Podcasts about ipo

Gm! In this episode, Arjun Sethi, Co-CEO of Kraken, joins Yano to dive into how his background in tech, growth and IPOs makes him the perfect candidate to join Kraken and take the company to the next level. Arjun dives into how his compensation plan and overall approach to Kraken paves the way for a decade long growth trajectory that will take Kraken global and one of the most recognized brands in crypto for retail, traders and beyond. -- Start your day with crypto news, analysis and data from David Canellis. Subscribe to the Empire newsletter: https://blockworks.co/newsletter/empire?utm_source=podcasts -- Follow Arjun: https://x.com/arjunsethi Follow Jason: https://x.com/JasonYanowitz Follow Empire: https://twitter.com/theempirepod -- Join the Empire Telegram: https://t.me/+CaCYvTOB4Eg1OWJh -- Katana is a DeFi-first chain built for deep liquidity and high yield. No empty emissions, just real yield and sequencer fees routed back to DeFi users. Pre-deposit now: Earn high APRs with Turtle Club [https://app.turtle.club/campaigns/katana] or spin the wheel with Katana Krates [https://app.katana.network/krates] -- Is your treasury losing value to inflation? Learn how to make digital assets like ETH and SOL productive with uncorrelated, protocol-driven staking rewards. A new report from Liquid Collective and EigenCloud outlines a practical guide for CFOs to integrate institutional-grade staking and restaking. Read The Productive Treasury Report: https://liquidcollective.io/corporate-treasury-staking/ -- GEODNET is the world's largest RTK network, delivering real-time, centimeter-level precision for drones, robots, farmers, and first responders. Recognized by the U.S. Congress, this blockchain-powered network supports mission-critical applications across a wide range of industries. Discover how GEODNET is changing the world: [https://geodnet.com] -- (00:00) Intro (01:10) Arjun's Background (14:08) Culture + Product Velocity (16:45) Arjun's Incentives (18:03) Ads (Katana) (18:50) 1st month at kraken (21:56) Prioritizing What To Build (26:00) Future Onchain Trading (31:20) Kraken Stablecoin (33:38) Crypto Market Structure (35:16) Competitor Analysis (40:17) Hyperliquid (42:25) X Stocks (44:58) Ninja Trader Acquisition (49:33) IPO? (52:39) Long term Leadership (53:53) Ads (Eigenlayer, Geodnet) (55:32) Prediction Markets + Perps (59:16) Tokenization / Onchain IPOs (01:04:18) What's Obvious to Arjun (01:09:46) 4 Year Cycle -- Disclaimer: Nothing said on Empire is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Santiago, Jason, Rob and our guests may hold positions in the companies, funds, or projects discussed.

Today on our show:Best Buy Relaunches Its MarketplaceTarget Earnings: Like a Slow-Moving Train WreckUpcoming RMW Commerce Events in Second Half of the YearWalmart Raises Revenue Guidance in Earnings Call- and finally, The Investor Minute which contains 5 items this week from the world of venture capital, acquisitions, and IPOs.Today's episode is sponsored by Mirakl.https://www.rmwcommerce.com/ecommerce-podcast-watsonweekly

Interview with Dave Lewis on Security's Role in M&A Due Diligence In this episode, Dave Lewis from 1Password discusses the critical importance of security in mergers and acquisitions, from due diligence through integration. He explores common pitfalls, essential security assessments, and practical strategies for security leaders to protect organizational value throughout the M&A process. Topic: The Challenge of Breach Transparency Every industry concerned with safety has a process for publishing the details of accidents, incidents, and failures. Cybersecurity has yet to reach this milestone, and hiding the details of failures is holding us back. This talk will argue for the need for breach details to go public, and share strategies for finding and using some little-known sources of detailed breach data. Weekly Enterprise News Finally, in the enterprise security news, A funding, a few acquisitions, and an IPO for the first time in forever! Attackers are really actually starting to use AI now Some researcher spent all of August poking holes in all the AI tools Someone got Microsoft Copilot to be an accomplice in a coverup Microsoft is making a big change in Azure that will probably break some stuff No, Flipper Zero can't help you steal your car (just the stuff in it) Domain names are free to register now, maybe? Disgruntled former employee goes to jail AI tricked into doing more bad things All that and more, on this episode of Enterprise Security Weekly. This segment is sponsored by 1Password. Visit https://securityweekly.com/1password to learn more about them! Visit https://www.securityweekly.com/esw for all the latest episodes! Show Notes: https://securityweekly.com/esw-422

When Peyush Bansal spent more than Rs 200 crore to buy back Lenskart shares from investors at a deep discount, it wasn't just a bold trade. It was a rare  move few founders manage. He essentially clawed back equity before heading into an IPO. And this extra stake pushed him into “promoter” status, a role many startup leaders once avoided but are now racing to embrace. Why the sudden shift? What does it reveal about founders, investors, and regulators in India's IPO boom?Tune in.Daybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

Interview with Dave Lewis on Security's Role in M&A Due Diligence In this episode, Dave Lewis from 1Password discusses the critical importance of security in mergers and acquisitions, from due diligence through integration. He explores common pitfalls, essential security assessments, and practical strategies for security leaders to protect organizational value throughout the M&A process. Topic: The Challenge of Breach Transparency Every industry concerned with safety has a process for publishing the details of accidents, incidents, and failures. Cybersecurity has yet to reach this milestone, and hiding the details of failures is holding us back. This talk will argue for the need for breach details to go public, and share strategies for finding and using some little-known sources of detailed breach data. Weekly Enterprise News Finally, in the enterprise security news, A funding, a few acquisitions, and an IPO for the first time in forever! Attackers are really actually starting to use AI now Some researcher spent all of August poking holes in all the AI tools Someone got Microsoft Copilot to be an accomplice in a coverup Microsoft is making a big change in Azure that will probably break some stuff No, Flipper Zero can't help you steal your car (just the stuff in it) Domain names are free to register now, maybe? Disgruntled former employee goes to jail AI tricked into doing more bad things All that and more, on this episode of Enterprise Security Weekly. This segment is sponsored by 1Password. Visit https://securityweekly.com/1password to learn more about them! Show Notes: https://securityweekly.com/esw-422

Here's the thing. Most enterprise AI talk today starts with chatbots and ends with glossy demos. Meanwhile, the data that actually runs a business lives in rows, columns, and time stamps. That gap is where my conversation with Vanja Josifovski, CEO of Kuma.ai, really comes alive. Vanja has spent two and a half decades helping companies turn data into decisions, from research roles at Yahoo and Google to steering product and engineering at Pinterest through its IPO and later leading Airbnb Homes. He's now building Kuma.ai to answer an old question with a new approach: how do you get accurate, production-grade predictions from relational data without spending months crafting a bespoke model for each use case? Vanja explains why structured business data has been underserved for years. Images and text behave nicely compared to the messy reality of multiple tables, mixed data types, and event histories. Traditional teams anticipate a prediction need, then kick off a long feature engineering and modeling process. Kuma's Relational Foundation Model, or RFM, flips that script. Pre-trained on a large mix of public and synthetic data warehouses, it delivers task-agnostic, zero-shot predictions for problems like churn and fraud. That means you can ask the model questions directly of your data and get useful answers fast, then fine-tune for another 15 to 20 percent uplift when you're ready to squeeze more from your full dataset. What stood out for me is how Kuma removes the grind of manual feature creation. Vanja draws a clear parallel to computer vision's shift years ago, when teams stopped handcrafting edge detectors and started learning from raw pixels. By learning directly from raw tables, Kuma taps the entirety of the data rather than a bundle of human-crafted summaries. The payoff shows up in the numbers customers care about, with double-digit improvements against mature, well-defended baselines and the kind of time savings that change roadmaps. One customer built sixty models in two weeks, a job that would typically span a year or more. We also explore how this fits with the LLM moment. Vanja doesn't position RFM as a replacement for language models. He frames it as a complement that fills an accuracy gap on tabular data where LLMs often drift. Think of RFM as part of an agentic toolbox: when an agent needs a reliable prediction from enterprise data, it can call Kuma instead of generating code, training a fresh model, or bluffing an answer. That design extends to the realities of production as well. Kuma's fine-tuning and serving stack is built for high-QPS environments, the kind you see in recommendations and ad tech, where cost and latency matter. The training story is another thread you'll hear in this episode. The team began with public datasets, then leaned into synthetic data to cover scenarios that are hard to source in the wild. Synthetic generation gives them better control over distribution shifts and edge cases, which speeds iteration and makes the foundation model more broadly capable upon arrival. If you care about measurable outcomes, this episode shows why CFOs pay attention when RFM lands. Vanja shares examples where a 20 to 30 percent lift translates into hundreds of thousands of additional monthly active users and direct revenue impact. That kind of improvement isn't theory. It's the difference between a model that nudges a metric and a model that moves it. By the end, you'll have a clear picture of what Kuma.ai is building, why relational data warrants its own foundation model, and how enterprises can move from wishful thinking to practical wins. Curious to try it yourself? Vanja also points to a sandbox where teams can load data and ask predictive questions within a notebook, then compare results against in-house models. If your AI plans keep stalling on tabular reality, this conversation offers a way forward that's fast, accurate, and designed for the systems you already run.

Salesforce RVP Lauren McGuire has lived the full arc of modern sales leadership. She started as an SDR in California, helped build high-performing BDR teams through hypergrowth and an IPO, jumped into AE management at multiple startups, then relocated to London with two young children to scale regional teams. In this conversation, Lauren opens up about what those chapters really felt like and how she kept her family at the center while growing her career. We talk through the early return to work after maternity leave in the US, the adrenaline of standing up outbound engines from scratch, and the reality of being close to the pulse of a startup when you also have small humans who need dinner at six. Lauren shares how a move to the UK reshaped family logistics, school choices, and the friendships that make a new city feel like home. Lauren breaks down the difference between leading inside a large, established company and the all-hands-on-deck energy of startups, including where exposure to decision making is plentiful and where it is limited. She explains her leadership style, why empathy is a performance tool, and how she aligns coaching moments to each person's long-term goals so the tough days still make sense. We also get practical. Lauren walks us through the weekly rhythm that keeps her household running, the role of an after-school nanny, and the simple agreements that reduce friction at home. There is gym time at 6 a.m., shared calendars, planned meals, and just enough spontaneity on weekends to keep it fun. Her final takeaways are clear. Build a structure that fits your life, protect time for your health, and remember that family wellbeing is the foundation everything else sits on. About the show Mums on Cloud Nine is your go-to destination for inspiring content that empowers women to build a life and career they love. Each week, we share expert advice, personal stories, and practical tips across a range of topics—from health and mindset to money and career growth. Check out our website at www.mumsoncloudnine.co.uk and subscribe for weekly tips to elevate your mindset

Полугодовая отчетность российских IT-компаний показывает: рост выручки почти незаметен, дебиторка давит, а внедрение отечественного ПО буксует. А ведь ещё недавно IVA и Softline были уверены в неиссякаемой прибыли. В фавориты выбивается Arenadata: у компании худшие текущие показатели, но лучший долгосрочный потенциал. Сегмент каршеринга подает признаки турбулентности — возможны поглощения и делистинги. Цифры суровы, и у экспертов возникает подозрение, что некоторые игроки могут покинуть биржу в течение 2–3 лет. Можно ли сейчас инвестировать в недвижимость? И какое окончательное решение принять по «Газпрому»? Пока плохие прогнозы сбываются, а хорошие остаются слухами, мы опираемся только на факты. Ярослав Кабаков пройдется по всему рынку и подведет итоги этой недели вместе с Дмитрием Александровым, руководителем отдела аналитики департамента торговых операций «АВИ Кэпитал», и аналитиком Совкомбанка Дмитрием Трошиным. Мы в соцсетиях: Телеграм: https://t.me/+qu7kqJeORnxkYWIy YouTube: www.youtube.com/@finam_invest Rutube: https://rutube.ru/video/513a6c34242bcc92b8182b94138811e8/ VK: https://vk.com/video-17555738_456244398

XRP Adoption Explodes | RLUSD $650M | Trump Tariffs Ruling Rocks DC Crypto: RLUSD surges past $650M market cap with huge milestones — IPO proceeds in stablecoin, Japan rollout next year, and Aave's Horizon unlocking new liquidity. Gumi plans to buy $17M XRP, Sparkvia launches AI writing on XRPL, Flare lands another public company, and real GDP data is published directly to the XRPL. Geopolitics: Trump's tariffs face a federal court smackdown, DOJ to appeal, VP Vance trolls protesters, and Lisa Murkowski faces a 2028 MAGA primary challenge. Across the pond, UK migrant chaos escalates, Austrian court rules Sharia law binding, and Europe is on notice. Plus: Funny clips, memes, and your daily dose of unapologetic truth. No FOMO, no rigged rules — just unfiltered takes with crypto, politics, and badass coffee energy. *** SUPPORT ON THE CHAIN GRAB A BADASS YETIS COFFEE – Fuel your crypto grind! ☕ Visit: otc.one/BadassYetisBrew MINT YOUR BADASS YETIS NFT – Own a piece of the legend! Visit: otc.one/mint OTC MERCH IS HERE! – Represent the community in style! Visit: onthechain.shop BUY US A COFFEE – Help keep the content flowing! Visit: otc.one/buy-us-a-coffee JOIN THE CHANNEL – Get exclusive perks & behind-the-scenes content! Visit: otc.one/join ********** ON THE CHAIN – CONNECT WITH US! Listen to the OTC Podcast – Never miss an update! Visit: otc.one/podcast Visit Our Website – The home of crypto insights! Visit: onthechain.io Follow OTC on Twitter – Stay updated in real time! Visit: otc.one/otc Join the OTC Community on Twitter – Be part of the discussion! Visit: twitter.com/i/communities/1599435678995062788 ********** FOLLOW THE OTC TEAM Follow Jeff on Twitter:

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through Nvidia's earnings results, Jerome Powell's recent speech in Jackson Hole, and Trump's new tariff on cheap Chinese goods. ---✅ Ready to start investing? Open a brokerage account on ⁠Public.com/richhabits⁠ and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---

Katie and Matt discuss Taylor Swift, dating podcasters, the betting markets/financial markets convergence, commodity insider trading, a magical money printing machine, weird preferred stocks, the crypto treasury boom, Money Stuff’s effect on academic tenure, IPO pops, private company pops and security-based swaps.See omnystudio.com/listener for privacy information.

The software that powers 25% of India's e-commerce transactions, processes a billion orders each year, and in 2025 alone fulfilled 20 million quick-commerce orders: Unicommerce sits at the core of India's digital retail ecosystem. It is one of the few SaaS companies from India to go public, doing so after nearly a decade of steady growth without fresh primary capital until its IPO in 2024.In this episode of The Neon Show, we sit down with Kapil Makhija, CEO of Unicommerce, the company quietly running India's $60B E-retail market (set to hit $2 Trillion in the next two decades). The conversation goes beyond the company's journey to unpack how perceptions of Indian SaaS customers are changing: from the old belief that they “don't pay” to a more nuanced reality where they value communication, support expectations, and long-term relationships define success.We also look ahead to the future of SaaS in India: from the impact of AI, to the challenges of scaling from zero to $100M, to the balance between pricing and value, and identifying the sectors most ready for building large SaaS companies.This episode is for anyone curious about the story of SaaS in India, from how it is being built, scaled & the opportunities ahead.00:00 – Trailer01:15 – India makes you product-ready & pressure-tested03:45 – GTM: India doesn't reward size, it rewards focus05:00 – Joining Unicommerce the week Snapdeal acquired it10:10 – Digital-first brands vs. traditional brands12:36 – Why Excel and manual ops were the real competition?14:25 – The acquisition of Shipway17:02 – How will the company achieve 1000 Cr Revenue?19:40 – How the decision to go public was made23:40 – Success in SaaS isn't sign-ups, it's retention29:31 – The myth that Indian customers don't pay33:30 – Do Indian customers want Enterprise support but SMB pricing?36:40 – The impact of AI on SaaS39:10 – Founder vs. CEO: Is there a difference?47:29 – White spaces in e-commerce waiting to be built50:35 – Q-commerce vs. E-commerce: where are brands betting?52:07 – How SaaS companies decide if they're IPO-ready?55:10 – Can India build billion-dollar SaaS companies at home?58:15 – How long does the 0 → $100M journey really take?01:01:15 – How to build a ₹100 Cr SaaS company today?01:09:53 – Are pricing advantages in SaaS sustainable?01:12:22 – How much do brands actually spend on tech?-------------India's talent has built the world's tech—now it's time to lead it.This mission goes beyond startups. It's about shifting the center of gravity in global tech to include the brilliance rising from India.What is Neon Fund?We invest in seed and early-stage founders from India and the diaspora building world-class Enterprise AI companies. We bring capital, conviction, and a community that's done it before.Subscribe for real founder stories, investor perspectives, economist breakdowns, and a behind-the-scenes look at how we're doing it all at Neon.-------------Check us out on:Website: https://neon.fund/Instagram: https://www.instagram.com/theneonshoww/LinkedIn: https://www.linkedin.com/company/beneon/Twitter: https://x.com/TheNeonShowwConnect with Siddhartha on:LinkedIn: https://www.linkedin.com/in/siddharthaahluwalia/Twitter: https://x.com/siddharthaa7-------------This video is for informational purposes only. The views expressed are those of the individuals quoted and do not constitute professional advice.Send us a text

Investors hoping to bag a good deal when My Food Bag publicly listed four years ago may have been left with a bad taste in their mouth. Shares valued at $1.85 when it debuted on the New Zealand stock exchange in 2021 are now worth 25 cents. Market commentators have said it is not the only IPO that has gone sour in recent years. Money correspondent Susan Edmunds spoke to Lisa Owen.

IPO வெளியீட்டு விலைக்கும், முதல்நாள் வர்த்தக விலைக்கும் நிறைய வித்தியாசம் இருக்கிறதே என்ன காரணம், பங்குகளை Buyback வாங்கும் நிறுவனம் நல்ல நிறுவனமா போன்ற நேயர்களின் பல கேள்விகளுக்கு பதில் தந்திருக்கிறார் வ.நாகப்பன்.

Welcome to Top of the Morning by Mint.. I'm Nelson John and here are today's top stories. F-35 Crash: Ice Brings Down $200M Jet In Alaska, a $200 million F-35 fighter jet crashed after its pilot spent nearly an hour circling mid-air on a live call with Lockheed Martin engineers. The cause? Ice in the hydraulic lines that froze the landing gear and tricked the jet into “ground mode.” The pilot ejected safely, but the crash added to a tally of 15 F-35 accidents worldwide. Earlier this year, another F-35 was grounded in Kerala and one made an emergency landing in Japan—raising questions about the reliability of America's most advanced fighter. India's First Made-in-India Chip Rolls Out In Sanand, Gujarat, India celebrated a milestone as IT minister Ashwini Vaishnaw inaugurated the country's first packaged semiconductor chip from CG Semi's pilot OSAT facility. The ₹600 crore G1 unit can produce half a million chips a day, with a much larger G2 plant set to follow next year. Together, they aim for 4.7 billion chips annually, serving electronics, auto, and EV sectors. Sanand is fast becoming India's chip hub under the ₹76,000 crore Semiconductor Mission. 40% of Urban Women Feel Unsafe: NARI 2025 A new survey across 31 cities shows 40% of women in India's urban areas feel unsafe. In 2024, 7% reported harassment—100 times higher than official crime data. Delhi, Kolkata, Ranchi, and Patna ranked least safe, while Mumbai and Kohima were rated safer. Only 22% reported incidents to authorities; over half were unsure if their workplaces had the legally mandated POSH policy. Groww Eyes $1B IPO Amid Investor Exodus Bengaluru-based Groww has SEBI's approval to raise $800 million–$1 billion in an IPO. Backed by GIC, Tiger Global, and Satya Nadella, Groww heads to markets even as discount brokers lost nearly 2 million clients in 2025. Stricter SEBI rules on F&O trading have cooled retail participation. Still, Groww's profits tripled to ₹1,819 crore, showing strength despite the turbulence. India to Be World's No. 2 Economy by 2038: EY EY projects India's GDP at $34.2 trillion by 2038 in purchasing power parity terms, overtaking most economies. PPP, which adjusts for cost-of-living differences, shows India's consumer strength and competitiveness more accurately than volatile market exchange rates. Learn more about your ad choices. Visit megaphone.fm/adchoices

“不正会計”判明のオルツ、上場廃止　終値は5円　時価総額はIPO時の100分の1以下に。　AIスタートアップ企業のオルツは8月29日、東京証券取引所での株式の取引が終了したと発表した。株価の終値は5円で、時価総額は1億8100万円だった。同社が上場した2024年10月11日の初値は570円、時価総額は190億600万円だったため、当時から100分の1以下に下落した。

AGENDA: ​​00:00 – Marc Benioff vs Snowflake, Databricks & Palantir: Who Wins the Data Cloud War? 05:10 – Does Benioff Feel The Need to Buy AI Talent Like Zuck Is? 09:00 – What Salesforce has Learned From Palantir on Forward Deployed Engineers? 18:00 – Will SaaS apps disappear in an AI world? Why Satya is Chatting S*** 23:40 – Are SDRs really screwed by AI… or just evolving? 26:10 – Benioff on Who Wins: OpenAI or Anthropic? 30:00 – Nat Friedman reports to Alex Wang: Genius move or career downgrade? 34:00 – Anthropic's $10B round: Have we hit peak AI hype? 47:00 – Klarna's wild ride: From $45B to $6B to IPO at $15B 55:00 – Inside a16z's seed machine: 72 bets vs Sequoia's 27 57:45 – Martìn Casado: Is consensus investing dangerous—or the only game? 01:05:00 – The big lesson: consensus, contrarian, and why investing is harder than ever  

It's not easy to make people rethink their assumptions. If you want to shift perception, you need to challenge expectations, gently, cleverly, and sometimes with a perfectly executed deepfake.That's the brilliance of Orange's Women's Soccer Ad, a mind-bending celebration of women's soccer disguised as a highlight reel of men's soccer. And in this episode, we're decoding its genius with the help of Angie Westbrock, CEO of Standard AI.Together, we explore what B2B marketers can learn from surprising your audience, staying true to both your brand and your customer, and not allowing biases to affect your content.About our guest, Angie WestbrockAngie Westbock's mission is to build high-performance, diverse teams that transform challenges into opportunities. With a solid background as COO and now CEO, she thrives on aligning our company's strengths to create impactful solutions, all while cultivating a culture that celebrates diversity and encourages groundbreaking ideas.Angie is currently serving as the CEO at Standard AI, a startup using AI and computer vision technology to help retailers and brands optimize operations and bottom lines through real-time insights into shoppers' in-store experiences. With a non-traditional background beginning in CPG and then moving into tech, her experience spans from stealth start-ups to IPO to Fortune 500 companies. Leveraging this expertise in commercialization strategy and growth, Angie is able to guide organizations through every phase of development. What B2B Companies Can Learn From Orange's Women's Soccer Ad:Surprise your audience. Great marketing can earn attention through clever misdirection, then deliver a powerful payoff. The Orange ad didn't just say women's sports deserve respect,  it showed it by tricking viewers into watching with existing bias, then rewiring their perception. Angie explains, “Had they not executed the deepfake as well as they did, you would've noticed it from the beginning, and it would've just validated any of the biases that were already there.” The same applies to B2B: stop announcing your message, design it to unfold in a way that surprises and engages.Technology isn't the story; the outcome is. Orange used advanced deepfake technology, but they never made that the headline. The ad wasn't about AI, it was about bias, identity, and respect. The technology was the tool, not the message. “We always try to  tie it to the customer's use cases and ROI versus just about the tech,” says Angie. This is a trap many B2B companies fall into. You're proud of your tech stack, your infrastructure, your proprietary model, and rightly so. But your buyer doesn't care. They care about what your product helps them become. Sell the before and after, not the engine.Don't let your biases affect your content. Too many B2B marketers create content for the people who already agree with them, existing customers, internal stakeholders, or the "safe" ICP. But powerful messaging challenges assumptions. Orange didn't make an ad to celebrate women's soccer for people who already love it, they made an ad to get skeptics to pause and rethink. Angie says, “It wasn't just to the women to honor them and to empower them. It was actually to the men also, to say, you need to revisit your thinking here.” In B2B, you're often selling change: a new workflow, a new tool, a new way of doing things. That means your messaging needs to meet people where they are, not where you wish they were. Quote“ We get so caught up in what we want to say that we don't take into consideration the very specific viewpoints of the customer that you're selling to and making sure that it's going to land with them in a way that aligns with how they're thinking.Time Stamps[00:55] Meet Angie Westbrock, [01:00] Why Orange's Women's Soccer Ad [01:50] What Standard AI Actually Does[05:33] Why Physical Retail Is Still Underrated[11:38] Designed for Rewatching and Social[13:51] Real Tech, Real Players, Real Impact[14:55] Messaging That Reaches the People Who Need to Hear It[21:59] B2B Marketing Takeaways from Why Orange's Women's Soccer Ad [34:38] Not a Cheap Trick — A Trusted Brand Moment[38:13] It All Starts With a Single Shift in Mindset[40:00] What Marketers Want From In-Store Strategy[47:41] Standard AI's Brand Strategy and Differentiation[52:40] Final Thoughts: Break Through the NoiseLinksConnect with Angie on LinkedInLearn more about Standard AIAbout Remarkable!Remarkable! is created by the team at Caspian Studios, the premier B2B Podcast-as-a-Service company. Caspian creates both nonfiction and fiction series for B2B companies. If you want a fiction series check out our new offering - The Business Thriller - Hollywood style storytelling for B2B. Learn more at CaspianStudios.com. In today's episode, you heard from Ian Faison (CEO of Caspian Studios) and Meredith Gooderham (Head of Production). Remarkable was produced this week by Jess Avellino, mixed by Scott Goodrich, and our theme song is “Solomon” by FALAK. Create something remarkable. Rise above the noise.

Could saying no actually be your best longevity strategy? Blair LaCorte reveals why avoiding over-optimization and focusing on system biology, compassion, and purpose instead leads to authentic biosynergy and lasting vitality. Meet our guest Blair LaCorte is a dynamic business executive whose career spans entertainment, aviation, AI, technology, aerospace, consulting, investing & military logistics. He has held CEO & C-level roles at leading companies like PRG, XOJET/Vista, TPG, Autodesk & Oracle, while also taking startups such as AEye Technologies & VerticalNet to IPO. Currently an astronaut-in-training with Virgin Galactic & Vice Chairman of the Buck Institute, Blair continues to drive innovation, growth & global impact. Thank you to our partners Outliyr Biohacker's Peak Performance Shop: get exclusive discounts on cutting-edge health, wellness, & performance gear Ultimate Health Optimization Deals: a database of of all the current best biohacking deals on technology, supplements, systems and more Latest Summits, Conferences, Masterclasses, and Health Optimization Events: join me at the top events around the world FREE Outliyr Nootropics Mini-Course: gain mental clarity, energy, motivation, and focus Key takeaways Tech is for control, not a cure all Forgetting biology leads to problems, not progress Over optimizing health with gadgets causes new problems Step back & look at the whole picture Scientific knowledge & personal belief both affect your biology & well being more than most realize Staying healthy is better than only reacting to sickness Small daily choices matter more than silver bullets Focus on what works for you Test, observe, & stick with what fits your life & makes you feel good Relationships lower stress & boost your immune system Loneliness is a major health risk at any age Some stress helps growth Chronic unbroken stress harms your body Find ways to activate & calm yourself Knowing health tips isn't enough Build habits you enjoy, ideally with friends or community support, for lasting results No two people are alike Track your own changes & work out routines & diets that fit you specifically Modern testing makes it easier to spot issues early Keep personal health records to track your biomarkers over time Episode highlights 04:19 Why Technology Alone Won't Save Your Health 21:17 The Real Framework for Habit Change That Works 28:50 What Truly Multiplies Healthspan Results 36:44 Practical Ways to Strengthen Connection & Reduce Stress 46:28 How to Personalize Health in a Complex World Links Watch it on YouTube: https://youtu.be/U2QuhPEugq4 Full episode show notes: outliyr.com/223 Connect with Nick on social media Instagram Twitter (X) YouTube LinkedIn Easy ways to support Subscribe Leave an Apple Podcast review Suggest a guest Do you have questions, thoughts, or feedback for us? Let me know in the show notes above and one of us will get back to you! Be an Outliyr, Nick

Market Trends and Insights - August 27 Edition In this episode of Dividend Cafe, Brian Szytel provides an update from Martin Newport Beach, California. He discusses the current positive market conditions in stocks and bonds. Brian highlights the importance of the PCE data release scheduled for Friday and analyses indicators from various market sectors like commodities, financials, and home builders. Additionally, he addresses the debate between private and public capital markets, explaining the growing volume and attraction of private capital over the past decade. He concludes by mentioning recent trends in IPOs and public financing, suggesting continued growth in these areas. Brian reminds listeners to tune in for more economic insights and encourages questions from the audience. 00:00 Introduction and Market Overview 00:40 Economic Data and Market Indicators 01:06 Market Sentiment and Cyclical Sectors 02:00 Global Economy and Market Expansion 02:33 Investment Strategies and Valuations 02:58 Private Capital vs. Public Markets 04:51 Conclusion and Upcoming Updates Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Summary:a.k.a. Brands have seen incredible success bringing their digitally native brands into the physical marketplace. A big part of that success comes from their 'test and repeat' retail strategy, which allows them to gauge and adapt to consumer trends extremely quickly. Ciaran Long has been serving as the CEO of a.k.a brands for more than two years. He was previously CFO at Samsclub.com, and held other leadership positions at Walmart's e-commerce division, as well as at CBS, CNET Networks and KPMG.Ciaran joins us to break down the test and repeat strategy, and explains why it can be so effective at minimizing guesswork and mitigating risk. He also delves into a.k.a. Brands' unique approach to influencer marketing, their strategy when it comes to M & A, and the philosophy that will guide their expansion efforts in the years to come. Highlights:The a.k.a. Brands portfolio (2:05)What sets a.k.a apart? (3:12)a.k.a.'s evolution (4:43)Expansion strategy (5:50)Dealing with fickle consumers (8:56)Test and Repeat (10:55)Culture Kings (13:39)Navigating volatility (16:02)Sustainability in fashion (17:37)M&A (18:53)Looking ahead (21:06)Links:Ciaran's LinkedIna.k.a. Brands' LinkedIna.k.a. Brands' WebsiteICR LinkedInICR TwitterICR WebsiteFeedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, joe@lowerstreet.co.

Simon Allen, CEO of McGraw Hill (MH), talks about his company's recent IPO and its first earnings since the stock began public trading. He mentions the company's revenue made off its digital platforms as showing opportunistic growth. Simon adds that McGraw's "gamification" of education is what draws more people to using his company's products, aided by A.I. tools.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

DeFi is growing up, and the numbers tell a different story than the hype suggests.In today's episode, we sit down with Lorenzo Valente from ARK Invest to explore how institutional capital is quietly reshaping crypto infrastructure. Lorenzo breaks down why this cycle feels different. From transparent on-chain leverage versus 2021's hidden risks to how stablecoins and tokenization are the real growth drivers. We dive into on-chain IPOs, the stablecoin chain wars, and why TradFi meeting crypto unlocks the next 10-50x growth.Let's jump in.The RollupWebsite: https://therollup.co/Spotify: https://open.spotify.com/show/1P6ZeYd...Podcast: https://therollup.co/category/podcastFollow us on X: https://www.x.com/therollupcoFollow Rob on X: https://www.x.com/robbie_rollupFollow Andy on X: https://www.x.com/ayyyeandyJoin our TG group: https://t.me/+8ARkR_YZixE5YjBhThe Rollup Disclosures: https://therollup.co/the-rollup-discl

President Trump just created the National Design Studio and tapped Airbnb co-founder Joe Gebbia to lead the charge. Cracker Barrel has offended or enraged just about everyone with its new logo. Figma hit Wall Street with a bang.  It's been a big month for design. And on this episode of By Design, hosts Liz Stinson and Mark Wilson give the rundown of the latest news before talking with Figma chief design officer Yuhki Yamashita just after the company's super successful IPO.  Yuhki shares where Figma goes from here and how he's thinking about design products in the age of AI and vibe coding.  Then, we'll round things out the best and worst designs of the month as Teenage Engineering, Apple, A24, and AOL battle for the crown (or not). 

In this episode of Truth Works, we sit down with Beth Steinberg, an organizational development and leadership expert with over 25 years of experience guiding companies through hypergrowth, IPOs, and acquisitions. As founder of Mensch Ventures and former People leader at Facebook, Sunrun, and BrightRoll, Beth has helped scale both startups and global enterprises by blending leadership coaching with people strategy and culture design.She shares lessons from steering talent systems under pressure, her philosophy on coaching leaders rather than just managing tasks, and her commitment to advancing women in STEM through the U.S. State Department's TechWomen initiative. This conversation is a masterclass in building resilient organizations where culture and growth go hand in hand.

There's been a rare IPO filing on NASDAQ as LB Pharma looks to test the market during a year that has seen little activity among U.S. biotechs even as green shoots continue to appear on the Hong Kong stock exchange. On the latest BioCentury This Week podcast, BioCentury's analysts discuss the market for biotech IPOs on NASDAQ and in Hong Kong.The analysts then assess FDA's about-face on Stealth BioTherapeutics' Barth syndrome therapy, putting the decision in the context of a changing regulatory agency; and a BioCentury Guest Commentary that argues that the university-industry engine that drives U.S. innovation is under attack. Also mentioned on this week's podcast: BioCentury's 33rd Back to School package, which reimagines FDA; the upcoming 12th China Healthcare Summit in Shanghai; the evolution of dealmaking in China; and Annalisa Jenkins' take on MHRA and the U.K. biotech ecosystem on The BioCentury Show.View full story: https://www.biocentury.com/article/656849#Biotech #IPO #Pharma #FDA #RareDisease #Biopharma #DrugDevelopment #HealthcareInnovation #HongKongIPO00:00 - Introduction 02:48 – LB Pharma Tests IPO Market07:01 – Hong Kong IPO Momentum09:53 – China Summit Preview13:40 – FDA Reversal on Stealth Bio18:15 – Bayh-Dole Clash & Innovation ThreatsTo submit a question to BioCentury's editors, email the BioCentury This Week team at podcasts@biocentury.com.Reach us by sending a text

Send us a text00:00 - Databricks Targets $100b in New Round08:42 - Canva Launches Tender at $42b Valuation15:27 - Eight Sleep Raises $100m at $1.5bNick Fusco = CEO at PM Insights, a pre-IPO secondary market pricing company…X - @TheFuscoKid…LinkedIn - www.linkedin.com/in/nickfuscoEvan Cohen = Founder/COO of withVincent.com, a media company focused on alternative investments…X - @evvcohen…LinkedIn - www.linkedin.com/in/evcohenClint Sorenson = Chief Investment Officer at WealthShield, an outsourced CIO and investment research company…X - @clint_sorenson…LinkedIn - www.linkedin.com/in/csorensoncfacmtAaron Dillon = Managing Director of AG Dillon Funds, pre-IPO stock investing for RIAs…X - @AaronGDillon…LinkedIn - www.linkedin.com/in/aarondillonnyc

The Nifty continued to face resistance near 25,000 on Monday, but the market ended in the green, led by IT stocks, while consumption and paper stocks saw strong action. Sensex gained 329 points, and the Midcap index also closed higher, even as financials and select capital market names remained under pressure. Meanwhile, global markets are subdued after US President Donald Trump fired Fed Governor Lisa Cook, sparking concerns over the independence of the central bank. In this episode of Market Minutes, we break down the global cues shaping investor sentiment, and the key stocks making headlines — from Sai Life Sciences' block deal and Navin Fluorine's CEO change to big government contracts for Protean eGov and Signpost India, plus IPO openings for Vikran Engineering and Anlon Healthcare. Listen in for our Voice of the Day segment, with Nirav Karkera of Fisdom Research sharing his take on whether paper stocks are still attractive after Monday's rally.  Tune in for all this and more in today's Market Minutes — your morning podcast bringing you the top stories to kickstart your trading day, from stocks in the news to macro trends and global market cues.

Keith discusses the impact of political rhetoric on mortgage rates, emphasizing the importance of central bank independence.   President of Ridge Lending Group and GRE Icon, Caeli Ridge, joins in to explain the benefits of 30-year mortgages over 15-year ones, advocating for extra principal payments to be reinvested rather than accelerating loan payoff.  They also cover the potential effects of Fannie and Freddie going public, predicting higher mortgage rates. Caeli Ridge elaborates on cross-collateralization strategies, highlighting the advantages of commercial blanket loans for real estate investors.  Resources: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Show Notes: GetRichEducation.com/568 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE I'm your host. Keith Weinhold, the President has called the Fed chair a dummy and worse. How does this all affect the future of mortgage rates? Also, I discuss 30 year versus 15 year loans. Can you bundle multiple properties into one loan? Then how Fannie and Freddie going public could permanently increase mortgage rates today on get rich education   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:24   Welcome to GRE from Pawtucket, Rhode Island to Poughkeepsie, New York and across 188 nations worldwide. I'm your host. Keith weinholdin, this is get rich education, not to inflate a sense of self importance, but each episode is an even bigger deal than a New York Jets preseason football game. You might have thought you knew real estate until you listened to this show, from street speak to geek speak. I use it all to break down how with investment property, you don't have to live below your means. You can grow your means as we're discussing the mortgage landscape this week. You know, I recently had a bundle of my own single family rental homes transfer mortgage servicers from Wells Fargo over to Mr. Cooper. And that was easy. I didn't have to do anything. The automatic payments just automatically transferred over. And yes, Mr. Cooper, it's sort of a funny sounding name that you don't exactly see them putting the naming rights on stadiums out there, but the new servicer prominently wanted to point out the effect of me making extra $100 monthly principal payments and how much in interest that would save me over time, sort of suggesting that it would be a good idea for me to do so. Oh, as you know, like I've discussed extensively, extra principal pay down is a really poor use of your capital. It's a lot like how in the past, now you've probably seen it like I have, your mortgage company promotes you making bi weekly payments all year, so you'd effectively make some extra principal pay down each year. That way. Don't fall for it. Banks promote biweekly payments because it sounds borrower friendly, it encourages an earlier loan payoff. Well, that actually reduces lender risk and increases your risk. And the whole program can come with extra fees too. It just ties up more of your money in something that's unsafe, illiquid, and with a rate of return that's always zero, since that's exactly what home equity is. As we're about to talk mortgages with an expert today, I will be sure to surface that topic. We'll also talk about the housing market effect of a president firing a Fed chair. When you're living under the rule of a president that desperately and passionately wants lower interest rates, you've got to wonder what would happen if a president just had the power to go lower them himself, which is actually what most any president would want to do, but you almost don't have to wonder what would happen. You can just look at what actually did happen in Turkey. Now, yes, Turkey already did have an inflation problem, worse than us, for sure, but Turkish President Erdogan went ahead and lowered Turkey's interest rates despite persistent inflation. I mean, that's a situation where most would raise rates in order to combat inflation. Well, lowering rates like that soon resulted in substantially higher inflation to the tune of almost 60. Yes, six 0% per year before cooler heads prevailed and the Turkish government was forced to drastically raise rates. But it was too late. The damage was already done to the reputation of Turkey's economy and its everyday citizens and consumers. I mean, that was a painful, real world example of how critical central bank independence is. You've also got to ask yourself a question here, do you really want to live in the type of economy where we would need a bunch of rate cuts? Because when rate cuts happen, it usually results from the fact that people are no longer employed, or we're in a recession, or financial markets are really unstable. So there are certainly worse maladies out there than where we are today, which is with moderate inflation, pretty strong employment and interest rates that are actually a little below historic levels. I mean, that is not so bad. Before we talk both long term mortgage lessons and more nascent mortgage trends today coming up on future episodes of the show here, a lot of info and resources to help you build wealth as usual. Also an A E TELEVISION star of a real estate reality show will make his debut here on GRE.    Keith Weinhold  6:24   Hey, do you like or even live by any of the enduring GRE mantras, like, Don't live below your means, grow your means, or financially free, beats debt free, or even, don't quit your Daydream. Check out our shop. You can own merch with sayings like that on them, or simply with our GRE logo on shirts and hats and mugs. And I don't really make any income from it. The merch is sold at near cost, and it actually took a fair bit of our team's time to put that together for you. So check out the GRE merch. You can find it at shop.getricheducation.com that's shop.getricheducation.com   Keith Weinhold  7:18   today we're talking to the longtime president of ridge lending group. They specialize in providing income property loans to real estate investors like you, and she's also a long time real estate investor herself. I've shared with you before that ridge is where I get my own loans. They've worked with 10s of 1000s of real estate investors, not just primary residence owners, but real estate investors as well as homeowners all over the country, and at this point, she's like a GRE icon, a fixture regularly with us since 2015 Hey, welcome back to get rich education the inimitable Chaley Ridge,    Caeli Ridge  7:54   ooh, Mr. Keith Weinhold, thank you, sir. So good to see you, my friend. Thanks for having me   Keith Weinhold  8:00   opening up that thesaurus tab right about now, I think maybe JAYLEE, why don't we have the chat everyone wants to have? Let's discuss interest rates, starting with the vitriol from Trump to Powell has reached new heights. This year, Trump has called Powell a numbskull, Mr. Too late, a real dummy, a complete moron, a fool and a major loser, among other names. And you know, at times, I've seen Realtors even blasting Jerome Powell for not cutting rates. Well, the Fed doesn't directly control mortgage rates, and it's also not the Fed's job to boost Realtors summer sales. It's to protect the long term stability of the US economy. Tell us your thoughts.    Caeli Ridge  8:48   So this is a rather complicated topic, okay, and there's a lot that under the hood that goes into how a long term mortgage bond interest rate is going to go up or going to go down. As you said, it's not necessarily just the Fed and the fed fund rate, which, by the way, for those that are not familiar with this, the fed fund rate is the intra daily trading rate between banks. So while there is a connection between that and that of the 30 year long term fixed rate mortgage, they are not the same thing. And in fact, statistically, I believe I read this last week, the last three fed fund rate reductions did the opposite to long term rates, right? So we went the other direction. So please be clear that the viral, as you say, of President Trump and what his opinions are about Mr. Powell and his decisions to keep that fed fund rate unchanged for the last several meetings that they've had, I think, is more of a distraction, but that's another conversation overall. I would say that, is he too late? Is he right on time? You know, there's so much data and so many data points that they're looking at, and there's this thing in the industry called a Lag that, in truth, they're not getting the actual data points that they need real time. It's lagging, so the data that's coming out to them today isn't going to be what's relevant and necessary to make changes tomorrow, next month and next week. Most recently, you probably saw in the news the BLS Bureau of Labor and Statistics and the jobs report came in far under what the expectation was. So that might have been the catalyst. I think that will drive Powell and group to reduce that is the overwhelming expectation that the fed fund rate is going to come down by how much. We don't know. Secondary markets are already baking that in, by the way. So when we talk about long term interest rates, I'm starting to see some changes on the day to day. I get access to that stuff, and I'm looking at it daily, the ticker tape of where the treasury bonds and things are. So I'm starting to see some slight improvement to interest rates in preparation of that market expectation, interest rate on the fed fund level will probably reduce. But I think overall, Keith that the Fed is in a really difficult position, because when you think about what really is going to drive the fed fund rate, and then potentially the long term rate, is counterintuitive to what most people or consumers expect, right? They think if the fed fund rate reduces by a quarter of a percentage point, then a long term 30 year fixed should probably reduce by the same amount. It does not go hand in hand like that. Now, while there are trends right, that doesn't happen that way, and more often than not, the worse our economy is doing, the better a 30 year interest rate will be. So in my industry, I'm kind of always playing on the fence, thinking I don't want anything bad for our country and the economy. However, the worse it does, the better interest rates are going to become. And if you've been paying attention, the economy is in decent shape. We're not doing that bad. Inflation is still up, so the metrics that they're using to kind of gage and predict that lag and where we're going to be are not in line to say that interest rates are going to drop a half or a point or a point and a half in the next year to 18 months. Those signs are not out there for me. All of that said, I know that interest rate is top of mind for I mean, I'm on the phone all day long. I like that part of my job where I'm still interfacing with investors on day to day. Big chunk of my day is spent talking to clients, and that is one of the top questions, probably one of the first questions that come out of their mouth, where interest rates? What are interest rates? And what I have sort of started to really form and say to that question is, if interest rates are the catalyst to your success in real estate, you probably need to do a little bit more research, because interest rates should not be the make or break for your success. Well, as a real estate investor   Keith Weinhold  12:45   the Fed has a dual mandate of maximum employment and stable prices. Inflation, though still somewhat elevated, has stayed about the same the past few months. History shows us that the Fed is more comfortable with inflation floating up than they are with suppressed employment levels. To your point about recent reports about us not adding many jobs, and the Fed being concerned about that, the translation for those that don't know is, if the job market is weak, lowering rates, which is what increasingly people think they tend to do later this year. Lowering rates helps encourage businesses. It's more likely that businesses will borrow and expand and hire more people. Therefore, if rates are low now, whether that translates into a lower mortgage rate or not, by lowering that fed funds rate? Yes, there is that positive correlation. Generally, the lower the Fed funds rate goes, the lower mortgage rates tend to go although that isn't always the case. To your point. Shailene, late last year, there were three Fed funds rate cuts, and mortgage rates actually went up, which is somewhat of an aberration that usually doesn't happen that way, but that's the environment we're in. Most people think Fed rate cuts are coming later this year.   Caeli Ridge  14:04   Yeah. And I would say, you know, the other thing too, when we talk about the pressure that the Fed is under right now, specifically, Powell, he's being attacked, fine, and whether I agree or disagree, really important for listeners to understand that the indifference that the Fed is supposed to have right bipartisan, it's not supposed to have a dog in that fight. If it did the calamity, I think what would happen economically in this country would be devastating if other economic powers were to see that our particular financial institutions are swayed one way or another. Politically, that would be devastating to us. So I think Powell has done a decent job at staying the course. He's continued to do what he says, says what he does. So so far, I'm okay. Is he late to reduce rates? I don't know that I'm qualified to say that, maybe. But at the same time, I think that his impartiality has been consistent, and that for that part of it, I'm. Grateful   Keith Weinhold  15:00   for those who don't understand if Trump just told Powell what to do and Powell followed Trump's orders, how does that devastate the economy?    Caeli Ridge  15:09   It shows partiality to or Fieldy to one particular party, right? It's not an independent institution where financial policy quantitative easing, quantitative tightening, all of those different things that are necessary to keep the pistons pumping. It isn't it's very specific to Fieldy and the leader of telling based on potentially ego or other elements that have not a lot to do with fiduciary responsibility.   Keith Weinhold  15:37   If Powell did everything Trump said, I feel like we would have negative interest rates right now   Caeli Ridge  15:43   that could be a problem, especially if the economy and inflation is on the rise, and then you get the tariffs. I mean, there's so much layering to this. I mean, we could go on and on about it, but overall, let me close with this. I think that interest rates are probably on the run, if I had to guess. Now, there's all kinds of variables that could make that statement untrue, but overall, in the next year to two years, I do think we'll see some relief in interest rates, barring any major catastrophe. But again, investors, if your success, if you're tying your real estate portfolio, your real estate investing, whatever modality you're interested in, if you're tying that to an interest rate, and there's a certain number that you have ethereal in your mind, you're going to lose your success in real estate. Interest rate is a component of it, but it should not be tied to your success or failure. You should be able to do the math and look at the differences in real estate opportunities, investment, whether it be long term, short term, midterm, single family, two to four appreciation, cash flow, all those things should be considered, and you will find adequate returns independent of an interest rate. If you're diversifying that way   Keith Weinhold  16:49   there is more evidence that Americans have warmed up and gotten somewhat used to normal mortgage rates. This normalization of mortgage rates, they are pretty close to their historic norms. In fact, a recent housing sentiment survey done by turbo home found that in q1 of this year, 41% of homeowners surveyed said that a 6% mortgage rate was the highest they would accept on their next purchase. Right that was back in q1 today, up from 41%, 52% of respondents now say a 6% mortgage rate is the highest that they would accept. Evidence that people are warming up and normalizing this.   Caeli Ridge  17:30   The other thing too is the pandemic rates. Right? That's been a very hard shell to crack. The people that got these two and 3% interest rates during 2020 2021, part of 22 they're really reticent to let those go, and I think that they're doing themselves a disservice as a result. If you can get a second lean HELOC, okay, fine, but overall, if you're just going to let that untapped equity sit, it's going to be to your disadvantage. If you have any desire to increase your portfolio and your long term financial stability and wealth   Keith Weinhold  17:59   you're listening to get rich education. Our guest is Ridge lending Group President Cheley, Ridge much more when we come back, including 30 year versus 15 year loans. Which one is better and more things that the administration is doing to shake up the mortgage market. I'm your host. Keith Weinhold.    Keith Weinhold  18:15   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Cheley Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  18:46   You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866,   Rick Sharga  19:58   this is Rick sharga housing market. Intelligence Analyst, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  20:05   Welcome back to get rich Education. I'm your host, Keith Weinhold. We're talking with a familiar guest this week. That's Ridge lending Group President, Caeli. Ridge wealth is built through compound leverage faster than compound interest. And leverage means using loans. I think most everyone the first time in their life they look at loan amortization tables and learn things like, oh, with a 15 year loan, you pay substantially less interest, perhaps hundreds of 1000s of dollars less interest with a 15 year loan and its lower mortgage rate than you do with a 30 year loan and its higher mortgage rate. But a lot of people don't take that next step and look that Oh, rather than paying down my home loan with extra principal payments, if I just invested the difference, I would be substantially better off down the road. So in a lot of cases, the more sophisticated investor chooses that longer loan duration, the 30 year. That's the way I see it. What do you see? Most of your prefer there.   Caeli Ridge  21:12   It's one of my favorite topics to cover, because there's quite a few layers that I think can all connect. If an individual wants to pay less in interest very easily, I'm going to strenuously advise them to take a 30 year over a 15 year and just simply apply the difference. So let's just start with the applicable version of 15 versus 30 and how it can benefit or harm. Because this is what a lot of times people that go for the 15 year and wanting to pay less in interest. Don't understand, and it's never been delivered to them in a reasonable way, I guess. So just looking at those two, and then we'll get to the strategy of potentially reinvesting those dollars elsewhere. But just look at a 30 year and a 15 year. I am a massive deterrent against a shorter term amortization. I hate a shorter term amortization, because all that's going to do to the individual is limit their ability to qualify later on down the road. And the reason for that is, is that the shorter term, as you had described, is going to yield a higher monthly payment. So when we pull credit for an individual, that's a higher monthly payment that the debt to income ratio has to support, when in fact, if we simply just look at the two side by side, 15 year and a 30 year equal, equal loan sizes. The 15 year is going to have a lower interest rate. It's true, but the amortization is obviously half the amount. We've gone from 360 months, 30 years to 180 months, 15 years. So the payment obviously is going to be much, much higher if you take the payment difference between those two mortgage products and apply it with a 30 year fixed payment. Let's just call it 500 bucks a month, whatever the number is, and you are disciplined to send that extra 500 bucks every single month with your 30 year fixed mortgage payment. You will cross the finish line in 15.4 years, I think, is the average when you run the amortization, so you'll pay a few extra months worth of interest, but whatever, you'll never pay the higher interest that the 30 year has locked at because you've accelerated the payoff of the debt so quickly, and you've maximized your debt to income ratio and future qualifications never take the shorter term amortization. It is to your greatest disadvantage. I hate them. That's part one. Did you have a comment? I can see that your wheels are spinning.   Keith Weinhold  23:24   That is a great answer. If you get the 30 year loan instead of the 15 if you apply an extra principal payment, whatever it would be, call it 500 plus dollars, that you will kill off that loan, that 30 year loan in something like 15.4 years. Yes, and you'll have the lower payment amount for your qualification, going forward, you'll have more flexibility in your life. That's great. I didn't realize the difference 15.4 versus 15 was that small? That's a great takeaway.   Caeli Ridge  23:50   Yeah, absolutely. And the other piece, you kind of just hit on it, the individual's feet are not held to the fire at that higher payment. So let's say it's a rental, okay, whatever. It goes vacant for a month, or a couple months, God forbid, or whatever may be happening. You now get to choose. You are not obligated at that higher monthly payment. You can say, Okay, this month, I'm not going to pay the extra. I don't da, da, da. It's all within your control. So you're killing like four birds with one stone. I really prefer the 30 year amortization for all those reasons. So now let's take it and move into how I believe, and I agree with your philosophy, taking those dollars and applying them, because when we talk about mortgage interest, especially on investment property, okay, it's probably a slightly different conversation when we're talking about somebody's primary residence, home, but for an investment property to take that difference and apply it toward another investment, because the interest remember, you guys, we're investors. We want that Schedule E deduction, that interest deduction, as money goes a 30 year fixed mortgage, even today, as interest rates are elevated beyond the two and three percents that people somehow fixated on, that that's where interest rates should just be forever. You've got Mass. Amounts of interest deduction, so you're paying less in taxes. For that reason, there's so many reasons to stretch out that mortgage on an investment property versus extinguishing that debt, not to mention, you want to constantly be harvesting equity, ideally, pulling cash out. Borrowed funds are non taxable, deploying them, but then taking that extra cash flow and stockpiling it for another investment, whether that just be the down payment or for other things. I just think there's so many better places that those funds can go to produce more wealth than accelerating the payoff of that debt that's benefiting you, from a tax perspective, and several other ways. There's lots of other ways to apply that money. I   Keith Weinhold  25:43   I often ask, why accelerate the payoff on a, say, 7% mortgage interest rate loan, when instead you can take those savings, reinvest them into other real estate, where it sounds preposterous on its face to think of the rate of return that you can get from an income property, but when you add up all the five ways you're paid, appreciation, cash flow, loan pay down, made by the tenant, tax benefits and the inflation profiting benefit on the long term fixed interest rate debt, a return of 20% plus is not out of the question at all. So if it's 20, why would you pay off extra on a seven? That's 13 points of arbitrage that you could gain there by not aggressively paying down a property and instead making a down payment on another income property. Chaeli, when it comes to these type of questions and accelerating a payoff, why do banks seem to encourage that you make bi weekly payments rather than monthly payments, therefore accelerating your principal pay down.   Caeli Ridge  26:42   I'm not sure the reason behind that. I don't know that I've even seen a lot of that from my lens and my perspective. It's definitely not something I ever comment or preach on. But the overall, what's happening there when you do it the bi weekly, so instead of making $1,000 at the first of the month, you make 500 and then 500 right, middle of them on first of the month. What's happening there is, because of the way the annual calendar goes, it ends up being an extra payment per year, right? I think that's the math. Is, when you do it that way, you end up making an extra payment per year, so you can accelerate. And there's you're not doing anything different, necessarily, to in your cash flow, etc. So I don't think there's anything wrong with it. I don't know what the benefit is to the institution that would in communicate that to its consumer. Yeah,   Keith Weinhold  27:27   Yeah, it ends up being 26 bi weekly payments, which has the effect of making 13 monthly payments in a 12 month year, accelerating your pay down. In my experience, it seems that banks encourage this. They contact borrowers. They've contacted me in the past, laying out a welcome mat. Hey, would you like this plan here? And in my mind, accelerating the payoff. We already talked about how that's typically not a good investment. The more you know about the trade off between loans and equity, really, I'm transferring more of the risk onto myself and less they're onto the bank when I accelerate my payoff. So I agree. I'm not interested in doing that at all.    Caeli Ridge  28:06   You know, maybe Keith, it could be, because I people talk about this a lot, those people, and let's say that there are a group of individuals that might benefit. Let's say they're in phase three, right? They're well into retirement. They just want to start paying off. They're not maybe investing anymore. They just want to leave that legacy, perhaps, or whatever their circumstances are, and they don't want to take additional capital and apply it to the principal and lock up those funds and make them illiquid. So maybe, just as an easy sidebar, they just make two payments month versus one. I get a lot of people asking that question. I mean, over the years, I know that like at the closing table, we'll have clients say, Hey, is the servicer going to be set up to accept bi weekly payments? And a lot of times they don't like SLS. I mean, there's a lot of servicers out there that will not accept or don't have the infrastructure to collect those bi weekly so maybe just as a consumer desire out there, the servicers have gotten wise to it, and they just offer it. I can't think of the reason behind why they would promote that to their database. I don't know.   Keith Weinhold  29:09   Another question that I hear quite often, and probably do as well there is about bundling multiple properties into one loan. Can you tell us about that?   Caeli Ridge  29:20   Yeah, that's called cross collateralization. So we're taking residential property, okay, and putting them into a commercial blanket loan. So any combination of single family, up to four unit, five Plex and above is now considered commercial. So it's got to be single family, condo, duplex, triplex, fourplex, right? It's residential property, and they're taking any combination of that and putting it into one blanket loan, cross collateralizing it. Now, I believe the most incentivized way or desire to want to do this is probably for two reasons. One, to free up golden tickets, right? Golden tickets are those Fannie Freddie loans that we talk about a lot. There are 10 of these per qualified individual, if. If someone has maxed out their golden tickets, let's say they've got 12, 1314, properties, they could take five or 10 or 13, whatever the number, and put them into a commercial blanket cross collateralized loan, as long as it's non recourse. That means no personal guarantee is attached to it. The rule per golden ticket will free up all those spaces. So usually this applies to an individual that has a portfolio that has stabilized. This will usually work when the portfolio has had a couple of years to make sure that you've got your consistent tenants and anything that may come up, repairs, maintenance, et cetera, stabilized portfolios and then putting them into that cross collateralization, because the terms are not going to be the same as just a 30 year fixed Okay, especially if you're going to be looking to take cash out and harvest equity that way, that may be a real opportune time to borrow funds. Borrowed funds are non taxable once again, pull the cash out, put it into a non recourse loan. You've got half a million dollars of capital now that you can then go and get a whole new set of golden tickets for expanding your portfolio. So that's something that we focus on for individuals that have maybe maxed out of that that conventional landscape and or are looking to scale and acquire more properties, but they don't want to necessarily look at some of the DSCR loans. They want to get back into the Fannie Freddie box.    Keith Weinhold  31:22   Yeah, so someone could bundle and get cash out simultaneously, potentially, is there anything else that qualifies or disqualifies one for bundling many loans into one like this?   Caeli Ridge  31:35   It's a commercial underwrite. So they should be aware of that. Now, certainly, we're looking at the individual typically in those loans, the underwriting of those loans, the individual's liquidity and credit are most what we're focusing on, but it's about the property in the portfolio, DSCR, that debt service coverage ratio is a big factor. So we're looking at the income against the monthly expense. Generally. That's going to be the principal, interest, tax and insurance on a commercial basis, they throw in the maintenance, vacancy, et cetera, averages. So you want to see, generally speaking, about 1.2 on those when you divide the incomes and the expenses and then otherwise, yeah, LTV might be a little bit restricted on something like that, 70% usually, maybe you can get as much as 75 if you've got a really strong portfolio. But otherwise, for you, individually, liquidity, some liquidity there, and good credit is what is important. As long as the portfolio is operating at a gain, then you're good to go.    Keith Weinhold  32:32   Yeah, that cross collateralization could be really attractive. Well, Chile, we've been in this presidential administration that has shaken things up like few, if any, prior administrations have. One of those things is that they have pushed for cryptocurrency holdings to be recognized as assets in mortgage loan qualification. Now that's something that would probably pend approval by the FHFA and critics cite volatility. I mean, there's been a pattern where every few years, Bitcoin drops 80% before rebounding, and I'm not exaggerating, and that has happened a number of times. And another administration desire is this potential Fannie Mae Freddie Mac merger, or an IPO an initial public offering. Can you tell us what that's about   Caeli Ridge  33:21   let's start with the crypto first, whether or not this, this gets through the Congress and or FHFA, however, that that develops and becomes actualized, that may be different than what the lending institutions decide to take a risk on, right the allowance of that crypto so it even if it's approved and they say that, Yes, that we can use this for asset depletion or reserve requirements, or whatever it may be. I don't know necessarily that you're going to see a lot of the lending institutions jump on board. I think they'll probably have overlays. It's just kind of the layering of risk on the crypto side to ensure that the asset and the underwrite is less likely to default. I don't see a lot of lending institutions that are probably going to jump on that bandwagon immediately. That's probably going to need more time and consistency with that particular asset class. That's the crypto thing. So that's a TBD on the other side, we're talking about conservatorship. So post, oh 809, right? The housing crash and Dodd Frank, if you've not heard of those names before, they're just the last names of individuals that that rewrote that sweeping legislation across all sectors of finance. Once we saw housing and lending implode upon each other, Fannie Freddie, as a result, went into conservatorship. Now what they're saying, what the administration is saying is, is that they are going to say that the implicit guarantee actually, let me back up really, really quickly. I will not take too much time on this so Fannie Mae and Freddie Mac The reason that those products are the golden tickets, as we call them, and we're just focused on investor products right now is because highest leverage, lowest interest rate. And why is it like that? That's because it has a United States government guarantee. Against default. So this mortgage backed security is bundled up with other mortgage backed securities and sold, bought and sold on the secondary market to investors, foreign and domestic. Right? Investors that are buying mortgage backed securities, they know that that paper is secure. If it defaults. We've got the United States government that's giving us a guarantee against default. So that's why it's such a secure investment. If we come out of conservatorship, technically, that would normally mean that you may not have that implicit guarantee. However, the Trump administration and those that are in that space, FHFA, Pulte and all those guys, they're saying that that guarantee should still apply if that happens, if that's how they release this, I don't see anything wrong if they do it without all of the volatility. You know, let's use the tariffs as an example. It was all over the place. It was there, and then it was gone. It was up, and then it was down. It was 30% then it was two right? It was it was just so much, and the markets really had a hard time with it. And as a result, I think a lot of people lost massive amounts of wealth in the stock market because of that. So I think that there is some real benefits to getting the Fannie, Freddie, the GSCs, government sponsored enterprises, out of conservatorship. I think it just opens up for more fair trade in the market. But they have to do it the right way, and as long as they keep that guarantee, that government guarantee, and then they take their time and apply the steps appropriately, I think it could be a good thing, ultimately, for the consumer. Now, if they don't, it could really have devastating impacts, and I think it could even raise interest interest rates higher. I know Trump and folks don't want that, so I think they're mindful of it. That's just kind of the take I get. But we'll see,   Keith Weinhold  36:42   yeah, because that's my preeminent thought with this. Shaylee, if Fannie and Freddie come out of conservatorship, and there's no government backstop on those loans, it seems like the banks are exposed to more risk, and consequently would have to compensate for that, potentially with a higher interest   Caeli Ridge  36:57   rate. You said it better than I did. Yes, I get too technical when I go down those rabbit holes. That's exactly right. I do not think that they will go down that that path without that implicit guarantee. I expect, if this thing comes to fruition, I expect that that guarantee will be there.   Keith Weinhold  37:13   Yeah, it does seem likely, with as much administration concern as there is about the housing market and the level of mortgage rates and all kinds of interest rates out there. Well, JAYLEE, this has been a great, wide ranging conversation all the way from strategy to what the administration is doing in interfacing with the mortgage market. If someone wants to learn more about you and your products, tell us what you offer, including your very popular all in one loan there at ridge.    Caeli Ridge  37:41   Ooh, thank you for teeing that up. Yeah, especially right now, when people have a lot of concern about interest rates right or wrong, the all in one is a very unique product that removes that fear. It's a way that investors, especially can take control of their equity, pay less in interest, and sometimes hundreds of 1000s of dollars less in interest, while maintaining equity and flexibility and liquidity. Cannot say enough about this product. The all in one. First lien HELOC is my very favorite. For the right individuals, we've talked about it many, many times. They can find us talking about it all over YouTube. You and I have quite a few conversations about that. So that and so much more, guys. So the all in one, you've got the Fannie Freddie's, our debt service ratio products, our bank statement loans, our asset depletion loans, ground up construction bridge loans for fix and flip or fix and hold. We really run the gamut there in terms of loan product diversity. There's very little we can't do for real estate investors. So we're uniquely qualified in that space   Keith Weinhold  38:36   and you offer loans in nearly all 50 states. Now tell us more and how one can get a hold of your company. Yes, we are   Caeli Ridge  38:44   licensed in 49 states. The only state we're not licensed in residentially is New York. We can still do commercial there. But to reach us, you can find us on the web, Ridge lendinggroup.com you can email us info@ridgelendinggroup.com and feel free to call us at 855, 74 Ridge 855-747-4343,   Keith Weinhold  39:04   I'm so familiar with all those avenues because, again, that's where I get my own loans myself. Chaley Ridge has been valuable as always. Thanks so much for coming back onto the show.    Caeli Ridge  39:13   Thanks, Keith.   Keith Weinhold  39:21   A lot of experts believe that stripping Fannie and Freddie's public backing and taking them public, yeah, that that will increase mortgage rates. See, besides there being more risk, like we touched on there during the interview, Fannie and Freddie would face strong incentives to increase profitability, to make an IPO appealing to potential investors, that's just another reason that would probably increase mortgage rates. But if you're the type that truly champions free marketeerism, then the government would get out of Fannie and Freddie and let them IPO, and you would want. To see that happen now you as an investor, you probably resonate with the fact that rather than having to methodically and even painfully save money for your next property, instead you can just borrow funds, tax free, out of your existing property, and that way, you're using more of other people's money, the bank's money, in this case, and less of your own. Similarly, if you avoid aggressive principal pay down well, you would just retain those funds in the first place. As you can see, Chely is really good at taking a deep look at what you've got to work with and helping you lay out a strategy that might make sense, keeping in mind and evaluating your cash, cash flow, equity DTI and loan to value ratios, they offer free 30 minute strategy sessions. You can book one right there on their homepage at Ridge lendinggroup.com Until next week, I'm your host. Keith Weinhold, don't quit. Sure. Daydream.   Speaker 2  41:07   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  41:31   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got pay walls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read. And when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866   Keith Weinhold  42:47   The preceding program was brought to you by your home for wealth, building, get richeducation.com.

Byron Deeter is a Partner at Bessemer Venture Partners, and one of the most renowned SaaS investors. Byron has led 19 unicorn investments, including IPO successes like ServiceTitan, Procore, Twilio, Box, Gainsight, Intercom, DocuSign, SendGrid. His portfolio includes eight companies that have gone public. Insane.  Agenda: 00:00 – Why are the stakes in AI higher than ever before? 05:20 – Is defensibility in AI gone for good? 07:40 – Do margins even matter when backing the next Anthropic or Perplexity? 09:50 – How does Byron think about future dilution when investing in AI today? 12:10 – With 40% of venture money going to 10 deals, is there any point investing elsewhere? 13:40 – Is vertical SaaS dead? Is there any point when the large players can own it? 18:00 – Will AI shift from the tech budget to the human labor budget and unlock trillions? 21:10 – Are we entering the era of billion-dollar businesses built by 10 people? 25:20 – Is treble-treble-double-double now too slow for AI companies? 33:10 – In today's AI gold rush, is it better to scream the loudest or just build the best product? 41:10 – What specific growth rates are best in class, good and not good enough today?  55:00 – Is venture now just a game of scale — Chanel vs. Walmart?    

Join us this week on Be Real as we sit down with Nina Sossamon‑Pogue, a remarkable thought leader and speaker whose journey spans elite gymnastics, award-winning journalism, corporate leadership, authorship, and resilience advocacy. https://www.ninasossamonpogue.com/  From her early days as a USA Gymnast and Olympic hopeful—training away from home at just 13—to a career-ending injury at LSU, Nina's life took unexpected turns. She successfully transitioned into journalism as an Emmy‑winning news anchor, then pivoted again into the tech world as a corporate executive during a successful IPO. Still seeking purpose and meaning, she turned to writing, becoming a two‑time best‑selling author and pioneering innovative frameworks for embracing and thriving through adversity Thought Leadership Leverage+12Nina Sossamon-Pogue+12Apple Podcasts+12. Through vivid storytelling and science‑backed strategies, Nina shares how she reframed failure, navigated public and personal setbacks—including trauma—and reshaped her narrative. Her frameworks like T.I.P.S., "THIS" moments, the Resilience Route Navigator, the reverse‑resume, and timeline thinking offer listeners practical tools to face life's challenges with courage and clarity Nina Sossamon-Pogue. Key Moments & Highlights Early resilience beginnings: Leaving home early to train as an elite gymnast and the identity challenges of a career-ending injury Nina Sossamon-Pogue. Reinvention in public life: Rising as a beloved, Emmy‑winning news anchor, then facing a very public layoff and personal tragedy Nina Sossamon-Pogue+2AAE Speakers Bureau+2. Breaking into tech: Joining a leadership team amid hyper-growth and IPO, underlining adaptability in dynamic environments Spotify+11Nina Sossamon-Pogue+11stacyennis.com+11. Crafting resilience frameworks: Development of her signature methods—T.I.P.S., THE "THIS" framework, Timeline Thinking, Resilience Route Navigator, reverse resume techniques—to reframe crisis into growth Becoming Your Best | Global Leadership+3Nina Sossamon-Pogue+3Thought Leadership Leverage+3. Redefining success and leadership: Integrating neuroscience, stoic wisdom, and storytelling to redefine resilience not just as survival, but as strategic advantage for high‑pressure leaders AAE Speakers Bureau+1. What You'll Learn Theme Value Delivered Resilience as a Skill Understand how resilience can be deliberately cultivated, not just endured Reframing Setbacks Techniques to turn personal ‘THIS' moments into springboards for growth Identity Redefined Insights on navigating identity transitions—from athlete to anchor to executive Tools & Strategies Practical frameworks like T.I.P.S., timeline thinking, reverse resume for real life Storytelling & Science Why narrative combined with cognitive science and stoic philosophy works so well Quotes to Spotlight “Resilience is not just a trait – it's a skill that can be cultivated.” stacyennis.comNina Sossamon-Pogue “Think of life as chapters in a book... whatever you're going through now can just be a bad chapter, not your whole story.” Nina Sossamon-Pogue Her “Lego Mindset”: viewing skills and experiences like building blocks to shape your unique masterpiece. Apple Podcasts Audience Takeaways Empower Yourself: Discover intentional practices to bounce back from setbacks stronger than before. Reframe Your Story: Learn to see adversity as a chapter—not the conclusion—of your narrative. Apply a Framework: Use Nina's resilient models (like T.I.P.S., reverse resume) in your own life and leadership. Lead with Grace: Embrace vulnerability and reframed self-talk to lead more authentically and powerfully. About Nina Sossamon-Pogue Former USA Gymnast and Olympic hopeful Emmy‑Award Winning News Anchor with a long-standing journalism career Tech Executive during IPO and high‑growth phase Two‑Time Best‑Selling Author, of This is Not the End and more Resilience Expert & Speaker, merging personal story with neuroscience and stoicism Facebook+9Nina Sossamon-Pogue+9Nina Sossamon-Pogue+9 Call to Action If you've ever faced a pivotal life moment—be it career derailment, personal loss, or identity shifts—this episode is for you. Click play to reframe your “THIS” moment and walk away equipped to script the next powerful chapter of your life. And if Nina's story moves you, be sure to check out her books and follow her resilience frameworks—you'll find tools for every curveball life throws at you.

Bitcoin faces volatility after a whale dumps 24,000 BTC ($2.7B), even as whales accumulate Ethereum and BlackRock adds $150M more ETH. Markets brace for Powell's Jackson Hole decision, with Fed officials signaling caution on rate cuts while Asian stocks rally on pivot hopes. In Washington, Senator Lummis pushes a crypto bill, the DOJ shifts enforcement focus, and banks lobby to reshape the GENIUS Act. Globally, China eyes yuan-backed stablecoins, while Coinbase's $2.9B Deribit buy and Bullish's IPO show institutions diving deeper. With whales, regulators, and Wall Street all moving fast, will Powell's decision spark Bitcoin's next big move?

In this episode of The Girl Dad Show, Young Han sits down with Jim Cook, a Silicon Valley veteran with over 30 years of experience scaling startups, including guiding Mozilla from Series A to IPO. Jim is the founder of BenchBoard and the creator of Cook's PlayBooks newsletter, where he coaches leaders and equips them with frameworks to bridge the gap between vision and execution. Jim shares how he's balanced high-stakes executive roles with being present for his family, why sales skills are essential in every career, and how travel helps build empathy in children. He discusses the importance of modeling good behavior, setting boundaries, and staying authentic in both leadership and content creation. Jim also critiques the unhealthy 996 work culture and explains why teaching financial literacy to kids is one of the best investments parents can make. ✨ All episodes of The Girl Dad Show are proudly sponsored by Thesis, helping founders go further, together. Key Takeaways Over 30 years of leadership experience in Silicon Valley, including scaling Mozilla from Series A to IPO. Balancing family and career is crucial during children's formative years. Sales skills are valuable in every profession, not just sales roles. Travel fosters empathy and cultural understanding in children. Modeling behavior is more impactful than simply telling kids what to do. Setting boundaries between work and family leads to healthier relationships. The 996 work culture promotes burnout and imbalance. Financial literacy for kids is a must. Authenticity resonates more with audiences than polished perfection.

The 2025 IPO market is on track to be a record-breaker, with Jim Neesen expecting 100% of 2024's new issuances to be surpassed by year-end. He joins Dean Quiambao to discuss the surge in IPO activity, citing a "bumper crop" of 114 clients preparing for 2025-2027 transactions. The duo highlights upcoming deals in various industries, including Gemini in crypto, Klarna in FinTech, and StubHub in IT security.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

When it comes to the IPO market, John Jannarone points to this year's biggest movers in A.I. and Crypto as the big themes to watch moving forward. From CoreWeave (CRWV) to Circle (CRCL), John joins Nicole Petallides for a half hour discussion on all things IPO's. He explains the lockup period and why its important to watch secondary-offerings. Plus, John lists Gemini, Klarna and Stripe among IPO names to keep on the radar.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Hangzhou is a city once famed for its poets, tea, and silk, but it's now capturing attention for something entirely different: AI labs, robotics startups, and IPO-hungry tech firms. The rapid rise of innovative and globally competitive tech startups has led to Hangzhou being dubbed “China's Silicon Valley.” But not everyone agrees that the comparison is so black and white.Chapters (00:00) Introduction - Hangzhou(02:15) Historical role of Hangzhou(03:28) A bit on Alibaba(09:45) How Hangzhou created its own growth model(14:45) How Hangzhou and Silicon Valley differBuy me a coffee: https://www.buymeacoffee.com/sinobabblepodLatest Substack post: https://sinobabble.substack.com/p/chinas-rise-was-planned?r=bgkuvLinks to everything: https://linktree.com/sinobabble#Hangzhou #chinatech #deepseek #siliconvalley Support the showSign up for Buzzsprout to launch your podcasting journey: https://www.buzzsprout.com/?referrer_id=162442Subscribe to the Sinobabble Newsletter: https://sinobabble.substack.com/Support Sinobabble on Buy me a Coffee: https://www.buymeacoffee.com/Sinobabblepod

On this episode of Go Gaddis Real Estate Radio, we unpack billionaire investor Bill Ackman's bold new idea: merging Fannie Mae and Freddie Mac into one giant “mortgage super-company.” What would this mean for homeowners, buyers, and the U.S. housing market? I'll walk you through the history of Fannie and Freddie—from their origins in the Great Depression and the 1970s, through the $191 billion bailout during the 2008 financial crisis, to today where they still back roughly half of all U.S. mortgages. We'll explore why Ackman believes combining them could lower costs, streamline oversight, and potentially cut mortgage rates for everyday borrowers. But it's not all upside. Could putting so much power into one company create a massive single point of failure? Would an IPO truly help taxpayers—or just Wall Street investors? And what political battles stand in the way of reform? If you're thinking about buying, selling, or refinancing, this discussion matters. Even a small change in mortgage rates can save—or cost—you tens of thousands of dollars over the life of a loan. Tune in to hear my take on what this proposed merger could mean for Metro Atlanta homeowners, buyers, and the future of housing in America. And don't miss our next segment, where we break down contingent offers—how they work and when they might be the key to making your next move.

Daniel Mahncke and Shawn O'Malley dive into Crocs, the footwear company that turned a ridiculed foam clog into a global fashion phenomenon. After a post-IPO collapse and years of overextension, Crocs has staged one of the most impressive brand comebacks in recent retail history — now fueled by strong margins, loyal customers, and bold international expansion. But there are still some challenges and risks. The HEYDUDE acquisition wasn't successful yet, and the turnaround will still take time, and there are still reasonable doubts around the sustainability of the growth and fashion relevance of Crocs. In this episode, Shawn and Daniel unpack what's driving Crocs' profitability, why its turnaround worked, and whether its Asia strategy could be the next big unlock. They break down the brand's unique mix of comfort and cultural cachet, the economics of Jibbitz and limited-edition drops, and how Gen Z's shift toward athleisure might power a decade of demand. Along the way, they explore whether Crocs is a misunderstood compounder or a hype-driven value trap — and where the stock could go in a bull, bear, and base-case scenario. IN THIS EPISODE, YOU'LL LEARN 00:00 – Intro 04:59 – How Crocs was founded 13:38 – Why Crocs almost went bankrupt in 2008 and how it survived 25:44 – What started the second hype cycle 28:35 – What its highly customized designs mean from a business perspective 32:57 – What role social media plays in Crocs' success 41:31 – How the HEYDUDE acquisition hurt Crocs' business 50:28 – About Crocs' international strategy 01:04:23 – Whether Crocs is attractively valued at its current levels 01:09:18 – Whether Shawn & Daniel add CROX to The Intrinsic Value Portfolio *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Sign Up for ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Community.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Crocs 2025 Investor Presentation. Value Investor's Club Pitch. Baird 2025 Global Consumer Interview with CEO. Explore our previous Intrinsic Value breakdowns: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Uber,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Nike,⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Reddit,⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Nintendo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Airbnb⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AutoZone⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Alphabet⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ulta⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠John Deere⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Madison Square Garden Sports⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Check out the books mentioned in the podcast ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy ad-free episodes when you subscribe to our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try Shawn's favorite tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SPONSORS Support our free podcast by supporting our ⁠sponsors⁠: ⁠Harvest Right⁠ Connect with Shawn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with Daniel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

I'm not a big stock guy. However, there are some companies out there that you know are just going to change the world, and it would be nice to be able to own part of them—especially before they go public. That's why this week on Wealth Formula Podcast we're diving into a topic that's been on my mind for quite some time: the world of pre-IPO investing. If you've ever felt like by the time a company finally hits the public market it's already ballooned in value and you're basically buying in at a premium, you're not alone. I personally had my eye on a company called Circle, which deals in stablecoins. As I've talked about on the show before, I think it's going to be huge globally. But as soon as Circle went public, the valuation shot up to a point where I felt like it was way too expensive to jump in. If I had access to those shares before the IPO, I would have definitely taken the plunge. Now, this isn't just about one company. We've seen this story play out with others, and right now there are some major game-changers like SpaceX on the horizon. SpaceX, one of Elon Musk's ventures, is one of those companies you just know is going to have a massive impact. But how do you get access to those deals? If you're an accredited investor, I have good news. Getting a piece of the action before these companies go public isn't just for the ultra-wealthy insiders anymore. It's becoming more accessible to accredited investors who want to get in earlier and potentially see greater upside. That's the topic of this week's Wealth Formula Podcast.Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  If you are purely investing in the public markets, in many cases, you've missed the majority of a company's growth cycle. Welcome everybody. This is Buck Joffrey Wealth Formula Podcast, coming to you from Montecito, California today. Before we begin, as I always do, I will suggest you visit walt formula.com, which is the, um. Primary Home of Wealth Formula podcast, and it's also where you can get some resources outside of the podcast, including access to our accredited investor club, otherwise known as investor Club. Uh, that is where you can get, if, if you aren't an accredited investor, you can get access to opportunities that you would not otherwise see because they are not available to the general public. Um, speaking of. That kind of investment that's not typically, uh, available to the general public. Uh, that takes us sort of to the topic of today's show. That is, um, well, you see, I'm not a big stock guy, as you probably know, if you've listened to this show before, I'm not, you know, listen, I'm not anti stock. It's just not, you know. Generally what I've invested in my life. However, there are some companies out there that you just know are going to change the world, and because of that, it'd be nice to potentially be able to own part of them, you know, especially if they, if before they go public. That's why this week on Wealth Formula Podcast, we're gonna dive into a topic that's sort of been on my mind for some time. The world of what's called pre IPO investing. Basically investing before a stock goes public. Now, if you've ever felt like by the time a company finally hits the public market, it's already ballooned in value and you're basically buying at a premium, you're not alone. Again, this is not something I do often, but I had, um, as you know from my previous shows, I believe heavily that this whole world of stable coins is going to be enormous. And I had my eye on a company called Circle and then trades with CR Cl, uh, which deals in stable coins, uh, which is a, a really big player in stable coins. I think this is gonna be huge. Uh, but as soon as Circle went public, the valuation shot up, like just took off where it was kind of ridiculous and.

During what he calls a “terrible soccer game” his son was playing, Ademir Sarcevic picked up a recruiter's call that would change his career. The game was lopsided, but the timing was fortunate. Within months, Sarcevic was interviewing with Standex International's leadership team. By 2019, he was CFO of the diversified manufacturer, helping guide a portfolio that spans precision electronics to specialty machinery.Sarcevic's readiness for that moment was shaped years earlier in Sarajevo. He came to the United States during the Bosnian war in the mid-1990s, an experience that taught him to “be ready for anything.” His first job after graduate school was at General Instrument Corporation, where a finance rotational program exposed him to audit, FP&A, and accounting. Later, at a pre-IPO company, he helped take the firm public—only to see the dot-com crash unfold immediately after. It was a lesson in resilience and the unpredictability of markets, Sarcevic tells us.International assignments added new perspectives. In Paris, he served as controller for a billion-dollar Tyco business, and in Switzerland he became CFO for a Pentair global unit. Along the way, he experienced more mergers, acquisitions, and divestitures than he can count, reinforcing the value of flexibility and objectivity.At Standex, Sarcevic applies these lessons through a disciplined M&A approach. Every acquisition, he tells us, must meet three tests: “strategic fit, financial sense, and culture.” That rigor has paid off—recent acquisitions, he notes, “have been phenomenal…performing better than we even thought.”

欢迎收听雪球出品的财经有深度，雪球，国内领先的集投资交流交易一体的综合财富管理平台，聪明的投资者都在这里。今天分享的内容叫顶部逃命和底部抄底的26个信号，来自养叔的猫。没有人不想买在底部，卖在顶部。但几乎没有人能够做到这一点，如果你做到了，那不过是运气罢了。最近市场很热，众生跃跃欲试，买它！我们抱着高抛低吸的梦想入市，最终我们却一直在做两件事：一是在牛市顶部梭哈，二是在熊市底部割肉。然后拍着大腿说：“要是能抄到底就好了！”这就像一个胖子天天喊着要减肥，却在深夜点外卖一样，知行合一，永远是人性最大的bug。那么，我们就真的无法判断市场的顶和底了吗？我来分享13个市场顶底的信号。仔细品味一下，这13个信号，虽然不能保证你每次都踩准节拍，但至少能让你在大多数时候不至于太离谱。先来说说顶部信号，当市场high到不行的时候。信号一就是，IPO满天飞，韭菜排队等割。当什么阿猫阿狗的公司都敢上市圈钱时，顶部不远了。记得2021年那会儿吗？大盘短暂上了3700，连我也乐观地认为4000指日可待，那时，连卖菜的、送外卖的都要上市，估值动辄几百亿。现在回头看，令人唏嘘不已。I P O 狂欢可以作为见顶信号之一，这背后的逻辑很简单——只有市场情绪极度乐观，投资者风险偏好爆表的时候，这些质地一般的公司才有机会成功上市。就像相亲市场一样，当连条件一般的都能轻松脱单时，说明整个市场确实太热了。2021年新能源股I P O 热潮中，三峡能源作为大型新能源企业上市，初始估值高企，吸引大量资金追捧，但随后市场转熊，该股从高点回落超50%，我打新中了三峡能源，出于对全球气候变化的判断，对风光的判断，我一直持有至今，目前还套着。好在持仓成本降到了4.45。信号2是股价涨得让你怀疑人生。当你看到股价涨幅芝麻开花节节高，高得让你开始怀疑是不是计算器坏了的时候，多半是顶部信号。2000年的纳斯达克，2007年的A股，2021年的部分科技股，都是这个套路。涨得越疯狂，跌得越惨烈，这是资本市场的铁律。比如中远海控在2021年的牛市中，叠加疫情，股价从年初的约5元飙升至33元，涨幅超500%，让人怀疑是否计算错误，但随后在2022熊市中暴跌回10元以下，完美诠释了疯狂上涨后的惨烈回调。我亲自参与，亲自见证了中远海控从5元达到33，又回到10元以下的整个过程，好在我守住了中远海控的筹码，积极转动三个飞轮。信号3，杠杆加到天际线。当人人都觉得借钱炒股是理所当然、融资余额创历史新高时，危险很可能就在眼前。杠杆是个双刃剑，上涨时是加速器，下跌时是绞肉机。2015年股灾前，A股的融资余额突破2万亿，然后……大家都知道后面的故事了。长安汽车在2021年新能源汽车热潮中，融资余额激增，股价借杠杆效应从7元左右涨至2022年6月份的20元，但杠杆放大也导致后续熊市中快速崩盘，跌幅超70%。我从8元抄底，但16元就落袋为安，躲过了后来的下跌。信号4，“这次不同”的鬼话连篇。每次泡沫破灭前，总有专家、大V、学者等等，跳出来说“这次不同”。比如，1929年说“经济已经达到永久性的高原”，2000年说“互联网改变了估值逻辑”，2007年说“房价永远涨”，2021年说“房地产大势所趋”，说茅台直奔3000……历史不会简单重复，但细节和过程总是惊人地相似。当你在各种财经论坛、电视媒体、自媒体上听到太多“这次不同”的论调时，必须要保持警惕。市场有其内在规律，重力定律在股市同样适用——涨得太高的总会掉下来。马斯克霍华德说过，树不会长到天上。信号5，业余选手大举入场。当你身边的理发师、外卖小哥、广场舞大妈等待都开始跟你聊股票时，顶部就真的不远了。这不是看不起任何职业，而是说明市场情绪已经蔓延到了社会的每个角落。记得2007年，连广场舞大妈都在讨论股票；2015年，出租车司机都在推荐牛股。当专业门槛被情绪完全击穿时，往往就是反转的开始。2021年三峡能源上市后，新能源主题吸引大量业余投资者入场，股价短期内翻倍，但随后市场冷却，许多散户在高位套牢。我也是被套之一。信号6，银行求着你贷款。当银行开始主动给你打电话推销贷款，当信用卡额度莫名其妙就提升了，说明市场流动性已经泛滥成灾。这种时候，连风险意识最强的银行都开始放松标准，危险信号已经很明显了。信号7，媒体封面过度乐观。当权威的专业财经杂志把股市放上封面，当财经频道收视率超过娱乐节目，当新闻里都是某某又在股市财富自由了……危险信号已经拉响。媒体永远是情绪的放大器，当连主流媒体都开始为股市狂欢时，说明泡沫已经吹到了极限。信号8，交易量爆表，全民皆股神。当成交量连续创历史新高，连平时不炒股的大爷大妈都开始关注大盘成交额时，顶部就在眼前。2015年股灾前，A股单日成交额突破2万亿，券商营业部门庭若市，开户排队要等几小时。我那时候还不会投资，但也记得，人们聚会谈论股票的热闹场面比春运买票还壮观。中远海控在2021年牛市高峰，单日成交量屡创新高，我记得单日成交量超过100亿都有好几次，散户视其为“股神级”标的，但随后成交量萎缩，股价暴跌。知名大V省心省力，在中远海控折戟沉沙，令人唏嘘不已。信号9，估值高到让巴菲特流泪。当市盈率、企业价值倍数飙升到历史极值时，就像房价涨到咱们十年的年薪还买不起一个厕所一样离谱的时候。必须小心了。2000年纳斯达克泡沫期间，很多科技股市盈率超过100倍，按这个估值，投资者要100年才能回本，前提是公司还能活那么久。信号10，艺术品市场也疯了。当股市赚钱效应溢出到艺术品、红酒、手表等奢侈品市场时，说明热钱已经多到没地方去了。这就像水满则溢的道理，当股市容纳不下更多资金时，多余的流动性就会四处寻找投资标的。这个时候可能就见顶了。信号11，财经主播成了网红。财经节目收视率暴涨，财经主播粉丝百万，股评家成为社会名流。当炒股比娱乐八卦还受关注时，说明全社会对投资的痴迷已达病态水平。一旦出现某个股评家的一句话能让千万股民跟风买入时，就是必须要撤离的时候了。信号12，创新概念炒到天际。什么概念都能炒作，什么故事都有人信。众所周知，区块链来了炒区块链，元宇宙火了炒元宇宙，新能源热了炒新能源。只要沾上热门概念，哪怕是卖煎饼的公司都能涨停。当创新沦为炒作工具时，泡沫就不远了。信号13、从众心理达到极致。微信、小红书、抖音、知乎等social上，到处都是“不买就亏了”的焦虑，害怕错过的情绪达到顶点。朋友圈里晒收益截图的比晒美食的还多，你要是说你不炒股都不好意思参加同学聚会。注意了，当投资变成社交谈资时，危险就在眼前。那么什么时候是底部信号呢？当绝望写在每个人脸上。信号1，并购？那是什么？当市场上连续几个月甚至几年没有像样的并购案例时，说明企业都在保命，没人敢扩张。这种时候，往往是优质企业估值最便宜的时候，也是聪明钱开始布局的时候。上证指数2600的时候，就如此。中远海控在2016-2017年熊市底部，并购重组活动稀少，该股股价跌至低位，但重组后从底部反弹，开启了一轮小弧度的上涨。信号2，I P O ？什么是I P O ？当市场连续几个月甚至几年没有像样的I P O 时，底部可能就在附近了。企业不愿意在低迷的市场上市，投资者也没有申购新股的兴趣。这种时候，往往是价值投资者的天堂。信号3、VC们都失业了当风险投资基金募资困难，创业公司融不到钱时，说明资本市场已经极度谨慎。但也正是这种谨慎，为后续的理性投资奠定了基础。信号4、估值低到让我这种价值投资者流口水。当市盈率、市销率等估值指标跌到历史低位时，虽然看起来很惨，但往往蕴含着巨大的机会。2008年金融危机后，2018年贸易摩擦最激烈时，都出现过这样的情况。目前，A股的平均市盈率，上证指数是15.43，深证成指是29.21。相对前两次大牛市来说，这一次的牛市才刚刚开始。信号5、破净股满天飞。当大把公司的股价跌破净资产，市场上破净股比比皆是时，说明投资者已经极度悲观。这就像商场大甩卖，质量好的商品打一折，聪明的消费者怎么可能错过？目前A股破净股300来只，比例不是很大。中远海控在2017年重组前，股价破净，市场悲观，但底部信号显现后，股价从低点上涨数倍。不过至今，中远海控又面临着新的破净危局。信号6，市盈率低到个位数。当整个市场的平均市盈率跌到个位数，绩优股的估值低到让巴菲特都心动时，虽然环境很糟糕，但机会也最大。信号7，央行开启放水模式。当央行连续6-12个月降息或搞量化宽松时，虽然说明经济确实很糟糕，但也为市场复苏准备了“弹药”。就像给病人输营养液，短期看是因为病重，但也是为了恢复体力。去年的924就是经典代表。信号8，不管什么层面都陷入了极度悲观里。当上至庙堂，下至江湖，都开始公开讨论经济衰退，新闻都变成老调重弹的“危机”报道时，反而可能是转机的开始。因为坏消息出尽往往就是好消息的开始。信号9，曾经的宠儿变成弃儿。每个周期都有自己的明星行业，但当这些行业从天堂跌入地狱，人人避之不及时，往往预示着新周期的开始。2000年后的科技股，2008年后的银行股，2017年重组后的中远海控，都经历过从明星到过街老鼠的过程。信号10，银行变成了“铁公鸡”。当连最优质的企业都很难获得贷款，银行惜贷如金时，说明金融系统已经极度谨慎。这种信贷收紧虽然加剧了短期痛苦，但也为后续的健康增长清理了债务包袱。信号11，投资者集体“佛系”。当股民开始说“爱跌跌吧，反正也不看了”，当专业投资者都开始谨慎观望、退出市场时，当雪球上出现很多大V开始沉默并销户时，底部可能就不远了。这种集体的谨慎和理性，往往是最强的反向指标。中远海控在2017年重组前，投资者佛系放弃，该股低迷，但底部后成为牛市明星。信号12，媒体开始唱衰一切。当财经媒体的封面都是黑色调，标题清一色是“崩盘”、“危机”、“末日”时，反而可能是机会来临的信号。媒体永远是情绪的放大器，极度悲观往往对应着底部区域。信号13，消费者信心跌到谷底。微信、抖音等社交媒体上充斥着对经济的担忧，消费者调查显示大家对未来极度悲观，商场门可罗雀，连便宜货都没人买。负面情绪和消费者信心都跌到极点时，往往意味着最坏的时候快要过去了。切记，没有谁能做到绝对的高抛低吸。首先要明确一点，没有人能精确预测市场的顶部和底部。我分享的这些信号的作用不是让你成为神算子，而是帮你大致判断市场所处的阶段，从而调整投资策略。单一信号往往不可靠，需要多个信号共振才有参考价值。当顶部信号密集出现时，13个钟出现超过8个，就必须逐步减仓；当底部信号聚集时，13个信号出现6个以上，可以分批建仓。巴菲特说得好：“在别人恐惧时贪婪，在别人贪婪时恐惧。”这些信号本质上就是在衡量市场的贪婪和恐惧程度。当大家都在狂欢时，你要冷静；当大家都在绝望时，你要勇敢。目前的牛市，与其纠结于精确的买卖点，不如把注意力放在时间段上。牛市的顶部区域可能持续几个月，熊市的底部区域也可能延续很久。在对的时间段做对的事，比追求完美的时点更现实。看完这些信号，我们会发现一个有趣的现象，什么都在变，唯一不变的是人性。所以这些信号在不同的时代总是重复出现。技术在进步，市场在发展，但贪婪与恐惧、狂热与绝望，永远是推动市场涨跌的核心力量。投资这条路上，技术分析可以学，基本面分析可以练，但最难的是战胜人性。当你能在众人狂欢时保持理智，在众人绝望时保持希望时，你就已经超越了大部分投资者。记住，市场永远是对的，但市场在短期内也永远是疯狂的。我们要做的，就是在疯狂中保持清醒，在清醒中把握机遇。愿各位都能在下一个周期中，成为那个在正确时间做正确事情的聪明钱。

Lenskart is gearing up for a nearly $1 billion IPO after closing FY25 on a strong note with ₹6,652 crore in revenue and ₹297 crore in profit. What's even more impressive is that almost 40% of that revenue now comes from its more than 600 stores outside India, rare feat for an Indian consumer brand.Unlike peers such as Zomato and Ola that stumbled in global markets, Lenskart has taken a slow-and-steady approach, leaning on selective acquisitions, smart investments, and joint ventures to expand abroad. At the heart of its success is a vertically integrated supply chain that gives the company pricing power, agility in launching new products, and the ability to deliver consistent quality no matter the geography. Tune in.Want to join The Ken's team? Fill this form.Daybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

In this episode, Clay unpacks the extraordinary rise of ASML — a little-known Dutch company that quietly became the most important player in global technology. Since its IPO in 1995, ASML has compounded at 20% annually. ASML holds one of the most powerful monopolies on earth as it's the sole manufacturer of EUV lithography machines, which make the world's most advanced semiconductor chips. Without ASML, companies like Apple, NVIDIA, and TSMC couldn't power iPhones, AI data centers, or the modern digital economy. IN THIS EPISODE YOU'LL LEARN: 00:00 - Intro 04:56 - How ASML grew from a Philips spinoff into Europe's most important tech company. 13:31 - How ASML's partnership with TSMC shaped the global semiconductor industry. 32:16 - Why ASML holds a near-monopoly on EUV lithography machines. 41:01 - Why the geopolitical tension between the US and China place ASML at the center of technology power struggles. 53:30 - How investors can view ASML's growth, risks, and future opportunities. 01:00:23 - What makes ASML's moat nearly impossible for competitors to replicate. 01:05:08 - The dual leadership that propelled ASML's rise and built a culture of relentless focus. And so much more! Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join Clay and a select group of passionate value investors for a retreat in Big Sky, Montana. Learn more ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Join the exclusive ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Mastermind Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Marc Hijink's book: Focus: The ASML Way. Related Episode TIP727: 7 Powers by Hamilton Helmer. Related Episode TIVP024: TSMC: The Most Important Business in the World?. Follow Clay on ⁠⁠X⁠⁠ and ⁠⁠LinkedIn⁠⁠. Check out all the books mentioned and discussed in our podcast episodes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy ad-free episodes when you subscribe to our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Check out our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠We Study Billionaires Starter Packs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes (complete with transcripts) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try our tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance Tool⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. SPONSORS Support our free podcast by supporting our ⁠⁠⁠sponsors⁠⁠⁠: ⁠SimpleMining⁠ ⁠HardBlock⁠ ⁠AnchorWatch⁠ ⁠Human Rights Foundation⁠ ⁠Cape⁠ ⁠Unchained⁠ ⁠Vanta⁠ ⁠Shopify⁠ ⁠Onramp⁠ ⁠Abundant Mines⁠ HELP US OUT! Help us reach new listeners by leaving us a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠rating and review⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! It takes less than 30 seconds, and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it! Support our show by becoming a premium member! ⁠⁠⁠https://theinvestorspodcastnetwork.supportingcast.fm⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

Mark Flickinger shares his journey from engineering and building small businesses to working in private market investing at BIP Capital, where he helps both entrepreneurs and high-net-worth investors achieve their goals. He explains that private markets have grown as many high-quality companies remain private longer, creating opportunities for alpha that are less available in public markets, especially as IPO thresholds have risen. Flickinger highlights trends in alternatives, noting that while AI attracts attention, compelling private businesses can now be accessed at lower entry costs. We discuss... Mark Flickinger combines his engineering background with investment expertise to support both business owners and high-net-worth investors. Private markets have grown in importance as alternatives, moving beyond hedge funds to include a wide range of private companies. Value creation that once happened in small-cap public stocks is now largely occurring in private companies. Only one out of ten U.S.-based companies with $100 million or more in revenue is public, leaving most growth in private markets. Entrepreneurs increasingly stay private due to regulatory burdens and the ability to grow without going public. Business development companies (BDCs) were created to simplify private market investing for U.S.-based companies and investors. Entrepreneurs are increasingly using a hybrid approach of equity and debt to raise capital without overly diluting ownership. Taking on a partner or investor is worthwhile if they bring expertise and add significant value to the business. Debt can be advantageous if the business grows faster than the interest cost, making leverage an effective tool. Capital should be taken strategically to overcome growth hurdles, not just for the sake of raising funds. Many business owners excel in specific phases of growth and benefit from focusing on their strengths rather than the CEO role. The private credit market is likely to expand further, while banks continue to reduce direct lending to businesses. A robust AI plan is now a key factor in evaluating a company's long-term potential, beyond just naming conventions. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Diana Perkins | Trading With Diana Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/private-market-investing-mark-flickinger-740

In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk about Pop Mart's profits soaring +400% thanks to Labubu dolls, corporate bankruptcies hitting a 5-year high, and Chamath's new $250M SPAC focused on "American Exceptionalism." ---✅ Ready to start investing? Open a brokerage account on Public.com/richhabits and get a FREE 1% match on all IRA deposits, transfers, and rollovers!---‼️ Have feedback to share? Please let us a comment on Spotify! We're excited to mold these new weekly episodes to be exactly what our listeners want. ---

In this episode, we review several developments shaping digital assets and related markets. We consider early predictions around whether altcoin activity may increase in the fall and examine recent shifts in Bitcoin's volatility, including how it now compares to certain traditional equities. We also discuss the Circle–Malachite acquisition, Bullish's plans to arrange stablecoin proceeds as part of its IPO process, and Figure Technology's filing for a public offering. Along the way, we touch on indicators such as Bitcoin/Ethereum volatility and the Bitcoin Hashprice Index and explore what these measures might suggest for market participants. Remember to Stay Current! To learn more, visit us on the web at https://www.morgancreekcap.com/morgan-creek-digital/. To speak to a team member or sign up for additional content, please email mcdigital@morgancreekcap.com Legal Disclaimer This podcast is for informational purposes only and should not be construed as investment advice or a solicitation for the sale of any security, advisory, or other service. Investments related to the themes and ideas discussed may be owned by funds managed by the host and podcast guests. Any conflicts mentioned by the host are subject to change. Listeners should consult their personal financial advisors before making any investment decisions.

Welcome back to another jam-packed episode of Tank Talks! Host Matt Cohen is joined by John Ruffolo to break down the biggest headlines shaping Canada's business, tech, and financial future. From the $12.3B privatization of Dayforce, to the Canadian government's long-overdue embrace of AI startups, and the urgent debate over stablecoins and financial sovereignty, this episode dives deep into the forces reshaping Canada's economy.Whether you're a founder, investor, or policy watcher, you don't want to miss this candid conversation on where Canada is winning and where we risk falling dangerously behind.Dayforce Acquired in $12.3B Mega Sale (01:15)Matt and John unpack Thoma Bravo's $12.3 billion acquisition of Dayforce, Canada's largest private tech buyout in history. They discuss why HR software has become a hot consolidation market, the risks of Canadian management talent shifting south, and what this deal signals for the future of SaaS valuations.The Rise of Tender Offers & Canva's $42B Valuation (06:01)With Canva's latest employee tender round oversubscribed, John and Matt explore why private markets remain so frothy, how valuation gaps compare to IPOs like Figma's, and what it means for Canadian scale-ups eyeing liquidity.AI Funding Frenzy: Cohere's $500M Raise & Government Partnership (07:30)Canadian AI champion Cohere announced a $500M round at a $6.8B valuation and a landmark MOU with the federal government. John and Matt debate whether government procurement can finally support Canadian AI companies and if AI cost curves are sustainable as token prices plummet.The AI Economics Debate: Infrastructure vs. Applications (10:05)With LLM costs dropping and cloud providers cashing in, John and Matt analyze whether the money in AI will flow to infrastructure giants like Nvidia and Microsoft, or to niche application-layer startups battling against the incumbents.Google's AI Energy Report & The Sustainability Question (13:24)Google claims its Gemini models are 33x more efficient than last year. John questions whether those numbers hold up at scale and what AI's true carbon footprint means for global adoption.China's Stablecoin Push & The Threat to Canadian Sovereignty (15:14)China moves toward approving yuan-backed stablecoins, while the US doubles down on dollar-backed alternatives. John warns that Canada's silence on stablecoin policy risks losing monetary sovereignty, while Matt predicts US dollar stablecoins could eclipse the Canadian dollar within a decade.Why Canadian Entrepreneurs Need “Team Canada” Capital (21:06)Drawing from his recent Substack essay, Chasing the Tornado, John argues that Canada's biggest risk is capital providers sitting on the sidelines. He calls for pensions, banks, and family offices to invest in sovereign businesses before Canada loses control of key industries.Walking Again with AI-Powered Robotics (23:47)On a personal note, John shares his inspiring first steps in a robotic exoskeleton built by Human in Motion Robotics. He describes how AI-driven rehab tech could transform mobility for millions and why this Canadian innovation deserves global attention.Connect with John Ruffolo on LinkedIn: https://ca.linkedin.com/in/joruffoloConnect with Matt Cohen on LinkedIn: https://ca.linkedin.com/in/matt-cohen1Visit the Ripple Ventures website: https://www.rippleventures.com/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit tanktalks.substack.com

Agenda: 00:00 – Databricks hits $100B: Bubble or just the beginning? 03:15 – Is Databricks actually undervalued at 25x revenue? 07:40 – Are we on the verge of the biggest IPO wave ever? 11:30 – Can Andreessen's Databricks bet return $30B+? 18:10 – Who really gets rich when mega-unicorns IPO? 19:30 – Is the return of Chamath's SPACs the ultimate bubble signal? 28:00 – Should OpenAI staff be cashing out billions in secondaries? 33:30 – Founder raises $130M… then walks away. Is this the new normal? 36:30 – Nubank's $2.5B profit: The best FinTech in the world? 48:00 – On Running at $15B: Can consumer brands still be VC-backed rockets? 52:00 – CoreWeave takes on $11B in debt: smart bet or ticking time bomb? 1:11:00 – Will AI spend really hit trillions—or is it all hype?  

Dave dives into Anker Electronics' success, the #1 largest Amazon FBA seller in the world. Dave talks about the controversial tactics they employed to reach the top and their innovative marketing strategies. This includes using KickStarter for product launches which admittedly is a very uncommon thing to see from a billion dollar company and the top talent they hired so early on. Even if you don't have ambitions to be at the top of the top, there are some things to learn from Anker.    Get mystery shopped for your brand and 2 competitors of your choice FOR FREE! Stord will provide a detailed report that outlines the specific areas you are out performing your competitors and where your competitors are outperforming you. Learn how your consumers truly experience your brand today!   Anker electronics is literally the biggest third-party seller on Amazon.   But what did they do to get to the top?    Apart from selling great products, hiring the best they could, and marketing their products well, it doesn't seem like anything special.    In this episode, Dave dives into Anker's success and the 5 controversial tactics they employed into their business that propelled them to the top.    The Big Takeaway Anker Electronics is one of the largest Amazon sellers in the world. The company was founded by an ex-Google engineer, Stephen Yang. Anker's success is attributed to some innovative marketing strategies, including using Kickstarter campaigns to pre-launch their products. They've also hired top-level talent quite early on for their business growth. Anker has avoided black hat tactics that plague the top of the top especially.  Anchor has diversified into a completely different direction while also still being somewhat related. Timestamps 00:00 - The Rise of Anchor Electronics 10:03 - Innovative Marketing Strategies 19:05 - Controversies and Challenges 23:46 - Lessons from Anchor's Success   As always, if you have any questions or anything that you need help with, leave a comment down below if you're interested.   Don't forget to leave us a review on iTunes if you enjoy our content.   Thanks for listening!   Until next time, happy selling!  

After hitting new all-time highs above $124,000, Bitcoin is showing its first signs of weakness. Traders are watching closely as a six-week rally cools off, with historical cycles suggesting a pullback could be near. We look at seasonal market patterns, analyst expectations for Q4, and the growing influence of Bitcoin treasury companies. Plus: the latest on China's slowdown, altcoin season signals, and Gemini's surprise IPO plans. Brought to you by: Grayscale offers more than 20 different crypto investment products. Explore the full suite at grayscale.com. Invest in your share of the future. Investing involves risk and possible loss of principal. To learn more, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Grayscale.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.grayscale.com//?utm_source=blockworks&utm_medium=paid-other&utm_campaign=brand&utm_id=&utm_term=&utm_content=audio-thebreakdown)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoying this content? SUBSCRIBE to the Podcast: https://pod.link/1438693620 Watch on YouTube: https://www.youtube.com/@TheBreakdownBW Subscribe to the newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blockworks.co/newsletter/thebreakdown⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join the discussion: https://discord.gg/VrKRrfKCz8 Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownBW