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Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews RIMS General Counsel and VP of External Affairs Mark Prysock about the RIMS Legislative Summit in March 2025, how it went, and what to expect next. Mark mentions the registrant participation records they set and the connections they made as they lobbied.   As Mark exits, Morgan O'Rourke and Hilary Tuttle of RIMS Risk Management magazine enter the studio to talk with Justin about the mid-year in risk and four Q2 articles in RIMS Risk Management magazine on tariffs, the 2025 hurricane season, the USDA budget cuts and food safety, and minimizing risk while using AI for innovation. After lessons from the articles, Hilary invites listeners to submit risk management articles to RIMS Risk Management magazine. If you publish in the magazine, what opportunities will that open for you?    Listen to learn more about the highlights of the first two quarters of 2025 and what to prepare for the rest of the year.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. We've got three guests today. We'll get a RIMS legislative update from Mark Prysock, and we will look back at major risk management news from the first half of 2025 with Morgan O'Rourke and Hilary Tuttle of RIMS Risk Management magazine. [:48] RIMS-CRMP Workshops! The next Virtual RIMS-CRMP exam prep, co-hosted by Parima, will be held on September 2nd and 3rd. [:58] The next RIMS-CRMP-FED virtual workshop will be led by Joseph Mayo on July 17th and 18th. Register by July 16th. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:16] RIMS Virtual Workshops! We have a day-long course on July 24th, “Risk Taxonomy for Effective Risk Management.” On August 5th, we have a day-long course about “Emerging Risks.” RIMS members enjoy deep discounts! [1:31] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:42] If you tuned in to the recent episode featuring James Lam, you will know that he is hosting a new six-module workshop for us, the “RIMS-CRO Certificate in Advanced Enterprise Risk Management”. [1:56] The inaugural summer course is completely sold out! We are filled to the virtual capacity! Don't worry, in the Fall, the bi-weekly course will begin on October 9th. Registration closes on October 2nd. A link is in this episode's notes. Check it out and register today! [2:15] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is being built. Soon, we will distribute a Call for Nominations for the ERM Award of Distinction. I'll update this episode's show notes when that link is ready. [2:38] Think about your organization's ERM program or one that you know of, and how it has generated value. We will have more on that in the coming weeks. [2:47] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [3:01] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [3:14] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to register at RIMS.org/membership. [3:24] On with the show! Mark Prysock is the RIMS General Counsel and VP of External Affairs. It's always wonderful to have him on the show. [3:32] He is here to remind us of the RIMS legislative priorities, how they were addressed during the RIMS Legislative Summit in March, and what else we can expect in the way of public policies that RIMS would like to prevent and those we'd like to support. [3:46] There are lots of links in this episode's notes, as well, including ones to RISK PAC and an upcoming fundraiser. Let's get to it! [3:54] Interview! Mark Prysock, welcome back to RIMScast! [4:14] RIMS's top legislative or advocacy priorities for 2025 include opposing legislation on taxing non-profit associations. RIMS is working with other associations on this. The tax would have a significant impact on RIMS. [5:26] Another issue is the Freedom to Invest in Tomorrow's Workforce Act, which would allow individuals to use college savings 529 plans to pay for certifications like the RIMS-CRMP. It's a very popular issue in the association community. [5:55] Third-party litigation funding has become a very big issue, followed by nuclear verdicts. What can we do to stop that? That's an issue that's been growing in both the House and the Senate. RIMS is working within a broad coalition to address that issue. [6:14] RIMS believes, at a bare minimum, there needs to be disclosures when third-party litigation funding agreements are in place so that everyone understands who stands to benefit from a nuclear verdict. It's not the plaintiff. [6:37] The last issue is the National Flood Insurance Program. [7:01] Mark and his team spent Day 1 of the RIMS Legislative Summit in March prepping the registrants so they understood the ins and outs of the issues. They all received one-page leave-behind documents to take to the Congressional offices. [7:18] Panellists had talked to them about the issues. The registrants were prepped to be lobbyists on these issues. [7:30] On Day 2, the registrants went to the Hill and lobbied on behalf of RIMS. [7:39] There were over 60 registrants this year. That was a RIMS Legislative Summit record. They had around 100 Congressional meetings, also a RIMS Legislative Summit record. [8:15] Mark says holding the event at the U.S. Chamber of Commerce building is fantastic. It's a classic D.C. building that everyone knows. It's fairly close to Capitol Hill. You can get all the speakers you want to come and meet with your group there. It's perfect for the Summit. [8:49] A couple of years ago was the first time the Summit met at the Chamber building. Going back this year confirmed that it's going to be the new location for the Summit. Mark says it was an enriching experience for the attendees. [9:33] The Summit lobbyists focus on committees in both the House and Senate with jurisdiction over insurance. [9:47] The House Financial Services Committee has a Subcommittee on Housing and Insurance. Most of the legislation the Summit is concerned about comes from the House. [10:04] That Subcommittee has a new Chair, Congressman Mike Flood from Nebraska. The Summit has made inroads with his office and with other offices, too. [10:28] The Summit's focus is on establishing relationships with newer Congressional offices that are in a position to impact RIMS's legislative priorities. [10:52] Mark says, typically when we meet with a Member of Congress, it might be that we're talking to them because they're well-situated to talk to us about NFIP. [11:02] On other issues, we don't know that they necessarily align with us, but we know that with what we're trying to accomplish with the NFIP, they are going to be a great ally. That's our foot in the door to discuss other legislative issues. [11:24] Marks says the Summit is looking to establish long-term relationships with Members of Congress and educate them on the importance of different issues. [11:58] The RIMS Public Policy Committee will continue hammering on these issues for the remainder of 2025 and into 2026. The tax issues are likely to be resolved in RIMS's favor in the Omnibus tax bill Congress is wrestling with now. [12:18] The One Big Beautiful Bill does not include language for imposing new taxes on non-profits, but it does include the language about liberalizing the use of College 529 plans, which RIMS supports. Mark thinks that it will be wrapped up soon. [12:39] NFIP has been reauthorized through September 30th, the end of the Federal Government's Fiscal Year. There is legislation out there to reauthorize it for a longer period. The RIMS Public Policy Committee is talking with Members of Congress about that. [12:57] Third-party litigation funding is an issue to keep working on for the next couple of years. [13:04] The RIMS Public Policy Committee will be working closely with the RISK PAC Trustees to figure out how they can help to raise more money for the PAC. They have some ideas for things to do at RISKWORLD 2026 in Philadelphia. [13:22] They have a fundraising event in Philadelphia in the middle of July. They'll be sending out Calendar invites to the RIMS membership. 2026 will be an election year, so they want to raise as much money as they can for RISK PAC and the right re-election campaigns. [14:02] At RIMS.org/advocacy, you can see that the RIMS Legislative Summit 2026 will be held from March 16th through 18th. Mark is more excited than ever for next year's Summit! It's an election year. They've got the details nailed down. They'll be at the U.S. Chamber of Commerce. [14:53] They will have a hotel block nailed down soon. They'll start promoting this event far in advance. Mark your calendars, please! As you build your chapters next year, please include some money to send your Advocacy Ambassador to the Legislative Summit 2026 in March. [15:20] We've got the link in this episode's show notes and at RIMS.org/advocacy. You can reach out to Mark Prysock directly through his email address on the RIMS Advocacy page. Write to him if you have questions about what it takes to get there or how you can contribute. [15:43] As Morgan O'Rourke and Hilary Tuttle walk into the studio, Justin thanks Mark Prysock for being on the show. [16:04] Plugs! The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio at the Henry B. González Convention Center. Public Registration is open. [16:17] Hotel cut-off for the discounted rate is available through July 7th. The full Conference Agenda is now live, so you can start planning your experience. Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available onsite. [16:33] This event is open to any RIMS Chapter member. If you are local to the area, you might consider becoming a RIMS member today, so that you can get all the benefits and begin networking with your new RIMS Texas peers. Links are in this episode's show notes. [16:48] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [16:56] Just a month later, we will be up North for the RIMS Canada Conference 2025, from September 14th through 17th in Calgary. Registration is open. Visit RIMSCanadaConference.CA and lock in those favorable rates. We look forward to seeing you in Calgary! [17:15] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today. [17:31] Let's Get on with the Show! It is July 1st. We have reached the midpoint of 2025. On RIMScast, we like to take stock of the year in risk, so far. Morgan O'Rourke and Hilary Tuttle are going to break it all down for us. [17:54] Morgan O'Rourke is the RIMS Senior Director of Content and Publications. Hilary Tuttle is the Managing Editor of RIMS Risk Management magazine. That's our flagship, at RMmagazine.com. [18:07] We will look back on the Q2 digital issue of RIMS Risk Management magazine and discuss some of the news and trends that have been driving the risk profession. We'll talk about tariffs, AI, and more. Let's get to it! [18:23] Interview! Morgan O'Rourke and Hilary Tuttle, welcome back to RIMScast! [18:50] We are here to talk about the mid-point of 2025 in risk and what it has meant for the profession and the reporting on the profession. The Q2 digital issue of RIMS Risk Management magazine is now available. The link is on this page. [19:26] A big story from this quarter was tariff volatility. In April, Neil Hodge wrote a great article “How to Navigate the Volatile Tariff Landscape.” Many companies underestimate their exposure to tariffs through lower-tier suppliers. [20:06] Hilary says the number one tip is to map your exposure to tariffs via suppliers. Also, think about finished goods as well as what hypothetical future scenarios would mean. We've seen that tariffs are consistently volatile. Map different scenarios to see how they will play out. [20:43] In the article, Neil also mentions alternatives such as near-shoring, alternative suppliers, and technicalities about working within the system. Morgan mentions contract management. Another tip was tariff engineering by modifying your product design or where it's assembled. [21:35] Morgan shares an example. Converse All Stars have a layer of felt on the bottom, which classifies them as slippers, which have a lower tariff. They tweaked the product so it could be classified differently. Morgan just bought a new pair and saw the felt he had never noticed. [23:24] Morgan says certain auto imports may leave out features that would classify them as commercial vehicles, so they don't have a commercial vehicle duty. [24:08] Equipment that was bought before steel tariffs will be more expensive to repair after steel tariffs, and insurance that was in place before the tariffs may not cover the drastically more expensive repairs. This will affect heavy machinery. Revisit your insurance coverage. [25:06] Considering what major assets may be changing with tariff changes would be a helpful next step for people. Morgan refers to finding alternate suppliers or diversifying. If you're starting a new relationship with a supplier, tariffs need to be part of the contract conversation. [25:42] If tariffs are a risk you have not been accounting for in your supplier agreements, you may want to build more flexibility into future agreements.  [26:03] Justin mentions the 2025 hurricane season and accurate weather reporting. That relates to supply chain. Hilary includes replacement values, as materials cost more.  [26:33] Hilary wrote an article, “The 2025 Hurricane Season Outlook.” Hilary says it's interesting to tell similar stories every year in different ways. She looked at the outlook for this season and compared it to the results from last year. [27:35] She looked for the key trends that drove the results last year and that will impact this year. It's an outlook and also a strategic input. How does your organization need to adapt to this outlook? It's about seeing the overarching trends and figuring out how to act on them. [28:20] Hurricane Beryl came in the summer of 2024. It was one of the earliest major hurricanes to form. It reached Category 5 in 42 hours. What strategies should organizations take to address fast-developing storms? [28:43] Rapid intensification is a major trend with hurricanes. This is fueled by above-average ocean temperatures and other impacts of climate change. Storms are getting worse faster. The energy at the surface level contributes to faster-building hurricanes. Then there are trade winds. [29:09] It is a very big challenge for governments and private industry because you need to prepare much faster. You might only have a day of notice between a tropical storm and a Category 3 hurricane. [29:29] Preparedness is a state of being, not something you deal with if and when a storm arises. It needs to be a constant state of readiness. This year there have been significant budget cuts to NOAA and FEMA. This affects weather forecasting and the number of emergency staff. [30:22] Organizations need to understand that they need an increased amount of self-reliance. You cannot count on the cavalry coming. Preparedness means more than ever this year. [30:38] Morgan says it's less about coordinating with Federal agencies and more about making sure you have your ducks in a row. You may not have access to outside resources. You might be able to coordinate with other companies and organizations. Cooperation helps. [31:43] Hilary says, after last year, we saw with Hurricane Helene that some of these disasters are increasing and hitting in unpredictable areas that don't have the preparedness or the infrastructure because there is not a legacy sense of being at risk for hurricanes. [32:05] Preparedness is different in different regions. Taking an assessment, thinking about some of those scenarios is a strategic risk management issue that may need to shift in new ways. In some of those areas, you might not have local disaster resources because it has not been a risk. [32:38] Prepare by taking a realistic assessment of emergency resources on the ground, what has the historical risk been, and how that is shifting? [32:51] A Small Break! The Spencer Educational Foundation's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [33:10] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centred experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [33:30] General Grant awardees are typically notified at the end of October. The link is in this interview's show notes. Be sure to visit the programs page of SpencerEd.org. [33:40] The Spencer 2025 Funding their Future Gala will be held Thursday, September 18th at the Cipriani 42nd Street in Manhattan, New York. This year's honoree is Tim Ryan, the U.S. President of Lockton, and we hope to have him here on RIMScast this summer. A link is in the show notes. [34:03] Let's Return to the Conclusion of My Interview with Morgan O'Rourke and Hilary Tuttle of RIMS Risk Management magazine! [34:55] Jennifer Post, one of the editors, wrote an article, “USDA Budget Cuts Present Food Safety Risks.” Budget cuts may increase the likelihood of an outbreak of foodborne diseases and compromise the USDA's ability to respond and notify consumers of an outbreak. [36:28] Hilary notes recent outbreaks with cucumbers and tomatoes, which have been deadlier than one might expect. The cucumber recall was for cucumbers that had been sold six weeks before. Hilary has never had a cucumber for more than two weeks. [37:11] Shifting responsibility to under-resourced states creates uneven safety standards. Private companies will have to incur some of the costs of testing and monitoring their food. Who is responsible for coordinating food safety between states or countries is a question mark.  [37:50] This is not a great solution. It's an area of uncertainty for now. It is likely to increase costs for individual companies. It also increases the risk exposure for companies that are distributing food that makes people sick, but they don't know it. [38:09] The number of people getting sick and the amount of money a company will lose balloon as a function of time and notice. There are a lot of components to this issue. [38:30] Hilary says we are also seeing some concern around whether some of the shifting standards are going to create different levels of safety in different types of products or from different regions. This shifts a lot of the burden onto the consumer and private companies. [38:42] Morgan adds that beyond the cuts to NOAA, FEMA, and the USDA, there are cuts to cybersecurity infrastructure with CISA. These cuts remove a level of oversight that people have come to rely on. The cuts push responsibility for risks further onto states and private industry. [39:26] Morgan says they were worried about the appetite for change in the government from the Trump administration. The administration is making changes. Some of the fallout is that it has changed the risk landscape regarding storm damage, food safety, cybersecurity, and more. [39:46] You may have to reassess your risks in the light of these cuts to Federal agencies. Hilary points out that the cuts are not fluff when you realize the functions these agencies have. [40:21] Hilary quotes a food safety professor from the article. “Oversight is not a bureaucratic formality; it's the invisible line between routine production and preventable tragedy.” Hilary thinks that quote applies across a number of the cuts that have been made. [40:39] The magazine has an article on AI called “Balancing Innovation and Compliance When Implementing AI.” Morgan reports that AI is all over the place now. The conversation has to involve implementation issues and liability risks. AI hallucinations and data security are issues. [42:03] You need to have a level of human intervention and involvement to be looking for things that you might have taken for granted are true, but that are problematic or make you liable for something. [42:17] Hilary says another big issue is that the technology is drastically outpacing regulation, safety measures, and best practices. You need to be asking, “What do we have a defensible business reason to do, and what are we putting in place to safeguard those?” [42:44] Some of the AI applications around hiring incur very real consequences in terms of human impact and regulatory impact. You may be dealing with serious employment fines or other things of that nature that regulators will catch up on. [43:06] AI systems are designed to please you. They are not designed to do the right thing or to make intelligent choices. They guide a user, and the user needs to guide them. Hilary compares using AI to riding an elephant. The elephant can go where it wants to go; you need to control it. [43:55] Hilary says that a lot of these AI engines perpetuate bias that the people who developed them may or may not have or may not realize that they have. A large company for a while only hired white men because those were the people who had been successfully hired in the past. [44:20] The content online that trains these models is the content that is published online. It requires a certain amount of privilege, experience, education, and life perspective. It doesn't draw on the body of human experience and knowledge for representative bodies. [44:49] You have to bring a certain diversity of experience, and also check those inputs with either people or other sources. Morgan talks about the feeling you might get that something like an email was written by an AI. The homogeneity starts to erode the quality of things. [45:27] Morgan has read that one of ChatGPT's quirks is that a lot of responses will have a “not this but that” structure. For instance, “It's not just soup, it's a meal!” Once you see it, you start to see it everywhere. Hilary says a giveaway is the use of inserted emojis. [46:32] Morgan and Hilary have been editing for quite a while. Morgan can identify who wrote a piece of writing by its style. If you get an email from someone with turns of phrase they would never use, you know it's AI. Losing track of what's going on is not to your advantage. [47:26] Having AI write an email is an example of something that just because you can do it, doesn't mean you should do it. Should you be working in an environment in which you don't know how to interact functionally with your coworkers, the length of an email? [48:13] Engineering prompts are one of the biggest skills people need to learn in working with AI. Prompt engineering is the most important component that Hilary had to struggle to learn in an AI course she took. It makes the biggest difference to AI being usable. Take a prompt class. [49:05] Justin shares an experience he had using AI to make an email response he had written much shorter and less defensive. It wasn't perfect, but it helped him to revise his message. [49:47] Hilary said that Justin gave a great example of prompt engineering. You want to tell it who the recipient is, who you are, and what your specific concern is to address. You can also ask it to explain the changes that it makes, so you learn how to write better emails next time. [50:43] Hilary urges caution on choosing the platform. ChatGPT is decent for writing because you can prime it. You can't prime Copilot, and she says a lot of the results are garbage.  [51:46] The Q2 edition of RIMS Risk Management magazine is online. All the articles are on the site as links and as part of the digital edition. [51:56] A reminder to the audience: RIMS Risk Management magazine is always seeking contributors and contributions, primarily from the risk profession. The topics that are important to you are the topics that are important to your colleagues. Get your voices out there! [52:37] A good submission answers two questions: Why this? And why now? Why should other people care about this issue? New regulations? New fines? A recent court case? Is there a nuance you are highlighting? Another question is, so what? What do you do about it? [53:28] Justin offers, How will the audience be able to do their job better based on the information you're telling them? Morgan comments that the idea is risk management. You want to get to the management part of it so your organization can do something about it. [53:58] Go to RMMagazine.com and see the Contribute button at the top. That's where you'll find the editorial submission guidelines and the contact information for Morgan, Hilary, and Jennifer. They are open to your ideas, so by all means, reach out. You never know what it could lead to! [54:58] Hilary says they also welcome feedback on their existing coverage and the challenges you are seeing in the field. [55:27] Hilary and Morgan are going to rejoin us at the end of the year. We always close the year with an episode when they look back on the year and forward to the next. [56:01] Special thanks to my RIMS colleagues Mark Prysock, Morgan O'Rourke, and Hilary Tuttle for joining us here on RIMScast! Visit RIMS.org/advocacy to connect with Mark, and RMMagazine.com to connect with Morgan and Hilary, and get the latest risk news and insight. [56:23] Links are in this episode's show notes, including a link to the Contribute page on RMMagazine.com. [56:29] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [56:57] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [57:15] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [57:33] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [57:49] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [68:04] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [58:11] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Texas Regional 2025 — August 3‒5 | Registration now open. RIMS-CRMP In-Person Workshop in Texas Aug. 6 & 7 RIMS Canada 2025 — Sept. 14‒17 | Registration now open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration now open! RISKWORLD 2026 — Members-only early registration! Register through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute “How to Navigate Tariff Volatility” (April 3, 2025) “2025 Hurricane Season Outlook” (June 9, 2025) “USDA Budget Cuts Present Food Safety Risks” (May 21, 2025) “Balancing Innovation and Compliance When Implementing AI” (April 30, 2025) RIMS Now The Strategic and Enterprise Risk Center Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] “RIMS-CRO Certificate in Advanced Enterprise Risk Management” — Featuring Instructor James Lam! Summer course sold out! | Fall bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — July 17‒18 RIMS-CRMP Exam Prep Virtual Workshop — Sept 2‒3, 2025 | Presented by RIMS and PARIMA Full RIMS-CRMP Prep Course Schedule “Risk Taxonomy for Effective Risk Management” | July 24 | Instructor: Joe Mayo “Emerging Risks” | Aug 5 | Instructor: Joe Mayo See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “James Lam on ERM, Strategy, and the Modern CRO” “RIMS Legislative Priorities in 2025 with Mark Prysock” “Q1 2025 Risks with Morgan O'Rourke”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Mark Prysock, General Counsel at Risk and Insurance Management Society, Inc. (RIMS) Morgan O'Rourke, Director of Publications at RIMS Hilary Tuttle, Managing Editor of Risk Management Magazine   Production and engineering provided by Podfly.  

Die private Krankenzusatzversicherung bietet eine sinnvolle Möglichkeit, die Leistungen der gesetzlichen Krankenversicherung gezielt zu ergänzen. Sie reduziert die Eigenanteile und schließt Versorgungslücken, indem sie Kosten übernimmt, die von der gesetzlichen Krankenversicherung nicht oder nur teilweise gedeckt werden. Wir berichten im Podcast von unserem Rating 2025 zur Krankenzusatzversicherung.

This is the VIC 4 VETS, Honored Veteran, during Veterans Month in America. SUBMITTED BY: Tim Hixson_____________________________________________________________ Hi Vic and Ken,Thank you for doing this. This is a short story about my great grandfather, Matthew Hixson, who fought in the American Revolution. God bless.Sincerely,Tim Hixson Name/Rank: Matthew Hixson, Private & Colonel, enlisted at Ringo’s Tavern, New Market, NJ Colony summer of 1775Branch/Battalion: New Jersey Colonial Militia, later Continental Army, during the American RevolutionDate of Service: Served: summer 1775 until fall of 1778Awards/Medals: None known. Matthew Hixson was my great, great, great, great, great, great, great, great grandfather. He was born in 1757 in the town of New Market, Colony of New Jersey. He was one of three brothers who served during the American Revolution. During his 3 years of service he was stationed in and around various townships around New Jersey and New York primarily, serving as a private first in the NJ Militia and later the Continental Army. However, during his last posting in 1778 he held the rank of Colonel for 10 days before his final discharge, no idea why! He married my great (times 8!) grandmother Catherine Hogg in 1779 and eventually moved to Ohio and bought a farm north east of Cincinnati. While we don’t know what if any combat he might have seen as he apparently never talked about it during his life, we know from his own words how in 1832 he finally received notification of the promised veterans pension him and his fellow soldiers were originally promised by the Continental Congress during the War and later the US government. He was 75 years at the time, and he still had to wait another year for it to arrive. In 1833 $100 from the US government was sent to a solicitor (lawyer) in his son’s name for 2 and a half years pension. When Matthew died in 1838 and his debts were paid and remaining estate split among his children, it was realized that he never actually saw a cent of any of that pension the few years he received it. So, for those veterans alive today still dealing with all the troubles in the VA, take heart…the guys who fought in our first war as a nation had to go through similar crap in their day. Vic and Ken, love your show. Thanks to my grandfather, I’ve discovered I’ve got a little bit of New Jersey in me too! God bless! ________________________________________________________________ This is today’s VIC 4 VETS, Honored Veteran, during Veterans Month in America on NewsTalkSTL. With support from our friends at: DG FIREARMS - PATRIOT HEATING AND COOLING - BEST BUY FLOORINGSee omnystudio.com/listener for privacy information.

This is the VIC 4 VETS, Honored Veteran, during Veterans Month in America. SUBMITTED BY: Tim Hixson_____________________________________________________________ Hi Vic and Ken,Thank you for doing this. This is a short story about my great grandfather, Matthew Hixson, who fought in the American Revolution. God bless.Sincerely,Tim Hixson Name/Rank: Matthew Hixson, Private & Colonel, enlisted at Ringo’s Tavern, New Market, NJ Colony summer of 1775Branch/Battalion: New Jersey Colonial Militia, later Continental Army, during the American RevolutionDate of Service: Served: summer 1775 until fall of 1778Awards/Medals: None known. Matthew Hixson was my great, great, great, great, great, great, great, great grandfather. He was born in 1757 in the town of New Market, Colony of New Jersey. He was one of three brothers who served during the American Revolution. During his 3 years of service he was stationed in and around various townships around New Jersey and New York primarily, serving as a private first in the NJ Militia and later the Continental Army. However, during his last posting in 1778 he held the rank of Colonel for 10 days before his final discharge, no idea why! He married my great (times 8!) grandmother Catherine Hogg in 1779 and eventually moved to Ohio and bought a farm north east of Cincinnati. While we don’t know what if any combat he might have seen as he apparently never talked about it during his life, we know from his own words how in 1832 he finally received notification of the promised veterans pension him and his fellow soldiers were originally promised by the Continental Congress during the War and later the US government. He was 75 years at the time, and he still had to wait another year for it to arrive. In 1833 $100 from the US government was sent to a solicitor (lawyer) in his son’s name for 2 and a half years pension. When Matthew died in 1838 and his debts were paid and remaining estate split among his children, it was realized that he never actually saw a cent of any of that pension the few years he received it. So, for those veterans alive today still dealing with all the troubles in the VA, take heart…the guys who fought in our first war as a nation had to go through similar crap in their day. Vic and Ken, love your show. Thanks to my grandfather, I’ve discovered I’ve got a little bit of New Jersey in me too! God bless! ________________________________________________________________ This is today’s VIC 4 VETS, Honored Veteran, during Veterans Month in America on NewsTalkSTL. With support from our friends at: DG FIREARMS - PATRIOT HEATING AND COOLING - BEST BUY FLOORINGSee omnystudio.com/listener for privacy information.

O estrategista de investimentos do BB Private, Raphael Félix, CFP®, CNPI, analisa os principais fatos da última semana e reflete sobre as expectativas para a semana atual no Brasil e no mundo para te ajudar a tomar as melhores decisões de investimento: Confira agora o BB Private Highlights. Acesse também nosso hub de conteúdos, BB Private Lounge, em bb.com.br/lounge.

June 28, 2025 @ Private (P.A.T headquarter) Montreal - CA by Benjamin

We're back… kind of! Vegas struck again, and this time Joe's out sick — but don't worry, it's not kidney stones. While we had to skip the Table Talk segment this week, the show must go on! Elliott is still here to make the call on Call the Floor, and Patrick, our proud resident fish, dives into a hand of the week that'll have you shaking your head or maybe nodding in sympathy. And just when you think Joe's down for the count, he delivers this week's One Outer to close out the show. Be sure to tune in next week for the full Vegas trip recap. Until then — stay healthy, A-Team! Our Discord Channel - Join us here for Ante Up Talk and more. Click this link for the magazine. This is a quick link to the our Magazine. Click here to check out Octopi Poker Click here for our Linktree. It is a quick resource to get you to our magazine, podcast, YouTube, and more. comfrt.com/ELLE73474. Your link for the most comfortable hoodie on the planet. Click here for our Patreon page, where you can support the show and gain access to our monthly Private game. Advanced Poker Training: Improve your poker game while playing up to 500 hands an hour against the smartest artificially intelligent poker players ever designed. Draft Kings Sportsbook: Use code ANTEUP20 to get $200 in bonus bets instantly.

WATCH the video on Substack by clicking the play button above or on YouTube (here).STREAM audio only on Apple Podcasts (here), Spotify (here), or your favorite podcast player app.Ahead of what will be a holiday week off to celebrate America's Birthday, we have five thoughts we wanted to share this week around key themes, research ideas, and some what ifs that we are thinking about:(1) What will it take to get the traditional energy sector, in particular those exposed to the crude oil value chain going again? (2) Private versus public company mindset and opportunities,(3) Domestic coal.(4) "Some of the above" as the correct macro framework for specific regions.(5) A changing Middle East.

This week's On Culture is a conversation between Trey Herweck and me about privacy and our public selves and how they relate. It uses the latest piece from The Embassy as the jumping off point. Here is an excerpt … Even though it is something I feel called to, it is a strange thing, not ever being a professional writer, to send these things off to people I don't know. And, perhaps because of that, I want these private thoughts to make an imprint out there, with you - and, in so doing, are they no longer private? And, what impact does all of that have on me? (A not very private question to raise, but I hope you might consider the question, as it may be appropriate for you.)How much is the technologically enabled drive to go public with our lives - a public that is now global - reshaping how we understand ourselves? Reshaping the moral landscape of our interior lives, our psychological incentives, the very definition and experience of being a person? … Have we ceased believing that something of value might lie outside what other people can know and articulate about us, beyond what we can even know about ourselves?Anne Snyder, Seen and Unseen, Comment Magazine, Spring 2025Have you ever seen one of those social media videos that are posted because they are really embarrassing to someone - they make the subject look stupid, weak, scared, awkward? And have you ever noticed that many of these videos appear to be posted to the account of the person who is the subject of these videos?I also take it for granted that the greatest threat to privacy is not prying eyes, so much as our own desire to be pried into.Anton Barba-Kay, Keep it Private, Comment Magazine, Spring 2025Now, of course, these videos may be fake. But I think that makes the point even more clearly. We seem to live in an age where exposure, being noticed by others, is its own currency. And while I don't think that any of you would do such a thing, such things impact us. While we value our privacy, many of us, culturally, seem to assess our value (at least partly) via exposure - whether by likes and clicks and hearts or by other ways we present ourselves to the world or to ourselves. I rarely post on social media - in fact, almost all my posts are links to this newsletter to let people know it is out there … which, back to the contradiction. I am part of the attention economy even as I analyze it. That, as I have written many times before, is how culture works - we can analyze it, but we should remember we are a part of it, even the parts we don't want to think we are a part of. It leads me to consider (after having to admit it to myself) why I check to see if anyone has liked or shared or subscribed. It isn't for the money - I make enough to cover the costs of my website and to help me do some consulting and coaching for churches and leaders who can't really pay market rates for these services. (Why am I telling you this?) Anyway, it isn't about the money. I want it because at least part of me wants the affirmation. Does that change anything about what I write? I don't think so (see above). But it is a question I should ask myself.There are two basic wishes at play in all our privacies: the desire for solitude and the desire for society. We wish to be left alone, but it is hell to be alone. We wish to break the spell of solitude, but hell is other people. Digital technology promises to resolve this problem by affording us both … But instead of both, we get neither.Anton Barba-Kay, Keep it Private, Comment Magazine, Spring 2025All of humanity's problems stem from man's inability to sit quietly in a room, alone.Blaise Pascal, 1654I am using this newsletter and social media more broadly as examples, but I am also thinking about the larger cultural impulse to present a curated picture of ourselves to the world, even to those we know and love, without thinking about it. We seek to present this to ourselves also, for our own approval. The perfect vacation, the perfect wedding, family, anniversary. The gleaming career, the wonderful house, the latest fashion. Many people, not all, but many, bought a certain electric car because it communicated what they considered to be the right things about the kind of person they wanted to be seen as. Some people, not all, cheered when those cars were torched when the message those cars delivered to the world changed. Some of that second group of people are also in the first group of people. The car is more than a car - it is a statement in a different package. Even statements about privacy are statements to send out publicly (I guess like this one? or from a writer I like below). I think most of this happens under the surface, beyond our personal reflection.Read the whole piece here.The Embassy is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Get full access to The Embassy at theembassy.substack.com/subscribe

Private Files of Rex Saunders 51-05-16 (03) Done to Death

Struggling with sleep and IBS? You're not alone and there's a deeper connection than you think.    Tune in to the latest episode of The Gut Show to learn from @pacificintegrativepsych to learn more! From melatonin to mindset, we've got integrative tools you can actually use tonight!   Mentioned in this episode:  Melatonin brand guide  What's your poop personality? MASTER Method Membership   Thank you to our partners: Gemelli Biotech offers trusted, science-backed at-home tests for conditions like SIBO, IMO, ISO, and post-infectious IBS.  Their Trio-Smart breath test measures all three key gases: hydrogen, methane, and hydrogen sulfide to detect different forms of microbial overgrowth. And for those with IBS symptoms, IBS-Smart is a simple blood test that can confirm post-infectious IBS with clinical accuracy. You simply order the test, complete it at home, send it back, and get clinically backed results in about a week that you can take to your provider!  Find out which tests are right for you at getgutanswers.com and use code ERINJUDGE25 to save $25 on your order!   FODZYME is the world's first enzyme supplement specialized to target FODMAPs. When sprinkled on or mixed with high-FODMAP meals, FODZYME's novel patent-pending enzyme blend breaks down fructan, GOS and lactose before they can trigger bloating, gas and other digestive issues. With FODZYME, enjoy garlic, onion, wheat, Brussels sprouts, beans, dairy and more — worry free! Discover the power of FODZYME's digestive enzyme blend and eat the foods you love and miss. Visit fodzyme.com and save 20% off your first order with code THEGUTSHOW. One use per customer.   Covered in this episode:  About Dr. Bhopal [3:10] Take a deep breath [4:29] Sleep 101 - why is sleep important?  [6:03] What happens when you're sleeping? [7:30] Is lack of sleep raising your blood pressure?  [11:51] How much sleep do you need? [10:32] Is it a good idea to nap? [12:08] 4 sleep pillars [13:19] Those with IBS are more likely to have sleep disorders [15:29] Why this matters for you [18:15] Integrative strategies for better sleep [19:37] Can melatonin improve IBS symptoms? [24:07] Sleep drive [25:13] Mindset and nervous system [26:12] Chronic insomnia [28:01] Yoga [30:03] Aromatherapy [31:30] Nutrition and dietary supplements [32:56] Answering your questions [40:28]   About Dr. Bhopal: Nishi Bhopal MD is board certified in Psychiatry, Sleep Medicine, and Integrative Holistic Medicine. She is the founder and medical director of Pacific Integrative Psychiatry, an online practice in California where patients receive a whole-person approach to anxiety and sleep disorders, including sleep coaching, and integrative and functional medicine.   In addition to her private practice, Dr. Bhopal is the founder of IntraBalance, an educational platform for physicians and therapists that includes a YouTube channel and online courses on clinical sleep medicine for healthcare practitioners. Her passion is making clinical sleep medicine easy to understand and accessible to all. LI: https://www.linkedin.com/in/nishibhopal/ YT: https://www.youtube.com/c/intrabalance IG: https://www.instagram.com/pacificintegrativepsych Private practice website: https://pacificintegrativepsych.com/    Connect with Erin Judge, RD:  Download My Gut Journal for free Work with Gutivate Instagram TikTok

Send us fan responses! Money stacked in neat piles. A charismatic speaker flashing cash. A profound message about financial sovereignty hidden beneath a flashy exterior. Don Kilam delivers a raw, unfiltered crash course on how the American financial system really works—and how most people unknowingly participate in their own financial subjugation.At the heart of Kalam's message is a revolutionary concept: your legal name functions as a business entity that can either work for you or against you. "Some people call it the straw man," he explains. "I call it the business." This distinction forms the foundation of financial freedom in a country that was paradoxically "established on not paying taxes." The irony isn't lost on Kilam, who challenges listeners to question why Americans pride themselves on freedom while submitting to multiple layers of taxation on the same dollars.The revelations continue as Kilam dismantles common misconceptions about taxes and public funding. Municipal bonds, not tax dollars, fund roads and schools. Private families—not elected officials—ultimately control and benefit from government operations. Your Social Security number, far from being a badge of citizenship, functions as "the lowest number possible" in a matrix system designed to create liability and transfer wealth from the many to the few.What makes Kilam's teaching particularly valuable is his emphasis on practical application. He doesn't just illuminate problems; he offers solutions. Operating as a "foreign national" to the corporate system allows individuals to position themselves differently within the legal framework. Understanding the distinction between enrollment and registration reveals why some groups maintain wealth while others struggle. Learning to read contracts and applications as what they truly are—permission slips for others to use your assets—empowers people to make different choices.Ready to transform your understanding of money, identity, and freedom? Text PRIVATE LIFE to 702-249-100 or visit skool.com/donkilam to join others who've broken free from financial misconceptions and tapped into their birthright of prosperity.In "United States Of Pimpin'," Don Kilam shares his perceptions from his street culture to explain the corporate world in a way that may feel uncomfortable yet brutally honest. He outlines ten rules from the "pimp game" alongside ten principles that apply to society and governance. https://www.amazon.com/dp/B0F9QHGRGS https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQSupport the showhttps://donkilam.com

This is your official welcome into the next era of Elise Danielle with our fresh rebrand of the NEW podcast name: Align + Prosper

Ryan and Charles talk about how the new Transformers Roleplaying Game Transformers ONE Sourcebook can transform your Essence20 game. Listen Now! (mp3) Featuring Letter From Snake Eyes part 4, generously provided by Wordburglar. Check it and other amazing 80s-inspired out at Wordburglar.com. Although the host works for Renegade Game Studios, this podcast and the network that […]

Today, Ali and Asif are joined by family physician and the inaugural Primary Care and Health Policy Scholar at St. Michael's Hospital in Toronto, Dr. Danyaal Raza. The guys start off by asking Dr. Raza about how healthcare is structured. Then, they ask him about a recent article he wrote in the ‘Toronto Star' regarding the privatization of family medicine clinics, data brokering and how these developments can be compared to Saturday morning cartoons we watched as children. After a brief aside about Transformers and other cartoons of our youth, they discuss the family medicine crisis in Canada and how privatization may not be the solution individuals have made it out to be. They also discuss potential solutions such as team based care, nurse practitioners, international medical graduates and virtual care.    The opinions expressed are those of the hosts, and do not reflect those of any other organizations. This podcast and website represents the opinions of the hosts. The content here should not be taken as medical advice. The content here is for entertainment and informational purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions.    Music courtesy of Wataboi and 8er41 from Pixabay   Contact us at doctorvcomedian@gmail.com   Follow us on Social media: Twitter: @doctorvcomedian Instagram:  doctorvcomedian   Show Notes:  https://www.danyaalraza.com/ Private Health Care Reconds Increasingly For Care in Canada: https://www.thestar.com/opinion/contributors/your-private-health-care-records-may-be-sold-as-privatization-increases-in-ontario/article_f40f8616-87de-4a0b-b592-638c6f688677.html Our Care: https://www.ourcare.ca/ Canadian Doctors for Medicare: https://www.canadiandoctorsformedicare.ca/

What does it take to unlock capital in a system full of red tape, landmines, and outdated institutions? In this episode of The Value Creators Podcast, Hunter Hastings is joined by Dave Kotter, CEO of Integrity Capital and founder of the Hybrid Debt Fund. Dave pulls back the curtain on commercial real estate financing, innovative lending structures, and how technology—especially AI—is transforming capital flows.From high-net-worth investors to B2B borrowers, Kotter explains why relationships are the key product, not interest rates. He shares how Integrity Capital designs financing that works for the future—faster, more flexible, and centered on the entrepreneur.Key insights include:How to unlock capital through advisory-based lending modelsHow debt innovation is reshaping the role of banksHow AI, alternative platforms, and decentralization are democratizing investmentWhether you're raising funds, deploying capital, or building a financing venture, this is an essential guide to value creation in the modern financial ecosystem.Resources:➡️ Learn What They Didn't Teach You In Business School: The Value Creators Online Business CourseLearn more about Integrity CapitalLearn more about Hybrid Debt FundConnect with Dave Kotter on LinkedInConnect with Hunter Hastings on LinkedInSubscribe to The Value Creators on Substack

Highlights:- Private Spaceflight Anomaly: In this episode, we discuss a recent incident involving the Nyx capsule during the SpaceX Transporter 14 mission. Despite a communication loss and a failed parachute deployment leading to a tragic outcome, the Exploration Company views the mission as a partial success, highlighting the technical milestones achieved.- NASA's Mars Reconnaissance Orbiter Innovations: We explore how NASA's Mars Reconnaissance Orbiter, after nearly two decades in operation, is performing new manoeuvres to gather deeper insights into the Martian subsurface. The orbiter's ability to roll 120 degrees has significantly enhanced its radar capabilities, allowing it to map ice deposits crucial for future exploration.- Nova Philip A celestial spectacle unfolds as the nova Philip bursts into visibility, transforming from a faint star to one bright enough to be seen with the naked eye. We delve into the fascinating process of classical nova explosions and provide tips for stargazers hoping to catch a glimpse of this transient phenomenon.- Exoplanet Habitability Analysis: We discuss a new statistical analysis of exoplanets that has identified promising candidates for life. By examining key characteristics of both planets and their stars, researchers have categorised exoplanets based on their potential habitability, with Kepler 22b emerging as a leading candidate for further investigation.- NASA and Australia's Lunar Laser Communications: We highlight an exciting collaboration between NASA and the Australian National University to develop laser communication technologies for the Artemis 2 mission. This innovative approach promises to enhance data transmission speeds and efficiency for future lunar and deep space missions.For more cosmic updates, visit our website at astronomydaily.io. Join our community on social media by searching for #AstroDailyPod on Facebook, X, YouTube Music, TikTok, and our new Instagram account! Don't forget to subscribe to the podcast on Apple Podcasts, Spotify, iHeartRadio, or wherever you get your podcasts.Thank you for tuning in. This is Anna signing off. Until next time, keep looking up and stay curious about the wonders of our universe.Chapters:00:00 - Welcome to Astronomy Daily01:10 - Private spaceflight anomaly10:00 - NASA's Mars Reconnaissance Orbiter innovations20:00 - Nova Philip30:00 - Exoplanet habitability analysis40:00 - NASA and Australia's lunar laser communications✍️ Episode ReferencesNyx Capsule Mission Update[Celestis](https://www.celestis.com/)Mars Reconnaissance Orbiter[NASA](https://www.nasa.gov/)Nova Philip Information[All Sky Automated Survey](https://www.astronomy.ohio-state.edu/~assn/ASAS.html)Exoplanet Habitability Study[UC Irvine](https://www.uci.edu/)NASA and ANU Lunar Collaboration[NASA](https://www.nasa.gov/)Astronomy Daily[Astronomy Daily](http://www.astronomydaily.io/)Become a supporter of this podcast: https://www.spreaker.com/podcast/astronomy-daily-space-news-updates--5648921/support.

Private markets are no longer just for the ultra-wealthy. In fact, they may be the missing piece in your clients' portfolios—and AssetMark is betting big on that future. In this episode of The WealthStack Podcast, host Shannon Rosic sits down with Michael Kim, president and CEO of AssetMark, to unpack how technology, education, and private … Read More Read More

Erik Zeyher's gym, Warlock CrossFit, generates over $200,000 in annual revenue from its semi-private training program. In this episode of “Run a Profitable Gym,” Erik breaks down the exact steps he took to build a premium program that works across the board—for clients, coaches and the business. As Erik puts it, “It is aces.”Erik shares how he structures sessions, pricing and coach pay, and he explains how he generated internal buzz around the program to fill it fast. When his first semi-private session filled up in just 45 minutes, Erik knew he had a winner. He also gets into logistics issues such as scheduling, onboarding, space constraints and last-minute cancellations.Now, with expert mentorship and dialed-in systems, Erik can rely on his semi-private program to add $15,000-$22,000 to his gym's revenue each month. Thinking about adding a high-value semi-private personal training program? Tune in to hear from a gym owner who's done it successfully.LinksThe Prescriptive ModelPrerequisites for Semi-PrivateGym Owners UnitedBook a Call0:01 - Semi-private revenue boost6:51 - Increased coach pay12:41 - Biggest challenge in this model18:36 - Time and space logistics29:36 - Should gyms implement this?

For some students, your college semester is coming to a close, while others are preparing for the fall and their first semester, whether you're a seasoned or a new student, paying for college, is not easy to navigate. Stay tuned as we talk with Rich Neilsen, Lending Products and Partnerships Manager from Granite Edvance, about private loans and how they can fit into your plan for financing college tuition. Links:  Learn more about Granite Edvance's resources and opportunities Contact Granite Edvance to get in touch with a counselor or other staff Explore Upcoming Events for college planning and funding webinars Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union   

SummaryIn this conversation, Jay Conner shares his journey in real estate investing, focusing on the concept of private money and how it has transformed his approach to funding deals. He discusses the shift from traditional lending to private money, emphasizing the importance of building relationships and teaching others about investment opportunities. Jay provides insights into securing private funding, structuring deals, and finding private lenders, while also sharing practical tips and strategies for aspiring real estate investors.TakeawaysPrivate money can provide unlimited funding for real estate deals.Jay Conner has flipped over 500 houses since 2003.The shift from traditional lending to private money was crucial for Jay's success.Asking the right questions can change the trajectory of your business.Teaching others about private money is key to securing funding.Timing is critical when seeking private money for deals.A structured approach is essential for working with private lenders.Private money can be used for various types of properties, not just distressed ones.Networking and expanding your connections can lead to more funding opportunities.Understanding the math behind property deals protects both investors and lenders.Chapters00:00 Introduction to Private Money Investing01:37 Jay's Journey in Real Estate03:51 The Shift from Traditional to Private Money06:16 The Power of Networking and Asking the Right Questions09:50 Teaching the Opportunity of Private Money13:00 The Importance of Timing in Funding14:23 The Script for Securing Private Funding19:22 Understanding the Risks and Protections for Lenders27:01 Finding Private Lenders: Expanding Your Network32:35 Working with Existing Private Lenders40:01 Calculating Maximum Purchase Prices41:53 Choosing the Right Properties to Invest In45:15Conclusion and Resources for Further LearningCredits:Hosted by Michael SmithProduced by Ryan RoghaarTheme music: "Perfect Day" by OPM The Carton:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://medium.com/the-carton-by-eggs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Feature with Zack Chmeis of Straight Method up now! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://medium.com/the-carton-by-eggs/zack-chmeis-35dae817ac28⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Eggs Podcast Spotify playlist:bit.ly/eggstunesThe Plugs:The Show: eggscast.com@eggshow on twitter and instagramOn iTunes: itun.es/i6dX3pCOnStitcher: bit.ly/eggs_on_stitcherAlso available on Google Play Music!Mike "DJ Ontic":Shows and info:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠djontic.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@djontic on twitterRyan Roghaar:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rogha.ar

First, we talk to The Indian Express' Anonna Dutt about the students who go abroad and especially to Iran to study medicine. Currently the Indian government is making efforts to bring back all Indians from Iran and Anonna shares why so many of them are medical students.Next, we talk to The Indian Express' Divya A about private papers of public personalities that are stored at the Prime Minister's Museum and Library. She discusses the case of Sonia Gandhi reclaiming some of Jawaharlal Nehru's private papers and restricting access to them and how the organisation wants to take action against that. (9:15)Lastly, we talk about a newly constructed rail over bridge that has drawn national attention due to its rather abrupt 90-degree turn. Instead of easing into a curve as it changes direction, like most bridges, this one takes a hard right. (21:38)Hosted by Niharika NandaProduced and written by Niharika Nanda, Shashank Bhargava and Ichha SharmaEdited and mixed by Suresh Pawar

Ron is off this week. John and Jason talk about some of the games released for Free RPG day, including Starfinder 2nd Edition’s Battle for Novarush! Listen Now!  

This case of a withheld military pension was highlighted on RTÉ's This Week programme earlier this month, and there has been a significant development in it today Justin McCarthy - Presenter of This Week to tell us more.

Welcome to the 17th episode of the Monthly Alts Pulse, a collaboration between iCapital x Alt Goes Mainstream. We were live from iCapital Connect's conference in Phoenix to dive into the most pressing trends at the intersection of private markets and wealth management —and unpack how wealth management firms are utilizing private markets to build out or enhance their practice.In this episode of the Monthly Alts Pulse, iCapital Managing Partner and Co-Head of iCapital Solutions, Steve Houston, and I are joined by Eric Harrison, Founding Partner of IEQ Capital.IEQ, managing close to $40B in AUM, has been an innovator from the start. Private markets — and a customized approach to investing in private markets — are a core part of the IEQ offering — and they've differentiated the firm as a result.Eric and Steve shared a number of thought-provoking perspectives on wealth management and how advisors and clients can approach allocating to private markets as part of a holistic asset allocation framework.Thanks Eric and Steve for a great episode … looking forward to the next Monthly Alts Pulse conversation!Show Notes00:00 Introduction and Guest Introduction00:24 Experiences in Private Banking01:28 Independent Advisors and Private Markets01:46 IEQ Capital's Approach to Private Markets03:33 Scaling and Research in Alternative Investments05:48 Client Experience and Customization07:35 Technology and Tax Strategy10:46 Innovative Ideas in Private Markets13:13 Conclusion and Final Thoughts

Scott Kitun is a seasoned entrepreneur and investor. He currently serves as Advisor to the CEO at Republic, where he is building the infrastructure to enable retail investors to access private equity through tokenization. As a Strategic Advisor and Investor at KingsCrowd, Scott is helping to create the leading investment research and advisory firm for retail private markets, empowering everyday investors to make data-driven decisions in the private equity space. In this episode, KJ and Scott explore the impact of AI on the financial ecosystem and the need for investors to diversify to mitigate market volatility. Episode Highlights: 09:11 The Underserved Market and Private Infrastructure 16:18 The Future of Retail Investing 23:43 Simplifying Transactions with Blockchain 24:20 Tokenization and Real-World Assets 26:25 Challenges in Retail Investment Access 36:25 Resources for Learning About Private Equity Quote of the Show (16:00): “Private equity in general has beat public stocks 19 out of 20 years…”- Scott Kitun Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Scott Kitun: LinkedIn: https://www.linkedin.com/in/kitun/ Company Websites: https://www.linkedin.com/company/republic.co/ https://www.linkedin.com/company/kingscrowd/ How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

Nearly 300,000 Nevada workers lack a job-based retirement plan, but that could change when the Nevada Employee Savings Trust program begins July 1.

A report claims that Trump's strikes on Iran didn't destroy its nuclear program, The Israel-Iran ceasefire appears to hold, The U.S. House rejects an effort to impeach Trump, Anti-government protests in Kenya kill at least 16, France's Bayrou faces a no-confidence vote, Zohran Mamdani wins New York City's Democratic mayoral primary, Argentina's GDP grows 5.8% in Q1, The U.S. halts funding to the global vaccine alliance Gavi, Meta's oversight board finds inconsistent labelling of AI content, and SpaceX launches private astronauts to the International Space Station. Sources: www.verity.news

What are current market trends in private capital in the US and what are the underlying factors driving growth? What opportunities are on offer for US Shariah compliant private capital investment, including asset-backed credit, venture funds, private equity, real assets, and real estate? Is there US-domiciled Islamic private equity for US deals, and if so, where's the smart money at?Moderator:Kavi Chawla, Chief Growth Officer, PowerPollenPanelists:Aamir Rehman, Chair, Innate Capital PartnersAmir Memon, Investment Director, Princeton University Investment CompanyDr Ehab Elsonbaty, Partner, DLA PiperNasser Albarghash, Managing Director, Partner Capital

Highlights:- James Webb Space Telescope's First Exoplanet Discovery: In this episode, we celebrate a monumental achievement by the James Webb Space Telescope as it successfully images its first exoplanet, TWA 7B. This discovery, detailed in the journal Nature, showcases Webb's advanced capabilities in probing the atmospheres of alien worlds, revealing a young planetary system hidden within a swirling disc of dust and debris.- Axiom Space's Ax-4 Mission: We discuss the historic docking of Axiom Space's Ax-4 mission with the International Space Station, marking a significant milestone for private spaceflight. Commanded by former NASA astronaut Peggy Whitson, this mission features an international crew and over 60 planned science experiments, setting a new record for Axiom missions.- Fast Radio Burst Traced to NASA Satellite: A surprising development in astronomy as scientists trace a fast radio burst back to NASA's defunct Relay 2 satellite. This unexpected source challenges previous assumptions about these mysterious signals and opens new avenues for studying cosmic events and monitoring defunct satellites in Earth's orbit.- SpaceX's Rebuilding Efforts: We delve into SpaceX's extensive rebuilding efforts following an anomaly during a static fire test of Starship 36. Despite significant damage at their Massey test stand, SpaceX remains optimistic about their progress on new infrastructure and plans for future launches.- Nicer X-Ray Telescope Update: NASA engineers are working to resolve issues with the Neutron Star Interior Composition Explorer (Nicer) X-ray telescope, which has temporarily halted its tracking capabilities. We explore the telescope's crucial role in studying neutron stars and other extreme cosmic phenomena, despite its operational challenges.For more cosmic updates, visit our website at astronomydaily.io. Join our community on social media by searching for #AstroDailyPod on Facebook, X, YouTube Music, TikTok, and our new Instagram account! Don't forget to subscribe to the podcast on Apple Podcasts, Spotify, iHeartRadio, or wherever you get your podcasts.Thank you for tuning in. This is Anna signing off. Until next time, keep looking up and stay curious about the wonders of our universe.Chapters:00:00 - Welcome to Astronomy Daily01:10 - James Webb Space Telescope's first exoplanet discovery10:00 - Axiom Space's AXE4 mission20:00 - Fast radio burst traced to NASA satellite30:00 - SpaceX's rebuilding efforts40:00 - Nicer X-ray telescope update✍️ Episode ReferencesJames Webb Space Telescope[NASA](https://www.nasa.gov/)Axiom Space Ax-4 Mission[Axiom Space](https://www.axiomspace.com/)Fast Radio Burst Research[International Centre for Radio Astronomy Research](https://www.icrar.org/)SpaceX Updates[SpaceX](https://www.spacex.com/)Nicer X-ray Telescope Information[NASA](https://www.nasa.gov/)Astronomy Daily[Astronomy Daily](http://www.astronomydaily.io/)Become a supporter of this podcast: https://www.spreaker.com/podcast/astronomy-daily-space-news-updates--5648921/support.

Our Sponsor, FLESHLIGHT, can help you reach new heights with your self-pleasure. Fleshlight is the #1 selling male sex toy in the world. Looking for your next pocket pal? Save 10% on your next Fleshlight with Promo Code: PRIVATE at ⁠⁠⁠⁠⁠⁠⁠⁠⁠fleshlight.com⁠⁠⁠⁠⁠⁠⁠⁠⁠. For the 214th episode of Private Parts Unknown, host Courtney Kocak welcomes Hannah Matthews, abortion doula and author of You or Someone You Love. In this interview, Hannah shares her personal experience with abortion and her work as an abortion doula supporting others through the process, and how that work has helped her confront her own shame and discomfort around sex and bodily autonomy. She also discusses the misconceptions people have about abortion, the importance of pleasure in the equation, and her experiences with anti-abortion rhetoric and harassment from public figures like JD Vance. Hannah is currently working on a new memoir exploring chronic illness and sex, which we talk about a little bit at the end. For more from today's guest, Hannah Matthews: Order Hannah's book You or Someone You Love⁠⁠ Psst, Courtney has an 0nIyFan$, which is a horny way to support the show: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/cocopeepshow⁠⁠⁠⁠⁠⁠⁠⁠⁠ Private Parts Unknown is a proud member of the Pleasure Podcast network. This episode is brought to you by: Our Sponsor, FLESHLIGHT, can help you reach new heights with your self-pleasure. Fleshlight is the #1 selling male sex toy in the world. Looking for your next pocket pal? Save 10% on your next Fleshlight with Promo Code: PRIVATE at ⁠⁠⁠⁠⁠⁠⁠⁠⁠fleshlight.com⁠⁠⁠⁠⁠⁠⁠⁠⁠. STDCheck.com is the leader in reliable and affordable lab-based STD testing. Just go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠ppupod.com⁠⁠⁠⁠⁠⁠⁠⁠⁠, click STDCheck, and use code Private to get $10 off your next STI test. Explore yourself and say yes to self-pleasure with Lovehoney. Save 15% off your next favorite toy from Lovehoney when you go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠lovehoney.com⁠⁠⁠⁠⁠⁠⁠⁠⁠ and enter code AFF-PRIVATE at checkout. ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/PrivatePartsUnknownAds⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you love this episode, please leave us a 5-star rating and sexy review! —> ⁠⁠⁠⁠⁠⁠⁠⁠⁠ratethispodcast.com/private⁠⁠⁠⁠⁠⁠⁠⁠⁠  Psst... sign up for the Private Parts Unknown newsletter for bonus content related to our episodes! ⁠⁠⁠⁠⁠⁠⁠⁠⁠privatepartsunknown.substack.com⁠⁠⁠⁠⁠⁠⁠⁠⁠ Let's be friends on social media! Follow the show on Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠@privatepartsunknown⁠⁠⁠⁠⁠⁠⁠⁠⁠ and Twitter ⁠⁠⁠⁠⁠⁠⁠⁠⁠@privatepartsun⁠⁠⁠⁠⁠⁠⁠⁠⁠. Connect with host Courtney Kocak ⁠⁠⁠⁠⁠⁠⁠⁠⁠@courtneykocak⁠⁠⁠⁠⁠⁠⁠⁠⁠ on Instagram and Twitter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ep. 234: Notre Dame Football and having “Rudy” as a coach shaped the way Mike views “grit” and “grind” today! In this episode, you will learn how to turn personal wins into shared victories. “If you have a great day, make it a point to share that feeling with your entire organization,” he shares. “That way everyone can enjoy it and feel proud.” Our BONUS RESOURCE for this episode includes Don's favorite quotes from today's episode and a reflection question so you can apply today's insights.  Do you want to write a book? In my new role as Publisher at Forbes Books and with the incredible resources and expertise of their team, we're making it easier than ever to help YOU to tell your story. Send us a message here to get started: https://books.forbes.com/don/  Looking for a speaker for your next event? From more than 30 years of interviewing and studying the greatest winners of all time Don offers these live and virtual presentations built to inspire your team towards personal and professional greatness.  Special thanks to Anthony Dickinson and Karson Hills for making this episode possible.  

Private detective Nils Grevillius tells Shaun his theory on why Vance Boelter assassinated Minnesota lawmakers and discusses the corruption our society has gotten used to.See omnystudio.com/listener for privacy information.

Habitation ChurchThank you for listening to The Habitation Podcast! Click above to stay up to date on news, events, and how you can partner with the ministry.  School of Habitation Sign up today to be a student member at School of Habitation! Click the link above to find out more! • $50.00/monthly membership• Join live teachings from Pastor William via zoom and participate in Q&As, prayer, & discussions• Sign up at anytime• Pause at any time• Option to participate in bi-weekly discipleship groups• Private links to prayer & worship rooms Follow us on YouTubeFollow us on Instagram

On today's episode, Editor in Chief Sarah Wheeler talks with Senior Real Estate Reporter Brooklee Han about Compass's lawsuit against Zillow over its policy on private listings. Related to this episode: The juiciest details in Compass's lawsuit against Zillow | HousingWire ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More info about HousingWire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

When should parents help their high schoolers with College Applications? Should kids stay in state or out of state for college?  Private or public schools? What are some of the top things that colleges look for in applicants? Is it better for your kid's application to be involved in extracurricular activities? Scouts? IB Programs? AP Programs?  Honors Programs? Today's guest on the show is Lee Norwood, the founder of www.CollegeSharks.com and www.AnnapolisCollegeConsulting.com. Lee Norwood is a nationally recognized leader in college consulting. College Sharks is a groundbreaking virtual membership program designed to help families navigate the college admissions process with ease. With over 50 years of collective team experience and visits to more than 500 colleges, Lee's mission is simple: to lower family stress, save time and money, and find the perfect college fit for students academically, socially, and financially.  As a peer mentor on the CounselMore Executive Board, Lee contributes to shaping the future of college counseling software while mentoring professionals in the field. Her expertise has been featured in prestigious publications and podcasts, solidifying her reputation as an industry innovator. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Newsflash! Private detective A-I is on the Alzheimer's case!

The rise of artificial intelligence and quantum computing has drastically accelerated our ability to complete tasks, solve complex equations, develop innovative solutions, and cure diseases—all in a fraction of the time and effort than it recently used to take. But with every technological leap comes the risk of misuse. In this episode, Matt sits down with Marcos Allende López to explore how AI and quantum computing are increasingly being used to steal highly sensitive online data. To counter this growing risk, Blerify—a company co-founded by Marcos—leverages blockchain technology, a powerful form of cryptography, to protect digital information. Private companies, universities, and government agencies around the world are now turning to this technology to safeguard the personal data of their customers, students, employees, and citizens alike. Although it sounds complicated, Blerify's tools are user-friendly and empowers individuals to retain control over their own private information.Peek behind the curtain, so-to-speak, to catch a glimpse of how blockchain cryptography is revolutionizing the way we keep records, share sensitive data, and verify digital identities. And for more information about Marcos Allende López and Blerify, click the links herein.Links to items mentioned in the interview:Check out his book: Self-Sovereign Identity: The Future of Identity: Self-Sovereignity, Digital Wallets, and BlockchainPodcast: ⁠Lex Fridman PodcastNOTICE: The information and opinions in this podcast are for entertainment purposes and are not intended to replace a listeners' further due diligence on any topics mentioned.  Some discussions may contradict the information and opinions of other professionals.  All listeners should consult their own healthcare professionals, industry professionals, and/or financial advisors before committing to any major decisions regarding, but not limited to, their health, career, and/or finances. 

Patricia Carey, Special Advocate for Survivors of Institutional Abuse, discusses the first Annual Report which highlights the interests and voices of survivors.

Private equity has quietly been gutting major sectors of the American economy, from healthcare, to housing, retail, our news media, and more. The industry is a multi trillion-dollar powerhouse that ultimately shapes all of our lives. Journalist Megan Greenwell has been covering the rise of Private Equity, and her new book reveals how private equity takeovers have disrupted industries, eroded job security, and undermined essential services across our country. Megan joined me to dig into the rise of private equity, how and why it has  infiltrated every aspect of American life, and what average people can do about it. ***** Buy a subscription to my Tech and Online Culture newsletter, User Magazine to support my work!!!!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed April Lancit. Founder of a private therapy practice focused on culturally sensitive therapy for Black and Brown communities. Main Topics: Cultural differences in therapy Challenges in modern relationships and marriage The impact of technology on human connection The role of therapy in addressing generational trauma and stress The future of therapy in the age of AI

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed April Lancit. Founder of a private therapy practice focused on culturally sensitive therapy for Black and Brown communities. Main Topics: Cultural differences in therapy Challenges in modern relationships and marriage The impact of technology on human connection The role of therapy in addressing generational trauma and stress The future of therapy in the age of AI

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed April Lancit. Founder of a private therapy practice focused on culturally sensitive therapy for Black and Brown communities. Main Topics: Cultural differences in therapy Challenges in modern relationships and marriage The impact of technology on human connection The role of therapy in addressing generational trauma and stress The future of therapy in the age of AI

Welcome to Pretty Private with Eboné—the podcast where silence is broken and stories are set free. Every Tuesday, we explore the untold experiences of women of color who’ve faced it all—childhood trauma, addiction, abuse, incarceration, grief, mental health struggles, and more—and found the strength to make it to the other side.See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed April Lancit. Founder of a private therapy practice focused on culturally sensitive therapy for Black and Brown communities. Main Topics: Cultural differences in therapy Challenges in modern relationships and marriage The impact of technology on human connection The role of therapy in addressing generational trauma and stress The future of therapy in the age of AI

Teaching yoga, and maybe especially teaching private clients is, to be candid, an unstable way to make a living. But I have done it successfully for twenty years, so it can be done!  I'm in a season in my life where I have limited spots available to teach, but financially I need every single one of those spots filled every week. I have about ten standing private clients and then I have at least five spots every week that need to be filled.  So in today's episode, I am giving you all the details about what I am doing to keep my private teaching calendar full. It is working really well!  In this episode, you'll hear: why I recommend having at least one virtual private yoga client how having a list of people who I see infrequently has helped how I talk about my work with confidence and seriousness why I STILL offer free private lessons, and recommend you do too how I manage my calendar booking software so I don't miss out on filling a spot advice I have changed my mind on, and why I invite students to have their friends join their private lesson  

Scott answers a question about his role at NYU. He then unpacks the rise of private social clubs and whether they could ever be made more accessible. Finally, Scott reflects on how building wealth has shaped his perspective. Want to be featured in a future episode? Send a voice recording to officehours@profgmedia.com, or drop your question in the r/ScottGalloway subreddit. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today, I have the privilege of sitting down with the very first business coach I ever had—Sandi Krakowski. With over 32 years of entrepreneurial experience, Sandi has built multiple businesses, generating over nine figures in revenue. While growing her companies, she also homeschooled all of her children—embodying her identity as a true overachiever who has not only succeeded, but also healed and thrived along the way. After six years of retirement, she returned to help others build financial freedom through: -Wealth literacy -Wall Street investing -Private equity strategies Now, she's launching her 19th company and has recently opened a cutting-edge Telehealth business featuring:  -World-class physicians -Bioidentical hormone therapy -Advanced peptide therapy  Sandi's story is one of resilience, reinvention, and relentless pursuit of purpose, and I am honored to have the opportunity to talk with her today! Important Links: Sandi's Instagram  Save TIME & MONEY by running your biz on a single platform- check out my software, Equipt360

Yosvani Gacita Negrin was born in Cuba but came to the U.S. as a baby, never realizing that his lack of citizenship would one day turn his life upside down. After getting involved with drugs and being arrested by the feds, he spent three years in a private prison before being transferred to ICE custody for deportation. But when Cuba refused to take him back, Yosvani was released—left in legal limbo, unable to fully move forward with his life. #ImmigrationPrison #DetentionCenter #PrivatePrison #ImmigrationDetention #ICEDetention #PrisonStory #HumanRights #TheSystemExposed Connect with Yogi: Youtube: https://youtube.com/@havefaithshowlovegivehope?si=Lu9ppGiP9lYjxGLk Facebook: https://www.facebook.com/YogiGacita?mibextid=ZbWKwL Instagram: https://www.instagram.com/yosvanigacita/profilecard/?igsh=MWN3b2RybW95bmMyZA== Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ Presented by Tyson 2.0 & Wooooo Energy: https://tyson20.com/ https://woooooenergy.com/ Buy Merch: https://convictclothing.net/collections/convict-clothing-x-ian-bick Timestamps: 00:00:00 Introduction and Podcast Promotion 00:05:01 Escaping Cuba: A Personal Journey 00:10:07 Heroin Indictment and Legal Consequences 00:15:16 Life in Immigration Prisons: Personal Experience and Insights 00:20:11 Prison Life and Inmate Hierarchy 00:25:10 Dangers of Returning to the Dominican Republic 00:30:13 Prison Life: Social Dynamics and Routines 00:35:00 Life Before and After Prison 00:39:41 Leadership Dynamics Among Cuban Prisoners 00:44:36 Prison Respect and Culture 00:49:20 Immigration Visitation Concerns 00:54:30 Life Inside County Jail and Deportation Process 00:59:27 Immigration Detention and Release Process 01:04:24 From Podcasts to Fitness Motivation 01:09:37 Building Bridges Through Faith and Conversation 01:14:50 Navigating Immigration Challenges in the U.S. 01:19:53 Reflections on Citizenship and Politics Powered by: Just Media House : https://www.justmediahouse.com/ Creative direction, design, assets, support by FWRD: https://www.fwrd.co Learn more about your ad choices. Visit megaphone.fm/adchoices