Podcasts about uae

Veteran diplomat Stuart Eizenstat joins The Gist to discuss The Art of Diplomacy: How American Negotiators Reached Historic Agreements That Changed the World, drawing on his work from Camp David to Holocaust reparations. He shares what it means to practice “unsympathetic empathy,” how German officials came to see moral obligation in restitution, and why negotiations fail when mutual interest is absent. Eizenstat contrasts the courage of leaders like Sadat and the UAE's Mohammed bin Zayed with Arafat's refusal to compromise—even amid opportunity. Plus, the Sackler immunity case is a prime example of a major real-world development that resulted from a Supreme Court acting far outside its supposed 6–3 rigidity. Produced by Corey WaraProduction Coordinator Ashley KhanEmail us at ⁠⁠⁠⁠thegist@mikepesca.com⁠⁠⁠⁠To advertise on the show, contact ⁠⁠⁠⁠ad-sales@libsyn.com⁠⁠⁠⁠ or visit ⁠⁠⁠⁠https://advertising.libsyn.com/TheGist⁠⁠⁠⁠Subscribe to The Gist: ⁠⁠⁠⁠https://subscribe.mikepesca.com/⁠⁠⁠⁠Subscribe to The Gist Youtube Page: ⁠⁠⁠⁠https://www.youtube.com/channel/UC4_bh0wHgk2YfpKf4rg40_g⁠⁠⁠⁠Subscribe to The Gist Instagram Page: ⁠⁠⁠⁠GIST INSTAGRAM⁠⁠⁠⁠Follow The Gist List at: ⁠⁠⁠⁠Pesca⁠⁠⁠⁠ ⁠⁠⁠⁠Profundities | Mike Pesca | Substack Learn more about your ad choices. Visit podcastchoices.com/adchoices

In Episode 268 of The Korean Beauty Show, host Lauren Lee dives into the latest updates from the K-beauty world. This episode covers the shifting retail trends in Korea, the rise of convenience stores as beauty destinations, and the $435 million acquisition of Round Lab by Goodai Global. Plus, we explore the growing trend of dermacosmetics and the exciting news of Jelly Ko’s official launch in the UAE. Tune in for insights on what's shaping the future of K-beauty! CONNECT WITH LAUREN

Dubai's water is clean and safe, but it's also hard. That means high levels of chlorine and minerals that damage hair and skin. Expats, especially women, are spending big on filters, bottled water, and hair treatments. Here's what you need to know before stepping into the Dubai shower. Mario talks about the on-going Dubai property sales. ► Subscribe here to never miss an episode: https://dubaipropertypodcast.podbean.com ► INSTAGRAM: https://www.instagram.com/dubaipropertypodcast/?hl=en ► ITUNES: https://podcasts.apple.com/.../dubai.../id1662176569 ► EMAIL: dubaipropertypodcast@gmail.com  The Most comprehensive property guide for the UAE and Dubai.    Homes for sale, Real estate agents, Real estate listings, Real estate investing, Property management companies, Commercial real estate, Real estate market trends, Real estate market analysis, Real estate finance, Real estate development, Real estate law, Real estate technology, Real estate investing for beginners, Real estate negotiation skills, Real estate marketing     #DubaiRealEstate #PropertyInvestment  #OffPlanDubai #DubaiMarketUpdate #RealEstateNews #InvestInDubai #GlobalPropertyMarket #UAEPropertyBoom #DubaiVillas #PropertyTrends2025 #dubaiproperty #dubai #dubairealestate  #VisaRenewal #ExpatDubai  #SharjahRealEstate #Masaar2 #DubaiVisa #UAEProperty #RealEstateTrends #DubaiLife #InstantVisa #DubaiServices"   #PropertyInvestment   #DubaiHousing #RealEstateInsights  #RealEstatePredictions  #MortgageRates #ForeignInvestment #UAEInvestors #YoungExpatsDubai #DubaiFirstHome #PropertyOwnershipUAE #DubaiSouthLiving #DubaiPropertyMarket #InvestInDubai #JVC #DubaiMarina #BusinessBay #PropertyInvestment #UAEProperty #RentalYields #DubaiApartments    

16 Jun 2025. We break down the numbers with economist Ed Bell, and look ahead to the UAE President’s visit to the G7 in Canada. Plus, we assess the latest oil market moves with Kpler’s Matt Stanley after a weekend of regional military activity. And Citi’s Ronit Ghose tells us why 2025 is shaping up to be Blockchain’s “ChatGPT moment” - and what that could mean for UAE finance.See omnystudio.com/listener for privacy information.

If you're looking for business advisory services for your coffee business, email Map It Forward at support@mapitforward.org••••••••••••••••••••••••••••••••This is the first of a five-part series on the Map It Forward Middle East Podcast with Mohamad Merhi, founder of Cypher Urban Roasters, a company based in the UAE.In this series, Mohamad and Lee discuss what it takes to grow a successful coffee brand in the Middle East.In the first episode of the Map It Forward Middle East Podcast series, host Lee and Mohamad discuss the evolution and identity of coffee culture in the Middle East, the diverse approaches to branding in the region, and how brands like Cypher can communicate a unique story that resonates with local and global audiences. Mohamad shares his personal journey from a finance career to building a unique coffee brand influenced by his Palestinian roots, his experiences in Montreal, and a passion for coffee. They also touch on how different markets within the Middle East have varying preferences and the importance of respecting local culture while introducing new ideas.Connect with Mohamad Merhi and Cypher Urban Roasters at:https://instagram.com/by_cypherhttps://www.bycypher.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

FAN MAIL--We would love YOUR feedback--Send us a Text MessageThe drumbeat of conflict reverberating through the Middle East has drawn global attention, but behind the headlines lies a methodical strategy that deserves deeper understanding. Following the catastrophic events of October 7th, 2023—Israel's own 9/11—we've witnessed the systematic dismantling of Iran's proxy network throughout the region.This episode examines Israel's calculated response to Hamas and other Iran-backed groups, tracing how Israeli forces have degraded Hamas's military capabilities, decimated Hezbollah's leadership, curtailed Iraqi and Syrian militias, and contained Houthi threats from Yemen. We explore how this campaign has now reached Iran itself, with Israel targeting military infrastructure to prevent nuclear capabilities while facing reprisals against civilian areas. The contrast between these approaches speaks volumes about the conflict's moral dimensions.What does it mean that only two theocracies in the world—Iran and Yemen—are actively exporting religious violence? How might Israel's campaign against Iran's military effectiveness create conditions for expanded peace in the region? As we witness history unfold, understanding these dynamics helps us grasp not just the headlines, but the profound shifts reshaping the Middle East's future. our book of the day is "Sledgehammer" by David FriedmannKey Points from the Episode:• The Kingdom of Saudi Arabia unexpectedly endorsed President Trump's Middle East peace plan, alongside many other nations• Turkey was historically cooperative with Israel until President Erdogan's leadership beginning in 2003• Iran has been exporting hate and violence in the region for nearly 50 years through proxies like Hezbollah and Hamas• Since October 7th, 2023, Israel has systematically degraded Hamas, weakened Hezbollah, and curtailed Iraqi and Syrian militias• Israel is now directly confronting Iran's military capabilities, particularly its nuclear program• Of all world theocracies, only Iran and Yemen are actively exporting violence through physical means• The 2020 Abraham Accords created unprecedented peace agreements between Israel and UAE, Bahrain, Sudan and Morocco• These agreements achieved peace without requiring Israel to make territorial concessionsOther resources: Israel's Sept 11thLM#38--Israel's 9-11, part 1LM#39--Israel's 9-11, part 2--Don't look awayLM#54--Black Saturday, October 7th -- One Year LaterWant to leave a review? Click here, and if we earned a five-star review from you **high five and knuckle bumps**, we appreciate it greatly, thank you so much!

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Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************ Follow us on Social. www.instagram/com/pulse95radio www.facebook.com/pulse95radio www.twitter.com/pulse95radio

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The recent Fitch Report claims Dubai real estate prices could fall 15% by 2026 due to oversupply. But is that really likely? We break this down with Lillian and Mario regarding delivery delays, villa shortages, and population growth. It's a lot more complex than a headline. ► Subscribe here to never miss an episode: https://dubaipropertypodcast.podbean.com ► INSTAGRAM: https://www.instagram.com/dubaipropertypodcast/?hl=en ► ITUNES: https://podcasts.apple.com/.../dubai.../id1662176569 ► EMAIL: dubaipropertypodcast@gmail.com  The Most comprehensive property guide for the UAE and Dubai.    Homes for sale, Real estate agents, Real estate listings, Real estate investing, Property management companies, Commercial real estate, Real estate market trends, Real estate market analysis, Real estate finance, Real estate development, Real estate law, Real estate technology, Real estate investing for beginners, Real estate negotiation skills, Real estate marketing     #DubaiRealEstate #PropertyInvestment  #OffPlanDubai #DubaiMarketUpdate #RealEstateNews #InvestInDubai #GlobalPropertyMarket #UAEPropertyBoom #DubaiVillas #PropertyTrends2025 #dubaiproperty #dubai #dubairealestate  #VisaRenewal #ExpatDubai  #SharjahRealEstate #Masaar2 #DubaiVisa #UAEProperty #RealEstateTrends #DubaiLife #InstantVisa #DubaiServices"   #PropertyInvestment   #DubaiHousing #RealEstateInsights  #RealEstatePredictions  #MortgageRates #ForeignInvestment #UAEInvestors #YoungExpatsDubai #DubaiFirstHome #PropertyOwnershipUAE #DubaiSouthLiving #DubaiPropertyMarket #InvestInDubai #JVC #DubaiMarina #BusinessBay #PropertyInvestment #UAEProperty #RentalYields #DubaiApartments

Exploring Insurance Innovation with Koy Nien Lee, CEO of Protego Insurance | FS Brew PodcastWelcome to another episode of FS Brew, the region's first podcast dedicated to insurance and Insurtech in the UAE and the Middle East. In this episode, hosts Vidya and Renjit Philip sit down with Koy Nien Lee, the CEO of Protego Insurance, backed by RAK Bank. Koy shares his captivating journey from engineering in Singapore to leading Protego Insurance in the UAE, highlighting his goals to revolutionize the insurance industry through technology and customer-centric approaches. From leveraging AI for personalized customer experiences to discussing the unique challenges and opportunities in the Middle Eastern market, this episode is packed with insights for anyone interested in the future of insurance. Additionally, Koy delves into the importance of a strong leadership approach, the role of branding and influencers, and how embedded insurance can change consumer behavior. Tune in to hear thoughts on telematics, open APIs, and what's next for Protego Insurance. Don't miss the Rapid Fire Segment where Koy shares his personal interests and leadership philosophies. Stay tuned!00:00 Introduction to FS Brew Podcast00:22 Guest Introduction: Koy Nien Lee of Protego Insurance00:44 Koy's Journey into Insurance04:39 Protego Insurance and RAK Bank Partnership06:14 Operating Model and Strategic Drivers07:46 Affinity Marketing in the Middle East14:03 Leveraging Technology in Insurance26:20 Future Trends and Innovations31:04 Rapid Fire Segment36:56 Conclusion and Final ThoughtsRenjit Philip:Newsletter: ⁠⁠⁠https://www.onemorethinginai.com⁠⁠⁠Socials:Twitter / X: @renjitphilipLinkedIn: ⁠⁠⁠https://www.linkedin.com/in/renjit-philip⁠⁠⁠Vidya Veerapandian:⁠⁠⁠https://www.linkedin.com/in/vidya-veerapandian/⁠I've got a favour to ask! If you enjoy this conversation, please double check that you've liked the video and subscribed to the channel! That's a small way you can help us carry on doing this, really appreciate you!

Iran Strikes Back - What Next?; Israel Haters; NYC Mayor Race | Yaron Brook Show

For years, China has been seen as the pivotal international economic partner across Africa. That was certainly true in terms of steadily rising trade volumes and a fire hose of state backed loans that built roads, railways, and ports across the continent. But when it comes to investment, China's always been a laggard behind the United States and the former European colonial powers. Today, it's the UAE, not China, that is the continent's largest source of foreign direct investment. Charles Kenny, a senior fellow at the Center for Global Development in Washington, D.C., joins Eric to discuss his latest report on Chinese FDI in Africa and why the long-promised wave of manufacturing investment never materialized. JOIN THE DISCUSSION: X: @ChinaGSProject | @eric_olander  Facebook: www.facebook.com/ChinaAfricaProject YouTube: www.youtube.com/@ChinaGlobalSouth Now on Bluesky! Follow CGSP at @chinagsproject.bsky.social FOLLOW CGSP IN FRENCH AND ARABIC: Français: www.projetafriquechine.com | @AfrikChine Arabic: عربي: www.alsin-alsharqalawsat.com | @SinSharqAwsat JOIN US ON PATREON! Become a CGSP Patreon member and get all sorts of cool stuff, including our Week in Review report, an invitation to join monthly Zoom calls with Eric & Cobus, and even an awesome new CGSP Podcast mug! www.patreon.com/chinaglobalsouth

In this exclusive interview, Fastex CEO Vakhtang Abrahamyan sits down with BTCTN's @_dsencil to share his journey from 25+ years in central banking and regulation to leading a Web3 powerhouse.We cover: • His transition from EU regulatory roles to crypto leadership • Fastex's expansion into the EU, UAE, and now the US • How they're approaching real-world asset tokenization (RWAs) • Lessons from CEX security breaches and how Fastex approaches cybersecurity • Thoughts on regulatory clarity in the US and why they're betting on the marketWhether you're into Web3 infrastructure, RWAs, or understanding how regulators think, this one's a must-watch.

13 Jun 2025. With the US dollar swinging, overseas investment into the UAE is on the rise, but what does that mean for the dirham, inflation, and your next currency move? We ask Suraj Gokani of Currencies4You. Plus, PwC unpacks Trump’s latest tax bill and its ripple effects on sovereign wealth fund. And we dig into fresh property data from ValuStrat.See omnystudio.com/listener for privacy information.

#podcast #politics #progressive #Democrats #Michigan #Authoritarianism #MAGA #Republicans #Trump #Immigration #WorkingClass #CorporateCorruption #GovernmentCorruption #ElissaSlotkin #KristenMcDonaldRivet #Centrism #LeftOfLansing Here's the Left of Lansing "Friday Short" for June 13, 2025. Does Michigan Democratic Senator Elissa Slotkin, and Congresswoman Kristen McDonald-Rivet understand the fight we're in right now? The Trump Regime's authoritarianism must be challenged on all fronts, particularly after California Senator Alex Padilla was thrown-down and arrested by federal officials after he tried asking Homeland Security Secretary Kristi Noem a question. Yet, Slotkin and McDonald-Rivet repeatedly vote ALONG with Dear Leader on a range of issues, as Pat Johnston explains this week.  Please, subscribe to the podcast, download each episode, and give it a good review if you can! leftoflansing@gmail.com Left of Lansing is now on YouTube as well! leftoflansing.com NOTES: "Democrats Help Push Crypto Industry Reward Bill To Finish Line." By Arthur Delaney and Igor Bobic of The Huffington Post "Senate OKs arms sales to Qatar and UAE despite deals that benefit Trump." By Jeff Gould of Politico Video of Trump praising Slotkin on California EV Car vote via Aaron Rupar

Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************ Follow us on Social. www.instagram.com/pulse95radio www.facebook.com/pulse95radio www.twitter.com/pulse95radio

This week we bring you more insights from Cape Town South Africa as we continue to explore some great startups on the African continent and beyond from Crossfin's Circle of Fintech event. In our first segment, Brett speaks with Karl Westvig, CEO of TymeBank South Africa. Since receiving its banking license in South Africa in 2019, TymeBank has grown to 80 million customers globally, focusing on financial inclusion through accessible and frictionless banking. The expanding neobank has plans for further growth in several Asian markets. Key motivations include the immense scale of the Asian markets: the Philippines with 120 million people and Indonesia with 280 million alongside South Africa's 60 million. These regions boast young, digitally savvy populations that are largely underserved. Tune in as Brett and Karl discuss new opportunities, TymeBank's innovative "phygital" distribution strategy, tech stacks, Agentic AI, new products, and more Then, Brett sits down with Unitey Founder & CEO, Muzaffar "MK" Khokhar, for an engaging conversation about the payments ecosystem. Based in the UAE, Unitey's mission is to democratize financial services and level the playing field. MK is a veteran payments ecosystem player, creating and operating payment ecosystems for central banks and governments. With Unitey, he is focused on the serenity of the ecosystem. With our current system built back in the 60s / 70s, we now have better tech for more robust payment rails. Change is happening, efficiency is coming into the system, and interoperability with other rails coming up fast with RTP, mobile money, and more. Unitey specializes in demystifying the card payment rails but has clear roadmaps focused on creating interoperability with other rails, ensuring multiple rails can actually interoperate. Want fintech & banking insights every week? Subscribe to The Provoke.fm Briefing: https://mailchi.mp/91ca869a66ec/provoke-fm-newsletter Listen and subscribe to the podcast on your favorite platform: https://provoke.fm/follow-provoke-fm/ Subscribe to our YouTube Channel: https://www.youtube.com/channel/UC-SWmY7HswQ5hI9LiIHJd7Q Follow us on LinkedIn: https://www.linkedin.com/company/10459295 Connect With Karl Westvig: https://www.linkedin.com/in/karl-westvig/ Connect with Unitey: https://www.linkedin.com/company/unitey-digital/ Connect with Brett King: https://www.linkedin.com/in/brettking/

If you're looking for business advisory services for your coffee business, email Map It Forward at support@mapitforward.org••••••••••••••••••••••••••••••••This is the 4th of a 5-part series with Kim Thompson and Matt Toogood from RAW Coffee Company in Dubai on the Map It Forward Middle East Podcast.In this series, Lee, Kim, and Matt discuss the journey of the specialty coffee shop that started it all here in the Middle East - RAW Coffee Company.The five episodes in this series are:1. Who is RAW Coffee Company? - https://youtu.be/SRtjwb-zcwg2. Why Relationships Matter In Coffee - https://youtu.be/JJw6desk30I3. The Reality of the Dubai Coffee Scene - https://youtu.be/RUPTXpC2ZnU4. Coffee Business Is Complex - https://youtu.be/vG3fSxvNumU5. How to Remain Relevant in Coffee - https://youtu.be/jOD7ECpLx4wIn this episode of the Map It Forward Middle East Podcast, Lee talks with Kim and Matt from Raw Coffee Company about the true cost of coffee production and the challenges of running a profitable café. They discuss the importance of understanding fully loaded costs, the stark difference between aesthetics and profitability in café design, and the reality of operating a successful coffee business in Dubai and the broader Middle East. Additionally, the conversation touches on the business models prevalent in the UAE, the significance of owner involvement, and the impact of meticulous detail in operations. This episode offers valuable insights for anyone involved in the coffee industry or looking to understand it better.Connect with RAW Coffee Company here:• https://www.instagram.com/rawcoffeecompany/• https://rawcoffeecompany.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************ Follow us on Social. www.instagram.com/pulse95radio www.facebook.com/pulse95radio www.twitter.com/pulse95radio Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************

Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************ Follow us on Social. www.instagram.com/pulse95radio www.facebook.com/pulse95radio www.twitter.com/pulse95radio

Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************ Follow us on Social. www.instagram/com/pulse95radio www.facebook.com/pulse95radio www.twitter.com/pulse95radio

Register here https://inclusion.eventsair.com/world-congress/# Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************ Follow us on Social. www.instagram/com/pulse95radio www.facebook.com/pulse95radio www.twitter.com/pulse95radio

The Global Power Shift has begun – The East Has a plan has UK lost the plot? As the West fumbles with political chaos, rising debt, and short-term thinking, the East powers ahead with vision and purpose. Countries like China, Malaysia, and the UAE are investing in infrastructure, education, and long-term strategy—while the UK seems stuck in a loop of tax hikes, red tape, and broken systems.  In this episode, I explore how global power is shifting fast—and why investors, entrepreneurs, and even families are looking East for opportunities, stability, and growth. What can you do to secure your financial future in this changing world? Has Britain lost the plot? Let's find out. Watch full video at Charles Kelly Money Tips Podcast - https://youtu.be/_5jK8oHuj8o China's multi-billion dollar ‘Belt and Road Initiative' project is linking three quarters of the world's countries - 150 nations through Road and Maritime former silk routes.  Linking countries like Malaysia, Thailand, Cambodia, Laos, Pakistan, Uzbekistan, Kazakhstan and more.  They are building it, not talking about it for 30 years like we do in the UK. Successive governments have been debating expanding London's Heathrow Airport by one runway since the Beatles were together.  Take That and Taylor Swift were not even born!  Rail links across Laos and Cambodia to China allow farmers to deliver produce to the vast Chinese market in 6 days. Trade has exploded in SE Asia from car manufacturing, industry to education and agriculture. What can you do to secure your financial future in this changing world?  Check out my SMART MONEY COURSE - https://bit.ly/4klq0mv  As China expands its influence, where do you think countries in Southeast Asia and the Middle East will look to for its future? America or China?  Who do they see as their friend when China is building trading links while America is ‘weaponizing' the dollar and telling them what to do? Why are more countries applying to join BRICS? Chinese overtook the US as Africa's largest trading partner in 2009. The West (Europe and America) has been asleep at the wheel for decades.  UK previously had strong links with African nations, (many of whom were given Independence after the Second World War as the empire declined), through the commonwealth. But with all due respect to the Royal Family, wheeling out the Queen to wave at the crowds every few years is not enough.  China is running rings around the west.  Unlike western democracies who can only plan as far as the next election, China has a long term vision and strategy.  Look what's happening in the Middle East in countries like Dubai, Qatar and Saudi which are all embarking on massive multibillion-dollar projects to reinvest their oil wealth for their future. They also attracting the brightest and the best entrepreneurs, engineers, scientists and IT people, while the UK is taxing them out of existence.  New World Order?  What do you think? China and many other Southeast Asian countries have a plan. The Middle East has a plan. What is the UK's plan? Tax and spend our money! Tax and spend our savings! Tax and spend our pensions! (Rachel Reeves is doing a Gordon Brown tax raid on pensions.  He bankrupted Britain). Tax business and landlords Tax jobs and employment Tax motorists Tax parents who send their children to private schools! The government is coming after YOUR money! They have already borrowed billions and can't afford to fund their fantasy schemes.  Where is the big thinking and long term vision? Where is the growth, green energy? Really? While they lurch from one crisis to the next, smart people, educated professionals, businesses and entrepreneurs are leaving the UK to go where they are appreciated. Have any of the top ministers ever run a large business? I wouldn't trust them with a market stall? What can you do? As Warren Buffett said, financial education is the key to building wealth. It's the stuff they don't teach you in school.  Learn how to build and protect wealth. Learn how to manage your money. Learn how to invest in assets rather than losing money by lending it to the banks.  Learn about the invisible taxes like inflation which is eating up your savings.  Learn about Gold and Silver, the only real money. Property Stocks and Shares I teach this and much more in my SMART MONEY COURSE – check out the link below: Join my SMART MONEY COURSE - - https://bit.ly/4klq0mv #GlobalPowerShift, #UKEconomy, #RiseOfTheEast, #ChinaStrategy, #MalaysiaMM2H, #InvestInAsia,  #BritainInDecline, #Geopolitics2025, #EastVsWest, #EmergingMarkets, #EconomicShift, #MoneyTipsPodcast, #SmartInvesting2025

Heba El Gabaly, co-founder and CEO of Efreshli, discusses her journey from corporate to entrepreneurship, scaling a tech-driven design-led business, and the importance of blending online and offline experiences. The episode explores her unique blend of leadership, what it felt like to bring on a co-founder and her mission to make quality design accessible to everyone. Chapters 0:01 Coming up… 2:36 The Efreshli journey 3:11 Building a business online vs offline 7:21 The Challenges of Entrepreneurship 8:53 First Customers and Social Media Success 14:15 Navigating VC Funding 19:31 Men vs Women Entrepreneurs 25:21 Bringing in a co-founder 35:16 Scaling and expanding Efreshli 38:47 The Impact of AI 47:42 ‘Good design companies sell taste' 53:26 Expanding Efreshli to the UAE & Saudi Arabia 57:13 Creating keeps you young

The next banking stack won't just be fast — it has to be human.In this episode of Couchonomics with Arjun, Nick Drewett, Chief Commercial Officer at Engine by Starling, joins the conversation to share what it actually takes to launch and scale a digital bank — not in theory, but in practice.Engine is the tech spinout from Starling Bank - one of the world's first profitable digital banks - and it's now powering next-gen banking infrastructure globally.We cover:- How Salt Bank launched in under 12 months- Why most “modern” stacks still act like legacy- Where AI adds real value in banking- Why cost-to-serve is the new frontline- What it means to localise for the GCCEngine isn't theory — it's the tech behind Starling Bank's success.

11 Jun 2025. A new report from Fitch Ratings says a potential correction in the UAE real estate market - but does that match what we’re seeing on the ground? We speak to the man behind the report. Plus, Deyaar unveils plans for a new ultra-tall tower in Downtown Dubai. And Arada is launching Akala, the world’s first precision wellness destination - we hear from COO Amit Arora.See omnystudio.com/listener for privacy information.

On this episode I'm joined by Hugh Hayden as we discuss his newly commissioned work presented for 16 edition of the Sharjah Biennial, elucidated through the curatorial theme, to carry. Asking questions such as, what does it mean to carry a home, a history, a language, a legacy, and a lineage.Hugh Hayden was born in Dallas, Texas in 1983 and lives and works in New York City. He holds an MFA from Columbia University and a Bachelor of Architecture from Cornell University. Hugh Hayden's practice considers the anthropomorphization of the natural world as a visceral lens for exploring the human condition. Hayden transforms familiar objects through a process of selection, carving and juxtaposing to challenge our perceptions of ourselves, others and the environment. Raised in Texas and trained as an architect, his work arises from a deep connection to nature and its organic materials. Hayden utilizes wood as his primary medium, frequently loaded with multi-layered histories in their origin, including objects as varied as discarded trunks, rare indigenous timbers, Christmas trees or souvenir African sculptures. In this episode Hugh reflects on his observations on cultural diversity and geographical differences, comparing the US's peripheral status to the vibrant, multicultural hub of Sharjah and the UAE, while emphasizing adaptability and cultural engagement. The discussion delves into how different environments influence his work. -------------------------------------------------------------------- WHERE YOU CAN FOLLOW ME AND SUBSCRIBE Website - Sign up for my newsletter https://lightworkco.com/ Instagram - Follow me on Instagram https://www.instagram.com/sadeolo/https://www.instagram.com/lightworkcompany/ YouTube - Subscribe to my YouTube Channel www.youtube.com/@lightworkco

HEADLINES:♦ The UAE's Next Public Holiday♦  A Viral Dubai Video Is Sparking Discussions About Proper Food Storage♦  The Circus Is Rolling Into Town With A Special Twist♦  A Dubai Mums Facebook Group Discusses Appropriate Outfits For The School Run♦  Starting Over in Dubai: Jason Kwao's Guide To Thriving Abroad

For episode 527, Brandon Zemp is joined by Peter Goodwin CEO & founder of idea-L, an AI and Web3 platform equipping entrepreneurs with the resources to transform any business idea into a reality.Using AI-powered technology, the platform allows entrepreneurs to assess the viability of an idea early in the ideation process, enabling them to make data-driven decisions on if, and how to move forward before investing significant time, capital, and resources.⏳ Timestamps: 0:00 | Introduction1:04 | Who is Peter Goodwin?2:40 | UAE hub for AI3:47 | What is idea-L?8:18 | Why Entrepreneurs struggle12:15 | What is the process behind idea-L?17:12 | IRP, IFP & DeVC Fund20:52 | Criteria to apply24:48 | Capital funding caps27:17 | VC ecosystem today33:26 | idea-L roadmap 

Fundraising in 2025 isn't business as usual. James Varela, Partner at Rede Partners and Head of MENA, joins us to break down what it really takes to raise capital from LPs—especially in the Middle East. We talk DPI pressure, LP targeting, co-investments, how to build credibility in emerging markets, and the biggest mistake GPs still make when pitching. Whether you're struggling or oversubscribed, this one's for you.[00:00] Intro to James Varela and focus on capital raising in the Middle East.[00:30] James' 15+ years in capital raising across PE, infra, credit, and real estate.[01:26] Fundraising remains tough—macroeconomics and low DPI are key issues.[02:21] LPs cautious; focus shifting to GP quality and DPI visibility.[03:13] GPs turning to NAV lending and creative liquidity tools.[04:05] 66% of LPs now cite DPI as their top investment metric.[04:31] Strong fundraises begin 12 months out—prep is everything.[05:00] Nail your equity story—what sets you apart?[05:26] Focus on LPs where your strategy fits—don't spray and pray.[05:55] Transparency and respect matter more than past returns.[06:26] GPs often fail to systematize and name their edge.[07:25] LPs want proof—not theory—of execution and outcomes.[08:24] Plan 2–3 years out for Middle East fundraising; co-invests are key.[08:55] Content > presence—show up with something to say.[09:52] LPs want honest differentiation, not polished fluff.[10:51] Share what went wrong and what changed—credibility counts.[11:44] Most firms struggle from poor positioning, not poor product.[12:14] Systems reduce risk, especially for global firms.[13:37] Frameworks matter—manage what's out of your control.[14:07] Even top performers can fail at storytelling.[15:02] Reframing the narrative can unlock overlooked value.[16:26] Fundraising is marketing—Rory Sutherland's Alchemy cited.[17:22] Iteration is painful but critical—change takes work.[18:20] LPs care about the future, not just past returns.[19:09] Big firms re-entering mid and small-cap to chase alpha.[19:37] Middle East mistakes: wrong timing, same pitch, poor targeting.[20:34] Use portfolio milestones as conversation openers.[21:04] GCC LPs want both long-term trust and large co-invests.[21:59] Vision and culture alignment matter just as much.[22:29] Targeting is everything—don't chase irrelevant LPs.[22:59] LPs prefer North America, large GPs, proven track records.[23:57] Specialization and sector depth are rising priorities.[24:55] AI and tech are hot in the UAE—substance still matters.[25:54] Growing appetite for GP stakes from Middle East LPs.[26:21] Europe gaining ground as LPs move down-market.[27:14] Top reads: Alchemy, Acquired, Diary of a CEO, Tools of Titans, Atomic Habits.[29:05] Final thoughts: fundraising is either brutal—or it's fine. Nothing in between.Connect with James Varela on LinkedIn. Thanks for tuning in.Subscribe for more episodes on  iTunes & SpotifyGot feedback or questions? Email Alex at alex.rawlings@raw-selection.com. Until next time—keep smashing it!Raw Selection partners with Private Equity firms and their portfolio com

The Sharjah Capability Development announces an exciting new programme called 'Masar', to help Emirati youth confidently enter the job market and understand the importance of financial literacy. Rania Saadi from the Morning Majlis team, was present at the press conference to speak to both Rehab Lootah, Group Deputy CEO of National Bonds, and Khalid Al Nakhi, Director of Sharjah Capability Development, to gain a deeper understanding on what this initiative is set out to achieve. Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************ Follow us on Social. www.facebook.com/pulse95radio www.twitter.com/pulse95radio

Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************ Follow us on Social. www.instagram.com/pulse95radio www.facebook.com/pulse95radio www.twitter.com/pulse95radio

Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************ Follow us on Social. www.instagram/com/pulse95radio www.facebook.com/pulse95radio www.twitter.com/pulse95radio

This episode is brought to you by Raw Beverage Trading - Your hospitality supply chain partner. Connect at sale@rawcoffee.ae••••••••••••••••••••••••••••••••This is the first of a 5-part series with Kim Thompson and Matt Toogood from RAW Coffee Company in Dubai on the Map It Forward Middle East Podcast.In this series, Lee, Kim, and Matt discuss the journey of the specialty coffee shop that started it all here in the Middle East - RAW Coffee Company.The five episodes in this series are:1. Who is RAW Coffee Company? - https://youtu.be/SRtjwb-zcwg2. Why Relationships Matter In Coffee - https://youtu.be/JJw6desk30I3. The Reality of the Dubai Coffee Scene - https://youtu.be/RUPTXpC2ZnU4. Coffee Business Is Complex - https://youtu.be/vG3fSxvNumU5. How to Remain Relevant in Coffee - https://youtu.be/jOD7ECpLx4wIn this episode of the Map It Forward Middle East podcast, Lee welcomes Kim and Matt from RAW Coffee Company to discuss the myths and realities of building a successful coffee business in the UAE.The founders share their journey from New Zealanders to establishing RAW as a sustainable, Emirati business. They debunk common myths about their funding, specialty coffee status, and relationships within the industry. The episode sheds light on RAW's commitment to quality, community, and values-driven business practices. Tune in to gain insights into the challenges and triumphs of the specialty coffee industry in the Middle East.Connect with RAW Coffee Company here:• https://www.instagram.com/rawcoffeecompany/• https://rawcoffeecompany.com/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

The morning majlis team have a debate regarding if children require a curfew when it comes to them using social media. This follows a recent announcement from the UK Government as they seek to implement time restraints for children using specific apps that have been described as addictive. Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************ Follow us on Social. www.facebook.com/pulse95radio www.twitter.com/pulse95radio

Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************ Follow us on Social. www.instagram.com/pulse95radio www.facebook.com/pulse95radio www.twitter.com/pulse95radio Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************

Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************ Follow us on Social. www.instagram.com/pulse95radio www.facebook.com/pulse95radio www.twitter.com/pulse95radio Listen to #Pulse95Radio in the UAE by tuning in on your radio (95.00 FM) or online on our website: www.pulse95radio.com ************************

“You can essentially divide the region between two sets of players. You have the, broadly speaking, Western-aligned players, which essentially consist of Israel and the non-Islamist Arab countries—countries like Egypt, Saudi Arabia, UAE—and then, on the other hand, you have the axis of Islamism—of support for Hamas, the Muslim Brotherhood and jihadism. And that, these days, is mostly the Iranian regime of course, Turkey unfortunately under Tayyip Erdogan, and Qatar, Qatar being the lead financier of Hamas and the Muslim Brotherhood,” says Josh Hammer, host of the Newsweek podcast “The Josh Hammer Show” and author of “Israel and Civilization: The Fate of the Jewish Nation and the Destiny of the West.”“Iran is the source of evil in the Middle East. We should be very clear about that,” he says. “This is the world's No. 1 state sponsor of terrorism. They have been ever since the hostage crisis that formed this horrific regime that ended the Jimmy Carter presidency in 1979.”What does an America First foreign policy look like? How does Trump's Middle East strategy fit into it? And what about the U.S. relationship with Qatar?“America has always been engaged on the world stage. So the fact that we're not necessarily going to be going around crusading in the name of spreading liberal democracy does not necessarily mean that we have no interest in the world. We're America first, but you have to be America smart as well,” says Hammer.Views expressed in this video are opinions of the host and guest and do not necessarily reflect the views of The Epoch Times.

Tadej Pogacar heeft al in de eerste etappe van de Dauphiné de macht gegrepen. De wereldkampioen versloeg Jonas Vingegaard, Mathieu van der Poel en Remco Evenepoel in een spannende sprint. In deze nieuwe In Het Wiel bespreekt Niek Goedvolk deze eerste aflevering van sterrenslag voor wielrenners met Roxane Knetemann en Daniël Dwarswaard. Met een update over Van der Poel en de mountainbike en alles over de battle tussen Visma en UAE.See omnystudio.com/listener for privacy information.

If you love what we do, become a premium YouTube Subscriber or join our Patreon: https://www.patreon.com/mapitforward••••••••••••••••••••••••••••••••This week, the Map It Forward Middle East Podcast is also being syndicated to the Daily Coffee Pro Podcast by Map It Forward.This is the 5th episode in a 5-part series of the new direction of the Map It Forward Middle East podcast. Host Lee Safar is joined by co-founders of Bunni Coffee in Amman, Jordan, Shireen Muhaisen and James Lynes.In this series, Lee, Shireen, and James discuss what it's like to do business in the Middle East, the birthplace of roasted and brewed coffee.The 5 episodes in this series are:1. The Middle East Coffee Landscape - https://youtu.be/b2flXeAC2jA2. Building a Values Driven Business in Jordan - https://youtu.be/Dq2pc6bbmdY3. Challenges of the Middle East Coffee Market - https://youtu.be/dJPFoL-8Ln44. The Coffee Crisis and the Middle East - https://youtu.be/Hmd4AoXNkgY5. The Future of Coffee in the Middle East - https://youtu.be/Y8Lc_4b5dXwIn the final episode of the Map It Forward Middle East podcast series, host Lee Safar engages with Shireen and James from Bunni Coffee to discuss the future of coffee in the Middle East. The conversation delves into the cultural significance of coffee, its deep-rooted traditions, and the emerging trends in the region's coffee market, with a focus on Jordan, the GCC (especially KSA and UAE), and beyond. The episode also covers the growing awareness and shifts towards quality coffee in the Levant, the challenges and opportunities in the specialty coffee industry, and the importance of marrying good business practices with coffee expertise. Additionally, they introduce the upcoming 'Start A Coffee Side Hustle' mastermind group launching in July, designed to help new coffee entrepreneurs navigate the industry.Connect with Shireen Muhaisen and James Lynes at Bunni Coffee here:• https://bunni.coffee/• https://www.instagram.com/bunni.coffee/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailinglist

If you love what we do, become a premium YouTube Subscriber or join our Patreon: https://www.patreon.com/mapitforward••••••••••••••••••••••••••••••••This is the 5th episode in a 5-part series of the new direction of the Map It Forward Middle East podcast. Host Lee Safar is joined by co-founders of Bunni Coffee in Amman, Jordan, Shireen Muhaisen and James Lynes.In this series, Lee, Shireen, and James discuss what it's like to do business in the Middle East, the birthplace of roasted and brewed coffee.The 5 episodes in this series are:1. The Middle East Coffee Landscape - https://youtu.be/b2flXeAC2jA2. Building a Values Driven Business in Jordan - https://youtu.be/Dq2pc6bbmdY3. Challenges of the Middle East Coffee Market - https://youtu.be/dJPFoL-8Ln44. The Coffee Crisis and the Middle East - https://youtu.be/Hmd4AoXNkgY5. The Future of Coffee in the Middle East - https://youtu.be/Y8Lc_4b5dXwIn the final episode of the Map It Forward Middle East podcast series, host Lee Safar engages with Shireen and James from Bunni Coffee to discuss the future of coffee in the Middle East. The conversation delves into the cultural significance of coffee, its deep-rooted traditions, and the emerging trends in the region's coffee market, with a focus on Jordan, the GCC (especially KSA and UAE), and beyond. The episode also covers the growing awareness and shifts towards quality coffee in the Levant, the challenges and opportunities in the specialty coffee industry, and the importance of marrying good business practices with coffee expertise. Additionally, they introduce the upcoming 'Start A Coffee Side Hustle' mastermind group launching in July, designed to help new coffee entrepreneurs navigate the industry.Connect with Shireen Muhaisen and James Lynes at Bunni Coffee here:• https://bunni.coffee/• https://www.instagram.com/bunni.coffee/••••••••••••••••••••••••••••••••Connect with Map It Forward here: Website | Instagram | Mailing list

Spencer Martin and Andrew Vontz sit down with The Stable Cyclist's John Peter to unpack the wild, unexpected and exciting finale to the Giro d'Italia, which saw Simon Yates storm back with an incredible ride up the Finestre to take the overall lead from UAE's Isaac del Toro on the same climb that cost him the win back in 2018. Then (22:00), they invite on recent Unbound winner Cameron Jones to talk about his incredible ride to win the biggest Gravel event on the calendar, and where he sees his career going from here.Beyond the Peloton Newsletter⁠⁠ : Giro d'Italia Final Debrief⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Andrew's Choose the Hard Way Newsletter⁠⁠⁠⁠⁠John Peter's The Stable Cyclist This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit beyondthepeloton.substack.com/subscribe

Feeling like you're doing all the right things but still not getting what you want?In this episode, Julie reveals why self-worth is the foundation of everything you desire and how upgrading it can radically shift what you attract into your life.Julie shares powerful mindset shifts, energetic principles, and real-life tools to help you reclaim your worth, and start manifesting with ease.What You'll Learn in This Episode:The surprising ways low self-worth may be blocking your successHow to identify and rewire limiting beliefsWhy attracting > chasing—and how to energetically shift into receivingDaily practices to boost your self-worth from the inside outEpisode Resources:⁠⁠⁠⁠Julie ⁠⁠⁠⁠⁠⁠⁠WebsiteJulie ⁠FREE workbook

Industrial Talk is onsite at DistribuTech 2025 and talking to Brandon Young, President and CEO at Young Management and Consulting about "Challenges and solutions for the utility market". Scott MacKenzie introduced his new eBook, "Today's Industrial Renaissance," highlighting challenges and strategies for industrial professionals. The podcast featured Brandon Young, President and CEO of Young Management and Consulting (YMC), discussing his company's growth, international presence, and innovative solutions in the utility sector. YMC focuses on capital projects, data analytics, and project management, employing 120 individuals across the US, UAE, and Dubai. Young emphasized the importance of technology, AI, and safety in the industry, noting YMC's zero-incident record. He also discussed recruitment strategies and the future of work in the utility industry. Action Items [ ] Reach out to Brandon Young to discuss potential collaboration opportunities. [ ] Explore the use of technology and data analytics solutions offered by YMC to improve reliability and efficiency of utility operations. [ ] Consider implementing a safety-first culture and leveraging technology to enhance field crew productivity and safety. Outline Introduction of Scott MacKenzie's eBook Scott MacKenzie introduces his new eBook titled "Today's Industrial Renaissance," which he wrote after 3000 conversations with industrial leaders. The book addresses challenges, pain points, strategies, and tools for the industrial sector. Scott encourages listeners to download the eBook from industrialtalk.com, emphasizing that he won't spam them. The eBook is designed to help industrial professionals succeed without unnecessary complications. Welcome to the Industrial Talk Podcast Scott MacKenzie welcomes listeners to the number one industrial-related podcast, celebrating industrial professionals who are bold, brave, and innovative. Scott mentions the support from Siemens Smart Infrastructure and Grid Software, encouraging listeners to visit siemens.com for more information. The podcast is broadcasting live from Distribute Tech in Dallas, Texas, targeting professionals in distribution, transmission, and related equipment. Interview with Brandon Young at Distribute Tech Scott MacKenzie introduces Brandon Young, who is attending the conference for the fourth year, and highlights the conference's growth and importance. Brandon Young shares his background, mentioning his education at Auburn University and his role as President and CEO of Young Management and Consulting (YMC). YMC has grown internationally, serving a team of 120 individuals across the US, UAE, and Dubai. Brandon discusses the company's focus on providing innovative solutions, data analytics, software solutions, and project management services. Technological and Industry Trends Brandon Young discusses the technological boom in the energy sector and the challenges of leveraging AI to its full potential. He emphasizes the need for grid reliability and affordability, noting the significant impact of power outages on revenue and business GDP. Scott and Brandon discuss the balance between modernizing infrastructure and managing rate increases to avoid impacting consumers. Brandon highlights the importance of innovation in project execution and the need for more competition in the market to drive efficiency and cost management.

This week Brett and Rob take a check on the latest in AI news diving into the growing requirements for AI infrastructure, and the advances being made in Agentic-AI. We dive into Anthropic and Open AI's latest announcements including the $6.5Bn acquisition by Open AI of Jony Ive's revenue-less and customer-less startup, and we look at investments in the UAE in the world's largest AI data center.

This week, Scott sat down with the AI-oriented Lawfare Senior Editors Alan Rozenshtein and Kevin Frazier to talk through the week's top AI-focused news stories, including:“Oh Sure, Now He's Into Free Trade.” President Trump has repealed the Biden administration's rule setting strict limits on the diffusion of high-end AI technology, opening the door to the global transfer of the technologies powering U.S. AI development, including advanced chipsets. And we're already seeing results of that policy in a recent deal the president signed with the UAE that would work toward the transfer of advanced semiconductors. How should AI diffusion fit into the broader global strategy surrounding the AI industry in the United States? And what approach does the Trump administration seem inclined to take?“Paving Over the Playing Field.” House Republicans recently included a provision in a House bill that would have preempted state efforts to legislate on and regulate the AI industry for a decade. Is this sort of federal preemption a prudent step given the broader competitive dynamics with China? Or does it go too far in insulating AI companies and users from accountability for their actions, particularly where they put the public interest and safety at risk?“Speechless.” A federal district court in Florida has issued a notable opinion of first impression in a tragic case involving a teenager who committed suicide, allegedly as a result of encouragement from an AI bot powered by the company character.ai. Among other holdings, the judge concluded that the AI's output was not itself protected speech. Is this holding correct? And what impact will it have on the development of the AI industry?In Object Lessons, the AI Guys went surprisingly analog. Alan recommended some good, ol' fashioned, 19th-century imperial espionage with “The Great Game,” by Peter Hopkirk. Kevin, meanwhile, is keeping an eye on a different kind of game: the NCAA Division I Baseball Championship, in which he's throwing up some Hook 'em Horns for Texas. And Scott is trying to “Economize” his time with The Economist's Espresso app, a quick, curated read that fits neatly into a busy morning.To receive ad-free podcasts, become a Lawfare Material Supporter at www.patreon.com/lawfare. You can also support Lawfare by making a one-time donation at https://givebutter.com/lawfare-institute.Support this show http://supporter.acast.com/lawfare. Hosted on Acast. See acast.com/privacy for more information.

This week, Scott sat down with the AI-oriented Lawfare Senior Editors Alan Rozenshtein and Kevin Frazier to talk through the week's top AI-focused news stories, including:“Oh Sure, Now He's Into Free Trade.” President Trump has repealed the Biden administration's rule setting strict limits on the diffusion of high-end AI technology, opening the door to the global transfer of the technologies powering U.S. AI development, including advanced chipsets. And we're already seeing results of that policy in a recent deal the president signed with the UAE that would work toward the transfer of advanced semiconductors. How should AI diffusion fit into the broader global strategy surrounding the AI industry in the United States? And what approach does the Trump administration seem inclined to take?“Paving Over the Playing Field.” House Republicans recently included a provision in a House bill that would have preempted state efforts to legislate on and regulate the AI industry for a decade. Is this sort of federal preemption a prudent step given the broader competitive dynamics with China? Or does it go too far in insulating AI companies and users from accountability for their actions, particularly where they put the public interest and safety at risk?“Speechless.” A federal district court in Florida has issued a notable opinion of first impression in a tragic case involving a teenager who committed suicide, allegedly as a result of encouragement from an AI bot powered by the company character.ai. Among other holdings, the judge concluded that the AI's output was not itself protected speech. Is this holding correct? And what impact will it have on the development of the AI industry?In Object Lessons, the AI Guys went surprisingly analog. Alan recommended some good, ol' fashioned, 19th-century imperial espionage with “The Great Game,” by Peter Hopkirk. Kevin, meanwhile, is keeping an eye on a different kind of game: the NCAA Division I Baseball Championship, in which he's throwing up some Hook 'em Horns for Texas. And Scott is trying to “Economize” his time with The Economist's Espresso app, a quick, curated read that fits neatly into a busy morning.To receive ad-free podcasts, become a Lawfare Material Supporter at www.patreon.com/lawfare. You can also support Lawfare by making a one-time donation at https://givebutter.com/lawfare-institute. Hosted on Acast. See acast.com/privacy for more information.