Hot Business, weekday evenings, from 6 to 7pm on your radio dial on 102.7FM, on DStv audio channel 822 and streaming all over on www.hot1027.co.za

Expert Topic: KPMG survey finds South Africa's insurance sector remains resilient despite economic headwinds Guest: Derek Vice, Partner | Financial Service & Insurance at KPMG South Africa

MARKETS Guest: David Shapiro - Sasfin

Money Monday Topic: Why delaying withdrawals could save your retirement Guest: Kerry King, Advisory Partner at Citadel

Entrepreneurs Topic: Building a business from batter: Blessing Sithole's journey from home baker to national supplier Guest: Blessing Sithole is the founder of Bakers Creationz

Hot Topic Topic: What South Africa's FATF exit means for investors and the economy Guest: Dr Azar Jammine - Economist

MARKETS Guest: Simon Brown- Just One Lap

Expert Topic: Beyond the CV: Why interviews reveal the real candidate Guest: Vanessa Gibb, People Lead at Pnet.

Expert Topic: How sustainability is reshaping Africa's business landscape Guest: Dr Manessah Alagbaoso - Head: Business Ecosystems & Sustainability

Industry Insights Topic: SA's media and entertainment market set for steady digital-driven growth – PwC Guest: Charles Stuart, PwC South Africa Entertainment and Media Partner

Hot Topic Topic: Marathon cancellation deals R15 million blow to tourism economy, study finds Guest: Tim Treagues – Founder and CEO, Yazi

MARKETS Guest: Faheema Adia -Momentum Securities

Expert Topic: Storm season warning Guest: Lehlohonolo Thobela: Meteorologist, SA weather service

Expert Topic: Storm season safety: protecting your home, car and insurance claims Guest: Ernest North, cofounder of Naked

Expert Topic: Big-spending South Africans fork out R1 billion overseas Guest: Francois Viviers: Group executive marketing and communications, Capitec

Hot Topic Topic: How the new IRP could change the way South Africa gets its electricity Guest: Stuart MacWilliam - Chief Developer Officer at Mulilo.

MARKETS Guest:Chantal Marx- FNB Wealth and Investments

Expert Topic: WineX spotlight: Why the wine industry still matters for jobs and tourism Guest: Michael Fridjhon- Director, industry commentator, consultant, Visiting Prof. of Wine Business, UCT Graduate School of Business

Property Perspectives Topic: Why housing investments need more than good intentions to grow Guest: Palesa Mkhize, CEO of the South African Multifamily Residential Rental Association (SAMRRA).

Expert Topic: New data shows 46% drop in SA exports to US Guest: Aretha Cooper - TUNL COO

Hot Topic Topic: Warnings mount that high electricity prices could derail recovery efforts Guest: Matthew Parks- Cosatu

Expert Topic: Credit access eludes over 13 million South Africans quarterly Guest: Leonie van Pletzen: CEO, MicroFinance SA

MARKETS Guest: Viv Govender - Rand Swiss

Money Monday Topic: Why insurance matters when emigrating Guest: Wynand van Vuuren, client experience partner at King Price

Entrepreneurs Topic: Why Universities must become the new hubs of job creation Guest: Dr. Edwell Gumbo, Director of Entrepreneurship at USAf

Hot Topic Topic: National gambling board reports R1.5tn gambling turnover, concerns over SA's gambling crisis Guest:Lungile Dukwana: Acting CEO, National Gambling Board

MARKETS Guest: Simon Brown -Just One Lap

EXPERT Topic: 12 million South Africans jobless — CDE calls for urgent action Guest: Ann Bernstein – Founder and Executive Director, Centre for Development and Enterprise (CDE)

EXPERT Topic: Does a mental health issue excuse workplace performance issues? Guest: Ayesha Karjieker, Associate – In the Employment Law practice at Cliffe Dekker Hofmeyr (CDH).

HOT TOPIC Topic: Shoprite food security index shows marginal gains as millions still face hunger Guest: Prof Dieter von Fintel -Development Economist who worked on Shoprite food index

CONSUMER INSIGHTS Topic: Money & Me survey reveals high debt, low savings — but strong resilience among South Africans Guest: Erica Liebenberg-Just Money

MARKETS Guest: Faheema Adia - Momentum Securities

Expert Topic: Shocking retirement savings gap facing South Africans Guest: Kim Potgieter: Certified financial planner

EXPERT Topic: Why the G20's cross-border payment targets are slipping — and how SA can adapt Guest: Harry Scherzer, CEO of Future Forex

TECH PERSPECTIVES Topic: How refurbished shopping is becoming aspirational, not second-best Guest: Mishaan Ratan - MD , The Hawker

HOT TOPIC Topic: Why South Africa's Food Insecurity Isn't About the Price of Food Guest: Roelie van Reenen, Supply Chain Executive - Beefmaster Group

MARKETS Guest: Zimele Mbanjwa -FNB wealth and Investments

Expert Topic: Understanding Medical Aid Shortfalls This Open Season Guest: Brian Harris -General Manager of Operations at Turnberry Management Risk Solutions.

EXPERT Topic: Stats SA data shows salaries on the rise — but wage pressures likely to persist Guest: Solly Molayi, Acting Deputy Director-General at Stats SA

Property Perspectives Topic: Cybercriminals set their sights on South Africa's booming property market Guest: Jackie Smith, Head of Buyers Trust

HOT TOPIC Topic: EU tariffs set to deal major setback to South Africa's steel industry Guest: Marius Croucamp - Solidarity

MARKETS Guest: Makwe Masilela -Makwe Fund Managers

ENTREPRENEURS Topic: Turning Spaces Into Stories: The Art of Marketing, Real Estate, and Transformation Guest: Julia Finnis- Bedford - Founder Amazing Spaces

EXPERT Topic: Can Generative AI Drive South Africa's Sustainable Development Goals? Guest: Claire Bradbury — Sustainability Lead, Accenture Africa

MoneyMonday Topic: Practical ways to help your children become financially literate Guest: Mariné van Brakel, Deputy CEO at RCS.

HOT TOPIC Topic: Life ombud recovers over R140 million for policyholders after declined claims reversed Guest: Denise Gabriels, the Lead Ombud for the Life Insurance Division of the NFO

Industry Insights Topic: Port of Gauteng: R50bn plan to save the N3 and create 50,000 jobs - Guest: Francois Nortje, Developer, Port of Gauteng

EXPERT Topic: Why water infrastructure could be Africa's next big investment frontier Guest: David Sawyerr: Development finance specialist

EXPERT Topic: Australia banning teens from using social media – will SA follow suit? Guest: Emma Sadleir: The Digital Law Company

MARKETS Guest: Petri Redilinghuys - Herenya Capital

HOT TOPIC Topic: From first paycheck to prosperity: The story of South Africa's emerging adult economy Guest: Zandile Makhoba: Lead research & insights specialist, Liberty

Expert Topic: Cheaper potatoes bring relief for consumers, pressure for farmers Guest: FP Cotzee Potatoes SA