Hot Business, weekday evenings, from 6 to 7pm on your radio dial on 102.7FM, on DStv audio channel 822 and streaming all over on www.hot1027.co.za

Hot Topic Topic: New report shows SA health & beauty shoppers shifting online as private brands outpace national labels Guest: Andrea Slabber, Insights Lead at Trade Intelligence

MoneyMonday Topic: As more South Africans reach 100, the real retirement risk is outliving your money Guest: Joretha Bothma is Head of Product Development, Underwriting and Claims at Momentum Life Insurance

Expert Topic: From pets to “fur babies”: SA's R8bn pet boom becomes one of the economy's strongest spending trends Guest: Dion Chang, Futurist and Author of Pawfect: The Life of Fur Babies

Expert Topic: New RMB report warns: Africa could boom… or stall. The next decade is key. Guest: Isaah Mhlanga — Chief Economist, RMB

MARKETS Guest: David Shapiro - Sasfin

Expert Stop apologising for success: Why the 'mock crisis' trend is missing the mark - Guest: Regine le Roux: Managing director, Reputation Matters

Markets Simon Brown - Just One Lap

Households finally breathe as rate cuts lift financial resilience, but recovery remains fragile Guest: Dr Roelof Botha: Economist

Expert An extract from Ryk van Niekerk's interview with SARB governor Guest: Lesetja Kganyago

Hot Topic Eskom turns the corner: Ratings upgrade marks a new era of stability, says CFO Guest: Calib Cassim: CFO, Eskom

Hot Topic Executives get richer while profits slide, the big SA remuneration disconnect Guest: Tracey Davies: Executive director, Just Share

Expert Adapt or become irrelevant: SA hits a payments crossroads - Guest: Israel Skosana: Chief product & scheme officer, PayInc

Infrastructure Focus SA's water resilience starts with maintenance – not mega projects Guest: Karen King: Leading market director for climate resilience, Atana

Entrepreneurs Digital knockout: SA tech entrepreneur takes boxing into a new era Guest: Nivi Grogor: Tech entrepreneur & board member, Golden Gloves

Markets Viv Govender - Rand Swiss

MARKETS Guest: Chantal Marx -FNB Wealth and Investments

Property Perspectives Topic: Festive-season short-let boom drives surge in SA property values Guest: Grant Smee, CEO of Only Realty Property Group

Expert Topic: Why your next office should be 15 mins from home Guest: Paul Keursten: CEO, Workshop17

Expert Topic: New data shows South Africans spending smarter Guest: Dr Frank Magwegwe- Head of Financial Wellness & Advisory at Nedbank

Hot Topic Topic: Farmers Applaud G20's Renewed Focus on Food Security and Ag-Trade Guest: Wandile Sihlobo -Agbiz

Hot Topic Topic: Johannesburg delivers… mostly: G20 ends with economic progress, but geopolitical tensions cloud investor sentiment Guest: Antony Sguazzin: Senior reporter, Bloomberg News

Expert Topic: SA Banks Show Resilience Amid Slow Growth and Tight Margins Guest: Kevin Hoff: Banking sector leader, BDO South Africa

Entrepreneurs Topic: How one organisation is leveraging WhatsApp to improve entrepreneurs' financial know-how Guest: Omphile Kgoathe - Nkiwane - Head of Client Services - Digify Africa

MoneyMonday Topic: 'Tis the season — but your insurance won't cover bad decisions Guest: Edite Teixeira-Mckinon, Lead Ombud of the Non-life Insurance Division of the NFO.

MARKETS Guest: David Shapiro -Sasfin

MARKETS Guest: Simon Brown -JustOneLap

Expert Topic: B20 spotlight: To connect 1bn people, SA must rewrite the rules of broadband Guest: Vuyani Jarana, CEO of Ilitha Telecommunications

Industry Insights Topic: South Africa's creative sector gets global spotlight with Netflix at G20 Guest: Kaye-Ann Williams, Director of Scripted Content, Series and Films for Africa - Netflix

Hot Topic Topic: E-commerce reshapes SA retail as online food purchases jump 47% Guest: James Noble, Sector Executive for Wholesale, Retail and Franchising at Absa Business Banking

Consumer Insights Topic: Half of South Africans start their day with coffee despite rising prices Guest: Andrew Fulton, Director of Eighty20

Hot Topic Topic: Rate cut or not? What the Reserve Bank's next move means for your pocket Guest: Dr Azar Jammine -Economist at Econometrix

Expert Topic: Top earners hit hardest as unsecured debt surges Guest: Benay Sager Executive Head of DebtBusters

Tech Perspective Topic: South Africa's electronic travel authorisation goes live — here's what the new system means for travellers Guest: Lee Masuku - Senior Associate - Employment Law at CDH.

Expert Topic: How SMEs can win Black Friday 2025 Guest: Brent Downward, Head of Credit at Merchant Capital

MARKETS Guest: Faheema Adia - Momentum securities

MARKETS Guest: Chantal Marx -FNB Wealth and Investments

Expert Topic: Moody's sees early progress in SA's budget but warns debt risks remain high Guest: Dr Chris Harmse - Economist - Sequoia Capital

Expert Topic: Infrastructure concerns and power outages raise questions about OR Tambo's G20 readiness Guest: Jabulani Khambule: Regional general manager OR Tambo International Airport, Airports Company SA

Property Perspectives Topic: Stronger government finances could make homebuying easier Guest: Dr Andrew Golding, chief executive of the Pam Golding Property group

Hot Topic Topic: Trump's tariff exemption offers relief for citrus, nuts and other fruit exporters Guest: Wolfe Braude, Fruit Desk Manager at Agbiz

Hot Topic Topic: South Africa earns ratings upgrade in positive shift for the economy Guest: Sanisha Packirisamy-Chief Economist -Momentum

Money Monday Topic: How to make your first pay cheque count Guest: Natasha Huggett-Henchie, Consulting Actuary at advisory firm, NMG Benefits

Entrepreneurs Topic: What it takes to be funding-ready in today's market Guest: Thato Ntseare, Senior Investment Manager at E Squared Investments

Expert Topic: COP30 raises a key question: can the world afford not to adapt? Guest: Msizi Khoza, Managing Executive ESG at Absa Corporate and Investment Banking (CIB)

MARKETS Guest: Viv Govendor- Rand Swiss

MARKETS Guest: Faheema Adia: Momentum Securities

Expert Topic: The cost of chasing investment trends: What 2025 data taught us about investor behaviour Guest: : Brandon Naidoo-Lead Specialist: Investments Propositions at Standard Bank Group

Industry Insights Topic: New data shows that half of South Africa's deskless workers have no savings, and things are getting worse. Guest: Simon Ellis (co-founder and CEO of Jem HR)

Consumer Insights Topic: AI, Luxury, and Passion Fuel South Africa's 2026 Travel Boom. Guest: Dorcas Dlamini Mbele, Senior Director, Commercial – Sub-Saharan Africa, Marriott International.

Hot Topic Topic: Midterm budget: call for fair alcohol tax increases to keep prices stable and curb illegal trade. Guest: Charlene Louw, CEO of BASA

MARKETS Guest: Simon Brown -JustOneLap