Podcasts about World Report

"My career is not a straight path; it's a lot of happenstance where I just sort of somehow get a job and then figure out how to do it once I'm there," says Rachel Hartigan, author of Lost: Amelia Earhart's Three Mysterious Deaths and One Extraordinary Life.Today we have Rachel Hartigan, who, yes, is dignified and reputable. She's the author of Lost: Amelia Earhart's Three Mysterious Deaths and One Extraordinary Life. It's published by Nat Geo.We share an agent, so that was how her book got on my radar. If you're a relative newb to the Amelia Earhart story, Rachel's book is a riveting take on the three main theories of Earhart's tragic death either by castaway, captive, or having sunk at sea in her beautiful Lockheed Electra. Rachel weaves together all these theories with a lean, propulsive biography of a woman far ahead of her time.She's written about everything from the genetics of persimmon trees to the long road to women's suffrage for National Geographic. She is the former editor of the Washington Post's Book World and she has also covered education and culture for U.S News & World Report. You can learn more about her at rachelhartiganauthor.com. Had a lot of fun with this as we talk about: Happenstance Hard-earned experience Breaking down David Grann's The Lost City of Z Modeling a text Focusing on clarity Being in partnership with the reader Being a minimalist interviewer Saying yes to things Finding something new to say about Earhart Why Earhart is still appealing to this day Cave Day And learning how to sell your story as if you're telling it at a cocktail party (this echoes Alex Ronan's quip)Pair this episode with David Grann's two appearances, Nick Davidson's appearances, as well Cassidy Randall's appearances.

The Speech With No Evidence. Networks Stiff Trump.SAVE Act Won't be Saved. Trump TACO's on Tolls.Lindsey's Mixed Legacy. Mitch Still MIA.Low T at the DOD. Daylight Savings Time. Again.With Olivier Knox, Senior National Correspondent at U.S. News and World Report, John Bennett, White House Correspondent at The Hill and Igor Bobic, Senate Reporter for NOTUS. Today's Bill Press Pod is supported by The Laborers' International Union of North America. More information at LIUNA.orgSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

C4C Apologetics explains why atheists should stop saying these 10 things...but mostly he just wants us to stop pointing out problems with his religion.Cards:Responses to Calvin (AiG Canada): https://www.youtube.com/playlist?list=PLLbOEx_k9dkct7zpDr4OyZsH5OaaszTmd(Fixed Audio) Questions for Atheists...Answered!: https://www.youtube.com/watch?v=x4mknmx0XVwOriginal Video: https://tinyurl.com/2dj4jcdrSources: Apollonius of Tyana: https://tinyurl.com/os4kjwaThe Writings Of Apollonius: https://tinyurl.com/25sabduaAbduction: https://tinyurl.com/hrjzye7The happiest nations on Earth are strongly secular: https://tinyurl.com/22ukr8ntWorld Happiness Report Dashboard: https://tinyurl.com/2co78t96Freedom in the World Report: https://tinyurl.com/29epqby9Religion in Finland: https://tinyurl.com/d3tmtgnEhrman, Bart. Misquoting Jesus: The Story Behind Who Changed the Bible and WhyList of Historians Who Take Mythicism Seriously: https://tinyurl.com/26599rpqReligious views of Isaac Newton: https://tinyurl.com/kes4vxeIslamic Golden Age: https://tinyurl.com/kqnz573Andrew Kamal: https://tinyurl.com/22vtp5qlChris Hirata: https://tinyurl.com/2cts7xdzAsk A Genius 1494: Rick Rosner says, “Fuck Theology,”or More on Theology, Free Will, and the Politics of Religion: https://tinyurl.com/234zapeyAll my various links can be found here:http://links.vicedrhino.comThis content is CAN credentialed, which means you can report instances of harassment, abuse, or other harm on their hotline at (617) 249-4255, or on their website at creatoraccountabilitynetwork.orgBecome a supporter of this podcast: https://www.spreaker.com/podcast/viced-rhino-the-podcast--4623273/support.All my various links can be found here: http://links.vicedrhino.comThis content is CAN credentialed, which means you can report instances of harassment, abuse, or other harm on their hotline at (617) 249-4255, or on their website at creatoraccountabilitynetwork.org

Send us your admissions questions!What exactly is—and isn't—a DO? And what does it take to get into a Tier 1 primary care medical school that operates across two very different campuses?In this episode of Accepted's Admissions Straight Talk, host Dr. Valerie Wherley sits down with the leadership and a current student from the College of Osteopathic Medicine of the Pacific (COMP) at Western University of Health Sciences. Dr. Lisa Warren, the dean and a COMP graduate; Dr. Marcel Fraix, associate dean for admissions and also a COMP graduate; TJ Pe, assistant director of recruitment; and Sarah Shirley, a rising second-year COMP DO student, walk listeners through what makes this program distinctive.The conversation covers the school's two-campus structure—urban Pomona, California, and rural Lebanon, Oregon—and how the shared curriculum delivers a consistent experience in two very different environments. COMP has now earned U.S. News & World Report's Tier 1 recognition for primary care training for three consecutive years, and the panel breaks down why that matters for applicants.Sarah shares her nontraditional path: a literature degree, a career in book publishing, a mid-20s pivot, and what drew her to osteopathic medicine specifically. The panel also discusses COMP's longitudinal student tracks (business, rural health, sports medicine, and more), the technology-infused curriculum including simulation and AI exposure, and the robust student wellness infrastructure—from free yoga to open-door faculty.For applicants concerned about GPA and MCAT thresholds, Dr. Fraix and TJ offer a candid, encouraging reality check on holistic admissions and the one-year master's program that creates a pathway for promising candidates who don't yet meet full admission requirements.Related Resources:College of Osteopathic Medicine of the Pacific (COMP) at Western University of Health SciencesExperience WesternU (preview day): August 22, 2026Dr. Lisa Warren, dean, Western University of Health Sciences COMP and COMP-Northwest: lwarren@westernu.eduDr. Marcel Fraix, associate dean, admissions and enrollment chair, professor of physical medicine and rehabilitation: mfraix@westernu.eduTJ Pe, assistant director of recruitment: pet@westernu.eduFollow UsYouTubeFacebookLinkedInContact Uswww.accepted.comsupport@accepted.com+1 (310) 815-9553

Fourteen million people displaced. Two out of every five people facing hunger. The largest humanitarian catastrophe on Earth — and barely a headline.In this episode, Dr. Crystallee Crain turns toward the war the world keeps looking away from: the civil war in Sudan, now grinding through its fourth year. True to form, she starts at the roots, not the wreckage — tracing the conflict from colonial rule and the Darfur genocide, through the stolen revolution of 2019, to the two generals now tearing the country in half. She walks through where the war stands in the summer of 2026: the massacre at El Fasher, the siege of El Obeid, the drone war killing civilians by the hundreds, and the famine being used as a weapon. Then she follows the money — the gold, the arms, and the foreign powers profiting while humanitarian appeals go unfunded — and closes with what prevention, accountability, and everyday solidarity actually look like from where we sit.Content note: This episode includes descriptions of violence, famine, and sexual violence. Please listen with care.Take action: Support the World Food Programme, UNICEF, the International Rescue Committee, Doctors Without Borders, and Sudanese-led emergency response rooms — and call your representatives and ask one question: What are you doing about Sudan?ReferencesFAO / WFP / UNICEF joint alert, "Risk of Famine persists as nearly 19.5 million people face acute food insecurity in Sudan," May 15, 2026 — unicef.org/press-releasesUN News, "Sudan hunger crisis deepens as UN warns millions face acute food shortages," May 2026 — news.un.orgAl Jazeera, "Tracking Sudan's humanitarian crisis: By the numbers," December 15, 2025 — aljazeera.comAl Jazeera, El Obeid siege coverage and UN warnings of mass atrocities, June 29–July 1, 2026 — aljazeera.com/where/sudanHuman Rights Watch, World Report 2026: Sudan — hrw.org/world-report/2026/country-chapters/sudanAmnesty International, report on El Fasher (crimes against humanity / ethnic cleansing), via The Guardian, July 1, 2026Council on Foreign Relations, Global Conflict Tracker: "Civil War in Sudan" (updated 2026) — cfr.orgHealth Policy Watch, "Sudan's Catastrophic Civil War Enters Fourth Year," April 15, 2026 — healthpolicy-watch.newsInternational Rescue Committee, "Crisis in Sudan: What is happening and how to help," July 2026 — rescue.orgWorld Food Programme, "Risk of Famine in Sudan" emergency page — wfp.org/emergencies/sudanUNHCR, Sudan Situation Operational Data Portal — data.unhcr.org/en/situations/sudansituationUNICEF, Humanitarian Situation Report No. 39 & 2026 Humanitarian Action for Children: Sudan — unicef.org/appeals/sudanReuters, reporting on Ethiopia-based RSF training camp, February 2026AP News, UN human rights chief on drone casualties (1,000+ civilians, Jan–May 2026); UAE / Colombian mercenary allegations, May 2026ACLED (Armed Conflict Location & Event Data), Sudan country analysis, incl. "Can the RSF seize El Obeid?", July 6, 2026 — acleddata.com/country/sudanSudan Tribune and Radio Dabanga, ongoing frontline reporting, 2026Mo Ibrahim, op-ed in the Financial Times, April 2026 (via Health Policy Watch)Music:Epidemic SoundJungle Rumble, Andreas DahlbackLeaving No One Behind, Christian Anderson

Today we're talking about boys—the messages they receive about emotions, strength, masculinity, and what it means to “be a man” in today's world. My guest is Dr. Katie Hurley, a child and adolescent psychotherapist, parenting educator, and Vice President of Community Initiatives for The Jed Foundation, a nonprofit focused on youth mental health and suicide prevention. Katie is the author of several books on kids' and teens' mental health, and her newest release, Breaking the Boy Code, takes a deep look at the societal pressures shaping boys' emotional lives. In our conversation, Katie and I explore how traditional expectations around masculinity can impact boys' mental health, emotional expression, and relationships. We talk about the unique pressures boys are facing today, what can happen when emotions get pushed underground, and practical ways parents can support boys in developing emotional awareness, resilience, and a healthier sense of self.  About Dr. Katie Hurley   Dr. Katie Hurley is a child and adolescent psychotherapist, parenting educator, public speaker, and writer, and is the Vice President of Community Initiatives for The Jed Foundation (JED), a nonprofit dedicated to youth and young adult mental health and suicide prevention. She is the author of the award-winning No More Mean Girls: The Secret to Raising Strong, Confident, and Compassionate Girls, The Depression Workbook for Teens: Tools to Improve Your Mood, Build Self-Esteem, and Stay Motivated, The Happy Kid Handbook: How to Raise Joyful Children in a Stressful World, A Year of Positive Thinking for Teens, and her newest book, The Stress-Buster Workbook for Kids. Her newest book is Breaking the Boy Code, which came out in March 2026. Katie covers mental health, child and adolescent development, and parenting for The Washington Post, PBS Parents, Psychology Today, Everyday Health, PsyCom, and US News and World Report, among other places. She splits her time between Los Angeles, California and coastal Connecticut with her husband and two children. Things you'll learn from this episode  Why the “Man Box” and traditional messages about masculinity can limit boys' emotional well-being and self-expression How social media, gaming culture, and online spaces can influence boys' identities, including exposure to red pill and incel ideologies Why open conversations about feelings and mental health are critical for helping boys thrive How practical tools, coping strategies, and supportive school environments can strengthen boys' resilience and self-awareness Why media literacy, positive role models, and inclusive communities help boys navigate today's complex world with greater confidence and authenticity   Resources mentioned Breaking the Boy Code: The New Playbook for Raising Resilience Boys by Dr. Katie Hurley Katie Hurley's website Katie Hurley on Facebook Katie Hurley on Instagram Katie Hurley on Twitter Teen Talk / Katie's Facebook Group for Parents of Teens Katie's Facebook Group for Parents of younger children The Stress-Buster Workbook for Kids by Katie Hurley A Year of Positive Thinking for Teens by Katie Hurley The Happy Kid Handbook: How to Raise Joyful Children in a Stressful World by Katie Hurley The Depression Workbook for Teens: Tools to Improve Your Mood, Build Self-Esteem, and Stay Motivated by Katie Hurley No More Mean Girls: The Secret to Raising Strong, Confident, and Compassionate Girls by Katie Hurley Not familiar with ‘red pill' content? Teen boys are, whether they want to be or not (Katie's article on CNN) We're Family, and We Lost Loved Ones to Suicide 25 Years Apart. Here's What's Changed About Suicide in America, and What Hasn't (Katie's article on Oprah Magazine) Ecumundo Dr. Tina Payne Bryson Louis Theroux Inside the Manosphere (documentary on Netflix) Sex Educator Amy Lang Talks About Kids & Pornography (Full-Tilt Parenting) Learn more about your ad choices. Visit podcastchoices.com/adchoices

This episode's Community Champion Sponsor is Ossur. To learn more about their ‘Responsible for Tomorrow' Sustainability Campaign, and how you can get involved: CLICK HEREEpisode Overview: Mobility is foundational to life itself, yet musculoskeletal conditions quietly rob millions of people of the very movement that makes living worthwhile.Dr. Bryan Kelly, President and CEO of HSS, is leading a bold answer to that challenge. As the steward of the world's top-ranked orthopedic institution, now embarking on what he calls a Mobility Revolution, Dr. Kelly is expanding HSS far beyond its storied Manhattan campus.Through landmark partnerships with Deerfield Management, General Atlantic, Peloton, and beyond, HSS is building a global platform to unlock mobility for everybody, everywhere.Join us to discover how Dr. Kelly and the HSS team are leveraging cutting-edge innovation, data intelligence, and how his unwavering focus on the patient are redefining musculoskeletal health for generations to come. Let's go!Episode Highlights:HSS, founded in 1863, has grown into a world-leading musculoskeletal ecosystem spanning surgery, research, and rheumatology.Dr. Kelly, originally a music major, found his calling in orthopedics and built the nation's largest hip preservation service at HSS.HSS's bold new vision, "unlock mobility for every body, everywhere," targets the full care continuum from prevention to recovery.HSS is executing a four-concentric-circle growth strategy, physical expansion and a digital platform built on deep musculoskeletal data.Dr. Kelly and Deerfield Management launched a dedicated mobility venture fund targeting $400 million to $1 billion for musculoskeletal innovation.About our Guest:Dr. Bryan Kelly is the President & CEO, Surgeon-in-Chief Emeritus at HSS, which is the world leader in orthopedics, rheumatology and related disciplines. At the core of HSS is Hospital for Special Surgery, the largest academic medical center specialized in musculoskeletal health, founded in 1863. US News & World Report ranks HSS #1 in Orthopedics nationwide (past 16 consecutive years) and as a national leader in Rheumatology and a Best Hospital for Pediatric Orthopedics. HSS leadership spans patient care, research, education and innovation.Dr. Kelly and his more than 5,000 HSS colleagues are dedicated to the purpose of helping people get back to what they need and love to do, better than any other place in the world. To achieve this, he is focused also on advancing HSS as the best place for specialists in musculoskeletal health and all other team members to advance their careers.A world-renowned surgeon, scientist and educator specialized in sports medicine and hip preservation, Dr. Kelly arrived at HSS in 1996 with undergraduate and medical degrees from Brown University and Duke University. He completed his residency and two-year fellowship at HSS, followed by additional fellowships under the direction of Dr. Marc J. Philippon at University of Pittsburgh Medical Center and Dr. Herbert Resch at the Landeskliniken Hospital in Salzburg, Austria. He has spent much time collaborating with Professor Michael Leunig in Zurich, Switzerland and has established an exchange program for hip preservation trainees. Dr. Kelly completed his MBA at NYU Stern School of Business in 2019.Prior to assuming his role as President and CEO in 2023, Dr. Kelly served in several other leadership positions at HSS including Surgeon-in-Chief, Chief of the Sports Medicine Institute, and Chief of the Hip Preservation Service. He has a faculty appointment as Full Professor of Orthopedics at Weill Cornell Medical College and medical staff appointments at HSS and New York - Presbyterian Hospital. He has cared for several sports teams, serving as Head Team Physician for the New York Rangers, Assistant Team Physician for the New York Giants and Orthopedic Consultant for UFC.Over the past 20 years and with over 200 peer reviewed scientific publications, Dr. Kelly has played an instrumental role in the evolution and maturation of the field of hip preservation, which helps people of all ages with non-arthritic hip disorders to maintain mobility and stability. In 2010, he started the Hip Preservation Service at HSS, which is now the nation's largest with a 12-year record of fellowships.Dr. Kelly has a broad range of both clinical and basic science research interests including the development of a clinical outcomes registry; biomechanical studies evaluating conflict patterns in femoroacetabular impingement and techniques in labral refixation; development of synthetic scaffolds for labral reconstruction and cartilage injuries in the hip; and the development of novel surgical techniques for managing soft tissue injuries around the hip joint.More information about HSS can be found at HSS.edu.Links Supporting This Episode: HSS website: CLICK HEREDr. Bryan Kelly LinkedIn page: CLICK HEREHSS LinkedIn page: CLICK HEREMike Biselli LinkedIn page: CLICK HEREMike Biselli Twitter page: CLICK HEREVisit our website: CLICK HERESubscribe to newsletter: CLICK HEREGuest nomination form: CLICK HERE

La carne cultivada en laboratorio avanza en Estados Unidos en medio de una de las disputas regulatorias más intensas de la agroindustria actual. Siete estados, entre ellos Texas y Florida, prohibieron su venta mientras empresas como Upside Foods y Wildtype enfrentan estas leyes en tribunales federales.Detrás de la controversia hay cifras concretas. La inversión global cayó de casi mil millones de dólares en 2021 a apenas 36 millones en 2025, mientras China destinó más de 500 millones de dólares a biomanufactura de proteínas alternativas en el mismo periodo.La explicación técnica recorre el proceso completo, desde la biopsia celular hasta los biorreactores industriales, pasando por los costos de producción que aún superan los 60 dólares por kilogramo. También aborda el peso político de la ganadería estadounidense y mexicana en esta discusión.El contenido conecta la geopolítica agrícola con la realidad de los productores de carne en México, cuyo 85 por ciento de exportaciones bovinas depende del mercado estadounidense, justo el país donde la regulación cambia estado por estado.Casos como la prohibición italiana, la aprobación israelí y el experimento de carne cultivada en la Estación Espacial Internacional completan un panorama donde ciencia, tradición agrícola y poder económico chocan directamente sobre la mesa.Escucha Agricultura Profesional:https://open.spotify.com/show/2ZuOW2DhD7PK4SM33gtFWy?si=e33021063a114550--Créditos musicales:INTROMusic from #Uppbeat (free for Creators!):https://uppbeat.io/t/kevin-graham/53License code: 62TIV9S8Q1XCM65WOUTROMusic from #Uppbeat (free for Creators!):https://uppbeat.io/t/ra/let-good-times-rollLicense code: KUSUTAITXDLYUTHQ--Fuentes consultadas:Good Food Institute, "State of the Industry: Cultivated meat, seafood, and ingredients", reporte 2025-2026, gfi.org.Food Safety Magazine, "Texas Becomes Seventh State to Ban Cultivated Meat", junio de 2025, food-safety.com.Green Queen, "Mosa Meat Raises 17.6 Million Dollars, Slashes Costs Ahead of Lab-Grown Meat Launch", diciembre de 2025, greenqueen.com.hk.Congressional Research Service, "Cell-Cultivated Meat: An Overview", reporte R47697, congress.gov.U.S. News and World Report, "States Try to Snuff Out Lab-Grown Meat Before It Really Starts", diciembre de 2025, usnews.com.

Ever stood frozen in the pharmacy aisle, holding two bottles with no idea which one actually works? You're not alone — and Shanley Chien is here to help. As Senior Health Editor at U.S. News & World Report, Shanley led a survey of nearly 500 pharmacists and dermatologists across 128 categories to find the best over-the-counter products out there — with not a single brand paying to be on the list. In this episode, Wendy and Shanley cut through the “paralysis by analysis” and build your Healthy-Aging Shelf: the pro-approved picks for skin and hair, hormones and menopause, sleep, strength, and gut health in midlife. From CeraVe and La Roche-Posay to Estroven, Vital Proteins, Voltaren, and Metamucil, you'll walk away knowing exactly what to reach for. No hype, no guesswork. Just what works.

Amadeus thinks it has a fix for the AI search problem quietly breaking airline economics, Marriott makes its first move into branded apartment rentals, and U.S. News just ranked America's best meeting cities and somehow put Miami dead last. On today's Skift Daily Briefing, Sarah Dandashy breaks down why airlines risk losing the distribution battle all over again if they don't solve their AI visibility problem fast, what Marriott's W Apartments play signals about where branded hospitality is heading next, and why the meetings industry isn't buying Miami's last-place finish. Articles Referenced: Honorable Mention: @AskAConcierge on IGAmadeus Has an Answer for AI's Infinite Search ProblemMarriott to Brand Apartment Rentals — W Hotels to Add Branded Rental Units in 2027U.S. News & World Report's Inaugural Meeting Destination Rankings: Here's How Cities Stacked Up Connect with Skift LinkedIn: https://www.linkedin.com/company/skift/ WhatsApp: https://whatsapp.com/channel/0029VaAL375LikgIXmNPYQ0L/ Facebook: https://facebook.com/skiftnews Instagram: https://www.instagram.com/skiftnews/ Threads: https://www.threads.net/@skiftnews Bluesky: https://bsky.app/profile/skiftnews.bsky.social X: https://twitter.com/skift Subscribe to @SkiftNews and never miss an update from the travel industry.

Show Notes:River cruising has officially gone mainstream — and a recent US News & World Report ranking proves it. For the first time, they ranked river cruise lines based on expert and traveler ratings, industry awards, pricing, and itineraries. AmaWaterways took the top spot, followed by Uniworld Boutique and Viking River Cruises. Ryan and Julie dig into what makes river cruising so compelling, and then go beyond the basics to highlight four specialty cruise experiences that match your interests — not just your dates.Christmas Market Cruises If you've ever considered river cruising, this has probably crossed your mind. AmaWaterways' Taste of Christmas sailings take you along the Rhine from Amsterdam to Basel, stopping in Cologne, multiple German towns, and Strasbourg, France — famously described as the real-life town from Beauty and the Beast. Each stop features multiple Christmas markets, onboard holiday celebrations, and seasonal local events. Pack an extra bag.Golf Cruises AmaWaterways' golf itineraries let you play up to five championship courses in Europe with a dedicated guide, luxury Mercedes transfers, club care, and lunch with beer and wine included at each course. Along the Seine, courses include Paris Saint-Germain Golf Club — ranked 14th in Europe and host to the French Open nine times. You'll go home with a scorecard and some serious bragging rights.Oktoberfest & Beer Cruises This seven-night Danube sailing from Germany to Slovakia weaves Oktoberfest experiences into every port. Think underground tours of historic beer tunnels, monastic brewery visits, cellar tastings, and — yes — a hike up to a castle (optional, apparently). The beer comes to you in Passau, Linz, Vienna, Bratislava, and Budapest.Smithsonian Journeys For the intellectually curious traveler, AmaWaterways partners with the Smithsonian Institution to offer sailings with two onboard Smithsonian experts for the entire cruise. Exclusive excursions include a behind-the-scenes tour of Amsterdam's Rijksmuseum, a visit to the EU Parliament in Strasbourg, and a guided tour of the UNESCO-designated Neuf-Brisach Citadel. Same river, deeper experience.Where in the World? Ryan is sending a couple on an incredible Canadian Rockies adventure — Rocky Mountaineer, Banff, Jasper National Park, the Columbia Icefield Skyway, and Glacier National Park in Montana. A trip built for a photography-obsessed traveler and his wife.Next week: stay tuned for another episode of All Things Travel!Wonder and Beyond Travel → wonderandbeyondtravel.comSupport the showLove the podcast? Help us continue to create great travel content by supporting the show. You can do that here: https://www.buzzsprout.com/1197029/supporters/newReady to plan your vacation?  Most families are confused and overwhelmed when planning a vacation. We work with you to plan a trip perfect for your family. Saving you time, money, and stress! Visit our website www.allthingstravelpodcast.com and click on "Plan Your Next Vacation"Join the travel conversations and the fun in our Facebook Page and Instagram Page!Please share the show with your travel buddies!!  Click this link and share the show!Never miss an episode and help us take you to the top with us by following and leaving a 5-Star review on your favorite podcasting app!

The Mercantilist Restoration - https://anthonyfatseas.substack.com/p/the-mercantilist-restoration-how?r=1ni7opInterview recorded - 17th of June, 2026On this episode of the WTFinance podcast I had the pleasure of welcoming back Peter Grandich. Peter Grandich is a Wall Street veteran known as the Wall Street Whiz Kid, and the founder of Peter Grandich and Company.During our conversation we spoke about his economic overview, risk of a similar scenario to the great depression, K shaped economy, AI, Precious metals, underappreciated assets and more. I hope you enjoy!0:00 - Introduction3:14 - Economic overview5:52 - Stock market concern9:49 - Crash catalyst?16:28 - Lame duck president?18:25 - K shaped economy & AI boom22:34 - Government inefficiencies25:54 - Precious metals long31:07 - Underappreciated assets?33:15 - Kevin Warsh hawkish37:29 - Global overview39:12 - One message to takeaway?Peter Grandich entered Wall Street in the mid-1980s with neither formal education nor training, and within three years was appointed Head of Investment Strategy for a leading New York Stock Exchange-member firm. He would go on to hold positions as Chief Market Strategist, Portfolio Manager for four hedge funds and a mutual fund that bore his name. His abilities have resulted in hundreds of media interviews, including Good Morning America, Fox News, CNBC, Wall Street Journal, Barron's, Financial Post, Globe and Mail, US News & World Report, New York Times, Business Week, MarketWatch, Business News Network and dozens more. He has spoken at investment conferences around the globe, edited numerous investment newsletters and was one of the more sought-after financial commentators.His autobiography, Confessions of a Wall Street Whiz Kid, was first published in the fall of 2011. The second edition was released in 2014, while the third edition, Confessions of a Former Wall Street Whiz Kid, was issued in October 2015. The fourth edition of the book was later released in April 2019, and the fifth edition was issued in May 2021.The fifth edition of the book is currently available on Amazon.com, but you can also read the book for free online. Read the book online.Grandich was the editor and publisher of The Grandich Letter from 1984 to 2014. He was also Senior Commentator for Moneytalks.net from 2013 to 2015.In 2013, Grandich founded the Athletes & Business Alliance (ABA), a private organization of professional athletes and business executives who exchange ideas and build relationships with an emphasis on capitalizing on the talents of all involved. A symbiotic organization, ABA is a network of accomplished individuals in an environment where one can develop personal associations with a structured and supportive system of giving and receiving business. The ABA boasts a select membership of diverse senior-level executives, high net worth business owners, and both active and retired pro athletes. By invitation only, high-level corporate and business decision-makers and prominent athletes intermingle. To achieve success, businesses must utilize effective marketing tools, secure new customers to generate repeat business and provide superior customer service that engenders loyalty. The ABA provides an environment to do this and more.Peter Grandich currently resides in New Jersey with his wife, Mary, and they have one daughter, Tara.Peter Grandich - Website - https://petergrandich.com/X - https://twitter.com/PeterGrandichYouTube - @Peter-Grandich Blog - https://petergrandich.com/blog-posts/WTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

Smart, Not Spoiled: The 7 Money Skills Kids Must Master Before Leaving the Nest by Chad Willardson https://www.amazon.com/dp/1544524250 Chadwillardson.com Two-thirds of American parents today think their children are spoiled. From toys and laptops to smartphones and cars, our kids have grown increasingly entitled in what they believe we should do for them. Kids may not appreciate the value of a dollar, but it's hard to blame them. After all, what have they learned about money? Managing finances is rarely covered in schools, and as a parent, you probably don't know where to start. How do you provide a strong foundation of financial knowledge for your kids with these gaps? What should they learn each year? How do you teach a skill set you never received yourself? In Smart, Not Spoiled, financial expert and bestselling author Chad Willardson provides you with practical tools, tips, and stories that will help you teach the kids in your life how to think about money. Chad explores the seven skills your kids should know—and master—before they're adults and helps you improve the financial literacy of everyone in your household. When it comes to financial success, you want your kids informed and prepared. This book is your chance to learn together so that the new path you forge for future generations is the right one. About the author Chad Willardson, CFF, CRPC, AWMA, is the President of Pacific Capital (a fiduciary wealth advisory firm he founded in 2011 that serves entrepreneurs and families) and ELEVATED (a coaching program for a select group of growth-focused entrepreneurs). He is the author of six best-selling books, creator of a new banking app that helps kids manage money, and Co-Host of The Smart Money Parenting Show, number 2 Podcast on Apple worldwide for Parenting, Kids & Family. Before founding Pacific Capital, he spent 9 years at Merrill Lynch, where he ranked in the top 2 percent of over 16,000 Financial Advisors nationally. In addition to serving the family office clients of Pacific Capital, Chad also manages the 650 million dollar investment portfolio as the elected City Treasurer in his community. Chad is recognized as one of the top wealth management experts in the country and has appeared in The Wall Street Journal, Forbes, Inc., NASDAQ, Yahoo Finance, U.S. News & World Report, InvestmentNews, Entrepreneur, and Financial Advisor Magazine. He lives in Southern California with his wife, Amber, and their five children.

Shaky Iran Agreement. Vance Attacks Israel.Worse Deal Than Obama's. The Politics of War.Where is Rubio? Jon Ossoff Rising.Obama's Shade Trump. Reflecting Pool Fail. With Olivier Knox, Senior national political correspondent, US News & World Report, Maya King, Politics Reporter at The New York Times andand Erika Filter, National Campaign Correspondent for The National Journal Hotline. Today's Bill Press Pod is supported by The United Food and Commercial Workers Union. More information at UFCW.org.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How some local religious groups welcome LGBTQ+ members June is Pride Month, an annual celebration honoring LGBTQ+ people, their history and an ongoing movement toward equality. Most celebrations are secular in nature - but there are some religious organizations in Northeast Ohio hosting Pride events this year. For many, religion is a source of belonging and spiritual guidance. But for others, experiences with faith communities have led to rejection, exclusion or religious trauma. Studies from Pew Research Center shows that 80% of LGBTQ adults in the U.S. believe in spirituality and nearly half identify with a religion. Thursday on the "Sound of Ideas," we're bringing together faith leaders to discuss how their congregations engage with LGBTQ people, how they interpret their faith traditions' teachings on sexuality and identity, and what that relationship looks like not just in June, but throughout the year. Guests: - Rev. Dr. George Graham, Pastor, Pilgrim Congregational United Church of Christ - Shoshana Nyer, Rabbi, Suburban Temple Kol Ami - Fr. Damian Ference, Vicar for Evangelization, The Cathedral Saint John the Evangelist - Rev. Derek Terry, Executive Director, Open and Affirming Coalition and Part-time Pastor, St. Peter's United Church of Christ "Easy Day Away": Chautauqua and Jamestown in New York As the summer gets underway, you might be feeling the urge to travel. But the cost of getting away has gotten more expensive lately, as the U.S. war on Iran continues to squeeze access to oil, driving up the cost of both airfare and gas to fill up our cars. As a result of increasing prices, a survey from US News and World Report released in April showed that 65% of Americans have changed their summer travel plans. For those of you who are being budget-conscious but are still feeling that wanderlust, we're launching a new summer series on Thursday's edition of the "Sound of Ideas" called "Easy Day Away." We'll bring you ideas for simple trips you can take that are within a short drive of Northeast Ohio, and don't require an overnight stay. For our first feature, we're highlighting Jamestown and Chautauqua in New York's Chautauqua County. These two cities are on either side of Chautauqua Lake, both about a two hours' drive east of Cleveland. Jamestown is home to both the Lucille Ball Desi Arnaz Museum and the National Comedy Center, and Chautauqua is known for its Chautauqua Institution, a historic, 750-acre lakeside educational and cultural center. Guests: - Journey Gunderson, Executive Director, National Comedy Center - Gary Hahn, Board Member and Secretary, Chautauqua County Visitors Bureau - Deborah Sunya Moore, Senior Vice President and Chief Program Officer, Chautauqua Institution

Potential Tropical Storm Arthur to bring high winds to the islandRice University and Baylor were Houston schools to make US News and World Report's list3 kids who love soccer have made their own podcast

2026-06-14 | UPDATES #214 | The Institute for the Study of War has formalised the analytical framework that explains why the campaign is achieving its current operational tempo. ISW's June 2026 analysis, as cited by the AP wire reporting: the long-range strike campaign is therefore reducing Russia's production capacity, while the midrange strike campaign is hurting Russia's ability to transport the gasoline Russia is still able to produce.This is what that doctrine means operationally. Long-range strikes — like the 1,500-kilometre reach to Salavat in Bashkortostan, the 1,700-km reach demonstrated against southern Russian targets, the Kotovo and Saratov-region pumping nodes — destroy production capacity. The refinery cannot be quickly rebuilt. The AVT units take months to replace. The destroyed production is gone from the market for the duration of the rebuild.----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtainhttps://www.gofundme.com/f/scaling-up-campaign-to-fight-authoritarian-disinformation----------ACTIVE CAMPAIGN:We are raising funds for 5 of 15 Vampire DronesSilicon Curtain for Kupiansk Vampires. Dzyga's Paw, together with Jonathan Fink, is joining forces to raise $40,000 to provide the Khartiia Brigade with Vampire Drones.https://dzygaspaw.com/silicon-curtain-for-kupiansk-vampiresThese heavy bombers are designed to destroy manpower and equipment, as well as for remote mining. The Vampire UAV, manufactured by Skyfall, has proven itself to be one of the most effective weapons in the Kupiansk direction. Skyfall is one of Ukraine's largest defense tech companies, producing Vampire bomber drones, various modifications of Shrike FPV drones, P1-SUN, Shahed drone interceptors, communication systems, and components.----------PLEASE HELP ME ME TO GROW SILICON CURTAINWe are planning our events for 2026, and to do more and have a greater impact. After achieving more than 12 events in 2025, we will aim to double that! 24 events and interviews on the ground in Ukraine, to push back against weaponized information, toxic propaganda and corrosive disinformation. Please help us make it happen!----------SOURCES:Associated Press via US News & World Report — "Ukraine Hits Fuel Supplies to Crimea, Sparking a Fuel Crisis on the Russian-Held Peninsula" (11 June 2026) Washington Times via AP — "Ukraine strikes fuel supplies to Crimea, sparking a fuel crisis on the Russian-held peninsula" (12 June 2026) The Moscow Times — "Annexed Crimea's Largest Gas Station Chain Suspends Fuel Vouchers as Shortage Worsens" (1 June 2026) AP via AOL — "Parts of Russia run dry as Ukraine's drone strikes hit oil refineries" — Far East and Crimea most affected; A-95 ~50% above January levels on St Petersburg Mercantile Exchange; Primorye 78 rubles/liter; online resellers 220 rubles/liter; Kuril Islands A-92 halt; Crimea coupon-only sales; gas-station rationing landscapeKyiv Post — "Ukraine Marks Russia Day With Massive Drone Raid on Key Oil Refineries in Tatarstan and Samara" (12 June 2026)Kyiv Post — "Deep Pipeline Strike: Ukraine's Drone Campaign Cripples Vital Volgograd Oil Hub" (13 June 2026)Ukrinform — "War | Daily situation report" (13 June 2026) Kyiv Independent — "Ukraine strikes Russia's oil depot, radar station, other military targets, General Staff confirms" (10 June 2026)BBC Verify / BBC Russian — "Surge in Ukrainian attacks on oil refineries sparks Russian fuel shortages" (2025-2026) Kyiv Independent — "Key Russian oil pipeline node hit in massive Ukrainian drone barrage" (May 2026) Reuters / Yahoo via AOL — "Russia's Saratov oil refinery erupts in flames as Ukraine drone attacks intensify" (May 2026)----------

Silicon Bites Ep351 | 2026-06-14 | OUT OF GAS: Russia Day 2026 Arrived with Empty Pumps, a 230-Drone Raid That Destroyed Samara's Kuibyshev Refinery, the Worst Crimean Fuel Crisis Since the 2014 Annexation, and a War That Has Stopped Being Something Russians Could Ignore. Happy Russia Day, swamp empire. Your days are numbered, as are those of the killer Putin. Breaking: 11–13 June 2026 — The Crimea fuel crisis hits its tourist-season inflection point on Russia Day; Ukraine's Russia Day raid lands 230 drones on Samara, Tatarstan, and Tolyatti and destroys AVT-4 and AVT-5 at the Kuibyshev refinery; the 13 June Kotovo and Tamanneftegas strikes extend the campaign into the Volgograd pumping network and the southern LPG export terminals; the Institute for the Study of War describes the dual-strike doctrine — and Russia's army runs out of momentum at the same moment its fuel system runs dry.----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtainhttps://www.gofundme.com/f/scaling-up-campaign-to-fight-authoritarian-disinformation----------SILICON CURTAIN LIVE EVENTS - FUNDRAISER CAMPAIGN Events in 2025 - Advocacy for a Ukrainian victory with Silicon Curtainhttps://buymeacoffee.com/siliconcurtain/extrasOur events of the first half of the year in Lviv, Kyiv and Odesa were a huge success. Now we need to maintain this momentum, and change the tide towards a Ukrainian victory. The Silicon Curtain Roadshow is an ambitious campaign to run a minimum of 12 events in 2025, and potentially many more. Any support you can provide for the fundraising campaign would be gratefully appreciated. https://buymeacoffee.com/siliconcurtain/extras----------SOURCES:Associated Press via US News & World Report — "Ukraine Hits Fuel Supplies to Crimea, Sparking a Fuel Crisis on the Russian-Held Peninsula" (11 June 2026) Washington Times via AP — "Ukraine strikes fuel supplies to Crimea, sparking a fuel crisis on the Russian-held peninsula" (12 June 2026) The Moscow Times — "Annexed Crimea's Largest Gas Station Chain Suspends Fuel Vouchers as Shortage Worsens" (1 June 2026) AP via AOL — "Parts of Russia run dry as Ukraine's drone strikes hit oil refineries" — Far East and Crimea most affected; A-95 ~50% above January levels on St Petersburg Mercantile Exchange; Primorye 78 rubles/liter; online resellers 220 rubles/liter; Kuril Islands A-92 halt; Crimea coupon-only sales; gas-station rationing landscapeKyiv Post — "Ukraine Marks Russia Day With Massive Drone Raid on Key Oil Refineries in Tatarstan and Samara" (12 June 2026)Kyiv Post — "Deep Pipeline Strike: Ukraine's Drone Campaign Cripples Vital Volgograd Oil Hub" (13 June 2026)Ukrinform — "War | Daily situation report" (13 June 2026) Kyiv Independent — "Ukraine strikes Russia's oil depot, radar station, other military targets, General Staff confirms" (10 June 2026)BBC Verify / BBC Russian — "Surge in Ukrainian attacks on oil refineries sparks Russian fuel shortages" (2025-2026) Kyiv Independent — "Key Russian oil pipeline node hit in massive Ukrainian drone barrage" (May 2026) Reuters / Yahoo via AOL — "Russia's Saratov oil refinery erupts in flames as Ukraine drone attacks intensify" (May 2026)----------

The car you buy says a lot about the life you think you're going to live. Maybe that's why “adventure vehicle” is one of the most loaded labels in the whole industry. We sit down with John Vincent from U.S. News & World Report to unpack the 2026 Best Adventure Vehicle Awards and figure out which winners make sense for real drivers who need a daily commute, weekend gear-hauling, and occasional dirt-road confidence. We run through the off-road SUV winners by category, including the Ford Bronco Sport, Jeep Wrangler, Ford Bronco, Nissan Armada Pro-4X, Toyota RAV4 Woodland, Land Rover Defender, and the Rivian R1S. Along the way, we talk about what these rankings actually measure, why size classes can feel inconsistent, and why most of us shop for “someday” adventures even if the vehicle spends 355 days a year on pavement. We also get into how recalls fit into car ratings, plus the practical side of modern tech like buggy infotainment systems and the upside of over-the-air updates. Then it's trucks and camping: Toyota Tacoma TRD Pro, Ford F-150 off-road flavors, and why electric pickups like the Rivian R1T are more legit than many people expect. After the awards, we pivot to the fun stuff that makes car culture matter: Jeff's deep dive on white letter tires (raised vs painted, how they're made, and how to keep them bright), and Mike's driving destinations segment on hidden Houston speakeasies that turn an ordinary night into a little mystery tour. If you like smart, opinionated car talk with useful details, subscribe, share this with a friend, and leave us a review. What's your pick for the best adventure vehicle when you have to live with it every day?Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.----  ----- Want more In Wheel Time car talk any time?     In Wheel Time is now available on Audacy!  Just go to Audacy.com/InWheelTime where ever you are.-----   -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

In this episode, we tackle a moment that is quietlyreshaping American households: the college graduate who walks across that stage in May and is back in their childhood bedroom by June. We will explore what this transition really looks like for both the graduate and the parents, why it is happening at historic rates, what the research tells us about the emotional and psychological weight of coming home, and what fathers can do to make this season one of the most powerful investments they will ever make in their adult child.This is not a conversation about failure. This is aconversation about fatherhood at a new level.REFERENCES & SOURCE NOTES1.      Weiner, S. (2024).Adjusting to Life After College: A Therapist's Guide to Moving Back Home. Apple Psychological. https://applepsychological.com/adjusting-to-life-after-college-a-therapists-guide-to-moving-back-home/2.     SAGE Scholars TuitionRewards. (2023). Returning Home after College: A Growing Trend or a NecessaryMove? https://www.tuitionrewards.com/newsroom/articles/386/returning-home-after-college-a-growing-trend-or-a-necessary-move3.     US News & WorldReport. (June 2025). How to Get Along When College Grads Move Back Home WithParents. https://www.usnews.com/news/us/articles/2025-06-12/how-to-get-along-when-college-grads-move-back-home-with-parents4.     National Associationof Home Builders. (November 2025). Young Adults Are Once Again Moving BackHome. https://www.nahb.org/blog/2025/11/young-adults-are-once-again-moving-back-home5.     Pew Research Center.(2023). About a third of young adults ages 18–34 live with their parents. 6.     Federal Reserve Bankof Atlanta. (2024). Housing Affordability Index.

Have a comment? Send us a text! (We read all of them but can't reply). Email us: Will@faithfulpoliticspodcast.comWhat happens when the justice system becomes one of the central battlegrounds of American politics?In this episode of Faithful Politics, Will Wright and Pastor Josh Burtram speak with Adam Klasfeld, veteran legal journalist and editor in chief of All Rise News, about several major legal fights unfolding in the Trump era. Adam has spent years covering high-profile court cases from inside the courtroom, including Trump's criminal and civil cases, the E. Jean Carroll litigation, the Epstein prosecution, impeachment proceedings, and major cases involving civil rights and due process.The conversation begins with Trump's proposed $1.776 billion anti-weaponization fund. Adam explains where the fund came from, why its structure is raising alarms, and how taxpayer money could potentially be distributed with little public oversight. He also walks through why Capitol Police officers Harry Dunn and Dan Hodges are challenging the fund, and what the fight says about January 6, political loyalty, and accountability.The episode then turns to Kilmar Abrego Garcia, the Maryland man who was sent to El Salvador despite a court order blocking his removal. Adam explains why this case has become such an important due process fight, why judges across the political spectrum have raised concerns, and why the case matters even to people who may not follow immigration law closely.Finally, Adam breaks down the Trump Justice Department's case involving the Southern Poverty Law Center. He explains the government's claims about SPLC's former informant program, the connection to Charlottesville and Unite the Right, and why the case raises larger questions about civil rights organizations, extremism, and the rewriting of recent history.Relevant links for Adam Klasfeld:All Rise Newshttps://www.allrisenews.com/https://substack.com/@klasfeldreportshttps://x.com/KlasfeldReportshttps://www.instagram.com/adamklasfeld/Guest BioAdam Klasfeld provides some of the “best legal writing inside the courtroom” (MSNBC's Lawrence O'Donnell) and insights that are “always so smart and on the money” (MSNBC's Katie Phang). For more than a decade, he's covered the top stories and court cases from state, federal and military courts across the United States.A senior journalism fellow at Just Security, an online forum affiliated with NYU School of Law, Adam has served as a legal contributor for MSNBC's The Last Word. Previously, Adam served as the senior legal correspondent for The Messenger, the managing editor for Law&Crime, and a reporter for Courthouse News. He has appeared as a guest on the Dan Abrams Show on NewsNation, the Lawrence O'Donnell Show on MSNBC, CBS's Inside Edition, the BBC, and NBC on a variety of topics. He hosted the podcast "Objections: with Adam Klasfeld" and was prominently featured in the documentary "Who Is Ghislaine Maxwell?" — which premiered on the Starz Network and the UK's Channel 4. International television appearances include Sky News, CBC, and CTV, discussing Jeffrey Epstein's thwarted prosecution. Radio appearances: National Public Radio's “All Things Considered,” “Here and Now,” and “Trump, Inc.”; BBC (World, Scotland and Wales); Radio New Zealand; SXM Canada Talks; Sirius FM and more. He cut his teeth at the legal news beat for a decade at Courthouse News, and his bylines also have appeared on NBC, Organized Crime and Corruption Reporting Project, and other outlets. Most major news outlets have cited his scoops and reporting, including the New York Times, Washington Post, NBC, The Guardian, The Atlantic, Al Jazeera, Newsweek, Reuters, U.S. News and World Report and the Associated Press.Support the show

On this episode of This Week in Pharmacy, we examine three major forces shaping healthcare today: the global impact of conflict on health security, the continued evolution of personalized specialty pharmacy care, and the over-the-counter products patients rely on most.   We open the show with Aman Gupta, Managing Partner, Asia-Pacific at SPAG FINN Partners, and contributor author at MedikaLife. Aman joins TWIRx to discuss his latest MedikaLife article, which argues that global conflict is quietly undermining health security by redirecting funding, attention, and infrastructure away from healthcare and toward defense priorities.   As military spending rises, health systems—especially in low- and middle-income countries—face growing pressure from shrinking access, rising costs, workforce shortages, disrupted supply chains, weakened disease surveillance, and reduced emergency preparedness. Conflicts in Ukraine, Gaza, and Sudan demonstrate how attacks on healthcare systems, displacement, malnutrition, and shortages of essential medicines can rapidly turn health access into a survival issue. Aman urges policymakers to treat health as strategic security infrastructure, not as a secondary social expense.   TWIRx also gives a special shout out to the Indian Pharmaceutical Association, recognizing its continued leadership and advocacy for the pharmacy profession.   Next, we welcome Dr. Chris Antypas, PharmD, with Perigon Pharmacy 360, for a discussion on how specialty pharmacy is becoming increasingly personalized. As complex therapies continue to advance, pharmacists are playing a critical role in ensuring medications and treatment plans are customized to optimize patient care. We explore how technology, workflow processes, clinical expertise, and pharmacists who deeply understand specific disease states are essential to successful specialty pharmacy outcomes.   To wrap up the episode, returning guest Shanley Chien Pierce, Senior Editor, Health at U.S. News & World Report, joins us to review the latest OTC medicine and health product evaluations. Top-rated products include Children's Delsym for coughs, Unisom for sleep, and Pedialyte for electrolytes, along with skincare favorites such as La Roche-Posay for retinol and Aquaphor for lip balm.   For the full list covering more than 128 categories, visit the U.S. News Best OTC Medicine & Health Products rankings.   Sponsored by Perigon Pharmacy 360 Listen & Subscribe Stay connected with This Week in Pharmacy and the Pharmacy Podcast Network for conversations with pharmacy leaders, healthcare innovators, policy experts, and industry voices shaping the future of care.

Eboo Patel is recognized by U.S. News and World Report as one of America's best leaders as the founder of Interfaith America. At the Bush Center's 2026 Forum on Leadership, Eboo has just received the George W. Bush Institute Citation, which reads: Eboo Patel understands the power of pluralism. Through his leadership and writing, he encourages others to find the dignity in their fellow man regardless of religion or practice. His commitment to mutual respect strengthens our country by demonstrating how profound differences can coexist with shared democratic values.

This week on Swimming with Allocators, Earnest and Alexa welcome Mike Kakenmaster, Director of Investments at Loyola University Chicago, to discuss how a small endowment builds and scales a modern private capital and venture program. Mike shares his journey from hedge funds and a family office to Loyola, explaining how being a generalist across asset classes (hedge funds, buyout, credit, venture) helps him see risks, opportunities, and market cycles more clearly. The conversation covers the shift of LP attention between private markets and hedge funds, how Loyola doubled its private capital allocation, and why they moved deliberately into venture instead of rushing into brand-name funds. Mike also explains why early-stage track records can be misleading, how he evaluates managers (portfolio construction, reserves, access, networks, and founder/company quality), and why smaller and emerging managers can be especially compelling. Also, Chuck Daly of Sidley focuses on how first-time fund managers should thoughtfully build their operational and governance infrastructure, especially around disclosures and conflicts of interest, so they can run a real business, protect LPs, and clearly communicate how they'll handle inevitable issues. Highlights from this week's conversation include: From Hedge Funds And Family Office To Loyola Investment Office (0:30) What Keeps Mike Interested in Allocating and Fund Investments (3:14) Advantages of Being a Generalist Across Multiple Asset Classes (5:42) Shift of Capital Between Private Markets and Hedge Funds (10:30) Growing Loyola's Private Capital Allocation and Building from Scratch (13:22) Early Days Entering Venture During a Hot Fundraising Environment (16:51) Operational Infrastructure, Disclosures, and Conflicts Framework for GPs (19:20) Governance Framework and Handling Unforeseen Conflicts of Interest (22:40) Avoiding Overreliance on Early Venture Track Records and Marks (27:53) Evaluating Reserves, Follow-On Decisions, and Portfolio Construction (32:14) Loyola's Venture Strategy, Emerging Managers, and Fund Size Sweet Spot (34:34) Advantages of Partnering with Smaller Endowments for GPs (39:16) Advice to Smaller Endowments Starting a Venture Program (43:20) Final Thoughts and Takeaways (46:21) Founded in 1870, Loyola University Chicago is one of the nation's largest Jesuit, Catholic universities, with nearly 17,000 students. The University has four campuses: three in the greater Chicago area and one in Rome, Italy, as well as course locations at our Retreat and Ecology Campus in Woodstock, Illinois. The University features 13 schools and colleges, including the Quinlan School of Business, Marcella Niehoff School of Nursing, Stritch School of Medicine, Parkinson School of Health Sciences and Public Health, Arrupe College, College of Arts and Sciences, School of Communication, School of Continuing and Professional Studies, School of Education, School of Environmental Sustainability, School of Law, School of Social Work, and Graduate School. Consistently ranked a top national university by U.S. News & World Report, Loyola is also among a select group of universities recognized for community service and engagement by prestigious national organizations like the Carnegie Foundation and the Corporation for National and Community Service. Sidley Austin LLP is a premier global law firm with a dedicated Venture Funds practice, advising top venture capital firms, institutional investors, and private equity sponsors on fund formation, investment structuring, and regulatory compliance. With deep expertise across private markets, Sidley provides strategic legal counsel to help funds scale effectively. Learn more at sidley.com. Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies.  The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Transmission Interrupted, host Jill Morgan sits down with Dr. Gaby Frank, internist and director of the Special Pathogens Center at Johns Hopkins, to provide clarity and insight on the current hantavirus outbreak. The conversation kicks off by demystifying essential public health terms like "isolation" and "quarantine," explaining their definitions and uses in the context of infectious diseases in the U.S. Jill and Dr. Frank then dive into the science behind hantavirus, specifically the unique Andes virus strain in Argentina and its rare but notable potential for human-to-human transmission, a distinction setting it apart from the many other hantavirus strains found throughout the Americas. Listeners will gain a clearer understanding of how hantavirus is typically contracted—primarily from aerosolized rodent droppings rather than person-to-person transmission—and the actual risks associated with exposure. The episode highlights findings from a long-term study in Chile, which revealed only 3.3% of close contacts developed the disease, with greatest risk among household and romantic partners. Jill and Dr. Frank dispel some of the fear and misinformation circulating about hantavirus, stressing that while severe cases can occur, the general public's risk remains very low. Through expert perspective and practical advice, this episode underscores the importance of strategic preparedness and ongoing research, empowering listeners with the knowledge they need to stay safe and informed. Guest Maria (Gaby) Frank, MD, FACP, SFHM Professor of Medicine, PAR, Johns Hopkins University Director, Johns Hopkins Special Pathogens Center Dr. Frank is a hospitalist. Professor of Medicine PAR, and the Director of Johns Hopkins' Special Pathogens Center Johns Hopkins Hospital in Baltimore, MD, one of the 13 Regional Emerging Special Pathogen Treatment Centers (RESPTCs). The Johns Hopkins Hospital (JHH) is a premier 1000-bed non-profit academic medical center within the larger Johns Hopkins Health System, one of the leading health care systems in the United States. The 5-hospital health system in the Baltimore-Washington area has 2513 beds (354 intensive care unit beds) and serves approximately 7 million people. JHH provides a full range of clinical services including specialty care for both adults and pediatric patients. The Johns Hopkins Hospital was ranked number one in the nation by U.S. News & World Report for 22 years of the survey's 30-year history. Before joining Johns Hopkins, Dr. Frank was the Medical Director of the biocontainment unit at Denver Health and Hospital Authority. In her role as the medical director of BCU, she served as the site Principal Investigator for the NIH-sponsored ACTT trial and is actively involved in the National Emerging Special Pathogen Training and Education Center (NETEC) and Special Pathogens Research Network (SPRN). Dr. Frank received her medical diploma from the University of Buenos Aires in Buenos Aires, Argentina, and completed a residency in Internal Medicine and another in Emergency Medicine in Argentina. She immigrated to the U.S. in 2004, where she completed another Internal Medicine Residency at the University of Colorado, joining as faculty after graduation. Her areas of interest include emergent special pathogens, and disaster preparedness and response. Host Jill Morgan, RN Emory Healthcare, Atlanta, GA Jill Morgan is a registered nurse and a subject matter expert in personal protective equipment (PPE) for NETEC. For 35 years, Jill has been an emergency department and critical care nurse, and now splits her time between education for NETEC and clinical research, most of it centering around infection prevention and personal protective equipment. She is a member of the Association for Professionals in Infection Control and Epidemiology (APIC), ASTM International, and the Association for the Advancement of Medical Instrumentation (AAMI). Resources From Mice to Medicine: Exploring Hantavirus and Protecting Healthcare TeamsNETEC Hantavirus InformationSBAR: Andes HantavirusNETEC Webinar Hantavirus Town Hall: Updates for Frontline StaffTransmission Interrupted PodcastNETEC Resource Library About NETEC A Partnership for Preparedness The National Emerging Special Pathogens Training and Education Center's mission is to set the gold standard for special pathogen preparedness and response across health systems in the U.S. with the goals of driving best practices, closing knowledge gaps, and developing innovative resources. Our vision is a sustainable infrastructure and culture of readiness for managing suspected and confirmed special pathogen incidents across the United States public health and health care delivery systems. For more information visit NETEC on the web at www.netec.org. NETEC Consultation Services Assess and Advance Your Readiness for Special Pathogens with Free, Expert Consulting. NETEC offers free virtual and onsite readiness consulting to help health care facilities and EMS agencies prepare for special pathogen events. Our targeted support services are delivered by experts selected and assigned to each inquiry based on the unique needs of your organization. Have a question? Ask a NETEC expert. For more information visit: netec.org/consulting-services.

Today, I am joined by author and investigator Gail A. Eisnitz. Gail is the winner of the Albert Schweitzer Medal for outstanding achievement in animal welfare, is the chief investigator for the Humane Farming Association. Her work has resulted in exposés by ABC's Good Morning America, PrimeTime Live, and Dateline NBC, and her interviews have been heard on more than 1600 radio stations. Her work has also been featured in such newspapers as The New York Times, Miami Herald, Detroit Free Press, Texas Monthly, Denver Business Journal, Los Angeles Times, The Washington Post, San Francisco Chronicle, and US News & World Report.To learn more about Gail, her book Out of Sight, and the Humane Farming Association:visit the HFA website at hfa.orgTo learn more about Gail's book: https://hfa.org/pdf/out-of-sight-book.pdfTo buy Gail's book: https://a.co/d/06a9Jy3d or your local bookstoreTo learn more about Humane Farming Association (HFA) website: hfa.org and follow them on Facebook https://www.facebook.com/TheHumaneFarmingAssociationTo connect with me:Follow me on Facebook and Instagram @didyoubringthehummusDYBTH merch now available! Check out the shop here: https://did-you-bring-the-hummus.myspreadshop.comFor more info on my Public Speaking 101 program: ⁠https://www.didyoubringthehummus.com/publicspeakingforactivists⁠Contact me here or send me an email at info@didyoubringthehummus.comSign up for meditation sessions hereSign up for The Vegan Voyage, to sponsor the podcast, book meditations packages, or sign up for my Public Speaking program hereJoin my Podcast Fan Facebook Group: https://www.facebook.com/groups/didyoubringthehummus/To be a guest on the podcast: https://www.didyoubringthehummus.com/beaguest©2026 Kimberly Winters - Did You Bring the Hummus LLCTheme Song ©2020 JP Winters ⁠@musicbyjpw⁠

(WATCH THIS EPISODE ON YOUTUBE) “I am astonished how successful these urban legends have been in influencing policy. . . .The people that created these stories did so with remarkable skill.” The Grazinski case, the Carson case, and the Walton case, to name a few. They've all been cited as true by a wide range of major media outlets, including CNN and U.S. News & World Report. There's just one problem: These cases don't exist. And neither do the people in them. No, AI didn't hallucinate them. Big corporations did... ...For more than 30 years, Stella Liebeck's lawsuit has been debated on talk shows, parodied in television commercials, mentioned in congressional debates, and is firmly lodged in the public consciousness. In U.S. popular culture, her case has come to symbolize greedy plaintiffs and lawyers who file frivolous lawsuits and win hugely excessive sums in a broken legal system. And that was exactly what the big corporations, and their powerful lobbyists, wanted you to think.  Reb spills all of the real, true, and graphic details of Liebeck v. McDonald's Restaurants (1994). *** MERCH STORE IS LIVE! Shop Reb Masel and Rebuttal Pod merch: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://rebmasel.shop/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CLICK HERE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to PREORDER Reb's book: The Book They Throw At You—A Sarcastic Lawyer's Guide* To The Unholy Chaos of Our Legal System, *God No, Not Actual Legal Advice *** Follow @RebuttalPod on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Follow @Rebmasel on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! *** 00:00 - Intro / CONTENT WARNING. 00:15 - LEGAL URBAN LEGENDS. 02:43 - THE BAD GUYS AND YOU. 06:16 - Tort Law vs. Tort "Reform" 08:42 - CASE BEGINS: The McDonald's Hot Coffee Case 09:59 - THE INCIDENT. 12:03 - INJURIES AND PERMANENT DISFIGUREMENT. 14:21 - STELLA'S LETTERS TO MCDONALD'S. 19:17 - THE TRIAL: What the jury heard + Transcripts 32:27 - THE VERDICT. 37:25 - MCDONALD'S LEARNS NOTHING. 38:10 - JUSTICE FOR STELLA. 38:32 - Reb's Rebuttal Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode, Frank Niles joins the show. He is a psychologist and executive coach, who helps his clients deliver compelling messages that cause people to act. He is frequently quoted or featured in the media, having appeared in Fast Company, CNN, Inc, US News & World Report, and National Public Radio. His framework is […] The post 433: What Neuroscience Reveals About the Most Persuasive Messages first appeared on Persuasion by the Pint.

US News and World Report releases their annual best over-the-counter products list; new guidance for drug safety evaluation during pregnancy; gMG indication broadened for efgartigimod; Beqalzi gains accelerated approval for MCL; and a novel treatment fast tracked for ALS.  

This week's theme: Career Transition In this episode of “From Fear to Fire,” Tammy Gooler Loeb shares valuable insights on career transition and the importance of working from the inside out. She explains how many people build careers based on expectations, stability, or strengths rather than true fulfillment, often leading to burnout or dissatisfaction later in life. Tammy encourages listeners to reconnect with their values, trust their intuition, and take ownership of their career paths in an ever-changing work environment. The conversation also explores practical ways to navigate career transitions with confidence, including staying curious, building strong relationships, and creating flexible career plans. Tammy reminds listeners that meaningful work starts with self-awareness and the courage to pursue what truly feels right. From Fear to Fire: Secrets to Overcome Fear, Embrace Your Gifts and Achieve Success This is the place where real people share real challenges. Where you can find a common bond and uncommon wisdom through their stories. Use tips from the breakthroughs of others to jump-start your success. Speaker, author, adventurer, and host Heather Hansen O'Neill takes you on the journey from fear to fire. Today, we talk about career transition, finding meaningful work, and learning how to build a career from the inside out. Tammy Gooler Loeb Tammy Gooler Loeb is an executive leadership and career coach, speaker, author and facilitator with expertise in leadership, team development, organizational culture, communication, and career transitions. For over 25 years, she has supported clients in a wide variety of sectors and industries. Tammy is the author of the award-winning book, Work from the Inside Out: Break Through Nine Common Obstacles and Design a Career That Fulfills You. She hosts a bi-weekly podcast, Work from the Inside Out, showcasing interviews with people who transitioned their careers to more meaningful and satisfying work. Tammy's expertise has appeared in Forbes, Fast Company, Newsweek, US News & World Report, The Boston Globe, and Harvard Business Review. Connect with Tammy: Website: Tammy Gooler Loeb LinkedIn: Tammy Gooler Loeb, MBA, CPCC Facebook: Tammy Gooler Loeb Instagram: tgoolerloeb Special offer:  Companion Workbook to Work from the Inside Out book Quote of the Day: “You have power over your mind—not outside events. Realize this, and you will find strength.” ~ Marcus Aurelius Finding Humanity: The Evolution of Sales is out now. Check it out here! The post Career Transition with Tammy Gooler Loeb appeared first on Heather Hansen Oneill.

America is about to turn 250 years old. My guest today believes this moment is asking something from all of us. Not a celebration or parade, but a reckoning, a chance to find our way back to each other. Brandon Peele is a bestselling author of 6 books on purpose and civic leadership, is Executive Director of the National Pilgrimage, and a trusted keynote speaker and consultant. His work sits at the intersection of purpose, democracy, and what it means to be a nation. On June 9th, 2026, a caravan of diverse Americans will set out on the National Pilgrimage — driving through the heart of this nation, sitting with people along the way, and asking the questions our political system never asks: What values should guide us? What would it take for this to be a great place for all of us to raise children? What kind of country do we want to leave for the next generation? The journey culminates in the National Assembly — a virtual gathering open to everyone on July 6th and 7th, 2026, from 5 to 8 pm PDT, where your voice will be heard and counted. Six storytellers will then travel to Chicago, and on July 9th — the anniversary of the 14th Amendment — they will read aloud a new national covenant. PBS documentarians are capturing every mile.You'll learn more details and how to get involved. We discuss why empathy is the core mechanism of e pluribus unum — out of many, one — and why, just like any organization, we need a shared moral vision to know where we're going and who we want to be. Brandon shares the three layers of democracy and why our nation's problems are as much moral, psychological, and spiritual as they are political.To access the episode transcript, go to www.TheEmpathyEdge.com, search by episode title.Listen in for…The purpose of government and how we have forgotten the core vision of our democracyHow the founding beliefs of spirituality and Natural Law shaped the countryA shared vision of what we can all be as diverse AmericansWays you can join in or support the pilgrimage and virtual assembly "This is not about politics. This is about a shared moral vision that includes all of us, and so I don't care how you voted or if you voted. I don't care how you make love. I don't care how much melanin is in your skin. You're an American, and you belong in this conversation." — Brandon Peele References:The Empathy Edge:Dr. Claire Yorke: Can Empathy Fix Broken Politics?Sam Daley-Harris: Reclaiming Our DemocracyJames Coan: Closing the Perception Gap that Tears Us ApartAbout Brandon Peele: Executive Director, National PilgrimageBrandon Peele is a best-selling author and the Executive Director of the National Pilgrimage. He's trusted as a keynote speaker, consultant, and program leader by organizations such as Google, Harvard Business School, Johnson & Johnson, Stanford University, JDRF, Morgan Stanley, U.S. Marine Corps, YPO, University of California - Berkeley, Vistage, Forum for Workplace Inclusion, LinkedIn, the U.S. Navy, Slalom Consulting, the U.S. Coast Guard, and the University of Minnesota.He is the author of Bison Medicine (2025), Purpose Work Nation (2022), The Purpose Field Guide (2019), and Planet on Purpose (2018), and co-author of Purpose Rising (2017) and The Purpose Blueprint (2015). His work has been featured by news organizations such as USA Today, U.S. News & World Report, the US Business Journal, and Forbes.Connect with Brandon:Brandon Peele: nationalpilgrimage.usLinkedIn: linkedin.com/in/bpeeleInstagram: instagram.com/natnlpilgrimageThe National Pilgrimage and Assembly: chuffed.org/project/nationalpilgrimageSynanim (platform enabling the Assembly's virtual collaboration): synanim.comConnect with Maria:Books: Red-Slice.com/booksSpeaking: Red-Slice.com/Speaker-Maria-RossLinkedIn Learning Courses! Leading with Empathy and Balancing Empathy, Accountability, and Results as a LeaderLinkedIn: Maria RossInstagram: @redslicemariaFacebook: Red SliceGet your copy of The Empathy Dilemma here- www.theempathydilemma.com

US News and World Report reporter Rachael Brennan joins Megan Lynch, detailing a new article, 'The ‘New Tornado Alley': Increased Risks and What Homeowners Should Know in 2026'. You can find it u-s-news-dot-com.

How do you choose a hospital or senior living community when everything feels impossibly high-stakes? Vanessa talks with two U.S. News & World Report journalists — Ben Harder, managing editor and chief of health analysis, and Liz Pearce, director of senior living — about what those rankings really measure, and what they can't.See their rankings for Best Hospitals for Rehabilitation, Best Nursing Homes, Best Senior Living, and — their newest report — Best Home Health. Also check out our episode with Amara Walker.

We show you how you might become a multi-millionaire in retirement using a simple dollar cost averaging program.  You can hear about the Paperboy who became a millionaire with a very simple investment plan.  We review the top Data Center Stocks and Quantum Computing Stocks to own in 2026, according to US News and World Report.

Pre-show: Mythos Anthropic’s blog post Follow-up: ATP Store Yes, it happened again. The ATP Neo Silver made it! UPenn is an Ivy Kieran Healy’s story Marina Epelman’s thought US News & World Report 2026 Best Engineering Schools Gurman’s transition coverage Tim Cook’s remarks to employees Comparison between Cook & Ternus The Ability to be Hotter New material proves to be more heat conductive Backblaze is no longer backing up cloud storage Backblaze Mac Release Notes for version 9.2.2.878 Backblaze Windows Release Notes for version 9.2.2.877 Response on Reddit Reparse point Additional response on Reddit Backblaze blog post MJ Tsai roundup Alternatives: Arq Parachute for iCloud Ask ATP: What generation is John’s Accord? What’s the plan for replacement? (via Brian Ashe) ATP Neutral: Car Shopping 2014 Honda Accord Which Apple CEO will

Episode Summary: Churches are filling. Bibles are selling. People are searching for truth again. The question is: are Christians ready to meet the moment?This week we sit down with Greg Koukl, founder of Stand to Reason, for a timely conversation on what it truly means to live as an ambassador for Christ and His kingdom in a confused and hostile culture.Greg explains why effective Christian witness is not about winning arguments, but representing the King with truth, wisdom, and character. He unpacks these three essential marks of a faithful ambassador for us: an accurately informed mind, an artful method, and an attractive manner. If you have ever walked away from a hard conversation wishing you had responded with more clarity and less frustration, this episode is for you.We also explore the meaning of the Kingdom of God, why Jesus' words “My kingdom is not of this world” do not mean retreat from culture, and how Christians can faithfully be a biblical influence in every sphere of life.If you want to grow in biblical worldview, Christian apologetics, cultural discernment, and faithful witness, this conversation will equip and encourage you.Who is Disciple Nations Alliance (DNA)

In this episode of Money & Meaning, Jeff Bernier is joined by Jason Lina, Founder of Golden Bell Financial Planning. Together, they discuss how thoughtful financial planning goes beyond numbers and why clarity, simplicity, and good decision-making matter more than trying to predict the future. Topics Discussed Why much of the challenge in financial planning comes from filtering out poor advice How experienced advisors think about risk, uncertainty, and long-term investing The role of diversification, asset allocation, and disciplined portfolio management Considerations when making decisions like Social Security and mortgage payoff The connection between your financial resources and what matters most to you Key Takeaways Financial planning often involves making thoughtful, consistent decisions over time A well-structured plan considers a range of possible outcomes, not just one prediction Simplicity and discipline can play an important role in long-term planning Financial decisions are not just mathematical. They are personal. About the Guest Jason Lina is the Founder of Golden Bell Financial Planning. He is a Certified Financial Planner professional and Chartered Financial Analyst. Jason has been featured in publications such as Forbes, Money Magazine, CNBC, and U.S. News and World Report. He focuses on comprehensive financial planning and long-term investment strategy. Resources Mentioned The Psychology of Money by Morgan Housel Happy Money by Ken Honda Your Money and Your Brain by Jason Zweig Die With Zero by Bill Perkins Connect with Jason Golden Bell Financial Planning Jason Lina on LinkedIn Connect with Jeff TandemGrowth Financial Advisors, LLC Jeff Bernier on TandemGrowth   Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

Hiring the wrong contractor doesn't just cost money, it can turn your entire project into a nightmare. In this episode of Sharkpreneur, Seth Greene interviews Jon Grishpul, Co-Founder of GreatBuildzs, a platform dedicated to helping homeowners find ethical, vetted contractors. With a background in marketing, technology, and consulting, Jon combines his expertise with insights into the construction industry to address one of the most frustrating problems homeowners face. He explains how contractor scams work, why most online listings are misleading, and how a hands-on vetting process can protect homeowners while ensuring better outcomes for everyone involved. Key Takeaways:→ Most contractor listings favor paid ads over quality.→ Many contractor scams involve fake or stolen licenses.→ Vague estimates are a significant warning sign. → Payments should be linked to completed project milestones.→ Performance-based pricing aligns incentives for everyone involved. Jon Grishpul is the co-founder of GreatBuildz, a remodeling matching service that connects homeowners with vetted general contractors. He's built his reputation at the intersection of renovation expertise and homeowner advocacy, helping people make smarter decisions on remodels, ADUs, contractor selection, and realistic budgeting.Jon's insights have been featured in Forbes, the LA Times, U.S. News & World Report, and the Los Angeles Business Journal. He's also a sought-after podcast guest and thought leader, with appearances on A Well-Designed Business, The Tiny House Lifestyle Podcast, and the Spaces Podcast.As a published author and media contributor, Jon writes practical, expert-driven articles on home remodeling, hiring the right contractor, and planning budgets that actually hold up. Connect With Jon:Website: https://www.greatbuildz.com/Instagram: https://www.instagram.com/greatbuildz/TikTok: https://www.tiktok.com/@greatbuildzFacebook: https://www.facebook.com/GreatBuildzLinkedIn: https://www.linkedin.com/company/greatbuildz/https://www.linkedin.com/in/jongrishpul/

Today, I am honored to welcome Dr. Christopher Davis, a triple-board-certified physician in internal medicine, cardiology, and interventional cardiology, as well as a specialist in functional and regenerative medicine. He is also the Chief Cardiologist at Humann, a science-backed, plant-based heart health supplements company.  In our discussion, Dr Davis and I explore why women's risk for heart disease accelerates after 40, how women's physiology and anatomy make them more prone to small vessel disease, the challenges of our current medical model, and the impact of toxins. Dr. Davis shares the labs and imaging modalities he prefers, and highlights the need for personalized medicine. We examine cardiomyopathies in women, where takotsubo or broken heart syndrome originates, and how declining nitric oxide production during perimenopause and menopause affects vascular health. We also cover research on GLP-1s and their impact, the significance of nitric oxide production, the importance of endothelial health, and the glycocalyx. Today's discussion is a must-listen for anyone seeking a deeper understanding of women's heart health in middle age. IN THIS EPISODE, YOU WILL LEARN: Why women's heart disease risk accelerates after 40 How toxins and xenoestrogens contribute to vascular stress and metabolic disruption What advanced labs and imaging can reveal beyond traditional testing Why women's unique physiology makes them more vulnerable to small vessel disease How the glycocalyx and endothelial health protect the heart and circulation Why personalized medicine is essential Why cardiomyopathies like takotsubo are seen more frequently in women How nitric oxide production impacts vascular flexibility and overall cardiac health What research shows about the benefits of GLP-1s, beyond weight loss The value of the Goldilocks approach to supplements in personalized patient care Bio: Christopher Davis, MD, FACC Dr. Christopher Davis is triple board-certified in internal medicine, cardiology, and interventional cardiology and is a specialist in functional medicine, bioidentical hormone replacement, and regenerative medicine. He is the Chief Cardiologist at Humann, a science-backed, plant-based heart health supplements company. Dr.Davis has been honored as one of America's “Top Doctors” by Castle Connolly Medical and has received the distinguished title of Top Doctor by U.S. News and World Report and Sarasota Magazine. Connect with Cynthia Thurlow   Follow on X, Instagram & LinkedIn Check out Cynthia's website Submit your questions to support@cynthiathurlow.com Join other like-minded women in a supportive, nurturing community (The Midlife Pause/Cynthia Thurlow)  Cynthia's Menopause Gut Book is on presale now! Cynthia's Intermittent Fasting Transformation Book The Midlife Pause supplement line Connect with Dr. Christopher Davis Reveal Vitality On Instagram

And a crazy billing story. ----- It's that time of year where publications look deep into the souls of complex, nuanced legal institutions and assign them a fixed ranking. U.S. News and World Report issued its latest law school rankings and for the first time ever, Yale has lost its death grip on first place. The rest of the T14 -- which isn't really a thing at this point, since its whole argument for being was that the same 14 schools never fell out of the top 14 -- is also topsy-turvy, with the HYS-CCN model scrambled by the likes of Penn, Duke, and UVA. Are the rankings just busted, or are they catching up with a new reality? At the same time, Vault put out its rankings of law firms based on prestige and while the list looks familiar, the firms that made deals with Donald Trump took a hit. And none more than Paul Weiss, which seems to be taking much more reputational heat for these deals than the other capitulators. Finally, we talk about billing and the time-space continuum.

Iran: Real Cease Fire? Strait of Hormuz Still Closed.NATO Under Attack. Europe Not Happy with USA.War Powers Resolution Blocked. Impeachment/25th Folly.Democrats Focus on Economy. High Costs Continue.Dems Overperform in Special Elections.Melania Speaks About Epstein. WTF?Will Pam Bondi Testify? Trump vs Football. With Jeff Dufour, Editor in Chief at National Journal Olivier Knox, Senior National Correspondent at U.S. News & World Report, Allan Smith, Political Reporter at NBC News and Zach Cohen, Senior Congressional Reporter for Bloomberg.Today's Bill Press Pod is supported by The United Food and Commercial Workers Union. More information at UFCW.orgSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Nathan breaks down the new 2026 US News and World Report law school rankings. View the 2026 USNWR Rankings:https://lsatdemon.com/rankingsRead more on our website. Email daily@lsatdemon.com with questions or comments. Watch this episode on YouTube!More LSAT Demon Resources.

Derek Champagne talks with Terry Healey, author of The Resilience Mindset: How Adversity Can Strengthen, Individuals, Teams, & Leaders.A survivor of a permanent facial difference and life-threatening cancer, Terry Healey is anauthor, keynote speaker, and business strategist. Healey challenges audiences to face theiradversities and apply his framework of four key principles to gain confidence, build resilience,and find joy in their personal and professional lives.Having endured more than thirty surgical procedures to reconstruct his face while in his earlytwenties, Healey discovered tools that could help him transform his changed life. He sharesways to take control, overcome challenges, build trust and teams, embrace change, and learnthe value of acceptance and tolerance. He views the lessons he learned as gifts, and believeshis greatest reward is being able to teach others how to overcome any kind of adversity andcelebrate life.His experience led him to a successful thirty-five-year career as a high-tech sales and marketingexecutive, including being on the founding team of a company that had a successful initialpublic offering. His popular programs are presented to healthcare organizations, corporations,educational institutions, associations, and nonprofits nationwide. They include Cisco Systems,Inc., Charles Schwab, the University of California Berkeley football team, Santa Clara University,Ligand Pharmaceuticals, Genomic Health, Perkin Elmer, Stanford University, UC San Francisco,Kaiser Permanente, Northwestern Memorial Hospital, Greater Baltimore Medical Center,Lawrence Livermore National Laboratory, and many others.A graduate of UC Berkeley, Healey is the author of The Resilience Mindset: How Adversity CanStrengthen Individuals, Teams, and Leaders [September 2025], and his previous title, At FaceValue: My Triumph over a Disfiguring Cancer, and is a contributing author to Open My Eyes,Open My Soul: Celebrating Our Common Humanity; Make Your Own Miracle: SurvivingCancer, an Anthology; and Reading Lips and Other Ways to Overcome a Disability.His work has appeared in Psychology Today, Metro UK, The San Francisco Chronicle,Guideposts, NurseWeek, U.S. News and World Report, Sales and Marketing Magazine, Copingand CURE Today. He has appeared on dozens of national and local TV networks and has beeninterviewed on more than seventy-five radio stations across the U.S. and Canada.Order a copy of The Resiliance Mindset here: https://terryhealey.com/product/the-resilience-mindset/Business Leadership Series Intro and Outro music provided by Just Off Turner: https://music.apple.com/za/album/the-long-walk-back/268386576

Kurt Francom is joined by Richie from  ?@TheCulturalHall?  and Pastor Jeff from  ?@HelloSaints?  1. Church of Jesus Christ announces new Sunday meeting schedule https://www.ksl.com/article/51475230/church-of-jesus-christ-announces-new-sunday-meeting-schedule 2. Over a thousand people join Lindon Palm Sunday walk https://www.ksl.com/article/51474714/over-a-thousand-people-join-lindon-palm-sunday-walk 3. Dallas Jenkins says Easter should be celebrated like a BYU victory https://www.deseret.com/entertainment/2026/03/29/dallas-jenkins-poscast-latter-day-saint-easter/ 4. Historic Church Growth: A Preview of the April 2026 World Report https://newsroom.churchofjesuschrist.org/article/a-preview-of-the-april-2026-world-report 5. Watch the April 2026 Edition of the World Report https://www.ldsdaily.com/church-lds/watch-the-april-2026-edition-of-the-word-report/ 6. Utah faith, community leaders consider: What would Jesus do? https://www.deseret.com/faith/2026/04/01/pamela-atkinson-faith-roundtable-humanitarian-what-would-jesus-do-deseret-news/ 7. New poll shows Latter-day Saints leaving Republican Party affiliation as rest of nation trends away from the Democratic Party https://www.deseret.com/politics/2026/04/01/new-poll-shows-latter-day-saints-leaving-republican-party-affiliation-as-rest-of-nation-trends-away-from-the-democratic-party 8. Solemn assemblies: What to know before conference https://www.ldsliving.com/solemn-assemblies-what-to-know-before-conference/s/13202 9. Presiding Bishopric member for nearly 20 years, Bishop Richard C. Edgley dies at 90 https://www.thechurchnews.com/members/2026/03/27/presiding-bishopric-member-20-years-bishop-richard-edgley-dies-90/ 10. 91 New Area Seventies Sustained at the April 2026 Conference Leadership Meeting https://newsroom.churchofjesuschrist.org/article/april-2026-general-conference-leadership-meeting

Many individuals find themselves caught in the Sandwich Generation, balancing the demands of raising children while caring for aging parents. This unique position creates significant emotional and physical strain. Consequently, learning to navigate these dual responsibilities is essential for maintaining your well-being. This episode explores the complex realities of being part of the Sandwich Generation and offers practical strategies for survival. During the conversation, we delve into the importance of open communication with employers. Since many caregivers fear professional repercussions, transparency can actually lead to much-needed flexibility. Additionally, we discuss how to safely integrate different generations to foster meaningful family connections. However, prioritizing self-care remains the most critical factor for long-term success. Whether through outdoor activities or creative outlets, finding personal time is vital. Furthermore, we highlight the value of employee resource groups and community support. Because you are not alone, seeking these connections can provide immense relief. If you are currently in the Sandwich Generation, this episode provides the encouragement and tools you need to thrive. Listen now to discover how to balance your family's needs without losing yourself in the process. Our Guest: Paul Wynn - The Caregiver's Advocate Paul Wynn is a co-author of The Caregiver's Advocate, Vol. 2, and an award-winning journalist who has spent years championing the voices of patients and families. Having navigated his own intense caregiving journey, Paul now partners with global healthcare organizations to turn empathy into action. From managing FDA-level regulatory strategies to writing for AARP and U.S. News & World Report, Paul bridges the gap between complex medical milestones and the human heart. He is on a mission to ensure no caregiver has to walk the path alone. Paul Wynn's "Quick Take" Facts The Sandwich Balance: At his peak, Paul was caring for a newborn, a mom with Alzheimer's 2 hours south, and an uncle 2 hours east. The Secret Weapon: Friday morning hikes with a view of the Hudson River to reset the brain. Top Advice: Don't silo the generations. Bring the kids and the grandparents together—they both live "in the moment." Key Philosophy: Treat dementia care as a bridge of dignity, not a loss of respect. ⏳ Episode Timestamps 00:00 – The Chaos of the Middle: Opening hook and the reality of the Sandwich Generation. 02:15 – Meet Paul Wynn: A caregiver's story of juggling a newborn and two aging relatives. 05:40 – The Distance Factor: Managing care when your loved ones are miles apart. 09:15 – Identifying as a Caregiver: Why we often refuse the label and why that hurts us. 13:20 – The Moving Day Story: A snapshot of life on the brink—from U-Hauls to the delivery room. 18:45 – Workplace Survival: How to talk to your boss and why you should actually use your vacation time. 22:15 – Generational Connection: Why kids and seniors with dementia are actually the perfect pairing. 27:50 – Finding the "Funny": Using humor and storytelling to stay connected with friends. 32:10 – The Self-Care Fix: Moving beyond "playing with the kids" to find true personal peace. 36:40 – Team Wynn: Strengthening your marriage while under the strain of caregiving. 40:15 – Employee Resource Groups: Finding your "unicorn" support system in the corporate world. 42:00 – Final Wisdom: Paul's top takeaway for anyone feeling squeezed right now. ++++++++++++++++++++++++++++++++++++++++ Sign Up for more Advice & Wisdom - email newsletter. ++++++++++++++++++++++++++++++++++++++++ Please help us keep our show going by supporting our sponsors. Thank you. ++++++++++++++++++++++++++++++++++++++++++++++++++++++++ Feeling overwhelmed? HelpTexts can be your pocket therapist. Going through a tough time? HelpTexts offers confidential support delivered straight to your phone via text message. Whether you're dealing with grief, caregiving stress, or just need a mental health boost, their expert-guided texts provide personalized tips and advice. Sign up for a year of support and get: Daily or twice-weekly texts tailored to your situation Actionable strategies to cope and move forward Support for those who care about you (optional) HelpTexts makes getting help easy and convenient. ++++++++++++++++++++++++++++++++++++++++ Make Your Brain Span Match Your LifeSpan Relevate from NeuroReserve I've been focusing a lot on taking care of my brain health, & I've found this supplement called RELEVATE to be incredibly helpful. It provides me with 17 nutrients that support brain function & help keep me sharp. Since you're someone I care about, I wanted to share this discovery with you. You can order it with my code: FM15 & get 15% OFF your order. With Relevate nutritional supplement, you get science-backed nutrition to help protect your brain power today and for years to come. You deserve a brain span that lasts as long as your lifespan. ++++++++++++++++++++++++++++++++++++++++ Join Fading Memories On Social Media! If you've enjoyed this episode, please share this podcast with other caregivers! You'll find us on social media at the following links. Instagram Twitter LinkedIn  Facebook Contact Jen at hello@fadingmemoriespodcast.com or Visit us at www.FadingMemoriesPodcast.com

Silicon Bites Ep305 | 2026-03-24 | What is Russia testing? A drone crashes on a Lithuanian lake. A village called Lavisas. Varėna district, southern Lithuania. It's 3:04 in the morning, local time. The forest is dark. The night is cold and the lake is frozen. And then — an eerie buzzing that lasts forty seconds. Followed by a blast and by burning fragments spinning up into the night sky and raining down onto the ice. Security camera footage captured the entire sequence. Lithuanian broadcaster LRT published it this morning. Forty seconds of engine noise, then a detonation, then fire falling from the sky onto a NATO member's territory — twenty kilometres from the border with Belarus. Accident or test? Trial run for a major provocation? Within hours of that blast, Ukrainian President Volodymyr Zelenskyy was in a secure briefing with his chief of military intelligence, Oleh Ivashchenko. And Zelenskyy emerged with a stunning announcement that lands like a political detonation. Russia, Ukraine's intelligence services have confirmed, is planning to deploy four new long-range drone control stations on Belarusian territory. ----------SUPPORT THE CHANNEL:https://www.buymeacoffee.com/siliconcurtainhttps://www.patreon.com/siliconcurtainhttps://www.gofundme.com/f/scaling-up-campaign-to-fight-authoritarian-disinformation----------SOURCES:Reuters / US News & World Report — "Lithuania Says a Suspected Drone Enters Its Airspace, Crashes Into Lake Near Belarus" (March 23, 2026)Aerotime — "Suspected cross-border drone explodes in southern Lithuania" (March 23, 2026)Global Banking and Finance — "Lithuania Reports Suspected Drone Crash Near Belarus Border" (March 23, 2026)RBC-Ukraine — "Drone crashes in Lithuania on March 23 near border with Belarus" (March 23, 2026)UA.NEWS — "Lithuania is convening a national security commission following the crash of a drone near the border with Belarus" (March 23, 2026)Reform.news — "Unknown Object Falls And Explodes Near Belarusian Border In Lithuania" (March 23, 2026)Charter'97 — "At Night, An Explosion Occurred In Lithuania Near The Border With Belarus" (March 23, 2026)Pravda EN — "Lithuanian Armed Forces claim drone fell in Varensky district" (March 23, 2026)----------SILICON CURTAIN LIVE EVENTS - FUNDRAISER CAMPAIGN Events in 2025 - Advocacy for a Ukrainian victory with Silicon Curtainhttps://buymeacoffee.com/siliconcurtain/extrasOur events of the first half of the year in Lviv, Kyiv and Odesa were a huge success. Now we need to maintain this momentum, and change the tide towards a Ukrainian victory. The Silicon Curtain Roadshow is an ambitious campaign to run a minimum of 12 events in 2025, and potentially many more. Any support you can provide for the fundraising campaign would be gratefully appreciated. https://buymeacoffee.com/siliconcurtain/extrasWe need to scale up our support for Ukraine, and these events are designed to have a major impact. Your support in making it happen is greatly appreciated. All events will be recorded professionally and published for free on the Silicon Curtain channel. Where possible, we will also live-stream events.https://buymeacoffee.com/siliconcurtain/extras----------

I loved the Bread Loaf School of English program at Middlebury College. It's a unique summer program leading to a Masters in English, catering almost entirely to English teachers. So the class conversations are literary, but somehow it's all infused with teaching ideas, since it's almost all teachers in every room. Through this program, I spent two summers in Vermont, two in Santa Fe, and one in Oxford. I'd be happy to talk about it here, in today's episode on masters programs, but I already shared a complete review, from my perspective, of The Bread Loaf School back in episode 223, so I'm going to direct you over to that episode if you're looking for a masters in English right now that you can do in person while you teach.  But then there's the other option for an English teacher - a masters in the field of education. There are soooo many possibilities that it's a bit hard to know where to start. So here I'm going to round up some top candidates that I considered when I recently decided to go back and get a second masters. They all appeal in different ways. In the blog post, I'll let you know the name of the program, the format, the length, the description as given on the program website, and the current deadline to apply that they have listed for the nine programs I considered. In the podcast version, I'm going to zoom in on my personal top candidates. I'll also share links in this blog post and the podcast show notes to the many ongoing conversations on masters programs always taking place in Creative High School English, and to the U.S. News and World Report Rankings for top programs. All the Links!  The Masters in Teaching & Curriculum at Michigan State University (all online): https://online.msu.edu/programs/teaching-curriculum  The Master of Arts in Education from Arizona State University (all online): https://asuonline.asu.edu/online-degree-programs/graduate/masters-in-education/   Learning Design, Innovation and Technology Program (in person):  At Harvard: https://www.gse.harvard.edu/degrees/masters/program/ldit  At Stanford: https://ed.stanford.edu/ldt  Interested in a Masters in ENGLISH? To learn about a summer in-person program for teachers that I did and loved, check out Episode 223: The Bread Loaf School of English Want to read the most current conversations about masters programs in Creative High School English? Here they are: https://www.facebook.com/groups/256927044749038/search/?q=masters%20program  The U.S. News and World Report ranking for best programs in Curriculum & Instruction: https://www.usnews.com/best-graduate-schools/top-education-schools/curriculum-instruction-rankings  The U.S. News and World Report ranking for best programs in Secondary Instruction: https://www.usnews.com/best-graduate-schools/top-education-schools/secondary-teacher-education-rankings  Go Further:  Explore alllll the Episodes of The Spark Creativity Teacher Podcast. Grab the free Better Discussions toolkit Join our community, Creative High School English, on Facebook. Come hang out on Instagram.  Enjoying the podcast? Please consider sharing it with a friend, snagging a screenshot to share on the 'gram, or tapping those ⭐⭐⭐⭐⭐ to help others discover the show. Thank you!   

Gray divorce is becoming more common, yet many women don't realize the financial implications until it's too late. In today's episode, Maraya Brown is joined by Certified Divorce Financial Analyst Laurie Itkin to explore divorce financial planning, spousal support, marital assets, and how women can protect their financial future.   About Laurie Itkin: Laurie Itkin, CDFA®, is a highly-rated certified divorce financial analyst in California. She works with individuals and couples throughout the state. Laurie Itkin is a past board member for the Association of Divorce Financial Planners and is a member of the Institute for Divorce Financial Analysts. She is also the author of the Amazon best-seller, Every Woman Should Know Her Options: Invest Your Way to Financial Empowerment. Through her financial consulting company, The Options Lady, she provides divorce-related financial planning and analysis to individuals and couples throughout all stages of the divorce process and has worked on over 550 divorce cases either as a financial neutral or advocate to one spouse. She speaks at seminars for divorce attorneys and mediators on how to divide equity compensation, including restricted stock units and non-qualified and incentive stock options.  Laura has appeared as a guest expert on investing and financial aspects of divorce on television, radio and podcasts. She has been quoted in numerous publications including the New York Times, Wall Street Journal, San Diego Union Tribune, Chicago Tribune, Christian Science Monitor, U.S. News and World Reports, Parade, Redbook, and Forbes.   Connect with Laurie: Facebook: https://www.facebook.com/TheOptionsLady/ LinkedIn: https://www.linkedin.com/in/laurieitkin/ Website: https://www.theoptionslady.com/ Check out Laurie's Blog here.   The Women's Vibrancy Accelerator Trifecta: Your 90-Day Health Reset Ready to take your health to the next level? The Women's Vibrancy Accelerator Trifecta offers deep, personalized support to help you regain control of your energy, hormones, and well-being. This program includes: Three one-on-one calls with Maraya Dutch Plus Test and full assessment Bi-weekly live Q&A sessions Self-paced health portal covering energy, hormones, libido, and confidence   Podcast listeners get an exclusive discount. Use code PODCAST. Learn more and enroll now: https://marayabrown.com/trifecta/ _______________________ Free Wellness Resources Access free tools like the Menstrual Tracker, Adaptogen Elixir Recipes, Two-Week Soul Cleanse, Food Facial, and more. Download now: https://marayabrown.com/resources/ _______________________ Subscribe to The Women's Vibrancy Code Podcast Listen on Apple Podcasts, YouTube, and Spotify. _______________________ Connect with the Show Find us on Facebook,  Linkedin | Website | Tiktok | Facebook Group _______________________ Apply for a Call with Maraya Brown Start your journey with personalized support. Apply here: https://marayabrown.com/call  _______________________ About Maraya Brown Maraya is a Yale and Functional Medicine-trained Women's Health and Wellness Expert (CNM, MSN). She helps women feel energized, confident, and connected to themselves and their lives. With over 25 years of experience, she specializes in energy, hormones, libido, confidence, and deep transformation. _______________________ Disclaimer The content of this podcast is for informational, educational, and entertainment purposes only and does not constitute medical or professional advice. Listeners should consult with a qualified professional before making any health decisions.     This Podcast Is Produced, Engineered & Edited By: Simplified Impact 

Keith sits down with the youngest guest in show history—a 19-year-old college sophomore and student-athlete who's already deeply immersed in real estate and economics, Hunter Taddy. You'll hear a candid Gen Z perspective on money, debt, and the shifting social landscape, along with what's really being taught in today's real estate and econ classrooms.  They explore how young people are navigating college costs, work, and early investing decisions, and how hands-on property management education is shaping one student's path.  If you're curious about where the next generation of investors is headed—and what that might mean for your own strategy—this conversation offers a rare, on-the-ground look without the usual clichés. Episode Page: GetRichEducation.com/597 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold talking with a 19 year old guest that I befriended last year. He's a college sophomore with a real estate investing related major. What does he think about generation Z's future is in person, social life, dead. And what do you really learn about real estate and economics in college today on get rich education.   Corey Coates  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android. Listener phone apps build wealth on the go with the get rich education podcast, sign up now for the get rich education podcast, or visit get rich education.com   Keith Weinhold  1:11   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 1  1:44   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:00   Welcome to GRE from Concord, New Hampshire to Concord, California and across 188 nations worldwide, you're listening to one of America's longest running and most listened to shows on real estate investing. I'm your host, Keith Weinhold, and this is get rich education. Increasingly, you know, people ask why even go to college? Is the value of higher education even worth it to drag yourself to an 8am American Lit class while living off of dining hall Breakfast Biscuits and chicken strips for $100,000 a year, it's been estimated that one in seven men are meats, n, e, e, t, that means not in education, employed or training. Why put on a suit and tie and show up at a job when you have a reasonable facsimile of life online and you have discord and Reddit and trade stocks on Robinhood and crypto on Coinbase. Now I don't think that's going to be good for you, and I still think that there are a lot of positives about attending college. At least 15 to 20 colleges close each year in the United States. And despite this, you know, most people that I talk to, they still seem to be mostly positive about college, or they have this expectation that their kids go to college. So anecdotally, this hasn't changed. I probably wouldn't even be as aware of this shift if I didn't read media like I do, if I just talked to people informally, I really wouldn't know. One thing that has not changed also is the notion of the broke college student. I used to be one of those. Now America is just a couple years removed from that wave of elevated inflation and war in Iran has positioned to stoke a second wave of inflation. Today's guest told me that he does pay credit card finance charges, even though he makes more than the minimum payment, just kind of like I did as a college student. The default state of teenage society today is different. It used to be boredom, and now that's been replaced with anxiety. That part has certainly changed, and often it tends to be teen anxiety over such nonsense things. I mean, I have a teenage niece. One example is the burden of maintaining your Snapchat streak? Oh my gosh, if you're a Gen Z or you know what I'm talking about, basically a snap streak where you've got to send a friend a photo or video every single day to keep your streak going, two people have to send it to each other, and people with long streaks, they even like send each other a photo of the floor, just. To keep the streak going. I mean, talk about anxiety over the wrong things.    Keith Weinhold  5:04   Well, today's team guest Hunter, he has a somewhat better grip on life. I haven't met his parents yet, but they've done an amazing job. In fact, Hunter's dad owns rental property, which kind of helps to fuel some of his interests and desire. But in order to cope with inflation and expenses, buy now pay later programs have really taken off. They're widely known, but less widely known. Our rent now pay later plans. They're booming. Platforms like livable, flex and affirm. They're used by lower income and lower credit score tenants that often live paycheck to paycheck. And how it works is that these tenants are extended money at the beginning of the month to pay the rent. They often pay a flat subscription fee plus 1% of the rent. And you know, hey, that could be better than the tenant paying late fees to the landlord. I learned from one tenant that had trouble paying his $1,850 in rent that flex charged him a $15 monthly subscription plus 1% of the total rent for providing the service. So his total fees for the app were around $33 a month rent. Now pay later. You're probably only going to hear more about it, but if you're a landlord, you probably do not know that your tenant is using a rent now, pay later plan, because you just received the full payment on time, and then your tenant pays back the service later. Remember, it is called rent. Now, pay later. Oh, before we bring in our guest, can I ask you for some quick help? Maybe you wanted to tell me what you think about the show. You could have been listening for years, but you don't think that you can reach me. If this show has helped you become a better investor, the best way to support the podcast is to leave a quick rating or review. It helps more investors discover the show. Just tap the five stars in your podcast app. It can take as little as 10 seconds, and I will read it myself. Thanks in advance for leaving a rating and review. Let's meet this week's guest.   Keith Weinhold  7:22   This week's guest is the youngest we've ever had in show history. He's a teenager, so he's about a generation younger than me, and it's his first time on a podcast. He is a sophomore student athlete at the University of Alaska Anchorage, where he competes in the 800 meters for the track and field team. He runs about a 155 his major is management, with a specialization in real estate and property management, and he's just into so many things beyond athletics and academics, he serves as an ambassador for the Widener property management and real estate program. He's also an officer of the real estate management and investment club from Wisconsin. He's 19 years old, a straight A student. He's also an RA that's a Resident Assistant there helping out students at the dorms. Welcome to GRE Hunter, toddy.    Hunter Taddy  8:18   Yeah, I'm happy to be here. Thanks for having me.   Keith Weinhold  8:20   Taddy is spelled T, A, D, D, Y. I met Hunter almost six months ago. A property manager introduced us just thinking that we might have some things in common, and she sure was right. We've gotten together a few times, including going running at one time where, well, I had more than a little trouble keeping up with an active college athlete. The last time we sat down for coffee, just last week, I looked at my watch. We were done, and we sat almost two and a half hours like how many teenagers could really hold my attention for that long? But he just understands the world and politics surprisingly well. For a 19 year old. He's confident and well thought out. He's read War and Peace. He even got some of his own cooking and avoids seed oils. And you know, Hunter being born in 2006 when GRE debuted in 2014 you were eight years old. So before we talk about you, let's talk about your generation, generation Z What do you think some of the markers of your generation are?   Keith Weinhold  9:28   Yeah, so it's as I've shared with you in the past. It's interesting, because especially at UA, I'm mostly surrounded by like, athletes. So athletes tend to be a lot more social, just like how they grown up, they're always around people that tend to be a lot more driven. But then when I talk to, like, non athletes, it's a little bit different. Like, my generation is definitely they're on their phone a lot. I mean, I've told you before, like, I avoid social media. Well, I wouldn't say like the flag, but I avoid it a lot, because I know, hey, how addicting it is. And B, just like, you know, the.The word of my generation is slop or brain rot, and which is most of the stuff on the internet, but Yeah, seems to be like, there's a lot of anxiety in my generation, a lot of, like, lack of accountability, which I've noticed a lot lot of, like, lack of responsibility. And it's almost like self indulgent in a way, where it's like, oh I'm so lazy, or Oh, I'm so this, or I'm so that, and it's just kind of weird. You don't really get that much with like the athletes. Back to the social aspect. I don't know if you've seen that headline recently, that's like, the alcohol industry has lost eight, $30 million over the past four years because he doesn't drink. The real story isn't about Gen Z not wanting to drink alcohol. It's about Gen Z, not like really being social, right? I mean, I don't see that many like, Hangouts as much as, like, when I hear from, like my parents, you know, every night you're going somewhere with your friends or your you know, you're going to the bar, you're going to a bonfire, or things like that. And it's just, you don't see it as much. A lot of people are just in their rooms or online and, you know, the online gaming, online gaming, I don't game a lot, but gaming with friends is actually really fun to do sometimes. But everything's a lot more digital, you know, from the communication to like the spaces, you know, where you hang out, whether it's video games or whether it's VR chat, and some people do that, or discord, or just like internet forums and things like that. Yeah, just lot more digital.    Keith Weinhold  11:24   Yeah, you use little or no social media. Personally, I know you manage the Instagram page for your real estate organization, but yeah, there is more of this perception of in person, social life, maybe not dead, but dying. I've learned that 51% of 18 to 24 year old men have never asked out a woman in person you were sharing with me at how you know people have anxiety just about ordering food in person at a restaurant in Gen Z.    Hunter Taddy  11:54   That's actually funny. So because of how that conversation escalated, I technically did ask her out in Snapchat, but then she was like, you have to ask me out in person. And then I did eventually ask her out in person.    Keith Weinhold  12:06   Now, when it comes to in person meetings, after a few meetings with you, I noticed something rare when it's about seeing people in person, you have virtues that I think are somewhat rare for Generation Z. I mean, you actually show up on time. This this chat we're having right now. It's the fourth time we've gotten together, and you actually showed up early each of the four times, which is something that I really notice and appreciate, which, even for people my age, it seems like it's a virtue that they've lost. I mean, showing up on time is just common decency. That's just doing what you said that you were going to do. I find that pretty interesting. But when it comes to your generation being in college now, I mean, college is tough. You know, when I went to college, I took on student loans. My parents and I each paid for half of the tuition, and also worked a part time job while I was there. So I mean, you hang out with a lot of athletes, but how is it with balancing, you know, the income and student loans? Because, you know, college kids are still pretty poor   Hunter Taddy  13:10   I wanted to run for a division two program, because you can get athletic scholarship. I came in as a walk on. I'm not on any athletic scholarship. I get free housing and free meals for being an RA. Yeah, with my RA position, I actually got the RA position my second semester. So I got it as a freshman, which was like, really, really clutch. So my dad was in the Air Force for 20 years, and I got the GI bill for like, I think, six months. So I got my two first semesters of tuition paid for, and then I got some, like, some money for, like, housing and stuff. I mean, I pocketed most of that just because, I mean, I got it for free already. I don't get any more help from the GI Bill, because I'm not in Wisconsin. But if I went to Wisconsin, I could go to any school for free, like, tuition free. So, I mean, sometimes I do think about that, but with my real estate program. I mean, oh my gosh, the scholarship deadline. Every year they give out like, $50,000 in scholarships. A lot of them are from Widener and then just other like local real estate companies in the area. Last year, I got a $2,500 scholarship to travel to the National Apartment Association's apartmentalized It's like, their yearly conference in Las Vegas, and that was pretty cool. So that stuff kind of went over my head, but a lot of the stuff about AI was, like, just really interesting to hear, especially just about property management. And it's crazy to me, because, like, AI is almost like, my generation's thing, since we're, like, growing up with it, yeah. And then hearing, like, a lot of like, the older people in the property management profession talk about, I mean, they're still talking about when they had to keep their records on pen and paper, or, like, files and stuff. And I'm like, This is crazy. So I have scholarships with the real estate program, if I'm lucky, I can get up to almost $10,000 after the spring. It's.That means I pay in state tuition because I live on campus. It was a deal they were running after covid. So that's only like $5,700 I mean, my scholarships will be able to cover that. This semester, I paid like 2000 of it or something, and then my parents were kind enough to cover the rest, and then I'm going to pay them back right away after the year ends once I get those scholarships. And then, yeah, I get $11 an hour for working desk at my RA job. It's tax free, so, I mean, it's not totally bad, but I don't working desk hours that much because we only have them at night. And then, you know, being an athlete, I don't like staying up until, you know, one o'clock sometimes. I mean, the other night, I had to work a nine to three desk shift, and that screwed my whole for an entire week. Yeah. Okay,    Keith Weinhold  15:48   so when you graduate college in a few years, you could very well come out with a lower student loan balance than a lot of others did, although you might still have an informal loan with dad in there as well. How do you and a lot of people of your generation see your financial future? They sure can be hard to predict, but a lot of people see this crushing debt with student loans, and I wonder, even though it could be far into the future if really Gen Z thinks that they're ever going to be able to afford a home. Now, when it comes to the student loans, I know I shared with you when we sat down for coffee that I had a balance. I think it was like a $20,000 balance when I graduated, because again, my parents paid half of it and I worked part time when I went to school, I shared with you that I just took that balance and paid very little interest on my student loan balance because I kept transferring it repeatedly onto these 0% APR credit cards, and when my introductory rate expired on one card, I would just transfer it onto another card. So I've long been comfortable with debt.    Hunter Taddy  16:52   So me, personally, I do not want to take out a loan from any entity. I'm very fortunate and privileged that my parents are able to, you know, front that money for me when I need it. When I need it, I try to pay them back right away. I do not want student loans like my goal is to get out of college, you know, without owing anybody any money. It's weird, because I'm from such a small town in Wisconsin, and I view trades a lot differently than, like a lot of my peers who grew up in the big cities, I know blue collar millionaires, right? People who just, you know, put their nose to the grindstone, pouring concrete. You know, working driving a semi. Only do that for maybe five or 10 years, like my cousins. My cousin pours concrete, and then the other one, I think, works for construction company, the Midwestern work ethic, they're sitting on 10s of 1000s of dollars in their savings account right now. You can make the argument. Well, their back is going to give out in a couple years. And some of that's true. But also, you know, you don't have to be the guy pouring concrete for how long. You could be the business owner, or you could be the guy who's the plumber for 510, years, and then, you know, start your own plumbing business. That's why I don't look at student loans as, like, I need this college degree to, like, make money or be successful. Like, I've met a lot of people who legitimately have that mindset. That's like, I understand that if you've grown up in that sort of, like sphere, you've grown up with those ideas. But to me, it's like, I know if I can't pay for college, or if I don't graduate college, I know I'm going to be fine. I could go, you know, work construction, or I could go, you know, mow lawns or something. I know, I guess I just view it differently. But a lot of people think they need those student loans. So, I mean, they sign up for them. And I looked it up the other day, the average time to pay off student loans is, like, 20 years or something like that. Yeah, I believe it. That is kind of sad. That's insane to me. I want my lawyers going to college. I want my doctors going to college. I want to college. I want all these people to have a good education. But I mean, like 100,000 to $200,000 I just see that, and it's like, oh, I don't know, man, I sign up for the fast flow every year, but I never get anything Free Application for Federal Student Aid, yeah, but I know some people get, like, Pell Grants. If I'm not wrong, I think the Pell Grants are just, I don't know they have to pay those back. It seemed like I was applying for the Stafford Loan. I was lower middle class. I don't think we quite qualified for the Pell grant. The grant being like, free money and a loan of stuff that you need to pay back. Yeah, of course. And of course, in addition to student loans, we regularly have students using credit cards and probably not being able to pay the full balance, is they make their way and try to pay their way through college. That's certainly one thing that I did.    Hunter Taddy  19:28   Here's something for you, DoorDash, my generation and DoorDash is so crazy. I mean, I look at some of these people we have like a desk, at some of the halls, and the amount of people who just DoorDash some of these people are doordashing every night. And that's not cheap, like, that's sometimes it's like 30 bucks just to get Taco Bell or, you know, Wingstop or something like that, and then Klarna, it's like, finance a pizza. Like, what are we doing here?    Keith Weinhold  19:54   Sure, yeah, you're making a down payment on a blooming onion and financing it and making the last payment on it. Years later or something. Yeah, crazy like that, 100% and yeah, I would imagine home ownership is just seen as something that's so far into the future, it's almost unfathomable.    Hunter Taddy  20:12   Yeah, it's funny to me, because, you know, I come from, again, very small town, the cost of living is, like, extremely low compared to the country. I'm pretty sure Green Bay was voted number one place to live by us, News and World Report couple years ago, number one place to live in the United States. But more of the people back home who work these jobs in the trades, like the thought of owning a home seems a lot more real to them than my friends who are in college. And a lot of that has to do with, you know, like we're in bigger cities. Again, people have more debt, but yeah, I mean, you look at those prices of homes, I think the median home price in Anchorage is like $426,000 and just, you know, looking at that numbers like, how am I ever going to afford that? One of my friends, he's in the real estate program. He's got $40,000 saved up. He's got his Roth IRA maxed out. It's weird, because this is one of the points I want to make. So in my generation, you have people who have all these resources, you know, especially with the internet, and they're doing very well with it. They're taking it and they're running with it. And then you have the other part of my generation who's doing the buy now, pay later option. It's almost like a upside down bell curve or something like that. The people who are good are getting so much better, and the people who are making the bad decisions are getting so much more worse.    Keith Weinhold  21:25   Ah, the K shaped economy starts young.   Hunter Taddy  21:27    It's just interesting to see sometimes, because you have some people like, I can't afford this, I can't afford that, and it's like, yeah, being college student is hard. But then it's like, you buy your $6 coffee every day, and it's, you know, I'm guilty of that too. My spending habits aren't the best. And then you look at like home ownership inflation is real. Cost of living is getting higher. But also my dad talks about this a lot like our standards are getting so much higher, too great. Our houses are getting bigger. Kids don't share bedrooms anymore. All our kids have to have our phone. All our kids have to have the newest thing or the newest coat. And you know, you want nice things for your family. I get that, you know, I don't have a family, so I can only talk about this so much. But I mean, our standards are getting a lot, a lot higher as well. I mean, you look at our grandparents houses, and they're like, these, just small, one story houses, one bathroom. You know, I look at the house that my dad grew up and he shared a room with his brother until he graduated, right? And then you look at all these families kids live in their bedroom, it's so weird to me that like siblings, they know each other, but they don't know each other because they're sitting in their rooms all day and they're looking at their phones.    Keith Weinhold  22:31   You surface a good and salient point hunter that a lot of people don't bring up because the K shaped economy that means a widening disparity between the haves and the have nots, but the entire K also keeps moving up, so standards of living continue to get better for both the haves and the have nots, even though the disparity between them continues to widen, and yes, a poor person today has Wi Fi and has Air Conditioning and a lot of minor conveniences that poor people didn't have 75 years ago. You're listening to get rich education. We're doing something different this week, talking to the youngest guest in GRE history. His name's Hunter toddy. We're going to talk more when we come back about what he's learning in classes, economics and real estate classes, because that is one thing that college students do. Remember, I'm your host. Keith Weinhold.    Keith Weinhold  23:24   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721, exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/g.R, E,    Keith Weinhold  24:00   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program, why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre,or send a text. Now it's 1-937-795-8989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Robert Kiyosaki  25:12   this is our rich dad. Poor Dad. Author Robert Kiyosaki, listen to get rich education with Keith Weinhold don't quit your daydream   Keith Weinhold  25:26   Welcome back to get rich Education. I'm your host. Keith winehill, we're talking with Gen Z and student athlete Hunter toddy. He's a sophomore college student, and he's got a management degree with a concentration in real estate investing. So yeah, Hunter, tell us some of the things that you've learned about in an economics class or two that you've taken there at UAA.    Hunter Taddy  25:51   So I had an economics class last semester, but the teacher is basically tenured, and he only posted YouTube videos and like three quizzes was like the entire grade. He made us great at 2000 wasn't gonna say and didn't even grade it. So I didn't learn anything about economics, but that was macro, and now I'm in micro. And this professor, he's fantastic. He talks to Anchorage and Alaska legislators all the time. He was on Meet the Press Like he's very, very, very, very smart and well spoken, one of my and professors, and he's also Yale educated, as I understand. Yeah, I always get crap from my cross country teammates because most of them are STEM majors. There's a lot of engineers, and then there's, you know, you have people who are in, like, kinesiology, and then a lot of aviation, but they always give me crap because, like, oh, business, it's supply and demand, blah, blah, blah. But then, like, legitimately, economics has been so fascinating for me, just like, you know, consumer behavior, opportunity cost, trade off. One of the things is rent control, right? Definitely a big conversation, especially in, like, my generation, you know, because of all these rising prices. And then, you know, the landlord always gets the negative connotation, right? Landlords are greedy. I wouldn't even as a college student. Well, you think about rent control is like as soon as you put that binding price ceiling on the rent prices in an area, that's why there's not enough housing on the West Coast. That's why landlords are painting over the light switches, or they're not fixing your toilet, or they're not fixing the leaky sink. There's just a lack of understanding general society about, like, just how markets work and why. You know, businesses make certain decisions that they do. That's one thing with, like, a lot of my generation, is a lot of them are almost anti business, in a sense, right? In a sense, but they love being consumers. What my dad talks about a lot is as the business owner, like when you work for a company, a lot of the times you can clock in, clock out, you go home and you lay your head on the pillow, and you don't have to worry about anything, right? But when you're the business owner, like my dad, and if you have a lot of anxiety, like he does, about certain things, and you stress a lot, you're up at 2am wondering if the LVP you put in someone's kitchen is going to buckle, well, then you're gonna have to go back and fix it all and all these things, and so I definitely have a lot more to say understanding for like business owners and like landlords. Yeah, the economics classes just broaden my understanding of how the world works. I think that's a class everyone should take, and it is a general ed but I think it's a class everyone should pay attention to as well.    Keith Weinhold  28:18   Sure, rent control gives landlords no incentive to make improvements to a property. So yeah, it's good that you're learning about this in econ class. Tell us about some of the other things that you've learned in economics or in your more real estate investor centric college courses.    Hunter Taddy  28:36   So I'll focus more on the real estate stuff. So Dean Widener, Widener apartment homes, one of the top five, I think, largest owners of apartment homes in terms of units like in the United States, right? He basically came to Anchorage, and he wanted to build the Widener program, basically like a farm for property managers, like, you know, give this education. And then they, you know, they come work for widener. They come work for, you know, whoever a lot of the education has to do with property management. So there's leasing, asset maintenance. Talk a lot about operating budgets, risk management. All students in the program memorize the cash flow performer by heart. So, you know, you have gross potential income loss to lease, vacancy, net revenue, other income, expense reimbursements. Maddie poo, which is maintenance, admin, taxes, insurance, payroll and utilities. Have you heard that acronym before? What is it? Yeah. Maddie poo, I pretty sure my professor, like, that's kind of like his thing. I didn't finish it all, but we have it all memorized, and then we do, like, a lot of fair housing and landlord tenant law. Yesterday, in my Real Estate Investment Finance course, we were analyzing loans, and we were making like amortization tables, yeah. And then so we were looking at like interest rates, how a balloon loan works, variable interest rates. I took real estate Maintenance and risk last semester, and that was really awesome. We got to visit buildings all across Anchorage and talk with the property managers, talk about maintenance systems, general maintenance of the property, property management, the day to day, things like that. And then leasing, we actually had us basically go undercover. We have to have three properties, and we go do a showing at all of them, and then we had to review them, and we did a presentation about them, and, like, we basically reviewed them and graded, like the leasing agent, and how they did that one was really cool.    Keith Weinhold  30:33   Okay, so the mock tenant, grading a leasing agent, yeah, then showing you amenities, explaining lease length, things like that,    Hunter Taddy  30:41   and then seeing if, you know, they violated any like Fair Housing things. He said, Don't necessarily try and bait them, but one of the questions that one of my classmates asked, so what kind of people live here? And then the good property manager, you know, it says we rent to anyone that fits our criteria. And then you have some people that's like, oh, you should have said that. Yeah, yeah, it's pretty touchy, age, race, family status, right? Yeah. So we definitely have that drilled in our heads as well, like landlord tenant law and then, like, fair housing, you    Keith Weinhold  31:11   told me something interesting when we got together, when you run the numbers for property, that the numbers always work better in one condition than they do in another.    Hunter Taddy  31:20   So we do cap rate. And so cap rate is noi over value, I believe, yep. So we analyze the cap rates for all the properties, and then we see what is our return if we pay cash or whatever is our return when we pay leverage. And sometimes it's better if you pay cash, or sometimes it's better if it's leveraged. But I always think even if you could pay cash, you pay, say, $3 million for the whole complex, well, you could put a $500,000 down payment on six other properties. So I always thought that was weird, because that's just, I read Rich Dad, Poor Dad, after my dad recommended it to me, and then it just talking to my dad about leveraged investments. Yeah, why don't you do that instead? Oh, he said,    Keith Weinhold  32:00   right, as long as you control your cash flow and pay the mortgage and the operating expenses. Yeah, we typically talk about getting the leverage here, because the appreciation grade has absolutely nothing to do with the amount of equity that's in the property. Is there anything else interesting that you learned from going out in the field and actually seeing some properties or talking to some managers? And I think this is really interesting, because a lot of times when people graduate college, they tend to broad brushstroke students or new graduates, and say, Yeah, but they haven't gotten out in the real world yet, but you actually are as a student.    Hunter Taddy  32:33   Yeah. So that's one thing I really love about our program, and I really love our professor. He owns properties himself. It's not like a pyramid scheme thing where, like, almost like, you're going to college to learn how to be a professor, and sometimes that we need those people for, like, research and stuff. But like, he's actually done the work. He knows what it's like. He can relate to things that we're talking about. Yeah, we get a lot of that real world experience, which is really awesome going about that, like the leasing experience. One of the things with, like, a lot of the managers, especially in Anchorage, because there's such a housing shortage, a lot of them didn't really like try, because they like, almost don't have to, because, I think a lot of them assume you're gonna lease someone anyways, no matter, because it's not necessarily really competitive. So because the vacancy rate is so small, yeah. So it's just like, here's the kitchen. You know, we're actually taught in leasing class, leasing strategies. And also, what's really good about our classes, we read, like, a lot of personal growth books in our classes. So like in our leasing class, our professor had us read The Seven Habits of Highly Effective People, Stephen Covey and yeah. And then I think for our real estate investment class, we're going to read the compounding effect. I don't know what it's about, but I mean, I really appreciate how our professor gives us, like, those books and that knowledge that's not just, you know, specific to real estate. It's like how to become like a better person, or how to become better at personal finance in general.    Keith Weinhold  33:58   All right, so some conceptual and some mindset stuff, along with more of the hands on and more of the numbers. Well, before I ask you, what's next for you, do you have any last thoughts with what you've learned in class, or just anything overall about your generation and lifestyle and getting along financially? For a college student,    Hunter Taddy  34:18   in April, I'm going down to Austin for the property con, which is Institute of real estate management, big conference. I think they have this one every year too. I think John Quinones, the guy from what would you do, is going to be like one of the keynote speakers. So looking forward to that, definitely looking forward to some of, like, learning more about, like AI, and how it's used in, like, the property management, like real estate sphere, and then I'm kind of interested in green building, because it almost seems to be like, Win win, right? Because better for the environment and then better for the investor most of the time, you know, like, through these retrofits, like you're just switching to LED light bulbs, we actually, we ran those numbers a lot in my.In its class. Like, you know, what would it be like if you switch from iridescent to LED light bulbs? And it's like, that's like, what are the things that all property managers should do? Because you're saving, sometimes 1000s of dollars and seven or 10 year period, or whatever it is, improve the cap rate, right there? Yeah, I want to definitely learn more about, like, the green building. And also, just because, you know, I'm a healthy person, when I build my house one day, I don't want to have, like, a lot of toxic materials and stuff as well. I have one friend. He's really, really dialed in his health. They're talked about him with you before, but he, like, he's not even have drywall in his house because there's some, like, toxic thing in drywall, or something, like, he's gonna build it out of brick and mud or something, I don't know.    Keith Weinhold  35:39   Oh, he can't just go live in any rental. Yeah, well, Hunter, this has been really good. Your dad owns rentals in Wisconsin, and like you mentioned, he's red, Rich Dad, Poor Dad himself. So that's kind of an influence on you. And you do have a management internship back in Wisconsin this summer. But before we go on, you mentioned to me that your dad owns a certain type of apartments in Wisconsin, and I've never heard of that type before. What are they called? And then, what does that mean?    Keith Weinhold  36:06   I think the name is local to the city itself in Manitowoc, Wisconsin. So they're called custerdales. I think there were homes built after World War Two, I believe, for like GIS and things like that so well. Just before he got in the Air Force, he was in Saudi Arabia for a year, and he was thinking about, you know, what am I going to do when I retire? Because he knew after the year was done, he was going to retire and come back to Wisconsin. And one of his friends got him into real estate, and he talked to my mom a little bit, and they just started buying properties. So that was in 2018 and now they own about 70 units, mostly duplexes, with their biggest being a five Plex. They also have a 18 bed assisted living facility. Most of the the 70 units are called custerdales. They're all like, cookie cutter, like, the same they're basically the same layout, you know, sometimes it's just flipped or whatever. And he basically did the same thing each time, a lot of them were, like, really run down ones that they purchased had someone with a chicken living on top of the refrigerator. And then when they locked the place up after they bought it, he broke back in and took stuff. And so they've really, actually, like, helped the community in a way, by remodeling a lot of these homes. And then my dad would refinance them, and then he would take that money and then invest it into another property. And he just kept doing that again and again and again. Yeah, so buy and hold we self manage, because there's not really a reputable property management service in the area. This is near Manitowoc, Wisconsin. Maybe you've heard that name before. Manitowoc, they make heavy construction equipment, and you are going back to Wisconsin this summer for a management related internship, yeah, well, Hunter, well, this has been great talking about what your generation's like, what you do in your classes, and the practical experience that you're already getting as a 19 year old. I mean, you're just substantially further ahead than I was as a geography degree student and major way back in the day, if anyone wants to reach out to you, see what you're doing, or contact you. What's the best way for them to do that? Hunter.    Hunter Taddy  38:09   So I don't have Instagram or Facebook, but I do have LinkedIn. So if you just search Hunter toddy again, T, A, D, D, y, on LinkedIn, you can find me there. Also just give my email. It's H hottie 007 at Gmail.    Keith Weinhold  38:26   All right, look that up if you want to reach out to Hunter. Yeah, it's been great having you here. Thanks so much for coming on to the show.    Hunter Taddy  38:32   Thanks forhaving me.    Keith Weinhold  38:40   Yeah, a fresh perspective from college student, Hunter toddy today. He has got his act together amazingly well for a teenager, and you know, talking to him made me think about something like I said when I graduated college, and it was just with a bachelor's degree. By the way, pretty humble bachelor's double major, geography and regional planning, I had that 20k in student loan debt, which I transferred onto 0% APR credit cards, over and over again and inflation adjusted terms, that might be 40k in today's dollars. I had no incentive to pay it down, let alone pay it off, since my finance charges were essentially zero, so that's why I probably carried that balance for close to 20 years. But this is the first time that I thought about the fact that that very habit was probably a benefit to me, not because it saved me from paying interest on student loans, but because it got me comfortable withholding debt for the long term and rationalizing that there would be an opportunity cost of paying off that debt, because a payoff would have meant that I would forego the opportunity of investing those dollars to get gains, that habit got me comfortable with prudently using debt and leverage as a real estate investor, and that helped me own and control more property sooner. So it was a somewhat autodidactic approach to good debt. Today, we talk with a young, likely soon to be investor, oppositely next week here on the show. We're talking about the book end, on the other side of the shelf, and that is when you're ready to retire from real estate, you can exchange your properties into a fund, pay zero capital gains tax or depreciation recapture. And unlike a 1031 exchange, what you've done is you have totally exited the direct real estate business with a 721, exchange, and you still get financial upside with zero management duties retired. Finally, if you've ever wanted to tell me what you think about the GRE podcast, if this show has given you some fresh perspective or helped you become a better investor. The best way to support the show is to leave a quick rating or review. It helps more investors discover the show. Here's how to do it inside the get rich education Show page on Apple podcasts, scroll about halfway down to ratings and reviews. Tap the purple stars to rate, and then tap the purple words write a review on Spotify from the get rich education podcast, tap the three dots near the top of the show page, tap rate podcast and leave your star rating. That's all it takes. It's crazy that this show has almost 6 million total listener downloads, but yet, across all platforms, we have perhaps only 1000 reviews, and that's probably because I rarely ask for them. I would greatly appreciate it. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  41:59   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  42:27   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

This episode originally ran in 2016, and we pulled it out of the archives to share with you here, and to kick off a new season of TTFA Anthologies, where we pull together a themed season of some of our best episodes. This season the theme is Grief: It's Complicated…stories about the kind of grief you won't find in the sympathy card aisle. Stories like the one you're about hear. We have a separate podcast feed for these seasons. It's linked in our show description, or you can find it on your podcast app by searching TTFA Anthologies. _ Damon's grandparents were murdered 18 months before he was born. He never knew them, but their deaths — and the trial for their killer — defined much of his childhood.  For nearly three decades, Damon's mother has attended every parole hearing to deliver a victim impact statement.  When we meet Damon, there is another such hearing coming up, but his mother is unable to attend. For the first time in his life, Damon prepares to see his grandparents' murderer face to face.   Originally published 1/23/2017 – Fordham University's Master of Social Work program is ranked among the nation's top 8% of graduate social work programs by the U.S. News & World Report. With three New York campuses, plus hybrid and fully online options, Fordham's flexible program works with your schedule to help you earn a degree on your timeline. Our evening and weekend part-time study plan is ideal for working adults, with most students maintaining employment throughout their education.  Learn more about Fordham University's Master of Social Work program at: fordham.edu/TTFA. _ Find Nora's weekly newsletter here! Also, check out Nora on YouTube. _ The Feelings & Co. team is Nora McInerny, Marcel Malekebu and Grace Barry. _ Find all our shows at www.feelingsand.co. Learn more about your ad choices. Visit megaphone.fm/adchoices