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On this week's episode, Clara Sablitzky is joined by Scotland's Mark Watt to reflect on his experience in the ILT20 with the Sharjah Warriors, and preview Scotland Men's upcoming tour of the UAE to kick-start the new Cricket World Cup League 2 cycle. Clara also speaks with Ferguslie's Tim Preston-Jones about his club's impact on Scotland Men's U19 squad, and look ahead to his participation in the upcoming Over 60s World Cup in India, in which Scotland will feature heavily as part of the Rest of the World side! We want to hear your stories from the world of Scottish Cricket, and you can get in touch with the podcast via email at podcast@cricketscotland.com or on social media using the #CSPodcast!
A lonely scarecrow with a scary face has trouble making friends with the animals who surround him, until a heavy snowfall transforms him into a jolly snowman. This book is available on Amazon.com or Scholastic.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/slothslovetoread/message
Cole Power and Tim Powers join the Soup this week! Original Air Date 5-4-20
There's romance in the air! Kiwisaver, slightly immature but showing a lot of promise, has been keen on a relationship for a while: Good looking returns, and ideally not a long distance love affair would be ideal. Private equity has been living at home for a while now wondering if she'll ever move out and attract decent levels of interest without having to move abroad. It all started at an office work party and the rest is history! Sam Stubbs, CEO of Simplicity Kiwisaver joins us along with Robbie Paul, who heads up Icehouse Ventures to discuss these topics and more. 'Icehouse Ventures will be co-owned between The Icehouse start-up accelerator, Sir Stephen Tindall's investment company K1W1, Simplicity and investment banking firm FNZC.' See article here Kiwisaver is now approaching $50b in funds under management - this is on track to grow to closer to $200b FUM by 2030 - in just 11 years time. Where's that money currently invested? Well, about 36-37% is invested in NZ markets but unfortunately, this proportion is shrinking. Is it 'good enough' to have such a narrow focus on the objectives of investing as to increase returns whilst minimising risks? What about the spill-over effects associated with home-grown startups? Meanwhile, startups in NZ struggle when they approach 'the gap', the period of time where capital requirements range from $1m-$10m - the funding just isn't there to the extent that it needs to be. The result is that many startups end up going offshore and whilst NZ still benefits to some extent, it's not to the fullest extent. We've had Simeon Burnett (episode 23) from Snowball Effect and Tim Preston (episode 32) from CM Partners on the show to discuss the gap in a bit more detail if you want to check those episodes out. From the perspective of the NZ Everyday Investor there's a theme running through this episode: Quantitative easing and demographic shifts are causing persistant and low-interest rates. More investment flows through to equities and property markets as a result. Technology and the speed of innovation are democratising investing options - the financial market place is transforming*. Blink and you'll miss it - NZ, we're at the crossroads right now.* As investors, the end result is that the appetite for risk MUST increase in order to get a meaningful return. The only way to mitigate risk is to increase the investment time horizon. NZ Everyday Investor Podcast: https://www.facebook.com/NZ-Everyday-Investor-338969376637717/ We’re keeping it real on NZ Everyday investor – we’re not journalists and this isn’t an interview – it’s a discussion, hosted by someone who’s genuinely into this sort of thing. If you like what we do, remember to subscribe to our show and share it with others – we’d really appreciate it! Do you know what else would make us rather pleased with ourselves? Write a review on facebook too! Where to find Darcy Ungaro: Ungaro &Co (registered) financial advisers https://www.ungaro.co.nz Facebook: https://www.facebook.com/UFinServ/?ref=bookmarks Instagram: https://www.instagram.com/ungaro.co.nz/ Help support the mission of our show on Patreon by contributing here: NZ Everyday Investor is on a mission to increase financial literacy and make investing more accessible for the everyday person!
Pretend We're Football is Tim Preston-less this week. Will and Johnny pick up the slack by breaking down what life without Kerwin Roach will be like for the Longhorns and how to overcome it. Then they set the expectations for the upcoming three-game stretch with Baylor, Iowa State, and Texas Tech. 0:46 PYGTKU 5:59 Life Without Snoop 35:24 Oklahoma 41:20 Three-Game Stretch
In economics there's something called the 'spill-over effect' - something that happens to other people, as a result of you going about your business. This can be good (positive externality) or bad... Private equity activity has a positive impact on the public indirectly, when firms in search of good return for their investors, invest in small to medium sized enterprises (SME's). These businesses, many who are innovators not just in NZ but worldwide, will constantly require capital to grow. Forget shark tank, these are real businesses with real turnover, who are likely employing real NZ'ers (loads of them!). SMEs make up about 97 per cent of businesses in New Zealand and almost 70 per cent of them are single-worker businesses (see http://www.stuff.co.nz/business/10198006/SMEs-still-backbone-of-NZ-business). We're so pre-occupied with profits staying in NZ that we've forgotten the thing that every Kiwi needs to survive - income. If the backbone of our economy (SME's) are not equipped to grow, what then? They either go off-shore, get bought by off-shore interests, or shut down. So by supporting SME's, we're ensuring jobs stay in NZ. Currently SME's don't receive all the support they need in NZ. What about the NZ Super Fund and Kiwisaver providers? There's huge amounts of capital here in search of a rate of return for stakeholders but there's no mandate for them to invest in NZ businesses. The government is far more into start-ups - That makes for great headlines and scores some points perhaps but what about businesses who are actually already successful - shouldn't we back our winners first? As everyday investors, even we have a role to play in supporting SME's - putting pressure on Kiwisaver providers to provide options which are NZ SME supportive would be a good start! Being able to choose, possibly through an open-sourced framework, where are Kiwisaver funds are deployed (multiple providers?) would also be good. It's not enough to be a low cost model for Kiwi's to access overseas investment options - these days I think smart Kiwi's will start demanding responsible and socially profitable investment opportunities here. It's arguably the best way we can support our economy - if we grow the size of the pie, we all win! Note this is a two part show. So Tim Preston is one of the principles of CM Partners - an independent boutique corporate and capital markets advisory firm that provides a full range of services to small to medium New Zealand businesses. Enjoy the show! Where to find Tim: https://cmpartners.co.nz/#about NZ Everyday Investor Podcast: https://www.facebook.com/NZ-Everyday-Investor-338969376637717/ https://NZEverydayInvestor.com We're keeping it real on NZ Everyday investor - we're not journalists and this isn't an interview - it's a discussion, hosted by someone who's genuinely into this sort of thing. If you like what we do, remember to subscribe to our show and share it with others - we'd really appreciate it! You know what else would be make us rather pleased with ourselves? Write a review on facebook too! Where to find Darcy Ungaro: Ungaro &Co (registered) financial advisers https://www.ungaro.co.nz Facebook: https://www.facebook.com/UFinServ/?ref=bookmarks Instagram: https://www.instagram.com/ungaro.co.nz/ Help support the mission of our show on Patreon by contributing here: NZ Everyday Investor is on a mission to increase financial literacy and make investing more accessible for the everyday person!
In economics there's something called the 'spill-over effect' - something that happens to other people, as a result of you going about your business. This can be good (positive externality) or bad... Private equity activity has a positive impact on the public indirectly, when firms in search of good return for their investors, invest in small to medium sized enterprises (SME's). These businesses, many who are innovators not just in NZ but worldwide, will constantly require capital to grow. Forget shark tank, these are real businesses with real turnover, who are likely employing real NZ'ers (loads of them!). SMEs make up about 97 per cent of businesses in New Zealand and almost 70 per cent of them are single-worker businesses (see http://www.stuff.co.nz/business/10198006/SMEs-still-backbone-of-NZ-business). We're so pre-occupied with profits staying in NZ that we've forgotten the thing that every Kiwi needs to survive - income. If the backbone of our economy (SME's) are not equipped to grow, what then? They either go off-shore, get bought by off-shore interests, or shut down. So by supporting SME's, we're ensuring jobs stay in NZ. Currently SME's don't receive all the support they need in NZ. What about the NZ Super Fund and Kiwisaver providers? There's huge amounts of capital here in search of a rate of return for stakeholders but there's no mandate for them to invest in NZ businesses. The government is far more into start-ups - That makes for great headlines and scores some points perhaps but what about businesses who are actually already successful - shouldn't we back our winners first? As everyday investors, even we have a role to play in supporting SME's - putting pressure on Kiwisaver providers to provide options which are NZ SME supportive would be a good start! Being able to choose, possibly through an open-sourced framework, where are Kiwisaver funds are deployed (multiple providers?) would also be good. It's not enough to be a low cost model for Kiwi's to access overseas investment options - these days I think smart Kiwi's will start demanding responsible and socially profitable investment opportunities here. It's arguably the best way we can support our economy - if we grow the size of the pie, we all win! Note this is a two part show. So Tim Preston is one of the principles of CM Partners - an independent boutique corporate and capital markets advisory firm that provides a full range of services to small to medium New Zealand businesses. Enjoy the show! Where to find Tim: https://cmpartners.co.nz/#about NZ Everyday Investor Podcast: https://www.facebook.com/NZ-Everyday-Investor-338969376637717/ https://NZEverydayInvestor.com We're keeping it real on NZ Everyday investor - we're not journalists and this isn't an interview - it's a discussion, hosted by someone who's genuinely into this sort of thing. If you like what we do, remember to subscribe to our show and share it with others - we'd really appreciate it! You know what else would be make us rather pleased with ourselves? Write a review on facebook too! Where to find Darcy Ungaro: Ungaro &Co (registered) financial advisers https://www.ungaro.co.nz Facebook: https://www.facebook.com/UFinServ/?ref=bookmarks Instagram: https://www.instagram.com/ungaro.co.nz/ Help support the mission of our show on Patreon by contributing here: NZ Everyday Investor is on a mission to increase financial literacy and make investing more accessible for the everyday person!
My Darkest Hour Radio did a live broadcast and live video feed from The Lyric Theater in Yuma AZ recently and this will be the show to discuss the experiences that the people there shared and listen to the EVPs captured there. On this show will be Stefan Brigati (Host of MDHR and Founder of Pacific Coast Paranormal), Arleen Brigati, Dennis Quesenberry, Tim Preston and Victoria Holder (EVP Paranormal) also Regal and Michelle Morales, Wendi and Lane Hannigan (Pacific Coast Paranormal). So listen and Check It Out!