Teach Me How To Money

It's our 50th episode of the podcast! Thanks for listening! Maybe you dream of starting your own business, but you don’t know exactly how to break out of cubicle culture, or your current job. On this episode of Teach Me How to Money, we talk to Stash CEO and co-founder Brandon Krieg about how he got the idea to launch a new kind of financial services company, and how the best businesses—including Stash—help to solve customer problems. See acast.com/privacy for privacy and opt-out information.

You don’t need a huge stack of money to start planning for retirement. On this episode of Teach Me How to Money, personal finance expert Farnoosh Torabi walks us through the steps of saving with retirement goals in mind. Even if you can only save small amounts of money at first, it all adds up. See acast.com/privacy for privacy and opt-out information.

Buying a home is the biggest purchase that many of us will ever make, and it usually involves taking on lots of mortgage debt. On this episode of Teach Me How to Money, real estate pro Natali Morris sheds some light on the home buying process, and why it might help to purchase property that produces income. See acast.com/privacy for privacy and opt-out information.

On this episode of Teach Me How to Money, financial advisor Winnie Sun teaches us what it means to be mentally strong, and why getting creative about making money can help you gain confidence and help you take control of your financial life. She’ll also talk about why you should try to increase your financial knowledge every day. See acast.com/privacy for privacy and opt-out information.

Learning to balance risk with reward in the stock market, starting your own business, and sorting out how much debt you should take on for home and college loans are just a few of the things we talk about on this episode of Teach Me How to Money, with guest Joe Saul-Sehy. In addition to his podcast Stacking Benjamins, Saul-Sehy has advised people about money for decades. His big advice: be sensible about risk when investing, but don’t avoid risk completely. See acast.com/privacy for privacy and opt-out information.

We’re all used to mom and dad having serious talks with us. But how do we turn the tables and have that all-important talk with our parents about their own financial lives as they get older? On this episode of Teach Me How to Money, financial columnist Cameron Huddleston gives us advice about how to tackle one of the hardest money topics there is--the financial future of your parents, and why we have to do it. See acast.com/privacy for privacy and opt-out information.

Life’s all about the choices you make and on this episode of Teach Me How to Money, financial expert Paula Pant talks about how you can afford anything, if you make the right choices, and prioritize saving. Also, she’ll tell us all about the time she continued to live with roommates, even after she became a millionaire. See acast.com/privacy for privacy and opt-out information.

Hey, it’s a fact: Women do money differently than men. In this episode of Teach Me How to Money, financial educator Bola Sokunbi talks about how she addresses women’s needs when it comes to personal finance—and why it’s okay to get emotional. See acast.com/privacy for privacy and opt-out information.

Did you know that part of how everyone deals with money is inherited psychology from our parents? To overcome bad money psychology, it helps to open up with people about what your financial situation is really like. On this episode of Teach Me How to Money, we talk with media personality Gaby Dunn about what it really means to be bad with money. See acast.com/privacy for privacy and opt-out information.

If you’ve been avoiding your lender, and all those calls from creditors, this one’s for you. Chelsea Fagan, the founder of The Financial Diet blog, sits down with us on Teach Me How to Money to talk strategy for rebuilding credit and improving your credit score. She shares some tips from her own life about how to make your phone stop ringing. See acast.com/privacy for privacy and opt-out information.

Maybe you don’t have to go to college after all. In this episode of Teach Me How to Money, financial expert and author Anthony ONeal shares his experiences of getting into—and out of—massive college debt. Now, he advises most young people to think carefully before taking out those educational loans, and explains what the other alternatives are. See acast.com/privacy for privacy and opt-out information.

Debt can change your life—the stress, the collection notices, the toll it can take on your self-esteem. But you can also change your life to fix your debt.The first step is knowing when to pull the ripcord on your spending and activate your “ramen” budget. The second is to understand that while debt can feel rotten, it’s not the end of the world. The shame can keep you fromOn this week’s episode of Teach Me How to Money, Tiffany “The Budgetnista” Aliche talks about how she dug herself out of a 5-figure debt sinkhole (and a foreclosure) and became an advocate for others like her. See acast.com/privacy for privacy and opt-out information.

Are you ready to get rich? Chances are, you want it to happen fast and with not a lot of work. Sad news: There’s no scheme, plan, or strategy that can guarantee that you will get rich quick. No one becomes a millionaire overnight (unless you’re born with a trust fund). Yet, it’s possible to gain wealth over time with regular saving and smart spending.On this week’s episode of Teach Me How to Money, Chris Hogan, financial expert and author of “Everyday Millionaires”, teaches us how to get into the millionaire mindset and set your sights on a goal you can attain. See acast.com/privacy for privacy and opt-out information.

Just about everyone struggles with money. For example, you are likely well-acquainted, with the sinking feeling you feel when you see how much money is left in your bank account after you pay your phone bill, rent, and buy some groceries.That’s tough for everybody. But if you’re a member of the LGBTQ community, it can be exponentially more difficult.On this episode of Teach Me How to Money, David and John—The Debt Free Guys™—tell us about the numerous financial barriers and obstacles members of the LGBTQ community encounter. See acast.com/privacy for privacy and opt-out information.

Tell us if this has happened to you: your friends invite you to go away on vacation. Cruise tickets? $1,500. You don’t want them to think you don’t have the money to pay for it, so you charge it on your credit card and worry about it later.Or maybe you hear a rumor that your colleague is making more money than you for the same job. You freak out and complain to your boss. Then you realize that maybe, that wasn’t the best strategy to get what you want. Talking about our money and how much we make can be seriously awkward. It brings up all kinds of issues because, well, there’s no handbook for how to have tough financial conversation with friends, coworkers, and even our families. On this episode of Teach Me How to Money, Lindsey Stanberry*, the work and money editor of Refinery29 and author of Money Diaries: Everything You've Ever Wanted to Know About Your Finances... and Everyone Else's, tells how to stop feeling embarrassed about our salaries and start being real (upfront about our finances). See acast.com/privacy for privacy and opt-out information.

Credit cards can be valuable financial tools, if you know how to use them correctly. They can also get you into serious trouble if you don’t. Learning the difference between healthy and unhealthy credit card use is key to having a strong financial life. And since credit cards often offer rewards and points that can be redeemed for travel miles or cash back, if you’re diligent, they can help you get the things you want, as well as build your credit.Brianna McGurran*, a contributor to the financial site Nerdwallet, teaches us how to use credit cards properly so that they work for, not against us.The following are excerpts from McGurran’s recent conversation on Stash’s “Teach Me How To Money” podcast, with our editorial director Lindsay Goldwert, edited for clarity.1. You should understand why credit is important.Credit is the thing that lenders look at before they issue you a loan or a credit card. It's your financial history--it's who you are as a person, in the financial world…[And determines] whether or not you can be trusted to borrow money or to pay something back on time.You [need credit] for anything from getting a mortgage to getting a credit card.You need credit history in order to get [a travel rewards credit card]. You also need credit, sometimes, to rent an apartment...Landlords will check your credit history, as it's sort of this proxy for how responsible you are.2. Closing a credit card may not actually help you.Unfortunately, what happens when you close an account [is that] your average length of credit history goes down. Suddenly, all the history that you built up with that account goes away. So, your [credit history is] starting from the first day of your next oldest account opening.Also, say you have a credit limit of $2,000 on [the] card you closed, but the card you keep open has a credit limit of $1,000, and you have $300 of debt outstanding. Your credit utilization ratio now becomes higher because you have $300 in debt on a $1000 credit limit, instead of a $2000 credit limit...That ends up actually making it look like you have more debt compared to your credit line[s].3. Applying for credit will likely impact your credit score.There is a penalty if you apply for credit cards. A hard inquiry (when a potential lender looks at your credit history) on your credit report will affect your credit.Applying for a lot of credit cards over the course of a long period of time, you're just going to get dinged over and over...there's really no reason to [do it].4. There may not be a “best” credit card--so, look for the right card for you and your goals.We all get so many offers, letters, and ads...My advice is usually to ignore the offers and the letters, and only search for [a card] when you're ready for it. When you are ready to get a financial product, you are more likely to actually apply wisely and find something that is good for you.Think about your goals. If you're the type of person who travels a lot, a travel credit card that gets you rewards based on your spending could be right for you. If you're the type of person who, even if you travel a lot but you just can't be bothered with tracking rewards or knowing how the credit card works, a cashback [card] might be better. Or, if you really need to build credit, there are certain credit cards that are good for that.5. Don’t forget about fees.It's important to see what fees are associated with every credit card, and every financial product in general. If you are interested in a rewards card, but it comes with an annual fee, you have to do the math to make sure that... See acast.com/privacy for privacy and opt-out information.

What was your New Year’s Resolution in 2018? Maybe it was to get to the gym more often or to eat more salads. Or perhaps you told yourself you’d put down your phone more often and read more books. But according to many surveys, including this one from Newsweek, financial resolutions are high on a lot of people’s lists. So why are they so hard to keep? On this week’s episode, Jean Chatzky, host of Her Money podcast and the Financial Editor at the Today show, teaches us how to make better promises to ourselves and make New Year’s resolutions that actually stick. Thanks for listening to Teach Me How To Money. Send us your questions at TeachMeHowToMoney@stashinvest.com. Don't have Stash yet? Just go to stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

A juice cleanse is supposed to reset your diet. Can a money cleanse reset your budget? Yes, says Ashley Feinstein Gerstley, a money coach and “financial nutritionist.” Gerstley, the author of the 30 Day Money Cleanse, believes that taking care of one’s money is similar to taking care of one’s body. It’s all about resetting and create new and possible habits, whether it comes to your weight or your wallet. But while crash diets can lead to failures, the same can go for austerity measures. Subtle changes can make a big difference over time. You just need to find the right balance. Thanks for listening to Teach me How to Money. Send us your questions at teachmehowtomoney@stashinvest.com and we'll try to answer them on a future episode. Don't have Stash yet? Just go to stashinvest.com/podcast and you can get five dollars to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

What does it mean to be a smart shopper? Here’s the thing: It’s not always being an extreme couponer, buying in bulk, or stacking your gift cards.Being a smart shopper can mean using technology to get discounts on things you need, buying sunglasses or winter coats at the end of the season, or avoiding being tempted by sale items (just because they’re on sale).In this episode, Trae Bodge, a shopping expert who has appeared on the “Today” show and “Oprah” talks about shopping lists, bad deals, smart strategies, avoiding aggressive ads, using credit cards wisely, and how to shop at big box stores without wasting your money.Thanks for listening to Teach Me How To Money. Send us your questions at Teach me how to money at stashinvest.com and we'll try to answer them on a future episode. Don't have Stash yet? Just go to stashinvest.com/podcast, and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

We all need advice from time to time. But when do you need a financial advisor? There are financial advisors for everyone, from middle-class Joes to multimillionaire Jills. But how do you know if your advisor is serving your best interests? Trusting someone with your money is no joke. How do you know what to look for? Douglas Boneparth, the coauthor of The Millennial Money Fix, tells us what to look for in a financial advisor and what questions you should ask. Thanks for listening to Teach Me How to Money. Send us your questions at teachmehowtomoney@stashinvest.com and we'll try to answer them in our future episode. If you like what you're hearing, leave a survey on the iTunes Store, Stitcher, or wherever you listen to your favorite podcasts.Don't have Stash yet? Just go to stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

Being broke is no joke. Living paycheck to paycheck can cause a never-ending feeling of anxiety, a delay in planning for the future, and a fear of opening the mail (bills, collection notices, ack!). If you’re broke, can you ever fix it, for good? On this week’s episode of Teach Me How to Money, Kristin Wong, the author of "Get Money: Live the Life You Want, Not Just the Life you Can Afford", talks about the difference between being broke and being poor, paying your bills now, and the tiny habits that can turn your attitudes about money around for keeps. Thanks for listening to Teach Me How to Money. Send us your questions at teachmehowtomoney@stashinvest.com and we'll try to answer them on a future episode.Don't have Stash yet? Just go to stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

Got money anxiety? The panic isn’t all in your head.We all know that avoiding our finances can cause us serious stress. But did you know that there’s a specialized field of psychology to help you cope with your financial fears.A financial therapist can help patients cope with their anxiety and negative feelings around money, debt, and budgeting. And these feelings aren’t just mental. They can cause real physical symptoms.You don’t have to be “good with money” to get a handle on your money.This week, we have Amanda Clayman, a Los Angeles-based financial therapist and clinical social worker on the podcast. She talks about avoidance, anxiety, and how to dig out and start making real changes to your habits.Thanks for listening to Teach Me How To Money. Send us your questions at TeachMeHowToMoney@stashinvest.com and we'll try to answer them in our future episode. If you like what you're hearing, leave us your review on the iTunes store, Stitcher, or wherever you listen to your favorite podcasts.Don't have Stash yet? Just go to http://www/stashinvest.com/podcast, and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

What do we want from our financial news? Just the facts, ma’am. If you get dizzy reading the daily onslaught of tweets, posts, and headlines, we get it. It can be hard to know what’s real and what’s an emergency? The media has a knack of making everything seem like a crisis. How can you stay cool but still be informed? How can we begin to follow the news when it can seem so overwhelming? Well, you can start with reading Stash Learn (shameless plug) or you can listen to Dan Primack, the business editor of Axios and author of the Pro Rata newsletter and podcast, where he offers his advice on how to get started reading business and money news and where to start.Dan talks fake news, analysts, taking the long view, and how to get started learning about financial news.Thanks for listening to Teach Me How to Money. Send us your questions at teachmehowtomoney@stashinvest.com, and we’ll try to answer them on a future episode.Don’t have Stash yet?Just go to StashInvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

You went to college. You took out the loans. Now you’re struggling to pay them back. How are you supposed to build a future when, straight out of the gate, you’re buried in student debt?Student loans are a trillion-plus dollar problem in the US. But that doesn’t mean you have to have the weight of Fort Knox on your shoulders. There are options that you may not be aware of when it comes to dealing with your student loan debt. There’s refinancing and consolidation. But what do those terms even mean? Who do you trust? What does all the fine print mean? And how can we make better financial decisions about our continuing education? On this week’s episode, Vince Passione, the founder and CEO of LendKey, teaches us all about student loan refinancing. Send us your questions at teachmehowtomoney@stashinvest.com, and we'll try to answer them on a future episode.Don’t have Stash yet?Just go to StashInvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

Budget travel doesn’t have to mean staying in student hostels, eating fast food, and living out of your backpack. And you don’t need to know “secrets” to get the best deals.Traveling on a set budget requires planning, flexibility, and a little savvy. There are a lot of ways to vacation within your means without sacrificing quality--or getting suckered by a bad deal.Holly and Greg Johnson, the founders of the budget travel blog Club Thrifty, left their jobs in the funeral industry (really!) to embrace the joys of global adventure. Holly shares her tips, hacks, red flags, and all the ways she learned to follow her dreams while taking her family around the worldThanks for listening to Teach Me How to Money. Send us your questions at teachmehowtomoney@stashinvest.com, and we'll try to answer them on a future episode.Don’t have Stash yet?Just go to StashInvest.com/podcast and you can get $5 to get you started on your investment journey. . See acast.com/privacy for privacy and opt-out information.

You don’t have to be in the military to learn valuable lessons about discipline and risk. That said, the military can offer a lot of insights in how to invest for the long-term.Think about it: The military trains you to identify a desired objective, implement a plan to achieve it, and launch a mission to enact that plan.When it comes to investing, the lessons are similar. Your objective is to build a portfolio that will help you achieve the goal that you’ve set at the specific time in the future (think retirement, a down payment on a home, or a college fund).To achieve it, it starts with planning and then following through. Keep your eye on your objective and don’t let emotions get in your way. That’s good advice for everyone.Zach Iscol, the CEO of Task & Purpose, knows a lot about managing one’s money and career after a life in the military. He talks career, investing, and all the ways that getting one’s money life in order is more of a marathon than a sprint to the finish line.Thanks for listening to Teach Me How to Money. Send us your questions at teachmehowtomoney@stashinvest.com, and we'll try to answer them in our future episode. If you like what you're hearing, leave us a review on the iTunes store, Stitcher, or wherever you listen to your favorite podcasts.Don't have Stash yet? Just go to stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

Not sure when to have the “big money talk” in a relationship? Here’s the thing, you should consider having little money talks all the time.And while the thought of talking about credit scores and savings strategies on a first date may make you want to call for the check and run for the door, you can start picking up context clues very early in a relationship. These clues can give you an idea of whether or not you might be financially compatible with someone.After all, money changes everything, especially love. Who makes more money? Who pays the cable bill? To have or not having a big wedding or put money toward expensive vacations? We all enter relationships with some financial baggage, real or emotional. How you handle it as a team can really make a difference in making love last.Everyone has their own financial style and it can help to find someone who matches (or compliments) yours.On this week’s episode of Teach Me How To Money, Erin Lowry, author of Broke Millennial: Stop Scraping by and Get Your Financial Life Together, talks bills, debt, engagement rings, and more.Don’t have Stash yet?Just go to StashInvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

Ah, your 20s. You’re young, you’re enthusiastic, and yeah, not making a lot of money. Unless you’ve got a trust fund or lucked into a high-paying job right out of college, your 20s can be a time of cheap dinners, roommates, and the feeling like you’re going to be broke forever.In our 20s, our lifestyles are in flux. Our rent, debts, relationships, and salary at 21 might not work for us at 29. Here’s the good thing: Because you’re young, you can be open-minded about changing your financial habits.The older we get, the more locked-in our fears and ideas of what our budgets should be become. Taking care of your money when you’re young won’t just prepare you for retirement. It can pay dividends every day of the year.This week, we have the first in a series of two episodes from Erin Lowry, the author of ‘Broke Millennial: Stop Scraping By and Get Your Financial Life Together.’ She offers real tips and tricks (think cash diets, curbing emotional spending) to help you get your money together in your 20s and beyond.Thanks for listening to Teach Me How to Money. Send us your questions at teachmehowtomoney@stashinvest.com, and we'll try to answer them on a future episode.Don't have Stash yet? Just go to stashinvest.com/podcast and you can get $5 to get you started on your investment journey. Stash, it's your money simplified. See acast.com/privacy for privacy and opt-out information.

You took out student loans. You graduated (or didn’t) from college. Now you’ve got bills to pay and you wonder if you’re ever going to get out from under it all.Student loans are a big part of our post-graduate financial lives. And a lot of us didn’t plan on how we were going to pay them off when we took out those loans when we were seniors in high school.How are we doing at paying off our student loans?According to a recent study issued by the Federal Reserve, while most borrowers are current on their payments or have successfully paid off their loans, those who failed to complete a degree and those who attended for-profit institutions are more likely to have fallen behind on their payments.Here are some more sobering stats from the Federal Reserve:Over half of college attendees under age 30 took on debt to pay for their education.Among those making payments on their student loans, the typical monthly payment is between $200 and $300 per month.Nearly one-fourth of borrowers who went to for-profit schools are behind on their loan payments, versus less than one-tenth of borrowers who went to public or private not-for-profit institutions.On this week’s edition of Teach Me How to Money, college financing expert Jodi Okun offers us real talk about how we can manage our student loan debt while still building our financial futures.Thanks so much for listening. Send us your questions at TeachMeHowToMoney@StashInvest.com, and we'll try to answer them on a future episode. If you like what you're hearing, leave us a review on Apple Podcasts, or wherever you listen to your favorite podcasts.Don't have Stash yet? Just go to StashInvest.com/podcast and you can get $5 to get you started on your investment journey. Stash. It's your money, simplified. See acast.com/privacy for privacy and opt-out information.

We’re getting back to basics. We’re talking funds, diversification, and all things that can go into your portfolio. In this episode, we talk about mutual funds, index funds, exchange-traded funds (ETFs). What do those terms even mean?If you’re new to all this, relax. Our very own senior financial writer Jeremy Quittner is here to explain it all. We also tackle active vs passive management, diversification, and why you never want to put all your eggs in one basket. Don’t have Stash yet? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

Up, up, down, down, left, right, left, right, B, A, start.If you know what that means, you probably either played video games as a little kid or love playing them now. (Or you’re just too young to know about old Nintendo shortcut tricks.)Gaming is a multibillion dollar business. You can live out your medieval viking fantasy, “play” guitar to your favorite songs, or play Candy Crush on your phone. Video games allow us to live out our wild fantasies, step into new worlds, or just have a lot of fun hanging out with your friends .On this week’s episode, we have Brian McGuinness, the host of Playable Characters podcast. We talk about the best and worst video games of all time and how the business of video games has evolved through the years.Ready to start investing?Go to Stashinvest.com/podcast and you’ll get $5 to get started on your financial journey. See acast.com/privacy for privacy and opt-out information.

New York Times science writer John Schwartz was confident writing about infrastructure, rockets, and climate change but when it came to his personal finances, he just couldn’t face it.How can we be so smart in life but willingly turn a blind eye to our money lives? Actually it’s pretty easy to put things off. Until you can’t.John Schwartz, author of “This is The Year I Put My Financial In Order,” has been through it all: High interest credit card debt, foreclosure, career volatility, and putting two kids through college.He knows what it’s like to be forced to eat a $2 lunch because that’s all that’s in the budget. He didn’t want to face his retirement fears. Can we blame him?But from tough times comes a lot of great practical lessons. John has emerged intact and talks to me about facing up to it. We talk making a will, life insurance, real estate nightmares, and how to get ahead when you feel like you’ve been behind your whole life.Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

When do we finally feel like financial adults? Maybe when we get our first jobs or when we take out our first loan? Some people seem like they're born ready to tackle their money. But the rest of us… well, we feel like we’re always going to be amateurs when it comes to our finances. Bobbi Rebell, CFP, is the author of the book “How to Be a Financial Grownup” and host of the Financial Grownup podcast. She talks to me about money shame, learning (or not learning) from our parents, knowing when to spend on luxuries, and why retiring at 30 doesn’t have to be your ultimate goal. Like what you're hearing? Leave us a review on Apple Podcasts or wherever you listen to your favorite podcasts. Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

We all know how important health insurance is. But why does it have to be so complicated? It’s bad enough that it’s one of the biggest bills we pay each month. But in today’s political climate, it’s hard to understand what’s going on. For most of us, we just want to be able to go to the doctor when we’re sick and not have to pay a fortune when the bills come. We all have different health issues that require different kinds of care.In the U.S.,12.2% of adults are living without any kind of health insurance, according to recent data. And that number is rising.If you don’t have health insurance or you’re about to kicked off your parents’ plan, this episode with Jennifer Fitzgerald, the CEO of PolicyGenius, is a must-listen episode.Send us your questions at teachmehowtomoney@stashinvest.com and we'll try to answer them on a future episode.Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

If only teaching kids about money was as much fun as teaching them to ride a bike or taking them to their first soccer class.It isn’t easy. After all, teaching kids about personal finance reminds us how little we knew at their age -- and how little we know now.Learning about financial responsibility doesn’t have to be as painful as a trip to the dentist. It helps to have an account that can not only show them how saving and investing works but one that will belong to them one day.On this episode of Teach Me How to Money, Stash’s chief revenue officer Giff Carter talks about Pokemon, parenting, and how he’s using custodial accounts to help his kids save for their futures and to learn the value of money.Pssst, you can sign up for a custodial account here.Thanks for listening to Teach Me How To Money. Send us your questions at teachmehowtomoney@stashinvest.com and we'll try to answer them on a future episode.If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast).Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

Let’s get back to basics. What’s the difference between saving and investing?We learn about savings from the time we’re little. We put spare change in our piggy banks or put that $25 we got for our birthday in a savings account.But how is that different than investing that money?Saving and investing are both great strategies to help reach your goals. But there’s a real difference between the two. One can help you get to your short-term goals (vacation, a rainy day fund, a new laptop) and the other can help you get to your long-term goals (a down payment on a house, or retirement).Giff Carter, Stash’s Chief Revenue Officer, sits down with me and talks ice cream cones, interest rates, dream vacations, and all the things that saving and investing can do for us.Thanks for listening to Teach Me How to Money. Send us your questions at TeachMeHowtoMoney@StashInvest.com and we'll try to answer them in our future episode.If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast).Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

Making a will. The idea of it seems so depressing and well, final.A lot of us put it off until it’s too late. Why do we put off making a simple document that will make our family’s lives easier?I can tell you that. Because it scary to think about death and dying, especially when we’re in our 20s and 30’s. But making a will isn’t just for parents and grandparents. It’s for writers, artists, aunts, uncles, and anyone who cares about where their money, stuff, and legacy is handled after they’re gone.Let’s not get grim about it. Let’s get real.Today’s guest is Sara Benincasa, comedian and author of fantastic Real Artists Have Day Jobs. She dismisses my superstitions and tells me to make a will and get my afterlife together.Got a question you’d like us to answer on the show? Drop us a line at teachmehowtomoney@stashinvest.com. We’ll do our best to get to all of them.If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast).Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

Has your grandfather ever told you that in his day, you could buy a whole shopping cart of groceries for $10? Or that a movie used to be a quarter?He was talking about inflation. In short, your money doesn’t buy as much as it used to. How does this happen? Well, that’s where it gets a little more complex.Luckily, we have Jeremy Quittner, Stash’s financial writer, to explain it all to us. We tackle inflation, interest rates, and how it all affects the economy.Thanks for listening to Teach Me How to Money. Send us your questions at teachmehowtomoney@stashinvest.com, and we'll try to answer the on a future episode.If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast).Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

Not talking about money can turn even the best relationship into a bad romance.It’s a tough conversation to have. But think about it--money touches every part of our lives, including our love lives. The rent, bills, vacations, unequal salaries, cosigning loans, different career goals, these can all factor in big tensions.When there’s the d-word. Debt. How can you touch on this topic without endangering feelings or bringing up feeling of shame?Money is a part of trust in a relationship. If you can tackle your finances as a team, you can tackle anything.Finance blogger Sarah Li Cain shares her story of romantic financial disaster and everything she learned about the all-too important relationship between love and money.Got a question you’d like us to answer on the show? Drop us a line at teachmehowtomoney@stashinvest.com. We’ll do our best to get to all of them.If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast).Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

There's never a dull moment in the markets. Some days they’re up, some days they’re down. If you’re new to investing, this can be pretty scary.If your first instinct is to panic and and sell when the Dow takes a tumble, take a breath. After all, it’s normal for markets to be volatile. Nearly a decade of growth? Now that’s unusual.On this bonus episode, I sat down with Stash co-founder Ed Robinson. We talk about volatility, interest rates, and investing through good times and bad.Got a question you’d like us to answer on the show? Drop us a line at teachmehowtomoney@stashinvest.com. We’ll do our best to get to all of them.If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast).Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

The business of marijuana is growing up.Nearly two thirds of Americans say marijuana should be legal, according to a 2017 Gallup poll. That’s up from 60% in 2016, and just 34% in 2002.In the U.S, there are now 29 states that allow doctors to prescribe cannabis for medical purposes. Companies are exploring industrial uses for lubricants, fabrics and textiles, as well as plant-sourced ingredients for beauty and body care. Cannabis is also a real estate play -- yes, real estate.At the same time, the cannabis business faces a lot of legal and logistical roadblocks. And while the tide is slowly turning, there are forces (the Federal government and big banks) that are far from convinced that marijuana should be a financial force in America.In this episode, David Rheins, the founder and executive director of the Marijuana Business Association, tells all about the promise and challenges of this growing sector.Send us your questions at teachmehowtomoney@stashinvest.com and we'll try to answer them in a future episode.If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast).Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

On this week’s episode of Teach Me How To Money, we talk to Jeff Kreisler, author of the “Dollars and Sense.” He talks about the “pain of paying” and how companies exploit it to keep us spending money on things we don’t need.Why do we spend money? Here’s one reason: It feels good. Science A swipe of a credit card, the click of that button, it can feel like a hug. Until you look at your bank balance and wonder where all your money went.Face it, when it comes to money and spending, we’re not rational beings. We don’t always buy milk at the store where it’s cheapest. Sometimes we buy it at the store that’s closest to our home or where’s nearest to the pet store where they have the cutest dogs in the window.There are plenty of ways that companies seek to cash in on our emotional and irrational spending. Think flash sales, markdowns, one-click shopping, and easy add-ons. It’s just so easy to spend.But why does it hurt so much to save? Isn’t saving money good for us? We dive in.Thanks for listening and tuning in. And remember, anyone can be a saver or an investor. All you have to do is start.Got a question you’d like us to answer on the show? Drop us a line at teachmehowtomoney@stashinvest.com. We’ll do our best to get to all of them.If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast).Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

We’re thrilled to being you Season 2 of Teach Me How to Money!On this week’s episode, we talk with NYC comedian Mark Normand (Comedy Central, “Conan,” “Tonight Show with Jimmy Fallon”, “Late Show with Stephen Colbert”) about how he handles his money while making a living as a funny person.At 21, Mark came to New York with $400 and a dream and not much else. Now he’s older, wiser (sort of), and ready to take steps to become a financial adult. Investing, home ownership, retirement, saving money, he’s making it happen (even if he doesn’t understand exactly how).Got a question you’d like us to answer on the show? Drop us a line at teachmehowtomoney@stashinvest.com. We’ll do our best to get to all of them.If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast).Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

Bad gifts! Unpaid loans! Dr. Greg Cason from Bravo’s ‘LA Shrinks’ tells us how to avoid holiday money clashes. On this week’s episode of “Teach Me How to Money,” Dr. Cason, gets to the heart of holiday money fights with family--and offers tips on how to keep it together, no matter your situation.Take a break from wrapping gifts and drop us a line. We really, really want to hear from you!Got a question you’d like us to answer on the show? Drop us a line at teachmehowtomoney@stashinvest.com. We’ll do our best to get to all of them.If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast).Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

The horror!On this episode of “Teach Me How to Money,” Mike O’Shea, the director of the critically-acclaimed breakout vampire film “The Transfiguration,” talks all about being an artist without a trust fund, being successful-ish, and the real financial life of an artist--before, during and after “making it.”Got a question you’d like us to answer on the show? Drop us a line at teachmehowtomoney@stashinvest.com. We’ll do our best to get to all of them.If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast).Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

If you’re a fantasy football veteran (or a newbie, like me), you’ve learned a lot about how to build a great team that can take you through the season. Here’s what you may not have known: Many of the strategies you used to create your fantasy football roster are useful when it comes to building an investment portfolio. In this week’s episode of “Teach Me How to Money,” I get into the end zone with my fantasy football teacher and guru, Ryan Finneran. (He’s also on Stash’s brokerage and operations team.)***We’ll be tackling (no pun intended!) a different topic every week but we really, really want to hear from you! Drop us a line at teachmehowtomoney@stashinvest.com. We’ll do our best to get to all of them.If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast). Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

Black Friday is nearly upon us. You’ve made your list. You’ve checked it twice. Now all you’ve got to do is brace yourself for the lines, the pushing, the shoving and the headaches. Personal finance writer Catey Hill, talks to Teach Me How to Money about staying sane while you shop for the holidays.Got a question you’d like us to answer on the show? Drop us a line at teachmehowtomoney@stashinvest.com. We’ll do our best to get to all of them.Ready to start investing? Sign up for Stash and then enter the promo code PODCAST and you’ll get $5 to get started on your financial journey.If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast). Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

So last week, House Republicans released a plan to overhaul the nation’s tax code.If approved in the Senate and signed into law by the president, it would be the first major tax overhaul in more than a generation.On this week's episode of Teach Me How to Money, Stash's lead financial writer Jeremy Quittner breaks it all down to tell us what it all means.Got a question you’d like us to answer on the show? Drop us a line at teachmehowtomoney@stashinvest.com. We’ll do our best to get to all of them.If you like what you're hearing, leave us a review on Apple Podcasts (or wherever you listen to your favorite podcast). Ready to start investing? Just go to Stashinvest.com/podcast and you can get $5 to get you started on your investment journey. See acast.com/privacy for privacy and opt-out information.

It’s the scariest question to ask: “Can I have a raise?” If you feel you’re ready for a bump in salary, it’s important to get your strategy together. Before you go marching into your boss’s office, listen to these solid tips from Natalie Ledbetter, head of People Ops at Stash. See acast.com/privacy for privacy and opt-out information.

Today on "Teach Me How to Money," we talk with Devin Wilmot, Stash copywriter and big idea guy, about why the idea of saving for retirement freaks us out -- and why there's no "one-size-fits-all" retirement plan. See acast.com/privacy for privacy and opt-out information.

Buy low! Sell high! People love to give investment advice -- but is it any good? Stash CEO Brandon Krieg talks strategy vs. the value of a 'hot tip.' See acast.com/privacy for privacy and opt-out information.