Podcasts about churning

Prime day wasn't as good as last year's but there was still a decent opportunity to get some spending in, while Pokemon continues to be profitable. We also went on a week-long trip to Portugal and had a great time!

An Iowa widow is suing her financial advisor and two life insurance companies after a premium-financed IUL strategy left her family farm buried in $38 million of debt. Mary Jo has been warning about this exact scheme for years — now there's a real lawsuit to prove it. In Episode 363 of Farming Without the Bank, Mary Jo Irmen breaks down the November 2024 lawsuit involving a debt-free Iowa farm family who was sold $23 million in IUL coverage — with $2.5 million in annual premiums financed through bank loans secured by their paid-off farmland. The strategy was sold as a way to protect the farm from estate taxes. Instead, it put the entire farm at risk. In this episode: The full story behind the Iowa widow's lawsuit (agent Davis, Emeritus, and PacLife) How premium financing works — and why it's especially dangerous for farm families How unethical agents exploit estate tax fears to target debt-free farmers The difference between "churning" and "twisting" — and why neither costs agents their license Why the original $5 million policy would have been enough all along Red flags to watch for if someone is pitching this strategy to you or your family The original $5 million policy would have covered everything. Instead, the debt hit $38 million. Don't let this happen to your farm. If you've been presented with a premium-financed IUL strategy — or know someone who has — reach out before signing anything. Mary Jo and John will review it at no charge.

Inspired by the clear and evocative 1985 translation of the I CHING,  by Kerson and Rosemary Huang - a team of a poet and physicist-poet, I kept a diary of musical interpretations of hexagrams which appeared to me when I consulted the oracle over the course of a year. The result was the album "9 Hexagrams," three of which I offer here.#44 : RENDEZ-VOUS (HEAVEN OVER WIND) / “Persevere” (Bill Mesnik)It's a dangerous hour when darkness reappears,And a sudden shower of your fears drowns your dreams, chokes your screams,Persevere!Judge not, lest ye be judged, and lead me not Into temptation…Persevere!through the dangerous hour, when I've lost my willWhen my soul is sour, and hope is nilFind the will, Forge the will,Crawl uphill —Persevere!#35: ADVANCE (FIRE OVER EARTH) / “Desire” (Bill Mesnik)I want what's on the shelf,I kill myself…I pray upon my knees,I crave release.I'll change my point of view,Each day is new.The pull begins again,Desire has no end.I want your every part,I kill my heart.#24: RETURNING (EARTH OVER THUNDER) / “Echoes” (Bill Mesnik)Echoes are echoing from deep in the ground,Churning, turning all around,As far as I've come, I've come back around,I'm hearing the sound of echoes, echoing from under the ground.Shadows are shadowing from the room down the hall,Dancing, glancing off the wall.Every step that I take, I answer the call Of shadows shadowing in the room down the hall.Whispers, whispering from the waiting graveThrill me, will me to be brave,Each moment arrives in a rush like a wave,It's the rush that I craveAs whispers are whispering from the waiting grave.

In this episode, we provide updates on biz dev, revenue sharing, free stable swaps, and Monero, as well as a strategy to onboard TradFi.Swap now https://swap.thorchain.org/ THORChain is a decentralized crypto exchange. THORChain is the first and biggest DEX for Bitcoin. You can use any self custody wallet to swap and there's no KYC required.Timestamps:00:00:00 Intro00:03:00 Randy's update00:04:00 Randy wants to know who we should integrate! Let him know!00:05:00 New ERC-20 pools are coming!00:08:00 Chad starts. Dynamic fee model is live for Symbiosis00:09:00 Symbiosis UI bug!00:10:00 Monitoring the code to make sure the behavior and results are what we intended00:13:00 New BPS idea for price execution00:15:00 Chad will methodically go through every integration to identify optimizations00:18:00 We are ready to look for another interface to test it on00:19:00 XMR update: We broke some things when patching Serai code00:20:00 Churning has been struggling, so we haven't added Zcash00:22:00 We could generate a Zcash address with the pubkey!00:24:00 Would being in the middle of a churn affect our ability to add a chain?00:25:00 Update on opt-in chain clients00:26:00 3.19.4 timeframe so XMR can get added?00:28:00 Audience question: AI/THORKit package to run a node00:32:00 AI alerting tools00:36:00 Randy: Super excited for AI agents interacting with THORChain00:38:00 CEXs are done when it comes to AI agents and can't compete!00:40:00 Chad B is interested in helping projects add AI agent utility00:42:00 Randy: EU euro (stable-to-stable) swap volume potential00:44:00 THORChain's permissionless ethos will win00:46:00 Revenue share discussion — where do we stand?00:48:00 We will make integrators more competitive with revenue sharing!00:53:00 Bittensor subnet AI model capability?00:59:00 Chad's list of upcoming features01:02:00 POL Economic Mimir needs to be changed to Operational01:05:00 Randy: How do I get TradFi to use THORChain?01:07:00 Randy: We must maintain the moat of our ethos01:09:00 Chad B: We are the DeFi OGs. Erik Voorhees' ethos with Venice is just like THORChain01:13:00 We will never surrender the moat of our ethos01:15:00 Stocks on THORChain?01:18:00 XMR update01:22:00 XMR will be the most consequential chain client

It's trade season galore! Jerseys are swapping and the rumors are milling - Nekias Duncan and Steve Jones talk through it all.  They discuss the recent Ja Morant trade and his fit with the Portland Trail Blazers, touch on the Charlotte Hornets trading Miles Bridges to the Phoenix Suns, and cover all the news surrounding some of the league's biggest players. Will LeBron James and Anthony Davis join the Golden State Warriors? Is Kawhi Leonard going to the Toronto Raptors? What's going on with the Jaylen Brown and Jalen Duren situations? Then, the pair switch gears and talk W - they preview the WNBA Commissioner's Cup final and talk through the middle-ranked teams in the WNBA. That and more on today's Dunker Spot episode. 01:19 Grizzlies trade Ja Morant to Blazers 26:19 Hornets trade Miles Bridges to Suns 33:04 LeBron & AD to Warriors? 36:38 What's next for Kawhi Leonard? 41:48 What's next for Jaylen Brown? 45:23 What's next for Jalen Duren 51:35 Biggest winners & losers of NBA Draft 57:46 Salute to Minnesota Lynx 01:02:41 Middle ranked teams check-in 01:21:11 Commissioner's Cup preview Subscribe to the The Dunker Spot on your favorite podcast app:

Credit card rewards can look like easy money—especially when we hear about earning flights, hotel stays, and cash bonuses, just by opening new cards. On the next Faith & Finance Live, Rob West cautions us about a growing strategy called, “credit card churning” that may carry more risk than reward. Learn what it is, where the dangers are, and how Christians can think wisely about rewards, debt, and stewardship. Then, it’s on to calls. That’s Faith and Finance Live . . . biblical wisdom for your financial journey. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

Credit card rewards can look like easy money, especially when you hear stories of people earning flights, hotel stays, and cash bonuses simply by opening new cards. But one increasingly popular strategy—known as credit card churning—may carry more risk than reward. As Christians, we're called to think about financial tools with wisdom, not just ask whether something is technically allowed or potentially profitable. The better question is this: Does this help me become a more faithful steward of what God has entrusted to me? What Is Credit Card Churning? Credit card churning is the practice of opening new credit cards primarily to earn sign-up bonuses. A person opens a card, spends enough to qualify for the bonus, collects the reward, and then moves on to the next offer. On the surface, it may sound clever. After all, if a card offers hundreds of dollars in rewards, why not take advantage of it? But for most people, the strategy is far more complicated than it appears. Opening multiple credit cards can trigger hard inquiries on your credit report. It can reduce the average age of your accounts. It can create more payment due dates to manage. And many card issuers have become more restrictive with these offers than they were in years past. Some companies limit how often you can receive a bonus. Others may claw back rewards if they believe the system has been abused. And even when everything goes according to plan, one missed payment, one overlooked annual fee, or one spending requirement that encourages unnecessary purchases can quickly erase the benefit. For most people, it is simply more effort than it is worth. A simpler setup—a reliable rewards card, a debit card, and perhaps a business card if needed—will meet most needs without adding unnecessary risk. Not All Rewards Are Unwise That does not mean all credit card rewards are unwise. If someone pays the balance in full every month, tracks spending carefully, and already lives within a healthy budget, rewards can provide real value. A cash-back card may reduce everyday expenses. A travel card may help with a planned trip. And credit cards often provide stronger fraud protections than debit cards. But here is the key: rewards should enhance good financial habits, not compensate for weak ones. A rewards card is not a solution for overspending. It is not a substitute for a budget. And it should never become an excuse to buy more than you planned simply to earn points. If you carry a balance, the interest will almost always outweigh the rewards. When Does It Make Sense to Open a Credit Card? It may make sense to open a credit card when someone has already demonstrated financial consistency. That means they pay bills on time. They track their spending. They are not carrying consumer debt. They have a stable plan for their money. In that context, a credit card may help build credit history and provide useful benefits. But it is wise to be cautious about opening a new card if you are already carrying credit card debt, struggling to manage monthly expenses, recovering from missed payments, or tempted to spend more because of rewards. The issue is not simply whether a credit card is good or bad. The issue is whether it supports faithfulness—or creates unnecessary temptation and complexity. Is There a Moral Concern With Credit Card Rewards? Some argue that rewards benefit financially healthy cardholders at the expense of those in debt. Others point out that rewards are often funded through merchant fees, which businesses agree to pay when they accept cards. There is a moral dimension worth considering, but we should be careful not to oversimplify it. Rewards are generally tied to creditworthiness and financial behavior. Many households at a variety of income levels can qualify for rewards by building strong habits, maintaining a good credit score, and using credit responsibly. So the better focus is not shaming someone for receiving rewards. It is helping more people develop the wisdom and discipline to use financial tools responsibly. Churning, Personality, and the Pull of Quick Gain Credit card churning also reveals how personality shapes financial decisions. Some people love optimization. They enjoy spreadsheets, rules, deadlines, and the feeling of “winning the game.” Others need simplicity and predictability. But personality does not determine financial faithfulness. Habits do. Proverbs 21:5 says, “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.” Credit card churning often appeals to the hasty part of us—the part that wants quick gain, clever advantage, and immediate reward. But Scripture calls us to something better: diligence, patience, contentment, and faithful stewardship. A Better Question to Ask Before chasing the next bonus, ask a better question: Does this help me become a more faithful steward of what God has entrusted to me? If the answer is no, it may be best to leave the reward on the table and choose the freedom of simplicity instead. The best financial strategy is not the one that squeezes every possible point out of the system. It is the one that helps you live faithfully, give generously, avoid bondage, and remember that everything you have belongs to God. On Today's Program, Rob Answers Listener Questions: I sold my camper last year and put $5,000 into a regular savings account, earning very little interest. Since this is basically my only emergency fund, I'd like to keep it liquid but earn more. How can I find a higher-interest savings account with no penalties for accessing the money? I'm 78 and trying to decide when and how to buy a safer car. My granddaughter needs my current car, and I have about $30,000 in local bank accounts and $226,000 in an IRA. Should I buy new or used, use savings, withdraw from my IRA, finance it, or possibly borrow against myself? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) AdelFi Christian Banking Bankrate | NerdWallet Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. 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Stupid News Extra 6-16-2026 …Keep on Churning till the Butter Comes

Two British brothers have completed an astonishing 20,000 rides on The Big One at Blackpool Pleasure Beach, which is impressive, slightly baffling, and probably not what the designers meant by customer loyalty.In this episode of Mark and Pete, we look at the extraordinary roller coaster record set by twin brothers Mark and Colin Brown, who have spent years repeatedly riding one of Britain's most famous attractions. The Big One opened at Blackpool Pleasure Beach in 1994 and was once the tallest and fastest roller coaster in the world. It rises to around 235 feet, reaches speeds of up to 85 miles per hour, and lasts roughly three minutes. Twenty thousand trips therefore amounts to about 1,000 hours actually sitting on the ride. That is more than 41 straight days of climbing, dropping, rattling and trying to look composed for the photograph.The total distance travelled is equally absurd. With each circuit covering more than a mile, the brothers have effectively travelled over 20,000 miles while remaining in Lancashire. It is almost a journey around the world, only with the same gift shop at the end every time.We discuss Blackpool Pleasure Beach, British eccentricity, roller coaster enthusiasts, unusual world records and the strange human ability to turn almost anything into a lifelong mission. Why do people become devoted to one ride, one football club, one railway line or one particular café table? Is this admirable persistence, magnificent obsession, or simply what happens when a hobby escapes adult supervision?There is something rather cheerful about it. No scandal, no political collapse, no grim prediction. Just two brothers, one enormous steel roller coaster and a determination to keep going long after most sensible people would have bought an ice cream and gone home.The Big One, Blackpool Pleasure Beach, roller coaster record, 20,000 rides, British theme parks, amusement park history and extreme hobbies. Strap in. Apparently once was nowhere near enough.z

This month I continued to scale Pokémon at Walmart, but it feels like it may be nearing a breaking point due to the massive quantities of accounts that have been created in the last few months. We also went on a trip to southern Japan, Guam, and Manila, including several FHR properties, which ended up being a lot of fun!For more information on the Patreon and private Slack group, head over to churninglife.com.

Ali quit his job a few months after ChatGPT launched, convinced AI would eat labor marketplaces like Upwork. With no co-founder and no code, he collected $12K from real customers—using a faked demo and a cloned voice. Then he pitched 100 VCs in 10 days and got 47 straight 'no's.In this episode, Ali breaks down how he banked $12K in revenue before writing a single line of code, how a $20/month Slack community drove Amigo's first $1M in ARR, and why he churned every existing customer to go all-in on $100K+ healthcare enterprise deals.Why You Should ListenWhy validation only counts when dollars exchange hands.How a $20/month paid community turned into $1M in ARR.Why he refunded every customer and churned 100% of his revenue.Why founders must sell the first $2M themselves before hiring an AE.Keywords startup podcast, startup podcast for founders, product market fit, finding pmf, AI agents, healthcare AI, enterprise sales, pre-seed fundraising, community-led growth, customer validation, pivot, Amigo AIChapters00:00:00 Intro00:08:37 From Upwork to Starting Amigo00:13:30 $12K in Revenue Before Writing Code00:23:24 Pitching 100 VCs in 10 Days00:30:20 47 No's—Then FOMO Took Over00:37:12 The $20/Month Community Behind the First $1M00:45:47 Churning 100% of Revenue on Purpose00:01:49 The Moment of True Product Market FitSend me a message to let me know what you think!

This month Bank of America decided to close some of my accounts for doing something I should have known better not to do. I've also been working on getting a secondary warehouse to handle Prime Day (in June this year?) and grinding Walmart as usual.For more information on the private Slack group and Patreon, head over to churninglife.com.

A flood sweeps away Waymo's in San Antonio and we dig into safety claims, and why they really don't get tickets. Zook's terms are flagged for burying major warnings, forcing arbitration, and capping liability. Lawmakers are criticized for framing alcohol-impairment prevention tech as “surveillance” while carmakers already monetize driver data. Plus NHTSA is underfunded truck-safety oversight, Tesla's retrofits for “full self-driving,” police pursuit tech like grapplers and drones, and a batch of recalls from Ford, Volkswagen/Audi, and Jaguar Land Rover.Support Safety!https://www.yahoo.com/news/articles/waymo-san-antonio-still-paused-212804570.htmlhttps://www.youtube.com/watch?v=CBNfHUhmdq8https://www.washingtonpost.com/dc-md-va/2026/04/24/robotaxis-dc-bill-charles-allen/https://newrepublic.com/article/209475/waymos-wont-solve-traffic-deathshttps://www.nytimes.com/2026/04/24/opinion/trucking-safety.htmlhttps://www.yahoo.com/news/articles/ready-next-car-decide-too-145928352.htmlhttps://www.msn.com/en-us/news/other/exclusive-kill-switch-amendment-could-shake-up-the-capitol-hill-fisa-fight/ar-AA21RESZhttps://insideevs.com/news/793786/tesla-hw3-retrofit-micro-factories/https://nypost.com/2026/04/10/us-news/california-congresswoman-pushes-for-technology-to-reduce-deadly-car-chases/https://static.nhtsa.gov/odi/rcl/2026/RCLRPT-26V238-6269.pdfhttps://static.nhtsa.gov/odi/rcl/2026/RCLRPT-26V240-2255.pdfhttps://static.nhtsa.gov/odi/rcl/2026/RCLRPT-26V258-9757.pdfhttps://static.nhtsa.gov/odi/rcl/2026/RCLRPT-26V248-5125.pdf

As the NFL Draft approaches, the Atlanta Falcons rumor mill is cranking up. The latest has Kyle Pitts available for the right price. Scott and Nick dive into the validity of the rumor and play some What Ifs, ahead of a 7-Round NFL Mock Draft. Sign up for PrizePicks with code: HMA and get $50 in lineups instantly when you play your first $5+ lineup! https://link.prizepicks.com/LME0/SCOTTKENNEDY Become a Member of the Falcons Podcast: https://www.youtube.com/channel/UCExH7g8jWCX0Wb5p6Jd9FwA/join For More Atlanta Falcons News: https://www.si.com/nfl/falcons/onsi Nick Kendell: https://x.com/NickKendellMHH Scott Kennedy: https://www.youtube.com/c/scottkennedy?sub_confirmation=1 Garrett Chapman: https://x.com/gchapatl ⁠⁠⁠ ⁠Falcons Podcast Live Stream⁠ Schedule: Monday: 8:35 a.m. EST with Scott Tuesday: 6:00 p.m. EST with Garrett Wednesday: 8:35 a.m. EST with Scott and Nick Thursday: 6:00 p.m. EST with Garrett Friday: 8:35 a.m. EST Members Only with Scott The Falcons Podcast: Spotify -⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://open.spotify.com/show/4Sa2BYyM3pLAV78VXAb1Cs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ iTunes - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/the-falcons-podcast/id1625096227?uo=4⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠iHeart - https://www.iheart.com/podcast/53-the-falcons-podcast-97509849/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ #Falcons #atlantafalcons #DirtyBirds Learn more about your ad choices. Visit megaphone.fm/adchoices

This month I went to two different meetups including one in New Orleans, as well as a week-long trip to Kauai for our final Wyndham/Vacasa redemption. I've also been working hard on Walmart with some good success.

If you have ever stared at a blank page and wondered whether you are actually a writer or just someone who wishes they were one, circle 'round. Dr. Eve L. Ewing (sociologist, poet, and Marvel Comics writer) offers an honest look at what a serious creative practice actually requires. Learn how she builds a community that sharpens her work, and hear exactly how she develops a new project from the first spark to the finished page. You'll leave this conversation with less mystery about what's been standing between you and the writer you want to become.  Chapters 00:00 Introduction to Eve L. Ewing and her latest work, Original Sins 02:16 Growing up in Chicago: Artistic accessibility and public investment 05:24 Values and the necessity of chosen family 08:14 Multi-generational service: The Black church and mutual aid 10:21 The origin story: From fan fiction to being "seen" as a writer 15:14 The "Capital W" Writer: Nourishing craft and moving toward the light 17:32 Community and mimesis: Learning through the work of peers 21:21 Wrangle the idea: How poetry, prose, and comics demand different approaches 23:46 Stress-testing the argument: The anatomy of persuasive prose 26:11 Churning out the joints: The liberating structure of comic book writing 29:13 Pop culture overthinking and final reflections Connect with Eve: Follow on Instagram: https://www.instagram.com/eve.ewing Website: https://eveewing.com/ Support the show Website: Martine SeverinFollow on Instagram: Martine | This Is How We CreateSubscribe to the Newsletter: Martine's Substack This is How We Create is produced by Martine Severin. This episode was edited by Daniel Espinosa. Podcast show art is designed by Violetta Encarnación. Music by Timothy Infinite. Subscribe wherever you get your podcasts Leave a review Follow us on social media Share with fellow creatives  

How to Save Your Marriage When Your Spouse Is Pulling AwayWhen a spouse is pulling away, it is easy to panic, push for talks, explain more, and try harder in ways that create even more distance. Those reactions often lead to conflict, churning, or rejection instead of connection. In this episode, Coach Jack helps listeners understand how to slow down, stop the patterns that make things worse, and rebuild connection in a way that fits where their relationship actually is now.What You'll Learn:How to tell whether to work together with a spouse or begin making changes on your ownWhat churning looks like and how to replace it with behaviors that build connectionHow to match the current level of connection instead of moving too fast and creating more resistanceWhat makes a spouse more likely to enjoy, desire, and respect the relationship againWant to Work With Coach Jack?:The Re-Connections Coaching Package can help listeners become calmer, more connected, and more effective in the way they approach a struggling marriage. It is a good fit for those who want practical help changing the patterns that create distance and building the kind of connection a spouse can respond to.Key Takeaways:Panic behaviors create more distance.Churning is not progress.Connection comes before problem-solving.Attraction grows through pace, consistency, and desirability.Respect is built through values, follow-through, and boundaries.Additional Resources:Free Downloads to help your spouse to enjoy talking with youBooks by Coach JackRe-Connections Coaching PackageWork one-on-one with Coach Jack to repair your relationship using small, easy steps that rebuild connection quickly. Visit CoachJackIto.com to learn more about relationship coaching.

This month continued to be good at Best Buy for iPads, and there was some big drops at Walmart for Pokemon. On the travel side, I went on a two-week trip to Kyoto, Taiwan, and Thailand to escape the Portland winter.

Send a textJoin us as we slowly work our way towards the playoffs. It is gonna come down to it for a lot of teams!

Recorded: Monday 16th of March, 2026Location: Garmisch-Parterkirchen, Germany and Manchester, UK.Sponsor: A Note To The Runners: ⁠Get my book here.⁠Register for my mentorship! ⁠⁠Fill it out the form here.⁠Poems:A feeling that I can't articulate,A place that lives between intuition and indecision,and the knowing, That something must changeAnd be moved,And maybe displaced,Until, A part of me has churnedAnd formedInto something solidAnd malleableSmooth like butterAnd spreadable like lifeI cannot articulate this feeling,But I know something must change.

Stone and Wood Presents...A Day of the purest drama at the Newcastle Challenger Series event with careers and qualification hopes hanging in the balance. Go to https://surfshark.com/swellian or use code SWELLIAN at checkout to get 4 extra months of Surfshark VPN!See omnystudio.com/listener for privacy information.

Full show - FrYiday | Superstitions | News or Nope - Pizza Hut, churning butter, and birthday hunks | Feel Good Friday | Movie tropes | Is Erica's dog an imposter? | St. Patrick's Day in Denver | Being hip vs personal style | What your favorite alcohol says about you | Stupid stories www.instagram.com/theslackershow www.instagram.com/ericasheaaa www.instagram.com/thackiswack www.instagram.com/radioerin

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What do you do when you’re left with 200 litres of cream? If you’re Pierre Issa, better known as Pepe Saya, you churn it into cultured butter. Pepe’s first batch back in 2009 was, in his own words, “dreadful”. But instead of walking away, he kept churning. Seventeen years later, Pepe Saya butter is served in top restaurants, stocked in premium retailers, flown business class on Qantas, and is now being produced with the Amish community in the United States. In this episode, Pepe talks about: How a glut of cream at Christmas started a cultured butter revolution Changing the cultured butter game in Australia How farmers’ markets help build the Pepe Saya brand The evolution from market stall to home and commercial kitchens Making a bold move into the United States A surprising partnership with Amish dairy farmers to produce butter for the US market Winning over chefs and building a loyal following Launching a new Australian milk brand This is a story about curiousity, stubbornness, and the power of building a global artisan brand built on craftsmanship, persistence and doing things properly from the ground up. Subscribe or follow for more interviews with industry leaders and changemakers. This episode is proudly brought to you by UNOX Australia, leaders in smart oven innovation for commercial and residential kitchens. Learn more at www.unox.com. Follow & Connect with Pepe Saya https://www.instagram.com/pepesaya https://www.instagram.com/pepesayausa https://www.instagram.com/mrspepesaya www.pepesaya.com.au and www.pepesaya.com Connect with your hosts: Tawnya Bahr: https://www.linkedin.com/in/tawnyabahr Lucy Allon: https://www.linkedin.com/in/lucyallon Subscribe to our newsletter: https://straighttothesource.com.au/community Follow Straight To The Source: @straight_to_the_source Find out more about Straight To The Source: https://straighttothesource.com.au@straighttothesourcepodcast: https://www.youtube.com/See omnystudio.com/listener for privacy information.

TURSDAY HR 3 Monster Sports - R.I.P. Lou Holtz. NFL free agents. NBA tanking problem. Orlando Magic. National Absinth Day. Can you get a real absinth drink? Deisi Del Toro has a realization. Did you know you can make butter out of this milk? See omnystudio.com/listener for privacy information.

Credit Card Churners are people who repeatedly open and close credit card accounts to primarily earn sign-up bonuses like cash back, points, or travel miles. Is this type of hack strategy illegal? On this episode, Jason and Peter ask financial expert and senior advisor at Magnetar, Roger Hochschild, to explain how this process works. We'll also have Roger clear up a few myths and answer some questions that you might also have when it comes to finance and credit cards. For example, does it actually hurt your credit score every time you check it? Is it actually a good thing or bad thing to pay off your credit card every month? Why do lenders look more at your Fico Score instead of your credit score? Roger also takes a moment to explain the process of closing our your loved ones credit cards after they have passed away. He'll also offer his advice on finding a good company for long term investments instead of trading. Learn more about your ad choices. Visit megaphone.fm/adchoices

Best Buy spending continued to be strong with the annual business gold cap reset and good sales on iPads and Apple watches. I also have been making good progress on the Pokémon front with Walmart. The travel for this month included a visit to Mexico City for the first time and another ski trip in Europe, both great trips!For more information on the private Slack group, head over to churninglife.com.

December had a lot of great deals on Apple products, with the main items being the S11 Apple Watches and iPad 11s. I also talk with Bryan M about his recent trip to Norway and the Lofoten Islands, including KLM and AA business class for his family of four and some great value with Choice hotels. A meetup is happening in New Orleans on 3/28 and the details have been sent out to the mailing list. If you would like to join and didn't get an email, let me know at churninglife@gmail.com.

Is Waiting for the "Perfect Time" Sabotaging Your Future?We often treat our dreams like fragile artifacts that can only be handled once we are "fully prepared" – whether that means reaching a certain age, hitting a savings goal, or waiting for the world to feel less turbulent. Kent and Caanan challenge the tradition of deferring life and explain why working with what you have is the most effective way to create lasting change.Drawing from their own history of starting a "no vacation required,” they break down the trap of the "I'm waiting because" list. From the importance of intentional doing to the surprising way dreams expand once you actually start moving, this episode is a call to fast-track your goals rather than keeping them in a permanent state of "later." CHAPTERS(00:00) Why are we still doing that?(00:51) Mind Share: The "Locked In" mentality and the satisfaction of flow(03:30) Lessons from the "Dream of the Planet"(05:32) Looking back at the "Old Days" of starting NVR(07:10) Fragility and the myth of the "guaranteed" future(09:55) Why starting now makes your dreams bigger(11:41) March 2020: A case study in living for now(13:33) Intentional Doing vs. "Churning"(15:19) Understanding who you are as a tool for change(16:45) Worth the Time: Why games are essential for mental clarity KEY TAKEAWAYSWork With What You Have: Waiting for the "right time" is a cycle that often leads to permanent deferment; the most powerful place to start is exactly where you are.Intentional Doing: Effective change is not about just "doing something" to feel busy; it must be tied to a clear vision of your life and your unique personality.Fragility as Motivation: Because health, politics, and social structures are inherently fragile, fast-tracking your dreams is a practical strategy rather than a risky one. RESOURCES MENTIONEDStrengths and Personality Assessments: https://novacationrequired.com/services SUPPORT NO VACATION REQUIREDIf this episode encouraged you to take a step toward your goals today, please leave a review on Spotify or Apple Podcasts! It is the best way to help our message reach more people.Subscribe: Never miss an episode by hitting the follow button on Spotify or Apple Podcasts.Check out our website: https://novacationrequired.com/servicesRead our book: https://novacationrequired.com/bookFollow us on Instagram: https://www.instagram.com/novacationrequired/

In the final hour of the 'best of', Chris Merrill's got a lively discussion going on about the world of streaming services. He's sharing his own experiences with subscription fatigue and the rise of ad-supported tiers. Chris talks about how he's rotating through services to avoid overspending, and how this trend might impact the future of content creation. He also dives into the world of rebooting classic TV shows, discussing the challenges and possibilities of reviving iconic series. See omnystudio.com/listener for privacy information.

This is the second part of a two-part conversation with Alice Bolin, author of ‘Culture Creep: Notes on the Pop Apocalypse' (Mariner Books; HarperCollins).

This is the second part of a two-part conversation with Alice Bolin, author of ‘Culture Creep: Notes on the Pop Apocalypse' (Mariner Books; HarperCollins).

Black Friday was a bit disappointing on Best Buy because the best Airpod sale never went live, but there were still plenty of lower margin deals. On the travel side, we visited the Maldives for the first time with stopovers in both Dubai and Doha. 

There's a lot to get through in this episode. Churning butter. Radio Sonde weather balloons. Stone age times. Puncture outfit. Building a bicycle. Happy days!

See omnystudio.com/listener for privacy information.

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This month, iPhones continued to go strong and are still going through November. There was also a good sale on iPads and Airpods at Best Buy with another round of coupons. We went on two different weeklong trips, one that included Hermitage Bay in Antigua and another at Chicago Seminars followed by Miami.To join the mailing list, there is a link on the website churninglife.com.

From the depths of the cosmic ocean, Dhanvantari arose - radiant and serene, carrying the pot of Amṛta, the nectar of immortality. This is the birth of Ayurveda, the birth of healing itself.In this special Dhanteras episode, Dylan retells the ancient Vedic story of the Samudra Manthana (the Churning of the Ocean of Milk) and reveals how this timeless myth mirrors the process of transformation within us all. As light and shadow churn together, both poison and nectar emerge, showing that healing is not about escape, but integration.A meditative and mythic journey through one of the Vedas' most profound tales, this episode invites you to awaken the Dhanvantari within - the innate intelligence that restores balance, purifies what's toxic, and reveals the radiant nectar of health and consciousness that lies beneath the surface of all experience.IN THIS EPISODE WE DISCUSS:

This month we had the iPhone 17 release which went very well and is continuing to be strong through October. I also share my thoughts on the Maxout Deals arrests and Pepper's financial issues.

Churning quantities of carbon dioxide into the atmosphere at the rate we are going could lead the planet to another Great Dying By Peter Brannen. Read by Lincoln Conway. Help support our independent journalism at theguardian.com/longreadpod

Sometimes the fossil record preserves some really astonishing traces of past life, including footprints and even burrows! But how can there be burrows if the fossil record were formed by a singular, catastrophic flood? Leonard Brand wondered this very same question and set out to try to understand how much of a problem this really is. Todd and Paul chat with him about his research on fossil burrows and learn the shocking reality of the fossil record. There just aren't that many burrows at all! What does this mean for the flood or for long age geology? Find out in this latest episode of Let's Talk Creation! #creationism #creationscienceMaterials mentioned in this episodeBrand, Leonard and Art Chadwick. Faith, Reason, and Earth History:A Paradigm of Earth and Biological Origins by Intelligent Design, 3rd edition. 2016Hardcover: https://a.co/d/2VodNGjFree EPUB: https://cdn.ministerialassociation.org/cdn/eldersdigest.org/files/Faith,%20Reason,%20and%20Earth%20History%20by%20Leonard%20Brand%20and%20Arthur%20Chadwick.pdf Östring , Sven. Rising Waters, Enduring Faith: Investigating the Historical & Global Reality of the Biblical Flood. 2025.https://a.co/d/3IQcdAz Bromley RG. Trace Fossils: Biology, Taphonomy and Applications. 3rd ed. London: Chapman and Hall; 1996. https://archive.org/details/tracefossilsbiol0000brom 

Stocks are for show, but bonds are for dough. And bonds are screaming in distress at the present moment. Meanwhile, be extremely cautious about private equity in 401Ks, which the Trump administration is planning to make legal.Click Here for Peak Financial Investing

Dr. Svoboda explains our tumultuous world through the lens of Rahu, an Indian shadow planet which is darkly influencing our society. This week on Living with Reality, Dr. Svoboda shares:The confusing, multi-polar, world which we are living inThe current manifestation of Rahu (a shadow planet in Indian Astrology)The myth of The Churning of the Ocean of Milk and Rahu's cosmic originHow those influenced by Rahu are highly interested in scheming, immortality, and grandiosity The three times of Rahu in the United States (The birth of the United States & Revolutionary War, 1895-1913, and 2015-current times)Tremendous concentrations of wealth vs. poverty and great confusion around the truthNavigating how to live through 8 more years of Rahu The current U.S. president as an incarnation of RahuGrandiosity, spiritual inflation, and ego-driven delusions in times of RahuFollowing Ayurveda and being with Sangha as antidotes to the effects of RahuPutting our focus on nature, our guru, and a vision of a more peaceful future“Human beings are being strongly influenced by shadows, in particular the shadows on their screens. Yes, those are colorful shadows and they're back-lit, but they're still shadows. They're representations of reality that claim to be real, when in fact they're simply shadowy images. Image more than actual reality is what Rahu is all about.” – Dr. SvobodaAbout Dr. Robert Svoboda:Dr. Robert Svoboda is the first Westerner ever to graduate from a college of Ayurveda and be licensed to practice Ayurveda in India. During and after his formal Ayurvedic training he was tutored in Ayurveda, Yoga, Jyotish, Tantra and other forms of classical Indian lore by his mentor, the Aghori Vimalananda. He is the author of twelve books including Prakriti: Your Ayurvedic Constitution and the Aghora series, which discusses his experiences with his mentor during the years 1975 – 1983.In the years since 1986, Dr. Svoboda has traveled extensively, spending three months per year on average in India. He often speaks on Ayurveda, Jyotish, Tantra and allied subjects in locales across the world.Join Dr. Svoboda's courses, watch the latest video in Dr. Svoboda's 5 Minutes series on Youtube and follow Dr. Svoboda on Facebook and Instagram for updates, events, and new content. You can also check out www.drsvoboda.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's been nearly a decade since Rihanna released a studio album—and fans and critics alike have wondered when, if ever, a follow-up to 2016's Anti might arrive. Which is ironic, because in her heyday, Rihanna was the most productive hitmaker on the charts. Churning out at least one album a year in the late aughts and early ‘10s,  Rihanna's approach to the charts was closer to early Motown or the Beatles than Beyoncé or Taylor. The result: the Barbadian pop deity scored more No. 1s than any 21st century artist, from “SOS” and “Umbrella” through “Diamonds” and “Work.”  Join Chris Molanphy as he traces Rihanna's journey from tropical tyro to commanding chart queen and explores how she found hits at a boundless pace. Podcast production by Kevin Bendis. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's been nearly a decade since Rihanna released a studio album—and fans and critics alike have wondered when, if ever, a follow-up to 2016's Anti might arrive. Which is ironic, because in her heyday, Rihanna was the most productive hitmaker on the charts. Churning out at least one album a year in the late aughts and early ‘10s,  Rihanna's approach to the charts was closer to early Motown or the Beatles than Beyoncé or Taylor. The result: the Barbadian pop deity scored more No. 1s than any 21st century artist, from “SOS” and “Umbrella” through “Diamonds” and “Work.”  Join Chris Molanphy as he traces Rihanna's journey from tropical tyro to commanding chart queen and explores how she found hits at a boundless pace. Podcast production by Kevin Bendis. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's been nearly a decade since Rihanna released a studio album—and fans and critics alike have wondered when, if ever, a follow-up to 2016's Anti might arrive. Which is ironic, because in her heyday, Rihanna was the most productive hitmaker on the charts. Churning out at least one album a year in the late aughts and early ‘10s,  Rihanna's approach to the charts was closer to early Motown or the Beatles than Beyoncé or Taylor. The result: the Barbadian pop deity scored more No. 1s than any 21st century artist, from “SOS” and “Umbrella” through “Diamonds” and “Work.”  Join Chris Molanphy as he traces Rihanna's journey from tropical tyro to commanding chart queen and explores how she found hits at a boundless pace. Podcast production by Kevin Bendis. Learn more about your ad choices. Visit megaphone.fm/adchoices

It's been nearly a decade since Rihanna released a studio album—and fans and critics alike have wondered when, if ever, a follow-up to 2016's Anti might arrive. Which is ironic, because in her heyday, Rihanna was the most productive hitmaker on the charts. Churning out at least one album a year in the late aughts and early ‘10s,  Rihanna's approach to the charts was closer to early Motown or the Beatles than Beyoncé or Taylor. The result: the Barbadian pop deity scored more No. 1s than any 21st century artist, from “SOS” and “Umbrella” through “Diamonds” and “Work.”  Join Chris Molanphy as he traces Rihanna's journey from tropical tyro to commanding chart queen and explores how she found hits at a boundless pace. Podcast production by Kevin Bendis. Learn more about your ad choices. Visit megaphone.fm/adchoices