Podcasts about KiwiSaver

The Prime Minister has said he is "delivering" on National's election promise not to forget blood cancer patients despite some telling Checkpoint they feel forgotten. Checkpoint has spoken to a number of blood cancer patients who've had to set up donation pages or raid their Kiwisaver to get the potentially life prolonging unfunded Daratumumab or, dara, which costs hundreds of thousands of dollars or even move to Australia to get the drug. Malcolm Mulholland from Patient Voice Aotearoa.

Whether you're earning a little or a lot, today we're unpacking how short-term thinking and our spending habits can cost us more than we realise.From the weekly budget trap to guilt-free online splurges, we explore the psychology behind our choices, the hidden cost of cheap goods, and how to align your money with your values.Tune in now and take control of your financial mindset.Important time stamps:(00:00:50) Episode and guest introduction (00:01:40) Short-term Budget Savings: Why people fall into the trap of buying cheaper items more often, even when it costs more in the long run.(00:02:27) Quality vs. Cheap Goods: The long-term value of buying quality goods versus cheap.(00:03:28) Shopping as Emotional Fulfilment: Shopping has shifted from a necessity to a form of emotional fulfilment or entertainment.(00:04:18) Hidden Costs of Cheap Goods: The hidden costs of buying cheap goods beyond just the price tag.(00:06:16) Disposable Product Mentality: Discussion on the mentality of disposable products and the inconvenience of returning online purchases.(00:08:41) B Corp Certification: What is it and how can it help consumers make more values-aligned choices?(00:10:06) Long-term Financial Planning: How you can start thinking more long-term with your money, even if you're on a tight budget.(00:12:22) Keeping Up with the Joneses: The risk of lifestyle creep and wanting to keep up with others.The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Rory O'Neill is a Financial Adviser as well as the Director and General Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions. The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

In this episode, Dave Copson shares how Booster is innovating its KiwiSaver offering while staying focused on helping New Zealanders prepare for retirement.We talk through: • Why a strong focus on New Zealand matters for both the economy and clients • How Booster created unique tools like Savvy to shift financial habits • The role advisers play in keeping clients on track during volatile times • The challenge of attracting young talent into financial services • What the future of KiwiSaver might hold, from compulsory savings to employer contributionsIf you're an adviser, investor, or simply thinking about retirement planning in New Zealand, this conversation is well worth a listen.

A Wellington tech start-up is aiming to help people boost their KiwiSaver contributions. 

KiwiSaver is becoming less of a retirement fund, and more of a life saver for some cancer patients forced to use it to pay for treatments not funded or not available here. Robert Moffitt was diagnosed with blood cancer in 2022, and a specialist recommened Daratumumab, which isn't funded in New Zealand, costing hundreds of thousands of dollars, forcing him to cash in his KiwiSaver. Robert Moffit spoke to Lisa Owen.

As you get older, you're meant to take less risk with your investments - right? Well maybe - but maybe not. Money correspondent Susan Edmunds spoke to Corin Dann.

Having argued the other week for compulsory KiwiSaver, it was sort of ironic, but probably lucky, that several reports came out post the comments that wanted the same thing. Then enter Winston who wants it as well, and will pay for it, apparently with tax cuts. Of course the tax cuts are completely unaffordable, but it doesn't make the compulsion a bad idea. I personally am not for compulsion, but it seems the only way to solve our never-ending inability to save. Here is what possibly is the defining argument: a bloke called John O'Malley, who works for Deloitte, has written a paper on creditor and debtor nations. That is when you take all of a country's financial dealings with the world and work out who owes what. Places like Germany and Japan and Switzerland are what they call "creditor nations". They are owed money. The debtor nations owe the money. It will not surprise you that New Zealand is a debtor nation. Australia, which is where the paper originated, is what they call a "switcher nation". In other words, Australia has been a debtor, but the numbers have reversed dramatically. Net foreign liabilities have gone from 63% of GDP in 2016 to 32%, to now 24%. If it keeps going, you're a creditor nation. How have they done this? Well, it's through a number of things because economies are complex, but no small contributor has been superannuation. Former Labor Treasurer Paul Keating introduced compulsion in 1992 from employee and employer, and they have never looked back. Yes, they had the usual arguments – it cuts into pay rises, it's unaffordable, etc. But 30-something years later the proof is in the numbers. We have an average KiwiSaver of $30,000-ish. They have an average of $130,000-ish. Recently, for the first time, they could say a person starting work and working for 40 years on an average salary could look forward to retiring in comfort. So, a problem solved. They don't debate retirement and its cost, and the wealth created makes them on the verge of being a creditor nation, joining the heavyweights like Japan and Germany and Switzerland. So New Zealand or Australia? Who would you rather be?See omnystudio.com/listener for privacy information.

A warm welcome to Purposely SHORT.SHORT, as in not long — a weekly episode featuring one of our past guests and their expertise on a specific topic. The goal? To give you a useful insight you can action, helping you deliver on your charitable mission.In this episode, James Stewart shares a compelling vision for the future of housing, investment, and community in New Zealand. He tackles the hard questions:What happens when home ownership rates continue to fall?How do we shift capital from unproductive property gains into businesses, jobs, and innovation?Why mixed-tenure housing developments can transform communities and create long-term social benefits.How progressive home ownership models can provide hope to young New Zealanders priced out of the housing market.James also explains how rethinking KiwiSaver, investment flows, and housing models could create a more productive, fair, and sustainable economy for the next generation.This episode is brought to you by Trust Investments and Benevity — the all-in-one software solution that benefits employees, customers, nonprofits, and society.

Is it a good idea to have an investment fund alongside your KiwiSaver? What's the difference between the two?  Milford Senior KiwiSaver Financial Adviser Liam Robertson explains the pros and cons of both with  Bree and Clint from ZM.   This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice

Automatically splitting Kiwisaver 50-50 in separation agreements, is one of the suggestions being put forward in a new report looking at how to fix the gender gap in retirement savings. 

A new report has raised the question of whether the entitlement to half a former partner's KiwiSaver should be made automatic. Money correspondent Susan Edmunds spoke to Corin Dann.

Your Most Played Moment Of 2025: In this exclusive interview from inside the Beehive, Finance Minister Nicola Willis joins us to discuss NZ's economic future covering everything from housing affordability, debt, and financial literacy to KiwiSaver, exports, and why cutting red tape is critical for growth.Watch the full episode hereThe Minister's appearance is not an endorsement of any particular financial advice service or company.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

The number of people tapping into their KiwiSaver funds for hardship reasons continues to grow. Money correspondent Susan Edmunds spoke to Corin Dann

When US conservative activist and media personality Charlie Kirk was shot and killed on Wednesday, a lot of people had an awful lot to say. Those on the right of the spectrum mourned the senseless violence and deplored the actions of the left. Many of those on the left rejoiced, were gleeful. And there's no other word for it when you look at some of the posts on social media. For others of us, it was a deep dive into why Charlie Kirk was so well-regarded by conservatives in the US. I was aware of him, but I certainly wasn't aware of the breadth of his reach in the US. So, for me it was an information-finding exercise. And what I saw was a lot of grieving, a lot of mourning on the right, and rejoicing and jokes on the left. Some took a righteous tone, like New Zealand investment manager and Kiwi Saver fund provider boss Sam Stubbs. He posted on LinkedIn on Saturday saying, "We should mourn the violence but not the man, and we certainly cannot eulogise a racist, sexist and bigot. RIP Charlie Kirk, I wish your ideas had died with you." It certainly wasn't the worst thing I'd seen posted about Charlie Kirk's death, not particularly charitable, probably unnecessary. Now, the Simplicity boss has apologised on LinkedIn and deleted the post. Stubbs said his first post on Kirk's death was sent in haste. Odd, given he wrote it on Saturday and Kirk was murdered on Wednesday. Three days should give you enough time to consider what you want to say. Anyway, he went on, "It did not come across as I intended, and I apologise to anyone who took offence." Well, of course they're going to take offence. "Here's what I intended to say," he said. "Murder is murder, anyone celebrating the death of Charlie Kirk is celebrating acts of wilful vengeance. That is wrong, full stop." He said he found much of what Kirk believed as sexist, racist and profoundly objectionable, but in a democracy, he said, he has the right to speak and to live to say what he thought. And let's hope his supporters feel the same way about those who disagreed with him, he added. Probably unnecessarily. Fairly grudging, and you'd wonder why he bothered. Why on earth would you bother? Is he going to lose enough business to see a dent in his company? I wouldn't have thought so. Possibly he might be concerned about not getting a visa into the US. In the wake of the rejoicing from opponents of the ultra-conservatives, there's been a backlash in the US. Numerous workers have been fired for their comments on Kirk's death. Teachers, firefighters, journalists, nurses, politicians, a worker for a prominent NFL team. And the Deputy Secretary of State, Christopher Landau, posted on X, "In light of yesterday's horrific assassination of a leading political figure, I want to underscore that foreigners who glorify violence and hatred are not welcome visitors to our country. I have been disgusted to see some on social media praising, rationalising or making light of the event, and have directed our consular officials to undertake appropriate action. Please feel free to bring such comments by foreigners to my attention so that the State Department can protect the American people." Well, in they came. People have been more than willing to dob in their fellow countrymen, including the hosts of Breakfast TV. A poster put up the clip of the crew shooting a Trump doll with Bug-A-Salt back in 2023. You can imagine the reaction to that. "Never let these people into the country," and on it went. It's not the first-time people have lost jobs over things they say publicly, but in the US, the speed of the firings has raised questions about free speech rights. And it does seem odd that a passionate proponent of free speech, like Charlie Kirk, should see people sacked in his name because they're exercising their right to free speech. It seems a bit incongruous, but there it is. Are you aware that if you do post, and especially in this day and age now that we have access to meta search tools like AI, they can troll through every single post you've made on social media going back a decade or more in a matter of minutes, discovering and finding things you thought you'd deleted? It's all there waiting to be found. And if you think that you're sitting at the bottom of the universe, miles away from anybody and nobody cares, wrong. We live in a village now. An absolute village, and it doesn't matter that we are last stop before Antarctica. If you say something, you have to accept that it's going to be found. If you send a text into me, it can be found. What you say, whatever it is you say, can be found. You might send it, think better of it later, as Sam Stubbs did. Too late, it's out there. As employers, do you as a matter of course go through people's social media? See what they've written, see what stance they take? Do you take into account what people have said and done on social media? Is that just a standard part of hiring now? Should you be able to travel anywhere at will? Or should the things you say and post on social media be taken into account when it comes to applying for the right to travel to another country? Should the right to free speech have consequences? See omnystudio.com/listener for privacy information.

Last week, New Zealand First leader Winston Peters announced plans to campaign for compulsory KiwiSaver at the next election, and increase the minimum contribution from 4% to 12%. He said there would be tax cuts alongside these changes to help fund the increase in contributions. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Send Us A Message! Let us know what you think.Topic #1:  Good Returns 9th of September- Slumping house prices good news for first home buyersTopic #2: RNZ 9th of September - Wellington house prices slump 30 percent from peak, QV saysTopic #3: TradeMe 9th of September - House prices up for the first time in over a yearTopic #4: The Mortgage Mag 11th of September - Keeping a lid on house prices – housing supply outpaces population growthTopic #5: NZ Adviser 10th of September - KiwiSaver grows to $123bn but non-contributors risingRegister to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

At the end of each week, Mike Hosking takes you through the big-ticket items and lets you know what he makes of it all. The cathedral: 7/10 If I wasn't from Christchurch, I doubt I'd be gripped, but that thing is in such desperate need of being sorted so a new plan is most welcome. The by-election: 3/10 A bust on every level, but mostly for the lack of interest in basic democracy. Charter schools: 7/10 The first public, publicly declared school having a look at the option. The idea might have come of age. Compulsory KiwiSaver: 6/10 Between Peters and several new reports, it's building a head of steam as an idea. The ideas time might have come. Takuta Ferris: 1/10 Idiot. The Warriors: 8/10 Webster was right yesterday: it is a new season now. We are 6th and 6th is good, 6th is alive, and 6th is a ticket to the big dance. Let's dance! LISTEN ABOVE FOR MIKE HOSKING'S FULL WEEK IN REVIEW See omnystudio.com/listener for privacy information.

The NZ First leader, Foreign Minister, and former Deputy Prime Minister talks 9/11, the assassination of Charlie Kirk, KiwiSaver, National Super, ditching Paris, and Stuart Nash. See omnystudio.com/listener for privacy information.

A "state-protected oligopoly" dominated by four major generator-retailers?In this episode, Nick Stewart, CEO and Tim Ewen, Risk Insurance Manager, delve into the complexities of New Zealand's electricity market, covering high energy prices, their impact on manufacturing and employment, and the historical context of policy failures. Explore the government's conflict of interest due to its shareholding in major energy companies, the limitations imposed by the single Installation Control Point (ICP) rule, and the benefits of distributed energy solutions.Have you noticed the parallels between New Zealand's energy market and the grocery sector? You're not alone - tune in to gain insights into the challenges and potential solutions for New Zealand's energy sector. Important time stamps:(01:14) Electricity Market and Oligopoly: Discussion on New Zealand's electricity market being a state-protected oligopoly and explanation of the government's shareholding in major energy companies.(02:41) High Energy Prices: Prime Minister Christopher Luxon's acknowledgment of high energy prices and the impact of high energy prices on manufacturing and employment.(06:00) Energy Generation and Supply Issues: The lack of investment in new energy generation, the historical context of energy market reforms and their impact.(21:00) Distributed Energy and Resilience: Benefits of distributed energy for community resilience and local energy generation.(23:37) Comparison with Grocery Sector: Parallels between the energy market and the grocery sector – the illusion of choice for consumers across both.(26:24) Peer-to-Peer Energy Networks: Nick's experience with a peer-to-peer energy network and insights from the solar community project.(29:19) Future Changes and Innovations: Suggestions for changes in the energy sector, including breaking up ICPs and investing in new generation.The Adviser Talk is available on all popular streaming platforms, including Spotify and Apple Podcasts. Nick Stewart is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance and KiwiSaver solutions.The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visit our website, www.stewartgroup.co.nz Hosted on Acast. See acast.com/privacy for more information.

What is a weapon in the information age? We’re talking to John Berry, CEO of ethical fund manager Pathfinder, about the roles of tech and data in modern warfare, and how even mundane consumer products can be weaponised. Are ESG funds being sold off under an anti-woke Trump administration? What happens if New Zealand backs out of our commitments under the Paris Accords? We discuss why KiwiSaver has become a political football, and why Pathfinder washed their hands of Tesla. For more or to watch on YouTube—check out http://linktr.ee/sharedlunch Pathfinder Asset Management Limited is the issuer of the Pathfinder KiwiSaver Plan and Pathfinder Investment Funds. Product Disclosure Statements for the offers are available here. Shared Lunch is brought to you by Sharesies Australia Limited (ABN 94 648 811 830; AFSL 529893) in Australia and Sharesies Limited (NZ) in New Zealand. It is not financial advice. Information provided is general only and current at the time it’s provided, and does not take into account your objectives, financial situation and needs. We do not provide recommendations and you should always read the disclosure documents available from the product issuer before making a financial decision. Our disclosure documents and terms and conditions—including a Target Market Determination and IDPS Guide for Sharesies Australian customers—can be found on our relevant Australian or NZ website. Investing involves risk. You might lose the money you start with. If you require financial advice, you should consider speaking with a qualified financial advisor. Past performance is not a guarantee of future performance. Appearance on Shared Lunch is not an endorsement by Sharesies of the views of the presenters, guests, or the entities they represent. Their views are their own.See omnystudio.com/listener for privacy information.

KiwiSaver providers and the Retirement Commission say there's a simple way to help a lot of KiwiSaver members achieve a better outcome, if the Government wants to pursue it. Money correspondent Susan Edmunds spoke to Ingrid Hipkiss.

Gen Z kiwis are putting their dollars to work - a new survey has found they are saving and keeping on top of their KiwiSaver contributions. Financial Services Council NZ chief executive Kirk Hope spoke to Ingrid Hipkiss.

The cost of living crisis is hitting New Zealanders hard, with many putting retirement savings on the backburner. The number of people contributing to KiwiSaver fell for the first time in the year to March 2025, according to the Financial Markets Authority's annual KiwiSaver report. FMA chief executive Samantha Barrass says these difficult circumstances have forced people to make 'difficult choices' about what to prioritise. She explained more households need to decide between putting food on the table, paying the mortgage and repairs - and it's important for providers to reach out to people who've paused KiwiSaver contributions. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The cost of living crisis is hitting New Zealanders hard, with many putting retirement savings on the backburner. The number of people contributing to KiwiSaver fell for the first time in the year to March 2025, according to the Financial Markets Authority's annual KiwiSaver report. FMA chief executive Samantha Barrass says these difficult circumstances have forced people to make 'difficult choices' about what to prioritise. She explained more households need to decide between putting food on the table, paying the mortgage and repairs - and it's important for providers to reach out to people who've paused KiwiSaver contributions. LISTEN ABOVESee omnystudio.com/listener for privacy information.

If you have KiwiSaver, a “side-car investment” could provide some added flexibility into your savings plan. Senior KiwiSaver Financial Adviser at Milford, Liam Robertson, talks to PJ and Matty from The Hits about the similarities and differences between KiwiSaver and investment funds, outlines the pros and cons for both, and explains why they work well together side by side.   This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice

New Zealand First leader and Foreign Minister Winston Peters says Wellington's incoming council needs to bring the vibrancy back to the city. He spoke with Nick Mills on Wellington Mornings about how the city can be brought back to life, and offered his views on the current city leaders. Peters also discussed his party's compulsory Kiwisaver policy, and whether former Labour Minister Stuart Nash is likely to stand for NZ First at the next Election. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Economists are starting to talk about the demise of American exceptionalism. The Detail looks at what that term means, and what effect it has on your KiwiSaver.The United States has long been held up as the peak of the free-market economy, but several factors including political interference in institutions are giving it the speed wobblesGuest: Mark Brighouse - Chief Investment Strategist, Fisher FundsLearn More:Read Mark's piece on US Exceptionalism here See the US Federal national debt clock hereSee Emeritus Professor of Accounting Practice at Sheffield University Management School, Richard Murphy, on the failure of American Exceptionalism here. He is director of Tax Research LLP and the author of the Funding the Future blog.Read renowned economist Sir Niall Ferguson's controversial piece, We're All Soviets Now hereSee PBS's Crosscut Talks interviews former US Secretary of State Robert Gates on 'Is This The End of American Exceptionalism?' hereRead about problems with airport infrastructure here (paywalled)Find The Detail on Newsroom or RNZ Go to this episode on rnz.co.nz for more details

Tonight, on The Panel, Wallace Chapman is joined by panellists Zoe George and Dean Hall First up, Tom Phillips was shot and died in a confrontation with Police early this morning, former police negotiator Lance Burdett is with the Panel to discuss the case and what about the Phillips children? Then Winston Peters wants to hike KiwiSaver contributions to 10 percent and make it compulsory. What does Simplicity founder Sam Stubbs think?

An economist has raised concerns over NZ First's proposed reform for KiwiSaver contributions - and claimed they're not feasible. NZ First recently promised to make it compulsory and increase contributions from employers and workers to 10 percent - offset by a tax cut. Simplicity chief economist Shamubeel Eaqub says he approves of the idea of a compulsory scheme, but warns we can't afford a tax-funded one. LISTEN ABOVESee omnystudio.com/listener for privacy information.

New Zealand First is backing major changes to KiwiSaver ahead of the election and it's sparked discussion about what this could mean going forward. The party's announced it will campaign on compulsory employee and employer contributions rising to 10 percent, to be offset with tax cuts. Finance Minister Nicola Willis says this will likely be a significant issue ahead of the election, but she's voiced concerns about the tax cuts. "For context, our tax package that we delivered after the election was $3.7 billion - so that is a heck of a lot of tax cuts. So the question then becomes - how do we fund that?" LISTEN ABOVESee omnystudio.com/listener for privacy information.

An economist has raised concerns over NZ First's proposed reform for KiwiSaver contributions - and claimed they're not feasible. NZ First recently promised to make it compulsory and increase contributions from employers and workers to 10 percent - offset by a tax cut. Simplicity chief economist Shamubeel Eaqub says he approves of the idea of a compulsory scheme, but warns we can't afford a tax-funded one. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Fugitive father who has been on the run with his children for four years was shot by police after an attempted burglary of a building in Piopio. Police are now searching for two of his missing childrenFormer Prime Minister Dame Jacinda Ardern says her five years in office felt like a decade. Speaking on Brodie Kane's Kiwi Yarns show Ardern explained how people who now mistrust treat it as a "sense of grievance" leading to "hostile acts" that they think are justified. Then many politicians point to others blaming them as the reason for that mistrust, which will work for them in the short term, but damage society in the long term.In his keynote speech at the NZ First Party conference leader Winston Peters has promised to make KiwiSaver compulsory, with contributions from employers and employees rising to 10% and tax cuts to curb the extra cost. He also condemned immigration, promoted nationalism, spent a significant portion of the speech criticising the left-leaning parties and transgender ideology as part of the "woke" left.Piers Morgan is joined by CEO of Zeteo, Mehdi Hasan, and former lieutenant colonel, IDF spokesman and senior fellow at the Foundation for Defense of Democracies, Jonathan Conricus, in a fiery debate.=================================Come support the work we're doing by becoming a Patron of ⁠⁠#BHN⁠⁠ www.patreon.com/BigHairyNews⁠=================================Merch available at www.BHNShop.nz Like us on Facebookwww.facebook.com/BigHairyNews Follow us on Twitter.@patbrittenden @Chewie_NZFollow us on BlueskyPat @patbrittenden.bsky.socialChewie @chewienz.bsky.socialEmily @iamprettyawesome.bsky.socialMagenta @xkaosmagex.bsky.social

The New Zealand First convention took place at the Distinction Hotel in Palmerston North over the weekend. And all these silver fern, pin-wearing NZ First faithful gathered, along with a few wannabes, like Stuart Nash, he spoke. Just a few formalities to go through and it looks like Stuart Nash will be a signed-up member of NZ First and one of their high-profile names going forward at the next election. I don't know how the coalition government decided who would go first in the Deputy Prime Minister's role. If they said how they did it, it's escaped me, I'm sorry. They might have tossed a coin. They might have played paper scissors rock. They might have put their names in a hat and Christopher Luxon drew out one. Might have been done on seniority - oldest and most experience goes first. You just know that Winston Peters, leader of NZ First, would have totally gamed the system to ensure he served first as Deputy Prime Minister because after a good stint of being Foreign Affairs Minister, which he still is and which he still works hard at, and a good stint of standing in for the Prime Minister when he was out of the country and fulfilling his obligations admirably, it free's him up now, now that David Seymour's in the role, to really get the campaigning underway for NZ First well before 2026 rolls around. To be fair, ACT are not far behind. David Seymour's State of the Nation speech at the beginning of the year was a rallying cry to the party faithful. But at NZ First's convention over the weekend, you heard speeches that sounded more like promises. Promises that would normally be made on the hustings. It wasn't a convention per se, it was more of a, "Let's get going, brothers. Let's start promising," the kind of glorious kind of promises that NZ First voters are looking for when it comes to political parties. Things like making KiwiSaver compulsory, contributions being raised to 10%, offsetting that raise with tax cuts. What's happened here is you've got thousands and thousands of people, hundreds of thousands have signed up, but they're not contributing. They're not saving. And so it's not as easy as some of the journalists thought, just to work out what's going on. But we're going to make it compulsory and we're going to ensure this is phased in at a level which you'll see comprehensively is followed overseas. We need to turn this into a super, super saving fund and a super investment fund at the same time, but not in the control of politicians. And when you talked about yesterday tax cuts, that's literally a tax cut for a person who's contributing to KiwiSaver, or is it a rebate or how would it work? That's a tax cut for the person contributing to Kiwi Saver and also for the employer. Right, so I would pay less tax if I'm contributing to Kiwi Saver. You still with us? Yes, I said exactly, yeah. I think there must have been a drop out on the line. That was Winston Peters talking to Mike Hosking this morning. There was more preaching to the converted. Winston Peters called for new migrants having to sign a Kiwi values document, incorporating respect for the flag, respect for democracy, one person, one vote, that sort of thing. I imagine it'd be much like the Australian values statement that migrants to Australia must sign. And Peters said the party was responsible for getting cabinet to agree to bring legislation to the House very shortly, making English an official language of New Zealand. As is generally the case with election campaign promises, there wasn't a great deal of specific detail. No costings from Peters on how much the Kiwi Saver policy would cost or how it would be implemented, other than to say the rise in contributions would be staggered, first 8% then 10%. But let him be perfectly clear, there is life in the old boy yet and he is determined to get himself and NZ First back into Parliament and back into government with even more sway than he had this time around. As far as Winston Peters is concerned, ‘25, as in 2025 is done and dusted. It is 2026, baby. NZ First is on the road, looking to win over voters who are unimpressed and underwhelmed by National and Labour. See omnystudio.com/listener for privacy information.

New Zealand First wants to make KiwiSaver compulsory, and increase contributions to eight, then 10 percent. Political reporter Russell Palmer has more.

New Zealand First held its annual conference over the weekend with compulsory KiwiSaver and a migrant values contract put on the table. Leader Winston Peters spoke to Ingrid Hipkiss.

In part two, the Finance Minister has rejected a call to make employer KiwiSaver contributions compulsory for their over-65 workers. And the Panel talks to Aaron Martin who runs East Skate Club, which is a charity in Auckland providing a space for young and old to skate.

Ruth Henderson is the creator of ‘The Happy Saver,' a beloved New Zealand blog and podcast that brings personal finance down to earth. She transitioned from part-time work to full-time content creation, sharing her journey toward early retirement with honesty, humor, and heart. In this episode we swap notes with her on the financial independence journey of Americans vs. Kiwis (New Zealanders). She also shares with us: Her late starter journey to FI What inspired her to create 'The Happy Saver' to help everyday Kiwis reach FI A breakdown of New Zealand's surprisingly simple ecosystem including universal healthcare and pension How KiwiSaver operates similarly to US employer-sponsored retirement plans  

Westpac wants the government to consider making employer Kiwisaver contributions for workers over 65 years old compulsory. Right now when an employee hits 65 employers dont have to keep making Kiwisaver contributions, if the staffer has been a member for five years. That is despite more people working past the age of super eligability. Chief executive of BT Funds Management, Westpac's KiwiSaver Scheme provider, Nigel Jackson spoke to Lisa Owen.

Older workers may be losing thousands of dollars with employers opting to stop their KiwiSaver contributions when they turn 65. Money correspondent Susan Edmunds spoke to Ingrid Hipkiss.

Smart money moves start with the right questions.In this Q&A episode, James and Makayla unpack everything from when to start investing and paying down debt, to mortgages, KiwiSaver strategies, savings accounts, and why having a will matters - giving you practical answers to the financial questions Kiwis are really asking.Next Steps: Want to learn more about our financial literacy workshops for your workplace? Our team makes financial literacy simple, practical, and tailored to your staff.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Retirement Commission research shows less than half of self-employed New Zealanders are contributing to Kiwisaver and there are calls for the disparity between the self-employed and other workers to be addressed urgently. 

Self-employed Kiwis are prioritising their businesses rather than thinking about retirement. A report by the Retirement Commission and accounting firm Hnry shows just 44% of self-employed people actively contribute to KiwiSaver. This is compared to 78% of employees. The report also reveals 41% of self-employed workers don't get any government KiwiSaver contribution. Retirement Commissioner Jane Wrightson told Mike Hosking they're having to make trade-offs. She says employees get contributions from their employers, but self-employed people are having to pay themselves. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Data from the country's biggest KiwiSaver provider shows that when it comes to putting money aside in the scheme, where you live matters. Money Correspondent Susan Edmunds spoke to Corin Dann.

Mindful Money chief executive Barry Coates said many New Zealanders might be unpleasantly surprised that their money was being invested in companies producing weapons that could be used in conflicts such as those in Gaza or Ukraine.

RNZ has conducted analysis of Morningstar's most recent KiwiSaver data, comparing long-term returns to the funds' total cost ratios. Money correspondent Susan Edmunds spoke to Corin Dann.

Tonight, on The Panel, Wallace Chapman is joined by panellists Jennie Moreton and Sue Kedgley First up, new figures show the amount of Kiwisaver funds that bought into weapon companies increased by 40 percent this year: is your Kiwisaver invested in weapons involved in the war in Gaza? And they discuss microplastics, specifically the Global Plastic Treaty talks which are in danger of collapsing

Crypto in KiwiSaver: bold move or big mistake? In this episode, we break down whether cryptocurrency deserves a place in your KiwiSaver, exploring its volatility, potential returns, scams, and the risks of mixing it into one of New Zealand's most important retirement savings tools.Next steps: Not sure if your KiwiSaver is set up for success? Book a free 45‑minute chat with our KiwiSaver advisers and make sure your money's working as hard as you are.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

You can't tax your way to prosperity - but you can grow the pie. In this exclusive interview from inside the Beehive, Finance Minister Nicola Willis joins us to discuss NZ's economic future covering everything from housing affordability, debt, and financial literacy to KiwiSaver, exports, and why cutting red tape is critical for growth.The Minister's appearance is not an endorsement of any particular financial advice service or company.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Every year, more than a hundred thousand people change their KiwiSaver provider. There are about 30 providers operating, trying to differentiate themselves on things like fees, returns and investment strategy. RNZ's money correspondent Susan Edmunds spoke to Corin Dann.

New Zealanders have withdrawn more than $1.3 billion from KiwiSaver for hardship in the past five years.