Podcast appearances and mentions of Sam Stubbs

A thousand new homes in Queenstown are being targeted at "high quality, long term" renterns, with seasonal workers warned not to apply. Housing developer Simplicity living has the project on the fast-track pathway, and if it gets the green light the first 200 homes should be available within 18 months. Chief executive Sam Stubbs spoke to Lisa Owen.

When I first heard about Winston Peters' idea to give every newborn baby $1,000 so they can have a KiwiSaver account from birth, I liked the sound of it. Until I did some numbers. Which I'll get to. Announcing the NZ First policy yesterday, he said it would be compulsory for every newborn to be signed-up to KiwiSaver and the state would throw in $1,000 to get things started. He said the policy would ensure every child began their financial life as a KiwiSaver member and would be a nest egg for what he's calling “the KiwiSaver generation”. Which sounded pretty good on first blush. Until I did some numbers. Let's start with what it would cost the government. There were about 58,000 births in New Zealand last year. So, on those numbers, that would put the cost of this policy at around $58 million a year. And what would that $1,000 government contribution, on its own, be worth after 65 years? Assuming 4 percent interest for 65 years, it would come to $12,800. If we assumed 7 percent over 65 years, it would come to about $80,000. And, when I consider those numbers - plus the tens of millions of dollars of government money every year for that kind of return - I think it's a dud of an idea. But Winston does have another KiwiSaver idea that I think is an absolute no brainer. Making it compulsory. Winston and I are not on our own thinking this. Sam Stubbs, who is managing director of the Simplicity KiwiSaver outfit, does too. He says it has to be compulsory because we have to make sure everybody is saving for their retirement while they're working. And the only way to do that is to make it compulsory. Across the Tasman, it's compulsory for employers to contribute but not for workers. Which doesn't sound terribly fair to me. Because why should employers be forced to make contributions if the people who work for them aren't? I remember reading about the number of people who don't have a KiwiSaver account and some work that had been done to work out how much people are missing out on because of that. Collectively, with so many people not even saving the minimum 3 percent of gross salary, the KiwiSaver pot is going to be about $110 billion less than what it should be or could be if we all had an account we were putting money into. And it's not just the people who don't have accounts. About a third of those of us who do have KiwiSaver accounts aren't contributing anything. Which is why it has to be made compulsory. And it's not like people would be out marching in the streets if it was made compulsory. Because a survey a couple of years ago found that 62 percent of us support the idea. I don't know if that level of support may have waned since then because of the cost of living. Nevertheless, making KiwiSaver compulsory for workers is a no-brainer and a way better approach than NZ First's idea of making it compulsory for newborns. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Sam Stubbs is the founder of the nonprofit KiwiSaver fund Simplicity. A reformed investment banker and stockbroker his career also spans politics, philosophy and technology. His mission is to make the finance industry a force for good as a source of profit which he thinks can be achieved by companies embracing long-term thinking, sustainability and full diversity.He set up Simplicity with the aim to disrupt the KiwiSaver model, in the midst of a midlife crisis. It was never about the money for him but the money he can create for other people!What is Simplicity and what is its mission and vision?‘We're a nonprofit fund manager. If you're overseas you might have heard of Vanguard… the vanguard of New Zealand… wouldn't be too far wrong. Our main aim is to give people dignity in retirement and how we do that is we give them choices. People who have choices in life have dignity.We run as a nonprofit fund manager, which charges the lowest fees and making people richer. Simplicity is a charity, a social enterprise, a nonprofit, a whole lot of things! We give 15% of the fees we do earn to charity.We've been running for almost five years now and we manage about $3 billion on behalf of over 60,000 members, in total we're giving away about $100,000 a month to charity, and making extremely good returns.'In this podcast, Sam talks about the journey from Westie to Corporate & back to fighting for the people. Simplicity was an idea developed by four guys at a pub with a piece of paper. Sam shares how he got the right people into the business & some of the challenges along the way.Why the title of the Podcast? Sam shares that he didn't start Kiwisver to make money - rather help other people have dignity in retirement, however, he also shares how cash flow really is king in building a business & how you should treat every last dollar as if it were your own.

In this episode of Lead On Purpose, I sit down with Sam Stubbs, founder of Simplicity, to unpack why simplicity is the ultimate performance advantage. In life. In leadership. And especially with money. We talk about dignity, choices, long game thinking, and how KiwiSaver could help build a fairer future for everyday Kiwis.What we cover:Why Sam founded Simplicity and the idea of being a “dignity company” that gives people more choicesThe hedonistic treadmill, why more money stops adding happiness, and why giving feels better than gettingWhy money is simpler than the finance world makes it look, and the two hour fundamentals anyone can learnThe hidden power of fees, compounding, and why long term investing beats chasing short term performanceHow KiwiSaver could fund New Zealand's future, from infrastructure to housing, and what it means for the next 30 yearsIf you want a clearer way to think about money, purpose, and the long game, this conversation will make you feel calmer. And more in control.Grab a copy of Money Made Simple here - https://simplicity.kiwi/money-made-simple-bookYou can view Sorted website here - https://sorted.org.nzYou can view MoneyHub website here - https://www.moneyhub.co.nzCheck out Simplicity here - https://simplicity.kiwiIf you're interested in having me deliver a keynote or workshop for your team contact Caroline at caroline@jjlaughlin.comWebsite: https://www.jjlaughlin.com YouTube: https://www.youtube.com/channel/UC6GETJbxpgulYcYc6QAKLHA Facebook: https://www.facebook.com/JamesLaughlinOfficial Instagram: https://www.instagram.com/jameslaughlinofficial/ Apple Podcast: https://podcasts.apple.com/nz/podcast/life-on-purpose-with-james-laughlin/id1547874035 Spotify: https://open.spotify.com/show/3WBElxcvhCHtJWBac3nOlF?si=hotcGzHVRACeAx4GvybVOQ LinkedIn: https://www.linkedin.com/in/jameslaughlincoaching/James Laughlin is a High Performance Leadership Coach, Former 7-Time World Champion, Host of the Lead On Purpose Podcast and an Executive Coach to high performers and leaders. James is based in Christchurch, New Zealand.Send me a personal text messageJoin me at the 2026 Goal-setting Workshop here - jjlaughlin.com/2026goals - If you're interested in booking me for a keynote or workshop, contact Caroline at caroline@jjlaughlin.comSupport the show

Let's talk about Air New Zealand. Look, if I was Air New Zealand, I would feel pretty beaten up after the weekend's opinion pieces. Bruce Cotterill wrote a piece in one newspaper complaining that if Air New Zealand want to charge as much as they do, then they have to do the job better and be on time more often. And then, Sam Stubbs wrote a piece in another newspaper telling them to stop overcharging domestic travellers. Now, I cannot explain the timing. I can't explain why both those guys wrote harsh pieces about the same airline on the same weekend. But what's weirder about it is that I almost did exactly the same thing. I almost had a bit of a rant about Air New Zealand myself this weekend, because I had to pull out of an event on account of their ticket prices. What it was is the husband and I were planning to go to a thing in Wellington. We started doing all the organizing, had the babysitter covered, organized to work out of Wellington for the day - and we went to book the flights and saw the flight prices. It was pretty close to $1000 return per person, and I could not justify that. That is ridiculous. Now, I don't have a problem, as I've said 1000 times to you, with Air New Zealand making as much money as it wants to. I wanted to make money, I'm a shareholder - and we all are shareholders through the Government. It does have to balance that with customer loyalty though, because Air New Zealand is now so overpriced that I cannot justify using it. For the first time in my working life, I don't have Koru anymore, I cannot justify the expense. And while I have the same problem as Bruce Cotterill, I don't want to fly Jetstar out of loyalty to Air New Zealand. But I reckon, give it a year. Because I reckon this time next year, I'm going to be flying Jetstar. The flight from Auckland to Wellington on Air New Zealand for the event was $500 per person, just one way, right? Auckland to Wellington, $500. The same flight on Jetstar at a better time was about $150. That's Air New Zealand's problem right there, they're chasing their customers away. One day, they're gonna wake up - and they don't realize it now - but they're gonna be surprised at how popular Jetstar is and they're gonna regret the fact that heaps of us tried out the orange bird and found it's not that bad. And Air New Zealand will want us back and struggle to get us back. And maybe the reason that Bruce and Sam - and maybe even me - criticized Air New Zealand on the same weekend is that we're only saying what everybody's already thinking. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Let's talk about Air New Zealand. Look, if I was Air New Zealand, I would feel pretty beaten up after the weekend's opinion pieces. Bruce Cotterill wrote a piece in one newspaper complaining that if Air New Zealand want to charge as much as they do, then they have to do the job better and be on time more often. And then, Sam Stubbs wrote a piece in another newspaper telling them to stop overcharging domestic travellers. Now, I cannot explain the timing. I can't explain why both those guys wrote harsh pieces about the same airline on the same weekend. But what's weirder about it is that I almost did exactly the same thing. I almost had a bit of a rant about Air New Zealand myself this weekend, because I had to pull out of an event on account of their ticket prices. What it was is the husband and I were planning to go to a thing in Wellington. We started doing all the organizing, had the babysitter covered, organized to work out of Wellington for the day - and we went to book the flights and saw the flight prices. It was pretty close to $1000 return per person, and I could not justify that. That is ridiculous. Now, I don't have a problem, as I've said 1000 times to you, with Air New Zealand making as much money as it wants to. I wanted to make money, I'm a shareholder - and we all are shareholders through the Government. It does have to balance that with customer loyalty though, because Air New Zealand is now so overpriced that I cannot justify using it. For the first time in my working life, I don't have Koru anymore, I cannot justify the expense. And while I have the same problem as Bruce Cotterill, I don't want to fly Jetstar out of loyalty to Air New Zealand. But I reckon, give it a year. Because I reckon this time next year, I'm going to be flying Jetstar. The flight from Auckland to Wellington on Air New Zealand for the event was $500 per person, just one way, right?Auckland to Wellington, $500. The same flight on Jetstar at a better time was about $150. That's Air New Zealand's problem right there, they're chasing their customers away. One day, they're gonna wake up - and they don't realize it now - but they're gonna be surprised at how popular Jetstar is and they're gonna regret the fact that heaps of us tried out the orange bird and found it's not that bad. And Air New Zealand will want us back and struggle to get us back. And maybe the reason that Bruce and Sam - and maybe even me - criticized Air New Zealand on the same weekend is that we're only saying what everybody's already thinking. LISTEN ABOVESee omnystudio.com/listener for privacy information.

I'm with the KiwiSaver providers who are saying we need to go further than just increasing contributions and we need to make them compulsory. This is after the announcement by the National Party yesterday that one of its election policies next year will be increasing contributions to 12 percent (6 percent from employers and 6 percent from employees) by 2032, to bring us into line with Australia. KiwiSaver providers are saying today that they're liking the policy - but the calls are already coming for it to be made compulsory. Across the Tasman, it's compulsory for employers to contribute - but not for workers. National says it's not in favour of making any contributions compulsory. NZ First is, though. So does Sam Stubbs, who is managing director of Simplicity. He's saying that it has to be compulsory because we have to make sure everybody is saving for their retirement while they're working. And the only way to do that is to make it compulsory. Who can argue with that? He says: "Those people who aren't saving into KiwiSaver are going to be much worse off later on in life. So if we want to remove inequality in New Zealand, and we don't like inequality in New Zealand, we have to make sure that everybody is saving for their retirement while they're earning.” Compulsory KiwiSaver contributions are also going to be essential with any changes to the contribution rates, as National is proposing. Because some people who are paying three percent now won‘t want to pay six percent and so they'll pull out. And the only way to stop that, is to make it compulsory. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The infrastructure commission has identified that there is a $210 billion dollar infrastructure deficit in New Zealand. Unfortunately, due to the lack of available capital New Zealanders lose out on the advantages of high quality infrastructure and the wealth it can generate for the public good.  To respond to this Kiwisaver Manager Simplicity has created a new company called Infrakiwi. This company would be listed on the stock exchange and would only allow for New Zealanders to invest in it. This company would own and operate key infrastructure assets, generating long term risk adjusted returns and jobs for New Zealanders as well.  Thursday Wire Producer Sanat spoke to Simplicity's CEO Sam Stubbs about this proposal and what it means for future generations of New Zealanders

For our weekly catch-up with the Labour Party, Wire Host Caeden spoke to Shanan Halbert about the expulsions of two Te Pāti Māori MPs, concerns about police leadership, and Chris Hipkins ‘socialist' label. For International Desk, they spoke to Youth Environmentalist Sumaya Mohammed and Lead on the Youth Climate Justice Project Aoife Daly about youth participation at COP30. For City Counselling, Producer Sanat talked to Councillor Shane Henderson about a proposed ban on Homelessness in the CBD and new committee appointments inside Auckland Council. He also talked to Kiwisaver Provider Simplicity's CEO Sam Stubbs about their new infrastructure proposal called Infrakiwi.

Labour has laid out its plan to grow businesses while also giving the Government a new revenue stream, with a proposed sovereign wealth fund. Simplicity co-founder Sam Stubbs and chief economist from The New Zealand Initiative, Eric Crampton spoke to Corin Dann.

When US conservative activist and media personality Charlie Kirk was shot and killed on Wednesday, a lot of people had an awful lot to say. Those on the right of the spectrum mourned the senseless violence and deplored the actions of the left. Many of those on the left rejoiced, were gleeful. And there's no other word for it when you look at some of the posts on social media. For others of us, it was a deep dive into why Charlie Kirk was so well-regarded by conservatives in the US. I was aware of him, but I certainly wasn't aware of the breadth of his reach in the US. So, for me it was an information-finding exercise. And what I saw was a lot of grieving, a lot of mourning on the right, and rejoicing and jokes on the left. Some took a righteous tone, like New Zealand investment manager and Kiwi Saver fund provider boss Sam Stubbs. He posted on LinkedIn on Saturday saying, "We should mourn the violence but not the man, and we certainly cannot eulogise a racist, sexist and bigot. RIP Charlie Kirk, I wish your ideas had died with you." It certainly wasn't the worst thing I'd seen posted about Charlie Kirk's death, not particularly charitable, probably unnecessary. Now, the Simplicity boss has apologised on LinkedIn and deleted the post. Stubbs said his first post on Kirk's death was sent in haste. Odd, given he wrote it on Saturday and Kirk was murdered on Wednesday. Three days should give you enough time to consider what you want to say. Anyway, he went on, "It did not come across as I intended, and I apologise to anyone who took offence." Well, of course they're going to take offence. "Here's what I intended to say," he said. "Murder is murder, anyone celebrating the death of Charlie Kirk is celebrating acts of wilful vengeance. That is wrong, full stop." He said he found much of what Kirk believed as sexist, racist and profoundly objectionable, but in a democracy, he said, he has the right to speak and to live to say what he thought. And let's hope his supporters feel the same way about those who disagreed with him, he added. Probably unnecessarily. Fairly grudging, and you'd wonder why he bothered. Why on earth would you bother? Is he going to lose enough business to see a dent in his company? I wouldn't have thought so. Possibly he might be concerned about not getting a visa into the US. In the wake of the rejoicing from opponents of the ultra-conservatives, there's been a backlash in the US. Numerous workers have been fired for their comments on Kirk's death. Teachers, firefighters, journalists, nurses, politicians, a worker for a prominent NFL team. And the Deputy Secretary of State, Christopher Landau, posted on X, "In light of yesterday's horrific assassination of a leading political figure, I want to underscore that foreigners who glorify violence and hatred are not welcome visitors to our country. I have been disgusted to see some on social media praising, rationalising or making light of the event, and have directed our consular officials to undertake appropriate action. Please feel free to bring such comments by foreigners to my attention so that the State Department can protect the American people." Well, in they came. People have been more than willing to dob in their fellow countrymen, including the hosts of Breakfast TV. A poster put up the clip of the crew shooting a Trump doll with Bug-A-Salt back in 2023. You can imagine the reaction to that. "Never let these people into the country," and on it went. It's not the first-time people have lost jobs over things they say publicly, but in the US, the speed of the firings has raised questions about free speech rights. And it does seem odd that a passionate proponent of free speech, like Charlie Kirk, should see people sacked in his name because they're exercising their right to free speech. It seems a bit incongruous, but there it is. Are you aware that if you do post, and especially in this day and age now that we have access to meta search tools like AI, they can troll through every single post you've made on social media going back a decade or more in a matter of minutes, discovering and finding things you thought you'd deleted? It's all there waiting to be found. And if you think that you're sitting at the bottom of the universe, miles away from anybody and nobody cares, wrong. We live in a village now. An absolute village, and it doesn't matter that we are last stop before Antarctica. If you say something, you have to accept that it's going to be found. If you send a text into me, it can be found. What you say, whatever it is you say, can be found. You might send it, think better of it later, as Sam Stubbs did. Too late, it's out there. As employers, do you as a matter of course go through people's social media? See what they've written, see what stance they take? Do you take into account what people have said and done on social media? Is that just a standard part of hiring now? Should you be able to travel anywhere at will? Or should the things you say and post on social media be taken into account when it comes to applying for the right to travel to another country? Should the right to free speech have consequences? See omnystudio.com/listener for privacy information.

Tonight, on The Panel, Wallace Chapman is joined by panellists Zoe George and Dean Hall First up, Tom Phillips was shot and died in a confrontation with Police early this morning, former police negotiator Lance Burdett is with the Panel to discuss the case and what about the Phillips children? Then Winston Peters wants to hike KiwiSaver contributions to 10 percent and make it compulsory. What does Simplicity founder Sam Stubbs think?

In this episode of Economy Made Simple, Shamubeel Eaqub sits down with Sam Stubbs, founder of Simplicity, to explore the intersection of personal journeys, global finance, and the future of New Zealand's economy. From growing up in the depths of West Auckland to investment banking at Goldman Sachs, Sam shares lessons from his career and why he ultimately came back to try and build something for everyday New Zealanders.Together, Shamubeel and Sam unpack what global capital flows mean for a small country like New Zealand, the unique opportunity being created by KiwiSaver, and how leadership, luck, and resilience shape both personal and national success stories. This episode covers:Sam's journey from West Auckland to Goldman Sachs, and back home againHow the global finance industry views New Zealand... and why we often get overlookedThe role of KiwiSaver in reshaping capital flows and creating opportunities for local investmentWhat New Zealand can learn from Australia's superannuation model and strong infrastructure growthWhy leadership, culture, resilience and curiosity matter for building great organisations - and great economiesBy the end of this episode, you'll gain a fresh perspective on how global and local capital interact, why KiwiSaver could be a game-changer for New Zealand's future, and what it takes to lead with resilience and humility in this tricky, rapidly changing world.---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.

On todays Podcast... KiwiSaver Housing Projects and Government Accountability KiwiSaver Provider Simplicity's ambitious plan to build 10,000 homes across New Zealand, with a focus on their 'build to rent' scheme.  Sam Stubbs from Simplicity about their groundbreaking work in the housing sector. Also, Prime Minister Christopher Luxon its time to show up. I open up about hows side I'm actually on... Website: https://www.rova.nz/home/podcasts/duncan-garner---editor-in-chief Instagram: @DuncanGarnerpodcast  TikTok: @DuncanGarnerpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

A reassurance that banking won't be much riskier even if capital rules are changed. The Reserve Bank's put out two proposals to loosen capital requirements after the government called for it. One of them is reducing minimum capital requirement for deposit takers from $30 million to $5 million. Founder of KiwiSaver provider Simplicity, Sam Stubbs told Ryan Bridge there are other rules, so it won't make it much more hazardous. He says the Reserve Bank will still keep a close eye on any group calling themselves a bank. LISTEN ABOVE See omnystudio.com/listener for privacy information.

There's a belief it's going to be a long journey to get Kiwibank into the ring with the big leagues. Finance Minister Nicola Willis has announced the bank's parent company is being allowed to raise $500 million from investors to help it compete with the four major banks. Simplicity founder Sam Stubbs says Kiwibank will need more capital over time. He told Mike Hosking if the country has five banks making profits, at least one will re-invest in KiwiSaver. Stubbs says it'll bring pricing pressures into the market, which there's very little of right now. LISTEN ABOVE See omnystudio.com/listener for privacy information.

On the Mike Hosking Breakfast Full Show Podcast for Thursday 31st of July, Kiwibank has been given the go-ahead for their capital raise. So will another $500 million help them compete with the big Aussie banks? Air traffic control costs are going up 17.7% over three years, so who will be bearing the brunt of those costs? And Actor and comedian Jeremy Piven pops into the studio for a chat ahead of his Auckland stand-up show. Get the Mike Hosking Breakfast Full Show Podcast every weekday morning on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Today on the show... Tough times and it’s hard to make a buck. But not for Westpac here in NZ. It’s profits are up 10%. The margin the bank charges its Kiwi clients is up as well. But not in Australia - we are the soft targets. The executives will no doubt get bonuses, and the other big banks have done well too. Co-founder of Simplicity, Sam Stubbs joins me and we will pick them to pieces. Plus some Letters to the Editor! Website: https://www.rova.nz/home/podcasts/duncan-garner---editor-in-chiefInstagram: @DuncanGarnerpodcast TikTok: @DuncanGarnerpodcast

The default Kiwisaver contribution rate could be due for a shakeup. Finance Minister Nicola Willis is looking at upping the amount employees and employers contribute to their KiwiSaver accounts. With an ever-increasing aging population, Willis explained she wants to ensure more Kiwis are financially secure in retirement. Simplicity co-founder Sam Stubbs has voiced support with these proposed changes. "It's a recognition of the fact that we just have to save more for our retirement - because unless we do, national superannuation and the cost of health will eat up our current tax base." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Today on the show... A Slam Dunc on how Christopher Luxon fumbled a simple question into a three-minute mess. His corporate jargon dodges accountability, making him look weak. With National slipping and Labour floundering, he should be ahead - but indecision is dragging him down. Can he turn it around? And I spoke with Sam Stubbs of Simplicity KiwiSaver about keeping investment local. While most funds look offshore, he’s building homes for Kiwis. Can New Zealand fund its own future? Sam thinks so—and has the numbers to prove it. Website: https://www.rova.nz/home/podcasts/duncan-garner---editor-in-chief.html Instagram: @DuncanGarnerpodcast TikTok: @DuncanGarnerpodcast

A lot could be riding on the Government's upcoming global investment summit. Prime Minister Christopher Luxon's hoping to tease out more foreign financial investment in New Zealand's projects and industries at the two-day event in March But Simplicity Chief Executive Sam Stubbs says he's concerned Luxon will spend more time focused on offshore money than domestic money. He told Mike Hosking getting a dollar from overseas is a lot harder than getting a domestic dollar in the door. Stubbs says we'll need to be providing a lot of incentives, something we've typically steered clear of in the past, and you can't just set up an expo tent, sprinkle it with a few All Blacks and expect foreigners to invest in New Zealand - it's a competitive business. He says it's all very well to focus on the offshore money, but he thinks the size of the prize is much bigger domestically. LISTEN ABOVE See omnystudio.com/listener for privacy information.

On the Mike Hosking Breakfast Full Show Podcast for Tuesday 11th of February, we have economic growth winging our way, so will that turn the economy around? The Prime Minister is on to talk his dropping poll numbers, economic growth, and whether there's a riff between him and David Seymour. Famed comedian Ben Elton is coming back to the country for a new show - so will Mike be the butt of more of his jokes? He joined the show for a quick chat. Get the Mike Hosking Breakfast Full Show Podcast every weekday morning on iHeartRadio, or wherever you get your podcasts. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Resource Minister Shane Jones has been attacking banks for cutting back on lending to fossil fuel businesses - calling them "woke". KiwiSaver provider Simplicity head Sam Stubbs spoke to Corin Dann.

Dive into 2024's top property insights with Sam Stubbs, Founder of Simplicity, Jarrod Kerr, Chief Economist at Kiwibank, Matt Harris, Managing Director of Lighthouse Financial and James Kellow, Director of NZMS. From expert strategies on navigating the housing market to securing investments and building wealth, these highlights are packed with actionable advice to help both seasoned investors and first-time buyers thrive in real estate. This episode is proudly sponsored by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Partners Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. For more money tips follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

In this episode, we highlight some of the top share market and economic insights of 2024, featuring expert guests Jarrod Kerr, Chief Economist at Kiwibank, Sam Stubbs, Founder of Simplicity, Dean Anderson, Founder of Kernel, and Murray Harris, Head of KiwiSaver at Milford. From share market trends to KiwiSaver strategies and investment tips, these top insights will help guide your financial decisions in 2025 and beyond. This episode is proudly sponsored by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Partners Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. For more money tips follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

The head of KiwiSaver provider Simplicity is optimistic about the government's plan to grow competition in the banking sector. Simplicity chief executive Sam Stubbs spoke to Corin Dann.

The Government's beefing up Kiwibank - at the request of the Commerce Commission. Its report on banking has found the sector isn't competitive enough, and offered up 14 recommendations. Simplicity co-founder Sam Stubbs says the banks would be foolish to ignore Government warnings. He says the Prime Minister's telling the banks - the game is up. "Remember, the only person that can seriously do damage to the big banks in New Zealand is the Government, because they've got regulation powers." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Send us a textJoin Dom, Marv, & Sam for a wrap up of the weekends action! Teams still undecided for the championship, snowballs in Boone, and a shocking upset!Game by game review Show Open (where are we?) 0-4:52App State 34 JMU 20 4:52-19:02Arkansas State 28 ULM 21 (Sam Stubbs) 19:02-38:54South Alabama 35 Southern Miss 14 38:54-44:34Georgia Southern 26 Coastal 6 44:34-55:10Louisiana 51 Troy 30 55:10-1:03:39Georgia State 52 Texas State 44 1:03:39-1:09:56Marshall 42 ODU 35 1:09:56-1:23:55Closing Thoughts 1:23:55-1:28:12Thanks to our sponsors -Fanplex - https://fanplex-graphics.com/ Code: SBS at checkout for a 10% discount!TSN Off Road - https://www.tsnoffroad.com/?utm_sourc... Code: SunSyn10 to get 10% on your first purchase!Dubby Energy -https://www.dubby.gg/Code: SBSyndicate to get 10% on your purchase!Dan-O's -https://danosseasoning.com/?srsltid=A...Code: Dawgos to get 10% on your purchase!Support the show

KiwiSaver provider Simplicity says New Zealand's banks are among the richest in the world and seem to behave like a cartel. Chief Executive of Simplicity, Sam Stubbs spoke to Corin Dann.

Since KiwiSaver launched in 2007 more than 110 billion dollars has been invested in the scheme. But, of course, everyone contributes differently and has different goals for their savings. So how does your KiwiSaver balance compare to that of other people your age? And if you're worried you're falling behind, what strategies can you employ to catch up? Jesse talks to Sam Stubbs the co-founder of the not-for-profit KiwiSaver scheme Simplicity.

We're joined once again by Sam Stubbs, the visionary founder of Simplicity, as he discusses the long-term thinking behind Simplicity's 100-year plan for housing in New Zealand. For more money tips follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

I was on Edwin Dandos' podcast "Rad Work" recently and this is the audio.   You can find his show here https://open.spotify.com/show/5yJfzf9MFoExgsj0SMdRRA?si=6f122874f6954eaa  Listen to the Seeds Podcast episode featuring Sam Stubbs that is mentioned over here: https://open.spotify.com/episode/2T6DLEiH52sQvrE2QguQUn?si=WaB3PYWXSyerj02pA905pQ  And for more seeds episodes go to www.theseeds.nz 

We sit down with Sam Stubbs, Founder of Simplicity Living, to discuss his extensive career journey and the innovative approach he has brought to Simplicity through life's learnings and hard truths. For more money tips follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Have the stock market wobbles sent you scrambling to look at your Kiwisaver balance? Maybe, best just to look away, with investors being warned not to panic. This after US markets closed down this morning with the broader S&P index falling 3%, Managing Director of Kiwisaver fund simplicity, Sam Stubbs speaks to Lisa Owen.

The Government has hinted it isn't opposed to diluting its 100% ownership of KiwiBank to enable it to grow. Simplicity managing director Sam Stubbs spoke to Corin Dann.

Business leader Sam Stubbs says we are the cash cow that keeps on giving for these Aussie banks.See omnystudio.com/listener for privacy information.

On the show today: Sam Stubbs on how the Aussie banks are absolutely destroying Kiwis. But he's not here to moan, he's come armed with solutions. Alwyn Poole is all for charter schools, and so am I. So we chat education achievement and some of the stats are alarming, especially in our 'bottom 30' schools. Billy Stairmand is off to the Olympics! The surfer runs us through his preparation and where the surfing part of the games is taking place seeing as there's no surf on the river of Paris...funny that... See omnystudio.com/listener for privacy information.

Changes to KiwiSaver could be on the way, but one provider says more needs to be done.  Retirement Commissioner Jane Wrightson says New Zealanders' balances are too low.  She wants the minimum contrition to rise by one percent, alongside employers' contributions.  But Simplicity Founder Sam Stubbs told Mike Hosking that the Government should be doing more to encourage retirement savings.  He says as long as it's not compulsory, those who need it the most won't use it.   LISTEN ABOVE See omnystudio.com/listener for privacy information.

Day 3 of the new Duncan Garner: Editor In Chief LIVE! On the show: Protest tomorrow - Dave Letele says it may beat out the 2005 Hikoi. Are we on the edge of a revolution? Dave also addresses what the poorest Kiwis need from tomorrow's budget. Sam Stubbs from Simplicity - the man that's doing what the government can't...building houses. In a world full of bad, Sam's bringing us good news. Is Christopher Luxon pushing Kiwis away? He reckons protests should be on the weekend, and tomorrow's one is 'illegal' according to Luxon...SERIOUSLY? Huge show today, let's go! Enjoy folks - We are live again tomorrow from 7.30am on YouTube, Twitch, and Tik Tok. See omnystudio.com/listener for privacy information.

There's growing debate mortgage advisors need more regulation - alongside a Commerce Commission bid to make it easier to take out a home loan. Discussions at a banking conference centred on concerns brokers don't encourage mortgage rate competition. Simplicity CEO, Sam Stubbs, says they provide a valuable service, but commissions are a worry. "What CommComm are concerned about is - are they actually acting in the best interests of the clients, or are they acting in the best interests of themselves to try and maximise their commission?" LISTEN ABOVESee omnystudio.com/listener for privacy information.

The leadership shake-up at Fletcher Building continues with CFO Bevan McKenzie announcing he will quit later this year.   Earlier this year, Fletcher Building posted a 26.7% drop in earnings and an after-tax loss of $120 million.  Simplicity Founder and Fletcher shareholder Sam Stubbs tells Heather du Plessis-Allan the company has been poorly governed but that it is hard to know where exactly responsibility lies.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

Consumer advocates say a muscled up Kiwibank is no silver bullet to fix the country's banking sector. A draft Commerce Commission report has found a lack of competition in the personal banking sector and says New Zealand-owned Kiwibank is too small to disrupt the market. It says there's a two-tier market in which the big four Australian-owned banks have the major share, with smaller operators offering no threat to that dominance. Monopoly Watch director Tex Edwards, Simplicity's Sam Stubbs, and Consumer NZ chief executive Jon Duffy spoke to Corin Dann.

This is one of those 'bad news good news' Slam Dunc's. Housing struggles are becoming life-changingly serious issues for an increasing number of Kiwi's, such as the 70 year grandmother from Tauranga whose rented house she has lived in for 8 years has been sold out from under her. Simplicity founder Sam Stubbs is setting out do something about providing affordable housing for New Zealander's. And he is not just talking a big game, he is delivering. In my opinion Sam should be a contender for New Zealander of the Year.See omnystudio.com/listener for privacy information.

There's a view that the entire Fletcher Building board should go as the company's Chief Executive and Chair call it quits.  The company's half-year financial result was announced alongside the two resignations, a first-half loss of $120-million.  Shares have plummeted.  Simplicity Founder Sam Stubbs told Mike Hosking that he believes the board would struggle to tell shareholders why they should stay.  He claims the company's been a 'trainwreck' for some time now.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

Simplicity are calling for Fletcher Building's board and management to be scrutinised further. Fletcher's stock has dropped following a multi-million dollar cost blowout on two big projects in Auckland and Wellington. Managing director Sam Stubbs says they called for the chair's resignation two years ago- and action hasn't been taken. "In those two years, the directors paid themselves $4 million in fees- and then they had the absolute cheek last year to ask for a 25 percent pay increase, which they were ultimately talked down from." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Non-profit KiwiSaver provider and fund manager Simplicity says it wants to build and fund 25,000 new homes in the next 10 years. It aims to try hit this goal by launching a new investment fund today that will essentially ramp up its existing programme to increase housing supply. That includes its build-to-rent operator Simplicity Living, offering cheaper mortgage rates to first home buyers and funding community housing providers. Over the past three years those initiatives have led to a $340 million investment in housing across the country, with more than 1500 houses built or in development. Simplicity managing director Sam Stubbs says if 5 percent of what is in term deposits now - equivalent to about $14 billion - were to be redirected to this fund that would be enough to achieve the 25,000 home target.

Yet another competition has arisen between Australia and New Zealand.  KiwiSaver is underperforming, with only a 6% contribution rate in comparison to the 11% contribution rate to Australia's Super System.  Simplicity Founder, Sam Stubbs, told Mike Hosking that politicians tend to think in the short term when it comes to KiwiSaver.  He said that they might be worried that if they make KiwiSaver compulsory or increase contributions, it takes money away from people and makes them less likely to vote for them.  Stubbs said they don't see the long-term impact on infrastructure and the economy that super funds can have.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

More than 300 build-to-rent homes are set to be built next to Ellerslie Racecourse after a KiwiSaver provider bought the land. Simplicity is now the owner of a 1.4-hectare block of land in Remuera. Managing director Sam Stubbs says it's the type of project KiwiSaver funds should be investing in. He spoke to Ingrid Hipkiss.

ASB Bank has reported a record net profit of $1.56 billion for the year to June. However, ASB chief executive Vittoria Short said there were signs of a slowdown in the second half of the year, as the slowing economy and rising interest rates bit into the banks' earnings. Sam Stubbs is an investment banker and founder of Simplicity. Stubbs spoke to Ingrid Hipkiss.

There have long been calls for the Commerce Commission to look into competition in the banking sector, and it's now happening. The government announced yesterday the watchdog would run a market study to ensure the market is working well for New Zealanders. The banks say there is competition aplenty, and Finance Minister Grant Robertson suggests if that's the case, they have nothing to worry about. Sam Stubbs, who runs Kiwisaver fund Simplicity, spoke to Corin Dann.