Podcasts about Plain English

Pop quiz: If your company's agents go off the rails, can you confidently name the human at fault in 10 seconds? Prolly not. Because lately, companies have spent more energy on going fast and breaking things instead of governance. Ready for the ironic part? People think AI governance slows you down. But, it actually speeds you up. Join us as we give you the 101 on AI Governance and the 5 AI Rules Every Company Needs to Follow. AI Governance in Plain English: 5 AI Rules Every Company Needs to follow -- An Everyday AI Chat with Jordan WilsonNewsletter: Sign up for our free daily newsletterMore on this Episode: Episode PageJoin the discussion on LinkedIn: Thoughts on this? Join the convo on LinkedIn and connect with other AI leaders.Upcoming Episodes: Check out the upcoming Everyday AI Livestream lineupWebsite: YourEverydayAI.comEmail The Show: info@youreverydayai.comConnect with Jordan on LinkedInTopics Covered in This Episode:AI Governance Explained in Plain EnglishWhy AI Governance Matters for CompaniesDeloitte AI Governance Statistics BreakdownChallenges in Governing Rapidly Evolving AIReal-World Lawsuits from Ungoverned AIU.S. vs. EU AI Governance Laws OverviewFive Essential AI Governance RulesShadow AI and AI Tool Inventory RisksClassifying AI Tools by Risk LevelAssigning Clear Ownership of AI SystemsWriting Playbooks Versus Policy DocumentsGovernance as an AI Scaling EngineImportance of Monthly AI Governance ReviewsTimestamps:00:00 "AI Governance Gap Insights"05:56 "AI Governance Challenges Today"09:03 "AI Governance Matters More Now"11:57 AI Governance Showdown Looms16:23 Optimizing AI Use in Organizations19:21 "Classify and Assess Risk Levels"21:32 "Clear Accountability for Crashes"25:14 "AI Use Responsibility Retained"29:42 "AI Governance: Stay Adaptive Daily"31:09 "AI Adoption Made Easy"Keywords: AI governance, AI rules, artificial intelligence governance, AI risk management, operational AI governance, agentic AI, autonomous AI, AI use cases, AI adoption, AI inventory, shadow AI, shadow AI breaches, AI sprawl, AI tools, AI transformation, AI policy, AI plSend Everyday AI and Jordan a text message. (We can't reply back unless you leave contact info) Half of companies have AI tools. Only 12% get value. Section closes that gap. Find out how.  Half of companies have AI tools. Only 12% get value. Section closes that gap. Find out how. 

Today's story: For decades, the United States followed other wealthy democracies in becoming less religious. The share of Americans identifying as Christian fell sharply, while the number of people with no religious affiliation grew. But new data suggest that this long decline may have slowed. Younger generations are no less religious than Millennials, and adults today are not becoming less religious as they age. Transcript & Exercises: https://plainenglish.com/847Get the full story and learning resources: https://plainenglish.com/847--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Learn how to use the English expression, "come to grips"Explore the full lesson & practice using today's expression: https://plainenglish.com/expressions/come-to-grips--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

No Bars, No Fees, No Problem: Understanding Meshtastic   Andy from The Secure Family Podcast sits down with Sam Amyett from MAD Gear for an unfiltered bonus conversation about one of the nerdiest, coolest, and occasionally most frustrating communication tools around: Meshtastic. This isn't a polished tutorial. It's two guys who love radios, preparedness, and experimenting with gear talking honestly about what makes Meshtastic awesome and what makes you want to throw your node across the yard.  If you've ever wondered why grown adults get excited about little antennas talking to each other across town, this episode will make a lot of sense. And if you've already gone down the Meshtastic rabbit hole, you'll definitely recognize a few of these stories. Find out more about Sam and MAD Gear: https://madgear.shop/    Upgrade Your Radio with an antenna from ZBM2 Industries. Use discount code SECURE for 15% off your order at https://zbm2industries.com Connect

Today's story: The 2026 Winter Olympics were kind to some 40-something competitors, but devastating to the skier Lindsay Vonn. Mikhail Shaidorov brought Kazakhstan its first gold medal since 1994 after defeating the self-proclaimed "Quad God." Team GB won its first event on snow, and Brazil became the first South American country to claim a Winter Olympic gold medal. And an anonymous woman somewhere in Norway got quite a shock. Transcript & Exercises: https://plainenglish.com/845Get the full story and learning resources: https://plainenglish.com/845--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.com

How to Move to Mexico: Visas, Costs, Taxes, and the Best Places to Live Mexico is one of the most popular countries in the world for Americans who want a lower cost of living, a warmer climate, and a richer day to day culture without moving halfway across the planet. Many expats are retirees, remote workers, or entrepreneurs who find that their money goes further while they gain a more relaxed lifestyle. For someone in the southwestern U.S. (like Arizona), Mexico is especially appealing because you can often drive instead of fly, keep close ties with friends and family, and still feel like you've made a big lifestyle upgrade. This guide walks through why and where to move, what it really costs, how visas work, how Mexican taxes function, when you might owe them, and other real world considerations that don't always show up in glossy travel articles. ________________________________________ Why move to Mexico? People move to Mexico for a mix of financial, personal, and lifestyle reasons. You can open this section with a simple story: for example, a couple selling a house in the U.S., paying cash for a home or condo in Mexico, and cutting their monthly expenses nearly in half while eating better and traveling more. Key motivations to highlight: Lower cost of living Mexico's overall cost of living is significantly lower than in the U.S. Rents in many Mexican cities are substantially cheaper than comparable U.S. cities, groceries and fresh produce are affordable, and services like cleaning, childcare, and home repairs cost far less. A couple who spends 5,000 USD per month in the U.S. can often live comfortably in Mexico on 2,000–3,500 USD per month, depending on city and lifestyle. Proximity and connectivity Unlike moving to Europe or Asia, living in Mexico means you're usually one flight away from your U.S. hometown. Major cities like Mexico City, Guadalajara, Monterrey, Cancún, and Mérida have robust air connections. Internet infrastructure has improved a lot; mid size cities now often have fiber optic service, making remote work highly feasible. Lifestyle and climate variety Mexico is huge and geographically diverse. You can choose from: • Coastal beach towns with surf culture and sunsets • High altitude colonial cities with spring like weather • Mega cities with world class dining, museums, and nightlife • Smaller, artsy towns with vibrant local traditions You get to decide whether you want small town community, cosmopolitan buzz, or something in between. Culture, food, and community You'll never run out of festivals, markets, and regional dishes. For many expats, the biggest upgrade isn't just cheaper rent, but living in a place where there's always music in the plazas, food in the streets, and a sense of community. In many popular locations, there is also an established expat network to help you orient. Healthcare Private healthcare in Mexico is dramatically more affordable than in the U.S. Many expats pay out of pocket for routine care and buy local or international health insurance for major events. In larger cities you'll find modern hospitals and specialists, and in some cases doctors who trained abroad. ________________________________________ Where to move in Mexico Mexico isn't a single experience. Moving to Oaxaca is very different from moving to Mazatlán or Guadalajara. This section should help you “try on” a few places in your imagination. Mexico City Vibe: Big city, cosmopolitan, urban energy. Pros: World class restaurants, museums, art, music, and nightlife; excellent air connections; plenty of coworking spaces and job opportunities with international companies. Cons: Higher rents than many other Mexican cities, traffic and air pollution, security can vary by neighborhood. Mexico City suits people who want an urban life and don't mind density. It works well for younger professionals or creatives, and for remote workers who want big city culture at a lower price than New York, LA, or San Francisco. Guadalajara Vibe: Large city with a strong tech scene and traditional Jalisco culture (mariachi, tequila). Pros: Big city services without quite the chaos of Mexico City, growing startup and tech ecosystem, nearby towns and lakes for weekend escapes. Cons: Some neighborhoods can feel sprawling; traffic is very real; summers can be hot. Guadalajara is a good fit for remote workers and entrepreneurs who want a mix of modern infrastructure and traditional Mexican character. Lake Chapala (Ajijic/Chapala) Vibe: Classic retiree and snowbird destination near a large lake. Pros: Mild climate, large English speaking expat community, social clubs and activities, walkable village feel in places like Ajijic. Cons: Heavy expat presence can make it feel less “Mexican” to some; limited big city amenities compared to Guadalajara. This area is ideal for retirees who want community, comfort, and a gentle pace of life within reach of a major city. San Miguel de Allende Vibe: Picturesque colonial city, artsy, charming, and heavily international. Pros: Beautiful historic center, strong arts and cultural scene, plenty of restaurants and galleries. Cons: One of the more expensive inland cities; tourism and expat presence drive up housing costs. San Miguel appeals to people who prioritize aesthetics, architecture, and culture and are willing to pay a premium. Querétaro Vibe: Clean, orderly, fast growing city with industry and a large middle class. Pros: Safe reputation, good infrastructure, beautiful colonial center, strong job market in manufacturing and services. Cons: Less “touristy charm” in some newer suburbs; housing prices have been rising with growth. Querétaro works well for families and professionals who want a modern, organized city with good schools and services. Puebla Vibe: Historic, livable city with serious food culture and nearby nature. Pros: Gorgeous colonial architecture, famous cuisine (like mole poblano), access to mountains and smaller towns, a mix of traditional markets and modern malls. Cons: Higher altitude and cooler winters than coastal areas; still under the radar for many expats, so less English support than in Lake Chapala or San Miguel. Puebla suits people who love culture, gastronomy, and city life but don't need a huge expat bubble. Oaxaca City Vibe: Cultural and culinary capital with strong Indigenous traditions and arts. Pros: Outstanding food, vibrant markets, year round festivals, access to mountains and rural communities, often lower rents than more famous expat hubs. Cons: Smaller airport and fewer direct international flights; infrastructure can be a bit more rustic compared to megacities. Oaxaca is great for people who want deep culture, don't mind a bit of grit, and prefer authenticity over polish. Mérida and the Yucatán Vibe: Colonial city, family friendly, often cited for safety. Pros: Strong sense of community, rich history, cenotes and beaches nearby, growing expat scene. Cons: Hot and humid much of the year; air conditioning can be essential. Mérida appeals to families, retirees, and anyone who wants a mix of culture and relative safety in a warm climate. Puerto Vallarta / Riviera Nayarit Vibe: Beach town/medium city with a strong expat and LGBTQ+ community. Pros: Ocean, sunsets, whale watching, strong tourism economy, many English speaking services, international airport. Cons: Housing and dining in tourist zones are more expensive; high season crowds; summer humidity. This is an easy landing spot if you want a beach lifestyle and community support from day one. Mazatlán Vibe: Working port city with long beaches and a growing expat presence. Pros: Ocean side living, more “local” feel than some resort towns, improving infrastructure, cost of living that can be lower than in ultra commercial tourist areas. Cons: Humid climate; parts of the city feel industrial; some areas are still rough around the edges. Mazatlán is appealing if you want the Pacific coast without the heavy commercialization and highest prices of places like Los Cabos or Cancún. Place Vibe Big Pros Main Tradeoffs Mexico City Mega‑city Culture, jobs, flights Cost, traffic, pollution Guadalajara Big, traditional Tech scene, culture Sprawl, traffic Lake Chapala Retiree village Mild climate, expat community Fewer urban amenities San Miguel Artsy colonial Beauty, culture Higher housing costs Querétaro Modern, orderly Safety, infrastructure Rising prices Puebla Historic, foodie Cuisine, architecture, nature nearby Less expat support Oaxaca City Cultural hub Food, festivals, affordability Smaller airport, rustic edges Mérida Warm, family‑oriented Safety, history Heat and humidity Puerto Vallarta Beach city Ocean, expat support Tourist prices in key areas Mazatlán Port/beach city More local feel, coast Humidity, some gritty areas ________________________________________ Cost of living in Mexico Readers want numbers, but it's better to provide realistic ranges and examples than a single “magic” figure. Basic cost structure Housing Rents vary wildly by location. A modest one bedroom in a non touristy city might rent for the equivalent of a few hundred dollars per month. In upscale neighborhoods of Mexico City or popular beach towns, modern apartments can cost as much or more than many mid tier U.S. cities. Utilities and internet Electricity is affordable unless you run heavy air conditioning all year, which you might need on the coasts and in the lowlands. Internet and mobile service are reasonably priced, with fiber available in many urban areas. Food and groceries Fresh fruits, vegetables, and staples are cheap, especially if you shop in local markets. Imported items (certain cheeses, specialty products) are more expensive. Eating at local restaurants and street food stalls is inexpensive; high end dining in major cities is still far cheaper than equivalent places in the U.S. Transportation Public transit, taxis, and app based rides are affordable. Owning a car involves fuel, insurance, and maintenance costs, but these are usually lower than in the U.S. You can often live car free in dense cities like Mexico City, Guadalajara, or Puebla. Example monthly budgets (rough, per household) Frugal single in a non touristy city • Rent (studio/1 bed): 400–600 USD equivalent • Utilities and internet: 70–120 • Groceries and local dining: 250–350 • Local transport and misc.: 100–150 • Total: roughly 800–1,200 USD per month Comfortable couple in a mid range city • Rent (nice 2 bed apartment): 700–1,200 USD • Utilities, internet, mobile: 120–200 • Groceries and eating out several times a week: 400–600 • Health insurance (local or international): 200–400 • Transport, entertainment, gyms, etc.: 200–400 • Total: roughly 1,600–2,800 USD per month Beach town or premium neighborhood living In high demand areas (like parts of Puerto Vallarta, San Miguel de Allende, or prime zones in Mexico City), you can easily spend 2,500–4,000 USD per month or more for a couple if you choose modern housing, eat out frequently, and live a more upscale lifestyle. Startup costs Don't forget one time or irregular costs: • Visa fees for temporary or permanent residency • International flights or moving your belongings • First month's rent plus deposit (sometimes more for furnished places) • Basic furniture and household goods if you're not renting furnished • Car purchase or import (if you choose to have one) Encourage readers to arrive with a cash cushion: at least 3–6 months of living expenses plus relocation costs. ________________________________________ Visa options and residency paths Mexico's visa system offers several ways to stay, depending on your plans and finances. Tourist stay Many foreigners enter Mexico as tourists without a visa and receive permission to stay up to a certain number of days (often up to 180 days, but it is not guaranteed). A tourist stay: • Does not allow you to work for Mexican employers • Does not let you access local residency benefits • Is not meant as a long term “back to back” solution Tourist entries are good for exploration trips but not for a full time move. Temporary resident (Residente Temporal) Temporary residency is the most common path for people who want to live in Mexico for more than six months without immediately going permanent. General characteristics: • Usually granted initially for 1 year, with the possibility to renew up to 4 years • Allows you to live in Mexico full time, open local bank accounts, and sometimes get local health coverage • Does not automatically grant permission to work; if you plan to work in Mexico you need work authorization attached to your residency Most temporary residents qualify via financial solvency (proof of income or savings). Typical recent numbers: • Monthly income requirement: roughly in the low to mid 4,000 USD range for the last 6–12 months, depending on the consulate • Savings/investment requirement: often in the high five figures to low six figures in USD equivalent, again varying by consulate Each Mexican consulate sets its own exact thresholds and evidence rules, so readers must always check with the specific consulate where they'll apply. Permanent resident (Residente Permanente) Permanent residency is ideal if you plan to live in Mexico indefinitely. Characteristics: • No need for frequent renewals • Lets you live in Mexico as long as you like • Often used by retirees or those with strong ties to Mexico (like family connections) You can qualify either: • Directly from abroad if you meet higher income or savings requirements, often thousands of dollars more per month than temporary residency; or • By first holding temporary residency for several years (for many, 4 years), then converting to permanent status inside Mexico. Again, the exact thresholds and documentation depend on the consulate and can change year to year. Work visas and business If you plan to work for a Mexican employer or run a Mexican company that needs your presence, you need proper work authorization. Basic ideas: • A Mexican employer can sponsor you for a temporary resident visa with permission to work if they are registered with the immigration authorities. • You cannot legally work in Mexico for a Mexican entity on a tourist visa. • If you intend to start a business (for example, a hotel, restaurant, or tourism operation), you'll need legal and tax advice to structure it correctly and secure the right visa. ________________________________________ Visa process: step by step overview You can treat this as a checklist. 1. Clarify your plan Decide how long you want to stay and whether you'll work, retire, or just live on savings or remote income. That determines whether you need temporary or permanent residency, and whether you need work authorization. 2. Choose a consulate and check requirements Review the website of the Mexican consulate you'll use (near your U.S. residence, for example). Requirements vary: one might emphasize income, another savings; some want 12 months of bank statements, others 6. 3. Gather documents Typical documents include: passport, completed application form, passport photos, bank and/or investment statements, pension or Social Security award letters, marriage or birth certificates if applying with family members. 4. Book and attend the consulate appointment You'll have a short interview, submit your documents, and pay a fee. If approved, the consulate places a visa sticker in your passport, usually valid for a limited period to enter Mexico and “activate” your residency. 5. Enter Mexico and finalize at immigration (INM) Within a set number of days after entering Mexico on your new visa (often 30 days), you must go to your local immigration office, complete forms, pay fees, and provide biometrics to receive your residency card. 6. Renew or convert (for temporary residents) Temporary residents must renew before their card expires, often annually at first. After the allowed number of years, many can convert to permanent residency. Many applicants use a local immigration facilitator or attorney, especially if their Spanish is limited or if they have a more complex case. ________________________________________ How Mexican taxes work This is where readers start wondering, “How much are Mexican taxes, and what do they tax?” Income tax (ISR) Mexico has a progressive income tax called ISR (Impuesto Sobre la Renta) that applies to individuals. For tax residents (people who are considered resident in Mexico for tax purposes): • The system uses progressive tax brackets. • Rates start at low single digits on small incomes (around 1.9%) and rise stepwise. • The top marginal rate is around 35% on high incomes (at several million pesos per year). • Most employment income is taxed through withholding by the employer, with an annual true up in a tax return. For non residents (people who are not tax resident in Mexico but have Mexican source income): • There is usually an exemption for a small initial amount of income. • Above that, one common pattern is 15% tax on mid range income and 30% on higher income, depending on the type and level of income. You don't need to quote exact peso thresholds to readers; it's enough to say that most ordinary incomes are taxed at moderate rates, while high incomes pay up to about 35%. What income do they tax? For Mexican tax residents, Mexico generally taxes worldwide income: • Wages and salaries from Mexican or foreign employers • Self employment and business income • Rental income from property in Mexico or abroad • Interest, dividends, and capital gains • Some pensions and retirement income, depending on the source and treaties For non residents, Mexico usually taxes only Mexican source income: • Income from work physically performed in Mexico • Rental income from Mexican real estate • Business profits from a Mexican business or permanent establishment • Some Mexican source interest and dividends If your readers are U.S. citizens, remind them: they must still file a U.S. tax return even if they also become Mexican tax residents, and they may be able to offset Mexican taxes through tax credits or exclusions. Value added tax (IVA) Mexico's sales tax is a value added tax called IVA. • The standard IVA rate is 16%, applied to most goods and services, including many consumer purchases and professional services. • There is a reduced rate (often around 8%) in certain border regions to promote competitiveness. • Some items are zero rated or exempt: many basic foods, some medicines, exports, certain types of housing, and some education and health services. As a consumer, you see IVA embedded in most prices, much like sales tax in the U.S. For businesses (like a hotel or restaurant), you collect IVA on sales and remit it to the government. Other common taxes and contributions Depending on what you do in Mexico, you might also encounter: • Social security contributions for employees (if you work for a Mexican employer) • Property taxes (predial), which are generally much lower than typical U.S. property taxes on a comparable property • Vehicle registration fees if you own a car You don't need to go into detail here, but it's worth flagging that these exist and are part of the overall tax picture. ________________________________________ Tax examples: retiree, remote worker, and Mexican employed American These simplified examples assume the person has become a Mexican tax resident (over 183 days per year in Mexico and/or center of vital interests in Mexico). Real world outcomes depend on exact numbers, deductions, the current year's brackets, and treaty interpretation, so they are for illustration only and not tax advice. Example 1: Retiree getting 30,000 USD/year in U.S. Social Security Assumptions: • 30,000 USD/year in U.S. Social Security, no other income. • Exchange rate of 18 MXN per USD → 540,000 MXN/year. • Lives in Mexico full time and is treated as a tax resident. Key points: • Foreign pensions, including U.S. Social Security, may need to be reported to the Mexican tax authority (SAT) once you are a Mexican tax resident. • In practice, some advisors and expats find that U.S. Social Security and U.S. retirement distributions are primarily taxed in the U.S., with Mexico focusing more on Mexican source income, but the safest assumption is that Mexico can tax worldwide income and may expect you to declare it. How you might explain it to readers: • If you are a retiree with 30,000 USD/year in Social Security and no other income, you will still deal with U.S. tax rules on that income. • Once you become a Mexican tax resident, Mexico may require you to report that income, but whether they actually tax it depends on treaty rules and how your situation is interpreted. • A cross border tax professional can tell you whether you'll see any Mexican tax on that Social Security or whether your liabilities remain mostly on the U.S. side. Plain English takeaway: retirees living on moderate U.S. Social Security often don't get hammered by Mexican income tax, but they should plan on at least reporting their income and coordinating U.S. and Mexican filings. Example 2: Remote American worker living in Mexico, making 80,000 USD/year from a U.S. employer Assumptions: • 80,000 USD/year salary from a U.S. company, work performed remotely while living in Mexico. • Exchange rate 18 MXN/USD → 1,440,000 MXN per year. • Spends more than 183 days/year in Mexico, so is a Mexican tax resident. Key points: • Mexico taxes its residents on worldwide income, which includes your U.S. salary. • If you are effectively working from Mexico, Mexico views that as Mexican taxable employment or self employment income, even if your employer is in the U.S. Approximate effect: • At around 1.44 million MXN/year, you'll be in higher ISR brackets, facing a top marginal rate of 35% on the upper slice of your income and a blended effective rate likely in the low to mid 20% range, after standard calculations. • You still file a U.S. return every year. • You may use the Foreign Earned Income Exclusion and/or foreign tax credits to prevent being fully taxed twice. If you're a U.S. citizen working remotely from Mexico and earning 80,000 USD/year from a U.S. employer, expect to owe Mexican income tax as a resident and still file a U.S. return. The good news is that, with proper planning, Mexican tax you pay can usually be credited against your U.S. tax so you're not double taxed on the same income. Example 3: American earning 60,000 USD/year from a Mexican employer Assumptions: • American citizen employed by a Mexican company, working in Mexico. • 60,000 USD/year salary → 1,080,000 MXN/year at 18 MXN/USD. • Treated as a Mexican tax resident. Key points: • This is clearly Mexican source employment income. • Your Mexican employer will withhold ISR from your paycheck based on the progressive tables, plus social security and other payroll contributions. • At roughly 1.08 million MXN/year, you're again in higher brackets, with an effective tax rate that can land roughly in the low to mid 20% range, depending on deductions and credits. • As a U.S. citizen, you still file a U.S. tax return but can typically use foreign tax credits and, possibly, the Foreign Earned Income Exclusion to avoid paying full tax twice. If you're an American making about 60,000 USD/year working for a Mexican employer, you'll see Mexican taxes withheld from every paycheck and you'll still file in the U.S., but in many cases the Mexican tax you pay will substantially offset what you owe the IRS. ________________________________________ When do you have to file Mexican taxes? Taxes depend on tax residency, not just on immigration status (visa type). When do you become a Mexican tax resident? Mexico may treat you as a tax resident when: • You spend more than 183 days in Mexico in a calendar year; or • Mexico is the “center of your vital interests,” meaning your main economic or family ties are there (for example, your spouse and minor children live in Mexico and you earn most of your income from Mexican sources). Residency for tax purposes is a legal determination, not just a personal choice, so it's wise to consult a tax professional if you're unsure. Filing and paying For Mexican tax residents: • Individuals generally file an annual income tax return, often in the spring of the following year (recent years use April 30 as a common deadline). • Some types of income require monthly provisional payments. • Employers withhold tax on salary, and banks or brokers may withhold on interest and other income. For non residents: • Mexican tax is often withheld at source by the payer (for example, a Mexican employer or tenant), at the applicable non resident rates. A simple rule of thumb for your readers: • If you spend less than 183 days in Mexico per year and don't earn Mexican source income, you usually don't file a Mexican tax return (but you still file in your home country). • If you live in Mexico most of the year, own a business there, or earn income from Mexican property or employment, expect to deal with Mexican tax returns and possibly to be treated as a tax resident. Always encourage readers to get cross border tax advice, especially U.S. citizens who may need to coordinate U.S. and Mexican returns. ________________________________________ Other important considerations Rounding out the blog with practical and cultural issues makes it feel grounded. Healthcare and insurance • Many expats use a combination of local private healthcare and insurance (either Mexican private plans or international expat policies). • Some long term residents enroll in Mexico's public healthcare system, but quality and access can vary by region. • Before moving, review how your current health insurance will work abroad and plan for major emergencies. Banking and money • Most people keep at least one bank account in their home country and open a Mexican account after they get residency, making it easier to pay rent and utilities. • Money transfer services and online banks can offer better exchange rates and lower fees than traditional bank wires. • U.S. citizens must also be mindful of foreign account reporting requirements (like FBAR and FATCA). Renting vs buying property • Renting first is usually smart. It gives you time to test neighborhoods, understand noise patterns, get a feel for the climate, and decide if you really like the city. • Buying property in Mexico can be attractive, especially in less expensive markets, but there are legal nuances, including special structures (like fideicomisos) for coastal and border properties. • Using a reputable notario (a specialized legal official) and real estate professionals is critical. Safety • Safety in Mexico is highly regional and neighborhood specific. Some places are very comfortable for day to day life, while others have serious security issues. • Research specific cities and neighborhoods, use recent data, and talk to locals and expats on the ground, not just headline news. • As in any country, common sense precautions (knowing where not to go at night, avoiding displays of wealth, learning local norms) go a long way. Language and integration • Learning Spanish is one of the best investments an expat can make. Even basic Spanish opens doors: cheaper local services, smoother dealings with bureaucracy, better relationships with neighbors. • Integration means respecting local customs, supporting local businesses, and avoiding “little bubble” lifestyles where expats only interact with each other. Working or running a business • Anyone planning to run a hotel, restaurant, tour company, or other business in Mexico needs clarity on immigration status, work authorization, and tax obligations. • A business that employs locals (for example, a hotel/restaurant concept in Puebla or a tourism operation in Oaxaca or Mazatlán) can be both profitable and socially impactful, but it requires upfront planning with local lawyers, accountants, and immigration professionals. • Operating “informally” or on a tourist visa can create serious immigration and tax problems.

Is A.I. gonna boom, bust or just become Excel? And how screwed are we either way? Plus: Peyton Manning, Lamar Jackson, Geraldo Rivera's vault, a young Tim Pawlenty, vibe-coding NFL scouts... and Filipino Jell-O. Further content:• "A.I. as Normal Technology" (Columbia University)https://knightcolumbia.org/content/ai-as-normal-technology• "The 2028 Global Intelligence Crisis" (Citrini Research)https://www.citriniresearch.com/p/2028gic• "Nobody Knows Anything" (Derek Thompson)https://www.derekthompson.org/p/nobody-knows-anything• "This Is How the A.I. Bubble Will Pop" (Derek Thompson)https://www.derekthompson.org/p/this-is-how-the-ai-bubble-will-pop• "Fear of A.I. Eliminating Jobs Makes Its Way to Football (Mike Florio)https://www.nbcsports.com/nfl/profootballtalk/rumor-mill/news/fear-of-ai-eliminating-jobs-makes-its-way-to-football• Previously on PTFO: How Artificial Intelligence Is Already Changing Sports, with Daryl Morey and Sendhil Mullainathan• Subscribe to "The Mina Kimes Show featuring Lenny"• Subscribe to "Plain English with Derek Thompson" Hosted on Acast. See acast.com/privacy for more information.

Learn the expert-level English expression "turn the tables"Get the full story and learning resources: https://plainenglish.com/expressions/turn-the-tables--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Today's story: When a Canadian producer pitched a TV adaptation of a gay hockey romance novel, major U.S. streamers hesitated. It was about a niche sport, featured explicit same-sex scenes, and was based on a romance novel. But a smaller Canadian platform took a chance on the story, and the series became a massive hit in Canada and around the world. Its success surprised everyone. But the clues to its success were there all along. Transcript & Exercises: https://plainenglish.com/843Get the full story and learning resources: https://plainenglish.com/843--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Learn the English expression "run out" (and listen until the end to hear what Jeff's first boss said he can *never* run out of...)Explore the full lesson & practice using today's expression: https://plainenglish.com/expressions/run-out--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

In January 2026, a CMO at a six billion dollar software company scrapped his entire year's marketing plan only two weeks into the year. AI agents made it obsolete. Stephanie Postles, CEO of Mission.org, and Lacey Peace, VP of Content, explain in plain English what AI agents are, why they are fundamentally different from the automations marketing teams rely on today, and what this shift means for marketing jobs, team structure, and the skills that will matter most going forward. If you have confused AI agents with automation or wondered whether your role is safe, this episode gives a direct answer. Chapters (00:00) Introduction (01:51) The CMO Who Scrapped His 2026 Marketing Plan in January (03:23) What Triggered This, and Why It Happened in Two Weeks (06:30) What Is an AI Agent? (Plain English Definition) (09:15) AI Agents vs. Automation: The Key Difference (10:53) The Mindset Shift Required to Use AI Agents Effectively (13:19) What Happens to Marketers in Execution Roles (16:38) How Automation Reshaped Marketing Jobs Before (17:40) Do Marketers Need to Understand AI Internals (29:01) Is AI Coming for Marketing Jobs, The Honest Answer (30:05) What Marketers Should Do Right Now (37:28) Recap and What Is Coming Next ----Mission.org is a media studio producing content alongside world-class clients. Learn more at mission.org. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today's story: Coffee is one of the world's most popular drinks, but not everyone drinks it the same way. The two most popular styles, espresso and filter coffee, were invented in Europe. Turkish coffee is most similar to how people drank coffee centuries ago. And Cuba and Vietnam have their own unique styles. Transcript & Exercises: https://plainenglish.com/841Get the full story and learning resources: https://plainenglish.com/841--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

There's no getting around it: you need to learn the English expression "get around"Explore the full lesson & practice using today's expression: https://plainenglish.com/expressions/get-around--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Today's story: A “millionaire” is someone with a net worth of one million dollars. But the reality of a million dollars today is very different from when the word entered English in the late 1700s. Today's millionaires are more likely to drive ordinary cars, live in the suburbs, and manage their own daily chores than live the lavish lifestyles we often associate with the word “millionaire.”Transcript & Exercises: https://plainenglish.com/839Get the full story and learning resources: https://plainenglish.com/839--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Today's story: The 2026 World Cup will be jointly hosted by the U.S., Canada, and Mexico. FIFA says it has received over 500 million ticket requests. So what do fans need to know if they want to attend a game? It probably depends on the type of game they want to see—there might even be some last-minute bargains. Transcript & Exercises: https://plainenglish.com/837Get the full story and learning resources: https://plainenglish.com/837--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

This week we're taking stock of conversation trends to let it rip on AI market jitters and what happens when the math stops math-ing.We start with the numbers that have investors nervy: Amazon's $200 billion capex projection for 2026, and the uncomfortable reality of building an entire economy on depreciating GPU infrastructure with a three-year shelf life. Why the dot-com bubble comparison are incomplete, and questioning what happens when billions flow into overwhelming into transformer model architecture while research into others starves.Then we shift from market corrections to attention economics, unpacking how AI tools promise productivity while actually training us to outsource thinking itself. The cost is both financial and experiential. When was the last time you sat alone without reaching for your phone? Can you still read sentences that run four lines long?The episode lands on an uncomfortable question about who gets to have unmediated experiences anymore, and whether we're living our own lives or just consuming other people's.Mentioned: Ed Zitron 's “Better Offline” podcast Derek Thompson's Plain English podcast interview with Paul Kedrosky on market conditions and signs of a bubble Stephen Colbert on “truthiness” Enshittification, coined by Cory Doctorow MIT on the philosophical puzzle of AI Netflix's main competition is sleep Point of view: Gen Z will remember more of other people's memories than their own Blaise Pascal writing about attention in 1670

Send us a text"And if we are faithful in this way, as an organized Church and as its individual members, we will succeed in announcing Christ to the world until all is seen in full light.” (Lumen Gentium, Dogmatic Constitution on the Church, from Vatican II in Plain English by Bill Huebsch)I am away this weekend. I am traveling to Rome and Madrid. I am hoping to attend Pope Leo's audience on Wednesday in the Vatican.

Learn the English expression, "turn in."Explore the full lesson & practice using today's expression: https://plainenglish.com/expressions/turn-in--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Throughout December and January, we've been re-airing some of our favorite episodes of the past year and beyond, and today's episode marks the end of our "best of" series for this year! This list includes interviews that really stuck with me and some others that you guys had tons of feedback and thoughts on … including this one!“What's the Matter With America's Food?” originally aired September 26, 2025.If you have questions, observations, or ideas for future episodes, email us at PlainEnglish@Spotify.com.Host: Derek ThompsonGuests: Julia Belluz and Kevin HallProducer: Devon Baroldi Learn more about your ad choices. Visit podcastchoices.com/adchoices

If you sell an investment property and want to defer taxes, a 1031 exchange is usually the answer.But there's a problem no one likes to talk about:You only have 45 days to identify a replacement property.That pressure often leads investors to overpay, settle for deals they don't love, or rush into more active management when they were actually trying to slow down.In this episode of Commercially Speaking, we sit down with Taylor Ashland, founder of Ashland Pacific, to explore Delaware Statutory Trusts (DSTs) as a 1031-eligible alternative.DSTs allow investors to:Defer capital gains and depreciation recapture taxesInvest passively in institutional-quality real estateAvoid the 45-day scramble to identify a propertyEliminate active management and tenant headachesWe break down:How DSTs actually work inside a 1031 exchangeWhy the 45-day window creates bad incentivesWhen a DST makes sense (and when it doesn't)Loss of control, lack of liquidity, and real risksHow DSTs can be a full exit strategy or a “supporting actor”Why brokers don't get paid on DSTs (and why that matters)The emotional side of money, taxes, and decision-makingThis episode is not tax or legal advice. It's a practical, honest conversation about options most investors don't hear until it's too late.Thanks To Our Sponsors

Today's story: The Hudson's Bay Company started as a fur trading monopoly in British North America, thanks to a royal charter signed by King Charles II. It later became a retail empire with department stores across Canada. But after years of falling sales and intense competition from big-box and online retailers, the company shut down for good in 2025. Transcript & Exercises: https://plainenglish.com/835Get the full story and learning resources: https://plainenglish.com/835--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Learn the English expression "fall for" (hint: it's not something you want to do!)Explore the full lesson & practice using today's expression: https://plainenglish.com/expressions/fall-for--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Throughout December and January, we're going to be re-airing some of our favorite episodes of the past year and beyond. This list includes interviews that really stuck with me and some others that you guys had tons of feedback and thoughts on … including this one! “This Is How the AI Bubble Could Burst” originally aired September 23, 2025. If you have questions, observations, or ideas for future episodes, email us at PlainEnglish@Spotify.com. Host: Derek ThompsonGuest: Paul KedroskyProducer: Devon Baroldi Learn more about your ad choices. Visit podcastchoices.com/adchoices

Episode Summary The most powerful skill you can learn in 2026 isn't Photoshop or marketing — it's typing what you want into a chatbot. Plain English is the new programming language, and you already speak it. But most artists get garbage results from AI. Why? Because AI isn't dumb — it's blind. It doesn't know your business, your customers, your prices, or your voice. The fix is simple: context files. In this episode, I break down exactly how to create context files that turn generic AI into YOUR personal assistant — and I give you a prompt that lets AI interview you to build the file automatically. The "Interview Me" Prompt Copy and paste this into ChatGPT, Claude, Gemini, or Art Helper: I want to create a context document about my art business that I can use with AI tools. Interview me by asking one question at a time. Cover these areas: - Who I am as an artist (background, medium, style) - Who my customers are (demographics, where they find me, budget) - What I sell (products, price points, bestsellers) - How I talk/write (voice, tone, words I use) - My business goals for this year After the interview, compile everything into a clean document I can save and reuse. Ask me one question at a time and wait for my answer. The Context File Menu You don't need all of these. Pick 2-3 to start and build from there. # Document What's In It When It Saves You 1 Artist Bio Story, background, philosophy Grants, press, about pages 2 Customer Avatar Who buys, demographics, budget Marketing, emails, ad copy 3 Product Lineup What you sell, prices, sizes Listings, sales copy 4 Brand Voice How you write, words you use/avoid All written content 5 Tech Stack Computers, printers, software, OS ANY tech issue — instant diagnosis 6 Collector List Past buyers, what they bought, notes Follow-ups, Christmas cards 7 Show Calendar Art fairs, festivals, deadlines Planning, logistics 8 Pricing Strategy How you price, margins, why New work, negotiating 9 Marketing Channels Where you show up, what works Strategy, focus 10 FAQ Doc Questions people always ask Responses, website copy 11 Vendor List Framers, printers, suppliers Reorders, troubleshooting 12 Studio Setup Physical space, equipment Insurance, optimization 13 Art Style Guide Medium, techniques, subjects Press, commissions 14 Business Goals Revenue targets, 1yr/5yr vision Planning, accountability 15 Competition Notes Who else, how you're different Positioning, marketing Where to Save Your Context Files ChatGPT Projects: chatgpt.com → New Project → Upload files Claude Projects: claude.ai/projects → New Project → Add to knowledge base Gemini Gems: gemini.google.com → Explore Gems → New Gem File formats that work everywhere: PDF, Word docs, plain text, Markdown Related Episodes Context is King: Stop Having First Dates with ChatGPT Every Time (2025)

Today's story: Southeast Asia has become the global hub of online scams, where scammers in massive compounds target workers around the world. China and the United States have begun pressuring governments in the region to shut down the scam compounds. But it's still not clear if these efforts will make a difference. Transcript & Exercises: https://plainenglish.com/833Get the full story and learning resources: https://plainenglish.com/833--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Learn how to use the English expression, "get rid of". What things do you need to get rid of?Explore the full lesson & practice using today's expression: https://plainenglish.com/expressions/get-rid-of--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Throughout December and January, we're going to be re-airing some of our favorite episodes of the past year and beyond. This list includes interviews that really stuck with me and some others that you guys had tons of feedback and thoughts on … including this one! “The Healthiest "Super-Agers" Have One Thing in Common, According to a 25-Year Study” originally aired August 27th, 2025. If you have questions, observations, or ideas for future episodes, email us at PlainEnglish@Spotify.com. Host: Derek ThompsonGuest: Dr. Sandra WeintraubProducer: Devon Baroldi Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week's episode breaks the usual format, and that's the point. Instead of a guest or a debate, Rob does something he hasn't done publicly in a long time. He reads the foreword to a book he's actively writing. The first one since 2015. Back then, his books helped define how people learned Power BI. For a few years, he was literally the guy who wrote the book. Then he stopped. No updates. No sequels. An entire generation of practitioners came up without ever encountering his work. So why return now? Because the same pattern is repeating itself, just louder. This time with AI. The hype is everywhere, the confusion is real, and business leaders are being handed tools without a usable mental model for how success actually happens. This foreword is an explainer. Plain English. Business focused. Written for leaders and for the people who have to help those leaders make good decisions. No formulas. No technical flexing. Just a clear frame for thinking about AI in a way that doesn't implode six months later. Consider this episode an early access audio version of something that's still being built. Give it a listen. And if the foreword resonates, stay close. This may not be the last chapter you hear early.

Today's story: LEDs have replaced older light sources in homes, offices, cars, and city streets. They are more efficient, longer-lasting, and more flexible. But unlike older lights, LEDs often give off cooler, bluer light. This shift in color temperature affects how our surroundings feel—and may even affect our sleep. Transcript & Exercises: https://plainenglish.com/831 Get the full story and learning resources: https://plainenglish.com/831--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Learn what it means to have your work cut out for you (hint: it's not about cutting).Explore the full lesson & practice using today's expression: https://plainenglish.com/expressions/have-your-work-cut-out-for-you--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Throughout December and January, we're going to be re-airing some of our favorite episodes of the past year and beyond. This list includes interviews that really stuck with me and some others that you guys had tons of feedback and thoughts on … including this one! “The Modern World Is Changing America's Personality for the Worse” originally aired August 13, 2025. If you have questions, observations, or ideas for future episodes, email us at PlainEnglish@Spotify.com. Host: Derek ThompsonGuest: John Burn-MurdochProducer: Devon Baroldi Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today's story: Wine has been part of daily human life for centuries, and today it's produced in 70 countries. But winemakers and vineyards are facing their biggest challenges in a generation. Droughts, fires, and rising temperatures threaten crops. And younger consumers drink less alcohol (and less wine specifically). Transcript & Exercises: https://plainenglish.com/829Get the full story and learning resources: https://plainenglish.com/829--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

It's a wide-ranging day on the show, starting with "The Week That Is," where Vijay Marolia, chief investment officer at Regal Point Capital, says that while the latest Jobs Report showed that unemployment remained high, investors and observers should not worry as current levels represent nearly full employment, particularly at a time when people can hold jobs in new and different ways. That gives the Federal Reserve room to cut rates, Marolia says, especially if it is willing to settle for inflation running closer to 3 percent rather than pushing to get to its historical target of 2 percent. As a result, Marolia says investors have to prepare and invest for higher inflation, especially in an environment where tariffs are fueling economic growth, because no matter what happens with the tariff case in the Supreme Court or the inflation numbers ahead, prices will not be coming down. David Trainer, founder and president at New Constructs, digs into artificial intelligence and how it is making classic stock-picking and fund-management techniques obsolete, because he believes it eliminates much of the edge a manager can gain by trading actively. He does agree with a recent interview with David Snowball of MutualFundObserver.com who said that less is more when it comes to active management, but says that A.I. — and having the best possible A.I. — is now the big determinant of which strategies can win on Wall Street. John Yoegel, author of "Real Estate Investing in Plain English. Definitions. Examples. Uses" discusses the real estate market and the ins and outs of buying income-producing properties as an alternative to stocks, bonds and cash. And Chuck discusses the latest concerns over the Federal Reserve's independence after Fed Chair Jerome Powell pushed back on Sunday against a Justice Department's investigation into his previous congressional testimony, and discusses how the allegations could impact outcomes in ways that go well beyond rate cuts.

Learn how to use the expression “keep your options open,” a phrase people use when they haven't yet made a decision.Explore the full lesson & practice using today's expression: https://plainenglish.com/expressions/keep-your-options-open--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Throughout December and January, we're going to be re-airing some of our favorite episodes of the past year and beyond. This list includes interviews that really stuck with me and some others that you guys had tons of feedback and thoughts on … including this one! “If GLP-1 Drugs Are Good for Everything, Should We All Be on Them?” originally aired September 16, 2025.If you have questions, observations, or ideas for future episodes, email us at PlainEnglish@Spotify.com. Host: Derek ThompsonGuests: David D'Alessio and Randy SeeleyProducer: Devon Baroldi Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today's story: Labubu is a mischievous, rabbit-eared character created by illustrator Kasing Lung. Chinese toymaker Pop Mart has turned Labubu into a global toy craze, using gamified sales tactics and regularly releasing new collectible sets. Fans can't get enough. They film themselves opening the famous “blind boxes,” take photos with their Labubus, and bid up the value of their favorites online. Transcript & Exercises: https://plainenglish.com/827Get the full story and learning resources: https://plainenglish.com/827--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

We're starting the new year right at Plain English, with a new learning path to help you learn the best English expressions.At PlainEnglish.com, we have a library of hundreds of lessons about common English expressions, from "figure out" to "make a difference" to "cater to."And now, it's easier than ever for you to learn the expressions that are best for you.If you're not yet a member, you can create an account now (it's free) at PlainEnglish.com/joinIf you are a member, the new learning paths have been activated on your dashboard. Check it out!

Throughout December and January, we're going to be re-airing some of our favorite episodes of the past year and beyond. This list includes interviews that really stuck with me and some others that you guys had tons of feedback and thoughts on … including this one! “What Experts Really Think About Smartphones and Mental Health” originally aired June 4th, 2025. If you have questions, observations, or ideas for future episodes, email us at PlainEnglish@Spotify.com. Host: Derek ThompsonGuest: Jay Van BavelProducer: Devon Baroldi Learn more about your ad choices. Visit podcastchoices.com/adchoices

Revisit this classic lesson on cognitive switching from the Plain English archives: What is cognitive switching? It's when you switch your attention from one task, or one type of task, to another. Cognitive switching could be robbing you of up to 40 percent of your daily productivity, and it may be increasing your potential to make mistakes.Get the full story and learning resources: https://plainenglish.com/lessons/cognitive-switching--Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Enjoy this episode from the Plain English archives (with a recent update for 2025): The San José, a Spanish treasure ship carrying gold, silver, and valuable jewelry, sank off the coast of Colombia in 1708. The shipwreck, and its treasure, have been untouched for over 300 years. Now, the government of Colombia is working to bring the treasure to the surface. But who is its rightful owner?Get the full story and learning resources: https://plainenglish.com/lessons/san-jose-treasure/ --Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Throughout December and January, we're going to be re-airing some of our favorite episodes of the past year and beyond. This list includes interviews that really stuck with me and some others that you guys had tons of feedback and thoughts on … including this one! “How Gen Z Sees the World” originally aired March 12, 2025. If you have questions, observations, or ideas for future episodes, email us at PlainEnglish@Spotify.com. Host: Derek ThompsonGuest: Kyla ScanlonProducer: Devon Baroldi Learn more about your ad choices. Visit podcastchoices.com/adchoices

If you're listening to this during the Christmas holiday week and feeling a little on edge, this episode is for you! In today's episode of Boss Bitch Radio, I'm sharing a real coaching call conversation about control - the sneaky kind that looks like being responsible on the outside but feels like anxiety on the inside. Yep, that kind. We talk about why so many women struggle to let go, how trying to control people and situations steals our peace, damages relationships, and keeps us from being present in our own lives. I share personal stories (including my days as a reformed control freak), signs you might be holding onto control without realizing it, and simple mindset shifts to help you release what's not yours to carry! This is a gentle reminder that you don't have to manage everything, fix everyone, or hold it all together to be worthy or safe. Sign up for the Main Character Energy Activation Masterclass on January 13, 2026 - this is where the real shift begins → https://www.bossbitchradio.com/masterclass Join the newsletter for more behind-the-scenes tips, cheat sheets, and practical tools → https://www.bossbitchradio.com/newsletter #mentalstrength #overthinking #anxietyrelief #mindsetforwomen Key Takeaways: 00:24 Holiday Stress + Why We Try to Control Everything 00:55 A Real Coaching Call Conversation 01:59 Quick Reminder: Main Character Energy Masterclass 02:57 Mentally Strong People Don't Obsess Over Control 04:46 Real-Life Control Freak Stories (Yep, Me Too) 06:51 Doing a Control Check-In (Be Honest) 09:45 Why Asking for Help Is Actually Powerful 13:25 How to "Bless and Release" in Real Life 17:41 Locus of Control Explained in Plain English 25:44 How to Influence Without Controlling 27:36 Acceptance, Letting Go, and Finding Peace 30:52 Choosing Calm Over Chaos 34:47 Final Thoughts + Masterclass Invite Links Mentioned:  Join me for the Main Character Energy Activation Masterclass on January 13, 2026 - this is where the real shift begins → https://www.bossbitchradio.com/masterclass Join the Iconic Coaching Academy! Limited 1:1 spots available - https://www.bossbitchradio.com/iconic-coaching  I'm loving this Cathy Heller's program is packed with gems. Check it out here! https://cathyheller.samcart.com/referral/thisabundantlifebycathyheller/kLZu9Gj7RIEtBF2Q Hey! Have you heard of ClassPass? They're giving an exclusive free trial (with 20 bonus credits!) only available to friends of mine. https://classpass.com/refer/U37R31GQ30  

Today's story: Classic stories are an important part of Christmas traditions for both kids and adults. They teach values of generosity, family, love, wonder, and belief. Here are five that stand the test of time: The Snowman, The Polar Express, The Legend of the Poinsettia, A Christmas Carol, and How the Grinch Stole Christmas!Transcript & Exercises: https://plainenglish.com/826Get the full story and learning resources: https://plainenglish.com/826 --Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.comMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Today's story: Ted Danson stars in *Man on the Inside*, a warm, thoughtful comedy about a retired professor who becomes a private investigator. The show gently explores themes of aging, intergenerational relationships, and finding purpose later in life, all wrapped in a light mystery and comedic tone.Transcript & Exercises: https://plainenglish.com/825Full lesson: https://plainenglish.com/825 --Plain English helps you improve your English:Learn about the world and improve your EnglishClear, natural English at a speed you can understandNew stories every weekLearn even more at PlainEnglish.com-- Mentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Throughout December and January, we're going to be re-airing some of our favorite episodes of the past year and beyond. This list includes interviews that really stuck with me and some others that you guys had tons of feedback and thoughts on … including this one! “A Grand, Unified Theory of Why Americans Are So Unhealthy” originally aired June 18, 2025. If you have questions, observations, or ideas for future episodes, email us at PlainEnglish@Spotify.com. Host: Derek Thompson Guests: David Kessler and Eric Topol Producer: Devon Baroldi Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today's story: Though most Christmas trees are plastic, millions of families like to get live Christmas trees every year. Real trees are grown at special Christmas tree farms and they take many years (and twice-a-year trimming) to mature into the picture-perfect trees you see in family photos.Transcript & Exercises: https://plainenglish.com/824Full lesson: https://plainenglish.com/824 --Upgrade all your skills in English: Plain English is the best current-events podcast for learning English.You might be learning English to improve your career, enjoy music and movies, connect with family abroad, or even prepare for an international move. Whatever your reason, we'll help you achieve your goals in English.How it works: Listen to a new story every Monday and Thursday. They're all about current events, trending topics, and what's going on in the world. Get exposure to new words and ideas that you otherwise might not have heard in English.The audio moves at a speed that's right for intermediate English learners: just a little slower than full native speed. You'll improve your English listening, learn new words, and have fun thinking in English.--Did you like this episode? You'll love the full Plain English experience. Join today and unlock the fast (native-speed) version of this episode, translations in the transcripts, how-to video lessons, live conversation calls, and more. Tap/click: PlainEnglish.com/joinHere's where else you can find us: Instagram | YouTube | WhatsApp | EmailMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Today's story: Scientists used to rely on stickers to track monarch butterfly migration—but that only showed where a butterfly started and ended. Now, a solar-powered device called the BluMorpho is helping researchers track each step of the journey, offering new insight into one of nature's most complex migrations.Transcript & Exercises: https://plainenglish.com/823Full lesson: https://plainenglish.com/823 --Upgrade all your skills in English: Plain English is the best current-events podcast for learning English.You might be learning English to improve your career, enjoy music and movies, connect with family abroad, or even prepare for an international move. Whatever your reason, we'll help you achieve your goals in English.How it works: Listen to a new story every Monday and Thursday. They're all about current events, trending topics, and what's going on in the world. Get exposure to new words and ideas that you otherwise might not have heard in English.The audio moves at a speed that's right for intermediate English learners: just a little slower than full native speed. You'll improve your English listening, learn new words, and have fun thinking in English.--Did you like this episode? You'll love the full Plain English experience. Join today and unlock the fast (native-speed) version of this episode, translations in the transcripts, how-to video lessons, live conversation calls, and more. Tap/click: PlainEnglish.com/joinHere's where else you can find us: Instagram | YouTube | WhatsApp | EmailMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Throughout December and January, we're going to be re-airing some of our favorite episodes of the past year and beyond. This list includes interviews that really stuck with me and some others that you guys had tons of feedback and thoughts on … including this one! “The Antisocial Century” originally aired January 10, 2025. If you have questions, observations, or ideas for future episodes, email us at PlainEnglish@Spotify.com. Host: Derek Thompson Guest: Nick Epley Producer: Devon Baroldi Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today's story: Monarch butterflies migrate thousands of kilometers from across the U.S. and Canada to just a few mountain forests in central Mexico. They rely on the sun, the Earth's magnetic field, and a unique multi-generational life cycle to complete the journey. But their numbers are falling due to habitat loss and climate change.Transcript & Exercises: https://plainenglish.com/822Full lesson: https://plainenglish.com/822 --Upgrade all your skills in English: Plain English is the best current-events podcast for learning English.You might be learning English to improve your career, enjoy music and movies, connect with family abroad, or even prepare for an international move. Whatever your reason, we'll help you achieve your goals in English.How it works: Listen to a new story every Monday and Thursday. They're all about current events, trending topics, and what's going on in the world. Get exposure to new words and ideas that you otherwise might not have heard in English.The audio moves at a speed that's right for intermediate English learners: just a little slower than full native speed. You'll improve your English listening, learn new words, and have fun thinking in English.--Did you like this episode? You'll love the full Plain English experience. Join today and unlock the fast (native-speed) version of this episode, translations in the transcripts, how-to video lessons, live conversation calls, and more. Tap/click: PlainEnglish.com/joinHere's where else you can find us: Instagram | YouTube | WhatsApp | EmailMentioned in this episode:Hard words? No problemNever be confused by difficult words in Plain English again! See translations of the hardest words and phrases from English to your language. Each episode transcript includes built-in translations into Spanish, Portuguese, Chinese, German, French, Italian, Japanese, Polish, and Turkish. Sign up for a free 14-day trial at PlainEnglish.com

Throughout December and January, we're going to be re-airing some of our favorite episodes of the past year and beyond. This list includes interviews that really stuck with me and some others that you guys had tons of feedback and thoughts on … including this one! “How to Be Happy and the Science of Cognitive Time Travel” originally aired August 9, 2024. If you have questions, observations, or ideas for future episodes, email us at PlainEnglish@Spotify.com. Host: Derek Thompson Guest: Laurie Santos Producer: Devon Baroldi Learn more about your ad choices. Visit podcastchoices.com/adchoices