Podcasts about retirement risks

Send us a textFeeling overwhelmed by conflicting retirement advice? You're not alone.In this episode of The Retirement Learning Lab, host Van Richards reveals the systematic framework that transforms retirement planning from overwhelming chaos into clear, confident action. After 30+ years of helping people navigate retirement, Van shares why most people fail at retirement planning—and exactly how to avoid their mistakes.What You'll Discover:Why collecting random retirement tips is like building a house without a blueprint (and what to do instead)The three-component system that successful retirees use to go from insecure to in complete controlVan's proven "Organize, Learn, Control" framework that eliminates confusion and builds genuine confidenceThe six major risks that can derail your retirement (and why understanding them changes everything)Special strategies for married couples that ensure both spouses are aligned and protectedA simple test to determine if your current retirement approach is too complicatedThe costly mistake that becomes impossible to fix once you reach a certain ageFeatured Framework: Organize, Learn, Control This isn't just theory—it's a battle-tested system that has helped thousands of people create secure, fulfilling retirements. Van breaks down each step with practical guidance you can implement immediately.Real-World Wisdom: Van shares a personal story about a dangerous wrong turn that nearly ended in disaster—and how it perfectly illustrates why having the right system matters more than having partial information.Perfect For:Anyone feeling confused or overwhelmed by retirement planningCouples who want to align their retirement dreams and strategiesPeople who've collected retirement advice but lack a cohesive planAnyone who wants to move from worry to confidence about their financial futureSpecial Considerations for Married Couples: Learn the individual-then-joint approach that ensures both spouses' perspectives are heard and incorporated into your retirement strategy.Host: Van Richards, Chartered Financial Consultant with over three decades of retirement planning experienceKey Takeaway: The path from retirement insecurity to complete control isn't about having more information—it's about having the right system to organize, understand, and implement what you learn.Ready to stop feeling scattered and start feeling systematic about your retirement? This episode gives you the roadmap.Subscribe to The Retirement Learning Lab for more episodes that help you navigate the journey to a secure and fulfilling retirement. Leave a review to help others discover this valuable information.Educational content only. Not investment, legal, or financial advice.

In this enlightening episode of The Retirement Learning Lab, host Van Richards tackles one of retirement's most universal challenges: transforming uncertainty into confidence. Drawing from over 30 years of experience helping people prepare for retirement, Van addresses those middle-of-the-night worries that plague so many pre-retirees.Have you ever lain awake wondering if your retirement savings will be enough? Do you feel that knot in your stomach when faced with conflicting financial advice? You're not alone. As Van reminds us, "No one should have to live with the fear of retirement insecurity."This episode introduces Van's powerful three-step framework for retirement transformation:1. ORGANIZE: Gather your financial information, clarify your retirement vision, and establish a solid foundation for planning. Think of this as preparing your roadmap and understanding your starting point and destination.2. LEARN: Discover the six major risks that can derail your retirement and develop specific strategies to address each one. Knowledge truly is power when preparing for future challenges.3. CONTROL: Master proven approaches to create sustainable retirement income, manage investments wisely, and make smart decisions about when and how to retire.Van illustrates these concepts with a compelling personal story about getting lost before the GPS era, highlighting how proper guidance dramatically reduces anxiety and helps avoid catastrophic wrong turns on your retirement journey.The benefits of this transformation extend far beyond financial security. Listeners will learn how to:Gain clarity by focusing on information that truly mattersBuild genuine confidence in retirement decisionsExperience the peace of mind that becomes increasingly important with ageFind freedom to enjoy retirement without constant financial worryDevelop resilience to handle life's inevitable surprisesVan emphasizes an important principle: if you can't explain your retirement strategy to a 12-year-old, it's too complicated. As he notes, "When you reach your 70s, 80s, 90s—even 100—complicated isn't a good thing."This episode serves as an introduction to upcoming deep dives into each aspect of the framework. Van will address three essential questions throughout the series:How can retirement planning help you gain security—and what does it entail?What specific risks will you face during retirement, and how do you plan for them?How can effective retirement planning pay off for you and your family?Remember, as Van says, "The path from insecure to in control starts with a single step." This episode is that first step toward your retirement transformation.Note: This podcast provides educational information only and does not constitute investment, legal, or financial advice.

On this episode: In retirement, should you be in the stock market at all? THIS could cost you $300 thousand or more in retirement. Uncle Sam looks at your 401(k) like a big juicy steak. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

In this week's podcast, we delve into four critical aspects of retirement planning that can significantly impact your financial future.​ - Roth Conversions: This strategy involves transferring funds from a traditional IRA or 401(k) to a Roth IRA, paying taxes on the converted amount now to enjoy tax-free withdrawals later. It's particularly beneficial if you anticipate higher tax rates in the future or want to reduce required minimum distributions (RMDs) in retirement. ​ - Inflation: Over time, rising prices can erode the purchasing power of your retirement savings. Even modest inflation rates can significantly impact your ability to maintain your desired lifestyle, making it essential to incorporate inflation-protected investments into your portfolio. ​ - Sequence of Returns Risk: This refers to the danger of experiencing poor investment returns early in retirement, which can deplete your portfolio more rapidly due to simultaneous withdrawals. Implementing strategies like adjusting withdrawal rates or maintaining a diversified portfolio can help mitigate this risk. ​ - Bonds: Traditionally seen as a stable income source, bonds can provide diversification and reduce overall portfolio volatility. However, in certain economic climates, such as periods of rising interest rates or inflation, bonds may underperform, necessitating a reassessment of their role in your investment strategy. ​ Listen in as we explore these topics to help you make informed decisions for a secure and comfortable retirement.​  >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>  LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/

Many times people who seek help planning for retirement are more successful than those who don’t. So why do 75% of people NOT use a financial advisor. We go through the list and show how Golden Reserve is changing the story. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

What's really going on with the economy today? In this live radio episode, Josh takes caller questions on everything from market volatility to tax strategies, breaking down what's really happening in the current markets. With inflation, interest rates, and tariffs making headlines, he offers his unfiltered take on how these policies could shake up portfolios and financial plans. Callers also ask questions about annuities, Social Security planning, and how to build a stable retirement income. Josh also dives into government inefficiencies, BlackRock CEO pay, and whether Bitcoin holds up in a world of central bank digital currencies. Air Date: February 15th, 2025 Can't get enough of The Financial Quarterback? Click ‘Subscribe' so you never miss a play. If you're enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

On this week's show: Thinking about your tax bill 20 years from now. Going from worry to wonder with your retirement. Wall Street’s model of paying for financial services works for them but not you. Those unused gift card are dead money. Do you have the same in your 401(k)? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

A new study shows many people are not getting this most important planning tool from their financial advisor. Don’t let this happen to you. Plus: What happens when you ask Charisse for a second opinion on your current financial plan? Like this episode? Hit that Follow button and never miss an episode!

We’ve seen it before: the big names in financial services paying huge fines. It’s happened again. This time with Edward Jones. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

We present to you a classic podcast titled “Impact of COVID-19 on Retirement Risks,” originally published on April 20, 2020. This episode delves into an issue brief that highlights an online discussion about how COVID-19 has influenced retirement risks. The insights shared in this podcast remain relevant for any future epidemics.   So, sit back, relax, and immerse yourself in this Research Insights Classic. We hope you find it as enlightening and thought-provoking as we do!   Landing page:  Impact of COVID-19 on Retirement Risks | SOA   Send us your feedback at ResearchInsights@soa.org 

Abe discusses the essential components of retirement planning, emphasizing the importance of long-term care, life insurance, and hybrid policies. He shares real-life examples to illustrate how these financial tools could provide security during retirement. The discussion highlights the need for comprehensive planning to mitigate risks associated with healthcare costs and to ensure that retirement savings are preserved for future generations. Ready to build your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe's book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment!See omnystudio.com/listener for privacy information.

Abe discusses the complexities of retirement planning, emphasizing the importance of transitioning into retirement with a solid plan. He introduces his book, 'The Retirement Mountain,' which outlines seven steps to achieve a fulfilling retirement. Abe highlights the stark contrast in retirement confidence between those who are already retired and those still planning, stressing the need for personalized financial advice and realistic spending expectations. He also underscores the significance of having a lifestyle plan that complements financial planning, encouraging individuals to dream big and actively pursue their retirement goals. Ready to build your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe's book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment!See omnystudio.com/listener for privacy information.

Mike discusses preparing for longevity and the associated financial risks. He highlights the need for a comprehensive retirement plan that addresses income, investments, taxes, and estate planning to ensure financial security throughout retirement. Mike shares insights on the changing landscape of retirement, where individuals are living longer and must plan for potentially 20 to 30 years of retirement. He also discusses the psychological aspects of aging and how they impact retirement planning. Want to start building out your retirement plan? Visit MichigansRetirementCoach.com to connect with Mike and his team today!See omnystudio.com/listener for privacy information.

Raj Shah and Rick Borek discuss the critical aspects of retirement planning, emphasizing the importance of understanding financial risks, stress testing portfolios, and the value of personalized financial advice. They talk about how working longer can reduce the risk of running out of money and how a comprehensive financial plan can significantly improve retirement success probabilities.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. See omnystudio.com/listener for privacy information.

With increasing life expectancy, federal retirees must plan for longer retirement periods, which brings about unique financial challenges. In episode 107 of The Federal Retirement Show, Val takes a deep dive into one of the most significant challenges facing federal employees in retirement—longevity risk. He also explores what longevity risk is and breaks down long-term care risk, withdrawl rate risk, taxation risk, and why it's important to take all of this into account in your retirement planning. Check out additional articles and factoids about Longevity Risk ---https://www.forbes.com/sites/andrewbiggs/2024/08/12/half-of-retirees-will-run-out-of-money-thats-the-good-news/https://www.investmentnews.com/retirement-planning/most-us-adults-fear-outliving-their-money-more-than-death/251992https://www.kiplinger.com/retirement/social-security/how-long-savings-plus-social-security-will-last-in-every-state Don't miss this episode if you're looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review! Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. Listen to Previous Episodes: https://federalretirementshow.com/podcasts/ Subscribe to the show's YouTube channel:www.youtube.com/@americanbenefitsexchange Connect with Val:Phone --- (512) 582-6050Email --- vmajewski@thinkabx.comAmerican Benefits Exchange --- thinkabx.comFederal Retirement Show --- federalretirementshow.com/podcastsLinkedin --- https://www.linkedin.com/company/american-benefits-exchange/  About American Benefits Exchange:American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets. American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.  See omnystudio.com/listener for privacy information.

Join Timothy P. Pope, CFP®, as he continues to unravel the complexities of retirement planning based on airline direct contributions in Part II of this pivotal series. Building on the insights from Episode 13, this episode dives deeper into whether pilots can and should rely only on their company's contributions to secure a comfortable retirement.Timothy breaks down different scenarios based on career length. Using Delta's 2026 pay rates and projections, Timothy discusses the practicality of expecting retirement funds to sustain lifestyle needs post-career. This episode provides an analytical look at investment strategies, potential market behaviors, and how pilots can proactively manage their retirement planning regardless of external economic conditions.What You'll learn from this episode:Why an Early Start is Important: How different career lengths impact your retirement cash flow success rate.Investment Strategy Adjustments: The importance of adjusting your contributions to match market conditions and career timeline.Realistic Financial Planning: Understanding the implications of relying solely on company contributions and the risks involved.Market Variability and Retirement Planning: How to plan for potential market downturns during critical retirement years.Contributing Beyond the NEC: Why it's crucial to consider additional personal contributions to ensure financial flexibility in your working years and financial stability in retirement.This episode builds on previous discussions by equipping pilots with the knowledge to make informed decisions about their financial future, emphasizing the need for comprehensive planning and personal involvement in retirement strategies.Resources:Pilot Money Podcast Ep 13: Apple | SpotifyPilot Money Podcast Ep 2: Apple | SpotifyKitdarby.com Schedule An Appointment Our Practice's WebsiteEmail: pilotmoneypodcast@ceterainvestors.comDisclosure:Timothy Pope is a Certified Financial Planner™ offering securities and insurance products offered through Cetera Investment Services LLC, member FINRA, SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Tim's Branch Office is located at 5200 77 Center Drive, Suite 330, Charlotte, NC 28217. The branch phone number is 704-717-8900. The views depicted in this material are for information purposes only and are not necessarily those of Cetera Investment Advisers.This Podcast is designed to provide accurate and authoritative information on the subjects covered. It is not, however, intended to provide specific legal, tax, or other professional advice. For specific professional assistance, the services of an appropriate professional should be sought.

Abe Ashton discusses the importance of not focusing solely on market risk in retirement planning and highlights the need to consider other risks such as expensive healthcare and longevity.  As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe's mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they've worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

In the second part of this two-part series on retirement risks, we're joined by Moshe Molesky, a professor of finance at Schule School of Business at York University. He digs into longevity risk, how financial professionals can help their clients avoid outliving their money, and the potential role annuities can play.

: In part one of this two-part series, Global Atlantic's Vice President of Advanced Markets Thea Marasa-Scafidi joins the podcast to talk about three of the greatest risks facing retirees today — sequence of returns, longevity, and inflation. She also discusses how financial professionals may be able to help their clients reduce the impact of these risks.

Wealth building doesn't stop at 65. It just enters a different phase. We talk about retirement in different forms all the time, but today we are going to be talking specifically about mitigating market risk in retirement. Tune in to learn more about some typical planning methods, our two core strategies, and filling up your buckets.   Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients.   Visit Money Insights and take the Investor Quiz at https://moneyinsightsgroup.com ! Listen to the Money Insights podcast on Spotify, Apple Podcasts, or at https://moneyinsightsgroup.com/podcast

Val puts into focus the three biggest risks you need to be aware of during retirement: market risk, longevity risk and tax risk. He unpacks the complexities of each and explores strategies to mitigate their long-term impact on your retirement as a former federal employee. Visit Federal Retirement Show for more information and a complimentary copy of Val's book on federal benefits. Current or former federal employees are entitled to a complimentary consultation now! Book yours at FederalRetirementShow.com Call our office today: (833) 777-7ABXSee omnystudio.com/listener for privacy information.

Show Notes https://www.rushtoreason.com/show-notes/05-08-2024/

Preparing for retirement is a marathon, not a sprint. But even the most seasoned runners can trip over unexpected hurdles. On this episode, Abich Financials' Sr Advisor Pat Volk talks about hidden risks that can derail your retirement dreams. Pat shares his thoughts on: Why chasing high returns might not be the best strategy for everyone. The crucial difference between saving "enough" and setting realistic goals. Hidden tax implications you may not have considered. Unveiling the risks of underestimating healthcare costs. How to create a personalized plan that goes beyond stocks and market trends. Don't let hidden risks sabotage your retirement plans. Visit TheRetirementKey.com and schedule your complimentary risk analysis today.See omnystudio.com/listener for privacy information.

Total Wealth Radio from Saturday, December 16, 2023

Retirement is supposed to be a time of rest and relaxation, so it's important to bolster your plan against some risks you may not be aware of! Consumer advocate Thomas Lipscomb is in the studio, taking us through the Retirement Help Center video series. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383.See omnystudio.com/listener for privacy information.

This week, we dive into the world of wealth-building strategies and uncover some hidden gems that can help you elevate your income without any extra costs. Ever wondered what a salary sacrifice is and how it can potentially boost your income or pension? We break it down for you, along with demystifying national insurance contributions and how reclaiming them can give a nice boost to your take-home pay. Kevin and Christian emphasise the value of salary sacrifice for all employees looking to amass wealth. Understanding the terminology and advantages is key to fully tapping into this wealth-building strategy. In the episode, we shine a spotlight on the magic of compound interest and its pivotal role in wealth building. We explore the intricacies of the compounding cycle, interest rates, consistency, and the associated risks. Tune in for an enlightening episode filled with practical financial wisdom that could be your stepping stone to a brighter financial future. Resources In This Episode:>> Birmingham Networking Meetup>> WT218: How Safe Is Your Pension? Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

This week we venture into the education system and explore how a school is shaping the entrepreneurs of the future. In the episode, we are joined by Edd Moore, a primary school teacher and sustainability enthusiast renowned for his innovative teaching methods and environmentally friendly initiatives. Sparking their passions, the school Edd Moore teaches at encourages children to engage in sustainability-focused projects, evolving from a communal garden to selling handmade, eco-friendly goods while teaching them essential business skills.  The fascinating project is helping shape young minds through entrepreneurship, with the 'Fiver Challenge' - an innovative initiative that empowers children to start their own mini-business venture using just five pounds!  Stay tuned for helpful tips parents can employ to encourage their children, teenagers or young adults' entrepreneurial spirit and mindset around money.  Resources In This Episode:>> Edd Moore [LinkedIn]>> Birmingham Networking Meetup Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In the latest WealthTalk episode, we tackle the pressing concern for millions worldwide… the security of your pension! Kevin and Christian delve deep into the specifics of protecting your pension and explore the reasons it is critical to do so. Equip yourself with the tools and expertise needed to ensure the safety and sustainability of your pension, no matter what challenges the financial world throws your way. Whether you're approaching retirement, in the midst of your career, or just embarking on your pension journey, this episode will provide invaluable insights into fortifying your pension's security and strategies to create growth. Resources In This Episode:>> Networking & Cashflow 101 London>> Birmingham Networking Meetup Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this thought-provoking episode of WealthTalk, we have the honour of interviewing author and TedX speaker, Dr Shelley James. Shelley is a visionary in the art of turning passion into profit, and she's here to share her wisdom with you. Join us as we embark on a journey with Shelley, who unravels the secrets behind identifying and transforming your deepest passions into a source of financial prosperity. Learn how to create a business that not only generates profit but also makes a positive impact on the world, fulfilling your personal and financial aspirations. As well as hearing the hurdles and setbacks you may encounter on your passion-driven business journey, with Shelley offering practical advice on how to navigate them successfully. Whether you're an aspiring entrepreneur or looking to infuse new life into your existing business, this episode is a must-listen. Resources In This Episode:>> Dr Shelley James [LinkedIn]>> Networking & Cashflow 101 London>> Birmingham Networking Meetup>> WT159 - Looking At Your Wealth In A New Light w/ Dr Shelley James>> WT201 - Member Story: First Steps Into Business, Rachel Bunney>> Validate Your Business Mini-Course Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this episode of WealthTalk, we have the pleasure of hosting experienced investor, Suzi Carter. Suzi shares her invaluable insights on strategies and techniques that empower families to create a lasting legacy of prosperity and financial well-being.During this engaging episode, Suzi emphasises the importance of imparting financial knowledge to family members, equipping them with the skills to make informed decisions and secure their financial future.We delve into the intricacies of estate planning, including wills, trusts, and other essential tools for passing down assets while minimising tax burdens.Ready to take the reins of your family's financial future? Suzi also shares pearls of wisdom on smart investment strategies and effective wealth management techniques that are essential for growing and safeguarding your family's wealth. Resources In This Episode:>> Suzi Carter [Website]>> Suzi Carter [LinkedIn]>> Networking & Cashflow 101 London>> WT56: The Commercial Property Market Post Covid19 with Suzi Carter>> Secrets of the Millionaire Mind: Think Rich to Get Rich! [Amazon]>> The Entitlement Trap: How to Rescue Your Child with a New Family System of Choosing, Earning, and Ownership [Amazon] Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Join us as we engage in an enlightening conversation with Chris Henry about the strategies, tools, and insights that families can utilise to enhance their financial well-being and secure a prosperous future. During the episode, Chris shares his extensive knowledge and practical advice on a range of topics, including smart investment strategies, estate planning, and creating financial legacies that benefit not only today's generation but those to come.  Tune in as we explore the importance of setting financial goals, aligning investments with your family's values, and navigating the complexities of estate planning. This episode is a must-listen for families who aspire to achieve lasting financial success, safeguard their loved ones' futures, and create a legacy that endures through the generations. Resources In This Episode:>> Chris Henry [LinkedIn]>> Dr. John Demartini: The Values Factor: The Secret to Creating an Inspired and Fulfilling Life [Amazon]>> WT113: What If You Can't Find Your 'Why'?>> WT207: WealthBuilders for Families: Mark Stokes Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In the latest WealthTalk episode, we're joined by the Founder of Blue Tree Savings and author of ‘Grandpa's Fortune Fables', Will Rainey, to explore a crucial topic for parents and grandparents; turning pocket money into lifelong financial wisdom. Join us as we dive deep into a conversation with Will Rainey to understand the transformative power of teaching financial literacy to children, teenagers and young adults.  In a world where money management skills are essential, Will shares his wealth of experience and knowledge on how to instil great financial habits in the next generation. In the episode, Will discusses the importance of early financial education, offering real-world examples and success stories that showcase the remarkable impact it can have on a child's future financial well-being.  From savings goals and smart spending to investments and the power of compounding, you'll gain valuable insights into how to empower your children, teenagers and young adults with the skills they need to navigate the financial landscape with confidence. Resources In This Episode:Will Rainey [LinkedIn]Blue Tree Savings [Website]Grandpa's Fortune Fables [Amazon] Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Families membership is LIVE! In the latest WealthTalk episode, we take a sneak peek into the WealthBuilders for Families membership to explore what makes this such a unique and invaluable membership for parents, grandparents and relatives looking to ensure their children, teenagers and young adults, are equipped with the knowledge and confidence to deal with the financial challenges and opportunities ahead. Discover how the Families membership provides you with access to a wealth of resources, expert guidance, and a supportive community.  The WealthBuilders for Families Founder Members offer is available until midnight Monday 9th October. By signing up, you lock in a unique discount and bonus content for the lifetime of your membership! Resources In This Episode:>> Founder Members Launch [Limited Time Offer]>> Manchester Meetup Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this episode of WealthTalk, we delve into the critical topic of raising financially responsible children with our special guest, Joanna Martin, Founder of One of Many. Join us as we explore the essential skills and strategies parents can employ to instil financial literacy and responsibility in their kids.  Joanna explains the importance of laying a strong financial foundation for children and why it's never too early to start teaching them about money with age-appropriate financial education and lessons that help your children grasp essential financial concepts, from saving and budgeting to understanding the value of money.  She shares insights on teaching children to set and work towards long-term financial goals, including saving for college and future financial independence and we delve into the impact of technology on children's financial education and how to navigate the digital age when teaching financial responsibility.  In the episode, we discuss the vital role parents play in modelling good financial behaviour and share practical tips for creating a financially responsible environment at home. Join us in this insightful conversation as we empower parents to equip their children with the skills and knowledge needed to make informed and responsible financial decisions throughout their lives. Tune in now to learn how to raise financially responsible children with confidence. Resources In This Episode:>> Register for Families Launch Webinar>> Joanna Martin [LinkedIn]>> Joanna Martin [Website]>> WT54: Dr. Joanna Martin - Intellectual Property and Business  Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this captivating episode, we sit down with one of our Founding WealthBuilders Members, Andreas Loizou, to explore his remarkable title-splitting property deal.  Andreas shares the intricacies of how he discovered and navigated this deal, shedding light on his invaluable learning experiences after going through multiple challenges. Andreas credits his Wealth Coach, Manish Kataria, and the WealthBuilders community for playing pivotal roles during this project, highlighting the guidance and camaraderie that have been instrumental in his success. This episode is a must-listen for anyone seeking inspiration, practical property advice, and a deeper understanding of the profound impact a supportive community and mentorship can have on your financial journey.  Resources In This Episode:>> Andreas Loizou [LinkedIn]>> WT144: Member Spotlight: Andreas Loizou>> Register for Families launch webinar Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

As they don't teach financial literacy at schools, colleges or the workplace, we believe it is vital for parents to be the best money role models they can be.   At WealthBuilders, we're on a mission to help parents and grandparents ensure their children, teenagers and young adults, are equipped with the knowledge and confidence to deal with the financial challenges and opportunities ahead.  We want to help nurture a financially wise generation, ensuring wealth isn't just consumed but grown and passed down. This is why we have created the following 7 principles.  Listen now to find out how you can be part of this truly life-changing community as a founding member. Resources In This Episode:>> Register for Families launch webinar Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this captivating episode of WealthTalk, we shine a spotlight on one of our founding WealthBuilders members, Glyn Wilkinson. Join us as we delve deep into Glyn's inspiring journey within the WealthBuilders, where financial transformation and empowerment are at the forefront. Having been one of the 100 founding WealthBuilders members when he joined in 2019, Glyn Wilkinson, shares his invaluable experiences, the challenges he's had to overcome and his success stories since joining the programme.  Listen in as he discusses how WealthBuilders has empowered him to take control of his financial future, make informed investment decisions, and build a path towards financial independence. Whether you're a seasoned investor or just starting your wealth-building journey, this episode offers valuable insights and motivation to help you achieve your financial goals. Resources In This Episode:>> Glyn Wilkinson [LinkedIn]>> WT018: SSAS Pensions [The Director's Pension]>> WT163: From Zero To £20k A Month w/ Heather Smail Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this episode, we dive deep into the dynamic world of property investment with property entrepreneur, author, investor and mentor, Simon Zutshi.  Join us as we explore the ever-evolving landscape of property and answer the burning question on every investor's mind: "Can you still make money from property?" With years of experience and a keen eye for market trends, Simon Zutshi guides us through the intricate pathways of property investment. Simon unpacks the strategies and mindsets that can lead to profitable ventures, even in uncertain times. Tune in as we unravel the secrets to success in property investment and gain valuable insights from an industry expert. Discover how to identify opportunities in the ever-changing property market, leverage creative financing techniques, and harness the power of networking. Whether you're a seasoned investor or just stepping into the realm of property, If you're curious about the potential of property investment in today's world, this episode is a must-listen. Resources In This Episode:>> Simon Zutshi [LinkedIn]>> Simon Zutshi [Website]>> Lease Options Magic [Simon's Brand New Book]>> FREE pin Meeting Ticket. Voucher Code: WealthBuilders Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Join us as we sit down with business owner, property investor and developer, author, husband and father, Mark Stokes.  Mark left his successful corporate career to build a portfolio of multi-generational assets from property through to business ownership and investment, achieving financial independence in his mid-forties. In the episode, Mark delves into the importance of education, communication, and aligning family values with financial goals. This episode equips you with the tools to embark on your own journey of building and maintaining wealth that stands the test of time. If you're looking to secure your family's financial future and navigate the complexities of generational wealth, this episode is a must-listen. Resources In This Episode:>> Mark Stokes [LinkedIn]>> EquaAcademy [Website]>> Advice To Your Younger Self: A unique collaboration of reflections, lessons and advice, inspiring you to fulfil your unlimited potential>> Join the Waitlist – WealthBuilders for Families Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Retirement planning involves mitigating risk and understanding the various risks that retirees face. Laura Stover and Michael Wallin break down these risks today, including reduced earnings capacity, visible spending constraint, heightened investment risk, unknown longevity, spending shocks, compounding inflation, and declining cognitive abilities. It is important to have a comprehensive retirement plan that addresses these risks and provides a reliable income stream. Retirees must also be aware of the sequence of return risk, which can deplete wealth rapidly if negative returns occur early in retirement. Compounding interest can be a great way to grow your nest egg, but triple compounding in reverse can have a significant impact on retirement income. Reliability of income is crucial in retirement, and a solid plan is necessary to ensure a comfortable retirement. Rate, Review and Subscribe to the Podcast: https://podcasts.apple.com/us/podcast/retirement-talk-podcast-with-laura-stover/id571347188   How to Connect: redefiningwealth.info lswealthmanagement.com Schedule a Review: https://redefiningwealth.info/schedule/

Retirement always seems like a destination that is so far away until you wake up one morning and you're in your mid to late 30s, even your early 40s, and you're wondering where all the time went. The easiest way to save for retirement is to start saving and stop worrying about how much. No matter what age you are. Joe Curry, host of Canada's fast-growing retirement podcast, Your Retirement Planning Simplified, is joining us in today's episode. You'll learn: The top 5 retirement risks that you need to be aware of How to figure out how much money you need to save How to not freak out about your retirement savings How to handle retirement savings curveballs Why you should stay away from those calculators that tell you how much you need to have saved by a certain age because there's so much more to the story Links Your Retirement Planning Simplified podcast Matthews + Associates website How To Connect with Shannah: Join the Everyone's Talkin' Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

With the launch of WealthBuilders for Families just around the corner, we sit down with Shaz Nawaz – a seasoned entrepreneur, accomplished investor, and expert property tax accountant.  In this insightful episode, we delve into Shaz's journey as he unveils his role as a financial role model for his four children.  Drawing from personal experiences, Shaz imparts invaluable money lessons cultivated during his upbringing. Learn how these lessons now empower him to share financial wisdom with his own children, shaping their understanding of investments and the true worth of money. Tune in to discover how you, too, can initiate transformative conversations with your loved ones and create a legacy of financial literacy. Resources In This Episode:>> Shaz Nawaz [LinkedIn]>> AA Accountants [Website]>> Join the Waitlist – WealthBuilders for Families>> RSVP for our London Meetup - Thursday 17th August

In this episode of WealthTalk, we dive deep into the secrets to achieving pension millionaire status by the age of 50.  Kevin and Christian explore the tangible steps, insightful strategies, and investment techniques you can utilise to navigate the complex landscape of pension investments, seize opportunities, and make your retirement years truly golden for yourself or future generations. Whether you're working on your own financial planning journey or building a plan for your loved ones, this episode will empower you with the knowledge and inspiration needed to transform your pension into a powerful wealth-building tool.  Resources In This Episode:What is the difference between a SIPP and a SSAS pension?Talk to WealthBuilders about SSAS pensionsProviders of small self-administered schemes must "up their game" as the product marks the 50th anniversary of its creation this year. Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

In this highly informative podcast, your hosts Kevin Whelan and Christian Rodwell take you on a comprehensive journey through the risks that demand careful consideration as you approach retirement. Kevin and Christian share the critical importance of safeguarding your financial future. In this episode, they address outliving your savings, preparing for unexpected costs, protecting your purchasing power and much more! Whether you're approaching retirement or already enjoying it, this episode will equip you with the knowledge and tools to navigate potential pitfalls and ensure a comfortable and worry-free retirement. Resources In This Episode:>> WT198: 3 Essential Insurance Policies You Should Consider w/ Paul Brooks Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Community>> Join the WealthBuilders Academy>> REGISTER HERE FOR ACCESS TO FREE RESOURCES If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Time moves faster than we think! Retirement is rushing towards you; do you have a plan? Coach Pete D'Arruda is in the studio, discussing some of the biggest risks that can eat away at your retirement savings. If you have questions about taxes in retirement, or if you want a second opinion on your retirement plan, contact Coach Pete and the team at Capital Financial at (800) 661-7383.See omnystudio.com/listener for privacy information.

Today, I'm talking to Bob Carlson–America's #1 retirement expert. Bob is the editor of Retirement Watch, a senior contributor to Forbes, and a member of the Board of Trustees of the Fairfax County Employees Retirement System.  He's written several highly influential books, including The Essential Guide to Retiring in the 2020s, and Where's My Money?: Secrets to Getting the Most Out Of Your Social Security.  In this conversation, Bob and I get into the risk factors that can potentially derail your retirement at the last minute, the obstacles making retiring in the 2020s more challenging than they were in the early 2000s, and what you can do to minimize money stress and have a successful retirement.  We then set aside quite a bit of time to answer your burning questions about Social Security, including how to maximize your lifetime benefits, manage longevity risks, and how to plan for a future in which Social Security itself is set to run out of money in 2033.  GET A FREE COPY OF BOB'S BOOK, THE ESSENTIAL GUIDE TO RETIRING IN THE 2020s or WHERE'S MY MONEY?: SECRETS TO GETTING THE MOST OUT OF YOUR SOCIAL SECURITY. Here's all you have to do... ●    Step 1.) Subscribe to the podcast and leave an honest rating & review over on iTunes. ●    Step 2.) Text BOOK, that's B-O-O-K to 866-482-9559 for a link to our book request page, complete the form and we will ship you the book for free. It's that simple! In this podcast interview, you'll learn: How to find good financial advice–and sniff out writers who don't have real expertise. What makes the 5 years before you retire so critical. Why retirement planning is getting more and more complicated every decade. How to avoid having to choose between spending less early into retirement or risking running out of money later on. Resources and tools you can use to get a better sense of your unique financial situation. Show Notes: RetireWithPurpose.com/350 Rate & Review the Podcast: RetireWithPurpose.com/review Sign Up to Casey's Weekend Reading Email! Sifting through the copious amount of conflicting financial advice and retirement information can be daunting - but it doesn't have to be! Each week, Casey makes it super easy. He hand-picks 4 of the most important articles you need to read, that are beneficial to you whether you're at, near, or in retirement! If you want them sent straight to your inbox, sign up by visiting RetireWithPurpose.com/weekend-reading

Tune in to hear:- Why is understanding our own money stories such a valuable principle? What is Jamie's money story?- Did Jamie's dad's career trajectory or unexpected death shift the way Jamie approached his own career?- Is it pretty typical for people to full-heartedly accept or reject their family of origin's money scripts/styles?- Why do we frequently search for external answers, rather than our intrinsic value, on how to maximize our wealth?- Does Jamie foresee a world where advisors take a more active role in talking about and monitoring health outcomes for their clients or does this seem unrealistic?- What role does community play in helping people create a life of financial wellness? How can people be more intentional about creating community in a disconnected world?https://twitter.com/RetirementRiskshttps://www.jamiehopkins.comCompliance Code: 0092-OAS-1/13/2023

According to the Society of Actuaries, average life expectancy in the U.S. has increased from 68.14 years in 1950 to 76.1 years in 2021. Living longer likely means more years in retirement and more savings necessary for what could be a full one-third of our lives. A long life can be a blessing, but living longer is considered to be just one of many risks today's retirees will face. Cordasco Financial Network's John Walker, Regional Vice President, Mercer Advisors, discusses several risks and the careful approach to planning that is necessary to ensure you don't outlive your money.  Listening Time: 22 Minutes Mercer-Cordasco Disclosure Information Visit Our Website Join Our Email List Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network. Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.