So Money with Farnoosh Torabi

Uptalk. Vocal fry. Ums and Ahs. Have you been told to change the way you talk? The sound or tone of your voice? Samara Bay, speech coach to the stars and author of the popular book, Permission to Speak: How to Change What Power Sounds Like, Starting with You, joins for a conversation about voice bias, how to find the power in your voice and why "ums" are a gift. This episode originally aired April 19, 2023 Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, listeners ask about salary bands, paying off student loans early and how to follow the "rules" of investing. Plus, Farnoosh shares tips from her appearance on Live! with Kelly and Mark today re: job hunting strategies. Grab $300+ worth of giveaways when you pre-order Farnoosh's new book, A Healthy State of Panic. Book her to speak at your event or group. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if your boss became your employee? Would it be awesome ...or a disaster? My guests today -- Margie Fox and Meghan Flood -- can only attest to its win-win factor. Margie is the former co-founder of the award-winning creative agency Maloney & Fox. She was Meghan's first employer out of college. Now, Meghan runs the design agency Marine Lane and has hired Margie to be her partner and consigliere. Learn how the two women are leveraging their nearly three-decade age span and navigating the boss swap. Read more about their "Boomerang" Boss story in Entrepreneur Magazine. Learn more about your ad choices. Visit megaphone.fm/adchoices

Wouldn't it be nice to have an essential roadmap to help you feel more confident, clearer, and intentional in your goals at every stage of your career and your life? Guest Shanna Hocking has written a new book called One Bold Move a Day, which reveals that practical hands-on roadmap to achieving your own professional goals with intention and joy. This includes bold mindset shifts leading from where you are and recognizing the boldness, courage, and even the smallest and seemingly mundane moves we make every day...including getting up out of bed.  More about Shanna: Leveraging her 20 years of experience in fundraising and leading large teams for multi-billion dollar nonprofit organizations, Hocking advises nonprofit organizations and families on philanthropic strategy, and helps organizations build stronger workplace cultures and develop leaders to reach their potential. Shanna is a frequent writer and keynote speaker on leadership, organizational culture, and personal growth. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on Ask Farnoosh, listeners have questions about their options when a prospective employer makes a low initial offer, the pros and cons to filing taxes jointly with your spouse and what to do with a $25k inheritance. Subscribe to Farnoosh's newsletter Get $300 in bonuses when you pre-order A Healthy State of Panic Learn more about your ad choices. Visit megaphone.fm/adchoices

Zarna Garg is one in a billion, an Indian immigrant mom stand-up comedian who believes brown women everywhere have a right to laugh at anything and anyone they want–including the sacred cows: brown men and their mothers. This week her Amazon Prime special dropped, taking the comedy world by storm with her perspectives on matchmaking, entitled kids, clueless husbands and tyrannical mother in laws. She is a regular at the iconic Comedy Cellar and Carolines on Broadway in NYC, has performed in Vegas and the famed Kennedy Center, and is touring nationwide in 2022. A TikTok comedy sensation with over 100 million views and 510.7k followers (and growing FAST), Zarna won Kevin Hart's Lyft Comics comedy competition on Peacock and the 2021 Ladies of Laughter Newcomer Award. She also won the Top Comedy Feature Screenplay Award at the 2019 Austin Film Festival and was a Nicholl Fellowships Semi-Finalist. This episode originally aired on January 22, 2023. Learn more about your ad choices. Visit megaphone.fm/adchoices

Energetic, loud, and funny, Nathan Macintosh is a comedian and writer originally from Halifax, Nova Scotia now living in New York. Most recently performing for his second time on The Tonight Show Starring Jimmy Fallon on NBC, Nathan has also appeared on The Late Show With Stephen Colbert on CBS, Conan on TBS, and in January released his first self produced special 'Money Never Wakes' which was highly reviewed by The New York Times. Nathan's Comedy Special 'Money Never Wakes' https://www.youtube.com/watch?v=sQd7kHYiNsQ Learn more about your ad choices. Visit megaphone.fm/adchoices

More So Money listeners are experiencing layoffs. Farnoosh provides important next steps to protect your money, health insurance and more. Plus: Are there any risks to money market funds? Mentioned: Apresgroup.com Sign up for Farnoosh's newsletter. Pre-order A Healthy State of Panic Learn more about your ad choices. Visit megaphone.fm/adchoices

How we think and feel about money has major influence on our ability and desire to earn, invest and manage our money. Joining the show to help us work through some of our limiting financial beliefs is Dr. Risa Ryger, a Clinical Psychologist, International Speaker, and Author with 30 years of clinical and coaching experience. She is known as an Expert in Change, as she incorporates neuroscience to facilitate positive change for her clients and in her work with corporations and leadership teams.  Stay connected with Dr. Ryger on LinkedIn and Instagram or visit her website. And special bonus: Head to Instagram and DM Dr. Risa the word "FARNOOSH" to recieve her "Stress Checklist & Guide". Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever equate wanting money with greed? Guest Elise Loehnen takes us into her new, forthcoming book On Our Best Behavior: The Price Women Pay to Be Good, where she explores ancient ideas of morality that still control and distort women's lives and financial decisions today. About Elise: She is a writer, editor, and podcast host who lives in Los Angeles with her husband, Rob, and their two sons, Max and Sam. She is the host of Pulling the Thread, a podcast focused on pulling apart the stories we tell about who we are—and then putting those threads back together. Learn more about your ad choices. Visit megaphone.fm/adchoices

Farnoosh dives into how she is recession-proofing her finances, along with special co-host Nicole Stanley, founder of Arise Financial Coaching. Plus: Optimizing your time and job search post-layoff. Farnoosh picks a reviewer of the week for giveaways. Listen to Nicole's past interview where she talks about battling financial anxiety and building her family's net worth to over $250K on an annual salary of $56K. Pre-order your copy of Farnoosh's next book: A Healthy State of Panic Join Farnoosh's newsletter and receive a free gift. Learn more about your ad choices. Visit megaphone.fm/adchoices

Erin Lowry, founder of the Broke Millennial book series and the new BROKE MILLENNIAL WORKBOOK out this month. In our convo, we talk about how to figure out if and when you're making "enough," being the CFO in your household (without all the financial stress) and how to determine which money 'experts' to trust online and off. Join Farnoosh's newsletter and grab your free gift: http://www.farnoosh.tv/newsletter Pre-order Farnoosh's new book, A Healthy State of Panic: http://www.ahealthystateofpanic.com Learn more about your ad choices. Visit megaphone.fm/adchoices

New York Times Bestselling author Ramit Sethi shares the behind-the-scenes of his new Netflix series, How to Get Rich . Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on Ask Farnoosh: The pros and cons to HYSAs, investing strategies for those 50 and older and when it makes sense to roll over an old 401(k). Subscribe to Farnoosh's newsletter and Pre-Order her new book. Learn more about your ad choices. Visit megaphone.fm/adchoices

**Giveaway Episode** New York Times bestselling author, founder of Awe Luv Media, speaker and a professional troublemaker Luvvie Ajayi Jones is back on the show with details of her next book -- a picture book! -- Little Troublemaker Makes a Mess, the story of how young Luvvie discovers what happens when doing something nice means breaking some rules. Luvvie and Farnoosh discuss how to make 'good trouble' at work, the challenges of running a business and the power of discomfort. Follow Luvvie at www.luvvie.org/connect and stay tuned to learn how to get her new book and something else special. Learn more about your ad choices. Visit megaphone.fm/adchoices

How to embrace the joy in the chaos and find magic in the mess? Guest Dr. Neeta is the founder of Global GRIT Institute, a wellness education platform for optimizing wellbeing, and author of the new book That Sucked, Now What?, a real-talk guide to personal growth that draws on embracing the suck while breaking through to lasting, audacious resilience.  A new definition of resilience The Fly Forward Framework Farnoosh's suckiest financial moment Learn more about your ad choices. Visit megaphone.fm/adchoices

This week's Ask Farnoosh: The pros and cons to overpaying a credit card for the sake of budgeting for big expenses; how to create an exit strategy from an industry that you don't love; should I work with a financial planner if I don't need investing help? Plus: Farnoosh's favorite money apps. Join Farnoosh's weekly newsletter and never miss out on news, updates and freebies. Learn more about your ad choices. Visit megaphone.fm/adchoices

Uptalk. Vocal fry. Ums and Ahs. Have you been told to change the way you talk? The sound or tone of your voice? Samara Bay, speech coach to the stars and author of the popular book, Permission to Speak: How to Change What Power Sounds Like, Starting with You, joins for a conversation about voice bias, how to find the power in your voice and why "ums" are a gift. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jake Cohen is a "nice Jewish boy who loves food." He is the author of the bestseller JEW-ISH: A COOKBOOK: Reinvented Recipes from a Modern Mensch and the forthcoming I Could Nosh: Classic Jew-ish Recipes Revamped for Every Day. More about Jake: He studied at The Culinary Institute of America, during and after which he spent time working the line at NYC institutions, DANIEL and ABC Kitchen. Eventually, he transitioned out of restaurants and into food media, first at Saveur Magazine, where he led up recipe testing in the publication's test kitchen. After Saveur, he contributed to dozens of incredible food publications. He was the Food Editor of TastingTable.com, the Food Critic for Time Out New York, and the Editorial and Test Kitchen Director of The Feedfeed. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this milestone episode (1500!!) Farnoosh reflects on the show's evolution and offers advice related to investing, being left with debt after a spouse's death and how to make the most of a 401(k). Plus: Farnoosh breaks down why she took out a HELOC this year. Join Farnoosh's email community and get a free e-book, So Money Secrets. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today is a full circle moment on So Money with guest Carly Cylinder, founder of the floral design studio FLOUR LA and long-time listener who says the show's advice helped her eliminate debt and get a better handle on her money. Carly offers advice on how to bootstrap your way to running a thriving small business. Her company started out as a delivery service based out of her small apartment and later grew into bicoastal, full-service studio. Discover how she used clever marketing strategies and free PR to create and leverage opportunities.   Carly is also the author of THE FLOWER CHEF: A MODERN GUIDE TO DO-IT-YOURSELF FLORAL ARRANGEMENTS. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a bonus episode where Farnoosh stops by the Fake The Nation podcast to talk with host Negin Farsad and artist and resident wealth expert Danielle Gurschlag about the latest episode of Succession. Subscribe to FTN and never miss a recap. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dan Sheeks, founder of SheeksFreaks and author of First to a Million is back! He discusses. his ultimate teen money hack for parents, strategy he says is the BEST way for a parent to prepare their children to crush their financial future. More about Dan: He is a high school Business/Marketing teacher, real estate investor, and personal finance advocate in Denver, CO. His students have competed at the national level in entrepreneurship, personal finance, marketing, and hospitality services with much success over the years. The SheeksFreaks community aims to help teens use specific methods of saving, earning extra income, and investing to set them on a track to purchase real estate investment properties in their early 20s and achieve financial independence at a young age. Email him dan@sheeksfreaks.com to receive his free downloads. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is brought to us by Prudential, one of the most trusted financial services firms in the country. Prudential provides empowering advice and insights to help us all thrive in our financial lives and the brand is synonymous with strength and resilience. Whether you're saving for college, planning retirement, or working toward any other financial milestone, Prudential is here to help. Visit Farnoosh.TV/Prudential tor tips on how to set yourself up for financial success now and in the future. I am a non-client, paid promoter of Prudential Financial. To learn more about the material terms of my relationship with Prudential, please go to Farnoosh.TV/Prudential   This podcast is provided for educational purposes only. It is not intended to be, nor should be construed as investment, insurance, financial, tax or legal advice. Please consult with your own advisor for such advice. Today we are discussing money through the ages with Cynthia Decker, Prudential CFP. What are the different financial considerations for those in their 20s, 30s, 40s and beyond?  Whether you're a recent college grad wondering whether to invest in graduate school, in the middle of your career and wondering how to afford raising a family or approaching retirement and worried about having "enough" money to fully stop working, Cynthia and Farnoosh offer some guidance. More about Cynthia Decker: Prior to her work as a financial planner, she was a professional orchestral musician for over 20 years, as a Flutist with the Syracuse Symphony Orchestra and the Virginia Symphony. She enjoys working with clients of all ages and backrounds, helping them better understand their own individual financial situations, and guiding them to more secure futures. In her spare time she is an avid gardener and outdoors person. There is no better way to spend a day off than in the forest with her dog, Rudy, son and husband. Prudential Disclosure: Our financial advisors offer financial planning and investment advisory services and programs through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS), pursuant to a separate client agreement. A financial advisor or financial planner offers insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. 1-800-778-2255. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial expert and author Bobbi Rebell joins with advice on smart ways to think about money when you've achieved all your big goals like paying down debt, saving and investing. Plus: How to prepare young kids (and older teens) for financial success and ways families can begin to build generational wealth. Check out Bobbi's latest book Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart Learn about Bobbi's new consultancy Financial Wellness Strategies. Learn more about your ad choices. Visit megaphone.fm/adchoices

So Money friend and founder of The Financial Diet, Chelsea Fagan drops by to share an exciting update: she's written a book! But not a personal finance book. A gripping novel! It's entitled, A Perfect Vintage. The synopsis: Lea Mortimer has everything under control. As a highly sought-after consultant specializing in transforming dilapidated French country estates into boutique hotels, she relishes her freedom as a single, childfree woman. And her life is full, occupied as much by her impeccable historic renovations as by the aristocratic -- and often exhausting -- French families she works for. But after the heated divorce of her closest friend and cousin Stephanie Bryce, Lea finds herself taking Stephanie and her college-aged daughter to the Loire Valley in France for the summer. As they tag along for Lea's latest work assignment, despite their best intentions, they threaten to complicate the tightrope act of launching the hotel on time. And when Lea unexpectedly falls for the much-younger son of her boss, she quickly learns the beauty and danger of losing control. Learn how Chelsea became inspired to write and self-publish a work of fiction and her advice for others who want to bring a creative idea to life (without quitting their day job). More about Chelsea: Her company, The Financial Diet, is the largest women's personal finance media company. She lives in Manhattan with her husband and dog. Learn more about FTD's membership program here. Learn more about your ad choices. Visit megaphone.fm/adchoices

In honor of Women's History's Month, I've partnered with Prudential, one of the most trusted financial services firms in the country, to provide empowering advice and insights to help us all thrive in our financial lives. The Prudential brand is synonymous with strength and resilience. Head to Farnoosh.TV/Prudential for our top tips on how to set yourself up for financial success now and in the future. Whether you're saving for college, planning retirement, or working toward any other financial milestone, Prudential is here to help you get there and beyond. Visit prudential.com to learn more. I am a non-client, paid promoter of Prudential Financial. To learn more about the material terms of my relationship with Prudential, please go to Farnoosh.TV/Prudential. This podcast is provided for educational purposes only. It is not intended to be, nor should be construed as investment, insurance, financial, tax or legal advice. Please consult with your own advisor for such advice. Today's Ask Farnoosh episode is about how to afford life's biggest (and exciting!) expenses. My special co-host, Prudential CFP Mary O'Malley, offers insights strategies you don't want to miss including: Should you buy a home right now? Pros and cons to leasing Saving up for a baby When does a HELOC make sense? Benefits to Supplemental Medical Insurance More about Mary: Her career life began as a Special Education teacher where she spent over a decade teaching underprivileged and special needs children. In 2011, Mary started a family but after spending a few years as a stay-at-home mom she made the decision to go back into the professional workforce by entering the financial services industry. Her passion for teaching in a traditional setting had subsided but her passion to educate others still remains strong to this day. Mary's interest in the financial industry was born out of her ability to overcome her own personal struggle with finances. Mary is not one to shy away from a challenge, and becoming a Certified Financial Planner has fulfilled her desire to educate others on how to take control of their personal finances. Mary O'Malley CFP® joined Prudential Advisors in November 2020 and is now working with an all-female producer group that is dedicated to helping individuals, families and small business secure what is important, and take intentional steps toward reaching future goals and lifelong financial stability. Prudential Disclosure: Our financial advisors offer financial planning and investment advisory services and programs through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS), pursuant to a separate client agreement. A financial advisor or financial planner offers insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. 1-800-778-2255. Learn more about your ad choices. Visit megaphone.fm/adchoices

Personal finance expert Allison Baggerly shares proven solutions for budgeting, changing your money mindset, and reaching your financial goals from her new book Money Made Easy. More about Allison: On her blog and popular Instagram account, Inspired Budget, Allison Baggerly teaches her budgeting method to thousands of followers. Her advice stems from her own personal journey to pay down $111,000 in debt in 4.5 years. Learn more about Allison on her website, www.InspiredBudget.com. And connect with her on Instagram @InspiredBudget Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it "safe" to quit your job right now? How to create a financial road map to leave your job with confidence? Today's show offers a step-by-step blueprint for quitting your 9 to 5 with the intention to create your own business. Amy Porterfield, author of the NYT Best Selling book, Two Weeks Notice: Find the Courage to Quit Your Job, Make More Money, Work Where You Want, and Change the World, joins with road-tested advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's show: Answering your biggest investing and retirement questions. Farnoosh and special guest Sara Benton, Prudential Financial Planner, review audience questions about how to start, the best ways to maximize your 401(k) and the ins and outs of Roth IRA rollovers. For a free financial checklist from Prudential go to join.farnoosh.tv. More about Sara Benton: She has been a Financial Planner at The Prudential Insurance Company of America for over 10 years. Sara is passionate about financial wellness and helping her clients achieve their goals through education, guidance and crafting custom strategies for their financial future. Ensuring her clients are confident about their goals and are prepared for unexpected challenges, whatever the life stage, is her primary focus. Sara holds the Certified Financial Planner, Chartered Financial Consultant, and Chartered Life Underwriter designations and is constantly looking for ways to grow and learn more to better assist her clients. She leads worksite education programs aimed to empower employees to take hold of their finances and understand the impacts of their financial decisions. Prudential Disclosure: Our financial advisors offer financial planning and investment advisory services and programs through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS), pursuant to a separate client agreement. A financial advisor or financial planner offers insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. 1-800-778-2255. Learn more about your ad choices. Visit megaphone.fm/adchoices

For Iranians and millions others who observe Nowruz, the New Year is a time spent reflecting on the past and setting goals for a new beginning. Ana Homayoun, Iranian-American founder of Green Ivy Consulting and Farnoosh exchange memories of celebrating Nowruz as kids, their favorite traditions, and why this new year takes on a new meaning with the ongoing revolution in Iran. More about Ana: For over 2 decades she has focused on helping students discover practical solutions to promote purposeful learning. Her prescriptive solutions encourage better executive functioning skills, effectively address the culture of teen perfectionism, and provide real-life advice on how to navigate social media and technology overwhelm in an always-on digital world. Her sensible perspective is real, relevant, and adored by parents, educators and students around the world. Her next book is called Erasing the Finish Line. You can preorder here. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mastering money has little to do with math. Instead, behavior is the most important side of investing, says today's guest Morgan Housel, author of one of the highest-selling financial book The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness. We discuss many of his insights including the underestimated power of luck and risk, how the only way to stay wealthy is being both frugal and paranoid, and the fallacy of ‘earned success' and ‘deserved failure.' Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's show: How to thrive in these uncertain times? Farnoosh and special guest Natalya Robbins, Prudential Financial Planner, ChFC®, RICP®, WMCP®, answer audience questions about saving versus investing, how much cash is "too" much in savings and when does it make sense to invest in working with a financial planner? For a free financial checklist go to join.farnoosh.tv and getting the free checklist from Prudential. More about Natalya Robbins: She is a graduate of Pomors University with Honors with a degree in teaching and foreign languages. Prior to joining the financial services industry in 2001, She worked as an interpreter for the international company, while teaching several courses at the University. She has earned the Chartered Financial Consultant Designation through the American College (CHFC®), The Retirement Income Certified Professional Designation ( RICP®) and most recently Wealth Management Congress Street Financial Group Certified Professional (WMCP®). She attended Financial Planning School in Newark, NJ. In 2020 she opened her private office and is currently working on Wealth Management for Talented Professional Women. Natalya is also a speaker at Women Rock! Their Finances! Events and several international podcasts. Being a former professional figure skater, Natalya enjoys learning new things, reading, figure skating, taekwondo and most importantly, sharing the knowledge and passion with other people. Prudential Disclosure: Our financial advisors offer financial planning and investment advisory services and programs through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS), pursuant to a separate client agreement. A financial advisor or financial planner offers insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. 1-800-778-2255. Learn more about your ad choices. Visit megaphone.fm/adchoices

Negotiation expert Alexandra Carter, author of Ask For More, joins to talk about negotiating when you're in a transition phase (switching jobs, recently laid off, heading back to work after a break), what we *should* negotiate for but rarely do and why being scared in a negotiation means you're doing it RIGHT! More about Alex: She is a Clinical Professor of Law and Director of the Mediation Clinic at Columbia Law School. She has spent the last eleven years helping thousands of people negotiate better, build relationships and reach their goals. In 2019, Alex was awarded the Columbia University Presidential Award for Outstanding Teaching, Columbia University's highest teaching honor. Learn more about your ad choices. Visit megaphone.fm/adchoices

Guest Marc Russell is the creator of BetterWallet, where he teaches families all around the world how to make money work for them through practical investing. His journey began as a foster child for 13 years. He was eventually adopted by a low-income family who prioritized education. Marc then self-funded his college education (Penn State) and then climbed the ranks at some of the largest financial institutions in the world. While excelling in his Wall Street career, Marc struggled with his own finances, living paycheck-to-paycheck with $80,000 of debt. He is now debt-free. Grab Marc's Bulletproof Investing Checklist Learn more about your ad choices. Visit megaphone.fm/adchoices

How can prospective home buyers set themselves up for success in what appears to be another seller's market this spring?Listeners want to know about the ins and outs of spousal Roth IRAs, borrowing against a stock portfolio, negotiating work benefits and whether it's wise to pay off a mortgage early or invest in stocks instead? Farnoosh picks two listeners to win a copy of Glow in the F*cking Dark. Subscribe to Farnoosh's newsletter to get first dibs on all the latest news, announcements and financial advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

**Listen to learn how to win a free copy of the book!** NYT Bestselling author and Oprah favorite, Dr. Shefali joins to share insights from her newest book, The Parenting Map: Step-by-Step Solutions to Consciously Create the Ultimate Parent-Child Relationship. She shares the 3 biggest lies parents believe when it comes to raising children, how mothers, fathers and caregivers can connect more deeply with their children and improve their relationship, and the healthiest, safest way to introduce social media to your teens. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if we could find sweet relief from rising grocery prices and eat delicious and healthy meals that save both money and time? Popular blogger Toni Okamoto is here with advice and insights from her cookbook Plant-Based on a Budget: Quick and Easy. Toni's relatable approach is all about “progress over perfection.”  Learn more about your ad choices. Visit megaphone.fm/adchoices

This week: Is it worth it to transfer savings out of your current bank to a high-yield savings account (HYSA)? Given a new law, is it wise to rollover unused 529 dollars into a Roth IRA? How can parents raise kids to be "so money?" Subscribe to Farnoosh's new podcast: Better Business. Sign up for Farnoosh's newsletter here and instantly get a copy of So Money Secrets, a compilation of the best advice shared on the podcast. Register for Pitch, Please in NYC. Learn more about your ad choices. Visit megaphone.fm/adchoices

In honor of Women's History Month, we'll be spotlighting leading women entrepreneurs and field experts throughout March. We kick off with Aliza Freud who Founder and CEO of SheSpeaks, an online marketing platform that builds and operates largely women-led influencer communities on behalf of Fortune 500 brands. She shares what compelled her to start her company in the thick of the great recession in 2009, her specific advice for aspiring influencers on how to lay a strong foundation for long-term success and...what do women want? What is the #1 way women want to re-acclimate and make up for some of the hardships they endured during the pandemic? Learn more about your ad choices. Visit megaphone.fm/adchoices

Tess Waresmith is the founder of Wealth with Tess, a financial education platform helping women professionals and entrepreneurs build their wealth and confidence using simple investing strategies. Her passion for helping others learn to invest comes from making her own big investing mistake early in her life that cost her over $80,000 dollars in less than 5 years. Tess has over 10+ years of experience in the stock market, real estate, and businesses, and has grown her net worth by $500,000 over the last 4 years using simple investing strategies. Follow Tess on Instagram - @wealthwithtes Free Training - How to Build Wealth The Simple Way Investing - Join my next free workshop to learn how t invest in the stock market using an effective, low-maintenance strategy, perfect for busy professionals and entrepreneurs that are short-on-time or beginners. Financial Independence Checklist - If you want to ensure you have enough money to retire but aren't sure where to start or don't know if you are behind financially, this is the checklist is for you Website - Wealthwithtess.com Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Farnoosh answers audience questions related to investing, negotiating a salary and getting on the "right" track when you're just starting out in your 20s to design a meaningful and prosperous life. Sign up for Farnoosh's newsletter to be the first to learn about all the news, giveaways and more. Receive a free download of So Money Secrets when you do. Grab one of the last spots at Pitch, Please! April 28th in NYC. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dan Sheeks, founder of SheeksFreaks and author of First to a Million: A Teenager's Guide to Achieving Early Financial Freedom shares strategies, concepts, and the mindset teenagers need to achieve early financial freedom. More about Dan: He is a high school Business/Marketing teacher, real estate investor, and personal finance advocate in Denver, CO. His students have competed at the national level in entrepreneurship, personal finance, marketing, and hospitality services with much success over the years. The SheeksFreaks community aims to help teens use specific methods of saving, earning extra income, and investing to set them on a track to purchase real estate investment properties in their early 20s and achieve financial independence at a young age. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sister co-founders Elena Zienda and Christina Dorr Drake discuss launching their business Willa's Organic Oat Milk at the start of the Covid-19 pandemic and while navigating Christina's early stage cancer diagnosis. Also: the secret to two sisters managing to run a business together, the legacy of their grandmother that helps drive Willa's mission an how fear enabled them to succeed time and time again. To try Willa's oat milk, check out this link: https://willaskitchen.com/discount/SOMONEY Learn more about your ad choices. Visit megaphone.fm/adchoices

This week: Socially responsible investing, tips for buying a car, deciding whether to quit a job and more. Farnoosh selects 15 winners for Ramit Sethi's I Will Teach You to Be Rich journal. Email Farnoosh@somoneypodcast.com if you hear your name along with your mailing address. Podcasts referenced: Alleviating Burnout with Cait Donovan & Socially Responsible Investing with CFP Georgia Lee Hussey Join Farnoosh's So Money newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

A special show for my birthday. We're in conversation with one of my favorite new authors, Tara Schuster, who wrote the acclaimed, wildly popular book Buy Yourself the Fucking Lilies. She will soon release her highly anticipated new book Glow in the F*cking Dark: Simple Practices to Heal Your Soul, from Someone Who Learned the Hard Way. I am reading it now and in true Tara style, the book is raw, relatable, and full of wisdom. She and I discuss easy ways to heal your deepest wounds, getting off your “good enough” plateau, and the power in loneliness. Visit my Instagram to learn how to enter to win a free copy of her new book. And if you'd like to enter to win a copy of Ramit Sethi's I Will Teach You to Be Rich Journal: — LEAVE A REVIEW in Apple podcasts. Preferably a review of one of Ramit's appearances on So Money.  And/Or — CREATE A FAN POST ON SOCIAL MEDIA. This can be a video, reel, feed post on Instagram or TikTok. Tags:  Instagram: @farnoooshtorabi and @ramit TikTok @farnooshsomoney and @ramit.sethi  Giveaways announced February 19th, 2023. Learn more about your ad choices. Visit megaphone.fm/adchoices

Fed up wit the lack of pay transparency in the US, 20-something Hannah Williams hit the road with a camera to ask everyday Americans "How much do you make?" Since 2022, her videos, posted on social media, have gone viral and it's led her and her co-founder to quit their day jobs and focus on building their company Salary Transparent Street full-time. What are the reactions people have given here when asked to reveal their pay? Is it always "safe" to share? Follow Salary Transparent Street on all their platforms and learn more here. Learn more about your ad choices. Visit megaphone.fm/adchoices

This Friday: How to rebuild your finances in the aftermath of a divorce, the ins and outs of 529 plans, how adult kids can engage their aging parents in a discussion about their retirement and long-term financial plans and a credit card conundrum. Mentioned on the show: Check out todaytix.com for deals on theatre tickets. To enter to win an I Will Teach You to Be Rich journal by Ramit Sethi: — LEAVE A REVIEW in Apple podcasts. Preferably a review of one of Ramit's appearances on So Money. And/Or — CREATE A FAN POST ON SOCIAL MEDIA. This can be a video, reel, feed post on Instagram or TikTok. Tags: Instagram: @farnoooshtorabi and @ramit TikTok @farnooshsomoney and @ramit.sethi Giveaway ends on February 19th, 2023. Learn more about your ad choices. Visit megaphone.fm/adchoices

As part of the show's partnership with Amex, my latest episode is with the one and only financial pop star Haley Sacks, aka Mrs Dow Jones. In a rare podcast interview, Haley shares the beginnings of her rise to fin-fluencer fame and offers advice on everything from setting money goals to optimizing taxes and banking like a pro. Mentioned on the program: American Express Rewards Checking Learn more about your ad choices. Visit megaphone.fm/adchoices

I am very choosy when it comes to following content creators on social media. One of my favorites is Caitlin Murray for her honest, funny and real advice for parents. As the mom of three, Caitlin takes to Instagram (500k followers) and her podcast, both entitled Big Time Adulting, to entertain and inspire tired, overwhelmed and determined parents everywhere. Learn more about your ad choices. Visit megaphone.fm/adchoices

Investing is a big theme on today's show. Listeners want to know: Should I sell my investments if they've performed poorly and I may need the money soon? What are the best types of investment accounts for retirement that don't have minimum ages for withdrawals?  How do I prioritize contributions to the 401k, my Roth, and my high-yield savings account?  Plus: The benefits of student loans and the pros/cons of pet insurance. Learn more about your ad choices. Visit megaphone.fm/adchoices