Podcasts about Your Money

On this week's episode, we're pleased to welcome back returning guest, Jason Zweig. Jason writes the “Intelligent Investor” column in The Wall Street Journal and has published a number of popular and critically acclaimed books on investing and finance, including Your Money and Your Brain and The Devil's Financial Dictionary. In his most recent project, Jason published an update of Ben Graham's classic book, The Intelligent Investor. And we've devoted a portion of today's episode to delving into Graham and the Intelligent Investor with Jason. Please note that we recorded this interview on April 8, 2025.BackgroundBioYour Money and Your Brain: How the New Science of Neuroeconomics Can Help Make Your RichThe Devil's Financial DictionaryTariffs and TIPS“Trump Just Shredded the Economic Playbook. Here Are Your Next Investing Moves,” by Jason Zweig, wsj.com, April 4, 2025.“The Mistake You're Making in Today's Stock Market—Without Even Knowing It,” by Jason Zweig, wsj.com, April 25, 2025.“Four Questions You Should Ask to Combat the Market Chaos,” by Jason Zweig, wsj.com, April 10, 2025.“Inflation Isn't Going Away? Some Tips on How to Buy TIPS,” by Jason Zweig, wsj.com, Feb. 14, 2025.The Intelligent InvestorThe Intelligent Investor: The Definitive Book on Value Investing, by Benjamin GrahamThe Intelligent Investor Third Edition: The Definition on Value Investing, by Benjamin Graham and updated with new commentary by Jason Zweig.Jonathan Clements“The WSJ's Jonathan Clements Wants to Leave a Living Legacy,” by Jason Zweig, wsj.com, May 8, 2025.“Jonathan Clements: ‘Humility Is a Hallmark of People Who Are Financially Successful,'” The Long View podcast, Morningstar.com, Dec. 26, 2023.“Jonathan Clements: ‘Life Is Full of Small Pleasures,'” The Long View podcast, Morningstar.com, Oct. 15, 2024.Private Markets“Private Markets Seem Out of Reach for Individual Investors. BlackRock Thinks It Has an Answer,” by Jason Zweig, wsj.com, Sept. 12, 2024.“You're Invited to Wall Street's Private Party. Say You're Busy,” by Jason Zweig, wsj.com, Dec. 20, 2024.“Don't Buy Into This Easy Fix for Stock-Market Craziness,” by Jason Zweig, wsj.com, April 18, 2025.Other“SEC, States Investigate Firm Holding Couple's $763,094 Retirement Fund,” by Jason Zweig, wsj.com, Dec. 4, 2024.“David Swensen's Coda,” Yale News, news.yale.edu, Oct. 22, 2021.

Tariffs killed Carl's investment portfolio and left him wondering if he should claim Social Security early. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for him today on Your Money, Your Wealth® podcast number 531. Kelly and Steve in Pennsylvania ask for a three-fer spitball - when to claim their Social Security, whether they should contribute to Roth or convert to Roth for that lifetime tax-free growth on their investments, and if they're on track for Kelly to retire in three years. Free financial resources & episode transcript: https://bit.ly/ymyw-531 CALCULATE your free Financial Blueprint WATCH The Retirement Course: Can You Hit a Hole in One? on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:21 - Tariffs Killed My Portfolio. Should I Claim Social Security Early? (Carl) 10:14 - Watch The Retirement Course: Can You Hit a Hole in One? on YMYW TV, Calculate your free Financial Blueprint 11:13 - When Should We Claim Social Security? Roth Contributions or Conversions? Are We On Track for Retirement? (Kelly & Steve) 25:00 - Download the Key Financial Data Guide, YMYW Podcast Outro

Moody's downgrade of the U.S. credit rating to Aa1 is expected to push up borrowing costs for consumers-impacting mortgage, auto loan, and credit card rates-while highlighting growing fiscal challenges for the nation. Today's Stocks & Topics: FRSH - Freshworks Inc. Cl A, Market Wrap, FRSH - Freshworks Inc. Cl A, DG - Dollar General Corp., Moody's U.S. Credit Rating Downgrade: What It Means for Your Money, Where to Invest After 70, UNH - UnitedHealth Group Inc., Equity Fund Flows, SRS - ProShares UltraShort Real Estate, RSG - Republic Services Inc., Education Plans, The Privacy and Civil Liberties Oversight Board (PCLOB).Advertising Inquiries: https://redcircle.com/brands

What should you do when the asset allocation of your retirement portfolio drifts? Joe Anderson, CFP® and Big Al Clopine, CPA spitball on rebalancing for DJ in St. Louis, today on Your Money, Your Wealth® podcast number 530. Plus, Coach Dobber in Minnesota is curious about municipal bonds in a brokerage account, and Daniel in Stevensville, Michigan needs details on emergency funds. Also, can Tim the Enchanter do a Roth conversion and avoid the nasty big pointy teeth of capital gains tax? And, Duke in upstate New York told his wife they need 6 million dollars in retirement, and she said he was silly. What say Joe and Al? We'll find out. Free financial resources & episode transcript: https://bit.ly/ymyw-530 ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:47 - Rebalancing Asset Allocation of US Stocks, International Stocks, and Bonds (DJ in St Louis) 07:21 - Can I Do a Roth Conversion and Have No Cap Gains Tax? (Tim the Enchanter, FL) 15:44 - Watch Financial Planning at Every Age on YMYW TV, Download the Retirement Readiness Guide for free 16:41 - Municipal Bonds in a Brokerage Account: Good Idea? (Coach Dobber, MN) 22:48 - Told My Wife We Need $6M to Retire in 20 Years. She Say's I'm Silly. (Duke, upstate NY) 27:09 - Calculate your Free Financial Blueprint, Schedule your Free Financial Assessment 28:54 - What Is an Emergency Fund and How Much Should I Have in It? (Daniel, Stevensville, MI) 36:00 - YMYW Podcast Outro

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John in Boston is in the 32% tax bracket. Should he do Roth conversions? Flight Deck Dad and Irish Girl in Pensacola have a lot of tax-free pension income. Should they do Roth conversions? Bert and Ernie in New Jersey wonder if they should convert to Roth or take advantage of zero percent capital gains tax rates. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for all of them today on Your Money, Your Wealth® podcast number 529. Plus, Michael and his wife in Bellevue are 34, in the 24% tax bracket and wonder if they should contribute to tax-free or tax-deferred accounts, and if they should slow down on retirement savings and start a bridging account for the years between when they want to punch the clock in their early to mid-50s, and when they can access their retirement savings. Then, for something completely different, Frenchie from Maine writes back in: What are the disadvantages to paying off her mortgage ASAP, and what's the tax efficiency of a money market compared to bond funds? Free financial resources & episode transcript: https://bit.ly/ymyw-529 WATCH How to Break Through Retirement Barriers on YMYW TV CALCULATE your Free Financial Blueprint SCHEDULE your Free Financial Assessment ASK Joe & Big Al for your Retirement Spitball Analysis SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:00 - We're in the 32% Tax Bracket. Should We Do Roth Conversions? (John, Boston, MA) 06:19 - We Have Large Tax-Free Pension Income. Should We Do Roth Conversions? (Flight Deck Dad & Irish Girl, Pensacola, FL) 16:03 - Watch How to Break Through Retirement Barriers on YMYW TV, Calculate your free Financial Blueprint 16:52 - Should We Do Roth Conversions or Take Advantage of 0% Capital Gains Tax? (Bert & Ernie, NJ) 25:53 - In the 24% Bracket. Should We Contribute to Tax-Free or Tax Deferred Accounts? (Michael, Bellevue, WA) 29:49 - Schedule a Free Financial Assessment at any of Pure Financial Advisors' 12 nationwide locations or online 31:04 - Disadvantages to Paying Off the Mortgage ASAP? Tax Efficiency of Money Market vs. Bond Funds? (Frenchie, ME) 36:23 - Outro: Next Week on the YMYW Podcast

In this episode of Your Money, Your Mission, Kelly Mould and Michelle Van Engen, AVP Senior Mortgage Loan Officer, delve into the decision of whether to renovate your current home or move to a new one. They cover the financial, emotional and practical considerations involved, drawing from real-life experiences and expert advice. Whether you're facing a growing family, planning for retirement or simply seeking a change, this episode offers actionable insights to help you make the best choice for you and your family.

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You've been jamming money into your retirement accounts for years now. When is it okay to slow down? Joe Anderson, CFP®® and Big Al Clopine, CPA spitball for Ron and Veronica in Indiana today on Your Money, Your Wealth® podcast 528. Plus, how can Scott in Illinois bridge the gap from age 55 to retirement income at 57? How should Big Juan in Texas pay for college? Should he convert his TSP to Roth? Can he retire at 55 And finally, Frank and Jane Drebin in Wisconsin are 46 and 47 and wondering if their plan for retirement in 5 years is just a pipe dream. Free financial resources & episode transcript: https://bit.ly/ymyw-528 DOWNLOAD The Retirement Readiness Guide for free WATCH What Happens to Your 401(k) & IRA at Retirement? On YMYW TV CALCULATE your free Financial Blueprint ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:13 - Can I Take My Foot Off the Gas on Saving for Retirement? (Ron and Veronica, IN) 09:48 - Watch What Happens to Your 401(k) & IRA at Retirement? On YMYW TV and Download The Retirement Readiness Guide 10:43 - How to Bridge the Gap from Age 55 to Retirement Income at 57? (Scott, IL) 20:04 - How to Fund College? TSP to Roth Conversions? Retirement at 55? (Big Juan, TX) 24:45 - Calculate Your Free Financial Blueprint 25:45 - We're 46 and 47, Is Our Retirement Plan a Pipe Dream? (Frank and Jane Drebin, WI) 32:26 - Next Week on the YMYW Podcast

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2966: Chris Reining challenges the myth that early retirement means doing nothing, highlighting that true financial independence is about gaining control over your time to pursue meaningful passions and experiences. Through historical examples and personal stories, he illustrates how separating money from work can lead to deeper fulfillment, not idleness. Read along with the original article(s) here: https://chrisreining.com/fire/ Quotes to ponder: "Retiring early has nothing to do with doing nothing." "It's about having control over your time." "Following your interests is what makes you happy." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2966: Chris Reining challenges the myth that early retirement means doing nothing, highlighting that true financial independence is about gaining control over your time to pursue meaningful passions and experiences. Through historical examples and personal stories, he illustrates how separating money from work can lead to deeper fulfillment, not idleness. Read along with the original article(s) here: https://chrisreining.com/fire/ Quotes to ponder: "Retiring early has nothing to do with doing nothing." "It's about having control over your time." "Following your interests is what makes you happy." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

Scale Your Therapy Practice Fast: Clinicians, Clients, Cash & Space In this episode, Julie walks you through the four critical systems you need to grow your therapy practice quickly and sustainably. You'll learn how to recruit clinicians before you need them, attract a steady stream of clients, plan for cashflow dips, and optimize your office space.By the end, you'll have a clear roadmap to coordinate all four factors—so your practice can expand without burning out your team or your bank account.Listen for solutions:If you're hiring more clinicians but are worried about cash flow, you'll learn how to budget and finance growth.If you need a reliable client‑generation system, you'll discover the metrics and processes to track.If your office feels maxed out, you'll get practical tips to squeeze more value from every square foot.Highlights: 00:00 – Julie opens Therapy for Your Money and today's growth topic 00:32 – Introducing Profit First for Therapists book 00:45 – The four pillars of fast scaling: Clinicians, Clients, Cash, Space 01:25 – Building recruiting systems and runway planning 03:19 – Why you must start hiring months before you need capacity 04:23 – Factoring team attrition into your hiring goals 05:00 – Budgeting for clinician recruitment ads (Indeed, LinkedIn, ZipRecruiter) 05:59 – Setting up client‑attraction systems (ads, referrals, tracking) 07:48 – Speed of response: converting inquiries in 24 hours 10:01 – Planning for a temporary profit dip during rapid growth 11:39 – Financing options: owner's pay, lines of credit, loans 14:00 – Maximizing physical space: shifts, weekend hours, telehealth 15:46 – Knowing when to add locations or telehealth roles 16:53 – Integrating all systems for efficient, profitable expansion 17:46 – Key takeaways and next steps for scaling successNeed Help Growing:Need a tailored growth plan? Visit Green Oak Accounting for free guides and tools. If you found this episode helpful, share it with a colleague or leave a review!Links and ResourcesMoney for Therapists Practice Startup - https://www.greenoakaccounting.com/startupGreenOak Accounting - www.GreenOakAccounting.comTherapy For Your Money Podcast - www.TherapyForYourMoney.comProfit First for Therapists - www.ProfitFirstForTherapists.comProfit First Academy - www.ProfitFirstForTherapists.com/Academy Podcast Production and Show Notes by Course Creation Studio

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What are the pros and cons if Chip uses the money in his taxable brokerage account for early retirement income? Jack and Sally ask Joe and Big Al to spitball on whether they can retire around age 55 or 60, and whether they should max out their Roth or convert to Roth, today on Your Money, Your Wealth® podcast 527 with Joe Anderson, CFP®, and Big Al Clopine, CPA. Plus, April and Andy ask the fellas to spitball on their dividend investing strategy, and Don wonders if a separately managed account (SMA) makes sense for his taxable account. (We'll also find out what an SMA is.) Free financial resources & episode transcript: https://bit.ly/ymyw-527 CALCULATE your free Financial Blueprint DOWNLOAD The Withdrawal Strategy Guide for free DOWNLOAD 10 Steps to Improve Investing Success for free WATCH Your 11-Step Path to Financial Freedom on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:52 - Pros and Cons of Using a Taxable Brokerage Account for Early Retirement Income? (Chip Skylark, Dimsdale) 13:24 - Watch Your 11-Step Path to Financial Freedom on YMYW TV, Calculate Your Free Financial Blueprint 14:27 - Is My Dividend Investing Strategy Missing Anything? (Andy & April, Knoxville, TN) 25:02 - Can I Retire Between Ages 55-60? Should I Max Out Roth Contributions, or Convert to Roth? (Jack & Sally, NC) 31:18 - Download the Withdrawal Strategy Guide and 10 Steps to Improve Investing Success for Free 32:03 - Does a Separately Managed Account (SMA) Make Sense for My Taxable Account? (Don, IA) 40:46 - Next Week on the YMYW Podcast

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3578: J.D. Roth shares how reclaiming control over your time is the key to living with intention. By understanding where your hours go and aligning your actions with your values, you can craft a more meaningful, less reactive life. Read along with the original article(s) here: https://www.getrichslowly.org/taking-control-of-time-and-life/ Quotes to ponder: "Time is your most valuable resource. You can always make more money, but once time is gone, it's gone." "I wasn't choosing how to spend my time. I was letting life happen to me, and reacting to it." "Freedom comes when your choices align with your values." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 The Four Tendencies by Gretchen Rubin: https://gretchenrubin.com/books/the-four-tendencies/ RescueTime: https://www.rescuetime.com/ Toggl: https://toggl.com/ 168 Hours by Laura Vanderkam: https://www.amazon.com/168-Hours-You-Have-Time/dp/159184410X Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3578: J.D. Roth shares how reclaiming control over your time is the key to living with intention. By understanding where your hours go and aligning your actions with your values, you can craft a more meaningful, less reactive life. Read along with the original article(s) here: https://www.getrichslowly.org/taking-control-of-time-and-life/ Quotes to ponder: "Time is your most valuable resource. You can always make more money, but once time is gone, it's gone." "I wasn't choosing how to spend my time. I was letting life happen to me, and reacting to it." "Freedom comes when your choices align with your values." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 The Four Tendencies by Gretchen Rubin: https://gretchenrubin.com/books/the-four-tendencies/ RescueTime: https://www.rescuetime.com/ Toggl: https://toggl.com/ 168 Hours by Laura Vanderkam: https://www.amazon.com/168-Hours-You-Have-Time/dp/159184410X Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3578: J.D. Roth shares how reclaiming control over your time is the key to living with intention. By understanding where your hours go and aligning your actions with your values, you can craft a more meaningful, less reactive life. Read along with the original article(s) here: https://www.getrichslowly.org/taking-control-of-time-and-life/ Quotes to ponder: "Time is your most valuable resource. You can always make more money, but once time is gone, it's gone." "I wasn't choosing how to spend my time. I was letting life happen to me, and reacting to it." "Freedom comes when your choices align with your values." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 The Four Tendencies by Gretchen Rubin: https://gretchenrubin.com/books/the-four-tendencies/ RescueTime: https://www.rescuetime.com/ Toggl: https://toggl.com/ 168 Hours by Laura Vanderkam: https://www.amazon.com/168-Hours-You-Have-Time/dp/159184410X Learn more about your ad choices. Visit megaphone.fm/adchoices

Adding Supervision to Your Therapy Practice for Financial StabilityIn this episode of 'Therapy for Your Money,' host Julie Herres welcomes Brittany Schank to discuss the benefits of incorporating supervision into therapy practices. Brittany, a group practice owner from Fargo, North Dakota, shares her journey of adding supervision to create financial stability amidst the unpredictable nature of insurance payments. They delve into the logistical aspects of providing supervision, including the establishment of fair rates, group versus individual supervision dynamics, and advertising strategies. The discussion also covers key considerations for practice owners, such as liability insurance, setting up contracts, and potentially separating supervision services from the core practice for legal and business reasons. This episode provides valuable insights into expanding revenue streams by offering supervision, making it a must-listen for therapy practitioners looking to enhance financial security.Show Highlights 00:00 Introduction to Therapy for Your Money01:01 Meet Brittany Schank: Group Practice Owner01:59 The Financial Benefits of Supervision03:30 Setting Up Supervision Services04:30 Determining Supervision Rates06:44 Group Supervision: A Profitable Approach10:38 Advertising and Finding Supervisees12:09 Legal and Logistical Considerations18:35 Final Thoughts and ResourcesLinks and ResourcesSolace Directory: https://solacecodirectory.com/Money for Therapists Practice Startup - https://www.greenoakaccounting.com/startupGreenOak Accounting - www.GreenOakAccounting.comTherapy For Your Money Podcast - www.TherapyForYourMoney.comProfit First for Therapists - www.ProfitFirstForTherapists.comProfit First Academy - www.ProfitFirstForTherapists.com/Academy Podcast Production and Show Notes by Course Creation Studio

Planning for retirement can feel overwhelming, but it doesn't have to be. In this episode of Your Money. Your Mission., host Kelly Mould joins Greg King, VP Wealth Advisor, to break down the essential steps to becoming retirement ready. Greg offers valuable insights into the what, why, when and how of retirement planning. Whether you're just starting your career or approaching retirement, this episode provides actionable advice to help you navigate each step with confidence. For more tips, please download our Retirement Readiness guide to learn how to make informed, forward-focused decisions to ensure a smooth transition into retirement.

With headlines full of tariffs and political drama, it's easy to miss a major win for New Jersey homeowners, especially retirees. In this episode of Your Money & Your Life, Don and Marc shine a spotlight on the 2025 NJ property tax relief programs that could save residents thousands of dollars. From the long-standing Property Tax Freeze program to the more recent ANCHOR rebate and the brand-new Stay NJ benefit, the guys break down who qualifies, how the programs work, and what's changed.    Here's some of what we discuss in this episode:

Pete Hegseth PURGES Resistance In U.S Military, Kash Patel Takes BIG Step Towards FBI Accountability, ELON MUSK: I'm Very Worried About America Going BANKRUPT   Jesse Kelly Pete Hegseth PURGES Resistance In U.S Military Kash Patel Takes BIG Step Towards FBI Accountability ELON MUSK: I'm Very Worried About America Going BANKRUPT X Posts- $27 million Taxpayer Dollars were sent to the group that sponsors “Fair and Just Prosecutions, which is the group that manages the George Soros prosecutors District court judges keep releasing accused murderers back onto the streets of Texas   Pete Hegseth PURGES Resistance In U.S Military Watch this video at- https://youtu.be/arz13FpvKBg?si=DkQzq4IKZrrcCNLH Jesse Kelly 42.7K subscribers Apr 20, 2025 Defense Secretary Pete Hegseth is continuing to fire U.S. military officials due to loss of confidence. Jesse Kelly reports on this.   Kash Patel Takes BIG Step Towards FBI Accountability https://youtu.be/b_Q9rMbwE0s?si=hE1M0yKVsB-cfU0F Jesse Kelly 42.7K subscribers 1,261 views Apr 20, 2025 The FBI is undergoing big changes under Kash Patel. Jesse Kelly discusses with J. Michael Waller, former CIA operative and author of Big intel.   ELON MUSK: I'm Very Worried About America Going BANKRUPT https://youtu.be/hDQhyxQwpfQ?si=3V6cqIaSr1SJOgKc  Jesse Kelly 42.7K subscribers 690 views Apr 19, 2025 The National Debt is a HUGE issue. How big of an issue is it? Listen to this conversation between Jesse Kelly and former Congressman Dave Brat. LIKE & SUBSCRIBE FOR NEW VIDEOS DAILY:    / @jessekellydc   Watch Full Editions Of I'm Right With Jesse Kelly: https://bit.ly/3V2F2Tt Check Out Jesse's Latest Interviews With Big-Name Guests: https://bit.ly/48UxEzn Here Are Jesse's Can't-Miss Monologues: https://bit.ly/3UZBWQl Subscribe To Jesse Kelly Wherever You Get Your Podcasts Apple: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/7fy7hsV... Watch Jesse Kelly nightly on The First TV at 9pm ET: TheFirstTV.com/watch Follow Jesse Kelly On all social platforms X - X.com/@JesseKellyDC Instagram - Instagram.com/JesseKellyShow Facebook - Facebook.com/@JesseKellyDC   Post Wall Street Apes @WallStreetApes $27 million Taxpayer Dollars were sent to the group that sponsors “Fair and Just Prosecutions, which is the group that manages the George Soros prosecutors and tells them who to prosecute, who not to prosecute” “30% of Americans live under these George Soros prosecutors now and they're working with this group” “Gives them talking points, gives them social media posts.” YOUR MONEY is funding the weaponization of our Justice System   Post Savanah Hernandez @sav_says_ District court judges keep releasing accused murderers back onto the streets of Texas, with 900 released so far. Judge Hilary Unger of Harris County is one of these judges. She released 8 criminals, via bond, who then went on to murder innocent Texans:   --------------------------------------------------------------------  Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. Ways to subscribe to the American Conservative University Podcast Click here to subscribe via Apple Podcasts Click here to subscribe via RSS You can also subscribe via Stitcher FM Player Podcast Addict Tune-in Podcasts Pandora Look us up on Amazon Prime …And Many Other Podcast Aggregators and sites ACU on Twitter- https://twitter.com/AmerConU . Warning- Explicit and Violent video content.   Please help ACU by submitting your Show ideas. 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As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510   -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. While striving to expose, warn and contend with evil, we extend the love of God to all of his children. ----------------------------------------------------------------------------------------- 

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Just about every week here on YMYW, Joe and Big Al talk about converting your retirement savings to Roth accounts. But why? What's the big deal? Today the “IRA guru” Ed Slott, CPA returns to Your Money, Your Wealth® in podcast number 526 with Joe Anderson, CFP® and Big Al Clopine, CPA to tell us why he calls the Roth IRA “the greatest account ever created.” (Here's a hint: it's all about having tax-free income in retirement - and beyond.) Plus, where to prioritize saving for retirement? Jerry Tom in St. Louis wants to know. Are Christian and Tiffany in Montana on track for retirement, and should they rebalance their ETFs? Should Frank in Lake Wobegon's wife take her teachers' salary over 9 months or 12 months? And finally, Jon thinks the target retirement withdrawal rates Joe and Big Al use to spitball are too low - we'll see what they think. Free financial resources & episode transcript: https://bit.ly/ymyw-526 DOWNLOAD The Complete Roth Papers Package CALCULATE your Financial Blueprint WATCH Don't Let These 10 Risks Break Your Retirement on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro 00:59 - Ed Slott, CPA on the Roth IRA, the Future of Taxes, the Death of the Stretch IRA, and Naming a Trust as Your Retirement Account Beneficiary 19:44 - Download The Complete Roth Papers Package for free 20:37 - Where to Prioritize Saving for Retirement? (Jerry Tom, St. Louis) 28:57 - Are We on Track for Retirement? Should We Rebalance Our ETFs? (Christian & Tiffany, Montana) 40:43 - Watch Don't Let These 10 Risks Break Your Retirement on YMYW TV, Calculate Your Free Financial Blueprint 41:44 - Is It Better to Take Teachers' Salary Over 9 Months or 12? (Frank, Lake Wobegon - voice) 45:32 - Withdrawal Rates Are Very Low on YMYW (Jon, Twitter & Apple Podcasts) 49:46 - YMYW Podcast Outro

Budgeting vs. Investing: Smart Financial Decisions for Therapy Practice OwnersIn this episode of 'Therapy for Your Money,' host Julie Herres, owner of GreenOak Accounting, discusses how therapy practice owners can navigate the challenging decision of when to be frugal versus when to invest in growth. Julie offers a step-by-step guide on setting up a startup budget, allocating funds, and revisiting financial milestones. She also explores the pros and cons of taking on debt and the importance of marketing investments in the early stages of a practice. Key action steps include knowing your startup budget, dividing funds strategically, and continuously evaluating financial needs as your practice grows. Julie emphasizes the need for using accounting software and saving for taxes to ensure a financially healthy practice.Show Highlights00:00 Introduction to Therapy for Your Money00:45 Deciding When to Spend or Save in Your Practice01:57 Setting Up Your Startup Budget03:32 Allocating Your Budget Wisely09:22 Marketing and Growth Strategies11:43 Managing Debt and Financial Caution15:18 Final Tips and Resources16:57 Disclaimer and Legal InformationLinks and ResourcesMoney for Therapists Practice Startup - https://www.greenoakaccounting.com/startupGreenOak Accounting - www.GreenOakAccounting.comTherapy For Your Money Podcast - www.TherapyForYourMoney.comProfit First for Therapists - www.ProfitFirstForTherapists.comGreenOak Courses: https://www.greenoakaccounting.com/coursesProfit First Academy - www.ProfitFirstForTherapists.com/Academy Podcast Production and Show Notes by Course Creation Studio

•It's Your Money. Give It To Us! •Look What That Black Person Did! •Mistaking Shoes For Little Penises… Again •Being Fat Is A Self Inflicted Gunshot Wound •Tarmac The Magnificent •Fat Fatty Fat-pants Forced To Use Oxygen •DOGE the ADA •Upside Thumbtack Strips: New Airplane Armrests •It Turns Out There Are No African Americans In Africa •Doug, Elephant Rider, First Round Draft Pick From The Blacks. •Anthony, War Nurse, Last Man Drafted •The Return Of The ALL NEW Republic Of Congo Bit …And Much More!   Support Us on Patreon Become a Dougalo and get weekly bonus episodes and ad free public episodes by joining our Patreon. Join us at http://patreon.com/whosright Click here to order cookies from Macy Bakes - https://forms.gle/uKE7iNsAiibvNJ8u7 For superchat sounds, send them over to Doug at doug.whosrightpodcast@gmail.com with "superchat" in the subject line. Got burning questions for Dear Flabby? Submit them for our next episode! Head to www.whosrightpodcast.com and click on the "Dear Flabby" link to share your queries. We're eager to hear from you! Love our intro song? Check out Masticate on Spotify: https://tinyurl.com/52psn3dk (Original Who's Right Theme Song by Peter Noreika: https://open.spotify.com/artist/3wYqlhflN3lNA5N5BUgeeR)

Part 1 Die with Zero by Bill Perkins Summary"Die with Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins presents a thought-provoking perspective on how to approach money and life. The book encourages readers to rethink traditional views on saving, spending, and the purpose of money. Perkins introduces a philosophy that prioritizes maximizing life experiences rather than hoarding wealth for the sake of leaving a legacy. Here are some key points from the book:Optimal Spending: Perkins urges readers to spend their money in a way that creates the most fulfilling life experiences, rather than saving excessively for the future. He suggests calculating a spending plan that aligns with critical life experiences you want to have.Time Value of Experiences: The idea that experiences are best at certain ages and phases of life is central to Perkins' argument. He emphasizes that certain life experiences, such as travel or adventures, are more valuable when done at specific ages. This means planning your spending to align with the right timing for those experiences.The Zero Balance Concept: Perkins advocates for the idea of dying with zero money in the bank. While not literally advocating for financial irresponsibility, he argues for a thoughtful distribution of wealth throughout one's life, enjoying it while still living.Investing in Memories: The cost of experiences can be considered an investment in memories, which Perkins views as far more rewarding than accumulating financial assets. He encourages planning significant experiences strategically throughout life.Life Expectancy Planning: The book emphasizes the importance of understanding your life expectancy and planning how to use your time and money effectively, allowing for a personalized approach to spending and saving.Health and Wealth Interplay: Perkins discusses the relationship between health and wealth, explaining that as people age, their ability to enjoy certain experiences declines due to health issues. He argues that it's prudent to spend money on experiences while you are still able to enjoy them fully.Legacy and Impact: Instead of leaving behind large sums for heirs, Perkins suggests considering how you can create a lasting impact while you are still alive, including gifting funds for specific experiences to loved ones.The overarching message of "Die with Zero" is about the conscious use of money to gain the most valuable experiences in life, ultimately leading to a more fulfilling existence. The book challenges readers to shift their mindset from accumulation to intentional living.Part 2 Die with Zero AuthorBill Perkins is an American author, entrepreneur, and hedge fund manager known for his thought-provoking views on personal finance and maximizing life experiences. He released the book "Die with Zero: Getting All You Can from Your Money and Your Life" in March 2020. This book challenges traditional financial advice by emphasizing the importance of spending money on experiences rather than saving it for the future, promoting the idea of optimizing life and financial resources in the present.In addition to "Die with Zero," Bill Perkins has also contributed insights through other platforms but has not authored other widely known books. He often shares his views through various media and talks, focusing on living life fully rather than simply accumulating wealth.As for the best edition of "Die with Zero," the original hardback edition released in 2020 is generally considered the core version of the book. Since its release, it has also been made available in several formats including audiobook and paperback. Readers often recommend the original because it captures Perkins' philosophies and strategies on maximizing life experiences without the constraints of traditional financial thinking.Part 3 Die with Zero ChaptersThe overall theme of

Listen in as the WHZ advisory team shares their experience of living through the first weeks of the pandemic, how the helped clients to navigate the financial and other uncertainties of that time, and how those lessons carry through strongly into today's uncertain environment as well.- Subscribe to the You and Your Money podcast- Follow us on Facebook, Instagram, LinkedIn and YouTube- See how we can create a tailored financial strategy to help you live with Absolute Confidence, Unwavering Partnership, For Life: whzwealth.com

Tariffs, inflation, healthcare costs... how do you shift from saving to spending in retirement while managing risks like these? Jamie Hopkins is a CERTIFIED FINANCIAL PLANNER® professional, an attorney, and best-selling author of Find Your Freedom and Rewirement: Rewiring the Way You Think About Retirement. He returns to the show today on Your Money, Your Wealth® podcast 525 with Joe Anderson, CFP® and Big Al Clopine, CPA, to share insights on how to rewire your retirement plans. Plus, how should Fred and Ginger in Huntington Beach, California, pay for repairs on their rental properties? How can Peter Lemonjello manage taxes in his early retirement with 72(t) elections, rental income, and an installment sale? Can Calvin and Susie in Lancaster, Pennsylvania, buy an $800,000 beach house - and should they? Free financial resources & episode transcript: https://bit.ly/ymyw-525 DOWNLOAD The Recession Protection Guide WATCH the Market Volatility webinar with Joe Anderson, CFP® and Brian Perry, CFP®, CFA from Pure Financial Advisors on demand  DOWNLOAD 10 Tips for Real Estate Investors WATCH How Your Home Can Create Retirement Income on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Thanks to Million Podcasts for ranking YMYW in several of their "Best of" lists! Read more. Timestamps: 00:00 - Intro 00:59 - Rewiring Spending and Managing Risk in Retirement with Jamie Hopkins Esq., LLM, CFP®, ChFC®, CLU®, RICP® 24:07 - Watch the Market Volatility Webinar On Demand, Download the Recession Protection Guide 24:52 - How Should We Pay for Repairs on Rental Properties? (Fred & Ginger, Huntington Beach, CA) 33:06 - Early Retirement Taxes: 72(t) Timing, Installment Sale, and Rental Income (Peter LemonJello, FL) 44:02 - Watch How Your Home Can Create Retirement Income on YMYW TV, Download 10 Tips for Real Estate Investors 44:33 - Can and Should We Buy an $800K Beach House? (Calvin and Susie, Lancaster, PA) 53:33 - YMYW Podcast Outro

Think sustainable living is confusing, expensive, or just plain overwhelming? You're not alone. With so much conflicting advice out there, it’s hard to know what actually makes a difference. Lottie Dalziel is here to set the record straight. Founder of Banish, one of Australia’s most trusted sustainability platforms, Lottie has helped thousands of people and businesses cut through the noise and adopt realistic, impactful changes. Recognized as the NSW Young Australian of the Year and a driving force behind sustainability education, she’s been featured on major platforms for her expertise in reducing waste and making eco-friendly choices more accessible. In this episode, Lottie and I dive into: The easiest way to drastically cut our energy use at work with one simple change A surprising trick to keep your veggies lasting longer in the fridge The everyday household items that might be leaching microplastics into your food and body The biggest sustainability myths that are wasting your time and money How to make sustainable swaps without breaking the bank Four eco-friendly items you can replace almost every cleaning product with. If you’ve ever felt overwhelmed by the pressure to be ‘perfectly sustainable’ or struggled to separate real impact from greenwashing, this episode is for you. Lottie’s no-BS approach will leave you feeling empowered, not guilty, about making small, meaningful changes. Key Quotes: “You don’t need to do everything perfectly. You just need to start.” “The best sustainability tip? Use what you already have.” “One of the easiest ways to reduce your waste is to start composting—it’s simpler than you think and keeps food scraps out of landfills.” Connect with Lottie via her website, Instagram, Tiktok, and LinkedIn. Check out Lottie’s book 365+ Ways to Save the Planet and Your Money at the Same Time Ready to rethink sustainability? Hit play and start making a difference - without the overwhelm. My latest book The Health Habit is out now. You can order a copy here: https://www.amantha.com/the-health-habit/ Connect with me on the socials: Linkedin (https://www.linkedin.com/in/amanthaimber) Instagram (https://www.instagram.com/amanthai) If you are looking for more tips to improve the way you work and live, I write a weekly newsletter where I share practical and simple to apply tips to improve your life. You can sign up for that at https://amantha-imber.ck.page/subscribe Visit https://www.amantha.com/podcast for full show notes from all episodes. Get in touch at amantha@inventium.com.au Credits: Host: Amantha Imber Sound Engineer: The Podcast Butler See omnystudio.com/listener for privacy information.

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Today on the podcast, we welcome back Jean Chatzky. Jean is the CEO of HerMoney.com and host of the podcast, HerMoney with Jean Chatzky. She has served as the financial editor of NBC Today for 25 years and is the financial ambassador for AARP. She appears frequently on CNN, MSNBC, and was a recurring guest on The Oprah Winfrey Show. She has written several New York Times bestselling books. Her latest is Women with Money: The Judgment-Free Guide to Creating the Joyful, Less Stressed, Purposeful (and, Yes, Rich) Life You Deserve. Jean also appears in my book How to Retire, where she talks about retirement planning considerations for women.BackgroundBioHerMoney podcastFinanceFixxWomen With Money: The Judgment-Free Guide to Creating the Joyful, Less Stressed, Purposeful (and, Yes, Rich) Life You Deserve, by Jean ChatzkyOpportunity KnocksAARPWomen in Investing and Financial Advisors“How to Choose a Financial Advisor,” video post by Jean Chatzky, Linkedin.com.“Jean Chatzky on Women in Investing: Are You Taking Control of Your Money?” by Melissa Houston, forbes.com, April 21, 2022.Annuities, Long-Term Care, FIRE“The High Costs of Senior Caregiving,” by Ella Vincent, Kiplinger.com, Aug. 3, 2023.“Long-Term Care Insurance Rate Increase Creates Big Headache,” by Jean Chatzky, aarp.com, Feb. 7, 2023.“Are Annuities a Good Investment? What They Are and Why Women Should Consider Them,” HerMoney With Jean Chatzky, episode 433, hermoney.com, July 24, 2024.“How to Retire Early Without Hating Your Life,” HerMoney With Jean Chatzky, episode 459, hermoney.com, Jan. 22, 2025.Other“Jean Chatzky: ‘Financial Stress Is a Big Topic in Need of More Oxygen,'” The Long View podcast, Morningstar.com, Dec. 15, 2020.How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement, by Christine BenzKaren FinermanMichael KitcesAlliance for Lifetime IncomeJean Chatzky The Today Show archives

Will your taxes go up? Stay the same? Go down, even? Jeffrey Levine is Chief Planning Officer at Focus Partners, Professor of Practice in Taxation at the American College of Financial Services, and the Lead Financial Planning Nerd at Kitces.com. In other words, he's one of the savviest tax minds in the country. Jeff returns to the show today on Your Money, Your Wealth® podcast number 524 with Joe Anderson, CFP® and Big Al Clopine, CPA, with his thoughts on what will happen to taxes under the new administration, saving for retirement in a Roth IRA vs. a traditional IRA, managing inherited retirement accounts, and the future viability of Social Security. Plus, what should you do with required minimum distributions when you don't need the money to live on? How do you calculate the maximum amount you should convert from your retirement account to a tax-free Roth account, and how much should you convert - or not - to keep RMDs under control? Finally, how can minor beneficiaries avoid probate? Free financial resources & episode transcript: https://bit.ly/ymyw-524 LIMITED TIME SPECIAL OFFER: DOWNLOAD The DIY Retirement Guide by Friday April 11, 2025! WATCH Take Control of Your Retirement Plan on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:05 - Will These Historic Low Tax Rates Be Extended? Insight from Jeff Levine, CFP®, CPA/PFS, ChFC®, RICP®, CWS, AIF, BFA™, MSA 19:54 - Make These 3 Investments for a Happy Retirement and Watch Take Control of Your Retirement Plan on YMYW TV 21:06 - What to Do With Required Minimum Distributions When You Don't Need the Money to Live On? (Judi, San Diego) 24:40 - How Much NOT to Convert to Roth to Keep RMDs Under Control? (DH from SoCal) 32:26 - LIMITED TIME SPECIAL OFFER: Download the DIY Retirement Guide by Friday, April 11, 2025! 33:39 - How to Calculate How Much Roth Conversion I Should Do? (Joe, voice) 38:42 - How Can I Reduce My Required Minimum Distributions? (Joel, CA) 40:18 - How Can Minor Beneficiaries Avoid Probate? (Esther, San Francisco) 46:04 - YMYW Podcast Outro

Embracing Aging, Community, and Financial Independence Episode Summary: In this enlightening episode of ChooseFI, host Ginger talks with Vicki Robin, renowned author of Your Money or Your Life. The conversation delves into the complexities of aging, the importance of community connections, and how financial independence plays a critical role in preparing for older age. Vicki shares her journey of self-reflection, encouragement towards active community engagement, and the necessity of discussing aging openly to combat the feelings of irrelevance that often accompany it. Key Topics & Timestamps: 00:00:00 Introduction & Guest Description Ginger introduces Vicki Robin as an influential figure in the financial independence movement. 00:01:26 Discussing Myths of Aging The episode begins with a discussion on the myths of aging, including misconceptions about wisdom and relevance in older age. 00:02:34 Loneliness Among Older People Vicki highlights the loneliness many older individuals face and the societal perceptions that contribute to their feelings of invisibility. 00:10:12 Preparation for Aging The importance of preparation for older age is discussed, emphasizing that planning ahead aligns with financial independence principles. 00:16:10 The Importance of Community Vicki stresses the value of building genuine connections and participating in community activities to alleviate feelings of isolation. 00:22:40 Personal Stories and Experiences Vicki shares personal stories about her reflections on aging, her experiences with community building, and how they've influenced her life. 00:44:00 Self-Reflection and Aging The conversation concludes with a focus on self-reflection as a valuable tool for finding meaning in the aging process. Key Quotes: "Older people have valuable stories and insights to share." 00:01:49 "Feeling irrelevant is one of the biggest pains of aging." 00:02:56 "Preparing for older age is essential and aligns closely with FI principles." 00:11:35 "Building genuine connections is vital for well-being." 00:16:10 Actionable Takeaways: Engage in community activities: Aim to be a regular presence in local spots, fostering genuine connections. 00:19:04 Plan for your future: Reflect on your older self and consider what preparations you can make now. 00:11:35 FAQs: How can younger people prepare for aging? Engage with the community and focus on building relationships. 00:17:29 What role does community play in aging? Community provides support and helps alleviate feelings of loneliness in older age. 00:19:04 How does financial independence relate to aging? Financial independence allows for proactive preparation for older age, ensuring comfort and care. 00:11:35 Resources Mentioned: Your Money or Your Life - Book Link

Optimizing Insurance for Therapy Practices with Jeremy ZugIn this episode of Therapy for Your Money, host Julie Herres speaks with Jeremy Zug, co-founder of Practice Solutions, about the intricacies of insurance for therapy practices. They discuss the reasons for taking insurance, navigating reimbursement rates, the steps in the credentialing process, and managing the revenue cycle. Jeremy emphasizes the importance of being strategic when selecting insurance providers and highlights the hurdles therapists may face. They also discuss the significance of choosing the right electronic health record (EHR) system and the benefits of having structured billing processes. Jeremy introduces his new book as a resource for maximizing insurance revenue and offers practical advice for therapy practice owners.Show Highlights00:00 Introduction to Therapy for Your Money00:44 Welcoming Jeremy Zug: Discussing Insurance01:34 Why Take Insurance in Private Practice?03:20 Navigating Insurance Reimbursement Rates05:07 The Credentialing Process: Start Early06:07 Hurdles in Accepting Insurance09:11 Managing the Revenue Cycle12:32 Insurance vs. Private Pay: Making the Decision17:00 Practice Solutions: Maximizing Insurance Revenue24:07 Conclusion and Final ThoughtsLinks and ResourcesPractice Solutions: https://www.practicesol.com/Special Deal for Therapy For Your Money Listeners: https://www.practicesol.com/therapyforyourmoneyMoney for Therapists Practice Startup - https://www.greenoakaccounting.com/startupGreenOak Accounting - www.GreenOakAccounting.comTherapy For Your Money Podcast - www.TherapyForYourMoney.comProfit First for Therapists - www.ProfitFirstForTherapists.comProfit First Academy - www.ProfitFirstForTherapists.com/Academy Podcast Production and Show Notes by Course Creation StudioGet our free KPI tracker to see how you practice measures up to others in the industry! www.therapyforyourmoney.com/kpi

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3550: More money can improve life if used wisely. Michael Laurence explores why higher incomes don't always lead to greater happiness, often due to stressful jobs, debt, and societal pressures. True financial well-being comes from spending in ways that create freedom, security, and genuine joy, rather than simply keeping up with the Joneses. Read along with the original article(s) here: https://www.getrichslowly.org/more-money-less-happiness/ Quotes to ponder: "Money, in short, is neutral. It's a tool that can make you happier, or less happy, depending on how you choose to spend it." "Instead of using the extra income to buy freedom and peace of mind, which would make them happier, they incur more debt, which makes them more anxious than ever." "Living on somebody else's terms, living somebody else's life, is not a recipe for happiness, and if you do it, extra money won't make you any happier." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3550: More money can improve life if used wisely. Michael Laurence explores why higher incomes don't always lead to greater happiness, often due to stressful jobs, debt, and societal pressures. True financial well-being comes from spending in ways that create freedom, security, and genuine joy, rather than simply keeping up with the Joneses. Read along with the original article(s) here: https://www.getrichslowly.org/more-money-less-happiness/ Quotes to ponder: "Money, in short, is neutral. It's a tool that can make you happier, or less happy, depending on how you choose to spend it." "Instead of using the extra income to buy freedom and peace of mind, which would make them happier, they incur more debt, which makes them more anxious than ever." "Living on somebody else's terms, living somebody else's life, is not a recipe for happiness, and if you do it, extra money won't make you any happier." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3550: More money can improve life if used wisely. Michael Laurence explores why higher incomes don't always lead to greater happiness, often due to stressful jobs, debt, and societal pressures. True financial well-being comes from spending in ways that create freedom, security, and genuine joy, rather than simply keeping up with the Joneses. Read along with the original article(s) here: https://www.getrichslowly.org/more-money-less-happiness/ Quotes to ponder: "Money, in short, is neutral. It's a tool that can make you happier, or less happy, depending on how you choose to spend it." "Instead of using the extra income to buy freedom and peace of mind, which would make them happier, they incur more debt, which makes them more anxious than ever." "Living on somebody else's terms, living somebody else's life, is not a recipe for happiness, and if you do it, extra money won't make you any happier." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this insightful and refreshingly practical episode of the Simple and Smart SEO Show, Crystal sits down with Alyssa Corso—SEO strategist and healthcare content pro—to talk all things content refresh. Alyssa breaks down her favorite ways to optimize existing content without burning it all down.Whether you're running a blog in a Your Money or Your Life (YMYL) niche or just wondering if updating the year in your title is enough (spoiler alert: it's not

What are the three predictors of retirement happiness? Dr. Michael Finke, CFP® from the American College of Financial Services tells us what his research shows. He also shares his insights on the four percent rule for retirement withdrawals and whether there is anything we can do to stave off the effects of aging on our cognitive abilities. That's today on Your Money, Your Wealth podcast number 523 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, Joe and Big Al do some retirement spitballing: can Jon in Pennsylvania retire early at age 56, and would it be better for him to take his pension monthly or as a lump sum? Steve and his wife in Colorado are 48 and 54 and have $3 million saved. When can they retire? Eager Eagle and his wife in Washington state have $2 million saved at ages 61 and 63. Can they retire next year? Free financial resources & episode transcript: https://bit.ly/ymyw-523 DOWNLOAD The Retirement Lifestyles Guide  DOWNLOAD The Social Security Handbook WATCH: Social Security Basics You Need to Know: Common Social Security Questions Answered on YMYW TV  WATCH/LISTEN: What's Your Retirement Income Style?  ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter

Navigating Finances and Tech for Your Therapy PracticeIn this episode of Therapy for Your Money, Julie Herres, owner and accountant at GreenOak Accounting, discusses how technology impacts financial management for therapy practice owners. This episode was recorded after the unexpected closure of Bench.co, a popular bookkeeping service, which sparked this important conversation about owning your financial data and the potential risks of relying solely on cheap, tech-driven accounting options.Julie breaks down some of the challenges with services like Bench, such as their proprietary software that can make it hard to move your data elsewhere, and those "free" tax services that might not be as thorough or accountable as you'd hope. She also draws parallels to what's happening in the mental health industry, where venture capital-backed tech companies are influencing pricing and reimbursement rates. This episode will help you feel more informed and empowered to make the best decisions for your practice's financial health and to choose accounting services you can truly trust.What We Covered:00:00 Welcome to Therapy for Your Money!00:48 Let's talk about technology and your practice's finances.02:03 What was up with Bench.co closing?03:30 What does this mean for us small business owners?04:19 Are those super low-cost bookkeeping services really worth it?05:34 Why owning your financial data is so crucial.07:47 A quick comparison: QuickBooks Online vs. other options.08:46 The real deal with "free" tax services.11:55 How venture capital can affect pricing.15:24 Wrapping things up with some final thoughts.Links and ResourcesMoney for Therapists Practice Startup - https://www.greenoakaccounting.com/startupGreenOak Accounting - www.GreenOakAccounting.comTherapy For Your Money Podcast - www.TherapyForYourMoney.comProfit First for Therapists - www.ProfitFirstForTherapists.comProfit First Academy - www.ProfitFirstForTherapists.com/Academy Podcast Production and Show Notes by Course Creation Studio

What is your retirement income style? Dr. Wade Pfau, CFA, RICP®, is the co-founder of RISAprofile.com, providing investors with retirement income style awareness. He returns to Your Money, Your Wealth® today on podcast number 522 to talk about four different styles of retirement income, distribution planning and the four percent rule. Plus, what does Dr. Pfau think will happen with President Trump's 2017 tax cuts, scheduled to sunset at the end of this year? What are Dr. Pfau's thoughts on annuities as part of your retirement plan? Next, "Joe Anderson's Top 5 Things" to help you manage the impact of all this market volatility on your portfolio. Also, Joe Anderson CFP® and Big Al Clopine, CPA spitball for "Al Bundy" in St. Louis: what withdrawal strategy makes sense for him, and what he should do with his IRA and 401(k) money? Free financial resources & episode transcript: https://bit.ly/ymyw-522 DOWNLOAD the Recession Protection Guide DOWNLOAD The Tax Planning Guide WATCH Escape These 11 Tax Traps and You'll Save in Retirement on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:00 - Retirement Income Style, Tax Laws, and Annuities with Dr. Wade Pfau 16:39 - What's the Future of Your Social Security? Watch Last Week's YMYW Podcast & Subscribe on YouTube 17:08 - Joe Anderson's Top 5 Things: How to Manage Market Volatility 26:27 - Learn to Escape These 11 Tax Traps and You'll Save in Retirement on YMYW TV, Download the Tax Planning Guide 27:13 - What Should I Do With My IRA and 401(k)? I'm 61 and Have $10M. (Al Bundy, St. Louis) 00:00 - YMYW Podcast Outro

Join Jessica Sterling (@thejesssterling) and Sara Fergenson (@sarafergenson) as they chat about Season 4 Episode 3 of Felicity, Your Money or Your Wife. They discuss Sean's money woes, Felicity and Ben getting back together ALREADY, and new character, Trevor.You can WATCH this podcast on our brand new YouTube channel!Follow us on Twitter and Instagram at @shit90spod.Email us at shit90spod@gmail.comVisit our website at www.shit90spod.comSpecial thanks to JD McGuire (@jdmcguire) for our theme song!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Can the path to becoming a game-changing law firm be forged through tenacity and innovation in the face of adversity? In this episode of The Game Changing Attorney Podcast, Michael Mogill welcomes James Amaro, Founder of the Amaro Law Firm and renowned trial attorney, to explore the journey from starting a practice to becoming a respected leader in the legal industry. James shares his experiences and insights on overcoming adversity, transforming a vision into reality, and fostering a culture of continuous growth and accountability. Here's what you'll learn: That navigating significant setbacks and treating each challenge as an opportunity are vital for growth and recovery in law firm management How implementing KPIs and SOPs can dramatically enhance a firm's culture and profitability by emphasizing accountability and structured performance Why adapting new strategies, such as leveraging AI and focus groups, is essential for maintaining competitiveness and achieving excellence in legal practice From weathering the toughest storms to leveraging innovation in trial preparation, James Amaro exemplifies the power of perseverance and strategic evolution. Join us as we unpack these invaluable lessons to inspire your firm's path to success. ---- 00:00 – Introduction 02:12 – Building a Law Firm from the Ground Up 06:45 – The Reality of Starting Over: Lessons from Setbacks 12:30 – Scaling from Solo to a Nationally Recognized Practice 17:22 – The Power of Mindset: How Resilience Defines Success 22:14 – Transforming a Law Practice into a Thriving Business 27:39 – Leadership, Accountability, and Building a High-Performance Culture 34:15 – The Role of Core Values and KPIs in Sustaining Growth 39:50 – Final Thoughts and Takeaways ---- Links & Resources: Amaro Firm Hurricane Ike BP oil spill Peloton Biggie Smalls Tierra Del Fuego ---- Listening to this episode but want to watch it? Check it out on Spotify.  Do you love this podcast and want to see more game changing content? Subscribe to our YouTube channel. ---- Past guests on The Game Changing Attorney Podcast include David Goggins, John Morgan, Alex Hormozi, Randi McGinn, Kim Scott, Chris Voss, Kevin O'Leary, Laura Wasser, John Maxwell, Mark Lanier, Robert Greene, and many more. ---- If you enjoyed this episode, you may also like: 264. Bill Perkins — Die with Zero: Getting All You Can from Your Money and Your Life 334. Dr. Benjamin Hardy — From Limiting Beliefs to Limitless Potential: A Guide to Personal Growth 304. AMMA — Creating a Culture of Success

What does the future hold for your Social Security under the new Trump administration and Elon Musk's DOGE, the Department of Government Efficiency? Nationally-renowned financial thought leaders Jamie Hopkins, Jeff Levine, Eric Ludwig, and Steve Parrish share their insights with Big Al Clopine, CPA at the American College of Financial Services' Horizons Conference in San Diego, CA on Your Money, Your Wealth® podcast 521. First, the College's President, George Nichols, gives a brief overview of the institution and their inaugural conference.  Plus, Joe Anderson, CFP® and Big Al spitball on whether Ricky and Lucy in Wisconsin even bother saving for retirement - they're expecting to inherit about 20 million dollars. When should Tybob in Arizona collect Social Security? Are Roth conversions right for him? Should he go for Medicare or Medicare Advantage? Speedy Racer in Georgia needs a retirement spitball, and Gilligan in New York shares insight for other Gilligans trying to avoid a retirement shipwreck. Free financial resources & episode transcript: https://bit.ly/ymyw-521  DOWNLOAD the Social Security Handbook WATCH Are You Ready for Retirement? On YMYW TV DOWNLOAD the Retirement Readiness Guide DOWNLOAD the Key Financial Data Guide READ about all of today's guests ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:10 - The American College of Financial Services and The Horizons Conference with George Nichols III, CAP® 03:59 - What is the Future of Your Social Security Under the New Administration? 13:11 - Watch Are You Ready to Retire? on YMYW TV and Download the Retirement Readiness Guide 14:05 - Should We Bother Saving for Retirement? We're Inheriting $20M. (Lucy & Ricky, WI) 19:05 - When to Claim Social Security? Should I Do Roth Conversions? Medicare vs. Advantage? (Tybob, AZ) 23:28 - I'm 50 With $2.4M Saved. Should I do 72(t) Tax Elections and Retire Right Now? (Speedy Racer, North GA) 33:12 - Download the Key Financial Data Guide for free 34:30 - Comment: Your Podcast Is Impactful for the "Gilligans" (Gilligan, NY) 40:48 - Next Week on the YMYW Podcast

In this episode of the Inspired Money Live Stream Podcast, we focus on building financial resilience. Host Andy Wang brings together a panel of experts to discuss strategies for handling financial challenges and emerging stronger. Guests include Vicki Robin, author of Your Money or Your Life; Joe Saul-Sehy, financial expert and host of Stacking Benjamins; Anne Lester, a retirement savings specialist; and Yanely Espinal, creator of MissBeHelpful. This episode highlights essential practices like setting up emergency funds, managing debt effectively, and developing a resilient mindset. Why Financial Resilience Matters Financial resilience is the capacity to manage and recover from financial setbacks. Creating an emergency fund, reducing debt, and adopting strong financial habits are crucial steps. In this episode, experts share practical advice on budgeting, saving, and adapting to unexpected expenses to create a solid foundation for financial resilience.

Martin and Caterina in Green Bay are in their 40s and haven't yet saved a million bucks. Are they on track to retire at age 58? Can Piggie and Kermit in California retire today at ages 50 and 57 and still build wealth for their children? Can Galahad and Zoot in Chicago retire early in their 50s, or do they need to keep working? Do Bo and Daisy have enough saved to retire now at 61 and 56? Plus, Chuck in South Carolina asks, if you can retire early, why wouldn't you? Spitballing early retirement, today on Your Money, Your Wealth® podcast 520 with Joe Anderson, CFP® and Big Al Clopine, CPA. Free financial resources & episode transcript: https://bit.ly/ymyw-520 WATCH this episode on YouTube WATCH Don't Make These 10 Will and Trust Mistakes on YMYW TV DOWNLOAD the Estate Planning Organizer CALCULATE your Financial Blueprint ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:48 - In Our 40s and Haven't Hit a Million Yet. Are We On Track for Retirement? (Martin & Caterina, Green Bay - voice) 10:29 - We Have Over $5M. Can We Retire Today at 50 and 57 and Still Build Wealth for Our Kids? (Piggy & Kermit, CA) 18:24 - Watch 10 Will and Trust Mistakes to Avoid on YMYW TV and Download the Estate Planning Organizer 19:08 - We're 56 and 52 With $500K. Can I Retire Early at 62? (Galahad and Zoot, Chicago) 25:36 - We're 61 and 56 With $600K. Have We Saved Enough for Retirement? (Bo & Daisy, upstate NY) 33:49 - Calculate Your Financial Blueprint 34:12 - We're 61 and 58 With $1.5M. How Much Can We Spend in Retirement, When Should We Claim Social Security? (Hefwannabe and Jane, OK) 42:19 - If You Can Retire Early, Why Wouldn't You? (Chuck, SC) 48:11 - YMYW Podcast Outro

As the EU moves forward with its AI Act and other tech regulations, executives from Google and Meta have criticized the policies. Today's Stocks & Topics: CSCO - Cisco Systems Inc., Market Wrap, Google, Meta Execs Blast Europe Over Strict AI Regulation, DV – Double Verify Holdings Inc., CE - Celanese Corp., CW - Curtiss-Wright Corp., Changing World Order Means to Your Money, SWK - Stanley Black & Decker Inc., Housing.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3062: FIRECracker reflects on a potential health scare and shares the top regrets of the dying, reminding us that wealth, status, and possessions are meaningless if they come at the cost of authentic living. True freedom comes from financial independence, but even more so from the courage to pursue dreams, prioritize relationships, and embrace happiness before it's too late. Read along with the original article(s) here: https://www.millennial-revolution.com/freedom/live-life-no-regrets/ Quotes to ponder: "I wish I'd had the courage to live a life true to myself, not the life others expected of me." "I wish I hadn't worked so hard." "I wish that I had let myself be happier." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

Bitcoin arguments get weird fast. Proponents say never spend it, but imagine saying, “Never spend your money.” Others insist you must spend it to help it gain acceptance—would you ever say, “You have to spend YOUR MONEY to make it legitimate?” Meanwhile, critics call it volatile while ignoring that the dollar has lost 99% of its value. The confusion vanishes when you strip away the hype and just call Bitcoin what it is: money. In this episode, I break down the nonsense from both sides, showing how many so-called debates fall apart the moment you apply the same logic to … Continue reading →