The Retirement Income Show radio show was created to address the questions and concerns of retirees, pre-retirees, individual investors, and business owners.
RIS Podcast - All Things RMDs by Michael Eastham
Most people have a basic understanding of risk tolerance. But there's much more to your risk tolerance than the emotional side. Weaving your risk tolerance into and income strategy can help you sleep well at night up to and through retirement.
Do sound planning and investing principles change depending on the size of your nest egg? What about based on the make up of your retirement, does that impact your planning? These are some of the things you need to understand before you retire.
There are several aspects of tax deferral that can affect your retirement savings. Its a good thing to understand them before you cross retirement's threshhold.
We get a lot of great questions from listeners and people we meet out in the general public. We'll answer some of the hot ones on this episode.
We discuss some FAQ's of retiree to keep you on the road to your stress free retirement.
One of the key pillars of a complete retirement plan is estate planning. If you push it to the back burner, you may create a mess for your legacy.
We are at a high point for yields on income securities. Now's the time to lock them in, before it's too late.
If you don't have a solid foundation, your house may collapse. Same is true of your financial and retirement plan. We discuss the pillars that form a solid retirement foundation on this episode.
Making a change in your investment focus is a big decision. What are the factors you need to consider so that you can make an informed decision?
Our industry uses a lot of jargon that many do not understand. This episode, we share some terms you may hear so that you are well equipped and informed about how they may impact your financial life
Our industry uses a lot of jargon that many do not understand. This episode, we share some terms you may hear so that you are well equipped and informed about how they may impact your financial life.
People talk a lot about how much income you make. But when it comes to your retirement goals, it's really about what you keep.
Fallacies about your investments could cause turmoil for your retirement. Learn what those fallacies are and how to avoid them.
Time to answer some more of the top retirement questions that we get from listeners.
There are so many things in life that we can't control. Worrying about them creates so much stress. It is better to focus on the things you can control when it comes to your retirement.
Many people are confused about how to coordinate their 401k with their other retirement assets. There are several things you need to know in order to implement a strategy that leads you to a stress free retirement.
What are the characteristics you need to look for in a good financial advisor? Understanding these characteristics may help you strengthen your retirement.
Starting the new year can be exciting and terrifying at the same time. Getting back to your financial basics early in the year can can be a great way to set a course for financial strength in 2024, regardless what comes your way.
Retirement makes people think about all the fun things you worked for all your life. But if you neglect to plan for the Risks of retirement, your dreams may go off the rails.
This is our financial apologetic. Unveiling to the audience what we believe as financial advisors and why.
We often get questions from people about a variety of investing and financial planning topics. We discuss some of them on this episode.
There is so much that is misunderstood by consumers about bonds and bond-like instruments and the role they can play in your retirement confidence. We tackle them on this episode.
To have a secure retirement you need to understand the stages of your financial life. Each of those stages requires you to look at your finances differently.
What are some of the games that Wall St plays and how they can affect your retirement?
It's important to understand the characteristics of the investments you own. One of those characteristics is a contract. Having contracts in some of your investments can provide significant benefits when it comes to your retirement peace of mind.
Earlier this year, the SECURE Act 2.0 went into effect. There were several items that you need to know about that may affect your retirement.
There a many things that can go wrong in retirement. Take the time to address them before you get there so that you are better prepared.
There a many things that can go wrong in retirement. Take the time to address them before you get there so that you are better prepared.
As we enter the last quarter of the year, make sure you are being proactive with your finances to help your taxes and retirement.
The phase of life you are in should have a direct impact on your investment strategy. Not understanding this principle might cause you to run out of money in retirement.
Does your financial advisor have the qualities you need to lead you into and through a successful retirement?
The headlines tell us that a Roth IRA is the way to go for your retirement. Is that always the case? How does a Roth fit into your retirement goals?
Bloopers are funny until someone gets hurt. Retirement bloopers can cost you thousands and negatively affect the retirement you worked so hard to achieve. Watch out for these financial bloopers.
To be in great physical shape takes a lot of work. The same is true if you want to be financially fit. What are the important factors you need to be financially fit?
We address some of the most common questions we get about achieving a successful retirement?
With all the crazy headlines in the news, It's easy to let it paralyze you financially, wondering what to do? If you focus on the things you can control, it will help you enjoy a peaceful, stress free retirement.
RIS Podcast - Phases And Stages by Michael Eastham
RIS Podcast - Don't Overlook Estate Planning by Michael Eastham
As you approach retirement, you need to know when it's the right time to adjust your investment strategy. Missing this point may have costly unintended consequenses.
Retirement is about finding that balance between offensive and defensive strategies. Pushing the envelope in investments can cause too much risk, being to conservative might cause a problem too. Both could cause you to run out of money too soon. How do you turn the dials just enough so that you have a stress free retirement?
Estate planning is an integral part of your complete financial plan. Don't be fooled into thinking that you don't need one. Miss this critical piece and you may be causing your family and beneficiaries a great deal of turmoil, time and money that could leak right out of your estate.
Finding the perfect investment is something that appeals to all of us. The problem is they all have their flaws. There are pro's and con's to each investment vehicle. Understanding the pro's and con's can help you find the right mix to support your financial goals.
The middle of the year is a great time to evaluate what happened in the first half of the year, make necessary adjustments and prepare for accomplishing your financial goals in the second half. Making it a Win on the road to your stress free retirement.
It's easy to think that all financial advisors are the same. That's not true, and I don't mean just in personality. You need to know how to choose the financial advisor that meets your needs.
To have a happy, fulfilled retirement, you need to plan for it. You can't expect to arrive at the doorstep of retirement and ride off into the sunset. It takes intention, effort and the right financial strategy.
Do you know that you can be over-diversified or under-diversified? The potential effects of each can be equally as damaging. The importance of proper diversification starts with a full understanding of what the term really means. Only then can you get the right balance.
You may be behind in your retirement planning and be a little nervous or you may be ahead and have a false sense of security. Either way, something needs to change. Find out what to do in both cases on this episode.
It's easy to leave your 401k at your old employer when you move on to a better opportunity. But is that really the best thing to do? Understand the options and the ramifications before you make a big financial mistake.
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