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THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
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James Onieal from Raven Career Development returns to break down what pilot hiring is shaping up to look like in 2026. We dig into majors, regionals, corporate paths, and why movement can feel slow right up until it suddenly isn't. From CFI logjams to corporate and furlough realities, this episode is all about timing, strategy, and expectations. Subscribe and listen to stay ahead of the hiring curve. Raven Careers supports professional pilots with resume prep, interview strategy, and long-term career planning. Click here to learn more. Show Notes 0:00 Intro 4:15 Big 3 in 2026 11:52 Rejection Rates 15:23 Cadet Program Pipeline 26:08 Corporate Pilot Q&A 32:32 Regional FO Q&A 40:46 CJO or More Interviews 48:50 No Legacy Offers After Furlough? 59:29 Retirement Gameplan 59:29 GED & Education 1:20:20 Final Thoughts Our Sponsors Tim Pope, CFP® — Tim is both a CERTIFIED FINANCIAL PLANNER™ and a pilot. His practice specializes in aviation professionals and aviation 401k plans, helping clients pursue their financial goals by defining them, optimizing resources, and monitoring progress. Click here to learn more. Also check out The Pilot's Portfolio Podcast. Advanced Aircrew Academy — Enables flight operations to fulfill their training needs in the most efficient and affordable way—anywhere, at any time. They provide high-quality training for professional pilots, flight attendants, flight coordinators, maintenance, and line service teams, all delivered via a world-class online system. Click here to learn more. Raven Careers — Helping your career take flight. Raven Careers supports professional pilots with resume prep, interview strategy, and long-term career planning. Whether you're a CFI eyeing your first regional, a captain debating your upgrade path, or a legacy hopeful refining your application, their one-on-one coaching and insider knowledge give you a real advantage. Click here to learn more. The AirComp Calculator™ is business aviation's only online compensation analysis system. It can provide precise compensation ranges for 14 business aviation positions in six aircraft classes at over 50 locations throughout the United States in seconds. Click here to learn more. Vaerus Jet Sales — Vaerus means right, true, and real. Buy or sell an aircraft the right way, with a true partner to make your dream of flight real. Connect with Brooks at Vaerus Jet Sales or learn more about their DC-3 Referral Program. Harvey Watt — Offers the only true Loss of Medical License Insurance available to individuals and small groups. Because Harvey Watt manages most airlines' plans, they can assist you in identifying the right coverage to supplement your airline's plan. Many buy coverage to supplement the loss of retirement benefits while grounded. Click here to learn more. VSL ACE Guide — Your all-in-one pilot training resource. Includes the most up-to-date Airman Certification Standards (ACS) and Practical Test Standards (PTS) for Private, Instrument, Commercial, ATP, CFI, and CFII. 21.Five listeners get a discount on the guide—click here to learn more. ProPilotWorld.com — The premier information and networking resource for professional pilots. Click here to learn more. Feedback & Contact Have feedback, suggestions, or a great aviation story to share? Email us at info@21fivepodcast.com. Check out our Instagram feed @21FivePodcast for more great content (and our collection of aviation license plates). The statements made in this show are our own opinions and do not reflect, nor were they under any direction of any of our employers.
Bitcoin is moving beyond speculation into real economic impact. In this Bitcoin Magazine news desk panel, Stafford Masie and Shawn Owen explain how Bitcoin-backed private credit and lending can unlock jobs, growth, and dignity—especially across Africa. The conversation covers informal economies, treasury strategies, and why Bitcoin must be treated separately from crypto.#Bitcoin #BitcoinAdoption #BitcoinLending ⭐️⚔: BORROW AGAINST YOUR BITCOIN WITH SALT
The last episode of 2025 is here, and it's a big one! The boys revisit the topic of "Outfit Repeating", diving into WHEN they decide to repeat, their favorite fit-templates to do, and the garments that have stayed with them over the years...as well as the suspiciously similar substitutes they buy when they outgrow the old one. Ethan goes even further, discussing how he uses old photos as a form of *inspiration* rather than a template, mainly because there's always more temporal distance (years) between when he repeats. After all, photos from five years ago are more "good" than they are "cringy". Oh, and Ethan spends time talking about his decision to go private on Instagram. Blog Post: https://alittlebitofrest.com/2025/12/23/sometimes-i-inspire-myself-or-outfit-repeating-revisted/ https://alittlebitofrest.com/2025/12/23/going-private/ Support us on Patreon and join the Discord: https://www.patreon.com/styleanddirection/ Follow us on Instagram! www.instagram.com/styleanddirection/ Podcast is produced by MJ
Blog page for this episode: https://missamberrenee.com/a-world-behind-the-private-door-will-you-turn-the-key-enter/ There is a private door you were never meant to find publicly... You feel it in your body. In your desire. In the places you don't explain. Behind this private door: a world exists that changes women permanently. From the inside out. Which is why we enter this private realm...this Sanctum...together. To commune, reveal, embody, and emerge when the time is right for the public to experience you, your movement, the secret genius that's seductively unveiled in our exclusive room over 6 months. The only question is whether you will turn the key, enter the room, and claim your spot at the table of power.
Today's guests are a father-son duo who have been on a fascinating journey of growing up with the family business, exiting that chapter, and deciding to start a new one. Tad Edwards was part of a multi-generational family business in the financial services industry, A.G. Edwards, that was ultimately acquired by Wachovia and then Wells Fargo. Tad took the pen on the next chapter of the family legacy by starting the firm Benjamin F. Edwards, and is now joined in the business by his son, Ben. On today's episode, New Growth from Deep Roots with Tad and Ben Edwards of Benjamin F. Edwards. Special Guests: Benjamin (Ben) F. Edwards V and Tad Edwards.
Many yoga teachers and wellness practitioners were taught how to serve, not how to build a business—and it's keeping them stuck in low-paying studio work, overbooked schedules, and chronic burnout.In this episode, I'm joined by Summer Huntington, business coach and movement innovator, for a grounded, honest conversation about what it actually takes to move from the studio hustle into a sustainable, profitable wellness business—without burning out or betraying your values.We break down the mindset shifts, systems, and skills that help practitioners step into true business ownership and create consistent income through private clients, signature methods, and scalable offers.If you're a yoga teacher, movement professional, or wellness practitioner who wants more income, more autonomy, and more nervous-system-safe growth, this episode is for you.In This Episode, We Cover:The Studio Trap: Why studio-based work often leads to burnout—and how to break free without burning bridgesBuilding Private Clients: How to confidently price, market, and sell 1:1 services without feeling salesyPractitioner → Business Owner: The essential skills most trainings skip (sales, copywriting, content, systems)Investing in Mentorship: How coaching, masterminds, and proximity accelerate income and clarityCreating a Signature Method: Turning your experience into manuals, workshops, and scalable programsOverwhelm & Capacity: Why feeling overwhelmed doesn't mean you're failing—it means you're expandingIdentity Shifts: What must change internally to hold higher income and leadership rolesCommunity & Live Events: How in-person connection and networking open unexpected doorsPractical Next Steps: Simple, realistic actions to move from “just getting by” to truly thrivingThis episode is a powerful reminder that you don't need to work more hours to earn more money—you need the right strategy, identity support, and systems to grow sustainably.
Welcome to the 18th episode of the Alts Pulse, a collaboration between iCapital x Alt Goes Mainstream. In the latest episode of the Alts Pulse, a live conversation in studio with Lawrence Calcano, the Chairman & CEO of iCapital, Lawrence and I go global. We discussed his recent trip to Asia to peer into the nuances of the different wealth management markets around the globe.As the leader of a platform with over $300B of assets that is responsible for the majority of individual and advisor-led investment flows into the alts space, Lawrence and iCapital have their finger on the pulse of what's happening in private markets across the globe.Lawrence and I had a fascinating discussion. We covered:Lawrence's recent trip to Asia and the pulse on the ground.Asia's growing interest in private markets.How wealth management market structures differ across the globe and what it means for alternatives distribution.Data-driven personalization for investors.Thanks Lawrence for a great conversation … look forward to the next episode! Show Notes00:00 Introduction to the Latest Episode of the Alts Pulse00:18 Insights from Asia00:40 Comparing Asia and US in Private Markets01:43 Wealth Management Market Structure02:06 iCapital's Focus on Technology02:49 Advisors' Allocation to Alternatives03:13 Evergreen Products and Client Needs03:53 HSBC and iCapital Surveys04:22 Global Adoption of Evergreen Products05:13 Distribution and Education in Private Markets06:15 Model Portfolios and Custom Exposures08:03 Strategic Distribution for GPs08:19 Global Distribution Expansion12:33 Personalization in Wealth Management14:01 Data-Driven Personalization14:45 Private Banks and Alternative Allocations16:37 Thoughts About GPs and Distribution17:24 Balancing Personalization and Scale
Law enforcement Explorer programs were created to mentor teens interested in policing. But decades of weak oversight created an environment where officers could manipulate that trust. Some exploited their roles, using their authority to groom, abuse, and silence the very teens they were entrusted to guide.Resources:RAINN – Rape, Abuse & Incest National Network: 24/7 hotline and resources for survivors of sexual assault and abuse. Call 1-800-656-HOPE (4673) or visitrainn.orgNational Sexual Violence Resource Center (NSVRC): Research, education, and tools to support prevention and survivor recovery. Visitnsvrc.orgJoyful Heart Foundation: Works to transform the response to sexual assault, domestic violence, and child abuse, while supporting healing and survivor advocacy. Visitjoyfulheartfoundation.orgChildhelp National Child Abuse Hotline: Confidential support for anyone concerned about child abuse. Call 1-800-4-A-CHILD (1-800-422-4453) or visitchildhelphotline.orgVictimConnect Resource Center: Provides free, confidential support and referrals for people affected by crime, including sexual abuse and misconduct by authority figures. Call 1-855-4-VICTIM (855-484-2846) or visitvictimconnect.orgNational Child Traumatic Stress Network (NCTSN): Expert guidance, therapist locators, and educational tools for families navigating trauma and abuse. Visitnctsn.orgBloom365: Youth-focused organization working to end teen dating abuse, sexual violence, and trauma through prevention, peer advocacy, and healing services. Call or text the Bloom helpline at 1-888-606-HOPE (4673) or visitbloom365.orgCDC – Child Sexual Abuse Prevention: Evidence-based strategies and data about child sexual abuse in the U.S. Visit cdc.gov/violenceprevention/childsexualabuseState Child Abuse and Neglect Reporting Numbers: Directory to report child abuse to agencies. Visit childwelfare.gov/state-child-abuse-and-neglect-reporting-numbers988 Suicide & Crisis Lifeline: Provides 24/7, free and confidential support for people in distress, prevention and crisis resources. Call 988 or visit988lifeline.orgCrisis Text Line: 24/7 mental health support via text. Text "HOME" to 741741 or visitcrisistextline.orgNational Domestic Violence Hotline: Support for those experiencing abuse or coercive control. Call 1-800-799-SAFE (7233), text "START" to 88788, or visitthehotline.orgLove is Respect: Help for teens and young adults in abusive relationships.Call 1-866-331-9474, text "LOVEIS" to 22522, or visitloveisrespect.orgNational Center for Victims of Crime: Provides advocacy, legal information, and trauma-informed resources for survivors of sexual abuse, harassment, and exploitation. Visitvictimsofcrime.orgMale Survivor: Support for male survivors of sexual abuse and assault, including institutional or authority-based abuse. Visitmalesurvivor.orgStaying Safe in Youth Law Enforcement Programs:If you or your child is involved in a Police Explorer program – or any youth mentorship run by law enforcement – there are steps you can take to reduce risk and create safer boundaries.Ask direct questions. Who runs the program? What are the policies around texting, ride-alongs, and one-on-one interactions? Are there rules that limit contact between adult officers and minors outside of scheduled events?Insist on transparency. Reputable programs should have clear, written guidelines about communication, supervision, and conduct. Ask to see them.Monitor ride-alongs. Know who your child is riding with, how long they're gone, and what the reporting procedures are.Watch the tech. Officers or advisors should never be Snapchatting, DMing, or texting minors privately. Monitor app usage and discuss healthy boundaries.Get involved. Show up to meetings. Get to know the adults running the program. Your presence as a parent or guardian helps make the space safer for everyone.Keep communication open. Let your child know they can talk to you about anything -- especially if something makes them uncomfortable. Make it clear that they won't be in trouble for speaking up.Getting Help:If you or someone you know has experienced abuse in a Police Explorer or similar youth program, here's what to do:Believe them. If a child or teen discloses abuse, believe what they say. Stay calm, listen, and affirm that it's not their fault. Praise them for coming forward.Report it. If the child is in danger, call 911. Otherwise, contact your local police, sheriff's department, or state child protection agency. If you're concerned local police might have a conflict of interest, contact your state police, state attorney general, or the FBI.Document/preserve everything. Save messages, screenshots, call logs — anything that could help support the report.Seek emotional support: Abuse by a trusted adult is incredibly disorienting. You and/or your child deserve compassionate care from someone trained in trauma -- like a therapist, school counselor, or crisis line advocate.Connect with survivor resources. Many organizations offer specialized support for young people.Consult legal counsel: Some survivors explore civil legal action against individuals or institutions. An attorney familiar with institutional abuse cases can help assess your options.Red Flags: Signs of Grooming or Abuse in Explorer Programs:Abuse by authority figures often begins with grooming -- a gradual, often-subtle process that builds trust before violating it. Here are common warning signs in youth law enforcement programs:“Special” treatment. One teen is singled out for attention, gifts, mentorship, or exclusive opportunities not given to others.Excessive one-on-one contact. Repeated private ride-alongs, late-night messages, or invitations to hang out off-duty.Private communication. The adult uses personal texting apps, Snapchat, Instagram DMs, or other unmonitored channels to talk to a minor.Overstepping/blurring boundaries. Inappropriate compliments, jokes about relationships, or sharing personal details not appropriate for a mentor-mentee dynamic.Isolation. The adult discourages the teen from talking to others about their relationship or makes the teen feel responsible for their secrecy.Gaslighting or guilt. The adult blames the teen for misunderstandings, manipulates their emotions, or makes them feel they'll “ruin someone's life” if they speak out.Physical contact. Touch that's unnecessary, prolonged, or makes the teen uncomfortable -- even if it's framed as casual or accidental. You can learn more about The Good segment and even submit a story of your own by visiting The Good page on our website! Source materials for this episode cannot be listed here due to character limitations. For a full list of sources, please visit: https://crimejunkiepodcast.com/scandal-police-explorer-programs/Did you know you can listen to this episode ad-free? Join the Fan Club! Visit https://crimejunkiepodcast.com/fanclub/ to view the current membership options and policies.Don't miss out on all things Crime Junkie!Instagram: @crimejunkiepodcast | @audiochuckTwitter: @CrimeJunkiePod | @audiochuckTikTok: @crimejunkiepodcastFacebook: /CrimeJunkiePodcast | /audiochuckllcCrime Junkie is hosted by Ashley Flowers and Brit Prawat. Instagram: @ashleyflowers | @britprawatTwitter: @Ash_Flowers | @britprawatTikTok: @ashleyflowerscrimejunkieFacebook: /AshleyFlowers.AF Text Ashley at 317-733-7485 to talk all things true crime, get behind the scenes updates, and more! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The Law School Toolbox Podcast: Tools for Law Students from 1L to the Bar Exam, and Beyond
Welcome back to the Law School Toolbox podcast! Today, we have another episode in our "Listen and Learn" series. This time, we're talking about nuisances (public and private). In this episode we discuss: How does nuisance show up on an exam? The similarities and differences between public and private nuisance Defenses to nuisance claims Analyzing a hypo from the California First-Year Law Students' Examination from June 2014 How to structure your answer to a question involving nuisance A reminder to extract individual facts from the fact pattern and figure out why each one matters Resources: "Listen and Learn" series (https://lawschooltoolbox.com/law-school-toolbox-podcast-substantive-law-topics/#listen-learn) California First-Year Law Students' Examination, June 2014 (http://www.calbar.ca.gov/Portals/0/documents/admissions/fyx/FYLSX_June2014_Essay_Questions.pdf) Podcast Episode 257: Listen and Learn – The "Reasonable Person" Standard (https://lawschooltoolbox.com/podcast-episode-257-listen-and-learn-the-reasonable-person-standard/) Podcast Episode 265: Listen and Learn – Constructive Eviction (https://lawschooltoolbox.com/podcast-episode-265-listen-and-learn-constructive-eviction/) Download the Transcript (https://lawschooltoolbox.com/episode-535-listen-and-learn-public-and-private-nuisance/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee
Connect with us:Instagram: @successfulnursecoachesWebsite: www.thesuccessfulnursecoaches.comJoin our Facebook Group: https://www.facebook.com/groups/thesuccessfulnursecoachIn this solo episode, Laura delivers one of the most honest and confrontational conversations the Successful Nurse Coach Podcast has ever held. After a behind-the-scenes moment with mentors that shook her perspective, she unpacks a core issue holding nurses back from real impact: the inability to receive. This episode explores how nursing culture conditions martyrdom, why under-earning is not ethical, and how learning to receive money, praise, and support is essential for leadership, sustainability, and changing healthcare. If this episode makes you uncomfortable, that is the point. Discomfort is where deconditioning begins.In this episode, Laura shares:Nurses do not have a money problem. They have a receiving problem.Nursing culture rewards overgiving, endurance, and martyrdom while discouraging receiving.Impact in private practice is not based on hours worked but on outcomes created.Underearning does not make nurses more compassionate. It makes them exhausted, resentful, and exploitable.Learning to receive is an ethical responsibility if you want to lead and create change.Money creates safety. Safety creates clearer thinking. Clearer thinking creates better care.Private practice and nurse coaching force growth by requiring nurses to receive without guilt.Martyrdom is not moral high ground. It is a business model, and nurses have been the product.Receiving allows you to give from excess, alignment, and regulation instead of depletion.You cannot heal healthcare while financially depleted and resentful.If nurses want to lead the next evolution of healthcare, they must unlearn martyrdom and master receiving. Receiving is not greed. It is regulation, capacity, and leadership in action.Watch full episode on YouTubehttps://youtu.be/554LgCwFq3gIf you loved this episode…Please take 30 seconds to subscribe, rate, and leave a review — it helps more nurses find this work and fall in love with the boring parts too.Mentioned in this episode:Join NLCA Cohort 6https://www.nurselifecoachacademy.com/certification
THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Check out our Bootcamp!Snag Our Simplified Budget System! Check Out Kerri's Podcast!Budget besties, we're coming in hot with the perfect episode to close out the year and set you up for major wins in 2026.
In this episode, I am sharing 3 simple ways that will support you in soaring in 2026. If you haven't subscribed to the newsletter for exclusive events, offerings and announcements make sure you are on the newsletter here: www.KellyLynnAdams.com If you are looking for support in this season here are a few ways that are available (spaces are limited and investments increase in 2026): Private 1:1 Consulting, Advising, Coaching & Mentorship VIP Immersion In-Person & Virtual Experiences The Elevate 6 Month Mastermind & The Luxury Leadership Lab (only 10 spaces opening) 30 Day VIP Accelerator CEO Reset Experience (only 3 spots remaining for 2025) The Inner Circle Paid Community + Movement is being elevated and upgraded, for more information message us CEO Circle Society. And if you haven't checked out The Luxury Digital Library of bite size business trainings on the website, head on over there now: www.KellyLynnAdams.com/services Make sure to subscribe to this podcast and leave a review, and share with a friend and tag us at @kellylynnadams
Our heroes head to a memorial for these deceased friend, only to be attacked by android terrorists! Join our Intrepid Heroes as they solve the mystery of the Murder in Metal City! Cast: Jason Keeley – GM Alex Speidel – Patsy Van Dyne Isis Wozniakowska – Voss Seltee Jocelyn Hamilton – Together in Electric Dreams […]
Global Chief Strategy Officer Howe Ng discusses the private market landscape, emphasizing the increasing value creation within this asset class. He anticipates a strong IPO market in 2026, with potential public offerings from high-profile companies like SpaceX, OpenAI, and Anthropic, collectively valued at over $1.4 trillion. Ng stresses the importance of data-driven transparency in the private market, exemplified by Forge Price, which provides daily pricing standards and implied valuations for late-stage VC companies.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
"Public markets are behaving more like private markets. Private markets want to behave more like public markets. So actually, they're just one market.What's not the same is the level of research, information, data disclosure. Correct. That's the only difference. It's this information gap that, to us, is the single biggest opportunity now.We think over the course of the next five to 10 years, there'll be more trading venues, more liquidity providers, more market makers, more investor types—all of that. And I think what Smartkarma has always done is be the information flow for part of capital markets.In fact, that sort of 74 billion number, I think, is quite conservative. I've seen other estimates that are close to 120 billion. So it depends on what you see as sort of growth and what you see beyond. But regardless, I think it's very large numbers, and the ratio of exit to invested capital is extremely low. A 50 billion hole is a pretty big hole." - Raghav Kapoor, CEO of SmartkarmaRaghav Kapoor, CEO & co-founder of Smartkarma, joined us for a conversation on the launch of PvtIQ and the structural transformation of Asia's private markets. Drawing from his experience building Smartkarma's independent research platform, Raghav explained how client demand for pre-IPO coverage led to creating PvtIQ, an intelligence platform designed to bridge the critical information gap in Southeast Asia's private markets. We discussed the striking imbalance where $74 billion has been invested into the region's tech ecosystem but only $23 billion has been returned through exits, highlighting the urgent need for better data infrastructure and price discovery. Raghav shared unique insights on how families dominate the region's investment landscape, why private and public markets are converging into one, and his vision for PvtIQ to become the intelligence backbone supporting companies, investors, and regulators in bringing more transparency and efficiency to Asia's rapidly evolving private market ecosystem.Episode Highlights:[00:00] Quote of the Day by Raghav Kapoor[00:57]] Smartkarma launches PvtIQ for Asia's private markets[03:11]] Investors requesting coverage three years before IPO[04:08]] Supporting MAS equity market development program[05:24]] Singapore's public markets languished despite private growth[06:13]] Path from fundraising to public listing explained[08:37]] $74 billion invested, only $23 billion exits[09:45]] Companies need support to achieve IPO readiness[11:00]] Capital chasing deals shifted to improving disclosure[11:57]] Southeast Asia's extreme market fragmentation challenges[13:23]] Families dominate and influence Southeast Asian markets[14:38]] Lack of data creates serious structural challenges[19:01]] Private market investors transitioning from momentum investing[20:18]] Digital banks provide disclosure model for research[21:24]] Late stage private rounds resemble public IPOs[23:26]] Liquidity without information is just volatility[24:06]] Private and public markets converging into one[25:30]] Information gap is the single biggest opportunity[27:00]] Private market research TAM already $8 billion[28:57]] What great looks like: intelligence backbone for Asia's private markets[30:57]] ClosingProfile: Raghav Kapoor, CEO and co-founder, SmartkarmaLinkedIn: https://www.linkedin.com/in/ragkap/Podcast Information: Bernard Leong hosts and produces the show. The proper credits for the intro and end music are "Energetic Sports Drive." G. Thomas Craig mixed and edited the episode in both video and audio format. Recorded in Poddster Singapore
This episode is brought to you by Wirana Shipping Until the opening decade of this century, shipowners were among the chief beneficiaries of what was known at the time as ‘relationship banking'. The market was dominated by a handful of British and German banks, who usually just allowed their ship finance teams to get on with it and didn't ask too many questions. It seemed that there were few problems that couldn't be sorted out over a three-bottle lunch at a rather expensive restaurant. If the top brass were ever sufficiently impertinent as to ask why leniency had yet again been extended, they were told they simply didn't understand the cyclical nature of the shipping industry. Then a bunch of derivatives traders came along and spoiled the party. In the wake of the global financial crisis of 2008 onwards, shipping loans could be bought for just cents on the dollar and bad shipping loans even forced a number of long-established banks to close their doors altogether. Private equity rushed in and, by and large, lost its shirt. To repurpose the earlier euphemism, it simply didn't understand the cyclical nature of the shipping industry and was never going to wait around long enough to get its money back. While European banks still lend to blue chip shipowners, many smaller and medium-sized owners have turned to Asian, and especially Chinese, leasing companies to source their S&P needs. For a while that worked, especially because the Asian lenders were politically mandated to keep domestic shipyard orderbooks as full as possible. But even that arrangement has been under strain in the last 12 months, thanks to tariff and port fee tensions between Washington and Beijing. So what happens now? If you need to borrow money next year, who is going to lend it to you and how much will you be expected to pay? Joining David on the podcast this week are: Stephen Fewster, global head of shipping finance, ING Bank Pankaj Khanna, chief executive, Heidmar Maritime Holdings Dimitris Karamacheras, partner, Hill Dickinson
From debates over politics, antisemitism, and public representation to disagreements over kugel recipes, Jews are not immune to the profound polarization that characterizes society today. How do Jews relate to each other—and the world—when disagreements run so deep? In this episode of TEXTing IRL, Elana Stein Hain and Jeremy Burton, CEO of the Jewish Community Relations Council of Greater Boston, examine the growing fractures within Jewish communal life through the lens of Parashat Vayiggash, wrestling with questions of relationship, unity, and advocacy. We are grateful to Micah Philanthropies and the Walder Charitable Trust for their generous support of TEXTing IRL. Episode Source Sheet Watch the video version of this episode here. You can now sponsor an episode of TEXTing. Click HERE to learn more. JOIN OUR EMAIL LIST FOR MORE HARTMAN IDEAS
What does it really look like to live as a professional high-stakes gambler at the very top of the casino food chain? In this episode, Johnny sits down with RJ “Chip” Ryan — a legendary blackjack whale who spent decades betting millions per hand in casinos from Atlantic City to Las Vegas to Macau. RJ tells the raw, unfiltered story of how he went from a broke gambler driving to Atlantic City with his last $5,000, to carrying $10 million in checks, flying private jets, rubbing shoulders with billionaires and celebrities, and taking casinos for millions of dollars at a time. RJ is also known to many as “Robin Hood of Las Vegas” from the Cocaine Cowboys universe — the man who helped launder cartel money through casinos, later cooperating with the feds and offering a very different version of events than what's been told on screen. This episode dives deep into: -The real math and psychology behind winning at high-stakes blackjack -How casinos court, reward, and ultimately try to break whales -Blowing millions in a single night — and coming back the next day to win it all back -Private jets, penthouse suites, celebrity parties, and casino politics The emotional toll of gambling, addiction, loyalty, karma, and survival -RJ's personal reckoning after caring for his mother, losing everything, and betting his life on one final run This is not a glamorized gambling story — it's a brutally honest look at the highs, lows, wins, losses, and moral gray zones of a life lived on the edge. Stick around until the end and decide for yourself: Was RJ a genius, a degenerate, a hustler — or all three? This Episode Is #Sponsored By The Following: Ridge! Take advantage of Ridge's Biggest Sale of the Year and GET UP TO 47% Off by going to https://www.Ridge.com/CONNECT #Ridgepod CashApp! Download Cash App Today: https://capl.onelink.me/vFut/1ekoiacn #CashAppPod. Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See terms and conditions at https://cash.app/legal/us/en-us/card-agreement. Cash App Green, overdraft coverage, borrow, cash back offers and promotions provided by Cash App, a Block, Inc. brand. Visit http://cash.app/legal/podcast for full disclosures. Betterhelp! This December, start a new tradition, by taking care of you. Our listeners get 10% off at https://betterhelp.com/connect Join The Patreon For Bonus Content! https://www.patreon.com/theconnectshow 00:00 Intro: High Stakes Gambling Stories 01:19 Growing Up in Philly & The Family Hustle 04:44 Early Gambling Influences & Lessons 08:09 Professional Gambling: Setting Goals 13:19 The Turning Point: Mother's Illness and Debt 16:35 This Episode Is Sponsored By RIDGE 18:25 Building a High Roller Reputation 29:01 Life as a Whale: Jets, Parties & Big Wins 36:46 Vegas High Roller Lifestyle & Big Losses 43:34 A Word From Today's Sponsors 46:15 International Gambling & Casino Barred Stories 01:00:53 Advanced Blackjack Strategy & Discipline 01:12:12 Vigilante Gambler: Involvement With Law Enforcement 01:28:01 The Robin Hood 702 Charity Era 01:37:08 Australia, Owen Hanson & The Money Laundering Allegation 01:58:46 Confrontations, Lawsuits & Truth vs. Documentary 02:12:08 Working with the Feds: Taking Down Criminals 02:31:02 Cartel Connections & Final Reflections 02:38:44 Outro: The High Roller's Ongoing Journey Learn more about your ad choices. Visit podcastchoices.com/adchoices
Episode 269- The Nightmare Before Christmas Also Available OnSearchable Podcast Transcript Gun Lawyer — Episode 269 Transcript SUMMARY KEYWORDS Second Amendment, New Jersey Democrats, gun laws, machine gun conversion devices, digital instructions, firearm components, gun owner gulag, cash bail, pre-trial detention, carry killer bill, sensitive places, gun rights, constitutional rights, gun lawyer. SPEAKERS Evan Nappen, Speaker 2, Teddy Nappen Evan Nappen 00:15 I’m Evan Nappen. Teddy Nappen 00:17 And I’m Teddy Nappen. Evan Nappen 00:19 And welcome to Gun Lawyer. So, the New Jersey Democrats are going to give gun owners a Nightmare Before Christmas. What they are doing is pushing a package of Second Amendment oppression upon us, and they decided that the perfect time to do it is right before Christmas. On Monday, December 22, the Senate will be having a voting session. They’re going to be looking at bills that we’re going to talk about right now, and you need to take action. You know, you need to let the legislators know that you oppose this. Hopefully you belong to the Association of New Jersey Rifle & Pistol Clubs. If not, you need to join. That’s anjrpc.org. They send out the news releases where you can immediately take action and let the legislature know your feelings on their oppression of our Second Amendment rights as they continue to attack them. Evan Nappen 01:33 Now, we have some very problematic laws that they’re going to be trying to jam through, and I want to make sure that you’re aware of what they are and what they mean. So, we have what is A-4974, and its companion in the Senate is S-3893. (https://www.njleg.state.nj.us/bill-search/2024/S3893) This bill establishes criminal penalties for sale and possession of machine gun conversion devices. Now, of course, these things are already banned. They’re already banned under federal law and state law, but New Jersey just can’t ban something enough, right? So, they’re just duplicating here even more bans upon bans. This is supposedly addressing so-called Glock triggers, but New Jersey usually finds a way to expand it to all kinds of other nonsense. We’ve seen these things lead off into false charges over devices that are not designed to convert to machine guns, but instead designed to simply improve accuracy and a trigger or those kind of things. So, these things are just problematic, and they’re just putting bans on top of bans. And they just want to make sure their name is on a piece of law where they’re “doing something about it”. You know, to sell red meat to their base. So, we have that to deal with. Page – 1 – of 10Evan Nappen 03:16 Additionally, we have A-4975 and the Senate companion bill is S-3894. (https://www.njleg.state.nj.us/bill-search/2024/A3894) This bill establishes a crime of possessing digital instructions to illegally manufacture firearms and firearm components. Now, keep in mind, back in 2018 Murphy signed a law banning the use and sale these digital files already, but this bill is even worse. The mere possession of the files will result in incredibly harsh penalties, even if you unknowingly possess them on a long forgotten computer, etc. So, New Jersey is turning firearm information, pure firearm digital information, into the equivalent of possessing child pornography. Simple possession of the digital file itself. Evan Nappen 04:20 It doesn’t matter that you never had any intention to actually build a firearm, but this gun information is itself being turned into contraband. Now, of course, this brings in First Amendment issues as well as Second Amendment issues, and I’m sure this will as well be subject to challenge. But nonetheless, it puts gun owners at risk that utilize internet and such for downloads of different things. Strictly for informational purposes. Even though you had no intent to 3D print a gun or not, or to use it with a CNC machine to make guns or even gun parts. So, this bill is another oppression of Second Amendment rights, and this time an oppression of First Amendment rights. But since when do Democrats care about rights? So, you need to oppose this as well. Evan Nappen 05:25 There is another bill, Assembly 4978, and the Senate companion is 3897. (https://pub.njleg.gov/Bills/2024/S4000/3897_I1.HTM) Now, this bill requires the Attorney General to report data regarding shootings that did not result in bodily injury. This type of data accumulation is used so then they can twist it into political fodder to further pass other Second Amendment oppression laws. This is their game. So, this is a step in, you know, focusing on the potential discharge law, making accidents into crimes, and using it to become automatic licensing disqualifiers, what become essentially per se felonies. This is how their evil works. This is what they do. This is their machinations, and this is the beginnings of them laying the groundwork to do that very thing. We’ve seen this playbook before, as they put data together that they then abuse in the manner that suits their purposes. So, of course, we have to fight this. Evan Nappen 06:53 Another incredibly serious other bill that’s in the Nightmare Before Christmas is Assembly 4981. The companion is S-3900. (https://www.njleg.state.nj.us/bill-search/2024/A4981) Now, this bill is a Gun Owner Gulag enhancement bill. This law will take the Gun Owner Gulag and make it even worse. So, as you should be familiar, but I want to make sure you are, New Jersey has the Gun Owner Gulag, which is New Jersey’s elimination of cash bail. In getting rid of cash bails, like so many progressive blue states took those actions to do that in the specifically during the, you know, defund police movement and all that. You normally hear about the cashless bails being utilized, where actual criminals, bona fide bad guys, you know, rapists, murders, etc, are put in a revolving door and released very quickly out in the street, particularly if they have other characteristics that the Left is favoring, such as being, you Page – 2 – of 10know, illegally in the country and things like that. They want those people out fast. So, it gets used in that way. Evan Nappen 08:15 But when it comes to weaponization of it against gun owners, well, that’s a different story. They want to imprison us. Okay? So they want to make sure that any gun owner that has a problem, well, they’re going to be subject to the Gulag, where they’re going to be held without bail until their trial, because there is no more bail in New Jersey. And what happens is the prosecutor seeks what is called pre-trial detention. And if pre-trial detention is granted, you’re going to sit in jail, having been proven guilty of nothing, until your trial, and that can be months or years. So, this is the Gulag, and that’s how it operates. Well, that’s bad enough. We fight these Gulag cases all the time, trying to get gun owners out because just about any gun offense is a felony level. New Jersey calls them crimes, and they’re normally warrant offenses. You get arrested and then you’re put through the Gulag where you’re held for 48 hours while the prosecutor decides whether to seek pre-trial detention or not. Evan Nappen 09:20 And their policies are, generally, in every gun case, they seek the Gulag, which is to hold you without bail. So, you’re going to be held at least, normally, another five days before your hearing, where your attorney will finally get to argue to get you out. And if your attorney is not successful in doing that, you are staying in with no bail. Well, this bill is an enhancement to that. It will allow the court to take even more time on any firearm offense where they get to hold you for yet another seven days, so that an operability report can somehow be provided regarding the operability of a firearm, which is often irrelevant to the criminal charge, especially in New Jersey. Operability is not even necessarily required for a firearm conviction, but here the abuse of it will be added into the Gulag’s initial holding of the gun owner. So, now you’re going to be arrested on the warrant charge on whatever the allegation of the firearm offense is, even though you’re innocent, it won’t matter. It’s a gun offense. So, the 48 hours, the prosecutor by way of their policy is going to hold you seeking pre-trial detention. Then that pre-trial detention hearing has to get scheduled within, arguably, five days, and normally it’s about that, five days, before you have the hearing. Evan Nappen 10:57 But if we get to that hearing and they say, oh no, we want another seven days, at least, here the seven days to get an operability report. So, now you’re going to be in jail for approximately two weeks, two weeks, without bail, because there is no bail. And that’s just to get you to the hearing so your attorney can try to argue to defeat the prosecutor’s motion for pre-trial detention. And they’re going to now throw this into the mix. So, you can figure with any gun arrest, you know, you’re falsely accused of being in a “sensitive place” or you’re falsely accused of possession of an assault firearm, or you’re falsely accused of unlawful possession of your handgun. You know all kind of false charges and gun rights oppression that I deal with all the time in practice. Well, you’re going to be at least two weeks in jail now before we can even get you out so we can fight the charge that will eventually get you acquitted of. Isn’t that cute? And that’s if your attorney knows how to get you out and succeeds in doing so. Because if not, you’ll just sit in jail until your trial to finally prove that. So, this is the just horrible addition to the Gun Owner Gulag. Page – 3 – of 10Evan Nappen 12:20 These bills need to be fought, and they need to be fought vigorously. Make sure you make your voices heard. Make sure you belong to ANJRPC, the Association of New Jersey Rifle & Pistol Clubs. They have a full-time paid lobbyist. They have a vigorous process here trying to fight this, but of course, we’re dealing with a state where it is a tremendous battle for the forces of constitutional rights protection. Here to succeed, it’s a difficult, challenging environment, but we have to keep up the fight. We have to make our voices known, and we can make changes. As a matter of fact, that Gulag bill, the Association was able to change the original form where it was an indefinite amount of time until they finally got the report. At least it’s been modified to a mere seven days extra. So, now it’s only two weeks in jail, guilty of nothing. Simply because you lawfully exercised your rights in New Jersey. So, these laws are terrible. They are more oppression from our oppressors. We need to fight it and make sure you do. Evan Nappen 13:44 Now, on a little bit of a Christmas gift here, despite the nightmare that the New Jersey Democrats are placing upon us. I do want to mention that thanks to President Trump and his appointment of judges throughout the land, not the least of which, of course, is the Supreme Court, getting three conservative constitutionalist judges there. But also his ability to add to the judges of the Third Circuit Court of Appeals. And because of President Trump particularly adding the last two judges that are constitutional judges that understand the significance of the Second Amendment, the full panel of 14 judges has agreed to hear the appeal in the Siegel versus Platkin, which is the Carry Killer lawsuit that challenges all these sensitive places and the other onerous restrictions that were put forward in the Carry Killer bill. And as you may know, the initial appeal with the three-judge panel, the three-judge panel that had ruled not tremendously in our favor, has been wiped out, wiped out. Now, the full panel of 14 judges are going to hear and decide the Carry Killer bill. This is very good news for us. Evan Nappen 15:26 This is something that makes me cautiously optimistic that we’re going to see some protection and our Second Amendment rights enforced, and it’s very, very important. Of course, New Jersey fought tooth and nail to try to stop the full panel from granting the en banc full panel, but the Association, particularly my good friend and colleague, Dan Schmutter, was successful here in having that full panel take the case. So, this will also bode well, because by getting a decision that knocks out most, if not all, of the Carry Killer bill, it’ll also lay the groundwork for the Supreme Court of the United States. If we start getting split decisions in the circuits over these sensitive place gambit that the Second Amendment oppressionists have pulled after Bruen to try to limit our rights, we may, in fact, see even a national case killing it permanently for the country. But here in New Jersey, we stand in good stead at the moment. Evan Nappen 16:47 Keep in mind that, at the moment, where can you carry and what are the categories where you can and can’t carry right now, at the current state. Remember, you cannot lawfully carry, even with a New Jersey carry permit, within 100 feet of a public gathering, demonstration or event requiring a Government permit. You’re still barred from zoos, parks, beaches, recreational facilities or areas owned or controlled by the state, county or local government unit designated as a gun-free zone. Publicly Page – 4 – of 10owned or leased libraries or museums. Bars or restaurants where alcohol is served and any other sites or facilities where alcohol is sold for consumption on the premises. Entertainment facilities. Casinos and related facilities. And healthcare facilities. Evan Nappen 17:41 Now you currently can lawfully carry with a New Jersey carry permit, of course, while this appeal is not resolved. These things are still blocked, though, and you’re able to carry, and this isn’t a complete list. But essentially in vehicles. As you may recall, the carjacker protection law that was built into the Carry Killer law, saying that you couldn’t have your loaded gun on your person in your vehicle. That is still blocked, and we are, we may carry in our vehicle, in that manner. Private property open to the public is no longer and still is not a sensitive place. In public film locations, we are able to carry. Additionally, the ruling is still in effect blocking the insurance requirement. As you may recall, at some point, Murphy issued an Executive Order banning the sale of so-called murder insurance, where you had gun owner protection programs, and then proceeded in the Carry Killer bill to mandate by law that you get actual murder insurance. Meaning insurance if someone commits an intentional act with a firearm, essentially murdering somebody. That’s been blocked. So, we don’t have to have insurance to have a carry license. And blocking certain permit procedures and requirements that were more administrative in nature. Evan Nappen 19:23 So, this is where we’re standing. But the good news is, with the full panel reviewing it, I’m very excited to see that outcome, and so should you. So, there is still hope. There is hope that the judiciary is going to speak for our rights, and that same full panel will be also considering New Jersey’s magazine ban and so-called assault firearm ban. So we are hopeful for some very good outcomes here, and we’ll keep you informed here on Gun Lawyer. Evan Nappen 20:07 Let me also mention our good friends at WeShoot. That’s where Teddy and I both shoot and where we get our training. And you will love WeShoot. WeShoot is a great indoor range right in Lakewood, conveniently off the Parkway. They constantly run great sales, and they have great service, a fantastic pro shop and a state of the art range, great training. I really can’t give it high enough praise. We love WeShoot, and so will you. Check out WeShoot at weshootusa.com. They have a great website with beautiful photographs. And you don’t want to miss the WeShoot girls that are there posing with some of the finest guns that you will ever see. So, make sure you go to WeShoot and take advantage of that fantastic resource for gun owners, right in New Jersey. Evan Nappen 21:11 And let me also shamelessly plug my book, which is New Jersey Gun Law, the Bible of New Jersey gun law. Make sure you get the book, folks. You need this book. It is the guidebook to keeping you safe, out of jail and not committing GOFUs in New Jersey. It’s 120 topics, all question and answer. It fills you in so you will know what the law is. It is the guidebook used by thousands and thousands of gun owners throughout New Jersey. You can get your copy today by going to EvanNappen.com. EvanNappen.com. Hey, Teddy, what do you have for us today? Page – 5 – of 10Teddy Nappen 21:56 Well, one of the things you know, it’s the holidays, Christmas, and everything’s coming along, and all the wins that have been coming through, and all the crazy insanity that you’ve described. I always think back to the show that you introduced me to, Paladin. There’s a particular episode, I think it was even the Christmas episode where Paladin is there. It’s a whole deal with the fan, like, there’s a small, I think it’s like a house living out there. And the ending line to the whole episode is, it’s Christmas. He’s saying to the guy, it’s Christmas. This is the, this is the one day of the year where we pretend there’s no evil. And that kind of sticks with me in the idea of this is supposed to be the time spent with family, and particularly, we can pretend and not think about all the anti-gun jerks and the gun rights oppressors. This is the time to enjoy Christmas movies, particular ones that involve firearms. So, as I was scanning through the internet, I saw one, I love this article, the top 10 Christmas movies with guns. (https://blog.cheaperthandirt.com/top-10-christmas-movies-with-guns/) Hey. Evan Nappen 23:17 So, that is what Christmas should be about. Guns. Teddy Nappen 23:22 Yeah, exactly. And to start things off, of course, they go with the most controversial one, which is Die Hard. Evan Nappen 23:31 Which we will agree is a Christmas movie. Teddy Nappen 23:35 Correct. I’ve heard all the debates. Evan Nappen 23:37 Ho, ho, ho. I have a machine gun. How does it get any less Christmas than that. Teddy Nappen 23:42 And quite simply, it’s not Christmas without Hans Gruber falling off the Nakatomi building. Evan Nappen 23:49 Yeah, and you know what gun he had, right? Teddy Nappen 23:55 So, well, you had Bruce Willis with his Beretta 92 with the focus. Evan Nappen 24:01 Of course. Teddy Nappen 24:02 But there’s also the MP 5. Page – 6 – of 10Evan Nappen 24:05 Yippie IA, Yippie Ki A. Teddy Nappen 24:08 And the P7 M13s. Evan Nappen 24:12 P7 that what Hans there, I believe, had. Teddy Nappen 24:17 Correct. And it was very good gun play in that part, where he’s no bullets, and it tricks him. The next one, this is actually, it’s one of those where it’s like, what the heck is this movie? I had to watch it, though. I think you were there when we watched Fat Man. Evan Nappen 24:36 Oh god, yeah. Teddy Nappen 24:37 It is probably the funniest, like, weirdest film you could watch. We have Mel Gibson and is this whole plot to murder Santa Claus. It’s him fighting, fighting Boyd Crowder from Justified. Walter Goggins. Crazy gun play between a 1911 and the fat man using a Colt Walker. Evan Nappen 25:06 Yep, definitely. It’s an entertaining film. Teddy Nappen 25:12 Yeah, it’s just one of those. I was like, okay, interesting. Now, this is technically Kiss, Kiss, Bang, Bang, which is a Christmas heist of a film. I don’t know if you ever saw it. With Robert Downey, Jr. Evan Nappen 25:26 I may have. Teddy Nappen 25:27 Kind of an action comedy. They’re carrying their Vector CP One. Evan Nappen 25:34 Oh, Vectors are in it. Huh, okay. Teddy Nappen 25:35 Yeah. And, of course, another HK P7. It’s kind of one of one of those, you kind of spot there. But I was like, I didn’t realize it involved Christmas. Page – 7 – of 10Teddy Nappen 25:44 The one I will highlight, though I always thought was funny, he put on Home Alone, one and two. Here’s the reason. Because, remember, the kid, he plays that clip, the black and white movie where he keeps. Evan Nappen 25:44 Well, you know, the P7 used to be the pistol of the New Jersey State Police, but they had over 40 accidental discharges with it, and they gave it up. And that’s because, although it was marketed as being one of the safest guns, the problem is, it’s a front squeeze that cocks the gun, when you squeeze the front. Unlike a 1911 that has a safety on the back, this squeeze cocks from the front. And the problem is, if you, if you’re not practiced and trained well enough, when you draw the gun out of a holster, you’re cocking it as you pull it out, and that creates a situation that is not exactly the safest situation to be in. There were numerous ADs with that gun. So, something to keep in mind. I think they’re cool and a very interesting design, but I remember seeing Superintendent Pagano talking about it. And he basically said, hey, look, it’s not the gun’s fault. He’s blaming his men. How nice of him. Yeah, right. So that was that episode of the gun, in theory, seeming like it may have been one of the safest guns, but in reality, it was prone to needing a lot of training to make sure that you didn’t cock it until you were ready to. So, there you go. Evan Nappen 27:36 Oh yeah. Teddy Nappen 27:36 The bad guys, oh yeah, yeah. Well, I believe you, but my tommy gun don’t. And it’s like, you’ve been smooching with everybody. Snuffy, Dale, Leo, Little Mo with the gimpy leg, Bony Bob, Cliff, and the guy thinks he’s actually like sleeping with all these individuals. Evan Nappen 27:58 Great. Teddy Nappen 27:59 Yeah. The Thompson 1921 AC sub machine gun. The actual movie is Angel With Filthy Souls. Evan Nappen 28:08 Hmm huh. Okay. Teddy Nappen 28:11 Yeah. Evan Nappen 28:11 So, that was actually a clip from an actual movie? Teddy Nappen 28:14 Yeah, that was funny. And, of course, The Christmas Story with the Red Ryder BB gun. Page – 8 – of 10Evan Nappen 28:20 Oh, the classic of all classics. And in New Jersey, that’s a firearm. It’s not a BB, you know? It’s not just a little old BB gun. There it is, bona fide, defined as a firearm. Teddy Nappen 28:32 Yeah. And they threw in some honorable mentions, like White Christmas. Where it takes, the start is at the Battle of the Bulge. So, you have the M1 Garand coming into play of that. And then. Evan Nappen 28:46 As Patton said, the greatest battle rifle ever devised. Teddy Nappen 28:51 I’d agree. And then you have Scrooged with Santa wielding the XM 556 mini gun. Evan Nappen 29:00 Okay. Teddy Nappen 29:02 And then also Bill Murray with his, remember, he had a stainless snub nose revolver because he’s freaking out that a ghost is there. Evan Nappen 29:10 Okay, yeah. Teddy Nappen 29:12 They couldn’t determine that. Evan Nappen 29:14 He didn’t do much with him and guns, but yeah. Unless it’s some gun for taking out ghosts, right? Ghost Busters. Teddy Nappen 29:22 Oh, and of course, our Majesty’s Secret Service, James Bond and Christmas, what more could you want? With his Walther PPK. Evan Nappen 29:33 Oh yeah, James Bond sometimes had some screwy gun stuff. I remember in one of them where he has an AR7, and the guy’s talking about. And it’s a 25 caliber AR. I’m like, it’s not 25. It’s 22. But hey, what do they know? Teddy Nappen 29:52 Yeah, it’s, this is just a fun list, and it’s something I just kind of like, wow, I didn’t really consider some of these as, like, Chrismas movies. But I guess so. Page – 9 – of 10Evan Nappen 30:03 Well, as long as it has guns in it, we’ll declare them to be Christmas movies. Teddy Nappen 30:08 Fair enough. If it has a gun and it’s a Christmas movie, that’s it. Evan Nappen 30:11 That’s it. That’s the standard from now on. From now on, that’s the standard. Teddy Nappen 30:16 There you go. Evan Nappen 30:17 Oh, that’s good stuff, Teddy. And soon we’ll be enjoying Christmas guns. That’s the deal. That’s the deal. Hey, it is very important that we discuss this week’s GOFU, which is the Gun Owner Fuck Up. These are mistakes that actual clients make that causes them problems, expensive problems. You get to learn for free. And this week’s GOFU is about printing. And I don’t mean printing with your computer printer. I mean about your gun showing when you’re carrying concealed. Now, in New Jersey, it’s not illegal to print. Believe it or not. A gun has to be concealed, but it doesn’t address printing while concealed. However, in New Jersey, you don’t want to print. Because not only do we need to carry concealed, but you want to keep that concealment private and secret. Evan Nappen 31:20 New Jersey is loaded with all kinds of people that are scared of guns, aren’t used to guns, and they can end up calling police because they think someone’s carrying a gun. And next thing you know, even though you’re legal to carry. You also give away tactical advantage, if people can make you as carrying. And this is an issue where individuals can make false accusations against you if they believe that you’re carrying. So, you want to make sure you don’t print when you conceal carry in Jersey. Make sure you are as discrete as possible. Also, you don’t want to inadvertently end up in a sensitive place and have a gun identified on you because you’re printing. You shouldn’t be in a sensitive place, but if you’re printing and in a sensitive place, then you’re going to have a bigger problem. So, be very conscientious when you carry, whether or not you’re printing, or whether your method of carry allows for inadvertent display of your firearm, even for a moment, because you want to stay discrete. You want your concealed carry to be concealed carry, and ultimately that gives you, if nothing else, a tactical advantage of surprise should you need your gun. Evan Nappen 32:51 This is Evan Nappen and Teddy Nappen reminding you that gun laws don’t protect honest citizens from criminals. They protect criminals from honest citizens. Speaker 2 33:01 Gun Lawyer is a CounterThink Media production. The music used in this broadcast was managed by Cosmo Music, New York, New York. Reach us by emailing Evan@gun.lawyer. The information and opinions in this broadcast do not constitute legal advice. Consult a licensed attorney in your state. Page – 10 – of 10 Downloadable PDF TranscriptGun Lawyer S3 E269_Transcript About The HostEvan Nappen, Esq.Known as “America's Gun Lawyer,” Evan Nappen is above all a tireless defender of justice. Author of eight bestselling books and countless articles on firearms, knives, and weapons history and the law, a certified Firearms Instructor, and avid weapons collector and historian with a vast collection that spans almost five decades — it's no wonder he's become the trusted, go-to expert for local, industry and national media outlets. Regularly called on by radio, television and online news media for his commentary and expertise on breaking news Evan has appeared countless shows including Fox News – Judge Jeanine, CNN – Lou Dobbs, Court TV, Real Talk on WOR, It's Your Call with Lyn Doyle, Tom Gresham's Gun Talk, and Cam & Company/NRA News. As a creative arts consultant, he also lends his weapons law and historical expertise to an elite, discerning cadre of movie and television producers and directors, and novelists. He also provides expert testimony and consultations for defense attorneys across America. Email Evan Your Comments and Questions talkback@gun.lawyer Join Evan's InnerCircleHere's your chance to join an elite group of the Savviest gun and knife owners in America. Membership is totally FREE and Strictly CONFIDENTIAL. Just enter your email to start receiving insider news, tips, and other valuable membership benefits. Email (required) *First Name *Select list(s) to subscribe toInnerCircle Membership Yes, I would like to receive emails from Gun Lawyer Podcast. (You can unsubscribe anytime)Constant Contact Use. Please leave this field blank.var ajaxurl = "https://gun.lawyer/wp-admin/admin-ajax.php";
**APPLICATIONS CLOSE 12/31/25 FOR IMPACT COLLECTIVE MASTERMIND** What happens when your consulting business no longer needs you in the work but needs you to lead the leaders? In this final episode of the Growing Pains series, I break down what it really takes to build a Scalable Firm. This phase, often experienced somewhere between $1M and $3M in revenue, is defined by adding leadership layers, stepping fully into the CEO role, and creating the operational clarity required to support a growing team. I share why letting leaders lead is essential, how complexity increases as your client base and team expand, and what can happen when scalable operations are skipped. I also close with a final vignette of Jean, our fictional consultant, to illustrate what this stage can look like when it's navigated with intention and strong leadership. This episode is for nonprofit consultants who want to build a firm that creates real impact, supports their life, and actually works. Better Together!
NASA'S NEW LEADERSHIP AND PRIVATE SPACE Colleague Bob Zimmerman, BehindtheBlack.com. Bob Zimmerman discusses Jared Isaacman's confirmation as NASA administrator and an executive order prioritizing commercial space. Zimmerman predicts Isaacman might cancel the crewed Artemis II mission due to safety concerns with the Orion capsule, signaling a shift away from government-run programs like SLS toward private enterprise. NUMBER 7
Chris Whalen, chairman of Whalen Global Advisors and author of The Institutional Risk Analyst blog, joins The Julia La Roche Show for "The Wrap with Chris Whalen." In this episode, Chris Whalen breaks down why Kevin Hassett may have blown his chances for Fed Chair by walking back Trump's views, discusses Kevin Warsh as the emerging frontrunner, and explains his reform proposal to return to a decentralized Fed with 15 district banks focused solely on sound money. He reveals why Trump's rhetoric about interest rates is backfiring (pushing the 10-year UP instead of down), predicts a home price correction in 2027-28, and explains why 3% inflation is now the new target. Whalen also discusses why gold and silver are still in early innings, how commercial real estate pain is being quietly resolved in the background, why good bank numbers mask concerning private credit risks, and answers a viewer question about BOJ rate hikes potentially triggering a broader correction.Links: The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/ https://www.theinstitutionalriskanalyst.com/post/theira785Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Twitter/X: https://twitter.com/rcwhalen Website: https://www.rcwhalen.com/ https://international-economy.com/TIE_Su25_Whalen.pdfTimestamps:00:00 Welcome Chris Whalen01:10 Kevin Hassett: Did he blow his chances for Fed Chair?03:38 Reforming the Fed: Decentralized model vs FDR's changes04:11 How decentralization would change Fed policy06:08 Fed must be independent of President, not Congress07:44 Post-1935 power concentration with Fed Chair08:11 How centralization distorted monetary policy09:17 Has the Fed been acting like its own hedge fund?10:30 Home price correction coming in 2027-2811:14 Subscribe reminder11:52 Trump's rate talk pushing yields UP not down12:56 Advice to Trump: Talk about growth and jobs, not rates14:09 Kevin Warsh as emerging frontrunner for Fed Chair15:17 Scrap the dual mandate, focus on sound currency16:41 CPI print this week: 3% is the new target17:23 Raising conforming limits encourages more inflation18:42 Gold, sound money, and what Treasury should do20:14 Is sound money viable?21:33 Roosevelt's New Deal legacy and today's problems22:53 Silver all-time high, gold north of $4,300 - still early innings24:22 Commercial real estate pain and which banks are exposed27:10 Private credit, NDFIs and why good bank numbers are concerning29:37 Inflation driving everything in New York and beyond30:22 Viewer question: BOJ rate hikes and impact on risk assets31:44 Wrap up, year-end predictions preview and where to find Chris
The crew has made it to Vasca's office, however the job is far from over.
In this edition of the Money Makers Investment Trusts Podcast, Jonathan Davis, editor of the Investment Trusts Handbook and winner of the AIC Best Broadcast Journalist Award (2024 and 2025), is joined by Andrew McHattie, editor of the Investment Trusts Newsletter. This discussion was recorded on Friday 19 December 2025. We would like to wish all of our listeners a very merry Christmas. Thank you for listening in 2025 and we hope you join us throughout 2026 as we continue to report on developments in the investment trusts sector. *** OUT NOW: The 2026 Investment Trusts Handbook *** Available to order from Harriman House: https://harriman-house.com/authors/jonathan-davis/the-investment-trusts-handbook-2026/9781804094358 The Investment Trusts Handbook 2026 is the ninth edition of the highly regarded annual handbook for anyone interested in investment trusts – often referred to as the City's best-kept secret, or the connoisseur's choice among investment funds. It is expertly edited by well-known author and professional investor Jonathan Davis, founder and editor of the Money Makers newsletter and podcast. The Investment Trusts Handbook 2026 is an independent educational publication, available through bookshops and extensively online. With articles by 30 different authors, including analysts, fund managers and investment writers, plus more than 80 pages of detailed data and analysis, the latest edition is an indispensable companion for anyone looking to invest in the investment trust sector. *** Section Timestamps: 0:00:24 - The investment trusts sector in 2025 0:02:44 - The FCA announcement on cost disclosure 0:07:05 - SpaceX developments 0:12:45 - Saba Capital and an EWI-USA merger 0:16:38 - Saba and Renewables 0:25:27 - A short break 0:26:33 - Chrysalis (CHRY) 0:31:26 - Private equity in general 0:36:25 - RTW Biotech Opportunities (RTW) 0:39:18 - Japanese investment trusts 0:44:04 - Three select results (PCT, FCSS, TEM) 0:48:00 - Looking towards 2026 0:49:14 - Investment Trusts Handbook 2026 0:50:32 - Close If you enjoy the weekly podcast, why not also try the Money Makers Circle? This is a membership scheme that offers listeners to the podcast an opportunity, in return for a modest monthly or annual subscription, to receive additional premium content, including interviews, performance data, links to third party research, market/portfolio reviews and regular comments from the editor. A subscription costs £12 a month or £120 for one year. This week, as well as the usual features, the Circle features a profile of Ashoka WhiteOak Emerging Markets (AWEM). Our new expanded weekly subscriber email includes a comprehensive summary of all the latest news plus the week's biggest share price, NAV and discount movements. Subscribe and you will never miss any important developments from the sector. For more information please visit https://money-makers.co/circle. Membership helps to cover the cost of producing the weekly investment trust podcast, which will continue to be free for the foreseeable future. We are very grateful for your continued support and the enthusiastic response to our more than 310 podcasts since launch. You can find more information, including relevant disclosures, at www.money-makers.co. Please note that this podcast is provided for educational purposes only and nothing you hear should be considered as investment advice. Our podcasts are also available on the Association of Investment Companies website, www.theaic.co.uk. Produced by Ben Gamblin - www.bgprofessional.co.uk
Today's show features: - Lawrence Breaud, Dealer Principal at Autos of Forney/VinFast - Jiovan Melendez, Sr. Director, Product at Podium - Liam Golightley, VP, Customer Success at Podium - Kate Downing, COO of Williams Auto Group This episode is brought to you by: Overfuel – Dealers: You're torching $30 of every $100 in marketing spend when your site flunks Google's basic performance test. Why keep using outdated website technology that's killing your profits? Overfuel is the new technical standard in automotive websites, proven to grow sales by 30%+. Whether you need more revenue or better support, they've got you covered. Go to https://overfuel.com/ and use code CDG500 in the comment box for $500 OFF. Podium – Podium is redefining how dealerships engage and convert customers by acting as a fully trained, fully coachable AI team member available 24/7. Dealers can customize Jerry to follow their exact playbooks, speak in their brand voice, and drive more appointments and revenue. Learn more at https://www.podium.com/car-dealership-guy CDG Circles – A modern peer group for auto dealers. Private dealer chats. Real insights — confidential, compliant, no travel required. Visit https://cdgcircles.com/ to learn more. Car Dealership Guy is back with our second annual NADA Party—happening in Las Vegas on Thursday, February 5th. It's the hottest ticket at NADA 2026. Spots are limited and unfortunately we can't invite everyone —so RSVP today at https://carguymedia.com/cdglive and we hope to see you in Vegas! -- Check out Car Dealership Guy's stuff: CDG News ➤ https://news.dealershipguy.com/ CDG Jobs ➤ https://jobs.dealershipguy.com/ CDG Recruiting ➤ https://www.cdgrecruiting.com/ My Socials: X ➤ https://www.twitter.com/GuyDealership Instagram ➤ https://www.instagram.com/cardealershipguy/ TikTok ➤ https://www.tiktok.com/@guydealership LinkedIn ➤ https://www.linkedin.com/company/cardealershipguy/ Threads ➤ https://www.threads.net/@cardealershipguy Facebook ➤ https://www.facebook.com/profile.php?id=100077402857683 Everything else ➤ dealershipguy.com
THE IDEAL BALANCE SHOW: Real talk, tips & coaching on everything fitness, family & finance.
Check out our Bootcamp!Book A Free Financial Coaching Call! Today we're sitting down with Leah—one of our budget besties and a self-employed mental health counselor—who's been using our budgeting system and had a few big questions we know so many of you can relate to:
Conflicting jobs data indicates a complex economic landscape for IT service providers, as the unemployment rate in the tech sector has risen to 4% with a loss of 134,000 jobs between October and November 2025. Despite a drop in the overall unemployment rate to 4.2% and a projected growth of managed services contributing $608 billion to the B2B technology sector, the mixed signals from economic indicators complicate decision-making for the Federal Reserve and raise concerns about consumer spending. Analysts emphasize that the current job losses reflect a shift in responsibility from internal roles to external managed service providers (MSPs), which may not alleviate underlying risks.The National Institute of Standards and Technology (NIST) has released a draft profile addressing cybersecurity challenges posed by artificial intelligence (AI), highlighting the need for organizations to manage AI-related security risks effectively. This profile outlines how AI can enhance cybersecurity defenses while also detailing the responsibilities that come with its deployment. Recent assessments reveal that while some AI models perform better in security contexts, the lack of clarity around accountability when AI systems make decisions remains a significant concern for MSPs.Private equity activity is accelerating in the managed services sector, exemplified by Broadwing Capital's acquisition of CloudScale365, which aims to create a platform addressing gaps in the fragmented IT-managed services market. This consolidation trend raises questions for MSPs about operational norms and the potential loss of control over their business models. As platforms seek to standardize pricing and decision-making processes, MSPs must consider how these changes will affect their service delivery and customer relationships.For MSPs and IT service leaders, the evolving landscape underscores the importance of understanding where risk is shifting and how to price and govern accordingly. The retreat from AGI hype and the focus on practical AI applications signal a need for clarity in decision-making processes, particularly as automation becomes more prevalent. MSPs that can articulate the limitations of their AI systems and establish clear accountability frameworks will be better positioned to navigate the complexities of the current market. Four things to know today00:00 As Jobs Data Conflicts and Tech Employment Slips, Managed Services Absorb Risk and Responsibility05:46 NIST's AI Security Framework Meets Reality as Model Safety Gaps Expose Accountability Risks08:54 Broadwing Launches MSP Platform to Standardize Scale, Signaling Growing PE Pressure on MSP Operations11:03 AI Rebrands Itself as Open Source Expands, Automation Scales, and Accountability Gets Murkier This is the Business of Tech. Supported by: https://saasalerts.com/mspradio/
Tony Frascotti, William Blair's Head of Private Shares Trading, discusses the evolving landscape of private shares trading, highlighting market shifts, the expanding influence of AI and crypto sectors, and the changing dynamics of IPOs and liquidity for late-stage private companies. *This episode was recorded December 8th, 2025
In this powerful rerun episode of Rethink Real Estate, Ben Brady is joined by Matthew Miale, CEO and Realtor of The Miale Team at Keller Williams, to break down exactly how he built one of the most dominant, listing‑focused real estate teams in the country — closing over 400 transactions a year without relying on cold calls, internet leads, or gimmicks.Matthew shares the philosophy that has shaped his entire business: simplify what the industry overcomplicates and double down on relationships. From redefining what “systems and processes” really mean, to scrapping the traditional buyer‑agent vs. listing‑agent team model, this episode is a masterclass in building a scalable business rooted in trust, service, and database growth. If you're a solo agent, team leader, or somewhere in between, there are practical takeaways you can apply immediately.The conversation dives deep into how Matthew's team generates 80%+ of its transactions from sphere, why every agent must start with a minimum database of 400 people, and how client events, open houses, and consistent relationship nurturing outperform transactional lead chasing — especially in tougher markets. Ben and Matthew also tackle bigger industry topics, including commission decoupling, private exclusives, MLS changes, and why “hard markets” reward agents who focus on fundamentals.This is a must‑listen episode if you want to build a resilient, listing‑driven business that thrives in any market cycle and carries momentum into 2026 and beyond.Timestamps & Key Topics:[00:00:00] – Why this episode matters heading into 2026[00:02:06] – Simplifying systems instead of overcomplicating real estate[00:03:28] – “Sideline to sideline” activity vs. real production[00:05:11] – Building a business on relationships, not cold calls[00:06:39] – Becoming the #1 listing team in Connecticut[00:08:36] – Why the specialist team model fails[00:10:24] – The power of database over strangers[00:11:50] – Why 80%+ of deals come from sphere[00:12:56] – The 400‑contact rule every agent must follow[00:15:02] – Client events as conversation starters, not marketing stunts[00:18:40] – Service vs. sales mindset in real estate[00:24:19] – Why open houses are still king[00:26:11] – “One new friend a day” strategy[00:28:22] – Navigating hard markets and industry cycles[00:32:32] – Buyer commissions, decoupling, and professionalism[00:36:11] – Private exclusives, MLS, and consumer impact[00:39:55] – Why transparency ultimately benefits consumers
What happens when you win financially… but lose yourself in the process?In this raw, unfiltered conversation, entrepreneur and coach Anthony Sparks opens up about the hidden cost of hustle culture—how chasing success nearly cost him his marriage, his peace, and his identity.This episode is for the man who's:- Winning on paper but losing peace in private- Feeling crushed by money pressure- Providing financially but absent emotionally- Wondering if success has quietly become his masterWe talk about:- Why mammon isn't a money problem—it's a master problem- How ambition turns into idolatry without you noticing- The difference between having money and financial literacy- Why most men are exhausted even when they're “successful”- Rebuilding a marriage after business became the mistress- How to lead your home without sacrificing your soulCHAPTERS:00:00 Introduction: The Climb and the Fall00:38 Welcome to Better Than Best Academy01:05 Meet Anthony Sparks: From Dysfunction to Success01:51 Early Life Struggles and Financial Literacy04:22 Discovering Network Marketing06:47 Building Success and Overcoming Challenges12:40 The Importance of Identity and Self-Worth16:26 Marriage Struggles and Redemption22:23 Ego Death and Family Priorities23:49 The Power of Vulnerability24:30 Ego and Family Sacrifices25:41 Financial Success and True Wealth28:51 Understanding Financial Literacy35:53 Taking Responsibility for Financial Situations38:19 Building a Lasting Legacy41:42 Connecting with Anthony Spark43:35 Final Thoughts and InvitationThis isn't hype.It's wisdom forged in the fire.
Anne Walsh, CIO of Guggenheim Partners Investment Management, joins Macro Markets to discuss portfolio strategy within the context of our 2026 outlook for growth, inflation, monetary policy, private credit, and the impact of AI on markets and the economy. In this complex landscape, she makes the case for why she believes now is not a time for sitting on the sidelines.Related Content:The Risk Mitigation Advantage in Active Fixed-Income ManagementWhy active has the potential to outperform passive in fixed incomeRead Now2026 Outlook for Fixed-Income and EquitiesAnne Walsh, CIO of Guggenheim Partners Investment Management, joins CNBC to share her 2026 market outlook and insights on the December Federal Open Market Committee meeting.Watch NowMacro Markets Podcast Episode 77: Agency MBS: From Zero to Hero How Agency MBS shifted in the risk-reward equation and the opportunity going forward.Listen to Macro MarketsInvesting involves risk, including the possible loss of principal. In general, the value of a fixed-income security falls when interest rates rise and rises when interest rates fall. Longer term bonds are more sensitive to interest rate changes and subject to greater volatility than those with shorter maturities. High yield and unrated debt securities are at a greater risk of default than investment grade bonds and may be less liquid, which may increase volatility. Private debt investments are generally considered illiquid and not quoted on any exchange; thus they are difficult to value. The process of valuing investments for which reliable market quotations are not available is based on inherent uncertainties and may not be accurate. Further, the level of discretion used by an investment manager to value private debt securities could lead to conflicts of interest.This material is distributed for informational or educational purposes only and should not be considered a recommendation of any particular security, strategy, or investment product, or as investing advice of any kind. This material is not provided in a fiduciary capacity, may not be relied upon for or in connection with the making of investment decisions, and does not constitute a solicitation of an offer to buy or sell securities. The content contained herein is not intended to be and should not be construed as legal or tax advice and/or a legal opinion. Always consult a financial, tax and/or legal professional regarding your specific situation.This material contains opinions of the author but not necessarily those of Guggenheim Partners or its subsidiaries. The author's opinions are subject to change without notice. Forward-looking statements, estimates, and certain information contained herein are based upon proprietary and non-proprietary research and other sources. Information contained herein has been obtained from sources believed to be reliable, but are not assured as to accuracy. No part of this article may be reproduced in any form, or referred to in any other publication, without express written permission of Guggenheim Partners, LLC. Past performance is not indicative of future results. There is neither representation nor warranty as to the current accuracy of, nor liability for, decisions based on such information.Guggenheim Investments...
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Harris Gorre of Grovepoint Investment Management reflects on US mid-market direct lending and private credit sector performance in 2025.
Private equity is reshaping auto PI, driving case costs up and crowding every channel with firms spending millions each month. Jon Walner has lived through TV's rise, a full rebrand from his father's household-name firm, and now a market where acquiring a case costs more than ever. In this episode, he breaks down what he's seeing today — the PE squeeze, the real math behind auto, rebuilding intake to stay fast and calm, and why adding comp, probate, and matrimonial can create steadier cash flow when PI margins tighten. You'll learn: How private equity is changing auto PI economics, and why it's costing more to get these cases even as volume looks strong. Rebranding from a household-name TV firm to Walner Law: new name, number, colors, 100+ billboards, and the real risk of starting over. Building a low-stress intake floor that protects focus, speeds up sign-ups, and turns more calls into contracts. Expanding into comp, probate, and matrimonial to monetize existing demand and stabilize cash flow. If you like what you hear, hit subscribe. We do this every week. Get Social! Personal Injury Mastermind (PIM) powered by Rankings.io is on Instagram | YouTube | TikTok
Send us a textWhat if the greatest investment you could make isn't in real estate, stocks, or even private credit—but in yourself? Dave Wolcott, former Marine officer turned alternative investment expert, shares how studying millionaires and billionaires led him to discover a holistic approach to wealth that goes far beyond your bank account. In this episode, Dave breaks down private credit (the hard money lending of the business world), explains why he focuses on just three asset classes, and reveals how investors are achieving 20%+ returns by cutting out the middlemen.[00:00 - 05:30] From Marines to Triplets: The Wake-Up CallServed as an officer in the Marine Corps, traveled the world including IsraelHad triplets in 2000, quadrupling his family size overnight with an 18-month-old at home[05:31 - 09:25] The Six Forms of Capital: Beyond Financial WealthThe greatest investment is in yourself—not just the next dealDefines holistic wealth across six dimensions: financial, intellectual, spiritual, human, emotional, and social capital[09:26 - 15:05] Private Credit Explained: The Business World's Hard Money LendingBanks are tightening regulations, creating gaps in funding for growing small businessesPrivate credit fills the need for fast capital—think roofing companies with 3 years of backlogged work after hurricanes[15:06 - 20:05] How to Access Institutional-Quality ReturnsPooling investor capital through a fund model to bring $10M+ to sponsorsGets the same terms as major institutions by working directly with sponsors (no middlemen)[20:06 - 25:10] The Three-Asset Strategy: Real Estate, Energy, and Private CreditUltra-wealthy get really good at 1-3 asset classes for best due diligence and deal flow[25:11 - 31:00] Time Is the Real AssetQuestions the accumulation theory: why defer taxes in a 401(k) when taxes will likely increase?[31:01 - 33:05] Final Four & How to ConnectConnect with Dave:Website: https://holisticwealthstrategy.com (free book download)Podcast: Wealth Strategy Secrets of the Ultra WealthyLEAVE A 5-STAR REVIEW by clicking this link.WHERE CAN I LEARN MORE?Be sure to follow me on the below platforms:Subscribe to the podcast on Apple, Spotify, Google, or Stitcher.LinkedInYoutubeExclusive Facebook Groupwww.yonahweiss.comNone of this could be possible without the awesome team at Buzzsprout. They make it easy to get your show listed on every major podcast platform.Support the show
Let's talk about the elephant in the room and private money coming into the Big 12. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
In this Special Edition of the Kelly's Astrology Podcast, Kelly shares the December Week 4 membership video from her private membership in its entirety! This detailed overview covers all the astrology weather for the last ten days of December: Sun into Capricorn, Venus and Mercury square Saturn, and Venus square Neptune.If you'd like info about Kelly's exclusive membership, would like to read about what others think about the membership, or want to sign up, then visit her membership sign-up page here: https://www.kellysastrology.com/astrology-guide-monthly-membership/. Members receive detailed weekly videos, a monthly chart video overview, lunar Power Dates, and more!
The headlines of the day by The Indian Express
Private aviation has a reputation problem, and it's not because demand is slow, but because the system behind it is still operating like it's 1998. Too many operators are stuck in old behaviors: seven brokers on a single trip, opaque pricing, and a customer experience that feels more like chasing down a missing receipt than stepping into a premium service. We talk about “frictionless” tech in every other industry, but in aviation, friction is still the business model. And yet, the real opportunity in private aviation isn't more luxury, it's more transparency, standardization, and efficiency. The industry doesn't struggle because people don't want to fly. It struggles because the little guys can't scale, the big guys can't personalize, and customers end up paying $100 for a turkey sandwich wrapped like a gas-station snack. If 90% of operators have fewer than 10 airplanes, how do they compete, maintain safety standards, reduce costs, or deliver anything resembling a modern experience? That's where FlyHouse is flipping the script. Their thesis is simple but radical for aviation: create a unified tech ecosystem, give small operators scale, tie owners and flyers directly to availability, and make safety a cultural standard, not a checkbox. How is FlyHouse building a marketplace where transparency replaces guesswork, lift becomes predictable, and users can split a $40,000 flight as seamlessly as splitting a dinner bill? My guest today, Jack Lambert, the CEO of FlyHouse, has spent the last three years building something the industry has resisted for decades: a tech-driven aviation model where operators, owners, and flyers all win. In this conversation, we break down what it actually takes to modernize a legacy industry, where the real inefficiencies sit, and why culture (not just airplanes) is the asset that determines who survives the next wave of consolidation. You'll also learn; Why private aviation feels chaotic today, and the hidden friction points customers never see How a tech marketplace with 2,000+ airplanes solves the real bottleneck: lift, not luxury The cultural and behavioral shifts operators must make for safety to actually mean something Why the “Henry” flyer (high earner, not rich yet) is reshaping private travel demand The economics behind brokers, GRPs, and why seven middlemen on one trip destroys value How small operators can access fuel savings, maintenance leverage, and real safety oversight through scale How Flyhouse's split-flight functionality turns private travel into a predictable, shareable, lifestyle product The little details that separate forgettable operators from world-class ones About the Guest Jack Lambert is the CEO of FlyHouse. He is an industry veteran, widely respected for his leadership and innovation in private aviation. His aviation career is backed by decades of experience, and his personal achievements extend beyond business. A graduate of the University of Massachusetts Boston, Jack was a standout student-athlete, holding records in three sports and earning All-American honors. His exceptional achievements led to his induction into the university's Hall of Fame, further fueling the drive and determination that would later define his leadership in aviation. Building on this foundation of excellence, Jack went on to found and serve as CEO of Jet Access Aviation. Known for his creative vision and hands-on approach, Jack has earned a reputation for reshaping how businesses and clients experience private aviation. At FlyHouse, Jack continues his forward-thinking leadership style. His vision is rooted in the belief that transparency, trust, and putting people first are key to sustainable success. He leverages his deep industry knowledge to drive FlyHouse forward, fostering a culture of innovation while delivering exceptional client experiences. Jack's passion for aviation and unwavering commitment to service have enabled FlyHouse to redefine private flight, offering luxury, convenience, and affordability through a groundbreaking business model that benefits both jet owners and customers. To learn more, visit https://www.goflyhouse.com/ and connect with Jack on LinkedIn. About Your Host Craig Picken is an Executive Recruiter, writer, speaker, and ICF Trained Executive Coach. He is focused on recruiting senior-level leadership, sales, and operations executives in the aviation and aerospace industry. His clients include premier OEMs, aircraft operators, leasing/financial organizations, and Maintenance/Repair/Overhaul (MRO) providers, and since 2008, he has personally concluded more than 400 executive-level searches in a variety of disciplines. Craig is the ONLY industry executive recruiter who has professionally flown airplanes, sold airplanes, and successfully run a P&L in the aviation industry. His professional career started with a passion for airplanes. After eight years' experience as a decorated Naval Flight Officer – with more than 100 combat missions, 2,000 hours of flight time, and 325 aircraft carrier landings – Craig sought challenges in business aviation, where he spent more than 7 years in sales with both Gulfstream Aircraft and Bombardier Business Aircraft. Craig is also a sought-after industry speaker who has presented at Corporate Jet Investor, International Aviation Women's Association, and SOCAL Aviation Association. Subscribe, Rate & Review Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm, so our show reaches more people. Thank you!
While official statistics compiled by government agencies are still considered the most reliable, policymakers are increasingly using private data to get around their limitations. Claudia Sahm is a former principal economist at the Federal Reserve Board of Governors and has studied the growing role of alternative data in monetary policy. In this podcast, Sahm says the immediacy and granularity of private company data should serve as a complement to traditional data, not as a substitute. Transcript: https://bit.ly/3MH31X6 Read the article at IMF.org/fandd
Sources say the Reiner family was aware of how dangerous their troubled son had become long before tragedy struck. Across the pond, Madonna and Guy Ritchie reunited for the first time in nearly 20 years to support son Rocco, but insiders describe the encounter as painfully awkward, distant, and devoid of warmth. Meanwhile, Meghan Markle’s ongoing battle with her ailing father has escalated, with Netflix now pulled into the conflict — a move sources say has intensified an already spiraling PR crisis Don't forget to vote in today's poll on Twitter at @naughtynicerob or in our Facebook group.See omnystudio.com/listener for privacy information.
Today's show features: Mike Murphy, Founder of EVs for All America Christian Crain, VP of Operations at Crain Automotive This episode is brought to you by: Overfuel – Dealers: You're torching $30 of every $100 in marketing spend when your site flunks Google's basic performance test. Why keep using outdated website technology that's killing your profits? Overfuel is the new technical standard in automotive websites, proven to grow sales by 30%+. Whether you need more revenue or better support, they've got you covered. Go to https://overfuel.com/ and use code CDG500 in the comment box for $500 OFF. CDG Circles – A modern peer group for auto dealers. Private dealer chats. Real insights — confidential, compliant, no travel required. Visit https://cdgcircles.com/ to learn more. Car Dealership Guy is back with our second annual NADA Party—happening in Las Vegas on Thursday, February 5th. It's the hottest ticket at NADA 2026. Spots are limited and unfortunately we can't invite everyone —so RSVP today at https://carguymedia.com/cdglive and we hope to see you in Vegas! -- Check out Car Dealership Guy's stuff: CDG News ➤ https://news.dealershipguy.com/ CDG Jobs ➤ https://jobs.dealershipguy.com/ CDG Recruiting ➤ https://www.cdgrecruiting.com/ My Socials: X ➤ https://www.twitter.com/GuyDealership Instagram ➤ https://www.instagram.com/cardealershipguy/ TikTok ➤ https://www.tiktok.com/@guydealership LinkedIn ➤ https://www.linkedin.com/company/cardealershipguy/ Threads ➤ https://www.threads.net/@cardealershipguy Facebook ➤ https://www.facebook.com/profile.php?id=100077402857683 Everything else ➤ dealershipguy.com
From chief marketing officer at the first internet bank to building the leading annuity platform for RIAs, David Lau shares proven strategies for raising capital, navigating public company challenges, and why converting commission-based revenue to fee-based can multiply your exit value by five times. In this episode of the DealQuest Podcast, host Corey Kupfer sits down with David Lau, founder and CEO of DPL Financial Partners, who has raised over $500 million across multiple ventures and built DPL into a platform serving more than 10,000 advisors at over 3,500 RIA firms. WHAT YOU'LL LEARN: In this episode, you'll discover why organic growth matters far more than market growth when acquirers evaluate your business, how converting commission-based annuity business to fee-based can multiply both your revenue and your exit multiple, the real tradeoffs of taking institutional capital and signing up for aggressive growth, the critical difference between venture capitalist optimism and private equity scrutiny, and how recognizing when your business has "run its course" can open the door to building something bigger. DAVID'S JOURNEY: David's career began as chief marketing officer of Telebank, the first internet bank, where he helped raise over $500 million. When preparing to go public, the stock jumped from $17 to $150 in weeks before Goldman Sachs stabilized pricing at $105. He later built Jefferson National, an insurance carrier he sold to Nationwide. That experience taught him the valuable part was distribution, not the capital-intensive balance sheet, leading directly to founding DPL in 2018. KEY INSIGHTS: A billionaire David met admitted he "mistook a bull market for brilliance." Acquirers only pay premium multiples for organic growth. If you did nothing different over the last decade as an RIA, you're making twice as much just from market performance. Buyers know this. Converting from commission to fee-based transforms exit potential with three times the revenue and five times the multiple, while expanding your buyer pool. DPL's technology reviews 2,500 policies per hour, and a significant portion of DPL's $4 billion in annuity sales were M&A related. When launching DPL, David planned to bootstrap until meeting Todd Boehly. Taking institutional capital means signing up for aggressive growth where some team members won't make it to the next stage. Venture capitalists are optimists who see your vision. Private equity investors see everything that can go wrong. Perfect for RIA owners considering M&A, hybrid advisors evaluating fee-based transitions, and entrepreneurs weighing capital raising decisions. FOR MORE ON THIS EPISODE: https://www.coreykupfer.com/blog/davidlau FOR MORE ON DAVID LAU: https://www.dplfp.com https://www.linkedin.com/in/david-lau-b6449b7/ https://x.com/dpl_fp FOR MORE ON COREY KUPFER: https://www.linkedin.com/in/coreykupfer/ https://www.coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today! Episode Highlights with Timestamps [00:00] - Introduction: David Lau's journey to building DPL Financial Partners [04:00] - Capital raising at Telebank: $500 million raised, stock jumping from $17 to $150 [08:00] - The tradeoffs of taking institutional capital and signing up for aggressive growth [12:00] - Venture capitalists as optimists versus private equity investors who see downside [16:00] - Why choosing the right capital partners matters more than just getting funded [20:00] - How DPL solved the RIA insurance problem with commission-free products [24:00] - Converting to fee-based: Three times the revenue and five times the multiple [28:00] - Why organic growth matters more than market growth in valuations [33:00] - The future of RIA consolidation and when to sell a business [40:00] - Freedom: Working with Russian defectors and gaining perspective Guest Bio David Lau is founder and CEO of DPL Financial Partners, the leading annuity platform for RIAs. Since 2018, DPL has worked with 20 insurance carriers and built an advisor base of more than 10,000 advisors from over 3,500 RIA firms. Before founding DPL, David was COO of Jefferson National, which he helped build and sell to Nationwide. Earlier, he served as chief marketing officer at Telebank, the first internet bank, where he helped raise over $500 million. His work has been covered in The Wall Street Journal, The New York Times, Barron's, and CNBC. DPL is backed by Todd Boehly's Eldridge and Bob Diamond's Atlas Merchant Capital. Host Bio Corey Kupfer is an expert strategist, negotiator, and dealmaker with more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker deeply passionate about deal-driven growth. He is the creator and host of the DealQuest Podcast. Show Description Do you want your business to grow faster? The DealQuest Podcast with Corey Kupfer reveals how successful entrepreneurs and business leaders use strategic deals to accelerate growth. From large mergers and acquisitions to capital raising, joint ventures, strategic alliances, real estate deals, and more, this show discusses the full spectrum of deal-driven growth strategies. Get the confidence to pursue deals that will help your company scale faster. Related Episodes Episode 350 - When NOT to Take Venture Capital with Tom Dillon: Explore alternative funding sources when traditional VC doesn't fit your exit strategy. Episode 339 - Next-Gen Leadership and M&A: Why G2 Matters: Understand why developing Generation 2 leadership commands premium valuations. Episode 209 - M&A Talk with Leading RIA Aggregators and Integrators: Bob Oros of Hightower Advisors: Explore what aggregators look for in acquisition targets. Social Media Follow DealQuest Podcast: LinkedIn: https://www.linkedin.com/in/coreykupfer/ Website: https://www.coreykupfer.com/ Follow David Lau: LinkedIn: https://www.linkedin.com/in/david-lau-b6449b7/ Company: https://www.dplfp.com Twitter/X: https://x.com/dpl_fp Keywords/Tags s RIA M&A, capital raising, fee-based revenue, commission-free annuities, DPL Financial Partners, organic growth, enterprise value, hybrid advisor transition, RIA consolidation, private equity, venture capital, going public, IPO, exit strategy, insurance for RIAs, annuity platform, wealth management M&A, financial services, startup funding, institutional capital, valuation multiples, deal structures, business growth strategies, dealmaking
Save 10% on your next Fleshlight with promo code 10PRIVATE at fleshlight.com. For the 238th episode of Private Parts Unknown, host Courtney Kocak welcomes adoptive mother and writer Marjie Alonso. In this interview, Marjie unpacks what ethical adoption actually looks like—and why the familiar “better life” narrative so often obscures power imbalances, secrecy, and profound loss. Drawing from her experience adopting two sons from Paraguay and later taking them back to meet their birth mothers, she explains the concept of the primal wound, how adoption can impact adoptees (and everyone involved) across a lifetime, and why infertility or loss is not, on its own, a reason to adopt. We dig into the hidden economics of adoption, the business of family-making, and how a system built around demand can slide into coercion and trafficking. Marjie also speaks candidly about reckoning with her own choices, what she wishes she had understood earlier, and why flipping the script—from “adults who want children” to “children who need families”—is essential to imagining a more ethical future for adoption. For more from today's guest, Marjie Alonso: Subscribe to Marjie Substack piecesofstring.substack.com Follow Marjie on Bluesky bsky.app/profile/marjie.bsky.social Get your copy of Girl Gone Wild from Bookshop.org or Amazon. Psst, Courtney has an 0nIyFan$, which is a horny way to support the show: https://linktr.ee/cocopeepshow Private Parts Unknown is a proud member of the Pleasure Podcast network. This episode is brought to you by: VB Health offers doctor-formulated sexual health supplements designed to elevate your sex life. Their lineup includes Soaking Wet, a blend of vitamins and probiotics that support vaginal health; Load Boost, which promotes male fertility and enhances semen volume and taste; and Drive Boost, formulated to increase libido and sexual desire for all genders. Visit vb.health and use code PRIVATE for 10% off. Our Sponsor, FLESHLIGHT, can help you reach new heights with your self-pleasure. Fleshlight is the #1 selling male sex toy in the world. Looking for your next pocket pal? Save 10% on your next Fleshlight with Promo Code: 10PRIVATE at fleshlight.com. STDCheck.com is the leader in reliable and affordable lab-based STD testing. Just go to ppupod.com, click STDCheck, and use code Private to get $10 off your next STI test. Explore yourself and say yes to self-pleasure with Lovehoney. Save 15% off your next favorite toy from Lovehoney when you go to lovehoney.com and enter code AFF-PRIVATE at checkout. https://linktr.ee/PrivatePartsUnknownAds If you love this episode, please leave us a 5-star rating and sexy review! Psst... sign up for the Private Parts Unknown newsletter for bonus content related to our episodes! privatepartsunknown.substack.com Let's be friends on social media! Follow the show on Instagram @privatepartsunknown and Twitter @privatepartsun. Connect with host Courtney Kocak @courtneykocak on Instagram and Twitter. Learn more about your ad choices. Visit megaphone.fm/adchoices
Even if your clubs are collecting dust and your course is covered in snow, your golf brain doesn't have to hibernate.In this throwback episode, I'm sharing 6 simple, powerful ways to work on your mental game off the course—no glove, no tee time, no problem. We'll talk about managing negativity, handling emotions, setting intentions, and building real-deal confidence before the season even starts.Because here's the truth: you don't need 18 holes to train your brain. You just need a little awareness and a willingness to do the work now—so when it's go time, your mindset is ready to roll.Perfect for winter, busy seasons, or anytime you're not playing but still want to play above par. Let's go.Continue your mental journey at Your Mental Caddy HERE Join the NEXT Workshop Here Mastering Your Golf Brain - A Guide to Self-Coaching Mastering Your Golf Brain - The Workbook Mental Golf Journal - A Range for Your Brain Are all available at KathyHartWood.com/book Private coaching starts with a Free Discovery Call here: Email Kathy at Kathy@KathyHartWood.com Website: KathyHartWood.com
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Private asset-based finance (ABF) is the catch-all of credit markets—a diverse and complex segment offering a wide range of investment opportunities. In this follow-up to our previous ABF discussion, we delve deeper into the asset class and what it takes to be successful from origination to underwriting and portfolio construction. We discuss investment areas of interest—as well as those we're apt to avoid—and examine the convergence of structured products and corporate credit through the lens of AI and data center finance. This episode also explores market dynamics, risk management, and where private ABF fits into multi-asset portfolio construction. PGIM's Brian Barnhurst, CFA, Head of Global Credit Research, hosts Oliver Nisenson, Head of Asset-Based Finance. Recorded on November 26, 2025.
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This episode introduces the new NBAA Standard Operating Procedures (SOP) Manual and why it's a big deal for business aviation. Dylan and Max are joined by Brian Small of FlightSafety International and Tim Schoenauer of CAE to explain how the manual was developed, who it's for, and how operators can actually use it—not just shelf it. They break down the regulatory intent, training implications, and where this fits into real-world Part 91 and 135 operations. If you've ever wondered what "good SOPs" are supposed to look like, this is the starting point. Download the New NBAA SOP Manual Manual (no login required, just share contact information) Connect with Tim Schoenauer in LinkedIn Connect with Brian Small on LinkedIn Show Notes 0:00 Intro 1:46 The Start of Standardization 14:59 What's an SOP Guide? 19:08 Benefits of Standardization 32:04 Already Have an SOP? 34:36 Phasing into Training 43:19 Recommendations Going Forward Our Sponsors Tim Pope, CFP® — Tim is both a CERTIFIED FINANCIAL PLANNER™ and a pilot. His practice specializes in aviation professionals and aviation 401k plans, helping clients pursue their financial goals by defining them, optimizing resources, and monitoring progress. Click here to learn more. Also check out The Pilot's Portfolio Podcast. Advanced Aircrew Academy — Enables flight operations to fulfill their training needs in the most efficient and affordable way—anywhere, at any time. They provide high-quality training for professional pilots, flight attendants, flight coordinators, maintenance, and line service teams, all delivered via a world-class online system. Click here to learn more. Raven Careers — Helping your career take flight. Raven Careers supports professional pilots with resume prep, interview strategy, and long-term career planning. Whether you're a CFI eyeing your first regional, a captain debating your upgrade path, or a legacy hopeful refining your application, their one-on-one coaching and insider knowledge give you a real advantage. Click here to learn more. The AirComp Calculator™ is business aviation's only online compensation analysis system. It can provide precise compensation ranges for 14 business aviation positions in six aircraft classes at over 50 locations throughout the United States in seconds. Click here to learn more. Vaerus Jet Sales — Vaerus means right, true, and real. Buy or sell an aircraft the right way, with a true partner to make your dream of flight real. Connect with Brooks at Vaerus Jet Sales or learn more about their DC-3 Referral Program. Harvey Watt — Offers the only true Loss of Medical License Insurance available to individuals and small groups. Because Harvey Watt manages most airlines' plans, they can assist you in identifying the right coverage to supplement your airline's plan. Many buy coverage to supplement the loss of retirement benefits while grounded. Click here to learn more. VSL ACE Guide — Your all-in-one pilot training resource. Includes the most up-to-date Airman Certification Standards (ACS) and Practical Test Standards (PTS) for Private, Instrument, Commercial, ATP, CFI, and CFII. 21.Five listeners get a discount on the guide—click here to learn more. ProPilotWorld.com — The premier information and networking resource for professional pilots. Click here to learn more. Feedback & Contact Have feedback, suggestions, or a great aviation story to share? Email us at info@21fivepodcast.com. Check out our Instagram feed @21FivePodcast for more great content (and our collection of aviation license plates). The statements made in this show are our own opinions and do not reflect, nor were they under any direction of any of our employers.