Real Talk w/Ramesha Nicole

When you become the master of you, you can take control of and master every area of your life, including your finances. On this week's podcast episode, Ramesha Nicole sits down with certified life coach, mental health advocate and host of the highly rated #WholeandComplete podcast Dr. Shante Holley who gives you the TRUTH about what it takes to become the MASTER OF YOU. Becoming The Master of You Take-Aways Becoming the master of you is becoming an expert of all things you, in regards to role of the dynamics of the things in your life (insecurities, efforts, faith, choices) “When you become the master of you, you take full responsibility for what happens NEXT.”-Dr. Shante “Recognize and be honest about your role and the way your life is beginning to take shape.”-Dr. Shante “You are not responsible for your brokenness, but you are responsible for your healing.”-Ramesha Nicole “You have to decide where you want to live. You can live in history or in destiny.”-Dr. Shante “Destiny requires you to be the master of you.”-Dr. Shante “That may be where you are today, but it doesn't have to be your tomorrow.” “What are you doing that's in alignment to what God wants for your life?”-Dr. Shante “We are aiding the enemy in our destruction instead of doing the work that's necessary to get free.”-Dr. Shante “Too often we become the architects of our own prison.”-Dr. Shante “Are you willing to do the work to get free?”-Dr. Shante “When you don't heal your pain, you become the dispenser of pain.”-Dr. Shante “When you cannot make the distinction between your story and your identity, then the story becomes your identity.”-Dr. Shante “Are you willing to do the work to disrupt this cycle?”-Dr. Shante “Living in freedom and living in bondage all boils down to a choice.”-Dr. Shante “A prison isn't as much of a physical confinement, but a mental confinement.”-Trent Shelton Take inventory. What are the things in your life that's not working? Then, take an assessment of your role in those things. (Look at patterns of your behavior) Begin asking yourself the right questions. What if I really believed what God says about me? What if I acted like what I believe is really going to come to me? What is one thing that I can do differently to move myself closer to where I want to be? (Begin to make sacrifices) What price are you willing to pay to get what you really want? Maintain the momentum Truth for Freedom: What does it mean to truly get real and experience freedom? An inward look. You have the answers to getting free. Not only do you have to look inwardly, but you have to listen. My name is Shante and the truth about debt is that it is bondage. It is not God's will for your life. To connect with Dr. Shante: Facebook/Instagram/Twitter: @drshantesays Whole & Complete Podcast To connect with Ramesha Nicole on social media, please visit: www.instagram.com/getrealbefree This episode is brought to you by our complimentary Freedom Fighter community. Want to share your freedom nuggets and big take-aways? Then join the Freedom Fighter Community. This is a group of faith filled, like minded individuals who are on journey to becoming free. Be sure to visit https://www.facebook.com/groups/freedomfightercommunity and join NOW.

“FORGIVE us our debts, as we forgive our debtors.”-Matthew 6:12 Oftentimes when you hear about the term forgiveness,  you hear about it from the standpoint of forgiving someone else, but have you ever had to forgive yourself? Have you ever actually taken the time to tell yourself that you are truly sorry for the things that you have done to you that have kept you in debt? On today's episode, Ramesha Nicole navigates you through the process of forgiveness by giving you an up close and personal look at what forgiveness looks like when you finally extend it to yourself. Here Ramesha Nicole shares a heart felt real, raw, honest and vulnerable letter that she wrote to herself by finally telling herself that she forgives who she's been to herself. Are you ready to forgive for your next level of freedom? "You shall know the TRUTH and the TRUTH shall set you FREE."-John 8:32 If you would like helping getting to that truth in order to walk into freedom, then schedule your 1:1 Truth for Freedom session with Ramesha Nicole by visiting https://www.rameshanicole.com/workwithme/ To connect with Ramesha Nicole on social media, please visit: www.instagram.com/getrealbefree This episode is brought to you by our complimentary Freedom Fighter community. Want to share your freedom nuggets and big take-aways? Then join the Freedom Fighter Community. This is a group of faith filled, like minded individuals who are on journey to becoming free. Be sure to visit  https://www.facebook.com/groups/freedomfightercommunity and join NOW.

Do you have control issues? Would you consider yourself a control freak? Do you like to have things go the way you want it, when you want it and how you want it? To be in control is only an illusion because at the end of the day, you're not in control as you think you are. After hearing this statement from a recent sermon from Transformation Church entitled “I'm Glad I Lost//How To Handle Grief” Ramesha Nicole came to realize that her trauma moment from her life, had her walking around in a fog. On this week's podcast episode, Ramesha Nicole kicks off the 4th quarter of the year by helping you continue to press towards the mark by learning how to relinquish control in order to experience the freedom you not only want, but rightfully deserve. Here she share's her personal struggle with being in debted to control through the following standpoints: The root of control The illusion of control How to relinquish control Are you willing to let your struggle with control go so that you can walk in freedom? “You shall know the TRUTH and the TRUTH shall set you free.”-John 8:32 To connect or work with Ramesha Nicole please visit: www.rameshanicole.com www.instagram.com/getrealbefree This episode is brought to you by our complimentary Freedom Fighter community. Want to share your freedom nuggets and big take-aways? Then join the Freedom Fighter Community. This is a group of faith filled, like minded women who are on journey to becoming free. Be sure to visit https://www.facebook.com/groups/freedomfightercommunity and join NOW!

Have you been allowing your identity of who you were yesterday to define who you are today? Are you really committed to the next level of growth and maturity that's required for you to get to your next level of freedom? On this week's episode, global coach, trainer and communications consultant  Charreah K. Jackson, tells us the important role growth and maturing plays as you make your  next level shift. On her personal life's journey, she realized that she couldn't expect things to come to her, but for her to position herself to make moves as a grown woman. She realized that she no longer wanted her “baby girl” identity and mentality to be the determining factor of her showing up fully in her career, business and life's goals. From Baby Girl to Grown Woman Key Take-Aways: “Maturity and growth is a necessary component of elevation.”- Charreah Jackson “Your next season will come from a growth spurt. You have to be willing to shed the old season to make space for your new.” “All maturity asks of you is that you honor the season you're in, so that you go to the next season of your life.”-Charreah Jackson “"We delight in the beauty of the butterfly but rarely admit the changes it has gone through to achieve that beauty.”-Dr. Maya Angelou When we don't have faith in the future, we will hold tightly to the past.”-Charreah Jackson “Baby girl tendencies is that you're used to things coming to you, but a grown woman puts herself in position to go and get what she wants.”-Charreah "As you grow, your desires will change and you will have to position yourself to make them your reality.”-Charreah “It's time to be in the driver's seat of your life.”-Charreah Jackson Habits to Shift from Baby Girl to Grown Woman: Give up the passenger mentality. Be proactive to go after the things you want by being intentional with your time. Be responsible. Be willing to confront the parts of you that were immature. Invest in more  mature relationships to develop better habits. Action Steps to Shift From Baby Girl to Grown Woman Give yourself permission to have big girl dreams and grow your appetite. Get hungry for a new destination. Take inventory of your circle, how people respond to you and get around grown women. Commune with your future self and analyze how your current actions/choices will impact your future. Truth for Freedom Questions: What does it mean to truly get REAL and experience FREEDOM? To get real, you must be willing to look into the mirror of your soul and ask: Who am I? where am I? Why am I? What's next? The freedom will unapologetically go for what's next. It's in the ability to let go! 2. My name is Charreah and the truth about debt is that it doesn't have to be something has to weigh you down. If you clear the emotional debt you'll clear the financial debt. To connect with Charreah: www.shinearmy.com https://www.facebook.com/Charreah/ https://www.instagram.com/charreah/ To connect or work with Ramesha Nicole www.rameshanicole.com www.instagram.com/getrealbefree To join the Freedom Fighter community, be sure to visit https://www.facebook.com/groups/freedomfightercommunity and join NOW

On this REWIND episode, Ramesha Nicole opens up about her journey to debt freedom and how what she thought was going to be a journey of paying off debt, became a journey of internal transformation. Ramesha Nicole introduces listeners to her 4 Phases of Internal Transformation as they relate to debt freedom. The 4 Phases of Internal Transformation are: Past Lessons Present Identity Penetrating Growth Progressive Evolution To conclude, she poses this question to listeners: Who and what have you been running from and what do you need to do to break free? Stop Running Biggest Take-Away: You can't keep running because whatever it is that you're running from, will eventually catch up with you. For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree

Mommy issues. We all have them. Rather or not you have a good relationship with your mother or not, there are some things that you were exposed to, or experienced that had an impact on how you view debt as well as how you show up in the world. On this episode, Ramesha Nicole gives you an overview of relational, mental, emotional and financial side effects from a mother/daughter relationship and steps you can begin to take to course correct as you navigate the journey to freedom through the a scene from one of her favorite movies “Love & Basketball.” The Bible says to “Train up a child in the way in which he should go, so that when he is old he will not depart from them.”-Proverbs 22:8 What if you have been trained wrong? Course Correcting: The Side Effects of Mommy Issues Take-Aways: “Your lack of boundaries may be from what you saw your mother display around her job, finances and friendships.”-Ramesha Nicole “Do you struggle to have boundaries around areas of your life because of what you were exposed to?”-Ramesha Nicole 3 Steps To Course Correcting: 1.Take a close examination of the things in your life that mimic the behaviors, attitudes and mindsets of your mother. Create a list of them in 2 columns (positive and negative) For those that are negative create 1-2 action steps that you can take to course correct and make them into positive. Think of ways that you want to ensure that you don't repeat the cycle and pass them onto your children. For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree To join the FREE Freedom Fighter Community: https://www.facebook.com/groups/freedomfightercommunity Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

Did you know that your toxic relationship with money can be a reflection of the void you're trying to fill from a void from a broken parental relationship? That's exactly what was happening with today's guest. As a result, she continued to attract the same type of guy that resembled her father which only made her relationship with money worse. It wasn't until she had a revelation and self-awareness moment that she realized it was time to heal in that area so that she could break free not just relationally, but financially as well. The type of people we have around us or the type of relationships we engage in has the possibility to either keep us in debt or live a life a freedom. Daddy Issues: I Always Fall For Your Type Take-Aways: “We often crave the things of our parents.”-Sherree Johnson You money management skills, or lack thereof, come from you interaction with your parents. If we're constantly using a credit card to pay for things, you're not truly getting free from debt.-Sherree Johnson “Just because you have extra $500 in your checking doesn't mean you have to go and spend it.”-Sherree Johnson “I was spending money to fill voids.”-Sherree Johnson “If you spend $20 everytimee you're angry (or bored), where could you be?”-Sherree Johnson “If something is not pouring into you or making you a better version of you, you don't need it.”-Sherree Johnson “Your relationship with your dad (pros and cons) plays an important role in the type of man that you date.”-Sherree Johnson “Often times we don't know what our parents are passing on to us.”-Ramesha Nicole “You have to get to the root of the issue.”-Ramesha Nicole “Stop robbing Peter to pay Paul.”-Sherree Johnson “Stop shopping to heal the brokenness of something.”-Sherree Johnson “When you start praying different, then your mindset shifts.”-Sherree Johnson “Purpose will always outweigh preference.”-Sherree Johnson Truth for Freedom Questions: Be ok being by yourself and going through the valley. Through those valley moments, you truly discover who you are. My name is Sherree and the truth about debt is selfish behavior. It's not about greater good or greater purpose. It's about self. “God wants to trust you, but do you trust him?”-Sherree Johnson To connect with Sherree: Facebook: https://www.facebook.com/sherree.vaughn.7 Instagram: https://www.instagram.com/sherree_iam/ For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree To join the FREE Freedom FIghter Community: https://www.facebook.com/groups/freedomfightercommunity Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

It's about to get REAL! On this debut episode of Season #2, Ramesha Nicole sits down with CBT Coach, Certified Family Trauma Professional, EQ-Based Educator, Write and Speaker Trina Casey on the importance of healing your inner child through the implementation of emotional intelligence in order to experience freedom. The 5 Principles of Emotional Intelligence Self-Awareness Self-Regulation How you respond to other people and how you feel. How do you regulate your emotions? Motivation What motivates you? Empathy Cognitive Empathy Emotional Empathy Compassionate Empathy (balances cognitive and emotional) Social Skills Other people's emotions are not your problem. How Emotional Intelligence Plays A Role In Financial Freedom When you are not aware of your emotions, you will do things with your money that you don't think about.-Trina Casey Some people spend money to cover an emotional pain.-Trina Casey How To Begin Healing Your Inner Child Recognition “Sometimes something that makes you suffer, brings you into an awareness of childhood trauma.”-Trina Casey “There's no end point to the healing process.”-Trina Casey “Emotions are not things, they are a process.”-Trina Casey “Are you continuing to put yourself in positions that cause you to be hurt?”-Trina Casey “Pain can be comforting to someone who is not self-aware of their trauma.”-Trina Casey “If you are not full, how can you pour into someone else?”-Ramesha Nicole Journal Write about your pain and where it comes from. Ask yourself questions Practice gratitude Meditation as a form of self-care Start in the present moment and explore the feelings that you're having To connect or work with Trina: Instagram: @this_real_life_books Https://thisreallifebooks.com To order Trina's Book on Target: https://www.target.com/p/galaxy-s-whale-this-real-life-books-by-trina-casey-hardcover/-/A-79340053 For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree To join the FREE Freedom Fighter Community: https://www.facebook.com/groups/freedomfightercommunity Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

Marissa Pierre says “If you don't run your mind, your mind will run you. Be clear to your mind what you want. The mind cannot hold conflicting thoughts/beliefs.” In this final episode of the mini series, Ramesha Nicole helps listeners to understand why being clear on what you want is what's going to help you get out of debt. The 3 action steps to gaining clarity for the debt free journey are: Make a list of what is is you want. Don't overthink it. Tackle your mindset Have tunnel vision. As quoted by Karim Hajee of creatingpower.com if you're not focused and clear nothing will work. For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree To join the FREE Freedom Fighter Community: https://www.facebook.com/groups/freedomfightercommunity Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

Fearing the unknown and want to be in control, can plague not just the mind, but your emotions, finances and relationships. In this second episode of the mini series, Ramesha Nicole helps listeners to understand why failing operating in the "Circle of Control" framework keeps them in the way of receiving their full level of freedom. In order to break free from wanting to be in control due to the fear of the unknown, you must begin by taking the following action steps: Take your thoughts captive. Your mind is the enemy's playground. He loves to have you overthinking and overanalyzing. Don't let him have that much power. As my friend mentioned to me today: for every negative thought, replace it with 2 positive thoughts. Live in the moment Too often, we're worried about the final destination that we're not enjoying the journey. Now I'm not saying not to have a vision and a plan, but don't be so stuck to getting there a certain way. Speak life Our words are powerful. That's why you have to guard what you're speaking. In Proverbs 18:21 it says that the tongue has the power of life and death.” What you speak, has the power to show up in your life. So be mindful of the words you say. For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree To join the FREE Freedom Fighter Community: https://www.facebook.com/groups/freedomfightercommunity Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

Ramesha Nicole kicks off her “I'm in debt because…” series by diving deeper into internal oaths and how they are keeping you in debt. In this episode, she discusses: Internal Oaths -The meaning of internal oaths -The dangers of internal oaths -Her personal internal oaths -2 Action steps you can take to break free from internal oaths: Identify where your internal oaths are rooted from How to make mindset shifts around your internal oaths For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree To join the FREE Freedom Fighter Community: https://www.facebook.com/groups/freedomfightercommunity Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

On this episode Ramesha Nicole sits down with self-awareness coach and founder of A Sister's Truth, Lakitia Woodard who realized that her upbringing and childhood trauma manifested in her development of a shoe addiction all because of the lack of dealing with financial literacy. She soon learned that after healing her inner child, that her happiness in life was not tied to things, but to life's experiences. During the conversation, Lakitia teaches us the power of self-awareness and how it's detrimental to becoming free in every area of our lives. Take-Aways: When you know the TRUTH, the TRUTH will set you free.”-Ramesha Nicole In order to break free, you have to know what you're breaking free from.”-LaKitia Woodard Examine the condition of your heart to know your purest most honest feelings. To do that, ask 3 important questions: Why do I feel____________? What can I do to change ___________________? How can I change __________________? Don't just ask the WHY, learn to move past the WHY.-LaKitia Woodard Why doesn't give you the complete answer, it gives you part of the answer.-LaKitia Woodard It's not enough to just know WHO we are, we have to take the necessary steps for transformation to happen so that we can walk in purpose “To heal from trauma, it's going to get worse before it gets better.-LaKitia Woodard It's time to start operating like a HEALED woman and not a broken little girl-LaKitia Woodard “You don't find your purpose, you embrace your purpose.” Purpose is not a destination, it is a journey-Ramesha Nicole 3 Phases of Self-Awareness: Discovery your Truth-Identify who God created you to be by falling in love with that person. Who are you? Define Your Truth-Identify what gives your life's meaning and purpos Embrace Your Purpose by healing from and dealing with the unresolved trauma Live your truth and embrace all aspects of who you are and present that version of yourself to the world. “Purpose sets you apart of everyone else.”-LaKitia Woodard “You have to maintain the healing.”-LaKitia Woodard “You can still live your life and heal at the same time.”-Ramesha Nicole Truth for Freedom Questions What does it mean to truly get real and experience freedom? Doing the inner work and resolving the trauma because it's the trauma that's caused the ball and chain to your finances. My name is Lakitia Woodard and the truth about debt is it's an internal issue. If you get to the root of the problem, you'll eliminate your debt. To connect with Lakitia, you can find her Instagram @LakitiaWoodard Twitter @LakitiaWoodard Facebook @LakitiaWoodard LinkedIn @LakitiaWoodard Living Her Truth podcast https://podcasts.apple.com/us/podcast/living-her-truth-podcast/id1492726310 For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree To join the FREE Freedom FIghter Community: https://www.facebook.com/groups/freedomfightercommunity Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

Are you dealing with the whole issue or just part of the issue? Does it seem like you're just self medicating your wombs with the money that you spend? Have you discovered WHY you really spend the way that you do? That's what happened to Samantha Washington, owner of Mended Fitness, when she had her defining moment by realizing that she was too prideful to ask for help. She soon discovered that the only way she was going to experience the freedom that desired, was to do the inner work herself through the help of others. By doing the work, Samantha had a revelation that her debt was related to SOMETHING. She says “We think it's a curtain, but the TRUTH is that the debt is just revealing more TRUTH about you.” The WHOLE Issue Take-aways: Trauma is like a mountain that you can not climb by yourself-Samantha Washington "I realized that I was using money to self-medicate the pain that I was in."-Samantha Washington When I begin to do the inner work myself, I learned that things didn't look important anymore.-Samantha Washington “I broke FREE when I decided to stop caring about man.”-Samantha Washington “It wasn't someone else's place to tell me I was worth it, it was my place to know I was worth it.”-Samantha Washington "I replaced my spending with things that I enjoyed and stopped chasing rejection."-Samantha Washington “I could never allow myself to be myself because I was too busy trying to be something for somebody else.”-Samantha Washington “When you don't feel like you're free, you don't feel like you have power.”-Samantha Washington “You are responsible for your progress.”-Samantha Washington “If you don't deal with the stuff back there, it will manifest itself in your adulthood.”-Ramesha Nicole What steps can someone take to walk in purpose and not let trauma define you: Figure out the root of the trauma Figure out how to pull up the root Give yourself grace to get to where you want to be without trying to perfect the process Seek therapy or a safe space “Sometimes NO means NO. It's a boundary.”-Samantha Washington Truth For Freedom Questions: What does it really mean to get real with yourself to experience freedom. -Understanding that it's a process. Don't rush the process, Respect the process. That's where the character lies. “Don't let the process punk you out of your purpose.” “Don't let the progress punk you out of the process.” My name is Samantha Washington and the truth about debt is that it's a revelation. To connect with Samantha Washington you can visit her website at: www.mendedfitness.com Facebook Group: Mended Fitness Instagram: @thesamanthawashington Twitter: @thesamanthawashington For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree To join the FREE Freedom FIghter Community: https://www.facebook.com/groups/freedomfightercommunity Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

Have you ever put something in the back of your mind that you just didn't want to deal with? Have you ever found yourself constantly running until you got to a place where you couldn't run anymore where your back was stacked up against the wall with nowhere to turn to or nowhere to hide? That's exactly what happened to LaToya Matthews when a secret from her past, caused her to open the closet on what she had been holding onto for over 8 years. During a book study, Latoya was able to open up about her hidden secret and begin to free herself of what had been keeping her in debt not just financially, but emotionally and spiritually. After it was all said and done, she was able to let go of the internal weights and begin to truly experience BEAUTY FOR HER ASHES. Take-Aways: “When you don't get your inner healing, you put yourself in debt to others and their opinion.”-LaToya Mathews “When you get inner healing, you don't depend on people to give you that validation you are looking for.”-LaToya Mathews “When you don't have that inner healing, it begins to show up in your lifestyle.”-LaToya Mathews “We like to ask questions, but we don't always like the answer when we ask God. You have to play your part.”-LaToya Mathews “It starts from the inside out. We're constantly trying to work from the outside in, but it starts inside.”-LaToya Mathews “People think they know us, but often times they don't know what we're dealing with on the inside.”-LaToya Mathews “God won't give you grace to be someone else.”-Latoya Mathews “The more you share your story, the more you release.”-LaToya Mathews “You may not be where you want to be, but right NOW is where you need to be.”-LaToya Mathews “In order for people to see you, you have to first see yourself.”-LaToya Mathews “Nothing is wasted.”-Ramesha Nicole To experience inner healing for your freedom: You have to want to become well. People cannot save you, you have to learn to save yourself. Are you committed or are you just interested? Commitment takes accountability. Have the fight! Don't look at yourself as someone that's weak. Have the tenacity to keep going. Surround yourself with people who love you and who care. Have hope. Shift your perspective that things will get getter. Truth for Freedom Questions: What does it mean to really get real to experience freedom?-“Be honest with yourself.” My name is LaToya and the truth about debt is that it's forgivable. To connect with LaToya on social media: FB @TheLaToyaMathews IG @TheLaToyaMathews To read the book that Latoya mentioned: https://www.amazon.com/True-Measure-Woman-Discover-intrinsic/dp/1599791501 For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree To join the FREE Freedom FIghter Community: https://www.facebook.com/groups/freedomfightercommunity Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

Grief! It's one of those topics that many of us think only applies to death, but did you know that grief is also related to debt freedom? In this episode, Ramesha Nicole sits down with the Chief Grief Crusader Herdyne Mercier who believes that both happiness and sadness can go together. She's on a mission to making Grief sexy She believes that unresolved grief keeps you from purposeful living that becomes a distraction in your life, even in how you manage your financial debt. Episode Take-Aways: In the midst of chaos, you still have purpose and are accountable to God.-Herdyne Mercier Unresolved grief can become a distraction.-Herdyne Mercier You've already come into this life with your purpose. You just need to be willing to dig deep.-Herdyne Mercier We have to grieve the idea of perfection because it is this idea that is robbing us of a quality of life.”-Herdyne Mercier “We are not learning from other people's death.”-Herdyne Mercier “When you seek wisdom, you find your purpose”-Herdyne Mercier What would the TRUTH Really mean??Dealing with the TRUTH is hard. “All you have to do is accept the calling and God will send the people.”-Herdyne Mercier The couple's counsel podcast It's ok to be sad. It's ok to be hurt. Sit in it.-Herdyne Mercier Grief is power.”-Herdyne Mercier “Too many of us are too busy being cute on the outside that we're not cute on the inside.”-Herdyne Mercier “Secure the bag on the inside so that you can secure the bag on the outside.”-Herdyne Mercier “Unresolved grief causes flare ups.”-Herdyne Mercier “In the midst of chaos, there is purpose.”-Herdyne Mercier You stop running from your internal debt into your internal transformation.”-Herdyne Mercier “Grief will have you acting a fool in these streets.”-Herdyne Mercier “You take you with you. Whatever you don't deal with will keep following you.” -Ramesha Nicole The next step to walking in Freedom through grief: Define grief. What is grief to you? Get in the right community Seek help Truth for Freedom Questions What does it mean to truly get real and experience freedom: Taking a look in the mirror and through your eyes seeing your soul and doing a soul check. My name is Herdyne Mercier and the truth about debt is that it will linger and linger and go to the next generation until you deal with your unresolved debt. To learn more about Redefining Grief: http://herdynemercier.com To learn more about The Couples Counsel podcast: https://podcasts.apple.com/us/podcast/the-couples-counsel-with-dr-jameson-mercier-lcsw/id1435988456 To connect with Herdyne on Social Media Instagram: https://www.instagram.com/herdynemercier/ For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree To join the FREE Freedom FIghter Community: https://www.facebook.com/groups/freedomfightercommunity Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

Have you ever gotten to a place where you're tired of starting and stopping, starting and stopping, only to find yourself on this continuous rat wheel? That's exactly what happened for Reginald Wilson when he found his car repossessed, homeless and on this downward spiral. After having a moment when he finally surrendered to God, he realized that once he got out of the way and acknowledged that where he was at that moment was due to personal choices, he soon discovered that the cycles would end. Cycles: The Change Starts With You Biggest Take-Aways Why people continue to allow themselves to remain in cycles: Fear-We're afraid to move forward, to get out of control and allow the Lord to order our steps. Fear of letting those around you go. Comfort-We get into cycles because it's easy. We have to do things outside of the box. Communication-You have to surround yourself with open-minded people to have open dialogue with open minded people. “If God is telling you to move forward, no matter what it is, you have to listen to that voice and move.”-Reginald Wilson “In order to move forward and break the cycle, you have to listen.”-Reginald Wilson “You have to have obedience in order to move forward.”-Reginald Wilson “He doesn't want your sacrifice, he wants your obedience.”-Ramesha Nicole “There is no such thing as half obeying God.”-Reginald Wilson “You can't be fearful in one hand and faithful in the other hand. Fear and faith can't go together.”-Reginald Wilson “When you run from God and your purpose, he'll start removing things and people to get your attention.”-Reginald Wilson “God will strip you down to get your full attention.”-Reginald Wilson “Everything that you've learned from that experience, is preparing you for your next season.”-Reginald Wilson “It is ok to go to therapy. It's not a sign of weakness.”-Reginald Wilson What you can begin to do to break cycles: Take a deep look at yourself (Self-Accountability): It starts with you. You have to hold yourself accountable. Write out your goals: Have something that you can look back to. Seek outside help: Have someone you can communicate with. “You have to step outside of yourself to break free.”-Reginald Wilson “To break free from any cycle, the hardest thing to do is to take the first step.”-Reginald Wilson “Get out of your own way and stop blocking your own blessings.”-Reginald Wilson Truth for Freedom Questions: What does it mean to really get real and experience freedom? Reginald: Tune out outside factors by focusing on yourself. Understand your race and understanding where you are and where you're going. My name is Reggie and the truth about debt is that it doesn't control you. For more information on A Great Cause Non-Profit or to connect with Reginald, you can find him on Instagram at @reg_esq. For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree To join the FREE Freedom Fighter Community: https://www.facebook.com/groups/freedomfightercommunity Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

Have you ever gotten to a place where you are tired of doing the same things and getting the same results? You know what I mean: That point where you get sick and tired of being sick and tired. For Brandi Hodge of Bedazzled By Brandi, a beauty professional in the Houston/Pearland area, this happened in a relationship that was not only affecting her work performance, mental, emotional and physical well-being, but her finances as well. After evaluating how this relationship was no longer serving her, she got to a point where she got REAL with herself by asking herself “is this all you want?” As a result, she discovered that true debt freedom was about operating in PEACE. Sick & Tired Episode Take-Aways “You have to play your part. You have to show God that you're ready for the things that he's ready for you to do.”-Brandi Hodge “God has more in store for you.”-Brandi Hodge “You have complete control of how people treat you.”-Brandi Hodge “You have to make a decision to learn from your mistakes”.-Brandi Hodge “If you shift your environment, your environment will catapult you to a new level.”-Ramesha Nicole “You just have to do it! God is waiting on you.”-Brandi Hodge “Cycles bring about consequences.”-Brandi Hodge “When you ask God for something, you have to be ready for the reveal.”-Brandi Hodge “You have a choice of PEACE.”-Brandi Hodge “You make time for things that you want to make time for.”-Brandi Hodge “I take joy in my peace because I know that's what God wants for me.”-Brandi Hodge Truth For Freedom Questions: #1: What does it take to truly get real and experience freedom? Brandi's response: I believe it takes determination, organization, faith and dedication. Determination: Believe in yourself. Organization: Write it down. Make it plain. Be realistic. Hold yourself accountable. Faith: The most important thing. Trust the process. Everything is not perfect on the first try. Faith the size of a mustard seed. Dedication: You have to play your part. You can't expect the end unless you play your part. #2: My name is Brandi and the TRUTH about debt is you can avoid it. To connect with Brandi on social media: Facebook: Bedazzled By Brandi Instagram: bedazzled_by_brandi For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

In this Mini Lesson segment, Ramesha Nicole dives deeper into the last and final phase Progressive Evolution of her Internal Transformation method, and how it relates to debt freedom. Here she guides the episode by helping listeners to understand the importance of being a lifelong learner. Phase 4 Take-Aways “You learn something new everyday.”-Ramesha Nicole For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

In this Mini Lesson, Ramesha Nicole dives deeper into Penetrating Growth, which is Phase 3 of 4 of her Internal Transformation method, and how it relates to debt freedom. Here she guides the episode through getting listeners to understand that growth and comfortability don't go together. She uses the analogy of the chrysalis stage that a butterfly goes through to break this phase down. It is during this stage, the caterpillar's old body dies and a new body forms inside a protective shell known as a chrysalis. In 2 Corinthians 5:17 NKJV it says "Therefore, if anyone is in Christ, he is a new creation; old things have passed away; behold, all things have become new." In order or you to experience freedom, you have to die to old habits, mindsets, attitudes and behaviors. When you're on your journey to freedom, you're just going to have to let some things (and/or some people) go. She reminds listeners that in order to get to debt freedom, they must get comfortable being uncomfortable. For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

In this Mini Lesson, Ramesha Nicole dives deeper into Present Identity, which is Phase 2 of 4 of her Internal Transformation method, and how it relates to debt freedom. Here she guides the episode by answering the following questions: What is identity? How significant is our identity in our lives? How does our identity relate to the way we handle money and our journey to debt freedom? To conclude, she poses the following Truth for Freedom Question to listeners: Who are you? Without all the things, WHO are you? To read more of the article from Psychology Today that she mentioned, you can do so by visiting: https://www.psychologytoday.com/us/basics/identity For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

In this Mini Lesson, Ramesha Nicole dives deeper into Past Lessons which is Phase 1 of Internal Transformation and how it relates to debt freedom. Here she guides the episode by answering the following questions: What is the past? How significant is the past in our lives? And How does the past relate to my journey to debt freedom and internal transformation? To conclude, she poses the following Truth for Freedom Question to listeners: What are some past lessons that are not only keeping you in debt financially, but in debt mentally, emotionally, physically and/or spiritually? To read more of the article from Psychology Today that she mentioned, you can do so by visiting: https://www.psychologytoday.com/us/blog/fixing-families/201810/when-is-it-important-deal-your-past For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree Remember: "You shall know the TRUTH and the TRUTH shall set you FREE!"-John 8:32

Welcome to Season 1 Episode 1 of Real Talk w/ Ramesha Nicole podcast. In this week's episode, Ramesha Nicole opens up about her journey to debt freedom and how what she thought was going to be a journey of paying off debt, became a journey of internal transformation. Ramesha Nicole introduces listeners to her 4 Phases of Internal Transformation as they relate to debt freedom. The 4 Phases of Internal Transformation are: Past Lessons Present Identity Penetrating Growth Progressive Evolution To conclude, she poses this question to listeners: Who and what have you been running from and what do you need to do to break free? Stop Running Biggest Take-Away: You can't keep running because whatever it is that you're running from, will eventually catch up with you. For more information or to work with Ramesha Nicole, you can visit her website at www.rameshanicole.com Connect with Ramesha Nicole on Social Media: Podcast hashtags #GetRealBeFree #RealTalkwithRameshaNicole Instagram @getrealbefree / www.instagram.com/getrealbefree Facebook @getrealbefree/ www.facebook.com/getrealbefree