Podcasts about Your Money

Schedule a Free Financial Assessment with an experienced professional:https://bit.ly/YMYWassessCJoe Anderson, CFP® and Big Al Clopine, CPA are spitballing Roth conversions from every angle today on Your Money, Your Wealth® podcast number 597. John in Oklahoma is 75, sitting on a million dollars in traditional IRAs, and he's got a whole list of reasons NOT to convert to Roth. Is he right? Is it worth it as part of his retirement strategy? Jonathan and Jennifer in Phoenix have over six million dollars in tax-deferred accounts. How much should they convert, and where should they stop? J and C in Hawaii are both 38 and want to walk away from work at 55. How do they bridge the gap? And finally, are Bonnie and Clyde working for nothing if it all just turns into a giant tax bill?Retirement Accounts Guide - free download:https://purefinancial.com/white-papers/retirement-accounts-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-retirement-accounts-guide&utm_content=ymyw-pod-ep597-description-whitepaperUltimate Investing Guide - free download:https://purefinancial.com/white-papers/the-ultimate-investing-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-ultimate-investing-guide&utm_content=ymyw-pod-ep597-description-whitepaperOnce Retirees See This Data, They Stop Worrying About Investing - YMYW TV:https://purefinancial.com/ymyw/episodes/once-retirees-see-this-data-they-stop-worrying-about-investing/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep579-description-tv-s12e03Financial Blueprint (free, self-guided):https://bit.ly/YMYWblueprintCREQUEST your Retirement Spitball Analysis:https://bit.ly/YMYWaskCDOWNLOAD more free guides:https://bit.ly/YMYWguidesCREAD financial blogs:https://bit.ly/YMYWblogCWATCH educational videos:https://bit.ly/YMYWvidsCSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWnewsletterCConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast00:55 - Roth at 75: Does the Math Actually Work? (John, OK)10:03 - 12M and Still Worried About Taxes: Roth Conversion Spitball (Jonathan & Jennifer, Phoenix AZ)16:47 - Retiring at 55 in Hawaii: When Do We Start the Taxable Account? (J & C, Hawaii)27:26 - Am I Just Working to Create a Bigger Tax Problem? (Bonnie & Clyde)34:20 - Outro: Next Week on the YMYW Podcast36:53 - The Derails: Hart to Hart, Minutiae, and Levels of Fame

What would a Libertarian actually do if elected to Congress? Brian Lambert says Washington needs less power, Americans need more freedom, and the government needs to get out of your wallet. Josh Martens sits down with Brian Lambert, a Navy veteran and Libertarian candidate for Florida's 14th Congressional District, to break down his campaign and political philosophy. Lambert explains why he left the Republican Party, why his campaign centers on "your money, your freedom, your vote," and how he approaches federal spending, veterans' care, healthcare, war, surveillance, small business, and taxes. They dig into some of the biggest libertarian fights in American politics: • Cutting federal spending and returning education to local control • Protecting veterans while questioning America's military interventions • Getting government and insurance bureaucracies out of healthcare decisions • Ending warrantless mass surveillance and pushing back on Flock cameras Plus, Lambert explains why constitutional limits should come before political convenience and why reducing the IRS could give Americans more financial freedom. Subscribe or follow Good Morning Liberty, like the show, comment with your biggest disagreement, and share this conversation with someone tired of the two-party system. If you listen on a podcast app, leave us a rating and review.   https://www.brianlambertforcongress.com/   00:00 Meet Brian Lambert 00:45 From the Navy and GOP to Libertarianism 03:30 Your Money, Your Freedom, Your Vote 06:45 $40 Trillion in Debt and Federal Spending 10:45 Veterans, the VA, and Alternative Care 14:15 War, Congress, and the Constitution 19:15 Getting Government Out of Healthcare 24:45 Breaking the Two-Party Mindset 26:30 Flock Cameras and Government Surveillance 29:45 Small Business and Federal Regulation 31:45 The Constitution-First Test 32:00 Taxes, the IRS, and Financial Freedom   LINKS Join GML: https://www.joingml.com GML Bio Link: https://gml.bio.link All GML Links: https://www.goodmorningliberty.us/links Watch All Episodes: https://www.youtube.com/playlist?list=PLi78svKlBr_8o0dDOX8DxO_Wwxu6WYhhA Watch Host Favorites: https://www.youtube.com/playlist?list=PLi78svKlBr__Zu40RL7mWxCuOOe54zgy2 Join the Fed Haters Club: https://www.goodmorningliberty.us/fedhatersclub Martens Minute: https://martensminute.podbean.com/ Brian Lambert for Congress: https://brianlambertforcongress.com  

In this Slingshot Nation, we're diving into the mystery of what may be hiding beneath our feet. We'll revisit the legend of Mel's Hole and ask whether these strange pits could be more than abandoned wells or natural formations. Then we'll head to Mount Shasta, where a man claims he was secretly hired to dig deep into the mountain without ever being told what his crew was actually searching for. As the stories unfold, we'll explore whether hidden underground activity, government involvement, and something unexplained beneath the surface could all be connected.Take Control of Your Money and claim $10 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/Confessionals and use the code confessionals10.This is a paid advertisement for Rumble Wallet. Rumble is compensating me for this ad.Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 500 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules.If you're able, consider helping the Merkel family with medical expenses by donating to Lindsay's GoFundMe: https://gofund.me/b8f76890If you missed Remnant Rising 2.0 Conference there's still a chance to see Tony's sermon. Catch all the speakers right here

A Note from James:In 1790, one of the easiest ways to get rich in America was the old-fashioned way: marry someone rich.George Washington did pretty well that way. Benjamin Franklin, meanwhile, was so deep in debt that he offered to marry a woman if her parents would mortgage their house to pay off his printing press debt. When they said no, he married someone else who had money.And back then, debt was not just annoying. It could land you in debtor's prison. Actual prison. And not just you—your wife and kids could go too.Fast-forward to the 1900s, and most Americans still were not buying stocks. Only a tiny percentage owned shares. Everyday people were gambling, playing the numbers, using dream-interpretation books to decide what lottery number to play, and trying to find some edge that would move them a little closer to security.My guest today, Joseph Moore, literally wrote the book on this: How to Get Rich in American History: 300 Years of Financial Advice That Worked (& Didn't).The book is full of strange, funny, surprising stories about money in America: Franklin, Washington, debtor's prison, the Great Depression, bucket shops, real estate booms, FIRE, crypto, debt, index funds, and all the scams people keep falling for.But the bigger lesson is that the basic patterns have not changed as much as we think.People want security. People want freedom. People want hope. People want a way out. And whenever there is hope, there is usually someone selling a formula.Joseph has very little patience for the usual personal finance myths. Debt does not make you rich. Opportunity makes you rich. Real estate is not always a magic wealth machine. The stock market was not designed to be everyone's retirement plan. FIRE can work, but it can also become the CrossFit of personal finance. And optimism, marriage, mobility, risk, and solving other people's problems may matter more than almost anything else.If you think the rules for getting rich have changed completely, this conversation may convince you how little human nature has changed.Episode Description:Joseph Moore joins James to talk about the long, strange history of getting rich in America.His book, How to Get Rich in American History, looks at 300 years of financial advice—what worked, what failed, what people kept repeating, and what today's money culture keeps forgetting.The conversation starts in 1790, with George Washington, Martha Washington, Benjamin Franklin, Stephen Girard, debt, leverage, and debtor's prison. Joseph explains that many early American fortunes were built through risk, borrowed money, marriage, luck, and then—critically—de-leveraging over time.That becomes one of the core lessons of the episode: debt does not make people rich. Opportunity does. Debt is only a tool that allows someone to grab more of an opportunity than they otherwise could. But if the opportunity is not real, or the person cannot handle the risk, debt destroys them.James and Joseph then move into real estate. Joseph argues that real estate is a good way to build a modest middle-class fortune, but not usually the path to the biggest fortunes. In modern America, he says, real estate often functions as a short on the dollar, an income annuity in a low-dividend world, a tax shelter, and a way for ordinary people to use leverage they could not access anywhere else. But that does not make buying a house automatically smart. Renting versus buying depends on age, mobility, location, family needs, inflation, taxes, maintenance, transaction costs, and opportunity cost.The conversation then turns to the stock market. Joseph challenges the usual historical charts that claim anyone could have invested a fixed sum in 1929 and held forever. Most Americans could not invest that way. There were no index funds, mutual funds had high fees, and buying an index directly required enormous capital. Instead, everyday people went to bucket shops, bet on price moves, played the numbers, and treated gambling as a kind of financial hope.James and Joseph also discuss passive investing, shadow indexing, the rise of ETFs and 401(k)s, and the way the stock market has become a mass retirement promise. Joseph points out that this is historically new. For most of American history, no ordinary person would have expected to retire on the stock market.From there, the episode moves to FIRE: financial independence, retire early. Joseph has lived part of that story himself. He built enough wealth through rental real estate after 2008 to stop working for a period, only to discover that early retirement was not automatically fulfilling. He compares FIRE to CrossFit: extreme, demanding, sometimes powerful, sometimes injurious, and not a lifestyle most people actually want.The final section asks the big question: What has consistently worked?Joseph boils the lessons down to five pillars: solve other people's problems, take risks, move toward opportunity, marry well, and believe you can. James adds that optimism matters because it keeps people in the game long enough to get more shots on goal.The result is a conversation about money, but also about history, risk, luck, marriage, mobility, discipline, scams, and the difference between getting rich and staying rich.What You'll Learn:Why early American wealth often involved marriage, leverage, luck, and risk.How George Washington's marriage to Martha helped fund the Washington we remember.Why Benjamin Franklin's public advice about debt did not match his own early financial behavior.What debtor's prison meant in early America, including the risk to families.Why debt is a tool, not a wealth strategy by itself.Why opportunity—not debt—is what actually makes people rich.Why real estate can build middle-class wealth but rarely creates the biggest fortunes.How buying a home can reduce mobility and opportunity, especially for younger people.Why renting versus buying is situational, not a universal rule.Why most Americans historically could not invest in the stock market the way modern charts imply.What bucket shops and “the numbers” reveal about everyday financial hope.How passive investing changed the purpose of the stock market.Why stock-market concentration is not new, but mass participation is.Why FIRE can work mathematically and still fail psychologically.How older financial-independence stories often hid trust funds, inheritances, or outside support.Why inflation is one of the biggest risks to early retirement.Why getting rich and staying rich require different behavior.Why successful people often take risk early and reduce risk later.Why optimism is financially useful when it keeps people in the game.The five recurring pillars Joseph sees across American wealth-building history.Timestamped Chapters:[05:00] How to Get Rich in 1790James asks Joseph how someone got rich in early America, starting with George Washington, Martha Washington, and marriage as a financial strategy.[07:24] Stephen Girard and Benjamin Franklin's DebtJoseph compares Stephen Girard's leveraged rise with Franklin's messy early business debts.[10:29] Debt Does Not Make You RichJoseph explains that opportunity creates wealth, while debt simply lets someone reach for more of that opportunity.[11:23] Debtor's Prison Was RealJoseph explains why failing in the 1790s could mean prison not only for the debtor, but for the debtor's family.[12:25] The Real Estate MythJoseph argues that real estate can build modest wealth, but rarely creates the biggest fortunes.[13:43] Real Estate as a Short on the DollarJoseph explains modern real estate as an inflation bet, income annuity, tax shelter, and leverage tool.[15:22] You Need an EdgeJames argues that every bet has someone on the other side, which means investors need to know what their advantage actually is.[16:18] Beating the Market, Missing the MomentJoseph tells the story of shorting Jim Cramer stock pops, beating the market net of theory, losing to fees, and missing his daughter's first steps.[19:56] Shadow Passive InvestingJames and Joseph discuss hedge funds, index tracking, fees, and the way much of Wall Street quietly follows the same big benchmarks.[20:31] The Index RevolutionJoseph explains why Vanguard's 1976 index fund changed investing for ordinary Americans—and why passive investing may create new structural risks.[24:24] The Four Percent of Stocks That MatterJames and Joseph discuss stock-market returns, T-bills, concentration, and why a small number of companies drive most gains.[25:16] The Second Bank CrashJoseph compares modern market concentration to the 1830s, when the Second Bank of the United States made up a huge share of the stock market before collapsing.[26:21] The Stock Market as a Retirement PromiseJoseph explains why turning the stock market into a mass retirement strategy is historically new.[29:58] The Problem With “The Chart”Joseph criticizes the classic financial-advisor chart that assumes someone in 1929 invested a large sum, held forever, and never touched it.[31:17] Bucket Shops and Playing the NumbersJoseph explains how everyday people used gambling, bucket shops, and lottery-like games as financial hope when stock ownership was out of reach.[34:04] The Mean Moves Through TimeJoseph explains why history is not physics and why the “average” keeps changing as the economy changes.[35:49] Renting vs. BuyingJames and Joseph debate the homeownership myth, maintenance, taxes, transaction costs, mobility, family stability, and when buying can make sense.[41:02] FIRE and the Question of EnoughJames asks how much is enough in 2026, and Joseph explains why the answer depends on location, expectations, security, and lifestyle.[44:24] FIRE as the CrossFit of Personal FinanceJoseph compares FIRE to an extreme discipline that can work for some people but injure others if they push too hard.[45:38] Geoarbitrage and Selling the DreamJames and Joseph discuss moving somewhere cheaper, Instagram FIRE influencers, and the difference between living the dream and monetizing the dream.[46:00] The Long History of Financial IndependenceJoseph traces earlier versions of FIRE through Sylvester Judd, Thoreau, Emerson, and Helen and Scott Nearing.[49:17] Inflation and the FIRE RiskJoseph explains how Your Money or Your Life and bond-heavy financial independence strategies ran into changing interest-rate realities.[50:23] Five Pillars of Getting RichJoseph lays out the durable lessons: solve problems, take risks, move more, marry well, and believe you can.[53:43] Marriage, Optimism, and Staying in the GameJames and Joseph talk about supportive partnership, optimism, savings discipline, and why staying in the game increases opportunity.[56:11] The Line Between Optimism and RecklessnessJoseph distinguishes productive optimism from gambling and explains why control over outcomes matters.[58:28] Getting Rich vs. Staying RichJoseph explains why many wealthy people take risk early, then de-lever over time to keep what they built.[01:00:00] Leverage, Trading, and the Guy Who Never StopsJames and Joseph discuss extreme leverage, Bitcoin futures, Jesse Livermore, gamblers, and why some people cannot walk away.Additional Resources:Joseph Moore - History HelpsHow to Get Rich in American History - Book PageHow to Get Rich in American History - Google BooksNext Big Idea Club: “The Changing Rules for Getting Rich in America”Fast Company: “How the rules of getting rich in the U.S. change with every era”The Motley Fool Interview with Joseph MooreMeb Faber Show InterviewSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

#292: What happens to your points and miles when you die? And how can you make sure they don't disappear? Chris breaks down how major banks, airlines, and hotel programs handle rewards after death, strategies to protect or transfer your points, and the steps you can take now to make things easier for your family. Plus, learn what to do if you're already dealing with a loved one's rewards, why documenting your accounts and logins matters, and the surprising rules around gift cards, divorce, and timeshares. Link to Full Show Notes: https://chrishutchins.com/points-and-miles-after-death Partner Deals LMNT: ⁠Free sample pack of my favorite electrolyte drink mix Fabric: ⁠Affordable term life insurance for you and your family Bilt Rewards: ⁠Earn the most valuable points when you pay rent Copilot Money: ⁠Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: ⁠20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Tools & Resources Points & Miles Death and Transfer Rules PDF Silo Markets Trustworthy Notion 1Password Books & People The Points Guy Die With Zero: Getting All You Can from Your Money and Your Life by Bill Perkins ATH Podcast #200: Debunking Tax Myths, Avoiding Audits and Maximizing Savings with Jasmine DiLucci #285: Why Net Fulfillment Beats Net Worth with Bill Perkins Hotel Upgrade Program Best Cards Page Gift Cards Page Newsletter AMA: Submit Questions Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (01:16) Your Points & Miles Aren't Actually Your Property (02:31) Can You Legally Access a Deceased Person's Accounts? (07:49) What Happens to Bank & Credit Card Points After Death (09:52) Why Amex Is One of the Most Generous Programs (13:51) Transferring Points Before Someone Passes Away (17:23) How Annual Fees Are Handled (17:51) What Happens to Business Cards (18:18) Moving Bank Points to Loyalty Programs (18:51) What Happens to Airline Miles (23:09) Why You Should Push Back With Airlines (24:13) Other Ways to Use or Preserve Airline Miles (25:50) How Hotel Points Are Handled (and Why They're Easier) (31:26) Hotel Certificates & Flight Credits (32:41) What Happens to Rental Car Points (33:55) Don't Hoard Your Points (34:12) Document Every Account and Login (37:17) Set Up Points Pooling and Authorized Users in Advance (37:43) Leave Clear Instructions for Your Heirs (38:03) Why You Need a Financial Power of Attorney (38:36) Don't Let Auto-Pays Shut Down an Account (39:08) Proactively Transfer Points Out (39:45) Where to Move Bank Points in a Hurry (45:30) Choosing Someone to Manage Your Points & Miles (47:00) The Checklist for When a Family Member Passes (48:21) Hang Up, Call Again (49:55) Document Everything You Do (50:30) How Points Are Handled in Divorce (51:30) Why Gift Cards Are Different (51:50) The Risks of Inheriting a Timeshare Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

#744: With about $200 and a crypto exchange, historian Joseph Moore turned himself into a legitimate billionaire — a stunt that says more about how money actually works than most financial advice does. It's also a preview of the 300-year argument he makes in this episode: that almost everything we're told about money is newer, and far less permanent, than we think. Joseph Moore, PhD, is a historian and the national bestselling author of How to Get Rich in American History: 300 Years of Financial Advice That Worked (& Didn't). His own self-experiments with historical money strategies helped him become financially independent in his mid-40s. In this episode, we discuss: How "never save your money" used to be completely reasonable financial advice Why bonds quietly beat stocks for nearly all of the 1800s How to spot when today's "obvious" financial rules are about to expire Why real estate booms always show up right alongside inflation spikes Why young people's unemployment is outpacing everyone else's — and what history says to do about it Why economic optimism and economic data have stopped matching up Why building more housing is the only housing-crisis fix that's ever actually worked This one's for anyone who feels like the rules of money keep changing under them — because they do, and always have. Understanding that pattern is the first step to building wealth in whatever era you happen to be living in. ⏱️ TIMESTAMPS Note: Timestamps may vary slightly depending on dynamic ad placements. (05:18) How a runaway slave built his own legal currency (06:52) How he legally declared himself a crypto billionaire (13:22) Why a fifth of the Smithsonian's money collection is fake (15:52) The bestselling book that told readers to commit fraud (20:10) The decades when bonds quietly beat stocks (26:04) How his grandfather secretly became a bond millionaire (31:09) Why that "$10K in 1929" chart is misleading (48:02) Why wages are up 50% and nobody believes it (1:06:39) Why most Americans once owned one shirt (1:23:48) The rent control law that backfired for renters

Schedule a Free Financial Assessment with an experienced professional:https://bit.ly/YMYWassessCEach of the questions Joe Anderson, CFP® and Big Al Clopine, CPA are spitballing today on Your Money, Your Wealth® podcast 596 has a real retirement risk attached to it. Philip and Elizabeth in DC have $7M. Philip's dying to quit a job he hates, but he's loading up on bonds to protect the nest egg. At 56, could playing it too safe be his real risk? Mr. Mojo Risin wants to retire in three years, but $1.7M of his nest egg is riding on one stock, and he needs a good CPA to help defuse it. BB and Shell got pitched a slick new AI crypto investment promising 15% a month. Too good to be true? And Huggy Bear in New Hampshire has $450K in cash value life insurance. Should he grab it now, or wait 20 years until he's 80?9th Annual YMYW Podcast Survey (password ymyw):https://www.surveymonkey.com/r/ymywpodcast2026/The Ultimate Investing Guide - free download:https://purefinancial.com/white-papers/the-ultimate-investing-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-ultimate-investing-guide&utm_content=ymyw-pod-ep596-description-whitepaperRetirement Readiness Guide - free download:https://purefinancial.com/white-papers/retirement-readiness-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-retirement-readiness-guide&utm_content=ymyw-pod-ep596-description-whitepaperRetire at 62: Great Idea or Huge Mistake? - YMYW TV:https://purefinancial.com/ymyw/episodes/retire-at-62-great-idea-or-huge-mistake/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep596-description-tv-s11e14Financial Blueprint (free, self-guided):https://bit.ly/YMYWblueprintCREQUEST your Retirement Spitball Analysis:https://bit.ly/YMYWaskCDOWNLOAD more free guides:https://bit.ly/YMYWguidesCREAD financial blogs:https://bit.ly/YMYWblogCWATCH educational videos:https://bit.ly/YMYWvidsCSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWnewsletterCConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast01:03 - We Have $7M and I Hate My Job. Why Am I Still Here? (Philip & Elizabeth, Washington DC)10:20 - Retiring in 3 Years, $1.7M in One Stock. Where's the CPA for This? (Mr. Mojo Risin, GA)19:33 - Is This AI Crypto Investment With 15% Monthly Return Too Good to Be True? (BB & Shell)28:48 - Cash Out $450K in Life Insurance or Wait Until 80? (Huggy Bear, New Hampshire)39:28 - Outro: Next Week on the YMYW Podcast40:58 - The Derails: The Americans, Mr. Mojo Risin

Reverse mortgages have carried a negative reputation for years, especially among Christians who are cautious about debt. But as with any financial tool, faithful stewardship calls us to understand how it works before deciding whether it belongs in a financial plan. Harlan Accola leads the reverse mortgage team at Movement Mortgage, a FaithFi underwriter. He joined the show today to explain why reverse mortgages remain controversial, how today's Home Equity Conversion Mortgage (HECM) differs from older products, and when it might play a useful role in retirement planning. Why Are Christians Hesitant About Reverse Mortgages? For many believers, the hesitation begins with debt itself. Scripture repeatedly encourages wisdom, contentment, and caution in financial matters, so borrowing against a home's equity can feel contrary to good stewardship. There is also the lingering reputation of earlier reverse mortgage products. Many people remember stories involving high costs, confusing terms, or homeowners facing difficult circumstances later in life. Accola says those concerns are understandable. “I felt the same way in the past before I understood them,” he said. But he argues that many people are evaluating today's federally insured reverse mortgages based on older versions of the product—or confusing them with other home-equity arrangements that work very differently. That makes it important to understand exactly which product is being considered and how its protections, costs, and obligations work. What Is a HECM? The most common type of reverse mortgage is the Home Equity Conversion Mortgage, or HECM, which is insured by the Federal Housing Administration. Unlike a traditional mortgage, a HECM generally does not require the borrower to make monthly principal and interest payments. Instead, the loan balance typically grows over time and becomes due when the borrower no longer occupies the home as a principal residence, sells the property, or dies. The homeowner still retains ownership of the home and remains responsible for obligations such as property taxes, homeowners insurance, and property maintenance. HECMs also include protections designed specifically for older homeowners. Borrowers must complete independent counseling before obtaining the loan, and the loans are non-recourse, meaning the borrower or heirs generally will not owe more than the home's value when the loan is repaid. Certain eligible non-borrowing spouses may also be able to remain in the home after the borrowing spouse dies, provided they meet program requirements. Those features make today's HECM significantly different from some of the products that contributed to reverse mortgages' poor reputation in earlier decades. Turning Home Equity Into Retirement Flexibility For many retirees, a home represents one of their largest assets. Yet that wealth is often difficult to use without selling the property or taking on more debt. A reverse mortgage can potentially convert a portion of that equity into accessible funds. One possible benefit is improved monthly cash flow. Eliminating a required mortgage payment could help a retiree living on reduced income balance a budget without turning to credit cards or other higher-cost borrowing. Reverse mortgage proceeds may also provide additional resources for expenses such as home repairs, healthcare, or long-term care. A HECM line of credit can offer another form of flexibility. For example, retirees may be able to draw from home equity during a market downturn rather than selling investments after they have declined in value. Used carefully, that could give an investment portfolio more time to recover. Home equity might also help preserve other retirement assets for later years, a surviving spouse, or heirs. The goal isn't simply to access more money. It's to consider all the resources God has entrusted to us and ask how they can work together wisely. As Luke 16:10 reminds us, “One who is faithful in a very little is also faithful in much.” Faithfulness includes not only how we accumulate resources but also how thoughtfully we use what God has already provided. Could a Reverse Mortgage Support Generosity? Accola has also seen situations where accessing home equity allowed retirees to give more generously during their lifetime rather than waiting for assets to transfer after death. That won't be the right choice for everyone. Giving should never come at the expense of maintaining appropriate provision for yourself or a spouse. But the example highlights an important stewardship principle: a home is not necessarily separate from the rest of a financial plan simply because its value is tied up in real estate. For some families, home equity may be another resource to consider prayerfully alongside savings, investments, retirement income, and other assets. Start With the Plan, Not the Product A reverse mortgage is not appropriate for every homeowner. Before pursuing one, Accola recommends beginning with the bigger financial picture. Ask questions such as: How long do we expect to remain in this home? How would a reverse mortgage affect our monthly cash flow? What costs are associated with the loan? How will we continue paying property taxes, insurance, and maintenance? How could the loan affect what we eventually leave to our heirs? Are there other resources available that might accomplish the same goal? How does this decision fit within our overall retirement, estate, and generosity plans? That last question may be the most important. A reverse mortgage should not be viewed simply as a financial product to purchase. It should be evaluated within the context of a thoughtful retirement plan. Working with professionals who understand both the technical details of the loan and the homeowner's broader financial goals can help families consider the tradeoffs carefully. Is a Reverse Mortgage Right for You? A reverse mortgage isn't for every household, and using home equity should never be an excuse for careless spending. But you shouldn't reject the product simply because of its reputation. For the right homeowner, a modern HECM may turn otherwise inaccessible home equity into a flexible resource for cash flow, retirement planning, long-term care, or even greater generosity. Faithful stewardship means looking carefully at every resource God has entrusted to us, understanding our options, and making decisions that serve the larger financial plan. To learn more about reverse mortgages through Movement Mortgage, visit FaithFi.com/Movement. On Today's Program, Rob Answers Listener Questions: My daughter was approved for a $325,000 mortgage, but the rate wasn't locked. Now that she's found a home, the lender says she has to choose when to lock, with rates ranging from about 5.6% to 6.75%. How should she decide when to lock in her rate? I'm 78 and considering buying a $300,000 home in a 55+ community. I also own a rental property with about $88,000 left on a 4% mortgage, and I don't need the rental income to cover my expenses. Should I keep the rental or move into it? And if I buy in the 55+ community, how should I balance paying cash versus taking a traditional or reverse mortgage? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Movement Mortgage Thriving in Love and Money: 5 Game-Changing Insights about Your Relationship, Your Money, and Yourself by Shaunti and Jeff Feldhahn FaithFi Field Guide: How Much Money is Enough?  Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A violent storm. A hotel-wide emergency broadcast. Contaminated water. A gate ripped from its entrance. And unexplained static erupting through the sound system just as Tony prepared to preach about supernatural warfare.Coincidence? Or was something pushing back?In this episode of Slingshot Nation, Tony, Derek and Jack unpack the bizarre string of events surrounding Remnant Rising and the moment Tony believes spiritual authority was handed off to him. From suspected spiritual opposition and strange technical interference to past moments when unexplained voices, knocks, and disruptions appeared during The Confessionals, the question becomes impossible to ignore: can supernatural warfare manifest in the physical world?They also dig into the biblical framework behind the conversation, including elemental spirits and the storms of Mark 4 and 5.Was the chaos surrounding Remnant Rising simply a brutal storm and a series of technical failures, or was something trying to stop the message before it could be delivered?Welcome to Slingshot Nation.Take Control of Your Money and claim $10 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/Confessionals and use the code confessionals10.This is a paid advertisement for Rumble Wallet. Rumble is compensating me for this ad.Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 500 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules.If you're able, consider helping the Merkel family with medical expenses by donating to Lindsay's GoFundMe: https://gofund.me/b8f76890If you missed Remnant Rising 2.0 Conference there's still a chance to see Tony's sermon. Catch all the speakers right here

Dinesh D'Souza returns to the Roseanne Barr Podcast to discuss his new book, The Stones Cry Out, and the archaeological discoveries bringing the Bible's ancient stories to life. From buried cities to long-lost artifacts, Roseanne and Dinesh explore the physical evidence that proves the Bible isn't merely a book of faith—it's a record of truth written in stone.   DINESH JOSEPH D'SOUZA   https://x.com/DineshDSouza   https://dineshdsouza.com -------------------------------------------------  Sponsored By: RUMBLE WALLET Take Control of Your Money and claim $10 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/roseanne and use the code ROSEANNE10. Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 500 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules   TAX NETWORK USA Do not wait for another IRS letter or a frozen bank account. Call 1 800 958 1000 or visit http://tnusa.com/rb   ZELENKO LABS Ready to experience the Z-Stack difference? Visit http://zstacklife.com today, use code ROSEANNE for 15% off, and see why so many people continue to trust Dr. Zelenko's legacy. ------------------------------------------------ Follow Roseanne:     Website: https://www.roseannebarr.com Instagram: https://www.instagram.com/officialroseannebarr    Facebook: https://www.facebook.com/officialroseannebarr   Twitter: https://twitter.com/therealroseanne   YouTube: https://www.youtube.com/roseanneworld Rumble: https://rumble.com/user/roseannebarrpodcast Merch: https://www.roseannebarr.com/shop ------------------------------------------------ Co-host /Producer: Jake Pentland https://twitter.com/jakezuccproof https://www.instagram.com/jakepentlandzuccproof ------------------------------------------------   Music: "Synthetic World" by Swamp Dogg: https://youtu.be/2_uOB0455VI ------------------------------------------------    

Schedule a Free Financial Assessment with an experienced professional:https://bit.ly/YMYWassessCToday on Your Money, Your Wealth® podcast number 595, Joe Anderson, CFP® and Big Al Clopine, CPA spitball for Eeyore and Nurse Kathi: retired in Orlando, both 65, and they swear they've never heard this one on the show before: is a full Roth conversion strategy the way to go, or is there a point where you should stop? Harry and Sally in New York potentially moving to Florida, have been living off their brokerage for retirement account withdrawal for two years, and Sally is getting nervous. Is this a tax efficient retirement plan? When should they claim Social Security? And “When Can I Retire From 12 Hour Days” in Virginia is 62, single, and faced with the same decision: collect Social Security benefits at full retirement age, or hold out for the bigger check at 70?Free Financial Resources in This Episode: https://bit.ly/ymyw-595 (full show notes & episode transcript)9th Annual YMYW Podcast Survey (password ymyw):https://www.surveymonkey.com/r/ymywpodcast2026/Social Security Handbook - free download:https://purefinancial.com/white-papers/social-security-handbook/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-social-security-handbook&utm_content=ymyw-pod-ep595-description-whitepaperClaim Social Security at 62 or Wait Until 70? Here's What Actually Matters - YMYW TV:https://purefinancial.com/ymyw/episodes/claim-social-security-62-wait-until-70-heres-what-actually-matters/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep595-description-tv-s12e06Financial Blueprint (free, self-guided):https://bit.ly/YMYWblueprintCREQUEST your Retirement Spitball Analysis:https://bit.ly/YMYWaskCDOWNLOAD more free guides:https://bit.ly/YMYWguidesCREAD financial blogs:https://bit.ly/YMYWblogCWATCH educational videos:https://bit.ly/YMYWvidsCSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWnewsletterCConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast00:54 - Should We Convert All of Our Retirement to Roth? What About Selling Our Rental Property and Capital Gains? (Eeyore and Nurse Kathi, Orlando, FL)14:56 - We've Lived Off Our Brokerage for 2 Years. Are We Crazy? When Should We Claim Social Security Benefits? (Harry & Sally, NY)31:02 - Single, 62, $820K: Does My 2029 Retirement Plan Hold Up? When Should I Collect Social Security? (“When Can I Say Goodbye to 12 Hour Days?”, Virginia)37:27 - Outro: Next Week on the YMYW Podcast39:15 - The Derails: Winnie the Pooh and Eeyore, Smirnoff Ice, Childhood Stuffed Animals

On this episode of Slingshot Nation, we dive into the disturbing world of American vampires, beginning with the mysterious death of George Gall and claims that he was sacrificed as part of occult vampire activity. His story was set to be explored in the Netflix documentary "Vampires in the Gem City", but the project was unexpectedly cancelled just before its release date. We connect that case to other strange accounts and encounters recorded on The Confessionals, including James' terrifying experience from Episode 512, Desert Portal Death Cults. From occult rituals and secret groups to bizarre firsthand encounters, we explore whether these stories are isolated incidents or pieces of something much larger. How deep does the American vampire rabbit hole really go?Take Control of Your Money and claim $10 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/Confessionals and use the code confessionals10.This is a paid advertisement for Rumble Wallet. Rumble is compensating me for this ad.Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 500 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules.If you're able, consider helping the Merkel family with medical expenses by donating to Lindsay's GoFundMe: https://gofund.me/b8f76890If you missed Remnant Rising 2.0 Conference there's still a chance to see Tony's sermon. Catch all the speakers right here

Roseanne sits down with Rabbi Tovia Singer for a fascinating deep dive into biblical prophecy, Iran, and the war shaking the Middle East. Together, they examine what the Hebrew Bible actually says about Persia, Israel, and the nations—and whether today's headlines signal an ancient prophecy unfolding or another dangerous chapter in human history. Are we witnessing the beginning of the end, the birth of a new era, or something the modern world has completely misunderstood? TOVIA SINGER https://www.youtube.com/@ToviaSinger1 https://outreachjudaism.org -------------------------------------------------  Sponsored By: RUMBLE WALLET Take Control of Your Money and claim $10 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/roseanne and use the code ROSEANNE10. Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 500 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules   ZELENKO LABS Ready to experience the Z-Stack difference? Visit http://zstacklife.com today, use code ROSEANNE for 15% off, and see why so many people continue to trust Dr. Zelenko's legacy. ------------------------------------------------ Follow Roseanne:     Website: https://www.roseannebarr.com Instagram: https://www.instagram.com/officialroseannebarr    Facebook: https://www.facebook.com/officialroseannebarr   Twitter: https://twitter.com/therealroseanne   YouTube: https://www.youtube.com/roseanneworld Rumble: https://rumble.com/user/roseannebarrpodcast Merch: https://www.roseannebarr.com/shop ------------------------------------------------ Co-host /Producer: Jake Pentland https://twitter.com/jakezuccproof https://www.instagram.com/jakepentlandzuccproof ------------------------------------------------   Music: "Synthetic World" by Swamp Dogg: https://youtu.be/2_uOB0455VI ------------------------------------------------ Roseanne sits down with Rabbi Tovia Singer for a fascinating deep dive into biblical prophecy, Iran, and the war shaking the Middle East. Together, they examine what the Hebrew Bible actually says about Persia, Israel, and the nations—and whether today's headlines signal an ancient prophecy unfolding or another dangerous chapter in human history. Are we witnessing the beginning of the end, the birth of a new era, or something the modern world has completely misunderstood? TOVIA SINGER https://www.youtube.com/@ToviaSinger1   https://outreachjudaism.org -------------------------------------------------  Sponsored By: RUMBLE WALLET Take Control of Your Money and claim $10 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/roseanne and use the code ROSEANNE10. Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 500 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules   ZELENKO LABS Ready to experience the Z-Stack difference? Visit http://zstacklife.com today, use code ROSEANNE for 15% off, and see why so many people continue to trust Dr. Zelenko's legacy. ------------------------------------------------ Follow Roseanne:     Website: https://www.roseannebarr.com Instagram: https://www.instagram.com/officialroseannebarr    Facebook: https://www.facebook.com/officialroseannebarr   Twitter: https://twitter.com/therealroseanne   YouTube: https://www.youtube.com/roseanneworld Rumble: https://rumble.com/user/roseannebarrpodcast Merch: https://www.roseannebarr.com/shop ------------------------------------------------ Co-host /Producer: Jake Pentland https://twitter.com/jakezuccproof https://www.instagram.com/jakepentlandzuccproof ------------------------------------------------   Music: "Synthetic World" by Swamp Dogg: https://youtu.be/2_uOB0455VI ------------------------------------------------      

Estate planning just changed; your plan may need to as well. The OBBBA may ease federal estate tax pressure, but older wills, trusts, beneficiary forms, and healthcare directives can still create problems if they are outdated.Hear about what to consider on our latest podcast with Jonathan Mathews, CFP®.Read the companion blog post >- Subscribe to the You and Your Money podcast- Follow us on Facebook, Instagram, LinkedIn and YouTube- See how we can create a tailored financial strategy to help you live with Absolute Confidence, Unwavering Partnership, For Life: whzwealth.com 

Schedule a Free Financial Assessment with an experienced professional:https://bit.ly/YMYWassessCToday on Your Money, Your Wealth® podcast number 594, Joe Anderson, CFP® and Big Al Clopine, CPA spitball retirement planning for high net worth couples: Gary in Pennsylvania is 54 with $10 million, and get this, he still can't decide whether he can walk away or if he needs to grind out a few more years. What is up with that? But before we get to Gary, Frida and Diego are 54 and 52 in California with $5.3 million, itching to start their go-go years. Can they both retire right now? And is $200,000 a year of spending pushing it? Stanley and Stella in New York have a pension decision to make. Choosing the wrong option could leave one of them exposed for life. Free Financial Resources in This Episode: https://bit.ly/ymyw-594 (full show notes & episode transcript)9th Annual YMYW Podcast Survey (password ymyw):https://www.surveymonkey.com/r/ymywpodcast2026Withdrawal Strategy Guide - free download:https://purefinancial.com/white-papers/withdrawal-strategy-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-withdrawal-strategy-guide&utm_content=ymyw-pod-ep594-description-whitepaperRetirement Spending: How Much is Too Much? - YMYW TV:https://purefinancial.com/ymyw/episodes/retirement-spending-how-much-is-too-much/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep594-description-tv-s12e02Financial Blueprint (free, self-guided):https://bit.ly/YMYWblueprintCREQUEST your Retirement Spitball Analysis:https://bit.ly/YMYWaskCDOWNLOAD more free guides:https://bit.ly/YMYWguidesCREAD financial blogs:https://bit.ly/YMYWblogCWATCH educational videos:https://bit.ly/YMYWvidsCSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWnewsletterCConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast 00:56 - 54 and 52 with $5.3M. Can We Both Retire Now? (Frida & Diego, CA) 18:13 - Which Pension Option Protects Us Both? (Stanley & Stella, NY) 30:23 - Should We Retire at 54 with $10 Million? (Gary, PA) 40:51 - Outro: Next Week on the YMYW Podcast 42:14 - The Derails: Frida & Diego, Tesla, Kir Royale, Streetcar and Brando, Joe's pool remodel

Today, I'm excited to welcome Bill Perkins to the podcast. Bill is an entrepreneur, hedge fund manager, investor, and bestselling author of Die With Zero: Getting All You Can from Your Money and Your Life. Throughout his career, he's challenged one of the most common assumptions about wealth: that accumulating more money should always be the ultimate goal. Instead, Bill encourages people to think differently about how they use their time, health, and financial resources to create a more fulfilling life. Far too many retirees spend decades building wealth only to discover that saving money is much easier than confidently spending it. Bill believes retirement isn't about maximizing your account balance; it's about maximizing your experiences while you still have the health and time to enjoy them. That means being intentional about when you travel, when you create memories with loved ones, and even when you pass wealth on to the next generation. In our conversation, Bill explains why money should always serve your life instead of becoming the goal itself, how "time bucketing" can help prioritize life's most meaningful experiences, why health may be your most valuable retirement asset, and how intentionally spending, giving, and creating memories can ultimately lead to a richer and more purposeful retirement. GET A FREE COPY OF BILL'S BOOK, DIE WITH ZERO: GETTING ALL YOU CAN FROM YOUR MONEY AND YOUR LIFE Here's how: Just text the word BOOK to 888-599-4491, and we'll send you a link to claim your free copy! In this podcast interview, you'll learn: Why maximizing fulfillment—not maximizing wealth—should become your retirement goal. How time bucketing helps you prioritize experiences before opportunities disappear. Why your health becomes one of your most valuable retirement resources. How memory dividends can create lasting returns long after an experience ends. Why intentionally giving wealth during your lifetime may create a greater legacy than leaving an inheritance after you're gone. How designing simple systems can help you live more intentionally instead of on autopilot. Show Notes: HowardBailey.com/580

Take Control of Your Money and claim $5 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/Salty and use the code Salty5.Website: https://saltmustflow.comOTHER PLATFORMSRumble: https://rumble.com/c/SaltyCrackerYouTube: https://www.youtube.com/@SaltyCrackerTikTok: https://www.tiktok.com/@salty_cracker_76Twitter/X: https://x.com/SaltyCracker9Locals: https://saltycracker.locals.com/TikTok: https://www.tiktok.com/@salty_cracker_76SUPPORT SALTYWebsite: https://saltmustflow.com/support/SubscribeStar: https://www.subscribestar.com/salty-crackerCash App: https://cash.app/$saltmustflowMerchandise: https://saltmustflow.com/shop/Mrs. Salty's Channel: https://www.youtube.com/channel/UChnZMOno3rthe1LHvcxufdwMusic by: https://incompetech.com/ Crinoline Dreams In Your Arms--Disclaimer-- These are the opinions and ramblings of a foul-mouthed lunatic. They are for entertainment purposes only and are probably wrong. You listen at your own risk.

Are you struggling with financial tightness despite making all your minimum payments? Learn how to break the cycle of debt today with our cleverly constructed Best Of Compilation. Financial stress can persist even when you are staying on top of your bills. In this conversation with Doug Hoyes from Debt Free in 30, we examine why many people feel trapped by their monthly obligations and what steps can be taken to gain actual breathing room in a budget. Making minimum payments is a baseline for credit health, but it often does not lead to becoming debt free. We discuss the reality of living paycheck to paycheck and the mental fatigue that comes with consistent financial tightness. This session is designed for anyone who feels like they are running in place with their finances. By analyzing your current debt management strategy, you can identify where your money is actually going and move toward a more stable financial future. Subscribe for weekly personal finance tips and debt management strategies, and comment below with your biggest question about managing monthly bills.   Chapters: 00:07 You Can Have Good Credit & Still Be Going Broke? 02:26 When Housing Costs Become The Problem 04:41 Before You Borrow Ask These Questions! 07:15 Can You Trust The Banks? 09:36 Does Debt Consolidation Actually Solve the Problem? 13:04 Debt First or Emergency Fund? 15:04 Borrowing to Pay CRA Tax Debt 17:18 What If You Can't Keep Up With Your Credit Cards? 20:49 The First Step to Getting Control of Your Money 24:22 A Hopeful Way Forward    #BestOf #Debt #debtfreejourney #debtdecisions #debtrelief #debtrelief #debtsolutions

A former Trump voter is pulling his support for the president and you'll never guess why. Andrew Wilson appeared on Joe Rogan to cover a variety of topics, including potential debates. Tucker Carlson has laid out a 10 point plan on how to fix America. Is there any weight to his policy ideas? We tell you what we found. GUEST: Lane Kendall Check out Andrew Wilson's interview on The Joe Rogan Experience here: https://www.youtube.com/watch?v=6SxEj1cujQE&t=1s Find Tucker Carlson's plan to save America here: https://www.youtube.com/watch?v=u5h2OCcKYkc Link to today's sources: https://www.louderwithcrowder.com/sources-august-7-2026 Take Control of Your Money and claim $5 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/crowder and use the code CROWDER5. This is a paid advertisement for Rumble Wallet. Rumble is compensating me for this ad. Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 1000 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules. Foundation Daily is made up of premium ingredients to reduce inflammation and stress and promote clean energy and mental clarity. Subscribe now and receive 40% off for life. https://foundationdaily.com/ Share clips from the show! Where to get clips: Telegram: http://t.me/LWCClips Discord: https://discord.gg/nfRAZxEbAV Join Rumble Premium to watch this show every day! http://louderwithcrowder.com/Premium Want to be informed? Check out the 3-in-3 podcast. Here's the best path to victory on the most debated topics: https://threekeyfacts.com/ Get your favorite LWC gear: https://crowdershop.com/ Bite-Sized Content: https://rumble.com/c/CrowderBits Subscribe to my podcast: https://www.louderwithcrowder.com/podcast FOLLOW ME: Website: https://louderwithcrowder.com/ X: https://x.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficial Music by @Pogo

Cathy O'Brien, author of Trance Formation of America and a longtime whistleblower who survived government mind-control and trauma-based programming, returns to The Roseanne Barr Podcast. She joins Roseanne to discuss the Senate's MKULTRA hearings, the disturbing history of secret government experimentation, what she believes remains hidden, and why America deserves the full truth.   CATHY O'BRIEN https://trance-formation.com  https://donate.stripe.com/cN29BO7shcDu7kY7ss  https://x.com/RealCathyOBrien  -------------------------------------------------  Sponsored By: RUMBLE WALLET Take Control of Your Money and claim $10 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/roseanne and use the code ROSEANNE10. Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 500 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules   ZELENKO LABS Ready to experience the Z-Stack difference? Visit http://zstacklife.com today, use code ROSEANNE for 15% off, and see why so many people continue to trust Dr. Zelenko's legacy. ------------------------------------------------ Follow Roseanne:     Website: https://www.roseannebarr.com Instagram: https://www.instagram.com/officialroseannebarr    Facebook: https://www.facebook.com/officialroseannebarr   Twitter: https://twitter.com/therealroseanne   YouTube: https://www.youtube.com/roseanneworld Rumble: https://rumble.com/user/roseannebarrpodcast Merch: https://www.roseannebarr.com/shop ------------------------------------------------ Co-host /Producer: Jake Pentland https://twitter.com/jakezuccproof https://www.instagram.com/jakepentlandzuccproof ------------------------------------------------   Music: "Synthetic World" by Swamp Dogg: https://youtu.be/2_uOB0455VI ------------------------------------------------    

As the Democratic Party loses itself to the Socialists, we take a deep dive into the McCarthy era. What was it? Who was implicated? Was it overblown? The Left claims that the threat wasn't real, and that McCarthyism was on a witch hunt, but there were real Soviet threats infiltrating all levels of government. McCarthyism was right. Socialism, Communism and Marxism have no place in America and need to be pulled out at the root. GUEST: Nick Di Paolo Link to today's sources: https://www.louderwithcrowder.com/sources-august-6-2026 Take Control of Your Money and claim $5 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/crowder and use the code CROWDER5. This is a paid advertisement for Rumble Wallet. Rumble is compensating me for this ad. Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 1000 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules. Go to http://kalshi.com/r/crowder and $10 credit on your first $10 trade Foundation Daily is made up of premium ingredients to reduce inflammation and stress and promote clean energy and mental clarity. Subscribe now and receive 40% off for life. https://foundationdaily.com/ Share clips from the show! Where to get clips: Telegram: http://t.me/LWCClips Discord: https://discord.gg/nfRAZxEbAV Join Rumble Premium to watch this show every day! http://louderwithcrowder.com/Premium Want to be informed? Check out the 3-in-3 podcast. Here's the best path to victory on the most debated topics: https://threekeyfacts.com/ Get your favorite LWC gear: https://crowdershop.com/ Bite-Sized Content: https://rumble.com/c/CrowderBits Subscribe to my podcast: https://www.louderwithcrowder.com/podcast FOLLOW ME: Website: https://louderwithcrowder.com/ X: https://x.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficial Music by @Pogo

AI is no longer a distant promise or threat—it is already transforming jobs, businesses, side hustles, and everyday life.In this episode of the Get Out of Debt Guy podcast, Steve Rhode and Damon Day explain how they use AI for video editing, research, fact-checking, writing, thumbnails, publishing, and running small businesses. Work that recently required expensive editors, assistants, and specialists can now be completed faster and for a fraction of the cost.They also discuss Damon's real-world gig-work experiments, the Penny Stupid Project, autonomous Cybercabs, and why earning additional income can be just as important as cutting expenses. Steve explains why debt is “math wrapped in emotion,” and why protecting a credit score should never take priority over protecting your retirement or financial future.Plus, they discuss the Payactiv data breach, the danger of earned-wage-access services, and why getting out of debt, building savings, developing new income streams, and learning to use AI may be the best ways to prepare for rapid economic change.Get more debt help, consumer alerts, and practical financial guidance at https://getoutofdebt.orgSubscribe to Steve's free Your Money newsletter at https://yourmoneysteve.substack.comFollow the Penny Stupid Project on YouTube to see Damon's real-world gig-work and side-hustle experiments.Damon Day can be reached for debt coaching at https://damonday.com

Another election day is in the bag. We'll go over the good, the bad, and the Shri. A new mosque was approved for the town of McKinney, TX and the residents are having none of it. Is this how you fight the spread of Islam? Speaking of Islam, British patriot Lawrence Fox spoke at the Oxford Union in a rant that went viral. Let's talk to him about it. GUEST: Nick Di Paolo | Lawrence Fox Link to today's sources: https://www.louderwithcrowder.com/sources-august-5-2026 Let my sponsor American Financing help you regain control of your finances. NMLS #182334 nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 800-974-6500 for details about credit, costs and terms. Visit http://www.AmericanFinancing.net/Crowder. Average savings based on borrowers who save over $199.99 Take Control of Your Money and claim $5 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/crowder and use the code CROWDER5. This is a paid advertisement for Rumble Wallet. Rumble is compensating me for this ad. Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 1000 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules. Foundation Daily is made up of premium ingredients to reduce inflammation and stress and promote clean energy and mental clarity. Subscribe now and receive 40% off for life. https://foundationdaily.com/ Share clips from the show! Where to get clips: Telegram: http://t.me/LWCClips Discord: https://discord.gg/nfRAZxEbAV Join Rumble Premium to watch this show every day! http://louderwithcrowder.com/Premium Want to be informed? Check out the 3-in-3 podcast. Here's the best path to victory on the most debated topics: https://threekeyfacts.com/ Get your favorite LWC gear: https://crowdershop.com/ Bite-Sized Content: https://rumble.com/c/CrowderBits Subscribe to my podcast: https://www.louderwithcrowder.com/podcast FOLLOW ME: Website: https://louderwithcrowder.com/ X: https://x.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficial Music by @Pogo

Take Control of Your Money and claim $5 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/viva and use the code Viva5.This is a paid advertisement for Rumble Wallet. Rumble is compensating me for this ad.Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 1000 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules.Join Locals! https://vivabarneslaw.locals.com/BUY A BOOK! https://amzn.to/4qBXikSSEND ME SOMETHING! David Freiheit 20423 SR 7 Ste F6319 Boca Raton 33498TIP WITH CRYPTO! bc1qt0umnqna63pyw5j8uesphsfz0dyrtmqcq5ugwmFor advertising inquiries please email sponsorships@rumble.comTHAT IS ALL!

Take Control of Your Money and claim $5 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/Salty and use the code Salty5.Website: https://saltmustflow.comOTHER PLATFORMSRumble: https://rumble.com/c/SaltyCrackerYouTube: https://www.youtube.com/@SaltyCrackerTikTok: https://www.tiktok.com/@salty_cracker_76Twitter/X: https://x.com/SaltyCracker9Locals: https://saltycracker.locals.com/TikTok: https://www.tiktok.com/@salty_cracker_76SUPPORT SALTYWebsite: https://saltmustflow.com/support/SubscribeStar: https://www.subscribestar.com/salty-crackerCash App: https://cash.app/$saltmustflowMerchandise: https://saltmustflow.com/shop/Mrs. Salty's Channel: https://www.youtube.com/channel/UChnZMOno3rthe1LHvcxufdwMusic by: https://incompetech.com/ Crinoline Dreams In Your Arms--Disclaimer-- These are the opinions and ramblings of a foul-mouthed lunatic. They are for entertainment purposes only and are probably wrong. You listen at your own risk.

For high earners in their 30s, 40s, and early 50s, the One Big Beautiful Bill Act creates a new tax and financial planning environment. The higher SALT deduction cap, new charitable giving rules, expanded 529 flexibility, and new Trump Accounts for children all deserve attention, but not every provision calls for immediate action. The opportunity is to coordinate tax, savings, education, charitable, and family wealth strategies over multiple years rather than treating each rule as a one-time tax break. Find out what you need to know from Holly C. Wanegar, CFP®. Read the companion blog post >- Subscribe to the You and Your Money podcast- Follow us on Facebook, Instagram, LinkedIn and YouTube- See how we can create a tailored financial strategy to help you live with Absolute Confidence, Unwavering Partnership, For Life: whzwealth.com 

SPONSOR! Take Control of Your Money and claim $5 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/viva and use the code Viva5.This is a paid advertisement for Rumble Wallet. Rumble is compensating me for this ad.Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 1000 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules.-----Join Locals! https://vivabarneslaw.locals.com/BUY A BOOK! https://amzn.to/4qBXikSSEND ME SOMETHING! David Freiheit 20423 SR 7 Ste F6319 Boca Raton 33498TIP WITH CRYPTO! bc1qt0umnqna63pyw5j8uesphsfz0dyrtmqcq5ugwmFor advertising inquiries please email sponsorships@rumble.comTHAT IS ALL!

Paul and Angela in Florida are 52 and 45. What's the earliest the two of them can walk away from work at the same time, so Paul can spend a whole lot more time in the boat? That's today on Your Money, Your Wealth podcast number 593. Then the fellas spitball for Mike in Riverside. His mom inherited his dad's IRA at age 84. Can she still roll it into her own? Edward in Illinois is watching his bond funds lose value even while they pay him interest, and he's wondering if treasuries are the fix. "Blanche Devereaux" in California is 55 with $1.1M in pre-tax. Should she go all Roth for her last five working years? And "Mr and Mrs Smith" on the Carolina coast want to know if they can afford to retire at age 59.Free Financial Resources in This Episode: https://bit.ly/ymyw-593 (full show notes & episode transcript)LIMITED TIME SPECIAL OFFER: The DIY Retirement Guide! Download yours before the Special Offer changes on Friday, August 7, 2026! https://purefinancial.com/ymyw/#specialoffer9th Annual YMYW Podcast Survey (password ymyw):https://www.surveymonkey.com/r/ymywpodcast2026Your Favorite Money Influencer Might Be Wrong - YMYW TV:https://purefinancial.com/ymyw/episodes/financial-advisors-expose-internets-worst-retirement-strategies/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep593-description-tv-s11e11Financial Blueprint (free, self-guided):https://bit.ly/YMYWblueprintCREQUEST your Retirement Spitball Analysis:https://bit.ly/YMYWaskCDOWNLOAD more free guides:https://bit.ly/YMYWguidesCREAD financial blogs:https://bit.ly/YMYWblogCWATCH educational videos:https://bit.ly/YMYWvidsCSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWnewsletterCConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast00:58 - Nearly $3M at 52 and 45. When Can We Retire Together? (Paul & Angela, FL)12:56 - Mom Inherited Dad's IRA at 84. Can She Still Roll It Into Her Own? (Mike, Riverside, CA)18:13 - Bond Funds Keep Losing Value Despite Paying Interest. Treasuries Instead? (Edward, IL)25:06 - $1.1M Pre-Tax: Roth for the Last 5 Years? (Blanche Devereaux, CA)35:10 - How Much Will We Have by 2030? Is It Enough to Retire at 59? (Mr. & Mrs. Smith, Coastal NC)39:26 - Comment: No NUA Step-Up at Death (Jeff)42:20 - MYGA vs. Immediate Annuity. Is MYGA a CD in Disguise? (Holly, San Francisco)44:18 - Outro: Next Week on the YMYW Podcast

A shooting in Idaho was brought to a conclusion when an off-duty cop and a good Samaritan returned fire. Shootings are almost always stopped by a good guy with a gun. The Democrats have brought in a group of outsiders in order to get more votes only to discover that those outsiders are taking over. No, it's not immigration. This time, it's socialism. Insanity is doing the same thing over and over again and expecting different results. RFK Jr. went after the media's defense of Anthony Fauci while speaking to CNN's Dana Bash. China got away with releasing a virus on the world, and the American media is still carrying their water. Link to today's sources: https://www.louderwithcrowder.com/sources-august-3-2026 Let my sponsor American Financing help you regain control of your finances. NMLS #182334 nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 800-974-6500 for details about credit, costs and terms. Visit http://www.AmericanFinancing.net/Crowder. Average savings based on borrowers who save over $199.99 Take Control of Your Money and claim $5 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/crowder and use the code CROWDER5. This is a paid advertisement for Rumble Wallet. Rumble is compensating me for this ad. Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 1000 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules. Foundation Daily is made up of premium ingredients to reduce inflammation and stress and promote clean energy and mental clarity. Subscribe now and receive 40% off for life. https://foundationdaily.com/ Share clips from the show! Where to get clips: Telegram: http://t.me/LWCClips Discord: https://discord.gg/nfRAZxEbAV Join Rumble Premium to watch this show every day! http://louderwithcrowder.com/Premium Want to be informed? Check out the 3-in-3 podcast. Here's the best path to victory on the most debated topics: https://threekeyfacts.com/ Get your favorite LWC gear: https://crowdershop.com/ Bite-Sized Content: https://rumble.com/c/CrowderBits Subscribe to my podcast: https://www.louderwithcrowder.com/podcast FOLLOW ME: Website: https://louderwithcrowder.com/ X: https://x.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficial Music by @Pogo

Take Control of Your Money and claim $5 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/Salty and use the code Salty5.Website: https://saltmustflow.comOTHER PLATFORMSRumble: https://rumble.com/c/SaltyCrackerYouTube: https://www.youtube.com/@SaltyCrackerTikTok: https://www.tiktok.com/@salty_cracker_76Twitter/X: https://x.com/SaltyCracker9Locals: https://saltycracker.locals.com/TikTok: https://www.tiktok.com/@salty_cracker_76SUPPORT SALTYWebsite: https://saltmustflow.com/support/SubscribeStar: https://www.subscribestar.com/salty-crackerCash App: https://cash.app/$saltmustflowMerchandise: https://saltmustflow.com/shop/Mrs. Salty's Channel: https://www.youtube.com/channel/UChnZMOno3rthe1LHvcxufdwMusic by: https://incompetech.com/ Crinoline Dreams In Your Arms--Disclaimer-- These are the opinions and ramblings of a foul-mouthed lunatic. They are for entertainment purposes only and are probably wrong. You listen at your own risk.

BILL PENTLAND  Buy his book here: https://a.co/d/02I4LKmm  Follow him here: https://tinyurl.com/2j7rbmu4    Before the fame, fortune, and international superstardom, Roseanne and her first husband, Bill Pentland, were two broke hippies building a life and family together. Now, decades after their divorce, they reunite as close friends to tell the wild, funny, and deeply personal story behind Roseanne's rise. Bill's new book, One Degree of Separation: 50 Riotous Years as Mr. Roseanne Barr, may be the most honest Roseanne biography ever written—including her own. This is a rare conversation filled with untold stories, hard-earned wisdom, laughter, and a lifetime of love that never completely disappeared. -------------------------------------------------  Sponsored By: RUMBLE WALLET Take Control of Your Money and claim $10 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/roseanne and use the code ROSEANNE10. Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 500 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules   VERACITY Before Metabolism Ignite sells out again, make the switch to GLP 1's the natural way. Head to https://www.veracityhealth.co and use code ROSEANNE for up to 65% off your order.   ZELENKO LABS Ready to experience the Z-Stack difference? Visit http://zstacklife.com today, use code ROSEANNE for 15% off, and see why so many people continue to trust Dr. Zelenko's legacy. ------------------------------------------------ Follow Roseanne:     Website: https://www.roseannebarr.com Instagram: https://www.instagram.com/officialroseannebarr    Facebook: https://www.facebook.com/officialroseannebarr   Twitter: https://twitter.com/therealroseanne   YouTube: https://www.youtube.com/roseanneworld Rumble: https://rumble.com/user/roseannebarrpodcast Merch: https://www.roseannebarr.com/shop ------------------------------------------------ Co-host /Producer: Jake Pentland https://twitter.com/jakezuccproof https://www.instagram.com/jakepentlandzuccproof ------------------------------------------------   Music: "Synthetic World" by Swamp Dogg: https://youtu.be/2_uOB0455VI ------------------------------------------------    

Ohio State has a new sponsor on their uniforms. This won't be a good trend. Candace Owens has the smoking gun this time. She's got them this time. This time, she's got them, oh, boy she's got 'im. No, wait, she doesn't got 'im. Apparently, Dr. Anthony Fauci kept a diary during the Covid outbreak. The diary, unlocked by Senator Rand Paul, covers from 2019 to 2022 and contains shocking new information. Well, not that shocking if you paid any attention. Finally, as a petit four, we gave you a collection of vintage ads. They don't make them like they used to. GUEST: Josh Firestine Link to today's sources: https://www.louderwithcrowder.com/sources-july-29-2026 Let my sponsor American Financing help you regain control of your finances. NMLS #182334 nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 800-974-6500 for details about credit, costs and terms. Visit http://www.AmericanFinancing.net/Crowder. Average savings based on borrowers who save over $199.99 Take Control of Your Money and claim $5 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/crowder and use the code CROWDER5. This is a paid advertisement for Rumble Wallet. Rumble is compensating me for this ad. Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 1000 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules. Foundation Daily is made up of premium ingredients to reduce inflammation and stress and promote clean energy and mental clarity. Subscribe now and receive 40% off for life. https://foundationdaily.com/ Share clips from the show! Where to get clips: Telegram: http://t.me/LWCClips Discord: https://discord.gg/nfRAZxEbAV Join Rumble Premium to watch this show every day! http://louderwithcrowder.com/Premium Want to be informed? Check out the 3-in-3 podcast. Here's the best path to victory on the most debated topics: https://threekeyfacts.com/ Get your favorite LWC gear: https://crowdershop.com/ Bite-Sized Content: https://rumble.com/c/CrowderBits Subscribe to my podcast: https://www.louderwithcrowder.com/podcast FOLLOW ME: Website: https://louderwithcrowder.com/ X: https://x.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficial Music by @Pogo

Dave Rubin of "The Rubin Report" talks about Senator Rand Paul grilling Dr. Anthony Fauci over the lies and contradictions from his COVID pandemic diary during the Senate hearing on the COVID pandemic; Elizabeth Warren trying to sell Troy Jackson as Graham Platner's replacement to MSNOW's Chris Hayes; John Fetterman telling CNBC why Bernie Sanders revealed himself to be a clueless idiot for his refusal to admit that his endorsement of Graham Platner was a huge mistake; Seth Moulton telling CNN's Kate Bolduan why the DNC is now broke and collapsing under the leadership of Ken Martin; Zohran Mamdani admitting to The Root that he is fully prepared to pay cash reparations to African Americans for slavery in New York City if the Commission on Racial Equity (CORE) recommends it; Israel Prime Minister Benjamin Netanyahu giving a brutal response to Sean Hannity about Zohran Mamdani threatening to arrest him and turn him over to the International Criminal Court if he enters New York City; and much more. Today's Sponsors: Kalshi - Download the Kalshi app and use code RUBINREPORT to get up to $500 in bonus credits when you trade $25 or go to https://kalshi.com/r/RUBINREPORT. DISCLAIMER: 18+ only. Restrictions and eligibility requirements apply. Event contract trading involves risk and may not be suitable for all investors. Prices, values, and available markets may differ from those mentioned. For more information see kalshi.com/regulatory Chapter - Optimize the one piece of your health most people never audit: the Medicare coverage that pays for all of it. For free and unbiased Medicare help: Dial (332) 867-0207 or Go to: https://askchapter.org/rubin Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Rumble Wallet - Don't let the big banks freeze your accounts.Take Control of Your Money and claim $5 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/rubin and use the code Rubin5.

SPONSOR! Take Control of Your Money and claim $5 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/viva and use the code Viva5.This is a paid advertisement for Rumble Wallet. Rumble is compensating me for this ad.Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 1000 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules.

In this episode of the Meaningful Money Podcast, Pete Matthew talks to Chartered financial planner Adam Cockerham about his debut book, Your Money and Your Mind, and the powerful link between our mindset and our money. Adam explains why our financial decisions are shaped far more by how we interpret events than by the events themselves, and how a calmer, more rational mind helps you detach your well-being from your bank balance. Together they cover practical ways to master your money mindset, how to cut through the noise of the UK financial media and finfluencers, and why we so often approach risk emotionally rather than rationally. Essential listening for anyone in the UK who wants to build better money habits, invest with more confidence and plan for a financially secure future. Book: https://amzn.to/4hi5zbB *Affiliate Shownotes: https://meaningfulmoney.tv/session632  Video version of this podcast: https://youtu.be/AMuTXYtCLV0 

President Donald Trump is the greatest president of our lifetime. He may also be the funniest. While Trump landed banger after banger at the White House Correspondents' Dinner, "journalists" did their best to show that it was definitely not funny, guys, because they're "journalists" and they did a deep dive on what's not funny. Sometimes, a little fascism fixes a country right up. Let's take a look at these examples. GUEST: Josh Firestine Link to today's sources: https://www.louderwithcrowder.com/sources-july-28-2026 Take Control of Your Money and claim $5 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/crowder and use the code CROWDER5. This is a paid advertisement for Rumble Wallet. Rumble is compensating me for this ad. Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 1000 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules. Foundation Daily is made up of premium ingredients to reduce inflammation and stress and promote clean energy and mental clarity. Subscribe now and receive 40% off for life. https://foundationdaily.com/ Share clips from the show! Where to get clips: Telegram: http://t.me/LWCClips Discord: https://discord.gg/nfRAZxEbAV Join Rumble Premium to watch this show every day! http://louderwithcrowder.com/Premium Want to be informed? Check out the 3-in-3 podcast. Here's the best path to victory on the most debated topics: https://threekeyfacts.com/ Get your favorite LWC gear: https://crowdershop.com/ Bite-Sized Content: https://rumble.com/c/CrowderBits Subscribe to my podcast: https://www.louderwithcrowder.com/podcast FOLLOW ME: Website: https://louderwithcrowder.com/ X: https://x.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficial Music by @Pogo

Schedule a Free Financial Assessment with an experienced professional:https://purefinancial.com/lp/free-assessment/?utm_source=captivate&utm_medium=podcast&utm_campaign=free-assessment&utm_content=ymyw-pod-ep592-description-free-assessmentMichael, K & J, and Tracy all need retirement spitballs and Roth conversion plans, but they didn't share one of the most important numbers in retirement planning: how much they actually want to spend. Today on Your Money, Your Wealth® podcast number 592, Joe Anderson, CFP® and Big Al Clopine, CPA reverse-engineer their spitballs to back into what might be the same numbers missing from your own plan. Plus, Sean wants to retire in two years at age 56 with $4.4M without handing half of it to the tax man, and Dallas and Leeloo are wondering if there's such a thing as too much Roth - they're 48 and on track for $1M in theirs. Plus we'll talk about some charitable giving strategies: what's the difference between a DAF and a CRUT?Free Financial Resources in This Episode: https://bit.ly/ymyw-592 (full show notes & episode transcript)9th Annual YMYW Podcast Survey (password ymyw):https://www.surveymonkey.com/r/ymywpodcast2026Is There a Formula for Retirement? - YMYW TV:https://purefinancial.com/ymyw/episodes/is-there-a-formula-for-retirement/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep592-description-tv-s10e09Financial Blueprint (free, self-guided):https://purefinancial.com/financialblueprint/?utm_source=captivate&utm_medium=podcast&utm_campaign=financial-blueprint&utm_content=ymyw-pod-ep592-description-blueprintREQUEST your Retirement Spitball Analysis:https://bit.ly/YMYWaskCDOWNLOAD more free guides:https://bit.ly/YMYWguidesCREAD financial blogs:https://bit.ly/YMYWblogCWATCH educational videos:https://bit.ly/YMYWvidsCSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWnewsletterCConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - The 9th Annual YMYW Podcast Survey is now open!00:44 - Intro: This Week on the YMYW Podcast01:39 - Working Until 70 With $6.5M Saved. Do I Need Roth Conversions? (Michael, Pittsburgh, PA)09:25 - How Aggressively Should We Drain Our $2.6M IRA Before RMDs Hit? (K & J, the Cascades)16:46 - Can I Retire Single at 63 With $1.5M? (Tracy, 63, CA)20:15 - I'm 54, Single, With $4.4M. How Do I Retire at 56 Without Getting Crushed on Taxes? (Sean, Orlando, FL)29:22 - How Much Roth is Too Much? We're 48, Heading for $1M in Roth. Did We Overshoot the Goal? (Dallas & Leeloo, 48, Brooklyn, NY)36:15 - You Said CRTs Must Leave 10% to Charity. Let Me Correct the Record. (DG)38:21 - DAF vs. CRUT: Which Charitable Tool is Better for $1M Company Stock That's Up 237%? (Fish Sean, 54, Winter Springs, FL)44:22 - Outro: Next Week on the YMYW Podcast

SPONSOR! Take Control of Your Money and claim $5 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/viva and use the code Viva5.This is a paid advertisement for Rumble Wallet. Rumble is compensating me for this ad.Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 1000 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules.

Take Control of Your Money and claim $5 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/Salty and use the code Salty5.Website: https://saltmustflow.comOTHER PLATFORMSRumble: https://rumble.com/c/SaltyCrackerYouTube: https://www.youtube.com/@SaltyCrackerTikTok: https://www.tiktok.com/@salty_cracker_76Twitter/X: https://x.com/SaltyCracker9Locals: https://saltycracker.locals.com/TikTok: https://www.tiktok.com/@salty_cracker_76SUPPORT SALTYWebsite: https://saltmustflow.com/support/SubscribeStar: https://www.subscribestar.com/salty-crackerCash App: https://cash.app/$saltmustflowMerchandise: https://saltmustflow.com/shop/Mrs. Salty's Channel: https://www.youtube.com/channel/UChnZMOno3rthe1LHvcxufdwMusic by: https://incompetech.com/ Crinoline Dreams In Your Arms--Disclaimer-- These are the opinions and ramblings of a foul-mouthed lunatic. They are for entertainment purposes only and are probably wrong. You listen at your own risk.

Patrick Byrne  https://x.com/PatrickByrne https://enemywithindocuseries.com   Patrick Byrne joins Roseanne to break down the newly declassified election files—and take a long-overdue victory lap. They dig into the explosive allegations surrounding the 2020 election, foreign interference involving China and Venezuela that was actually a coordinated cartel/communist takeover of America. The "conspiracy theorists" are gloating—and Trump stopped it just in time. -------------------------------------------------  Sponsored By: RUMBLE WALLET Take Control of Your Money and claim $10 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/roseanne and use the code ROSEANNE10. Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 500 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules   ZELENKO LABS Ready to experience the Z-Stack difference? Visit http://zstacklife.com today, use code ROSEANNE for 15% off, and see why so many people continue to trust Dr. Zelenko's legacy. ------------------------------------------------ Follow Roseanne:     Website: https://www.roseannebarr.com Instagram: https://www.instagram.com/officialroseannebarr    Facebook: https://www.facebook.com/officialroseannebarr   Twitter: https://twitter.com/therealroseanne   YouTube: https://www.youtube.com/roseanneworld Rumble: https://rumble.com/user/roseannebarrpodcast Merch: https://www.roseannebarr.com/shop ------------------------------------------------ Co-host /Producer: Jake Pentland https://twitter.com/jakezuccproof https://www.instagram.com/jakepentlandzuccproof ------------------------------------------------   Music: "Synthetic World" by Swamp Dogg: https://youtu.be/2_uOB0455VI ------------------------------------------------    

#ChrisDistefano #StandUp #comedy Chris is back in the Chaos Bus talking about everything from parenting anxiety and possibly starting anxiety medication to why he may never buy another house again. He also breaks down his upcoming Ireland trip, airline disasters, New Balance drama, physical therapy, Colombia bachelor party stories, bringing back Hey Babe, parenting in the age of smartphones, and why he's officially done with beaches. Leave a comment letting us know: Would you let your 11-year-old have a phone? Are you Team Beach or Team Pool? Should Chris move in two years? Subscribe for new episodes every week. Timestamps 00:00 Welcome back to the Chaos Bus 01:30 Comedy tour updates & why 4 PM shows are the future 03:45 Chris says he'll never buy another house again 05:00 Achilles injury, physical therapy & New Balance debate 07:00 Could Hey Babe return? 09:00 Ireland trip planning & airline point disaster 16:30 Calling Jasmine live on the podcast 21:20 BlueChew Ad 22:30 Rumble Wallet Ad 24:05 Parenting anxiety gets real 29:00 Should kids have smartphones? 32:00 HBO's Neighbors and nightmare neighbors 34:00 Team Pool vs Team Beach 36:35 Colombia bachelor party stories 40:00 Tourist safety, scams & why a local guide is essential 43:55 Wrapping up & Rosario's Deli review UNCUT WILD CONTENT GO HERE

Few things reveal the strength of a couple's unity quite like money. Financial decisions touch nearly every part of married life—from daily spending and long-term planning to generosity, security, and the future. But money does not have to remain a source of tension. When couples approach their finances with transparency, shared purpose, and a biblical understanding of stewardship, money can become a tool that strengthens their marriage and supports what God has called them to do together. Dr. Art Rainer, founder of Christian Money Solutions and the Institute for Christian Financial Health, as well as the author of The Rich Couple: 30 Days of Following God's Design for a Financially Healthy Marriage, joins the show today to share that a “rich couple” has little to do with the size of a bank account. Instead, it means becoming rich in contentment, purpose, unity, and generosity. Redefining What It Means to Be Rich Our culture often defines a rich couple as one with a high income, an impressive home, or a large investment portfolio. But financial wealth can disappear, and continually chasing more often produces comparison rather than contentment. A truly rich couple recognizes that everything they have belongs to God. They understand that they are stewards—not owners—of the resources He has entrusted to them. That conviction changes the purpose of money. Instead of asking only, “How can we accumulate more?” couples can begin asking: How can we faithfully manage what God has provided? How can our finances reflect our shared values? How can we use what we have to serve others? What does contentment look like in this season? When contentment is rooted in Christ and financial decisions are guided by God's purposes, couples can experience a kind of richness that circumstances cannot easily take away. Moving From “Mine” and “Yours” to “Ours” Genesis 2:24 describes marriage as two people becoming one flesh. That oneness includes more than physical or emotional intimacy. It also shapes how couples view their possessions, income, debt, goals, and generosity. Marriage is a covenant, not merely a contract. Rather than guarding separate financial territories, a husband and wife can learn to approach money as teammates. Practically, this requires complete financial transparency. Both spouses should understand what the household earns, owes, owns, spends, saves, and gives. For many couples, this may involve shared accounts and passwords. For others, the account structure may differ, but openness and mutual accountability should remain nonnegotiable. Even language can reinforce unity. Saying “our income,” “our debt,” and “our generosity” reminds both spouses that they are working toward a shared future. A brief monthly financial meeting can also help. Couples can review their progress, discuss upcoming expenses, and make important decisions together. Establishing a spending threshold—an amount neither spouse spends without first consulting the other—can reduce surprises and build trust. Unity rarely happens accidentally. It grows through intentional habits. Remember That Marriage Is a Team Sport Your spouse should be your closest financial teammate. That does not mean you will always agree. Different personalities, experiences, and priorities will inevitably create tension. The goal is not to eliminate every disagreement but to remain committed to reaching decisions together. Couples should be able to discuss differences honestly in private while presenting a united front to outside voices. Advice from parents, friends, or children may be well-intentioned, but those voices should not undermine the marriage. A healthy response to an outside suggestion might simply be, “Thank you. We'll discuss it together and let you know.” That protects the couple's unity and reassures each spouse that decisions will not be reversed or weakened by someone else's opinion. Share Your Money Stories Many financial disagreements are not really about the transaction in front of you. They are rooted in earlier experiences. Perhaps one spouse grew up in a home where money was scarce and now feels anxious without a substantial emergency fund. The other may have grown up in a financially comfortable home and feel little concern about spending. One may naturally save, while the other prefers to spend, invest, or avoid financial decisions altogether. Sharing these stories can replace frustration with empathy. Instead of asking, “Why are you like this?” a spouse may begin to say, “Now I understand why this decision feels so important to you.” Consider asking each other: What is your earliest memory involving money? Discuss how that experience may still influence your attitudes toward spending, debt, saving, generosity, or risk. Listen without interrupting or trying to correct one another. Understanding your spouse's story does not mean every financial habit should remain unchanged. It does, however, create a more compassionate starting point for change. Address the Four Financial Dividers Four common problems can weaken financial unity in marriage: poor communication, selfishness, distrust, and unrealistic expectations. Poor communication can be addressed through regular conversations. Even a weekly 10-minute check-in can prevent small concerns from becoming major conflicts. Selfishness begins to fade when couples stop thinking primarily in terms of “my money” and start celebrating each other's progress. Distrust must be confronted with honesty. Hidden purchases, secret accounts, concealed debt, or missing information will erode intimacy. Financial transparency brings those issues into the light. Unrealistic expectations can be replaced with a shared plan. A realistic budget will not allow every desire to happen immediately, but it can help couples prioritize what matters most. Talk early, tell the truth, and pray often. Start With Your Hearts, Not the Budget When a marriage feels financially divided, opening a spreadsheet may not be the best first step. Begin with prayer. Ask God to help you become one, grow in contentment, understand each other, and steward His resources faithfully. Then spend a few minutes sharing your experiences and concerns without interrupting or judging one another. Finally, choose one small act of unity. You might schedule your first weekly money conversation, disclose an overlooked expense, agree on a giving goal, or deposit a small amount into a joint savings fund. One step will not resolve every financial disagreement. But small acts of faithfulness can create lasting momentum. A rich marriage is not defined by how much a couple possesses. It is marked by two people learning to trust God, care for one another, and manage His resources with unity and purpose. On Today's Program, Rob Answers Listener Questions: I'm retired and have a small IRA and some savings at Schwab. I also expect to inherit assets from an older family member. Since I won't need my IRA for living expenses, is there any advantage to keeping it? I'm struggling with $8,900 in credit card debt at a 23.49% APR and can't afford to pay it off right now. I've contacted my credit card company about hardship options and have looked into consolidation and personal loans, but I'm unsure what's best. Given my situation, what's the wisest way to tackle this debt? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) The Rich Couple: 30 Days of Following God's Design for a Financially Healthy Marriage by Dr. Art Rainer The Money Challenge: 30 Days of Discovering God's Design For You and Your Money by Dr. Art Rainer Christian Money Solutions  Institute for Christian Financial Health Christian Credit Counselors Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Schedule a Free Financial Assessment with an experienced professional:https://purefinancial.com/lp/free-assessment/?utm_source=captivate&utm_medium=podcast&utm_campaign=free-assessment&utm_content=ymyw-pod-ep591-description-free-assessmentB and S in Maryland are in their mid-40s with $425,000 and a couple of rental properties. Can they retire early at 62? Vee in Oregon came to the US as a refugee with nothing and built a three and three-quarter million dollar portfolio from the ground up. Is his Roth conversion plan solid? And finally, Chandler and Monica in Texas are sitting on $1.4 million and hope they can walk away from work in 3 years. Will Roth conversions keep the tax man from taking a giant bite on their way out? That's all today on Your Money, Your Wealth® podcast 591 with Joe Anderson, CFP® and Big Al Clopine, CPA.Free Financial Resources in This Episode: https://bit.ly/ymyw-591 (full show notes & episode transcript)Withdrawal Strategy Guide - free downloadhttps://purefinancial.com/white-papers/withdrawal-strategy-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-withdrawal-strategy-guide&utm_content=ymyw-pod-ep591-description-whitepaperThe Number One Spending Mistake Ruining Retirements - YMYW TVhttps://purefinancial.com/ymyw/episodes/number-one-spending-mistake-ruining-retirements/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep591-description-tv-s12e01Financial Blueprint (free, self-guided):https://bit.ly/YMYWblueprintCREQUEST your Retirement Spitball Analysis:https://bit.ly/YMYWaskCDOWNLOAD more free guides:https://bit.ly/YMYWguidesCREAD financial blogs:https://bit.ly/YMYWblogCWATCH educational videos:https://bit.ly/YMYWvidsCSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWnewsletterCConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast00:57 - Half a Million and Rental Properties in Our Mid-40s. Can We Retire Early? (B & S, Westminster, MD)12:48 - Refugee to $3.75M: Is My Roth Conversion Plan Actually Solid? (Vee, OR)25:55 - Can Friends with $1.4M and a Roth Conversion Puzzle Retire in 3 Years? (Chandler & Monica, TX)33:05 - Outro: Next Week on YMYW Podcast

Are Flock cameras really about public safety, or are they laying the foundation for a surveillance state powered by AI? In this episode of Slingshot Nation Live, we investigate how Flock cameras, facial recognition, AI, drones, and emerging technologies like 6G could reshape privacy, policing, and personal freedom. We examine the promises behind these systems, the concerns surrounding mass data collection, and how rapidly advancing AI may change the relationship between citizens, corporations, and government. If you've ever wondered where today's surveillance technology is headed, and what it could mean for the future, this is a conversation you won't want to miss.Take Control of Your Money and claim $10 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/Confessionals and use the code confessionals10.This is a paid advertisement for Rumble Wallet. Rumble is compensating me for this ad.Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 500 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules.Please consider donating to Ron Patton's GoFundMe. Any donation helps greatly: https://gofund.me/818cdbf11If you're able, consider helping the Merkel family with medical expenses by donating to Lindsay's GoFundMe: https://gofund.me/b8f76890

Trump just blew the election-integrity scandal wide open—and somehow, Roseanne was right yet again. From China stealing American voter data to vulnerable voting machines and an intelligence community accused of hiding the truth, everything we were told not to question is suddenly fair game. Roseanne and Jake break down Trump's explosive speech, the networks that refused to air it, and why "conspiracy theorist" keeps turning into another word for "early."  https://www.whitehouse.gov/videos/president-trump-delivers-an-address-to-the-nation-jul-16-2026/?utm_source=chatgpt.com -------------------------------------------------  Sponsored By: RUMBLE WALLET Take Control of Your Money and claim $10 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/roseanne and use the code ROSEANNE10. Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 500 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules   TAX NETWORK USA Do not wait for another IRS letter or a frozen bank account. Call 1 800 958 1000 or visit http://tnusa.com/rb ------------------------------------------------ Follow Roseanne:     Website: https://www.roseannebarr.com Instagram: https://www.instagram.com/officialroseannebarr    Facebook: https://www.facebook.com/officialroseannebarr   Twitter: https://twitter.com/therealroseanne   YouTube: https://www.youtube.com/roseanneworld Rumble: https://rumble.com/user/roseannebarrpodcast Merch: https://www.roseannebarr.com/shop ------------------------------------------------ Co-host /Producer: Jake Pentland https://twitter.com/jakezuccproof https://www.instagram.com/jakepentlandzuccproof ------------------------------------------------   Music: "Synthetic World" by Swamp Dogg: https://youtu.be/2_uOB0455VI ------------------------------------------------    

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3632: Go Curry Cracker explains how unconventional choices, a high savings rate, and long-term investing in businesses through index funds created financial independence and allowed every dollar ever earned to effectively be returned through compound growth. He also dismantles common excuses about luck, inheritance, debt, and taxes, showing that wealth-building is more about behavior and consistency than extraordinary circumstances. Read along with the original article(s) here: https://www.gocurrycracker.com/how-we-saved-multi-millions/ Quotes to ponder: "Why would we spend all of our money to buy a lot of versatile solutions for modern living when we could be buying our freedom instead?" "Saving a high percentage of income is only half the battle." "You can't just put fat stacks of cash under your mattress and expect to get rich." Episode references: Lifetime Wealth Ratio: https://budgetsaresexy.com/lifetime-wealth-ratio/ J.K. Rowling: https://www.jkrowling.com/ Amazon: https://www.amazon.com/ MasterChef: https://www.fox.com/masterchef/ Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

#287: Chris and Brad Barrett revisit "Die With Zero" and confront how much harder Bill Perkins' ideas are to live than to agree with. They dig into when frugality flips from superpower to liability, the maximizer's struggle to let go, optimizing for the perfect Tuesday over the once-a-year trip, and giving money to your kids while it still matters. Brad is the co-host of the ChooseFI podcast and co-author of Choose FI: Your Blueprint to Financial Independence. Link to Full Show Notes: https://chrishutchins.com/die-with-zero-revisited-brad-barrett/. Partner Deals Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Fabric: ⁠Affordable term life insurance for you and your family Thrive Market: ⁠30% off your first order of organic groceries + a free $60 gift Bilt Rewards: ⁠Earn the most valuable points when you pay rent MasterClass: ⁠Learn from the world's best with 15% off For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Brad Barrett: Website | X Book: Choose FI: Your Blueprint to Financial Independence Podcast: The ChooseFI Podcast Newsletter: The ChooseFI Newsletter The Tuesday Project Books & Articles Die With Zero: Getting All You Can from Your Money and Your Life The Tail End by Tim Urban The Skill of Spending | Mr. Money Mustache Tools The Big Ass Calendar Copilot Money ATH Podcast Ep #68: Hosting Cocktail Parties, Building Relationships, Museum Strategies and Friends Newsletters with Nick Gray Ep #189: Beyond the 4% Rule: Smarter Strategies for Financial Independence with Karsten Jeske Ep #282: Saving Money and Optimizing is My Kryptonite Ep #285: Why Net Fulfillment Beats Net Worth with Bill Perkins Best Cards Page Newsletter AMA: Submit Questions Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (02:14) Revisiting "Die With Zero" Four Years Later (06:50) Is Intentional Frugality a Superpower? (08:48) Where Chris Still Struggles to Spend (15:04) The Psychology of Spending (19:53) Maximizer vs. Satisficer: What Are You Optimizing For? (23:35) Matching Your Effort to the Season of Life You're In (25:04) How to Let Go When You Want to Do Everything (31:50) Optimizing for Lasting Happiness (37:23) Don't Run Away From What Lights You Up (38:43) What Are You Actually Chasing More Money For? (44:01) What Are You Really Saving For? (45:46) Giving Money to Kids (and Causes) While It Still Matters (50:40) Hedging Retirement Risk by Moving, Not Working Longer (53:00) Fear Wasting Your Life More Than Running Out of Money (57:52) Chris's Vision for a Family Summer Camp (01:02:36) Building a Time-Bucket List of One-Off Dreams (01:03:44) The Case for Doing "Nothing" on a Trip (01:04:23) Chris's Three Main Takeaways (01:06:23) Lowering the Barrier to Real-Life Connection (01:09:55) Defining Net Fulfillment For Yourself Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Psyslop by evil Candace Owens is finally over! After months of smug certainty, conspiracy-board confidence, and zero interest in pumping the brakes, Candace is finally over.  When your favorite hobby is being evil and declaring everyone else a liar, getting called out yourself is pure justice. The mask is off, and this internet circus deserves every laugh it gets. -------------------------------------------------  Sponsored By: RUMBLE WALLET Take Control of Your Money and claim $10 in US Stablecoin (USA₮)! Download now at http://wallet.rumble.com/roseanne and use the code ROSEANNE10. Void where prohibited. No purchase necessary. Offer available to US residents only. Offer not available in New York State. Must be 18+. Offer is available for a limited time and for the first 500 wallets activated and funded. Details and full official rules available at http://rumble.com/promoofficialrules ------------------------------------------------ Follow Roseanne:     Website: https://www.roseannebarr.com Instagram: https://www.instagram.com/officialroseannebarr    Facebook: https://www.facebook.com/officialroseannebarr   Twitter: https://twitter.com/therealroseanne   YouTube: https://www.youtube.com/roseanneworld Rumble: https://rumble.com/user/roseannebarrpodcast Merch: https://www.roseannebarr.com/shop ------------------------------------------------ Co-host /Producer: Jake Pentland https://twitter.com/jakezuccproof https://www.instagram.com/jakepentlandzuccproof ------------------------------------------------   Music: "Synthetic World" by Swamp Dogg: https://youtu.be/2_uOB0455VI ------------------------------------------------    

As the cost of higher education has soared in recent decades, universities have attracted more scrutiny about the value of a four-year degree. Now, the Trump administration is taking those questions to the next level with a set of policies that scales back the federal government's student loan program. Ron Lieber, who writes about personal finance for The New York Times, explains what the new changes are, and how they might reshape higher education in America. Guest: Ron Lieber, the Your Money columnist for The New York Times, writes about everything from retirement savings and college tuition to credit reports and taxes. Background reading:  Parents and graduate students have new loan limits. Who will fill the gap? What the new loan caps will mean for grad students this fall. Photo: Rachel Woolf for The New York Times For more information on today's episode, visit nytimes.com/thedaily. Transcripts of each episode will be made available by the next workday.  Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, I'll discuss the liberal who has made some of the most dangerous statements recently and how we can stop him. Also, the algae saga continues and ramps up. Find the video podcast of The Dan Bongino Show exclusively on Rumble at https://Rumble.com/bongino Federal Judge Declares That Common-Sense Election Integrity Is Illegal https://townhall.com/tipsheet/josephchalfant/2026/06/22/we-arent-allowed-to-have-secure-elections-according-to-this-federal-judge-n2678116 Rand Paul subpoenas Fauci for testimony in COVID origin probe https://justthenews.com/government/congress/rand-paul-subpoenas-fauci-testimony-covid-origin-probe Moreno to Subpoena Newsom Over California Election Failures https://pjmedia.com/sarah-anderson/2026/06/22/moreno-to-subpoena-newsom-over-california-election-failures-n4954262 Sponsors: Birch Gold - Text DAN to 989898 Byrna - https://byrna.com All Family Pharmacy - https://allfamilypharmacy.com/bongino - code: BONGINO10 Patriot Mobile - https://patriotmobile.com/dan - code: dan Rumble Wallet - Take Control of Your Money and you could get $10 in US Stablecoin (USD₮)! Download now at http://wallet.rumble.com/bongino and use the code BONGINO10. Carshield - https://carshield.com/bongino - code: Bongino Learn more about your ad choices. Visit podcastchoices.com/adchoices