Podcasts about KiwiSaver

In Budget 2025, private schools will receive subsidies increasing the annual spend by $4.6 million a year, to $46.2 million. As well as this, the annual spend on charter schools will double to $57 million. ACT Party Leader, David Seymour, says that independent schools are an important part of New Zealand's education landscape that offers diversity of choice for parents. For our weekly catchup, News and Editorial Director and Monday Wire Host, Joel, spoke to the ACT Party's Simon Court about the additional support independent schools will receive, and how this will benefit the average taxpayer. They also discussed changes to Jobseeker and emergency benefits for 18-to-19 year olds, as those receiving this benefit will now have their benefit tested against their parents income. The move, which is set to come into effect in 2027, is estimated to impact almost 9000 young people. They also discussed changes to Kiwisaver, where the government will halve subsidies and increase employer contributions to a minimum of 4% from 3%. But first, they discussed the additional support for independent schools.

The Green Party is claiming the Government's budget has an uncosted hole of up to $714 million, coming from increased KiwiSaver contributions for public sector workers. Green Party co-leader Chlöe Swarbrick spoke to Ingrid Hipkiss.

Finance Minister Nicola Willis has defended the government's budget decisions including changes to Kiwisaver, saying most workers will end up with larger retirement savings. Willis spoke to Corin Dann.

In today's episode, Finance Minister Nicola Willis has defended the government's budget decisions including changes to Kiwisaver, saying most workers will end up with larger retirement savings, new sanctions marking the next phase of the government's Traffic Light welfare system, mean beneficiaries who fail to meet their obligations can have half their benefits restricted to being spent on essentials-only for a month, President Donald Trump said he wants the "names and countries" of every international student enrolled at Harvard University, and Auckland FC's dream first season is over after they were knocked out in the A-League semi-finals by Melbourne Victory.

'Don't just invest in stats and numbers, invest in us.' That's the message from a group of teenagers grappling with some of the decisions made by the government in this year's budget. They came together on Friday along with child advocates, researchers and other rangatahi to unpack the budget, with Kiwisaver, pay equity, employment and climate change all top of the discussion. Louise Ternouth reports.

In the year of growth, Nicola Willis has presented a growth budget. But does the Investment Boost initiative, which speeds up depreciation for businesses, promise the kind of growth that the economy needs? In this special Spinoff pod for budget day, Toby Manhire asks Bernard Hickey for his take on the headline changes, and whether or not David Seymour's earlier commentary that his colleague Brooke van Velden had “saved the budget” through its controversial and hurried changes to the pay equiry scheme, has been proven true. Plus: what are the cumulative impacts of the changes to KiwiSaver and Best Start, as compared to the SuperGold cohort? And how much did the global political and economic volatility influence the documents published today? Learn more about your ad choices. Visit megaphone.fm/adchoices

The government is halving its contribution to Kiwisaver shifting the financial load onto business. The change will be phased. At the moment people over 18 can get up to $521 in government contributions if they contribute $1040 dollars per year themselves. That will drop to just over $260 of government contributions. People earning over a $180,000 a year will get nothing. Tax expert Terry Baucher spoke to Lisa Owen.

In its budget the coalition's clawed back money from three main areas - Pay equity, Kiwisaver and Best Start payments. The bulk of the 5.3 billion dollars saved - in fact about half of it - has come from the pay equity overhaul. 2.7 billion dollars a year, re-distributed to other priorities. Deputy Political reporter Craig McCulloch spoke to Lisa Owen.

The amount the government adds to Kiwisaver accounts is being halved to a maximum of 260 dollars a year. People earning more than $180,000 a year will receive no government contribution at all from July. Reporters Louise Ternouth and Bella Craig hit the streets in Auckland to find how what people and business owners make of the changes. 

Nearly 13 billion dollars has been clawed back from pay equity changes over four years, the Government contribution to KiwiSaver has been halved, tweaks to BestStart payments have been made and a tax break for businesses. Finance minister Nicola Willis delivered what she calls a "responsible" budget - but Labour leader Chris Hipkins says its an austerity budget 'that's left women out'. Political reporter Lillian Hanly reports.

Labour's Finance spokesperson says the government's changes to KiwiSaver will take money away from New Zealand's poorest workers. Labour Party's Finance Spokesperson Barbara Edmonds spoke to Corin Dann.

As part of the 2025 budget, the government will halve its yearly contributions, while minimum contributions for employers will lift to four percent in 2028. Simplicity Chief Economist Shamubeel Eaqub spoke to Ingrid Hipkiss.

The Retirement Commissioner says the changes in the new budget are great news for most KiwiSaver members. Retirement Commissioner Jane Wrightson spoke to Corin Dann.

KiwiSaver changes announced in the Budget have captured a lot of attention. But will they leave us better off, worse off, or much the same? Money correspondent Susan Edmunds spoke to Ingrid Hipkiss.

In today's episode, the Finance Minister, Nicola Willis, has described the Budget as responsible, and what governments do to avoid austerity, Labour's Finance spokesperson says the government's changes to KiwiSaver will take money away from New Zealand's poorest workers, as part of the 2025 budget, the government will halve its yearly contributions, while minimum contributions for employers will lift to four percent in 2028, BusinessNZ is welcoming the new budget, saying it's credible and growth-oriented, and we cross the Tasman to get the latest from Kerry-Anne Walsh.

Mary Holm talks to Jesse about the Government's changes to KiwiSaver in today's Budget.

Is KiwiSaver better off with policy stability or is it overdue for comprehensive reform? Matt MacPherson from Sharesies & Chris Di Leva of Harbour Asset Management debate whether potential cuts to government contributions would impact participation rates. Plus - how many investors would support higher KiwiSaver contributions in a cost of living crisis? This clip is taken from our previous episode "Investing in US markets via KiwiSaver". For more or to watch on YouTube—check out http://linktr.ee/sharedlunch If there are any companies, sectors, or topics you'd like to see on Shared Lunch, flick us an email at sharedlunch@sharesies.co.nz to let us know.Investing involves risk. This episode is brought to you by Sharesies Limited (NZ) in New Zealand.Information provided is general advice only and current at the time and does not take into account your objectives, financial situation and needs. We do not provide recommendations and you should always read the product disclosure documents available from the product issuer before making a financial decision.Sharesies Investment Management Limited is the issuer of the Sharesies KiwiSaver Scheme. For the Product Disclosure Statement and to find out more about the Sharesies KiwiSaver Scheme go to http://sharesies.nz/kiwisaver Our disclosure documents, including a Target Market Determination for Sharesies, can be found on our website at https://sharesies.com.au/disclosures. If you require financial advice, you should seek advice from a qualified financial advisor. The views expressed by individuals are their own and Sharesies does not endorse any of the guests or the views they hold.See omnystudio.com/listener for privacy information.

Finance Minister Nicola Willis announced the Government was forecast to make its first withdrawal from the NZ Super Fund in 2028, five years earlier than expected. Professor of Finance at Auckland University of Technology Aaron Gilbert spoke to Emile Donovan to explain what this means for your Kiwisaver.

Curious about investing in the US market in more ways than one? In our latest episode of Shared Lunch, we explore a new KiwiSaver option, the Sharesies US500 Fund—what it is, how it works, and what role it might play as a part of your KiwiSaver. We also cover why global diversification matters, the recent US market wobbles, your risk appetite, and how to think about US investing as part of your long-term financial plan. For more or to watch on YouTube—check out http://linktr.ee/sharedlunchSharesies Investment Management Limited is the issuer of the Sharesies KiwiSaver Scheme. For the Product Disclosure Statement and to find out more about the Sharesies KiwiSaver Scheme go to http://sharesies.nz/kiwisaver Shared Lunch is brought to you by Sharesies Australia Limited (ABN 94 648 811 830; AFSL 529893) in Australia and Sharesies Limited (NZ) in New Zealand. It is not financial advice. Information provided is general only and current at the time it’s provided, and does not take into account your objectives, financial situation and needs. We do not provide recommendations and you should always read the disclosure documents available from the product issuer before making a financial decision. Our disclosure documents and terms and conditions—including a Target Market Determination and IDPS Guide for Sharesies Australian customers—can be found on our relevant Australian or NZ website. Investing involves risk. You might lose the money you start with. If you require financial advice, you should consider speaking with a qualified financial advisor. Past performance is not a guarantee of future performance. Appearance on Shared Lunch is not an endorsement by Sharesies of the views of the presenters, guests, or the entities they represent. Their views are their own.See omnystudio.com/listener for privacy information.

Finance Minister Nicola Willis has talked up how changes to KiwiSaver, due to be announced at the Budget, will boost members' balances. She's offered up some hints - but it's unlikely the Government will help by opening up its wallet. NZ Herald Wellington business editor Jenee Tibshraeny speculates further ahead of Budget day. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Did your KiwiSaver balance dip through the April market volatility? Head of KiwiSaver at Milford, Murray Harris, talks to Bree and Clint from ZM about why ups and downs are normal and not a reason for concern.

On the Early Edition with Ryan Bridge Full Show Podcast Wednesday 14th of April 2025, The government's looking at changes to the Kiwisaver scheme, Kiwisaver and Superfund expert Jonathan Eriksen shares his thoughts. Half of New Zealanders were the target of online scam and fraud last year National Cyber Security Centre's Director of Mission Enablement Mike Jagusch tells Ryan Bridge what to look out for. Meridian has bought Flicks, Chief Customer Officer Lisa Hannifin tells Ryan what this will mean for the energy sector. Plus Uk Correspondent Gavin Grey has the latest on A man who has served 38 years in a UK prison for the murder of a woman having his conviction quashed by the Court of Appeal after new DNA evidence emerged. Get the Early Edition Full Show Podcast every weekday on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVE See omnystudio.com/listener for privacy information.

New Zealand will pass an economic milestone in 2028, with the Government making it's first ever Super Fund withdrawal. The Finance Minister revealed yesterday they'll begin offset superannuation costs by withdrawing $32 million from the New Zealand Super Fund. From 2031, withdrawals are expected annually. Superannuation expert Jonathan Eriksen told Ryan Bridge it's exactly what the Superfund was set up to do. He says it's up to $80 billion currently and is generating returns of 10% per annum, with 1% of that being $80 million. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The number of financial hardship Kiwisaver withdrawals is now surpassing the number for withdrawals for first-home deposits for the first time. 

In this episode of Money Made Simple, Jennie and Liv dive into the not-so-sexy but super important topic of tax – specifically how it works inside your KiwiSaver.Tax might not be everyone's idea of a good time (trust us, we get it), but understanding the basics can make a big difference to how confident you feel about your KiwiSaver. Whether you've noticed your balance dropping in March, or you're just trying to figure out what a PIR is, this episode is for you.This episode covers:Where, when and how your KiwiSaver is taxedWhat PIE funds are (hint: nothing to do with food unfortunately) and how tax works inside themThe difference between how NZ and international investments are taxedWhy you still pay tax even when your fund has made a lossHow your Prescribed Investor Rate (PIR) affects your tax bill – and how to check it's rightWhat happens when you move overseas or have a kids' KiwiSaver fund or joint investment fundWhy paying more tax could actually be a good thing!Resources mentioned in this episode:IRD's PIR Calculator – work out your correct PIRSorted – online resource for financial planning tools and informationMoneyHub's tax guide Canstar's blog – Is KiwiSaver Taxed?Simplicity's tax FAQAt the time of year, tax is one of the most common topics our Investor Services team gets asked about – and for good reason. So tune in and get the lowdown on KiwiSaver tax (with a few very average tax jokes thrown in for good measure - sorry in advance).---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.

A listener asks: will the Government change its KiwiSaver contributions - and if so, how should it do it? Finance Minister Nicola Willis is not ruling out changes to the Kiwisaver subsidy. Should the Government even do this? And if they do, what does it mean for you and I?Go to this episode on rnz.co.nz for more details

A listener asks: will the Government change its KiwiSaver contributions - and if so, how should it do it? Finance Minister Nicola Willis is not ruling out changes to the Kiwisaver subsidy. Should the Government even do this? And if they do what does it mean for you and I?

We're joined by Pathfinder CEO John Berry to unpack the grey areas of ethical investing, from greenwashing and responsible due diligence to AI's energy footprint and how your KiwiSaver choices can shape a better world – all while aiming for strong returns.This episode is proudly sponsored by ⁠⁠Pathfinder. Are you ready to align your KiwiSaver with your values? Explore how Pathfinder can help you invest ethically without compromising on performance here.Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan and Pathfinder Investment Funds. Product Disclosure Statements for the offers are available at pathfinder.kiwi. Past performance is no guarantee of future returns. We encourage all investors to seek financial advice prior to making investment decisions. Learn more about how they invest ethically by reading their Ethical Investment Policy on the website For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Are you worried about your KiwiSaver balance with all the uncertainty in the world? Head of KiwiSaver at Milford, Murray Harris, talks to Bree and Clint from ZM about why you don't need to panic. 

Tonight on The Panel, Wallace Chapman is joined by panellists Aimie Hines & Andrew Clay. They discuss U.S. plans to re-open Alcatraz. The impact President Donald Trump is having on overseas election results. Plus, should KiwiSaver be mandatory? Aimie Hines is a senior consultant at Capital and former national party staffer. Andrew Clay is a comedian and football coach.

Host Nigel Grant (Head of Wealth Product, ASB) is joined by Kirk Hope (CEO, Financial Services Council) to unpack the capital markets initiative and its potential impact for KiwiSaver members. They dive into how unlocking access to more private market investments could boost diversification and returns for members, while driving economic growth and infrastructure development. Plus, the hurdles to overcome and what's next for the initiative. 

This week on The Sunday Panel, Resident Economist at Opes Partners, Ed McKnight, and host of the Front Page podcast, Chelsea Daniels, joined in on a discussion about the following issues of the day - and more! Over in Australia, Prime Minister Anthony Albanese secured a second term as Prime Minister. This comes days after Mark Carney won the role of Prime Minister - with experts claiming anti-Trump sentiment helped propel his win. Do we think anti-Trump sentiment helped boost these candidates? Finance Minister Nicola Willis has refused to rule out means-testing for KiwiSaver ahead of the 2025 Budget. Do we agree with means-testing the Government contribution? LISTEN ABOVESee omnystudio.com/listener for privacy information.

This week the government announced plans to cut the operating allowance in this year's budget by $1.1 billion, and Finance Minister Nicola Willis has hinted at changes to KiwiSaver.

Think you're all set for retirement? Think again. In this episode, Jess and Makayla break down why New Zealand Super and KiwiSaver might not cut it, and use real numbers to show the true cost of living comfortably in retirement—plus the serious financial gap many Kiwis are facing.Next Steps: Not sure if your KiwiSaver and retirement plan will get you across the finish line? Book a free chat with a Lighthouse Financial advisor and get a clear, tailored strategy for your future.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

The Government's plan to reduce the operating allowance from $2.4 billion to $1.3 billion is the smallest amount of new spending in a decade. Finance Minister Nicola Willis has decided to make departments metabolise their own spending in order to get books back into surplus. New Zealand Herald Political Editor Thomas Coughlan talks to Heather du Plessis-Allan about the ‘big' decision, KiwiSaver subsidies and Tory Whanau dropping out of the Wellington race. LISTEN ABOVE. See omnystudio.com/listener for privacy information.

Inflation is on the up. New Zealand Herald business editor-at-large Liam Dann is with Mihi to unpack what that means. 

The drop in US stocks hits KiwiSaver growth funds hard, as the American dollar and bonds are being avoided by investors. Dan also discusses the impact currency changes are having on the New Zealand economy.

Send Us A Message! Let us know what you think.Topic #1:  Good Returns 9th of April - BREAKING: OCR: 3.5% - Further reduction in OCR appropriateTopic #2: NZ Herald 8th of April - House prices flat to start 2025 – which regions fared better than others?Topic #3: Good Returns 8th of April - Longer term fixed interest rates slowly bite into floating termsTopic #4: NZ Herald 8th of April -First-home buyers face challenges as KiwiSaver balances dropTopic #5: Corelogic 9th of April -NZ residential construction cost growth slows to near-record lowSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Trump tariffs are not the only thing going on in the world right now, and the fact that it's occupying the imagination of a lot of people globally right now, is a reason pay attention. I think we have to make all decision carefully right now – around changing, or staying the course, especially. Read moreRupert Carlyon is the MD of koura KiwiSaver.Book in a free 15-min phone call with Darcy Ungaro (financial adviser).Sign up to the fortnightly newsletter!Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001. Affiliate Links*!The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets.Sharesies: For local, and international markets.Easy Crypto: To buy and sell digital assets.Sharesight: For tracking and reporting on your portfolioExodus: Get rewards on your first $2,500 of swapsRevolut: For a new type of banking.*Some links create a financial benefit.Online courses:The Home Buyers Blueprint: Get a better home; Get a better mortgage.The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!New Wealth Foundations: Personal finance from a wealth-builder's perspective.Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social:Check out the most watched/downloaded episodes hereFollow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

Today on the show... With markets tumbling and your KiwiSaver balances in freefall - is there an upside to all this? What goes down inevitably comes back up right? We discuss the pitfalls and opportunities in this tariff mess. And to give his expert opinion on all of this, Greg Boland, CSO of Tiger Brokers join us. Plus, some Letters to the Editor! Website: https://www.rova.nz/home/podcasts/duncan-garner---editor-in-chief. Instagram: @DuncanGarnerpodcast TikTok: @DuncanGarnerpodcast

Global financial markets have continued to fall, in response to tough new tariffs imposed by US President Donald Trump. Money correspondent Susan Edmunds spoke to Corin Dann.

We spoke with Kate from Justice for Palestine and Lulu from Stop Arming Israel about the ongoing genocide and apartheid in Palestine. They took us through the strategy and purpose of their current BDS Divestment campaign targeting ASB Bank for its investments in Motorola.https://our.actionstation.org.nz/petitions/don-t-bank-on-apartheid-asb-kiwisaver-divest-from-illegal-israeli-settlements-or-we-switchLobbying to Win webinar with Chlöe Swarbrick, 9 April 7pm https://us02web.zoom.us/meeting/register/i9oMvpMvRPyKQhnu1Kyz-w#/registrationThis episode's co-hostsKyle, Kate, LuluTimestamps0:00 Opening 2:52 Justice for Palestine4:50 Stop Arming Israel5:38 BDS 15:15 Providing Pressure21:27 Targets for BDS 25:08 Kiwisaver Funds 27:30 Global Divestments31:05 Campaign to Divest40:35 Tools in the BDS kit43:47 Roadmap49:06 Getting Involved50:48 ClosingsIntro/Outro by The Prophet MotiveSupport us here: https://www.patreon.com/1of200

Trump's been right before. There are occasions when he's come out with something seemingly crazy —totally bananas— earning him all the ire and ridicule of the expert class and the media, only to maybe be proven right over time. The one that springs to mind is the travel ban with China, shortly after Covid-19 took off. One minute he was being rinsed for it, the next, everyone had a travel ban with China. That being said, it is so hard to see how his extraordinary move this week is going to work out as he says it will. Overnight, China has reacted to the tariff plan and share markets around the world have continued to shed trillions of dollars in value. Today is not the day for checking your KiwiSaver balance! But even as the US Federal Reserve says America should expect slower economic growth and higher inflation, the White House insists his plan is working. One of the curious things about this term is how little he's seemed to care about the stock market. In his first term as President, anything that hurt share prices elicited an immediate backdown, and Trump constantly bragged about how he had the strongest economy ever. It's going to be extremely difficult to make that argument when almost everything costs more. Still, if we've learnt anything from the past it shouldn't be that sometimes Trump is right to buck conventional wisdom, it's that in the absurd polarised world we live in, personality and teams are more important than facts. This applies to many of his opponents as well – people on the absolute opposite end of the political spectrum. But Trump's keenest cheerleaders are so slavishly loyal, many refuse to even acknowledge the most obvious objective failings. So his team accidentally messaged war plans to a journalist? Well, we'll just insist they weren't classified. So he's slapped tariffs on uninhabited sub-Antarctic islands? Of course he has! Those penguins have been getting away with murder! He's kicked off a global trade war that'll leave a majority of us worse off? Fantastic. All part of the genius. It's a fool's game to try and predict Donald Trump's next move but for the little it's worth, my best guess is that none of these tariffs are set in stone. Countries are going to try and placate him. Companies in the US are going to try and negotiate their own little carve-outs. Trump's gonna absolutely love picking favourites, but his approach will lurch all over the place, defined only by spur-of-the-moment whims and incoherence. Regardless of what happens, he will claim success. His supporters will agree, but the global order looks that much more unstable. See omnystudio.com/listener for privacy information.

A housing development for you. A housing development that once again shows how reality beats theory. Housing is a New Zealand obsession. We love housing and we long to own housing. It encroaches on immigration and whether too many people lead to higher prices. It encroaches on politics and the expectation as to what Governments do about housing and the prices of said housing. It involves social housing, emergency housing, KiwiSaver, incomes, the Reserve Bank, deposits and LVR's. It is all encompassing. In theory, if you could make building cheaper, we would be keen, wouldn't we? Yes, I hear you say. So what happened to Clever Core? Clever Core is Fletcher's prefab house building factory. The factory is closing. Why, I hear you ask? Because, to quote Fletchers, "it had not worked". Demand was the issue because there wasn't enough of it. If you had conducted a survey and asked, "could prefab housing help the so-called housing crisis in this country?" you would have got an overwhelming yes. Yet, did we follow our enthusiasm up with sales? Obviously not. Resistance from the building industry is another phrase Fletchers used. You see, as I have said many times, we are happy to moan about the cost of building, the cost of GIB, how cheap it is in Australia and how much a deck out back for the BBQ would be. But prefab? Oh, no thank you. Essentially, we are hosing snobs. It's sort of like with coffee - we moan about $6 for a flat white but pay it anyway. Not that there is anything wrong with that. If you want to pay anywhere between $10,000-35,000 per square metre that's great. But what Clever Core reveals is we don't actually want to save. Often, we don't actually want solutions. What we want is what we have, and like, except at a better price. We want what we can't have. What we can have, we don't want. Ask Fletchers. See omnystudio.com/listener for privacy information.

The average hourly wage is $42.57, the average annual salary is $88,500. The average home is worth $912,904, the average mortgage is $318,151. The average KiwiSaver is $37,079, depending on your age. But does it really matter if you stack up to the nations averages? LISTEN ABOVESee omnystudio.com/listener for privacy information.

Today Mary looks at KiwiSaver and answer a listener's question about the current economic climate and how one should manage their KiwiSaver.Go to this episode on rnz.co.nz for more details

Today Mary looks at Kiwisaver and answer a listener's question about the current economic climate and how one should manage their Kiwisaver.

It's still not clear how much of a hit New Zealand will take from the tariff war, which got well and truly underway today. Mr Trump has enacted tough tariffs on the US's largest trading partners - China, Canada and Mexico - sparking retaliatory tariffs from all three countries. It's seen sharemarkets becoming volatile today, with New Zealanders being advised it may be best not to look at your Kiwisaver balance for a wee while. Money correspondent Susan Edmunds reports.

Money expert David Boyle joins Kathryn to talk about what kind of funds are really needed to live a comfortable retirement. 

Big Truss Tuesday Well well well... Guess AI wants all the smoke, coming at Aotearoa like that!... Because it didn't hold back!... We have an exciting chat for you today, with a familiar face, Carl from Sharesies. Carl's in to talk about the amazing opportunities that the Sharesies Whanau have to offer and how they can help the Shifters Whanau!... Sharesies is the wealth app that helps you grow your wealth. With investing, savings, KiwiSaver and insurance products available for you. There are over 10,000 investment options available on the platform, more information at www.sharesies.nz or www.sharesies.com.au Investing involves risk. We recommend talking to a licensed financial adviser. The views expressed during The Morning Shift are those of the presenters or guests and are not a recommendation or opinion to invest. They are not financial experts and their views are their own. Sharesies Investment Management Limited is the issuer of the Sharesies KiwiSaver Scheme and Sharesies PIE Save. View the current Product Disclosure Statements at www.sharesies.nz/kiwisaver/documents and www.sharesies.nz/investments/documents. Hit that link below to stay caught up with anything and everything TMS. https://www.facebook.com/groups/3394787437503676/ We dropped some merch! Use TMS for 10% off. Here is the link: https://youknow.co.nz/collections/tms-merch-v2 Thank you to the team at Chemist Warehouse for helping us keep the lights on, here at The Morning Shift... https://www.chemistwarehouse.co.nz/ Learn more about your ad choices. Visit megaphone.fm/adchoices