26 Smart Wealth Transfer Strategies

The Real Investment Show Podcast

Play Episode Listen Later Apr 24, 2026 46:55


What are the smartest ways affluent families transfer wealth efficiently—and what mistakes should you avoid? Richard Rosso & Devoda Owens share wealth transfer strategies from the simplest approaches to more advanced planning techniques, starting with foundational tools like annual gifting and using lifetime exemptions. Also explaining how to think about asset selection—what to gift now versus what to hold for a step-up in basis. Key topics include: 0:00 - INTRO 0:19 - Missed Exits, '70's Music, Origins of the RIA Eagle 4:15 - Looking at Wealth Transfers 5:55 - Charitable Donations & Tax Deductions 7:47 - The Great Wealth Transfer 11:14 - Wealth Transfer Planning for Asset Protection 13:03 - The Foundation of Wealth Transfer is Gifting 16:58 - Trust Planning: Revocable & Irrevocable Trusts 19:31 - Potential for Taxation of Wealth Transfers 22:59 - Managing Illiquid Assets in a Trust 24:57 - Messy Estate Plans for Celebrities (Do you really need one?) 30:14 - Trusts Are Expensive 31:56 - Donor-advised Charitable Funds 35:27 - Leaving Inheritance for Pets, the Saga of Gravy Train 37:49 - Roth Conversions in Wealth Transfers 42:14 - Our Next Candid Coffee (5/16/26)* Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Devoda Owens, CFP, MS ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/J1FjILk7Gaw ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "Can Warsh Reshape the Fed?" https://youtube.com/live/MKQ5YTaUNh8 ------- The latest installment of our new feature, Before the Bell, "Wait for the Setup" is here: https://youtu.be/0PkDug9qEys ------- Resources Mentioned in Today's Show: "Short Covering Rally Or Is The Bull Market Back?" https://realinvestmentadvice.com/resources/blog/short-covering-rally-or-correction-over/ "Market Lesson: Why Panic Is A Costly Mistake" https://realinvestmentadvice.com/resources/blog/market-lesson-dont-waste-being-bailed-out/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #WealthTransfer #EstatePlanning #TrustStrategies #FinancialPlanning #HighNetWorth

Visibility Era
Gifting Products to Creators, Influencer Marketing? Here's What's Worth It from a Publicist | Ep 148

Visibility Era

Play Episode Listen Later Apr 21, 2026 16:56


If you're a startup or CPG brand, you've probably felt the pressure to start gifting to influencers and paying for content the second you launch. In this episode, Lydia, co-founder of Visibility on Purpose, shares her honest take after 10+ years in PR—why influencer seeding can quickly become a money drain for early-stage brands, and what actually drives long-term visibility. She breaks down the short shelf life of social content, why it doesn't support SEO or AI discovery, and how press features can build credibility, show up in search, and compound over time. If you're deciding where to invest your budget, this is a must-listen before you spend another dollar on influencers. Support the showWant a Personalized PR Plan? (includes: a custom PR pitch, 6 part "how to research media contacts" module, curated list of 5–10 ideal media outlets, “Where to Go from Here” roadmap (pitch cadence, next steps, etc.) AND a personalized voice note. Click here: https://www.visibilityonpurpose.com/offers/prxBzYXW/checkoutDIY PR COURSE!!  https://www.visibilityonpurpose.com/pitchpartySIGN UP ON QWOTED for free: https://www.qwoted.com/?via=VOPWatch our FREE masterclass to start landing big press features like Forbes & interviews on top 1% podcasts: https://www.visibilityonpurpose.com/getfeaturedConnect with us on and off the pod!Website: ⁠www.visibilityonpurpose.com⁠Instagram: ⁠https://www.instagram.com/visibilityonpurpose/⁠Youtube: https://www.youtube.com/@visibilityonpurpose

Talking Real Money
Start Young

Talking Real Money

Play Episode Listen Later Apr 15, 2026 29:50 Transcription Available


Starting early beats almost everything else in investing—and this episode drives that home with eye-opening math and a brand-new tool for jumpstarting a kid's retirement. Don and Tom break down the new “Youth Retirement Account” concept (government seed money plus family contributions), compare it to Roth IRAs and 529 rollovers, and show how relatively modest early contributions can grow into millions. Then they pivot to a listener question about a Nationwide indexed annuity and dismantle the sales pitch—exposing hidden commissions, capped returns, and why these products rarely deliver what they promise. It's a mix of optimism (you can set your kid up for life) and skepticism (don't fall for complicated insurance products pretending to be investments).0:00 The only near-guarantee in investing: start early, win big1:24 Compounding as the real “eighth wonder”2:28 Turning $50K in your 20s into ~$1M by retirement3:57 Introducing “Youth Retirement Accounts” (YRA concept)5:08 Government $1,000 seed + up to $5,000/year contributions6:59 Why waiting until 24 to access matters (tax rules)7:34 Converting to Roth and the path to ~$3M tax-free9:08 Total cost math: ~$135K to fund a lifetime retirement10:33 Why earned income + Roth IRA is still the gold standard11:40 529-to-Roth rollover strategy (up to $35K)13:06 Gifting strategies: how to ask family to fund accounts15:18 Why even small contributions can create huge outcomes17:37 Listener question: Nationwide indexed annuity pitch19:34 The “no commission” myth and surrender charges20:06 Participation rates, caps, and confusing index formulas21:34 Real-world returns: often 2%–5%, not market-like22:46 When annuities might make sense (SPIAs only)23:29 Why most annuities are sold, not bought24:57 Why RetireMeet doesn't travel well beyond Seattle26:05 How to submit listener questionsQuestions? Comments? Click!

The Ryan Kelley Morning After
Givin' Out Garage Doors (Hour 4)

The Ryan Kelley Morning After

Play Episode Listen Later Apr 10, 2026 28:32


(00:00-11:37) The Poor Film Student in-studio to collect his prize from Schafer Door Company. Just how poor is he? How did he get started listening to the show? TMA keeping him connected to St. Louis. Trying to break into the film business. Poor Film Student may be replacing Gareth on Movie Boi. Gifting the garage door to his sister. And now he's reading the text inbox.(11:45-20:07) Those giant checks are bringing back memories of The Girl Next Door competitions from 20+ years ago. Some red numbers at Augusta. Apologies to Sung Jae Im. News on The Dotem coming soon.(20:17-28:23) And the winner of the Design Aire Heating & Cooling E-Mail of the Day Is...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Ryan Kelley Morning After
Sweet Victory (Full Show)

The Ryan Kelley Morning After

Play Episode Listen Later Apr 10, 2026 181:51


How many people didn't know the Blues played last night? Do the math. Icehouse Electric Blue. Marching powder and linen suits. Tape worms. Shane Lowry talking about how this could be the toughest Masters in years. Hangin' With Mr. Cooper. Can't life the food. Where's the McGreevy golf update?A Dutch DJ and the Cardinals new victory anthem. Moonlght. Doug doesn't know the Dodgers victory song. Why don't you two kiss? Workshopping a new anthem. Maybe a slow down doo wop. A Turbo Hoosier Orchestra. Best guitar solos of all time. The Blue Cap movement has made it to the Sound Off section. TWIB Notes.Tony Finau, where he be now? Chris Vernon. Can't afford sprinklers at Augusta. How long is a Chairman's reign? Need to see something out of Dustin May. Colin Firth. Jackson hates Best Picture winners. Brokeback Mountain. Martin craps on Jackson's favorite movie all time.Joined by Blues analyst, Joey Vitale. Joey's not here to talk math. Joey hung out with Ray King last night. Kids begging for sticks. Swingers between the benches. Joey love the kids. Turning the page to the draft and the offseason. How do the Blues stay competitive and grow? Joel Hofer the goaltender going forward? How will Binnington take that? Joey's not interested in the Masters. Pink flowers and green grass.Doug's butchering The Masters theme song. Darts in the neck. Drops of the Week. Awww man, I had to come look at the horses. Can you ride a clydesdale? Saltine Vaughn.The Cardinals final broadcast on regional sports TV coming up on Monday. Earnest in Kentucky called in accidentally but he dropped. Busch Stadium II.If your'e at BPV this weekend, please request Navy Caps On The Road. A JeffCo can pick out another JeffCo. Chocolate bunnies. Tim's having trouble losing his wallet. Would you rather lose your wallet or your phone? LIghter pies. Thick of the dough. The Poor Film Student flew in from Burbank to collect his garage door.Wooden shafted golf clubs. Big weekend. Sox are in town. AJ McCarron back at The BattleDome. Doug and Jackson wil try to Full Busch tonight. Roll Call.The Design Aire Heating & Cooling E-Mail of the DayThe Poor Film Student in-studio to collect his prize from Schafer Door Company. Just how poor is he? How did he get started listening to the show? TMA keeping him connected to St. Louis. Trying to break into the film business. Poor Film Student may be replacing Gareth on Movie Boi. Gifting the garage door to his sister. And now he's reading the text inbox.Those giant checks are bringing back memories of The Girl Next Door competitions from 20+ years ago. Some red numbers at Augusta. Apologies to Sung Jae Im. News on The Dotem coming soon.And the winner of the Design Aire Heating & Cooling E-Mail of the Day Is...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Men in the Arena Podcast
When Giving Becomes Dangerous - Podcast Highlight: The Gifting Trap: Lessons from the Queen of Sheba and Not-So-Wise Solomon EP 989

Men in the Arena Podcast

Play Episode Listen Later Apr 8, 2026 7:27


This is a Men in the Arena podcast highlight from EP 987 The Gifting Trap: Lessons from the Queen of Sheba and Not-So-Wise Solomon – Message at the MAG  Check it out! Jim's newest book, Guardrails: Ten Boundaries for an Unbreakable Marriage released in April 2026. Get your copy today at https://tinyurl.com/guardrails115.

UNTOLD RADIO AM
Monsters on the Edge #152 Bigfoot and Illness with Guest Val Zavala

UNTOLD RADIO AM

Play Episode Listen Later Apr 7, 2026 114:17 Transcription Available


Welcome to Monsters on the Edge, a show exploring creatures at the edge of our reality in forests, cities, skies, and waters. We examine these creatures and talk to the researchers studying them.Joining us on this week's show:Val Zavala has a diverse and extensive professional background, beginning as a state-licensed private investigator. In addition to working in investigative roles, he has also taught police officers at two community colleges, sharing their -knowledge and experience with future law enforcement professionals. Education & Training - A graduate of Central Michigan University, Val has completed the basic police academy at MaDonna University. This solid educational foundation contributed to his success across various law enforcement positions. Law Enforcement and Military Service - Throughout 25 ½ years of his career, He has served in federal, state, county, and suburban agencies, gaining broad experience in the field. He rounded out his career by successfully recovering missing homicide victim and retired in good stead after 25 ½ years. My commitment to public service extended to the military, where he completed two tours and honorably discharged. Published Works and Media Appearances- He authored a published article for the MAGLOCEN intelligence group and has been featured on the A&E History Channel as a subject matter expert (SME) specializing in gangs and organized crime and held association with government sponsored international intelligence group.Michigan Bigfoot Report and Data: Gumshoguy's Cornerhttps://www.facebook.com/groups/202167254236442Click that play button, and let's unravel the mysteries of the UNTOLD! Remember to like, share, and subscribe to our channel to stay updated on all the latest discoveries and adventures. See you there!Join Barnaby Jones each Monday on the Untold Radio Network Live at 12pm Central – 10am Pacific and 1pm Eastern. Come and Join the live discussion next week. Please subscribe.We have ten different Professional Podcasts on all the things you like. New favorite shows drop each day only on the UNTOLD RADIO NETWORKTo find out more about Barnaby Jones and his team, (Cryptids, Anomalies, and the Paranormal Society) visit their website www.WisconsinCAPS.comMake sure you share and Subscribe to the CAPS YouTube Channel as wellhttps://www.youtube.com/channel/UCs7ifB9Ur7x2C3VqTzVmjNQ

Men in the Arena Podcast
The Gifting Trap: Lessons from the Queen of Sheba and Not-So-Wise Solomon – Message at the MAG EP 987

Men in the Arena Podcast

Play Episode Listen Later Apr 3, 2026 26:57


Does the way you compliment, give gifts, and make someone feel cross a line? Are your words building your marriage—or quietly putting it at risk? In this week's message, Jim Ramos takes a look at an interesting story in King Solomon's life.  Are your words or gifts building up your marriage…or quietly opening doors you never meant to open? Using the story of King Solomon and the Queen of Sheba, we unpack how unchecked affirmation, attention, and access can lead to compromised boundaries and unintended consequences.  Jim's newest book, Guardrails: Ten Boundaries for an Unbreakable Marriage will be releasing in April 2026. Pre-order your copy today at https://tinyurl.com/guardrails115.

The Lifestyle Investor - investing, passive income, wealth
284: How to Elevate Your Gifting Strategy and Strengthen Business Relationships with John Israel

The Lifestyle Investor - investing, passive income, wealth

Play Episode Listen Later Apr 2, 2026 33:54


One of the most overlooked ways to build lasting business relationships isn't a marketing tactic or networking event; it's with thoughtful and intentional gifting. When done well, the right gift can create memorable experiences and strengthen relationships in ways that a generic Christmas card or gift simply can't.John Israel is the founder of Mr. Thank You. Despite building a very successful career at Cutco, he found himself overworked, unhappy, and deeply unfulfilled. That realization sparked a bold experiment: writing five handwritten thank-you notes every single day for an entire year. What began as a personal commitment to live out the value of gratitude ultimately evolved into a global movement that helps leaders and organizations leverage appreciation and gratitude as a powerful competitive advantage.In our conversation, John shares the surprising lessons he learned from writing over 1,800 thank-you notes in one year, including how gratitude can strengthen relationships and create opportunities that money alone can't buy. You'll also hear how simple acts of appreciation can transform the way you lead your team, serve your clients, and build meaningful connections, both in business and in life.If you're looking for a simple but powerful way to stand out in a crowded marketplace, this episode will challenge you to rethink how gratitude shows up in your daily habits.In this episode, you'll learn: ✅ How leveling up your gifting game to creatively and intentionally express gratitude can become a powerful competitive advantage in business and leadership.✅ How intentional gifting can turn thoughtful ideas into unforgettable memories and create lifelong partnerships and relationships.✅ John's Rapid Relatability Formula for building deeper connections with clients, staff, and business partners.Show Notes: LifestyleInvestor.com/284Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.