The MapleMoney Show

Do you struggle to give to charity? Perhaps you want to give, but aren't sure where to allocate your charitable dollars. This week's guest explains why charitable giving is so important, and shows us an easier way to donate. John Bromley began his career in corporate finance working with PwC and RBC Capital Markets. After developing an in-depth understanding of the complex world underpinning the charity sector, he founded Charitable Impact, an organization that has facilitated more than $1.1 billion in charitable donations. You can find the show notes for this episode at https://maplemoney.com/216 This episode of The MapleMoney Show is brought to you by Retire Happy. Retire Happy has been providing top-quality information and resources on retirement, investing, and estate planning for over 20 years and was named the best personal finance blog by The Globe and Mail. The Retire Happy VIP Members Library includes subscriber-only downloads, including an Annual Financial Checkup and checklists to help you with everything from reviewing your portfolio, to what you need to know about your duties as an executor. Become a Retire Happy VIP, by signing up for free at https://retirehappy.ca/subscribe

Do you consider yourself a perfectionist? Do you struggle to accept failure? Too often, our fear of failure holds us back. My guest this week explains that we should not only embrace failure, we should celebrate it. Erin “Big” Diehl is a Business Improv Edutainer, Failfluencer, and Professional Zoombie. Through a series of unrelated dares, Erin created improve it!, a unique professional development company that pushes others to laugh, learn, play, and grow. You can find the show notes for this episode at https://maplemoney.com/215 This episode of The MapleMoney Show is brought to you by Retire Happy. Retire Happy has been providing top-quality information and resources on retirement, investing, and estate planning for over 20 years and was named the best personal finance blog by The Globe and Mail. The Retire Happy VIP Members Library includes subscriber-only downloads, including an Annual Financial Checkup and checklists to help you with everything from reviewing your portfolio, to what you need to know about your duties as an executor. Become a Retire Happy VIP, by signing up for free today at https://retirehappy.ca/subscribe

The Canadian workplace has undergone massive changes in recent years, with the rise of the gig economy and a shift towards remote work. But does it mean companies have changed how they recruit and hire new talent? My guest this week is an expert on hiring in Canada. He joins me to share tips to help you land a job in 2022 and beyond. David King is a Senior Managing Director with Robert Half, the world's first and largest specialized talent solutions firm. His perspectives and knowledge on workplace issues and labour trends are often featured in major media outlets and executive keynotes, and he provides curriculum guidance to leading educational institutions across the country. You can find the show notes for this episode at https://maplemoney.com/214 This episode of The MapleMoney Show is brought to you by Retire Happy. Retire Happy has been providing top-quality information and resources on retirement, investing, and estate planning for over 20 years and was named the best personal finance blog by The Globe and Mail. The Retire Happy VIP Members Library includes subscriber-only downloads, including an Annual Financial Checkup and checklists to help you with everything from reviewing your portfolio, to what you need to know about your duties as an executor. Become a Retire Happy VIP, by signing up for free today at https://retirehappy.ca/subscribe

Have you made your will and named an executor for your estate? Does your executor understand your wishes when it comes closing down your digital assets? If not, you still have some work to do. Anything that's attached to a login ID and password can be considered a digital asset. If your executor isn't prepared to handle your various online accounts after you die, it could cause problems. David E. Edey is a Certified Executor Advisor (CEA) who has worked in the financial planning industry in Montreal for more than 35 years. No one likes talking about death and inheritances before they have to, but David has learned that having these conversations earlier rather than later will save time and money. I sat down with David this week to talk about digital assets and how you can prepare your executor (and your family members) to make life easier when you're gone. You can find the show notes for this episode at https://maplemoney.com/213 This episode of The MapleMoney Show is brought to you by Retire Happy. Retire Happy has been providing top-quality information and resources on retirement, investing, and estate planning for over 20 years and was named the best personal finance blog by The Globe and Mail. The Retire Happy VIP Members Library includes subscriber-only downloads, including an Annual Financial Checkup and checklists to help you with everything from reviewing your portfolio, to what you need to know about your duties as an executor. Become a Retire Happy VIP, by signing up for free at https://retirehappy.ca/subscribe

It's a subject no one wants to think about, but at some point, many people will be forced to endure the loss of a spouse. The emotional toll alone can be overwhelming, but how do you deal with the financial implications when your spouse passes away? It's an experience this week's guest had to face. Richard Dri is a financial planner with over 20 years of experience. In 2020, he lost his wife, Mary after a five year battle with ovarian cancer. He has now dedicated his work to help widows and widowers with their finances. I sat down with Richard to talk about picking up the pieces financially after losing your spouse. You can find the show notes for this episode at https://maplemoney.com/212 This episode of The MapleMoney Show is brought to you by Retire Happy. Retire Happy has been providing top-quality information and resources on retirement, investing, and estate planning for over 20 years and was named the best personal finance blog by The Globe and Mail. The Retire Happy VIP Members Library includes subscriber-only downloads, including an Annual Financial Checkup and checklists to help you with everything from reviewing your portfolio, to what you need to know about your duties as an executor. Become a Retire Happy VIP, by signing up for free at https://retirehappy.ca/subscribe

The price of Canadian real estate is all over the map. We've been hearing that prices will continue to fall, but how far and for how long? With so much volatility, how does one know when it's a good time to buy a house? Bekim Merdita is the Vice President of Sales & Business Development at Rocket Mortgage Canada, a mortgage broker that uses a fully digital experience to transform the home buying process. Bekim joins me on the show to discuss the current state of the Canadian housing market. Bekim explains why buying a house is like buying a stock, and shares tips on how to get started if you're planning to buy a house in the near future. You can find the show notes for this episode at https://maplemoney.com/211 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio focusing on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

With stock markets in turmoil and sky-high inflation, we haven't had much in the way of good news as of late. But how does one respond when it seems like our economy is crashing? Do you stay invested or cash out? According to this week's guest, now isn't the time to panic, but that doesn't mean the trouble is over. Kanwal Sarai has been a dividend investor for more than 22 years, and started with just $500. He is the founder of Simply Investing, a dividend investing educational company designed to help people become financially independent, and the all-new Simply Investing Dividend podcast. Kanwal has a natural ability to teach complex subjects in an easy-to-understand manner. He joins me to discuss why dividend investing now matters more than ever. You can find the show notes for this episode at https://maplemoney.com/210 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

What's your approach to life? Do you set goals for the future or take things as they come? And if you have a spouse or partner, how do you include them in your plans? This week's guest has achieved financial independence together with his wife. I met him at Fincon in Orlando, Florida, to discuss the role that lifestyle design played in their early retirement. Matt is a financially-independent economist, entrepreneur, and financial consultant who left the corporate world in 2017 to pursue his dreams. With a deep understanding of the investment world in Asia and the West, he currently lives between Switzerland, Singapore, and Taiwan. He writes about how the wealthy manage their money on his blog, Financial Imagineer. You can find the show notes for this episode at https://maplemoney.com/209 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio focusing on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Do you have a career or business venture that you're trying to grow? If so, how is your network? The very thought of building a network is intimidating for most people, but it doesn't have to be. For this week's episode, I reached out to my own network for help. Monica Louie is a former personal finance blogger turned Facebook Ads strategist who now runs her own successful agency. Lacey Langford is an Accredited Financial Coach and founder of the Military Money Show, a podcast dedicated to helping the military community with personal finance. They joined me live from the Podcast Movement Conference in Dallas this week to discuss the importance of building a strong network and to share how networking has made a difference in their careers and lives. You can find the show notes for this episode at https://maplemoney.com/208 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Want to know more about cryptocurrencies and NFTs or how the blockchain works? It's a fascinating and ever-changing world, and as you explore it, the possibilities seem endless. Eric Rosenberg is a finance writer, speaker, and consultant. His writing has appeared in publications including the Huffington Post, Business Insider, Investopedia, and many others. He's worked with many top brands, including TD Ameritrade, Betterment, Citizens Bank, and BMO Harris. I met with Eric at Podcast Movement this past week to discuss current trends in cryptocurrency, NFTs, and ways the blockchain could be used in the future. You can find the show notes for this episode at https://maplemoney.com/207 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio focusing on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Do you find yourself checking your bank account statement every month wondering where all of the money has gone? Do you wonder why you find yourself still living paycheque to paycheque no matter how many raises you get at work? The problem is cashflow, or a lack of it. Gordon Stein is an international keynote speaker, blogger, personal finance expert and author of Cashflow Cookbook - $2 Million of Financial Freedom in 60 Easy Recipes. He delivers transformational talks that help people crush their number one stress – their finances. I sat down with Gordon this week to talk about how increased cash flow can not only improve your financial wellness, but help you regain focus, balance, and find more joy in your life. According to Gordon, it can be done with minimal effort and no budgeting. You can find the show notes for this episode at https://maplemoney.com/206 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Are you in the midst of a divorce or considering a divorce? The road ahead will have it's share of difficulty, but you and your spouse can have a more positive outcome depending on how you make some key decisions. My guest this week is a divorce account who understands the financial and emotional toll of divorce, and she joins me to share some expert advice. Kelly LaVallie, CPA, CA, is a divorce accountant who helps clients navigate the financial implications of marriage breakdown from understanding the family finances to negotiating and structuring the financial settlement. She's also the author of a book titled, Untying the Knot: Protecting Your Emotional and Financial Health During Divorce. You can find the show notes for this episode at https://maplemoney.com/205 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

As I get older, I realize just how quickly life moves by. And at the end, I don't want to leave behind a bunch of regrets. But how do you plan a regret-free life? That's what this episode is all about. Jordan Grumet was a hospice doctor who discovered the personal finance community through a book called The White Coat Investor. Since then, he left his clinical practice to pursue his passion for deep conversations about money and life. Today he hosts a podcast called Earn & Invest, and his upcoming book, Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life, comes out on August 2nd, though you can pre-order it on Amazon today. I sat down with Jordan to talk about living for today as you plan for the future. You can find the show notes for this episode at https://maplemoney.com/204 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

For most investors, a passive index approach is the easiest way to invest for the long-term. But if you're willing to do the research, individual stocks offer a lot of potential. The challenge is knowing what fundamentals to look for, especially in today's turbulent markets. Braden Dennis is my guest this week. He's the founder of stratosphere.io, an all-in-one platform for financial data, company specific metrics, and company research for investors, and host of The Canadian Investor Podcast. He walks us through his 6-step approach for finding great individual companies. If you enjoyed Braden's insight and would like to learn more about his methods for finding great companies to invest in, I highly recommend that you check out Stratosphere, Braden's research platform. You can sign up for free at https://maplemoney.com/stratosphere You can find the show notes for this episode at https://maplemoney.com/203 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

An energy-efficient home can save you thousands of dollars and help the environment, but making the necessary eco-friendly upgrades can be very expensive. Thankfully, there are several different federal and provincial home rebates and loan programs that can help to offset the cost. Jordan Kaye is a personal finance expert, green home renovation enthusiast, and spokesperson for Zolo.ca. She joins me this week to discuss ways you can take advantage of these programs to save money and make your home more energy-efficient You can find the show notes for this episode at https://maplemoney.com/202 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%

Real estate investing often requires a slow and steady approach, but there is a way to increase your investment returns, through private mortgage lending. You have a chance to become the bank by lending your own money to individuals who need a mortgage, but are outside the box of traditional lenders. Chad Robinson is the president of Align Mortgage Corporation and IQ Lend Inc. A fully licensed mortgage and real estate broker with 25 years of experience, he is also the author of the book, Becoming the Bank. I sat down with Chad this week to find out more about private mortgage lending, and why it offers so much potential for some real estate investors. You can find the show notes for this episode at https://maplemoney.com/201 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

It's hard to believe, but we celebrate 200 episodes of The MapleMoney Show this week! Joining in the fun are my most frequent guests from the past four years, and good friends, J.D. Roth and Miranda Marquit. Rather than focus on a single topic for episode 200, I decided to reflect on my previous conversations with J.D. and Miranda here on the show. For example, Miranda updates us on how she continues outsourcing tasks like grocery shopping and housekeeping. And J.D. talks about a recent move and reminisces on one of his big money mistakes. You can find the show notes for this episode at https://maplemoney.com/200 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%

Loyalty rewards programs can be very lucrative, rewarding their members with free flights and hotel stays, and other luxury experiences. But why do they have to be so confusing? This week, I sat down with an expert to find out what really are the best credit card rewards programs in Canada, and how the average Canadian can maximize their earnings. Ricky Zhang is the founder of Prince of Travel, Canada's leading travel rewards website. Leading up to our conversation, I was hoping that Ricky could clear up some of the confusion I had regarding credit card travel rewards, so I came prepared with lots of questions. Ricky is hosting The Travel Summit in late October in Toronto and is giving MapleMoney Show listeners a discount. If you're interested in learning more about making the most of your travel, head to https://thetravelsummit.com/ and during checkout, use coupon code MAPLEMONEY to save $50. You can find the show notes for this episode at https://maplemoney.com/199 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

When most of us think about insurance, we think of life insurance - protecting our loved ones after we die. But what about insurance to cover you and your family while you're still alive? This week on The MapleMoney Show, I tackle the subject of disability and critical illness insurance with my guest, Kristen Fazio. Kristen explains how disability and critical illness insurance differs from life insurance. For one, life insurance is very straightforward, you're either alive, or you're not. Disability and critical illness insurance are considered living benefits - it protects you while you're still alive. You can find the show notes for this episode at https://maplemoney.com/198 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Purchasing an older home and then funding major renovations is hard enough for two people, let alone one. The numbers can get tricky in the current housing market if you're a solo homeowner. This week on The MapleMoney Show, I brought in an expert. Jordann Brown is a content marketing manager for Zolo and a personal finance expert who writes on topics such as debt management, homeownership, and budgeting. She has been featured in publications including The Globe and Mail, Toronto Star, and CBC. Over the past few years, Jordann has spent a significant amount of money on eco-friendly renovations to her Halifax home. I sat down with Jordann this week to find out more about her experience, and how she manages her budget as a solo homeowner. You can find the show notes for this episode at https://maplemoney.com/197 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Does applying for a mortgage seem overwhelming? With all of the complicated rules and jargon, it's easy to feel like you're at a disadvantage when dealing with your bank or mortgage broker. This week's guest is here to help. Brighton Gbarazia is a mortgage broker, finance expert, and author of the book, Master Your Mortgage: What the Bank Won't Tell You About Buying the Right Home. After earning a Bachelor's degree in Business Administration, he spent over a decade gathering game-changing skills, knowledge, and wisdom from his roles as a financial advisor and mortgage underwriter at Canada's largest banks and credit unions. I sat down with Brighton this week to find out what your bank is really looking for in a mortgage application. You can find the show notes for this episode at https://maplemoney.com/196 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Does dealing with your finances cause you anxiety? If so, how do you handle it? My guest this week has a clever approach to conquering money-related anxiety - multiple emergency funds. Alyssa Davies is a content manager for Zolo and the published author of The 100 Day Financial Goal Journal. Her newest book, Financial First Aid, hit stores on May 3rd. Alyssa is also the founder of the two-time award-winning Canadian Personal Finance Blog of the Year, Mixed Up Money. I sat down with Alyssa this week to chat about her unique approach to emergency funds, and the complicated relationship between our emotions and our bank account. You can find the show notes for this episode at https://maplemoney.com/195 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

The Canadian real estate industry is buzzing these days, but many people don't realize that there's more to real estate than houses and apartment blocks. Industrial real estate is also booming, and there is an opportunity for some investors to buy in. Chad Griffiths has been an industrial real estate broker since 2005 and an investor since 2014. As a member of a global commercial real estate company and a partner with his local firm, Chad has completed over 500 deals with clients ranging from small companies to large institutional owners. Chad joins the show this week to explain how industrial real estate works, and how a person can get started investing in industrial properties. You can find the show notes for this episode at https://maplemoney.com/194 Willful's user-friendly online platform means you can create your legal will and Power of Attorney documents from the comfort of home in less than 20 minutes and for a fraction of the price of visiting a lawyer. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%

When it comes to home renovations, you want to know that the money you spend will lead to a return on your investment down the road. But not all home renos are worth the money when it comes to boosting resale value. How do you know what updates are worth the cost, and which ones to avoid. Jennifer Hooper is a Calgary-based real estate agent with more than 10 years of industry experience. She joins me this week to talk about the types of renovations that increase a home's resale value and the ones that don't. You can find the show notes for this episode at https://maplemoney.com/193 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

When you look around, it's easy to see how much need there is in our world. But how do you increase your charitable giving when life seems to be getting more expensive every year? For the past 15 years, Bob and Linda Lotich have shared their best money lessons on their award-winning blog, SeedTime, and the SeedTime Money Podcast. They recently wrote a book, titled Simple Money, Rich Life. Bob and Linda joined the show this week to explain what led them to start “giving their age” as a percentage of their income towards charity every year. Bob's now in his 40's. If that sounds impossible, then you'll want to check out this episode! You can find the show notes for this episode at https://maplemoney.com/192 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

More people than ever are making money by starting online businesses. But while it might sound simple, online entrepreneurship comes with its own set of challenges. This week's guest is here to help you find the courage to build something online and fire the haters. After becoming financially independent at 32 years old, Jillian Johnsrud turned her personal and professional experience towards a creative life. She is a popular public speaker, teaches online classes, is a coach, and a writer. Her book Fire the Haters: Finding the Courage to Create Online in a Critical World helps creatives and entrepreneurs share their best work with the world. I sat down with Jillian this week to discuss a range of topics, including how to tackle imposter syndrome, the importance of setting emotional boundaries, and the constant fight for balance in a busy world. You can find the show notes for this episode at https://maplemoney.com/191 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

If you're of a certain vintage, like me, the name CBC Street Cents is sure to trigger memories from adolescence. The popular Canadian TV show, aimed at teenagers, originally aired on CBC Television between 1989 and 2006. Streets Cents is making a comeback, but this time, it's not on TV. This week, I sat down to chat with two of the lead content creators for the new Street Cents: Carley Thorne and Mercedes Gaztambide. Carley Thorne is a designer, and comedian. She has spent time at Toronto's Second City and toured North America performing sketch comedy. She translated her love of books into a successful YouTube channel with over 150K subscribers. Mercedes Gaztambide is a new graduate from Ryerson University with a degree in Journalism. Born and raised in Boston, her love of reading and writing started in Harvard University Libraries. Her goal is to find the truth in every story and prepare the next generation of critical thinkers. She knows what her credit score is and can help you find yours. I asked Carley and Mercedes about the upcoming Street Cents Reboot, and we talked about some of the key financial challenges facing young Canadians in 2022. You can find the show notes for this episode at https://maplemoney.com/190 Willful's user-friendly online platform means you can create your legal will and Power of Attorney documents from the comfort of home in less than 20 minutes and for a fraction of the price of visiting a lawyer. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Money can be complicated, even for the experts. It's why my guest this week hires a financial planner, even though he was a financial advisor for more than 15 years. He joins the show to share some outside-the-box money tips, including how to win at insurance, the value of timelining your goals, why focusing on risk tolerance is a problem, and why you, too, need a financial planner. Joe Saul-Sehy is the co-host of the popular Stacking Benjamins podcast, and co-author of the book called Stacked: Your Super Serious Guide to Money Management. I sat down with Joe this week to chat about the various money topics he tackles in his new book, and an interesting connection to the Hardy Boys. You can find the show notes for this episode at https://maplemoney.com/189 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Why are so many people afraid to ask for help when they're having money trouble? What about opening up to a spouse or partner about their shared finances? My guest this week shares the 3 steps you can take to make talking about money easy. Want to know more? Don't miss this episode! If you still think of wealth as a numbers game, you haven't met Michelle Arpin Begina. An Advisor, Author, and Speaker, Michelle has taken her own money story and transformed it into a passion for financial literacy that marries wealth management and financial therapy. Michelle and I sat down to discuss a common problem; not being able to solve financial problems with those closest to you, because you're afraid to bring up the subject. You can find the show notes for this episode at https://maplemoney.com/188 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

What kind of investor are you? With the advent of technology and the emergence of low cost discount brokerages, more Canadian investors are taking a DIY approach with their money. Does that mean that financial advice no longer matters? Sheldon Brow is the founder & CEO of Fintech platform Pocket Finance. He's passionate about empowering clients with full and fair disclosure, inclusion, and bridging gaps to financial guidance and deeper client engagement. He's also an open banking enthusiast and finance futurist. I sat down with Sheldon recently to discuss why it's still important to seek the advice of various experts when it comes to your money. You can find the show notes for this episode at https://maplemoney.com/187 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Do you consider yourself to be good with money? The truth is, we have all struggled to manage our finances at some point. In fact, according to this week's guest, there are four different ways that people struggle with money. The good news is that you can train yourself to overcome your weaknesses. Jessi Fearon is a personal finance writer and coach who seeks to challenge, encourage, and equip women to take the steps they need to achieve financial freedom. Jessi is the author of the book, Getting Good with Money: Pay Off Your Debt and Find a Life of Freedom - Without Losing Your Mind. Jessi firmly believes in living a real life on a budget and that personal finance is, in fact, personal. She seeks to help others learn how to make their money work for them. You can find the show notes for this episode at https://maplemoney.com/186 Willful's user-friendly online platform means you can create your legal will and Power of Attorney documents from the comfort of home in less than 20 minutes and for a fraction of the price of visiting a lawyer. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

If you're not currently investing your money, what's preventing you from getting started? Are you worried about the risks involved? Do you lack the know how, or are personal circumstances, including your current financial situation, getting in the way? My guest this week understands the barriers that stop people from learning to invest, because she's been there. Keisha Bailey is the industry powerhouse behind the Profit Jumpstarter brand and is an experienced Financial Strategist, Investment Educator and Entrepreneur. She spent 17 years making money for wealthy individuals and corporations before shifting her expertise towards serving the up and coming generations of wealth builders. Keisha joins me on the show to explain how actions you take today will impact the kind of lifestyle you will have tomorrow. You can find the show notes for this episode at https://maplemoney.com/185  Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Have you ever avoided checking your credit card balance because it was too stressful? According to my guest this week, it's human nature to push away the hard things in life. Thankfully, there are ways you can reduce your financial stress and gain flexibility with your finances. Emily Guy Birken is a Plutus Award-winning freelance writer and the author of five books including Stacked: Your Super Serious Guide to Modern Money Management, written with Joe Saul-Sehy. Emily joined me this week to talk about some of the money mindset issues that she's tackled in her books. And that doesn't mean you can't find lighthearted humour in this topic, even while we discuss everything from the holocaust, to a zombie apocalypse. You can find the show notes for this episode at https://maplemoney.com/184 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Have you thought about downsizing your home to reduce expenses? Or maybe you've been saving for a down payment on your first house, while watching the real estate market continue to rise, making you feel left behind? What if you considered something more extreme to meet your housing goals while helping your finances? Michael Bartz is an actor, podcast producer and host, as well as an environmentalist. In 2017 he took a big step to lowering his environmental footprint by building his own off-grid Tiny House. It took four years, but he finished it and now he and his partner live on a farm in southern Alberta. He has no mortgage, no debt, and keeps his cost of living extremely low, which allows him to pursue creative endeavours full-time. Downsizing in all sorts of ways has allowed Michael to live his biggest life. You can find the show notes for this episode at https://maplemoney.com/183 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

You've heard of Bitcoin and possibly the blockchain, but what about NFTs and how they might become a major part of our metaverse future? Today, we're going to hear about how you can purchase these digital items that you truly own and can resell, hopefully for a profit. Mike Damazo is a video creator for Cult of Money, as well as his own channel, MDNFT. He is incredibly passionate about the NFT space, as well as cryptocurrency and DeFi in general. He's also is known as BAYC #916, based on an NFT that he owns. You can find the show notes for this episode at https://maplemoney.com/182 Willful's user-friendly online platform means you can create your legal will and Power of Attorney documents from the comfort of home in less than 20 minutes and for a fraction of the price of visiting a lawyer. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Have you ever been accused of being a shop-a-holic? Maybe it's a title you've given yourself. People often get teased for the shopping addiction, not realizing that sometimes, the addiction may be real. Sara Rose Danesi, Psy.D. is a licensed clinical psychologist and author of the blog, FITE addiction. Dr. Danesi writes about her personal struggle with shopping addiction and process for recovery as she pursues Financial Independence. She strives to empower others to experience the freedom of FI through financial sobriety. Sara joins me on the show this week to explain the different types of shopping addiction, and how to know when your urge to spend has become a problem. You can find the show notes for this episode at https://maplemoney.com/181 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Do you feel like your life needs more balance? Sometimes, in our pursuit of a better job, or more money, we lose sight of what really matters. We search for happiness, but then realize that financial or career success might not be making us any happier. My guest this week is here to talk about balance: How to invest and spend for happiness, Health, and Wealth. Andrew Hallam is one of the world's most prolific personal finance speakers, having spoken at corporations and organisations in more than 32 different countries. As the author of Millionaire Teacher and Millionaire Expat, he's the only Canadian personal finance writer to have a book hit #1 for Amazon's personal finance and investing categories in Canada, the US, the United Arab Emirates and Singapore. Andrew and his wife have been globally nomadic for the past eight years. His latest book is called, Balance: How to Invest and Spend for Happiness, Health and Wealth. You can find the show notes for this episode at https://maplemoney.com/180 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

When it comes to personal finance, 2021 was another year to remember, but not necessarily for the right reasons. Interest rates remained low and government COVID supports continued for the most part. But inflationary pressures hit hard, and Canadian families from coast-to-coast felt the impact from increased prices on everything from vehicles to gasoline and groceries. For the 3rd consecutive year, Rob Carrick of the Globe and Mail joins me to discuss economic and personal finance trends in the year ahead. I ask Rob for his thoughts on government COVID supports, and whether he sees them continuing in 2022. We also chat about the continued rise in house prices, low interest rates, and the impact of inflation on Canadian families in the coming year. You can find the show notes for this episode at https://maplemoney.com/179 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Have you wondered whether it's better to go with a fixed or variable mortgage rate? And where should you go to get a mortgage - through your bank or through a broker? These are the questions thousands of Canadian home buyers are asking every day. My guest this week is a mortgage lending expert who can answer many of these questions. Jacob Perez is an Ontario-based real estate investor & mortgage agent. Jacob started investing in real estate at just 23 years old. Since then, he's built a portfolio that's worth more than 10 Million dollars. As a mortgage agent he helps his clients build wealth by reverse engineering the borrowing system to help people scale from 1 to 10 properties. He is in the top 0.5% of Mortgage Agents in Canada by production in only his first 4 years and owns the brokerage, Synergy Mortgage Group. You can find the show notes for this episode at https://maplemoney.com/178  This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Do you find yourself going broke every Christmas? Do you feel yourself losing control over your spending? If so, you're not alone. Thankfully, my guest this week is here to help. Lauren Greutman is a financial coach who has appeared on The Today Show, The Rachael Ray Show, and Good Morning America, sharing simple, easy ways families can take back control of their money, live within their means, and create the happier life they've always dreamed of. I sat down with Lauren to find out how families can enjoy a debt-free and stress-free Christmas every year. You can find the show notes for this episode at https://maplemoney.com/177 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Here on the MapleMoney show, we've covered stock and real estate investing, but never in the same episode. But that all changes this week. Cody Yeh is my guest, and he's here to explain how he combines real estate, stocks, and stock options to compound the growth of his investments. Cody is a first-generation immigrant from Taiwan who came to Canada at the age of 18, went to university as an engineer, and eventually left his white-collar job. He's now a real estate investor and a Stock & Options Coach with a seven-figure investment portfolio. In this episode, Cody Yeh shares how you can earn cash flows and a good amount of revenue from both real estate and stocks. He talks about the mindset you use in real estate that you can carry over to stocks investment so you can win long-term. You can find the show notes for this episode at https://maplemoney.com/176 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

For most of us, price is the driving factor behind our spending decisions. But should we be looking deeper into the things we buy? My guest this week joins the show to explain how we can use our wallets to affect change in the world around us. Tanja Hester retired early from a career in political and social change communications to devote all her time to purpose-driven projects. Tanja is the author of the award-winning book, “Work Optional: Retire Early the Non-Penny-Pinching Way”, called “the best step-by-step guide to retire early” by MarketWatch. She's used her leadership position within the personal finance media community to push for more social and environmental awareness. Her upcoming book is called Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change. Tanja sat down with me this week to discuss some of the concepts from the book. You can find the show notes for this episode at https://maplemoney.com/175 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

We're all familiar with different types of insurance - home insurance, health insurance, car insurance - but what about stock insurance? Jerremy Newsome is my guest this week, and we're talking about a subject that we haven't tackled before here on the show - options trading. Options can be complicated, but Jerremy does a great job of breaking things down and making a complex topic much easier to understand. According to Jeremy, options are a type of insurance contract, plain and simple. Is he right? Listen in and find out! You can find the show notes for this episode at https://maplemoney.com/174 This episode of The MapleMoney Show is brought to you by Willful: Online Wills Made Easy. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Can an insurance policy form part of your investment strategy? It's one of the many questions I wanted to ask my guest this week. Gregory Rozdeba is the co-founder and President of Dundas Life, a digital insurance brokerage that uses technology to make life insurance simple, accessible, & personalized for Canadians. Greg joins me on the show to discuss the various types of insurance you can buy, and explains when an insurance policy might make sense as an investment. You can find the show notes for this episode at https://maplemoney.com/173 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

One of the great things about financial independence is having the ability to shift priorities when your plans change. My guest this week was on the journey to early retirement, but something changed. Mel Dorion is the blogger and creator of Modest Millionaires. She discovered FIRE early in her career & crafted a 10-year plan for her family to reach financial independence by 2025. In 2021, she made the decision to slow things down, by leaving her career as a public servant and spending more time with her family. You can find the show notes for this episode at https://maplemoney.com/172 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Have you been the victim of credit card fraud? If so, you've felt the anger, and even embarrassment that can come with it. This week, I spoke with someone who knows first hand how it feels to be a victim of fraud. Kari Norman is the author and creator behind the personal finance blog, Money In Your Tea. She has a background in Economics and is now self-employed, providing association management and bookkeeping services. Kari joins me on the show to tell her story, and to share some tips on how you can avoid becoming a victim of fraud, and what to do if it happens to you. You can find the show notes for this episode at https://maplemoney.com/171 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Have you ever been tempted to buy a stock based on advice from a friend or an article you read online? Maybe you went ahead and bought that hot stock. Unfortunately, those types of stories don't usually end very well. But that doesn't mean you should stay out of the market. My guest this week is Joseph Hogue, of Let's Talk Money YouTube fame. Joseph is a Chartered Financial Analyst with a 20-year background in venture capital and wealth management. I sat down with Joseph at FinCon, in Austin, Texas, in late September. Joseph and I talked about the right and wrong ways to pick stocks. Joseph also was kind enough to give us some insight into his investment portfolio, and how he divides his stock and ETF holdings. You can find the show notes for this episode at https://maplemoney.com/170 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Grocery prices have been in the headlines lately, but it's not a good news story. For various reasons, inflationary pressures are causing prices to rise for many household items, including the food in your fridge. Thankfully, there are ways you can fight back. Bob Lai is my guest this week. He and his wife are dividend investors who also know a thing or two about how to manage higher prices at the grocery store. Bob runs the personal finance blog Tawcan and has spent a lot of time researching changes in grocery prices for the past few years. He reveals which grocery store really does have the lowest prices, and shares some other ways you can lower your food bill. You can find the show notes for this episode at https://maplemoney.com/169 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

You don't have to be an expert to invest, but if you want to invest using leverage, some advanced knowledge is required. This week, I sat down with the Money Mechanic to discuss how he and his wife invest with leverage to get ahead financially. For the unfamiliar, Money Mechanic is the host of two Canadian personal finance podcasts, FI Garage and Explore FI Canada. He's a helicopter mechanic by trade, but an investor at heart. He loves talking about anything money and is passionate about teaching Canadians how to achieve Financial Independence. You can find the show notes for this episode at https://maplemoney.com/168 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

If I told you that you could build a real estate portfolio using other people's money, would you be interested? That's exactly what my guest this week did, to the tune of $75 million dollars! Edna Keep's journey from single mom at age 16 to multi-millionaire Real Estate Entrepreneur and Coach is inspiring. She owns long term, buy-and-hold rental apartment buildings in Canada and the US. Her claim to fame is a $75 Million real estate portfolio built with “Other People's Money.” Edna joins me on the show to explain how she became a successful real estate entrepreneur. You can find the show notes for this episode at https://maplemoney.com/167 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

In recent years, mobile technology has made banking more convenient than ever. Or has it? My guest week would say that while online banking has come a long way, it remains far from seamless. Andrew Chau is the co-founder and CEO of Neo Financial, a technology company that's creating a fully digital banking experience, without the fees and the hassles of dealing with a traditional bank. Andrew has a deep background as an entrepreneur. Prior to starting Neo Financial, in 2014, Andrew co-founded SkipTheDishes, Canada's leading food ordering and delivery platform. You can find the show notes for this episode at https://maplemoney.com/166 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%. Last, but not least, here's one final reminder to grab your free tickets to the Canadian Financial Summit, which kicks off on September 22nd. To get your free tickets, head over to https://maplemoney.com/summit