Podcasts about Estate

  • 8,124PODCASTS
  • 50,887EPISODES
  • 37mAVG DURATION
  • 5DAILY NEW EPISODES
  • Sep 2, 2026LATEST

POPULARITY

20192020202120222023202420252026

Categories




    Best podcasts about Estate

    Show all podcasts related to estate

    Latest podcast episodes about Estate

    Everything is the Best
    The Man Behind Flamingo Estate - Mother Earth's Favorite Child, Richard Christiansen

    Everything is the Best

    Play Episode Listen Later Sep 2, 2026 85:29


    Before Flamingo Estate became one of the most beloved lifestyle brands in the world, Richard Christiansen was running a fast, urban, client driven creative agency. Today he's a rural Australian farm kid turned custodian of a hundred plus farms and makers, and the author of Pleasure Principles, a book that draws its wisdom from gardens rather than boardrooms.In this conversation, Richard and I talk about what it actually means to slow down while running a business that keeps growing. We get into the daily rituals that have nothing to do with work, the difference between expensive and truly luxurious, and the plant lessons from his book that took the longest to sink in. We also talk about hospitality in its truest sense, the people who shaped his taste, and what he'd tell someone to do if they only had twenty minutes to experience one pleasure from his world.This is a conversation about beauty, patience, and building something rooted enough to last.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Funkatopia Live
    09-01-2026 - Calabama Gate

    Funkatopia Live

    Play Episode Listen Later Sep 2, 2026 77:11


    Mr. Christopher does a last minute show (literally) to discuss the tough week for Prince fans including a Jon Bream review of the state fair, a scathing Rolling Stone review of Timeless, and an admission from the Estate that horn tracks were added to the song Calabama on Prince's new album. Should we be upset? Was it warranted? What started out as a quick show ended up taking on a life all its own.

    The Steve Harvey Morning Show
    Financial Advice: Mark educates aspiring millionaires on financial planning, wealth management, and risk mitigation

    The Steve Harvey Morning Show

    Play Episode Listen Later Sep 1, 2026 31:48 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas. Purpose of the Interview The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations. Key Takeaways Financial Planning is Foundational A written financial plan is the first step before any investment portfolio is built. Success is defined individually—financial, health, or lifestyle goals. Diversification & Risk Management Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance. Fear and greed drive markets; advisors help clients maintain discipline. Long-Term Care & Insurance Planning for long-term care is essential, typically starting in your 50s. Term life insurance early locks in health; whole life policies provide stability and living benefits. Tax Strategy Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens. Estate planning focuses on transferring wealth tax-efficiently to future generations. Millionaire Mindset Millionaires are clear, disciplined, optimistic, and collaborative. 74% of millionaires work with financial advisors vs. 34% of the general population. Power of Compounding Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline. Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers. Fiduciary Responsibility Advisors act in the client’s best interest; success is mutual. Trust and transparency are critical in client-advisor relationships. Notable Quotes On Risk & Bitcoin:“You could potentially double your money, but you could also potentially lose 70% of it.” On Financial Planning:“Every dollar needs a job description.” On Millionaire Mindset:“Successful people view us as CFOs—they’re the CEOs.” On Compounding:“If you could win 72% of the time, would you play that game? Yes. That’s the stock market.” On Retirement Success:“Living the same or better lifestyle in retirement than you do today while working.” On Fiduciary Role:“We make more money when the client makes more money.” #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    Strawberry Letter
    Financial Advice: Mark educates aspiring millionaires on financial planning, wealth management, and risk mitigation

    Strawberry Letter

    Play Episode Listen Later Sep 1, 2026 31:48 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas. Purpose of the Interview The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations. Key Takeaways Financial Planning is Foundational A written financial plan is the first step before any investment portfolio is built. Success is defined individually—financial, health, or lifestyle goals. Diversification & Risk Management Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance. Fear and greed drive markets; advisors help clients maintain discipline. Long-Term Care & Insurance Planning for long-term care is essential, typically starting in your 50s. Term life insurance early locks in health; whole life policies provide stability and living benefits. Tax Strategy Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens. Estate planning focuses on transferring wealth tax-efficiently to future generations. Millionaire Mindset Millionaires are clear, disciplined, optimistic, and collaborative. 74% of millionaires work with financial advisors vs. 34% of the general population. Power of Compounding Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline. Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers. Fiduciary Responsibility Advisors act in the client’s best interest; success is mutual. Trust and transparency are critical in client-advisor relationships. Notable Quotes On Risk & Bitcoin:“You could potentially double your money, but you could also potentially lose 70% of it.” On Financial Planning:“Every dollar needs a job description.” On Millionaire Mindset:“Successful people view us as CFOs—they’re the CEOs.” On Compounding:“If you could win 72% of the time, would you play that game? Yes. That’s the stock market.” On Retirement Success:“Living the same or better lifestyle in retirement than you do today while working.” On Fiduciary Role:“We make more money when the client makes more money.” #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

    Best of The Steve Harvey Morning Show
    Financial Advice: Mark educates aspiring millionaires on financial planning, wealth management, and risk mitigation

    Best of The Steve Harvey Morning Show

    Play Episode Listen Later Sep 1, 2026 31:48 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mark Mascarenhas. Purpose of the Interview The interview aims to educate listeners—especially entrepreneurs, small business owners, and aspiring millionaires—on financial planning, wealth management, and risk mitigation strategies. It emphasizes the importance of discipline, clarity, and professional guidance in achieving financial success and sustaining wealth across generations. Key Takeaways Financial Planning is Foundational A written financial plan is the first step before any investment portfolio is built. Success is defined individually—financial, health, or lifestyle goals. Diversification & Risk Management Digital assets like Bitcoin should only make up 2–3% of a portfolio for high-net-worth clients with high risk tolerance. Fear and greed drive markets; advisors help clients maintain discipline. Long-Term Care & Insurance Planning for long-term care is essential, typically starting in your 50s. Term life insurance early locks in health; whole life policies provide stability and living benefits. Tax Strategy Use tax-loss harvesting, asset location strategies, and estate planning to minimize tax burdens. Estate planning focuses on transferring wealth tax-efficiently to future generations. Millionaire Mindset Millionaires are clear, disciplined, optimistic, and collaborative. 74% of millionaires work with financial advisors vs. 34% of the general population. Power of Compounding Compounding interest is the cornerstone of wealth accumulation—requires patience and discipline. Avoid lifestyle creep and impulsive spending, especially for younger millionaires and influencers. Fiduciary Responsibility Advisors act in the client’s best interest; success is mutual. Trust and transparency are critical in client-advisor relationships. Notable Quotes On Risk & Bitcoin:“You could potentially double your money, but you could also potentially lose 70% of it.” On Financial Planning:“Every dollar needs a job description.” On Millionaire Mindset:“Successful people view us as CFOs—they’re the CEOs.” On Compounding:“If you could win 72% of the time, would you play that game? Yes. That’s the stock market.” On Retirement Success:“Living the same or better lifestyle in retirement than you do today while working.” On Fiduciary Role:“We make more money when the client makes more money.” #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    All Of It
    Lesbian Filmmaker Barbara Hammer Remembered in 'Barbara Forever'

    All Of It

    Play Episode Listen Later Sep 1, 2026 20:49


    In the 1970s, Barbara Hammer came out as a lesbian, and began making films. Her early work is credited as being the first films made by a lesbian that explore lesbian life. A new documentary, 'Barbara Forever,' uses Hammer's extensive archive to reflect on what made her a special filmmaker. Director Brydie O'Connor and Florrie Burke — Barbara Hammer's longtime partner and manager of her estate — discuss the film, which opens at Film Forum on September 4. Courtesy of The Estate of Barbara Hammer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Lance Roberts' Real Investment Hour
    9-1-26 What Should You Expect From a Financial Planner

    Lance Roberts' Real Investment Hour

    Play Episode Listen Later Sep 1, 2026 48:32


    What should a good financial planner actually do for you? It should go far beyond choosing investments or building a retirement portfolio. A strong financial planning relationship should provide organization, accountability, objectivity, education, and proactive guidance while coordinating investments, taxes, Social Security, Medicare, insurance, estate planning, and retirement income. Just as importantly, your financial plan should evolve as your life, goals, markets, and tax laws change. Lance Roberts & Jon Penn examine what investors should expect from a financial planner, why personalization and communication matter, how a fiduciary relationship should work, and why good financial advice is ultimately about helping you make better decisions with your money. 0:00 INTRO 0:54 - Economic Previews & late earnings trickle in 3:15 - AI: Dis-inflationary AND Inflationary 4:57 - September is Seasonally Weak: 11:20 - Traditional Buy & Hold vs more active management & fear of gains 14:16 - Capital Preservation is first priority 17:44 - Separately Managed Accounts (SMA) vs S&P 20:04 - The Challenges of starting to build financial plan 26:00 - Getting Your Money's Worth from Financial Advisor 29:21 - The Problem of Account Accumulation & Dilution of Returns 34:02 - Budgeting, stress-testing, & tax planning opportunities 36:17 - Estate planning, medical directives, Durable POA 38:08 - Financial Planning priorities in Investing 39:06 - The Role of Life Insurance in Financial Planning 40:26 - Annuities' Bad rap - does it make sense? 44:00 - How much Liability Protection do You Need? Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/dRd4fGgwrkc -------- Watch our previous show, "Druckenmiller's Bond Market Warning" https://youtube.com/live/8HuTiqxY7yM ------- Watch today's "Before the Bell" report, "Don't Make a Big Bet Yet," https://youtu.be/9gNpbwdm97w ------- Articles mentioned in this report: "Loss: Why Crashes, Timing & Valuations Matter (Chapter 3 of 5)" https://realinvestmentadvice.com/resources/blog/loss-why-crashes-timing-valuations-matter-chapter-3-of-5/dvice.com/resources/blog/why-retail-traders-consistently-underperform-over-time/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "The Smart Way to Pay for College," Thursday, September 3, 2026: https://streamyard.com/watch/mcE7YgphgMns --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #MarketOutlook #Investing #MarketCorrection #FinancialPlanning #FinancialAdvisor #RetirementPlanning #PersonalFinance #WealthManagement

    The Real Investment Show Podcast
    9-1-26 What Should You Expect From a Financial Planner?

    The Real Investment Show Podcast

    Play Episode Listen Later Sep 1, 2026 48:33


    What should a good financial planner actually do for you? It should go far beyond choosing investments or building a retirement portfolio. A strong financial planning relationship should provide organization, accountability, objectivity, education, and proactive guidance while coordinating investments, taxes, Social Security, Medicare, insurance, estate planning, and retirement income. Just as importantly, your financial plan should evolve as your life, goals, markets, and tax laws change. Lance Roberts & Jon Penn examine what investors should expect from a financial planner, why personalization and communication matter, how a fiduciary relationship should work, and why good financial advice is ultimately about helping you make better decisions with your money. 0:00 INTRO 0:54 - Economic Previews & late earnings trickle in 3:15 - AI: Dis-inflationary AND Inflationary 4:57 - September is Seasonally Weak: 11:20 - Traditional Buy & Hold vs more active management & fear of gains 14:16 - Capital Preservation is first priority 17:44 - Separately Managed Accounts (SMA) vs S&P 20:04 - The Challenges of starting to build financial plan 26:00 - Getting Your Money's Worth from Financial Advisor 29:21 - The Problem of Account Accumulation & Dilution of Returns 34:02 - Budgeting, stress-testing, & tax planning opportunities 36:17 - Estate planning, medical directives, Durable POA 38:08 - Financial Planning priorities in Investing 39:06 - The Role of Life Insurance in Financial Planning 40:26 - Annuities' Bad rap - does it make sense? 44:00 - How much Liability Protection do You Need? Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/dRd4fGgwrkc -------- Watch our previous show, "Druckenmiller's Bond Market Warning" https://youtube.com/live/8HuTiqxY7yM ------- Watch today's "Before the Bell" report, "Don't Make a Big Bet Yet," https://youtu.be/9gNpbwdm97w ------- Articles mentioned in this report: "Loss: Why Crashes, Timing & Valuations Matter (Chapter 3 of 5)" https://realinvestmentadvice.com/resources/blog/loss-why-crashes-timing-valuations-matter-chapter-3-of-5/dvice.com/resources/blog/why-retail-traders-consistently-underperform-over-time/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "The Smart Way to Pay for College," Thursday, September 3, 2026: https://streamyard.com/watch/mcE7YgphgMns --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #MarketOutlook #Investing #MarketCorrection #FinancialPlanning #FinancialAdvisor #RetirementPlanning #PersonalFinance #WealthManagement

    SML Planning Minute
    Seven Life Insurance Tax Benefits Many People Are Unaware Of

    SML Planning Minute

    Play Episode Listen Later Sep 1, 2026 10:50


    Seven Life Insurance Tax Benefits Many People Are Unaware Of Episode 398 – It's not always easy to understand how life insurance works. But there are some unique tax advantages that often get overlooked. Here are seven of them. More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 398 Hello, this is Bill Rainaldi, with another edition of Security Mutual's SML Planning Minute. In today's episode: seven life insurance tax benefits many people are unaware of. Is there really such a thing as a simple financial product? Maybe. But in many—if not most— cases, tax law introduces complications that can make some products difficult for the typical consumer to understand. But with that comes opportunity. You're going to pay taxes anyway, but along the way, you might as well make an effort to minimize them. Life insurance, particularly permanent life insurance, offers its share of tax complexities. But many of these, if you truly understand them, can help produce advantageous after-tax results. Here are seven tax benefits you might not be aware of: 1) In most cases, the life insurance death benefit is income tax-free. This is probably the biggest, and most well-known, tax advantage of life insurance. When you receive a large sum of cash after someone dies, the taxation depends on where the money comes from. For example, if you inherit an individual retirement account or IRA, you are likely to be facing a significant income tax bill. Not so with a life insurance death benefit. We must caveat, that we are referring to typical lump-sum payouts directly to a named person that are generally income tax-free. Exceptions can occur due to interest earnings, estate size, policy transfers, or complex ownership structures. These are not typical scenarios, however. Using the typical scenario, the difference is potentially huge. If you're in a 32 percent tax bracket for example, your $1,000,000 of pre-tax cash will only be worth $680,000 after tax. But with the few exceptions already referenced, a $1,000,000 of life insurance death benefit is worth the full $1,000,000 after tax. 2) Tax-deferred growth of cash value. In most circumstances, a permanent life insurance policy will generate a cash value, which is also the amount you would receive if you surrendered the policy. Note that a term life insurance policy generally does not have any cash value.The cash value within a permanent policy—in most but not all cases—grows on a tax-deferred basis, unlike, say, a mutual fund or a stock that pays a dividend. The gains within the policy are not taxed from year to year. Gains only become taxable in certain circumstances, such as a cash surrender of the policy, certain withdrawals above your taxable basis, or if the policy lapses. 3) Tax-free borrowing via policy loans. You have the ability to borrow against your policy's cash value on a tax-free basis, within limits, as long as the policy stays in force. Tax-wise, loans are treated as debt, not income. As with most types of loans other than home mortgages, interest payments are not deductible. But unlike a bank loan, the loan decision is entirely yours. You don't have to ask anyone else to approve your application, and while you will continue to accrue interest, you are not required to pay the loan back at any particular time. 4) Receiving an “accelerated death benefit” that is generally tax-free. If you are chronically or terminally ill, you may be able to access a portion of the policy's death benefit while you are still living if the policy includes a chronic or terminal illness accelerated death benefit provision. From a tax perspective, assuming certain conditions are met, the distribution would be treated as an income tax-free acceleration of the eventual death benefit payment. 5) Tax-free exchanges via IRC Section 1035. You can also exchange one life insurance policy for another without being immediately taxed on any gains. There are, of course, some rules you'll need to follow. When the first policy is transferred, the money needs to go directly from the original transferring insurance company to the new insurance company. Of course, if the original company is also issuing the new policy then there is no physical transfer. The main thing is that you can't take receipt of the policy proceeds yourself during the exchange. Also, the new policy must have the same owner and insured as the old one. No material changes may occur but if you follow the rules, a Section 1035 exchange can be an opportunity to improve the life insurance benefits over the ones in your original transferred policy. The new policy may have a higher or less expensive death benefit, performance implications, or riders that may not have existed before or are better, all without any current tax implications. 6) A life insurance policy can help with estate taxes. Not many people think about this one. After all, federal estate tax law, as of 2026, allows you to leave up to $15 million to your heirs ($30 million for a married couple) before any federal estate tax is assessed.[1] But state estate tax laws are different. If you live in certain states, such as New York, Maryland or Massachusetts, the threshold is much lower.[2] Estate tax rates can be high, and an Irrevocable Life Insurance Trust (ILIT) can help ensure the associated life insurance proceeds are not included in your taxable estate, thus minimizing or helping to avoid a potentially significant estate tax. If this sounds like something you'd be interested in, it is recommended to consult with a qualified life insurance professional. 7) In a business situation, life insurance can potentially have tax advantages. Businesses can find ways to use life insurance in a tax-efficient manner. This might include buy-sell agreements, key-person insurance, split-dollar arrangements, or executive benefit plans. Premiums paid are generally not deductible for the business, but these strategies can still provide significant tax advantages to both the business and the insured individual(s). And here's a bonus tax-advantaged use of life insurance: 8) Potential retirement income. If the circumstances are right, a cash value life insurance policy can be used to supplement retirement income. This doesn't happen overnight; it's a strategy that generally needs to be planned out well in advance. Once a life insurance policy has been well-capitalized (and this usually takes someone many years) it is possible to access cash value through periodic tax-free loans and withdrawals to the policy's tax basis. This strategy can provide retirement income that is both tax-free and not subject to Required Minimum Distributions or RMDs. Such loans and withdrawals are generally not guaranteed. As is always the case with taxation, things can become very complicated, and there are some pitfalls to watch out for. One of the most notable is something called a “modified endowment contract.” The IRS specifies how much money can be paid into a life insurance contract, and if you exceed those limits, many of the tax advantages could be lost. It's too complicated to discuss in detail here, but it's a good illustration of why you need the help of a qualified life insurance professional. Interested in pursuing some of the special tax advantages discussed here? Your Security Mutual Life insurance agent can help. Your Security Mutual Life insurance agent can augment or help assemble your financial team and coordinate with your attorneys and tax professionals to review your situation, and to determine the insurance plan that will best suit your needs and objectives. [1] Internal Revenue Service. “Estate Tax.” IRS.gov. https://www.irs.gov/businesses/small-businesses-self-employed/estate-tax (accessed August 6, 2026). [2] Loughead, Katherine. “Estate and Inheritance Taxes by State, 2025.” Taxfoundation.org. https://taxfoundation.org/data/all/state/estate-inheritance-taxes/ (accessed August 6, 2026). More SML Planning Minute Podcast Episodes This podcast is brought to you by Security Mutual Life Insurance Company of New York, The Company That Cares®. The content provided is intended for educational and informational purposes only. Information is provided in good faith. However, the Company makes no representation or warranty of any kind regarding the accuracy, reliability, or completeness of the information. The information presented is designed to provide general information regarding the subject matter covered. It is not to serve as legal, tax or other financial advice related to individual situations, because each individual's legal, tax and financial situation is different. Specific advice needs to be tailored to your situation. Therefore, please consult with your own attorney, tax professional and/or other advisors regarding your specific situation. To help reach your goals, you need a skilled professional by your side. Contact your local Security Mutual life insurance advisor today. As part of the planning process, he or she will coordinate with your other advisors as needed to help you achieve your financial goals and objectives. For more information, visit us at SMLNY.com/SMLPodcast. If you've enjoyed this podcast, tell your friends about it. And be sure to give us a five-star review. And check us out on LinkedIn, YouTube and Twitter. Thanks for listening, and we'll talk to you next time. Tax laws are complex and subject to change. The information presented is based on current interpretation of the laws. Neither Security Mutual nor its agents are permitted to provide tax or legal advice. The applicability of any strategy discussed is dependent upon the particular facts and circumstances. Results may vary, and products and services discussed may not be appropriate for all situations. Each person's needs, objectives and financial circumstances are different, and must be reviewed and analyzed independently. We encourage individuals to seek personalized advice from a qualified Security Mutual life insurance advisor regarding their personal needs, objectives, and financial circumstances. Insurance products are issued by Security Mutual Life Insurance Company of New York, Binghamton, New York. Product availability and features may vary by state.​ SubscribeApple PodcastsSpotifyAndroidPandoraby EmailTuneInDeezerRSSMore Subscribe Options

    Refresh Your Wealth Show
    #634 Revocable Vs Irrevocable Trusts - What You Need to Know

    Refresh Your Wealth Show

    Play Episode Listen Later Aug 31, 2026 28:17 Transcription Available


    Estate planning isn't just about what happens when you die, it's about protecting your family, assets, and wishes along the way. Book a call with Mark and Mat's law firm, KKOS Lawyers, to start your estate plan. Ready to Take the Next Step?Work With Mat & Mark's Law FirmGet strategic legal guidance for your business, taxes, asset protection, and estate planning with KKOS Lawyers.[Book a Call with KKOS Lawyers]Take Control of Your RetirementWant to invest your IRA or 401(k) in assets you actually understand? Check out our self-directed trust company Directed IRA.[Learn More About Directed IRA]Free ResourcesMat Sorensen's Optimal Order of Investing GuideLearn how to prioritize where your money should go and build a smarter investing strategy.[Download the Free Guide]Mark J. Kohler's 30-Point Tax GuideDiscover practical tax strategies and planning opportunities every business owner and investor should know.[Download the Free Guide]Get More From Mat & MarkWatch on YouTubeTax strategies, business planning, investing, asset protection, and more.[Visit the YouTube Channel...

    The Epstein Chronicles
    Mega Edition: Jeffrey Epstein And The Dentist (8/31/26)

    The Epstein Chronicles

    Play Episode Listen Later Aug 31, 2026 44:49 Transcription Available


    Karyna Shuliak was Jeffrey Epstein's longtime girlfriend and one of the people closest to him during the final years of his life. Belarus-born and trained as a dentist, she met Epstein when she was a young woman in New York and remained with him for years, including after his 2008 conviction. Epstein financed much of her education, helped support members of her family and reportedly paid for property and other expenses connected to them. Over time, Shuliak became more than simply a romantic partner; records and reporting have described her as someone who helped manage aspects of Epstein's homes, staff and day-to-day affairs. By 2019, she was spending substantial time at his Manhattan residence and traveling with him, placing her unusually close to Epstein during the period immediately before his final arrest.Shuliak became even more significant after Epstein's death because she was reportedly the last person he spoke with by telephone before he died in federal custody on August 10, 2019. She later said he did not sound suicidal during that conversation. Estate documents released years later also showed just how important she was to Epstein personally and financially: he contemplated marrying her and intended to leave her roughly $100 million, along with major properties and a massive diamond ring, although the estate's later obligations to victims, taxes and legal expenses complicated what beneficiaries might ultimately receive. Shuliak has never been charged with participating in Epstein's sex-trafficking crimes, but her proximity to him, her role in his personal affairs and her status as his intended principal beneficiary have made her an enduring figure in questions about who knew what inside Epstein's inner circle during his final years.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

    Deejay Chiama Italia
    I libri letti in estate e quelli consigliati da TikTok

    Deejay Chiama Italia

    Play Episode Listen Later Aug 31, 2026 4:40


    Watchdog on Wall Street
    Biden's Cognitive Decline: A Political Reality Check

    Watchdog on Wall Street

    Play Episode Listen Later Aug 30, 2026 39:26 Transcription Available


     Chris Markowski, known as the Watchdog of Wall Street, discusses various pressing issues affecting the financial landscape and American society. He critiques the current political climate, particularly focusing on President Biden's cognitive decline and the failures of both major political parties in addressing key issues like healthcare, education, and housing. Morkowski also delves into the impact of social media addiction, the consequences of trade wars, and the myths surrounding home ownership. He emphasizes the inefficiencies of government and the rise of democratic socialism among younger generations disillusioned with the current economic system. The episode concludes with a discussion on the realities of the housing market and the implications of government policies on the beef industry.

    Il cacciatore di libri
    La Storia nelle storie

    Il cacciatore di libri

    Play Episode Listen Later Aug 29, 2026


    Puntata speciale del Cacciatore di libri Estate dedicata alla Storia che fa capolino alle storie narrate nei romanzi. Interviste a:- Ken Follet che in "Il cerchio dei giorni" (Mondadori - traduz. Anna Maria Raffo) crea una storia intorno al mistero della costruzione del sito archeologico di Stonehenge- Ilaria Tuti che oltre ai gialli con Teresa Battaglia scrive romanzi recuperando fatti storici poco noti come fa in "Ed è un poco la notte e un poco l'alba" (Longanesi) con l'invasione dei Cosacchi in Carnia durate la seconda guerra mondiale- Gaja Cenciarelli che nel romanzo "Il rivoluzionario e la maestra" (Marsilio) ricorda la vita, ma soprattutto la prigionia di due militanti del Movimento di Liberazione dei Tupamaros nell'Uruguay degli anni '70, dominato dalla dittatura- Elena Varvello che in "La vita sempre" (Guanda) ha ricostruito la storia del nonno durante il ventennio fascista, un uomo schiacciato dalla StoriaNella parte dedicata ai personaggi della storia della letteratura, Alessandro Barbaglia ci parla di Orlando di Ariosto, mentre Laura Pezzino ci racconta Agilulfo protagonista de "Il cavaliere inesistente" di Italo Calvino. Le interviste sono tratte dal podcast "Volti di carta" realizzato da DeaScuola in collaborazione con Radio24.

    Tax Relief with Timalyn Bowens

    Episode 92: In this episode, Timalyn talks about estate taxes and something that can easily get overlooked. You may be under the estate tax exclusion and think you don't have a filing requirement, but if the estate earns income after someone passes away, that can create a separate tax filing requirement.What is the Estate Tax?First things first, the estate tax is a tax on your right to transfer property at your death.Timalyn explains that the IRS looks at everything you own or have an interest in at the date of your death. This can include your home, jewelry, real estate, insurance policies, annuities, and business interests. The fair market value of those assets is used to determine the gross value of the estate.What happens after we have the Gross Estate?There are certain deductions that can bring the gross estate down to the taxable estate. Timalyn talks about mortgages, other debts, estate administration expenses, property going to a surviving spouse, and qualified charitable gifts.She also points out that being the executor can be a lot of work, and that work can be an estate administration expense.Do I need to file Form 706?Now, with the tax law changes, Timalyn explains that there is no federal estate tax when the taxable value of the estate is less than $15 million.But check this out. She's talking about the federal level. State rules can be very different, so you need to make sure you understand the rules where the estate is located.This is also why having the right professionals on your team is important. If you're wondering what type of tax professional you may need, check out Episode 23, Which Type of Tax Professional Do I Need?What happens if the Estate earns income?This is where things can get a little confusing.The person's tax period ends at death. Any income earned after the date of death can become income of the estate.For example, if the person had rental properties, investments, savings bonds, or other income producing assets, the income earned after death belongs to the estate.If the estate has $600 or more in gross income, there is a filing requirement for Form 1041.And no, this is not Form 706. Form 706 deals with the estate tax. Form 1041 deals with the estate's income tax.What should Executors keep in mind?If you're the executor, you need access to information about the estate's accounts and assets so things can be transferred to the appropriate people.Beneficiaries may receive a Schedule K1 showing their share of the estate's income. Timalyn also explains that certain expenses, such as fiduciary fees, attorney fees, and accountant fees, may be deductible on Form 1041.Need Tax Help Now?Timalyn knows that if you've just experienced the death of a loved one and you're now having to deal with an estate, this can feel overwhelming.She encourages you to get the help you need and not try to handle everything by yourself. If you need help with the tax side, you can book a paid call with Timalyn.Remember, even if you don't work with Timalyn, use the information you've learned to empower yourself and take care of the situation. Being proactive can help keep back taxes and IRS issues from becoming another burden during an already difficult time. Remember, Timalyn Bowens is America's Favorite EA, and she's here to fill the tax literacy gap, one taxpayer at a time. Thanks for listening to today's episode.For more information about tax relief options or filing your taxes, visit:https://www.bowenstaxsolutions.com/If you have any feedback or suggestions for an upcoming episode topic, please submit them here:https://www.americasfavoriteea.com/contactDisclaimer: This podcast is for informational and educational purposes only. It provides a framework and possible solutions for solving your tax problems, but it is not legally binding. Please consult your tax professional regarding your specific tax situation.

    Idaho's Money Show
    No Obvious Heirs? Your Estate Plan May Look Very Different

    Idaho's Money Show

    Play Episode Listen Later Aug 27, 2026 18:52


    Estate planning is often built around a familiar structure: your spouse makes decisions for you, your children eventually inherit your assets, and a responsible family member serves as executor or trustee. But what happens when you don't have children—or an obvious person to fill those roles? In this episode, we discuss how estate planning changes when there aren't default answers. Who should make financial or healthcare decisions if you're incapacitated? Who should administer your estate? And if leaving a traditional inheritance isn't part of the plan, what do you actually want your wealth to accomplish? The conversation also explores how professional fiduciaries may fit into the picture, different ways to think about legacy beyond children, and why having no major inheritance goal can create a very different retirement-spending conversation.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com ————————————————————— Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

    Bitcoin Italia Podcast
    Posta del Cuore 2026: episodio 2

    Bitcoin Italia Podcast

    Play Episode Listen Later Aug 27, 2026 38:01


    Anche nel 2026 non può macare la Posta del Cuore, la Summer Edition del BIP SHOW!Le vostre letterine, lette da Rikki e Guybrush, che hanno selezionato le migliori, le più divertenti e quelle che produrranno le risposte più educative.Siete tra coloro che sono stati selezionati? Le vostre domande saranno lette durante la puntata?Scopritelo subito!Buone vacanze BIPERS!It's showtime!

    The Steve Harvey Morning Show
    Real Estate Investments: Attorney Clair educates listeners about real estate investing opportunities.

    The Steve Harvey Morning Show

    Play Episode Listen Later Aug 26, 2026 26:50 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney S. Diane Clair. A Georgia-based attorney, real estate law professor at Kennesaw State University, and founder of a law practice specializing in real estate, estate planning, probate, business, and contract law. The discussion focuses on wealth building through real estate investing, asset protection, and estate planning strategies for generational wealth. Purpose of the Interview The primary purpose of the interview was to: Educate listeners about real estate investing opportunities, including lesser-known strategies such as tax liens and tax deeds. [ Stress the importance of working with qualified legal professionals instead of relying on Google, social media, AI tools, or generic legal templates. [ Promote wealth preservation through estate planning, particularly trusts and business structures. [ Encourage minority communities to create estate plans and pass wealth to future generations. [ Key Takeaways 1. Don't Rely Solely on Google, Social Media, or AI for Legal Advice Clair warns that many individuals attempt to create wills, trusts, and legal documents online without professional guidance. She emphasizes that legal matters require experienced attorneys because AI and internet sources may provide incomplete or incorrect information. Why it Matters Legal mistakes can create costly problems later. AI-generated content can be inaccurate. Estate planning and real estate transactions require professional review. 2. Real Estate Is a Powerful Wealth-Building Tool Clair argues that real estate remains one of the strongest ways to build and transfer wealth between generations. She highlights its relative stability compared to stock market fluctuations. Benefits Mentioned Builds long-term wealth Generates passive income Creates assets that can be inherited Helps achieve financial freedom [ 3. Start Real Estate Investing Through a Business Entity One of Clair's first recommendations is to establish a legal business structure before purchasing investment properties. Recommended Structures LLC Corporation Other formal business entities [ She repeatedly stresses that investment assets ideally should not be owned in an individual's personal name. 4. You Don't Need Large Amounts of Money to Invest A major myth she debunks is that real estate investing requires significant capital. Entry-Level Strategies Tax liens Tax deeds Foreclosure purchases Fix-and-flip projects Rental properties [ According to Clair, investors can begin with relatively small amounts by purchasing tax liens and earning interest when property owners redeem them. [ 5. Estate Planning Is Largely Ignored Clair shares a startling statistic: Approximately 64% of Americans do not have an estate plan. Among minorities, that number rises to about 70%. [ She believes the problem is educational rather than financial, noting that even wealthy celebrities frequently fail to plan their estates. 6. Trusts Are Better Than Wills for Many Situations Clair strongly favors trusts, especially irrevocable trusts, as vehicles for preserving wealth. Advantages of Trusts Avoid probate Potential tax benefits Asset protection Easier transfer of wealth Can operate while the creator is still alive Difference Between a Will and a Trust Will Takes effect after death Goes through probate court Directs distribution of assets Trust Can function during the owner's lifetime Avoids probate Can provide stronger protection and tax advantages [ 7. Asset Protection Is Essential Clair explains that trusts can own: Real estate Bank accounts Businesses Investments Other valuable assets Because the trust, rather than the individual, owns the property, there can be additional protection from lawsuits and claims. Notable Quotes On Legal Services Beyond Personal Injury Law "You can hire lawyers for way more, and we can assist you in way more." [ On Using AI for Legal Matters "AI is not really something you want to trust... It creates and makes up stuff." [ On Professional Guidance "You want to book a consultation with an attorney." On Real Estate Investing "A lot of people have that misconception that you have to have a lot of money to start investing in real estate, and that's not true." On Generational Wealth "Real estate is something that is the best thing to invest in and pass down to future generations." [ On Estate Planning "This is not a money thing... It's an education thing." [ On Trusts "The best estate planning instrument is always going to be a trust." On Asset Ownership "Don't have anything in your own name, have it in the name of the trust or in the business." Overall Message Attorney Diane Clair's central message is that wealth creation and wealth preservation must work together. Building assets through real estate is important, but equally important is protecting those assets through proper business structures, trusts, estate planning, and professional legal guidance. The interview encourages listeners, especially entrepreneurs and minority communities, to think long term about generational wealth, asset protection, and financial legacy rather than short-term gains. [#BEST #STRAW #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    Strawberry Letter
    Real Estate Investments: Attorney Clair educates listeners about real estate investing opportunities.

    Strawberry Letter

    Play Episode Listen Later Aug 26, 2026 26:50 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney S. Diane Clair. A Georgia-based attorney, real estate law professor at Kennesaw State University, and founder of a law practice specializing in real estate, estate planning, probate, business, and contract law. The discussion focuses on wealth building through real estate investing, asset protection, and estate planning strategies for generational wealth. Purpose of the Interview The primary purpose of the interview was to: Educate listeners about real estate investing opportunities, including lesser-known strategies such as tax liens and tax deeds. [ Stress the importance of working with qualified legal professionals instead of relying on Google, social media, AI tools, or generic legal templates. [ Promote wealth preservation through estate planning, particularly trusts and business structures. [ Encourage minority communities to create estate plans and pass wealth to future generations. [ Key Takeaways 1. Don't Rely Solely on Google, Social Media, or AI for Legal Advice Clair warns that many individuals attempt to create wills, trusts, and legal documents online without professional guidance. She emphasizes that legal matters require experienced attorneys because AI and internet sources may provide incomplete or incorrect information. Why it Matters Legal mistakes can create costly problems later. AI-generated content can be inaccurate. Estate planning and real estate transactions require professional review. 2. Real Estate Is a Powerful Wealth-Building Tool Clair argues that real estate remains one of the strongest ways to build and transfer wealth between generations. She highlights its relative stability compared to stock market fluctuations. Benefits Mentioned Builds long-term wealth Generates passive income Creates assets that can be inherited Helps achieve financial freedom [ 3. Start Real Estate Investing Through a Business Entity One of Clair's first recommendations is to establish a legal business structure before purchasing investment properties. Recommended Structures LLC Corporation Other formal business entities [ She repeatedly stresses that investment assets ideally should not be owned in an individual's personal name. 4. You Don't Need Large Amounts of Money to Invest A major myth she debunks is that real estate investing requires significant capital. Entry-Level Strategies Tax liens Tax deeds Foreclosure purchases Fix-and-flip projects Rental properties [ According to Clair, investors can begin with relatively small amounts by purchasing tax liens and earning interest when property owners redeem them. [ 5. Estate Planning Is Largely Ignored Clair shares a startling statistic: Approximately 64% of Americans do not have an estate plan. Among minorities, that number rises to about 70%. [ She believes the problem is educational rather than financial, noting that even wealthy celebrities frequently fail to plan their estates. 6. Trusts Are Better Than Wills for Many Situations Clair strongly favors trusts, especially irrevocable trusts, as vehicles for preserving wealth. Advantages of Trusts Avoid probate Potential tax benefits Asset protection Easier transfer of wealth Can operate while the creator is still alive Difference Between a Will and a Trust Will Takes effect after death Goes through probate court Directs distribution of assets Trust Can function during the owner's lifetime Avoids probate Can provide stronger protection and tax advantages [ 7. Asset Protection Is Essential Clair explains that trusts can own: Real estate Bank accounts Businesses Investments Other valuable assets Because the trust, rather than the individual, owns the property, there can be additional protection from lawsuits and claims. Notable Quotes On Legal Services Beyond Personal Injury Law "You can hire lawyers for way more, and we can assist you in way more." [ On Using AI for Legal Matters "AI is not really something you want to trust... It creates and makes up stuff." [ On Professional Guidance "You want to book a consultation with an attorney." On Real Estate Investing "A lot of people have that misconception that you have to have a lot of money to start investing in real estate, and that's not true." On Generational Wealth "Real estate is something that is the best thing to invest in and pass down to future generations." [ On Estate Planning "This is not a money thing... It's an education thing." [ On Trusts "The best estate planning instrument is always going to be a trust." On Asset Ownership "Don't have anything in your own name, have it in the name of the trust or in the business." Overall Message Attorney Diane Clair's central message is that wealth creation and wealth preservation must work together. Building assets through real estate is important, but equally important is protecting those assets through proper business structures, trusts, estate planning, and professional legal guidance. The interview encourages listeners, especially entrepreneurs and minority communities, to think long term about generational wealth, asset protection, and financial legacy rather than short-term gains. [#BEST #STRAW #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

    Best of The Steve Harvey Morning Show
    Real Estate Investments: Attorney Clair educates listeners about real estate investing opportunities.

    Best of The Steve Harvey Morning Show

    Play Episode Listen Later Aug 26, 2026 26:50 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney S. Diane Clair. A Georgia-based attorney, real estate law professor at Kennesaw State University, and founder of a law practice specializing in real estate, estate planning, probate, business, and contract law. The discussion focuses on wealth building through real estate investing, asset protection, and estate planning strategies for generational wealth. Purpose of the Interview The primary purpose of the interview was to: Educate listeners about real estate investing opportunities, including lesser-known strategies such as tax liens and tax deeds. [ Stress the importance of working with qualified legal professionals instead of relying on Google, social media, AI tools, or generic legal templates. [ Promote wealth preservation through estate planning, particularly trusts and business structures. [ Encourage minority communities to create estate plans and pass wealth to future generations. [ Key Takeaways 1. Don't Rely Solely on Google, Social Media, or AI for Legal Advice Clair warns that many individuals attempt to create wills, trusts, and legal documents online without professional guidance. She emphasizes that legal matters require experienced attorneys because AI and internet sources may provide incomplete or incorrect information. Why it Matters Legal mistakes can create costly problems later. AI-generated content can be inaccurate. Estate planning and real estate transactions require professional review. 2. Real Estate Is a Powerful Wealth-Building Tool Clair argues that real estate remains one of the strongest ways to build and transfer wealth between generations. She highlights its relative stability compared to stock market fluctuations. Benefits Mentioned Builds long-term wealth Generates passive income Creates assets that can be inherited Helps achieve financial freedom [ 3. Start Real Estate Investing Through a Business Entity One of Clair's first recommendations is to establish a legal business structure before purchasing investment properties. Recommended Structures LLC Corporation Other formal business entities [ She repeatedly stresses that investment assets ideally should not be owned in an individual's personal name. 4. You Don't Need Large Amounts of Money to Invest A major myth she debunks is that real estate investing requires significant capital. Entry-Level Strategies Tax liens Tax deeds Foreclosure purchases Fix-and-flip projects Rental properties [ According to Clair, investors can begin with relatively small amounts by purchasing tax liens and earning interest when property owners redeem them. [ 5. Estate Planning Is Largely Ignored Clair shares a startling statistic: Approximately 64% of Americans do not have an estate plan. Among minorities, that number rises to about 70%. [ She believes the problem is educational rather than financial, noting that even wealthy celebrities frequently fail to plan their estates. 6. Trusts Are Better Than Wills for Many Situations Clair strongly favors trusts, especially irrevocable trusts, as vehicles for preserving wealth. Advantages of Trusts Avoid probate Potential tax benefits Asset protection Easier transfer of wealth Can operate while the creator is still alive Difference Between a Will and a Trust Will Takes effect after death Goes through probate court Directs distribution of assets Trust Can function during the owner's lifetime Avoids probate Can provide stronger protection and tax advantages [ 7. Asset Protection Is Essential Clair explains that trusts can own: Real estate Bank accounts Businesses Investments Other valuable assets Because the trust, rather than the individual, owns the property, there can be additional protection from lawsuits and claims. Notable Quotes On Legal Services Beyond Personal Injury Law "You can hire lawyers for way more, and we can assist you in way more." [ On Using AI for Legal Matters "AI is not really something you want to trust... It creates and makes up stuff." [ On Professional Guidance "You want to book a consultation with an attorney." On Real Estate Investing "A lot of people have that misconception that you have to have a lot of money to start investing in real estate, and that's not true." On Generational Wealth "Real estate is something that is the best thing to invest in and pass down to future generations." [ On Estate Planning "This is not a money thing... It's an education thing." [ On Trusts "The best estate planning instrument is always going to be a trust." On Asset Ownership "Don't have anything in your own name, have it in the name of the trust or in the business." Overall Message Attorney Diane Clair's central message is that wealth creation and wealth preservation must work together. Building assets through real estate is important, but equally important is protecting those assets through proper business structures, trusts, estate planning, and professional legal guidance. The interview encourages listeners, especially entrepreneurs and minority communities, to think long term about generational wealth, asset protection, and financial legacy rather than short-term gains. [#BEST #STRAW #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    Phil Matier
    Newsom's Sacramento estate is now for sale

    Phil Matier

    Play Episode Listen Later Aug 26, 2026 6:14


    Governor Gavin Newsom's sprawling Sacramento estate is hitting the market. The 8 acre property, which features seven bedrooms, a tennis court, swimming pool and wine cellar, could be yours for seven and a half million dollars! For more details, KCBS' Steve Scott spoke with KCBS Insider Rebecca Goodeyon.

    Story + Rain Talks
    Richard Christensen: Founder, Flamingo Estate

    Story + Rain Talks

    Play Episode Listen Later Aug 25, 2026 70:55


    A Note From The Host: This is the story of Richard Christensen, and it's the quite magical story of his lifestyle brand Flamingo Estate. It's a story about when authenticity and simplicity coupled with knowledge and passion meet The Moment.  From a farming background and with a career shaping the world's most-desired top-tier brands, Richard stepped into his legacy when Flamingo Estate---his home--turned into his business and his purpose amidst the Covid pandemic of the early 2020's. We discuss Richard's deep desire to live and share an analog life through his brand and its practices. We get into the detail for how it all started to how he produces his award-winning olive oils, soaps, honey and more; and why he believes food is the category that deserves the kind of mark-up that a Tom Ford lipstick comes with. We talk his early days and being a part of Benetto,n with its daring, innovative, and legendary marketing philosophies. Richard shares how he ran Chandelier Creative, how he worked with his team, and how today's most exciting brands are embracing a new visual style-- and how Flamingo led the way. We talk gatherings and dinner parties, the importance of setting a table, putting a fashion lens on carrots, and the many fellow creatives in his circle whom he draws inspiration from. With a couple of masterfully-made books and more on the way, Richard shares his process and his approach in writing, and in sharing beauty with the world. Discover more + Shop The Podcast:Flamingo Estate: Fridays From the Garden Cookbook Flamingo Estate: The Guide to Becoming Alive Pleasure Principles: An Almanac from the Garden Flamingo Estate Morning Exfoliating Soap Brick Flamingo Estate Heirloom Tomato Surface Spray Flamingo Estate Heritage Extra Virgin Olive Oil Flamingo Estate Salsa Macha Chile Crisp Recipe: Harissa Carrots With Pumpkin Seeds, Labneh, Herbs Discover the episode and more on ⁠storyandrain.com⁠follow ⁠@storyandraintalks⁠ and ⁠@storyandrain⁠ on Instagramfollow ⁠@storyandraintalks⁠ and ⁠@storyandrain⁠ on Threadsall about ⁠the host

    Great Company with Jamie Laing
    FRANK WARREN: How a Kid from a Council Estate Became Boxing's Biggest Promoter

    Great Company with Jamie Laing

    Play Episode Listen Later Aug 25, 2026 59:33


    Frank Warren is one of the biggest names in British boxing, having promoted some of the greatest fighters the sport has ever seen. I'm a huge boxing fan, so sitting down with Frank was a dream come true. And his life is like a Guy Ritchie movie… Frank grew up on a council estate in North London, left school at 14 and fell into boxing promotion almost by accident. He went on to build an incredible career, only to be shot and nearly killed at the height of his success. From surviving that to promoting some of the biggest nights in boxing, Frank has seen it all. In this conversation, Frank shares: The moment he was shot and nearly killed in 1989 Why signing Ricky Hatton was one of his proudest achievements His thoughts on how ‘influencer-boxing' is changing the sport What happened when he got punched by Mike Tyson Frank is a reminder that resilience isn't about avoiding setbacks - it's about what you build after them.Frank Warren is Great Company.If you enjoyed the show, you can also follow us: Instagram - @greatcompanypodcastTikTok - @greatcompanypodcast Jamie - @jamielaingAnd if you've got thoughts, questions and comments, you can email us at: greatcompany@jampotproductions.co.ukTHE CREDITSProducer: Helen BurkeAssistant Producer: Issy Weeks-HankinsVideo: Harry SawkinsSenior Social Media Manager: Laura CoughlanAudio: Rafi Amsili Geovannetti Hosted on Acast. See acast.com/privacy for more information.

    My Italian Podcast
    MIP 137 - Cinque podcast italiani da ascoltare sotto l'ombrellone.

    My Italian Podcast

    Play Episode Listen Later Aug 24, 2026 6:41


    In questo episodio vi portiamo con noi in spiaggia… ma senza sabbia nei libri! Vi consigliamo 5 podcast italiani perfetti per l'estate, da ascoltare mentre siete sotto il sole, in viaggio o semplicemente rilassati!Support the show

    Beyond The Horizon
    Six Epstein Survivors Band Together To Sue The Epstein Estate (Part 1) (8/23/26)

    Beyond The Horizon

    Play Episode Listen Later Aug 23, 2026 12:07 Transcription Available


    Six women who said they had been sexually abused and trafficked by Jeffrey Epstein filed a new lawsuit in New York against Epstein's estate and its co-executors, Darren Indyke and Richard Kahn. The women brought their claims under New York City's Gender-Motivated Violence Act and alleged that Indyke and Kahn were not merely passive professionals handling Epstein's affairs, but important parts of the financial and legal infrastructure that allowed his operation to continue. The complaint described Kahn as functioning as a de facto financial manager for Epstein's trafficking enterprise, while alleging that Indyke handled cash withdrawals and other transactions that helped keep money moving through Epstein's network. It also pointed to the enormous compensation both men received from Epstein and Epstein-controlled entities, alleging that Indyke was paid more than $16 million and Kahn more than $10 million over the course of their relationships with him.The lawsuit sought compensatory and punitive damages and argued that the women continued to suffer financial, physical and psychological harm from Epstein's abuse. It also placed renewed focus on the role of the people who managed Epstein's money, legal affairs and estate, rather than treating his trafficking operation as something he ran completely by himself. Indyke and Kahn strongly denied knowingly facilitating or participating in Epstein's abuse, arguing through counsel that neither man had been accused of committing or witnessing sexual abuse and that no victim had told them about Epstein's conduct at the time. The new case arrived against the backdrop of earlier litigation involving the estate and its executors, including a separate 2026 settlement in which the estate, Indyke and Kahn agreed to pay $35 million to resolve claims involving at least 40 Epstein survivors.to contact me:bobbycapucci@protonmail.com

    Beyond The Horizon
    Six Epstein Survivors Band Together To Sue The Epstein Estate (Part 2) (8/23/26)

    Beyond The Horizon

    Play Episode Listen Later Aug 23, 2026 11:45 Transcription Available


    Six women who said they had been sexually abused and trafficked by Jeffrey Epstein filed a new lawsuit in New York against Epstein's estate and its co-executors, Darren Indyke and Richard Kahn. The women brought their claims under New York City's Gender-Motivated Violence Act and alleged that Indyke and Kahn were not merely passive professionals handling Epstein's affairs, but important parts of the financial and legal infrastructure that allowed his operation to continue. The complaint described Kahn as functioning as a de facto financial manager for Epstein's trafficking enterprise, while alleging that Indyke handled cash withdrawals and other transactions that helped keep money moving through Epstein's network. It also pointed to the enormous compensation both men received from Epstein and Epstein-controlled entities, alleging that Indyke was paid more than $16 million and Kahn more than $10 million over the course of their relationships with him.The lawsuit sought compensatory and punitive damages and argued that the women continued to suffer financial, physical and psychological harm from Epstein's abuse. It also placed renewed focus on the role of the people who managed Epstein's money, legal affairs and estate, rather than treating his trafficking operation as something he ran completely by himself. Indyke and Kahn strongly denied knowingly facilitating or participating in Epstein's abuse, arguing through counsel that neither man had been accused of committing or witnessing sexual abuse and that no victim had told them about Epstein's conduct at the time. The new case arrived against the backdrop of earlier litigation involving the estate and its executors, including a separate 2026 settlement in which the estate, Indyke and Kahn agreed to pay $35 million to resolve claims involving at least 40 Epstein survivors.to contact me:bobbycapucci@protonmail.com

    Beyond The Horizon
    Six Epstein Survivors Band Together To Sue The Epstein Estate (Part 3) (8/23/26)

    Beyond The Horizon

    Play Episode Listen Later Aug 23, 2026 7:58 Transcription Available


    Six women who said they had been sexually abused and trafficked by Jeffrey Epstein filed a new lawsuit in New York against Epstein's estate and its co-executors, Darren Indyke and Richard Kahn. The women brought their claims under New York City's Gender-Motivated Violence Act and alleged that Indyke and Kahn were not merely passive professionals handling Epstein's affairs, but important parts of the financial and legal infrastructure that allowed his operation to continue. The complaint described Kahn as functioning as a de facto financial manager for Epstein's trafficking enterprise, while alleging that Indyke handled cash withdrawals and other transactions that helped keep money moving through Epstein's network. It also pointed to the enormous compensation both men received from Epstein and Epstein-controlled entities, alleging that Indyke was paid more than $16 million and Kahn more than $10 million over the course of their relationships with him.The lawsuit sought compensatory and punitive damages and argued that the women continued to suffer financial, physical and psychological harm from Epstein's abuse. It also placed renewed focus on the role of the people who managed Epstein's money, legal affairs and estate, rather than treating his trafficking operation as something he ran completely by himself. Indyke and Kahn strongly denied knowingly facilitating or participating in Epstein's abuse, arguing through counsel that neither man had been accused of committing or witnessing sexual abuse and that no victim had told them about Epstein's conduct at the time. The new case arrived against the backdrop of earlier litigation involving the estate and its executors, including a separate 2026 settlement in which the estate, Indyke and Kahn agreed to pay $35 million to resolve claims involving at least 40 Epstein survivors.to contact me:bobbycapucci@protonmail.com

    The Epstein Chronicles
    Six Epstein Survivors Band Together To Sue The Epstein Estate (Part 3) (8/22/26)

    The Epstein Chronicles

    Play Episode Listen Later Aug 22, 2026 7:58 Transcription Available


    Six women who said they had been sexually abused and trafficked by Jeffrey Epstein filed a new lawsuit in New York against Epstein's estate and its co-executors, Darren Indyke and Richard Kahn. The women brought their claims under New York City's Gender-Motivated Violence Act and alleged that Indyke and Kahn were not merely passive professionals handling Epstein's affairs, but important parts of the financial and legal infrastructure that allowed his operation to continue. The complaint described Kahn as functioning as a de facto financial manager for Epstein's trafficking enterprise, while alleging that Indyke handled cash withdrawals and other transactions that helped keep money moving through Epstein's network. It also pointed to the enormous compensation both men received from Epstein and Epstein-controlled entities, alleging that Indyke was paid more than $16 million and Kahn more than $10 million over the course of their relationships with him.The lawsuit sought compensatory and punitive damages and argued that the women continued to suffer financial, physical and psychological harm from Epstein's abuse. It also placed renewed focus on the role of the people who managed Epstein's money, legal affairs and estate, rather than treating his trafficking operation as something he ran completely by himself. Indyke and Kahn strongly denied knowingly facilitating or participating in Epstein's abuse, arguing through counsel that neither man had been accused of committing or witnessing sexual abuse and that no victim had told them about Epstein's conduct at the time. The new case arrived against the backdrop of earlier litigation involving the estate and its executors, including a separate 2026 settlement in which the estate, Indyke and Kahn agreed to pay $35 million to resolve claims involving at least 40 Epstein survivors.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

    The Epstein Chronicles
    Six Epstein Survivors Band Together To Sue The Epstein Estate (Part 2) (8/22/26)

    The Epstein Chronicles

    Play Episode Listen Later Aug 22, 2026 11:45 Transcription Available


    Six women who said they had been sexually abused and trafficked by Jeffrey Epstein filed a new lawsuit in New York against Epstein's estate and its co-executors, Darren Indyke and Richard Kahn. The women brought their claims under New York City's Gender-Motivated Violence Act and alleged that Indyke and Kahn were not merely passive professionals handling Epstein's affairs, but important parts of the financial and legal infrastructure that allowed his operation to continue. The complaint described Kahn as functioning as a de facto financial manager for Epstein's trafficking enterprise, while alleging that Indyke handled cash withdrawals and other transactions that helped keep money moving through Epstein's network. It also pointed to the enormous compensation both men received from Epstein and Epstein-controlled entities, alleging that Indyke was paid more than $16 million and Kahn more than $10 million over the course of their relationships with him.The lawsuit sought compensatory and punitive damages and argued that the women continued to suffer financial, physical and psychological harm from Epstein's abuse. It also placed renewed focus on the role of the people who managed Epstein's money, legal affairs and estate, rather than treating his trafficking operation as something he ran completely by himself. Indyke and Kahn strongly denied knowingly facilitating or participating in Epstein's abuse, arguing through counsel that neither man had been accused of committing or witnessing sexual abuse and that no victim had told them about Epstein's conduct at the time. The new case arrived against the backdrop of earlier litigation involving the estate and its executors, including a separate 2026 settlement in which the estate, Indyke and Kahn agreed to pay $35 million to resolve claims involving at least 40 Epstein survivors.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

    The Epstein Chronicles
    Six Epstein Survivors Band Together To Sue The Epstein Estate (Part 1) (8/22/26)

    The Epstein Chronicles

    Play Episode Listen Later Aug 22, 2026 12:07 Transcription Available


    Six women who said they had been sexually abused and trafficked by Jeffrey Epstein filed a new lawsuit in New York against Epstein's estate and its co-executors, Darren Indyke and Richard Kahn. The women brought their claims under New York City's Gender-Motivated Violence Act and alleged that Indyke and Kahn were not merely passive professionals handling Epstein's affairs, but important parts of the financial and legal infrastructure that allowed his operation to continue. The complaint described Kahn as functioning as a de facto financial manager for Epstein's trafficking enterprise, while alleging that Indyke handled cash withdrawals and other transactions that helped keep money moving through Epstein's network. It also pointed to the enormous compensation both men received from Epstein and Epstein-controlled entities, alleging that Indyke was paid more than $16 million and Kahn more than $10 million over the course of their relationships with him.The lawsuit sought compensatory and punitive damages and argued that the women continued to suffer financial, physical and psychological harm from Epstein's abuse. It also placed renewed focus on the role of the people who managed Epstein's money, legal affairs and estate, rather than treating his trafficking operation as something he ran completely by himself. Indyke and Kahn strongly denied knowingly facilitating or participating in Epstein's abuse, arguing through counsel that neither man had been accused of committing or witnessing sexual abuse and that no victim had told them about Epstein's conduct at the time. The new case arrived against the backdrop of earlier litigation involving the estate and its executors, including a separate 2026 settlement in which the estate, Indyke and Kahn agreed to pay $35 million to resolve claims involving at least 40 Epstein survivors.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

    Il cacciatore di libri
    Personaggi storici

    Il cacciatore di libri

    Play Episode Listen Later Aug 22, 2026


    Puntata speciale del Cacciatore di libri Estate dedicata a romanzi che narrano di personaggi storici. Interviste a: - Valeria Parrella che nel romanzo "La ragazzina" (Feltrinelli) ha narrato con un linguaggio attuale le vicende di Giovanna d'Arco- Matteo Nucci che ha ricostruito la vita del filosofo Platone, mettendo in evidenza gli aspetti più umani e meno noti, nel libro "Platone - Una storia d'amore" (Feltrinelli)- Stefano Petrocchi che con il libro "Romanzo privato" (Mondadori) ci porta alla scoperta di Maria Bellonci, non solo fondatrice del Premio Strega ma scrittrice, autrice di romanzi su personaggi storici- Sara Rattaro che nel romanzo "Il vestito di mia madre" (Piemme) ricostruisce la storia di Teresa Mattei, partigiana e una delle ventuno donne che hanno contribuito a scrivere la Costituzione italiana Nella parte dedicata ai personaggi dei classici della letteratura, Manlio Castagna ci parla della Monaca di Monza che appare nei Promessi Sposi, mentre Claudio Giunta di Beatrice che accompagna Dante nel suo viaggio in Paradiso. Le interviste sono tratte dal podcast "Volti di carta" realizzato da DeaScuola in collaborazione con Radio 24.

    Beyond The Horizon
    Epstein Estate Sued Again Over Alleged Trafficking and Sexual Abuse (8/21/26)

    Beyond The Horizon

    Play Episode Listen Later Aug 21, 2026 11:59 Transcription Available


    Six women who said they were sexually abused by Jeffrey Epstein filed a new lawsuit in New York against his estate and its co-executors, longtime attorney Darren Indyke and longtime accountant Richard Kahn. The women alleged they were between 16 and 24 years old when Epstein began abusing them between 2001 and 2005, and brought their claims under New York City's Gender-Motivated Violence Act. The lawsuit went beyond accusing Epstein alone, alleging that Indyke and Kahn played critical roles in enabling his trafficking operation by providing the financial, legal and administrative infrastructure that allowed it to function. The complaint portrayed Indyke as someone who managed financial and legal matters connected to Epstein's operation and alleged that he withdrew cash in amounts designed to avoid federal reporting requirements, while Kahn was described as the de facto financial manager who handled expenses. Epstein and his entities allegedly paid more than $16 million to Indyke and $10 million to Kahn over the course of their relationships.The lawsuit added to the continuing effort by Epstein survivors to hold the people surrounding him financially accountable rather than treating his crimes as the work of an isolated individual. Earlier in 2026, Epstein's estate, Indyke and Kahn agreed to pay $35 million to resolve claims involving at least 40 victims, following the $121 million distributed to 136 claimants through the Epstein Victims' Compensation Program and another $48 million settlement involving 59 victims. A similar lawsuit brought by seven women had already survived a major attempt by Indyke and Kahn to have it dismissed, although the judge rejected punitive damages against the estate itself. Indyke and Kahn denied knowingly facilitating Epstein's abuse or trafficking, arguing through their attorney that neither man had been accused of committing or witnessing sexual abuse or of receiving reports about it. The new case nevertheless again put the machinery surrounding Epstein at the center of the litigation, asking whether the lawyers, accountants and financial administrators who helped manage his enormous fortune also helped create the infrastructure that allowed his abuse to continue.to contact me:Epstein Estate Sued in New York Over Trafficking, Sex Abuse (2)

    The Modern Art Notes Podcast
    Ruscha's Streets of Los Angeles, the Steve Roden Estate

    The Modern Art Notes Podcast

    Play Episode Listen Later Aug 20, 2026 77:24


    Episode No. 772 features art historians Zanna Gilbert and Andrew Perchuk; and curator Meg Linton, museum director Taras Matla, and associate museum director Steve Comba. Along with Emily Pugh, Gilbert and Perchuk are the project leads for "Ed Ruscha's Streets of Los Angeles," a Getty Research Institute project that has, among other things, digitized Ed Ruscha's five-decade-long photographic project to document the streets of Los Angeles. The GRI project also considers Ruscha's Streets of Los Angeles archive within a range of historical frameworks, spotlights what it tells us about modern and contemporary art, architecture, and the physical, social, and cultural geographies of Los Angeles. GRI-produced websites include: "Artist, Image, Archive, City," a free digital book featuring visualizations, essays, images and more (the book is also available in free PDF and EPUB formats); "12 Sunsets," which features Ruscha's famed photos of the Sunset Strip, including how the street has changed over the last 50 years; The Ed Ruscha's Streets of Los Angeles Archive at the GRI; Research Collections Viewer for Ruscha's photographs of Sunset Boulevard and Hollywood Boulevard; Research Collections Viewer for Ruscha's photographs of (other) Los Angeles streets; Digitized images from the collection. On the second segment, we discuss the dispersal of artist Steve Roden's estate with curator Meg Linton, who has advised the estate, University of Maryland Art Gallery director Taras Matla, and Benton Museum of Art at Pomona College associate director Steve Comba. Roden was a Los Angeles-area-based artist who worked in sound, sculpture, painting, and other media, who passed away in 2023 at the age of 59. The Roden estate has recently dispersed works to museums all over the United States, including those represented on this week's program, as well as to the Grunwald Center at the Hammer Museum, the Los Angeles County Museum of Art, the Museum of Contemporary Art, Los Angeles, the UC Irvine Langson Orange County Museum of Art, Ruby City, San Antonio, and more. Roden created sound for The MAN Podcast in 2011. Air date: August 20, 2026.

    The Dr Boyce Breakdown
    The truth about Malcolm Jamal Warner's legal battle

    The Dr Boyce Breakdown

    Play Episode Listen Later Aug 20, 2026 60:54


    Estate planning is not just for millionaires. It is about protecting your family, your assets, your children, and the wealth you worked a lifetime to build.In this video, I break down why every family should have an estate plan, including a will, trust, life insurance, beneficiary designations, powers of attorney, and clear instructions for what happens when you pass away. Without proper estate planning, grief can quickly become mixed with probate court, legal fees, family conflict, taxes, and confusion.I also discuss the estate battle involving the family of actor Malcolm-Jamal Warner. His widow, Tenisha Warner, filed legal action seeking more than $1.2 million, alleging that obligations contained in their 2022 premarital agreement were not fulfilled. The dispute reportedly includes a promised $1 million life insurance policy and other financial obligations. Reports also indicate that Warner had intended to update an older estate plan but died before completing the changes.This situation offers an important estate planning lesson: intentions are not enough. Documents must be updated, signed, funded, coordinated, and reviewed as your marriage, children, assets, businesses, and financial circumstances change.Your family should not have to figure out your wishes after you are gone.Protect your wealth. Protect your spouse. Protect your children. Protect your legacy.If you're on Instagram, put the word MONEY in the comments to receive my free training, How to Make Money Without Working. If you're not on Instagram, text MONEY to 87948, or visit BoyceWatkins.com.#EstatePlanning #GenerationalWealth #BlackWealth

    The Epstein Chronicles
    Epstein Estate Sued Again Over Alleged Trafficking and Sexual Abuse (8/20/26)

    The Epstein Chronicles

    Play Episode Listen Later Aug 20, 2026 11:59 Transcription Available


    Six women who said they were sexually abused by Jeffrey Epstein filed a new lawsuit in New York against his estate and its co-executors, longtime attorney Darren Indyke and longtime accountant Richard Kahn. The women alleged they were between 16 and 24 years old when Epstein began abusing them between 2001 and 2005, and brought their claims under New York City's Gender-Motivated Violence Act. The lawsuit went beyond accusing Epstein alone, alleging that Indyke and Kahn played critical roles in enabling his trafficking operation by providing the financial, legal and administrative infrastructure that allowed it to function. The complaint portrayed Indyke as someone who managed financial and legal matters connected to Epstein's operation and alleged that he withdrew cash in amounts designed to avoid federal reporting requirements, while Kahn was described as the de facto financial manager who handled expenses. Epstein and his entities allegedly paid more than $16 million to Indyke and $10 million to Kahn over the course of their relationships.The lawsuit added to the continuing effort by Epstein survivors to hold the people surrounding him financially accountable rather than treating his crimes as the work of an isolated individual. Earlier in 2026, Epstein's estate, Indyke and Kahn agreed to pay $35 million to resolve claims involving at least 40 victims, following the $121 million distributed to 136 claimants through the Epstein Victims' Compensation Program and another $48 million settlement involving 59 victims. A similar lawsuit brought by seven women had already survived a major attempt by Indyke and Kahn to have it dismissed, although the judge rejected punitive damages against the estate itself. Indyke and Kahn denied knowingly facilitating Epstein's abuse or trafficking, arguing through their attorney that neither man had been accused of committing or witnessing sexual abuse or of receiving reports about it. The new case nevertheless again put the machinery surrounding Epstein at the center of the litigation, asking whether the lawyers, accountants and financial administrators who helped manage his enormous fortune also helped create the infrastructure that allowed his abuse to continue.to contact me:Epstein Estate Sued in New York Over Trafficking, Sex Abuse (2)Become a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

    Talking Manhattan
    55 Years Untouched, Multiple Offers Over Ask | Andrew Phillips & Amelia Gewirtz | Talking Manhattan

    Talking Manhattan

    Play Episode Listen Later Aug 20, 2026 24:38


    Andrew and Amelia just took a Central Park West apartment to market that hadn't been touched in 55 years. Everyone expected it to sell way below ask, and they got multiple offers OVER ask, on a place needing over a million dollars in work. Their read: this is a brand new thing that's happening. Six months ago, estate-condition apartments sat. Right now, if you have the right address and light, they're going to multiple bids. "The market is not the market. It's the Upper West Side. It's the Upper East Side. It's Tribeca. It's West Village, where you almost can't overprice too much because there's no inventory at any point in time." Noah Rosenblatt and John Walkup sit down with Andrew Phillips and Amelia Gewirtz, top-producing team at Brown Harris Stevens with over $1 billion in career sales, top 1.5% of all brokers nationally, and the team that sold out 155 West 68th, the fastest-selling new development building in NYC at 200 units in 18 months. What you'll learn: Estate condition just flipped in NYC. Six months ago they sat. Today they're getting multiple offers over ask, even needing $1M+ in work. Andrew and Amelia's read on why, and what makes an estate apartment sellable right now. Parents are buying apartments for their kids. "You can't live in your stock portfolio." Rentals are so high that parents are buying instead. Real segment of the market right now. The pied-à-terre effect they're actually seeing. Buyers walking in for $5M three-beds and downsizing to studios, one-beds, and two-beds to duck the tax. Not fewer buyers, just smaller purchases. The Walmart staging hack. $200 couches, $75 coffee tables, glass tables, modern chairs. Direct Walmart and Amazon links to sellers. No rental time limits. Buyers have literally asked to buy the coffee tables. Plus the inflatable-bed-with-headboard trick for empty bedrooms. The staging move most sellers miss. Get rid of your curtains if you're not staying. Post-COVID buyers care about light and views above almost everything else. The market is not the market. West Village has zero inventory at any point in time and you almost can't overprice. Upper East is different. Tribeca is different. If your read isn't neighborhood-specific, it isn't a read. How to actually challenge an appraisal. Amelia's won these. Her method: document the exact "view break" floor with photos of the floors above and below. Actionable if you've ever felt cheated by an appraisal. How they win listings. Andrew checks every dinner-party attendee's address and last building sale beforehand. Ten minutes of prep looks like ten years of expertise. Amelia's first $6M all-cash sale. A referral from a poor musician who worked for a rich person. "Even the hotdog man knows people." A rethink of what "sphere of influence" actually means. The song hack. Amelia wrote a song for a Greenpoint wreck at 146.5 Java. 17 offers. The winning bidder's kids sang it back in their offer email. For independent pricing intelligence on a specific NYC deal, UrbanDigs Advisor gives you the read with no broker incentives in the way. Visit urbandigs.co. For live Manhattan and Brooklyn dashboards, visit urbandigs.com. Subscribe so you never miss a Talking Manhattan or a Macro Monday. #NYCRealEstate #TalkingManhattan #ManhattanRealEstate #UrbanDigs #NYCBroker #BrownHarrisStevens #AndrewPhillips #AmeliaGewirtz

    Stereo Embers: The Podcast
    Stereo Embers The Podcast 0513: Pete Yorn

    Stereo Embers: The Podcast

    Play Episode Listen Later Aug 19, 2026 51:57


    "All The Beauty" With close to 15 albums under his musical belt, the New Jersey-born Pete Yorn is one of the most arresting and compelling singer/songwriters on the planet. Ever since his auspicious Gold-selling 2001 debut musicforthemorningafter, Yorn has moved from strength to strength, with albums like Day I Forgot, Nightcrawler, Hawaii and his marvelous new one, All The Beauty. More on that last one in a second. Over the course of his career, Yorn has amassed quite a highlight reel--here's a partial list. He's collaborated with everyone from Guided By Voices to Matthew Good, shared bills with R.E.M., Crowded House and Weezer, played Carnegie Hall, given the commencement address at his alma mater, Syracuse University, composed the score for Me, Myself and Irene, appeared in Killers Of The Flower Moon, put out a handful of excellent live albums and teamed up with Scarlet Johansson for The Break-Up album and the Apart EP. Let's get back to All The Beauty. From introspective numbers like Never Said No and Out Of My Head to the jangling beauty of Estate to the crushing closer "Everything," All The Beauty is a riveting and spellbinding listen. As for Mr. Yorn, he couldn't be a nicer guy and this was a really cool chat. www.bombshellradio.com (http://www.bombshellradio.com) www.stereoembersmagazine.com (http://www.stereoembersmagazine.com) www.alexgreenbooks.com (http://www.alexgreenbooks.com) IG + THREADS + BLUESKY: @emberspodcast Email: editor@stereoembersmagazine.com

    #AskPhillip
    The Family Office Mindset: Stop Managing Bills and Start Governing Your Estate

    #AskPhillip

    Play Episode Listen Later Aug 19, 2026 22:15


    Key Takeaways: Think Like a Family Office: A family office is a central system for managing money, investments, assets, and financial decisions. You do not have to be wealthy to use this approach. Turn Income Into Seed Money: Instead of using all your income for spending, treat some of it as seed money that can be invested to build long-term wealth. Manage Family Finances Like a Business: Track your assets, cash flow, investments, and expenses carefully. A clear system makes it easier to make smart financial decisions. Protect Your Core Assets: Focus on keeping your most valuable assets intact. When appropriate, you can use those assets to access capital instead of selling them to pay for expenses. Teach the Next Generation: Include children and other family members in age-appropriate financial conversations. Teaching them how money works can help them become responsible stewards of family wealth.   Chapters: Timestamp Summary 0:00 Building Wealth Through Family Office Mindset and Structure 4:15 Contrasting Wealth Perceptions: Middle Class Symbols vs. True Wealth 8:08 Treating Family Finances Like a Business for Better Governance 12:39 Teaching Kids Financial Responsibility for Generational Wealth 15:07 Building a Micro Family Office for Financial Independence   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

    Awakening
    #431 Estate Reclamation Part 2: How to Take Back What's Really Yours

    Awakening

    Play Episode Listen Later Aug 18, 2026 105:30 Transcription Available


    In this episode of the Awakening Podcast, Roy Coughlan is joined once again by Russell Paul Arter for the latest instalment in their ongoing sovereignty series. Building on the foundational episodes covering status correction, estate reclamation and status protection, Russell walks through the practical documents, lawful procedures and structures involved in creating a private estate — and explains how a sovereign man or woman can step outside the public system and begin building protected, multi-generational wealth. What You'll Discover in This Episode A clear recap of the journey from citizenship to sovereignty — and why the citizen is a legal fiction, not you What a private estate actually is, how it differs from a public estate, and why most people are unknowingly operating entirely within Crown State authority The three-layer private estate structure — the estate itself, the order of overseers, and the master benefit — and how each layer serves a distinct protective function How to convey equity from a public estate into a private one in a tax-free, lawful way using a private contract of exchange and deferred investment Why the master benefit is structured as an irrevocable charitable and missionary organisation — and how that protects the equity from family members, public agencies and the Inland Revenue The public adjudication process — how to publish a public notice and use a state-approved notary to have your private estate recognised as a fact of law How to establish a bank account for a private estate using the legal proxy method and unincorporated association structure Why you must understand and embody all of this yourself — and why handing it to someone else is the single biggest mistake you can make Key Takeaways The citizen is a legal avatar — a construct in law. You as a living man or woman are not the citizen Everything currently registered, licensed or incorporated in the public domain is part of your public estate under the authority of the Crown Estate A private estate can hold property, assets, business interests and investments outside the system — with equity protection and tax immunity The elite families have used exactly this type of structure for generations to build and protect multi-generational wealth You cannot hand this process to someone else — you must become the law, embody the documents and take full personal responsibility Lawful is operating under your own sovereign authority — legal is operating under the jurisdiction and authority of the system Freedom is found in responsibility — when you know everything, you can defend everything How to Connect with Russell Paul Arter

    Peaceful Exit
    End-of-Life Talk with Attorney Brittany Cook

    Peaceful Exit

    Play Episode Listen Later Aug 18, 2026 29:04


    Estate planning attorney Brittany Cook helps people get their legal affairs in order before they die, and in this episode she and Sarah dig into everything you need to know about wills, trusts, powers of attorney, executors, and why it's never a "set it and forget it" exercise. Brittany breaks down what happens when someone dies without a plan, why communicating your wishes matters just as much as the paperwork itself, and how to manage who gets access to your online accounts after you're gone. Brittany also shares tips for actually starting these conversations, and the three most important things you can do — right now — to protect your loved ones.

    Unpacking Possibility with Dr. Traci Stein
    Ep. 168 - What If Estate Planning Is Self-Care?

    Unpacking Possibility with Dr. Traci Stein

    Play Episode Listen Later Aug 18, 2026 37:55


    Estate planning sounds like something you do at the end of life—and yet, it can be one of the most loving, grounding, peace-building things you do for yourself and others while you're still here – and with plenty of life to live.In this episode, Traci Stein sits down with estate planning attorney Lillie N. Nkenchor, Esq., LL.M., to reframe estate planning as a vital act of self-care: a way to protect the people you love, reduce your stress and theirs, and create more ease and clarity for everyone involved.In this episode, we unpack:- Why people avoid estate planning (fear, superstition, complicated family dynamics)- How grief and money can change family dynamics overnight- The risks of outdated documents and “I'll get to it later” plans- The most common myths, including “I'm not wealthy, I don't need to think about this” and “my family will figure it out”- Why planning matters even if you're single, renting, or don't have children- Why some DIY documents don't hold up in court)- How planning can open honest conversations, reduce misunderstandings, and strengthen relationshipsFor more information about Lillie N. Nkenchor, and to obtain her free ebook, visit: https://www.lillienkenchor.com/Follow Lillie on Instagram: https://www.instagram.com/Lillie_Nkenchor_PC/and on YouTube: https://www.youtube.com/@lillie.nkenchorFor more on Traci Stein, visit: https://www.drtracistein.com/

    Pain Points
    Plan Before the Pain: Pain Points of Taxes, Transitions, and Business Ownership

    Pain Points

    Play Episode Listen Later Aug 18, 2026 79:41


    In this episode, Maggie Shea sits down with Ashley Gerhard, CPA, Partner at Sixt Gerhard & Associates CPAs, for a conversation about accounting, entrepreneurship, leadership, succession planning, and the realities of advising small business owners through some of their biggest decisions. Ashley's path to leadership was anything but linear. She began as a math major, transitioned into accounting and finance, gained experience in managerial accounting, helped her husband operate a business, and eventually returned to the accounting firm where she had first worked as an intern. After years of learning the business from different perspectives, Ashley was approached about stepping into a leadership role and helping carry the firm into its next chapter. That transition officially took place at the beginning of 2020, bringing an unexpected challenge almost immediately. Ashley found herself navigating new ownership at the same time the pandemic disrupted businesses everywhere. From rapidly implementing remote work to helping small business clients understand PPP, ERC, and constantly changing regulations, the experience reshaped both her leadership and the firm. Maggie and Ashley discuss: The Pain Points of transitioning from employee to firm leadership Growing up around entrepreneurship and how it shaped Ashley's career Why succession planning should begin long before a business owner is ready to leave Buying and selling a business and why the numbers only tell part of the story Taking emotion out of major financial decisions The importance of involving accountants, attorneys, financial advisors, and other professionals early Leading a firm through the uncertainty and burnout of 2020 Hiring the right people instead of simply filling open seats Training younger accountants to understand where the numbers actually come from Helping employees discover the work that energizes them Knowing when a client has outgrown your firm and helping them make the right transition Retirement planning for business owners Estate planning, trusts, beneficiaries, and preparing for the unexpected Why business owners should communicate with their accountant throughout the year, not just during tax season One of the biggest themes throughout the conversation is planning before you are forced to react. 

    Tactical Leadership
    Building a Business That's Ready to Grow and Exit | ATLVets Tampa x CLA

    Tactical Leadership

    Play Episode Listen Later Aug 17, 2026 46:33


    What does it take to build a business that is financially prepared for growth, opportunity, and eventually an exit?At the ATLVets Tampa Speaker Series, Ray Busler and Thomas Lind of CliftonLarsonAllen (CLA) joined the conversation to break down the financial decisions business owners often overlook.From building strong accounting practices and choosing the right business structure to tax planning, QSBS opportunities, advisor alignment, due diligence, and exit preparation, this conversation is packed with practical insights for founders and privately held business owners.Chapter Segment:00:00 – Welcome and Thomas Lind's Veteran Story02:15 – Meet Ray Busler of CLA03:44 – Why CLA Focuses on Privately Held Businesses05:40 – Supporting Business Owners Through Growth11:07 – What Small Businesses Actually Need From a CPA16:58 – Accounting Discipline and Planning Ahead18:25 – Choosing the Right Business Entity19:12 – Qualified Small Business Stock and Exit Planning21:03 – S Corporation vs. C Corporation22:55 – Why Your Professional Advisors Need to Be Aligned26:04 – Tax Credits and Business Incentives27:45 – Get Your Advisors in the Same Room30:16 – What Size Businesses Does CLA Work With?32:04 – Preparing for the Business Exit34:45 – Due Diligence and Protecting Business Value36:40 – Estate and Succession Planning37:22 – Audience Q&A39:06 – Why Financial Discipline Matters Long Term40:39 – Tax Strategy vs. Financing Readiness42:08 – Understanding What Your Business Is Really Worth42:40 – Turning Financial Data Into Better Decisions43:37 – Remote Employees and Multi State Tax Exposure45:52 – Closing Remarks The biggest lesson? The decisions you make early can have a major impact on the value you create later.Watch the full conversation and hear how experienced advisors think about building a stronger financial foundation for your business.

    I Am Refocused Podcast Show
    From Marine to Real Estate Investor: Keith Gillispie on Discipline, Wealth & Time Freedom

    I Am Refocused Podcast Show

    Play Episode Listen Later Aug 17, 2026 28:45


    U.S. Marine veteran and REI Automated founder Keith Gillispie joins I Am Refocused Radio to share how he built a real estate business while serving on active duty and turned discipline into a path toward financial and time freedom.Keith talks about getting started in real estate, building systems instead of relying on nonstop hustle, raising private capital, helping new investors avoid common mistakes, and why true success is about more than money.We also explore how fatherhood changed his definition of wealth, the importance of being present for family, and what it really takes to move from dreaming about a better future to building one.https://www.reiautomated.io/Become a supporter of this podcast: https://www.spreaker.com/podcast/i-am-refocused-radio--2671113/support.Subscribe now at YouTube.com/@RefocusedNetworkThank you for your time. 

    The Money Advantage Podcast
    Inheritance Planning 101: How to Protect Your Family’s Wealth

    The Money Advantage Podcast

    Play Episode Listen Later Aug 17, 2026 38:47


    If you hear the phrase "inheritance planning" and immediately picture wills, trusts, attorneys, and a stack of complicated documents, you are not alone. The topic feels overwhelming before people even start, because it sounds like a legal ordeal rather than something they can actually approach with clarity. Here is the reframe. At its core, this is really about wealth transfer planning: protecting what you have built so it can bless the people you love and continue the mission you care about. That is a very different starting point than "do we need a will or a trust," and it changes how the whole process feels. https://youtu.be/Y2LDK7nSMmM Families already sense this. They know they need something around protecting what they have built for the people they love, but they are not sure where to start.  Do they need a will, a trust, or both? How do they avoid family conflict once the money changes hands? How do they make sure their children are actually ready to receive an inheritance and use it well, not just spend it?  Those are the right questions. They just rarely get answered by a stack of legal documents alone. This piece assumes you already know why leaving an inheritance matters to you, and focuses instead on how to do it well. Key takeaways:What Is Wealth Transfer Planning?Estate Planning vs. Inheritance PlanningThe Four Things Every Inheritance Plan Should Protect: A Family Wealth Protection FrameworkProtect the AssetsProtect the FamilyProtect the HeirsProtect the MissionWhy Liquidity Matters More Than You RealizeYour Plan Is a System, Not a Stack of DocumentsHow to Start: Clarity Before ComplexityWhat to Do NextWhat this means for your familyWhen it's worth exploring this furtherWhat to compare before decidingNext stepFrequently Asked QuestionsWhat is wealth transfer planning?What is the difference between estate planning and inheritance planning?How do I preserve family wealth across generations?Why do most families lose their wealth by the third generation?How do I transfer wealth to the next generation? Key takeaways: Inheritance planning is family-centered; estate planning is document-centered, and the documents are a component, not the whole plan A strong plan protects four things: the assets, the family, the heirs, and the mission Liquidity, not just net worth, determines whether a family can handle the cash demands of a transition The plan is a coordinated system, not a stack of separate documents You can start this week with a short list of practical, concrete steps What Is Wealth Transfer Planning? Wealth transfer planning is the intentional process of preparing your assets, your heirs, and your family structure for the transfer of wealth and responsibility. It combines legal planning, financial planning, family communication, and the transfer of wisdom, not just money. That last piece matters more than it sounds. There is a question worth sitting with: what if the wisdom that created your wealth is more valuable to your children and grandchildren than the wealth itself? The cause of the wealth may be the true legacy, not just its result. This is also not only about what happens when you are gone. It is about continuity, a family line that keeps maintaining, growing, and capitalizing on wealth over time. As Simon Sinek's "start with why" framework suggests, the place to begin is with why: not just what moves to the next generation, but what you want it to accomplish once it gets there. A will can say who gets what. Wealth transfer planning is about what happens next. Estate Planning vs. Inheritance Planning These two terms get used interchangeably, but they are not the same thing, and the distinction is the foundation on which everything else in this article builds on. Estate planning is document-centered. Inheritance planning is family-centered. Estate Planning (Document-Centered)Inheritance Planning (Family-Centered)Wills and trustsFamily values and stewardship trainingPowers of attorneyFamily governance: who decides, who has access to capitalHealthcare directivesLegacy educationBeneficiary designationsDecision-making principlesGuardianship provisionsPreparing people to receive, not just assets to transferTax planningWisdom transfer alongside wealth transfer Estate planning is necessary. It is a genuine component of inheritance planning, not something to skip. But on its own, it only moves money to the next generation. A will can say who gets what. Inheritance planning is about what happens next, after the money arrives and the next generation is left to steward, use, and grow it. The Four Things Every Inheritance Plan Should Protect: A Family Wealth Protection Framework It is easy to have a narrow view here without realizing it. A strong plan protects four things, not just one. Protect the Assets This is the part people already think about: businesses, investments, property, real estate, life insurance policies. Protecting the assets means more than securing them. It includes ownership structure, beneficiary designations, liquidity, insurance, and tax strategy, all coordinated across a genuine 360-degree view of your financial life so that your advisors are not quietly working against each other.  When advice is properly coordinated, you plug the leaks, minimize unnecessary tax, and keep every recommendation pointed at the same goal instead of pulling in different directions. The result is advice that amplifies cash flow, cash value, liquidity, and long-term generational wealth, rather than one advisor's strategy quietly undoing another's. Protect the Family This is the piece families tend to overlook. Protecting the family means protecting the relationships within it, preventing confusion, resentment, entitlement, perceived favoritism, and unmet expectations. When heirs are surprised by what they receive, or by how it is divided, that surprise becomes conflict, often years after the fact and long after it could have been prevented with a simple conversation.  Removing the element of surprise through clear communication puts a family light-years ahead, because the family is no longer left to make it up as they go or insert their own assumptions about what was intended. Protect the Heirs Where protecting the family looks at the unit as a whole, protecting the heirs looks at the individuals in it. They are not just recipients of assets. They are recipients of something with history, story, and sacrifice behind it, and they need preparation, education, and clear expectations to step into responsible stewardship rather than being handed something they were never equipped to manage. Protect the Mission Few people think of their family as having a mission, the way every successful business has one, with clear values and a team structure behind it. Yet those same principles apply to long-term family continuity. Worth asking: what is your family together for, beyond consuming? What do you want your family's shared purpose to be across the coming generations, not just the current one?  For some families, that means building generational wealth further; for others, it means expanding their capabilities, or simply serving and blessing more people than any one generation could alone. Why Liquidity Matters More Than You Realize A family can be worth tens or even hundreds of millions of dollars on paper and still be completely unprepared for the cash demands of death, taxes, business transition, debts, and estate settlement. That gap between net worth and accessible capital catches families more often than you would expect. Illiquid assets force a hard choice: sell something you wanted to keep, at exactly the wrong time, or find cash from somewhere else. Consider two children: one wants to keep the family business, and the other does not.  Without liquid capital to equalize the estate between them, the business may have to be sold just to make the numbers work, regardless of what anyone actually wanted, or what years of running that business were worth to the child who stayed. Life insurance plays a liquidity role here, twice over. The death benefit pays into the next generation, ideally into a trust with guidelines rather than directly to an individual. And the cash value on remaining policies stays accessible during your lifetime, available for taxes or settlement needs without forcing a sale. The most overlooked part of inheritance planning is making sure the family has access to cash when decisions are urgent and emotions are high.  For the mechanics of how a policy is structured to serve this role, see family banking strategy. Your Plan Is a System, Not a Stack of Documents Inheritance planning usually fails not because any single document was wrong, but because the pieces were never aligned with each other.  Beneficiary designations override what a will says, regardless of what the will was written to accomplish.  A business operating agreement controls what happens to ownership, regardless of what you communicated verbally to your family or wrote elsewhere.  A trust that was signed but never actually funded, meaning the underlying assets were never retitled into it, protects nothing at all. It sits as a document with no substance behind it. The fix is coordination. Every document, account, designation, agreement, and insurance policy needs to be aligned and speak the same language, so the whole plan works together rather than quietly contradicting itself.  This is also where family wealth planning becomes concrete rather than aspirational: it is the discipline of making sure your intentions and your paperwork actually match, account by account. A strong inheritance plan is not a stack of separate documents. It is a coordinated system where every piece supports the same outcome. How to Start: Clarity Before Complexity ...

    Hillbilly Horror Stories
    2029: Whisper Estate

    Hillbilly Horror Stories

    Play Episode Listen Later Aug 16, 2026 102:15 Transcription Available


    Jerry and Tracy talk about this famous Whispering Estates

    rSlash
    r/Scams I Lost 3 Months Salary to a Dumb Scam

    rSlash

    Play Episode Listen Later Aug 15, 2026 16:29


    0:00 Intro 0:06 Salary 2:35 Franchise mill 6:08 CC scam 8:45 Estate scam 10:42 Venmo 12:51 Tinder Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Creative Penn Podcast For Writers
    Going Indie, Publishing Innovation, And The Challenges Of Book Marketing With John Bond

    The Creative Penn Podcast For Writers

    Play Episode Listen Later Aug 12, 2026 67:51


    How can you tell where the real innovation in publishing is happening right now, and why is it emerging from the indie side first? How do you market your own book when you've spent 35 years marketing everyone else's? John Bond talks about Going Indie and what he's learned about authors who last. In the intro, my thoughts on writing with AI, Charles Dickens and encouragement for the 3-year-old dancing to K-Pop at the wedding, UK copyright law, The end of an era — Hugh Howey; Notre Dame, Paris; Today's show is sponsored by Bookfunnel, the essential tool for your author business. Whether it's delivering your reader magnet, sending out advanced copies of your book, handing out ebooks at a conference, or fulfilling your digital sales to readers, BookFunnel does it all. Check it out at bookfunnel.com/thecreativepenn This show is also supported by my Patrons. Join my Community at Patreon.com/thecreativepenn John Bond is the co-founder of Whitefox, a premium publishing services agency, and has over 35 years in traditional publishing, from bookselling to marketing and management. He's also the co-author of Going Indie: Publishing Your Book Your Way, with James Silver. You can listen above or on your favorite podcast app or read the notes and links below. Here are the highlights and the full transcript is below. Show Notes Why 2012 was a watershed moment for publishing in the UK Whether the snobbery around self-publishing has finally gone How to co-write a book with someone, and why there's no formula The pride swallowing involved in getting endorsement quotes for your own book The shadow economy of indie sales that no industry chart measures The hallmarks of writers who build a long-term career You can find John at wearewhitefox.com. Transcript of the interview with John Bond Jo: John Bond is the co-founder of Whitefox, a premium publishing services agency, and has over 35 years in traditional publishing, from bookselling to marketing and management. He's also the co-author of Going Indie: Publishing Your Book Your Way, with James Silver. So welcome back to the show, John. John: Thank you, Jo. Thanks so much for having me. Jo: You were last on the show in 2022. You've been on a couple of times, but just set the scene. Tell people a bit more about you and your long background in publishing. John: I suppose I could say I started as a marketing manager at Penguin back in the early 1990s in London, and that role eventually evolved into running sales and marketing, as it often does. I did that at Penguin and at HarperCollins. Then I ran one of the publishing divisions at HarperCollins, including 4th Estate, and published Hilary Mantel and Jonathan Franzen and Chimamanda Ngozi Adichie and others. I left that in 2011 and set up Whitefox in 2012, and it's a classic startup story. It was somebody I worked with at HarperCollins. We sat around a kitchen table, came up with an idea for a business, which was Whitefox, and that's grown into the creative agency that it is today. Jo: So back then, did you think, “I can do this better”? Was that the impetus, “I can do publishing better than Penguin and HarperCollins”? John: No, I thought we would solve a problem. There's something very attractive about that whole startup mentality and beginning something from scratch. I mean, I was in my early 50s. I'd had a long career in traditional publishing. On the plus side, I knew a lot of people, and I thought I could get meetings, people would reply to my phone calls or my emails. On the downside, I didn't necessarily have the energy of a 20 to 25-year-old. I knew a lot of people and I knew quite a lot of things, and I also knew what problems something like Whitefox could solve. We set up with this idea that if we could galvanise and organise the diaspora of freelancers in the publishing space and make them available to anybody that wanted to make a book, that that would be quite a powerful thing. These incredibly creative, wonderful people who were below the radar and were not particularly valued or managed or utilised properly. I thought if we could access that and make that available not just to traditional publishing people who know about these people, but to individual authors, businesses, brands, people that wanted to make a book, and if you added a layer of our expertise from traditional publishing, that could be quite powerful, I suppose. That's what I was thinking back then. Jo: It's funny, though. You said these wonderful freelancers who were not particularly valued or managed or utilised properly. That could also apply to a lot of authors in traditional publishing. John: Totally. Totally. But if I'm honest, I don't think I was thinking about that. What's really evolved since we started, even in that 2011, 2012 period, is so much has happened to independent writers, indie authors. The whole ecosystem has become much more vibrant, and what is accessible to those writers is much greater. I'd like to think we've played a part in that. What that's done is put power back into writers' hands, and that quickly became apparent in the business as a byproduct of what we'd set up. Jo: Yes, and 2012 I do think in the UK was a pivot point, because I got into self-publishing in 2006/2007 when the Americans did with the beginning of the Kindle and the iPhone. Really the American ecosystem grew first. I happened to be in Australia, and so I think I was able to escape the negativity of the vortex in the UK, which took a number more years to embrace self-publishing as a force to be reckoned with as opposed to an embarrassing thing in the corner for vanity press. Do you see 2012 as a changing point in UK publishing? John: I think we'd just come out of the Kindle moment, hadn't we? There were all sorts of conversations going on about how that was going to change things forever. I think no one quite knew what the upshot of that was going to be, but we knew that it was incredibly disruptive. In 2012, Penguin, as it was then, before Penguin Random House, had offered to buy Author Solutions for $115 million, presumably seen as some kind of defensive measure as to what the market was going to evolve into. I think it felt like a real period of change. In the UK, James Daunt took over running Waterstones, and he was then ultimately going to run Barnes & Noble. It felt like a bit of a watershed. I think we were lucky in that sense, that maybe in the UK and in London, what we were creating coincided with an opening up of opportunity and creativity, and people wanting access to more tools to be able to do things themselves. Getting this idea that you invest in your own talent and what that could mean for your ability to do things quicker, better. Some of it was happenstance, but lucky for us. As you say, we then became aware that in a sense a lot of these things had come to fruition earlier on the US side. In London, that whole idea of setting up something that wasn't a traditional rights-owning model, but where you wanted to be working with people creatively, felt actually really exciting and timely. Jo: And when you started to work with independent authors, probably a couple of years after that, you started to work with a lot more indie authors and things really started to change in terms of the business side. Did you feel any of the snobbery from the traditional industry? Like you mentioned, you have a lot of contacts, a lot of connections. I came to your wonderful launch party and there were just people from all over the industry. I wondered if you got any kickback, or if anyone raised their eyebrows a little bit at who you were choosing to work with? John: Oh, definitely. And I would say I really think that's gone. You may think differently, Jo, but from my perspective, I think there has been such an evolution in the nearly 15 years that we've been going. So any of that residual snobbery, looking down your nose at people that were going DIY, producing multiple books, learning from every single publication. We've spoken about this before. I remember you sat on the panel of a FutureBook conference in the UK, which was run by a trade magazine, with this idea of looking at the, in quotes, “digital future of the business.” It felt like there were a lot of things being talked about, but not a lot of action on the traditional side. I suppose some sort of awe that there was some magic going on with people who were making a success of self-publishing. But then quite a lot of people looking down their noses at things that shouldn't get through the gatekeepers. I do think that's gone. Or if it's not completely gone, I can see it on the way out of the door, because there's no room for that when agents are struggling to sell books to publishers because publishers are looking at the next indie author, the next Freida McFadden, the next Sarah J. Maas, the next Rebecca Yarros. So whoever it may be, or wherever they're publishing, whatever they're doing now, wherever they may be, knowing that a lot of those people will already be publishing and be on not their first, second, third or fourth, but potentially their 10th or 11th book. It's a race to see who can help those authors, as a traditional publisher would see it, amplify what they're doing. I think the idea that there's an us and them, if it did exist then, which it certainly did in certain publishing quarters, is gone. I used to go to those conferences, like the FutureBook Conference, and certain publishers would talk about publishing, and when they meant publishing, they meant a really tiny area of quite literary, traditional imprints. That's what publishing meant. They didn't even mean publishing to mean educational publishing, or children's publishing, or academic publishing, and certainly not Kindle or POD or whatever. So I think that's had to change for very good, sound, commercial, economic reasons. Jo: Yes, you're right. I definitely have heard, as we go to similar events sometimes, and you do hear agents used to talk a lot more about finding books very occasionally in a slush pile, or doing courses so you could meet people and do pitch events and all this. Now it's often build an audience on BookTok or whatever, and sell lots of books, and traditional publishing as an amplifier, as you said. That's how I always hear them pitch it now, the question of— What can traditional publishing still do when indie authors can do so much? It does seem to be, well, we can amplify you, we can get you into traditional press, we can get you in traditional bookstores, we can help you with film and movie deals, that kind of thing. So that's really interesting, because that's actually changed quite a lot. They don't now seem to say, “Oh, well, we can make sure we pay you,” or, “We are editorial success as such.” John: I think they don't say editorial success or quality or indeed marketing, because that was what used to be said. I think there's an understanding that a lot of indie writers are better marketeers of their own books than traditional publishers, and if you go into the publishing machine, then you'll get your slot. It lasts for a certain period of time and then that moves on to another book. Whereas obviously if you're writing your own book and you're marketing your own book, you're able to do that yourself 24/7 wherever you are in the world, and you will know more about your readers and your audience and how that evolves than a traditional publisher would. What they probably mean now is, as you said, as much as anything, distribution, or even physical distribution. Because to be part of that process, I think that is still where a large conglomerate is able to wield some muscle, with this idea that if you physically want to see your book in bricks and mortar retailers in X outlets around the world, that's potentially easier to do if that is your aim, via a traditional publisher. So it is constantly evolving, because it used to be that marketing was the silver bullet, and I don't think that's the case anymore. Jo: No. We'll come back to marketing, shall we? Struggling with marketing. So let's get into your book. You recently co-wrote Going Indie with James Silver, Publishing Your Book Your Way. Obviously you already knew a lot about indie authors, so I wonder, what did you discover in the process of researching the book and the interviews you did? And I was one of your interviews. Did anything come up that surprised you, since you're already pretty embedded in the world? John: I would say some of it was reinforcing what I knew. So how everything is so intertwined, how in some ways unlinear everything is. People are doing lots of things in a different order to the way that traditionally writers would perceive this relay race of a manuscript gets passed to an editor, an editor passes on. That's just not how it is or needs to be anymore. I still think there is—not even a misconception—but I think there's a received wisdom that when you're talking about self-publishing, you're talking about fiction. The majority of books that Whitefox produces are not fiction, they're non-fiction. Some of them are quite mainstream, some of them are quite niche. That idea of connecting to your audience and your followers, and being slightly more scientific about how you find readers in your non-fiction niche, I think is still unspoken about in a way, in that genre fiction tends to be what people automatically assume the conversation is about. This probably doesn't surprise you, but I was pleasantly surprised to have it confirmed to me quite how much swapping and sharing there is of skills and knowledge in that space. I'm not saying indie writing is egoless at all, but there's quite a lot of sharing of knowledge and what works, and collaboration, which I think is great to see. Again, if you've, as I did many years ago, come out of corporate conglomerate publishing, traditional publishing, there's less of that by the very nature of the kind of organisation. And look, we just talked about marketing a little while ago. I do think this whole idea that the cutting edge of experimentation, it's not traditional publishing, it's indie writers. They are looking at not just how to find readers, but how to fulfil orders, how to make commercial sense of what they're doing from the absolute outset and get-go of what they're doing. And just how now the lines are blurring between what would be classified as traditional digital publishers and the writers who are doing their own thing, or doing their own thing on behalf of a few other writers. Those lines have completely blurred. There used to be this traditional hardback, paperback, X number of books a year, a year after hardback there's a paperback. This is the model we have been doing for centuries, and people doing things on their own. I think that's blurring massively, and the Venn diagrams of people's areas of expertise are just overlapping massively. Jo: Well, I think you're right there, and certainly the hardback special editions with sprayed edges and foil. A lot of us now are doing that first and not putting out the other, or putting out the rest of it at the same time. I dare say probably there are more indie authors with sprayed edge hardbacks than there are traditionally published authors. John: I'm sure that's right. And what's interesting is if you go to a traditional book printer, they are loving the direct communication with writers, that's not coming through traditional channels and traditional relationships. It's great business, it's interesting. I think that's something that's even developed in the last couple of years, that cutting out of some of the middle men required. Jo: Yes, and in terms of supporting freelancers and small publishing houses and printers and stuff, the other thing I've heard is that indie authors pay upfront, or they pay quickly, compared to some of these big publishers who are asking for long lead times and steep discounting. So actually a lot of these independent businesses are doing better under indie author work than they were under traditional. John: I think that's right, and that's what I mean also about the sharing of information and this collaborative idea of sharing creative knowledge. I mean, I'm making it sound like a kind of 19th century cooperative, which it isn't. I'm not suggesting that for a second. It's this idea that there's a lot of people learning a lot of things and there's a keenness to share some of that information, because if you've developed your own readership for your unique creative product, some of those learnings are very exciting. The printers I've spoken to love working on those kinds of things, because they are also being challenged to come up with new ways of developing ever more innovative physical product. Jo: Yes, I think it's a fun, creative time for sure. Things like Kickstarter, which you came on and talked about crowdfunding years ago, and I've obviously done. I think, what am I on now? Seven? I've just done my seventh. John: Wow. Jo: It's so much fun. But now what's happening is traditional publishers are arriving on Kickstarter and all that kind of thing. So we really see a blurring. Let's come back to your book, so Going Indie. You co-wrote it. Now obviously there are lots of positive sides of collaboration, but in terms of any challenges with collaboration and co-writing and the writing process of doing this? Because I've done this several times and I've found it very challenging. So tell us about the collaborative writing process. John: We thought a lot about it before we took it on. What I would say, having done it, is I am assuming there is no formula for how you do this. At Penguin I worked with a married couple who were crime writers, and they wrote books together. They merged their names so it appeared to be one name. I could not tell you, and they didn't share what that process was, whether they were writing different chapters or … I don't know. So I can only speak from my own experience. James is an established journalist. He's great with deadlines. He was very good at chivvying me along when I needed to be persuaded to hit the deadlines that I'd promised. I write blogs, I write newsletters, I write content for our website, but this is my first book. I've never written anything of this length. So in a way it started with the structure. It started with this idea that we would play to what we perceived as our respective strengths in terms of writing. We absolutely were not each writing every third word or anything like that. It was a process of trust in different parts. I thought, James had done some research and will be better at writing that. He deferred to me on areas that he took to be my areas of expertise. We did every interview for the book together. We went over the notes from those before they became part of the interviews for the book. And some of the book's elements are diagrammatic, so those are very easy to collaborate on. I think we tried to be professionally, creatively constructive with each other. So it was raising an eyebrow rather than shouting at each other if we didn't agree about something. A lot of it was down to the editing, and I don't know what your experience was like with a co-writer, but a lot of it came down to: here is something which is quite baggy. How do we, between us, make this as tight as we possibly can? I don't mean copy editing or proofreading. I mean the actual sort of, how do we get this into a pithy, usable, practical but discursive book? We didn't ever set out for this to be a pure reference book at all. We wanted to take a snapshot of what was going on. So a lot of it was genuinely trying to do some research and get people to feed into what was going on from lots of different perspectives, which is why we wanted to get mainstream traditional publishers, we wanted to get agents, we wanted to get indie writers, we wanted to get people who have all sorts of experiences and perspectives. That's what makes it what it is, which is, here's what we think are some of the interesting discussion points of what's going on now. Jo: It is a fantastic snapshot. I think it's really interesting—and obviously you also have seen my book, Successful Self-Publishing, which is on its fourth edition—this is one of the difficult things with snapshot type books. So have you already thought about that? I know this one has just come out, but have you thought, “Oh no, in five years we have to do it again”? John: Well, I think we thought we're going to have to address AI, which we do in the book, and we really tried to caveat that with saying, look, so much may change so quickly, and here we are talking about what we know now. We obviously tried to set the context for where we are now, and we tried as much as possible to make something which would last as long as we can. I think what we did think was, we have tried to make it as international a perspective as possible. But at the same time, we are a London-based agency, and a lot of the views will be from people based in the UK. So I think what I would like to explore is something that looks at potentially somewhere like the US, where I think there'll be different people that would perhaps have different perspectives on different things. So I think we thought about potentially there being future iterations of the book, but not yet. Jo: Not yet. This is the challenge with non-fiction, of course. On that, I would say what you just said around the US and stuff, the successful UK authors all use the same systems as the US. So I wouldn't say that the US … I mean, we all have the US companies we all use. I say Kobo is obviously Canadian, but I would say that we use the same ways of doing things. Obviously you might interview a different author, but … John: That was all I meant. I meant interviewing. Because we've interviewed agents and authors and publishers and they are largely UK based. So it was the idea that maybe there are some perspectives on things rather than systemic. Jo: Differences. John: Yes. Just that. Jo: So then I guess another challenge, we've kind of nodded to it so far, is marketing. So let's talk about the challenges of getting this book out in terms of publishing and marketing. Because you've been on the inner circle side, trying to do that for other people's books, but your own book, this is a whole nother thing. So tell us about that. John: Well, how do you do it, Jo? I mean, honestly, I've loved some of it. I get how you become completely obsessed with your book and trying to make sure that you can get it into the hands of the people that you want to get it into the hands of. We've got some great endorsement quotes, which was a task that, how can I say this? I would call it pride swallowing. The idea that you really try and get people to say nice things about your book and, if they don't reply, you think, “How much do I pester them? How much do I annoy them by asking them again nicely?” And the absolute sheer unadulterated joy when they come back with something positive that you can use and utilise in some way. So that whole process of waiting for feedback, I suppose, and hoping that people are going to like what you've done and help you spread the word for it. We had a launch event, we've given books away. We've published the book as ebook and POD. I think one of the great things about that is it's enabled us to be completely adaptable and make changes right up until the last minute. That drove everybody in my team completely crazy because we were making changes up until the last minute. So, is the book definitely going to be available on publication date? What's it going to do? You know, all of that kind of stuff. Also, just getting this idea that I suppose you can never stop. Is that a very obvious thing to say to a writer? It probably is. You just can't stop, because if you go, “Right, well, I've done it,” complacency is the enemy. Just as soon as you've got that quote, or someone said that they're going to give you an opportunity to talk about it on a platform, it's just another day and you've got to keep thinking about how you can spread the word and tell people that it exists. Jo: Yes, well, I think that's right, and particularly non-fiction, which unless it's very timely and you must get it out right now. But other than that— Most books you just have to keep marketing for years. Then just as you say, when do you stop? Well, you kind of never stop unless you want to, unless you want to retire and just give up, basically. Dean Wesley Smith, who's a big writer in the US and a kind of a mentor of mine in past years, he talks about it as this massive sea of books. And when a book arrives, he pictures it coming down and landing on the water. So the day you launch, it's landed on the water, and then it begins to sink. Then there are all these other books coming down. It's like this rain of books, and your book is sinking as soon as it lands. And your job is to keep it afloat somehow. John: Keep it afloat. Jo: Yes. John: I think you're right, and it's such an interesting perspective for us, who work with a lot of people who have one book. You know, they've spent 10 years writing it. It's their life story. It's their memoir. It's their self-help book. It's their book that accompanies them on their speaking journey, or whatever. Then there are the people who are writing constantly and can't stop writing because they're exercising that creative muscle all the time and wanting to get better, and wanting to improve and learn and understand why this works and why that hasn't worked. Just getting a glimpse into what it must be like for that person for whom writing is not a hobby. I kept saying to myself, “This is not something you're doing as a hobby.” I want this book to be of value to people, and if I'm investing that time and effort into something that I want to get out there, you've got to commit to whatever it is you need to do to make sure you're not sinking. Jo: Yes. John: I will now not be able to get that image out of my head. Jo: Yes. I know there's people listening who don't have a mind's eye, which I always find fascinating, but for those of us with a mind's eye, you can now picture that and you will never forget it. The other thing, I guess, is that, having done a lot, over 40 books now, the inevitable thing is you cannot keep pushing all of those books back up to the surface. So when you do get the bug as such of writing, the most interesting thing for all of us is always the next book. It's always like, ooh, the next thing I'm doing, I'm very excited about. So you do have to pick your battles on marketing. So have you got the bug, do you think? Are you thinking of other books in general? Because as you said, you must be, I guess, in your 60s. John: I am. Jo: You could retire. John: I am. You were talking about that long career. I could. I mean, I really love doing it, and I would love to do more. I think one of the things that surprised me was just how many ideas came up while we were doing the book about tangents that one could take it. I have no desire to write a novel. I don't want to do that. I wouldn't be very good at that. I do think there are some interesting spaces around where there's a kind of intersection of creativity and learning, and how you can develop books that would help people who are trying to achieve different things in different sectors of publishing. So without getting too granular about it, this book doesn't really address brands who want to become publishers, and I think that is something that our business has developed into working with, not just individuals, but businesses and brands. I think there's definitely spin-offs of this book which are not about repeating what we've done so far. And this whole idea of what you've been doing for a long time, what we've been doing since 2011, 2012, it's evolving now at such a speed. I mean, who would have known what was going to come out of TikTok? As you talk about TikTok to Shopify, that whole kind of new ways of finding readers, of taking books to market. As you said, Kickstarter, crowdfunding. There's all sorts of things that I think will emerge, because in a funny sort of way traditional publishing at the moment feels quite conservative with a small c. I mean, the bestsellers. Dan Brown is number one in the bestseller list this week in the UK as I speak, who has been a bestseller forever. And obviously new writers come along the whole time, but the market feels a little bit as if it's waiting now for innovation. I think if that innovation's going to happen, it's probably going to happen in the indie space before it happens in mainstream publishing. So people are coming to us and thinking, does that represent a trend? Does that represent something which could be a way of looking at something a little bit deeper, doing some research around and creating something which is not a long book, not a massive thesis, but something which is indicative of something which could be useful for people. Jo: Just coming back on the Dan Brown is in the bestseller list. I think this is completely to do with the way that traditional publishing measures things. For many years, more than a decade, probably since the beginning of Kindle, certainly the beginning of Kindle Unlimited, there is a shadow economy, I call it, or a parallel economy. I would say that almost zero of my own personal sales are measured by any industry standards. Anyone who makes any money from Kindle Unlimited or Kickstarter or Shopify, or selling direct in any form, or selling books at conventions, none of this is measured by any traditional things. As you know, the New York Times list, for example, does not include Amazon sales in their bestseller list. So you've got indie authors in the UK who are incredibly successful who have to decide, say, someone like LJ Ross, for example, decides, “Okay, I'm going to set up a proper imprint with Gardners or whatever so that I can get in bookstores so that I can hit a Sunday Times list or something.” So I would say that seeing things like Dan Brown on a bestseller list has almost no meaning in the shadow indie economy. John: No, you're absolutely right. We're not even able to see audiobook sales. Jo: Yes, audio. Any kind of borrows, like Spotify. John: No, you're completely right. I suppose I was making a broader cultural point, that it doesn't feel like there's an enormous amount of innovation going on or risk taking within what I would call mainstream trade publishing. And there doesn't seem to be the need to be, because there will be more consolidation. Small companies will be bought by big companies, so there's growth through acquisition. There's still a hope that something will take off that is a surprise, and there's still an enormous reliance on established brands who, even through the traditional metrics of how you measure them, are probably selling less, but still at the top of the pile. I suppose that's what I was meaning. Jo: Yes, and I agree with what the industry looks at as signals. It's just, as we said, a lot of these signals are invisible. So coming onto innovation, at London Book Fair this year there were a lot of sessions on AI, and you mentioned AI briefly, and there is a chapter in Going Indie on generative AI. And of course there's a lot of negativity and drama and lawsuits and this, that and the other. But at the same time, at London Book Fair, a lot of traditional publishers talking about using it, and of course they always say, “Oh, we use AI only in marketing and business, not with the creative or editorial.” Everyone makes this distinction. What are your thoughts on what's happening and where's it going with AI? Is a lot of this stuff not happening in public and just going on behind closed doors? John: I think so. We do have a chapter in the book on AI. We've generated summaries of every chapter using AI, which we explicitly said in the book as well. We've got our Ten Commandments of what we think are useful guidelines. I think that there has to be an enormous amount being done, whether it's experimentation or speeding up for efficiency's sake, or things that slow you down, within mainstream publishing. There has to be more than just the guardrails around the creative process. And clearly when we're talking about metadata, book description, cover copy, presumably royalty calculations, presumably if you're trying to grow your newsletters. There has to be an enormous amount of activity going on. We're driven by the market, so we do not commission. Writers come to us and they either want to work with us and we want to work with them, or that doesn't happen. So we're in a sense seeing what the market is seeing, and that is a whole range of things. As I've said before, there's a lot of sweeping generalisations out there, which if you look back to that Kindle moment, we were talking a little while ago about what was going on in 2010/2011, about the enormous broad brush strokes that were being perceived as a result of Kindle. Kindle has affected some areas of publishing, it's affected some not at all. I think it will be absolutely fascinating when the sweeping generalisations stop and there becomes, I suppose, even more transparency. The thing that people are looking for, isn't it? A little bit less opaqueness as to what is really being done. Because everybody's being so careful about what they say they're doing and what they're not doing. I suppose ElevenLabs is the one where people are openly engaging on the audio side. I mean, everyone is being so careful and cautious. Jo: Me too. John: What do you think? We spoke a bit about AI within the book, and I'm interested to know what you think. Jo: Well, I've obviously been openly talking about it since 2016. I openly talk about using it, and I've got my Patreon community where we talk about how we're using it, and tips on how to use it. But then, because I have been writing and publishing since 2007, 2008, I'm very strong in my creative voice. I'm very strong in my understanding of what I consider to be my level of output, and what I publish under my own name is what I publish under my own name. John: Totally. Jo: So the problem is for people who are less confident, I think, in what they're doing creatively perhaps. I know some people feel like they're scared it will take over or something. When you're as strong-minded as me, it's not taking over anything. John: It's not going to take over anything. And the other side of the coin is how many people are finding Whitefox using ChatGPT. Jo: Mm. John: I'm thrilled that we are emerging, through very detailed briefing of AI, as something that is worth engaging with. Jo: Positive marketing. John: Yes, exactly. As you say, I think there's a lot of negativity, and I think it will settle down eventually. I think less hysteria. Jo: Yes, hopefully sooner rather than later. So as we come to an end, you've been in the publishing industry a long time and seen a lot of people who have disappeared, but also those who've lasted. I wondered if maybe you could comment on those who last, because I definitely feel like I'm in my 50s now, and I want to keep doing this. I'm pretty obsessed with— What are the hallmarks of people who have a long-term career? So reflections on that. John: Oh, that's such a good question. I think there's some common characteristics and themes. So I think authenticity, I think this idea of being continually curious. I think there are people who can't help but create, and this idea that once you've sort of expelled once, that's enough. I think there's people that just can't stop creating, whatever you do with it. But this idea that the more you do, the better you get, the more you evolve and keep an open mind. I think there's definitely entrepreneurial writers who love this idea of keeping their readers engaged, and how that conversation is something that evolves and that collaboration evolves, is fascinating. I think if you love that, and you listen, there's always an opportunity to keep building on what you do. I love the writers who we work with. I can think of a writer who we're working on his fourth novel at the moment, and he is a bundle of positivity. No matter the trials and tribulations, the things that have gone wrong, his expectations definitely not being met with his first book. He definitely has this idea that he wants to keep writing, he wants to get better, and he is getting better. It isn't a journey that has a beginning and an end. It's something that will continue for as long as he wants to write. Every single book that he has published, he has learned and gained confidence, gained a network of connections that he's utilised himself now to not make the first half a dozen mistakes he made on the first book. Who knows where it will end up? But certainly the satisfaction he's getting, and the sales he's getting, are growing as he becomes savvier and quicker to make the right choices and decisions. So I think that's my honest answer to that. I think there are definitely people who think, “Phew, I have really wanted to do this book. Now I can rest easy. I've done my book.” Then there are people who really, whatever their objective, whatever the definition of success is from the get-go, just can't help creating. I do love that and respect that. I don't think our book falls quite into that category, because I think it's a slightly different thing. I think there are people who are still making a success of what they do and redefining that as they go on, and who are really open to ideas and input from different people and are not closed off. I love working with those people. Jo: So where can people find Going Indie and everything you do online? John: Well, Going Indie is available online at all good bookshops. It's available at Amazon and anywhere you buy books online as ebook and POD. Our website is wearewhitefox.com, and you'll find information about not just our book there, but a lot of other things that we're doing on that site. Jo: Brilliant. Well, thanks so much for your time, John. That was great. John: Thank you so much, Jo. It's been a pleasure. The post Going Indie, Publishing Innovation, And The Challenges Of Book Marketing With John Bond first appeared on The Creative Penn.

    The Golden Hour
    Is It a Walking Day? | #196

    The Golden Hour

    Play Episode Listen Later Aug 7, 2026 63:35


    Chris and Erik debate whether burping is worse than farting, recap a 5 a.m. estate auction bid on some not-so-real diamonds, and trade sleep struggles that end with the Stadium Pal, a wearable fix for the middle-of-the-night pee. Nick brings the news: Mario Lopez's AI video, Jonah Hill's jiu-jitsu confidence, Liam Neeson's mystery pants, a Freddy Krueger remake that turned out to be fake, a Master of the Universe knockoff that's somehow real, and the viral wheelchair video that has everyone asking: is it a walking day?0:00 Intro1:07 Burping vs. farting4:44 Estate auction diamonds8:52 Sleep struggles & the Stadium Pal19:59 Mario Lopez's AI video22:30 Jonah Hill's jiu-jitsu confidence29:00 Dustin Poirier's arrest video33:34 Liam Neeson & AI fake videos36:40 Movie & TV talk47:23 Spokane fires & UFC news54:45 Is it a walking day?1:01:30 Tour datesGet two extra episodes every month at https://Patreon.com/TheGoldenHourPodcastTo submit to the show email: thegoldenhoursubs@gmail.com or Dropbox Link: https://www.dropbox.com/request/fqtbexhxyaky9X8f8MV1In the subject line, specify whether your submission is King It or Sting It, Debate Club, Rip My Drip, Relationship Advice, or Flaunt My Aunt. In the body of the email, include the attachment, your name, where you're from, and in the case of Flaunt My Aunt, the name of your relative.SUBSCRIBE to The Golden Hour Podcast: http://www.youtube.com/c/KingandtheSting Get your King and the Sting merch at https://thicccboy.com/collections/sale-home-pageFollow #TheGoldenHourInstagram: https://www.instagram.com/the.golden....Twitter:https://twitter.com/the_golden_hrFacebook: https://www.facebook.com/KingandtheStingAnd check out Brendan, Chris, & Erik on social media!Brendan Schaub:https://www.instagram.com/brendanschaubhttps://twitter.com/BrendanSchaubhttps://www.facebook.com/OfficialBren...Chris D'Elia:https://twitter.com/chrisdeliahttps://www.instagram.com/chrisdelia/https://www.facebook.com/chrisdeliaof...Erik Griffin:https://twitter.com/ErikGriffinhttps://instagram.com/erikgriffinhttps://www.facebook.com/erikgriffinc...See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Fearless with Jason Whitlock
    Nolan Wells' Mom Turns Her Son's Drowning into a Netflix Pitch | Jason Whitlock Harmony

    Fearless with Jason Whitlock

    Play Episode Listen Later Aug 7, 2026 17:28


    Christine Wells-Wonsley turned her son's drowning into a murder mystery. Estate filing. Livestreams. Escalating villains. No suspect. No document. Jason Whitlock maps the true crime slope from Sarah Koenig's "Serial" to Ava DuVernay's Central Park Five rewrite — and where Candace Owens earns a hearing on Charlie Kirk. Scripture prices truth in blood. Wells-Wonsley priced it in a pitch deck. Ocean Springs already knows. ➢ Show Outline 00:00 Introduction to True Crime Documentaries and Sarah Koenig 01:05 The Tension in True Crime: Doubt vs. Narrative 01:41 Examples of Documentarians and Their Methods 03:02 The Slippery Slope of Monetizing Truth 03:29 Documentaries That Bent the Truth 04:28 Candace Owens and Asking Difficult Questions 05:22 The True Cost of Truth: Biblical Examples 06:57 The Modern Swap: Truth for Compensation 07:59 Christine Wells and the "Dover Model" 08:55 Wells vs. Established Documentarians 10:03 The "Pitch Deck" Approach and Lack of Evidence 11:35 Inconsistencies in Wells' Narrative and Closing Thoughts ➢ Subscribe to Jason's other channel https://www.youtube.com/JasonWhitlock?sub_confirmation=1 https://www.youtube.com/@JasonWhitlockHarmony?sub_confirmation=1 https://www.youtube.com/@JasonWhitlockBYOG?sub_confirmation=1 https://www.youtube.com/@JasonWhitlockClips?sub_confirmation=1 ➢ Connect with Jason on Social Media:  https://x.com/JasonWhitlock  https://www.instagram.com/realjasonwhitlock/ https://www.facebook.com/jasonwhitlock ➢ Send Jason an Email FearlessBlazeShow@gmail.com ➢ Support The Blaze Visit https://TheBlaze.com. Explore the all-new ad-free experience and see for yourself how we're standing up against suppression and prioritizing independent journalism. Support Conservative Voices! Subscribe to BlazeTV at https://www.fearlessmission.com and get $20 off your yearly subscription. Learn more about your ad choices. Visit megaphone.fm/adchoices