Podcasts about Estate

The third amended complaint filed in the Southern District of New York involves six plaintiffs—Jane Does 1 through 6—who have brought claims against Darren K. Indyke and Richard D. Kahn, acting as co-executors of the estate of Jeffrey Epstein, as well as the estate itself and other unnamed defendants. The case, docketed as No. 1:19-cv-07675-GBD, seeks a jury trial and continues the broader wave of litigation aimed at holding Epstein's estate accountable for his long history of alleged sexual abuse and exploitationThe complaint underscores the plaintiffs' pursuit of justice against Epstein's estate following his death, placing responsibility on those managing his assets to provide restitution for the harm they allege they suffered. By naming “Roes 2–10,” the filing also leaves room for additional defendants who may later be identified as complicit in Epstein's crimes or responsible for enabling his conduct. This legal action highlights the ongoing efforts by Epstein's victims to find accountability in civil court, given that his death cut short criminal proceedings.to contact me:bobbycapucci@protonmail.comsource:gov.uscourts.nysd.521195.45.0.pdf

Former U.S. Virgin Islands Attorney General Denise George attempted to depose Jeffrey Epstein's longtime executors, Darren Indyke and Richard Kahn, as part of her civil lawsuit alleging that Epstein operated a criminal trafficking enterprise out of the USVI with the assistance of powerful financial institutions and enablers. George argued that Indyke and Kahn were more than just estate administrators—claiming they were deeply embedded within Epstein's financial and logistical operations, and therefore possessed critical knowledge regarding the movement of money, the recruitment structure, and potential co-conspirators. She sought sworn testimony that could clarify how assets were handled before and after Epstein's death, as well as whether the executors helped facilitate Epstein's access to victims or participated in concealing criminal conduct.However, her attempt ultimately fell apart when Indyke and Kahn's legal teams aggressively fought the depositions, arguing attorney-client privilege, Fifth Amendment protections, and irrelevance to the civil claims at issue. The court did not compel testimony before George was abruptly removed from her position by Governor Albert Bryan—just days after she filed a major lawsuit against JPMorgan and announced intentions to dig deeper into Epstein's financial network. Without her authority behind the push, the effort to force the executors under oath collapsed, leaving many to wonder whether political pressure and institutional fear of what they might reveal played a role in shutting the door. The result: the two people who arguably know more than almost anyone about Epstein's inner workings have never had to answer a single public question under oath about what they saw and what they did.to contact me:bobbycapucci@protonmail.com

It's Monday, Let's raise a glass to the beginning of another week. It's time to unscrew, uncork or saber a bottle and let's begin Exploring the Wine Glass!  Today, we are thrilled to be sitting down with a true visionary of the Paso Robles wine scene, the man behind Brecon Estate, Damian Grindley. From the stunning, high-calcium hills of the Adelaida district, Brecon has quickly established itself as a producer of world-class, distinctive wines, earning high praise and a loyal following. But today, we're focusing on one grape in particular—a varietal that Damian has championed and truly elevated here in Paso Robles: Cabernet Franc. Please take a moment of your time to subscribe, rate and review Exploring the Wine Glass. It's completely free and is a great way to let other wine lovers know about the podcast. Be sure to head over to the website, Exploringthewineglass.com, to read my award winning blog and to see what else I have been up to. And most of all, please tell your friends about the podcast!   Slainte!  Find out more about my Wine Education Classes here Order Spanish Wine Bingo Game here Earn your Rioja Enthusiasts Certification here Find out more about Brecon Estate here Music: WINE by Kēvens Official Video Follow me on Instagram!   Follow me on Twitter! Subscribe to my YouTube channel SIGN UP FOR EXPLORING THE WINE GLASS NEWSLETTER SUBSCRIBE ON iTUNES STITCHER | iTUNES | YOUTUBE | SPOTIFY | PODBEAN | AUDIBLE | BOOMPLAY Even ask your smart speaker to play Exploring the Wine Glass GIVE US A RATING AND REVIEW Thoughts or comments? Contact Lori at exploringthewineglass@gmail.com. Please support our sponsors Dracaena Wines - Our Wines + Your Moments + Great Memories Use code 'Explore' at checkout to receive 10% off your first order GET SPECIAL OFFERS FOR DRACAENA WINES

On this episode of Dollars & Sense with Joel Garris, get ready for a power-packed financial guide as Joel unpacks the must-do year-end financial checklist, reveals the surprising habits of the “millionaire next door,” and exposes the pitfalls of incomplete estate plans. Joel kicks off with a timely reminder: as the holiday season races by, you have just weeks to make smart financial moves before the new year. He walks you through seven crucial year-end tasks, including maximizing retirement contributions, using up your FSA, making charitable donations, and reviewing your health benefits—each step designed to help you avoid costly mistakes and make the most of your money. Next, the show dives into one of the biggest gaps in personal finance: estate planning. Joel shares stories from his practice, highlighting how most estate plans are never fully implemented—leaving families vulnerable. He explains why simply signing documents isn't enough, and outlines easy-to-follow steps (like titling assets correctly and regular reviews) so your legacy plan actually works for your loved ones. But that's not all! Joel also explores the “stealthy wealthy”—those quiet millionaires who build real, lasting wealth by shunning status symbols, driving practical cars, maximizing tax efficiency, budgeting diligently, and keeping their finances private. Want to know what they do differently? Joel breaks down the seven key habits that set them apart, with actionable tips you can use right now. Whether you're looking to finish the year strong, set up your family for success, or adopt the habits of the quietly wealthy, this episode delivers practical insights and real-life inspiration. Click to listen and learn how to avoid the traps, make smarter money moves, and secure your financial future! 

We talk a ton about auctions, but we've never discussed Estate Auctions specifically. Let's dive into the nature of these things. Plus, Tyler will go over how the Hyundai IONIQ 5 is trying to restrict drivers from replacing their own brakes. Articles mentioned in this episode:https://www.thedrive.com/news/replacing-brake-pads-on-a-hyundai-ioniq-5-n-requires-a-professional-mechanics-loginSupport us on Patreon for bonus, exclusive content + live stream access https://www.patreon.com/switchcastFor more information on SwitchCast & to submit vanity plates, check out our website: https://switchcast.live/Please visit our sponsors:https://sheffieldwatches.com/ - mention "SWITCHCAST"https://www.nuts4sticks.com/ - discount code "SWITCHCAST" for 10% discounthttps://switchcars.comhttps://epicvin.com/?a_aid=vvttz3hc9ogvd- the supplemental vehicle history reports you really need. Use our affiliate link!https://solonspine.com/ - Are you crooked? Solon Spine will straighten you out!Follow our socials:https://www.facebook.com/SwitchcarsInchttps://www.tiktok.com/@switchcarsdoughttps://www.instagram.com/switchcars

With pressure to release the Epstein files and the investigation of the Senate Committee on Finance as to how he was paid for planning services, Epstein's estate could be subject to more scrutiny.

Jennifer Araoz filed a lawsuit against the Epstein Estate, alleging she was groomed and sexually assaulted by Jeffrey Epstein when she was a teenager. The lawsuit claims that Araoz was recruited outside her New York City high school by Epstein's associates, who promised career opportunities and financial support. Over time, Epstein allegedly coerced her into repeated sexual encounters, culminating in a rape at his Manhattan townhouse when she was just 15 years old. Araoz contends that Epstein's vast network of accomplices played an active role in enabling the abuse by fostering an environment of manipulation and control.The lawsuit not only targets Epstein's estate but also implicates other individuals and entities that Araoz claims facilitated his criminal activities. Seeking both justice and compensation, Araoz's suit is part of a broader legal effort by Epstein's survivors to hold those connected to his network accountable. The case underscores the alleged systemic nature of Epstein's operations, highlighting the complicity of those who worked with him to sustain his predatory behavior.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein ST-19-PB-80 Additional filings (003).pdf (vicourts.org)

Jennifer Araoz filed a lawsuit against the Epstein Estate, alleging she was groomed and sexually assaulted by Jeffrey Epstein when she was a teenager. The lawsuit claims that Araoz was recruited outside her New York City high school by Epstein's associates, who promised career opportunities and financial support. Over time, Epstein allegedly coerced her into repeated sexual encounters, culminating in a rape at his Manhattan townhouse when she was just 15 years old. Araoz contends that Epstein's vast network of accomplices played an active role in enabling the abuse by fostering an environment of manipulation and control.The lawsuit not only targets Epstein's estate but also implicates other individuals and entities that Araoz claims facilitated his criminal activities. Seeking both justice and compensation, Araoz's suit is part of a broader legal effort by Epstein's survivors to hold those connected to his network accountable. The case underscores the alleged systemic nature of Epstein's operations, highlighting the complicity of those who worked with him to sustain his predatory behavior.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein ST-19-PB-80 Additional filings (003).pdf (vicourts.org)

Jennifer Araoz filed a lawsuit against the Epstein Estate, alleging she was groomed and sexually assaulted by Jeffrey Epstein when she was a teenager. The lawsuit claims that Araoz was recruited outside her New York City high school by Epstein's associates, who promised career opportunities and financial support. Over time, Epstein allegedly coerced her into repeated sexual encounters, culminating in a rape at his Manhattan townhouse when she was just 15 years old. Araoz contends that Epstein's vast network of accomplices played an active role in enabling the abuse by fostering an environment of manipulation and control.The lawsuit not only targets Epstein's estate but also implicates other individuals and entities that Araoz claims facilitated his criminal activities. Seeking both justice and compensation, Araoz's suit is part of a broader legal effort by Epstein's survivors to hold those connected to his network accountable. The case underscores the alleged systemic nature of Epstein's operations, highlighting the complicity of those who worked with him to sustain his predatory behavior.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein ST-19-PB-80 Additional filings (003).pdf (vicourts.org)

Jennifer Araoz filed a lawsuit against the Epstein Estate, alleging she was groomed and sexually assaulted by Jeffrey Epstein when she was a teenager. The lawsuit claims that Araoz was recruited outside her New York City high school by Epstein's associates, who promised career opportunities and financial support. Over time, Epstein allegedly coerced her into repeated sexual encounters, culminating in a rape at his Manhattan townhouse when she was just 15 years old. Araoz contends that Epstein's vast network of accomplices played an active role in enabling the abuse by fostering an environment of manipulation and control.The lawsuit not only targets Epstein's estate but also implicates other individuals and entities that Araoz claims facilitated his criminal activities. Seeking both justice and compensation, Araoz's suit is part of a broader legal effort by Epstein's survivors to hold those connected to his network accountable. The case underscores the alleged systemic nature of Epstein's operations, highlighting the complicity of those who worked with him to sustain his predatory behavior.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein ST-19-PB-80 Additional filings (003).pdf (vicourts.org)

The third amended complaint filed in the Southern District of New York involves six plaintiffs—Jane Does 1 through 6—who have brought claims against Darren K. Indyke and Richard D. Kahn, acting as co-executors of the estate of Jeffrey Epstein, as well as the estate itself and other unnamed defendants. The case, docketed as No. 1:19-cv-07675-GBD, seeks a jury trial and continues the broader wave of litigation aimed at holding Epstein's estate accountable for his long history of alleged sexual abuse and exploitationThe complaint underscores the plaintiffs' pursuit of justice against Epstein's estate following his death, placing responsibility on those managing his assets to provide restitution for the harm they allege they suffered. By naming “Roes 2–10,” the filing also leaves room for additional defendants who may later be identified as complicit in Epstein's crimes or responsible for enabling his conduct. This legal action highlights the ongoing efforts by Epstein's victims to find accountability in civil court, given that his death cut short criminal proceedings.to contact me:bobbycapucci@protonmail.comsource:gov.uscourts.nysd.521195.45.0.pdfBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

This week's episode of "Investing Simplified" focused on strategies to address common financial surprises—like unexpected tax bills and the challenges of planning income for retirement. The conversation explored how certain things can complement Social Security by covering a greater portion of retirement income needs, helping reduce reliance on other assets. Listeners were reminded of the importance of planning ahead and maintaining liquidity.The show also delved into financial planning basics, including how to reverse engineer a spending plan, determine required rates of return, and the need for ongoing review due to life changes and market conditions. Estate attorney Ryan Crandall joined the segment to emphasize the necessity of estate documents, such as powers of attorney, to prevent burdensome legal processes for loved ones in the event of incapacity. The hosts encouraged listeners to stay engaged in household financial decisions and to seek professional guidance.Navigating the world of finance can be overwhelming, especially when biased advice and outdated strategies cloud the path to financial success. That's why Price Financial Group Wealth Management created Investing Simplified — a podcast dedicated to demystifying the complexities of finance and investing. Join our experienced hosts and guest experts as they break down financial concepts into practical, actionable insights. Whether you're a seasoned investor or just getting started, Investing Simplified is your go-to resource for honest advice and proven strategies to help you build a confident financial future. Meet the Hosts: Matt Mai - CIO & Wealth Manager Matt Sudol - COO & Wealth Manager Bo Caldwell - CCO & Wealth Manager Tune in and take charge of your financial journey with clarity and confidence! Schedule A Complimentary Consultation

Malaysia's data centre expansion, sustainability requirements and the rise of Tanjong Malim's high‑tech corridor are accelerating demand for secure, scalable development sites. Sungai Samak Estate's five strategic plots offer renewable‑ready, water‑abundant potential for next‑generation data centre campuses supporting the nation's digital and industrial transformation. Sungai Samak Estate City: Kuala Lumpur Address: 2 Jalan Sempurna off Jalan Gombak Website: https://sgsamak.com

Jennifer Araoz filed a lawsuit against the Epstein Estate, alleging she was groomed and sexually assaulted by Jeffrey Epstein when she was a teenager. The lawsuit claims that Araoz was recruited outside her New York City high school by Epstein's associates, who promised career opportunities and financial support. Over time, Epstein allegedly coerced her into repeated sexual encounters, culminating in a rape at his Manhattan townhouse when she was just 15 years old. Araoz contends that Epstein's vast network of accomplices played an active role in enabling the abuse by fostering an environment of manipulation and control.The lawsuit not only targets Epstein's estate but also implicates other individuals and entities that Araoz claims facilitated his criminal activities. Seeking both justice and compensation, Araoz's suit is part of a broader legal effort by Epstein's survivors to hold those connected to his network accountable. The case underscores the alleged systemic nature of Epstein's operations, highlighting the complicity of those who worked with him to sustain his predatory behavior.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein ST-19-PB-80 Additional filings (003).pdf (vicourts.org)Become a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

In today's episode, Warren Ingram and Pieter de Villiers, discuss the complexities of estate duty and the financial strategies individuals can adopt to manage their wealth effectively. They speak to the importance of making informed financial decisions rather than resorting to costly products that may limit growth. The discussion highlights the value of investing wisely to ensure a prosperous retirement and the implications of estate duty on one's financial legacy.TakeawaysDon't do dumb things to avoid a state duty.Avoid expensive insurance products that limit growth.Investing wisely is better than avoiding estate duty.A prosperous retirement is more valuable than minimizing taxes.Estate duty should not dictate financial decisions.Focus on long-term investment growth.Wealth management is about making informed choices.Life quality matters more than tax savings.Consider the total value of assets at death.Financial freedom comes from smart investments.Learn more about Prescient Investment Management here.Send us a textHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Jennifer Araoz filed a lawsuit against the Epstein Estate, alleging she was groomed and sexually assaulted by Jeffrey Epstein when she was a teenager. The lawsuit claims that Araoz was recruited outside her New York City high school by Epstein's associates, who promised career opportunities and financial support. Over time, Epstein allegedly coerced her into repeated sexual encounters, culminating in a rape at his Manhattan townhouse when she was just 15 years old. Araoz contends that Epstein's vast network of accomplices played an active role in enabling the abuse by fostering an environment of manipulation and control.The lawsuit not only targets Epstein's estate but also implicates other individuals and entities that Araoz claims facilitated his criminal activities. Seeking both justice and compensation, Araoz's suit is part of a broader legal effort by Epstein's survivors to hold those connected to his network accountable. The case underscores the alleged systemic nature of Epstein's operations, highlighting the complicity of those who worked with him to sustain his predatory behavior.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein ST-19-PB-80 Additional filings (003).pdf (vicourts.org)Become a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Jennifer Araoz filed a lawsuit against the Epstein Estate, alleging she was groomed and sexually assaulted by Jeffrey Epstein when she was a teenager. The lawsuit claims that Araoz was recruited outside her New York City high school by Epstein's associates, who promised career opportunities and financial support. Over time, Epstein allegedly coerced her into repeated sexual encounters, culminating in a rape at his Manhattan townhouse when she was just 15 years old. Araoz contends that Epstein's vast network of accomplices played an active role in enabling the abuse by fostering an environment of manipulation and control.The lawsuit not only targets Epstein's estate but also implicates other individuals and entities that Araoz claims facilitated his criminal activities. Seeking both justice and compensation, Araoz's suit is part of a broader legal effort by Epstein's survivors to hold those connected to his network accountable. The case underscores the alleged systemic nature of Epstein's operations, highlighting the complicity of those who worked with him to sustain his predatory behavior.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein ST-19-PB-80 Additional filings (003).pdf (vicourts.org)Become a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Jennifer Araoz filed a lawsuit against the Epstein Estate, alleging she was groomed and sexually assaulted by Jeffrey Epstein when she was a teenager. The lawsuit claims that Araoz was recruited outside her New York City high school by Epstein's associates, who promised career opportunities and financial support. Over time, Epstein allegedly coerced her into repeated sexual encounters, culminating in a rape at his Manhattan townhouse when she was just 15 years old. Araoz contends that Epstein's vast network of accomplices played an active role in enabling the abuse by fostering an environment of manipulation and control.The lawsuit not only targets Epstein's estate but also implicates other individuals and entities that Araoz claims facilitated his criminal activities. Seeking both justice and compensation, Araoz's suit is part of a broader legal effort by Epstein's survivors to hold those connected to his network accountable. The case underscores the alleged systemic nature of Epstein's operations, highlighting the complicity of those who worked with him to sustain his predatory behavior.to contact me:bobbycapucci@protonmail.comsource:Jeffrey Epstein ST-19-PB-80 Additional filings (003).pdf (vicourts.org)Become a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Former U.S. Virgin Islands Attorney General Denise George attempted to depose Jeffrey Epstein's longtime executors, Darren Indyke and Richard Kahn, as part of her civil lawsuit alleging that Epstein operated a criminal trafficking enterprise out of the USVI with the assistance of powerful financial institutions and enablers. George argued that Indyke and Kahn were more than just estate administrators—claiming they were deeply embedded within Epstein's financial and logistical operations, and therefore possessed critical knowledge regarding the movement of money, the recruitment structure, and potential co-conspirators. She sought sworn testimony that could clarify how assets were handled before and after Epstein's death, as well as whether the executors helped facilitate Epstein's access to victims or participated in concealing criminal conduct.However, her attempt ultimately fell apart when Indyke and Kahn's legal teams aggressively fought the depositions, arguing attorney-client privilege, Fifth Amendment protections, and irrelevance to the civil claims at issue. The court did not compel testimony before George was abruptly removed from her position by Governor Albert Bryan—just days after she filed a major lawsuit against JPMorgan and announced intentions to dig deeper into Epstein's financial network. Without her authority behind the push, the effort to force the executors under oath collapsed, leaving many to wonder whether political pressure and institutional fear of what they might reveal played a role in shutting the door. The result: the two people who arguably know more than almost anyone about Epstein's inner workings have never had to answer a single public question under oath about what they saw and what they did.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

A fierce legal battle is now erupting over Virginia Roberts' estate after it was revealed she died without a will, leaving the distribution of her assets open to contention. Under Australian inheritance law, her estranged husband, Robert Giuffre, would normally receive a lump sum and roughly one-third of the estate by default. However, that expectation has been shaken by the existence of a letter Virginia allegedly sent to her lawyer, explicitly stating that she did not want her husband to receive anything in the event of her death. That letter, while not a formal will, may now become a critical piece of evidence in court as her children and siblings argue that her true wishes should override the standard legal formula. Instead of clarity, the lack of a legally binding will has opened the door to conflict, emotion, and potential litigation among those closest to her.The situation is further complicated by the unresolved lawsuit involving Rina Oh, which must be factored into the estate's value before any division can occur. With substantial money at stake and multiple parties claiming rightful authority, the probate process is set to become a long, messy fight that could drag on for months or even years. What should have been a time of collective mourning has instead become a battlefield, with each side preparing to weaponize legal arguments, personal history, and Virginia's final communications to support their claims. For someone whose life was defined by survival, struggle, and fighting systems of power, the tragedy now lies in watching her legacy become entangled in a war over control, money, and interpretation.to contact me:bobbycapucci@protonmail.comsource:Virginia Giuffre's family is at war over who gets Andrew's multi-million payout after she died without leaving a will | Daily Mail Online

A fierce legal battle is now erupting over Virginia Roberts' estate after it was revealed she died without a will, leaving the distribution of her assets open to contention. Under Australian inheritance law, her estranged husband, Robert Giuffre, would normally receive a lump sum and roughly one-third of the estate by default. However, that expectation has been shaken by the existence of a letter Virginia allegedly sent to her lawyer, explicitly stating that she did not want her husband to receive anything in the event of her death. That letter, while not a formal will, may now become a critical piece of evidence in court as her children and siblings argue that her true wishes should override the standard legal formula. Instead of clarity, the lack of a legally binding will has opened the door to conflict, emotion, and potential litigation among those closest to her.The situation is further complicated by the unresolved lawsuit involving Rina Oh, which must be factored into the estate's value before any division can occur. With substantial money at stake and multiple parties claiming rightful authority, the probate process is set to become a long, messy fight that could drag on for months or even years. What should have been a time of collective mourning has instead become a battlefield, with each side preparing to weaponize legal arguments, personal history, and Virginia's final communications to support their claims. For someone whose life was defined by survival, struggle, and fighting systems of power, the tragedy now lies in watching her legacy become entangled in a war over control, money, and interpretation.to contact me:bobbycapucci@protonmail.comsource:Virginia Giuffre's family is at war over who gets Andrew's multi-million payout after she died without leaving a will | Daily Mail OnlineBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Rethink Ireland has launched Impact Fund 2025, a €1.1 million initiative designed to support innovative, community-led projects across Munster and Wexford. The fund, established by Rethink Ireland in partnership with the Department of Rural and Community Development and the Gaeltacht, as well as a suite of philanthropic donors, will back up to eight high-impact projects strengthening social inclusion, wellbeing, and environmental resilience at a local level across the south of Ireland. Applications are now open at rethinkireland.ie/open-funds/ and will close on Friday, 16 January at 1 pm. Rethink Ireland is the national funding body supporting the most innovative non-profit organisations and social enterprises working to create a more just, equal and sustainable Ireland. Impact Fund 2025 is created by Rethink Ireland and the Department of Rural and Community Development and the Gaeltacht, in partnership with the Parkes Family, Limerick; the Estate of Mary Coffey c/o Pat Toomey, Tipperary; the Hospital Saturday Fund; The Luan Fund, Cork; Ed Murphy, Wexford; Turas Nua and The Ireland Funds. Speaking at the launch of Impact Fund 2025, Minister of State at the Department of Rural and Community Development and the Gaeltacht, Jerry Buttimer TD, said: "This fund is a partnership in action with government, philanthropy, organisations and communities working together. We know every county has pockets of disadvantage, and the most effective response is targeted, place-based support. Impact Fund 2025 will put resources where they can have the greatest effect, empowering local people to deliver inclusion, wellbeing and climate resilience from the ground up." Deirdre Mortell, CEO, Rethink Ireland, added: "Since 2016, Rethink Ireland has invested over €15.8 million in supports for over 150 projects in the Munster region. We've seen first-hand the extraordinary creativity and leadership that exists in local communities across Ireland. Previous versions of the Impact Fund proved that when you trust communities to lead, the results speak for themselves, from schools pioneering climate education to young women building confidence and connection. "Impact Fund 2025 underscores the power of investing in local solutions to deliver national impact. With this funding, we can help communities to thrive and create lasting change for generations to come." Colin Healy, Co-founder of Kinsale-based charity, Sailing into Wellness, a not-for-profit social enterprise that delivers therapeutic sailing programmes and an awardee of Rethink Ireland, said: "Thanks to the support of Rethink Ireland, we've been able to bring our therapeutic sailing programmes to those who need it most. This funding has turned our vision into action, using the sea as a unique setting to deliver wellbeing, inclusion and transformation for people who might not otherwise have access. We're more confident than ever that place-based investment like this delivers deep and lasting impact. We encourage other organisations to apply to the Impact Fund 2025 for the critical funding and capacity building supports it offers." To be eligible to apply for Impact Fund 2025, projects must meet the following criteria: The project must address a critical social issue The project proposed must be innovative in an Irish context The project must be based on the island of Ireland and must make its main impact in Munster or County Wexford The project must have potential and a desire to scale or replicate in Ireland The project must provide evidence that it is up and running, or has been tested at least in a minimal way Applicants must come from an entity with a not-for-profit legal form, e.g. a company limited by guarantee, a co-operative, a trust or a charity More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm ...

LOUNGE LIZARDS PRESENTED BY FABRICA5 - Brilliant Honduran Cigars - Visit Fabrica005.com and use code LIZARDPOD at checkout for 10% off THE ENTIRE STORE! Free worldwide shipping from Miami on all orders over $125. See website for more information and terms.SMALL BATCH CIGAR - SAVE 15% - Exclusive Cigar Retail Partner of the Lizards - Visit SmallBatchCigar.com and use code LIZARD15 for 15% off your order. Free shipping and 5% rewards back always. Standard exclusions apply. Simple. Fast. Small Batch Cigar.Recorded at Ten86 Lounge in Hawthorne, New Jersey, the Lizards pair Partagás Serie D No. 4 (TLU FEB 22) with Grgigh Hills Estate Cabernet Sauvignon 2020. The guys discuss the world's biggest cigar lounge coming to Pennsylvania, they answer Lizard FAQs, and they each build a perfect plate for Thanksgiving.PLUS: Helping New Smokers/Being a New Smoker, Gizmo Bought a Watch, Denver vs. Pipe Smokers & MoreJoin the Lounge Lizards for a weekly discussion on all things cigars (both Cuban and non-Cuban), whiskey, food, travel, life and work. This is your formal invitation to join us in a relaxing discussion amongst friends and become a card-carrying Lounge Lizard yourself. This is not your typical cigar podcast. We're a group of friends who love sharing cigars, whiskey and a good laugh.website/merch/rating archive: loungelizardspod.comemail: hello@loungelizardspod.com to join the conversation and be featured on an upcoming episode!cuban cigar box codes archive: loungelizardspod.com/codesinstagram: @loungelizardspodGizmo HQ: LizardGizmo.com

Visit: RadioLawTalk.com for information & full episodes! Follow us on Facebook: bit.ly/RLTFacebook Follow us on Twitter: bit.ly/RLTTwitter Follow us on Instagram: bit.ly/RLTInstagram Subscribe to our YouTube channel: www.youtube.com/channel/UC3Owf1BEB-klmtD_92-uqzg Your Radio Law Talk hosts are exceptional attorneys and love what they do! They take breaks from their day jobs and make time for Radio Law Talk so that the rest of the country can enjoy the law like they do. Follow Radio Law Talk on Youtube, Facebook, Twitter & Instagram!

In Legal Terms, the show about you and your rights hosted by attorney Adam Kilgore. legalterms@mbponline.orgIf you enjoyed listening to this podcast, please consider contributing to MPB: https://donate.mpbfoundation.org/mspb/podcastToday's Legal Terms on In Legal Terms are: Power of Attorney, Conservatorship, and Elder Abuse MPB has local call in shows every weekday 9 - noon where you can ask an expert about money, health, gardening, and more. We're the legal show!You can listen LIVE to us from the MPB Public Media app or from MPBonline.org/radioTuesdays, following our over-the-air broadcast, you can hear Southern Remedy: Relatively Speaking with Dr. Susan Buttross on MPB Think Radio at 11am Central.Our guest handles the most phone calls of all our guests – he can speak on Special need, estate planning, elder law. Lots of topics that are confusing but are relative to the daily lives of our listeners. Rick Courtney is back on the show. Past podcasts with Rick as our guest.We know how creative Mississippians are. The Sectary of State's office has an artwork submission competition to design the next “I Voted” sticker. Hosted on Acast. See acast.com/privacy for more information.

So nice, we recorded it twice (because we lost the first recording). This week on the Vintage RPG Podcast, we talk to Tiger Wizard and Joey Royale about their entry for Mausritter Month. What happens at the circus while the humans are asleep? Find out in Tails from the Nightmarket! * * * Tails from the Night Market is live on Backerkit now, as part of the larger Mausritter Month. Lots of cool projects to check out. You can check out these links for more on Mausritter or The Estate box sets. Instagram? Old news. Join the Vintage RPG Newsletter! That's where all the cool kids are now! Stu's book, Monsters, Aliens, and Holes in the Ground is for sale now! Buy it! Patreon? Discord? Cool RPG things to buy? All the Vintage RPG links you need are right here in one place! Like, Rate, Subscribe and Review the Vintage RPG Podcast! Edited by the one and only R. Alex Murray. Send questions, comments or corrections to info@vintagerpg.com. Available on iTunes, Google Podcasts, iHeartRadio, Spotify, YouTube and your favorite podcast clients. The Vintage RPG illustration is by Shafer Brown. Follow him on Twitter. Tune in next week for the next episode. Until then, may the dice always roll in your favor!

We went live, the chat exploded, and a listener voiced what so many feel but rarely say out loud: “I've followed the rules—so why doesn't my Retirement Plan feel safe?” https://www.youtube.com/live/gFQYEJWlWpI Bruce gave me the look that says, “Let's tell the truth.” Because we've seen it over and over: neat projections, tidy averages, and a plan that works—until the world doesn't. Markets don't ask permission. Inflation doesn't use a calendar. Life throws curveballs, blessings, and bills. If your Retirement Plan only survives in a spreadsheet, it's not a plan—it's a hope. Today, let's trade hope for structure and anxiety for action. What You'll Gain From This GuideYour Retirement Plan Isn't Just Math—It's LifeRetirement Planning Risks You Can't IgnoreSequence of Returns RiskInflation and the Cost-of-Living SqueezeTaxes (The Leak You Don't See)Is the 4% Rule Still Useful? The 4% Rule Is a Guide, Not a GuaranteeThe Cash-Flow ToolkitFoundations — Guaranteed Income in RetirementFlexibility — Cash Value Life InsuranceDiversifiers — Alternative Income InvestmentsRetirement Plan Buckets Liquidity / “Free” Bucket (safety net)Income Bucket (essentials)Growth / Equity Bucket (long-term engine)Estate / Legacy Layer (optional)Taxes: Design for Control, Not SurpriseBehavior, Purpose, and Work You LoveInfinite Banking—Where It Fits in a Retirement PlanWhat Makes a Strong Retirement Plan?Take the Next StepBook A Strategy CallFAQWhat makes a strong retirement plan?Is the 4% rule safe for my retirement plan?How do taxes impact my retirement plan?Can whole life fit into a retirement plan?What are retirement income buckets?How can I protect my retirement from inflation?What's the role of annuities vs bonds in a retirement plan?Who qualifies as an accredited investor? What You'll Gain From This Guide In this article, Bruce and I break down what actually makes a strong Retirement Plan for real families: Why accumulation-only thinking creates a false sense of security—and how to pivot toward reliable income. The big retirement planning risks to plan for: sequence of returns risk, inflation and retirement, and taxes. Why the 4% rule retirement guideline is a starting point, not a promise. How to use retirement income buckets—in the same language we used on the show—to avoid selling at the worst time. Where guaranteed income in retirement, cash value life insurance, and (when appropriate) alternative income fit. How Roth conversions, withdrawal sequencing, and structure put you back in control. You'll walk away with a practical framework to move from “big balance” thinking to a Retirement Plan you can live on—calmly. Your Retirement Plan Isn't Just Math—It's Life Static models vs dynamic lives.As Bruce said, no family is static. Monte Carlo averages over 50–100 years don't describe your next 20. Averages hide timing risk. If poor returns arrive early while you're withdrawing, “average” performance won't save the plan—cash flow will. From accumulation to income.Most of us were trained to chase a number. But the goal of a Retirement Plan isn't a pile—it's predictable cash flow you can spend without gutting your future. That shift—from “How big?” to “How dependable?”—changes the tools you choose and the peace you feel. Use the LIFE purpose filter.We run every dollar through a purpose lens: Liquid, Income, Flexible, Estate. When each bucket has a job, decisions get simpler and outcomes get sturdier. Retirement Planning Risks You Can't Ignore Sequence of Returns Risk How Your Retirement Plan Avoids Selling Low Sequence risk is the danger of bad returns showing up early in retirement. If your portfolio drops while you're taking income, you must sell more shares to fund the same lifestyle. That shrinks the engine that's supposed to recover—and can cut years off a plan. Your protection: hold dedicated reserves and reliable income so market dips don't force sales. (We'll detail our buckets in a moment—exactly as we discussed on the show.) Inflation and the Cost-of-Living Squeeze Build Inflation Awareness Into Your Retirement Plan Prices don't rise politely. Even modest inflation, compounded, squeezes fixed withdrawals. Bond yields, dividend cuts, and rising living costs can collide. Your protection: blend growth and income that can adjust, avoid locking everything into fixed payouts that lose purchasing power, and review spending annually so your Retirement Plan keeps pace with reality. Taxes (The Leak You Don't See) Retirement Plan Tax Strategy & Withdrawal Sequencing Withdrawals from tax-deferred accounts are ordinary income. That can: Push you into higher brackets Trigger IRMAA Medicare surcharges Increase the taxation of Social Security Complicate capital gains planning Your protection: design taxable, tax-deferred, and tax-free buckets; use Roth conversions in favorable years; and sequence withdrawals to manage brackets and RMDs—not the other way around. Is the 4% Rule Still Useful? The 4% Rule Is a Guide, Not a Guarantee Stress-Test Withdrawal Rates You Can Actually Live With We don't hate the 4% rule; we just refuse to outsource your life to it. Yields, inflation, fees, and timing change the math. When low-yield years pushed chatter toward “2.8%,” it proved the point. A better approach: Stress-test 3%–5% withdrawal rates. Add non-market income (pensions, annuities vs bonds, business/real-asset cash flow). Keep dedicated reserves so you don't sell at the bottom. Turn a rule of thumb into a plan. The Cash-Flow Toolkit Foundations — Guaranteed Income in Retirement Cover Essentials, Then Take Prudent Risk A predictable floor is priceless. Pensions, Social Security, and income annuities can cover core expenses so volatility doesn't dictate your grocery list. You trade some upside for contractual certainty—and many families prefer sleeping well to chasing every basis point. Flexibility — Cash Value Life Insurance Downturn Buffer, Tax-Advantaged Access, and Legacy Backfill Done properly, this can strengthen a plan: Downturn buffer: use cash value to fund spending during market slides—avoid selling equities at a loss. Tax-advantaged access: policy loans/distributions (managed correctly) can supplement income without spiking taxable income. Legacy backfill: the death benefit protects a spouse and replenishes assets for heirs, letting you spend with confidence. This is one reason infinite banking retirement thinking resonates: control and optionality matter when life isn't linear. Diversifiers — Alternative Income Investments Accredited Investor Rules, Liquidity, and Position Size For those who qualify under accredited investor rules, private credit, income-oriented real estate, or operating businesses can provide alternative income investments with lower correlation to public markets. They're not risk-free and often lack daily liquidity—so size positions prudently. The draw is simple: steadier cash flow vs accumulation. Retirement Plan Buckets We didn't frame them by time horizons on the episode; we framed them by purpose. Here's the exact structure we discussed and use with families: Liquidity / “Free” Bucket (safety net) Cash, money market, CDs, cash value life insurance.Purpose: fund spending and surprises without touching equities during a downturn; bridge timing gaps so sequence risk doesn't bite. Income Bucket (essentials) Social Security, pensions, annuity income, bond ladders, durable dividend payers.Purpose: dependable monthly cash flow for core lifestyle needs so markets don't control your paycheck. Growth / Equity Bucket (long-term engine) Broad equity exposure and other long-term growth assets.Purpose: outpace inflation and periodically refill income/liquidity buckets. Estate / Legacy Layer (optional) Life insurance death benefit, beneficiary designations, trusts.Purpose: protect a spouse and pass values + capital with clarity. Taxes: Design for Control, Not Surprise Roth conversions:Convert slices of tax-deferred money when brackets are favorable to grow your tax-free bucket. Withdrawal sequencing:Blend taxable/Roth/tax-deferred withdrawals to target bracket thresholds, manage IRMAA, and soften RMDs later. Give with intention:If charitable, consider appreciated assets or bunching strategies; align with your estate plan. We also coordinate tax buckets—taxable, tax-deferred, and tax-free (Roth/cash value)—so your Retirement Plan controls brackets, IRMAA, and RMDs rather than the other way around. A tax-smart Retirement Plan can add years of sustainability without asking for more market risk. Behavior, Purpose, and Work You Love Clarity about why the money matters anchors behavior when markets wobble. Travel with grandkids? Fund ministry? Launch a family venture? Purpose steadies the hand. And one more lever: if you enjoy your work, consider delaying full retirement. Each extra year can improve the math dramatically—more contributions, fewer withdrawal years, and potentially higher Social Security benefits. Infinite Banking—Where It Fits in a Retirement Plan Lenders profit from your lifetime financing. Strengthening your family's “bank” can keep more control in your hands: Finance major purchases through your system rather than outside lenders—recapture more interest. Maintain cash value as a volatility buffer. Use the death benefit to protect a spouse and fund legacy goals. It's not magic. It's discipline and design—complementary to the rest of your Retirement Plan. What Makes a Strong Retirement Plan? Built for dynamic lives, not static spreadsheets. Prioritizes cash flow you can spend, not just a big balance. Plans around sequence risk, inflation, and taxes—on purpose.

After Jeffrey Epstein's death in 2019, a fierce legal and financial battle erupted over control of his estate and the distribution of compensation to his victims. Epstein left behind an estate valued in the hundreds of millions, but the process became mired in disputes between the executors, attorneys for survivors, the Virgin Islands government, and various institutions seeking restitution. At the center was the question of whether the estate would be used primarily to compensate the women trafficked and abused by Epstein, or whether competing interests—including creditors, banks, and government claims—would erode the pool of available funds. The estate established a victims' compensation program intended to provide settlements without forcing survivors into protracted court fights, but critics argued the structure allowed the estate to protect Epstein's financial network while requiring survivors to sign away rights in exchange for relief.The fight intensified as allegations surfaced that those overseeing the estate had removed documents and assets, concealed information, and attempted to preserve Epstein's financial relationships while limiting public exposure. The program paid out hundreds of millions of dollars, but many survivors described the process as adversarial, slow, and emotionally brutal, saying they felt pressured to accept settlements rather than pursue broader accountability. Meanwhile, separate litigation targeted banks and the Virgin Islands government for enabling Epstein, further complicating the financial picture. Years later, the estate remains symbolic of the larger struggle surrounding Epstein: a battle not just for money, but for truth, transparency, and justice that victims argue still feels unfinished.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Attorney Todd Marquardt talks about the 14th Amendment, Jerry Lee Lewis estate, and the Netflix v Babin case on this BONUS segment of Talk Law Radio! The mission of Talk Law Radio is to help you discover your legal issue blind spots by listening to me talk about the law on the radio. The state bar of Texas is the state agency that governs attorney law licenses. The State Bar wants attorneys to inform the public about the law but does not want us to attempt to solve your individual legal problems upon the basis of general information. Instead, contact an attorney like Todd A. Marquardt at Marquardt Law Firm, P.C. to discuss your specific facts and circumstances of your unique situation. www.TalkLawRadio.com Join Todd Marquardt every week for exciting law talk on Talk Law Radio!See omnystudio.com/listener for privacy information.

New tax legislation can unlock opportunities—or create surprises—if you don't understand the fine print. In this episode, we walk through the One Big Beautiful Bill and how key provisions could affect retirees and pre-retirees. From the senior bonus standard deduction to charitable giving updates, SALT cap changes, and estate-tax thresholds, we show where planning matters and how timing can shape your tax bill over the next few years.We cover:

 Former Colts Owner Jim Irsay's Memorabilia Collection is Up for AuctionHis guitar collection alone is valued at over One BILLION Dollars This collection is largely known for its vast selection of musical instruments -  often dubbed "The Greatest Guitar Collection on Earth” , which is estimated to be worth over $1 billion and includes instruments previously owned by -Bob Dylan, John Lennon, Miles Davis, Jimi Hendrix, and David Gilmour. Items also in the collection include:A 1963 Gretsch 6120 Country Gentleman, used by John Lennon on The Beatles' 1966 single "Paperback Writer"Lennon's 1964 Rickenbacker Rose Morris Model 1996, used during The Beatles' 1964 Christmas tour. Ringo Starr's first Ludwig drum kit used with The Beatles while touring Europe in 1963And Ringo's drum kit he played on the Ed Sullivan showMuhammad Ali's "Rumble in the Jungle" championship belt-rocking chair used by President John F. Kennedy at the white house- include Jackie Robinson's baseball bat from the 1953 season -Movie MemorabiliaA Wilson volleyball, used during the filming of Cast Away (2000)-a "golden ticket" from Willy Wonka & the Chocolate Factory (1971)-Al Pacino's shooting script used during production of Scarface (1983)-Sylvester Stallone's early working script notebook for the film Rocky (1976-Jack Kerouac's original manuscript of "On the Road -Hunter S Thompson's Chevrolet, -The saddle used for Secretariat's Triple Crown run -documents handwritten by George Washington, Abraham Lincoln and Thomas Jefferson, -The original manuscript of the Alcoholics Anonymous 'Big Book'.-And a more-than-200-year-old copy of the Declaration of Independence   To subscribe to The Pete McMurray Show Podcast just click here

Join the Earth Station Who crew—along with special guest Ciarán Moffatt—as they dive into two powerful Big Finish Doctor Who audio adventures, “Snare” and “The Last Days of The Powell Estate.” In this episode, we explore the dynamic between the Ninth Doctor and Rose Tyler, the emotional depth of these stories, and how they expand the Doctor Who audio universe. We break down character arcs, storytelling strengths, behind-the-scenes insights, and how these adventures enrich the legacy of the Christopher Eccleston era. Whether you're a longtime Big Finish listener or a fan of Ninth Doctor stories, this discussion is packed with Time Lord-worthy analysis, humor, and deep-cut fandom knowledge. 'The Sound Of' Podcast https://www.instagram.com/thesoundofciaranmoffatt/ Time Stamp 0:00:00 Show Opening 0:06:23 The 9th Doctor Adventures: Snare / The Last Days of The Powell Estate 1:11:01 Show Close If you would like to leave feedback or a comment, feel free to email us at feedback@earthstationwho.com DoctorWho #EarthStationWho #BigFinish #BigFinishAudio #NinthDoctor #RoseTyler #DoctorWhoPodcast #TimeLord #Whovian #Snare #PowellEstate #DoctorWhoReview #ChristopherEccleston #TARDIS #SciFiPodcast #CiaránMoffatt #AudioDrama #WhoviansUnite #BritishSciFi #GeekPodcast Special Guest: Ciarán Moffatt.

The Epstein estate claimed it was facing a liquidity problem when the victims' compensation fund requested additional payouts, arguing that although the estate's total value appeared substantial, most of the assets were tied up in hard-to-sell property, aircraft, and other non-liquid holdings. They stated that they did not have enough immediately accessible cash to fulfill compensation requests and could not provide a clear timeline for resolving the issue, which resulted in a temporary pause on new settlement offers.Victims' attorneys and officials sharply criticized the move, suggesting the liquidity explanation functioned more as a stalling tactic than a genuine financial obstacle. They pointed out that the estate continued covering operational and legal expenses during the payout freeze, raising suspicion about priorities and transparency. The announcement also came amid steep reported declines in the estate's overall valuation, prompting questions about where the money had gone and whether resources were being shielded rather than distributed to survivors.to  contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

In the quiet chaos of a family crisis, a single phone call can upend your world. For Beth Pinsker, CFP®, that call came when her 76-year-old mother, living independently in Florida, faced spinal surgery and needed help managing her daily life—and her money. What followed was nine months of medical ups and downs, culminating in her mother's passing and the grueling task of settling her estate. Pinsker, a retirement and financial planning columnist at MarketWatch, channeled this experience into her new book, My Mother's Money: A Guide to Financial Caregiving. It's not just a memoir; it's a roadmap for the 63 million Americans—often sandwiched between their own lives and aging parents—thrust into financial caregiving roles.As a Certified Financial Planner who doesn't manage client money, Pinsker's expertise shines through her journalistic lens. "I just write about this stuff for educational purposes and to help guide people through holistic planning," she explains in a recent interview with the Positive Aging Community. Her book demystifies the "mess" of elder finances, blending raw storytelling with practical tools. Structured in five parts—Getting Started, The Cost of Care, How to Make the Money Last, Settling the Estate, and Workbooks—it's designed to turn dread into doable steps.

Episode 617: Justin and Zach break down bull and bear markets and highlight what every investor needs to know to navigate them with confidence. Then, learn how to protect your online accounts, passwords, and digital memories with a smart, practical guide to organizing and securing your digital estate.

Visit: RadioLawTalk.com for information & full episodes! Follow us on Facebook: bit.ly/RLTFacebook Follow us on Twitter: bit.ly/RLTTwitter Follow us on Instagram: bit.ly/RLTInstagram Subscribe to our YouTube channel: www.youtube.com/channel/UC3Owf1BEB-klmtD_92-uqzg Your Radio Law Talk hosts are exceptional attorneys and love what they do! They take breaks from their day jobs and make time for Radio Law Talk so that the rest of the country can enjoy the law like they do. Follow Radio Law Talk on Youtube, Facebook, Twitter & Instagram!

Jen Angel is a beloved cupcake baker whose life was taken in a smash and grab gone wrong. Now a young man accused of the crime has his future hanging in the balance. Cries for justice, retribution and reason all collide as everyone tries to figure out “What Would Jen Do?”This episode contains graphic imagery and strong language. Please take care while listening.Thank you to Ocean, Ashanthe, Emily, Moira, Tobias, Sandra, and people from our community, right here in Oakland, who opened up their hearts to share their story with Snap Judgment. Special thanks to Jemila, the Estate of Jen Angel (including Julie, Dana, Megan, Ryan, and Elle) and the entire team at Angel Cakes.Additional field recording by David Exumé. Expert Consultation from Sukey Lewis. Special thanks to KQED Legal. Produced by Regina Bediako, edited by Anna Sussman, original score by Dirk Schwarzhoff. Tribute image is Design Action Collective.Season 16 - Episode 54 Learn about your ad choices: dovetail.prx.org/ad-choices

Markets rise and fall—but not all cycles tell the same story. What do those ups and downs really mean for your investments?Scripture reminds us in Ecclesiastes 3:1, “To everything there is a season, a time for every purpose under heaven.” Just as God designed natural cycles—the sun, the tides, the seasons—financial markets also move through cycles. While less predictable, these patterns help us understand where we are in the investing journey and how to prepare wisely for what's ahead.According to Mark Biller, Executive Editor at Sound Mind Investing (SMI), the two most common market cycles are known as bull markets (when prices rise) and bear markets (when prices fall). But within those categories lie two distinct types of trends: cyclical and secular.Cyclical vs. Secular: What's the Difference?“The terms might sound fancy,” says Biller, “but they really describe short-term versus long-term cycles.”Cyclical markets are the short-term ups and downs—periods that might last a few months to a few years.Secular markets are the broader, long-term trends that can span decades—often between 10 and 40 years.Think of it like waves on the ocean. Cyclical markets are the smaller waves that move in and out, while secular markets are the larger tides that shape the shoreline over time.Learning from History: Market ExamplesFrom 1968 to 1982, the S&P 500 was essentially flat—a 15-year stretch where inflation eroded nearly 60% of investors' purchasing power. That's what economists call a secular bear market—a long-term period of little to no progress.Yet within that broader season, there were multiple shorter-term bull and bear cycles. Investors who recognized those patterns could navigate the market with more perspective and less panic.The same was true from 2000 to 2009, another decade of overall stagnation in U.S. stocks. “But even then,” Biller notes, “we saw two cyclical bear markets with a five-year bull market sandwiched between them.”The takeaway? Even in long-term downturns, some shorter-term opportunities and recoveries keep markets moving forward over time.Why It Matters—Especially for Bond InvestorsUnderstanding these cycles isn't just an academic exercise. “It's actually more helpful when it comes to bonds than stocks,” Biller explains.That's because bond markets move in much longer secular cycles. From 1982 to 2021, the U.S. enjoyed a 40-year secular bull market in bonds as interest rates steadily declined from 15% to near zero. But since 2020, that trend has reversed. “Interest rates have been rising again,” Biller says, “and that's led to negative returns for many bond investors over the last five years.”This shift could signal the beginning of a secular bear market for bonds—a long period in which rising interest rates make it harder for bonds to perform well.Rethinking the Classic 60/40 PortfolioFor decades, the “60/40” portfolio—60% stocks and 40% bonds—was the gold standard for balanced investing. But in today's environment, that mix may need to evolve.“At Sound Mind Investing (SMI), we've reduced our bond allocation to around 30%,” Biller explains. “We haven't abandoned bonds altogether, but we're diversifying beyond them.”That diversification includes strategies like:Dynamic asset allocation—adjusting investments as market conditions shiftGold and commodities—as hedges against inflationReal estate and energy stocks—for long-term growth potentialAlternative assets like Bitcoin (in small doses), to add further varietyBuilding a Portfolio That Endures Every SeasonWhether markets are bullish or bearish, cyclical or secular, the goal remains the same: build a portfolio that's resilient and rooted in wisdom.Biller's encouragement for long-term investors is simple:“We're not advocating for dramatic changes, but rather thoughtful diversification. The goal is to build portfolios you can stick with through every kind of market season.”That perspective echoes a deeper truth for believers: our ultimate security isn't found in market trends but in God's unchanging character. Markets may rise and fall, but His promises endure forever.Faith, Patience, and PerspectiveUnderstanding both short- and long-term market cycles helps us invest with patience, discipline, and faith—trusting that God is sovereign over every season, financial or otherwise.As Proverbs 21:5 reminds us, “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”In every bull and bear market, we're called to plan wisely, give generously, and trust deeply—knowing that the One who holds the future also holds us.For more practical investing insights and biblical wisdom, visit SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I'm nearing retirement with no debt and some investment savings, but I don't have a pension. Would it make sense to use part of my investments to buy an annuity for guaranteed monthly income in addition to Social Security?I'm in my 70s, retired, and divorced, and much of my income goes toward alimony. How can I balance saving for emergencies while still giving more to the Lord's work, which I see as the greater reward?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Bulls and Bears, Cyclical and Secular (SMI Article by Mark Biller and Joseph Slife)SMI Dynamic Asset Allocation Model StrategyWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The estate of Jeffrey Epstein faced major hurdles in trying to sell Zorro Ranch, his massive and infamous New Mexico property. Initially listed for roughly $27.5 million, the ranch sat on the market without a buyer for more than a year as the price steadily dropped, eventually being reduced to around $18 million in an effort to attract interest. Beyond the financial challenges, a clouded title emerged when a small religious nonprofit claimed it owned the land through a deed reportedly transferred from Epstein for $200—an allegation the estate argued was fraudulent. That dispute triggered legal complications that stalled any potential sale while the ownership question was argued in court.Even once the legal issues began to resolve, Zorro Ranch remained a toxic asset. The property was widely associated with allegations of sexual abuse and trafficking tied directly to Epstein's network, and the public scrutiny made potential buyers reluctant to become involved. Questions surrounding how proceeds would be distributed, particularly as victim compensation processes were ongoing, added further uncertainty. After nearly two years on the market, the estate finally managed to sell Zorro Ranch, but the deal was disclosed at an undisclosed price and made through a newly formed corporation—hardly the clean, high-value transaction Epstein's estate had originally expected.to contact me: bobbycapucci@protonmail.com

Join us this week as we're celebrating 5 years of Tales From The Estate. We have Cleveland themed segments for Episode 216, we dust off old bits from years past, discuss our Top 5 memories of the show so far and choose the winner of our mega giveaway! Whether you have listened once or all 216 times, from the bottom of our hearts THANK YOU and we love you all! You can support our show by visiting https://www.teepublic.com/user/starman-s-podcasting-buddies where all proceeds each month are donated to charity

In this episode of The Liquidity Event, AJ and Shane recap Brooklyn FI's estate planning party at Clover Club, complete with notaries, crystal balls, and millennials confronting wills, pets, and chosen family. They also cover the latest economic confusion including layoffs, tariffs, AI fears, the Shrimp Cocktail Index, and California's proposed billionaire tax. Shane breaks down Scaramucci's tariff refund theory while AJ reflects on trust in data, government transparency, and who actually pays for society. The episode closes with questions about corruption, sustainability, and whether two money nerds with a TI 83 could solve the tax code. Key Timestamps: (00:00) AJ's stiff neck and chaotic start (02:39) Estate planning party at Clover Club (04:31) Shane's three-year estate plan procrastination (05:36) Wills, chosen family, and pet guardians (08:09) The lost Tacos and Taxes era (09:26) WARN spikes, layoffs, and missing data (14:32) Scaramucci and the tariff refund theory (16:48) The Shrimp Cocktail Index returns (21:13) California's one-time five percent billionaire tax (30:13) Why neutrality is impossible when policy affects clients  

It's one of the largest transfers of wealth in human history—trillions of dollars moving from one generation to the next. But this moment isn't just about inheritance. It's about passing on faith, values, and a vision for generosity.To explore how younger Christians are reimagining stewardship, we spoke with Christin Fejervary, Vice President for Brand and Experience at the National Christian Foundation (NCF)—a trusted partner helping believers give wisely and joyfully.From Obligation to Joyful GenerosityChristin's passion for generosity began early, though not in the way it's shaped her life today.“As a kid,” she shared, “giving was more of an obligation. I watched my parents tithe every week, and I learned discipline from that—but it wasn't until my 20s and 30s, and especially through working at NCF, that I saw how generosity changes us. It frees us from being tied to the things of this world.”That personal transformation has guided her work—helping others experience the joy that comes when giving is no longer a rule to follow but a relationship with God to live out.What's Driving the Next Generation to GiveWhen it comes to generosity, Millennials and Gen Z are rewriting the playbook.According to NCF's research, millennials—now roughly ages 29 to 44—view philanthropy as part of their identity. For Christian millennials, that identity is deeply spiritual: “My life is a way to give away.”Christin explains:“They believe all resources have equal value—not just money, but time, influence, and relationships. They don't just want to write a check. They want to be part of the change.”This shift from transactional to relational giving marks a profound change from previous generations.Reimagining Traditional ToolsYounger Christians aren't abandoning tools like donor-advised funds, estate plans, or investment portfolios—they're personalizing them.“They want to see impact,” Christin said. “They're asking, ‘How is my giving being used?' and ‘What difference is it making?'”They're also expanding how they define stewardship—using investment portfolios for charitable investing and seeking spiritual returns as much as financial ones.At NCF, this has led to growing interest in community-based giving. Across the country, younger givers are joining together to give collectively, blending faith, friendship, and impact.What Advisors Need to KnowFinancial advisors also play a key role in this transition. But Christin says serving the next generation requires a shift in mindset.“Younger Christians want to co-create their giving plans. They want a seat at the table and a voice in the process. It's not just about managing money—it's about helping them uncover all the ways God's entrusted them to give.”For advisors, that means focusing less on control and more on collaboration, connection, and calling.How Families Can Have Faith-Filled ConversationsGenerosity isn't just a financial transaction—it's a family story. Cristin encourages families to start there.“The data shows that both generations—young and old—see faith as a guiding principle,” she said. “The key is to unpack what faithfulness looks like for each generation. When families share stories of how God has provided and guided them, something powerful happens.”Listening to one another's experiences helps bridge differences and creates a shared vision for stewardship across generations.How NCF Is Helping the Next Generation Live GenerouslyAt the National Christian Foundation (NCF), this generational shift is sparking new ideas and tools for families and advisors alike.New Research & Resources: NCF has published a comprehensive Next Gen Generosity Report—designed to help both older and younger generations navigate these conversations.Experiences & Events: Through community gatherings and local partnerships, NCF helps families explore generosity together—often in creative, organic ways led by next-gen participants.Collaboration with Advisors and Churches: NCF connects givers to trusted partners who can guide them through every stage of stewardship—from first-time donors to business owners planning legacy gifts.You can explore these resources at FaithFi.com/NCF or NCFgiving.com/nextgenresearch.The Power of AgencyOne key insight from NCF's research is the role of agency in healthy stewardship.“We define agency as the ability to act on the free will God gives us,” Cristin explained. “The more we step into that responsibility—making decisions, taking ownership—the more confident and joyful we become.”That means even those who inherit wealth should be encouraged to find their “Gen 1” opportunities—ways to take initiative, make decisions, and live out their calling to give.The Influence of Women in GenerosityAnother striking finding: women—especially mothers—play a major role in shaping generosity.“Seventy-two percent of millennials we surveyed said their mothers were the biggest influence on their giving,” Cristin shared.Yet, the research also revealed that many women feel unheard in family wealth decisions. The next step, Cristin says, is ensuring their voices are part of the conversation.“This is the time to incorporate women's perspectives in giving and wealth transfer. Their influence is profound—and essential.”Passing Faith Along With FinancesAs this great wealth transfer unfolds, Cristin reminds us that what we pass on matters more than what we possess.“It's not just about money moving between generations,” she said. “It's about passing along faith, values, and purpose.”And that's a legacy that truly lasts. Learn more about how you can make generosity part of your family's story at FaithFi.com/NCF.On Today's Program, Rob Answers Listener Questions:Our home is fully paid off, and we're nearing retirement. I've heard you discuss reverse mortgages, but I have always been hesitant. What are the real benefits and drawbacks, especially regarding the accumulated interest? Also, what kind of closing costs or fees should we expect, and which company do you recommend?I'm approaching my required minimum distribution and recently learned about qualified charitable distributions (QCDs). Can I withdraw the money first and then donate it, or must it go directly to the charity to qualify?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)The National Christian Foundation (NCF)NCF Next Gen Generosity ReportWomen, Wealth, and Faith Research Study (Sign up to Participate) - Partnership with Women Doing Well and the Lake Institute on Faith & GivingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The estate of Jeffrey Epstein faced major hurdles in trying to sell Zorro Ranch, his massive and infamous New Mexico property. Initially listed for roughly $27.5 million, the ranch sat on the market without a buyer for more than a year as the price steadily dropped, eventually being reduced to around $18 million in an effort to attract interest. Beyond the financial challenges, a clouded title emerged when a small religious nonprofit claimed it owned the land through a deed reportedly transferred from Epstein for $200—an allegation the estate argued was fraudulent. That dispute triggered legal complications that stalled any potential sale while the ownership question was argued in court.Even once the legal issues began to resolve, Zorro Ranch remained a toxic asset. The property was widely associated with allegations of sexual abuse and trafficking tied directly to Epstein's network, and the public scrutiny made potential buyers reluctant to become involved. Questions surrounding how proceeds would be distributed, particularly as victim compensation processes were ongoing, added further uncertainty. After nearly two years on the market, the estate finally managed to sell Zorro Ranch, but the deal was disclosed at an undisclosed price and made through a newly formed corporation—hardly the clean, high-value transaction Epstein's estate had originally expected.to contact me: bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

The Epstein estate claimed it was facing a liquidity problem when the victims' compensation fund requested additional payouts, arguing that although the estate's total value appeared substantial, most of the assets were tied up in hard-to-sell property, aircraft, and other non-liquid holdings. They stated that they did not have enough immediately accessible cash to fulfill compensation requests and could not provide a clear timeline for resolving the issue, which resulted in a temporary pause on new settlement offers.Victims' attorneys and officials sharply criticized the move, suggesting the liquidity explanation functioned more as a stalling tactic than a genuine financial obstacle. They pointed out that the estate continued covering operational and legal expenses during the payout freeze, raising suspicion about priorities and transparency. The announcement also came amid steep reported declines in the estate's overall valuation, prompting questions about where the money had gone and whether resources were being shielded rather than distributed to survivors.to  contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

It’s a headline three decades in the making. The executor of the O.J. Simpson estate has publicly acknowledged it owes $58 million dollars to the family of Ron Goldman, but the most the family might ever see would be between $500,000 and $1,000,000, and even that might be a long shot. The Goldman’s have to essentially “get in line” with other creditors, including the IRS, following the death of Simpson last year. This all stems from the civil case where Simpson was found liable for the deaths of Ron Goldman and Nicole Brown Simpson, the jury awarding the families $33.5 million dollars at the time. Right now, Simpson’s estate is auctioning off Simpson’s remaining memorabilia to try and raise enough cash to pay down its debts, but turned down a very high profile offer from Kim Kardashian, who was looking to purchase a very sentimental item for her family.See omnystudio.com/listener for privacy information.

It’s a headline three decades in the making. The executor of the O.J. Simpson estate has publicly acknowledged it owes $58 million dollars to the family of Ron Goldman, but the most the family might ever see would be between $500,000 and $1,000,000, and even that might be a long shot. The Goldman’s have to essentially “get in line” with other creditors, including the IRS, following the death of Simpson last year. This all stems from the civil case where Simpson was found liable for the deaths of Ron Goldman and Nicole Brown Simpson, the jury awarding the families $33.5 million dollars at the time. Right now, Simpson’s estate is auctioning off Simpson’s remaining memorabilia to try and raise enough cash to pay down its debts, but turned down a very high profile offer from Kim Kardashian, who was looking to purchase a very sentimental item for her family.See omnystudio.com/listener for privacy information.

It’s a headline three decades in the making. The executor of the O.J. Simpson estate has publicly acknowledged it owes $58 million dollars to the family of Ron Goldman, but the most the family might ever see would be between $500,000 and $1,000,000, and even that might be a long shot. The Goldman’s have to essentially “get in line” with other creditors, including the IRS, following the death of Simpson last year. This all stems from the civil case where Simpson was found liable for the deaths of Ron Goldman and Nicole Brown Simpson, the jury awarding the families $33.5 million dollars at the time. Right now, Simpson’s estate is auctioning off Simpson’s remaining memorabilia to try and raise enough cash to pay down its debts, but turned down a very high profile offer from Kim Kardashian, who was looking to purchase a very sentimental item for her family.See omnystudio.com/listener for privacy information.

Rebecca Gayheart talks about life with Eric Dane after diagnosis, should we be worried about Dolly and Liam Payne;s Estate selling note from Taylor Swift. Also Mike has our "Hot to Blow" story of the day and what's up with this Jeremy Renner situation!?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

House Speaker Mike Johnson decided to quickly schedule a House vote on an effort to force the release of all of the Jeffrey Epstein case files once the calculation was made that it couldn't be stopped. Learn more about your ad choices. Visit podcastchoices.com/adchoices