POPULARITY
When you're working long hours with little time for much else, it is hard to imagine a life outside of that work-sleep cycle. Holly Johnson, along with her husband, Greg, worked tirelessly in the funeral home business until finding success in their online business. As she talks to Chris, Holly describes the slow and steady progress it took to achieve their goals and live a life they can fully enjoy. - Holly shares how working in a funeral home affected her view of what living means - How she and her husband, Greg, work together while having separate focuses - Do you need to be an expert to write about specific topics? - What are their retirement plans, considering their young children and lifestyle Holly Porter Johnson is an award-winning writer who focuses on frugality, budgeting, and credit as the cornerstones of her career. Greg Johnson is an entrepreneur who turned his love of budgeting and digital media into an online empire. Together, the power couple blogs about money at ClubThrifty.com, travels the world, and enjoys the good life with their two kids. For more, https://plutusfoundation.org/2020/021-holly-johnson
Are you planning a family vacation for this summer? Sometimes these vacations can really wear down the parents, especially if your children are young or you're paying for the trip with credit. You'll come back feeling much more relaxed and refreshed if you can enjoy the experience and are not racking up debt from the trip. Holly Johnson from Club Thrifty joins us to discuss how she makes the most of family travel, starting before the trip by reducing expenses and budgeting in advance. Then, we get into how to save the most money and get the most value for your vacation dollar. You can find the show notes for this episode at https://maplemoney.com/hollyjohnson Our sponsor Wealthsimple has a better way to save. Smart Savings has no-fees on deposits and withdrawals, and they offer higher interest rates than the big banks. You can find out more about Smart Savings at https://maplemoney.com/wealthsimple
Today we are going to talk about the best investment to build wealth and get you on your way to earning a six figure income. One of the most common questions I get is “Jeff what is the best investment for me, what is going to make me the largest return on my investment?” Most people are expecting me to give them a hot stock tip! When I tell them the best investment, in my opinion, I get a really strange look. Because this investment takes work. It takes some hustle, grit, and some personal investment. It puts you in a position where you may fail. So let’s find out what this invest is right now……. One of my favorite authors, Chris Guillebeau wrote this book Side Hustle - From Idea to Income in 27 Days. The side hustle is the best investment you can make. Why? It’s no surprise that less than 40% of Americans have $1,000 in their savings. We all know how much minimum wage is right now, we are just not making a lot of money. So how do we increase our income? We do that by starting a side hustle. That is how you get that income insurance or protection. In the book Chris refers to the side hustle as ‘it is more than just another stream of income, it’s the new job security.” Of all the things you can invest your money into, why would you chose a side hustle over stocks or mutual funds? It’s the benefits. Some of the benefits of starting a side hustle: low cost, minimum experience, you don’t need an MBA, no employees, no advanced skills. So what DO you need? You need an idea, time, and determination (grit). Starting a side hustle doesn’t bring in money overnight. You have to stick with it. You have to have the determination to push through the obstacles to get where you want to be. When I talk about a side hustle, I am not talking about UBER or a part time job. I am not talking about trading TIME for MONEY. Instead, we are building an asset that will potentially deliver passive income in the future. This is something where YOU are in charge. You are controlling how you want to do it, how hard you want to work at it, and when you want to do it. So you may be thinking ‘I have no ideas, what can I do” You have to take some time to think about some of the things that you can do. Take the time to sit down and brainstorm. If you are still having trouble check out Chris’s book or his Podcast - Side Hustle School. He interviews so many people that have started a side hustle and are making $500 to $1,000’s of dollars a month. Just to show you that no idea is too crazy, I pulled some from the book: One guy in the UK makes $700/month writing fish tank reviews, another is making a killing making saddles for pet chickens, another sold 75,000 unit of a homemade Gin kit. These people are making bank on a passion that they are interested in. These are just a few ideas to show you the possibilities. But what if you want to make six figures? Well I have some examples for that too! Jeff Jones was the drummer in a popular Christian band. He created a side hustle selling custom drumsticks. He started this side hustle with $600. He expanded to custom bats, coolbats.com. Evan Burse has been a cartoonist for as long as he can remember. This led to him getting a job with Marvel. He started a YouTube channel - the cartoon block - teaching people how to draw. This led to a membership site - Cartoon Block Academy - that has grown to a full-time gig. Chris Greenwood is a musician with a band Manifest. He learned how to use online marketing to sell his music. Now he teaches others, to the tune of a multiple six figure income. Holly Johnson, Clubthrifty.com, is a fellow blogger that started a side hustle of freelance writing. Now she makes over 6 figures a year writing articles, blog posts, and her course Earn More Writing. Michelle has a blog, Making Sense of Cents, and started writing on the side. Now it is her full time gig making $100-$150K/month. So, how do you get started? Take one of your ideas and make $100. Figure out a way to make $100 from this side hustle idea. I want you to know how it feels to implement it and make money from it (without scamming anyone). If you can push past that, you will be blown away. So what is your side hustle idea? If you are brave enough, share how much you made and how long it took you to make that first $100.
The Wander Wealthy Podcast | Build and Grow Your Money Coaching Business
Today I'm joined by Holly Johnson, money and travel writer and one-half of the persons behind the well known money and travel blog, Club Thrifty. Holly is sharing her top money-saving travel tips with us today. Plus, some great advice for every day life when it comes to money and living! Show Notes: https://www.wanderwealthypodcast.com/podcast/episode69 Join The Wealthy Wanderers: https://www.wanderwealthy.com/FB Apply for Financial Coaching: https://www.wanderwealthy.com/apply Don't forget to SUBSCRIBE and leave a review on iTunes. (It helps me out a lot!) Tess Wicks is a financial coach for high-performance women in their 20s and 30s. She works with them to help make smart and savvy financial decisions through one-on-one coaching or through her online program - The Money Program.
Budget travel doesn’t have to mean staying in student hostels, eating fast food, and living out of your backpack. And you don’t need to know “secrets” to get the best deals.Traveling on a set budget requires planning, flexibility, and a little savvy. There are a lot of ways to vacation within your means without sacrificing quality--or getting suckered by a bad deal.Holly and Greg Johnson, the founders of the budget travel blog Club Thrifty, left their jobs in the funeral industry (really!) to embrace the joys of global adventure. Holly shares her tips, hacks, red flags, and all the ways she learned to follow her dreams while taking her family around the worldThanks for listening to Teach Me How to Money. Send us your questions at teachmehowtomoney@stashinvest.com, and we'll try to answer them on a future episode.Don’t have Stash yet?Just go to StashInvest.com/podcast and you can get $5 to get you started on your investment journey. . See acast.com/privacy for privacy and opt-out information.
http://www.alainguillot.com/greg-johnson/ Greg and Holly Johnson are the creators of Club Thrifty, a website focused on living within your means while traveling and discovering the world. They are happily married parents, with two gorgeous daughters, they are in their late thirties and they are living the dream. Here are some highlights of the interview Greg and Holly worked for about 10 years in the funeral industry making a decent living, but they were spending all their money. They didn’t know where was the money going. One day, they decided to start tracking all their expenses to figure out where was their money going. They discovered that one of their biggest expenses was eating out. Out of frustration, they created the zero-sum budget. We spoke about saving money to pay the future “you”. Imagine that 20 year’s from now you have to pay a debt to the future you. A big debt. You start putting money away as you do to pay any other expense and then when you meet the future you at retirement, you pay that debt. Started the blog to keep themselves accountable. When they started budgeting, they had $15K-$16K worth of debt which was paid in about 18 months. They used the Debt Avalanche Method. Club Thrifty try to teach people how to use the money they already have to build a life they will really love. It tries to teach people how to get out of debt by budgeting, and it talks about frugal traveling. To make the transition from working as a mortician to have more of an independent lifestyle, Holly started working as a freelance writer and after six months she was making as much money freelancing as she was making at her regular job. A year after the creation of the blog Holly was making a full-time income as a writer. One of the most amazing posts is the 100 Cheapest Places to Travel in the World for 2018. They wrote a book, Zero Down Your Debt. One of the biggest obstacles to building wealth is debt. We spoke about how to make money on the side. They got into real estate investing inspired by the book The Automatic Millionaire, by David Bach The most recommended article on the site: Working to Live: How Being a Mortician Reshaped My Money Mindset. Book recommendation: Your Money or Your Life.
Today on the podcast, I'm joined by Holly Johnson, author of Zero Down your Debt. Listen to this episode to understand how to use a zero-sum budget, learn how to budget when you've got a variable income, how to use the debt snowball method to clear your debts, and the key money lesson you should pass on to your children. Getting into debt is ridiculously easy to do. But getting out of debt? That can be much harder. My guest on the podcast today has written a fantastic book, along with her husband, sharing actionable tips and advice on how to get out of debt and enjoy debt free living. As you'll hear from Holly in this episode, the secret is having a 'zero-sum budget'. This is described as the black belt of budgeting methods; it's the approach Holly and her husband Greg used to wipe out $50,000 of their own debt. Holly Johnson is an award-winning writer who focuses on frugality, budgeting and credit. Her husband Greg is an entrepreneur who turned his love of budgeting and digital media into an online empire. Together, they blog about money at ClubThrifty.com, travel the world and enjoy the good life with their two kids. Holly and Greg started ClubThrifty together in 2012, in part, to figure out where their own money was going and why, despite two good salaries, they weren't saving. They figured out how to stop the bleeding and began a journey of self-empowerment by getting a grip on their money. Their revolutionary approach to spending and saving inspired a website and enabled them to quit their day jobs and devote themselves to helping others. Welcome to Zero Down Your Debt with Holly Johnson, in episode 202 of Informed Choice Radio. Some questions I ask: -What first prompted you to embark on the journey to find out where all of your money was going? -How does a zero-sum budget work? -What about people with variable incomes, can that work for them too? -How do you cope with unexpected items of expenditure and financial emergencies? -I understand your motto is stop spending start living. How have you put that motto into practise? -How bad is debt and what impacts does it tend to have on people's lives? -What are some of the key money lessons you want to pass onto your children? Thank you for listening! To get new episodes of Informed Choice Radio sent directly to your device as soon as they are published, you can subscribe on Apple Podcasts or Stitcher Your reviews on iTunes are incredibly helpful and really appreciated. We get notified about each one; please leave a note of your name and website URL so we can mention you in a future episode.
Conscious Millionaire J V Crum III ~ Business Coaching Now 6 Days a Week
Holly is an award-winning writer who focuses on frugality, budgeting, and credit as the cornerstones of her career. Greg is an entrepreneur who turned his love of budgeting and digital media into an online empire. Together, the power couple blogs about money at ClubThrifty.com, travels the world, and enjoys the good life with their two kids. Get the 5 proven steps to rapidly grow your business, make a bigger impact, and achieve your First Million. Attend the next LIVE First Million Webinar with international business coach JV Crum III. Like this Podcast? Then get every episode delivered to YOU! Subscribe in iTunes Please help spread the word. Subscribing and leaving a review helps other business owners and entrepreneurs find our podcast…and make their big difference. They will thank you for it. Conscious Millionaire Podcast: With over 500 episodes and 10 Million Listeners in 176 countries, this is the podcast for business owners and coaches who want to grow their businesses, make a bigger impact, and ultimately achieve their First Million! JV interviews the top entrepreneurs, experts, authors, and coaches on how to get the right mindset, develop your business systems, and execute to achieve bigger results, faster!
Holly is an award-winning writer who focuses on frugality, budgeting, and credit as the cornerstones of her career. Greg is an entrepreneur who turned his love of budgeting and digital media into an online empire. Together, the power couple blogs about money at ClubThrifty.com, travels the world, and enjoys the good life with their two kids. Get the 5 proven steps to rapidly grow your business, make a bigger impact, and achieve your First Million. Attend the next LIVE First Million Webinar with international business coach JV Crum III. Like this Podcast? Then get every episode delivered to YOU! Subscribe in iTunes Please help spread the word. Subscribing and leaving a review helps other business owners and entrepreneurs find our podcast…and make their big difference. They will thank you for it. Conscious Millionaire Podcast: With over 500 episodes and 10 Million Listeners in 176 countries, this is the podcast for business owners and coaches who want to grow their businesses, make a bigger impact, and ultimately achieve their First Million! JV interviews the top entrepreneurs, experts, authors, and coaches on how to get the right mindset, develop your business systems, and execute to achieve bigger results, faster!
In this episode, Shannon talks to Holly from Club Thrifty about how to maximize credit cards to travel the world for next to nothing out of pocket.
I've got a fantastic female entrepreneur on the show today, Holly Johnson. She's a blogger extraordinaire, co-founder of 2 websites: a personal finance blog, Club Thrifty, and a frugal travel blog, Travel Blue book. Which, both have become so successful, guess what? Her husband just joined her and quit his 9 to 5 to join her and build this online empire - Gregg is her husband - and build her online empire. Holly is also a staff writer at Get Rich Slowly, The Frugal Dollar, The Frugal Travel Guy, and U.S News and World Report. Her work has been featured everywhere: the Wall Street Journal, Fox, Forbes, Lifehacker, Yahoo, on, and on, and on. Now Holly's journey started after realizing that even though together as couple, Holly and Greg her husband, even though that together they were making good money, they weren't really saving enough to have the lifestyle they really, really wanted. And I think that's something that a lot of us can relate to. You make money, you spend it, you have the things that you want but there's still more that you wish you had - not more in a sense of stuff, but you have a future to build and you wanna be able to feel confident that you're gonna be able to retire well, send your kids to school, buy that home that you want, and so how do you get there? So Holly and Greg started tracking their spending, and as a result Club Thrifty, that first blog, was born. To not only encourage themselves, but others as they say, "Stop spending, and start living". It was this little side hustle that eventually turned into an incredibly profitable source of income for them and as I said, it's allowed Greg to quit his job and focus on the business as well. 3 Takeaways from our interview with Holly: Why she thinks that couples should have one again, just one, shared account - and I happen to disagree. One key and simple detail to have on your personal blog for all you bloggers out there, that can help you make money. And Her top advice for landing online, writing opportunities. If you're interested in getting some side income from freelance writing, you'll wanna hear what she has to say.
Have you ever thought about adding freelance writing to your self-made writing career? Have you already started but want tips on how to get more freelance writing gigs? This episode is for you!In this episode, Kim interviews Holly Johnson of Club Thrifty who not only has a blog (that her husband now runs) but also a thriving freelance career. Find out her tips, tricks, and advice on freelance writing success.Items Mentioned in the Episode: Club Thrifty Frugal Travel with Holly Johnson Facebook GroupChase Ink Business Card (this is my referral link)Ready To Start Your Self-Made Writing Journey? Get my free eBook, How To Kickstart Your Writing Career at Any Age or Stage > https://kimandersonconsulting.lpages.co/how-to-kick-start-your-writing-career-kac/Need Support? Check out Kim's School & Squad > https://kimandersonconsulting.lpages.co/treks-to-blog-success-start/