Podcasts about Investec

Brent crude fell to $62.84/b last week after Saudi Aramco sharply reduced its official selling prices, signalling weaker demand in Asia. Other Gulf producers followed suit, adding pressure. The decline, in line with softer equity markets, has since steadied with Brent back near $64/b. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Are you concerned about keeping your children safe online in an age where screens are everywhere? In this episode of Everything Counts, host Motheo Khoaripe sits down with Emma Sadleir Berkovitz, founder of the Digital Law Company and Africa's leading authority on social media law and digital risk, and Ndivhuwo Mulaudzi, a cybersecurity awareness training specialist at Investec. Together, they unpack the realities of cyberbullying, online predators and managing children's online behaviour in today's digital world. From understanding the risks of social media, implementing parental control tools, teaching online safety and digital hygiene, to identifying the warning signs of online grooming, this conversation is a complete guide for parents, educators and guardians looking to keep children safe online. Learn practical strategies to balance screen time, encourage open communication, use parental control apps and educate children about internet dangers. Whether your child is just starting to go online or is already active on social media, this episode equips you with the knowledge, tools and confidence to navigate the digital world safely. Stay informed, stay prepared and make sure your children enjoy the internet while staying protected from online risks. 00:00 Introduction 01:30 Children are online from an early age: Should parents be worried? 02:30 Parental control and monitoring for kids online 04:00 Basic digital hygiene for kids: Online safety practices for families 05:45 Digital literacy and open communication is key to keeping children safe online 07:00 Parental advisory on online games 08:30 Understanding the online risks for children: Cyberbullying and online predators 10:00 Teaching online privacy: How to prepare your child for internet safety 11:50 The legal risks of sharing photos online 13:30 Emotional impact of cyberbullying and online extortion 15:30 How can parents reduce internet risks for their children? 16:20 How parental control tools can help to keep kids safe on the internet 18:15 Best parental control apps explained 21:30 Top online safety tips for parents 24:10 Warning signs for parents to look out for 27:14 Conclusion Investec Focus Radio SA

South Africa's economic story is balancing between risk and resolve, discipline and delivery. As the country prepares for its first Mid-Term Budget Policy Statement (MTBPS) under a coalition government, National Treasury faces a difficult equation: stabilise debt, restore credibility and still find space for growth. In this episode of No Ordinary Wednesday, Jeremy Maggs is joined by Investec's Annabel Bishop, Tertia Jacobs, and Osa Mazwai to unpack the policy choices shaping the 2025 mini budget. Listen here or watch the discussion on Investec's YouTube channel. [Add link when live] We explore: • Why fiscal consolidation remains the cornerstone of market confidence • How a commodity windfall and better tax receipts are buying Treasury time • The debate over lowering the inflation target and what it means for growth • And whether South Africa's improving structural reforms can finally lift potential GDP Podcast key moments: 00:00 – Introduction 02:51 – What's behind the debt-to-GDP ratio divergence? 05:03 – How closely are markets watching South Africa's debt challenges? 06:40 – How does the debt trajectory intersect with SA's long-term growth prospects? 08:28 – Inflation targeting expectations 09:35 – Would a lower inflation target risk dampening nominal GDP? 11:36 – Revenue vs spending 13:36 – Searching for a new fiscal anchor 15:21 – Is SA on the path to fiscal consolidation? 17:12 – What's driving the government bond rally? 18:16 – Progress on structural reforms 20:44 – To what extent is the fiscal story intertwined with commodity cycles? 22:13 – What rating agencies are looking for 24:30 – How the mini budget could influence the MPC's tone on interest rates 25:57 – What would success look like for the 2025 MTBPS? Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

Several OPEC+ members agreed over the weekend to unwind a small portion of their additional voluntary cuts in December, while signalling a pause in further output increases until the end of March next year. The move, largely in line with expectations, suggests the group is prioritising market stability after recent price weakness, leaving oil prices modestly firmer around $65/b this morning. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Deepfakes that fool the eye. Voices that sound real. Attacks that never sleep. As artificial intelligence reshapes both offence and defence, cyber risk has gone mainstream. In this episode of No Ordinary Wednesday, Jeremy Maggs speaks with Investec cybersecurity experts Nomalizo Hlazo and Tash van den Heever about the new era of digital resilience where trust, adaptability and awareness are your strongest defences. Podcast key moments 00:00 - Introduction 01:27 - AI on both sides – Attackers and defenders in the digital arms race 02:52 - 2025: The year cyber risk went mainstream 03:46 - Why digital risk is compounding 05:05 - Building resilience through third-party and supply chain visibility 07:15 - Regulation tightens – Balancing compliance and agility 08:57 - Critical infrastructure under threat 10:32 - Building digital trust in a diverse and connected market 11:48 - The future of cybersecurity: Integrity, speed, and adaptability 13:16 - Quantum computing, AI agents, and hyperconnectivity 13:58 - Cybersecurity as a life skill 14:56 - Closing remarks Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists, and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

After briefly threatening to fall below $60/b last week, Brent crude has staged a strong recovery, climbing back above $65/b. The rebound reflects a shift in market sentiment, driven by new U.S. sanctions on Russian oil majors, easing trade tensions between the U.S. and China, and a broader improvement in global risk appetite. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Are you wondering how to make your money work for you after retirement? In this episode of Everything Counts, host Motheo Khoaripe sits down once again with Kate Robson, Co-Head of Investec My Investments, and Johan Loubser, Head of Adviser Enablement at Investec, to unpack the realities of managing your money post-retirement. From understanding Regulation 28 of the Pension Funds Act and choosing the right financial advisor, to navigating investment and savings strategies, insurance needs, and avoiding impulsive financial decisions, this conversation is your complete guide to maintaining financial stability in retirement. Learn how to balance spending and investing wisely, when to seek a second opinion on your financial plan, and what to consider if you're supporting loved ones as a breadwinner in your later years. Whether you've just retired, are planning to soon, or want to future-proof your finances, this episode gives you the tools, insights, and confidence to make every Rand count long after you've stopped working. 00:00 Introduction 01:50 Post-retirement financial management 05:00 How careful do you need to be with your money after retirement? 06:00 How to manage retirement funds before you retire 07:30 How a financial adviser can help with financial planning post-retirement 09:21 Understanding Regulation 28 of the Pension Funds Act 10:10 What should you look for in a financial adviser? 12:15 Should you get a second opinion on financial advice? 13:49 Investment and savings strategies post-retirement 17:00 Do you need insurance for retirement? 19:33 Managing retirement funds as a breadwinner 21:35 How to avoid being impulsive with the money you get after retirement 25:00 Key points to consider post-retirement 28:00 Conclusion Investec Focus Radio SA

Brent crude fell to $60.14/b on Friday, its weakest level since May, and remains below $61/b this morning. The selloff followed a break below key support at $65/b after Trump announced new 100% tariffs on China. Sentiment worsened as U.S. equities tumbled on reports of bank fraud linked to distressed mortgage loans and concerns over stretched AI valuations. Adding pressure, China's Q3 GDP came in below 5%, highlighting weak demand. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

From Washington to London, the balance between growth and stability remains razor thin. In this special Investec Focus Radio UK episode, host Jeremy Maggs is in conversation with Ruth Leas, CEO of Investec UK, following the IMF and World Bank meetings. They unpack the latest global growth forecasts, the persistent challenge of inflation, and why, despite mounting debt and geopolitical strain, optimism is returning to the UK market. Investec

In this special IMF edition of No Ordinary Wednesday, Cumesh Moodliar, CEO of Investec South Africa, and Ruth Leas, CEO of Investec UK, unpack the signals from this year's meetings in Washington – from the “three Ts” shaping investor sentiment (Trump, technology and tariffs) to the cautious optimism surrounding South Africa's reform momentum. Podcast key moments: 00:00 – Introduction 01:20 – What themes dominated conversations at the 2025 Investec IMF Breakfast? 02:57 - What's top of mind for global investors and banking leaders 06:31 - The IMF has raised its global growth projection to 3.2% for 2025, how does this shape the mood among international investors? 07:17 - Is there more confidence among investors in the UK or is caution still the prevailing mood? 08:17 – How seriously are investors taking IMF global debt warnings? 10:37 - What message did SARB Governor Lesetja Kganyago deliver to the global financial community and how was it received? 13:10 - What was Investec's message about South Africa to international financiers? 13:58 – Is investor sentiment on the UK is improving? 15:12 - What signals are you picking up about investment appetite in the UK and Europe? 15:57 - Is there evidence that SA's reform narrative is gaining traction? 17:59 – Is the global economy on a more stable footing? Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists, and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

Tonight we explore whether SA is in line for a rerating with Investec chief economist Annabel Bishop, we discuss the growing financial impact of cyber breaches on companies with Richard Ford from Integrity360, Nedbank's Terence G Sibiya explains how finance can act as a lever for systemic development across Africa, and in our Executive Lounge segment we chat with ABB SA's Graham Abrahams about his sales journey and career passions. SAfm Market Update - Podcasts and live stream

In this episode of No Ordinary Wednesday, Jeremy Maggs speaks with Zane Bezuidenhout and David Smith, Global Equity Research Analysts at Investec Investment Management in the UK. Fresh from the Deutsche Bank Tech Conference in California, they examine what's substance and what's speculation in the current tech cycle – and why artificial intelligence, still in its very early innings, could redefine how we think about growth and value. Podcast key highlights  00:00 - Tech's global dominance and its impact on markets  01:51 - Why technology remains too important for investors to ignore  02:47 - What makes tech companies fundamentally different from others  03:38 - The rise and power of hyper-scalers in the global economy  05:08 - The AI revolution and how it's reshaping computing  07:34 - Tariffs, export controls, and geopolitical pressures on tech  08:44 - Robotics as a long-term investment theme  09:46 - Investec's Promaths initiative and its national impact  11:44 - Semiconductor supply recovery after global disruptions  13:05 - Building an effective tech investment strategy  14:19 - Areas of the tech market showing signs of overheating  15:16 - Key tech stocks and companies to watch  16:58 - Global opportunities across Asia, Europe, and the US  18:24 - Common misconceptions about the tech sector  19:32 - Closing remarks and where to watch or listen further  Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business, and political news in South Africa, with an all-star cast of investment and wealth managers, economists, and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

Finanzinvestoren interessieren sich für den Healthcare-Sektor. Wenig verwunderlich: Der Markt ist fragmentiert, in den Praxen stehen hunderte Ärzte vor der Nachfolgeregelung, die Bevölkerung wird älter und damit kränker, dazu kommen neue Diagnosemöglichkeiten – ein dynamisches Umfeld, das Private Equity gute Perspektiven und Renditeoptionen verspricht. Seit Ende 2022 sind die Transaktionen im Healthcare-Bereich aber deutlich abgeflaut. Welche Gründe der Einbruch hatte und warum jetzt damit zu rechnen ist, dass die Zahl der Deals wieder steigt, erläutern Matthias Holtmeyer und Marcel Deutschmann von Investec Advisory in dieser Episode.

In today's episode, we explore the recent drop in Brent oil prices and what's really driving the move - fundamentals or global market sentiment. From trade tensions between the US and China to shifting supply expectations, we break down the key factors shaping oil's future and what might come next. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

The South African grew up under the racist apartheid system as one of 14 children. He looked set for a life in farming, until a chance event took him down a different path – ultimately becoming CEO of the multinational banking group, Investec. Presenter: Leanna Byrne Producer: Elisabeth Mahy(Image: Fani Titi. Credit: Investec)

Bongani Bingwa speaks with Cumesh Moodliar, CEO of Investec SA, on the latest edition of Corporates That Care. Moodliar discusses how Investec has been shaping futures for 20 years through its flagship education programme, Promaths, in partnership with the Kutlwanong Maths, Science and Technology Centre. The initiative provides young South Africans from under-resourced communities with access to quality tuition in Mathematics and Science critical skills that open doors to higher education, innovation, and entrepreneurship. 702 Breakfast with Bongani Bingwa is broadcast on 702, a Johannesburg based talk radio station. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.

Are you worried about whether your retirement savings are safe and working as hard as they can? This episode of Everything Counts dives deep into the realities of moving your retirement savings offshore and what it means for South Africans planning for the future. Join host Motheo Khoaripe as he chats with Investec's Kate Robson, co-head of My Investments, and Johan Loubser, head of adviser enablement, to explore the myths, benefits and risks of offshore retirement investing. From currency risk and diversification to tax rules, estate planning and offshore investment returns, they unpack everything you need to know to make informed decisions. Learn how offshore retirement plans can protect your savings, why spreading your investments across countries and currencies matters, and the steps to ensure your portfolio is aligned with your long-term goals. Discover why careful planning, expert advice and understanding the rules are key to making offshore investing work for you. Whether you're just starting to save, considering retiring overseas, or looking for smarter ways to grow and protect your retirement savings, this episode empowers you to take control of your financial future. 00:00 Introduction 01:58 Offshore investing vs offshore retirement investing 02:45 Offshore investing for people retiring locally vs retiring abroad 05:15 Regulation 28 06:37 Is offshore investing only for the wealthy? 08:33 Benefits of offshore investing 09:48 Timing an offshore investment right 12:18 Matching your retirement savings to where you'll spend 15:35 Tax implications of investing abroad 17:16 Estate planning with offshore investments 20:32 Risk vs reward of offshore investing 21:46 The role of a financial adviser in offshore investments 23:20 Where offshore retirement investing fits into a portfolio 24:52 Conclusion Investec Focus Radio SA

OPEC+ members agreed over the weekend to proceed with a modest production increase of around 137 kb/d for November, continuing the phased unwinding of last year's voluntary cuts. While largely in line with market expectations, the decision is expected to have limited impact on overall supply given existing overproduction among several members. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

AI is on everyone's agenda, but what does it really mean for businesses, productivity, and the future of work?In this episode, Stuart sits down with Daniel Snell, Co-Founder of Arrival, a management consultancy that has worked with leaders across the globe to deliver systemic change and sustainable performance. With a keen focus on AI, Daniel has seen first-hand how organisations are grappling with its rapid rise and potential. Stuart and Daniel explore the latest trends shaping AI adoption and its impact on productivity, the risks and challenges businesses face when integrating new technology, and the parallels between today's AI revolution and the dawn of the internet. They also discuss whether AI can truly reduce workplace bias, how it might assess individual value and influence career progression, and what the future of AI in business could look like.About our guestFor more than 20 years, Daniel Snell has advised executive leaders worldwide—including those at Tesco, Investec, Sky, GSK, and Morgan Stanley—helping them drive growth, profit, and organisational performance. Known for bridging strategy, people, and organisational behaviour, he has delivered lasting change across industries and cultures. Alongside his consultancy work, Daniel leads Arrival's Social Impact programmes, which have supported over 15,000 disadvantaged young people into successful careers. He also founded the Not in Our Name movement during the 2011 London riots and is a finalist in the 2025 Consultancy Awards for his pioneering approach to inclusion.Arrival is backed by some of the UK's most recognised business and investment leaders, including figures from Pret, Tesco, Haleon, Artemis, Lansdowne Partners, Silverlake and ECI Partners.Key timestamps:01:50 – Introducing into Daniel Snell05:01 – Starting Arrival 14:01 - The impact of Covid on performance16:00 – Trends within AI18:52 – Risks when adopting AI 29:32 – AI breaking through to meritocracy 31:46 – AI's ability to remove bias in the workplace38:57 – The data AI needs to understand someone's value to an organisation41:09 – Technology compared to the human connection46:22 – AI impacting career progression49:29 – AI's impact on inclusivity 59:11 – What will AI look like in 10 years?You can listen to and download HR Insights from Apple Podcasts, Google Podcasts, Spotify and other popular podcast apps. Please subscribe so the latest episodes are directly available! You can also join our HR Community by following us on LinkedIn.Thank you for listening and please do review and rate us wherever you listen!

The US market is trading ~40% above fair value. What could cause those lofty valuations to deflate? This week on No Ordinary Wednesday, Chris Holdsworth, Chief Investment Strategist at Investec Wealth & Investment International, unpacks the key findings of Investec's latest Global Investment View, highlighting risks for global investors and where opportunities lie outside the US, including: Europe is loosening fiscal policy to support growth, China is rolling out stimulus, with commodities rallying in response and in South Africa equities remain cheap with commodities and improving SOEs providing tailwinds. Podcast key moments: 00:00 – Introduction 01:17 - The global investment strategy group keeps its global risk score unchanged 02:48 - What's keeping valuations elevated in the US? 04:04 - AI driven investment providing a new growth engine 05:14 – Inflation risks in the US 05:41 - Why Europe and China look relatively attractive 07:18 – Why do SA risk assets remain cheap? 08:15 – Eskom, Transnet and the SA economy 09:44 - Local bonds have rerated 10:47 – What should investors be watching in the next 12 to 18 months Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

Geopolitical tensions and supply constraints are impacting energy markets. Russian diesel restrictions, continued Ukrainian strikes on refineries, and evolving U.S. policy signals have tightened supply, contributing to Brent trading above $70/b for the first time since early August. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Stephen Grootes speaks to energy Expert, Ruse Moleshe, about the Investec’s newly awarded energy trading licence from Nersa — a move that marked a major step in South Africa’s energy sector transformation and positioned Investec to deliver innovative, clean power solutions to its clients and headquarters. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Worried about the personal risks when your phone and your digital identity, falls into the wrong hands? This episode of Everything Counts dives deep into the realities of phone theft and the ripple effects it can have on your banking, social media, passwords and more. Join host Motheo Khoaripe as he chats with Kevin Hogan, Head of Fraud Risk at Investec and cybersecurity expert Anna Collard to uncover how fraudsters gain access, the myths about phone security and the vital steps you must take immediately to secure your money and digital life. Learn about the importance of long passwords, biometric security, virtual cards for safer online shopping, spotting phishing scams, managing your digital footprint and using tools like remote wipe and password managers. Discover why acting fast, staying vigilant and adopting good digital habits can keep you one step ahead of fraudsters. Whether you've experienced phone theft or want to safeguard your digital world before it happens, this episode empowers you to protect what matters most. 00:00 Introduction 01:20 What do you do if your phone is stolen? 02:00 Phone security isn't bulletproof: weak passwords are common 03:00 How to keep your phone secure: Strong passwords and facial recognition 04:00 Delink stolen device from your banking accounts 05:00 How fraudsters use your WhatsApp, iTunes and social media accounts 06:00 What do fraudsters look for once they have your phone? 07:30 Security tips for online shopping 10:00 The risks of using a credit card 10:40 What are virtual cards and how do virtual cards work? 12:00 How can you check if a website is legit? 13:00 Why you shouldn't use instant EFT payments 15:00 Everyday habits that can lead to digital security risks 16:10 Don't conduct financial transactions in public 16:35 Risk of not updating software 18:00 What is NFC and how does it work? 18:30 Paying using Apple Pay or Google Wallet 20:15 How secure are biometrics features on your phone? 21:00 Remote wipe function: What it is and how does it work? 22:00 What is a faraday pouch? 22:40 How to keep your email account safe 23:45 ISPs in South Africa don't have 2FA for email 24:30 The value of a password manager 26:15 Digital mindfulness: How to stay safe online 27:00 The threat of social engineering 29:15 Update your passwords and change your passwords regularly 30:30 Conclusion Investec Focus Radio SA

Aviation and marine transport together account for approximately 15% of global oil consumption—a substantial share driven by sectors that are among the hardest to decarbonize. Unlike road transport or power generation, these industries face unique constraints: the high energy density required, long operating ranges, and the limitations of onboard storage mean that electrification or hydrogen solutions remain technologically and economically unfeasible in the near to medium term.In response, policymakers and industry leaders are increasingly focusing on low-carbon liquid fuels as transitional solutions. Chief among these are Sustainable Aviation Fuel (SAF) and Hydroprocessed Esters and Fatty Acids (HEFA), both of which can be used in existing infrastructure and engines with minimal modification. These fuels can be of biological origin—typically derived from waste oils, agricultural residues, or purpose-grown feedstocks—or synthetic origin, such as Power-to-Liquid (PtL) fuels produced via electrolysis and CO₂ capture.Globally, significant efforts are underway to scale up these alternatives. The European Union, for instance, has introduced blending mandates through the ReFuelEU Aviation and FuelEU Maritime regulations, requiring a gradual increase in the share of SAF or other renewable fuels used in transport. These policies are supported by a range of subsidies, research programs, and emissions trading mechanisms (e.g., EU ETS inclusion for aviation and shipping), all designed to stimulate supply and demand for cleaner fuels.To help unpack the complex interplay of technical, economic, and regulatory challenges, we invited Callum McPherson, Chair of its Sustainable Business Forum and Head of Commodities at Investec, a London-based investment bank. With a mandate to structure and trade a wide array of fuels, Callum provides real-world insight into how these markets are evolving—and the limitations that remain.Some of the key topics Laurent and Gerard explored with Callum included: Which green fuels have realistic pathways to scale, and which are unlikely to work due to poor energy return on investment, unsustainable feedstocks, or prohibitively high costs? How will regional mandates, particularly those in the EU, impact global markets—and will they be enforceable in practice? What role will synthetic fuels play, given their dependence on clean electricity, high capital costs, and still-immature supply chains?What emerges is a highly nuanced picture. Despite the political momentum and technological progress, the fundamental economics remain challenging. Current estimates suggest that the cost of abating one tonne of CO₂ in these sectors can easily exceed €1,000 requiring considerable public support, whether stick or carrot.High costs and regulatory uncertainties are probably some of the reasons why Shell has decided not to complete the construction of a SAF refinery in Rotterdam.Laurent and Gerard conclude that while green fuels are a necessary part of the decarbonization toolkit, they are far from a silver bullet. The financial and ecological trade-offs are significant, and at current cost trajectories, these fuels will make only a marginal dent in overall emissions curves—at least in the near term.  Finally, an excellent book on the general topic of biofuels by Michael Grunwald:  "We Are Eating the Earth: The Race to Fix Our Food System and Save Our Climate."“The views and opinions expressed by Callum Macpherson are his own and are provided for information purposes only and should not be construed as investment advice, recommendation, or an offer to buy or sell any financial products or commodities. No representation or warranty, express or implied, is made as to the accuracy, completeness, or reliability of the information discussed. Listeners should not place reliance on any of the information share, and we accept no responsibility or liability for any loss arising directly or indirectly from the use of or reliance on such information. Commodities and other investments carry risks, and past performance is not a reliable indicator of future results. Before making any investment or financial decision, you should seek independent advice from a qualified professional, taking into account your own objectives and circumstances.”    

Despite stepped-up Ukrainian strikes and fresh EU measures aimed at curbing Russian oil exports, Brent continues to trade in the $65–$70 range. Market sentiment remains cautious, with limited signs of momentum ahead of the September OPEC+ meeting. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Sanlam Private Wealth's Nick Kunze unpacks Investec's latest trading update and progress on its share buy-back programme. Paul Makube of FNB Commercial explains why red meat remains the biggest strain on household food bills. Tanya Tosen from Tax Consulting SA highlights how bracket creep is eroding South Africans' take-home pay.

Mia Kriegler, direkteur van batebestuur by Kruger Internasionaal, gesels oor die JSE se nuwe hoogtepunt, Investec se handelsverklaring, en die Spar-groep se nuwe handelsmerk vir troeteldiere. Volg RSG Geldsake op Twitter

South Africa's logistics system may be strained, but it is not without promise. In the latest episode of No Ordinary Wednesday, host Jeremy Maggs is in conversation with Vernon Sinden, Head of Logistics at Investec for Business about how innovation, private partnerships and smarter supply chains can unlock growth and boost competitiveness. Investec Focus Radio SA

Recent geopolitical events, including the Israeli attack on Doha and Russian drones entering Polish airspace, have influenced energy markets. On the other hand, the International Energy Agency's (IEA) latest report suggest a potential surplus. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Worried about the growing threat of cybercrime and fraud targeting your business? This episode of Everything Counts is your essential guide to understanding and combating modern business cybersecurity risks. Join host Motheo Khoaripe as he speaks with Professor Danny Myburgh, digital forensics expert, and Kevin Hogan, Head of Fraud Risk at Investec, to uncover the latest scams like business email compromise, ransomware, fake payment notifications and more. Learn how cybercriminals exploit trust, hijack email systems, use AI-driven tools to impersonate you and manipulate communication channels to steal from your business. Discover practical tips on securing your passwords, spotting fake payment instructions, protecting your email, adopting two-factor authentication and why independent verification is critical. Whether you're a small business owner or part of a larger organisation, this conversation will empower you to strengthen your ‘human firewall' and stay one step ahead of evolving fraud tactics. Tune in to make your business cybersecurity smarter, more resilient and ensure that when it comes to protecting your money and reputation, Everything Counts. 00:00 Introduction 01:25 Common cybersecurity threats businesses are facing 02:40 Increase in scams: Deposit scams, investment scams, crypto scams 03:10 Common types of banking fraud 04:00 How phishing works 05:00 The link between ChatGPT and fraud 05:50 What to look out for: Ransomware and data exfiltration 06:30 Cyberattack statistics in South Africa 07:50 What are fake payment notifications and instructions? 09:50 Social engineering: How fraud targets trust 10:30 Email hacking: Filters targeted by scamsters 15:00 What to do if your email has been hacked 16:20 What is email spoofing? 19:30 How often should you change your passwords? 21:20 Business banking tools to prevent hacks 23:00 Using a password manager 24:20 How cybersecurity training keeps your ‘human firewall' strong 24:57 What does banking security look like? 27:00 Investec Global Client Support Centre 27:15 Conclusion Investec Focus Radio SA

The eight core OPEC+ members have agreed to a modest increase in oil output for October, surprising markets after recent cuts. As production dynamics shift, the implications for global supply and pricing are significant. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Journalist and author Stephen Cranston unpacks his book The Mavericks, revealing how Allan Gray, Coronation, and Investec's NinetyOne reshaped South Africa's financial services industry. From Coronation's explosive breakout to Allan Gray's long-term genius and NinetyOne's global ambitions, Cranston explores the partnerships, culture shifts, and bold moves that defined an era, and why the next wave may come from nimble niche players

02 Sep 2025. It’s time for the annual Insight Discovery reputation survey, which jobs do we admire, and which ones do we mistrust? CEO Nigel Sillitoe reveals the rankings. Plus, Dubai Duty Free reports record-breaking August sales of nearly AED 650 million, up 15% year-on-year and outpacing passenger growth. Managing Director Ramesh Cidambi crunches the numbers for us.See omnystudio.com/listener for privacy information.

The six resources stocks among South Africa's “Magnificent 10” are shining on the back of gold and platinum strength, but can the rally withstand US inflation, China's demand shifts and local logistics woes? Host Jeremy Maggs asks Osa Mazwai, investment strategist at Investec Wealth & Investment International and Campbell Parry, commodities and natural resources analyst at Investec Investment Management. Podcast key moments   00:00 - Introduction 02:03 - South Africa's fiscal position & Transnet challenges 04:16 - Performance of South African resource stocks 06:38 - US inflation & global spillovers 08:40 - Metals outlook: gold, copper & thermal coal 10:14 - Rate cuts & ripple effects on metals 11:31 - South Africa's “magnificent 10” 13:18 - Treasury breathing space from precious metals 15:22 - Global investor perceptions of South Africa 16:48 - Global demand dynamics & tariff pressures 19:05 - Building fiscal resilience beyond commodities 20:46 - Commodities investment outlook Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

Despite ongoing market uncertainties, Brent continues to trade around $68/b. The recent meeting between India, China, and Russia signals a unified front against US sanctions, while the upcoming OPEC+ meeting is unlikely to result in significant policy changes. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Oil prices rally on worries about Russian oil exports in view of the imminent increase in tariffs on India, which aim to dissuade India from buying in Russian oil Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Inflation is at 3%. The Reserve Bank wants to lock it there. Interest rates are edging down. But the bigger picture is far from settled: • Growth is stuck below 1% • US tariffs threaten trade and jobs • The rand's strength rests on fragile global sentiment • Consumers are squeezed and government finances remain stretched In this episode of No Ordinary Wednesday, Jeremy Maggs speaks to Investec Chief Economist Annabel Bishop about the shifting sands of macroeconomic policy, and what it means for business, households and markets. Podcast key moments: 00:00 – Introduction 01:16 - What's behind the SARB's shift in inflation targeting? And will it or not result in significant rates cut? 04:44 - What would be the key triggers for either accelerating or pausing rate cuts? 07:43 – What sectors are potential bright spots and which structural drags are most likely to keep the annual growth rate anchored near one percent? 11:12 - What scale of impact do you anticipate tariffs will have our growth, trade balance, and broader economic outlook? 13:59 – How resilient is the South African consumer, and where are we seeing the greatest pressure on household spending? 16:22 - The rand has found support from recent dollar weakness, but how much of this strength is simply global sentiment, and how much reflects genuine improvements in South Africa's economic fundamentals? 18:44 - How would you characterise current financial-market sentiment towards South Africa? 23:29 - Which key economic indicators will you be tracking most closely in the coming months, and why do they matter for South Africa's outlook? Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

Following their meeting after market close on Friday, initial uncertainty about the outcomes has shifted to optimism, with Russia agreeing to provide Ukraine with security guarantees. As markets react to this development, attention turns to the complexities of negotiations and their potential impact on oil, gas, and electricity prices. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Schalk Louw from PSG Old Oak on strong Standard Bank results with NIR up 15% and a grim Truworths update. Investec's Vernon Sinden talks a new transhipment model sending US-bound goods via Europe. Simon on why valuations ultimately always matter.

Investec's Vernon Sinden looks into a new transhipment model: Sending US-bound goods via Europe.

Planning your next trip? Don't leave home without comprehensive travel insurance, warn the experts. In this episode of Everything Counts, Motheo Khoaripe chats to Paolo Giuricich, head of Investec Travel, and Anrieth Symon, head of Travel at Bryte Insurance about the potential risks of relying solely on ‘free' or ‘complimentary' insurance when heading abroad. Together, they break down why travel insurance isn't just a “nice-to-have”, the difference between complimentary and comprehensive travel insurance, as well as what's actually included in your policy. So, when you're planning an international adventure, don't leave your peace of mind behind. This conversation will empower you to make informed, confident travel decisions. 00:00 Introduction 01:30 Why is travel insurance important? 02:30 What is comprehensive travel insurance? 04:45 Does travel insurance cover medical expenses? 06:00 Is travel insurance mandatory? 07:30 What should travel insurance cover? 10:30 Common travel insurance claims 14:00 What does travel insurance not cover? 15:00 Travel insurance exclusions 16:15 How pre-existing conditions affect your travel insurance 17:30 Travel insurance for seniors 18:30 What does travel insurance cost? 19:15 Complimentary vs comprehensive travel insurance 20:30 What does complimentary Investec travel insurance cover? 21:45 Medical travel insurance vs medical aid 25:10 When should you buy travel insurance? 26:00 Travel insurance for South Africans travelling locally 27:00 Conclusion Investec Focus Radio SA

With Trump's deadline for a Russian ceasefire passing, Brent crude fell to $65.50/b, indicating market speculation about potential deals. As focus shifts back to rising OPEC+ output and summer demand, the implications for global oil and gas markets remain uncertain. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

In the last decade, we've seen a shift in how the wealthy think and how they define wealth, to one that is more human, reflective and values based. Alexandra Nortier and Marc Romberg, joint heads of Wealth Management at Investec Wealth & Investment International, join Jeremy Maggs on No Ordinary Wednesday to explore how the nature of wealth is changing and how they're responding through gaining a deeper understanding of what's important to their clients. Podcast key moments: 00:00 – Introduction 01:16 – Is there a fundamental shift in how ultra-high net worth individuals perceive wealth? 02:36 – A deeper framework to capture the full complexity of a client's financial life 05:37 – What does a humanised framework to wealth management mean? 09:56 – Security and peace of mind through a humanised framework 10:50 - What are your values and purpose of your wealth? 14:00 – In the age of AI and robo advice, the human role has never been more important 16:47 - How are older wealth creators managing the emotional complexities of relinquishing control? 20:22 - How do you balance the commercial imperatives of active portfolio management with a more reflective human led advisory approach? Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

OPEC+ has officially decided to unwind the remaining voluntary cuts, which aligns with recent market trends. This move, combined with the latest developments in US tariffs, has significant implications for oil supply and pricing. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Everything Counts is a bi-weekly podcast series that dives into money and financial wellness, hosted by 702's Motheo Khoaripe. Each episode unpacks practical aspects of personal finance-how to save, spend, invest, and make smart decisions to boost your financial wellbeing. In this episode, Motheo explores the trend of unretirement, where people return to work after retiring or delay retirement past the age of 65. Join experts Kate Robson (co-head of Investec, My Investments) and Nicolette Mashile (award-winning financial literacy author also known as the ‘Financial Bunny') as they discuss what's driving the shift, the impact of poor savings habits, and why early retirement planning is essential. Learn how financial advisers and tax professionals can help you navigate retirement income, tax implications, and the risks of outliving your retirement savings. Whether you're planning ahead or already retired, discover practical tips to secure your financial future and make the most of your golden years. 00:00 Introduction 02:00 What is unretirement? 03:00 Why is unretirement becoming the norm? 05:40 Why you shouldn't withdraw from your retirement savings 07:00 The value of compounding investments 08:00 How to match your current lifestyle in retirement 10:00 Why you need to start planning for retirement early 11:30 What does unretirement look like? 13:00 Unretirement opportunities 14:00 Unretirement and taxation 16:00 The value of a financial advisor in unretirement 17:45 Tax and unretirement 20:00 What happens when retirement funds run out? 21:15 Why you might not have enough saved for retirement 23:30 Make retirement savings a habit 24:30 Conclusion Investec Focus Radio SA

Oil prices have edged higher following the recent EU trade agreement with the US, which prevents the imposition of higher tariffs. While details are still being finalized, the agreement is seen as a positive step for oil markets, with OPEC+ members set to meet next weekend to discuss September production. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

From AI-optimised shelf space to influencer-fuelled fast fashion, global consumer trends are in flux. Global Consumer Analyst at Investec UK, Eddy Hargreaves, joins No Ordinary Wednesday to explore retail innovation, brand strategy, and why selling to today's cautious, connected shopper is trickier than ever. Podcast key moments: 00:00 – Introduction 01:21 – Developed vs. emerging market consumers 02:32 – Inflation, discounts and luxury sales decline 05:05 – How tariffs affect pricing, brand perception and supply chains 07:28 – AI transforming retail 12:36 – Digital media, influencers and personalisation shift 13:07 – Personalisation data at scale 16:07 – Innovation vs. convenience 20:05 – Sustainability ethics under pressure 23:16 – What's driving the demand for tailored products globally? 25:18 – Beverages and energy drinks markets growing 27:28 – Weight loss drugs reshaping food, apparel, and wellness sectors 31:54 – Temporary trends or structural shifts? 33:40 – Rise of Chinese brands Read more on www.investec.com/now Hosted by seasoned broadcaster, Jeremy Maggs, the No Ordinary Wednesday podcast unpacks the latest economic, business and political news in South Africa, with an all-star cast of investment and wealth managers, economists and financial planners from Investec. Listen in every second Wednesday for an in-depth look at what's moving markets, shaping the economy, and changing the game for your wallet and your business. Investec Focus Radio SA

Oil prices have stayed relatively stable over the past week, strengthening slightly following the announcement of fresh EU sanctions on Russia. Key developments include a new cap on Russian oil prices and expanded sanctions targeting the financial sector, raising questions about the market's response to looming US tariffs. Please note: this podcast is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell financial instruments. This podcast does not constitute a personal recommendation and is not investment advice. Investec

Discover how your psychology shapes money habits and learn how to build a healthier, more mindful relationship with your finances. In this episode of Everything Counts, we explore how deep-seated psychology and early life experiences shape our financial habits. Host Motheo Khoaripe is joined by Professor Charlene Lew and Investec financial adviser Kgomotso Motlaung to unpack why we sometimes sabotage our savings and how to break the cycle. Learn practical strategies to rebuild a healthier relationship with money − from budgeting and goal-setting to mastering your emotional triggers. 00:00 Introduction 01:50 Psychology behind our money behaviours 02:50 How mindset and personality affects your money behaviour 04:00 How early experiences shape our relationship with money 05:00 Emotional spending and how to stay in control 05:45 Why your relationship with money matters to your financial adviser 07:00 How societal norms affect our relationship with money 08:15 Financial comfort vs discomfort 11:00 The sunk cost fallacy 13:30 How to be rational about financial wellness 14:30 Psychological effects of debt 16:15 How to build positive money habits 18:30 Practical strategies to getting onto a good financial path 20:15 Choosing a financial partner for good financial advice 22:15 How a financial adviser can help you to get your money under control 23:15 The importance of having a vision for the future and setting financial goals 25:15 Conclusion Investec Focus Radio SA