Podcasts about diversified

Is 2026 the year you finally take control of your military finances? With a 3.8% pay raise, new TSP contribution limits of $24,500, and proven strategies that helped one E-7 reach $600,000 in net worth by year 14, Spencer and Jamie break down exactly how to build wealth while serving, even if you're starting from scratch or recovering from financial setbacks. In this episode, we provide a comprehensive 2026 financial reset for military families, covering everything from emergency funds and debt payoff to maxing tax-advantaged accounts and avoiding lifestyle creep. Perfect for anyone wanting to turn the new year into a fresh financial start. Main Discussion Points Know Where You Are Before You Start Track your spending using apps like Monarch Money, YNAB, Rocket Money, or simple spreadsheet Face your financial reality- write down all debt and net worth even if it's negative Government shutdown proved why emergency funds matter: 3-6 months of expenses minimum Example: $500 car repair covered by emergency fund eliminated stress entirely Unique Military Financial Advantages Tax-free income: BAH, BAS, COLA not subject to federal income tax or payroll taxes (7%+ savings) State tax residency: Change to tax-free state (Texas, Florida, etc.) when stationed there! Spouse can too under Military Spouse Residency Relief Act TSP match: 5% automatic match after 2 years for BRS members. Don't leave free money on table Healthcare and housing covered through Tricare and BAH/base housing Example: Saving $300/month by changing state residency adds up to thousands annually 2026 Numbers to Know TSP contribution limit: $24,500 (up from previous year) TSP annual additions limit: $72,000 (includes match and combat zone contributions) Roth IRA limit: $7,000 per person ($14,000 for married couples, even if spouse doesn't work) Military pay raise: 3.8% coming. Automate at least 1% of increase into TSP E6 with 8+ years gets roughly $150-180/month extra income from pay raise Priority Order for Tax-Advantaged Accounts Contribute 5% to TSP (get full government match for BRS members) Max Roth IRA: $7,000 for you, $7,000 for spouse Go back and max TSP at $24,500 Only then consider taxable brokerage accounts Total to max everything: $48,500 for married couples Don't stress if you can't max—contributing 10-20% is still excellent and beats average American 5% savings rate Invest Simply Using LADS Method Low-cost, Automated, Diversified, Simple TSP Lifecycle 2075 fund: 60% US stocks, 40% international, minimal bonds—perfect set-it-and-forget-it option Alternative: 80% C Fund, 10% S Fund, 10% I Fund Don't performance chase because last year's winner often becomes next year's loser Boring is beautiful in investing. Let it compound for 20 years Path to Military Millionaire Status E7 example: $500/month starting as E3, by age 45 = $1 million at 7% return Real example from Reddit: E7 with 14 years, $600,000 saved, contributing $20-25k/year In 10 years that E7 will have $1.2 million just from money already contributed (before new contributions) Add military pension: $30k/year plus $40k from 4% rule = $70k annual income in retirement Time is your biggest asset. US stock market doubles roughly every 7-10 years Common Mistakes to Avoid in 2026 Not contributing to TSP at all (minimum 5%, goal 15%+) TSP loans for non-emergencies...change behavior instead New car trap: 7-year car loans becoming standard, shooting yourself in financial foot Lifestyle creep: Give half of pay raise to savings, half to lifestyle improvements Waiting for "perfect time." Spoiler: there's never a perfect time. Start this weekend Capture Free Money Review LES monthly for accuracy File paperwork for CZTE, hostile fire pay, family separation allowance Follow up with finance multiple times if needed. Don't give up on money you're owed Request corrected W2s if aircrew touching tax-free zones in Nov/Dec Spencer recovered $20,000+ over career by being persistent with finance Take Action Now Schedule family money meeting. Make it a priority! Hire babysitter if needed, dedicate one hour Write down all debt on paper: credit cards, student loans, auto loans Acknowledge it's overwhelming but necessary to move forward Resources: Dave Ramsey's Total Money Makeover or Ramit Sethi's I Will Teach You to Be Rich Resources & Links Budgetting and tracking: Monarch Money, YNAB (You Need A Budget), Rocket Money, Every Dollar Credit card offers: Card Pointers Chrome plugin Free books: Libby app + MWR library on base Military Money Manual by Spencer Reese Selected as US Air Force Academy Class of 2023 graduating gift Dave Ramsey's Total Money Makeover Ramit Sethi's I Will Teach You to Be Rich and Money for Couples TSP match/max charts by rank The Money Guy Show: Financial Order of Operations   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

 What's Happening in Podcasting: 2025 Highlights • The Growing Market & Shifts in Listener Behavior Podcast audience numbers continue climbing: in 2025, over 584 million people listened to podcasts globally, and consumption habits are shifting. Riverside At the same time, more creators are embracing video podcasts — blending traditional audio with video content, to meet changing listener expectations and platform algorithms. EMARKETER+1 The industry forecast remains strong: some estimates project the North American podcast market will expand significantly over the next decade. Yahoo Finance+1 • Business & Monetization Trends As competition grows, creators and podcast networks are exploring different monetization strategies — from subscriptions and listener support, to sponsorships and multi-format distribution. TechWyse Internet Marketing+1 But 2025 hasn't been smooth for everyone: Wondery — once among the leading podcast studios — underwent major restructuring, with layoffs and integration into broader corporate content teams. The Verge • Recognition & Cultural Shifts for Podcasts For the first time ever, Golden Globe Awards introduced a “Best Podcast” category, acknowledging podcasts' growing influence and mainstream cultural relevance. EW.com+1 The move signals a broader shift: podcasts are no longer a fringe medium, but a respected form of entertainment and storytelling on par with film and TV. • Platform Moves & Discovery Changes Spotify introduced new podcast-discovery features this year to boost podcasts' visibility — a sign of how platforms continue to fight for listener attention. TechCrunch Meanwhile, Apple Podcasts dropped its 2025 “Top Charts” and “Top New Shows” lists — giving creators and listeners a fresh look at what's trending globally and locally. Apple+1

Subscribe to DTC Newsletter - https://dtcnews.link/signupIn this BFCM 2025 breakdown, Eric chats with Pilothouse's Head of Ecom Grayson Rudzki and Lead Strategist Abby to unpack what actually worked, what flopped, and how smarter strategy beat brute-force ad spend.For DTC marketers running paid, creative, or lifecycle retentionHow Pilothouse beat Meta's creative fatigue warningsWhat "targeting with creative" really means in 2025Why retention—not acquisition—won this yearTactics for using AI without generating slopReal BFCM ads that moved the needle (with examples)Who this is for: Founders, brand-side marketers, and media buyers looking to de-risk spend and boost lifetime valueWhat to steal:The "persona-led Christmas card ad" concept that crushedHow to diversify creative for open targeting without burning outSimple Rebuy tweaks that doubled items per orderTimestamps00:00 AI reshaping BFCM strategy and creative testing02:00 Record BFCM performance numbers and key takeaways04:00 Why retention, baseline revenue, and loyalty mattered most06:00 Real examples of AI workflows that saved teams time08:00 Outdated playbooks vs the need for real strategists10:00 Meta Andromeda, creative fatigue, and targeting with creative12:00 Persona-driven creative example that drove conversions14:00 Humor, culture, and relevance in winning ad creative16:00 Diversified creative performance and lowered CPMs18:00 The new state of UGC and authenticity on Meta20:00 Post-click strategy, bundles, and conversion wins22:00 2026 resolutions: intuition, creativity, and human strategy24:00 Hero apps of the year: Rebuy, Triple Whale, and resultsHashtags#BFCM #Ecommerce #EcommerceMarketing #DTC #MetaAds #FacebookAds #PerformanceMarketing #AIinMarketing #BlackFriday #CyberMonday #MarketingStrategy #CreativeStrategy #AdBuying #TripleWhale #Rebuy Subscribe to DTC Newsletter - https://dtcnews.link/signupAdvertise on DTC - https://dtcnews.link/advertiseWork with Pilothouse - https://www.pilothouse.co/?utm_source=AKNF571Follow us on Instagram & Twitter - @dtcnewsletterWatch this interview on YouTube - https://dtcnews.link/video

Jamie Leverton, CEO of ReserveOne, joined me to discuss how the firm is taking a unique approach to their digital asset treasury which includes Bitcoin, Ethereum, Solana, Cardano, and XRP. Topics:- Crypto asset diversification- Yield generation - Staking, Lending, & Venture allocation- Staking rewards strategy- Tokenization market- Crypto needs the Clarity Act to pass- Crypto market outlook

Welcome to The Cashflow Project podcast! In this episode, we sit down with Mark Khuri, co-founder of SMK Capital Management and a real estate investor with over 20 years of experience. Mark shares his journey from managing his father's apartment buildings to building a diversified portfolio that includes single-family homes, multifamily, mobile home parks, and self-storage. We dive into key lessons from multiple market cycles, the transition from residential to commercial real estate, and why diversification and strong partnerships matter more than ever. Mark also breaks down current market trends, bonus depreciation, and how interest rates and supply-and-demand shifts are creating new opportunities. Whether you're just getting started or scaling your portfolio, this episode delivers practical insights on managing risk, growing wealth, and navigating today's evolving real estate landscape. [00:00] "From W2 to Real Estate" [04:10] From Rental to Investment Scaling [08:07] "Investing in Passive Real Estate" [10:38] "Focused Investment for Lower Risk" [15:14] Challenges in Building Mobile Home Parks [17:20] Investing in Mobile Home Parks [22:43] Restoration of 100% Bonus Depreciation [24:35] "Tax Incentives Fuel Private Investment" [26:58] "Commercial Real Estate Prices Rebound" [30:51] "Market Trends Amid Uncertainty" [36:05] "Clear Communication is Critical" [38:33] "Start Investing: Visit SMKCap" [40:36] "Investing & Networking Opportunities" Connect with Mark Khuri! Website LinkedIn Connect with The Cashflow Project! Website LinkedIn YouTube Facebook Instagram

When buyers evaluate a software or tech company, they don't just look at top-line growth or EBITDA. Buyers dig into the quality of your revenue. Is it recurring? Diversified? Sustainable? These factors play a critical role in determining valuation and can mean the difference between an average and extraordinary outcome. In this webcast, we break down what acquirers really look for in revenue streams, how quality impacts valuation and what CEOs and founders can do now to strengthen their company's long-term value. Webcast Agenda:  CEO Desk: 10 AI Traps to Avoid with M&A Presentations Special Report: Quality of Revenue—The Key to Your Value Review of key deals in September 2025 Valuation trends across the six technology sectors --------------------------------------------------------------- Corum's Tech M&A Monthly is a regular podcast series for software company owners, executives and CEOs. Each month, Corum Group, the world's leading M&A firm for software and related technology companies, examines the world of Tech M&A. In addition, Tech M&A Monthly includes special reports on buyers, markets and the M&A process itself. This thirty-minute podcast is a must for owners and CEOs considering Tech M&A, whether now or in the future.

107 Breaking Stagnation: Smarter Decisions & Diversified Income | Rodney Black   The Entreprenudist Podcast https://entreprenudist.com Stagnation doesn't happen overnight, it's the result of repeated decisions that feel safe but limit growth. In this episode, we break down: -Why individuals and business owners get stuck in stagnant decision-making -The importance of risk diversification and why relying on one income stream is dangerous -The real truth about direct sales and network marketing — beyond the stereotypes -How smarter decision-making creates long-term growth and financial resilience If you're ready to challenge outdated thinking and make more intentional, informed choices in business and life, this conversation is for you. ------------------------- About Rodney Rodney Black is a husband, father of three, and a leader driven by purpose. Born in Atlanta, GA, and raised in a small town with a farm and ranch background, Rodney learned early the value of hard work, discipline, and faith — lessons that became the foundation for everything he's built today. As cofounder of The Riser Crew and owner of Your Service Store, Inc., Rodney has made it his mission to help people and businesses rise from the ashes and become the best version of themselves. With more than 32 years of experience in the specialty protein industry through The Meat Brokerage, he has built a trusted reputation for excellence, integrity, and long-term partnerships. Through Your Service Store, Rodney also leads initiatives in Systems Management, helping businesses and individuals improve their operations and efficiency, and The Blue Firm, a marketing and strategy group focused on helping small businesses strengthen their brand and expand their reach.  ----------------  About the Host:  Randolph Love III is the Founder and CEO of ShieldWolf Strongholds, where he helps Franchisors, CPAs, Attorneys, Doctors, Realtors, Contractors, and other Business Owners, Entrepreneurs, Home Owners, and Retirees, secure lasting financial legacies.  He is also a trusted franchise consultant, author of the book The Miracle Money Vehicle: How To Make Money Make Babies, and host of The Liquidity Event, a premier gathering on business growth, financial independence, and legacy planning.  As host of The Entreprenudist Podcast, ranked in the Top 10% worldwide by ListenNotes.com, Randolph shares bold, practical insights that challenge traditional thinking. A sought-after speaker, his dynamic style empowers audiences to reduce taxes legally, grow wealth strategically, and take control of their financial destiny. Additionally, he is also the publisher of The Liquidity Journal, a dynamic publication for business owners, entrepreneurs, executives, retirees, and investors. Focused on leadership, strategy, systems, and motivation, it delivers actionable insights that empower readers to grow, lead, and innovate in today's business world.

Actor. singer, inventor and horseman extraordinaire. Riley Smith is riding quite the wave of success. We'll catch up with the multi-talented star, and then we go live with our cat correspondent, Deborah Cribbs!EPISODE NOTES: IHome on the Very Diversified Range with Actor and Horse Lover, Riley SmithBecome a supporter of this podcast: https://www.spreaker.com/podcast/rappaport-to-the-rescue-on-pet-life-radio-petliferadio-com--6667849/support.

Buying a business is one of the biggest financial decisions most entrepreneurs will ever make. For many first-time buyers, it's terrifying. You're putting a meaningful chunk of your net worth on the line and hoping you've chosen wisely. So what actually makes a business safe to buy? In this episode, Greg Elfrink breaks down the realities of business risk and shares practical criteria buyers can use to separate stable, reliable businesses from the ones that keep you up at night.Greg starts by reminding us that there's no such thing as a risk-free business. But some businesses are undeniably safer than others, and the patterns are surprisingly consistent. One of the strongest signals of safety is age. An older business has weathered economic cycles, algorithm changes, and industry shifts. If it has survived for years, there's usually a reason. Diversified revenue and diversified traffic are non-negotiables. If the business relies on one product, one client, or one traffic source, it only takes one disruption to put everything at risk. We also dig into how risk levels differ between online businesses and brick-and-mortar operations, and why size matters more than most buyers expect. Bigger businesses often come with stronger systems, cleaner financials, and teams that keep things running, even when the owner steps away. Finally, Greg outlines the advantages of working with a business broker, especially for first-time buyers navigating due diligence, negotiations, and valuation questions. If you want a clearer picture of what a safe acquisition really looks like, and how to confidently choose your next business, this episode is for you. Topics Discussed in this episode: There's no such thing as a risk-free business (01:35) The older the business is, the safer it tends to be (04:20) Diversification of revenue (07:49) Look for multiple sources of traffic (10:27) Online businesses vs brick and mortar businesses (12:23) Size of the business (15:30) Benefits of using a business broker (17:50) The bigger the business, the less risky it becomes (21:55) Mentions:  Empire Flippers Podcasts Empire Flippers Marketplace Create an Empire Flippers account Subscribe to our newsletter Sit back, grab a coffee, and learn how to separate safe businesses from risky ones.  

Buying a business is one of the biggest financial decisions most entrepreneurs will ever make. For many first-time buyers, it's terrifying. You're putting a meaningful chunk of your net worth on the line and hoping you've chosen wisely. So what actually makes a business safe to buy? In this episode, Greg Elfrink breaks down the realities of business risk and shares practical criteria buyers can use to separate stable, reliable businesses from the ones that keep you up at night.Greg starts by reminding us that there's no such thing as a risk-free business. But some businesses are undeniably safer than others, and the patterns are surprisingly consistent. One of the strongest signals of safety is age. An older business has weathered economic cycles, algorithm changes, and industry shifts. If it has survived for years, there's usually a reason.Diversified revenue and diversified traffic are non-negotiables. If the business relies on one product, one client, or one traffic source, it only takes one disruption to put everything at risk. We also dig into how risk levels differ between online businesses and brick-and-mortar operations, and why size matters more than most buyers expect. Bigger businesses often come with stronger systems, cleaner financials, and teams that keep things running, even when the owner steps away. Finally, Greg outlines the advantages of working with a business broker, especially for first-time buyers navigating due diligence, negotiations, and valuation questions. If you want a clearer picture of what a safe acquisition really looks like, and how to confidently choose your next business, this episode is for you. Topics Discussed in this episode: There's no such thing as a risk-free business (01:35) The older the business is, the safer it tends to be (04:20) Diversification of revenue (07:49) Look for multiple sources of traffic (10:27) Online businesses vs brick and mortar businesses (12:23) Size of the business (15:30) Benefits of using a business broker (17:50) The bigger the business, the less risky it becomes (21:55) Mentions:  Empire Flippers Podcasts Empire Flippers Marketplace Create an Empire Flippers account Subscribe to our newsletter Sit back, grab a coffee, and learn how to separate safe businesses from risky ones.  

Andreas Munk Holm opens the episode by introducing Charles Dunn, Principal at SV Health Investors, and Ruth McKernan, CBE and Operating Partner at SV Health, former CEO of Innovate UK. SV Health is a transatlantic healthcare specialist with a focus on company creation and full-spectrum biotech investing. Notable wins include the exit of SV-created EyeBio to Merck & Co for up to $3bn including $1.3bn upfront, and the recent launch of SV's newest company creation Driag Therapeutics, a UK-based neuropsychiatry company, which recently announced its $140m Series A financing.SV Health's approach blends early-stage company creation with later-stage venture investment. Charles emphasizes that this structure allows:Diversified risk for LPs: Early-stage opportunities carry higher risk but higher upside; later-stage investments provide more stability.Learning across stages: Experience in late-stage investing informs early-stage decision-making, and vice versa.Flexible company formation: SV Health creates companies across different development stages, sometimes even after Phase 1 data exists, as with Draig Therapeutics.

In Episode 44 of Chain Reactions, we're joined by Sebastian Bea, Olympic medalist, former BlackRock and Coinbase exec, and now Chief Investment Officer at Reserve One, a soon-to-launch Digital Asset Treasury (DAT) designed to give institutions diversified, long-term exposure to the crypto ecosystem.**We go deep on:**- How digital asset treasuries differ from ETFs and traditional funds- Why Reserve One is betting on a multi-asset strategy across BTC, ETH, SOL, and more- What institutions *really* need before entering crypto- Why stablecoins are the Trojan horse for mass adoption- The role of tokenized assets, onchain capital markets, and how sovereign funds are already enteringSebastian also shares what he learned from his time at BlackRock, the moment he got orange-pilled on a Thanksgiving dog walk, and why “time is not linear in markets.”**

Detailed write-up on all of the concepts discussed here: https://www.algoadvantage.io/podcast/045-rob-hannaRob Hanna has been trading since the mid 90's and has slowly progressed from discretionary swing trading to a systematic, research driven approach, while still carrying some of those qualitative features into his quant trading. He trades a diversified set of strategies in equities and ETFs, with a focus on the shorter term (and particularly mean-reversion) models. Of particular interest to me was his VIX trading strategies due to their usefulness as a hedge in times of crises, and because they employ more than just price data (they look to the VIX futures curve - whether in backwardation or contango as a critical filter to his models). Trading volatility (through the futures, options or ETFs) can be extremely risky, but given the strong edges that are present in trading a consistent down-trending market, it's always of interest to me how traders find a way to profit while minimizing the risks inherent in these models. Rob has been trading the VIX long enough to share some invaluable insights. Enjoy!The only reliable source for trading COURSES, COMMUNITY & more: https://algoadvantage.io

Der Aktien-Schnelltest mit Oliver Kantimm ("Der Aktionärsbrief"). Hier im Beitrag gibt es die Podcast-Variante zur eigentlichen Sendung im Rahmen von BerneckerTV, Aufzeichnung des Hauptvideos am 27.11.2025). Schlaglichter:Bayer - Echte Chance auf TurnaroundWerblicher Hinweis auf Bernecker Black WeekABO Energy - Drastische GewinnwarnungLumentum Holdings - Erst mal heißgelaufenDiversified Energy - Mini-Bewertung plus XL-DividendenrenditeWir wünschen gewinnbringende Impulse mit diesem Beitrag.=======Bernecker Black Week - XXL-Erfahrung - XXL-Rabatte. Bitte schnell entscheiden. Aktionszeitraum gilt befristet bis 30.11.2025. Zur Aktionsseite:https://www.bernecker.info/black-week=======Lust auf noch mehr Sendungen im Bernecker.TV? Noch mehr unterschiedliche Experten? Infos zu Bernecker.TV:https://www.bernecker.info/bernecker-tv=======Anmeldung zum kostenlosen Experten-Newsletter der Bernecker-Redaktion über unsere Website:https://www.bernecker.info/newsletterDisclaimer:Diese Beitrag dient ausschließlich Informationszwecken und stellt keine Anlageberatung dar. Bitte beachten Sie, dass Investitionen in Aktien mit Risiken verbunden sind und Sie sich vor einer Anlageentscheidung umfassend informieren sollten.

What happens when a leader in rugged engineering turns its expertise to the electrical harness? Australian Diversified Engineering (ADE) decided to bring this critical component entirely in-house, and the results are a game-changer. Join us on Mining Now for an exclusive facility tour to see how they achieved a 12-month ROI by mastering control, quality, and speed.

Stephen Grootes speaks to African Bank Group CEO Kennedy Bungane about the Bank’s 2025 annual financial results, highlighting its transformation into a diversified, customer-centric institution and its strong performance despite a challenging environment. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

In this episode, Brad and Elizabeth of Otter Creek Farm share their journey transitioning a multi-generation New York farm from a conventional model to a diversified, regenerative, fully grassfed operation. The episode explores how they rebuilt their systems around animal welfare, soil health, transparency, and community connection, and why direct marketing became the heartbeat of their business. Brad and Elizabeth walk through the decisions that shaped their operation — from abandoning commodity markets to developing a robust meat share program, pursuing Animal Welfare Approved and Certified Grassfed certifications, and introducing farm stays to deepen customer relationships. Their story highlights the practical realities, challenges, and rewards of regenerative farming in a cold-weather climate.

Guest Ilya Zlotnik, Partner, Wealth Adviser, Vivaldi Capital ManagementWebsite www.vivaldicap.comAUM ~$6bn BioIlya is a Wealth Advisor and Partner at Vivaldi Capital Management in Chicago. For over a decade, he has guided high-net-worth individuals and families through every aspect of their financial life—from strategic asset allocation and portfolio management to complex tax and generational planning. His client-centric approach and deep expertise have earned him recognition as a Forbes Best-In-State Wealth Advisor for two consecutive years. Prior to joining Vivaldi, Ilya served as an Investment Consultant at TD Ameritrade and was a member of the Private Wealth Group at RMB Capital Management. He holds a BS in Finance from the Kelley School of Business at Indiana University and an MBA with concentrations in Finance and Entrepreneurship from the Booth School of Business at the University of Chicago.Disclaimer: This is one Advisor's perspective and not reflective of VCM.Read the full disclaimer and learn more here: https://www.vivaldicap.com/

Shameel Joosub – CEO, Vodacom SAfm Market Update - Podcasts and live stream

Carl, Zac, and Hayden roll into Episode 72 with a caffeine-fueled catch-up on the week: Mansfield’s push to hike penalties for truckers who skip designated routes, an Election Day pep talk and progress at the reborn Mansfield Speedway. It’s the usual mix of local headlines, sports overreactions and newsroom banter — best paired with a cup from Relax, It’s Just Coffee. Then Mansfield entrepreneur Dan Lew grabs the mic for a wide-ranging conversation. He traces his path from early gigs and China Club to DLX on the Square and Axe Social Lounge, unpacks what it really takes to build (and rebuild) in a downtown under construction, and shares lessons on resilience from the COVID era. Plus: the spark behind Gravity Ohio, the “Orange Cone Festival,” and why he’s bullish on Mansfield’s future. Related links: Election Eve: Just 1 in 5 registered Richland County voters expected to cast ballots Read all of our election coverage Penalties may get stiffer for trucking on non-truck routes in Mansfield Let’s go more than racing, boys! … Diversified plans progressing at revived Mansfield Speedway Intro song credit: Smoke And Drink, by Luke Watson. Be a Source Member for unlimited access to local, independent journalism.Support the show: https://richlandsource.com/membersSee omnystudio.com/listener for privacy information.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how today's market update ties directly into smarter portfolio management and building a Tax Efficient Portfolio for your non-IRA accounts. From headlines about new highs to rate cuts and tariffs, they translate noise into strategy—focusing on tax planning, tax strategy, and tax efficiency so you can secure your retirement with confidence.Listen in to learn about using Direct indexing with Tax loss harvesting to mirror an index while managing investment taxes, handling concentrated stock positions, and customizing holdings (think: Index replication without the positions you don't want). You'll also hear practical retirement planning strategies to stay diversified, manage risk, and plan for retirement so you're retiring comfortably with a clear retirement checklist and a resilient approach to Retirement Investing and Investment risk management.In this episode, find out:· How recent Fed moves and headlines factor into a pragmatic market update and what that means for Retirement Planning and risk management.· The core–tactical–bonds/alternatives blend that creates a Diversified portfolio beyond just stocks to smooth volatility.· What Direct indexing is, how Index replication works with 50–75 stocks, and why Tax loss harvesting can add meaningful tax alpha.· Ways to unwind a concentrated position (e.g., long-held company stock) using harvested losses and a phased Capital gains strategy.· How to tailor portfolios (even in IRAs) to exclude specific stocks while still tracking an index—supporting your personalized planning retirement goals.Tweetable Quotes:· “We're not stock-picking heroes—we're replicating the index and using tax efficiency to your advantage.” — Radon Stancil· “With Direct indexing, you can make money and harvest losses at the same time—powerful for investment taxes in non-IRA accounts.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!"To access the course, simply visit POMWealth.net/podcast.

A Layered Life Gladys H. DeClouet on Breaking Barriers in Corporate America | Diversified GameWebsitehttps://gladysdeclouet.com/

ISE's strategic move into EdTech is impressive, but what about healthcare, hospitality, and corporate spaces? The "it worked yesterday" excuse doesn't cut it when your boardroom AV fails, here's how to make sure it never happens again.The video version of this podcast can be found here.Host Tim Albright and his industry expert guests bring you another must-watch AVWeek episode covering critical topics from the commercial AV world. This week they're debating ISE's next strategic opportunities beyond education, and educating IT and AV end users so they can make smarter, quality decisions and avoid costly installation failures.Host: Tim AlbrightGuests:Brad Hintze – CrestronJeremy Elesser – Level 3 AudiovisualSteph Beckett – rAVe PubsThis Week In AV:AV Magazine – Biamp Acquires ClearOne AssetsCommercial Integrator – Paul Lidsky is Diversified's new CEOAV Magazine – Crestron Opens New Experience Center in BelgiumAVNation – InfoComm América Latina 2025's First OutingRoundtable Topics:AVNation – AV Install NightmaresrAVe Pubs – ISE Partners with EduTech for 2026See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It is no secret technology stocks have been a driving force in domestic stocks. However, their continued rally has led to the overall sector becoming a huge chunk of the market, and therefore the market's return. How has the happened? Is the concentration to tech stocks truly indicative of the overall diversification of the US economy? Has this sort of lack of diversification ever happened previously? What might this mean for the future of the domestic stock market? In this week's Trading Perspectives, Sam Clement and John Norris discuss how so-called tech stocks have become the dominant force behind the US markets. It has been a wild, and mostly fun, ride. But will it continue?     

China has unveiled the astronauts for the Shenzhou-21 crewed spaceflight mission set for launch on Friday night. There will be 27 new projects for the crew in the space station, covering life sciences, biotechnology, medicine and material science.

Sasfin Wealth's David Shapiro discusses the day's market developments, miners going strong, Glencore recovering, global market performance, and the US interest rate decision. SAfm Market Update - Podcasts and live stream

SummaryIn this conversation, Peter discusses the current state of the crypto markets, focusing on the rise of ETFs and their implications for institutional investors and retail users. He explores the potential of Bitcoin DeFi through Cardano, the integration of decentralized domains, and the role of AI in trading. The conversation also touches on the importance of stablecoins in the ecosystem, user onboarding experiences, and the customization of NFTs, concluding with a call for community support.Chapters00:00 Current State of Crypto Markets and ETFs02:50 Institutional Interest and Market Manipulation05:59 Bitcoin DeFi and Cardano's Role09:08 Decentralized Domains and Web3 Integration12:02 AI in Trading and Automation14:54 Gaming and Crypto: Cornucopius to Infinity Rising17:48 Stablecoins and Cardano's Sovereign Wealth Fund21:07 Onboarding Users in Crypto23:54 NFT Customization and Community Engagement27:08 Closing Thoughts and Community SupportTakeawaysCrypto markets are currently struggling but show potential with new ETFs.ETFs can simplify entry into crypto for institutional investors.Diversified crypto baskets can reduce individual asset risk.The rise of ETFs may centralize access to decentralized systems.Bitcoin lacks smart contracts, limiting its DeFi capabilities.Cardano aims to enhance Bitcoin's utility through DeFi.Decentralized domains could bridge traditional web and blockchain.AI trading bots can automate and improve trading efficiency.User onboarding experiences are crucial for attracting new crypto users.NFT customization fosters community engagement and creativity.DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content.

Did you know your financial advisor can actually help you invest in ways that reflect your faith?Advisors do more than just help you hit financial targets—they can also guide you in making a lasting impact with your investments. Today, Josh Bean joins us to share how to start the conversation about faith-based investing.Josh Bean is the National Sales Manager for Praxis Investment Management, an underwriter of Faith & Finance.25 Years of Change in Faith-Based InvestingAbout 25 years ago, Praxis conducted its first major study on faith-based investing. This year, they decided to revisit that research and see how investor attitudes have evolved.Partnering with Bellomy Market Research, the Praxis team surveyed over 1,000 individual investors and 400 financial advisors to explore the motivations, opportunities, and concerns surrounding faith-aligned portfolios.The exciting part is that the results confirmed what they've believed all along: people genuinely want to align their investments with what matters most to them. You can explore the full report at PraxisInvests.com/FaithBasedInvesting.According to the study, nearly half of all investors—48%—have already aligned their portfolios with their faith or are interested in doing so. What's striking is that this number encompasses all investors, not just those with a religious background.People see investing as more than performance—it's about purpose. They want their portfolios to reflect their convictions.The Advisor Gap: 78% Want Guidance, But Only 9% Are AskedPerhaps the most surprising finding is the communication gap between clients and advisors.78% of investors said it's important for their advisor to discuss faith-aligned options, but only 9% of advisors say they actually bring it up.That gap is one of the biggest barriers to growth. Investors are eager. Advisors often just don't know how to start the conversation. That's where firms like Praxis can help bridge the gap.One reason some advisors hesitate? The lingering myth that values-driven investing means sacrificing returns.That's just not the case anymore. At Praxis, they aim for benchmark-like returns through diversified, optimized portfolios. They screen out approximately 15% of companies that don't align with their values and incorporate positive impact strategies—all while closely tracking performance.This approach isn't just about numbers—it's about stewardship. In the Parable of the Talents, Jesus commends the faithful servants who wisely managed what they were given. That's our model—faithful stewardship with Kingdom impact.An Expanding Landscape of Faith-Based OptionsFaith-based investing has come a long way. What once seemed niche now includes mutual funds, ETFs, and multi-fund portfolios that reflect a range of Christian values and causes.Investors today can build diversified, competitive portfolios entirely within the faith-based space. There are more options—and better tools—than ever before.Among those tools are screening systems that allow investors to exclude companies that conflict with biblical values or to include those that make a positive social or environmental impact.Taking the First Step: Talk With Your AdvisorFor those new to this space, start the conversation. Ask your advisor, Can my faith be reflected in my investment strategy? That one question could open the door to an entirely new way of stewarding your money.To help, Praxis has created a free Faith-Based Investing brochure, available at PraxisInvests.com/FaithBasedInvesting. It provides practical guidance on initiating faith-aligned conversations with your financial advisor.And if you'd like to find a Certified Kingdom Advisor who specializes in Faith-Based Investing, you can visit FindACKA.com. On Today's Program, Rob Answers Listener Questions:I'm 82 years old and recently got a cold call from someone asking if I'd like to sell my house for cash. I don't owe anything on it—just pay for homeowners' insurance and utilities. Since God has blessed me to live mortgage-free, should I even consider their offer?I'm considering taking out a $20,000 loan, but I'd rather not use a home equity loan, even though my credit is good. I was thinking of a personal loan through Bank of America instead. My husband is retired, and I'm the only one working—so which option would be more cost-effective for us?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Praxis Investment ManagementReport on Faith-Based Investing from PraxisWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

David Dietze offers a bullish case for defense stocks, noting heightened geopolitical tensions and continuous U.S. spending fueling his optimism. He adds that Lockheed Martin (LMT) remains a "value play" despite its lagging stock performance while calling RTX Corp. (RTX) a "diversified" play. Tom White offers example options trades for both defense stocks.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

OPINION: Of diversified intellects and Nobel peace | Oct. 22, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

In this episode, Karl Eggerss breaks down the latest market action, spotlighting major moves in volatility, gold, and bank stocks. He dives into why diversification remains a critical strategy for investors and warns against the hidden risks of relying too heavily on cap-weighted funds. In fact, you might be surprised to learn that many mutual funds aren't quite what they seem. 01:09 Market Recap: Weekly Highlights 02:44 Sector Performance: Winners and Losers 04:28 Interest Rates and Market Trends 07:34 The Importance of Diversification 15:33 Understanding Your Investments

What would change if you stopped chasing one off flips and rebuilt a real business that runs without you? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Tiffany High. Tiffany lays out how she left a demanding corporate path to be present for family, stumbled into flipping, then scaled from 40 flips in year one to a virtual operation closing 20 plus deals a month. The turning point was tearing everything down in 90 days and rebuilding with systems, training, and leadership so the company could run without constant firefighting. She explains why newbies should start with wholesaling, how to use licensed inspections plus a GC to scope work, and why leverage and team building beat solo grind. The theme is simple. Real estate is copy and paste when you install infrastructure and remove limiting beliefs. If you are ready to replace hustle with a system, check out the four week Real Estate Business Accelerator and grab a seat at the Columbus workshop. Start implementing one channel, one closer, one scorecard today.   Highlights: 00:00 - 09:59 Origin story and first flips ·        Leaving corporate to support family ·        Discovering flipping and investing in education ·        First 40 flips as a one person show ·        Early mistakes without CRM or lists ·        Why wholesaling should have come first 10:00 - 19:59 From grind to systems ·        Hiring a GC before subs ·        Virtual acquisitions and scope of work flow ·        Inspector plus GC on site together ·        Cosmetic rehabs over gut jobs ·        Median price focus for multiple exits 20:00 - 29:59 Rebuilding the business ·        Year two crash and 90 days reset ·        Installing onboarding training tracking ·        Each closer worth eight deals a month ·        Leadership and removing limiting beliefs ·        Option freedom through leverage 30:00 - 39:59 Marketing and deal flow ·        Diversified channels inbound and outbound ·        Partnering with a realtor team for listings ·        San Diego success case million-dollar month ·        Define success then reverse engineer 40:00 - 49:59 Money and risk management ·        Private lenders and double-digit returns ·        Deals versus business capital ·        Why real estate beats stocks for control ·        Lender package inspections comps photos ·        Only funding deals you would take over 50:00 - 01:00:53 Wholesaling first and next steps ·        What wholesaling is and why to begin there ·        Contract timelines 30 day close 21-day inspection ·        Dispo in under three weeks with buyers list ·        Workshops plus four-week accelerator outline ·        Tactical podcast for ongoing execution   Quotes: “Flipping a house is not a unique thing. It is a copy and paste system.” – Tiffany High “We rebuilt every aspect in less than 90 days and did 300 deals after that.” – Tiffany High “We lock everything up virtually over the phone through an acquisitions process.” – Tiffany High “Success is you define it. Our job is to get you to where you want to go.” – Tiffany High   To contact Tiffany High, learn more about her business, and make her a part of your network, make sure to follow her on her Website, Instagram, Facebook, YouTube, LinkedIn, and Podcast.   Connect with Tiffany High! Website: https://resultsdrivenrei.com/ Instagram: https://www.instagram.com/tiffanyhighofficial/ Facebook: https://www.facebook.com/officialtiffanyhigh  YouTube: http://www.youtube.com/@resultsdriven-rei Podcast: https://www.theresultsdrivenpodcast.com/   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #TiffanyHigh #RealEstateInvesting #WholesalingHouses #HouseFlipping #VirtualFlipping #Acquisitions #Dispositions #PrivateLending #RealEstateSystems #KPI #CRM #DealFlow #MarketingChannels #GC #HomeInspection #MindsetShift #Leadership #OptionFreedom #ResultsDriven #ColumbusRealEstate #SanDiegoRealEstate

This lecture discusses key ideas from the modern philosopher Thomas Hobbes' work Leviathan It focuses specifically on on the second part of chapter 6, where Hobbes tells us that the basic passions are diversified into a number of other passions in four main manners. 1. called from the opinion men have of the likelihood of attaining what they desire 2. from the object loved or hated 3. from the consideration of many of them together 4. from the alteration or succession itself He also discusses how passions figure into what he calls "deliberation" and makes the claim that a person's "will" is simply the last passion in the succession that determines their action. H finishes by discusses different modes of language by which people signify what their passions are. To support my ongoing work, go to my Patreon site - www.patreon.com/sadler If you'd like to make a direct contribution, you can do so here - www.paypal.me/ReasonIO - or at BuyMeACoffee - www.buymeacoffee.com/A4quYdWoM You can find over 3500 philosophy videos in my main YouTube channel - www.youtube.com/user/gbisadler Purchase Thomas Hobbes' Leviathan - amzn.to/3uhKmDE

Policy is slamming the countryside. Chris Clayton (DTN/Progressive Farmer) explains how tariffs, China's pivot to Brazilian soybeans, and a USDA shutdown are colliding with harvest to pressure basis, storage, and cash flow—and to derail rural land sales. We dig into why China (historically 25–33% of U.S. soybean demand) is buying from Brazil (COFCO/ports, crush), how that drives basis widening and elevator capacity issues, and what could actually move the needle: biofuels (biodiesel/renewable diesel, ethanol, SAF). We also lay out shutdown fallout—FSA farm ownership/operating loans stalled, CRP payments paused, NRCS (EQIP/CSP) frozen—plus the limited upside from CCC/ECAP‑style aid. If you buy/sell rural land or advise landowners, this is the unvarnished read on farmland values, buyer pools, and the next 3–6 months. Why It Matters Deals slip/die: FSA loans are stopped, shrinking the buyer pool just as post‑harvest listings hit. Cash crunch: Basis widening + storage pressure at harvest reduce liquidity for down payments and improvements. Programs on ice: CRP checks delayed; NRCS projects paused—affecting valuations and conservation‑driven marketing. Demand hinges on policy: RFS, biodiesel/renewable diesel, and SAF tax credits will decide soy oil crush, corn demand, and rents. Strategy reality: Diversified ops with cattle are weathering this better than row‑crop‑only farms. Progressive Farmer https://www.dtnpf.com/agriculture/web/ag/home   National Land Realty https://www.nationalland.com  

Cash PT Trends 2025: What We Learned in Dallas + The New Industry Report In this episode, Doc Danny Matta and Yves Gege unpack takeaways from their Dallas live event and preview PT Biz's new Cash PT Industry Report. They cover what's working now across pure cash, hybrid, and out-of-network models; why continuity and small-group training are surging; and how the talent market is shifting as more solo owners choose to join established cash clinics. Quick Ask Help us move toward the mission of adding $1B in cash-based services to our profession: share this episode with a clinician friend or post it to your IG stories and tag Danny—he'll reshare it. Episode Summary From beginners to builders: PT Biz events now draw ~200 owners focused on scaling, not just getting started. No single “right” model: Cash-only, hybrid, out-of-network, Medicare-focused, and gym-like setups can all work—business principles drive success. Continuity is up: Many clinics now get 20–40%+ of monthly visits from recurring performance/wellness work—stabilizing revenue. Small-group training wins: Huge LTV and stick rate; still underused (only ~¼ of clinics are doing it). Talent trend: More solo owners are approaching larger cash clinics for roles with culture, mentorship, and intrapreneurship tracks. Reality check on pay: Compensation must tie to the revenue a provider can generate; entitlement ≠ value creation. Macro shift: Rising deductibles & wellness demand push all clinics to add self-pay services—cash PT is no longer fringe. Live Event Takeaways Owner mindset: Conversations have matured—hiring, leadership, profitability, systems, and scaling to $100k–$200k/month per site. Market fit varies: Geography, payer mix, and demographics dictate whether to stay pure cash, add OON, or blend Medicare. Community compounding: Member-to-member playbooks (what worked, what didn't) are often the most valuable part of events. The Industry Report: What to Watch Continuity growth: Bigger clinics show higher % of recurring visits, needing fewer new evals to fill schedules. Underutilized small groups: High demand among “post-injury but not gym-ready” clients; strong margins and retention. Diversified offers: Performance, strength, and longevity programs de-risk revenue and increase lifetime value. Small-Group Training: Why It Works Checks the boxes: Strength, mobility, accountability, and community—with clinicians nearby if issues arise. Cost-effective for clients: Often similar to PT weekly or personal training—but with better adherence and social glue. Team friendly: Therapists enjoy variety and fewer notes; can be delivered by PTs or trained coaches under clinical oversight. Career Pathways & The “Unemployable” Test Two good options: Go all-in on ownership or join a high-performing cash clinic as an intrapreneur (clinic director, partner track). Value first, then ask: Promotions/partnerships follow demonstrated impact, not tenure. Reputation compounds. Pro Tips You Can Use This Month Launch continuity now: Create 1–2 simple monthly options (e.g., strength + mobility; return-to-sport). Pilot a small group: 4–8 clients, 2x/week, 8 weeks. Price for value, track retention, collect testimonials. Map your model: List your market realities (Medicare, Tricare, local payer rates, boomer density) before choosing cash/hybrid. Hire from the doers: Prioritize applicants who've tried solo—“batteries included,” better respect for business realities. Benchmark & iterate: Compare your prices, packages, and continuity % to the industry report; fix one lever each month. Notable Quotes “There isn't one right model—principles win. Leads in, lifetime value up, recruit well, lead well.” “Continuity compacts the snowball. When 30–40% of your visits are recurring, everything gets easier.” “If you want stability without owning every problem, be an intrapreneur—create value, then opportunities chase you.” Action Items Download the Cash PT Industry Report and benchmark your prices, packages, and continuity %. Sketch a small-group pilot (who it's for, schedule, price, progression) and pre-sell 6–8 spots. Define two continuity offers with clear outcomes and a simple monthly cadence. Write a one-page model map for your area (payers, demographics, demand) and choose cash-only vs hybrid accordingly. Programs Mentioned Clinical Rainmaker: Systems to get you full-time in your clinic. Mastermind: Scale space, team, and operations. PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Expenses, visit targets, pricing, 3 paths to go full-time, and a one-page plan. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge Cash PT Industry Report: Download on the PT Biz site. About the Hosts: Doc Danny Matta—staff PT, active-duty military PT, cash-practice founder & exit; now helping 1,000+ clinicians start, grow, and scale with PT Biz. Yves Gege—cash-practice owner and PT Biz co-founder focused on systems, leadership, and scaling.

Mitchell, cofounder of Sierra Protocol, explains why most stablecoin yield goes to issuers—and how liquid-yield tokens can pass that yield to holders. We dig into where yield actually comes from (perp basis funding, over-collateralized lending, Pendle PTs, MM vaults), Sierra's diversified reserve management and risk framework, and why utility (CeFi collateral, DeFi integrations, payments) matters as much as APR. We cover DeFi maturity (institutional UX, token value accrual), composability trends, cold-start tactics (permissionless DeFi + points), and Sierra's roadmap: audit-passed launch, points, integrations, and a governance token airdrop by end of Q2 next year. If you care about stablecoins evolving beyond “zero yield,” this one's for you.Timestamps[00:00] Mitchell's path: economist → WOO Exchange → Sierra Protocol[00:02] The problem: stablecoin yield accrues to issuers (Tether/Circle)[00:04] What is a liquid-yield token? Yield sources & passing it to holders[00:05] Yield 101: perp basis (market-neutral), over-collateralized lending, others[00:08] Risk lenses: liquidity, credit, exchange, smart-contract, oracle; risk-adjusted yield[00:11] Utility matters: hold, borrow, LP, use as perp collateral, payments/cards, custodians[00:12] CeFi angle: posting yield-bearing collateral to offset funding costs[00:13] Cold start: permissionless DeFi integrations + points program incentives[00:15] Key differentiation: diversified reserve strategy, daily rebalancing, transparency[00:17] Macro: incumbents vs new yield-bearing stables; why users will demand yield[00:17] DeFi trends: new DeFi-centric L1/L2s, perp wars, deep composability (Pendle → Aave loops)[00:19] Pro UX & token value accrual (buybacks/fees) vs last cycle's “free airdrop” era[00:21] DeFi maturity: institutional-grade UX, Coinbase x Morpho “DeFi mullet”[00:23] 10-year bets: stablecoins/tokenization & on-chain lending[00:25] Sierra's focus: single product, massive utility (CeFi + DeFi), global access[00:28] Roadmap: ~Oct launch (audit-passed), integrations, points → governance token by end Q2[00:30] The ask: users, partners (CeFi/DeFi/payments/custody), aligned investorsConnecthttps://www.linkedin.com/in/mitchell-w-nicholson/https://sierra.money/ Be a guest on the podcast or contact us - https://www.web3pod.xyz/DisclaimerNothing mentioned in this podcast is investment advice and please do your own research. Finally, it would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend.DisclaimerNothing mentioned in this podcast is investment advice and please do your own research. Finally, it would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend.Be a guest on the podcast or contact us - https://www.web3pod.xyz/

In this episode, farmer Dustin LaBat of Specklebelly Farms shares what it's like running a diversified you-pick farm that began with just blackberries.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Music revenue diversification is essential for independent artists, but how do you actually monetize your community of superfans? This follow-up to episode 333's community-building strategies explores the practical side of turning deep fan relationships into sustainable income that goes beyond streaming pennies.   Emerging direct-to-fan platforms like MySeat (highlighted by Dave Cool, formerly of Bandzoogle) allow artists to create branded mobile apps with multiple revenue streams - subscriptions, merchandise, live events, auctions, and exclusive content. Real case studies break down the revenue psychology of membership-based fan relationships and run realistic math on converting followers into paying subscribers.   But this isn't just another "build it and they will come" episode. Kevin Kelly's sobering follow-up research to his famous "1000 True Fans" theory reveals uncomfortable truths, including ambient musician Robert Rich's brutally honest financial breakdown of three decades pursuing direct fan support. The reality check considers platform risks, time costs, creative constraints, and why most successful direct-to-fan artists still need traditional exposure first to build music revenue.   Balancing optimism with realism, this episode explores genuine opportunities while setting appropriate expectations for what "success" in direct fan monetization actually looks like. Whether you're considering app platforms, subscription models, or other community revenue strategies, you'll discover how to approach these opportunities as part of a diversified career strategy rather than a complete solution.   Recommended for independent artists looking to reduce streaming dependence while exploring new music revenue opportunities and understanding the real challenges of direct fan monetization.   Key Topics:   Direct-to-fan mobile app platforms and business models Revenue psychology: consumption vs. membership Real financial case studies and conversion math Platform ownership vs. algorithm dependence Kevin Kelly's "1000 True Fans" follow-up research Robert Rich's 30-year direct fan experience Implementation strategies and cautionary considerations Diversified income approaches for sustainable careers Support the Unstarving Musician The Unstarving Musician exists solely through the generosity of its listeners, readers, and viewers. Learn how you can offer your support at UnstarvingMusician.com/CrowdSponsor This episode of the was powered by Liner Notes. Learn from the hundreds of musicians and industry pros I've spoken with for the Unstarving Musician on topics such as marketing, songwriting, touring, sync licensing and much more. Sign up for Liner Notes. Liner Notes is an email newsletter from yours truly, in which I share some of the best knowledge gems garnered from the many conversations featured on the Unstarving Musician. You'll also be privy to the latest podcast episodes and Liner Notes subscriber exclusives. Sign up at UnstarvingMusician.com/LinerNotes. It's free and you can unsubscribe at anytime. Resources The Unstarving Musician's Guide to Getting Paid Gigs, by Robonzo Music Marketing Method – The program that helps musicians find fans, grow an audience and make consistent income Bandzoogle – The all-in-one platform that makes it easy to build a beautiful website for your music Dreamhost – See the latest deals from Dreamhost, save money and support the UM in the process. More Resources for musicians Mentioned in this Episode  MySeat Media  1,000 True Fans  The Case Against 1,000 True Fans  The Reality of Depending on True Fans  How to Build, Name, and Nurture Your Creative Community (Unstarving Musician episode 333)  Eli Lev – Spiritual Growth: From 250 Shows to Finding Sacred Space in Music (Unstarving Musician episode 332)  JR Richards – Dishwalla, His Tenth Album Forthcoming, Email Marketing, List Building, E-Commerce, Touring (Unstarving Musician episode 284)  Pardon the Interruption (Disclosure)  Some of the links in this post are affiliate links. This means I make a small commission, at no extra charge to you, if you purchase using those links. Thanks for your support! Stay in touch! @RobonzoDrummer on  Instagram @UnstarvingMusician on Facebook  and  YouTube    

Owning too many overlapping investments can water down returns, so we will explain how spreading your portfolio too thin may create more risk than protection. Today's Stocks & Topics: XPO, Inc. (XPO), Market Wrap, Tax Lost Harvesting, Infosys Limited (INFY), Palo Alto Networks, Inc. (PANW), Top 4 Signs You've Over-Diversified Your Portfolio, Newmont Corporation (NEM), Barrick Mining Corporation (B), Dollar Cost Average, Invesco S&P SmallCap Energy ETF (PSCE), Vanguard Total World Stock Index Fund ETF Shares (VT), Rates and Inflation.Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out Gusto: https://gusto.com/investtalk* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Unveiling ReserveOne and a new era of bitcoin DeFi with CEO Jaime Leverton at Korea Blockchain Week. To get the show every week, follow the podcast ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠. In today's Markets Outlook, CoinDesk's Jennifer Sanasie and Sam Ewen sit down with Jaime Leverton, CEO of ReserveOne, at Korea Blockchain Week 2025 to discuss the critical role of transaction fees in bitcoin halving and the potential for a new era of bitcoin DeFi. Plus, she gives us an exclusive look at ReserveOne, a new public company aiming to be a one-stop-shop for crypto investors, with a management team she calls the "Avengers of Crypto." This content should not be construed or relied upon as investment advice. It is for entertainment and general information purposes. - This episode was hosted by Jennifer Sanasie and Sam Ewen.

Unveiling ReserveOne and a new era of bitcoin DeFi with CEO Jaime Leverton at Korea Blockchain Week. To get the show every week, follow the podcast ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠. In today's Markets Outlook, CoinDesk's Jennifer Sanasie and Sam Ewen sit down with Jaime Leverton, CEO of ReserveOne, at Korea Blockchain Week 2025 to discuss the critical role of transaction fees in bitcoin halving and the potential for a new era of bitcoin DeFi. Plus, she gives us an exclusive look at ReserveOne, a new public company aiming to be a one-stop-shop for crypto investors, with a management team she calls the "Avengers of Crypto." This content should not be construed or relied upon as investment advice. It is for entertainment and general information purposes. - This episode was hosted by Jennifer Sanasie and Sam Ewen.

Interview with Tim Clark, CEO, Fury Gold MinesOur previous interview: https://www.cruxinvestor.com/posts/fury-gold-mines-tsxfury-multi-asset-canadian-high-grade-gold-explorer-with-strong-financials-5957Recording date: 11th September 2025Fury Gold Mines has emerged as a compelling investment opportunity in the junior gold mining sector, presenting multiple pathways to value creation through its high-grade Eau Claire resource in Quebec and diversified portfolio approach. The company's recently released preliminary economic assessment demonstrates robust standalone economics with a $554 million net present value and 41% internal rate of return, based on conservative $2,400 gold pricing.What sets Fury apart from typical junior miners is its strategic toll milling optionality, which could dramatically enhance returns while reducing capital requirements. Located 50-60 kilometers from an underutilized processing facility, the company has modeled scenarios showing potential IRR increases to 84% under full toll milling arrangements. This flexibility addresses one of the primary challenges facing junior developers: substantial upfront capital expenditure.The company's financial strength provides significant competitive advantages through its $65 million equity position in Dolly Varden Silver Corporation and New York Stock Exchange listing, which grants access to US retail investors comprising two-thirds of the shareholder base. CEO Tim Clark emphasizes this positioning enables selective capital raising while maintaining disciplined dilution management of just 3-4% annually.Beyond the flagship Eau Claire project approaching 2 million ounces, Fury maintains additional growth catalysts including a partnership with Agnico Eagle on Committee Bay properties in Nunavut and recently acquired Quebec assets. The company also holds the only full feasibility study on an unbuilt rare earth project, adding further monetization potential.Despite recent 30% share price appreciation following the PEA release, Clark believes Fury remains significantly undervalued at $25 per ounce compared to peer averages of $50 per ounce. With sustained gold price strength driving renewed investor interest in quality junior miners, Fury appears positioned to capture disproportionate value as market recognition increases and development activities advance across its diversified portfolio.Learn more: https://www.cruxinvestor.com/companies/fury-gold-minesSign up for Crux Investor: https://cruxinvestor.com

With the stock market near record highs again, and nearly every valuation metric pointing to extremes, are we at the precipice of our own “irrational exuberance” moment, or just riding this bull through an AI infused multiple expansion that could last for years? We go inside the charts with Ian Dunlap, aka “The Master Investor,” and founder of the Red Panda Stock Club. Also, ETFs now exceed single stocks, begging the question if we are over-diversified in a world where stocks like Nvidia dominate index funds. And, what to watch this week as the labor market faces its latest test. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Gimme Some Truth, hosts Clint Walkner and Syl Michelin take a closer look at the S&P 500 index, separating fact from fiction. Many investors assume the S&P 500 is broadly diversified and a true reflection of the U.S. economy—but the reality is more complex.We break down the history and performance of the S&P 500, uncover the truth about its concentration in mega-cap tech stocks and select sectors, and explain why relying on it as a sole investment strategy carries significant risks. You'll also learn how global factors influence the index and why diversification may not be what it seems.If you want to make smarter, more informed investment decisions, this episode will help you rethink your approach to the S&P 500 and portfolio diversification.Episode Breakdown:00:00 – Introduction and Fun Fact about the S&P 50001:07 – Debunking the Diversification Myth02:52 – Sector Concentration in the S&P 50006:14 – Global Influence on the Index09:19 – Risks of Using the S&P 500 as a Sole Investment Strategy14:49 – Conclusion and Final Thoughts

Will sustainable aviation fuel from low carbon corn be what brings back the corn market? Listen as I talk with Mark Stutsman from Stutsmans

⚡ Collapse Chronicles – Episode: Pole Shift / Environmental Collapse

Thasunda Brown Duckett, the President and CEO of TIAA, had a “meteoric rise” in the world of finance. As the former head of Chase Consumer Banking, and now as one two Black women who currently leads a Fortune 500 company, she realized early on that “work life balance” was a myth. Instead, Thasunda lives her life like it's a diversified portfolio, allocating time and shifting her investment in different areas. So over time, she always outperforms. Tune in to learn how.  In this episode, Thasunda shares:  How to live your life like “a diversified portfolio”  Her secret to building relationships at work What it means to “rent your title, own your character” at work Why she almost turned down her dream role What you need to know to prep for retirement Learn more about your ad choices. Visit megaphone.fm/adchoices