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Mark Flickinger shares his journey from engineering and building small businesses to working in private market investing at BIP Capital, where he helps both entrepreneurs and high-net-worth investors achieve their goals. He explains that private markets have grown as many high-quality companies remain private longer, creating opportunities for alpha that are less available in public markets, especially as IPO thresholds have risen. Flickinger highlights trends in alternatives, noting that while AI attracts attention, compelling private businesses can now be accessed at lower entry costs. We discuss... Mark Flickinger combines his engineering background with investment expertise to support both business owners and high-net-worth investors. Private markets have grown in importance as alternatives, moving beyond hedge funds to include a wide range of private companies. Value creation that once happened in small-cap public stocks is now largely occurring in private companies. Only one out of ten U.S.-based companies with $100 million or more in revenue is public, leaving most growth in private markets. Entrepreneurs increasingly stay private due to regulatory burdens and the ability to grow without going public. Business development companies (BDCs) were created to simplify private market investing for U.S.-based companies and investors. Entrepreneurs are increasingly using a hybrid approach of equity and debt to raise capital without overly diluting ownership. Taking on a partner or investor is worthwhile if they bring expertise and add significant value to the business. Debt can be advantageous if the business grows faster than the interest cost, making leverage an effective tool. Capital should be taken strategically to overcome growth hurdles, not just for the sake of raising funds. Many business owners excel in specific phases of growth and benefit from focusing on their strengths rather than the CEO role. The private credit market is likely to expand further, while banks continue to reduce direct lending to businesses. A robust AI plan is now a key factor in evaluating a company's long-term potential, beyond just naming conventions. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Diana Perkins | Trading With Diana Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/private-market-investing-mark-flickinger-740
Target Market Insights: Multifamily Real Estate Marketing Tips
Dave Kotter is the CEO and President of Hybrid Debt Fund and Integrity Capital LLC, with over $2 billion in funded loans. He specializes in private credit solutions that bridge the gap between traditional bank financing and equity, offering innovative stretch senior loans that provide higher leverage while allowing sponsors to retain more control and equity upside.
Homelessness isn't just about lacking a roof, it's about losing connection, dignity, and community. In this episode, Kent Redding shares the powerful story of Community First Village, a privately funded neighborhood in Austin, TX, that's redefining how we care for our neighbors on the margins. With tiny homes, job training, mental health services, and deep personal relationships, it's a model rooted in love and built to last. Listen now to learn how you can be part of the solution! Key takeaways to listen for Why homelessness is more about the loss of community than the lack of shelter How Community First Village provides sustainable housing without government funding The dignity-driven design behind rent, job training, and personal responsibility Why volunteer engagement and one-on-one relationships are the secret sauce How REALTORS® and small businesses can replicate this model anywhere Resources mentioned in this episode Mobile Loaves & Fishes Community First! Village - Mobile Loaves & Fishes ABoR Foundation | Unlock MLS About Kent Redding Kent Redding's passion for real estate shines through in every transaction he oversees. As an industry leader with years of experience, Kent serves as incoming Austin Board of Realtors President Elect 2024. He has been consistently recognized for his exceptional service, deep knowledge of the Austin real estate market, and holds an unwavering commitment to his clients and community. His accolades, testimonials, and community presence serve as a testament to his dedication and service. Connect with Kent Website: www.CallKent.com LinkedIn: Kent Redding Instagram: @kentreddinggroup Facebook: Kent Redding Email: Kent@CallKent.com Phone Number: 512.797.5737 Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.
It started with an impromptu phone call and has evolved into a thoughtful, prudent approach to bring private markets within reach for more investors. Hear Capital Group CEO Mike Gitlin and KKR co-CEO Scott Nuttall discuss partnership, the importance of aligned corporate cultures and share perspectives on pursuing better outcomes for investors. #CapGroupGlobal Capital Group (the "Adviser") and Kohlberg Kravis Roberts & Co. L.P. (“KKR”) are not affiliated. The two firms maintain an exclusive partnership to deliver public-private investment solutions to investors. For full disclosures go to capitalgroup.com/global-disclosures. For our latest insights, practice management ideas and more, subscribe to Capital Ideas at getcapitalideas.com. If you're based outside of the U.S., visit capitalgroup.com for Capital Group insights. Watch our latest podcast, Conversations with Mike Gitlin, on YouTube: https://www.youtube.com/playlist?list=PLbKcvAV87057bIfkbTAp-dgqaLEwa9GHi This content is published by Capital Client Group, Inc. U.K. investors can view a glossary of technical terms here: https://www.capitalgroup.com/individual-investors/gb/en/resources/how-to-invest/glossary.html To stay informed, follow us LinkedIn: https://www.linkedin.com/company/capital-group/posts/?feedView=all YouTube: https://www.youtube.com/@CapitalGroup/videos Follow Mike Gitlin: https://www.linkedin.com/in/mikegitlin/ About Capital Group Capital Group was established in 1931 in Los Angeles, California, with the mission to improve people's lives through successful investing. With our clients at the core of everything we do, we offer carefully researched products and services to help them achieve their financial goals. Learn more: capitalgroup.com Join us: capitalgroup.com/about-us/careers.html Copyright ©2025 Capital Group
Colette is joined by Ayurvedic doctor and educator Vaidya Princy Prasad for a deeper exploration of Agni, the inner fire that fuels far more than just digestion. While Agni is often associated with metabolism, its influence extends into immunity, hormonal balance, emotional clarity, and overall vitality. In this conversation, they discuss the following: What Agni really is and why it's central to vibrant health and ojas The different types of Agni and various levels of action Signs of optimal (sama) Agni and what happens when it's imbalanced The types of impaired Agni: Vishama, Tikshna and Manda How Agni influences key hormones Practical Ayurvedic tips to kindle and sustain a balanced Agni Why seasonal cleansing is vital for reseting Agni * Thanks to Kerala Ayurveda Academy for sponsoring this episode. Explore upcoming trainings at Kerala Ayurveda Academy. Use code ELEMENTS100 to save $100 on your enrollment. Learn more at keralaayurveda.us/courses. * Click here to register for the discounted Digestive Reset Cleanse starting October 3rd, 2025 * Visit Colette's website www.elementshealingandwellbeing.com Online consultations & Gift Vouchers Next discounted Group Cleanse starts October 3rd, 2025 Private at-home Digestive Reset Cleanse tailored to you Educational programs - Daily Habits for Holistic Health Reset-Restore-Renew Program Have questions before you book? Book a FREE 15 min online Services Enquiry Call * Join the Elements of Ayurveda Community! * Stay connected on the Elements Instagram and Facebook pages. * Enjoy discounts on your favourite Ayurvedic products: Banyan Botanicals - enter discount code EOA15 at checkout for 15% off your first purchase.** Divya's - enter discount code ELEMENTSOFAYURVEDA15 at checkout for 15% off your first purchase.** Kerala Ayurveda - enter discount code ELEMENTS15 to receive 15% off your first purchase.** LifeSpa - Save $10 on a $50 or more one-time purchase with the code elements10. **Shipping available within the U.S. only. * Thank you for listening! If this episode supported you, please consider leaving a review and if you think this information would be helpful to family or friends, please share this episode so we can spread this wisdom of Ayurveda. Stay tuned and stay aligned with the Elements of Ayurveda Podcast.
Meta reportedly offered Apple's head of AI $1.25 billion to jump ship. Chris and Hector explore the AI talent war, resource shortages, and what happens when private industry outpaces government. Join our new Patreon! https://www.patreon.com/c/hackerandthefed Send HATF your questions at questions@hackerandthefed.com
Press play if you're ready to stop trying to figure it all out and start saying yes to the next step, especially in the middle of heartbreak.You don't need a plan. You don't need to be ready.You just need to be willing.Whether the heartbreak happened yesterday or 5 years ago, this is where to begin:Healing starts with willingness.That's it.And if your heart's still aching...I made something for you: BREAKUP RXMy audio program for the ones still healing.Private podcast. No logins. All heart.Press play anytime, anywhere.- Early Bird Sept 18–21-Full launch Sept 22–25-Join the waitlist here You don't have to be over itYou just have to be willing
New Website is Live! https://www.hightimelineliving.com/Fun Astrology YouTube Channel:https://www.youtube.com/@funastrologypodcastBuy Thomas a Coffee!https://www.buymeacoffee.com/funastrologyThank you!Join the Fun Astrology Lucky Stars Club Here!Old Soul / New Soul Podcast - Back Episodes:https://www.buzzsprout.com/2190199https://www.youtube.com/@OldSoulNewSoulAstrologyPodcast
Our Sponsor, FLESHLIGHT, can help you reach new heights with your self-pleasure. Fleshlight is the #1 selling male sex toy in the world. Looking for your next pocket pal? Save 10% on your next Fleshlight with Promo Code: 10PRIVATE at fleshlight.com. For the 222nd episode of Private Parts Unknown, host Courtney Kocak welcomes divorce attorney Renée Bauer for a conversation about divorce, prenups, common reasons couples break up, and how to avoid them. Renée Bauer is an award-winning divorce attorney, international speaker, accomplished entrepreneur, and personal hype squad for countless women. She's the founder of She Who Wins, a business dedicated to helping women crush conventions and live bold, daring lives. Renée is also the author of a book and the host of a weekly podcast by the same name. For more Renée Bauer: Buy Renée's book She Who Wins on bookshop.org Listen to the She Who Wins podcast Check out Renée's website msreneebauer.com Follow Renée on Twitter @msreneebauer Follow Renée on Instagram @msreneebauer Psst, Courtney has an 0nIyFan$, which is a horny way to support the show: https://linktr.ee/cocopeepshow Private Parts Unknown is a proud member of the Pleasure Podcast network. This episode is brought to you by: Our Sponsor, FLESHLIGHT, can help you reach new heights with your self-pleasure. Fleshlight is the #1 selling male sex toy in the world. Looking for your next pocket pal? Save 10% on your next Fleshlight with Promo Code: 10PRIVATE at fleshlight.com. STDCheck.com is the leader in reliable and affordable lab-based STD testing. Just go to ppupod.com, click STDCheck, and use code Private to get $10 off your next STI test. Explore yourself and say yes to self-pleasure with Lovehoney. Save 15% off your next favorite toy from Lovehoney when you go to lovehoney.com and enter code AFF-PRIVATE at checkout. https://linktr.ee/PrivatePartsUnknownAds If you love this episode, please leave us a 5-star rating and sexy review! Psst... sign up for the Private Parts Unknown newsletter for bonus content related to our episodes! privatepartsunknown.substack.com Let's be friends on social media! Follow the show on Instagram @privatepartsunknown and Twitter @privatepartsun. Connect with host Courtney Kocak @courtneykocak on Instagram and Twitter. Learn more about your ad choices. Visit megaphone.fm/adchoices
One of the main goals of the US political and economic system is to protect corporate monopolies. Silicon Valley Big Tech corporations fear Chinese competitors, so the US government is trying to ban them. Political economist Ben Norton explains how imperialism works, and what drives Washington's Cold War Two against China. VIDEO: https://www.youtube.com/watch?v=9EVwFJ7sM6c Topics 0:00 US government seeks political monopoly 0:51 Billionaire Peter Thiel defends monopolies 2:53 (CLIP) Peter Thiel: "competition is for losers" 3:18 Cold War Two against China 4:49 Uber's monopolistic business model 9:18 Corporate lobbyists & donors 10:02 Trump admin opposes antitrust cases 12:12 Money buys US politics 13:42 Trump backs billionaire Big Tech oligarchs 15:45 Trump green-lights white collar crime 17:35 Trump promotes bribery & corruption 19:30 USA wants to control global infrastructure 20:03 (CLIP) Trump threatens Panama Canal 20:14 BlackRock buys Panama Canal ports 20:36 (CLIP) Trump boasts of BlackRock deal 21:00 Trump helps BlackRock buy up ports 21:58 Second Cold War on China 22:23 US Big Tech targets TikTok 24:14 DeepSeek & Chinese AI competitors 25:00 OpenAI CEO Sam Altman 26:14 US states ban DeepSeek 26:57 Anthropic CEO Dario Amodei 27:29 US AI companies lobby to ban competitors 28:37 Silicon Valley seeks "unipolar world" 30:23 Biden's chip export restrictions on China 31:09 USA seeks to stop China's innovation 31:57 Biden's tariffs on China 33:55 How imperialism works 34:45 Global value chain (division of labor) 36:20 USA wanted China to stay subordinate 37:50 VP JD Vance wants Global South on bottom 38:45 (CLIP) JD Vance on China & value chain 39:30 Industrial policy: Made in China 2025 plan 41:32 China enters commercial aircraft industry 42:14 US politicians lobby to ban China's Comac 43:58 How Boeing was destroyed by finance bros 45:47 How Jack Welch ran GE into the ground 46:39 Boeing attacked unions & skilled labor 47:56 Boeing CEO was Blackstone exec 48:51 Boeing prioritizes stock buybacks, not R&D 50:17 Private equity is "looting America" 51:22 Goal of Washington's new cold war 52:11 Outro
Private school rankings are splashed across the headlines, and parents everywhere are left asking: Am I failing my child if I stay public? With fees soaring above $45,000 a year, the pressure is real — but what does the research actually say? In this episode, Justin and Kylie cut through the marketing hype to reveal what truly matters for your child’s learning and wellbeing — and why “better” doesn’t always mean what you think. KEY POINTS The truth about test scores What parents are really buying with high fees Why teachers matter more than facilities or class size The “proximity principle”: belonging, friendships, and community trump prestige How investing school fees differently could transform your child’s future QUOTE OF THE EPISODE “You can’t buy inspiration. It’s not about school fees — it’s about the teacher who lights up your child’s curiosity.” RESOURCES Research on school belonging (Kelly & Allen, University of Melbourne) https://www.news.com.au/lifestyle/parenting/school-life/singlesex-schools-as-australias-top-100-private-schools-named/news-story/78fc2ed6b3807cbf6f44035d768c5c87 Harvard economist Raj Chetty’s study on teacher impact See omnystudio.com/listener for privacy information.
THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Snag Our Simplified Budget System!Budget besties — let's talk about a sneaky cycle that keeps so many of us stressed: making quick money decisions that feel productive (like paying off a card) but actually keep us stuck.In this episode, we unpack two real client stories:A teacher who used her savings for summer expenses to pay off a small debt… only to be broke in August (and back in debt)A client who saw cash in her account and immediately threw it at a credit card… leaving herself short for a wedding and pulling from her 401kSound familiar? You're not alone. We get real about:Why quick fixes and “wins” often sabotage long-term stabilityHow to break the stress cycle of reactionary money decisionsWhy using credit cards is more about avoiding money management than “playing the points game”The freedom of becoming your own bank (hint: no more hoping a payment goes through!)How a system — not emotions — is the key to lasting progressIf you've ever felt stuck in a loop of paying off debt only to rack it back up, this conversation will help you see why — and give you a better way forward.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"
Today's host was Michael Wear, Founder, President and CEO of the Center for Christianity and Public Life. Thanks for listening to The Morning Five! Please subscribe to and rate The Morning Five on your favorite podcast platform. Learn more about the work of the Center for Christianity and Public Life at www.ccpubliclife.org. Scripture: 3 John Top Headlines: 1) Trump, Gabbard Revoke Dozens of Security Clearances 2) Private Philanthropy Steps in to Support Public Television 3) White House Starts TikTok Account Today's host was Michael Wear, Founder, President, and CEO of the Center for Christianity and Public Life. Join the conversation and follow us at: Instagram: @michaelwear, @ccpubliclife Twitter: @MichaelRWear, @ccpubliclife and check out @tsfnetwork Music by: King Sis #politics #faith #prayer #nationalsecurity #TulsiGabbard #publictelevision #philanthropy #TikTok #WhiteHouse #socialmedia Learn more about your ad choices. Visit megaphone.fm/adchoices
In the latest episode of Goldman Sachs Exchange: Great Investors, Jeff Aronson, the co-founder and managing principal of Centerbridge Partners, discusses his career and path to building the firm, and the opportunities and challenges facing private investment managers today. This episode was recorded on July 16, 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices
THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Snag Our Simplified Budget System!Budget besties — you know that feeling when a big bill pops up out of nowhere and completely wrecks your monthly budget? We've been there too, and we're here to tell you: it doesn't have to be that way.In this episode, we're breaking down:What counts as an “annual bill” (and why they always feel like a surprise)How to list and track every big bill you pay only once or twice a year (auto insurance, property taxes, memberships, car registration, etc.)Why separating these expenses into their own account changes everythingHow to use our Annual Bills Savings Bucket system to divide the cost into manageable monthly savingsWhat to do if you're just getting started and don't have a full year saved yetWhether it's your auto insurance, Amazon Prime, or that massive property tax bill, this system takes the chaos out of budgeting for them — and helps you breathe easier knowing the money will be there when you need it.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"
If you find yourself ruminating on possible negatives outcomes, catastrophizing what might happen, and/or avoiding certain aspects in your dancing, you might be problem-avoiding. Anyone avoid watching their own videos? No? Just me?Well if you are avoiding problems or things that you fear in your ballroom dancing, I guarantee it's leading to small, hesitant, forced, tense dancing. Your lessons and coaching aren't as effective and your practice is probably non-existent at this point.None of us want to dance from that fearful stance. Instead, try on a problem-solving attitude instead of problem avoiding. You are plenty brave and you can solve anything that comes your way.See if you can find yourself in this episode! ALSO....heads up!! Private coaching is coming back and it comes with a HUGE new offering!! Listen in to the episode to get the teaser!Join my Facebook Group, JOYFUL BALLROOM to be a part of a fun, positive ballroom dance community!
In this episode, we're talking about the Lordship of Jesus—not as some abstract, future hope, but as a present, concrete reality. Too often, modern evangelicalism has reduced Christ's Lordship to the realm of private salvation, personal piety, and quiet devotion. But the Bible paints a much bigger picture.Paul tells us in Romans that Abraham was promised the world as his inheritance. Salvation is cosmic. Christ's resurrection victory is undoing sin across creation. And as Abraham Kuyper famously said, there is not one square inch of human existence over which Christ does not declare, “Mine.”When we treat Lordship as merely individual, we lose courage, we retreat into privatized religion, and we avoid confronting the idols of our culture. But when we confess that Jesus is Lord over family, church, state, and the whole created order, then our faith takes flesh. It marches, sings, builds, and leaves an imprint of righteousness wherever it goes.This is no Gnostic mantra. “Jesus is Lord” is our dogma, and it means the earth belongs to Him and His people. The spoils of His victory are not hidden away for later—they are for His church to claim here and now.Omnia et in omnibus Christus. Christ all and in all.
We’re returning to a subject that continues to evolve: Cruise lines’ private islands and destinations. Even after this episode was recorded, Carnival opened its long-awaited Celebration Key and Norwegian Cruise Line announced big plans for Great Stirrup Cay. Royal Caribbean Group has often been at the forefront of these discussions, with its Perfect Day projects, a planned destination in the South Pacific and a hotel in Chile for Antarctica guests. In this episode, Jay Schneider, the chief product innovation officer for Royal Caribbean International, host Rebecca Tobin and cruise editor Teri West talk about the inspiration for Royal’s thrill-and-chill vibes, competition and the evolution of land-and-sea vacations in the Caribbean. Episode sponsor This episode is sponsored by Travel Insured International https://www.travelinsured.com Summer series: This episode is part of our annual Summer Series, where we feature some of our favorite recent Folo by Travel Weekly discussions. This episode was recorded May 29 and has been edited for length and clarity. Related links Perfect Day Mexico: Royal Caribbean previews its next frontier of fun https://www.travelweekly.com/Cruise-Travel/Royal-Caribbean-previews-Perfect-Day-Mexico The Grand Lucayan overhaul is an $827M bet on cruise tourism https://www.travelweekly.com/Cruise-Travel/Grand-Lucayan-Resort-overhaul-analysis Royal Caribbean expects to open its South Pacific destination in early 2027 https://www.travelweekly.com/Cruise-Travel/Royal-Caribbean-renderings-for-Lelepa Holland America Line reveals plans for an upgraded Half Moon Cay https://www.travelweekly.com/Cruise-Travel/Royal-Caribbean-renderings-for-Lelepa MSC Cruises will develop a private island adjacent to Ocean Cay www.travelweekly.com/Cruise-Travel/MSC-Cruises-developing-luxury-island-near-Ocean-Cay Carnival Corp.'s private-destination plan: Update, build and promote https://www.travelweekly.com/Cruise-Travel/Carnival-private-destination-plan NCLH starts construction of a pier on Great Stirrup Cay https://www.travelweekly.com/Cruise-Travel/NCLH-starts-construction-of-Great-Stirrup-Cay-pier The evolution of cruising's private islands https://www.travelweekly.com/Cruise-Travel/evolution-of-cruising-private-islandsSee omnystudio.com/listener for privacy information.
In this episode of The Yaoi Shelf, hosts Amanda and Carola discuss Katekyo! (Private Teacher!) by the manga legend Moegi Yuu! Join hosts Author Carola and AichiYume in a fun jaunt to The Yaoi Shelf: an exploration of yaoi, shonen ai, and boy's love while discussing tropes, media criticism and more along the way. Grab a seat and get comfy, welcome to The Yaoi Shelf.Important Links: https://theyaoishelf.carrd.co/Support The Show: patreon.com/TheYaoiShelf
Send us a textThis week, Kristen and Jen dive straight into the finance headlines with a M&A story: Perplexity, an AI startup valued at $18 billion, has made a $34 billion all-cash bid for Google Chrome. Kristen unpacks why this is virtually unprecedented in dealmaking, explaining how the size mismatch, lack of financing capacity, and Chrome's not-for-sale status make the offer so unusual. They revisit the AOL–Time Warner merger as the closest (though still imperfect) precedent and debate whether this might be the “canary in the coal mine” for overheated AI valuations.Jen follows with a contrarian take on the Federal Reserve: even if the Fed cuts rates in September as the market expects, long-term interest rates might actually rise. She explains how inflation pressures, market expectations, and a “cash trap” dynamic could lead to higher mortgage rates, an unintended consequence that would frustrate borrowers hoping for relief. The discussion also touches on softening labor market signals, political pressure on the Fed, and why rate policy in a high-inflation environment can move markets in unexpected ways.The episode then shifts to signs of stress in private credit markets, focusing on the rise of “PIK” (payment-in-kind) interest arrangements. Kristin explains how PIK structures work, why an uptick, especially in “bad PIK” where struggling borrowers opt to defer cash interest, can be an early warning for financial trouble, and how this fits into the broader credit cycle. They close with a debate on networking ethics after a viral Reddit thread about circulating analyst email lists, and the importance of genuine, trust-based connections in breaking into competitive industries.For a 14 day FREE Trial of Macabacus, click HERE For 20% off Deleteme, use the code TWSS or click the link HERE! Our Investment Banking and Private Equity Foundations course is LIVEnow with our M&A course included! Shop our LIBRARY of Self Paced Online Courses HEREJoin the Fixed Income Sales and Trading waitlist HERE Our content is for informational purposes only. You should not construe any such information or other material as legal, tax, investment, financial, or other advice.
On Watchdog on Wall Street, Chris dives into the week's economic realities with his trademark honesty. From the truth about asset rotation to the media's “Monday morning quarterbacking” on inflation, Chris explains what's really happening—and how it affects your portfolio. Plus, why private equity isn't the golden ticket Wall Street sells you, and how not to get played for a sucker. No political spin—just straight talk about policy, markets, and your money.
Bob explains the mechanics of modern banking and how liabilities and assets on bank balance sheets differ from popular assumptions. He shows how interest rates and central bank policy shape lending and deposit behavior, and why private companies move money differently than commercial banks. Bob also critiques the perspectives of Richard Werner, Steve Keen, and George Selgin, showing where their explanations align or fall short.Bob's Infineo Article, "A Biz vs. a Bank vs. the Fed": Mises.org/HAP513aThe Charts Used in this Episode: Mises.org/HAP513bThe Mises Institute is giving away 100,000 copies of Hayek for the 21st Century Get your free copy at Mises.org/HAPodFree
THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Snag Our Simplified Budget System!Hey budget besties — meet Michelle! Her husband is a police officer with a steady paycheck, while she's a hairstylist juggling inconsistent income, business expenses, and taxes (oh, and still trying to make her personal budget work). Sound familiar?In this coaching session, we dive deep into:How to budget when your business income changes every weekWhy separating business income, expenses, and supplies into different accounts creates financial calmThe key difference between bills and spending (hint: it will change how you set up your accounts!)Building a system for saving for taxes, supplies, and business costs — without the last-minute scrambleHow to “pay yourself” a consistent paycheck, even when your income isn't consistentWays to see the big picture of your family's finances (without overspending when you see extra in the account!)Michelle walked away with a clear roadmap: create an income account, separate business and personal money, and finally automate those transfers so her finances feel as steady as her husband's paycheck.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"
Habitation ChurchThank you for listening to The Habitation Podcast! Click above to stay up to date on news, events, and how you can partner with the ministry. School of Habitation Sign up today to be a student member at School of Habitation! Click the link above to find out more! • $50.00/monthly membership• Join live teachings from Pastor William via zoom and participate in Q&As, prayer, & discussions• Sign up at anytime• Pause at any time• Option to participate in bi-weekly discipleship groups• Private links to prayer & worship rooms Follow us on YouTubeFollow us on Instagram
Let's flip this Charlie Parker phrase in another way this week! WANT THE RESOURCES THAT GO ALONG WITH THIS EPISODE?? Head over to our Patreon page and when you donate $3 or more a month you get the resources for this episode and every other. We will also be bringing you many extras exclusively to our patrons including transcriptions and a FREE gift of our latest Ebook, The Diatonic Method. We hope that we bring you value every week here at the 10 Minute Jazz Lesson and we appreciate all of your support! If you're serious about playing better jazz, not someday, but now, you probably ready for mentorship. You don't have to do this on your own anymore! Private & group lessons, a community of like-minded musicians, and everything you need to keep making progress. Click here to learn more and apply
Jim Elliot once wrote, “He is no fool who gives what he cannot keep to gain what he cannot lose.”“Generous” might not be the first word that comes to mind when you think about pro athletes, but Kirk Cousins is rewriting that playbook. The three-time Pro Bowl quarterback in the NFL is using his platform—and resources—for eternal impact. Today, we'll hear how his faith shapes everything from football to finances.Kirk Cousins is the starting quarterback for the Atlanta Falcons and a veteran leader in the National Football League (NFL). He previously spent six seasons with the Washington Commanders and six with the Minnesota Vikings. A four-time Pro Bowler and outspoken man of faith, he is also the cofounder of the Julie & Kirk Cousins Foundation, which supports families and youth through faith-based initiatives.A Legacy of Generosity: Lessons from His ParentsGrowing up as a pastor's kid, Cousins remembers how his parents modeled generosity long before he had a bank account of his own.“My mom had the gift of hospitality,” he says. “Even when I didn't think I needed money, she'd hand me two twenties before I went out with friends. There was just this open-handedness.”While his dad managed the family finances with intentionality, it was his mother's willingness to give freely that left the deepest mark. “It was caught, not just taught,” Cousins reflects, emphasizing how their example shaped his understanding of stewardship early on.From Minimum Wage to Signing Bonuses: A Crash Course in StewardshipWhen Cousins was drafted into the NFL, his first check—a six-figure signing bonus—was a wake-up call.“As a college kid who had never earned more than minimum wage, I didn't know what to do,” he recalls. “I called my dad, and he said, ‘I don't know either!'”That moment marked the beginning of a stewardship journey—one that included learning to give, save, and live below his means in a world of excess. It wasn't easy, especially when surrounded by peers embracing a more lavish lifestyle. But Cousins understood that as an athlete, his income had a shorter runway.“You're approaching a cliff,” he says. “So it's scary to give when your career has an end date. But that's where faith comes in—trusting that God will provide beyond your own earning power.”It would be easy, Cousins admits, to treat financial obedience like a checklist—give, save, repeat. But biblical stewardship isn't about rules; it's about surrender.“I've done that—just checked the boxes. But that's not the abundant life Jesus promises. It's not religion, it's relationship.”He points to Jesus' parable of the treasure in the field (Matt. 13:44): “Once you see Jesus as the treasure, everything else becomes a logical response. Of course you'd sell everything to have Him. Stewardship flows from seeing Him clearly.”When Faith Feels Risky: Giving on a Diminishing TimelineThe tension for Cousins lies in balancing the enjoyment of God's provision with wisdom about the future.“I actually enjoy those moments that require more faith. When I give, and I don't know what's next, it puts the pressure back on God—where it belongs.”But he's quick to acknowledge the gray areas. “What's wise versus what's excessive? There's no formula. You have to walk with God and ask for His guidance daily.”One of the most valuable pieces of advice Kirk received early in his career came from a generous mentor: “Always give in unity with your wife.”That advice stuck.“When Julie isn't comfortable, I pause and pray. Her perspective might be the Holy Spirit speaking. Giving together strengthens our marriage and our stewardship.”Cousins sees their giving not only as a financial decision, but as a spiritual discipline of unity and trust.Planning for the Future: Wisdom Before WealthAs parents to young boys, Kirk and Julie have also had to consider how best to plan their estate. They've established a family office to prepare for the future—but with a strong desire to pass on wisdom before wealth.“We want to get to the end of our lives and say: the wisest hands to put this in are our kids'. But we also want to be realistic. If it wouldn't be wise to pass along wealth, we want our plan to reflect that.”Much of their estate will also go to their foundation, which they hope will be spent down soon after their passing. “We don't want it to live on in perpetuity with intentions we never had. We want to make an impact now.”So, where is Kirk Cousins most excited to give right now? The answer goes back to his roots.“I went to a Christian high school—Holland Christian—and it profoundly impacted my life. I want to make it more affordable for other families, support teachers, and strengthen Christian education.”It's a full-circle moment: a public school kid transformed by Christian community, now investing in the same kind of life-shaping environments for others.Final Whistle: A Life Well StewardedKirk Cousins is more than an NFL quarterback. He's a husband, father, and faithful steward who is using his influence to glorify God—not just in the end zone, but in the quiet decisions of budgeting, giving, and planning for the future.His story reminds us: Stewardship is not about how much we have—it's about how faithfully we respond to the One who gave it all.On Today's Program, Rob Answers Listener Questions:I own my home outright and keep hearing about home title protection services. How real is the risk of title fraud, and should I be concerned?I have rental properties in Arkansas, but my kids in California don't want them. I'm worried that when I pass, they'll sell them quickly for way less than they're worth. Should I go ahead and sell them now and put the money in a trust for my grandkids' education—or is there a better option?”Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Julie & Kirk Cousins FoundationWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
The most valuable companies in the world are staying private longer than ever — and that means most of the growth is happening before the IPO. How can individual investors get a piece of the action?In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by Mike Ivancie, Chief Marketing Officer at UpMarket, a platform that gives accredited investors access to exclusive private market opportunities — including shares of AI giants like OpenAI and Anthropic.In this episode, you will learn:Why private companies are delaying IPOs and what that means for investors.How UpMarket sources, evaluates, and prices hard-to-access investments.The trade-offs of liquidity, transparency, and valuation in private markets.Emerging sectors beyond AI — including automation and defense tech — that could shape the future.And more!Tune in to discover how alternative investments can fit into a diversified, forward-looking portfolio.Resources: Episode Transcript & Blog | upmarket.co | Free Pre-IPO Investment Checklist: A Practical Guide to Venture Secondaries | Bautis Financial: 8 Hillside Ave, Suite LL1 Montclair, New Jersey 07042 (862) 205-5000 | Schedule an Introductory Call
Private credit is now a serious rival to mainstream lending for all kinds of businesses, from real estate firms to tech start ups. But the market in Europe is yet to take off in quite the same way as the US -- and concerns remain about the industry's opacity and its ability to cope with a prolonged recession.Tristram Leach, Partner and Head of Investments for Credit and Hybrid in Europe at Apollo joined Stephen Carroll and Lizzy Burden on Bloomberg Daybreak Europe to discuss.See omnystudio.com/listener for privacy information.
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It's Emmajority Report Thursday On today's show: Israel's finance minister, Bezalel Smotrich holds a press conference in the occupied West Bank to announce their E1 settlement project that in his own words will bury the idea of a Palestinian state. After receiving obvious backlash for his comments on Gaza, Pete Buttigieg puts minimal effort into walking back his words through an interview with Politico's Adam Wren. Researcher from the Program on Inequality, Omar Ocampo joins us to discuss Zohran Mamdani's plan to create a city run grocery store in each borough and the myth of millionaires fleeing cities when American Prospect writer and co-publisher of our own AM Quickie, Whitney Curry Wimbish joins us to discuss private prison industry raking in cash over Trump's immigration terror campaign. Brandon Sutton and Matt Binder join for the Fun Half: A Newsmax host uses white supremacy and anti-wokeness as a way to ogle at young girls. A Minnesota teenager is forced to show her breasts to a Buffalo Wild Wings server to "prove she is a woman" Tucker Carlson interviews a Nun who lives in Palestine about the amicable relationship between Muslims and Christians in the Levant. Stephen Crowder defends Israeli settlers over the Palestinian Christians for whom he proclaims to share the same faith. All that and more plus calls and IMs The Congress switchboard number is (202) 224-3121. You can use this number to connect with either the U.S. Senate or the House of Representatives. Become a member at JoinTheMajorityReport.com: https://fans.fm/majority/join Follow us on TikTok here: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here: https://www.twitch.tv/themajorityreport Find our Rumble stream here: https://rumble.com/user/majorityreport Check out our alt YouTube channel here: https://www.youtube.com/majorityreportlive Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the ESVN YouTube channel here: https://www.youtube.com/esvnshow Subscribe to the AMQuickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! https://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: https://majority.fm/app Go to https://JustCoffee.coop and use coupon code majority to get 10% off your purchase Check out today's sponsors EXPRESS VPN: Get up to 4 extra months free. Expressvpn.com/Majority SUNSET LAKE: Head on over to Sunset LakeCBD.com and remember to use code BIRTHDAY for 25% off sitewide. This sale ends at midnight on August 17th. Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech Check out Matt's show, Left Reckoning, on YouTube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.com/ The Majority Report with Sam Seder – https://majorityreportradio.com
As we approach the threshold between summer and autumn, it's the perfect time to explore how the doshas of Vata, Pitta, and Kapha accumulate imbalance during the summer months and how this can affect your digestion, immunity, and emotional wellbeing. In this solo episode, Colette invites you into an Ayurvedic exploration of seasonal transition, with a special focus on digestive health and immune strength. In this episode, you'll discover: How seasonal accumulation affects each dosha type How to identify early signs of imbalance and toxin (ama) buildup The overlooked emotional and psychological residue of summer How Ayurveda and modern science align on seasonal health Why now is the ideal time to reset your digestive fire (agni) You'll also learn how to perform a gentle “ama audit” and how a personalized, holistic cleanse can support your seasonal transition from the inside out. Links & Resources Take the Ama Quiz - “Do I have an accumulation of ama/toxins in my body?” Listen to the episodes mentioned: Episode 122: Ayurvedic Ritucharya – Guidelines for the Seasons Episode 401: Summer as a Time of Sadhana * Visit Colette's website www.elementshealingandwellbeing.com Online consultations & Gift Vouchers Next discounted Group Cleanse starts October 3rd, 2025 Private at-home Digestive Reset Cleanse tailored to you Educational programs - Daily Habits for Holistic Health Reset-Restore-Renew Program Have questions before you book? Book a FREE 15 min online Services Enquiry Call * Join the Elements of Ayurveda Community! * Stay connected on the Elements Instagram and Facebook pages. * Enjoy discounts on your favourite Ayurvedic products: Banyan Botanicals - enter discount code EOA15 at checkout for 15% off your first purchase.** Divya's - enter discount code ELEMENTSOFAYURVEDA15 at checkout for 15% off your first purchase.** Kerala Ayurveda - enter discount code ELEMENTS15 to receive 15% off your first purchase.** LifeSpa - Save $10 on a $50 or more one-time purchase with the code elements10. **Shipping available within the U.S. only. * Thank you for listening! If this episode supported you, please consider leaving a review and if you think this information would be helpful to family or friends, please share this episode so we can spread this wisdom of Ayurveda. Stay tuned and stay aligned with the Elements of Ayurveda Podcast.
Since Taylor Swift revealed her 12th studio album The Life of a Showgirl, we know it will only have 12 songs on it. Plus, Jerry Jones opens up about battling melanoma for 10 years.See omnystudio.com/listener for privacy information.
Thanks to our partner PromotiveThe mega-money players have arrived—and they're changing the game for independent auto repair shops.Private equity is buying up some of the best shops in the country, often paying prices that make long-time owners' jaws drop. But what does this mean for you—the shop owner still running your business day-to-day? Should you be worried, or is there a hidden opportunity in all this change?In this episode of Business by the Numbers, Hunt Demerast, CPA at Paar Melis & Associates, breaks down what private equity really is, why they're suddenly so interested in auto repair, and the strategies they use to buy, scale, and sell. You'll learn not just how they operate—but what independent shop owners can borrow from their playbook to boost profitability and stay competitive.What You'll Learn:(02:51) Why this episode isn't about “how to sell”—and what it is about(03:27) The number one rule when approached by private equity (and why going it alone is risky)(04:42) How other industries—collision, HVAC, dealerships—have already been through this wave of consolidation(08:57) The big labor rate advantage collision shops have, and why private equity thinks it can apply to repair shops(11:16) The mindset difference: why private equity is only about profitable work(13:50) Strength in numbers: why 80 small shops are worth far more together than apart(16:10) How tire sales and bulk purchasing make their numbers work(17:57) The lessons independent shops can steal from private equity's approach(20:15) The choice: build for community or build for maximum money(22:27) Why a private equity buyout might actually make your life easier(24:37) The two possible futures for private equity in auto repair—and which is more likelyIf you've been curious, concerned, or just plain baffled by the rise of private equity in the auto repair world, this episode gives you the insider view—and the tools to prepare for what's next.Thanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit www.gopromotive.com.Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Aftermarket Radio Network: https://aftermarketradionetwork.com/Remarkable Results Radio...
The Automotive Troublemaker w/ Paul J Daly and Kyle Mountsier
Shoot us a Text.Episode #1121: We cover the rapid growth in EV charging infrastructure even as EV sales plateau, Tesla's China-only 500+ mile Model 3, and a solar-powered drone that just stayed airborne for 74 hours without a drop of fuel.Show Notes with links:EV sales brace for slump, but charging networks surge ahead with automaker supportDespite challenges in EV sales, the U.S. fast-charging network is rapidly expanding and may actually meet infrastructure goals—whether or not EV adoption keeps pace.The U.S. hit nearly 60,000 fast-charging ports in Q2 and is on track for 19% growth in 2025.Private investment, not government aid, is fueling most of this growth as NEVI funds stall, with new players like Ionna and Mercedes-Benz expanding fastTesla dominates with 54% market share; Electrify America and ChargePoint trail at under 8%.“There will be more choice, more infrastructure and, hopefully, better experiences for EV drivers,” said Loren McDonald, chief analyst at Paren.This comes as U.S. EV registrations rose 4.6% in June, but EV market share slipped to 8.6%—down from 8.8% last year—signaling a stagnant market.Tesla's registrations dropped 6%, while GM surged with Chevrolet up 152% and Cadillac up 87%, showing shifting momentum among major players.Tesla has quietly introduced its longest-range Model 3 to date, the "Model 3 Plus," capable of up to 515 miles—but only for the Chinese market, for now.The 830 km (CLTC-rated) Model 3 Plus uses a more powerful 225 kW motor and LG-supplied lithium-ion batteries.It achieves long range with just a 78.4 kWh battery thanks to efficiency gains, not just capacity.Tesla aims to compete directly with high-range local EVs like the Xiaomi SU7 and is expected to launch the model in China by September with a price just under $38K.“This effectively shatters the 700 km psychological ceiling,” said Shanghai-based analyst Li Wei.Aviation startup Skydweller Aero just pulled off a wild feat: flying a solar-powered drone for 74 hours straight—twice—without touching down or using a drop of fuel.The drone has a wingspan larger than a Boeing 747 and runs solely on solar power and batteries.Its 17,000 solar cells power flight by day and charge 1,400 pounds of onboard batteries to keep flying at night.Recent Navy tests suggest big military potential in anti-piracy, smuggling patrols, and backup GPS missions.Skydweller also has commercial ambitions, including remote internet delivery and environmental monitoring.“There's a lot of money to be made in something that never touches the ground,” the company noted.Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/
In this special episode of The Data Minute, Peter sits down with Dave Chen, Co-Head of Global Technology Investment Banking at Morgan Stanley, for a tactical deep dive on how today's founders should think about going public.Dave shares what IPO prep really looks like in 2025 and beyond, why the best companies start working with bankers 2–3 years ahead of a listing, how institutional investors actually evaluate growth-stage companies, and which metrics every founder needs to start tracking long before they file a public S-1. He also breaks down the difference between “lean in” and “sobering” market windows, how valuation strategy works behind the scenes, and what happens in the high-pressure decision days right before a public debut.If you're leading an aspirational company, or running growth-stage finance, this is the IPO playbook you've been waiting for.Subscribe to Carta's weekly Data Minute newsletter: https://carta.com/subscribe/data-newsletter-sign-up/Explore interactive startup and VC data, with Carta's Data Desk: https://carta.com/data-desk/Chapters:01:12 – Dave Chen's path from pre-med to tech investment banking02:53 – The enduring founder journey from startup to IPO04:16 – IPO timelines have changed06:21 – How scale has shifted in the public markets07:28 – Is there still room for smaller IPOs?08:31 – Lean in vs. sober & clinical10:03 – Why companies now engage banks years before IPO12:00 – How founders can gauge IPO readiness13:08 – Building investor relationships years ahead of a roadshow14:34 – What happens when the IPO timeline shifts16:11 – 2024 recap: What happened, and what didn't, in tech IPOs17:32 – The real reason we didn't see more IPOs18:44 – Private capital changed the game for late-stage companies20:01 – The rise of structured late-stage rounds21:03 – How growth + downside protection are unlocking new deals22:53 – Why public investors love private exposure early23:06 – Does IPO prep differ for tech vs. non-tech companies?24:15 – 2–3 years out: What founders should focus on first25:13 – Most teams don't optimize metrics correctly26:02 – The management team matters before and after the IPO27:26 – Designing a board that adds real support28:12 – Why predictable revenue matters pre-IPO29:34 – The fuel founders need to operate like a public company30:53 – The small M&A move that delayed an IPO by six months33:14 – Biggest mistake? Letting the IPO process control you35:15 – The point of no return36:32 – How banks help guide IPO valuation strategy38:15 – What to do when you don't have direct comps40:01 – Getting credit for your company's future performance43:28 – Should you raise the price range?44:26 – Press coverage and the IPO signal vs. noise45:19 – Start IPO readiness years before you need itThis presentation contains general information only and eShares, Inc. dba Carta, Inc. (“Carta”) is not, by means of this publication, rendering accounting, business, financial, investment, legal, tax, or other professional advice or services, and is for informational purposes only. This presentation is not a substitute for such professional advice or services nor should it be used as a basis for any decision or action that may affect your business or interests. © 2025 eShares, Inc., dba Carta, Inc. All rights reserved. Initial public offerings (IPOs) and secondary offering suitability requirements apply. There is no guarantee of receiving IPO shares. Please be advised that public offerings are not suitable for all investors. IPOs are highly volatile and risky and should not be considered by investors with conservative investment objectives or low tolerance for risk. CRC 4745633 (08/2025)
We are continuing our "Snapshots" series this week, where we're taking a look at the practice of veterinary medicine through the eyes of practitioners 1, 2, 5, 15, and 25 years after graduation. Our guest today is Dr. Makenna Koslosky. Dr. Koslosky graduated in 2023 and is currently a small animal associate veterinarian in Colorado. She makes you feel like you are right there with her in the exam room or surgery suite in this episode, and we can't wait to share her experiences with you!Thank you to our podcast partner, NVA General Practice, a community of 1,000 neighborhood veterinary clinics across the U.S. and Canada. Learn how NVA invests in your career journey at https://GP.NVA.com. Remember, we want to hear from you! Please be sure to subscribe to our feed on Apple Podcasts and leave us a rating and review. You can also contact us at MVLpodcast@avma.org Follow us on social media @AVMAVets #MyVetLife #MVLPodcast
Thanks to our partner PromotiveThe mega-money players have arrived—and they're changing the game for independent auto repair shops.Private equity is buying up some of the best shops in the country, often paying prices that make long-time owners' jaws drop. But what does this mean for you—the shop owner still running your business day-to-day? Should you be worried, or is there a hidden opportunity in all this change?In this episode of Business by the Numbers, Hunt Demerast, CPA at Paar Melis & Associates, breaks down what private equity really is, why they're suddenly so interested in auto repair, and the strategies they use to buy, scale, and sell. You'll learn not just how they operate—but what independent shop owners can borrow from their playbook to boost profitability and stay competitive.What You'll Learn:(02:51) Why this episode isn't about “how to sell”—and what it is about(03:27) The number one rule when approached by private equity (and why going it alone is risky)(04:42) How other industries—collision, HVAC, dealerships—have already been through this wave of consolidation(08:57) The big labor rate advantage collision shops have, and why private equity thinks it can apply to repair shops(11:16) The mindset difference: why private equity is only about profitable work(13:50) Strength in numbers: why 80 small shops are worth far more together than apart(16:10) How tire sales and bulk purchasing make their numbers work(17:57) The lessons independent shops can steal from private equity's approach(20:15) The choice: build for community or build for maximum money(22:27) Why a private equity buyout might actually make your life easier(24:37) The two possible futures for private equity in auto repair—and which is more likelyIf you've been curious, concerned, or just plain baffled by the rise of private equity in the auto repair world, this episode gives you the insider view—and the tools to prepare for what's next.Thanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit www.gopromotive.com.Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Aftermarket Radio Network: https://aftermarketradionetwork.com/Remarkable Results Radio...
Watch the video version on YouTube. J.P. Morgan's Private Bank offers expert guidance to assist affluent clients and their families in achieving their financial objectives. With a global oversight of more than $2.9 trillion in client assets, the bank boasts a legacy of over 200 years of operation. On today's episode, Aaron Mulvihill is joined by Sitara Sundar, Head of Alternative Investment Strategy & Market Intelligence. She spearheads the development of perspectives within and across alternative investments for the bank. Her extensive experience within the organization includes leading the Equity Specialist team, where she provided strategic advice on managed equity portfolios for clients. Before this, Sitara supported J.P. Morgan's Chief Financial Officer as part of a corporate economics and analytics team, where she was responsible for forecasting global macroeconomic data. At the onset of her career, she worked alongside the firm's Chairman of Market & Investment Strategy, Michael Cembalest, contributing to the widely acclaimed "Eye on the Market" publication. Resources: Subscribe to the Notes on the Week Ahead podcast for more insights from Dr. David Kelly: Apple Podcasts | Spotify
Regardless of what uncertainty exists in the market or from where it originates, deals continue to get done. However, doing deals during more turbulent times takes some strategic maneuvering. Riveron's Alex Shahidi, Transaction Services Leader, Jeff Bernstein, Equity Capital Markets Leader, and Ryan Gamble, Tax Advisory Leader, explore the current deal environment, and the factors affecting public and private dealmaking. They talk tariffs, capital and debt markets, legislative changes affecting tax, IPO, SPACs and other factors that affect the execution of M&A deals in uncertain times.
How did around 100,000 ChatGPT conversations end up indexed on Google? Users who sent conversations with a now-defunct “share” feature in ChatGPT made their conversations public — often without realizing they were exposing them to the open web. 404 Media’s Joseph Cox joins Oz and Karah to unpack how it happened, what kinds of chats were revealed, and why everyone should care about this privacy lapse. They discuss why OpenAI may have underestimated the privacy risks, how archived conversations could still be misused, and why both everyday users and major corporations need to rethink what they feed into AI tools.See omnystudio.com/listener for privacy information.
Is private equity destroying your favorite consumer products? Today we discuss economic news, recent Trump-era tariffs, and private equity. We touch on corporate profit margins, wage growth versus price increases, and how different industries—like autos—are affected unevenly. We also explore interest rates and the possibility that traditional cause-and-effect in markets is “broken,” questioning whether metrics like CPI, GDP, and rate changes meaningfully influence market behavior anymore, given recent patterns where markets defy economic logic. We discuss... Recent economic updates included the rollback of several Trump-era tariffs, though many remain in place. Companies are currently absorbing most tariff-related costs instead of passing them directly to consumers. Concerns were raised that if companies start passing these costs along, price increases could hit consumers later in the year. Wage growth trends are compared with rising prices, raising questions about future consumer spending strength. Industry impacts from tariffs vary, with the auto sector singled out as experiencing specific pressures. Recent market resilience even in the face of economic data could historically trigger volatility or declines. Earnings reports no longer move markets as much because companies lower expectations to easily beat estimates. The focus on quarterly earnings is misleading; long-term company growth matters more on an individual level but less on a macro scale. Value investing has underperformed for about 20 years because fundamentals matter less in today's market. The Fed's interest rate tools are less effective because global capital flows and supply shocks weaken their control. The Fed can still cause recessions by raising rates too high but can't fine-tune the economy like before. Supply-driven inflation (like energy and supply chains) is less responsive to Fed rate hikes. Market rates often lead Fed policy, meaning bond traders set financial conditions before the Fed acts. Private equity often overleverages companies, leading to bankruptcies despite popular products, like Instapot. Private equity uses dividend recapitalization to extract value quickly, saddling companies with unsustainable debt. Examples like Sears, Joanne Fabrics, Red Lobster, and Toys “R” Us show how private equity can ruin beloved brands. Private equity has been successful for investors but often at the expense of the long-term health of companies. Financial planning for college funding is increasingly critical given new loan limits and repayment changes. Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | ProCollege Planners Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/favorite-consumer-products-737
Send us a textAugust 13th marks National Private Practice Physician Day — a special day to honor and support the incredible physicians who own and run private practices across the country. Private practice is the backbone of accessible, personalized healthcare, and we're here to help you thrive on this journey!Tune in!Grab your copy of The Profitable Private Practice PlaybookAdditional Resources: Learn more about my 12-month program. Interested in 1-on-1 coaching? Apply here. Grab a copy of the "The EntreMD Method" book. When you are ready to work with us, here are three ways: EntreMD Business School Accelerator - If you are looking to make a 180 turnaround in your business in 90 days, this is the program for you. EntreMD Business School Grow - This is our year-long program with a track record of producing physician entrepreneurs who are building 6, 7 and 7+ figure businesses. They do this while building their dream lives! EntreMD Business School Scale - This is our high-level mastermind for physicians who have crossed the seven figure milestone and want to build their businesses to be well oiled machines that can run without them. To get on a call with my team to determine your next best step, go here ...
Our Sponsor, FLESHLIGHT, can help you reach new heights with your self-pleasure. Fleshlight is the #1 selling male sex toy in the world. Looking for your next pocket pal? Save 10% on your next Fleshlight with Promo Code: 10PRIVATE at fleshlight.com. For the 221st episode of Private Parts Unknown, host Courtney Kocak welcomes mature OnlyFans model Rae Richmond, aka “the MILF next door,” aka “the Midlife MILF.” In today's episode, we discuss how Rae went from corporate life to becoming a self-made porn star, including her previous marriages, getting sober, and meeting a younger man who encouraged her to start an OnlyFans account at age 56. Like many sex workers and adult entertainers, this woman is the ultimate entrepreneur, and she even turned the strategies and systems she developed to consistently produce and promote content into an adult creator coaching business. Rae also shares her experience of being “outed” in her small hometown, the reactions from friends and family, and how she has navigated that. Additionally, Rae talks about the cosmetic procedures she has undergone, including a facelift and Brazilian butt lift, and her current quest to write a memoir about her life experiences. For more from today's guest, Rae Richmond: Follow Rae on Instagram @raerichmondddd Check out Rae's new podcast, No Expiration Date Psst, Courtney has an 0nIyFan$, which is a horny way to support the show: https://linktr.ee/cocopeepshow Private Parts Unknown is a proud member of the Pleasure Podcast network. This episode is brought to you by: Our Sponsor, FLESHLIGHT, can help you reach new heights with your self-pleasure. Fleshlight is the #1 selling male sex toy in the world. Looking for your next pocket pal? Save 10% on your next Fleshlight with Promo Code: 10PRIVATE at fleshlight.com. STDCheck.com is the leader in reliable and affordable lab-based STD testing. Just go to ppupod.com, click STDCheck, and use code Private to get $10 off your next STI test. Explore yourself and say yes to self-pleasure with Lovehoney. Save 15% off your next favorite toy from Lovehoney when you go to lovehoney.com and enter code AFF-PRIVATE at checkout. https://linktr.ee/PrivatePartsUnknownAds If you love this episode, please leave us a 5-star rating and sexy review! Psst... sign up for the Private Parts Unknown newsletter for bonus content related to our episodes! privatepartsunknown.substack.com Let's be friends on social media! Follow the show on Instagram @privatepartsunknown and Twitter @privatepartsun. Connect with host Courtney Kocak @courtneykocak on Instagram and Twitter. Learn more about your ad choices. Visit megaphone.fm/adchoices
Think practicing pressure means grinding three-footers while imagining the club championship on the line? Sounds good in theory… but not how your golf brain works. In this episode, I'll show you the right way to prepare for big moments on the course—by training your mind to pivot out of fear, doubt, and jitters into focus and freedom. You'll learn how to spot the emotions that sabotage your swing, how to shift them fast, and how to build confidence you can actually trust when it matters most.Continue your mental journey at Your Mental Caddy HERE Join the NEXT Workshop Here Mastering Your Golf Brain - A Guide to Self-Coaching Mastering Your Golf Brain - The Workbook Mental Golf Journal - A Range for Your Brain Are all available at KathyHartWood.com/book Private coaching starts with a Free Discovery Call here: Email Kathy at Kathy@KathyHartWood.com Website: KathyHartWood.com
THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Snag Our Simplified Budget System!Budget besties — today's conversation is for anyone who feels stuck in the “charge now, figure it out later” cycle. We're sharing a real coaching story about one of our clients who used credit cards for everything in her business and personal life, floating expenses while waiting for cash to come in. Sound familiar?In this episode, we unpack:Why using credit cards feels easier — and why it's actually keeping you stuckHow switching to cash flow completely transformed her business (spoiler: $143K in her account!)Why the “harder way” (paying cash in the moment) leads to better decision-making and growthHow to stop giving your future self problems to solve — and instead create financial peace nowWhat to do if your bank is making budgeting harder than it should be (hint: it's time to break up!)We also get real about outgrowing your current bank, why loyalty doesn't always serve you, and how to find a financial institution that supports your budgeting goals (yes, multiple accounts and debit cards are non-negotiable!).Takeaway:It might feel uncomfortable at first, but cash flowing your life and business puts you back in control — and your future self will thank you for it.Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"
Can You Really Spot a Great Company Before Everyone Else Does? In this episode of REady2Scale, Jeannette Friedrich sits down with Lee McCabe, Partner at Claymore Partners and former executive at Meta, Alibaba, and Expedia. With deep experience in both technology and private equity, Lee shares how to uncover high-potential companies, particularly those hiding in “boring” sectors, by focusing on digital transformation, data-driven operations, and overlooked growth levers. Whether you're an investor, operator, or advisor, you'll gain practical insights into how leading firms are building value not just through financial engineering but through smarter marketing, better tech stacks, and operational efficiency. Key Takeaways: - Why old-school industries hold untapped value:Digitally underserved sectors like B2B and consumer services are ripe for disruption and value creation. - The power of a functional tech stack: Many businesses lack proper data infrastructure. Building a connected, insight-driven stack is step one to scaling sustainably. - What digital value creation really looks like:Private equity must shift from passive ownership to active operational involvement, especially in marketing and data analytics. - Lead generation is the real business: CEOs in services should view themselves as running lead generation engines. Conversion begins with optimised websites and media spend tracked to ROI. - AI hype versus reality: AI is not yet the silver bullet for most companies. Without basic data systems in place, AI becomes a distraction rather than a solution. - How to avoid data overload: Focus on the 10 to 15 KPIs that truly drive performance instead of drowning in dashboards and vanity metrics. - The real role of marketing agencies: Good agencies tie marketing spend directly to revenue and profitability instead of reporting on clicks and impressions. - Advising today's private equity investors:Future-leading firms will use defined operational playbooks focused on digital execution from day one rather than relying on traditional financial levers. - The compound effect of small steps:Lee shares his philosophy for building an extraordinary life: take consistent action every day, even when the direction is unclear. Recommended Resources: Book: The Predator's Ball by Connie Bruck Podcast: Pivot and All-In Connect with Lee McCabe: Find him on LinkedIn Are you REady2Scale Your Multifamily Investments? Learn more about growing your wealth, strengthening your portfolio, and scaling to the next level at www.bluelake-capital.com. Credits Producer: Blue Lake Capital Strategist: Syed Mahmood Editor: Emma Walker Opening music: Pomplamoose *
On this episode, we break into some Maker's Mark Private Selects, including some OHLQ releases, and some others from around the country. So… sit back, grab a pour, kick up your feet, and enjoy this episode of… The Bourbon Hunters. Have you thought about supporting our podcast? Head on over to our website at https://www.bourbonhunters.com where you can, by purchasing Bourbon Hunters products, and sign up for our Patreon, which includes exclusive access to single barrel announcements from our Private Single Barrel Club. --Tags-- #punkrockandcocktails #thebourbonenthusiast #bourbonhunters #bourbonlover #breakingbourbon #bourbondrinkers #bourbonporn #kentuckystraightbourbon #kentuckybourbon #thebourbonalliance #bourbon #bourbonlife #bourbonlifestyle #bourbonenthusiast #bourbonwhiskey #bourboncountry #deckpour #bourbongram #instabourbon #yourbourbonyourway #yourbourbonroad #blantons #pappyvanwinkle #vodkasucks #bourbonpodcast #columbuspodcast #bourbonneat #smokewagonbourbon #woodinvillewhiskey -- Tags -- the bourbon enthusiast bourbon hunters bourbon lover breaking bourbon bourbon drinkers bourbon porn kentucky straight bourbon kentucky bourbon the bourbon alliance bourbon bourbon life bourbon lifestyle bourbon enthusiast
My guest today is Peter Lacaillade. Peter is the Chief Investment Officer for Private Investments at SCS Financial and has built one of the most respected private equity allocation platforms in wealth management, overseeing $50 billion for ultra-high-net-worth families and earning the same access as top-tier endowments. He shares how SCS's pooled vehicle structure enables them to compete with institutional giants for the best funds, avoiding the adverse selection that plagues most wealth platforms. Peter shares his investment philosophy across lower middle market buyouts, emerging independent sponsors, and early bets on category-defining managers like Thrive Capital and Shore Capital. We discuss what separates exceptional private equity managers, the evolution of the industry toward AI-powered strategies, and private markets going mainstream. Please enjoy this conversation with Peter Lacaillade. For the full show notes, transcript, and links to mentioned content, check out the episode page here. ----- This episode is brought to you by Ramp. Ramp's mission is to help companies manage their spend in a way that reduces expenses and frees up time for teams to work on more valuable projects. Go to Ramp.com/invest to sign up for free and get a $250 welcome bonus. – This episode is brought to you by Ridgeline. Ridgeline has built a complete, real-time, modern operating system for investment managers. It handles trading, portfolio management, compliance, customer reporting, and much more through an all-in-one real-time cloud platform. Head to ridgelineapps.com to learn more about the platform. – This episode is brought to you by AlphaSense. AlphaSense has completely transformed the research process with cutting-edge AI technology and a vast collection of top-tier, reliable business content. Invest Like the Best listeners can get a free trial now at Alpha-Sense.com/Invest and experience firsthand how AlphaSense and Tegus help you make smarter decisions faster. ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Show Notes: (00:00:00) Welcome to Invest Like the Best (00:04:31) Advantages of Private Equity Over Public Markets (00:08:59) Talent Acquisition and Growth at SCS (00:10:28) SCS's Wealth Management Strategy (00:19:51) Challenges and Risks in Private Equity (00:26:06) The Future of Wealth Management (00:12:42) Trends in Private Equity (00:20:14) Challenges and Risks in Private Equity1 (00:22:58) Building Successful Private Equity Partnerships (00:26:06) The State of the Wealth Management Industry (00:35:07) Lower Middle Market Buyouts and Independent Sponsors (00:49:38) Introduction to Long Lake and Its Innovative Approach (00:50:21) AI-Powered Tools for Homeowners Associations (00:52:46) Permanent Capital Vehicles vs. Drawdown Funds (00:54:26) The Rise of Holding Companies (00:57:03) Emerging Trends in Venture Capital 01:05:44) The Role of Endowments and Liquidity Solutions (01:10:40) Jake and Frank's Partnership (01:13:57) The Kindest Thing Anyone Has Ever Done For Peter
I started teaching one private yoga client virtually in 2019 when she left Washington, DC for California. But other than her I had absolutely NO experience teaching online when everything changed on March 13th, 2020. I was slightly ahead of the curve in understanding that the pandemic would be a life alternating experience and that we wouldn't be teaching yoga in-person for many many months. I made really quick work of getting all my in-person private students on board to pivot to virtual private lessons and by Monday March 16th I had everyone set up for the virtual lessons in their normal standing scheduled spot. I did not miss a single day of work, or single private lesson in that transition and that is something I am really proud of. Then, at the beginning of 2022 I moved to a new area and had a baby. I kept all my clients virtual through that transition and 95% of my teaching is still virtual. And I LOVE it. Today on the podcast I'm making the case for virtual private lessons! I'll tell you: why AND how to find virtual private clients why they are great for your students how they can help support your business who they are a good fit for (both student and teacher) how to get started in offering virtual private lessons Resources mentioned in the episode: 3 Steps to Teach Better Private Lessons Video Series two effective strategies for booking private clients TEMPLATES The Science of the Private Lesson online course Discounted mentoring sessions Camera set up This episode is brought to you by OfferingTree, an easy-to-use, all-in-one online platform for yoga teachers that provides a personal website, booking, payment, blogging, and many other great features. If you sign up at www.offeringtree.com/mentor, you'll get 50% off your first three months (or 15% off any annual plan)! OfferingTree supports me with each sign-up. I'm proud to be supported by a public benefit company whose mission is to further wellness access and education for everyone.