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Florida federal prosecutors in the Southern District of Florida, led by then-U.S. Attorney Alex Acosta, were fully aware of damning allegations into Jeffrey Epstein's predatory sexual behavior—including testimony that he exploited teenage girls as young as 14 in New York—as early as 2006. Despite this, in 2008 the Feds struck a secretive non-prosecution agreement that allowed Epstein to plead to minor state prostitution charges. The deal granted him immunity from federal prosecution and shielded not only him but also unnamed co-conspirators—including possibly powerful individuals—from federal scrutiny. Grand jury transcripts from 2006 and 2007 confirm that investigators had solid frontline narratives and evidence of abuse, yet chose to sideline them in favor of a lenient plea that allowed Epstein to serve just over a year with generous work-release privileges. Acosta, for his part, has since claimed that he was pressured by higher-ups in the Justice Department to back off—a troubling detail that suggests this wasn't merely prosecutorial discretion, but top-down protection.Critically, this arrangement was not borne out of investigative insufficiency—it reflected a systemic choice. The leniency bestowed on Epstein exposed deep flaws in the justice system, where privilege and influence appear to outweigh victim protection. Prosecutors blatantly sidelined federal charges despite being aware of New York-based victims, while those victims were kept in the dark regarding their rights under federal law. This miscarriage of justice underscores a broader failure: not only did powerful figures in law enforcement choose expediency over accountability, but they also set a chilling precedent that wealth and high-level connections can insulate perpetrators from the full course of the law.(commercial at 11:25)to contact me:bobbycapucci@protonmail.comsource:https://abcnews.go.com/US/exclusive-florida-feds-knew-york-victim-epstein-indictment/story?id=69088738
In this episode of Retire with Style, Alex Murguia and Wade Pfau answer listener questions on retirement planning for high earners. They explore tax strategies like Roth conversions and qualified charitable distributions, and discuss how tools like life insurance and annuities can help hedge longevity risk and support a stable retirement income. Takeaways The importance of community engagement in retirement planning. High earners face unique tax challenges and strategies. Qualified charitable distributions can help manage tax implications. Roth conversions can be beneficial for reducing future RMDs. Understanding the widow's penalty in retirement planning is crucial. Annuities can provide income stability in later years. Life insurance can hedge against the risk of not living long enough. The interplay between income sources and tax brackets is complex. Gifting strategies can help manage estate taxes effectively. Combining life insurance and annuities can optimize retirement income. Chapters 00:00 Introduction and Community Engagement 03:12 Exploring Tax Strategies for High Earners 06:09 Navigating Retirement Risks for Couples 11:49 Hedging Against Longevity Risks in Retirement 28:59 Conclusion and Future Q&A Sessions Links If you want to better understand how to protect your retirement from bad market timing, don't miss Retirement Researcher's free webinar: “Four Ways to Manage Sequence of Returns Risk,” hosted by Wade Pfau happening July 15th, 2025 from 1:00 - 2:00 PM ET. You'll learn practical strategies to reduce volatility's impact on your retirement income. Register now at retirewithstyle.com/podcast. Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
Why do killer whales keep handing us fish? Scientists unpack the mystery The first commercial space station is nearly here. And it could change space forever Contact the Show: coolstuffcommute@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Ok so what if you had a Bigfoot Family living on your property? Well that's what Richard Breault the host of ( Bigfoot Banter with Richie B) was dealing with on his property! From A gifting Stump to Richie communicating with them while using bigfoot chatter to them to a Bigfoot taking his cookies!! Richie has a great message for yall! Let's go!!!!! Also, y'all know how I have music at the end of my podcast now I'm going to be switching off every other episode with Musician Andrew and Rapper CallhimD. Go support them & their info will be at the bottom of the show notes! Ways to Support and Connect with Richie Breault : ✅http://www.youtube.com/@BanterwithRichieB https://www.tiktok.com/@banterwithrichieb?is_from_webapp=1&sender_device=pc https://www.facebook.com/richard.breault.14 https://www.instagram.com/banterwithrichieb?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw== Help a brother out and buy me a Coffee ☕️ (Monthly or one time donation keeps the show going): We know there is room for improvement and have decided to ask you (Our amazing listeners) to help the podcast grow! This will help with better audio, expedition funding, and much more! ✅ https://venmo.com/u/cryptidwarfare Email me: Podcast Cryptidwarfare@gmail.com Critter/Cryptid Control/Consulting C.WOPPS@protonmail.com C.woperations17905@gmail.com Help support our mission in giving you the best podcast on
The holiday season is a time for joy and celebration, not unexpected trips to the emergency room. Unfortunately, pediatric emergency departments often experience a 10% to 20% increase in visits during the weeks leading up to and following the holidays. In this podcast, Jen Rodriguez, injury prevention coordinator, will share valuable insight on how to ensure a safer holiday season when selecting gifts for children.
In this live Q&A session, Alex Murguia and Wade Pfau answer questions on key aspects of retirement income planning, including withdrawal strategies, the 4% rule, tax considerations, and the role of financial advisors. They discuss how age and financial circumstances can influence withdrawal rates and highlight the importance of using guardrails to manage risk. The conversation also touches on Medicare, ACA subsidies, gifting strategies, and investment approaches to help protect against inflation. Altogether, it offers practical insights for retirees planning their financial future. Takeaways The 4% rule is a guideline for a 30-year withdrawal strategy. Withdrawal rates can vary based on age and time horizon. Guardrails can help manage sequence of returns risk in retirement. Tax strategies are crucial for overfunded retirees to minimize liabilities. Medicare and ACA subsidies can impact retirement income planning. Gifting strategies can help manage estate taxes and provide for heirs. Investment strategies should consider inflation protection, especially for those without Social Security. Financial advisors can provide valuable guidance in retirement planning. Risk management is essential to ensure sustainable income in retirement. Planning for retirement involves both financial and non-financial considerations. Chapters 00:00 Introduction to Retirement Income Strategies 06:07 Understanding the 4% Rule and Its Variations 11:55 Exploring Withdrawal Rates for Different Ages 21:01 Strategies for Overfunded Retirement Scenarios 30:14 Balancing Total Return and Income Protection Strategies 32:40 Spending Strategies for Retirement Accounts 35:50 Charitable Giving and Roth Accounts 39:31 Mortgage vs. Roth IRA Contributions 43:57 Withdrawal Strategies in Retirement 49:41 Key Steps Before Retirement 53:08 Roth Conversions and IRMA 56:28 Inflation Protection for Educators 01:01:15 Understanding Risk-Wrapper Strategies Links Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
Many of the individuals and families we serve end up “Oversaving” for retirement. If you are in that same situation (you overachieved
BOOK OF JUDGES Strength Without Surrender 6.22.25 Judges 13:1-5 ESV “And the people of Israel again did what was evil in the sight of the Lord, so the Lord gave them into the hand of the Philistines for forty years. There was a certain man of Zorah, of the tribe of the Danites, whose name was Manoah. And his wife was barren and had no children. And the angel of the Lord appeared to the woman and said to her, “Behold, you are barren and have not borne children, but you shall conceive and bear a son. Therefore be careful and drink no wine or strong drink, and eat nothing unclean, for behold, you shall conceive and bear a son. No razor shall come upon his head, for the child shall be a Nazirite to God from the womb, and he shall begin to save Israel from the hand of the Philistines.” Even a divine calling can be undermined by human pride. Judges 14:1-3 ESV “Samson went down to Timnah, and at Timnah he saw one of the daughters of the Philistines. Then he came up and told his father and mother, “I saw one of the daughters of the Philistines at Timnah. Now get her for me as my wife.” But his father and mother said to him, “Is there not a woman among the daughters of your relatives, or among all our people, that you must go to take a wife from the uncircumcised Philistines?” But Samson said to his father, “Get her for me, for she is right in my eyes. Gifting is not the same as godliness. A divine gifting can be undermined by selfish ambitions! Isolation becomes the soil where compromise grows. Judges 16:20 ESV “And she said, “The Philistines are upon you, Samson!” And he awoke from his sleep and said, “I will go out as at other times and shake myself free.” But he did not know that the Lord had left him.” What you refuse to surrender will eventually rule over you.
Paul is exhorting us to unity that we may fulfill the calling of our life to minister to others and reach the lost with the gospel with our gifts through the local Church.
In this week's show Damien explores the proposed changes to Inheritance Tax (IHT) on defined contribution pensions, set to begin in April 2027. He also discusses strategies that could be used to mitigate the potential impact. Next, he takes a look at how much money you'll need in retirement in order to achieve a minimum, moderate and comfortable lifestyle. Finally, Andy explains how you can use a 'Notice of Correction' to improve your chances of securing credit if you have any negative marks on your credit report.Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show(00:00) - Money to the Masses Podcast Episode 509(05:50) - Proposed Changes to IHT and the Implications(07:42) - Strategies for Mitigating Inheritance Tax(09:16) - Gifting and Charitable Contributions(11:32) - Gifting from Income Exemption(13:49) - Life Insurance and Other Mitigation Tools(15:03) - Conclusion and Future Considerations(16:12) - How much do you need to retire? Minimum, Moderate and Comfortable pension lifestyles revealed(21:18) - Navigating Retirement Planning(22:40) - Credit File Management and Notices of CorrectionFollow Money to the Masses on social media:YouTube - https://www.youtube.com/moneytothemassesFacebook - https://www.facebook.com/moneytothemassesInstagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemassesYou may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us.Support the show by visiting and bookmarking our dedicated podcast page:Money to the Masses Dedicated Podcast Page - Click to support the showLinks referred to in the podcast:IHT Gifting Exemptions (and how they work)Aberdeen Briefing Notes on IHT/PensionsHow to find a good financial adviser you can trustTry out our free pension calculatorGet a FREE pension reviewSubscribe to our NewsletterIf a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.
What happens when you stop sidelining the gifts God's placed in you? In this episode, Jonathan Traylor shares his journey of embracing all of his God-given gifts—from dance to worship leading—and the breakthrough that followed. He opens up about the early pressure to “stay in one lane,” and how choosing to fully steward his creative calling led to doors he never expected. This is a powerful conversation for anyone who's ever felt torn between what they're gifted in and what others expect of them. Listen now and rediscover the freedom of walking in everything God's entrusted to you. Worship Online is your new secret weapon for preparing each week. With detailed song tutorials and resources, you and your team will save hours every single week, and remove the stress from preparing for a set. Try a free trial at WorshipOnline.com and see the transformation! Mentioned in the Episode Jonathan Traylor's New Release --- If you like what you hear, please leave us a review! Also, shoot us an e-mail at podcast@worshiponline.com. We want to know how we can better serve you and your church through this podcast. Don't forget to sign up for your FREE 2-week subscription to Worship Online at WorshipOnline.com! The Worship Online Podcast is produced by Worship Online in Nashville, TN.
Looking 4 Healing Radio with Nichola Burnett – Most people believe that miracles are a thing of the past and that such occurrences no longer happen in our modern day and age. Is that really true? Nichola certainly does not think that is the case. If we examine what miracles really are, you might realize that they are happening all the time, all around us. For what are miracles?
Looking 4 Healing Radio with Nichola Burnett – Most people believe that miracles are a thing of the past and that such occurrences no longer happen in our modern day and age. Is that really true? Nichola certainly does not think that is the case. If we examine what miracles really are, you might realize that they are happening all the time, all around us. For what are miracles?
In this interview, Kevin Whelan and Manish Kataria delve into the intricacies of SSAS pension, exploring how it can serve as a powerful financial tool for business owners. They discuss the importance of taking action in financial planning, the benefits of collaboration in wealth building, and the implications of inheritance tax on financial strategies. The conversation emphasises the need for financial education and the potential of SSAS pensions to create wealth now, rather than just serving as a retirement fund. In this episode, Kevin speaks about the importance of recurring income, effective financial planning, and the significance of protecting wealth through wills and insurance. Key Takeaways:Momentum is Better than Meditation: Don't wait for the perfect time—take small actions now to build confidence and results.Nobody Will Ever Care About Your Money More Than You: Taking personal responsibility is at the heart of successful wealth-building.SSAS Pensions Offer Unique Control and Flexibility: Ideal for business owners looking to invest in property, business, or even lend to their own company.Keep It Simple: Simplicity in your finances and investment strategy often leads to better results than chasing complexity.Plan for Both Wealth Creation and Protection: Wills, powers of attorney, and insurance are essential tools for safeguarding your family's future.Focus on Recurring Income: Building assets that pay you every month is the key to long-term financial independence. Resources Mentioned In This Episode:Manish Kataria (LinkedIn)Government Pension Tracing Service (for lost pensions)Connect with WealthBuildersListen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform.
What if life's most difficult moments were actually doorways to your purpose?In this inspiring episode of the Exit Strategies Radio Show, host Corwyn J. Melette welcomes Lima MacLean—real estate investor, author, speaker, and founder of the Elite Real Estate Investing Academy. Lima opens up about the journey that began with one of the hardest seasons of her life: her son's emergency brain surgery. That life-altering event led her to question everything—including her career as a teacher—and propelled her toward building a new future through real estate.Lima reveals how she transitioned from full-time educator to first-time investor, buying her very first property within months of leaving her job. Today, she's a passionate advocate for legacy-building and generational wealth, having gifted her own children real estate properties for their birthdays. She now teaches others how to do the same through her coaching programs, online courses, and powerful community events.Lima also shares the story behind her Amazon bestselling book, Rebirth: Stories of Unyielding Courage—a compilation of testimonies from more than 100 contributors—and the global summit that grew from it. Her message is clear: your story matters, and you have the power to build wealth, purpose, and healing at the same time.Key Takeaways:(02:12) How her son's brain surgery became the catalyst for life change(05:33) Quitting her teaching job and jumping into real estate full time(07:12) Her first real estate deal—and the many that followed(09:55) Gifting her children real estate to create generational wealth(12:45) Launching the Elite Real Estate Investing Academy to empower others(18:29) Redefining legacy: It's not just about money(22:08) The birth of Rebirth: Stories of Unyielding Courage(24:13) How to grab the book for $0.99 and join the global Rebirth movement
Money gifted with good intentions can lead to devastating financial consequences when long-term care becomes necessary. This eye-opening discussion between Elder Law attorneys Greg McIntyre and Brenton Begley tackles one of the most misunderstood areas of senior planning: how well-meaning asset transfers can backfire when seeking Medicaid and special assistance benefits.The conversation cuts through common misconceptions, particularly the damaging belief that the federal gift tax exemption (currently $19,000 per person annually) provides a "free pass" for Medicaid eligibility. As the attorneys clarify, these systems operate under completely different rules, and conflating them can lead to benefit denials precisely when you need care most. They break down the dreaded "look-back period" - that window of time where every financial gift or property transfer comes under scrutiny and potentially triggers penalties that delay essential benefits.Beyond just identifying pitfalls, McIntyre and Begley outline strategic approaches that actually work within the rules. From specialized deeds that protect property without triggering penalties to legally-sound asset protection strategies, they demonstrate that with proper planning, families can preserve their life savings while still accessing critical care benefits. Their expertise reveals the reward in finding that balance between asset protection and benefit eligibility - ensuring seniors can receive necessary care without sacrificing everything they've built.Whether you're planning ahead or facing an immediate care crisis, this conversation offers crucial guidance for navigating the complex maze of long-term care benefits. The attorneys' closing offer of complimentary consultations underscores their commitment to helping families protect what matters most while securing the care they deserve. Ready to ensure your gifts don't become costly mistakes? Schedule a free consultation and discover how proper planning creates peace of mind.
In this week's episode, I explore crucial financial planning lessons for Irish families, highlighting examples where small oversights led to significant tax bills. Discover how one family's misunderstanding of Ireland's Dwelling House Exemption resulted in an unexpected €77,000 tax liability, and how another family's mismanagement of the Small Gift Exemption cost them over €65,000. Learn essential strategies for gifting, saving, and inheritance planning, and understand why precise adherence to tax regulations, supported by expert advice, is key to safeguarding your family's financial legacy. Good intentions aren't enough - strict compliance with Irish tax law is essential. Document and complete transactions properly - incomplete paperwork can lead to significant taxes. The Small Gift Exemption (€3,000 annually) must involve actual yearly transfers - accumulating gifts without documentation won't satisfy Revenue. Seek professional financial and legal advice early to avoid costly errors in wealth transfer and inheritance planning. Understand clearly defined tax exemptions like the Dwelling House Exemption - missing even one condition can result in major unexpected taxes. Hope it helps! Disclaimer
Listen to a sermon by Pastor Pitso Mochela, preached on the 08th of June, 2025, titled: Taking Up Your Mantle - Your Unique Gifting. Connect with us on the following platforms: FaceBook: Grace Bible Church International, X: @BishopMosaSono, Website: www.gracebiblechurch.org.za
In this episode, Brian interviews Johnny Two Bears and Richard to discuss their research and experiences with Sasquatch in Georgia and Florida. Johnny shares his journey documenting Sasquatch activity on his property, detailing encounters, evidence collection, and changes in his research methods, including the controversial practice of gifting. Richard adds his perspective on the research methods and the natural vs. supernatural debate surrounding Sasquatch, emphasizing a scientific approach.The conversation also explores high strangeness experiences, eye shine theories, and the potential for telepathic communication. They wrap up by promoting their respective projects and podcasts dedicated to uncovering the truth behind Sasquatch encounters.oin Mireya's Explorer Society Get Our FREE NewsletterGet Brian's Books Leave Us A VoicemailVisit Our WebsiteSupport Our SponsorsVisit Untold Radio AM00:00 Introduction and Welcome 00:43 Johnny's Sasquatch Research Journey 02:35 Gifting and Its Impact 03:50 Close Encounters and Evidence 05:18 Challenges and Equipment 06:57 Unexpected Discoveries 08:26 Dog Activity and Patterns 11:27 Reflections and Future Steps 24:53 Night Hike in BC Canada 25:39 Close Encounter with Sasquatch 26:18 Debating Flesh and Blood vs. Supernatural 26:25 Eye Glow and High Strangeness 28:15 Skepticism and Natural Explanations 29:36 Theories on Sasquatch Abilities 35:48 Mind Speak and Telepathy 44:42 Personal Experiences and Open-Mindedness 46:25 Promoting Sasquatch Research Channels 49:20 Conclusion and FarewellBecome a supporter of this podcast: https://www.spreaker.com/podcast/sasquatch-odyssey--4839697/support.
This week, B~Love and Syd are back with a packed episode! They kick things off with a Jacob Latimore album review, giving their unfiltered thoughts on his latest work. Syd then provides a candid update on Cam's vasectomy, offering a glimpse into their personal journey. The "Barrett & India Dateathon" continues as they discuss how rekindling the flame has led to a newfound appreciation for stillness in marriage. They explore how rare these moments of pause are and the powerful reset they can provide. This naturally leads to a discussion on whether couples with kids should intentionally create these windows more often. And speaking of dates, you'll get the scoop on Syd and Cam's favorite local date spot! As Father's Day approaches, they shift gears to Father's Day gifts that hit different. Forget the same old ties and tools—they share some thoughtful gift ideas that go beyond expensive presents, focusing on what truly resonates. The conversation then turns to the often-overlooked challenge of coexisting with different fitness goals in a relationship. They tackle what happens when health journeys aren't aligned, but the love is still strong. They also discuss the guilt that can come from mismatched energy—like when one partner wants to relax while the other is ready for a five-mile run—and the difficulty in syncing schedules. Finally, B~Love and Syd wrap up the episode with a fun and revealing round of "Would You Rather":
Relebogile Mabotja speaks to Sibongile Maputla the Founder and CEO at Squirrel Away by using the Squirrel Away app, families and friends can now make meaningful contributions directly towards a child’s financial future. 702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.
Fluent Fiction - Italian: The Science of Gifting: Giovanni's Museum Adventure Find the full episode transcript, vocabulary words, and more:fluentfiction.com/it/episode/2025-06-01-22-34-02-it Story Transcript:It: Il sole primaverile illuminava le strade di Milano mentre Giovanni, Alessandra e Marcello entravano nel Museo della Scienza.En: The spring sun illuminated the streets of Milano as Giovanni, Alessandra, and Marcello entered the Museo della Scienza.It: Il loro obiettivo era chiaro: trovare un regalo perfetto per la sorella di Giovanni, una grande appassionata di scienza.En: Their goal was clear: to find the perfect gift for Giovanni's sister, a big science enthusiast.It: Camminando attraverso il museo, i loro occhi brillavano di curiosità, ma Giovanni sentiva il peso della decisione.En: As they walked through the museum, their eyes shone with curiosity, but Giovanni felt the weight of the decision.It: La sezione del negozio di souvenir era un mondo di meraviglie.En: The souvenir shop section was a world of wonders.It: La luce brillante illuminava scaffali pieni di giocattoli educativi, libri colorati e kit scientifici.En: Bright light illuminated shelves full of educational toys, colorful books, and scientific kits.It: Famiglie e bambini vagavano entusiasti, commentando le straordinarie invenzioni.En: Families and children wandered excitedly, commenting on the extraordinary inventions.It: Giovanni non riusciva a distogliere lo sguardo dai tre oggetti che aveva adocchiato.En: Giovanni couldn't take his eyes off the three objects he had spotted.It: Un set di chimica scintillante, un libro affascinante sull'astronomia, e un puzzle di dinosauri dalle forme insolite.En: A sparkling chemistry set, a fascinating book on astronomy, and a dinosaur puzzle of unusual shapes.It: Si strofinò il mento, indeciso.En: He rubbed his chin, undecided.It: La sua sorella avrebbe adorato ciascuno di questi regali.En: His sister would have loved each of these gifts.It: "Mio consiglio è il libro," suggerì Alessandra con entusiasmo.En: "My advice is the book," suggested Alessandra enthusiastically.It: "Lei ama le stelle, ricordi?"En: "She loves the stars, remember?"It: "Invece, io sceglierei il set di chimica," disse Marcello, scuotendo leggermente la testa.En: "Instead, I would choose the chemistry set," said Marcello, shaking his head slightly.It: "Passerebbe ore a sperimentare."En: "She would spend hours experimenting."It: Giovanni ascoltava, preso nel vortice dei loro suggerimenti, ma ogni opzione sembrava ugualmente intrigante.En: Giovanni listened, caught in the whirlwind of their suggestions, but every option seemed equally intriguing.It: Il tempo passava e la sua indecisione cresceva.En: Time was passing, and his indecision was growing.It: La paura di deludere sua sorella lo paralizzava.En: The fear of disappointing his sister paralyzed him.It: Ma nel profondo, una piccola voce si fece strada.En: But deep down, a small voice made its way through.It: Il puzzle di dinosauri.En: The dinosaur puzzle.It: Giovanni si ricordò di quanto sua sorella amasse giocare e scoprire cose nuove.En: Giovanni remembered how much his sister loved to play and discover new things.It: Forse questa sarebbe stata l'idea giusta.En: Perhaps this would be the right idea.It: "Sarà il puzzle," dichiarò infine, nonostante i suoi amici avessero opinioni diverse.En: "It will be the puzzle," he finally declared, despite his friends having different opinions.It: Alla cassa, mentre pagava, sentiva ansia e speranza mescolarsi.En: At the cashier, as he paid, he felt anxiety and hope mix.It: "Spero piacerà," mormorò.En: "I hope she'll like it," he murmured.It: Più tardi, mentre uscivano dal museo, Giovanni si rese conto di una grande verità.En: Later, as they left the museum, Giovanni realized a great truth.It: Non si trattava di scegliere il regalo perfetto.En: It wasn't about choosing the perfect gift.It: Era il pensiero, l'amore dietro la scelta, che contava davvero.En: It was the thought, the love behind the choice, that really mattered.It: Abbracciò i suoi amici, grato per il loro supporto e sicuro della sua scelta.En: He hugged his friends, grateful for their support and confident in his choice.It: Con il sole che iniziava a tramontare, Giovanni camminava verso casa con il regalo avvolto tra le mani.En: With the sun beginning to set, Giovanni walked home with the gift wrapped in his hands.It: Nel suo cuore, sapeva di aver fatto una buona scelta e che sua sorella avrebbe trovato gioia e scoperta nel colorato mondo dei dinosauri.En: In his heart, he knew he had made a good choice and that his sister would find joy and discovery in the colorful world of dinosaurs. Vocabulary Words:the sun: il solethe goal: l'obiettivothe gift: il regaloenthusiast: l'appassionatacuriosity: la curiositàthe decision: la decisionethe souvenir shop: il negozio di souvenirthe world: il mondothe wonder: la meravigliathe shelf: lo scaffaleeducational toys: i giocattoli educativithe scientific kit: il kit scientificoto wander: vagarethe invention: l'invenzioneto spot: adocchiaresparkling: scintillantefascinating: affascinantethe astronomy: l'astronomiathe chin: il mentoundecided: indecisothe whirlwind: il vorticeintriguing: intriganteto disappoint: deludereto paralyze: paralizzarethe cashier: la cassaanxiety: l'ansiathe support: il supportowrapped: avvoltodiscovery: la scopertathe truth: la verità
Do you ever find yourself contemplating the complexities of inheritance, property transfer, and estate planning? Well in episode 67 of Building Wealthy Habits, we are tackling common misconceptions surrounding these topics, particularly regarding the implications of putting children on property titles and the tax benefits of inheritance. Randy and Jeremiah emphasize the importance of understanding gifting limits and the necessity of testing financial responsibility in family gifts. Tune in as we also cover the intricacies of estate planning for high-value assets and the significance of comprehensive planning to avoid pitfalls, especially concerning retirement accounts and estate taxes. In This Episode: Many clients misunderstand the implications of putting children on property titles. Inheritance can provide significant tax benefits through a step-up in basis. Gifting has limits, but exceeding them doesn't necessarily incur taxes. Testing financial responsibility in children is crucial before large gifts. Estate planning should be proactive, especially for high-value assets. Retirement accounts have different rules regarding inheritance and taxation. Comprehensive estate planning is essential for effective wealth management. The tax code is complex and requires regular review and planning. Families often overlook the importance of discussing estate planning openly. Wealth management involves integrating estate planning with overall financial strategies. Reach out at contact@tricordadvisors.com Connect with Jeremiah: LinkedIn: / jeremiahjlee Email: Jeremiah@tricordadvisors.com Connect with Laura: LinkedIn: / laura-lee-59a83610 Email: Laura@tricordadv.com Connect with Randy: LinkedIn: / rkbarkley Email: Randy@tricordadv.com Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.
Obviously, your first priority with your retirement savings during your working years should be making sure you've saved enough for retirement. But for many people, saving more than enough and leaving a legacy to future generations is also an important goal. And sometimes it's nice to enjoy using those resources now to help the future generations, because now is when you're able to see and experience the benefits of those gift. So…are you better off to do gifting now or later? Let's discuss some things you should consider… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
Adam and Tom are joined by Charles Richardson ahead of their game against Newcastle
Hello my dear Today is FANTASTIC Subscribe & Get our 100 Global Empowerment Benefits For You Watch https://youtu.be/B4kyMIHXguERead All & ACT NOW:* First REGISTER at our https://1gpb.net & Enjoy doing Daily Peace Actions with our greatest global mutual prosperity partnerships franchise -Youth, Volunteers, Internships, Ecology, Sports, Hobby, Wellness, Travel and Global Village Association for Peace - Organize DAILY PEACE ACTIONS for Ultimate Global Peace this year just plan in your year around programs Peace Expos, Peace Trainings, Peace Festivals, Rallies, Marathons, or Crusades, Peace Events, weekly Peace Projects, Community Service and Programs to Drive New 2nd coming Global Peace Building heavenly Epic Culture thus setup victorious Model Peace Communities. at your places in your country and globally with our partnership logo and pictures download it https://drive.google.com/drive/folders/1P39Ee3LiD5Snqws_uhiXQ2q1IC4Y52mc?usp=sharing* Enjoy Volunteer Pro - Donating, Fundraising, Team-building, Networking, Capacity Building, Partnerships, Joining as an Organization, Supporting with Social Businesses, Offering Services, Donating Materials, Sharing Knowledge, Contributing Education, Lending Expertise, Providing Legal Advising, Donating Technologies, Gifting, Donating Real Estate, Donating Cars, Donating Gadgets, Contributing Time, Donating Assets, Investing, Passing the Word, Uniting in Any Way Possible, Mentorship & Guidance, Creative Contributions, Community Mobilization, Research & Innovation, Policy Advocacy, Digital Support, Event Hosting, Translation & Interpretation, Accessibility Support, Storytelling & Testimonials, In-Kind Sponsorships, Impact Investing, Facilitation & Mediation, Data Analysis, Grant Writing Support, Photography & Videography, Public Speaking, Building Online Communities, Civic Engagement all other ofYour Skills & Possibilities Are Welcome for peace just contact us now about, as Our Global Peace Ambassadors build global peace, an ideal democracy, uniting all 8 billion+ people, and fostering one global family of humankind under God by building True Parents God's model peace communities with awarding 430+ new ambassadors franchise.* This is our daily global peace drive to EMPOWER YOU: Mobilize your nation with Daily Peace Actions, Nationwide! Start taking powerful daily peace actions TODAY! As an individual, group, or organization, enjoy reaping over 100 benefits for peace by mobilizing your community and raising funds through GPBNet's Daily Peace Actions, as our Ultimate Global #Peace2025 movement is already gaining momentum. GPBNet Peace Ambassadors are accelerating peace rallies and festivals in Kenya (July 17-18), Uganda (August 20), Nigeria (October 4), and beyond.* Please reply with the date when you will organize a #Peace2025 Rally in your country?* The tools for change are ready: Become a global leader. Print and award with our Presidential Rank Global Peace Ambassadors Award over 430+ leaders ready to mobilize their people, funds, and resources for your rally: https://drive.google.com/file/d/1CqNtx4ld6xraqpF7wWSwy_6wZbE4RLsu/view?usp=sharing send us monthly donations, percent from all funds you get directly to our Global Peace Fund https://www.1gpb.net/en/donate
In this episode, we're diving into thoughtful and practical gift ideas for two important celebrations—Father's Day and graduation season! Whether you're shopping for dads who love a clean car or grads heading off to college, we're sharing our top Norwex picks that make perfect, purposeful gifts. You'll hear creative ways to pair and present these products, how to personalize your recommendations, and tips for generating genuine excitement with your customers. Tune in for inspiration that will help you boost your sales while helping others give the gift of clean, sustainable living!
Grow in Your Walk with Christ What? Pastors, in… · Personal godliness – v12 · Ministry of the word – v13 · Gifting from God – v14 How? With God-enabled – vv15-16a Why? God works to save His people – v16b -Specifically what kind of demonstrable, outward evidence will people see in their pastor when he is growing? -Why is it very important for pastors to be growing in their lives and ministry? -How may a person neglect the Holy Spirit's work in his/her life? How will this affect the work of the Holy Spirit through his/her life? -List the different reasons why a Christian may not be growing in his or her walk with Christ. -Do you see progress in your Christian life? What are a couple of habits/disciplines you could put in place that would help you grow? Digging Deeper: Jn 15:4-6; Acts 13:1-3; 1 Cor 9:27; Phil 1:6; 2:12-13; 3:10-16; Col 2:6-7; 1 Tim 1:18; 4:7-8; 2 Tim 1:6; 2:15; 1 Pet 2:1-3; 2 Pet 3:18.
In this deeply moving and insight-rich episode of Gratitude Through Hard Times, host Chris Schembra welcomes Sara Hardwick, the Community Relationship Strategist at the Gift•ology Group and steward of the late John Ruhlin's enduring legacy. What begins as a conversation about gifting quickly unfolds into a masterclass in human connection, spiritual resilience, and the transformative power of long-game generosity.Sara shares her unexpected journey into this world of relational marketing—how a nudge from her college roommate and a single Google search led her to John's work, and how her bold outreach blossomed into a mentorship, a career, and a calling. Chris and Sara reflect on how the principles of Beyond Gift•ology are not just business strategies—they're spiritual frameworks for living well, loving deeply, and leading with purpose.The episode pays tribute to John Ruhlin, a father, husband, and business visionary who turned gifting into an art form and relationship-building into an enterprise. John passed away in 2024, but his wisdom—"Relationships can take you places marketing can't"—lives on in the systems, stories, and spirit that Sara now helps shepherd to the world.Together, Chris and Sara unpack practical strategies from Beyond Gift•ology: how to build a business based on Return on Relationship (ROR), how to gift without branding or ego, and how to become what Adam Grant calls a “strategic giver”—someone who gives generously and wisely without burning out.They explore the nuances between swag and soul, between a gift that gathers dust and a gift that transforms a relationship, and between a one-off act of kindness and a lifestyle of sustained generosity. Sara also speaks vulnerably about her faith journey, how her relationship with God guides her every decision, and how grief, gratitude, and giving are all connected.Chris draws parallels between his own work at the dinner table and John's commitment to elevating relationships through thoughtful gestures. They explore how tiny, consistent acts—handwritten notes, engraved knives, warm introductions—create ripple effects that build not just revenue, but legacy.Whether you're a founder, a sales leader, a service-based professional, or simply someone who wants to live more intentionally in your relationships, this episode offers a generous mix of soul and strategy. It's a reminder that business doesn't have to be cold, marketing doesn't have to be manipulative, and giving—when done well—can be your greatest competitive edge.What You'll Hear in This Episode➤ A Powerful Opening TributeChris opens with a personal story of how a 20-minute call with John Ruhlin in 2017 changed his life. That call turned into a two-and-a-half-hour conversation, a lasting mentorship, and the permission to go “all-in” on human connection.➤ Sara's Origin Story: From College Gifting Club to Gift•ology LeaderYou'll hear how Sara's best friend Chloe encouraged her to Google “gift giving company”—a search that led to John Ruhlin's work and, eventually, to Sara founding the internet's largest gifting community while still in college.➤ The Long Game of Generosity: ROR > ROISara and Chris dive deep into the difference between Return on Investment (ROI) and Return on Relationships (ROR). Sara explains why short-term thinking in business keeps us stuck—and how giving first, without expecting anything in return, can actually become your greatest long-term growth engine.➤ Gifting as Strategy, Not SwagSara outlines the key rules of strategic gifting:It's not about you—it's about the recipient. No logos, ever. Personalize for their life, not your brand. Love on the inner circle—spouses, kids, even the family dog. Focus on “practical luxuries” that create 5,475+ moments of thoughtfulness over time.➤ The Rise of the Rich Relationship SocietySara introduces the R.I.C.H. framework:Reciprocal Influential Connected HumbleShe shares how this system is designed to help entrepreneurs and service-based professionals build referral-based businesses rooted in trust, warmth, and mutual growth.➤ Jesus, Dinner Parties, and the Divine Power of a KnifeIn one of the most personal moments, Sara credits her faith—and specifically, her renewed relationship with Jesus—as the compass guiding her work. They connect the dots between Jesus' Last Supper, dinner tables as sacred community spaces, and how something as simple as a personalized kitchen knife can become a legacy of love.➤ Beyond the Business Tactic: Legacy as the Ultimate ROIThe episode closes with a powerful reminder: while gifting is a strategy, true generosity is a posture of the heart. Sara shares that she's not just playing for business success—she's playing for eternity. Key TakeawaysGenerosity isn't a transaction—it's a transformation. Strategic gifting isn't about getting something back immediately. It's about creating meaningful moments that compound over time.Your swag isn't a gift—it's a billboard. The most powerful gifts are useful, personal, and logo-free.Business is human-to-human. In a world overrun with AI, algorithms, and advertising, it's the relationships built at your dinner table—not your Instagram grid—that truly move the needle.Legacy is built in the little things. A handwritten note. A kitchen knife. A prayer. A hug. These are the moments people remember. Links & ResourcesBeyond Gift•ology by John Ruhlin – Buy the bookLearn more about the Rich Relationship Society – giftologygroup.comContact Sara Hardwick – sara@giftologygroup.comConnect with Sara on LinkedIn – linkedin.com/in/sarahardwickGiftology (Original Book) – Buy here
This is a 15-minute guided meditation designed for a beautiful, deep healing experience. Allow yourself to receive as Vaz channels sacred light for your healing, awakening, and transformation. This session includes extended periods of silence, providing you with the opportunity to immerse in Divine Radiance. Gifting you a deep and personal experience. This session includes (Heart & Third Eye) Crystal Bowls played by Vaz.
Released as an exclusive Patreon post at the end of 2024, we're now releasing this video podcast to publicly to commemorate ONE HUNDRED EPISODES! What a milestone. See you at 1000! The summer of 2024 saw Ben, Wilson, and Eli all together in the same place for the first time in six years! To mark the momentous reunion, we recorded a special video episode. It's time to go all the way back to the start by revisiting the work of the podcast's first director, Hirokazu Kore-eda, with 2008's Still Walking. Learn about our history together, hear our musings on the complications of family, and watch as Wilson gets six pounds of blueberries.LinksBen's video essay on Still WalkingWe're still walking over at our FREE patreon, discord server, and our socials @ www.deepcutpod.comTimestamps00:00:00 Intro00:05:50 Plot summary00:07:25 General thoughts00:14:10 Gifting interlude00:24:53 Still Walking continued00:27:43 Story and characters00:37:01 Deliberate cinematography, use of space00:42:36 Food00:47:43 Non-judgmental filmmaking00:50:23 Melodrama?00:52:22 Yoshio scene00:54:15 Atsushi01:01:06 Blue Light Yokohama01:04:35 Tokyo Sonata comparisons01:06:10 Stealthy emotional narratives01:12:02 What does Kore-eda not show us?01:16:58 Best food, best outfit01:19:57 Closing thoughts01:25:29 Longest outro ever
On this episode Aries and Andy talk about porn titles, Andy's memory, would you rather, A.I., trump, quarantine time, Sinners, a.t.m. explained, movie suggestions, ep 659, and Andy Andy Andy. Social Media Instagram: @SpearsBergPod Twitter: @SpearsBergPod Facebook: SpearsBergPod Patreon: SpearsBergPod Youtube: SpearsBergPod Learn more about your ad choices. Visit megaphone.fm/adchoices
This week Angela discusses the complexities and risks involved in gifting significant assets to children, such as land or businesses. She emphasizes the importance of proper planning and professional advice to avoid costly tax consequences and unintended liabilities. The episode focuses particularly on the tax implications of gifting versus inheriting assets and the importance of understanding cost basis. Key Takeaways
President Trump says the U.S. government is poised to accept an airplane from Qatar valued at nearly $400 million. He claims the 747 aircraft will replace the 40-year-old Air Force One. But the announcement has raised ethical and national security concerns. Geoff Bennett discussed more with Kathleen Clark, a government ethics expert and professor at Washington University School of Law. PBS News is supported by - https://www.pbs.org/newshour/about/funders
NFL legend Drew Bledsoe sits down to chat about his hometown, getting into the wine business, the importance of sustainability, being proud of the culture he's built with his company, and more!The views and opinions expressed in this video are solely those of the individuals featured and do not necessarily represent the views or opinions of Athletes & Assets. We do not accept liability for any advice given in this video, and viewers are encouraged to seek professional guidance before making any business decisions. Additionally, the participation of athletes in this video does not imply endorsement or sponsorship by their respective employers
President Trump says the U.S. government is poised to accept an airplane from Qatar valued at nearly $400 million. He claims the 747 aircraft will replace the 40-year-old Air Force One. But the announcement has raised ethical and national security concerns. Geoff Bennett discussed more with Kathleen Clark, a government ethics expert and professor at Washington University School of Law. PBS News is supported by - https://www.pbs.org/newshour/about/funders
How will Labour's immigration legislation affect the UK's care sector? What are the potential conflicts of interests if Trump accepts a jet from Qatar? The Indian Premier League is set to return after the competition was suspended amid rising tension in Kashmir, but what does this tell us about India's power in international cricket? Rebecca Moore is joined by Orwell Prize winning Pete Apps, alongside The Observer's Patricia Clarke and Jessy Parker Humphreys, as they battle to pitch the top story of the day.**Join us at the next edition of the News Meeting Live on Tuesday 13th May HERERead Patricia Clarke's article in full: ‘How the US president and his clan ushered in a new golden age of corruption' Follow us on Social Media: @ObserverUK on X @theobserveruk on Instagram and TikTok@theobserveruk.bsky.social on bluesky Host: Rebecca Moore, executive producer at The ObserverProducer: Casey MagloireExecutive Producers: Rebecca Moore and Matt RussellTo find out more about The Observer:Subscribe to TheObserver+ on Apple Podcasts for early access and ad-free contentHead to our website observer.co.uk Download the Tortoise app – for a listening experience curated by our journalistsIf you want to get in touch with us directly about a story, or tell us more about the stories you want to hear about contact hello@tortoisemedia.com Hosted on Acast. See acast.com/privacy for more information.
Do you fancy the idea of growing your own medicinal herbs for tinctures & tea Todays guest Elle from Australian Medicinal Herbs took the plunge following a career sidestep when she was diagnosed with PTSD & replaced a 17 year career in the police force with a seed to packet business that slowly but surely healed her trauma, engaged her girls & now helps people all over Australia. Today she shares her unfolding story & offers practical guidance & wizened encouragement to get growing in order to take agency of your own health through the potency of healing herbs.“Life is change - all the small steps you take lead you to another door or another window”"Herbal medicine is slow medicine & our bodies have adapted to this for generations. Our bodies have certain responses to plants that they don't to other medicines but we need to be connected & not detached"More Like This:Jane Stevens Futuresteading epCarolyn Parker Futuresteading epPod Partners Rock: Australian Medicinal Herbs 5% discount code - future5Support the ShowCasual Support - Buy Me A CoffeeRegular Support - PatreonBuy the Book - Futuresteading - live like tomorrow matters, Huddle - creating a tomorrow of togethernessWe talked about:From domestic violence policing to medicinal herb tincturesPTSD diagnosis after 17 years.Refocusing on her small children & her own healthHow permaculture opened her up to a new way of beingDiscovering the truth about our long supply chain food systemHerbs paved her path to healing post PTSDSeeing herbal remedies as MEDICINEMullein is her secret love Tulsi - a regulator which will find balanceTrusting that your body knows what to do with itself to build vitality“I don't recognise the person I used to be - if you take steps towards this, you will eventually get there, be brave enough to persist”Normalising ‘grounding practice'Pushing back on handing over our health autonomy to doctorsHave we normalised anxiety? What are the natural solutionsManaging the rocks in our trauma backpack so it doesn't thwart usMethodically building a life that is home based, nourishing & flows in a seasonal rhythmConnecting to land & place & looking at things as a whole systemEmpowering her daughters to live the life they are called to.Keeping the Futuresteading podcast alive - GRATITUDE!Support the show
Who told Bey to do what? How much are we gifting grads this year? And it's a Marvel edition of the College of Pop Culture Knowledge Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Who told Bey to do what? How much are we gifting grads this year? And it's a Marvel edition of the College of Pop Culture Knowledge Learn more about your ad choices. Visit podcastchoices.com/adchoices
Gifts can make or break a holiday, birthday, or even a relationship. The dialers are sharing the best and worst gifts they've given or received.
Coming up on the Men at the Movies podcast, Paul and Sarah discuss A Star is Born.If you or a loved one needs help, feels alone and like giving up, call 988 for the suicide hotline.Thank you to our sponsor, Confined Space Coffee. For safety grade premium coffee, visit confinedspacecoffee.com. Use code MATM for 10% off your first order.The process of becoming a starCallingYou have something to say that needs to be said, an expression of the Kingdom.Your calling will be ridiculed, downplayed, and dismissedDiscover a circle of like-hearted peopleInvitationInvitation to come on stage-starts out terrifying, then becomes something that brings our hearts alive in joyWe need to give ourselves permission to accept the invitationOur creativity is about bringing something into existence that doesn't currently exist EnemyTwists lies to sound like truthHe takes what God creates and distorts itGoal is to get us to tap out and quit, to blow up our livesHe introduces the trauma/sadness/grief we need to become who we were meant to becomeQuestionsWhat is your talent? Gifting? Calling? Purpose?How has that been dismissed? Ridiculed? Downplayed?In what ways do you step into sharing your voice?Who are the like-hearted people in your life, the circle of people who love the same things, moving in the same direction?In what ways have you been invited on stage? How have you resisted the invitation?How do you express your creativity and gifting? What do you bring into existence that doesn't currently exist?How has your grief shaped who you became?Subscribe to our YouTube channel (https://www.youtube.com/channel/UC2xo9bvDbN4Z3BEx37AlRqw?sub_confirmation=1) for bonus content.To dive into this content even more, visit our website: www.menatthemovies.com/podcast. You will find resources mentioned on the podcast, plus quotes and themes discussed.Find us on the socials:YouTube: www.youtube.com/@menatthemoviesFacebook: www.facebook.com/menatthemoviesInstagram: www.instagram.com/menatthemovies/TikTok: www.tiktok.com/@menatthemoviesTwitter: twitter.com/_menatthemoviesIf you would like to support our work (and get some behind-the-scenes perks), visit our Buy Me A Coffee page (www.buymeacoffee.com/menatthemovies). Get invites to livestreams, bonus episodes, even free merch. Edited and mixed by Grayson Foster (graysonfoster.com)Logo and episode templates by Ian Johnston (ianhjohnston.com)Audio quotes performed by Britt Mooney, Paul McDonald, and Tim Willard, taken from Epic (written by John Eldredge) and Song of Albion (written by Stephen Lawhead).Southerly Change performed by Zane Dickinson, used under license from ShutterstockLinks:MATM website: www.menatthemovies.com/podcastYouTube: www.youtube.com/@menatthemoviesSpotify: open.spotify.com/show/50DiGvjrHatOFUfHc0H2wQApple pods: podcasts.apple.com/us/podcast/men-at-the-movies-podcast/id1543799477Google pods: podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy80ODMwNThjL3BvZGNhc3QvcnNz
Taxes don't stop when your paycheck does, and they certainly don't skip your heirs. In this episode, David tackles two common listener questions that reveal just how much tax strategy plays into smart retirement and estate planning. If you've been worried about how much your kids will owe in inheritance taxes or if you're sitting on a pile of tax-deferred savings, David offers practical tips on ways to help you avoid getting a surprise tax bill. Here's some of what we discuss in this episode:
Welcome back to the Dollar Wise Podcast. In this episode, Jason Gabrieli, CFP, is joined by Andrew Barhardt, CFP, to explore how charitable contributions can be optimized for tax efficiency. They discuss practical strategies such as donor-advised funds, gifting appreciated stock, and estate planning techniques to ensure your generosity also leads to tax benefits. Whether you're navigating a high-income year or planning your legacy, this episode offers valuable insights to help you give wisely.Tune into this episode to also learn:● How donor-advised funds can provide flexibility and immediate tax deductions.● The benefits of gifting appreciated stock to eliminate capital gains taxes.● When charitable remainder trusts (CRTs) are appropriate for advanced planning.● Why designating charities as IRA beneficiaries can be a smart estate strategy.What we discussed● [00:00:06] Why many charitable contributions don't provide tax benefits under current standard deduction rules.● [00:02:45] Introduction to donor-advised funds and how they work.● [00:05:29] When donor-advised funds are most advantageous, especially in high-income years.● [00:07:12] How deduction bunching can help maximize tax deductions.● [00:11:37] Gifting appreciated stock to avoid capital gains taxes.● [00:14:00] Overview of advanced charitable trusts like CRATs and CRUTs.● [00:17:03] The best assets to leave to charity versus heirs in estate planning.● [00:18:26] The importance of tax-efficient charitable giving both during life and after death.3 Things To Remember1. Donor-advised funds offer a flexible way to manage charitable giving while optimizing tax deductions.2. Gifting appreciated assets can eliminate capital gains taxes and enhance the impact of your donations.3. Strategic estate planning ensures that both your heirs and charities benefit in the most tax-efficient manner.Useful LinksConnect with Jason Gabrieli: https://www.linkedin.com/in/jasongabrieliLike what you've heard…Learn more about HFM HERESchedule time to speak with us HERE
John Ruhlin (1980–2024) was an American entrepreneur, speaker, and author best known for pioneering the concept of strategic gifting in business. He founded The Ruhlin Group, a firm specializing in personalized corporate gift strategies, and authored the best-selling book Giftology, which emphasizes the power of generosity to build lasting relationships. John began his career as a top sales representative for Cutco Cutlery, where he developed innovative approaches to client engagement. He passed away suddenly in August 2024 at 44, leaving a legacy of kindness and a transformative approach to business relationships. In this episode… Standing out in business is more challenging than ever. With overflowing inboxes, advertising fatigue, and increasingly transactional relationships, how can you break through the noise and cultivate genuine, lasting connections with clients and partners? John Ruhlin, author and expert on strategic gifting, shares how intentional, personalized gift-giving can become a powerful business development tool. He explains that gifting is often done wrong — too promotional, poorly timed, or lacking personal relevance. He offers actionable strategies, like making the gift about the recipient (not your brand), targeting the recipient's inner circle, and sending gifts during off-peak times to avoid holiday clutter. John also emphasizes using thoughtful research to personalize gifts and create memorable touchpoints that turn business relationships into emotional connections. In this episode of the Inspired Insider Podcast, Dr. Jeremy Weisz interviews John Ruhlin, Founder of The Ruhlin Group, about the art and science of strategic gifting. John shares how meaningful gifting builds loyalty and generates referrals. He also discusses why timing matters more than cost, how to win over executive gatekeepers, and what happens when a gift goes hilariously wrong.
Episode SummaryIn this very special episode, Bobby Bosler shares an exciting announcement and a deeply personal journey of faith. Speaking from Matthew 14, he draws parallels between Peter's step out of the boat and the major life change God has led him and his family into — accepting the call to pastor Fellowship Baptist Church in Fairmont, West Virginia. Bobby testifies to God's guidance through uncertainty, showing how surrender and obedience open the door for God's miraculous provision and peace.Topics DiscussedStepping out in faith when God's leading feels impossibleThe story behind the call to pastor Fellowship Baptist ChurchHow God uses closed doors and lack of peace to redirect our stepsWrestling with calling, gifting, and identity in ministryEncouragement to follow God's call even when it requires major life changesKey TakeawaysGod's leading often requires taking a step into the impossible. Like Peter walking on water, faith demands stepping out based on God's command, not on visible certainty.Closed doors are part of God's guidance. The lack of peace about repairing or replacing the trailer was God's way of preparing the Bosler family for a completely new direction.Gifting doesn't limit God's calling. Even as an evangelist, Bobby discovered that God could use him to pastor and shepherd a local church, showing that God's calling often stretches us beyond our assumptions.Obedience leads to peace. When Bobby and his wife yielded to the possibility of pastoring, God flooded their hearts with undeniable peace and clarity.A big step of faith inspires others. Just like Peter's step inspired worship in the boat, your obedience can ripple out to encourage others to trust and follow Christ. If you've been encouraged by this podcast, please take the time to give us a five-star rating and write a brief review. That would help tremendously in getting the word out and raising the visibility of the Thee Generation for others. For more faith inspiring resources and information about joining Thee Generation, please visit theegeneration.org.
The Carey Nieuwhof Leadership Podcast: Lead Like Never Before
Levi Lusko opens up about navigating a mid-life crisis in ministry at 38 and identifying wounds that become a ticking time bomb. Plus, Levi and Carey explore the mixed motives and gifting of preachers.
If you're sitting on large investment gains in a brokerage account and wondering whether it's worth taking the tax hit, this episode is for you. I walk through a clear framework I use with clients to help them decide when—and if—it makes sense to realize those gains.I also explain several strategies that can potentially reduce or even eliminate the taxes you might owe, including how to take advantage of the 0% long-term capital gains tax bracket, gifting appreciated assets, and tax-loss harvesting. Whether you're approaching retirement or just looking to be more intentional with your investments, these tools can help you make more informed decisions.Toward the end, I also point to a related video where I explain how a separately managed account may benefit high-income investors with significant brokerage assets.Questions answered:1. When does it make sense to realize investment gains in a taxable brokerage account—and when should you hold off?2. What strategies can help reduce or eliminate the taxes owed on long-term capital gains?Submit your request to join James:On the Ready For Retirement podcast: Apply HereOn a Retirement Makeover episode: Apply HereTimestamps:0:00 - When not to sell2:40 - Understand risks on both sides5:54 - Tax strategies8:55 - Gifting stocks to charities11:14 - Gifting to family12:44 - Understanding step-up in basis14:18 - Capital losses offset capital gains15:11 - Wrap-upCreate Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!
Bill rambles about gifting horses, normal work hours, and smart kids. (00:00) - Thursday Afternoon Podcast (29:32) - Thursday Afternoon Throwback - 4-17-17 - Bill rambles about updating his phone, shitting yourself, and making dumplings. Thursday Afternoon Interlude: Night Moves - Hold On To Tonight Brunt: For a limited time, our listeners get $10 off at BRUNT by using code BURR at checkout at www.BruntWorkwear.com