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    Latest podcast episodes about ebooks

    Top Traders Unplugged
    SI199: Achieving Highest CAGR through Optimal Leverage ft. Rob Carver

    Top Traders Unplugged

    Play Episode Listen Later Jul 3, 2022 79:30


    Rob Carver joins us to discuss the eventful month of June and take questions from listeners regarding moving average crossover systems including what the best exit rules are for these systems, and why it might not be a good idea to enter all existing positions for new accounts. We also debate the sustainability of short-term Trend Following and intraday trading, and how much of the profit from TF Systems can be expected to come from Long sided trades as well as ways of investing into UCITS funds with pension money without paying too high fees. Finally, Rob shares some very important aspects on the relationship between optimal leverage and CAGR and much more. ---- ---- Follow Niels on https://twitter.com/toptraderslive (Twitter), https://www.linkedin.com/in/nielskaastruplarsen (LinkedIn), https://www.youtube.com/user/toptraderslive (YouTube) or via the https://www.toptradersunplugged.com/ (TTU website). IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written https://www.toptradersunplugged.com/Ultimate (here). And you can get a free copy of my latest book “The Many Flavors of Trend Following” https://www.toptradersunplugged.com/flavor (here). Learn more about the Trend Barometer https://www.toptradersunplugged.com/resources/market-trends/ (here). Send your questions to info@toptradersunplugged.com And please share this episode with a like-minded friend and leave an honest Rating & Review on https://www.toptradersunplugged.com/reviewttu (iTunes) or https://open.spotify.com/show/2OnOvLbIV3AttbFLxuoaBW (Spotify) so more people can discover the podcast. Follow Rob on https://my.captivate.fm/@InvestingIdiocy (Twitter). Episode TimeStamps: 00:00 - Intro 05:53 - Performance update from Rob and Niels 15:23 - Q1, Andrew: How best to use Moving Average Crossover Systems 20:40 - Q2, Greg: The downside of entering all existing positions for new accounts 24:13 - Q3, Algernond: Getting into UCITS funds at a reasonable price 28:04 - Q4, Michael: Has Rob considered refocussing on short-term trading? 44:20 - Q5, Anders: How much profit comes from long-sided trades & why?  55:08 - Understanding the relationship between CAGR & Leverage 01:17:58 - Thanks for listening https://qoppac.blogspot.com/ (LINK: Highest CAGR through Optimal Leverage) Copyright © 2022 – CMC AG – All Rights Reserved ---- PLUS: Whenever you're ready... here are 3 ways I can help you in your investment Journey: 1. eBooks that cover key topics that you need to know about In my eBooks, I put together some key discoveries and things I have learnt during the more than 3 decades I have worked in the Trend Following industry, which I hope you will find useful. https://www.toptradersunplugged.com/resources/ebooks/ (Click Here) 2. Daily Trend Barometer and Market Score One of the things I'm really proud of, is the fact that I have managed to published the Trend Barometer and Market Score each day for more than a decade...as these tools are really good at describing the environment for trend following managers as well as giving insights into the general positioning of a trend following strategy! https://www.toptradersunplugged.com/resources/market-trends/ (Click Here) 3. Other Resources that can help you And if you are hungry for more useful resources from the trend following world...check out some precious resources that I have found over the years to be really valuable. https://www.toptradersunplugged.com/resources/ (Click Here) https://www.toptradersunplugged.com/legal/privacy-policy/ (Privacy Policy) https://www.toptradersunplugged.com/disclaimer/ (Disclaimer)

    Zuckerjunkies - Ein Leben mit Diabetes Typ 1 vom Diabetiker für Diabetiker mit Sascha Schworm

    [Werbung] Diese Folge wird präsentiert von FreeStyle Libre 3 – dem derzeit kleinsten und flachsten Sensor der Welt. Mehr Infos auf freestylelibre.de. [Werbung] Show Notes www.freestylelibre.de Teste den neuen FreeStyle Libre 3 https://www.freestylelibre.de/produkte/freestyle-libre-3-entdecken.html 072 – Jennifer Harmuth – Am 24.12.2016 hatte ich meinen zweiten Geburtstag Time in Range – 118 – Time In Range (TIR) – Zeit im Zielbereich vs HbA1c beim Diabetes Pumpenurlaub für´n Popo 203 – Pumpenpause und warum 205 – Pumpenpause ENDE Accu-Chek Solo – https://www.accu-chek.de/de/solo/index.html www.praxis-zucker-im-kopf.de https://www.drkatjaschaaf.de ** Danke für´s Zuhören **   Besuche mich auch auf Instagram: @Zuckerjunkies   *** NEU FB-Gruppe: https://Zuckerjunkies.com/facebook   ** kostenloses eBook über Fett-Protein-Einheiten – ** ►► https://zuckerjunkies.com/produkte/  

    Prof. Dr. Christian Rieck
    162. Expertenrat Maßnahmen-Evaluation: Was sagt das Gutachten wirklich? - Prof Rieck

    Prof. Dr. Christian Rieck

    Play Episode Listen Later Jul 2, 2022 31:51


    Haben die Corona-Maßnahmen gewirkt? Hier gibt es Hintergrundinformationen zu dem Gutachten des Expertenrats und zu den wissenschaftlichen Methoden, die angewandt wurden. "Wir wissen, welche Maßnahmen hilfreich sind:" https://www.faz.net/aktuell/politik/g... "Fehlende #Evidenz bedeutet nicht zwingend fehlende #Wirksamkeit:" https://twitter.com/ChristinaBerndt/s... Bücher von mir: Die 36 Strategeme der Krise: Print: https://www.amazon.de/exec/obidos/ASI... Kindle: https://www.amazon.de/exec/obidos/ASI... Digni-Geld - Einkommen in den Zeiten der Roboter: print: http://www.amazon.de/exec/obidos/ASIN... Ebook: http://www.amazon.de/exec/obidos/ASIN... Wenn Sie lieber nicht bei Amazon kaufen, können Sie gern diesen unabhängigen Anbieter unterstützen: www.aha-buch.de (Ich bekomme keine Provision, aber Aha-Buch hat meine Bücher fast immer vorrätig.) Von mir erwähnte Produkte finden Sie hier: https://www.amazon.de/shop/profrieck Dort sind auch ein paar andere Produkte, die ich empfehle (ich bin Buch- und Technik-Junkie;-) Hier sind Affiliate-Links dabei, bei denen ich eine kleine Provision bekomme, ohne dass Sie mehr bezahlen. Vielen Dank, falls Sie diese Links nutzen! Lust auf ein gutes Video jede Woche? Dann klicken Sie hier: https://www.youtube.com/c/ProfRieck?s... Mein Instragam-Account: https://www.instagram.com/profrieck/ Und zu Twitter: https://twitter.com/ProfRieck Hinweis: Die angegebenen Links können Affiliate-Links sein, bei denen ich eine Provision bekomme. Vielen Dank, falls Sie diese Links nutzen! Haftungsausschluss: Dies ist ein Bildungskanal, kein Finanz- oder Medizinkanal. Der Inhalt meiner Videos bzw. Podcasts dient ausschließlich zur allgemeinen Information und ist kein finanzieller oder medizinischer Rat oder gar eine persönliche Empfehlung. Informieren Sie sich bitte immer aus mehreren unabhängigen Quellen und suchen Sie professionellen Rat für Ihre Entscheidungen, insbesondere im Bereich der Investments oder der Medizin. Die geäußerten Meinungen stellen keinerlei Aufforderung zum Handeln dar. Sie ist keine Aufforderung zum Kauf oder Verkauf von Vermögenswerten aller Art, also insbesondere Wertpapieren oder Sachwerten. Sie ist auch keine Aufforderung zu irgendeiner Form der Selbsttherapie oder Selbstdiagnose. Bitte nehmen Sie diese Hinweise ernst.

    Pariyatti
    A Lifetime Doing Nothing (Story 27 excerpt)

    Pariyatti

    Play Episode Listen Later Jul 1, 2022


    Story 27 from 'A Lifetime Doing Nothing' by Ian McCrorie . My father fought in WW2. This entailed sleeping in drafty and cold English castles on camp cots, followed by living in bivouacs as the regiment made its way from Normandy up the coast to Arnhem in Holland. He suffered from chronic back pain the rest of his life. He had his throat slit by an enemy agent in London,... narrated by Ian McCrorie 2022 4 minutes 18 seconds Listen to Streaming Audio Your browser does not support the audio element. Download Audio (2.5MB) Audio copyright, 2022 Pariyatti 'A Lifetime Doing Nothing' as a book and eBook can be found at https://store.pariyatti.org/a-lifetime-doing-nothing. More by Ian McCrorie. View more books and audio resources available in the Pariyatti bookstore.

    Unbelievable?
    Graham Oppy & Guillaume Bignon • Rationality, Religious Experience and the Case for God

    Unbelievable?

    Play Episode Listen Later Jul 1, 2022 95:19


    The Big Conversation - Episode 4 | Season 4 Why do people convert to belief in God? Is it rational do so? Graham Oppy is Professor of Philosophy and Associate Dean of Research at Monash University, Australia and a well-known atheist thinker and author. He engages with Guillaume Bignon a Christian philosopher from France whose book ‘Confessions of a French Atheist' tells the story of his adult conversion to Christianity. For bonus content e-book, updates and more shows sign up at  http://www.thebigconversation.show Take our survey! https://survey-star.net/oppy For Graham Oppy: https://research.monash.edu/en/persons/graham-oppy For Guillaume Bignon: https://www.tyndale.com/p/confessions-of-a-french-atheist/9781496443021 The Big Conversation is a video series from Unbelievable? featuring world-class thinkers across the religious and non-religious community. Exploring science, faith, philosophy and what it means to be human. The Big Conversation is produced by Premier in partnership with John Templeton Foundation. • More shows, free eBook & newsletter: https://premierunbelievable.com • For live events: http://www.unbelievable.live • For online learning: https://www.premierunbelievable.com/training-and-events • Support us in the USA: http://www.premierinsight.org/unbelievableshow • Support us in the rest of the world: https://www.premierunbelievable.com/donate

    Do It With Dan
    Ladies - Get Yourself Some “Fabulocity” | Yolanda Drewell

    Do It With Dan

    Play Episode Listen Later Jul 1, 2022 29:27


    It's important to disrupt patterns that aren't serving us. We can't do it in one, overwhelming hit! So we need to adopt a philosophy that drip feeds new, positive energy into our lives. Welcome to “Fabulocity”. Welcome once again Dreamers, to the Do it with Dan Podcast! The place to truly dream with your eyes open. It's time to expand our experience with some more great discussion on the power of the mind in all things. Whether you want to manifest more wealth, emotional abundance or love in your life; this is the podcast for you. This week's guest is Yolanda Drewell. Influenced by her colourful South African roots, Yolanda uses her own unique, flamboyant outfits, language and modalities to model and inspire women to discover and craft expanded and compelling versions of themselves, starting in their wardrobe. Her work and play is centred around the concept of Fabulocity which is a tongue-in-cheek yet profound habit and life philosophy that evolved out of her love for the high vibration and energy of the word 'fabulous'. Please share your stories with me over at dreamwithdan.com. Connect with Yolanda here: Website: www.yolandadrewell.com To subscribe to my YouTube channel, please go here: https://www.youtube.com/channel/UCMdAvGk6xa5fptmdULliJrg Want to manifest money now? Play the 'Money Game' to harness the power of micro-shifting to attract abundance immediately. Get your Ebook for $1. Buy NOW. Do you want inevitable & sustainable financial abundance, based on your own unique 'Money DNA'? Watch our brand new webinar Interested in working with Dan 1-2-1? In collaboration with other highly successful experts, he will help you reach financial freedom in 6 months or less: Apply Here *PLEASE RATE US AND SHARE* Join me on: Facebook Instagram Twitter Music Credit: "The Dreamer", Common Timestamps of interest: 02:00 - Welcome to fabulousness with Yolanda 08:11 - When did Yolanda decide to share her incite with others? 12:45 - How does Yolanda work with others? 18:10 - Building awesome ambassadors of “Fabulocity” 24:50 - What's up next for Yolanda? #wellness #health #fitness #healthylifestyle #selfcare #love #motivation #mentalhealth #healthy #lifestyle #yoga #beauty #healing #mindfulness #selflove #nutrition #healthyliving #meditation #wellbeing #workout #skincare #gym #relax #life #weightloss #fitnessmotivation #inspiration #fit #instagood #bhfyp #mentalhealth #mentalhealthawareness #selfcare #selflove #love #anxiety #mentalhealthmatters #motivation #depression #health #mindfulness #wellness #healing #fitness #life #loveyourself #inspiration #therapy #happiness #positivity #positivevibes #mindset #quotes #meditation #mentalillness #psychology #wellbeing #instagood #covid #bhfyp

    The Second Phase Podcast - Personal Branding & Brand Marketing and Life Strategies for Success for Female Entrepreneurs

    Raising teen girls can have its challenges, but if you know these secrets, you'll not only survive but be able to have a healthy relationship with your daughter. The secrets to raising teen girls are centered around communication. About Colleen O'Grady Colleen is a licensed therapist, coach, and trainer who helps moms reduce drama, reclaim their lives, and dial up the dream with their teen(s) and young adult(s). She has a thriving private practice in Houston, TX, and coaches oms from around the world. After 50,000 hours of working with parents and teens and being a mom in the trenches with her own teenage daughter, she published her award-winning and best-selling book Dial Down the Drama: Reducing Conflict and Reconnecting with Your Teenage Daughter---A Guide for Mothers Everywhere. Her sequel, Dial-Up the Dream: Make Your Daughters Journey to Adulthood the Best for Both of You is also available wherever books are sold. Colleen has shared her message of practical hope with moms worldwide in Parents Magazine, Wall Street Journal Lunch Break, popular parenting podcasts, and on the red carpet at TEDx Wilmington. She is also the host of the Power Your Parenting: Moms with Teens podcast. Colleen started her journey as a youth minister. She was immersed in the world of teens. The teens thought she was a rockstar. She saw the great side of teens through this journey. Once she became a psychotherapist, she began seeing the worst of teens, and the hard stories of teenagers, and she had her own daughter. As she navigated her relationship with her daughter, she started studying neuroscience around our stress response. The human brain is not fully developed until the age of 25. Kids will mature at different rates, but no matter the rate of maturity, they are not able to make great decisions all the time. People often spend a lot of time in the fight, flight, or freeze mode because we don't know how to handle situations, both kids and adults. Staying calm amidst the drama Timing is everything. If your daughter is stressed, hungry, intoxicated, angry, or emotionally flooded, it is not the right time to have a conversation. Likewise, if you are in any of these states, it is not a good idea to have a conversation with your teen daughter. Give space instead of addressing things immediately. The contain the situation and talk later rule for raising teen girls Daughters are hard-wired for drama and are hard-wired to make mistakes. It is not personal when she acts out. It is a normal part of development. Therefore, it is important not to feel like a failure. Giving yourself time to calm yourself down is helpful for having a healthy relationship. Like with everything in life, it is important not to compare your daughter with other girls. Let them be who they are and discover themselves. Likewise, choose the battles versus focusing on the things that don't really matter. Perfectionism and raising teen girls As moms, we feel the need to be the perfect mom, and that our daughters need to be the perfect daughter. If we are feeling this way, we are going to make our daughters feel that we don't care about them, we only care about perfection. Drama kills the relationship. Therefore, it is important to dial down the drama to build a connection. Don't let the drama control the connection with your daughter. Be intentional about connection by dialing down the drama. If there is drama all the time, you will miss out on great moments with your daughter. Instead of being a monitor when raising teen girls, build in focused time to be present Get up, give me your phone, and go to bed, constantly being in this mode is just managing your teen. Take the monitor hat off and commit to being with your daughter for 20 minutes a day. Be the mom who she sees laugh. Be present for her at least 20 minutes a day. When she sees that you aren't always pouncing on her, she will let you in more and more of her life. Robyn emphasized that it is important for your daughter to know that she can come to you with anything and have a conversation about anything, versus them feeling afraid of being judged by us. This demonstrates acceptance of imperfection. When raising teen girls, the best way to discipline your teen is... Colleen suggested that the best way to discipline is in a way that will help your teen grow. If your teen was drinking at a party, ask what skills she needs in these situations. Did she succumb to peer pressure? Is there something else going on? Teach them skills to handle situations versus punishing them out of anger. Powerless and powerful messaging when raising teen girls We can empower our daughters, or we can take the power away depending on how we treat our daughters. An example, it feels selfish to take care of us or to put ourselves last. If we don't take care of ourselves, we are the worse version of mom for our daughters, and this will push them away. It is critical to be self-aware of your own emotions. When raising teen girls, it is important to note that a powerless message in their junior and senior years of high school is to focus more on their end goal for their future than to communicate and be in a relationship with them. There is such an emphasis on future focus and all we can see is the best college, applications, etc. It feels like as moms we must push them over the finish line, and then they'll say thank you. But if for two years we have the future focus, we miss out on the relationship and their well-being. It is best to have a holistic view of success. If your child gets into the ivy league schools but hates their life, that is not success. Make room for connection and pay attention to your daughter's well-being. Don't lose sight of well-being. Don't miss these years. Our children have a sense of pressure, and we don't need to add to that, especially if they already have anxiety. The six keys to healing conversations when raising teen girls Your daughter is not going to come to you and ask for a healing conversation. But, out of the blue, when they are in college, they will come to you and tell you everything that's wrong with you. It is easy to get upset, hurt, and angry. Mother's always get blamed. But when your daughter attacks you, it is really about her, her being stuck in her own life. Clear motive Having a clear motive is important so that you can pause and focus on why your daughter is hurting. Slow it down The second key is slow it down. Your teen will create a story about you and any situation. Slowing it down is saying “hold up, let's go back to “one thing” because there is a lot that you are saying, but let's go back to that one thing and fix that first. Be curious Listening with curiosity is the next step. This means putting judgment aside. Our defensive reaction is” you are so immature”, or “you are so entitled”. Instead, say “so tell me what happened that made you think that I don't care about you, I would love to know about that”. Your curiosity will soften her anger. Then you can have a conversation. Take time This may seem counterintuitive. But instead of having multiple conversations going in one text, have one-topic conversations. And a lot of them. This will prove less overwhelming and result in less anger and overwhelming for both of you. Own our part This applies to high school and middle school. The first place we go to as a mother is to say that is so wrong or so rude. But often times this results in the teen getting more defensive and angrier. Maybe you know that your daughter is 99% wrong, but if you own your part, even if only 1%, it will make it easier for you and a big difference for her. If she says that you are so stressed, or afraid recognize how you are feeling. Respond with “you know when you said I was stressed, I am sorry that I was so intense. You may trigger your daughter to apologize and say she was hard on you too. When we own our own part, our daughters may soften and own their part as well. This may feel like defeat, but it is about healing. A heartfelt apology We can give a really lousy apology like okay, I'm sorry but... A heartfelt apology is when you pray, meditate, and give yourself time to understand it. It takes empathy to see it from her perspective and context. And express this to her and tell her what you are going to do to be more mindful going forward. Don't miss the moments when raising teens When your teen wants to talk or share something, don't let the moments go by without engaging with her. When you stop and listen, you will create amazing memories. Learn more about Colleen O'Grady and connect with her:   Website for Colleen O'Grady Dial Down the Drama Book Dial-Up the Dream Book Facebook Instagram LinkedIn Power Your Parenting: Moms with Teens Podcast If you or your teen are experiencing anxiety, download my free eBook on Alleviating Anxiety by Developing Health Habits for a Healthy Mind.

    Awaken Your Inner Awesomeness with Melissa Oatman-A daily dose of spirituality and self improvement

    Donna Tashjian is a life master coach, speaker, and she is the creator of the podcast "You Were Designed for Greatness." She helps people turn their baggage into luggage. Today she talks to us about how to put some awesome back into your life. She gives us some pratical tips for getting unstuck and living a life of greatness. Contact Donna: https://www.ivibrantliving.com/ Contact me: Purchase show merchandise https://awaken-your-inner-awesomeness.creator-spring.com/ Join my Patreon: https://www.patreon.com/moatman?fan_landing=true https://melissaoatman.com melissaoatman77@gmail 636-748-4943   Download my free eBook on Manifesting  https://mailchi.mp/240e02dfadcf/ebook Download my free checklist Habits of Highly Successful People https://mailchi.mp/b8078533248a/habits-of-highly-successful-people    Join my monthly membership:  https://www.melissaoatman.com/magical-mo   Free Heart Chakra Healing Guided Meditation https://www.melissaoatman.com/landing-page   Purchase my book Beautifully Broken: https://www.audiobooks.com/audiobook/beautifully-broken-the-spiritual-womans-guide-to-thriving-not-simply-surviving-after-a-breakup-or-divorce/459896   https://www.barnesandnoble.com/w/beautifully-broken-melissa-oatman/1136174371?ean=9781989579060 https://www.amazon.com/Beautifully-Broken-Spiritual-Thriving-Surviving/dp/198957906X https://www.goodreads.com/book/show/50977070-beautifully-broken   Purchase my book Mindfulness Matters   https://www.amazon.com/dp/B08HDSKGGH/ref=sr_1_2?dchild=1&keywords=melissa+oatman&qid=1599159677&sr=8-2   Follow me on social media:   https://www.facebook.com/groups/awakenyourhearttopurpose/ https://www.facebook.com/reikiwithlissa/  http://www.instagram.com/melissaoatman222 https://www.youtube.com/channel/UCQPtU9hPeEWjbHr62LxuEXA  https://www.twitter.com/MelissaOatman   Donations are not necessary, however, if you feel inclined to donate to my channel through Venmo or PayPal, your energetic gifts are very much appreciated! Venmo @Melissa-Ann-161 PayPal: melissaoatman77@gmail.com  

    SelfWork with Dr. Margaret Rutherford | Mental Health | Depression | Perfectly Hidden Depression | Anxiety | Therapy
    290 SelfWork: Relentless Courage: A Conversation with Doc Shauna Springer and Veteran Police Officer Michael Sugrue

    SelfWork with Dr. Margaret Rutherford | Mental Health | Depression | Perfectly Hidden Depression | Anxiety | Therapy

    Play Episode Listen Later Jul 1, 2022 55:41


    Trigger Warning: Suicide and Violence You may not know that suicide kills more first responders each year than die in the line of duty. This is one of many things that need to change. This book, Relentless Courage, was written with this fact in mind. It's co-authored by Doc Shauna Springer and Michael Sugrue, formerly a member of an elite Air Force squad and a veteran police officer It was only during his police experience and after that Michael was pummeled by the incessant nightmares and flashbacks of PTSD, post-traumatic stress disorder.  Relentless Courage tells his story so that other first responders can know they are not alone in their mental and emotional struggle. Doc Springer and Michael also want you to know that this story and its powerful message has nothing to do with choosing “sides” - or the belief that you either side with the police or with the protestors. That does not need to be. Instead, there can be compassion for all – so that solutions – ideas for positive change – can emerge from compassion for all.. In fact, their efforts are trying to help those of us who aren't first responders to feel – to recognize – the trauma that those that serve face every day. And to build into the police culture that their personal trauma and injury needs to be recognized – so that there can be support while they're serving as police. If you have trauma or violence in your past, please listen with caution. Yet I offer this episode for this patriotic weekend – as we all move forward to understand the pain of all trauma - and strive for compassion and understanding, instead of distrust and disdain. And if you are or know a first responder, this might be the episode they most need to hear. BetterHelp is the proud sponsor of this episode, and is readily available to help anyone and everyone who needs it. Important Links: BetterHelp, the #1 online therapy provider, has a special offer for you now! You can hear more about this and many other topics by listening to my podcast, SelfWork with Dr. Margaret Rutherford. Subscribe to my website and receive my weekly newsletter including a blog post and podcast! If you'd like to join my FaceBook closed group, then click here and answer the membership questions! Welcome! My book entitled Perfectly Hidden Depression has been published and you can order here! Its message is specifically for those with a struggle with strong perfectionism which acts to mask underlying emotional pain. But the many self-help techniques described can be used by everyone who chooses to begin to address emotions long hidden away that are clouding and sabotaging your current life. And it's available in paperback, eBook or as an audiobook! And there's another way to send me a message! You can record by clicking below and ask your question or make a comment. You'll have 90 seconds to do so and that time goes quickly. By recording, you're giving SelfWork (and me) permission to use your voice on the podcast. I'll look forward to hearing from you!  

    The 10 Minute Jazz Lesson Podcast
    Episode 318: Practical Jazz Theory Part 3

    The 10 Minute Jazz Lesson Podcast

    Play Episode Listen Later Jul 1, 2022 13:48


    This week we are going to continue talking about cadences but focus on a unique way to practice your authentic cadences. We'll be looking at the diatonic chords from a major scale and working on cadences that lead into each of the seven. Shout out to Jens Larsen for this idea! WANT THE PDF THAT GOES ALONG WITH THIS EPISODE?? Head over to our Patreon page and when you donate $3 or more a month you get this PDF and every other. We will also be bringing you many extras exclusively to our patrons including transcriptions and a FREE gift  of our latest Ebook, The Diatonic Method. We hope that we bring you value every week here at the 10 Minute Jazz Lesson and we appreciate all of your support!

    Master Your Magnetism with Helena Hart
    How To Stop Walking On Eggshells (And What To Say Instead To Get Your Needs Met)

    Master Your Magnetism with Helena Hart

    Play Episode Listen Later Jun 30, 2022 44:51


    Learn how to stop walking on eggshells with everyone in your life PLUS what to say instead to get your needs met (especially in romantic relationships) in this live broadcast with Rori Raye. Join Rori's Feminine Energy Workshop and get personalized help from her coaches here (you'll get access to the replay and course materials, even if you can't make it live): https://roriraye.ontraport.com/t?orid=11853&opid=43 Here's where you can learn more about Rori's "Bring Him Close" Private Coaching Program: http://roriraye.ontraport.com/t?orid=11853&opid=21 Learn more about Rori's Relationship Coach Training here (you can also email me at helenahartcoaching@gmail.com if you have any questions about my experience with it!): https://www.coachrori.com/be-a-rori-raye-relationship-coach/?orid=11853&opid=17 Join Rori's Siren Island Coaching Group here: http://roriraye.ontraport.com/t?orid=11853&opid=20 Visit Rori's website here: https://roriraye.ontraport.com/t?orid=11853&opid=7 If you'd like to attend my podcast recordings LIVE and get your personal questions answered, download the Bullhorn podcast app from the App Store or Google Play here (it's 100% FREE!): http://onelink.to/gw2bn8 Once you've downloaded the Bullhorn app, search for and FOLLOW my "Master Your Magnetism" podcast to get notified when I go live. Looking forward to connecting with you and talking to you personally!

    The Remote Real Estate Investor
    How much time and money can an investment mentor save you?

    The Remote Real Estate Investor

    Play Episode Listen Later Jun 30, 2022 34:25


    Rich Fettke has a passion for helping people improve their businesses, grow their wealth, and live more fulfilling lives. He is the author of The Wise Investor, Extreme Success, and the audio program Momentum. Rich is also a co-founder of RealWealth®. Since 2003, the company has helped over 60,000 members improve their financial intelligence and acquire cash-flowing income properties — so they can live life on their own terms. As a licensed real estate broker and an active investor, Rich was selected as a Rich Dad Author for his expertise as a Wealth Mindset Expert.   The real estate industry is not easy for everyone to jump into. If you have just gotten your real estate license and feel you need extra support before getting your feet wet, or if you are an experienced agent looking to take it to the next level, you may decide to get a real estate coach. Rich who is a coaching mentor and investor will discuss the value of having a coach and mentor and what you can expect to find in his new book.   Episode Links: https://realwealth.com/ https://realwealth.com/the-wise-investor-book/ --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: Hey, everyone, welcome to another episode of the Remote Real Estate Investor. I'm Michael Albaum and today I'm joined by Rich Fettke, who is an author, investor, coaching mentor, surfer, among many other things, and Rich is going to be talking to us today about some of the mistakes he seen investors make the value of having a coach and mentor as well as what you can expect to find in his book, which is soon to be released. So let's get into it.   Rich, what's going on, man? Welcome to the Remote Real Estate Investor. Thanks for hanging out with me.   Rich: Good to be here. Great hanging out with you.   Michael: Super excited. So before we hit record here, you and I were chatting a little bit about some sports where you both share in common, but I would love if you could give our listeners a little bit of insight into who you are, where you come from and what it is that you're doing in real estate today.   Rich: Sure, absolutely. My name is Rich Fettke and yeah, interesting. The way we got into real estate investing, I'm an I'm an investor and my wife and I also have a company that helps investors but that was what really got us into it was despair. It was about it was exactly 20 years ago, I was on top of my game, I had a book deal, just signed with Simon and Schuster. I was a business and personal coach had a thriving coaching practice, I was giving keynote speeches all over the country. It was like I was just crushing it and I felt so good. I was 37 years old and then I was diagnosed with melanoma, which is an advanced skin cancer but that's not the biggest deal is that they thought it spread to my liver.   So they had me do a CT scan and ultrasound and it kept showing these masses on my liver and so I met with an oncologist and he said, you know, it looks like you got about six months to live and we had a 10 year old daughter. Yeah, it just rocked my world, I had a 10 year old daughter, a three year old daughter. My wife is amazing but she was a stay at home mom and so she was freaking in the sense of what am I going to do financially if Rich dies and so she started to she had a as a coach, we were doing things together, she was also a trained coach and so she had this small radio station in San Francisco that she used to do a radio show on about all areas of life being your best self and personal development and all and she said I gotta figure this out. So she started to help people on that were financially successful, and was interviewing them about how do they create wealth and how do they create financial success and most of them turned out to be real estate investors. No surprise, so she came home all excited. One of them was a mortgage broker and he said, if you get your license, you can come become a mortgage broker. This is about 2003. So you know, things were still the mortgage world is pretty easy back then. So she went and did that. In the meantime, we figured out I had a PET scan, which is the most advanced scan for cancer, and it showed me cancer free. So it was just it was a false diagnosis. It was just hemangiomas little clusters of blood vessels on my liver but that was enough for me to go for those three months of not knowing if I was going to be alive, it was enough to give us the kick in the butt to get out and, and make things happen. So Kathy, and I see after that after I was healed, we started to invest together. We bought a bunch of properties in the Dallas, Texas area and it just took off from there and then Kathy started to help other investors with their mortgages. We had a bunch of friends and family saying, tell us how are you doing this? We you know, how are you doing this out of state investing and so we started we formed a group that we thought would be just a small group of family and friends and people that listen to the radio show. We thought it'd be a couple 100 people and today it's over 64,000 members now at real wealth that we're helping invest.   Michael: It's pretty amazing. Richard, good for you guys, so I I'm curious in your coaching business before you got diagnosed, did you ever come across real estate investors?   Rich: That I coached? Yes. Yeah and my mindset was, I want to invest in real estate someday when I have enough money and so and I was thinking I needed, you know, several $100,000 you know, to buy that first rental property or first investment, not realizing the power of leverage and how much banks love to lend money on real estate and so that was that was the eye opener for us.   Michael: Okay, I love it and what made you go remote? I mean, you're in California and your wife live in in San Francisco. Why did you pick to invest outside California?   Rich: Actually Robert Kiyosaki. It was she because Kathy was on the San Francisco radio station she was and it got bigger and bigger or she was able to attract some pretty big names and then this guy who had just written a book called Rich Dad, Poor Dad, not long before that, and he had this cashflow game that he was promoting and we had a friend who was his distributor for crypto cash flow game back in the day and so he was on the radio show, and he warned Kathy's listeners to sell their overpriced California properties and to invest in Texas and so we took his advice. Not we didn't sell all our expensive property, sadly, because 2008 crushed us with our California properties but it was, you know, he just saying for cash flow and what's going to happen, he was currently kind of calling out what was going to happen in 2008-2007. That's what sent us out of state.   Michael: Love it. So you also recently have written a book, haven't you?   Rich: Yeah, I just finished my second book. 20 years later, well, I have an audio program back then, too but yeah, it took me 20 years to write my second book and it's called the wise investor and it's a lot different than my first book that was mostly coaching focused. It was a nonfiction, basically a personal development book and this book is a modern parable. So it's story forum, and it tells a story of creating financial freedom and but also living your best life.   Michael: That's awesome and why did you decide to write it?   Rich: Interesting process, you know, I've had my own coach, to walk the talk to over the last 25 years now, I started coaching 25 years ago, and this coach that I that I still talk to every week, or every other week, now, he kept kind of he had read my first book, so he's always kind of knocking on me saying, when are you going to write your next book? When are you going to write your next book and I was like, I'm too busy running this company, you know, we have 27 employees and but then what we did is we applied story branding to our company. Are you familiar with that story branding?   It's a guy named Don Miller. He wrote a book called Building a story brand and it's all about basically telling the hero's journey, Joseph Campbell's work, using the hero's journey, just like great movies, do great books do weaving a story where your customer is the hero, and you are the guide. So the company is the guide, you help your customers and so we changed everything on our marketing around that, and how we served our members as being the heroes and I just got into this whole storytelling thing. I'm like, this is fascinating the structure of how to write a story, a compelling story that engages people that elicits an emotional change all that and so one day when in a coaching session, I said, you know, if I was going to write a book, I'd probably tell a story and then he heard that and you just like, What do you mean, tell me more and then that was the spark. So then then I get obsessed with it and I'm like, I could write a parable about what I've learned over the last 20 years as an investor, what I've learned in the last 25 years as a coach, yeah, and kind of weave them together into a story.   Michael: How cool and without giving away too much of the book. I mean, what could people what should people expect to find when they when they get a copy?   Rich: Basically, it's about this family, man, his name is Ryan Brooks and he's like a hard worker. He's got a wife, he's got a couple kids, and he's making a decent six figure income maxing out his 401k but he has no time for his wife or his kids or even his life and he's not investing. He's basically what we call today, Henry, right? A high earner, not rich yet. So he's…   Michael: I love it.   Rich: Yeah, they're out there does a lot of people you know, especially in California, where I'm based, and that make a lot of money, make a good income, but they're not rich, they're not wealthy, and they're not investing their money. They're spending it on things and so this guy is, is in that same trap. So he just starts to learn from he meets this new friend and mentor, who takes him out on adventures. Of course, it takes him out climbing takes him out mountain biking in in the sessions, when they're having fun together. He teaches him about investing about how wealthy people think, how rich people operate, and how and how poor people operate and think and he really goes over the difference between, you know, truly wealthy people, and people with a lot of money. He even says, you know, I know some people who are so poor, all they have is money and I see that in Malibu, you know, where I live there's a lot of has a lot of money and some of the people are really stoked and really happy and getting the most out of life and investing their money at some of the people are grumpy and miserable and, you know, that's rich in money but not in life.   So there's a lot of lessons about helping Ryan Brooks and his mentor walks them through this on how to invest how to how to really look at life through a different lens. One of my favorite things a mentor says to his mentor is about assets and he just kind of puts it in a different frame. He's like, you know, assets is are anything that will provide you income, or better health or happiness or two time and liability is anything that detracts from your income, or your health or your happiness or your time. So it's kind of a cool that type of perspective is this mentor is like, he's the me I hope to be in the future. He's that in that wise investor who's you know, he's got it all together, he's got this sage advice. He's very stoic, but he shares these lessons. So it covers the journey of five years of when they first met, and Ryan Brooks is struggling and just doesn't know what to do and it shows five years later, what happens and how he becomes wealthy in more ways than just money. I love it in money, too.   Michael: I love it. I love it enrich. Where can people find the book?   Rich: It's on Amazon, all major booksellers, published through Rich Dad advisors. So Robert Kiyosaki wrote the foreword for me, which I'm very grateful for… Come full, full circle, right.   Michael: Totally.   Rich: Yeah. So it's on Amazon. It's called the wise investor. Subtitle is a modern parable about creating financial freedom and living your best life. I got the cover right here. So it's out on eBook. This is what the cover looks like. Perfect. So it's out on eBook. But the printed version, the hardcover and the audio book won't be out until August and it's because of just like real estate supply chain issues. There's not enough paper at the printers, so it's a long wait six, seven months now to get a book printed.   Michael: Holy smokes…   Rich: Isn't it wild?   Michael: Yeah, okay. Well, I'm interested, get your order in now, because it might be a while.   Rich: Right, yeah. So hopefully it all comes out in August. Hopefully it comes out earlier in August but yeah, and the audio book was, that was a fun challenge for me. Big goal, because, you know, it's a story and there's 10 different characters, females, older people, young kids, so I had to become, I had to learn some voice acting skills over the period of a couple of months and really practice it. Oh, how can I think I pulled it off, we'll see how the reviews are.   Michael: Right on. That's great. Well, Rich, I'm curious to get your opinion on something because you're a coach, I will also work as a coach and there are folks out there that say you can take the horse to water, but you can't make him drink and so thinking about kind of the Henry's out there, and I think a lot of our listeners might find themselves in this boat, too. They have friends, family, folks around them that don't get real estate investing, right? I have a six figure job, I got a great job, why would I bother investing, I can make more money at my job. So what do you say to all those people and really, how do you position investing in general or real estate investing specifically to the people that think they haven't really good as things stand?   Rich: Yeah, I mean, first of all, you know, as a coach, I'm going to help point out what is good first, you know, this is the way I coach, the gratefulness piece and, you know, it's like, well, you know, be stoked on that six figure job, or whatever it is and it's about creating freedom and so many people don't have that freedom and that's what the Henry's don't have. If they have a short runway, if they stopped if they lost their job, which we've seen happen, they don't have many months left of cash flow, to be able to live their lifestyle, or any type of lifestyle. So that's the biggest thing would be that, do you want to create freedom for yourself, and not have the stress of losing your job, or wanting to move to a different job, if you're not loving what you're doing, a lot of people stay trapped, struggling, just trapped in their jobs, because it's like, this is my income, this is the way this is what I need to make ends meet. So that's the biggest thing, it's really about having your money, make money, so you can create freedom in the future freedom of time and everything. I think that's the biggest one and then so then flipping on the other side, there's something too about America, in the world that we are preprogrammed.   When we think invest, we think stock market and you know, I have nothing against it and Kathy and I are and my wife and I are invested in the stock market, but our major focus and the big aha, back through that story is, you know, we were doing that we were contributing to our IRAs and, you know, doing everything we were supposed to do investing in the stock market. But when we learned about leverage the power of leverage and how you can like 5x your money, just through the power of leverage. I mean, that's a standout and that's one of the lessons the mentor goes over in the book. He, he has Ryan compared to say, say you have $200,000 to invest and you invest 200,000, and gold, you put 200,000 and you buy, you buy maybe 400,000 in the stock market on that, you just leverage it and then you invest that same amount into real estate and then he kind of plays it out over five years, and over 10 years, sorry. So he's like 10 years later, and he said, so how much would the gold be worth at the same appreciation that's gold has been at and they look at that outcome and he said, oh, now let's look at your stocks and he looks at that. It's like good, he's got a decent return. Another investment, you know, he's got home and he's like, almost tripled his money but then the real estate, he looks at it, and he's 5x his money and more and then he's like, and that doesn't include the cash flow. It doesn't appreciate all the depreciation write offs and the tax benefits. So it's kind of like an eye opener to be like, oh, wait a minute. Now I see the, you know that the angels sing about investing in real estate and all those amazing, amazing benefits.   Michael: Totally, totally. Yeah, that makes that makes complete sense and curious, rich to get your thoughts on when looking for a coach because I think that that's something that some people have trouble wrapping their head around, it's like, oh, I you know, I don't have a coach in life and so I would never be inclined to go get a coach or pay for coaching and so if people are inclined to do so if people are okay, accepting that, what are some things they should be looking for when selecting a coach, or a mentor or whatever, you'd have someone to help walk them through their journey?   Rich: Yeah and that's a great question. It's like, I'd actually like to start step back a little bit, because you said what if they want to coach I would even go as far as there's a lot of people that I meet who say, Why do I need a coach, you know, I can hold myself accountable. I, I know how to set goals. I know how to go after what I want and everything in so why would I… Yeah, like you said, Why would I even pay someone or do anything like that and it's, you know, it's that age old metaphor or an analogy of an Olympic athlete, right? Did they get to the Olympics without a coach? No, you need someone to point things out. So for me, I know the power of coaching has been incredibly amazing because I have a coach to basically hold up the mirror to ask me the questions that I'm not asking myself, to help me look at myself and be like, you know, asking those tough questions. How are you operating? Are you being your best self? Are you, where are you getting in your own way? What's that inner Gremlin in your head saying to you? What's your limiting beliefs and what are you going to do here, what and look at new perspectives, new ideas. So there's a power in that, that it's called, I'm certified in CO active coaching, which is two people, you know, when you come together, you come up with ideas that you neither would have thought about their own? So that's another powerful piece of coaching. So that's, that's the first part of my answer and then the second part is, when you're looking for a coach, I think it's really what you're looking for.   So are you looking for a mentor, which is I think, different than a coach, a mentor has kind of been there, done that, just like the mentor, and in the book I wrote, he's been there and done that. So he can say, if you just do what I did, you will be where I am, which is awesome, and very valuable and that's a mentor and I think some people are looking for training and consulting, where they sign up for a coaching program. But it's more about teaching to learn a specific skill and that's very valuable to so and then the third one would be looking for a coach who's more like that coactive approach where it's someone who I first shared, and what I've gotten from coaching is someone to ask the most powerful questions, someone who's intuitive, someone who can really help you shift your mindset and be your best self and operate at your best self. So that would be a another type of coach or a peer coach in my eyes and sometimes it comes together, you know, I'll say to my clients, do you mind if I throw on my consulting hat right now or my mentoring hat? So they know that I'm stepping out of that coat peer coaching role and be like, you know, I've invested in real estate for a while I can give you some advice here, I'm not going to have you, you know, go and search it and try to learn it elsewhere when I've got it right here, and I can share it with you. So I think that's it, it's like looking for what is it that you want? What are you looking for and that would be the first thing and when I was interviewing for a coach and looking for I've had several coaches over the past 25 years, when I interview a coach, I'm always coming from the place of like, what's the vibe? What's it feel like to be coached by this person?   Do they? Do they ask powerful questions? Are they really hearing me and are they into my vision? You know, I think the biggest thing would be connecting with that coach, and really, really noticing, like, is this coach, really seeing my vision? Do they really get me who I am and what I want what's going to help me be fulfilled in my life, and in my career, and it's just a sense thing. So you can get that sometimes you you're talking to a coach, it's like, oh, this guy's or gals just coaching for the money, you know, just looking for another client. Sometimes you talk to a coach, it's like, wow, this person is really like, wants to coach me on their ideal client and so you can sense that   Michael: Interesting and how should people be thinking about it for themselves? If maybe they're not sure if someone is just getting started out in this journey, they know they want to invest in real estate, that's the goal but they don't know how to approach it to the to coaching and mentoring a consultant. I mean, what are some questions that they could be asking or things they could be thinking about, as they're starting?   Rich: That process gets great, I mean, experience, I would ask for experience and you know, I think it's great, you can find you can definitely find a coach, you know, or whatever they call themselves. They might call themselves a mentor, but it's like asking those questions. and talking to that person, just you know. So here are some of my goals. I know that you invest in real estate, can you tell me about your real estate background? What's your investment, investment philosophy? What have you invested in and I would even ask the coach, you know, what's been your biggest challenge your biggest failure as a real estate investor, you know, get see how vulnerable and real they are and if they're willing to, you know, to share that, and what's been your biggest, you know, what's been your biggest win as a real estate investor and what's your greatest strength? So I would ask some of those questions of a coach and then also like, what's, where do you I mean, real estate investing so broad, right and so it's like, what do you specialize in? What do you know best? When it comes to real estate investing?   Michael: Yeah, I love that. You mentioned tell me your biggest failure, biggest flop. I had a mentor back in the day, and he said, I don't trust anybody without a limp. Yeah, because like the people that have only had successes don't know how to do save no right to ship when things go sideways, and they will go sideways.   Rich: They will, they will. Yeah, I know that people who got into real estate in 2010-2015, who are just, you know, knock it out of the park, and they think they're, you know, superheroes. Sometimes I'm like, oh, careful, careful   Michael: We are all superheroes in this, you know, the last decade.   Rich: Exactly. Yeah, yeah.   Michael: So Rich, talk to us a little bit about what you've seen. Some of your coaching students or mentees get right and what have they gotten wrong because you really we have the beauty of hindsight now…   Rich: When it comes to investing, specifically?   Michael: When it comes to investing specifically…   Rich: Yeah, wrong and it's the same mistakes that Kathy and I made too. And it's that you try to talk people out of it and it's like buying an overpriced property in a non-landlord friendly state that is maybe slightly negative cashflow, or just breakeven, and they're looking at and say, but look at how this is appreciating in five years, it's going to be worth this much and it's like, no, so honestly, that's the biggest mistake I can see and I can see it in single family all the way up to multifamily. You know, just speaking at these conferences and meeting with a lot of people are doing multifamily. They think they're superheroes. They're doing this short term, short term lending short term loans, and bridge loans and really dangerous stuff at this time in the market because it's what's worked in the past and they think that they just like, Well, yeah, it's like, I know, this is a I know, it's only a you know, 2% cap rate, but that's okay because, yeah, just a one in three years… Yeah, exactly, so there's something there's something about, there's something about that. Yeah, it's just it's fundamentals, I think that's what it is, is comes down to investing fundamentals and that's what we preach at our company. It's how we help our investors, it's just really coming back to the fundamentals. Make sure you're doing it right.   Michael: Yeah, that makes sense and what about the other side of that coin for the folks that you've really just seen knock it out of the park? What are they doing and you can't say the fundamentals, you have to pick a different answer go?   Rich: That's great. I love that. Agreed, yeah, what value is that? Really, it's the people who, what I've seen, it's the people who take the long term game plan to the boring investors, the ones who are not trying to do this rapid growth, and trying to 10x their portfolio or 20, exit, or whatever it is. So it's keeping that long term perspective and just, you know, making sure that you can control the properties through any type of downturn and so the lessons learned that that, you know, being going through the whole recession, the Great Recession, and the whole mortgage meltdown, and all that big lessons came from that and so that it's the people who take out long term, continuously reinvesting to so it's like, you start this small, small portfolio, whether it's passive or active, and then you just start expanding and expanding and expanding it and I would say, it's the people who focus on the overall cash flow, not just I mean, brink weaving into appreciation, but looking at it, like five years from now, this is what my portfolio will most likely be doing based on everything, even if there's a recession, or whatever and then looking out 10 years and looking at it 15 years.   So it's that big picture and then reinvesting. The opposite of that would be someone who's I have some friends who were only flipping, so very transactional, and they had to find the properties either flip it and that's where their income was coming through into constantly flipping it and they adjusted the wise ones and the smart ones adjusted and switch to the bur stead strategy and so they started to find these properties, fix them up, but then they would hold them and rent them out and now they're the ones that have amassed a good amount of wealth, whereas the other people who are flipping are still in the transaction game.   Michael: Yeah. Ah, that makes sense, that makes sense. Okay. We've had a pretty good debate on the show over episodes about something called an alligator, which I don't know if you know Michael Zuber at all he's an author of one rental at a time. He's a good friend of the podcast, but in his definition alligators any property, that's negative cashflow, you have to feed it every month to keep continue owning it. So as you're talking about big picture, are you okay? If you say for instance, take out a cash out refinance a property to make that property a go negative, but to buy property B and now your global cumulative cash flow is greater than that a property a alone.   Rich: I'm in the camp of no, don't, do not no, no negative cashflow and negative cash flow and I'll be completely honest and transparent that the house at Kathy and I were in in Malibu before this, we bought it, we fix it up, we bought it for $747,000 in Malibu, which is rare, hard to find, it's like unheard of. Yeah, it was like it was a one bedroom, one bath built in 1927 and we had to completely gutted it and rehab and we put about 300,000 into it and then we didn't get permits. So we got busted in that process and now there's still a lien on title from LA county building department and so we can't sell that place and we can't even get a refi until we get those liens off title and get it all permanent everything which is a, that's a whole different stories…   Michael: Trying to get us to do an entire podcast series…     Rich: Coastal Commission and all that stuff. So oh my gosh, so we have a tenant in there and it's slightly cash negative cash flow. So that's like 150 to 200 a month negative cash flow.   So being completely honest, we do have a negative cash flow, it drives me crazy and that house has gone up probably $400,000 over the last couple of years in value. So we could look at it that way. But we can beyond that everything that we hold is positive cash flow, even if it's just like $100 a month positive. That's fine and if we're going to do a cash out refi we make sure that it's appreciated enough where we can do that cash out refi and not have the loan payment, PTI go over what we're gonna get for rental income.   Michael: Yeah, makes sense. Well, I appreciate you sharing the misstep and the vulnerability here on the show but it wasn't intentional, that was just a series of consequences. That hadn't be negative. You wouldn't you would intentionally do that.   Rich: Yeah, we did bring it on ourselves and but yeah, wasn't intentional. We didn't want to get caught.   Michael: I've played that game before, too. It's a risky one.   Rich: It is. Yeah, so you're always looking out the window and yeah…   Michael: Who is coming in, roday gonna be the day get caught o maybe tomorrow?   Rich: Exactly. When we were almost done. We were building the final deck in the back and all of a sudden, this building inspector shows I'm investigating you because one of your neighbors called…   Michael: I was gonna say but it's probably one of your neighbors.   Rich: Yeah, because it would make the cut and concrete and it was so loud or for the whole week. I think it just drove this neighbor crazy and so it is what it is.   Michael: As soon as a quick aside one of the other hosts on the show with me, Tom he, one of his neighbors called on him he was adding an offer a small prefab office in the backyard of his property. neighbor called he gets in trouble. Same thing didn't pull permits. So now he's going through that whole rigmarole. But the funny part is the neighbor that called Tom found out that their fence is on Tom's property, it's on the wrong side of the property. He's like, thanks for calling and alerting me to that little fact.   Michael: Unbelievable.   Rich: So he's, he's playing that game. How do I how do I want to you know, play my next hand?   Rich: The revenge game…   Michael: That's it, that's it, best served cold on ice. Okay, Rich. Let's wrap up here. I'm curious to get your thoughts. We are in this very unique time in our economy in our market in this country and I'm just curious to kind of get your thoughts on what are you doing, personally as an investor and what are you doing in your business and what are you telling your students to do, as well?   Rich: Absolutely, yeah. I have the benefit of being married to Kathy Fettke, who has been around for a while she's on the on the market podcast on Bigger Pockets and so she's constantly doing her market updates every year, she does predictions and has done that for the last 15 years and then at the every quarter, she doesn't investor update and at the end of the year, she puts herself on the line says okay, here's what I predicted back in January. Let's see how accurate I am and yeah, and she's been really good. She's like almost 95% on her predictions, which is awesome. So I just listened to her. You know, she's always interviewing experts and she's connected with like John Chang from Marcus and Millichap and so many just, you know, experts, as I said, with Kiyosaki and all that. So what she's saying I'll just speak, you know, because I get to hear through her office door when she's doing all her interviews and everything she think He said interest rates are not going to go up that much more, maybe even dip a tiny bit for mortgages, and then maybe level off.   But even though the Feds gonna keep raising the rate, the lender and great mortgage rates can't kind of withstand that going up too much. So she thinks mortgage rates are going to hold around where they are and then there's such a glut in such a need for properties and not enough inventory. It's like a whole different world than 2008-2009. So yeah, I think we're, it's estimates are between three and 5 million homes shy right now, for housing units. So inventory still low and also, there's that whole thing where people are locked into these amazing interest rates, so they don't want to sell. So they just, it doesn't make sense to sell something and when you got a 3% mortgage or lower and go into a higher mortgage, so the real estate is gonna hold strong is what she's predicting, it's even going to increase a little bit rents are even going to increase a little bit surprisingly, even with, with the economy and inflation, rents are still gonna go up a little bit, that's her prediction and then a recession will hit well, most likely, sometime around late 2023, early 2024 but it will be a mild one, just kind of more of a correction that that's needed.   Michael: Okay. Okay and does either her or you think that there will be any kind of pullback in demand as folks go back into the office or are we going to be seeing remote work kind of indefinitely, which I think was a big driver of that single family rental demand?   Rich: Yeah, that's a big one. Yeah and the cool thing is like, we have teams that are like the boots on the ground. So there's different 15 different property teams in our company that find properties and so and we just did a mastermind with them in Tampa, Florida and we spent two days and we really talked about all this exact same stuff. So it's, it's something around not like a big hit on it. There still will be some availability, but not much different than if you look at today's current market right now is not going to be a lot different than that over the next year and a half.   Michael: So for instance, we don't expect there to be much pullback in terms of demand. Dude, because we're expecting people to continue remote working basically…   Rich: There's definitely a return to the office. There's there are definitely companies that are saying no, it's time to come back now that we want to look over your shoulder, we want to hold you accountable and all that stuff. It's so funny, because it's like the surfing lineups are getting a little bit lighter thinning. So funny. Go Oh, it's like why are so many people surfing? Oh, they're supposed to be orange. They think they're working. Their bosses think they're at work right now. Yeah. So I'm seeing a pullback there. So that's my gauge.   Michael: So funny.   Rich: Yeah, but not as much. There's definitely, with so many people how they've learned to use Zoom and GoTo Meeting and being remote and all that stuff. It's we're in a new world, there's no doubt about it. So I think there's going to be a slight pullback on buyers and transactions and all that. As far as the rate, but it's still not going to it's not going to drop to like dismal levels.   Michael: Okay, sweet. Well, we will definitely have to stay in touch and see how you do how you and your wife do on those percentages. Rich, this has been so much fun, man. Thank you again, if people want to learn more about you want to learn more about real wealth, where can they do that?   Rich: For the book? Like I said, it's on Amazon or if people want to learn more, before they buy it, just go to https://realwealth.com/the-wise-investor-book/  and then our website is just simple, real wealth: https://realwealth.com/   Michael: Perfect. Alright, thank you again and I'm sure we'll be chatting soon.   Rich: All right, man. Thank you, it was fun.   Michael: All right, everyone a big thank you to Rich for coming on. Super, super insightful. I know I learned a ton as a coach myself in what to look for in a coach and mentor going forward as well. So as always, thank you so much for listening, and we look forward to seeing the next one. Happy investing…

    The Real Truth About Health Free 17 Day Live Online Conference Podcast
    No Wifi Is The Way To Go And With Regard To Our Children, Wired Is 110% What We Should Be Using - Lloyd Burrell - Interview

    The Real Truth About Health Free 17 Day Live Online Conference Podcast

    Play Episode Listen Later Jun 30, 2022 6:44


    No Wifi Is The Way To Go And With Regard To Our Children, Wired Is 110% What We Should Be Using - Lloyd Burrell - Interview Lloyd Burrell • https://www.electricsense.com/• Book - EMF Practical Guide: The Simple Science of Protecting Yourself, Healing Chronic Inflammation, and Living a Naturally Healthy Life in our Toxic Electromagnetic WorldLloyd Burrell is founder of the website ElectricSense.com and creator of the EMF Health Summit which introduced EMFs to an audience of over 200,000 people. He is a regular speaker at international on-line events, podcasts, radio shows and hosts his own bi-monthly EMF-Health podcast. He is the author of two eBooks on EMFs, his latest book EMF Practical Guide is available on Amazon and in all good bookshops. https://www.electricsense.com #LloydBurrell #TheRealTruthAboutHealth  #EMF #ElectromagneticFields #EMFRadiation CLICK HERE - To Checkout Our MEMBERSHIP CLUB: http://www.realtruthtalks.com  • Social Media ChannelsFacebook: https://www.facebook.com/TRTAHConferenceInstagram : https://www.instagram.com/therealtruthabouthealth/ Twitter: https://twitter.com/RTAHealth Linkedin: https://www.linkedin.com/company/the-real-truth-about-health-conference/ Youtube: https://www.youtube.com/c/TheRealTruthAboutHealth    • Check out our Podcasts  Visit us on Apple Podcast and Itunes search:  The Real Truth About Health Free 17 Day Live Online Conference Podcast Amazon: https://music.amazon.com/podcasts/23a037be-99dd-4099-b9e0-1cad50774b5a/real-truth-about-health-live-online-conference-podcastSpotify: https://open.spotify.com/show/0RZbS2BafJIEzHYyThm83J Google:https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkcy5zaW1wbGVjYXN0LmNvbS8yM0ZqRWNTMg%3D%3DStitcher: https://www.stitcher.com/podcast/real-truth-about-health-live-online-conference-podcastAudacy: https://go.audacy.com/partner-podcast-listen-real-truth-about-health-live-online-conference-podcastiHeartRadio: https://www.iheart.com/podcast/269-real-truth-about-health-li-85932821/ Deezer: https://www.deezer.com/us/show/2867272 Reason: https://reason.fm/podcast/real-truth-about-health-live-online-conference-podcast • Other Video ChannelsYoutube:https://www.youtube.com/c/TheRealTruthAboutHealthVimeo:https://vimeo.com/channels/1733189Rumble:  https://rumble.com/c/c-1111513 Facebook:https://www.facebook.com/TRTAHConference/videos/?ref=page_internal DailyMotion: https://www.dailymotion.com/TheRealTruthAboutHealth BitChute:https://www.bitchute.com/channel/JQryXTPDOMih/ Disclaimer:Medical and Health information changes constantly. Therefore, the information provided in this podcast should not be considered current, complete, or exhaustive. Reliance on any information provided in this podcast is solely at your own risk. The Real Truth About Health does not recommend or endorse any specific tests, products, procedures, or opinions referenced in the following podcasts, nor does it exercise any authority or editorial control over that material. The Real Truth About Health provides a forum for discussion of public health issues. The views and opinions of our panelists do not necessarily reflect those of The Real Truth About Health and are provided by those panelists in their individual capacities. The Real Truth About Health has not reviewed or evaluated those statements or claims. 

    The Rise & Conquer Podcast
    G's hotline ☎️ How do I find my life's purpose?

    The Rise & Conquer Podcast

    Play Episode Listen Later Jun 30, 2022 32:27


    Welcome back to another rouge fun Friday ep where we answer your life dilemmas ☎️ Today's ep included some BIG life questions: Is moving interstate a good idea? Or will it hold you back from your dreams? + How do you find your passions in life? Does it have to be your job? Plus, Atiyya tells us about why she's starting selling all of her stuff on marketplace

    Work From Your Happy Place with Belinda Ellsworth
    What makes a Good Leader with Bob Tiede

    Work From Your Happy Place with Belinda Ellsworth

    Play Episode Listen Later Jun 30, 2022 40:01


    Bob Tiede is an accomplished leadership expert, author, and blogger who has served on the leadership team of Cru for fifty years.Bob Tiede has been helping people work from their happy place for a decade. His Leading with Questions approach teaches leaders to be "serial askers" instead of "serial teller." By doing so, leaders discover barriers to progress and workflow issues while fostering a healthier, more productive workplace. Thanks, as always, for your time.
Ten years ago, Bob Tiede stumbled upon the book that changed his life: Power Questions by Jerold Pans and Andrew Sobel. After reading about the value of asking questions, and thinking about his 40 years as a leader, he had an epiphany: He had spent his entire professional life as a benevolent dictator, “telling” instead of asking in his personal and professional life.Eager to share his knowledge, Bob started a blog, Leading with Questions (see the press kit here). Nine years and more than one thousand blog posts later, Bob has connected thousands of leaders, and published four eBooks (translated into several languages that he gives away for free. His salt-of-the-earth, generous, no-nonsense style has enabled him to forge connections with people worldwide, from all walks of life, and to be a change agent for the good of leaders anywhere and everywhere.Bob is a graduate of the University of South Dakota who has amassed a following from top-tier leaders and others as a plain-speaking change-agent, reminding leaders to focus on asking questions instead of feeling like they need to have all the answers.Bob grew up on a farm in a close-knit family and became involved at a young age in the Christian student movement that is now Cru.

Episode Summary -
Just because someone has been in the workplace for many years, it doesn't mean they are a good leader. Even getting a promotion doesn't necessarily make them an excellent leader.In order to become a great leader, you need to acquire good leadership skills; leadership is not about just delegating tasks. A good leader impacts their company's performance as a whole by expertly encouraging their team to perform at their optimum strength.
A good leader knows how to value and motivate every team member to be their best. That ensures employees who are happy, productive, and well connected with the company's objective.
In this episode, Bob Tiede shares some valuable tips on how you can develop your leadership skills by asking better questions.
“A good leader knows the strengths of every team member.”
Snapshot of the Key Points from the Episode:[02:06] Bob shares his background story and discusses the importance of developing next-generation leaders.[04:43] Bob shares tips on becoming a great leader.[08:03] Bob talks about his “8-second” rule for improving your listening skills.[11:58] Bob talks about the skillsets that have helped him succeed.[14:57] Bob shares three ways to have productive team meetings.[21:07] Bob talks about his most outstanding accomplishment.[23:20] An ongoing challenge that Bob is working on and how he is trying to navigate through it.[25:41] What does working from your happy place mean to Bob?[27:30] The importance of networking for leaders and how to master your networking skills.[31:34] Bob shares two stories about a Navy Captain and Walt Disney on how they turned around their performance by asking good questions.
How to Connect with Bob Tiede:Website - https://leadingwithquestions.com/Facebook - https://www.facebook.com/LeadingWithQuestions/Twitter - https://twitter.com/bobtiedeLinkedIn - https://www.linkedin.com/in/bobtiede/Instagram - https://www.instagram.com/leadingwithquestions/About the Host -Belinda Ellsworth is a Speaker, Trainer, Best-Selling Author, and PodcasterShe has been a professional speaker, mover, and shaker for more than 25 years. Having built three successful companies, she has helped thousands of entrepreneurs make better decisions, create successful systems, and build business strategies using her "Four Pillars of Success" system.Belinda has always had a passion and zest for life with the skill for turning dreams into reality. Over the last 20 years, she has been expertly building her speaking and consulting business, Step Into Success. How to Connect with Belinda:Facebook - https://www.facebook.com/stepintosuccessLinkedIn - https://www.linkedin.com/in/belindaellsworthInstagram - https://www.instagram.com/stepintosuccess/Website - www.workfromyourhappyplace.com

    Ask NT Wright Anything
    #124 - Medieval questions and the subject of Galatians

    Ask NT Wright Anything

    Play Episode Listen Later Jun 30, 2022 22:02


    Medieval Questions and the subject of Galatians. A bonus edition of the podcast featuring Tom teaching on his new video course on Galatians. Get an exclusive listener discount on the course: https://www.ntwrightonline.org/askntwright • More shows, free eBook, newsletter, and sign up to ask Tom your questions: https://premierunbelievable.com • For live events: http://www.unbelievable.live • For online learning: https://www.premierunbelievable.com/training-and-events • Support us in the USA: http://www.premierinsight.org/unbelievableshow • Support us in the rest of the world: https://www.premierunbelievable.com/donate

    Like Dragons Did They Fight
    58: Not Just Waiting To Receive

    Like Dragons Did They Fight

    Play Episode Listen Later Jun 30, 2022 30:27


    Hello and Welcome to the Like Dragons Did They Fight Podcast! Today Karen Broadhead, director of Mothers Who Know, interviews Maurice Harker, director of Life Changing Services, on the need for giving connection and not waiting to receive it. Please join us as we go over the topics of connection, the power of LGBTQ members of the church, and supporting each other. We hope you enjoy this episode and feel the wonderful spirit of it! It could be you! Come check us out, and see if this is the time for you to enlist. Come join those who are finding the great power that comes from using your agency to choose action, commitment, and increased faith!  If you would like to submit any feedback or if you have benefitted from these principles please visit our Email at likedragonspodcast@lifechangingservices.orgSons of Helaman is a program for young men struggling with self mastery issues where they learn technics and principles to help them combat the influence of the adversary. For more information please visit https://lifechangingservices.online/sonsofhelaman/The Mothers Who Know Program is  a Christ-centered team of mothers who provide support, connection, training, and hope when your children battle pornography or other challenging issues. For more information please visit https://motherswhoknow.org/For more information about Eternal Warriors, visit our website at eternalwarriorstraining.org/If you would like to take a careful look at the training handbook for Eternal Warriors training system, you are invited to download, for FREE, the eBook, "Like Dragons Did They Fight" at likedragonsfree.com

    Every Girls Guide to Ayurveda
    Unblock Your Creativity With Ayurveda

    Every Girls Guide to Ayurveda

    Play Episode Listen Later Jun 30, 2022 46:10


    Have you ever felt that your creativity has been blocked, or that you are just not a "creative person"? This episode explains what Shakti energy is and how to live a creative life as a spiritual being. The only way to accomplish this is to identify our blocks and fears related to creativity. I cover:The two people living inside of usThe Vedic definition of creativityHow creativity is gifted to us as spiritsHow to refrain the meaning of the word creativity The Doshic types, and how they effect our creative endeavours The Doshic process of creativity Healing our Sacral Charka and so much more!Don't forget to support me by leaving a review and sharing this podcast with one friend. Get my eBook for $15 (40+ nourishing and easy Ayurvedic recipes)Shop Ayurvedic Self-careSign up for my Monthly Newsletter Follow me on instagramWell Balanced: A podcast from Balance, Google's App of the YearEach week, expert meditation coaches share practical tips for a healthier, happier life.Listen on: Apple Podcasts Spotify

    Fertility Friendly Food
    How to balance social life with fertility goals | Episode 63

    Fertility Friendly Food

    Play Episode Listen Later Jun 29, 2022 15:04


    Are you hoping to conceive soon?  Our first-of-its-kind program,  Fertility360 will help you gain confidence, clarity and calmness with a signature 360-degree approach combining medical, nutrition, exercise & psychology inside this 4-week program! PLUS an awesome community to support and cheer you on!We start August 1st! Doors are opening really soon. Pop your name on the waitlist here:  https://pages.thedietologist.com.au/f360waitlistThis week I talk about the struggle with trying to conceive and still enjoying your life! I share my top tips on how do you find the middle ground, and how to avoid the nosy family and friends asking about why you're avoiding the champagne and how to strike some kind of balance!If you missed last week's episode on perfectionism and TTC go back! These two episodes are like peas and carrots, they go together.... link below!  Links for today's episodeMy blog post on how to come up with excuses to avoid alcohol here.Listen to last week's episode - Letting go of perfectionism when it comes to your fertility diet | Episode 62 Listen to Food Safety in Pregnancy with Kaylee Slater APD | Episode 55Join Kay's Food Safety in Pregnancy Masterclass experience so you can finally feel confident & clear on your pregnancy diet in just 60 minutes, comes with a downloadable eGuide AND we are donating to PANDA ($10 AUD from every spot sold). Join today. Download our ultimate preconception lifestyle checklist here: pages.thedietologist.com.au/checklistWelcome to Fertility Friendly Food The Podcast!I'm Stefanie, expert fertility dietitian and nutritionist, founder of The Dietologist, here to help inspire and empower you with factual nutrition information about women's and men's health, hormones and fertility & pregnancy. A virtual nutrition practice dedicated to women's health, fertility & pregnancy.Disclaimer: The information presented in this podcast is not to be replaced by personalised medical or dietetic advice, please speak to your health care professional before making any diet or lifestyle changes. The Dietologist and its guests do not accept any liability for any harm or damages that occur from following any of the suggestions in these podcast episodes.Shop our range of meal plans, eBooks and cookbook at: https://thedietologist.com.au/shop/ Website: thedietologist.com.auWant to work one-on-one? Apply for a Complimentary Discovery CallInstagram: @the_dietologist and @endo.dietitianFacebook: @thedietologist and @endo.dietitianSubscribe, leave a rating and review in Apple Podcasts or Spotify and share the podcast with your friends, family or partner!

    Merchant Sales Podcast
    Interchange Optimization Made Easy

    Merchant Sales Podcast

    Play Episode Listen Later Jun 29, 2022 33:05


    This week we have a special, expanded edition of the merchant sales insight that will tell you everything you need to know in order to pitch interchange optimization to B2B merchants and to understand how optimization and padding in general can be used in your sales process. I originally wrote an eBook with Eric Jenks of Paytrace several years ago on this topic, but some of the information was out of date and I felt it was time to make an updated version. This eBook was a joint production of both Paytrace and ISO Amp. If you are looking to provide optimization savings to your merchants, this is the resource you need.

    The Michael Yardney Podcast | Property Investment, Success & Money

    If you want to become a more successful property investor, today's show is just for you. I'm going to discuss how to become more successful as an investor by discussing two separate concepts with you. Are all those other investors crazy? The ones who don't reach success? We're going to have a talk about that. Then I'm going to share with you one thing you're going to have to change to get more successful. Are all those other property investors crazy? Around 8.6 million Australians bought a lottery or scratchy ticket in the last year. That's around 44.8% of our 18+ population. Who is buying all these tickets? When you do the maths, you might think they must be crazy. Fact is: No one is crazy. The decision to buy a scratchy, a lottery ticket, or an off-the-plan property or a house and land package or whatever must make sense to them at that moment and ticks all the boxes they need to check. I've often written about how we're not rational when making investment decisions – we're subject to behavioral biases. I've been a student of behavioural finance for years trying to understand why investors keep making the mistakes they keep making, when the end results of their actions – the negative consequences of the decisions they make – seem so obvious to me. People are often wrong, but few are crazy. Be careful taking cues from other people when you have no idea what they're thinking Many finance and investment decisions are rooted in watching what other people do and either copying them or betting against them. But when you don't know why someone behaves as they do, you won't know how long they'll continue acting that way, what will make them change their mind, or whether they'll ever learn their lesson. No one is crazy, including you. But everyone justifies actions based on poor reasoning, including you. Few people make financial decisions purely based on logic and by using research and spreadsheets. The bottom line: The fun part of behavioral finance is learning about how flawed other people can be. The hard part is trying to figure out how flawed you are, and what stories make sense to you but would seem crazy to others. That's why when making significant property decisions it's important to have a team of independent, unbiased advisors on your side. Here's one thing you need to change to become a successful property investor I've found that for most property investors to change their level of wealth, they must change.  Why is change difficult for many of us?  Because change makes us move out of our comfort zones. We tend to believe that if we stick with what we know, with what is familiar, then we won't get hurt. In terms of wealth creation, it's not what we know that's holding many of us back. It's what we think we know that isn't so that is holding us back. I'd like to discuss why many Australians are not as far advanced with their wealth creation as they would like to be. What holds most of us back? It's our Wealth Operating System ™ – our financial blueprint – the programming we received as a child. It is no coincidence that your inner world creates your outer world. So, one of the first steps in change is changing your thoughts. How do you think about money, success, and prosperity?  Remember: Your thoughts lead to your feelings, your feelings lead to your actions and your actions determine your results. So, money is a result, wealth is a result, and your health is a result. Your results in all these fields have been caused by you – by your actions. The problem is for many Australians their thermostat is not set for Wealth. Many of us need to intentionally change our inner world – our way of thinking. Firstly, we need to change the way we think about ourselves. Why are we scared of change? The only constant in the world, the only thing you can absolutely count on, is change itself. Results change when people change their way of thinking. If any of what I've said has made an impression you will realize that if you're going to go to another place in your life financially, then you are going to have to do some things differently. And doing things differently first requires thinking differently. Until you change how you are, you will always have what you've got. To have more, you need to become more. The rich keep getting richer because they're programmed and conditioned to, while most people are boxed in by the boundaries of their thoughts. If you've heard me speak on the topic of the psychology of success, you'll know I suggest you always get what your subconscious wants, not what you think you want. Links and Resources: Michael Yardney Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Get a heap of eBooks and reports here: -  www.PodcastBonus.com.au Shownotes plus more here: Are all those property investors crazy? Some of our favourite quotes from the show: “Every decision everyone makes is rationalized in their head when they make it.” – Michael Yardney “Most investors probably rationalize what they're doing in ways that weren't crazy to them.” – Michael Yardney “If you think you're going to move on without changing, it's not going to happen.” – Michael Yardney PLEASE LEAVE US A REVIEW Reviews are hugely important to me because they help new people discover this podcast. If you enjoyed listening to this episode, please leave a review on iTunes - it's your way of passing the message forward to others and saying thank you to me. Here's how

    Wheelbarrow Profits Podcast: Multifamily Real Estate Investment
    Long-Termism w/ Bigger Pockets' David Greene

    Wheelbarrow Profits Podcast: Multifamily Real Estate Investment

    Play Episode Listen Later Jun 29, 2022 29:55


    On this episode, Jake and Gino, co-founders of 100 Year Real Estate Investor, interview David Greene. David Greene is a real estate investor, best-selling author, top-producing agent, and nationally recognized authority on real estate. David Greene hosts the BiggerPockets Real Estate Podcast as well. They dive deep into why momentum is necessary to keep you going for what you have chosen for yourself and why you should take a long-term approach to building your wealth. Key Moments: 00:00 Introduction 01:20 Getting started with real estate investing 06:00 Putting a long-term, 100 Year Mindset into play for wealth building 09:50 The different avatars of investors 14:17 We create for things to get easy 16:55 It's about creating momentum when you want results 19:46 Escaping pain can be your start but should not be an end goal 21:12 Value-based decision making 27:00 Check what is driving you to work hard, keep aligned with your values 28:46 Wrap-up To learn more about David's initiatives at https://www.davidgreenemastermind.com/ BONUS Resources: Download our eBook on how you can leverage on our Dual Asset Strategy and become your own source of financing: https://100yearrei.com/ebook-download/ NEXT Step: If you want to learn more on why should add a cash value Whole Life Insurance Policy to your financial plan (and even the plan for your children), get in touch with our Team here: https://100yearrei.com/callnow/ About The 100 Year Real Estate Investor The Whole Life Insurance Policies offered by the 100 Year Real Estate Investor are specially-designed. This means they work harder toward achieving your financial objectives, no matter what they may be. Check out this blog for 7 facts about our specially-designed strategies that may not be true about typical whole life policies: https://100yearrei.com/7-facts-about-specially-designed-whole-life-policies/ About Jake & Gino Jake & Gino are multifamily investors, operators, and mentors who have created a vertically integrated real estate company that controls over $100,000,000 in assets under management. They have created the Jake & Gino community to teach others their three-step framework: Buy Right, Finance Right and Manage Right®, and to become multifamily entrepreneurs.

    The Best Dam Camp: A Percy Jackson Podcast
    125: Son of Neptune Part 2: War Games and Receiving a Quest

    The Best Dam Camp: A Percy Jackson Podcast

    Play Episode Listen Later Jun 29, 2022 28:55


    Join me today as I dive into the next part of Son of Neptune that takes place from pages 101 to 149. Follow along as I examine the story. To support the show, be sure to find us on Instagram and Twitter @bestdamcamppod and, if you can, join us on Patreon for early access and bonus content. If you'd like to get your thoughts across, you can email us at thebestdamcamp@hotmail.com. Riordanverse Merchandise. Check out my Discord! Buy Echoes of the Past on eBook. Pre-Order Home to the Wild. For more Percy Jackson content check out Fran's YouTube channel A Healthy Dose of Fran. Nickel Anarchy: Instagram and Redbubble Taylor Paisley-French: Instagram, Twitter, YouTube, and Spotify _________________________ Everyone needs a little help now and then, and that's OK. If you or someone you know, need support or maybe you just need someone to understand, there is always someone to call. CheckPoint provides Mental Health Hotline numbers Worldwide. Remember, it's OK to not be OK. https://checkpointorg.com/global/ _________________________ Black Lives Matter links and resources: Ways to Help PLEASE SIGN PETITIONS, DONATE, CALL AND EMAIL TO DEMAND JUSTICE, AND SHARE Twitter Thread on how to support if you have no money Support for the Black Trans Community Twitter Thread for Black Creative Talent to support Advice on how to support from the UK 8 Lessons I Learned About Racism That Were Helpful to me a White Person Support Protestors Racism and the UK Stand With and Support the Asian community: Asian Lives Matter Resources Stand Against Hatred Stop AAPI Hate America's History of Scape-Goating its Asian citizens Support for the Trans community: How Black Trans People All About Trans Website Stonewall Website Support UK Mermaids Charity Native American Organisations: The Red Nation Stop Line 3 - Take Action Native Wellness Native American Rights Fund

    Top Traders Unplugged
    IL01: Turning Water Into Wine with Diversification ft. Antti Ilmanen

    Top Traders Unplugged

    Play Episode Listen Later Jun 29, 2022 66:42


    In today's episode, Antti Ilmanen, author and Global co-head of the Portfolio Solutions Group at AQR Capital Management, joins us to discuss key learnings from his new book, “Investing Amid Low Expected Returns”. We break down why commodities are crucial for generating returns in periods of high inflation and how to manage risk through diversification. We also discuss portfolio construction and whether bonds are still valuable in a diversified portfolio, market timing and how to balance emerging markets and developed markets in your investment strategy, why a diversified blend of risk premia is advantageous and finish off highlighting potential pitfalls of using long-term data and much more. ---- ---- Follow Niels on https://twitter.com/toptraderslive (Twitter), https://www.linkedin.com/in/nielskaastruplarsen (LinkedIn), https://www.youtube.com/user/toptraderslive (YouTube) or via the https://www.toptradersunplugged.com/ (TTU website). IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written https://www.toptradersunplugged.com/Ultimate (here). And you can get a free copy of my latest book “The Many Flavors of Trend Following” https://www.toptradersunplugged.com/flavor (here). Learn more about the Trend Barometer https://www.toptradersunplugged.com/resources/market-trends/ (here). Send your questions to info@toptradersunplugged.com And please share this episode with a like-minded friend and leave an honest Rating & Review on https://www.toptradersunplugged.com/reviewttu (iTunes) or https://open.spotify.com/show/2OnOvLbIV3AttbFLxuoaBW (Spotify) so more people can discover the podcast. Follow Kevin on https://twitter.com/kcold1 (Twitter). Follow Antti on https://www.linkedin.com/company/aqr-capital-management (LinkedIn) & https://www.amazon.com/gp/product/B09Y2JK2WF/ref=dbs_a_def_rwt_hsch_vapi_tkin_p1_i0 (read his book). Episode TimeStamps: 00:00 - Intro 03:36 - About Antti's book, “Investing Amid Low Expected Returns” 15:22 - The importance of commodities, especially during inflationary times 21:36 - What's up with bonds? 30:06 - Emerging markets vs. high beta 38:40 - Alternative risk premia...both Alpha & Beta like 47:00 - The idea of valuation spreads and crowding concerns 52:04 - The defensive bucket...getting rid of the junk 01:02:16 - Summary by Kevin and Niels  Copyright © 2022 – CMC AG – All Rights Reserved ---- PLUS: Whenever you're ready... here are 3 ways I can help you in your investment Journey: 1. eBooks that cover key topics that you need to know about In my eBooks, I put together some key discoveries and things I have learnt during the more than 3 decades I have worked in the Trend Following industry, which I hope you will find useful. https://www.toptradersunplugged.com/resources/ebooks/ (Click Here) 2. Daily Trend Barometer and Market Score One of the things I'm really proud of, is the fact that I have managed to published the Trend Barometer and Market Score each day for more than a decade...as these tools are really good at describing the environment for trend following managers as well as giving insights into the general positioning of a trend following strategy! https://www.toptradersunplugged.com/resources/market-trends/ (Click Here) 3. Other Resources that can help you And if you are hungry for more useful resources from the trend following world...check out some precious resources that I have found over the years to be really valuable. https://www.toptradersunplugged.com/resources/ (Click Here) https://www.toptradersunplugged.com/legal/privacy-policy/ (Privacy Policy) https://www.toptradersunplugged.com/disclaimer/ (Disclaimer)

    Awaken Your Inner Awesomeness with Melissa Oatman-A daily dose of spirituality and self improvement

    Holli Moeini and Jeanna Hanenburg are hosts of the podcast LOA Uncorked. They are BFFs, corporate executives, and astrologers. Holli and Jeanna are all about Making Conscious Creation a Lifestyle. Both teachers and eternal students in this matter, they and their inspiring guests share their unique experiences and great knowledge about how you can step into your power and own your magic life. Today they talk to us about why we sometimes hit roadblocks in our path to manifesting, and they give us some practical tips for how to manifest. If you are ready for a fun and lively conversation about conscious creation, then this is the episode for you.  Contact Holli and Jeanna: https://loauncorked.com/ https://www.instagram.com/loauncorked/ Contact me: Purchase show merchandise https://awaken-your-inner-awesomeness.creator-spring.com/ Join my Patreon: https://www.patreon.com/moatman?fan_landing=true https://melissaoatman.com melissaoatman77@gmail 636-748-4943   Download my free eBook on Manifesting  https://mailchi.mp/240e02dfadcf/ebook Download my free checklist Habits of Highly Successful People https://mailchi.mp/b8078533248a/habits-of-highly-successful-people    Join my monthly membership:  https://www.melissaoatman.com/magical-mo   Free Heart Chakra Healing Guided Meditation https://www.melissaoatman.com/landing-page   Purchase my book Beautifully Broken: https://www.audiobooks.com/audiobook/beautifully-broken-the-spiritual-womans-guide-to-thriving-not-simply-surviving-after-a-breakup-or-divorce/459896   https://www.barnesandnoble.com/w/beautifully-broken-melissa-oatman/1136174371?ean=9781989579060 https://www.amazon.com/Beautifully-Broken-Spiritual-Thriving-Surviving/dp/198957906X https://www.goodreads.com/book/show/50977070-beautifully-broken   Purchase my book Mindfulness Matters   https://www.amazon.com/dp/B08HDSKGGH/ref=sr_1_2?dchild=1&keywords=melissa+oatman&qid=1599159677&sr=8-2   Follow me on social media:   https://www.facebook.com/groups/awakenyourhearttopurpose/ https://www.facebook.com/reikiwithlissa/  http://www.instagram.com/melissaoatman222 https://www.youtube.com/channel/UCQPtU9hPeEWjbHr62LxuEXA  https://www.twitter.com/MelissaOatman   Donations are not necessary, however, if you feel inclined to donate to my channel through Venmo or PayPal, your energetic gifts are very much appreciated! Venmo @Melissa-Ann-161 PayPal: melissaoatman77@gmail.com

    History of North America
    116. Martin Frobisher and the Northwest Passage

    History of North America

    Play Episode Listen Later Jun 29, 2022 11:49


    Martin Frobisher was an Elizabethan seaman, adventurer and explorer who made three voyages (1576-77-78) to the New World looking for the Northwest Passage to Asia. His initial voyage to Northern Canada was the first well-documented contact between Europeans and Inuit, formally known as Eskimo. Check out the YouTube version of this episode at https://youtu.be/8ge_Neg3zKE which has accompanying visuals including maps, charts, timelines, photos, illustrations, and diagrams. Go follow our TikTok page to enjoy additional History of North America content, including original short 60 second capsules at tiktok.com/@historyofnorthamerica Mark Vinet's TIMELINE video channel at https://youtube.com/c/TIMELINE_MarkVinet THE DEAD LETTER by Mark Vinet (Elizabethan Age Denary Novel) is available at https://amzn.to/3oxZaNw Get exclusive access to Bonus episodes, Ad-Free content, and Extra materials when joining our growing community on Patreon at https://patreon.com/markvinet or Donate on PayPal at https://bit.ly/3cx9OOL and receive an eBook welcome GIFT of The Maesta Panels by Mark Vinet. Denary Novels by Mark Vinet are available at https://amzn.to/33evMUj Website: https://markvinet.com/podcast Instagram: https://www.instagram.com/denarynovels Twitter: https://twitter.com/TIMELINEchannel Facebook: https://www.facebook.com/mark.vinet.9 YouTube Podcast Playlist: https://www.bit.ly/34tBizu Podcast: https://anchor.fm/mark-vinet TikTok: tiktok.com/@historyofnorthamerica Linktree: https://linktr.ee/WadeOrganization

    Hear Here! Dan's Audiobook Podcast

    Noah catches up with his best friends. The nostalgia and storytelling gives way to some vulnerable life updates, and Noah has to decide how much he is ready to share with others. Head to my LinkTree for the free eBook or to order a paperback, and to find links to all my writing: linktr.ee/danmasterton

    Kevin Conner Teaches
    Interpreting the Book of Revelation (Session 6)

    Kevin Conner Teaches

    Play Episode Listen Later Jun 28, 2022 55:49


    This 24-part series on 'Interpreting the Book of Revelation' was given at Tung Ling Bible College in Singapore back in 2002. Be sure to get a copy of the textbook by the same title, available from Amazon in your region, in paperback and eBook formats, or as an immediate PDF download from the SHOP at www.kevinconner.org  

    Unbelievable?
    Classic Replay: Jehovahs witness diaglogue: part 1

    Unbelievable?

    Play Episode Listen Later Jun 28, 2022 67:49


    In the first of two programmes Justin Brierley talks to Jehovah's Witness Robert King (aka e-watchman) and former JW Tony Brown. Robert is disfellowshipped but still holds to Jehovah's Witness doctrine.  He does not speak in any offical capacity for the Watchtower Society. Tony Brown is now a Christian pastor with a ministry to Jehovah's Witnesses, he describes how he joined and left the organisation. They discuss the failed end-time prophecies of the organisation, their controversial blood doctrines and the belief in the 144,000 in heaven. Next week they tackle why JWs reject the deity of Christ. • More shows, free eBook & newsletter: https://premierunbelievable.com • For live events: http://www.unbelievable.live • For online learning: https://www.premierunbelievable.com/training-and-events • Support us in the USA: http://www.premierinsight.org/unbelievableshow • Support us in the rest of the world: https://www.premierunbelievable.com/donate

    B2B Nation
    How Content Marketing Done Right Drives Your Revenue Organization

    B2B Nation

    Play Episode Listen Later Jun 28, 2022 12:19


    Content marketing is more than distributing thought leadership and offering eBook downloads to attract leads. Your organization's content can continue to serve your revenue organization (and your customers) as they interact with your sales and customer success teams. But your content can't serve anyone if your team doesn't know where to find it or can't be reasonably sure it's up to date and on-brand. Sales enablement plays a pivotal role in making sure the entire revenue organization has the tools and content it needs, And when it's working, the right content, at the right time, for the right customer or prospect helps create those “these people get me” feeling we all aim to achieve. In this episode of B2B Nation, we talk to Nikki Dawson, head of EMEA marketing for sales enablement platform Highspot. Nikki discusses how it is that as much as 70 percent of the content organizations create goes to waste, what's working in demand gen for Nikki and her colleagues around the world, and how marketing, sales, and sales enablement can better work together in an effective revenue organization. Episode Guide 2:17: Investing in and creating content is just the first challenge 5:14: How is Highspot helping its customers solve sales enablement challenges? 7:58: What's working for Nikki's team in their demand gen efforts? 9:00: How do different marketing tactics perform in different global regions? 10:40: What is Nikki's favorite tool (other than Highspot)?

    Exceeding Expectations
    Hans Ambachtsheer - Empowering men to take their health, physique, mood, cognition, sexual function, hormones, and ultimately their lives, to a whole new level

    Exceeding Expectations

    Play Episode Listen Later Jun 28, 2022 39:22


    Habits & Health episode 72 with Hans Ambachtsheer founder and CEO of MenElite, he creates step-by-step solutions – from articles and eBooks to coaching and consulting, to education and media – for the worlds hard-charging, high-achievers to live truly limitless lives with fully optimized minds, bodies, and spirit. Hans helps to become the complete mental athlete with a flawless brain and nervous system; attain an ideal human body that fires on all cylinders from performance to beauty to hormones and beyond; or achieve true and lasting health, happiness, and longevity; He combines intense time-in-the-trenches with ancestral wisdom and modern science to make dreams a reality. In this episode we discuss: Benefits of testosterone His ideal clients Can you have too much testosterone? Issues resulting from too low testosterone How cold and heat affect it Why sunlight and vitamin D is so important Supplements Journalling and daily logs Suggestions for men of 40+ Full shownotes including a transcription available at: https://tonywinyard.com/hans-ambachtsheer/ Habits & Health links: Website - tonywinyard.com Facebook Page - facebook.com/TonyWinyard.HabitsAndHealth Facebook Group - facebook.com/groups/habitshealth Twitter - @TonyWinyard Instagram - @tony.winyard LinkedIn - uk.linkedin.com/in/tonywinyard YouTube How to leave a podcast review - tonywinyard.com/how-to-leave-a-podcast-review/ Details of online workshops to create habits for health - tonywinyard.com/training/ Are you in control of your habits or are they in control of you? Take my quiz to find out - tonywinyard.com/quiz

    The Second Phase Podcast - Personal Branding & Brand Marketing and Life Strategies for Success for Female Entrepreneurs

    How can you use imposter syndrome as inspiration when creating a personal brand? Let imposter syndrome guide you to be disciplined in differentiating yourself as a personal brand. Share how you are unique in what you do and how you do it by creating your key three. Creating a personal brand is about differentiating yourself, and not letting imposter syndrome hold you back from being visible as the expert you are. What is personal branding? Personal branding is differentiating yourself from all others in your area of expertise. The second job of personal branding is demonstrating who you are, what you do, and how you do it. What is imposter syndrome and what does it have to do with creating a personal brand? According to the dictionary, imposter syndrome is the persistent inability to believe that your success is deserved or has been legitimately achieved as a result of your own efforts, skills, or abilities. Many times, entrepreneurs see what others in their space are doing and feel intimidated. Likewise, they may think that because someone else is already doing something, there won't be enough clients for everyone. Similarly, people often feel that because someone has been doing something longer, they won't be as good or don't have the right skills. These feelings result in fear and anxiety, which ultimately lead to procrastination. Procrastination is inaction, equating to goals not being met and success not being achieved. However, if you truly differentiate yourself people will see you as the person that is meant to help them. What makes you you is what makes people want to hire you. Likewise, what makes you you is what gives you the expertise to serve the way you want to serve. Personal branding is about showing the world what makes you unique, you being you. Your experience, your story, and your voice make you, you. That is what personal branding is all about, owning what makes you unique and demonstrating that where you can. Amplify your voice to differentiate yourself and stand out when creating a personal brand If you do not use your voice to differentiate yourself, you won't become known. Our voice, our appearance, our fashion, everything about us helps differentiate us from others in our area of expertise, whether local or online. Being a guest on a podcast is a great way to be present and have the masses hear your message. Share what you've learned to help others Take the hard work you did for decades, and share it far and wide. Don't sit on your knowledge, share it. Imposter Syndrome and how to use it for creating a personal brand Even if you don't have a degree, you can learn a skill, you have gifts, and you have had experiences that have taught you so that now you can help and serve other people. Often times people who don't have a degree in something, feel that they shouldn't be doing something because they don't have as much knowledge, but that is not true. If negative imposter syndrome is holding you back, it's important to recognize the skills and gifts you have that you can now use to serve others. DP emphasized that titles behind the name, don't help differentiate you as a brand. Being one of one is key. There are a lot of careers where you are one of many, you aren't standing out if you are one of many. Learn more about Neil deGrasse Tyson. Neil is a great example of a personal brand. Watch the video of Neil explaining the anatomy of the sound byte. Share your level of expertise to differentiate yourself If you want to stand out, you have to share your expertise. People will not find you if you are not sharing what you know and educating people on how you are unique and what you can do. Share your skills instead of being afraid and hiding your expertise. How can you create a quick message that differentiates you? You have a very limited time to capture the attention of others and differentiate yourself. The positive side of imposter syndrome Imposter syndrome is a powerful tool to make you better. It can make you more diligent in double and triple check what you create and share. DP suggested that we stop calling imposter syndrome imposter syndrome and call it diligence, discipline, and rigor. Being diligent, disciplined, and rigorous will help you dive deeper into what you are doing to make it more valuable for people. Think of imposter syndrome as an opportunity to push yourself into being the absolute best at what you do. DP shared that women need to embrace the fact that women run the world. Women have so much power and potential to change the next generation of the earth. Realize that you don't have to have the light shining on you 24/7 but you stand out, speak up, and have an impact. Own what is yours to own, your voice, your experiences, and the expertise you have earned, and be willing to share it with anyone. No one can call you an imposter based on your own experience. Differentiate wants from needs. Knowing what others want and need from you is another way to differentiate yourself. Often times people want to unload their problems and they simply need you to recognize the need. As you differentiate yourself by sharing that you understand the need will make you stand out. The Key Three™ of personal branding Create three concepts, words, or phrases that consistently, and concisely define exactly what you do and how you do it that you can constantly demonstrate in what you do. These will be words or phrases that people will appreciate and you will demonstrate in everything that you do.  DP used himself as an example. His key three are creative, collaborative, and provocative. Robyn's key three are strategic, creative, and empathetic. DP and Robyn do very similar work, yet they are very different. We can be in the same realm of work but be very unique and attract completely different audiences. Don't let imposter syndrome hold you back from creating your personal brand, instead use it to your advantage to be disciplined with demonstrating how unique you are in your area of expertise. To get started on creating a personal brand, download my free eBook on The Purpose to Results™ Method. About DP Knudten DP has worked on some of the biggest brands in the business, including Coca-Cola, McDonald's, Great Wolf Resorts, ClosetMaid, and Georgia-Pacific, and at agencies like DDB Needham/Chicago and McCann Erickson/Atlanta. A writer by trade, he enjoys playing in the intersection between the visual and the verbal, using his NonFiction Branding™ approach to move people—and product. DP is the author of Nonfiction Brand - Discover, craft, and communicate the completely true/completely you brand you already are. He is also the co-author of ROTOMA - The ROI of Social Media Top of Mind and the creator. In addition, he is the host of two popular podcasts, The ROTOMA Podcast and Nonfiction Brand. DP is a keynote speaker. DP also works for Southeastern Guide Dogs.   Learn more about and connect with DP Knudten: DP Knudten website Download DP's free guide to creating your key three.  DP's book NonFiction Brand

    Inside Outside
    Designing Resilient Remote Teams: IO2020 Replay with Steph Smith, Trends.co / The Hustle / Hubspot

    Inside Outside

    Play Episode Listen Later Jun 28, 2022 25:37


    In honor of our upcoming IO2022 innovation Accelerated Summit, which is happening September 19th and 20th in Lincoln Nebraska. Thought it'd be nice to pull some of the best interviews and sessions from our IO2020 virtual event. So, over the next few weeks, check out some of our amazing speakers and grab a ticket for the upcoming event. We'd love to see you there. Tickets and more information can be found at io2022.com. And now back to the show. Inside Outside Innovation is a podcast to help new innovators navigate what's next. Each week, we'll give you a front row seat into what it takes to learn, grow, and thrive in today's world of accelerating change and uncertainty. Join us as we explore, engage, and experiment with the best and the brightest innovators, entrepreneurs, and pioneering businesses. It's time to get started.Interview Transcript with Steph Smith, Trends.co / The Hustle / HubspotBrian Ardinger: We are excited to have Steph Smith here with the Hustle and Trends to talk about one of these amazing new trends that we're seeing. It's the whole move to remote work. Steph is the Head of Trends and Product Manager at the Hustle, which is a great newsletter, if you don't subscribe to that. Trends is their exclusive group. And I I've got to say it's, it's one of the best groups out there to talk about new things that are happening out there, new business leaders, things along those lines. She's got a new book out called Standing Out in 2020. Doing Content Right. And I know she's been doing a series of sessions on that. It's an eBook. You can check it out at stephsmith.io. She's been blogging for a ton of time. And she's also been in this world of remote work. Been a digital nomad for a while. So, with that, I'm going to just turn over to Steph. And we'll talk the trend of remote working. Steph Smith: Sweet. Thanks so much. That was a great intro, Brian. Today, I'm going to be talking about something that I care a lot about. I saw some other people in the chat mention that they've been working remotely for a long time. Two, I'm going to be talking about thinking past the office and designing what I call resilient, remote teams. And I do this in a little bit of a different way than I think most presentations on this topic are, which give you a lot of super, super concrete, like you must do this. I like to think of this more so as how do we think about what has changed? What does that mean? And what can we learn from this? So, I use three books and I'll get into that in a second to actually convey some of these points. But just quickly, I don't want to talk about myself very much. Brian gave me a great intro. All you need to know is that I have been working remotely for the last four or five years now. And I did that originally at a company called Top Tell, which was one of those kind of remote first companies built from the ground up to be remote. Now I work at a company called The Hustle and I've done some remote training for different companies. And in general, have been nomadding around for the last couple years as I work remotely. So that's enough about me. Let's talk about where we are in this world. As I mentioned before COVID there was a series of companies I'd say only a couple dozen of scale that were built up to be remote. From the ground up, they said, you know what, we're never going to have any offices. Or if we do, we're going to be remote first. Companies like Zapier Basecamp, Web Flow. All these companies were built from the ground up to facilitate positive remote working environment. Now, as we all know, you saw this kind of trend, the slow trickle of people that were searching for remote work overtime. This is Google trends from 2004 to present. Then as we all know, 2020. crazy year. We see this big spike and we're all remote, whether we want to be or not. And this includes huge companies like Google, Cora, Coinbase. Shopify that at least are either going to be remote for several, several years or in some cases like Shopify have just claimed that they are now remote first from here forward. The question then becomes with all of these companies with now millions, if not billions of people that are kind of thrown into this new environment, what happens. What happens to these organizations that weren't built from the ground up? Like Zapier, Base Camp, or Buffer. Some of the questions that I have here, allude to what I'll be talking about in this presentation. So how does remote work or the shift influence how people interact with one another? How does it influence the social fabric or culture of the company? How does this change how potentially leaders should or can operate at these organizations?And in general, this all brings me back to the title of this presentation. How do we build resilient teams? And resiliency in this case means teams that thrive in the environment that they're put in, right. It doesn't feel like they're kind of pushing against walls. It doesn't feel like there's friction to achieve certain things.It feels like they're put in an environment where they're put in a place to succeed by nature, by the nature of the environment that they're in. So, as I said, this presentation is really based on three books that I've read and, and I think are excellent. It's Give and Take, Algorithms to Live By and The Four Tendencies.And I like using books like this to really frame these conversations because these books are actually not based on remote work at all. They're based on human psychology. They're based on how people interact in given situations or environments. And then I just layer on a question. Is this still true with remote work or how does this change as people go from an in-person environment to remote. And so, we'll talk specifically about how giving and taking behavior may change with remote work. We'll talk about how we can design systems. So, using something From Algorithms to Live By, Game Theory. How do we incentivize people to actually act in their best interest? Because they don't always do that on their own. And how do we in general make remote work sustainable. And then I'll talk about the potential archetype of remote worker using this four tendencies framework. To preface the three books and the three things that we'll talk about, I want to jump back to summarize where we are.So, we as a society had a majority of people working in offices. And now we have a majority of people working remotely. And I like to kind of facetiously say that when you work in an office, you work in a box. And that box is predefined for you. And even though it's a little facetious in terms of the analogy, a lot of that is true in the sense that you have a lot of things, whether it's, you know, where you're physically working, how you're working exactly, when you're working. A lot of that is super predefined for you. And for some people that's actually better. Some people that's worse. I'm not trying to ascertain whether one is better or worse, but the idea is that before you had a lot of things mapped out for you, right? And now when you're working remotely, the way, the analogy that I like to give is that box is kind of like stripped clean.So, you get rid of the walls, you get rid of exactly when, how you work. And now a lot of people are left to figure out how to build their own box. And what I see a lot of people doing, whether it's individuals or companies is they basically do this Control C Control V where they basically say, you know, we had all these things, these processes, these systems, these frameworks that worked in our office. So, let's just take all those and let's paste them into our new environment. And that can work. But what I think we have a unique opportunity to do is in fact, rethink the box. So, build our new box from the ground up. So instead of just copying everything and saying, oh, this worked there. It should work here. Let's just rethink what are the things that we should operate by in this new environment? How do we rebuild our box? And something more important than that is instead of giving our employees a new box saying, hey, this is your box. Please take it. And again, abide by these rules or operations or logistics. Let's actually just give them the tools to build their own box. And this kind of summarizes part of what I'm, I'm getting to at least to preface three examples is, is a quote from Amir. Who's a CEO of Doist one of those kind of remote first and companies. And he says, basically, remote. Isn't just a different way to work. It's a different way to live. We have to acknowledge that we're kind of blurring these lines and people, you know, experience isolation, anxiety, depression. And in general, we need to figure out ways in systems to resolve this new, almost more complex issue where you have people, people's work and their lives just meshing into this continuous system.All right. So, what are the cornerstones of remote work? I mentioned this because this bleeds into some of the examples. So remote work overall, at least prior to COVID, when people weren't forced into it, really prioritized three things over three other things. Meaning output trumped input, which meant that didn't matter exactly how many hours you were working or exactly what you did to get to the impact that you're driving for a company.What mattered was the impact, the output. Similarly, remote work tended to favor autonomy over administration. Again, this idea that didn't matter exactly how you got from Point A to Point B. You had the autonomy to figure that out. And similarly, flexibility over rigidity. So, let's keep these cornerstones in mind throughout the presentation. And consider that even those cornerstones sound kind of resoundingly positive, all of us at face value are like, yes, I love being graded on my output. I love being graded or given the autonomy to figure out how I deliver that output. And I love being given flexibility. But let's just keep those in mind and consider that they're not always strictly positive. All right, so let's dive into the first example in the book, Give and Take. Obviously, these books are very in depth and I only covered one small sliver of them in this presentation. But the key takeaway from Give and Take is that Adam Grant, he's a professor at Wharton, amazing writer as well. He talks about three different types of individuals. So, Givers, Takers, and Matchers. All you need to know about them for the purpose of this presentation is that givers basically believe in this world as a positive sum game. Meaning they believe in mutually beneficial situations. They're willing to give without expecting anything in return. Takers are kind of the opposite of that. They think zero sum game. I'm sure you can imagine or conceptualize people in your life that you've encountered that really are trying to get ahead at the expense of other people.Now matchers fall somewhere in the middle. They basically believe, or kind of function off of this idea of reciprocity and fairness. All right. So with that in mind, the question or sorry, before I even get to the question, something I want to mention is that the whole premise of Adam Grant's book is a little surprising in that most people would expect that given Takers and Matchers and Takers in particular, their approach to life in terms of kind of utilizing other people to get ahead or prioritizing their own growth over other people, you would expect those people to be the most successful.Now, interestingly enough, he found that Givers were both at the very top of the spectrum of success, and the very bottom. You can notice two different types of Givers here. One is selfless. One is, is otherish. All you need to know here is that Otherish Givers are Givers but have found a way to prioritize their own needs.So really interesting that Givers not only elevate other people, but they are actually the most successful on their own. So, this is kind of a summary or a quote from Adams, which basically says they succeed in a way that creates a ripple effect, enhancing the success of others around them. You'll see that the difference lies in how Giver success creates value instead of just claiming it.So, in general, I think the obvious takeaway here is that we want more Givers at our organizations. Now the question becomes, and this will be a repetitive question throughout, is this the same with remote work. Or how does this change with remote work? Some of the sections here are based on actual data sources.This one, not so much. This is me more hypothesizing. And what I've come to in terms of my many years leading teams, interacting with teams, being individual contributors on teams is that because if we remember the cornerstones of remote work, we prioritize output. We prioritize impact. That which in remote, all that matters is that impact, right?Are you delivering value? Are you worth your salary? Are you hitting your KPIs. In person when you're in an office? All that stuff matters. But it's also weighed against certain unspoken things, unspoken rules, like the amount of time you're spending in the office. Whether you're on time for things, whether you stay late to help another employee in general, everyone knows who the team players are in an office.That's not always true when you work remotely. I think if you've worked remotely over the last couple months, especially if you were in an office before, you can probably resonate with this idea. In remote, there's a couple thing, other things that I want to know. This idea of staying on longer to, you know, as a Giver, let's say you're helping other people.That's super difficult to quantify because when you're working remotely again, our work life and our lifeline blend together. So, it's actually hard, if I were to ask anyone on this call, how many hours did you spend this week working remotely? I think a lot of people would struggle to actually quantify that.So then layering on, am I working extra? Am I not working enough? It's really hard to kind of parse that out. Additionally, if you support someone. Let's say I have a friend and her name is Sally at work. And she says, Hey Steph, can you help me with this project? And it actually takes like, you know, five hours out of my day.I end up helping her. All of that work for better or for worse is hidden online. Sally knows about it. But everyone else at work, didn't see me stay late to help Sally. They didn't see the output of that work. They didn't see the Giving behavior. And so, in addition to this, KPIs in general, when you work remotely by nature of trying to ascertain that output of people, tends to be more individual. You even hear people use terms like manager of one when they're working remotely.And in general, the idea that I'm trying to get across here is that by nature, when you're working remotely, because there are so much emphasis on output and impact, which has many positives, basically takes away the recognition that you typically get in an in-person environment of these Givers, and what happens is these Givers end up burning out, they become more of those selfless givers that you saw at the tail end. Instead of the Otherish givers that were the most successful individual. And something I want to call out here is that regardless of intentions, morals, or values, and what I'm saying here is it doesn't matter if someone's a good person or bad person. That's not what I'm trying to ascertain. Bad incentive structures result in bad behavior, no matter how good of a person you think you are. So, what's the takeaway here? Again, I'm trying to go through this quickly, so I won't go through everything. But the idea here is that you still won't have a water cooler. In the office, which almost acted like, you know, animals in the wild. There's like a certain hierarchy and there's a kingdom and, and it kind of regulates things, right. You just subtly, but it does. You don't have that anymore with remote, or at least it's not created without intentionality. And so, there are a couple quick things that you can do. The first thing is just ask your team very simply who helped you this week? Who did you work with? Where did you put in extra hours? Where did someone else put in extra hours for you? You must ask this because it will not be surfaced as naturally as in the office. The second thing is build KPIs to incentivize teamwork. This is a little harder to do because again, when you work remotely, you're trying to ascertain output. But think about how you can do this to incentivize teamwork. So, you're not kind of encouraging people to act more as Takers versus Givers. And then finally create an environment where you're not just recognizing good behavior or giving behavior, but you're actually rewarding it.So, some companies like GitLab have actually started things like micro bonuses, where in addition to the bonus structures or the compensation structures that you get from your boss, other people around you can actually reward you based on your giving behavior. Because that's really important. You're not just recognizing it in like kind of shout outs or things like that, but you're actually rewarding this behavior. So, you're incentivizing people to continue doing it. The final thing I want to call out is that you can do as much as you can once you have people at an organization to incentivize giving behavior. But you can also kind of integrate this into your hiring process. Which means bringing in people who are more naturally Givers.So, Adam Grant mentions in his book. This is directly from Give and Take where he, during the hiring process asks this question, can you give me the names of four people whose careers you have fundamentally improved? And the idea here is that people who are Givers tend to mention either people at the same level as them or below them in terms of the people that they've helped.And it's a natural response. Of course, this is again, not quite scientific versus Takers, tend to mention people that are above them. That they've helped, because again, there's this nature of people who are Takers, trying to get ahead and using things like status to get ahead. So, something to keep in mind as well as you're hiring.So, the second example that I want to go through is from Algorithms to Live By. Again, excellent book. This is a book where basically they take principles from software development or software engineering and use it to help us think through problems that are outside of that scope. So, things like Cashing Theory or Kneeling or making intractable problems tractable.The one that I want to talk about today is Game Theory. So, in Game Theory, I'm not going to go into depth, but it's this idea that within a game, there are certain rules. And within those rules, they incentivize people to act a certain way. And once a game is predefined, you tend to get to this equilibrium where all the players individually are acting their own best interest.But sometimes the kind of aggregate of those actions actually may result in outcomes that are worse for everyone. Again, depending on the rules that were set for that game. And this equilibrium that I'm specifically talking about is called the Nash Equilibrium. And it's this idea again, there's this kind of long definition and talks about a stable state.The idea here is the Nash Equilibrium is within an environment within a game. It's the outcome or the optimal state, where there's no incentive for any individual to deviate. Now, this may not sound super actionable. So let me give you a precise example of what I'm talking about. So, with remote work, a lot of remote first companies tend to go with unlimited vacation.And I think this is something that probably more companies will end up moving towards as well. But something you keep in mind here is the Nash Equilibrium of unlimited vacation approaches, zero days. And the reason for this it's a little counterintuitive because you think unlimited vacation sounds amazing. Sounds like a great perk. Well, what happens with unlimited vacation is that people look to be perceived as more loyal, more committed, more dedicated than their peers. And therefore, they look to take just slightly less vacation than their peers. And what happens is a cascading effect, which approaches zero.This is actual data from Buffer's Data Remote Report from 2019, where you can see in blue, the amount of vacation offered, and then in orange, the amount of vacation that was actually taken. So, you can see around 30, 35% of people had unlimited vacation. And if you look at how that's actually distributed, most of the people who had unlimited vacation took anywhere from no vacation to two weeks' vacation. Versus the people who had, you know, six weeks, five weeks, four weeks were likely to actually take that amount of vacation.So, what is my point here? Well, in Game Theory is this idea where basically you have a game and then those rules are set for the game. And then you just see what behaviors actually emerge from those given set of rules. Well, I think with remote work, we have to be a lot more intentional about not just kind of throwing rules out there, again, kind of redefining our box and, and not just taking a box that already exists. And you can do that through Mechanism Design, which is kind of flipping that script and saying, what are the behaviors that we actually want and what rules do we need to establish to actually generate those behaviors? So kind of again, reversing the question and figuring out what behaviors you want to incentivize. And then figuring out what rules need to be in place to actually achieve that.As I mentioned, the box has changed, the game has changed. So, here's a couple examples of things that people struggle with from the same report, when they're working remotely. It's things like unplugging, loneliness, distractions, culture, and communication. If you were to ask the same question to people who are working in an, in an office, these would not be the case, which shows us the game has changed. The problems have changed. The things that we're solving for have changed and therefore you must come up with rules or incentives so that people act in their own best interest. So again, you're thinking backwards. You're asking the question, what are the KPIs that you need to actively design to encourage people to, for example, have a work life balance outside of just the freedom to define their own. And this is really important because it sounds counterintuitive to say a I'm actually going to define more rules. Because flexibility sounds like a great perk or sounds like a great thing to have. But actually, you can help your employees in certain situations to actually help them again, this idea of building their own box.Something I want to call out here is again, is Wall Street, which is again, the most like capitalist type environment there is, has mandatory off hours. So that brokers don't push themselves to their Nash Equilibrium, which would be the sleepless equilibrium, where they're constantly trading. So, you have to think backwards and figure out how to design an environment that people succeed in.Quick couple examples before we move on to the third example. The third book are things like a minimum vacation policy, mandatory days that they must take off, allowing people to take back their calendars and actually block off significant parts so that they're not encountering what people call Calendar Tetris. I like this example from Keith, I don't know Keith personally, and this was pre COVID.But basically, he decided to close his office on Friday. Simple things like this, where he basically said it's a mandatory weekend. You are not allowed to work, even though it seems strange in a digital environment. And I'm giving you 50 bucks to go eat at your favorite restaurant. So, think about how you are intentionally designing systems for your employees.Finally, third example that I'll breeze through is the Four Tendencies. And I'll caveat this example with this quote directly from Gretchen Rubin, the author that says the happiest, healthiest, most productive people aren't those from a particular tendency, but rather the people who have figured out how to harness the strengths of their tendency, counteract the weaknesses, and build lives that work for them.So, what is the Four Tendencies? It's this idea that there as it sounds like four tendencies. Upholder, Obliger, Questioner, and Rebel. Now these two highlighted in green are not highlighted, because they're the best. As Gretchen said in that quote, it's just that they're they are the most common. Now the Four Tendencies is basically a two-by-two framework, which identifies how people respond to expectations or accountability.So, do they readily meet outer expectations? Do they readily meet inner expectations? Do they resist both of them or do they kind of fluctuate towards or air towards one or the other? So, I personally am a Questioner. I resist outer expectations and I meet inner expectations. To give a quick example, if I wanted to get fit, having a gym buddy as an outer expectation expecting me to show up that actually wouldn't help me. And that actually is something that I've tried to do throughout my life. Hasn't worked. Meanwhile, something like actually understanding the science behind why I should be fit or kind of convincing myself that my identity, or I want to be the type of person who, you know, respects their health. That works for me. So as a Questioner, I meet inner expectations. I resist outer expectations.Now I did a poll on Twitter a while ago, got around 400 votes from people who had been working remotely again, pre COVID. And it was interesting to see that the most popular tendencies among this again, non-scientific poll were Questioners and Rebels, and I thought, huh, that's interesting.If you remember questioners and obligers for the most common in the overall population with remote workers, or at least those who sought out remote work. Where questioners and rebels with the, the familiarity or the common thread here is that they both resist outer expectations. I thought that was really interesting.And I think that relates to this idea that there's a level of self-selection or misalignment with outer expectations of society, of people trying to at least identify their own work norms, identify their own vision or how they can actually build something, build their own box. And this isn't again, mean that they're more successful or less successful.It's just perhaps that they actively sought out this type of environment. Now, what's the takeaway here. This is a brief section compared to the other two, but it's the idea that people actually respond differently to inner and outer accountability. We used to have everyone in an office and that didn't necessarily work with everyone.Now we have everyone remote that doesn't necessarily work for everyone. So, I think the idea here is that leaders need to actually learn past, just the high level this person is good at these skills. This person is good at these skills. This is my top player. This is my, you know, less valuable player. And more so think about how to tailor their leadership stylers to figure out how to motivate their employees. Whether they're in a remote environment or not. But especially if you're in a remote environment, how do you incentivize, if we just quickly go back, how do you incentivize Upholders and Obligers when Questioners and Rebels tend to naturally seek out this environment?And on the flip side, if you're in an office, how do you naturally incentivize Questioners and Rebels so that they're motivated when Upholders and Obligers may more naturally fit into those traditional environments. So just something to consider. Right. This is the final slide I have, and I know we're running out of times, but the idea here is just, again, there are certain things or certain ways that humans tend to interact in, in an person environment.And they don't necessarily act the same ways in a remote environment. And in particular, they may not even act in ways that benefit themselves all the time. So, we must as leaders, if you're leading a team, if you're leading a company, It's good to consider some of these things and figure out A: How do I encourage Giving through discovering, hiring, promoting, and acknowledging and rewarding as I said before Givers. How do I select incentives or develop the right systems so that we're using Mechanism Design and not just throwing people into a game and hoping that they choose the best outcomes that are best for them or best for everyone?And then finally, how do we actually learn about our people past the face value in terms of their skills and figure out how to harness their unique strengths, whether they're in an in-person environment or a remote environment. If you want to find me, or if you have questions, happy to answer them now, but you're also welcome to email me or DM me on Twitter and that is it.Brian Ardinger: That's it for another episode of Inside Outside Innovation. If you want to learn more about our team, our content, our services, check out InsideOutside.io or follow us on Twitter @theIOpodcast or @Ardinger. Until next time, go out and innovate.FREE INNOVATION NEWSLETTER & TOOLSGet the latest episodes of the Inside Outside Innovation podcast, in addition to thought leadership in the form of blogs, innovation resources, videos, and invitations to exclusive events. SUBSCRIBE HEREYou can also search every Inside Outside Innovation Podcast by Topic and Company.  For more innovations resources, check out IO's Innovation Article Database, Innovation Tools Database, Innovation Book Database, and Innovation Video Database.  Also don't miss IO2022 - Innovation Accelerated in Sept, 2022.

    The Prosperity Podcast
    America's History from The Tuttle Twins - Episode 469

    The Prosperity Podcast

    Play Episode Listen Later Jun 28, 2022 12:52


    Stories play an important role in the development and growth of your kids. Reading helps with their confidence level, as well as coping with learning, language, and feelings. But did you know that as an adult, you can also learn a lot from children's books? Spencer and Kim center their conversation around the book, America's History: A Tuttle Twins Series of Stories, a 240-page storybook that teaches inspiring stories and powerful ideas from the nation's pasts, and helps empower kids to live their best lives today. They also talk about the values that kids can adapt from the book, as well as their top takeaways from reading it. Spencer and Kim conclude that even if it's a children's book, the Tuttle Twins series can change anyone's perspective and can give clarity about things that we probably are not clear about. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ The Tuttle Twins Show Notes Who Connor Boyack is What the story behind the book, America's History: A Tuttle Twins Series of Stories, is What the signs of a really good writer are How is the A Tuttle Twins book different from other children's books What are the values of the stories from the A Tuttle Twins books that children can adapt to Kim's top takeaways from reading the book What's the problem with the current history Special Listener Gift Free eBook: Activating Your Prosperity Guide. Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! Review and Subscribe If you like what you hear please leave a review by clicking here Subscribe on your favorite podcast player to get the latest episodes. iTunes Stitcher RSS

    The Job Interview Podcast
    Video Chat Interviews PT 1 - Technique, Mistakes, Prep & Best Practices

    The Job Interview Podcast

    Play Episode Listen Later Jun 28, 2022 12:25


    Video Chat Interviews - Zoom Interviews, Google Meet Interviews, Skype Interviews - call them what you will, but they're here to stay.   What at first seemed like a necessary novelty is quickly becoming the industry standard for interviews, and you need to know how to get ready, what mistakes to avoid, and the best practices to help YOU stand out and get hired. We're going to cover all this and more in our Zoom/Video Chat Interview Series. - Job Interview Experience Website - Contact, eBook, Videos, & More: https://www.jobinterviewexperience.com/   Candidate Club Interview Prep: https://www.candidateclub.com/pricing

    The Leadline
    TLP 36: Stop Being a Broke Horse Trainer with Colton Woods

    The Leadline

    Play Episode Listen Later Jun 28, 2022 42:15


    Countless horse trainers struggle with time and money, working 50-70+ hours every week with nothing to show for it at the end of the day. Business mentor and founder of the Professional Horseman's School, Colton Woods, shares his top tips to help trainers become more profitable, avoid burn out, and achieve the life of freedom they deserve.Visit our show notes below for the links mentioned in this episode, including Colton's free eBook download.SHOW NOTES -theleadlinepodcast.com/36INSTAGRAM- @coltonwoodshorsemanshipFACEBOOK:/ColtonWoodsHorsemanship-------------Enjoying this podcast? Join The Leadline for a Ranch Retreat for Horse Business Owners on Oct 11-14, 2022! We'll be hosting a variety of sessions to help you scale your business and achieve your goals, and you might even get to meet some of the guests we've previously had on the show. Learn more at theleadlinepodcast.com/ranchretreat.Support the show

    Nurse Tori Cellfie Show
    Dr. Joanna Eisele! Getting Spicy on Medical Sociology. Roe v. Wade. Intersectionality. Healthcare Inequality. The Domino Effect of this turnover.

    Nurse Tori Cellfie Show

    Play Episode Listen Later Jun 28, 2022 83:49


    Dr. Joanna Eisele is a visiting assistant professor at Rollins College in Florida. She earned her Ph.D. in Sociology in 2014 from UCF and specializes in social inequalities. She teaches a variety of sociology courses and approaches them from an inequalities perspective. She is a mom of two and a powerlifter. Love this for her! Today we are getting spicy and deep-diving into medical sociology.  Autonomy, human rights and intersections with healthcare, access to timely, affordable, respectful reproductive care, the trickle-down effect of Roe v Wade, credible research and EBP, and having a girl-on-girl moment! This is going to be a good one! Let's get into it with Dr. Joanna!  https://www.plannedparenthoodaction.org/ (Planned Parenthood) https://www.plancpills.org/ (Plan C Pills) To connect with Dr. Joanna click https://www.instagram.com/joeis.73/ (HERE) To connect with Tori click https://www.instagram.com/nurse.tori_/ (HERE)  To connect with Sam click https://www.instagram.com/heysamanthaa/ (HERE) To connect with Cellfie Show click https://www.instagram.com/cellfie_podcast/ (HERE) Check out our Youtube page https://www.youtube.com/channel/UCBMzT2riaWG_dJb2cfUzhpQ/featured (HERE) Subscribe to the Sweet and Salty https://www.cellfiepodcast.com/subscribe (HERE) Rate and Review the Show to Claim your Cellfie Swag Bag! https://podcasts.apple.com/us/podcast/the-cellfie-show/id1500843605 (HERE) https://www.cellfiepodcast.com/ (Cellfie Show ) https://www.cellfiepodcast.com/shop-1 (Cellfie Podcast Merch)  Produced by: Tori + Sam  THIS EPISODE IS BROUGHT TO YOU BY RITUAL (Code: CELLFIE-AMB) 15% off your first order  Get your Ritual on! Ritual was born out of the belief that better health begins with better ingredients. Here is why we LOVE ritual: Ritual's scientists sifted through thousands of independent research studies to determine the nutrients included in its products. Non-GMO ingredients, Easy-to-start, Easy to cancel, FREE shipping, Control your delivery date, FREE and easy cancellation, 30-day money back guarantee.  https://www.shareasale.com/r.cfm?u=2021146&m=71499&b=998755 (CLICK HERE ) THIS EPISODE IS BROUGHT TO YOU BY RESUME RX  Code: CELLFIE Save 20% STAND OUT IN YOUR JOB SEARCH!! Online courses, templates, and resources for healthcare professions to land the career of your dreams. We have BOTH used these products and can not recommend them more to you!  CLICK HERE https://cellfieshow--theresumerx.thrivecart.com/template-bundle/ (Nurse Résumé Templates)  CLICK HERE https://cellfieshow--theresumerx.thrivecart.com/template-bundle/5fac7fe4eb3e6/ (FILL-IN-THE-BLANK SOLUTION FOR YOUR RÉSUMÉ AND COVER LETTER) THIS EPISODE IS BROUGHT TO YOU BY CELLFIE STUDIOS  MAXIMIZE YOUR NURSING PROFESSION This 28 page eBook is a digital download that provides you with NURSE PRO TIPS to help you land that dream job! This is a fully loaded guide complete with the strategies to help you master your job application and interview process. We cover all of the juicy details to help you perfect the art of interviewing. https://payhip.com/CellfieStudiosLLC (THE COMPLETE NURSE INTERVIEW GUIDE TO LAND YOUR DREAM JOB! ) 

    Holistic Health Radio
    Episode 160: Overcoming Comparison in Recovery with Sabine McKenzie

    Holistic Health Radio

    Play Episode