Podcasts about financial coaching

You've identified the problem. You understand the instinct gap. Now it's time to fix it.In the first two episodes of this series, we talked about why financial content isn't creating change and introduced the conative mind, the missing piece that explains why people don't take action even when they know what to do. We showed you how your natural way of taking action as a financial professional is likely very different from your clients' instincts, and how that mismatch creates friction.Today, we're giving you the solution. A three-step framework you can apply right away to your content, your coaching, and your conversations.This is the Action-Ready Framework, and it's designed to bridge the instinct gap by flipping the starting point. Instead of coaching from your instincts, you match theirs. And when you do, everything shifts.Clients feel seen and understood. They take action confidently. They ask more questions and engage more deeply. They convert and stick around because they're getting real results.In this episode, we walk through each step of the framework with practical examples you can use immediately. We show you what happens when your coaching matches your clients' natural way of taking action. And we bring it all back to what this series has been about from the start: buy-in.Because the best strategy isn't the one that looks best on paper. It's the one your client will stick with because they believe in it. Buy-in is the real metric of success.Links & Resources:Ultimate Growth GuideJoin the Facebook groupRegister for How to Create Buy-In: Designing Financial Experiences That StickKey Takeaways:Start with "just enough to start" and layer in complexity. Instead of giving clients everything they need to know upfront, give them the most relevant information only and build in detail slowly as they need it.Focus on phases or outcomes, not every step. Clients need to see where they're headed, but they don't need every micro-task spelled out in advance. Leave room for feedback, flexibility, and iteration. Frame your guidance as one possible starting point and openly invite clients to modify it to fit their reality. Something not working isn't a mistake, it's valuable input.Your new motto is "less, simpler, sooner." Where your instinct might be to give more detail, more structure, more preparation, what actually gets most people moving is less, simpler, sooner.When clients feel seen and understood, they take action confidently. Honoring their instincts doesn't diminish your expertise—it amplifies it.Buy-in is the real metric of success. The more bought in someone is, the more creative they are when things get tough, the faster they take action, and the longer they stick with it.The best strategy is the one that creates the most buy-in for the client. Financial calculators don't account for buy-in, but buy-in is what determines whether clients actually execute the plan.

Snag Our Simplified Budget System!In today's episode of Financial Coaching for Women, we sit down with Ashley—newly married, newly budgeting, and ready to take control of her family's finances. Just two months into their budgeting journey, Ashley and her husband are working hard to live on their salaries alone so they can put commission checks toward debt payoff and long-term goals. But with unexpected expenses, consolidated loans, and a busy family life, staying on track isn't always easy.Together, we walk through her real numbers, real questions, and real challenges. If you're early in your budgeting journey—or trying to get back on track—you'll feel right at home in this conversation.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

You've given your clients the tools. You've shared the knowledge. They say they understand. They even seem motivated. But then nothing changes.This is the knowing-doing disconnect, and in this episode, we're showing you why it happens.In part one of this series, we talked about how more financial content exists than ever before, yet people are more financially stressed than ever. We walked through why financial literacy alone isn't enough to create lasting change. Today, we're introducing the missing piece that explains why people don't take action even when they know what to do and even when they feel supported.This isn't theory. This is the psychology of financial decision-making, backed by data from working with real clients over nearly two decades.In this episode, we're introducing the conative mind, the part of the mind that drives action, follow-through, and problem solving. Most financial professionals have never heard of it, yet it's the piece that determines whether clients actually do something with what you teach them.Here's why this matters: your natural way of taking action as a financial professional is likely very different from your clients' natural way of taking action. We call this the instinct gap. And when your content or coaching is built around your instincts instead of theirs, you're unintentionally making it harder for them to succeed.Listen in as we walk through the data, show you what the instinct gap looks like in practice, and help you understand why bridging this gap is the key to getting clients real results.Links & Resources:Ultimate Growth GuideJoin the Facebook groupKey Takeaways:The conative mind is the missing piece. If cognitive is thinking and affective is feeling, then conative is doing, and it's what determines whether people actually take action.Your conative mind doesn't change. A 20-year validity study showed that while you can grow your knowledge and your emotions can shift, your natural approach to taking action stays consistent throughout your life.75% of financial professionals want detailed information upfront, but only 20% of clients do. This mismatch is making it harder for clients to take action because we're overloading them with information they don't need or want.87% of financial professionals naturally create step-by-step plans, but only 20% of clients want them. What feels helpful to you can feel like a checklist of ways to fail to your clients.The instinct gap is why your content and coaching aren't sticking. When you build your approach around your instincts instead of your clients' instincts, you create friction to action.Clients aren't wrong for wanting to learn by doing. Four out of five clients prefer to dive in and figure things out rather than map everything out first. That's not a weakness; it's their natural strength.If clients are losing motivation or fizzling out, ask if they're bored. Many retention problems aren't about the content or the client's commitment. They're about a mismatch between how you're teaching and how they need to learn.

Financial content is everywhere. Personal finance is the second most talked about topic on the internet. And yet, people are more stressed about money than ever before. American household debt sits at an all-time high of $18.4 trillion and the personal savings rate hit 1.4% in July 2025, the lowest in history.Something isn't working.You've seen it with your own clients: they nod along, say they understand, maybe even seem motivated. But then nothing changes. They show up to the next session disconnected or discouraged.In this episode, we're kicking off a three-part series that addresses the disconnect between what we teach people about money and what actually helps them change the way they manage it. We call it the knowing-doing disconnect, and it's costing millions of people the financial freedom they're working so hard to achieve.This isn't about creating more content or giving better advice. The problem runs deeper than that. Telling clients what to do and helping them feel better isn't enough to create lasting financial change. This week, we're walking through the sobering reality of where we are as a profession and introducing the foundation for what needs to shift.This is part one of a three-part series.Links & Resources:Ultimate Growth GuideJoin the Facebook groupKey Takeaways:The knowing-doing disconnect is real. People can know what to do with their money and even feel supported, but that doesn't mean they'll take action or see lasting change.Financial stress doesn't capture the full picture. What people are experiencing is despair, hopelessness, and exhaustion. More financial content isn't solving the problem. Personal finance is the second most talked about topic on the internet, yet financial stress is at an all-time high and savings are at historic lows.Financial literacy is knowledge; financial coaching is application. We can learn how to eat better, but if we don't actually change how we eat, we don't get healthier. The same is true for money.The way we're approaching financial change isn't working. If our mission is to help people experience real change in their financial lives, we have to acknowledge we're not fulfilling that mission.Coaching is a partnership, not just sitting back and watching. It's about providing guidance and training, not telling people to figure it out on their own.We're not doing good enough, Coach. If we care about helping people, we must do better, starting with understanding what's missing from our profession.

What is up, Simplifiers? I'm so excited you're here. In today's episode of the Maximized Minimalist Podcast, we dive into one of those uncharted territories that doesn't always come up when we're talking about decluttering our homes: the money side of our life-seasons. Because listen—moving houses, starting school, kids growing up, sending them off, career shifts… these aren't just about stuff. They shake up our finances, our routines, our mental load, and yes, our homes. I brought on my two AMAZING guests — finance strategists and self-proclaimed "budget besties," Vanessa and Shana (yes, alliteration and all the good vibes) — to unpack how transitions impact money, how you can build guardrails (just like you do with your home), and how you can walk into the next season with more peace, presence, and joy instead of overwhelm and guilt. Whether you're prepping for a move, entering a new parent phase, supporting teens, or just feeling the mental load of "what's next?" — this episode is for you. We'll meet you where you are and give you the tools to create financial clarity and calm.

Does money feel like one more thing on your already overflowing plate? Today, I'm joined by Shana and Vanessa — the dynamic duo behind Budget Besties — two best friends and master financial coaches who help women stop stressing about money and start feeling in control again. These ladies are fun, real, and completely judgment-free. They break down budgeting in a way that actually fits your life, your dreams, and your family — no guilt, no spreadsheets required. We're talking about what it really means to be “bougie on a budget” — spending intentionally, saving for what matters, and creating a system that supports both peace and purpose in your financial life.   In This Episode, We Talk About: ✨ Why so many moms feel shame or stress when it comes to money (and how to change that mindset) ✨ How to create a budget that works automatically — no micromanaging required ✨ The difference between being cheap and being intentional ✨ How to set up a system that helps you spend smarter and still enjoy your life   Budgeting doesn't have to feel heavy or restrictive — it can actually bring freedom. When you give your money a job, you gain peace of mind, more confidence, and space to focus on what really matters.   Connect with Shana & Vanessa: Connect - > https://budgetbesties.com/budget/  Podcast - > Financial Coaching for Women Instagram - > @mybudgetbesties  Resources - > Favorite Money Secrets Freebie Work with the Budget Besties - > Get the Budgeting System Connect with Rachel: Contact - > info@rachelking.org Podcast - > Mama's Tired Connect -＞ Join my free Facebook community Simple Systems for Tired Mamas Instagram -＞@rachelmeigsking Resources - > 5 Time Saving Tips for Meal Prep, Simple Time Management for Moms, Journal Page: Releasing the Mental Load, Downloadable Routine Tracker: Morning Reset for Tired Moms, 5 Time Saving Tips for Meal Prep     Next Steps: Step 1: Grab your coaching spot inside The Peaceful Mom Method Step 2: Join a supportive community of moms looking for simple systems to reclaim time for a peaceful home at the free Facebook group Simple Systems for Tired Mamas Step 3: Sign up for the weekly Mama's Tired Newsletter  Step 4: Ready for more personalized support? Book a call with Rachel

You didn't start your coaching business to become a marketing expert.But marketing is how you get visible and attract the right clients. Without it, even talented coaches struggle to fill their practice and create the impact they want.The good news? Boosting your marketing doesn't require a complete overhaul or endless hours. With focused adjustments to what you're already doing, you can start seeing better results.In this video, I'm sharing 14 marketing strategies we used in our most recent Client Creator Challenge. These strategies help you fill gaps and strengthen your client attraction system, whether you're just starting out or refining your existing efforts.I'll walk through leveraging testimonials, capturing client results, nurturing referral relationships, crafting clear calls-to-action, and more. The key is choosing one area to focus on and refining your approach from there. As you implement these strategies consistently, you'll start seeing the growth and traction you're working towards.Links & Resources:Ultimate Growth GuideJoin Financial Coaches Unite!Episode 9: How do I get clients as a financial coach?Episode 28: Why aren't you getting more clients? Client Creator Challenge

In this episode of Building the Premier Accounting Firm, Roger Knecht and Dr. Howard Polansky discuss transforming financial perspectives from traditional debt management to a dynamic cash flow optimization. This episode explores Dr. Polansky's journey from dentistry to becoming a "cash flow optimizer" and how strategic use of lines of credit can dramatically reduce debt payments and increase financial flexibility for both personal and business finances. Learn how to better manage mortgages, business loans, and other debts by understanding the "new rules of finance" and achieve financial freedom sooner. Key Takeaways: Understand the critical difference between profit and cash flow, recognizing that cash flow is essential for day-to-day operations and financial stability. Learn how to strategically use lines of credit as a primary checking account to accelerate debt payments on mortgages, car loans, and business loans, rather than relying on traditional amortized payment structures. Gain insight into transforming your financial mindset from rigid debt obligations to achieving financial flexibility and resilience, enabling better navigation through unexpected life events. Access strategies to consolidate various debts into a single, manageable line of credit, allowing for a focused approach to debt reduction and greater financial control. Discover the emotional impact of financial freedom, emphasizing how reduced debt stress can lead to improved well-being and the ability to pursue life experiences and business growth. Chapter Summary: 00:00 Introduction to Dr. Howard Polansky 01:59 A Life-Changing Event and Career Shift 06:14 The Genesis of Financial Coaching 08:58 Financial Flexibility and Resilience 11:09 Cash Flow vs. Profit 14:11 Leveraging Lines of Credit 19:23 Motivation and Business Impact 23:27 Debt Consolidation and Empowerment 26:50 Money as Currency: Removing Friction 30:19 Resilience in Unexpected Challenges 34:22 Available Lines of Credit & Conclusion 39:52 Universal Accounting Resources Featured Quotes: "If life is this fragile and I'm unhappy with the path that I'm on, burn the ships. It's over." — Howard Polansky "I don't care about profit. I care about cash flow." — Howard Polansky "I'm trying to remove the friction from people's lives." — Howard Polansky Behind the Story: Howard Polansky recounts the harrowing experience of his son's severe appendicitis, leading to multiple surgeries and a profound question from his 12-year-old: "Am I dying?" This intense period made him re-evaluate his life and career, leading him to sell his dental practice. After a year of introspection, he stumbled upon a method to optimize cash flow, transforming his own finances. This new understanding became his calling, demonstrating that financial freedom provides not just wealth, but resilience and the peace of mind to navigate life's inevitable challenges. Conclusion: Thank you for joining us for another episode of Building the Premier Accounting Firm with Roger Knecht. For more information on how you can establish your own accounting firm and take control of your time and income, call 435-344-2060 or schedule an appointment to connect with Roger's team here. Sponsors: Universal Accounting Center Helping accounting professionals confidently and competently offer quality accounting services to get paid what they are worth. Offers: Take The Cash Flow Quiz - https://leakingcash.scoreapp.com/ Get a FREE copy of these books all accounting professionals should use to work on their business and become profitable. These are a must-have addition to every accountant's library to provide quality CFO & Advisory services as a Profit & Growth Expert today: "Red to BLACK in 30 days – A small business accountant's guide to QUICK turnarounds" – This is a how-to guide on how to turn around a struggling business into a more sustainable model. Each chapter focuses on a crucial aspect of the turnaround process - from cash flow management to strategies for improving revenue. This book will teach you everything you need to become a turnaround expert for small businesses. "in the BLACK, nine principles to make your business profitable" – Nine Principles to Make Your Business Profitable – Discover what you need to know to run the premier accounting firm and get paid what you are worth in this book, by the same author as Red to Black – CPA Allen B. Bostrom. Bostrom teaches the three major functions of business (marketing, production and accounting) as well as strategies for maximizing profitability for your clients by creating actionable plans to implement the nine principles. "Your Strategic Accountant" - Understand the 3 Core Accounting Services (CAS - Client Accounting Services) you should offer as you run your business. Help your clients understand which numbers they need to know to make more informed business decisions. "Your Profit & Growth Expert" - Your business is an asset. You should know its value and understand how to maximize it. Beginning with the end in mind helps you work ON your business to build a company you can leave so that it can continue to exist in your absence or build wealth as you retire and enjoy the time, freedom, and life you want and deserve. Follow the Turnkey Business plan for accounting professionals. This is the proven process to start and build the premier accounting firm in your area. After more than 40 years we've identified the best practices of successful accountants and this is a presentation we are happy to share. Also learn the best practices to automate and nurture your lead generation process allowing you to get the bookkeeping, accounting and tax clients you deserve. GO HERE to see this presentation and learn what you can do today to identify and engage with your ideal clients. Check it out and see what you can do to be in business for yourself but not by yourself with Universal Accounting Center. It's here you can become a: Professional Bookkeeper, PB Professional Tax Preparer, PTP Profit & Growth Expert, PGE Next, join a group of like-minded professionals within the accounting community. Register to attend GrowCon and Stay up-to-date on current topics and trends and see what you can do to also give back, participating in relevant conversations as they relate to offering quality accounting services and building your bookkeeping, accounting & tax business. The Accounting & Bookkeeping Tips Facebook Group The Universal Accounting Fanpage Topical Newsletters: Universal Accounting Success The Universal Newsletter Lastly, get your Business Score to see what you can do to work ON your business and have the Premier Accounting Firm. Join over 70,000 business owners and get your score on the 8 Factors That Drive Your Company's Value. For Additional FREE Resources for accounting professionals check out this collection HERE! Be sure to join us for GrowCon, the LIVE event for accounting professionals to work ON their business. This is a conference you don't want to miss. Remember this, Accounting Success IS Universal. Listen to our next episode and be sure to subscribe. Also, let us know what you think of the podcast and please share any suggestions you may have. We look forward to your input: Podcast Feedback For more information on how you can apply these principles to start and build your accounting, bookkeeping & tax business please visit us at www.universalaccountingschool.com or call us at 8012653777

Becky Western-Macfadyen, Manager of Financial Coaching and Education of Credit Canada, introduces EASE (Economic Abuse Support and Empowerment), a program designed to help survivors of intimate-partner violence recover financially. She explains how economic abuse damages credit and confidence, and how trauma-informed financial coaching restores control, security, and long-term independence. Connect with Becky on Instagram, Facebook, LinkedIn and X/Twitter.

In Today's Episode... Jordan Pendleton explores the concept of financial coaching, sharing her journey from being a financial advisor to becoming a financial coach. She discusses the importance of understanding one's relationship with money, the emotional aspects of financial management, and the four pillars that underpin effective financial coaching. The conversation emphasizes the need for clarity, direction, and emotional regulation in managing finances, while also highlighting the moments when individuals may seek the help of a financial coach. Don't forget about this amazing free offer from Jordan. She put a lot of time and effort into this project to be able to offer it to you, absolutely free! Take advantage now while you can! eBook: Couples Guide to Getting on the Same Page About Money Reminder: Subscribe, Rate & Review this podcast! Whatever platform you are listening on, make sure to follow or subscribe & sign up for notifications for when weekly episodes drop every week! And if you feel called, please leave a rating and review. This helps us to reach more people! JordanPendleton.com

Snag Our Simplified Budget System!Divorce is one of the most emotionally and financially challenging transitions you can go through — but it doesn't have to mean financial chaos.In this episode of Financial Coaching for Women, Shayna and Vanessa sit down with Linda, a listener who's in the middle of an amicable divorce but still navigating shared accounts, joint debts, and a home they co-own.Together, they walk through how to start separating finances, set up a simple money system, and communicate effectively with a spouse during such a sensitive season. You'll hear practical steps for setting boundaries, tracking shared bills, and creating financial independence — even before the divorce is finalized.If you're trying to move forward financially while everything feels messy, this episode will give you both clarity and confidence.

Financial coaching isn't about giving better advice. Most of your clients already know they should spend less than they earn. They know they need an emergency fund. They've heard the standard recommendations before.So why aren't they making progress?The gap isn't information. It's follow-through. And follow-through doesn't come from another spreadsheet or a clearer explanation of compound interest. It comes from something entirely different: helping clients shift how they see themselves, how they relate to money, and whether they believe they're actually capable of change.Early in my coaching career, I made this mistake constantly. I thought if I just explained things clearly enough, clients would take action. I learned pretty quickly that knowledge wasn't the sticking point. What they needed was support, trust, and a process that worked even when life got messy.In this episode, I'm walking you through what it actually takes to help clients move from understanding to doing. We're talking about the deeper work of coaching: listening for what's underneath the words, creating safety so clients can be honest without fear of judgment, and meeting people exactly where they are instead of where you think they should be.This is about helping clients build confidence through small, meaningful wins. It's about rewriting the story they tell themselves about money. And it's about recognizing that your job isn't to be an advice-giver, but a transformational guide.If you've ever had clients who say they understand everything but keep showing up having made little progress, this episode will help you see what's actually happening and how to shift your approach.Links & Resources:Ultimate Growth GuideJoin the Facebook groupFree Workshop: How To Create Commitment With Your ClientsMoney Made Human™ CertificationKey Takeaways:When clients say they want a budget, they often mean "I feel out of control." Listen for the emotion underneath the request, not just the surface-level ask.Information isn't the gap… follow-through is. Most people already know what they should do with money; they need support in actually doing it.Trust is built through safety, not perfection. Normalize struggle instead of rushing to solutions. Say things like, "Of course you've tried this before and it didn't stick. Let's look at why together."Test every recommendation against your client's real capacity right now. If it's not doable for their life in this moment, scale it down until it is.Small wins create identity shifts. Once clients see themselves following through on something, they start to trust themselves. And that's when transformation begins.Meet clients where they are, not where you think they should be. The client drowning in debt doesn't need retirement strategies yet. Match your recommendations to their actual readiness.Start every session with a win, even if progress is small. Help clients name it and celebrate it. Self-trust is what enables the next step forward.

Do you feel like you're working nonstop but still not getting ahead financially? In this episode of The Traveling Therapist Podcast, I chat with Maren Londahl-Smidt about how financial coaching can change your practice and help you actually enjoy the money you're earning. Maren shares how she moved from burnout to a balanced lifestyle and built a business that lets her travel, show horses, and coach therapists on their money systems.We dig into Profit for Keeps, reverse engineering your income, and how to finally make your numbers work for you. Whether you're drowning in business expenses or dreaming of taking more time off, this episode is packed with clarity and practical tips for taking control of your finances.In This Episode, We Explore…How Maren transitioned from traditional therapist to traveling coach.What Profit for Keeps is and why it's different from other systems.Reverse engineering your income based on your actual life goals.How to plan for travel and time off without financial stress.Creating a cash flow system that supports your dream lifestyle.Connect with Maren:Website - https://www.balanceandbeyondcoaching.com/Instagram - https://www.instagram.com/balanceandbeyondcoachingFacebook Group - https://www.facebook.com/groups/pfkprofitableclinicianYouTube - https://www.youtube.com/@BalanceandBeyondCoaching_____________________Are you ready to take the plunge and become a Traveling Therapist? Whether you want to be a full-time digital nomad or just want the flexibility to bring your practice with you while you travel a couple of times a year, the Portable Practice Method will give you the framework to be protected! ➡️ JOIN NOW: www.portablepracticemethod.com/Connect with me: www.instagram.com/thetravelingtherapist_kym www.facebook.com/groups/onlineandtraveling/ www.thetravelingtherapist.com The Traveling Therapist Podcast is Sponsored by: Berries: Say goodbye to the burden of mental health notes with automated note and treatment plan creation! www.heyberries.com/therapists Alma: Alma is on a mission to simplify access to mental health care by focusing first and foremost on supporting clinicians. www.helloalma.com/kym Sessions Health: Built for traveling therapists with global EHR access, clean interface, and therapist-friendly pricing at just $39/month. www.sessionshealth.com/kym

Send us a textDr. Latifat is the author of the Amazon bestselling books Done With Broke: The Woman Physician's Guide to More Money and Less Hustle and The Power to Choose: The Woman Physician's Guide to Financial Liberation and Life on Your Terms. She is also the founder of MoneyFitMD, a financial empowerment platform designed to help women physicians achieve financial independence without sacrificing their well-being.In this episode, she dives into the connection between time, money, and mindset. She shares why managing your schedule like a CEO is essential to building financial freedom, and how to break the cycle of being “too busy” to plan or grow your wealth. If you've ever felt like there's never enough time or money, this one's for you.Key Takeaways:Set a specific time for financial planning.Find someone to hold you accountable.Being busy is not an excuse to avoid growth.Timestamps: 00:00 Managing time like a CEO02:45 Why women physicians feel constantly busy05:30 How lack of planning costs you money08:15 Creating time blocks for financial clarity11:40 The power of saying “no”14:05 Reframing your schedule for success17:20 Money mindset shifts for busy doctors20:35 Building habits that save time and cash24:10 What it means to lead your finances27:50 Final encouragement for physician CEOs

People will tell you they want financial literacy. They'll say they need to understand their numbers better, get organized, learn the right steps. And those things matter, of course they do. But here's what I've learned after almost two decades of doing this work: knowledge isn't the problem anymore. We're drowning in financial education. Books, podcasts, TikToks, workplace programs. If information were the answer, credit card balances wouldn't be at an all-time high right now. Savings rates wouldn't be at historic lows. And money wouldn't be the number one cause of stress in our country.So what's missing? Over the past few years, I've had a front-row seat to financial coaching happening across our industry. I've worked with large wellness companies, consulted with universities, listened to well over 100 coaching sessions. And what I saw troubled me deeply. People weren't walking away transformed. They were walking away with a shrug. "It was fine." Fine isn't good enough. Not for our clients, and not for this profession.The gap isn't knowledge. It's not even application. The gap is ownership. True ownership. The kind of steady commitment that becomes part of who someone is. And as an industry, we're not doing a good enough job helping people get there.In this episode, I'm sharing what I've seen, why it matters, and what we can do about it. Because financial coaching is at a turning point right now. We get to decide what this profession will be known for. And I believe we're capable of so much better.Links & Resources:Ultimate Growth GuideJoin the Facebook groupKey Takeaways:Fine is not good enough. When clients walk away from coaching with a shrug instead of transformation, we've failed to create real impact. That shapes how our entire profession is perceived.The gap isn't knowledge, it's ownership. People aren't failing because they lack information. They're stuck because we haven't helped them build true belief in what they're doing with their money.Neutral is the death of impact. Surface-level coaching doesn't just waste time. It leaves clients feeling like they've failed again, reinforcing shame instead of creating change.Scattershot coaching is everywhere. When clients leave sessions with disconnected instructions instead of a clear roadmap tied to their bigger journey, we're making it harder for them to succeed.Raising standards isn't glamorous, but it works. Precision matters. Every moment in a session shapes whether clients leave feeling confident and committed or unchanged. From how we present options to whether we catch hesitation.Financial coaching can be healing. Not in a clinical sense, but in a real-world way. When done well, it helps people stop carrying quiet shame and start believing they're capable of change.We're defining the future of this profession right now. The standard we set today determines whether financial coaching is remembered for tip sheets and cheerleading, or for transformation that actually sticks.

Snag Our Simplified Budget System!In this heartfelt episode of Financial Coaching for Women, we're joined by Kayden — a former coaching client whose story will remind you that it's never too late to turn financial frustration into freedom.Kayden and her husband went from constant miscommunication and missed payments to budgeting as a team, buying a home, and cash-flowing their life — even after a massive income cut. Her journey shows that progress isn't about perfection; it's about persistence, communication, and trusting the process.If you've ever felt like you “make good money but have nothing to show for it,” this one's for you.

In the 175th episode of Kitces and Carl, Michael Kitces and client communication expert Carl Richards discuss how sketches can spark more meaningful money conversations. For full show notes, see kitces.com and thesocietyofadvice.com.

Most coaches struggle to talk about their work in a way that makes people want to invest. They know they're getting clients results, but when it comes to marketing, something feels off. They're not sure if they should talk about financial coaching or focus on what actually happens for their clients.This struggle is costing coaches clients every single day. For over 10 years, I fully embraced that what I created was transformation for people. Then the coaching industry exploded and "transformation" became the buzzword everyone used…even people offering surface-level advice. And so, I pulled back from using it. But here's what I realized: by avoiding the word because others were over-using or misusing it, I created a gap in my messaging. I let people creating fluff transformations own that word in the marketplace while I struggled to articulate the real, lasting change my clients were experiencing. My marketing got harder because my message got diluted.And yet, people don't pay for financial coaching. They pay for financial transformation. Coaching is the vehicle. Transformation is the destination. When you can name the specific transformation you create, your marketing gets easier and your confidence grows.When you position yourself as “just” a coach, you're competing with free resources. Coaching sounds like a process, and people don't want to pay for a process. They want to pay for an outcome. They want their lives to feel different. When someone hears about transformation, they picture relief, confidence, freedom. That's buy-in. And buy-in is what determines whether someone invests in working with you.This isn't just about marketing tactics. It's about what's best for your client (clear outcome), what's best for you as the coach (confidence in your value), and what's best for your business (attracting the right people).This week on the podcast, we'll walk through how to get specific about the transformations you're already creating, how to weave those outcomes into your messaging, and why one subtle moment in a client's journey reveals the deepest transformation of all. Because if you're a skilled coach, you're already creating transformation. You just might not be naming it.If you've been struggling to talk about your work in a way that makes people excited to invest, this episode will help you see what you're really delivering and give you the confidence to own it.Links & Resources:Ultimate Growth GuideJoin the Facebook groupMarketing struggles episodeDownload 7 questions to capture client transformations hereKey Takeaways:People don't pay for financial coaching. They pay for financial transformation. Understanding this distinction changes how you talk about your work and how people respond to you.When you position yourself as just a coach, you're competing with free resources. Coaching sounds like a process, but people want to pay for an outcome that makes their lives feel different.The shift from "I help people create budgets" to "I help people feel confident and in control of their future" changes everything. One is about tasks, the other is about identity and peace of mind.Ask this question at the end of sessions: "What feels different for you right now compared to when we started working together?" It helps clients reflect on change in real time and gives you proof of your impact.

“Should I add tax prep to my coaching business? What about investment management or insurance?”I hear this question from coaches all the time, especially when they're looking to grow their revenue. You see other financial professionals offering multiple services and it makes sense—more services should mean more income, right?Here's what I've learned after working with hundreds of coaches: adding a new service is like starting a whole new business. You need different marketing, different systems, different expertise, and a completely different client experience for each one.When coaches ask me about adding services, I start asking questions. How many clients are you working with right now? How many hours a week are you coaching? Could you take on more coaching clients if you wanted to?Most of the time, coaches aren't maxed out on their coaching capacity yet. They're working with five to ten clients. They're coaching a few hours each week. They're getting their clients great results. But they have room for more.So when we dig into it, the real question isn't “Should I add more services?” It's “How do I grow my revenue in a way that doesn't spread me too thin or take away from the coaching work I'm already doing well?”In this week's episode, we're talking about when it makes sense to add services, what actually grows your revenue without burning you out, and how to make decisions about your business that serve both you and your clients.Your clients hired you because you're excellent at helping them with their money. That excellence is what creates results, and results are what create referrals and a strong reputation. When you try to be good at everything, you end up being great at nothing.If you've been thinking about expanding what you offer, this episode will help you figure out what your next move should be.Links & Resources:Ultimate Growth GuideJoin the Facebook groupRoadmap trainingEpisode 91FCAKey Takeaways:Every new service is like starting a brand new business. Each one needs its own marketing, systems, expertise, and client journey built from scratch.Most coaches aren't actually maxed out when they want to add services. If you're not at full capacity with your current offer, fill those spots first before adding complexity.Excellence creates results, referrals, and reputation. When you spread yourself thin, you become known for dabbling instead of being great at one thing.The restaurant rule applies to coaching too. If your tables are half full on Friday nights, don't launch catering. Fill the seats you already have.Specialists can charge more than generalists. Become the coach for couples who fight about money or the coach who helps people crush six figures of debt.Better results equal better marketing. When clients are getting consistent outcomes, you get more referrals, testimonials, and repeat business naturally.Your clients don't need you to do everything for them. They need you to be excellent at the transformation you're already best at delivering.

First things first, friends: Imposter syndrome is not a thought: “I am an imposter” or a feeling: “I feel like a fake.” It's a circumstance. And if we want to overcome it, we need to understand it…which means clearly identifying it for what it is, which removes SOME of imposter syndrome's power. Think of imposter syndrome as the monster behind your closet door: you sit there, covers pulled up to your chin, staring at it the door. In your mind, the monster (aka, imposter syndrome) keeps getting bigger and bigger and scarier and scarier. Finally, you muster up the courage to walk across the room and open the closet door. And instead of a monster, your cat walks out, looking annoyed that you found their hiding place. Logically, you know that it was never a monster. It was just your cat. Get ready to shine a light on your own imposter syndrome fears and frustrations, and learn what you can do to shut it down for good (mostly).Links & Resources:Ultimate Growth GuideJoin the Facebook groupKey Takeaways:You're new, not fake. Because being a beginner is normal and temporary.You know enough to help someone today even if you don't know everything yet.Do it anyway because confidence comes from taking action, not just learning more."Can I trust you?" is what people really want to know when they ask about your credentials.Learn while you coach instead of waiting until you're "ready" to start helping people.Name the specific thoughts that make you feel like an imposter, then replace them with better ones.Feeling like an imposter means you're growing and pushing beyond what's comfortable.

You hang up from that Q&A call thinking you really connected with that person. They'd be so great to work with. You know you can help them. The conversation went great.And then it's crickets.They didn't give you an answer on the call. They said they'd think about it and get back to you. But then that person ghosted you or just fell off the face of the planet.Does this sound familiar? It's so frustrating, and you're really left wondering what went wrong. Why didn't they say yes? Did you miss something?This keeps coming up in our Facebook group and mastermind: coaches saying the exact same thing. They had this great Q&A call that got booked, but afterwards, nothing. The person just disappeared.What's actually happening here is that you're making two very common mistakes on these calls, and they're probably happening at the same time without you even realizing it. The first one is that you're accidentally coaching on the Q&A call. The second is that you're overselling or over explaining everything you can possibly do.It's very easy to fall into coaching mode when you genuinely want to understand what's been happening with someone and their money. Before you know it, you've given them half a dozen little suggestions along the way, and now they either feel like they have a list of things to try on their own, or they think coaching won't help because they've already tried everything you just suggested.Then there's the overselling part. You get excited about all the ways you can help, so you start talking about your budgeting system and getting clear on their vision and looking at spending and your three-month program and planning for their kids' college and financial independence. Talk about overwhelm.The thing is, by the time someone reaches out to a financial coach, they've usually already researched everything they can. They've likely been trying to overcome this challenge for years on their own. They're desperate to know if they can find help or not, and what they want is simple: to know that you can solve their problem.Your job on the Q&A call isn't to sell yourself or prove your value. It's to learn about what they're experiencing and clearly communicate yes or no, this is something you can help them with.Listen in to this week's episode and we'll give you the tools to do just that.Links & Resources:Ultimate Growth GuideJoin the Facebook groupKey Takeaways:Stop coaching on your Q&A calls. When you give suggestions and strategies, prospects either think they can handle it alone or that you can't help them since they've tried your ideas already.Your only job on a Q&A call is to answer one question: “Can I help solve this specific problem, yes or no?” Everything else is a distraction that confuses prospects and kills conversions.“I can absolutely help you with this” said twice beats explaining every service you offer. Validation and confidence convert better than comprehensive overviews.Keep Q&A calls to 15 minutes maximum. If it's taking longer, you're coaching, overselling, or not confidently leading the conversation.Schedule Q&A calls separately from coaching sessions and create mental barriers so you don't carry coaching energy into sales conversations.Financial coaching prospects want solutions, not coaching experiences. Unlike life coaching, they don't care about the process, just whether you can solve their money problem.“I need to think about it” means you overwhelmed them with information instead of clearly addressing their specific concern.

Ready to improve your **personal finance**? Discover how Lisa Peterson, a money coach, helps entrepreneurs improve their relationship with money. Learn how to use better **financial planning** to reach your **financial goals** and build **wealth building** strategies!Leisa Peterson is a money coach and sudden wealth specialist who helps entrepreneurs revolutionize their relationship with money. After years as a traditional financial advisor, she founded WealthClinic to address what the industry was missing—the behavioral and mindset aspects of wealth-building. She is the author of The Money Catalyst and The Mindful Millionaire, and was recognized by Forbes as one of the pioneering “10 Women Driving Growth in Wealth Management and Investing.”Leisa uses practical tools like the GAP Analysis to guide clients from their current financial situation to building millions—focusing on productive assets, debt elimination, and automated savings systems. Leisa Peterson is a Financial Strategist, Money Mindset Coach, and Sudden Wealth Specialist who works with fast-growing entrepreneurs and individuals navigating sudden wealth from inheritances or business exits.With over 30 years of experience in financial services, Leisa left her career as a traditional advisor to address the psychological and behavioral aspects of wealth that are often overlooked in the industry. Leisa founded WealthClinic to help clients create consistent cash flow and build long-term wealth. Through her GAP Analysis and structured approach, she teaches the core pillars of financial success: purchasing productive assets, eliminating consumer debt, and building automated savings systems. Leisa also hosts The Mindful Millionaire Podcast and runs a popular YouTube channel, where she shares strategies for mindful wealth-building. Leisa's expertise has been featured in The Wall Street Journal, FastCompany, The Week, HuffPost, and Gaia Media Network. In 2023, she received the SRQ Magazine "Women Who Roar" Illuminator Award. Specializing in hands-on guidance for entrepreneurs who prefer done-with-you support over expensive, complicated DIY programs, Leisa helps clients enjoy their lives while building lasting wealth.CONTACT DETAILSCompany Wealth ClinicWebsite: https://www.wealthclinic.com/ Social Media:LinkedIN: https://www.linkedin.com/in/leisapeterson1/ Facebook: https://www.facebook.com/leisa.peterson Youtube: Mindful Millionaire Podcasts: Art of Abundance on iTunes and Mindful MillionaireBooks: The Mindful Millionaire and The Money Catalyst (NEW!)Remember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing.Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can support you in getting more visibility on your products and services.Google Review Link https://g.page/r/CVKSq-IsFaY9EBM/review 

Snag Our Simplified Budget System!Today's episode is packed with real life, real clients, and real money lessons from our coaching sessions — and trust us, if they're going through it, you probably are too. From college kids nearly losing scholarships to business owners buried in tools they don't need, we're breaking it all down.This is the episode where you get to learn through someone else's mistakes (hallelujah), feel less alone, and walk away with quick wins you can apply to your own budget — right now.✨ Today's Lessons From the Coaching Couch

Click Here to book your complimentary 1:1 Financial Coaching Consultation. Want even more? Check out my Private Podcast—5 binge-worthy episodes you won't hear here. Click here to listen to this exclusive series. Follow Me on Instagram → @germainefoleycoaching

Send us a textFinancial expert Paden Squires shares powerful insights on tax planning, wealth building, and entrepreneur mindset strategies to help business owners keep more of what they earn. He explains how proper financial planning goes far beyond basic tax preparation, requiring strategic quarterly meetings and documentation of tax-saving opportunities like the Augusta rule.• Paden's journey from corporate employee to entrepreneur driven by childhood financial anxiety• Most entrepreneurs struggle with financial disorganization and lack clear visibility into margins• Traditional CPAs often only prepare taxes without offering strategic planning or wealth-building advice• The Augusta rule can save entrepreneurs $3-5K annually by renting their home for business meetings• Documentation is crucial for any tax strategy to withstand potential audits• Proper financial mindset requires understanding the balance between delayed gratification and growth• Tracking weekly financial KPIs like margins and cash flow prevents reactive decision-making• Advanced strategies like deferred sales trusts and opportunity zones can significantly reduce capital gains taxes• "With enough time and energy put into something, you can get better at it" - Connect with Paden at squirestaxplanning.com to book a call about your tax situation or find him on social media and his podcast "Behind their Success."Support the showThanks for listening & being part of the Mindset Cafe Community.----------------------------------------------Connect With Devan:https://www.devangonzalez.com/connect----------------------------------------------Follow On Instagram https://www.instagram.com/devan.gonzalez/https://www.instagram.com/mindsetcafepodcastLet me know what topics or questions you want covered so we can help you achieve your goals faster.----------------------------------------------P.S. If you're not already a part of the The Mindset Cafe Community Page I would love to have you be a part of the community, and spread your amazing knowledge. The page is to connect and network with other like minded people networking and furthering each other on our journeys!https://www.facebook.com/groups/themindsetcafe/

In this inspiring episode, I sit down with my dear friend of 30 years, Kim Holland—a faith-driven financial professional with nearly three decades of experience guiding families and business owners toward financial clarity and long-term prosperity. Kim shares her incredible journey from being a farmer's wife to building a seven-figure financial business, and how the 2008 financial crisis became the catalyst for her success. We dive into:

There's a question that keeps coming up from coaches, and honestly, it's one that can make or break your business if you get the timing wrong.Should you start a group coaching program or membership?The appeal is obvious—leverage your time, help more people, bring in more revenue for your time. What's not to love, right? But there's a reason why some coaches launch group programs and absolutely crush it, while others spend weeks building something only to have one person sign up.And the difference isn't what you think it is.There are three very specific indicators that tell whether you're ready to host a group program or if you should pump the brakes. Miss these signs, and you could end up like I did years ago: spending weeks creating content and marketing only to wind up with one person paying me $397 for what became a five-dollar-per-hour time suck.But when you have these three things in place? Group programs can be incredible. People feel less alone when they realize they're not the only one struggling with money. There's this hive mind effect where one person's question unlocks something for three other people. The accountability that happens naturally in groups can make people implement faster than they ever would on their own.The catch is that most coaches think building a group program will attract the masses, but it's actually the opposite. You want to attract people first, then provide the offering once you have people there to fill it.This week, we're walking through exactly when group coaching makes sense, when it doesn't, and if you're ready, the practical steps to actually make it happen without the mistakes that leave you wondering why nobody signed up.Links & Resources:Ultimate Growth GuideJoin the Facebook groupKey Takeaways:One-on-one coaching must come first. It's where you develop actual coaching skills and learn what works versus what you think should work.Don't build a group program to attract people; attract people first, then build the program. There's nothing more disheartening than launching a group with only one person in it.Three signs you're ready for group coaching: you're fully booked with demand, you have a large engaged audience, or you serve a unique niche that services masses.Without one-on-one experience first, you'll become a financial educator instead of a coach. Managing group dynamics while figuring out how to coach is like conducting an orchestra before learning to play an instrument.Pattern recognition from individual clients becomes your group program foundation—you need to see the common challenges, resistance points, and breakthrough moments to create effective group content.Group programs work when demand already exists, not when you're hoping to create demand from scratch.Start small with workshops or mini-programs before committing to a full group offering. Test the group dynamic and your enjoyment of it before making a major time investment.

⌚This is a fun twist!  On this episode you get to hear me, Kali, on another podcast.  I thought we would replay my conversation with my girls Vanessa and Shana of the Budget Besties on their Financial Coaching for Women Podcast.  Here is what they said about our episode: We've got our business bestie back on the mic, and you're in for a treat.  Time management coach, international speaker, podcast host, and all-around rockstar Kali Brigham is here—and she's serving up real talk, big laughs, and life-changing shifts. Kali's not your typical “wake-up-at-5am-and-grind” kind of coach. She's the founder of Perfect-ish—a time management approach that helps ambitious women design lives that feel as good as they look on paper. No guilt. No burnout. Just rhythms and routines that work for you. In this episode, we chat about: Why traditional time management is a lie (yep, we said it) The PERFECT-ISH framework and how it helps you manage your time without losing your mind What your calendar says about your values—and how to adjust when it's out of alignment The power of knowing whether you're an introvert, extrovert, or somewhere in between (ambiverts, unite!) Real talk on naps, bookends, and why your daily energy matters more than any planner ever will How to stop writing your life with the “wrong hand” and start building systems that feel right Whether you're juggling kids, running a business, or just trying to survive your to-do list, this is the episode you didn't know you needed. It's fun, practical, and full of those “oh dang, that's me” moments.  Budget Bestie Takeaway: Time management isn't about doing more—it's about doing what matters in a way that works for you. When your schedule supports your energy, values, and season of life, you win. Period.   ------------ Click HERE to Register for our October Escape Virtual Summit ------------ ➰Check out our sponsor www.loopearplugs.com and use code KALIBRIGHAM for 15% off* ------------

There's something missing in your coaching business, and it's probably not what you think.You've got the big stuff figured out—your coaching skills, your programs, maybe even your marketing. But there are four smaller things that many coaches overlook, and without them, something always feels a little off.These four missing pieces might seem small on the surface. You might even wonder if you really need them. But when they're not there, your business feels harder than it should be. Progress feels slower. You second-guess yourself more. And honestly, you're way more likely to just give up.We see this happen all the time to coaches with really big dreams. They start out strong, but eventually get burnt out or stuck because they're trying to do everything alone. And far too often, they quit.The thing is, there's actually research that shows when you have just one of these missing ingredients in place, your chance of achieving your goals jumps. That's not a typo. We're talking about a massive difference in your probability of success.That's the power of having all the right ingredients in your business. Without them, every decision feels heavier. Every setback feels more personal. Even your wins don't feel as good because you don't have anyone to celebrate with.But when you have all the pieces you need? You move faster. You aim higher. You bounce back faster. And you stop wasting so much time and energy second-guessing yourself.The key ingredients we're talking about on this week's episode are the difference between you just thinking about your goals and keeping them to yourself, versus actually following through on the things that matter. They're what separate coaches who keep spinning their wheels from those who build thriving businesses.Listen in as we share exactly what these four missing ingredients are, why they matter so much, and how you can get them in your business. Because honestly, you'll be so thankful you have them.Links & Resources:Ultimate Growth GuideJoin the Facebook groupKey Takeaways:Your business might have all the obvious ingredients but still feel “off” because you're missing some small pieces that you don't realize yet are missing.Community isn't just networking, it's belonging. When you're surrounded by people who actually get what you're building, you stop second-guessing yourself so much.There's a big difference in success rates when you keep goals to yourself versus have accountability with at least one other person.How many times has a client said, “The only reason I got this done is because I knew we had our meeting today”? You need that same external motivation for your business goals.Support comes in three forms: tactical (bounce ideas off someone), emotional (reminder you're not failing), and celebratory (someone to cheer your wins with).You can't gain the same insights trying to figure everything out alone. Expert guidance helps you avoid spending months wondering why leads aren't converting.Every decision feels heavier without these four ingredients, but when you have them, you move faster and aim higher.

Philip Taylor started FinCon because he was tired of talking to his spouse about business ideas that didn't quite land. He needed someone to really riff off of, someone who understood the mission.His first WordPress conference back in 2004 validated him as an entrepreneur in a way he didn't expect. The relationships he formed there? He still relies on some of them today. Philip gets real about walking into rooms where you don't know anyone and why that awkwardness might actually be the point.Conferences aren't inexpensive when you factor in flights, hotels, and all the extras. But Philip sees them as an investment and shares practical ways to cut costs, but he also talks about something we don't discuss enough: the lifetime value of those connections. He still laughs about memories from conferences years ago. What value can you place on that kind of connection?In this week's episode, Philip makes a case for why being busy actually makes conferences more valuable. It's a forcing function that pulls you out of the grind and puts you in CEO mode for a few days. That reset helps you see your business differently.If you think you're not far enough along yet, Philip has news for you. There are always people at conferences who don't have a blog, podcast, or YouTube channel yet. They're just there to soak it all up. Your job is to find those people.This conversation covers territory that anyone considering their first conference needs to hear, from someone who's created one of the biggest conferences in our space.Links & Resources:Ultimate Growth GuideJoin the Facebook groupFinCon Expo (Use code kelsa50 for $50 off!)Key Takeaways:Find your inner circle by choosing conferences where attendees share your mission because they're just as tired of talking to their spouse about ideas that don't land as you are.Volunteer at the event to bake in networking before the conference even starts. You'll meet speakers, organizers, and other volunteers while having a purpose beyond just attending.The lifetime value of one conference connection can pay for the entire trip. Philip still relies on relationships from his first WordPress conference in 2004.Too busy? That's exactly why you need the forcing function of a conference to pull you out of worker bee mode and into CEO mode for a few days.Google can't break down exactly how someone implemented their strategy, but the person sitting next to you at lunch can (and they might even pull up their laptop to show you).If you think you're not ready, find the other people who aren't ready either and form a mastermind together.Conference speakers update their slides last minute with cutting-edge information, so you're getting current strategies, not outdated online content.

When Debbie White says coaches don't need to be louder or slicker to stand out, she means something that might feel backwards at first. After spending 20 years launching brands like Starbucks and building multiple seven-figure businesses, she's watched too many coaches try to sound like marketers instead of humans.The problem? People buy from people, not from polished marketing speak. And right now, there's so much formulaic content out there that it all sounds the same. Your ideal clients are scrolling past it because it feels like white noise.Debbie walks through her Lighthouse Effect concept—a way to get crystal clear on who you serve, what makes you different, and how to talk about it so your people think “Oh, it's you I've been looking for.” She talks about why being more yourself actually makes you magnetic to the right clients, and how repetition of the right message beats posting constantly with the wrong one.We get into the messy reality of finding your voice when you've been taught to sound professional. Debbie shares stories from her own clients—like the financial coach whose people said things like “looking at my numbers makes my throat tight” and “I'm terrified to check my credit card balance.” That's not budget management speak. That's real human fear, and when you can speak to that, everything changes.There's also an honest conversation about the COVID years and how they created this rise of formulaic business coaching that focused on revenue numbers instead of actually helping people build sustainable businesses. Debbie thinks we're seeing a backlash now—people are getting smarter about spotting content that doesn't feel real.She gives practical advice about creating content for one person instead of trying to talk to everyone. She explains why AI-generated content often falls flat and how to use it without sounding like every other coach out there. And she shares what she wishes every coach knew about their own value and why the world actually needs what they have to offer.If you've ever felt like you're blending in even though you know you have something unique, this conversation will help you figure out how to show up as yourself in a way that makes it ridiculously easy for the right people to find you.Links & Resources:Ultimate Growth GuideJoin the Facebook groupTake the persona quizVisit the Clarity Wins Clients websiteConnect with Debbie on LinkedInJoin the Lighthouse Marketing Facebook groupKey Takeaways:Stop trying to sound like a marketer and start sounding like a human. Because 95% of buying decisions happen in the emotional, subconscious part of our brain where we connect with real people, not polished marketing speak.The math is simple: Would you rather post generic content 20 times that gets ignored, or post one authentic piece that makes your ideal client think “that's exactly how I feel”?Your “professional mask” isn't protecting your credibility; it's making you invisible. When every coach sounds the same, being more of yourself becomes your competitive advantage.Here's what your clients are really saying: “I'm terrified to look at my numbers. It makes my throat tight.” Stop talking about “budget management” and start speaking to the actual fear keeping them up at night.

If you're trying to do everything for your clients, you're doing them a disservice. Yep, I said it. As financial coaches, we don't know everything there is to know about finances, and that's okay. We're focused on our niche and expertise and while there's nothing wrong with learning and growing with our clients, there comes a time when referring them to another professional is the best next step.I used to think that referring clients to other professionals meant I wasn't good enough at my job. Turns out, it's actually one of the most valuable things I can do for them. When you position yourself as the quarterback of your client's financial journey, you become more essential to them, not less.Most people have a financial advisor who doesn't talk to their CPA, who doesn't coordinate with their insurance agent. That leaves your clients trying to figure out how all these pieces fit together on their own. And that's where you come in.This week, I'm sharing exactly how I've learned to recognize when my clients need specialized help and the clear indicators that tell you when it's time to bring in other professionals. And you know what? Some referral relationships have become some of my best sources of new clients.Here's just one example: For 12 years, I handled student loan guidance myself. But when the rules started changing rapidly, I made the decision to partner with a specialist instead. I didn't feel bad about this decision. I felt proud that I cared more about what was best for my clients than my own ego.Your scope of practice isn't a limitation. It's actually what makes you valuable. Listen in to hear specific language for these referral conversations and explain how to build relationships with other professionals so you have a solid network ready when your clients need help.Links & Resources:Ultimate Growth GuideJoin the Facebook groupEpisode 66Episode 53Key Takeaways:You're not your client's only financial resource, you're their quarterback. Coordinate the game plan while bringing in specialists for specific plays.Refer too early rather than too late. If you're unsure whether a client needs specialized advice, lean toward making the referral.The strongest referral relationships develop through consistently positive experiences with mutual clients—so be patient and focus on quality over quantity.Frame referrals as expanding resources, not passing clients off. Say, “To help you reach your goals faster, I'd like to bring in a specialist” instead of simply “This is outside my expertise.”Your scope of practice isn't a limitation, it's what makes you valuable. When you try to be everything to everyone, you become less effective at what you're truly great at.Clients need your coaching support most when implementing advice from other professionals. Schedule specific sessions to help them translate technical recommendations into practical action steps.Build relationships with professionals who care about staying in their lane as much as you do. Look for people who won't tell you how to do your job while you respect theirs.

Financial Coaching & Money Mentor Opportunities Feeling confident in your research but stalled when it comes to taking action on your military family's financial plan? From TSP questions to credit card strategies, this episode explains how an hour with a dedicated coach can transform hesitation into clear, personalized next steps. Key Points & Topics Defining financial coaching vs. advisory services No sales pitches, no commissions, no product upsells Confidential, unbiased guidance tailored to your goals Who benefits most Active duty, Guard, Reserve, military spouses, cadets, midshipmen Dual-military couples, high-net-worth families, soon-to-commission officers Typical coaching session structure Pre-call questionnaire to customize the conversation One-hour call via Google Meet  Post-call recap email with transcript and bullet-pointed action steps Sample coaching topics TSP vs. traditional/Roth IRA decisions Career starter loan considerations Financial therapy: uncovering money scripts and spending habits Helping improve communication with your spouse around money Credit card strategies, MLA/SCRA protections, maximizing points redemptions State tax benefits and Military Spouse Residency Relief Act Booking details and logistics Schedule via Calendly at militarymoneymanual.com/mentor One-time fee ($150 currently as of time of recording), no recurring charges, Full refund if not valuable Option to be referred to military-friendly CFP network if needed such as Military Financial Advisors Association (MFAA) or Military Tax Experts Alliance Links Mentioned https://militarymoneymanual.com/mentor https://hellonectarine.com/r/military https://militaryfinancialadvisors.org https://militarymoneymanual.com/UMC3 Stop second-guessing and start implementing your financial plan today. Book your one-hour military money mentor session today and walk away with a clear roadmap to your goals. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.

Today we are joined by Shang Saavedra, the Founder and CEO of Save My Cents, an influential personal-finance website and social-media platform. Saavedra teaches readers the key habits and behaviors needed to become less fearful of money and live life with joy. Saavedra was named one of the "25 Most Influential New Voices of Money" by TIME/NextAdvisor in 2022 and is an Expert Reviewer and Contributor at CNET Money. She received her bachelor's degree in economics from Harvard and her MBA from the University Of Chicago Booth School Of Business. Saavedra and her husband finished saving for their retirement by the age of 31 and now live a work-optional life in Southern California with their two boys and two cats. [Aug 11, 2025]   00:00 - Intro 00:37 - Intro Links -          Social-Engineer.com - http://www.social-engineer.com/ -          Managed Voice Phishing - https://www.social-engineer.com/services/vishing-service/ -          Managed Email Phishing - https://www.social-engineer.com/services/se-phishing-service/ -          Adversarial Simulations - https://www.social-engineer.com/services/social-engineering-penetration-test/ -          Social-Engineer channel on SLACK - https://social-engineering-hq.slack.com/ssb -          CLUTCH - http://www.pro-rock.com/ -          innocentlivesfoundation.org - http://www.innocentlivesfoundation.org/                                01:27 - Shang Saavedra Intro 02:23 - Motivation for Success 04:03 - Save My Cents 07:29 - The Feelings Mutual 10:07 - It's Emotional 12:01 - Root Causes of Bad Money Habits 13:02 - Feast or Famine 13:45 - Adverse Events 15:26 - Scarce Immigrant 17:08 - Mind Over (Money) Matters 21:05 - Your Worth, More 24:07 - Book Recommendations -          The Power of Habit - Charles Duhigg 25:06 - Mentors -          Therapist 25:59 - Shang Saavedra Online -          Website: https://savemycents.com/ -          Instagram: https://www.instagram.com/savemycents/ -          YouTube: https://www.youtube.com/@savemycents -          Goodreads: https://www.goodreads.com/book/show/216282934-wealth-is-a-mindset -          Amazon: https://www.amazon.com/Wealth-Mindset-Change-Your-Money/dp/B0D94QCZL6/ -          Bookshop: https://bookshop.org/p/books/wealth-is-a-mindset/21633491 26:42 - Parting Advice 27:04 - Guest Wrap Up & Outro -          www.social-engineer.com -          www.innocentlivesfoundation.org

You want to grow your financial coaching business but you're not quite ready to make a big investment. Maybe you're just getting started, or you're building momentum but hesitant about spending thousands of dollars on training programs.This week, we're tackling one of the most common questions we get: how can you grow your financial coaching business using resources that are available right now, without waiting until you feel perfectly prepared or have the budget for a mastermind or program?We're firm believers in lifelong learning and know there is an incredible library of free and low-cost resources available online (this podcast included). But first, we need to address the mindset piece that's absolutely foundational to your growth. Many coaches get stuck thinking they need to know everything before they can help anyone, and that's simply not true. You likely know more than you realize about personal finance, and you've already overcome challenges that your future clients are still facing.The reality is that growth as a coach happens through a combination of learning and doing, not just one or the other.We explore the shift from consumption to implementation. The most successful coaches are the ones who take one idea, implement it fully, measure the results, and then move on to the next thing. They don't learn endlessly without taking action, and they don't wait until they feel completely ready.Throughout the episode, we walk through specific free and low-cost resources that can help you grow right where you are. From podcasts and training materials to community groups and industry connections, there are tools available to support your journey at every stage.We also cover how to combine these various resources into a personalized growth plan that actually works for your life and business. The key isn't which specific resources you choose, but your commitment to applying what you learn consistently over time.By the end of this episode, you'll have a clear roadmap of next steps, regardless of where you are in your journey, plus practical examples of how other coaches have used these resources to solve specific challenges in their businesses.Links & Resources:Ultimate Growth GuideJoin the Facebook groupEpisode 85Episode 72Episode 88Episode 106Episode 105Episode 93Episode 66 Key Takeaways:Growth happens through learning and doing simultaneously, not waiting until you feel perfectly prepared.Ask yourself this: What you're really seeking is certainty, and you only get that by helping someone and seeing results.Move from consumption to implementation by taking one idea and fully implementing it before moving on.Focus here: Strengthen your weakest link instead of trying to learn everything at once.The real marketing secret: Your clients' experience and results drive referrals better than any strategy.You can make incredible progress in six months through focus and consistency, even if you don't notice it weekly.

In this conversation, Jared Prevost shares his journey into the real estate industry, discussing his initial interest sparked by a YouTube video and his subsequent experiences in wholesaling, flipping, and lending. He emphasizes the importance of building a sustainable business model and the advantages of midterm rentals. Jared also talks about his software company, Tandem, which supports real estate coaching, and his strategies for investing in properties across different markets. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

There's something happening in the financial coaching world that's got a lot of us feeling uneasy. Maybe you've heard the whispers, or maybe you've been losing sleep over it yourself. AI is coming for our jobs, they say. Clients can just ask ChatGPT for financial advice now. Why would they need us?I've been watching this conversation unfold in coaching groups and on Reddit, and I've got to tell you—the fear is real, but it's also missing the point entirely. Because here's what I've learned from working with coaches who are already experimenting with AI, and from my own experience using these tools: the question isn't whether AI will replace us. It's how we're going to use it to become even better at what we already do.Think about the last time a client came to you. Did they need someone to crunch numbers? Or did they need someone who could see the hesitation in their voice when they talked about starting that business? Someone who noticed their body language shift when debt came up? Someone who understood that their financial decisions weren't really about money at all, but about the stories they've been telling themselves for years?That's the thing about transformation. It's messy in a way that AI simply can't navigate. And transformation is what we're really in the business of, isn't it?I've had clients try AI tools for financial guidance, only to come back because they missed something they couldn't quite name. They missed the relationship. They missed being truly seen and understood. And they missed having someone who cared about their success in a way that went beyond just giving them the right answer.And while AI can't replace what we do, it can absolutely make us better at doing it. I've been experimenting with ways to use AI as my behind-the-scenes assistant, handling some administrative stuff that drains my energy so I can focus on the human work that only I can do. And the results have been pretty remarkable.This week, I'm sharing more about this timely topic and why AI isn't going to replace you. Instead, I want you to understand exactly what makes you irreplaceable so you can use technology to lean into those strengths even more.Links & Resources:Ultimate Growth GuideJoin the Facebook groupKey Takeaways:AI can analyze numbers, but it can't feel the pit in your stomach from buyer's remorse or recognize the fear behind someone's excitement about starting a business. THIS is what makes you irreplaceable.Use AI to handle the mechanical tasks so you can spend more time on the meaningful work that transforms lives.What is rare becomes priceless. As technology advances, human connection becomes increasingly valuable, not less.Your clients need more than information. They need someone who notices their body language when discussing money topics and hears the hesitation in their voice.Pick one repetitive task that doesn't require your unique expertise and experiment with AI handling it this week.Be upfront with clients about how you use AI in your business. This builds trust and shows them where technology ends and your human expertise begins.Double down on your humanity. The coaches thriving with AI aren't replacing their human touch. Rather, they're using technology to create more space for deeper, more personal client interactions.

In this episode of the Profitable Christian Business Podcast, host Doug Greathouse talks with seasoned financial strategist Katelyn McCarthy about the powerful connection between faith and finances. With over 40 years of experience in the mortgage industry, Katelyn has seen the pitfalls of traditional lending—and now helps families escape generational debt through strategic use of a 1st Position HELOC. More than just numbers, this conversation dives deep into how God can use financial pressure for breakthrough, and how trusting Him with your equity can lead to a legacy of peace, not pressure. Whether you're house rich and cash strapped or simply ready for a smarter way forward, this episode will give you hope, wisdom, and practical next steps.

You can create the most beautiful, helpful content in the world, but if you're not inviting people to work with you, you're an educator, not a business owner.Walli Miller learned this the hard way. She was doing everything “right” as a content creator. Her posts were gorgeous, her financial tips were solid, people were commenting and sharing her stuff. But months went by after her first client, and crickets.The missing piece wasn't better content or a perfect Instagram strategy. It was something way simpler and way scarier: she wasn't actually inviting people to work with her.Walli started her blog anonymously because she was frustrated that no one in her circle was talking about building wealth beyond just staying out of debt. As a first-generation college graduate from an immigrant family, she knew there weren't enough voices sharing that perspective.At FinCon, she learned she could make money from her content. But even after getting her first paying client, she kept creating the same educational content for months without getting another one.The breakthrough came when she realized she was treating content creation like teaching, not coaching. She was giving people tips but never painting a picture of what was possible for them personally. More importantly, she wasn't making it easy for people to take the next step.Walli had to shift her whole relationship with sales. At first, “salesy” felt like that pushy car dealer vibe. Now she sees sales as service. She's helping people make a down payment on their financial breakthrough.She realized her clients weren't struggling with the math. They needed someone to help them believe their finances could actually look different. That's when everything changed for her approach to content and conversations with potential clients.Listen in to this week's conversation to hear Walli's whole evolution story.Links & Resources:Ultimate Growth GuideJoin the Facebook groupFinCon (Use code KELSA50 for $50 off any FC25 pass)Follow Walli on InstagramFinancially Thriving Money CoachingThe Elite Coaching ProgramKey Takeaways:If you're not inviting people to work with you, you're an educator, not a business owner. Even the most beautiful, helpful content won't translate to clients without clear calls to action.Coaching starts before the coaching relationship begins. Help people believe change is possible and visualize what working with you looks like—don't assume they know how to take the next step.Sales isn't pushy. It's helping people make a down payment on their breakthrough. When you shift from seeing sales as manipulation to seeing it as service, everything changes.Your clients aren't struggling with information—they're struggling with belief. Stop throwing more tips into the world and start showing people what's actually possible for them.“What price are you willing to pay for someone else's breakthrough?” Sometimes that price is sitting in the discomfort of being visible, making offers, and putting yourself out there.People need to see themselves in your story to believe your results are possible for them. Sharing your background and journey isn't bragging—it's giving others permission to dream bigger.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you struggling to help your aging parents make smart financial decisions—without damaging trust or creating tension?Many mid-life wealth builders face a unique challenge: balancing their own financial growth while stepping in to guide a parent's conservative but tax-heavy investment portfolio. This episode unpacks one listener's real-world situation, offering ways to approach these delicate conversations and uncover better legacy planning solutions—without stepping on emotional landmines.Here's what you'll walk away with:A practical framework to open estate planning discussions without triggering resistanceTwo creative, real-life strategies—intergenerational lending and participating whole life insurance—that can benefit both generationsCoaching-style questions that build trust, surface financial fears, and clarify legacy goalsPress play to learn how to guide your loved ones—and your family's financial future—with confidence and care.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Navigating the path to financial independence in Canada requires more than just smart saving—it demands a holistic approach to estate planning, wealth optimization, and financial literacy. Whether you're managing parental finances, seeking financial coaching, or building intergenerational wealth, it's essential to align your goals with proven investment strategies and retirement planning tools. This includes everything from RRSP optimization, salary vs dividends decisions, and capital gains strategies, to more advanced moves like corporate wealth planning, tax-efficient investing, and corporate structure optimization. By setting a clear financial vision, using structured investment bucket stratReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Retirement is often seen as the time to finally slow down, enjoy life and live off your years of savings. But that's not reality for many people.  More older Americans are entering retirement weighed down with debt in the form of mortgages, credit card balances, medical bills and even student loans.  MPR News host Angela Davis talks with guests about what's behind the trend of rising debt in retirement, what lies ahead and ideas for tackling it. Guests: Chris Farrell is the senior economics contributor at MPR News and Marketplace and author of the recent 12-part series on Marketplace and Next Avenue, Buy Now, Pay Later, about the debt burden of older Americans nearing and during retirement. Henry Rucker is associate director of Homeownership and Financial Coaching at Project for Pride in Living, a Minneapolis nonprofit organization that focuses on affordable housing and career readiness for low-income households.  

Brian Haney has watched it happen more times than he can count. A client comes to him with what looks like a straightforward financial situation, but six months later, they're calling his office feeling completely overwhelmed. Not because the plan was wrong, but because something fundamental was missing.In Brian's case, one example was a recently retired client who had plenty of money and a solid income plan. She should have been celebrating, but instead she was paralyzed. The issue wasn't her portfolio or her budget—it was that she'd never actually managed her own spending before. Her late husband had handled it, then her kids stepped in to help. Now she was on her own and terrified to spend a dime of her own money.This conversation digs into what happened next and why it changed how Brian thinks about partnerships in financial services. We talk about the moment he realized he wasn't the right person to help her with this specific challenge, and what it felt like to tell a client she needed to work with someone else.Brian shares his perspective on why some advisors still operate in silos while others actively build their bench of trusted professionals. He explains what makes a coach outreach actually worth his time versus the messages that get ignored, and why he thinks the future of financial services looks more like a law firm than the current model.And we explore his four financial concern areas framework and why he believes most people in the financial industry suffer from the same training gap. Plus, you'll hear about the million-dollar-earning surgeon who couldn't get approved for a loan and what that taught Brian about the difference between earning money and handling it.If you've been thinking about reaching out to build partnerships with others in the financial industry but aren't sure how to start, or if you're curious about what collaboration actually looks like when it's working well, this conversation gives you a behind-the-scenes look at how these relationships really develop.Links & Resources:Ultimate Growth GuideJoin the Facebook groupBrian HaneyFinancial Guy PodcastKey Takeaways:“I'm not the person to help you with that, or at least I'm not the best person to help you with that.” Learning to say this to clients isn't a weakness, it's the foundation of excellent service.Stop trying to be the expert in everything. Just like law firms have specialists, financial practices work better when you master your lane and partner for everything else.The million-dollar surgeon with terrible credit proves this truth: It doesn't matter how much money you make if you don't know how to handle it.When reaching out to potential partners, lead with curiosity, not your pitch. “I'm really interested in understanding what a day in your life is all about” beats any sales script.Blue ocean thinking: There are plenty of fish in the sea for all of us. Focus on adding value to the marketplace instead of competing for the same clients.Your clients should use you as a resource to find other professionals. When they call asking for referrals to specialists you don't know, that's a sign you're doing partnership right.Four financial domains everyone needs help with: daily money management, major purchases, planning for the future, and planning for the unexpected. No single professional can master all four—and they shouldn't try.

If you've ever felt stuck between “being good with money” and actually enjoying your life — this conversation is for you. In this episode, I'm joined by Financial Coach Christina Edel, who helps her clients pay off debt, build savings, and hit their money goals without sacrificing joy, values, or real life in the process. This juicy conversation includes: How to define your money vision so your goals feel grounded and motivating Why identifying your core values is essential to following through financially What questions to ask yourself before a purchase to avoid buyer's remorse Why “logic” alone isn't enough to change your money habits This is a practical, compassionate take on personal finance — and a great reminder that you don't need to become a different person to feel confident with money. You just need tools that actually work for you. LINKS! ❓Take the Decision Style Quiz now for free, personalized tips for easier decisions!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. A financial coach specializing in wealth-building, shares his insights on personal finance, real estate investing, and financial independence. He discusses his journey, strategies for managing wealth, and the importance of financial literacy.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. A financial coach specializing in wealth-building, shares his insights on personal finance, real estate investing, and financial independence. He discusses his journey, strategies for managing wealth, and the importance of financial literacy.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. A financial coach specializing in wealth-building, shares his insights on personal finance, real estate investing, and financial independence. He discusses his journey, strategies for managing wealth, and the importance of financial literacy.

When you're starting your coaching business, your friends and family feel like the obvious first clients. They already trust you, they want to support your new venture, and honestly, it feels way less scary than reaching out to complete strangers.But what happens when your sister stops sharing her real spending habits because she doesn't want you judging her credit card debt at Thanksgiving dinner? Or when your best friend expects free advice every time you grab coffee together?The thing is, financial coaching requires complete honesty and vulnerability. With strangers, there's less at stake emotionally. But when it's your college roommate or your cousin, suddenly they're holding back information because they don't want to change how you see them at family gatherings.And then there's the flip side: you might find yourself going easier on them because you don't want to create tension in your friendship. You avoid the hard conversations about their shopping habits because you're worried about protecting the relationship, which impacts your ability to be an effective coach.In this episode, I'm sharing the real pros and cons of coaching friends and family, including practical strategies if you do decide to work with your inner circle. But the bigger question is this: Is this actually sustainable for building the business you really want?If you've been wondering whether you should coach the people closest to you, or if you're already doing it and feeling stuck, this episode will help you make intentional decisions about your business that honor both your relationships and your professional goals.Links & Resources:Ultimate Growth GuideJoin the Facebook groupKey Takeaways:Your inner circle might trust you, but that doesn't mean they'll tell you the whole truth about their finances.The problem with coaching friends: You may go easier on them to protect the relationship, which means they don't get the coaching they actually need.Question to ask yourself: Am I building a business or just helping people I already know?If you coach friends and family, treat them more professionally than your regular clients, not less.Your personal network has an expiration date as a client source—eventually you'll need to look beyond people who already know you.The most successful coaches use friends and family as practice, not as their business model.Here's how to keep the relationship with friends and family: Let them refer people to you instead of becoming clients themselves.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3192: David Baughier lays out seven powerful reasons to bring a financial coach into your life from receiving unbiased advice and tailored strategies to building better habits and staying accountable. If you've struggled with debt, financial anxiety, or simply want to reach your money goals faster, this practical breakdown shows how coaching could be the missing piece. Read along with the original article(s) here: https://www.fiology.com/financial-coaching/ Quotes to ponder: "A financial coach is going to be able to give you the best advice based on your needs." "A financial coach will be able to tailor a custom financial plan to each person's individual situation." "A financial coach will also help you stay on the right path when it comes to paying down your debt, saving money on a regular basis, and maintaining your budget." Episode references: The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Mr. Money Mustache: https://www.mrmoneymustache.com Learn more about your ad choices. Visit megaphone.fm/adchoices