Podcasts about gifting

Listener Q&A where Andy talks about: Whether to use money in a 457b to pay down a mortgage or to pay taxes on Roth conversions ( 7:56 )How Social Security survivor benefits work, and the optimal ages for spouses to each claim their own Social Security ( 18:54 )His thoughts on why the Social Security trust fund hasn't been allowed to invest in equities ( 25:36 )Creating spreadsheets to replace financial planning software, and using it to help your ongoing retirement planning and projections ( 30:40 )His thoughts on whether someone should try to convert ALL of their pre-tax money to Roth ( 36:56 )Transferring/rolling money from an IRA to an HSA (Health Savings Account) ( 46:05 )Whether you have to start Medicare Part A if you start Social Security but are still covered by a spouse's employer's health insurance ( 49:18 )Updating beneficiaries on investment accounts after one of the beneficiaries passes ( 53:17 )His thoughts on whether comparing a portfolio's investment returns to those of the S&P 500 is appropriate, and whether it's okay to hold bonds as investments ( 58:22 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comAndy's LinkedIn profile: https://www.linkedin.com/in/andypanko/Links in this episode:Tenon Financial's March 2026 newsletter - Gifting, annual gift exclusions, gift taxes and gift tax returns (IRS Form 709)Tenon Financial's March 2024 newsletter - Don't compare your portfolio's returns to those of the S&P 500Tenon Financial monthly newsletter/blog - Retirement Planning InsightsYouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

It's Ticked Off Tuesday and Jared is complaining with YOU about

How can you tell if your child's school is thriving or failing? In this episode, former Florida Principal of the Year Christie Ray joins Mackenzie to break down the critical red, yellow, and green flags parents often don't know to look for in their child's school. From invisible administrators and high teacher turnover to rigid policies and unexpected indicators of a toxic culture, Christie's decades of insider insight give parents a practical guide on how to evaluate any school—and, ultimately, relentlessly advocate for their kids.Episode Timestamps00:00 - Introduction: Meet Christy Ray (2020 Florida Principal of the Year) 02:59 - The Principal as a CEO: Evaluating Institutional Health 04:48 - Green Flag #1: Visible Leadership & Pickup/Drop-off Presence 07:28 - Green Flag #2: Low Teacher Turnover & "Coaching Up vs. Coaching Out" 08:29 - Addressing Bad Teachers: Unions, Contracts & Administrative Hurdles 13:17 - Professional Development: Does Teacher Training Actually Help? 14:22 - The "Silent Lunch" Controversy: Is It Good for Kids or Just Adults? 17:44 - Identifying Low Support: Bullying, Chaos, and Front Office Vibe 24:16 - How Parents Should Advocate: Being Relentless and Respectful 28:51 - How to Start Off on the Right Foot With Your Principal & Teachers 30:57 - Quick Breakdown: The Biggest School Red Flags to Watch For 31:31 - Gifting 101: Do Principals and Teachers Actually Want Mug Gifts?

College costs are rising faster than inflation, somewhere in the 5 to 6% range every year, and financial aid rules keep shifting, leaving many families unsure of where to even begin. In this episode, CIO, Dominic Ceci sits down with SVP Wealth Advisor, Eric Bernal and VP Private Banking, Meg Marciniak, who work with families on these questions every day. Together they break down the savings vehicles, tackle common misconceptions and explain why the hardest part of the whole process is simply getting started. In this episode:00:00 – 04:16: Rising Costs and Busting College Savings Myths04:17 – 08:37: 529 Plans, Custodial Accounts and Trump Accounts08:38 – 10:59: Balancing Savings for College and Other Expenses11:00 – 15:05: Grandparents, Gifting and the New FAFSA Rules15:06 – 18:11: Getting Started and Letting Compounding Work18:12 – 21:57: Final Tips and ClosingAdditional resources: The Best Ways to Save for College | Johnson Financial GroupThe Retirement Roadmap: A Guide for Each Decade | Johnson Financial GroupCollege Savings Strategy: A Dad/Portfolio Manager's Perspective on Giving, Debt, and Financial Wisdom | Johnson Financial Group

Stories of Strength & Resilience Today's episode features one of the courageous contributors from our collective book, When Love Is Not Enough: The Hard Truth About Loving Someone with an Addiction – Stories of Strength, Hope, and Resilience from the SYKM Collective. Every chapter in this book tells a true story. These are stories of loving someone with an addiction, navigating heartbreak, holding onto hope, setting boundaries, finding courage, and discovering that healing is possible. Some contributors chose to share their full names. Others chose to remain anonymous or use a pseudonym. No matter how they chose to tell their story, every voice in this collection is real, honest, and offered with the hope that someone else will feel a little less alone. We are deeply grateful to every contributor for their bravery, vulnerability, and willingness to share their lived experience. Your stories are helping break the silence surrounding addiction and reminding others that healing begins when we realize we are not walking this journey alone.

Chloe Sapienza built Telescope Studio on a simple but radical idea: A single well-sourced gift tells more of a brand's story than a bag full of forgettable gifts. Starting from her living room during the pandemic, she grew Telescope into a full-service creative studio—designing, warehousing, and shipping gifts for companies with teams of hundreds—by betting on local makers and the power of intentional design.  For more on Telescope Studio and show notes click here Subscribe and watch Shopify Masters on YouTube!Sign up for your FREE Shopify Trial here.

Are you dealing with your character or just getting more discreet? This weekend Pastor Steve Andres continued our MOSES series with a message about the cost of character.Numbers 20:11-12Then Moses raised his arm and struck the rock twice with his staff. Water gushed out, and the community and their livestock drank. But the Lord said to Moses and Aaron, “Because you did not trust in me enough to honor me as holy in the sight of the Israelites, you will not bring this community into the land I give them.”Moses' life serves as an encouragement and warning to all of us. His successes and failures can teach us about how we can faithfully live out God's purposes for our lives. What does this story teach us?1) Your CHARACTER counts.If we look at the story of Moses' life, we can see anger is a persistent and unresolved issue. Character flaws will remain in our lives when we choose to hide them instead of addressing them. There is no healing in hiding.Moses' crazy, rock-striking anger comes because he values his own leadership and the people's respect more than obedience to God. He reacts in a way that diminishes God in front of the people, and God declares a judgment over Moses that he will not personally enter the promised land. 2) Your CALLING is not your healing.The scariest part of the story is that even though Moses was wrong to strike the rock, God still caused the water to flow. Don't make the mistake of thinking that your gifting and calling is the same as God's approval. Gifting can provide validation, but it won't produce transformation.3) CHRIST is the pattern for our lives.Anger can reveal so much about what we love. God's plan and purpose is to grow us up to love what He loves, in the way the He loves. It's easier to act like a Christian than to react like a Christian.Pastor Mark BattersonGod does not call you to greatness; He calls you to Christlikeness. He calls you to the humility and meekness and love and righteousness of Jesus. And He has promised to help you!Philippians 2:13For God is working in you, giving you the desire and the power to do what pleases him.

In this episode of Talk Law Radio, host Todd Marquardt breaks down how well-intentioned legal and financial choices can turn into expensive family nightmares. Joined by financial planning expert Jacob Warren, the discussion explores why successful financial outcomes require coordinated leadership, clear communication, and an understanding of the hidden tax and legal blind spots that catch many families off guard. Whether you are giving a house to a child, helping a parent plan for long-term care, or appointing a power of attorney, this episode provides essential strategies to protect your family's fortune and legacy. Key Highlights & Main Topics The Need for Financial Leadership: Jacob Warren from Financial Planning HQ joins the show to discuss why having multiple experts (CPAs, attorneys, advisors) isn't enough without a centralized leader coordinating your overall strategy—just like a general contractor on a home build. The Lifetime Gifting & Capital Gains Trap: Discover why gifting appreciated property (like a family house or stocks) during your lifetime can strip away the valuable "step-up in basis," exposing your children to massive capital gains tax bills when they sell. Medicaid’s 5-Year Look-Back vs. IRS Gift Limits: Todd clears up a major misconception: the IRS $19,000 annual gift tax exclusion does not protect you from Medicaid’s 5-year look-back rule for long-term care eligibility. Power of Attorney: Saints vs. Sinners: Learn why birth order or caregiving roles shouldn't dictate who you choose as your legal agent. Todd uncovers common myths surrounding Durable Powers of Attorney and explains what to look for when choosing a trustworthy fiduciary. Real-World Case Study (Family Limited Partnerships): A look at the 2026 Fifth Circuit Court ruling involving the Estate of Anne Milner Fields, demonstrating why last-minute "deathbed" entity creations fail to secure tax discounts without a legitimate non-tax business purpose. Listener Call-In: A Texas funeral director calls in to discuss what happens to a Power of Attorney upon death and why a separate Appointment for Disposition of Remains form is crucial for final arrangements. Key Takeaways Coordinate Your Experts: Ensure your CPA and financial advisor project taxes before executing major financial moves, such as Roth conversions. Inheritance Over Lifetime Gifts: For highly appreciated assets, waiting to transfer them upon death often yields a better tax result due to the stepped-up basis. Medicaid Rules Are Separate: Medicaid treats all uncompensated gifts made within 5 years as potential penalties, regardless of IRS gift tax thresholds. Choose Competence Over Tradition: Appoint a Power of Attorney based on integrity, financial responsibility, and emotional stability—not birth order or guilt. Plan Ahead for Entities: Family Limited Partnerships (FLPs) must be established early with genuine non-tax motivations to withstand IRS scrutiny. Connect & Resources Mentioned Marquardt Law Firm: Call 210-530-4278 or visit marquardtlawfirm.com for estate planning and legal guidance. Financial Planning HQ: Call 210-685-2722 to schedule a Financial Roadmap meeting. Subscribe: Search "Talk Law Radio" on YouTube, Spotify, or your favorite podcast app to catch every segment. -Sponsored by Marquardt Law Firm and Financial Planning HQ -Go to marquardtlawfirm.com and financialplanninghq.net If you found this episode valuable, please Subscribe and hit the Notification Bell on YouTube. Sharing this podcast with other parents, grandparents, and caregivers helps raise vital awareness to protect the children in our communitiesSee omnystudio.com/listener for privacy information.

In this show, Dr. Ray discusses the significance of your personal gifts and talents, as well as the potential for their misuse. The Bible addresses gifts, talents, and abilities extensively, highlighting that they can be used for God's glory. However, these gifts can also be perverted. The show will explain how this happens. Rom 12:6 Since we have gifts that differ according to the grace given to us, each of us is to exercise them accordingly: Help Dr. Self continue this show - partner at www.icmcollege.org/donate  Answer your call by enrolling with the International College of Ministry at www.icmcollege.org/enroll  Purchase Dr. Ray's latest book, "The Call." God called you, and you answered: this is what you need to know! Click Here  Follow and subscribe to Self Talk with Dr. Ray Self on our podcast website: https://www.icmcollege.org/selftalk.   Click here to purchase Dr. Self's book – Hear His Voice, Be His Voice, or visit Amazon.com. Click here to purchase Dr. Self's book – Redeem Your Past and Find Your Promised Land, or visit Amazon.com. Or our new podcast website at https://www.buzzsprout.com/2249804   For show topic suggestions, email Dr. Ray Self at drrayself@gmail.com Enjoy free courses offered by the International College of Ministry Free Courses Show host bio - Dr. Ray Self founded Spirit Wind Ministries Inc. and the International College of Ministry. He holds a Doctorate in Christian Psychology and a Doctorate in Theology. He currently resides in Winter Park, Florida. He is married to Dr. Christie Self and has three sons and a daughter. 

Gio is loving the Rocket City Trash Pandas, a minor league baseball team for the Dodgers, and a promotion they are running involving a deformed raccoon. Gio's wife picked out her own birthday present and Gio thinks she should just buy it herself instead of him going through the charade.

​ @TheMTSPodcast   You Can't Go Home Again: Nolan's Odyssey and the Dilemma of Modernity | MTS #15 https://youtu.be/wP7RqJ-VeFw?si=f0-1bN5O9eI6Aknx https://www.taylorforeman.com/p/why-the-new-right-still-cant-beat   @MoreChrist   Heather Pollington in Kildare: From Hollywood to The Symbolic World and Pop Culture to Church Art https://youtu.be/xGtq3hl-Dfk?si=rcz8aZPD5yCQCTdV  @HeliocentricOfficial   Why British Christianity Hits Different https://youtu.be/9-ft6IJGeQc?si=SE0OnnAIWYdNrQvI https://saintgregorys.org/dancing-saints/   @SeenUnseenMag   Angela Tilby: Does England needs its church? https://youtu.be/9UBVNz_V-Gc?si=P2-iAcT6hLkxH32c

Stories of Strength & Resilience Today's episode features one of the courageous contributors from our collective book, When Love Is Not Enough: The Hard Truth About Loving Someone with an Addiction – Stories of Strength, Hope, and Resilience from the SYKM Collective. Every chapter in this book tells a true story. These are stories of loving someone with an addiction, navigating heartbreak, holding onto hope, setting boundaries, finding courage, and discovering that healing is possible. Some contributors chose to share their full names. Others chose to remain anonymous or use a pseudonym. No matter how they chose to tell their story, every voice in this collection is real, honest, and offered with the hope that someone else will feel a little less alone. We are deeply grateful to every contributor for their bravery, vulnerability, and willingness to share their lived experience. Your stories are helping break the silence surrounding addiction and reminding others that healing begins when we realize we are not walking this journey alone.

Heather Marianna Curates rooms for Founders, Brands, Producing Top Awards season gifting lounges. Founder Camp Manifest, manufacturing queen and more. CEO & Creator of Beauty Kitchen at Beauty Kitchen, Producer of the #1 gifting lounges Emmy's & Oscars weeks. Celebrity Gifting Lounges Exposure for Brands.Darrell is the Founder CEO of Krowdz. He served as director at Apple, where he built the company's largest sales channel the education market putting a computer in every student's backpack.Movie Reviews and More is broadcast live Tuesdays at 5PM PT on K4HD Radio - Hollywood Talk Radio (www.k4hd.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Movie Reviews and More TV Show is viewed on Talk 4 TV (www.talk4tv.com).Movie Reviews and More Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.

Gifting gratitude, earbuds, gyros anger, another notable coach driver, holiday friends, and an intense gym owner. Join the Iron Filings Society: https://www.patreon.com/topflighttimemachine and on Apple Podcast Subscriptions. Get a 7-day full access free trial and pay for 10 months up front for the price of 12 if you like a bargain. Hosted on Acast. See acast.com/privacy for more information.

7.19.2026 Executive Pastor Meera Short talks about one of our driving values at Victory Church, "Character over Gifting". Talents and gifts are given to us, our character is cultivated. And when we take the time to develop our character, our human spirit, and yield to the Holy Spirit, we will have fruit that is evident. It will be visible to all, for the glory of God. Resources: Stay connected with the Victory Church app Discover more on our website: victorychurchraleigh.com Subscribe to our Weekly Podcast!

In this week's episode of the Podscarf, we welcome legendary music producer Rick Rubin—who accidentally ruins our viewer retention stats before getting violently dragged off set—alongside Radio 1 DJ Melvin Odoom and Southwark Borough Fire Commander Daniel Capon for an hour of pure, unadulterated legacy media chat and safety protocols. If you've ever wanted to hear a group commander explain why you should never, under any circumstances, throw a bucket of water on a kitchen oil fire, or witness an adult man explain a legendary schoolyard Desmond's impression that culminates in a smelly finger, listen up. - 00:04 – Rick Rubin's Creative Process 01:37 – Analyzing the Podscarf Stats: The Sudden Rick Rubin Retraction Dip 02:27 – The Irish vs. Ghanaian Apostrophe Scandal with Melvin Odoom 02:49 – Radio 1 Live Lounge Lore: Chilling out with an Enigmatic Harry Styles 03:54 – Cantaloupe Melon Sugar: Harry Admits He Is Way Too Old for Current Music 04:44 – Licky the Mascot Debuts an Elaborate Swiss Army Taser Dance 05:58 – Selling Nine-Volt Batteries and Homemade Shock Equipment for £20 06:31 – Misidentifying Greg Wallace and Stalking the Aisles of Home Bargains 07:27 – Buying Eight-Foot Teddy Bears and Massive Boxes of Chewing Gum 08:03 – CDJs vs. Vinyl: Embracing the Technical Demise of Creative Revenue 09:29 – Sarah the AI Bot Offers a Fork Bump and Wants to Kiss Your FM 10:10 – Biographies of North London: From Cricklewood to Seven Sisters 11:06 – Minoring in Apple Trees: Learning How to Plan Content at Bedfordshire 11:56 – A-Level Acting Failures, Clearing, and Stanning Trevor Nelson 12:29 – Harry's Trendy Habits as a Six Music Dad Who Secretly Listens to Gold 13:15 – Student Radio Origin Stories and Trading Drama Classes for BBC Toast 13:53 – Fired From Capital Radio: The Demise of the 2004 Playlist 14:37 – Looking Out at the Aberdeen Museum of Steak while Evanescence Plays 15:24 – Welcome to Funch: The 18-to-24 Female Focus Group Disaster 16:49 – Chatting Rubbish vs. Real Work: Melvin's Mum the Dementia Care Worker 17:36 – Demanding Jollof Rice and Chicken 18:00 – Sarah Breaks Down the 2009 Kiss Breakfast Sony Radio Silver Award 18:48 – Dick and Dom Bungalow Memories and Bleeding Love on a Miniature Guitar 19:57 – The Nose-Flute Solo Experiment 22:02 – Steve Wright's The Slammer and Getting Your Foot on the Rung via Free Toast 23:03 – Strictly Christmas Revenge and Scored Minuses on House of Games 24:16 – Celebrity Take Me Out Lift Entrances and a Fake Date at a Holborn Bowling Alley 25:27 – E4's My Hotter Half: Using Mood Lighting to Make Over Ugly Couples 26:12 – Naked Attraction Musings: Releasing Inhibitions and Boosting Ratings 27:42 – SUV Entrances on Traitors and Marvin Humes' Jungle Eating Warnings 29:32 – GK Barry Pulls Out of the Show to Go to the Brit Awards 30:18 – Gifting a Best Single Brit Award to an Incredibly Beautiful James Blunt 31:12 – Rick Rubin's Hamburg Cutlery Shop Memory: Paul McCartney's Missing Spoons 32:00 – Making a Clack-Clack Sound on Cherry Bakewell with German Forks 33:07 – Firefighting: Welcoming Daniel Capon (The D-Man) from Southwark 33:38 – Surviving the 24-Hour Operational Officer Shift Patterns 34:06 – Dispelling Misconceptions: 20,000 Fires vs. 56,000 Special Services 34:38 – The Ultimate London Fire Brigade Statistic: Exactly Five Cats Rescued from Trees 35:27 – Dripping Radiators and Calling 999 Because the Gardener Smashed a Window 36:58 – Modern Prevention Safety: Utilizing Free Station Community Rooms 38:39 – The Nature of Big Red Toolboxes and Fixing Things by Default 39:22 – Cooking Left Unattended: The Demise of the 1970s Damp Tea Towel Protocol 40:48 – Sixty-Second Station Mobilization and the Speed Efficiency of the Fire Pole 41:08 – Harry's 1976 Maidstone Scout Firefighter Badge Strike Trauma 42:31 – Lithium-Ion Charge Safe Campaigns: The E-Bike Battery Threat 43:22 – Containing Black Smoke Inhalation by Keeping Property Doors Firmly Closed 44:39 – The Unsung Heroes of the LFB Control Room Network 47:05 – Heartwarming and Heartbreaking Families: Working a 30-Year Career 48:34 – Online Home Fire Safety Checkers for Vulnerable London Residents 50:14 – GAME TIME: "What is the Velcro Singing?!" 51:36 – Mistaking Leona Lewis for Little Mix Black Magic and Only Fools and Horses 53:22 – Gary's Joke Corner (Melvin's Historic Desmond's Impression) 55:19 – Old African Sayings: Itchy Bums, Smelly Fingers, and Schoolyard Training 55:34 – Butterfly In Blue Jeans "Melvin Odoom" by Wikipedia contributors, used under CC BY-SA 4.0. Derived from the Wikipedia article on Melvin Odoom. / This work is licensed under CC BY-SA 4.0. Learn more about your ad choices. Visit podcastchoices.com/adchoices

How do you turn a "jackpot moment" into a lasting family legacy? In this episode of Allworth's Money Matters, Scott is joined by partner advisor Richard Del Monte (while Pat is on vacation) to tackle the complexities of wealth transitions and family gifting. Through a $2.1 million case study, the team discusses how to support adult children through "giving while living" without creating family conflict. Then, Simone Devenny, Allworth's Head of Private Wealth Strategies, joins to share a masterclass in succession planning for business owners. Using a multi-million dollar business exit as a guide, she breaks down the financial planning techniques needed to minimize taxes and protect your legacy during a major liquidity event. Highlights include: The Gifting Dilemma: Managing "warm hearts vs. cold hands" in a $2.1M portfolio. The Business Exit: Estate strategies for multi-million dollar sales. Family Transparency: How to mentor the next generation on wealth. Tax Strategy: Sophisticated ways to protect your business proceeds.   Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.    

Planning ahead can make passing the farm to the next generation easier. Nebraska Extension Agricultural Economist Jessica Groskopf says gradually gifting ownership over time is one estate planning strategy that can help ease the transition while keeping the operation in the family.

On the Uplevel Dairy Podcast, Peggy Coffeen concludes a three-part Farm Forward listener Q&A series with Will McKinley of Menn Law and Pat Sturz, a retired CPA and longtime agriculture tax advisor, discussing why legal and tax planning must be integrated in farm succession. They explain how farm growth and asset write-offs can create future tax problems, why “sell the farm on a land contract” can trigger unexpected upfront taxes due to different asset classes, and how early planning, entity choice, and large early gifting can improve outcomes.They highlight tools like profits interests to share future growth or reward key employees without immediate income tax, strategies like “shadow” partnership entities to move assets out of C corps over time, and the role of stepped-up basis at death. They close with key mistakes, priorities, and the need for readiness and clarity about who will be involved and retirement cash needs.Contact Will McKinley or Pat Sturz at Menn LawWilliam-McKinley@mennlaw.com(920) 731-6631pat_sturz@mennlaw.com715-586-0050Learn more at https://mennlaw.com/Do you have a question on succession and farm transition you would like to hear Will answer on the Uplevel Dairy Podcast? Send your questions to peggy@upleveldairy.com01:13 Meet Will and Pat04:30 Long Term Tax Mindset06:13 Gifting and Entity Choices09:43 Avoid Land Contract Traps12:00 Profits Interest Explained15:20 Shadow Farm Strategy18:32 Biggest Misunderstandings23:19 One Year Retirement Priorities24:42 Common Mistakes and Wrap Up

5 leaders from the 5 Regional Burns of Australia!  They focus on collaboration more than contraptions, connection more than complexity. Aurora, Tasmania: Lara, aka Squeaky Queen, on the logistics of being an island off an island. Blazing Swan, Western Australia: Shaz on navigating extreme weather with 3,700 friends. Burning Seed, New South Wales: Leanna, aka Mama, on restructuring into a member-owned organization. Modifyre, Queensland: Chau on the bonds built with a 10% annual growth cap. Underland, Victoria: Marty on trading a "crisis of imagination" for accountability. These movers & shakers go a mile deep into the dust, the heart, and the deets of Australia's radical experiments in community. They acculturate through one on one connections and Burning Pubs.  They embrace Positive Impact more than Leave No Trace. They aspire to the 10 Principles and the 11th, and even the 12th.  See how this culture takes root, travels, and morphs year-round. Community is built through word of mouth, so that the space they create allows us to show up as our whole human selves. Open your mind upside down, and laugh along with these larrikins and their playful perceptions. auroraburn.org.au www.burningseed.com blazingswan.com.au www.modifyre.org underland.au burningman.org/global/burning-man-regional-network/australia LIVE.BURNINGMAN.ORG

Clement Manyathela, standing in for Bongani Bingwa, catches up on the latest viral content with Jonathan ‘Khabazela’ Fairbairn, including a viral clip of Canadian businessman and television personality Kevin O'Leary sharing his views on gift-giving etiquette. He argues that whether you bring an inexpensive bottle of wine or a $5,000 bottle depends entirely on the host. 702 Breakfast with Bongani Bingwa is broadcast on 702, a Johannesburg-based talk radio station. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team brings you all you need to know to start your day Thank you for listening. Listen live on Primedia+ weekdays from 6 am to 9 am (SA Time) https://buff.ly/gk3y0Kj For more from the show and catch-up podcasts, visit Primedia+ here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Let’s keep the conversation going online: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Every decision you make today is either agift to tomorrow-you or a debt she has to pay.This episode is about one of the simplest mindset shifts I've made that changed how I move through my days: Stopping thehabit of creating messes, extra work, and unnecessary friction for future-me, and starting to think about what I can do right now to make everything easier and lighter later.We cover: → Why every undone small thing is heavierthan it looks → The "under 5 minutes" filter — and why it's the only rule you need → How to become a "might as well" person and why it's one of the most underrated habits out there → What momentum looks like in a regular day → How to start thinking about your future self as someone worth taking care of right nowThis one is practical, fast, and immediately applicable. You'll finish it and want to go do something.Resources Mentioned: Not Another Diet Book: https://www.amazon.com/Not-Another-Diet-Book-learning/dp/B0B45Q4CLH/Schedule a Session: https://www.heathermaio.com/coaching-options

In this deeply reflective episode, we explore the extraordinary power of presence. Inspired by a birthday celebration honoring someone whose life has overflowed with generosity, healing, and unconditional love, this episode reminds us that the richest people are often those who have poured themselves so completely into others that love naturally returns to them.If you've ever wondered what your life's true impact will be, this episode may completely change your perspective.Stay Connected with VivaLife SPF ME If this episode resonated with you, please like, share, and follow the VivaLife SPF ME Podcast on Spotify, Amazon, and Google Podcasts to help us spread the message of healing, empowerment, and intentional living.Subscribe to our YouTube Channelhttps://www.youtube.com/@vivalifespfmeJoin our communityGet access to our mailing list, upcoming events, and transformational experiences:https://www.vivalifespfme.com/dr-kelly-o-md-linktreeBook Dr. Kelly O., MD for your next event or speaking engagement:https://drkellyomd.com/book-for-an-eventPurchase your VivaLife SPF ME Journalhttps://vivalifespfme.com/vivalife-spfme-product-details/product/67ef31d160ab281de2e01b05Shop “We Can't Be Erased” MerchandiseT-shirts & hats that speak truth and strength:https://vivalifespfme.com/vivalife-spfme-product-details/product/67da338b44eafa3985031064/#Affirmation #365DaysofAffirmation #VivaLifeSPFMEPodcast #VivaLifeSPFME #VivaLifeHealthHUB #DrKellyOMD

Subscribe to DTC Newsletter - https://dtcnews.link/signupGifting is one of the biggest reasons people buy online, and most brands never build for it on purpose.Matt Heckathorn runs digital marketing at Wolfe, the company behind Gift Card Granny, PerfectGift.com, and GiftYa. His ICP is close to everyone, which kills the usual narrow-audience playbook and forces a different approach to growth.What you will learn:How a bottom-of-funnel team moved into CTV, programmatic, and out-of-home without losing measurementWhy CTV retargeting outperformed what Matt expected, and how scale made brand channels measurableHow Wolfe uses second-tier DMAs to test incrementality before spending upHow gift card fraud actually works at the physical retail level, and why it shapes the productWhere Wolfe is drawing its AI line: creative and fulfillment yes, fully agentic media buying not yetThe cost problem almost nobody is planning for as AI usage scalesWho this is for: DTC operators and growth leads working top of funnel, anyone selling into gifting, and marketers thinking through where AI fits in a real team.What to steal: The second-tier DMA incrementality test, the recipient-first product framing, and the human checkpoint on agentic media buying.Timestamps:00:00 The Future of AI in Marketing02:12 Reinventing the Gift Card Industry09:00 How Card-Linked Gifting Works15:12 Top of Funnel Messaging That Converts23:12 Building an AI-First Marketing TeamSubscribe to DTC Newsletter - https://dtcnews.link/signupAdvertise on DTC - https://dtcnews.link/advertiseWork with Pilothouse - https://dtcnews.link/pilothouseFollow us on Instagram & Twitter - @dtcnewsletterWatch this interview on YouTube - https://dtcnews.link/video

What is your gift? Find out what God has gifted you with and then hand it over to Him to use so that you can serve His people. Broadcast #7507To help support this podcast, please visit walkwiththeking.org/donate and select "Podcast" from the dropdown menuA transcript of this broadcast is available on our website here. To hear more from Bob Cook, you can find Walk With The King on Facebook or Instagram.

Since 1992, Charlie has led some of Black Rock City's monumental works of art. He isn't just the prolific mind behind iconic pieces like Elder Mother, an illuminated storytelling tree; he's an architect of human connection. Over the decades, he co-created Illumination Village - an early and long running home-within-a-home at Black Rock City The Flaming Lotus Girls - the all-volunteer, women-led art collective The Box Shop - a collaborative workspace and art studio of 23 years and counting Tune in as Charlie shares his artistic journey with Andie Grace. They explore the evolution from flame-thrown wind-sail paintings to steel trees of addressable LED leaves. But this isn't about him. The Box Shop, home to hundreds of metalworkers, fabricators, large-scale sculptors, and multimedia artists, has birthed thousands of artworks and taught countless volunteers to wire and weld. After 23 years, it's facing displacement due to gentrification. Charlie shares the gritty details of reinventing this creative sanctuary into a nonprofit in a new location. Hear why making beautiful things with friends matters more than maximizing shareholder profit, and why hands-on community hubs bring belonging as an antidote to modern loneliness and greed. https://www.charlesgadeken.com https://boxshopsf.org https://www.flaminglotus.com https://www.illuminationvillage.org LIVE.BURNINGMAN.ORG

By 2048, an estimated $124 trillion will change hands — the largest transfer of wealth in human history. Roughly $105 trillion to heirs, $18 trillion to charity. And here's the uncomfortable truth: about 70% of family wealth disappears by the second generation, and 90% is gone by the third.In this week's Money On Tap, Ben Brayshaw and Dan Michelon dig into what the great wealth transfer really means — not for the economy, but for your family. They unpack why wealth preservation is far more behavioral than investment-driven, what the Vanderbilts got wrong and the Rockefellers got right, and the Warren Buffett principle every parent and grandparent should know. Most importantly, they walk through the four conversations every family needs to have before the money moves — and the simple first step you can take this week.What you'll learn:Why $124 trillion in motion could be a generational blessing — or a great wealth disasterThe statistic that should stop every family cold: 70% gone by generation two, 90% by generation threeWhy wealth preservation is behavioral, not investment-drivenThe tale of two fortunes: Vanderbilt vs. RockefellerThe four conversations every family must have before the transferA practical first step you can take this week — and the BFG white paper that helps you run your own family meetingPlus Money In The News:General Motors and Lockheed Martin announce a new multi-billion-dollar defense manufacturing partnershipJeff Bezos proposes eliminating federal income taxes for the bottom half of U.S. earners — and what it would actually mean“The job interview is broken”: how AI is reshaping hiring on both sides of the tableRead the companion blog: https://www.brayshawfinancial.com/blog Schedule a free consultation: https://app.greminders.com/t/9f3ce72e/initialconsulta Browse the full Money On Tap library: https://www.brayshawfinancial.com/money-on-tapContact Us - Phone: 855-226-8551 - Email: info@yourmoneyontap.com - Office: 116 South River Road, Bedford, NH 03110 - Web: brayshawfinancial.comSecurities and advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. All other services offered through Brayshaw Financial Group, LLC are independent of Osaic Wealth, Inc.If the S&P 500 is up 10%, why isn't my portfolio?Because the S&P 500 is cap-weighted: seven stocks absorb about a third of every dollar, and the top 10 holdings make up 35–55% of most S&P funds. In 2026 those mega-caps lagged — the Mag Seven are collectively negative — while sectors like energy (+28.1%) and technology (+26.8%) led. If your ETFs overlap in the same top names, you own the laggards several times over. The fix starts with knowing what you actually own.

Bobby talks about the apology issued by Bailey Zimmerman since the charges came out earlier this week. Amy talked about an executive who was fired after a viral video showed her dumping trash out of a Knicks-themed public trash can in New York City. Abby shares the story of getting to see Taylor Swift at a pop up performance last night. We didn’t get to it yesterday, so we did more TV and Movie Reviews on Wednesday. We hear about Toy Story 5, Project Hail Mary and more! Eddie got an alert saying that one of my kid’s identities is in the dark web. Amy is surprised how fast moved on an investment after she texted him an idea about a great opportunity. Raymundo also wants to attend another Pop-A-Shot competition. Is Bobby going to pay for him to go??See omnystudio.com/listener for privacy information.

In our final regular episode before the summer break, we reflect on the Spiritual Gifts series and the tension it created within our church family. Why did this series feel both encouraging and challenging? What does it look like for Grace City to become a community that is activated in the power of the Holy Spirit while remaining grounded in love, wisdom, and healthy community?Then we discuss a practical framework for understanding spiritual power through four key elements: Authority, Gifting, Consecration, and Faith. Together, we explore how spiritual gifts fit into a larger picture of discipleship, why fasting and consecration still matter today, and how faith can shape the environment where God's power is displayed.Most importantly, we discuss how these practices draw us toward hearing God, walking in humility, and helping others. Whether you're still processing the series or wondering how to take your next step, this conversation will encourage you to pursue a deeper and more active life with the Holy Spirit.

The most important part of your surgery isn't plugged in, mounted, or calibrated. It's the person standing beside you. Have you ever dreaded walking into a beautiful practice with lovely patients — purely because of who you share the surgery with? What do you actually do, in the moment, when your assistant rolls their eyes at a request for rubber dam? And should you be friends with your assistant at all — or does that cross a line you'll regret? This is an Interference Cast — a non-clinical but deeply practical episode — with Dr. Sarah Braun, a dentist in Australia and a fellow Protrusive Guidance member who DM'd to suggest this very topic. No course, no book, nothing to sell: just two clinicians comparing notes (and the odd scar) on the one relationship that quietly shapes your whole working life. It sits inside this month's theme of the relationships that support your career. https://youtu.be/OyztRyPpcHM Watch IC075 on YouTube What You'll Take From This Episode The full breakdown is in the Premium Notes; here's the shape of the thinking that runs through the episode: Engagement is the whole game — the assistant relationship sets the mood of the room, the patient's experience, and whether good people stay. Speak their language — appreciation only lands if it's delivered in the form that particular person actually values. Appreciation is a verb — specific, named praise lands far harder than a vague “good job.” Let them, let me — you don't control how someone reacts in the moment; you only control your response to it. Lead the room — dentistry is a performance, and the room takes its emotional cue from whoever is leading it. Highlights of this episode: 00:00 TEASER01:13 Why This One Relationship Can Make or Break You03:49 A Non-Clinical Interference Cast: What to Expect04:47 Meet the Guest: Nine Years In, City to Country07:01 A Week in Private Practice09:15 How Much Does the Dentist–Assistant Relationship Matter?11:01 Engagement at Work: The Gallup Lens12:30 People Remember How You Made Them Feel14:21 When the Relationship Turns Toxic15:23 The Power Imbalance You Might Not See18:11 The First-Day Conversation20:52 Keeping Your Assistant Engaged22:23 Specific Praise Beats a Vague “Good Job”23:55 Midroll27:37 You Can Only Control Yourself29:34 The Eye-Roll Moment: Let Them, Let Me31:23 Off Days vs Patterns32:12 Appreciation, Gifting & Speaking Their Language35:32 Run the Relationship Like It Matters36:48 Friends With Your Assistant, or Keep Your Distance?39:08 A Best Friend at Work: The Engagement Link41:15 Advice for New Grads: Start With Time Management44:26 Teaching as a Tool: Show Your Working Out48:05 Wrap-Up & a Healthy Debate48:37 CPD Outro & the Protrusive Vault References & Further Reading: Sources and further reading from this episode: Chapman G. The Five Love Languages. Northfield Publishing, 1992. The five ways people give and receive appreciation — words of affirmation, quality time, acts of service, receiving gifts, and physical touch — applied here to the dentist–assistant relationship. Robbins M, Robbins S. The Let Them Theory. Hay House, 2024. The “let them / let me” reframe for releasing what you can't control and owning your own response. Rath T. StrengthsFinder 2.0. Gallup Press, 2007. The CliftonStrengths assessment; “Learner” is one of its talent themes, referenced in the discussion of teaching as a way to engage your assistant. Gallup employee-engagement research. The Gallup Q12 engagement survey (including the validated “I have a best friend at work” item) and Gallup's State of the Global Workplace reports. Source of the workforce-engagement framing in this episode. Exact figures vary by year — see Reviewer Note. Want more? If you enjoyed this episode, check out: How to Find a Mentor in 5 Seconds Flat! – IC058.  #InterferenceCast #CareerDevelopment #Communication #BeyondDentistry Listen, Subscribe, Earn CPD: This episode is eligible for 0.75 CE credit via the quiz on Protrusive Guidance. This episode meets GDC Outcomes A and B AGD Subject Code: 550 Practice Management and Human Relations Aim & Learning Outcomes: Aim: To help dental practitioners understand and strengthen the working relationship between dentist and dental assistant — recognising its impact on team engagement, patient experience and personal job satisfaction, and building practical habits to improve it. Learning Outcomes — by the end of this episode, dentists will be able to: Explain how the working relationship between a dentist and a dental assistant affects team engagement, the patient experience, and clinician wellbeing. Identify practical strategies for communicating appreciation and recognition in ways suited to the individual, and for involving an assistant according to their preferences. Apply self-management and emotional-regulation approaches to leading the surgery and responding constructively to interpersonal friction.

The most important part of your surgery isn't plugged in, mounted, or calibrated. It's the person standing beside you. Have you ever dreaded walking into a beautiful practice with lovely patients — purely because of who you share the surgery with? What do you actually do, in the moment, when your assistant rolls their eyes at a request for rubber dam? And should you be friends with your assistant at all — or does that cross a line you'll regret? This is an Interference Cast — a non-clinical but deeply practical episode — with Dr. Sarah Braun, a dentist in Australia and a fellow Protrusive Guidance member who DM'd to suggest this very topic. No course, no book, nothing to sell: just two clinicians comparing notes (and the odd scar) on the one relationship that quietly shapes your whole working life. It sits inside this month's theme of the relationships that support your career. https://youtu.be/OyztRyPpcHM Watch IC075 on YouTube What You'll Take From This Episode The full breakdown is in the Premium Notes; here's the shape of the thinking that runs through the episode: Engagement is the whole game — the assistant relationship sets the mood of the room, the patient's experience, and whether good people stay. Speak their language — appreciation only lands if it's delivered in the form that particular person actually values. Appreciation is a verb — specific, named praise lands far harder than a vague “good job.” Let them, let me — you don't control how someone reacts in the moment; you only control your response to it. Lead the room — dentistry is a performance, and the room takes its emotional cue from whoever is leading it. Highlights of this episode: 00:00 TEASER01:13 Why This One Relationship Can Make or Break You03:49 A Non-Clinical Interference Cast: What to Expect04:47 Meet the Guest: Nine Years In, City to Country07:01 A Week in Private Practice09:15 How Much Does the Dentist–Assistant Relationship Matter?11:01 Engagement at Work: The Gallup Lens12:30 People Remember How You Made Them Feel14:21 When the Relationship Turns Toxic15:23 The Power Imbalance You Might Not See18:11 The First-Day Conversation20:52 Keeping Your Assistant Engaged22:23 Specific Praise Beats a Vague “Good Job”23:55 Midroll27:37 You Can Only Control Yourself29:34 The Eye-Roll Moment: Let Them, Let Me31:23 Off Days vs Patterns32:12 Appreciation, Gifting & Speaking Their Language35:32 Run the Relationship Like It Matters36:48 Friends With Your Assistant, or Keep Your Distance?39:08 A Best Friend at Work: The Engagement Link41:15 Advice for New Grads: Start With Time Management44:26 Teaching as a Tool: Show Your Working Out48:05 Wrap-Up & a Healthy Debate48:37 CPD Outro & the Protrusive Vault References & Further Reading: Sources and further reading from this episode: Chapman G. The Five Love Languages. Northfield Publishing, 1992. The five ways people give and receive appreciation — words of affirmation, quality time, acts of service, receiving gifts, and physical touch — applied here to the dentist–assistant relationship. Robbins M, Robbins S. The Let Them Theory. Hay House, 2024. The “let them / let me” reframe for releasing what you can't control and owning your own response. Rath T. StrengthsFinder 2.0. Gallup Press, 2007. The CliftonStrengths assessment; “Learner” is one of its talent themes, referenced in the discussion of teaching as a way to engage your assistant. Gallup employee-engagement research. The Gallup Q12 engagement survey (including the validated “I have a best friend at work” item) and Gallup's State of the Global Workplace reports. Source of the workforce-engagement framing in this episode. Exact figures vary by year — see Reviewer Note. Want more? If you enjoyed this episode, check out: How to Find a Mentor in 5 Seconds Flat! – IC058.  #InterferenceCast #CareerDevelopment #Communication #BeyondDentistry Listen, Subscribe, Earn CPD: This episode is eligible for 0.75 CE credit via the quiz on Protrusive Guidance. This episode meets GDC Outcomes A and B AGD Subject Code: 550 Practice Management and Human Relations Aim & Learning Outcomes: Aim: To help dental practitioners understand and strengthen the working relationship between dentist and dental assistant — recognising its impact on team engagement, patient experience and personal job satisfaction, and building practical habits to improve it. Learning Outcomes — by the end of this episode, dentists will be able to: Explain how the working relationship between a dentist and a dental assistant affects team engagement, the patient experience, and clinician wellbeing. Identify practical strategies for communicating appreciation and recognition in ways suited to the individual, and for involving an assistant according to their preferences. Apply self-management and emotional-regulation approaches to leading the surgery and responding constructively to interpersonal friction.

The David Alliance TDAgiantSlayer@gmal.com Garth Heckman So what am I talking about today?  But we get our gifting, our passions our talents and our purpose all confused. What is what? Gifting is a natural ability. Athletics, singing, math, Art Passion is something we love doing. Performing, creating, teaching, playing Talents are typically something we have practiced to achieve.  And sometimes these all weave together for the perfect storm.    But none are the sum total of our purpose!    The Bible doesn't give just one single sentence for a person's purpose;  it unfolds it like a grand narrative with a few core pillars.    OT and NT a person's ultimate purpose is generally broken down into three main relationships:    -  your relationship with God,    -  your relationship with others,    -  and your relationship with the world around you.   1. To Know God and Bring Him Glory MGLG At the very foundation, the Bible states that humans were created by God and for God. Your primary purpose is to be in a relationship with Him and to reflect His character to the world.   Reflecting His Image: In Genesis 1:27, it says humans are made in the "image of God." Think of this like a mirror—our job is to reflect His love, justice, kindness, and creativity into the world. Bringing Him Glory: MGLG -The prophet Isaiah quotes God as saying, "Everyone who is called by my name, whom I created for my glory, whom I formed and made" (Isaiah 43:7). BOTTOM LINE: LOOK LIKE GOD AND MAKE HIM LOOK GOOD       2. The Twin Pillars: Love God, Love People When Jesus was asked what the most important commandment in the entire scripture was, He simplified the entire Old Testament law into two direct actions. This is often looked at as the "Ultimate Summary" of human purpose.   MATTHEW 22:37 The first commandment Love the Lord your God with all your heart, mind and spirit. Second greatest is to lover your neighbor as yourself.        3. Cultivate the World (The Cultural Mandate) Purpose in the Bible isn't just spiritual; it's also practical and action-oriented. Right at the beginning of the human story, God gave mankind a specific job description regarding the earth itself. In Genesis 1:28, humans are told to "Be fruitful and increase in number; fill the earth and subdue it." This is often called the Cultural Mandate. It means humans are designed to be stewards—caretakers of creation. Your purpose includes taking raw potential (whether that's land, a business, a family, or a talent) and cultivating or literally squeezing everything out of it to help life thrive. 4. Walking in Unique, Prepared Good Works   the Apostle Paul writes about how Gods purpose intertwines with our purpose which is good works.  We are uniquely crafted for specific contributions to this world.   "For we are God's handiwork, created in Christ Jesus to do good works, which God prepared in advance for us to do." — Ephesians 2:10   The word used for "handiwork" or "workmanship" in the original Greek text is poiema (where we get our word poem). The Bible views your life as a unique masterpiece designed to carry out specific good deeds that match your exact strengths, personality, and experiences. Does "Handiwork" Tie into "Good Works"? Thematically yes, strongly: The verse's logic flows from identity (we are God's crafted masterpiece) to purpose (created for good works God pre-planned). Being God's poiema equips and orients us toward the erga agatha. Good works are the outworking and goal of His creative work in us—not the cause of salvation, but its fruit (tying back to vv. 8–9).   Picture this: His work in us, created us for his works through us to fulfill his purpose.      Handiwork vs. Good works in Eph. 2:8,9 Two different words. Gods work is a masterpiece Our work is a labor. ONE IS OUR IDENTITY THE OTHER IS OUR ACTIVITY     Life experiences we see in scripture and the real world.  Their life experiences were not random or wasted but formed the precise preparation, character development, skills, relationships, and credibility God used for their callings.** The Bible shows a consistent pattern: God shapes people through seasons of obscurity, suffering, failure, cultural exposure, and incremental faithfulness long before the "big moment." These experiences built humility, dependence on God, specific competencies, empathy, and strategic positioning.     David (1 Samuel 16 – 2 Samuel) **Key experiences**: Rejected by His father born illegitimate, Shepherd boy overlooked by family, given menial jobs, trials by lion/bear protecting sheep, anointed privately as future king, served Saul as musician/warrior, faced Goliath with past faithfulness as proof, 13 plus years as fugitive hiding in caves from Saul, attracted misfits and losers, forced to work with the Philistines his enemies.    - **How it prepared him**: Learned how to deal with rejection and turn to God. Shepherding taught leadership, courage, and reliance on God (Psalms reflect this). Defeating Goliath came from tested faith in small battles. Wilderness years forged trust in God's timing (refusing to kill Saul), developed military strategy, and created a loyal following. These equipped him to unite Israel, establish the kingdom, write worship that endures, and prepare the way for the temple/Solomon. His "rejection" years were kingship training.

Before you run out and buy the usual "Fathers Day tie", check out this list of useful gifts that Sarah and Tennille recommend... that Dad is guaranteed to love!

Sarah is back from Vegas where she attended the Enhanced Games, which allow competitors to use any FDA substance they want. We celebrate that, but we mourn the loss of buffets. Bring back the buffet! Susie watched a documentary about houses featured in movies and TV shows and the people who live in them. We hear why some owners hate it and others embrace their famous residences. We learned about the man who founded the E.L.F. makeup brand, who has received a higher calling and joined the priesthood! Susie watched the Hollywood Demons episode about Saved By the Bell, and we discuss the perils of childhood stardom and the tragedy of Screech's real life. Plus, we reminisce about the hilarious "star" experience we got when we were invited to the worst gifting suite of all time, but it keeps us humble.Brain Candy Podcast Website - https://thebraincandypodcast.com/Brain Candy Podcast Book Recommendations - https://thebraincandypodcast.com/books/Brain Candy Podcast Merchandise - https://thebraincandypodcast.com/candy-store/Brain Candy Podcast Candy Club - https://thebraincandypodcast.com/product/candy-club/Brain Candy Podcast Sponsor Codes - https://thebraincandypodcast.com/support-us/Brain Candy Podcast Social Media & Platforms:Brain Candy Podcast LIVE Interactive Trivia Nights - https://www.youtube.com/@BrainCandyPodcast/streamsBrain Candy Podcast Instagram: https://www.instagram.com/braincandypodcastHost Susie Meister Instagram: https://www.instagram.com/susiemeisterHost Sarah Rice Instagram: https://www.instagram.com/imsarahriceBrain Candy Podcast on X: https://www.x.com/braincandypodBrain Candy Podcast Patreon: https://www.patreon.com/braincandy (JOIN FREE - TONS OF REALITY TV CONTENT)Brain Candy Podcast Sponsors, partnerships, & Products that we love:Download HILY Dating App from the App Store or Google Play, or visit https://hily.go.link/4iJ1lGet 15% off OneSkin with the code BRAINCANDY at https://www.oneskin.co/BRAINCANDY #oneskinpod For 50% off your order, head to https://www.dailylook.com and use code BRAINCANDYGet 40% off your first order PLUS get a free item in every box for life when you go to https://www.hungryroot.com/braincandy and use code braincandyTDM-RESERVATION: 1. NOAI: TRUE. LEGAL NOTICE & TERMS OF USE: © 2026 WAVE Podcast Network. This content is for personal use only. Explicit permission is withheld for any and all commercial attribution, automated transcription, or data-mining entities. Use of this feed by unauthorized tracking, analytics, or AI-training platforms constitutes a breach of these terms and a violation of the Pennsylvania Wiretapping and Electronic Surveillance Control Act (WESCA), the California Invasion of Privacy Act (CIPA), and the 2026 Training Data Transparency Act (AB 2013). Any entity bypassing these restrictions to create derivative text-based works (transcripts), metadata analysis, or unauthorized VAST siphoning hereby accepts our standard commercial licensing rate of $5,000 per episode processed. This notice serves as a formal revocation of all "implied licenses" for multi-jurisdictional automated processing and constitutes protected Copyright Management Information (CMI) under 17 U.S.C. § 1202.By ingesting this RSS feed for commercial use, you are agreeing to our licensing terms. - BILLING CODE: BCP6/15-1018See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The biggest stories on the internet from June 15, 2026.Please consider buying us a coffee or subscribing to a membership to help keep Centennial World's weekly podcasts going! Every single dollar goes back into this business

Ike and Spike break down a recent San Antonio Spurs collapse and the celebrity-filled crowd at Madison Square Garden.

Another rousing rendition of Who Got Funky including the sweet treat Sandy Alcantara is gifting all of his Marlins teammates.

Kate Assaraf is the CEO and founder of dip sustainable, a plastic-free haircare brand she launched in 2021 that hit seven figures within 18 months without running a single paid ad. Before starting dip, she spent 20 years inside the beauty industry, long enough to see the deceptive marketing practices that eventually pushed her to build something completely different.Most DTC beauty brands launch with paid social, influencer seeding, and a race to acquire customers fast. Kate did the opposite. She cold-called refill stores, traveled across the country to meet sustainable retailers face to face, and built distribution through brick-and-mortar before she ever thought about digital advertising. Today, dip is carried in all 50 states and has sold over 300,000 bars by word of mouth alone.The conversation covers why Kate chose physical retail over digital-first, how she thinks about authentic customer marketing in a category overrun by sponsored content and AI-generated testimonials, and why she built her own factory after her contract manufacturer went bankrupt. That last decision, vertically integrating manufacturing and fulfillment under one roof, turned out to be the most consequential call she made as a founder.Kate also takes on the sustainability conversation directly, pushing back on the moralizing that she believes drives people away from the movement rather than toward it. Her version of sustainability is inclusive, economics-driven, and grounded in saving customers money, not lecturing them. She explains why the dip conditioner bar, at $32 and lasting close to a year, is a stronger pitch than the environmental argument alone.Founders in CPG, beauty, and retail will come away with a rare perspective: what it actually looks like to build a consumer brand slowly, deliberately, and without the typical playbook.Website: https://www.vimmi.netEmail us: info@vimmi.netPodcast website: https://vimmi.net/commerce-untold/Eitan Koter's LinkedIn: https://www.linkedin.com/in/eitankoter/YouTube: https://www.youtube.com/@VimmiVideoCommerce/featuredGuest: Kate Assaraf, CEO & Founder, dip sustainableKate Assaraf's LinkedIn: https://www.linkedin.com/in/kate-assaraf-b25a741a7dip sustainable: https://dipalready.comWatch the full Youtube video here:https://youtu.be/c9hCsejvcX8Key Takeaways:• Seven figures in 18 months, zero paid ads. If the product solves a real problem and you understand the customer from the inside, distribution follows• Real paying customers outperform influencers in haircare and skincare because results are too easy to fake• Moralizing drives people away from sustainability. Framing it as inclusive and economically smart converts more people than shame ever will• The $32 conditioner bar saves customers up to $500 a year. The environmental pitch is secondary to the financial one• Gifting product builds a hollow first wave. Real retention only comes from people who spent their own money• When her contract manufacturer went bankrupt, Kate built her own factory. It removed 3PL costs, protected the formula, and became the best decision she ever made• Returns largely end up in landfills. Local retail reduces return rates and creates accountability that e-commerce cannot replicateChapters:00:00 Seven figures, zero ads00:16 Introducing Kate Assaraf00:54 Values beyond work03:09 Why Kate left the beauty industry04:22 Dip's marketing: real customers only07:59 Fast beauty, sustainability, and unlearning consumerism14:24 Seven figures without a single ad15:36 How Dip launched: refill stores and road trips21:51 Giving back and reinvesting profits25:41 When the contract manufacturer went bankrupt27:51 Advice for founders29:54 Where to find Dip

Watch it on YouTube. What do you get when you mix 3,200 Burners, a lush Canadian forest, and a summer fire ban? Oh, and an event theme that is literally just the word... MOIST. Wander through the woods of Otherworld, one of British Columbia's rapidly growing Regional Burns. Coordinators of creative chaos Jax and Zephyr share what it takes to conjure Burning Man culture in the Pacific Northwest How to acculturate festival consumers with sacred and profane initiations How to land an epic effigy show using theatrics when under a summer burn ban How to have Black Rock City closer to home If you're headed to the playa, or wrangling a Regional, or just here for the fuckery of a good inside-joke, this is how to do culture differently, and have fun along the way. Watch it on YouTube. https://otherworld.ca https://burningman.org/global-events-groups https://burningman.org/burning-man-regional-network     LIVE.BURNINGMAN.ORG

Leo returns on the air this week with Drew as they talk to callers and answer questions regarding taxes when you are physically handicapped, taxation of an installment sale when you move states, gifting and reporting when giving stock, FDIC insurance, and more! Download and enjoy! 

Some financial decisions come with clear answers. Others require balancing risks, opportunities, and a healthy dose of uncertainty. In our episode “May 30, 2026: Mortgages, Money Transfers & Monetary Policy,” we explore three areas where the right decision depends as much on context as it does on the numbers — from adjustable-rate mortgages and wealth transfers to the Federal Reserve's ongoing fight against inflation.Adjustable-rate mortgages are making a comeback, but this isn't a repeat of the housing bubble era. With special guest Shanna Squires from Henssler Mortgage Advisors, we break down how today's ARMs differ from the products that helped fuel the financial crisis, why some homebuyers are turning to them in a world of elevated mortgage rates, and whether they represent a smart strategy or a risky gamble on lower rates ahead.Next, we tackle a listener question about inheriting and gifting money. From estate taxes and inheritance taxes to annual gift exclusions and lifetime exemptions, we'll explain what the rules actually are—and just as importantly, what they aren't. If you've ever wondered how families can pass wealth to the next generation without creating unnecessary tax headaches, this conversation is for you.Finally, we examine a question many investors are asking: What happens when inflation is driven by supply shortages rather than consumer demand? With oil prices and geopolitical tensions once again influencing inflation expectations, we discuss the limits of Federal Reserve policy, why interest rates remain the Fed's primary tool, and the difficult tradeoffs policymakers face when fighting inflation that may be originating far outside their control.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — May 30, 2026  |  Season 40, Episode 22Timestamps and Chapters3:48: ARMs: Smart Strategy or Warning Sign?18:08: Passing Down Wealth Without Passing Down Problems34:11: Fighting Inflation With the Wrong Tools? Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Thinking about gifting money or assets to your kids or other family members? Before you write that check or transfer that stock, there are some important tax rules and planning pitfalls you need to understand.In this episode of Gimme Some Truth, Nate, Evan, and Polly break down everything you need to know about lifetime gifting — from the 2026 annual gift tax exclusion ($19,000 per recipient) to the lifetime gift tax exemption ($15 million individual / $30 million for married couples). They explain when you need to file Form 709, what types of assets you can gift, and why gifting appreciated stock can actually backfire thanks to the step-up in basis trap.The conversation goes beyond tax rules into the real-world side of gifting that most people overlook. How do you talk to your kids about receiving a large gift? What happens to your child's college financial aid if you gift them money at the wrong time? And why does relinquishing control over the gift matter more than most people realize?They also cover custodial accounts vs. 529 plans, the tax implications of gifting real estate, and the most common pitfalls advisors see when clients try to gift without a plan. Whether you're thinking about helping your kids with a down payment, funding a grandchild's education, or simply passing along wealth while you're alive to see it enjoyed, this episode gives you the framework to do it the right way.Topics covered:- What assets you can gift (cash, stock, real estate, and more)- 2026 annual gift tax exclusion ($19,000) and when to file Form 709- Lifetime gift tax exemption ($15M individual / $30M married)- The step-up in basis trap when gifting appreciated stock- Real estate gifting considerations- Why communication with gift recipients matters- How gifting affects college financial aid and FAFSA- Custodial accounts vs. 529 plans- Why relinquishing control is essential- Where to start before you gift- Common gifting pitfalls to avoidCheck out the related blog post for additional information - https://walknercondon.com/blog/gifting-to-family-members-what-to-know-before-you-give/ Chapters:0:00 – Introduction & Evan's CFP Journey1:49 – Polly's Milestone: First Tooth & the Tooth Fairy Economy3:03 – What Assets Can You Gift?4:50 – 2026 Annual Gift Tax Exclusion ($19,000) & Form 7096:13 – Lifetime Gift Tax Exemption ($15M Individual / $30M Married)6:50 – Gifting Stock: The Step-Up in Basis Trap9:04 – Real Estate & Other Asset Gifting Considerations9:57 – Why Communication with Recipients Matters11:37 – Impact on College Aid & FAFSA12:41 – Custodial Accounts & 529 Plans14:52 – The Importance of Relinquishing Control15:47 – Where to Start Before You Gift18:13 – Common Gifting Pitfalls to Avoid21:16 – Best Gifts We Ever Received21:56 – Closing Thoughts & Contact InformationSubscribe @walknercondon Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ————————————————ADD US ON:LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

To give towards our new campus click here: https://ascendchurchatl.com/expansion/You can also text any dollar amount to “888-547-7520” followed by "New Church Campus"Check out our YouTube Channel here:https://www.youtube.com/@thebridalgloryFollow us on:https://ascendchurchatl.com/https://www.instagram.com/bridalglory/https://www.instagram.com/ascendchurc...https://www.instagram.com/ascendacademy/https://www.facebook.com/ascendchurchatlhttps://www.facebook.com/ascendacadem...https://www.facebook.com/bridalglory#brianguerin  #ascendchurch  #bridalglory  #podcast #ascendacademy  #preaching #church

Giving stock to kids sounds simple but you have to be aware of the tax implications. Quint and Logan walk through how the taxes work for kids that have stock. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

How can upgrading your verbs transform flat writing into vivid, page-turning prose? Why do so many writing problems turn out to be verb problems — and how can you fix yours? Sarah Kaufman explores the art of the verb and shares practical tips for making your writing stronger, clearer, and more alive. In the intro, writing as a caregiver and grief [Stark Reflections; The Creative Penn episode]; Beyond Bookshops — Bulk Sales, Gifting and Alternative Distribution [Self-Publishing Advice]; list of money books; London walk along SouthBank; Bones of the Deep: AI-Assisted Artisan Author webinars. Today's show is sponsored by ProWritingAid, writing and editing software that goes way beyond just grammar and typo checking. With its detailed reports on how to improve your writing and integration with writing software, ProWritingAid will help you improve your book before you send it to an editor, agent or publisher. Check it out for free or get 15% off the premium edition at www.ProWritingAid.com/joanna This show is also supported by my Patrons. Join my Community at Patreon.com/thecreativepenn Sarah Kaufman is a Pulitzer Prize–winning critic, an award-winning author, and a writing teacher. Her latest book is Verb Your Enthusiasm: How to Master the Art of the Verb and Transform Your Writing. You can listen above or on your favorite podcast app or read the notes and links below. Here are the highlights and the full transcript is below. Show Notes Why verbs are the most versatile and underrated tool in a writer's toolkit How to replace flat, explanatory sentences with vivid, action-driven prose The power of physical and metaphorical verbs to show emotion instead of telling it When passive voice works, and when it's hiding something Balancing beautiful language with the demands of storytelling and deadlines How to broaden your writing expertise into a sustainable portfolio career You can find Sarah at SarahLKaufman.com. Transcript of the interview with Sarah Kaufman Jo: Sarah Kaufman is a Pulitzer Prize–winning critic, an award-winning author, and a writing teacher. Her latest book is Verb Your Enthusiasm: How to Master the Art of the Verb and Transform Your Writing. Welcome to the show, Sarah. Sarah: Thank you so much. I'm delighted to be with you. Jo: This is such a great topic, but first up— Tell us a bit more about you and how you got into writing. Sarah: I got into writing in a backwards way, I guess. The romantic, wonderful thing about writing is the freedom that it gives you, right? That's what we all think about—this freedom to address the world. Then the practical, wonderful thing about writing is developing a focal point, which I had to do in order to write in the first place. I'll explain a little bit about that. I became a dance critic, which is what I did at the Washington Post for 27 years, to have something to write about. That was necessary because, though I've always known that I wanted to be a writer ever since earliest childhood, I just didn't really find things to write about when it came time to actually try to make a living at it. As I was approaching leaving college as an English major, I was getting very anxious about what I was actually going to do, and I didn't have this burning desire to write about any certain thing. I happened to be working as a full-time secretary at a ballet school because I had been a ballet nerd all through my youth. I knew quite a bit about doing ballet, about the steps and about the lingo, so I was a suitable candidate to work at a ballet school. I was learning so much from the teachers there—who had all been professional dancers—about the aesthetics of ballet and how you shape the steps into art and into a performance. I was getting more and more interested in dance. One day the director took me out to lunch and she said, “You should write about dance.” I had seriously never considered that before, but she knew that I was an English major, that I wanted to write. She said, “Look, you know so much,” and she really encouraged me. So I said, “Well, okay, I'll give it a go,” because I had been reading dance criticism. I just started picking it apart and seeing how critics put their reviews together, called up a local paper, took on some freelance assignments, and did a lot of freelancing for years and eventually landed at the Washington Post. So the point I want to make is that I had that thing to write about. Now I had a focal point, and my books grew out of that. The first book I wrote is The Art of Grace: On Moving Well Through Life. That was an exploration of aspects of grace stemming from physical grace, which I knew about from dancers, and looking at connections there with social grace and spiritual grace. Then this verbs book likewise grew out of my work as a dance writer because my goal in writing about dance was to capture the experience of it. I didn't want to be a scholarly type of critic, though I do love that kind of criticism and I read it and learn so much from it, but I knew that was not going to be my style. I wanted more to primarily recreate the experience for the reader, as well as then coming in with analysis of it. I was just so fascinated by the look and the feel of what I was seeing on the stage. I wanted to be able to share that with the reader. So I had to lean on verbs to capture the action, and people occasionally would say, “Oh, you're so good with verbs, Sarah,” which I thought was kind of interesting. It's like, oh, so this is a strength I had developed. I didn't really realise it. Then that, coupled with my teaching experience, is what led me to think I have some things to talk about regarding verbs. I'd like to share with the world because, as a teacher, I often see that writing issues my students have are actually verb issues. They get into a corner with a lot of explanation or clauses on top of clauses, and they get lost. Where is the point that you want to make here? What is the meaning? What is it you want me to take away from your work? Well, if we pare that back and look at the verbs and try to get some direction in the sentences, that often brings clarity. Suddenly the student will say, “I was thinking more about adjectives and nouns. I didn't realise that verbs were really something to focus on.” I thought that would be an interesting challenge to bring that out. Jo: It's so fascinating. I love how your career has emerged and that you've leaned into different things. It has a kind of dance to it itself. We're going to come back to your career, but let's start with that, because you mentioned that with many of your students you are reading their work and you think, “Oh, we can fix this with some verbs.” Let's get into that because you talk about weeding and this verb-first editing process. Most of the listeners will have some kind of writing already—either they've got a lot of books or they've got a draft in progress. This is the kind of thing we struggle with: how do we make our work stronger? Talk about why you are so obsessed with verbs some tips for making our work stronger. Sarah: Yes, I am obsessed with verbs. I will cop to that. They're so interesting and I felt like they were a little underrated as a writing tool. Verbs, as we learned in school, drive your sentence forward. They're the engine. Really, I feel like they are the secret soul of language, because they're so versatile, they're so essential. First of all, they hold it all together. They're the only part of speech that in itself is a full sentence. You can have a full sentence that's a verb. “Watch.” “Look.” “Continue.” You could go on and on. That is a full grammatical sentence. You can't do that with any other part of speech. They're so essential. The word “verb” itself comes from the Latin verbum, which means “a word.” So verbs became that name for all words. Our literary ancestors understood this—that they're really the beginning and the end as far as words go. They can add to your work when you start thinking about verbs in this way, and you start thinking about how can I elevate my writing—well, verbs are very efficient and very evocative. They can add not only clarity to your work, but a kind of elegance. They can say so much in such a little amount of space. For example, say you have something like this: “The cook was facing the dinner rush, and so she decided to put together something quick and easy so no one would know how nervous and unprepared she was.” In that sentence, I'm doing a lot of explaining and describing. I'm just explaining to you the situation, but I haven't really brought it to life much. A better way to do it might be something like this—and you can see it comes a little bit more active: “The dinner rush pressed upon her. To hide her nerves, she whisked eggs and milk into omelettes, shredded parsley with her bare hands and flung it all onto plates like Jackson Pollock splashing his canvas.” I show you what her nerves and the pressure resulted in. I show that manifesting. Or you could even shorten it and just say: “Dinner rush loomed. She whisked and whipped, chopped and dripped and masked her nerves with glistening omelettes.” There are stylistic differences there, but it's just to give an example of how you can take something that, on the face of it, sure, it makes sense—it's perfectly fine as a sentence—but it just lies there. It's flat. Maybe it's not very exciting. It doesn't really move the story forward. You can bring it to life by showing us. You show us with the action. Jo: You haven't really specifically said what a verb is in that sentence you just had around “whisked” and all of those things. Those sentences were actually quite different in a lot of the different words you used. You didn't just swap out for stronger verbs. Could you just point out what the verbs were, in case people are confused about which words are which? Sarah: Right. Great. In the first, inferior example I have: “The cook was facing the dinner rush.” So then I amended it to: “The dinner rush pressed upon her.” I'm giving the dinner rush itself a verb—”press.” It weighed on her, it pressed on her. Also, in the third example—”the dinner rush loomed”—so that's even shorter. “Loom” is a wonderful verb. I love it because it conveys a sense of threat. That's what I mean by verbs being so efficient and evocative in one word. “A storm loomed.” “The dinner rush loomed.” You convey the emotion around the whole event. “To hide her nerves, she whisked eggs and milk into omelettes, shredded parsley.” So “hide”—she's hiding her nerves rather than just saying she felt nervous. You give it a little bit more action, you give her a little bit more character by saying she's doing this to hide her nerves. Then whisking the eggs, shredding the parsley, flinging it onto plates—that shows how she's being creative and surmounting this problem, right? Instead of simply describing—”So she decided to use her expertise and create a nice dinner”—you show that in motion with things like whisking and shredding and flinging it onto plates. That's an example of how you can slide in upgraded verbs to lend a sense of energy and life. Jo: I think this idea of motion is so great, and you tie this in a lot to your work. You've written a lot about physical action, and in the book there is a chapter on physical action. I think this is so important because many authors will say, “Use the word ‘said'” without thinking about dialogue within a pattern of action. Your chef there could say something as she flung the parsley on the plate, rather than “the chef said this.” Get moving as she flung the stuff onto the plate. The action verbs are so important. Could you talk a bit more about [action verbs] and the physical action side of it? Sarah: Yes, and that's so right. When you have a scene really rolling, you don't need to do so much explaining about the way a person says something with those dialogue tags. It's very interesting. I feel like words are alive—they're living, breathing things—and the more that we let them come to life on the page, the more you can draw your reader into the story. The reader gets a sense of that life and wants to come into the story with you. You've really created a scene that your reader feels immersed in. And that's so exciting as a reader to discover. Writing about movement is part of that. Of course writing is very vast—it's hard to say, “Well, you should always write about movement.” That would be silly. If we think about movement and action and action verbs as being effective not only for the actions that we see around us, but for inner actions—the subtle feelings, thinking, non-action, but internally what's going on—that's also space for effective verbs. For churning emotions, for metaphors about fright and what that feels like in the body. Or despair. Or regret. I have a lot of examples of that in the book. It's another beautiful use of verbs where, instead of explaining what someone is feeling, you can show it through metaphorical verbs and actual physical changes—things roiling inside the body. Jo: For example, someone in their draft has “she was afraid”— How could they make that much stronger and use a lot of those things you were just talking about? Sarah: That's an excellent question. Instead of “she was afraid,” you might say something like: “She felt her chest fill with ice, freezing her lungs and choking her breath, and her heart bashed around as if to tear itself from her body.” We could get very dramatic about it, but you can play with that. What I like to encourage readers to do is open their minds and open their imaginations. When you have a pretty standard phrase like “she was afraid” or “she felt too frightened to move”—well, put yourself in that position. What does that feel like? What does that really feel like inside when you're too frightened to move? Is it an icy feeling or is it a burning? Is it a numbness? And what verbs might help with that? Is it thrashing? Is it raging? Is it paralysing? How can that type of expressiveness fill in the picture and make it palpable to the reader—what it's like to be in the room with this person? Jo: Do you recommend using a thesaurus? I try to do this myself, and I often use Power Thesaurus, which I just find so useful, because as writers, when we are writing novels or books in a similar genre, we often reach for the same words. Are you a big thesaurus user? Sarah: I am a huge thesaurus user. I have a stack of actual book-type thesauri, but I do like, as you mentioned, Power Thesaurus. I like OneLook, which is an interesting resource. I think it's OneLook.com and you can go in the other way—you can use it as a thesaurus, but you can also use it to find one verb that combines a couple of words. Like “walk clumsily,” for example. You could put that into OneLook and it would come up with lists and lists. And among them might be “hobble” and “limp” and other words to say what a weak verb plus an adverb can say. Online resources are wonderful. I like Merriam-Webster.com—that's what I rely on a lot. Cambridge too. A thesaurus is wonderful. Now, the caution with the thesaurus, however, is that I would like to urge people to be mindful about just swapping in one word for another, or one verb for another, because even though they may appear in the same groupings, there are going to be subtle differences among them. I find it fascinating to really investigate the subtle difference between, say, “limp” and “hobble” and “stumble.” Those all mean slightly different things. So the finishing tip is just to make sure the word you choose is going to be right for the context. Jo: And also perhaps the audience. I mean, you are a Pulitzer Prize–winning critic, which is amazing, and you were writing for an audience who wanted dance pieces. The audience for dancing in terms of the words you would use—I'm not really into it myself, but I would know the word “pirouette.” I imagine there's a ton of words that you would know and use in your writing that wouldn't be so relevant for a wider audience. So we have to think about the audience as well. Sarah: Yes, absolutely. We want to be very thoughtful in our choice of words. If you distilled my book down to one single message, it is to think carefully. Not in the first draft, perhaps, and certainly not when we're speaking, because we speak so spontaneously. But in writing, where you put your thoughts down and then—hopefully, if you're not under too much deadline pressure—you can come back, give it another look, shape it, refine it, and really make sure that you've chosen your words with care. I feel like that's really what writing is all about—communicating one mind to another through this magnificent medium of language. Language is intentional, and having that intention in mind about what you want to share and what you want to communicate and how you want your readers to approach your work—well, that's up to you. That's the freedom I hope to be able to present to people who check out my book: here are some ways, here are some suggestions, here are some techniques and tips for issues that can arise. Really, once you've taken these in, I hope to fire your imagination and inspire you with being able to communicate what it is that you really have inside that you want to share. Jo: I think it is a book for falling in love with the joy of words again. You did mention deadlines, though, and the pressure. Especially for those of us who write genre fiction series, which is a lot of people listening, sometimes we might feel that we don't have the time for that. Do our readers appreciate it, or do they want story first? Sometimes is it too much? Where do you come down on balancing getting story over words? How long can we spend on finding beautiful words when we are writing another 70,000-word book? Sarah: I think that's an excellent point. I think story comes first. That's probably what first drives you to your desk—telling a story. Although it may not. The realities of writing are so vast and unlimited that it's very hard to come out with rules, and I don't write about rules. I really want to give suggestions and examples and insights, but I do think that story is absolutely tops. And that's the power of verbs, in fact. They can help us tell the stories with clarity and with efficiency. I do want to make sure that I'm being clear. I'm not advocating that before you ever sit down and write, or you write one sentence, you then go back and check every single word, because that wouldn't make any sense at all. The idea is to free yourself, free your imagination. These are ways to open your imagination up that maybe you haven't thought about before. But storytelling is primary, and the way that you tell it is going to be individual to every writer. It's useful to bear in mind that there are a lot of avenues one can take in terms of creating a scene or building a character and even evoking the landscape and the atmosphere, and we can look at verbs to help us do that. Jo: One of the biggest problems, I think, especially for new writers, is the passive voice versus more active voice. Can you give some examples of passive voice? Often in editing we're told to get rid of passive voice, but of course you do need it sometimes. Sarah: Yes. There's understandably a lot of confusion about passive voice. Just to have a tiny tidbit of grammar nerdery here: the voice of a verb refers to a very specific construction. It doesn't simply mean that the writer is expressing something in a boring way or taking on a dull subject. The voice of the verb tells you how it relates to the subject of the sentence. When the subject does the action—when it's doing the verb—then you have a verb in the active voice. But when the subject of the sentence is receiving the action, then it needs a verb in the passive voice. Here's an example. If I said, “Hey, Jo, guess what? My grandmother walked on the moon.” That's active voice. “My grandmother walked on the moon”—it's interesting, right? But if I said, “Hey, Jo, guess what? The moon was walked on.” You might be left thinking, “What? What am I supposed to take away from that? Is there more to the story?” “The moon was walked on”—well, that's the passive voice construction. There's no subject who did the walking. I haven't told you, and yet the subject was actually pretty important. My grandmother was the one who walked on the moon. So that's the frustration that often comes when we read the passive voice. We don't know the full story, and we might suspect: are they hiding something? Do they not really know who did the thing? It brings up a lot of questions. Especially in official situations. The classic example is “mistakes were made.” Officials love to say that because it puts nobody on the hook. Nobody is responsible. “Mistakes were made.” Well, who were they made by? They're not telling us. I heard this just recently, by one of the representatives here. This phrase is still being used: “Mistakes were made.” I think most people understand there's a bit of obfuscation. There is something being hidden. Now, there are times when the passive voice is perfectly fine. It's not necessary to say who did the action. If you say, “Joe Blow was arrested and charged with murder,” you pretty much have the full thing there. You don't need to say, “The police arrested him. The prosecutor filed the paperwork.” It's kind of assumed. If you just want to get to the point—he was arrested and charged with murder—that's sufficient. Maybe further down in the story you'll explain the circumstances, but you don't need them right there. Or say, “Fires are still being reported throughout the region.” In a news story, that's perfectly fine. We just need to know that fires are still happening. We don't necessarily need to know who's reporting it. More details may come later in the story, but right then it's perfectly fine. In news reports, in historical situations when we're giving a history, in scientific data and scientific reports, you often see the passive voice. It can be a perfectly good and oftentimes even more efficient way to tell something, but you don't want to lean into it and overuse it because it becomes very dull. When you don't have someone doing an action, it becomes very dull. Jo: As you've mentioned the legal side of things, and I'm reading a lot of academic papers at the moment. I'm doing another master's degree, and goodness me, I feel like sometimes it's designed to turn you off. Sarah: You are exactly right. I've come to that feeling too, and especially in seeing student work, where I feel like there is so much of that in academic writing, which students are reading and digesting. It naturally comes out of them, and it's a kind of cycle that's hard to break. Jo: Do you think it's a form of hedging? “Mistakes were made”—or anything legal—you are hedging it so it can be ambiguous. Whereas a strong verb—and you mentioned “your grandmother walked on the moon”—you are really making it very clear. If you want to hedge things, then using passive voice might be more appropriate. If you want to make it stronger, the activeness is important. Sarah: Yes. And it makes such a difference. I discovered this in my own work. I would read other critics, for example, and I would think, “I feel like the piece I've just written is kind of flat. It doesn't really have the effect I want, doesn't have any zip.” I would go and read other critics—not just dance critics, but other critics. It's so useful to just read other people in any type of writing that you're doing. I advocate doing a lot of reading. I would see that the pieces that really touched me, that really inspired me, had a lot of active voice constructions. They're not turning things around passively, which I think, as a young critic, I may have been doing because I was a little bit afraid to take a stand. Jo: Mm. Sarah: I think I see that in student work, that sometimes we don't want to take a stand, and so we hedge. But writing is intentional, and readers can pick up on that hedging. If you don't intend to hedge—in many cases it can be perfectly appropriate to be fuzzy for an effect that you want, or something like that in the context—but if you are hedging and you're trying to get away with it, like you don't want anyone to notice that you don't really want to give an opinion on this matter, it's going to be very clear. So it's better to address something directly. Jo: And make it stronger. I also wanted to ask you more about the writing career, because I, perhaps like many people listening, was like, I didn't even know you could make a career as a dance critic. Now I know you are not at the Washington Post any more, and it's possible that that role no longer exists—like a lot of writing roles. How has your writing career changed over the years? Do you have these various aspects of a portfolio career? We often talk about multiple streams of income on this show and how, as writers, we can't necessarily rely on one thing. Sarah: Yes, exactly. It's true, there is no longer a dance critic at the Washington Post. The position was eliminated. It's a shame, and it's happening to critics in all fields, in all media organisations, sadly. That's where, for me at least, having that focal point was very key. A thing that I became comfortable writing about, that I could then spiral out and use the eyes and the brain that I had developed from writing about this certain focus for a while. Where can I take that? Oh, athletes. They also move. I began writing stories and pieces and essays about athletes that moved beautifully, beyond racking up statistics about winning. They were just gorgeous to look at, just so pleasurable to watch. I started writing about the body language of political candidates in debate situations and so forth. Using my focal point to then widen my lens, to mix a metaphor, I guess. Having that subject matter and then broadening it out beyond the limits of the actual subject matter, broadening it out imaginatively into where I could find other places to use this perspective. That was really key for me. Say you are writing historical fiction or you're writing thrillers. I would imagine that you would develop a kind of expertise in things that I would find very difficult. Suspense, maybe, or political or police procedure, or what exactly was the weaponry in seventeenth-century France. How can you take that expertise and use it either in an aesthetic way or an actual factual way to address other topics? I think there are so many people that would be interested in what writers who have knowledge and expertise in anything can then use to show us something that we've overlooked. Something we always thought we knew, but that really, when you look at it this way, is reminiscent of how the scabbard was used in seventeenth-century France—or whatever it is, in whatever way. People are craving a new perspective on something they've overlooked or taken for granted. And that's where writers who have a body of work, or are interested in pursuing a certain topic. That's the promise that they have. They can work towards being able to enlighten us on so many other things that maybe only have a tangential connection, but they can make that connection for us. Jo: Fantastic. Where can people find you and your books online? Sarah: I am at SarahLKaufman.com. That's my website. My books are available on any website or bookshop that you want to order them from. Verb Your Enthusiasm comes out April 28th. I am not much on social media at the moment, but I do enjoy hearing feedback from readers, and there are ways to do that on my website. Jo: Well, thanks so much for your time, Sarah. That was great. Sarah: Thank you very much. I've enjoyed it.The post Verb Your Enthusiasm: Transform Your Writing With Stronger Verbs With Sarah Kaufman first appeared on The Creative Penn.

Steve, Miss Beka Sue, Jeff and Joe discuss Bardstown Bourbon Company's "Gift Reimagined" program. TBD music by Kevin MacLeod (incompetech.com).   Important Links: Patreon: https://www.patreon.com/theabvnetwork Our Events Page: bourbonpalooza.com Check us out at: abvnetwork.com. The ABV Barrel Shop: abvbarrelshop.com   Join the revolution by adding #ABVNetworkCrew to your profile on social media.

We continue the 12 faces of Eros series w Dr Marc Gafni with #8 Gifting and Giving/ Receiving. These EPs are meant to be fast lecture style podcasts that drop knowledge on a particular facet of the Divine.  Join my new community The Kingdom Within on https://www.skool.com/the-kingdom-within-5541/about Microdose with the very best products on Earth and get 15% off everything in the store using "KKP" at checkout  https://brainsupreme.co/collections/all   Get Dr Marc's Book A Return to Eros here  https://a.co/d/0cnzGcY7  

Chloe Widera spent 15 years as a freelance makeup artist, ran a hair and makeup agency, worked inside one of the world's fastest-growing beauty brands, and still felt like something was missing — until she built a gifting brand from her living room that hit $54,000 USD in a single month. Based in Dubai with two kids, an autoimmune diagnosis, and zero e-commerce experience, Chloe launched Inwords Gifting — meaningful, personalised gifts designed for highly sensitive people — without a business background, without formal product validation, and without anyone handing her a roadmap. She figured it out anyway, and she's been packing every single order herself ever since. In this episode, Chloe gets completely honest about the costly early mistake that cost her thousands, why she refuses to build a brand that takes over her life, and how she's consistently pulling in $20–30K USD months while still being the only person running the business. What you'll learn in this interview: How working inside Huda Beauty shaped Chloe's understanding of what a brand built on social media could actually become Why skipping formal validation isn't always fatal — and what gut instinct gets right that spreadsheets miss The $5,000 mistake that's still sitting in storage — and the lesson on MOQs every new founder needs to hear How Chloe uses ChatGPT and Midjourney to design every product herself, without ever hiring a creative agency Why communication beats capability when choosing a manufacturer — and what the early signs of a bad fit actually look like How organic content and Instagram DMs became a genuine sales channel — and why replying as the founder changes everything The exact moment Meta ads changed the game, and how she uses organic content to test creative before spending a cent on paid Why she deliberately holds back on scaling — and what building a business around your life actually looks like in practice The counterintuitive decision she made when a regional crisis hit — and why it paid off One win at a time: the mindset that got her from nothing to a $54K month without burning out If you're building something on your own terms — around your family, your health, your life — this episode will change how you think about what success is supposed to look like. Chloe's story is proof that slow, intentional growth can still get you somewhere extraordinary. SAVE 50% ON OMNISEND FOR 3 MONTHS Get 50% off your first 3 months of email and SMS marketing with Omnisend with the code FOUNDR50. Just head to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://your.omnisend.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started. WANT TO GROW YOUR BRAND WITH META ADS? Join the Foundr Operators Waitlist → ⁠⁠⁠⁠https://foundr.com/operators⁠⁠⁠⁠ HOW WE CAN HELP YOU SCALE YOUR BUSINESS FASTER Learn directly from 7, 8 & 9-figure founders inside Foundr+ Start your $1 trial → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com/startdollartrial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ PREFER A CUSTOM ROADMAP AND 1-ON-1 COACHING? → Starting from scratch? Apply here → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-start-application⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ → Already have a store? Apply here → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-growth-application⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CONNECT WITH CHLOE WIDERA LinkedIn → https://www.linkedin.com/in/chloe-widera-467b421a/⁠⁠⁠⁠ Website → ⁠https://www.inwordsgifting.com/ FOLLOW FOUNDR FOR MORE BUSINESS GROWTH STRATEGIES YouTube → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/2uyvzdt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/foundr/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitter.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/foundr/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Podcast → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com/podcast⁠