Podcasts about Investec

Starting your first real job with a decent pay check should feel exciting but what if it mostly feels confusing, stressful and a little scary? If you've made money mistakes before, missed payments or taken on debt you didn't fully understand, you're not alone… and you're not out of options. In this episode of Everything Counts, Motheo Khoaripe sits down with Investec's Keshnie July, Lending Product Owner and Lehlogonolo Ramushu, Credit Risk Consultant, to talk about how young professionals can recover from financial missteps and start building a stronger, more intentional money future. The conversation tackles what it really takes to bounce back after defaulting, overextending yourself or ignoring those dreaded payment reminders. From understanding your credit report, to budgeting realistically, facing debt head on and asking for help when you need it, this episode breaks down the practical steps that make recovery possible. The episode also touches on separating needs from wants, avoiding impulse-driven debt, navigating “easy credit” offers and making smarter decisions before taking on new financial commitments. As the discussion shifts toward building wealth, the experts share simple, realistic strategies for saving, creating an emergency fund, paying off debt faster and laying the groundwork for long-term financial security. If you're a young professional trying to reset your money mindset, get out of debt or turn your first proper salary into something meaningful, this episode will help you move from survival mode to stability and eventually, to growth. 00:00 Introduction 01:00 Debt management: How to bounce back from money mistakes 02:00 How to build better money habits 03:47 Biggest financial mistakes that young adults make 04:50 Affordability assessment: What young professionals should ask before taking on more debt 06:19 What do you do when you run into financial problems? 08:47 Recovering from debt 10:25 Strategies for building wealth in the long term 10:50 The importance of building an emergency fund 11:20 The importance of having savings 12:10 Practical steps for young professionals starting their wealth journey 15:05 Compare savings accounts with good interest rates 15:20 Conclusion Investec Focus Radio SA

Brent crude has climbed above $66/b this morning, its highest level since Iran-related tensions peaked earlier this month. The rally reflects renewed geopolitical nervousness and a series of supply-side disruptions, prompting markets to price in a higher short-term risk premium. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

In this episode, we examine the erosion of trust between institutions and communities, and why rebuilding legitimacy depends on place-based, locally led approaches Mike Kenny and Jacinta Koolmatrie. The views in this podcast are those of the contributors, and don't necessarily represent those of CISL, the University of Cambridge, or Investec, and should not be taken as advice or a recommendation. Investec

Stephen Grootes is in conversation with Investec Group CEO Fani Titi about on-the-ground sentiment from Team South Africa at the World Economic Forum, global perceptions of South Africa’s growth and investability, and how geopolitical tensions ranging from trade risks to questions over central bank independence are shaping the global economic outlook. In other interviews, Nicola Allen, senior analyst at Trade Intelligence discusses how South Africa’s FMCG price war is reaching its limits, with retailers split between heavy promotional intensity and a shift toward stable pricing and personalised value to protect margins and build loyalty. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 See omnystudio.com/listener for privacy information.

AI has moved beyond experimentation. It now sits at the centre of decision-making. At the World Economic Forum Annual Meeting in Davos, the conversation is clear - how can leaders use AI to drive growth, manage risk and reshape work. In episode 2 of our Davos Debrief series, Jeremy Maggs speaks to Lyndon Subroyen, Investec's Global Head of Digital & Technology, on why AI is a platform shift, not a passing trend, and what that means for strategy, talent and long-term competitiveness. Key podcast moments: 00:00: Introduction 01:30: Inside Davos: the spirit of dialogue 02:10: AI's economic promise and the platform shift 03:05: Balancing AI opportunity and disruption 04:22: Innovating fast without crashing: managing AI risk 05:12: From builders to users: how AI diffuses into society 06:06: Investing in people for an AI-augmented economy 07:16: The skills that matter most in an AI world 08:17: Keeping humans in step with rapid technological change 09:23: Rethinking operating models for the future of work 11:44: Cybersecurity, geopolitics and the dark side of innovation 12:58: Governance, ethics and guardrails for AI at scale 14:01: AI as a growth engine for the global economy 15:11: Sector winners and the universal impact of AI 15:36: Emerging markets and the opportunity to leapfrog 17:04: The one question leaders must ask after Davos Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

We are joined by Helena Norrman (SSAB), Sang-Hyup Kim (GGGI) and Marina Grossi (CEBDS – Brazilian Business Council for Sustainable Development). Together, we focus on how leaders can accelerate clean and green growth by tackling real execution challenges. The views in this podcast are those of the contributors, and don't necessarily represent those of CISL, the University of Cambridge, or Investec, and should not be taken as advice or a recommendation. Investec

Chris Holdsworth looks at some of the key takeouts from Investec's latest global asset allocation committee meeting. These include decisions to maintain an underweight position in US equities – based on the country's economic outlook and high valuations – and to increase the allocation to Japanese equities. Investec Focus Radio SA

Oil markets were volatile last week as tensions around Iran pushed Brent close to $67/b before easing back below $64/b after fears of imminent U.S. military action subsided. While the immediate risk premium has faded, prices remain elevated compared with earlier this year, reflecting ongoing concerns over potential disruptions to sanctioned crude flows. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

The World Economic Forum Annual Meeting is here and markets are paying attention. As leaders gather in Davos, the conversations will likely shape risk premiums, capital allocation and investor confidence in the months ahead. In episode one of our special Davos Debrief podcast series, host Jeremy Maggs is joined by Chris Holdsworth, Chief Investment Strategist at Investec, to cut through the noise and focus on what really matters for investors. Podcast key moments: 00:00 - Introduction 01:49 - How should investors interpret the 2026 Global Risks Report findings 02:28 - Does a shift in risk weighting change the thinking around capital allocation and diversification? 03:03 - Are investors underestimating the economic side of global risk? 04:47 - Are investment opportunities and risks in a more multipolar or contested economic order? 05:24 - Where do you see growth potential right now, both in developed economies and in emerging markets? 07:03 - How should investors balance their innovation upside with systemic risk exposure? 08:02 - How do investors think about resilience, whether for portfolios, for businesses or economies? 08:47 - What are the three signals or outcomes that you'll be watching closely at WEF2026? 10:03 - From an investment perspective, how material are positive economic signals from South Africa? 11:55 - What's the one thing investors should be watching this week when it comes to South Africa's positioning in global portfolios? Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

How can we harness AI to deliver human progress, not just corporate profits? Listen today to gain a clearer idea of how the promise of AI's excites with possibilities. We speak to Vilas Dhar, President of Patrick J. McGovern Foundation and philanthropist, technologist and advocate for human-centred AI, to discuss the social and political dynamics in an AI-driven world. The views in this podcast are those of the contributors, and don't necessarily represent those of CISL, the University of Cambridge, or Investec, and should not be taken as advice or a recommendation. Investec

Michael Liebreich and Rory Sutherland lift the lid on how to shift behaviour at scale to achieve the energy transition. Marc Khan and Lidnsey Hooper interview the pair on the sociopolitical backlash we have seen in some sectors with regard to climate action. The views in this podcast are those of the contributors, and don't necessarily represent those of CISL, the University of Cambridge, or Investec, and should not be taken as advice or a recommendation. Investec

Drowning in credit offers the moment you land your first paycheck? You're not imagining it, from store cards to buy-now-pay-later, young professionals are being pulled into debt faster than they can say “credit approved". In this episode of Everything Counts, host Motheo Khoaripe sits down with Investec's Keshnie July, Lending Product Owner and Lehlogonolo Ramushu, Credit Risk Consultant, to unpack why so many young people find themselves overwhelmed by debt so early in their careers and what you can do to avoid falling into the debt trap. From building a healthy credit record without sabotaging your future, to spotting bad deals, understanding unsecured loans and recognising the emotional and social pressures that drive overspending, this conversation takes you inside the real-world decisions that shape your financial life. You'll hear why “easy credit” isn't always your friend, how small habits snowball into big consequences and the practical steps every young professional can take to stay in control, protect their credit score and build a foundation for long-term wealth. If you're earning your first salary, navigating credit for the first time or trying to break free from financial stress, this episode will equip you with the clarity and confidence you need to make smarter money decisions. 00:00 Introduction 01:14 Why are so many young people in debt? 02:13 Building a credit record 02:35 The impact of credit decisions 03:48 The marketing of debt 04:27 Unsecured loans and how easy it is to fall into the debt trap 05:03 Importance of reading the fine print 06:14 How much debt is too much? 07:15 Controlling your money habits 07:55 Understanding your finances 09:00 The importance of financial literacy 11:22 Financial mistakes young professionals make 14:36 Financial advice for young professionals: How to spot a bad deal 16:45 The long-term consequences of too much debt 17:20 How debt and credit usage affect your credit score 18:50 What is good debt? 19:50 Debt consolidation and debt review 21:50 Conclusion Investec Focus Radio SA

Before turning to our 2026 Hedging Considerations note circulated on Friday, markets are digesting developments in Iran over the weekend. Rising tensions and the risk of broader regional instability have added a fresh geopolitical premium to oil prices, with Brent firming as investors assess the potential implications for supply and sentiment. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Stephen Grootes speaks to Annabel Bishop, Chief Economist at Investec, about the recent strengthening of the rand and what’s driving the currency’s renewed momentum. They unpack the global and local factors influencing the rand, including shifts in investor sentiment, interest rate expectations, and economic data. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Political uncertainty in Venezuela has resurfaced as a risk factor for oil markets, with US intervention and mixed signals around a leadership transition driving short-term price volatility. Despite this, Venezuela's constrained and sanctioned production limits its immediate impact on global supply. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

We sit down with two leaders reshaping philanthropy, Peter Bennett and Leslie Johnson. Philanthropy funds much of the world's high-risk innovation, early-stage ideas and new economic thinking - often long before markets or governments are able to act. So what role can it play in driving systemic change? The views in this podcast are those of the contributors, and don't necessarily represent those of CISL, the University of Cambridge, or Investec, and should not be taken as advice or a recommendation. Investec

Feeling like your December budget melts faster than an ice cream in the sun? You're not alone; even the most disciplined savers lose control when the festive season hits. In this episode of Everything Counts, Motheo Khoaripe sits down with Investec financial advisor Nirvashni Rajkumar to unpack why we overspend in December, how festive marketing and emotions cloud our judgment, and the practical steps you can take right now to avoid a financial hangover in January. From understanding the psychology behind “DeZemba,” to making your 13th cheque last, and setting a realistic December budget the whole family can get behind. This conversation is packed with real-world strategies to help you celebrate without regret. If you want to end the year with clarity, avoid holiday overspending, and start the next one strong, you're in the right place. 00:00 Introduction 01:30 Why are we prone to overspending during the holiday season? 03:00 How festive marketing drives holiday season spending 04:00 The psychology of holiday spending 06:00 When should we start budgeting for December? 07:00 Planning for holiday season spending isn't a one-person job 08:15 How your financial advisor can help with your December budget 10:00 How to make your 13th cheque last: Confronting financial vulnerabilities 14:00 Top tips to avoid blowing your December budget 15:00 Setting a realistic December budget 18:00 Teaching children about delayed gratification 19:00 Hacks to getting the most out of your holiday season spending 23:00 How to plan and budget for the year ahead 26:30 How to end the year with financial clarity 27:30 Conclusion Investec Focus Radio SA

In this episode, we sit with guests, former Group Chairman of Standard Chartered, José Viñals, Sarah Kemmitt, former lead of the UN Net Zero Banking Alliance, and Dr. Nina Seeger, Director, CISL Centre for Sustainable Finance, to explore how finance can accelerate sustainable development more effectively. From addressing the mispricing of climate and nature risk, to correcting market distortions, tackling permitting bottlenecks and supporting coherent policy, the conversation highlights the conditions needed to align global capital with a cleaner, fairer, more resilient global economy. The views in this podcast are those of the contributors, and don't necessarily represent those of CISL, the University of Cambridge, or Investec, and should not be taken as advice or a recommendation. Investec

We examine what many describe as a growing ‘meaning deficit' in society. Along with Sudhanshu Palsule, Gillian Secrett, and Richard Springer, they explore how fragmentation, consumerism and polarisation erode our sense of purpose, and discuss how leaders can help rebuild meaning. The views in this podcast are those of the contributors, and don't necessarily represent those of CISL, the University of Cambridge, or Investec, and should not be taken as advice or a recommendation. Investec

Gillian Tett and Professor Bob Eccles join us as we examine how anti-ESG sentiment and political tensions are reshaping climate policy, corporate behaviour, and markets, and what leaders can do to navigate this landscape. The views in this podcast are those of the contributors, and don't necessarily represent those of CISL, the University of Cambridge, or Investec, and should not be taken as advice or a recommendation. Investec

As we close out the year, we're taking stock of the global energy landscape - from oil markets caught between geopolitical tension and shifting fundamentals, to Europe's winter gas outlook and the risks that lie ahead. Today, we'll break down where the market stands, what's driving price movements, and what to watch as we head into the new year. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

In this episode, we explore whether corporate values really matter when markets, politics and societal expectations pull in different directions. We're joined by Alison Taylor, author of Higher Ground, and Karen Wood, Chair of global mining and metals company South32, and Thomas Lingard from think tank, the Centre for Future Generations to try an unpack the possible impact of AI and how values and purpose actually show up in boardrooms and tough decisions. The views in this podcast are those of the contributors, and don't necessarily represent those of CISL, the University of Cambridge, or Investec, and should not be taken as advice or a recommendation. Investec

The year-end episode of the No Ordinary Wednesday podcast confronts a familiar contradiction: markets that looked buoyant, and an economy that often didn't. In conversation with our Chief Investment Strategist Chris Holdsworth, we dissect the year's dissonance and the lessons it leaves behind - above all, that in a noisy world, valuation discipline and diversification remain the investor's most dependable anchors. Podcast key moments: 00:00 - Introduction 01:51 - What is the Global Investment Strategy Group (GISG)? 02:59 - What are the core principles that anchor the GISG investment philosophy? 04:20 - What defined global markets in 2025? 06:04 - Why hold back at a time when markets appear optimistic 07:04 - What does the GISG expect for the global economy in 2026? 08:03 - What are the big risks ahead? 08:52 - Outlook for the dollar 09:49 - How should investors be thinking about constructing portfolios 10:14 - What is South Africa's risk score? 11:10 - How does the GISG investment philosophy guard against behavioural errors? 11:58 - What has 2025 taught you about investing in uncertain times? Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

This episode examines the power shifts created by AI and digital systems with global sustainability leader Thomas Lingard. Lindsay Hooper and Marc Kahn explore where real agency lies, why governance is struggling to keep up, and what leadership capacities now matter most as technology reshapes the foundations of the global economy. The views in this podcast are those of the contributors, and don't necessarily represent those of CISL, the University of Cambridge, or Investec, and should not be taken as advice or a recommendation. Investec

Brent crude has firmed this morning, approaching $64/b as a series of geopolitical risks, from rising U.S.–Venezuela tensions to attacks on Russian oil infrastructure, push a risk premium back into the market and reverse last week's optimism around Ukraine peace talks. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

In this episode, Mark Kahn speaks with Professor Carlos Lopes and investment executive Jasandra Nyker about Africa's energy transition. Our guests reframe Africa's narrative from risk to opportunity, showing the continent to be a dynamic platform for innovation and reinvention, with green energy at its core as a driver of industrial transformation, inclusive growth, and sustainable development. The views in this podcast are those of the contributors, and don't necessarily represent those of CISL, the University of Cambridge, or Investec, and should not be taken as advice or a recommendation. Investec

In this episode, we host Dominic Vergine, CEO and founder of Monumo. We discuss how AI can play a central role in advancing positive people and planet outcomes and the real impact of this technology. The views in this podcast are those of the contributors, and don't necessarily represent those of CISL, the University of Cambridge, or Investec, and should not be taken as advice or a recommendation. Investec

Oil prices have come under renewed pressure as markets reassess the geopolitical risk premium following signs of progress toward a potential Ukraine peace plan. Earlier strength driven by fresh U.S. sanctions on Russian oil producers has faded, with traders now focusing on shifting diplomatic dynamics and the possibility of reduced supply disruption risk. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Clover Hogan and Ravi Naidoo join to discuss youth anxiety, climate realities and how young people can gain real influence in shaping a more just, sustainable future. The views in this podcast are those of the contributors, and don't necessarily represent those of CISL, the University of Cambridge, or Investec, and should not be taken as advice or a recommendation. Investec

APAC stocks surged across the board, buoyed by a strong performance in the tech sector following NVIDIA's solid earnings and guidance, while CEO Huang dismissed concerns of an AI bubble, stating, “We see something different.”FOMC Minutes added little new but emphasised divisions on the December decision, with "many" members expecting no change.Hawkish Fed repricing was seen as the new BLS data schedule shows that the FOMC won't see the October or November jobs reports before the December 10th meeting.China is reportedly mulling new property stimulus measures, including mortgage subsidies, according to Bloomberg sources; Japanese JGB yields continued climbing despite continued verbal intervention.Looking ahead, highlights include German Producer Prices (Oct), EZ Consumer Confidence Flash (Nov), US NFP (Sep), US Jobless Claims (w/e 15 Nov), New Zealand Trade Balance (Oct), Australian Flash PMIs (Nov), Japanese Nationwide CPI (Oct), SARB Policy Announcement, Fed's Cook, Barr, Hammack, Paulson, Miran, Goolsbee; BoE's Dhingra, Mann. Supply from Spain, France, US. Earnings from Gap, Walmart; ThyssenKrupp; Investec, Halma.Click for the Newsquawk Week Ahead.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Kieran Witthuhn from Anchor unpacks Nvidia's hotly awaited results released after the US close on Wednesday. Investec's Tertia Jacobs breaks down October inflation, which hit a thirteen-month high at 3.6%, ahead of today's MPC call. And Jono Bowling from Standard Bank Group explains their new AI-driven structured product.

Stephen Grootes speaks to Investec SA CEO Cumesh Moodliar about the group’s resilient first-half performance, its strategy for navigating global uncertainty, and expectations for the second half of the financial year. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Tonight's BizNews Briefing spotlights South Africa's rising strategic importance, with the EU naming the country its first stop in a new critical minerals supply push. Locally, Investec's latest results show SA delivering stronger returns than the UK, while an urgent court showdown looms as the JSE challenges allegedly fake emails. Also in focus: a 70% municipal failure rate in Eskom's debt relief scheme, and Nvidia's record-smashing results as the tech giant reaches a valuation 12 times SA's GDP.

Medicine is moving into a world where software spots patterns before humans sense symptoms, and breakthrough therapies can move markets faster than earnings reports. Longevity is rising, costs are climbing, and global healthcare systems are left to wonder whether innovation will save them or bankrupt them first. In this episode of No Ordinary Wednesday, Jeremy Maggs speaks with Dr Jimmy Muchechetere from Investec Investment Management UK to unravel the forces rewiring global healthcare, from the boom-and-bust frenzy around weight-loss drugs to AI promising to predict illness long before it strikes. Podcast key moments: 00:00 Introduction 01:34 Are we reaching the limits of human longevity? 02:13 Are weight-loss drugs a bubble or a structural shift? 04:13 How the White House–pharma deal changes drug pricing 06:58 Who wins and loses in a world with fewer illnesses? 08:10 Why longevity is becoming a macroeconomic risk 10:28 Who holds power in an AI-driven pharmaceutical world? 12:27 How to maintain trust when AI outperforms humans in diagnostics 13:51 How AI is transforming preventative medicine 16:27 Will data expertise surpass clinical expertise? 17:35 Who is accountable when AI influences medical decisions? 18:57 Why regulation must catch up with rapid AI innovation 20:47 Will AI-driven healthcare widen inequality? 22:39 How demographics and geopolitics shape healthcare tailwinds 23:56 How leaders build conviction in a VUCA healthcare landscape 25:22 The next frontier in personalised and preventative medicine Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

In this episode Marc Kahn, Investec's Chief Strategy and Sustainability Officer, Lindsay Hooper, CEO at CISL and guests Faustine Delasalle, CEO of the Mission Possible Partnership and Katie Fergusson, SVP, Studies and Development at Anglo American discuss what's it going to take to replace high carbon energy and resource-intensive systems with cleaner, greener and more efficient alternatives. The views in this podcast are those of the contributors, and don't necessarily represent those of CISL, the University of Cambridge, or Investec, and should not be taken as advice or a recommendation. Investec

Oil markets were volatile last week, with Brent swinging between $62 and $65/b as shifting supply signals, geopolitical tensions, and broader market sentiment drove sharp intraday moves. Despite the fluctuations, prices remain stuck in a well-defined range, capped by persistent oversupply concerns and resistance near the 50-day moving average. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Brent crude fell to $62.84/b last week after Saudi Aramco sharply reduced its official selling prices, signalling weaker demand in Asia. Other Gulf producers followed suit, adding pressure. The decline, in line with softer equity markets, has since steadied with Brent back near $64/b. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Are you concerned about keeping your children safe online in an age where screens are everywhere? In this episode of Everything Counts, host Motheo Khoaripe sits down with Emma Sadleir Berkovitz, founder of the Digital Law Company and Africa's leading authority on social media law and digital risk, and Ndivhuwo Mulaudzi, a cybersecurity awareness training specialist at Investec. Together, they unpack the realities of cyberbullying, online predators and managing children's online behaviour in today's digital world. From understanding the risks of social media, implementing parental control tools, teaching online safety and digital hygiene, to identifying the warning signs of online grooming, this conversation is a complete guide for parents, educators and guardians looking to keep children safe online. Learn practical strategies to balance screen time, encourage open communication, use parental control apps and educate children about internet dangers. Whether your child is just starting to go online or is already active on social media, this episode equips you with the knowledge, tools and confidence to navigate the digital world safely. Stay informed, stay prepared and make sure your children enjoy the internet while staying protected from online risks. 00:00 Introduction 01:30 Children are online from an early age: Should parents be worried? 02:30 Parental control and monitoring for kids online 04:00 Basic digital hygiene for kids: Online safety practices for families 05:45 Digital literacy and open communication is key to keeping children safe online 07:00 Parental advisory on online games 08:30 Understanding the online risks for children: Cyberbullying and online predators 10:00 Teaching online privacy: How to prepare your child for internet safety 11:50 The legal risks of sharing photos online 13:30 Emotional impact of cyberbullying and online extortion 15:30 How can parents reduce internet risks for their children? 16:20 How parental control tools can help to keep kids safe on the internet 18:15 Best parental control apps explained 21:30 Top online safety tips for parents 24:10 Warning signs for parents to look out for 27:14 Conclusion Investec Focus Radio SA

South Africa's economic story is balancing between risk and resolve, discipline and delivery. As the country prepares for its first Mid-Term Budget Policy Statement (MTBPS) under a coalition government, National Treasury faces a difficult equation: stabilise debt, restore credibility and still find space for growth. In this episode of No Ordinary Wednesday, Jeremy Maggs is joined by Investec's Annabel Bishop, Tertia Jacobs, and Osa Mazwai to unpack the policy choices shaping the 2025 mini budget. Listen here or watch the discussion on Investec's YouTube channel. [Add link when live] We explore: • Why fiscal consolidation remains the cornerstone of market confidence • How a commodity windfall and better tax receipts are buying Treasury time • The debate over lowering the inflation target and what it means for growth • And whether South Africa's improving structural reforms can finally lift potential GDP Podcast key moments: 00:00 – Introduction 02:51 – What's behind the debt-to-GDP ratio divergence? 05:03 – How closely are markets watching South Africa's debt challenges? 06:40 – How does the debt trajectory intersect with SA's long-term growth prospects? 08:28 – Inflation targeting expectations 09:35 – Would a lower inflation target risk dampening nominal GDP? 11:36 – Revenue vs spending 13:36 – Searching for a new fiscal anchor 15:21 – Is SA on the path to fiscal consolidation? 17:12 – What's driving the government bond rally? 18:16 – Progress on structural reforms 20:44 – To what extent is the fiscal story intertwined with commodity cycles? 22:13 – What rating agencies are looking for 24:30 – How the mini budget could influence the MPC's tone on interest rates 25:57 – What would success look like for the 2025 MTBPS? Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

Several OPEC+ members agreed over the weekend to unwind a small portion of their additional voluntary cuts in December, while signalling a pause in further output increases until the end of March next year. The move, largely in line with expectations, suggests the group is prioritising market stability after recent price weakness, leaving oil prices modestly firmer around $65/b this morning. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Deepfakes that fool the eye. Voices that sound real. Attacks that never sleep. As artificial intelligence reshapes both offence and defence, cyber risk has gone mainstream. In this episode of No Ordinary Wednesday, Jeremy Maggs speaks with Investec cybersecurity experts Nomalizo Hlazo and Tash van den Heever about the new era of digital resilience where trust, adaptability and awareness are your strongest defences. Podcast key moments 00:00 - Introduction 01:27 - AI on both sides – Attackers and defenders in the digital arms race 02:52 - 2025: The year cyber risk went mainstream 03:46 - Why digital risk is compounding 05:05 - Building resilience through third-party and supply chain visibility 07:15 - Regulation tightens – Balancing compliance and agility 08:57 - Critical infrastructure under threat 10:32 - Building digital trust in a diverse and connected market 11:48 - The future of cybersecurity: Integrity, speed, and adaptability 13:16 - Quantum computing, AI agents, and hyperconnectivity 13:58 - Cybersecurity as a life skill 14:56 - Closing remarks Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists, and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

After briefly threatening to fall below $60/b last week, Brent crude has staged a strong recovery, climbing back above $65/b. The rebound reflects a shift in market sentiment, driven by new U.S. sanctions on Russian oil majors, easing trade tensions between the U.S. and China, and a broader improvement in global risk appetite. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Are you wondering how to make your money work for you after retirement? In this episode of Everything Counts, host Motheo Khoaripe sits down once again with Kate Robson, Co-Head of Investec My Investments, and Johan Loubser, Head of Adviser Enablement at Investec, to unpack the realities of managing your money post-retirement. From understanding Regulation 28 of the Pension Funds Act and choosing the right financial advisor, to navigating investment and savings strategies, insurance needs, and avoiding impulsive financial decisions, this conversation is your complete guide to maintaining financial stability in retirement. Learn how to balance spending and investing wisely, when to seek a second opinion on your financial plan, and what to consider if you're supporting loved ones as a breadwinner in your later years. Whether you've just retired, are planning to soon, or want to future-proof your finances, this episode gives you the tools, insights, and confidence to make every Rand count long after you've stopped working. 00:00 Introduction 01:50 Post-retirement financial management 05:00 How careful do you need to be with your money after retirement? 06:00 How to manage retirement funds before you retire 07:30 How a financial adviser can help with financial planning post-retirement 09:21 Understanding Regulation 28 of the Pension Funds Act 10:10 What should you look for in a financial adviser? 12:15 Should you get a second opinion on financial advice? 13:49 Investment and savings strategies post-retirement 17:00 Do you need insurance for retirement? 19:33 Managing retirement funds as a breadwinner 21:35 How to avoid being impulsive with the money you get after retirement 25:00 Key points to consider post-retirement 28:00 Conclusion Investec Focus Radio SA

Brent crude fell to $60.14/b on Friday, its weakest level since May, and remains below $61/b this morning. The selloff followed a break below key support at $65/b after Trump announced new 100% tariffs on China. Sentiment worsened as U.S. equities tumbled on reports of bank fraud linked to distressed mortgage loans and concerns over stretched AI valuations. Adding pressure, China's Q3 GDP came in below 5%, highlighting weak demand. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

From Washington to London, the balance between growth and stability remains razor thin. In this special Investec Focus Radio UK episode, host Jeremy Maggs is in conversation with Ruth Leas, CEO of Investec UK, following the IMF and World Bank meetings. They unpack the latest global growth forecasts, the persistent challenge of inflation, and why, despite mounting debt and geopolitical strain, optimism is returning to the UK market. Investec

In this special IMF edition of No Ordinary Wednesday, Cumesh Moodliar, CEO of Investec South Africa, and Ruth Leas, CEO of Investec UK, unpack the signals from this year's meetings in Washington – from the “three Ts” shaping investor sentiment (Trump, technology and tariffs) to the cautious optimism surrounding South Africa's reform momentum. Podcast key moments: 00:00 – Introduction 01:20 – What themes dominated conversations at the 2025 Investec IMF Breakfast? 02:57 - What's top of mind for global investors and banking leaders 06:31 - The IMF has raised its global growth projection to 3.2% for 2025, how does this shape the mood among international investors? 07:17 - Is there more confidence among investors in the UK or is caution still the prevailing mood? 08:17 – How seriously are investors taking IMF global debt warnings? 10:37 - What message did SARB Governor Lesetja Kganyago deliver to the global financial community and how was it received? 13:10 - What was Investec's message about South Africa to international financiers? 13:58 – Is investor sentiment on the UK is improving? 15:12 - What signals are you picking up about investment appetite in the UK and Europe? 15:57 - Is there evidence that SA's reform narrative is gaining traction? 17:59 – Is the global economy on a more stable footing? Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists, and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

In this episode of No Ordinary Wednesday, Jeremy Maggs speaks with Zane Bezuidenhout and David Smith, Global Equity Research Analysts at Investec Investment Management in the UK. Fresh from the Deutsche Bank Tech Conference in California, they examine what's substance and what's speculation in the current tech cycle – and why artificial intelligence, still in its very early innings, could redefine how we think about growth and value. Podcast key highlights  00:00 - Tech's global dominance and its impact on markets  01:51 - Why technology remains too important for investors to ignore  02:47 - What makes tech companies fundamentally different from others  03:38 - The rise and power of hyper-scalers in the global economy  05:08 - The AI revolution and how it's reshaping computing  07:34 - Tariffs, export controls, and geopolitical pressures on tech  08:44 - Robotics as a long-term investment theme  09:46 - Investec's Promaths initiative and its national impact  11:44 - Semiconductor supply recovery after global disruptions  13:05 - Building an effective tech investment strategy  14:19 - Areas of the tech market showing signs of overheating  15:16 - Key tech stocks and companies to watch  16:58 - Global opportunities across Asia, Europe, and the US  18:24 - Common misconceptions about the tech sector  19:32 - Closing remarks and where to watch or listen further  Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists, and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

The South African grew up under the racist apartheid system as one of 14 children. He looked set for a life in farming, until a chance event took him down a different path – ultimately becoming CEO of the multinational banking group, Investec. Presenter: Leanna Byrne Producer: Elisabeth Mahy(Image: Fani Titi. Credit: Investec)

Aviation and marine transport together account for approximately 15% of global oil consumption—a substantial share driven by sectors that are among the hardest to decarbonize. Unlike road transport or power generation, these industries face unique constraints: the high energy density required, long operating ranges, and the limitations of onboard storage mean that electrification or hydrogen solutions remain technologically and economically unfeasible in the near to medium term.In response, policymakers and industry leaders are increasingly focusing on low-carbon liquid fuels as transitional solutions. Chief among these are Sustainable Aviation Fuel (SAF) and Hydroprocessed Esters and Fatty Acids (HEFA), both of which can be used in existing infrastructure and engines with minimal modification. These fuels can be of biological origin—typically derived from waste oils, agricultural residues, or purpose-grown feedstocks—or synthetic origin, such as Power-to-Liquid (PtL) fuels produced via electrolysis and CO₂ capture.Globally, significant efforts are underway to scale up these alternatives. The European Union, for instance, has introduced blending mandates through the ReFuelEU Aviation and FuelEU Maritime regulations, requiring a gradual increase in the share of SAF or other renewable fuels used in transport. These policies are supported by a range of subsidies, research programs, and emissions trading mechanisms (e.g., EU ETS inclusion for aviation and shipping), all designed to stimulate supply and demand for cleaner fuels.To help unpack the complex interplay of technical, economic, and regulatory challenges, we invited Callum McPherson, Chair of its Sustainable Business Forum and Head of Commodities at Investec, a London-based investment bank. With a mandate to structure and trade a wide array of fuels, Callum provides real-world insight into how these markets are evolving—and the limitations that remain.Some of the key topics Laurent and Gerard explored with Callum included: Which green fuels have realistic pathways to scale, and which are unlikely to work due to poor energy return on investment, unsustainable feedstocks, or prohibitively high costs? How will regional mandates, particularly those in the EU, impact global markets—and will they be enforceable in practice? What role will synthetic fuels play, given their dependence on clean electricity, high capital costs, and still-immature supply chains?What emerges is a highly nuanced picture. Despite the political momentum and technological progress, the fundamental economics remain challenging. Current estimates suggest that the cost of abating one tonne of CO₂ in these sectors can easily exceed €1,000 requiring considerable public support, whether stick or carrot.High costs and regulatory uncertainties are probably some of the reasons why Shell has decided not to complete the construction of a SAF refinery in Rotterdam.Laurent and Gerard conclude that while green fuels are a necessary part of the decarbonization toolkit, they are far from a silver bullet. The financial and ecological trade-offs are significant, and at current cost trajectories, these fuels will make only a marginal dent in overall emissions curves—at least in the near term.  Finally, an excellent book on the general topic of biofuels by Michael Grunwald:  "We Are Eating the Earth: The Race to Fix Our Food System and Save Our Climate."“The views and opinions expressed by Callum Macpherson are his own and are provided for information purposes only and should not be construed as investment advice, recommendation, or an offer to buy or sell any financial products or commodities. No representation or warranty, express or implied, is made as to the accuracy, completeness, or reliability of the information discussed. Listeners should not place reliance on any of the information share, and we accept no responsibility or liability for any loss arising directly or indirectly from the use of or reliance on such information. Commodities and other investments carry risks, and past performance is not a reliable indicator of future results. Before making any investment or financial decision, you should seek independent advice from a qualified professional, taking into account your own objectives and circumstances.”