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I don't know anyone who has breezed through life since 2020. Constant change, enduring uncertainty, and frequent downright chaos have become fixtures of life. It's taken a toll on us all. Constant change, uncertainty, and chaos not only rock your nervous system, it can also do a number on your confidence. When you're navigating professional shifts, economic uncertainty, and ongoing instability, it's easy to move from change overwhelm into uncertainty fatigue, and eventually into full-on burnout. And when that happens, the impact extends well beyond work. In my work wth executive coaching clients, I see this result in increased self-doubt, decreased self-trust, and questioning one's capabilities. Many clients come to me having made a hobby of collecting evidence that reinforces the idea that they have less power than they actually do. I don't blame them. There have been many large-scale efforts to make most of us (anyone carrying a marginalized identity - women, people of color, LGBTQIA+ people, immigrants) feel completely powerless. In this episode, I'm talking about how to maintain your confidence when so much around you feels unpredictable. We'll explore why waiting for certainty before trusting yourself can keep you stuck, how chronic catastrophizing and hopeless assumptions quietly erode your self-trust, and why it's crucial to identify the capabilities and strengths you can carry with you anywhere in life. I'll also share how to hold legitimate risks alongside emerging possibilities so you don't accidentally let fear become the only evidence you're willing to consider. While you may not be able to control what happens next, you can strengthen your leadership confidence, protect your sense of agency, and continue making grounded decisions without requiring certainty first. Links Mentioned: [1 Spot Left] Join my Aligned Leadership Incubator: saradean.com/aligned Hire Sara to speak: saradean.com/speaking Coach with Sara: https://saradean.com/executive-coaching-services Connect with Sara on LinkedIn: https://www.linkedin.com/in/saradeanspeaks Watch Shameless Leadership episodes on YouTube: https://www.youtube.com/@saradeanspeaks Take my Leadership Archetype Quiz: saradean.com/quiz Thank you to our sponsor, Ironwall. Stop online threats before they become real-world attacks. Visit ironwall.com/SHAMELESS and request a free Risk Assessment to see exactly how exposed your executives are. Learn more about your ad choices. Visit podcastchoices.com/adchoices
We have another rerun for you today and this one is a good one!! In this episode of The Level Up Podcast, Taylor Petrinovich and Kelley Gilster sit down with Skylar Ball to share the exact strategies that helped him break through pricing plateaus and start booking luxury weddings.If you've ever felt stuck at the $5,000 mark or struggled to make the leap to five-figure bookings, this episode is for you. Skylar opens up about his journey from starting during COVID to landing high-end clients—proving that mindset shifts, strategic networking, and the right business moves can make all the difference.We're diving into how to:- Stop playing small with your pricing and own your worth.- Build relationships that position you as a premium vendor.- Maintain work-life balance while scaling your business.- Tap into new markets and make your brand irresistible to luxury clients.Whether you're a seasoned pro or just starting to think about leveling up, this episode is packed with actionable insights to help you book higher-paying clients without burning out.
I love independent travel. I love being able to go where I want, when I want, and experience a destination in my own way.So I wasn't entirely sure how I would feel about small group travel.Yes, I know. I offer small group trips.
Eugene talks about the large amount of money it takes to maintain an overweight male body in the United States. Find Eugene Trufkin Here ---------------------------------------------------- Join my weekly Facebook Lives: Facebook: Facebook Website: https://www.trufkinathletics.com/ Instagram: https://www.instagram.com/eugene_trufkin/?hl=en TikTok: https://www.tiktok.com/@eugenetrufkin Book - http://trufkin.link/affsg_yt Ready to make a change? Book a call @ https://trufkinathletics.com/connect
Learning English grammar and vocabulary is excellent fun! However, to master the language, you must use it genuinely to discuss a variety of topics and learn new things in English. That means discussing issues and themes you like and those you do not. I will be the first to tell you that perfection is impossible because no one and nothing is perfect. With that said, it is human nature to strive for perfection. Maintain your discipline and learn something new every day. The key to improvement is consistency and repetition. This is a brief introduction to the English conversation lesson titled “Oh, the Memories!” I'm sure you'll find it engaging and insightful. You can access the webpage for the lesson “Oh, the Memories!” here: https://www.artisanenglish.jp/lesson-oh-the-memories/ At ArtisanEnglish.jp, I emphasize helping students improve the sophistication of their English through meaningful communication, with 100% error correction and detailed written feedback after each lesson. https://links.artisanenglish.jp/TrialLesson If you'd like to try a COMPLIMENTARY TRIAL LESSON, please get in touch with me, David, at https://www.artisanenglish.jp/contact/ If you are already an ArtisanEnglish.jp student, you can book or preview all the lesson materials. Here are some other discussion topics related to education, which you may find interesting: 1) School Uniforms Website: https://www.artisanenglish.jp/lesson-school-uniforms/Spotify: YouTube: 2) The Kids Aren't AlrightWebsite: https://www.artisanenglish.jp/lesson-the-kids-arent-alright/Spotify: https://b.link/ArtisanEnglishSpotifyTheKidsArentAlrightYouTube: https://youtu.be/j7h_NIOZV2U 3) Stupid is as Stupid doesWebsite: https://www.artisanenglish.jp/lesson-stupid-is-as-stupid-does/Spotify: https://links.artisanenglish.jp/SpotifyStupidIsAsStupidDoesYouTube: https://youtu.be/e5u1C-QEB78 4) Why Smart People are PoorWebsite: https://www.artisanenglish.jp/lesson-why-smart-people-are-poor/Spotify: https://links.artisanenglish.jp/SpotifyLessonWhySmartPeopleArePoorYouTube: https://youtu.be/2HmN3ofGdXI As always, maintain your discipline and learn something new every day. Cheers, David. Website: https://www.artisanenglish.jp Facebook: https://www.facebook.com/artisanenglish.jp Instagram: https://www.instagram.com/david.artisanenglish.jp/ X: https://x.com/ArtisanEnglish YouTube: https://www.youtube.com/@Artisanenglish Spotify: https://podcasters.spotify.com/pod/show/artisanenglishjp
In this episode, we analyze Nifty's hourly price action as bears maintain a firm grip on the trend while the index continues to trade below its crucial 40-hour moving average. Join Neel Parekh as he breaks down what this hourly breakdown implies for short-term momentum, key support zones to monitor, and how traders should structure their risk in a cautious market environment. Tune in to stay ahead of the intraday trend.
In this episode, we analyze Nifty's hourly price action as bears maintain a firm grip on the trend while the index continues to trade below its crucial 40-hour moving average. Join Neel Parekh as he breaks down what this hourly breakdown implies for short-term momentum, key support zones to monitor, and how traders should structure their risk in a cautious market environment. Tune in to stay ahead of the intraday trend.
In this episode, we analyze Nifty's hourly price action as bears maintain a firm grip on the trend while the index continues to trade below its crucial 40-hour moving average. Join Neel Parekh as he breaks down what this hourly breakdown implies for short-term momentum, key support zones to monitor, and how traders should structure their risk in a cautious market environment. Tune in to stay ahead of the intraday trend.
Hello! This is Episode 420. This is Way #20 of the 44 Ways to Create Your Sustainable Home series, and we’re continuing through Section Five: The Building Envelope, A Sustainable Skin. In the last episode, Way #19, we covered airtightness and ventilation. We talked about what it means to build tight, why homes don’t need to breathe, and what ‘ventilating right’ looks like in practice. In this episode, we’re looking at one of the most commonly discussed, and commonly misunderstood, elements of the building envelope: thermal mass. Way #20 is: Use Thermal Mass to Maintain Even Temperatures. [For all resources mentioned in this podcast and a free, downloadable PDF transcript, head to www.undercoverarchitect.com/420] You’ll hear architects, builders and sustainability consultants talk about thermal mass as a worthwhile inclusion in any home. This can include concrete slabs, brick walls, rammed earth, and other ‘heavy’ forms of construction. Even water-filled features are used as thermal mass in homes. Thermal mass is a powerful tool when the conditions support it, and it’s designed with the right approach for the climate and site. However, when those conditions aren’t in place, it can make your home harder to heat, harder to cool, and less comfortable overall. In this episode, I take you through what thermal mass actually is and how it works, the three conditions that need to be in place for it to function well, when thermal mass will work against you, why the ground your slab sits on and the finish that covers it matter just as much, and what to ask your team. As always, if you'd like to access a full transcript of this episode and links to any resources I mention, head to www.undercoverarchitect.com/420. Now, let's dive in! RESOURCES MENTIONED IN THIS PODCAST: For links, images and resources mentioned in this podcast, head to >>> www.undercoverarchitect.com/420 Accessing my free '44 Ways' E-Book will simplify sustainability and help you create a healthy, low tox and sustainable home. You can download your free copy here >>> https://undercoverarchitect.com/ways Access the support and guidance you need to be confident and empowered when renovating and building your family home inside my signature online program >>> https://undercoverarchitect.com/courses/the-home-method/ Just a reminder: All content on this podcast is provided by Undercover Architect for reference purposes and as general guidance. It does not take into account specific circumstances and should not be relied on in that way. You should seek independent verification or advice before relying on this content in any circumstances, including but not limited to circumstances where loss or damage may result. The views and opinions of any guests on the podcast are solely their own. They may not reflect the views of Undercover Architect. Undercover Architect endeavours to publish content that is accurate at the time it is published, but does not accept responsibility for content that may or has become inaccurate over time.See omnystudio.com/listener for privacy information.
MIRACLE AND TESTIMONY SERVICEProverbs 4:26-27
Max Rushden is joined by Barry Glendenning, Jonathan Liew and Jordan Jarrett-Bryan as Arsenal maintain their perfect start with a win over Chelsea. Help support our independent journalism at theguardian.com/footballweeklypod. Watch us on YouTube: https://www.youtube.com/@FootballWeeklyPodcast
In this episode of the Tactical Living Podcast, hosts Coach Ashlie Walton and Sergeant Clint Walton talk about a painful and counterintuitive reality inside law enforcement and emergency services — the officers and firefighters who are burning out the hardest are often the ones nobody would ever suspect because they are the same ones showing up early, staying late, carrying the team, and making everything look effortless from the outside. High performance is not protection from burnout. In first responder culture it is often the accelerant. And the silence that surrounds it — because high performers have the most to lose by admitting they are struggling — makes it one of the most dangerous and least addressed patterns in the profession.
⚖️ How to Protect Your Rights During a California Divorce | Los Angeles Divorce
The Bureau Valley football team had a strong start, scoring on its first drive Friday, but the Storm couldn't maintain it in a 41-16 loss to Abingdon-Avon in Manlius.Become a supporter of this podcast: https://www.spreaker.com/podcast/friday-night-drive--3534096/support.
Maintain Good Works | Titus 3:8-15 | 2 September 2026 - Wednesday Evening | Dr. Brad Weniger, Pastor
Thabo Shole-Mashao, standing in for Clement Manyathela speaks to Tsungai Masendeke, Certified Financial Planner at Liberty, about Liberty Lifestyle Protection, which allows having conversations today that can help you maintain stability and dignity through uncertainty. The Clement Manyathela Show is broadcast on 702, a Johannesburg based talk radio station, weekdays from 09:00 to 12:00 (SA Time). Clement Manyathela starts his show each weekday on 702 at 9 am taking your calls and voice notes on his Open Line. In the second hour of his show, he unpacks, explains, and makes sense of the news of the day. Clement has several features in his third hour from 11 am that provide you with information to help and guide you through your daily life. As your morning friend, he tackles the serious as well as the light-hearted, on your behalf. Thank you for listening to a podcast from The Clement Manyathela Show. Listen live on Primedia+ weekdays from 09:00 and 12:00 (SA Time) to The Clement Manyathela Show broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/XijPLtJ or find all the catch-up podcasts here https://buff.ly/p0gWuPE Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.
Welcome to another episode of Building the Premier Accounting Firm podcast. Join host Roger Knecht and serial entrepreneur Chris Shurian as they explore the vital intersection of accurate financial data, exceptional customer service, and business ownership. This episode provides actionable strategies for accounting professionals and business owners to better understand the metrics that drive success and the power of building genuine client relationships. In This Episode: 00:00 Defining Founders and Business Exits 04:16 The Crucial Role of Accurate Accounting 11:34 Key Metrics and Simplifying Financial Reporting 21:08 The Power of Exceptional Customer Service 30:46 Creating Wow Moments for Customers 40:52 Setting Expectations and Professional Care 50:55 Authenticity in Business Leadership Key Takeaways: Prioritize accurate, timely financial reporting to prevent business failure and enable informed decision-making. Implement the "barefoot experience" approach to customer service to exceed expectations and stand out in competitive industries. Use simple, high-level dashboards—or "scorecards"—to keep business owners focused on green-light, red-light metrics. Maintain human connection in business interactions, even when leveraging technology, to build long-term loyalty. Featured Quotes: "You have to know your numbers. You absolutely have to know your numbers." — Chris Shurian "Customer service is a contact sport." — Chris Shurian "We need to recognize that when we fail to actually do our jobs properly, it does hinder the business owner from making informed business decisions." — Roger Knecht Conclusion: Thank you for joining us for another episode of Building the Premier Accounting Firm with Roger Knecht. For more information on how you can establish your own accounting firm and take control of your time and income, call 435-344-2060 or schedule an appointment to connect with Roger's team here. Sponsors: Universal Accounting Center Helping accounting professionals confidently and competently offer quality accounting services to get paid what they are worth. Offers: Special Offers for our Podcast Listeners, CLICK HERE to take advantage of them today! Remember this: Accounting Success IS Universal. Be sure to listen to our next episode and subscribe. Also, let us know what you think of the podcast and please share any suggestions you may have. We look forward to your input: Podcast Feedback For more information on how you can apply these principles to start and build your bookkeeping, accounting, & tax business, please visit us at www.universalaccountingschool.com or call us at 801-265-3777. And know that if it's about accounting, it's Universal.
Show DescriptionWhen a disaster begins high in the mountains, its consequences can reach communities far downstream before people understand what is coming.In this episode of the Emergency Management Network podcast, we examine Nepal's devastating August 26 flash flood and debris flow, the unfolding humanitarian emergency, and the operational challenges facing responders. Preliminary USGS findings describe a rapid slope failure involving a glacier that sent destructive debris and floodwaters nearly 100 kilometers downstream. USGSAmid the destruction, a last-minute warning helped a school leader evacuate more than 900 students—a powerful starting point for discussing warning systems, decision authority, and protective action. ReutersWe explore the immediate response priorities, the consequences of damaged infrastructure, and the responsibilities that continue long after the initial flood. For emergency management professionals, this episode asks: What does this disaster reveal about our own readiness, and what should we do with those lessons?Show NotesBriefing Script — Situation as of August 31, 2026Nepal is confronting a major flash-flood and debris-flow disaster along its northern border with Tibet. The event began on August 26, when a rapid slope failure involving a glacier in Langtang National Park likely sent rock, mud, ice, and water into the Lende Khola and Trishuli river systems. The destructive flow traveled nearly 100 kilometers downstream. The precise initiating mechanism remains preliminary and requires continued scientific assessment. USGSThe humanitarian consequences are severe. According to the cited reporting, Nepalese authorities have reported more than 900 deaths, over 4,200 people missing—including hundreds of foreign nationals—and more than 10,000 rescues. The Nepal Red Cross estimates that more than 90,000 people have been affected. These figures are provisional; access constraints, debris burial, displacement, and disrupted communications complicate accountability. NBC NewsThis is a compound mountain disaster, with flooding, debris movement, isolation, and infrastructure failures creating overlapping response challenges. Buildings and a vital highway connecting Nepal and China have reportedly been buried or destroyed. USGS Reports also indicate that hundreds of workers may be trapped or unaccounted for at damaged hydropower projects in Rasuwa and Nuwakot. Associated PressSo What? Now What for the Emergency Management Professional?The following priorities frame our operational discussion:* Sustain lifesaving operations. Support search and rescue, missing-person accounting, and family reunification, particularly in isolated valleys and at damaged hydropower sites.* Restore safe access. Assess and establish ground and air access to communities isolated by road and bridge failures, while accounting for responder safety and changing conditions.* Meet immediate humanitarian needs. Coordinate emergency shelter, safe water, food, trauma care, and continuity of essential health services.* Rebuild situational awareness. Restore communications and conduct rapid damage, needs, and infrastructure assessments.* Monitor secondary hazards. Maintain downstream monitoring and public warning while assessing unstable slopes, river blockages, rainfall, and glacial hazards.* Plan for sustained displacement and recovery. Incorporate education, protection, psychosocial support, and safer reconstruction into early recovery discussions.According to the cited UN report, the United Nations has released an initial $2 million in emergency funding, while WHO has deployed emergency health supplies sufficient to support basic health services for up to 10,000 people. UNICEF reports that at least 17,000 children have been affected, facing risks associated with disease, malnutrition, disrupted education, violence, and exploitation. UN NewsNepal's emergency requires simultaneous attention to immediate life safety and prolonged needs involving access, shelter, health, infrastructure, and recovery. Our discussion considers how government-led coordination, local capacity, and international support can address those demands while continuing to monitor cascading hazards.Lifesaving Warnings: The School EvacuationReuters reports that a last-minute warning helped save more than 900 students at Tribhuvan Trishuli Secondary School. We use that account to examine the connection between receiving information and initiating protective action. ReutersDiscussion questions include:* Who can authorize an immediate evacuation without waiting for additional approval?* Can warnings reach schools through multiple, trusted communication channels?* Do evacuation plans address arriving buses, accessible transportation, accountability, and family reunification?* How do local emergency managers receive information about threats originating upstream or across borders?* How can recovery decisions reduce exposure to future disasters?Additional ReadingNPR: Nepal floods, climate change, and the HimalayasInformation reflects reporting available as of August 31, 2026. Casualty figures, missing-person totals, humanitarian estimates, and scientific findings are provisional and should be checked before recording or publication.Nepal Flash Flood: Top-Rated Charities Providing Reliefhttps://blog.charitywatch.org/nepal-flash-flood-top-rated-charities-providing-relief/ This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe
OpusClip: Add the most efficient editor to your team, try OpusClip AI Producer today at https://opus.pro/ich Whatnot: $500 GIVEAWAY! Sign up to Whatnot using my link https://www.whatnot.com/invite/IcedCoffeeHour and follow me on Whatnot. Winner will be picked in a month. Get $15 OFF with the same link! #whatnotpartner Even Realities: Go to https://evenrealities.bio/icedcoffee and use code ICEDCOFFEE for 10% off Even R1 and/or Even Clip when you add them to your Even G2 order Shopify: Stop waiting for permission to build something. Your next revenue stream starts free at https://shopify.com/ich NO PURCHASE NECESSARY. Open to legal residents of the 50 U.S. states and D.C., 18+. To enter: (i) Sign up to Whatnot using the following link https://www.whatnot.com/invite/IcedCo..., and (ii) follow the following Whatnot account @IcedCoffeeHour. One entry per person. Entries must be received by September 29th at 11:59:59 p.m. PT. Winner selected at random on or about September 30th. Winner will be notified via the email associated with their Whatnot account and must respond within 5 days or prize may be forfeited and an alternate winner selected. Prize: $500 of Whatnot credit redeemable for purchases on the Whatnot platform (ARV: $500). Winner is responsible for all applicable taxes. This promotion is not sponsored, endorsed, or administered by YouTube. Sponsored by The Iced Coffee Hour. Void where prohibited. Follow @TheStradman Here! *
Most people only know of 10 commandments...But the Bible is actually full of them.- Maintain good works (Titus 3:8)- Love one another (John 15:12)- Paint your doorposts with the blood of a one-year-old male lamb (Exodus 12:3-7)But which ones apply to you, and what conditions do you need to meet to be saved?
You can lose fat without losing muscle, but only with the right approach.Most of us decide what to do (often out of fear) and then go collect the data that agrees with our bias. I have done it too, and so have my clients!I'm breaking down why most people choose a cut, maintenance, or a muscle-building phase incorrectly for body recomp over 40. We share the specific situations where your preference doesn't matter (your body is telling you otherwise!), plus a simple question that prevents you from starting a deficit you can't finish. You'll learn about:Confirmation bias that pushes us toward cutting even when the evidence does not support it 3 stop signs that override goal preferenceWhy sleep can change fat loss vs. muscle loss outcomes even when calories stay the sameWhy gym strength is a misleading signal for phase decisions and often lags behind what is happening physiologicallyThe idea that many “phase change” problems are really adherence problemsPractical ways to check consistency using your dataMy key inputs for smarter phase selection: leanness, expenditure trend, menopause bone density context, and runway constraintsA question to ask yourself for planning around holidays, travel, deadlines, and other disruptions Join Eat More Lift Heavy, my 26-week coached program for 40+ to build the nutrition and training skills to preserve muscle, lose fat, and manage your physique for life:https://eatmoreliftheavy.comUse code 500CLUB at checkout for $50 off either six-month option through Sunday, September 6Timestamps:0:00 - Cut to lose fat, build to gain muscle, plus your calendar 3:45 - Why you already decided (how the brain works) 6:43 - Scenario 1: biofeedback in the crapper during a deficit 10:41 - Scenario 2: high stress stacked on a deficit 11:25 - Scenario 3: why your lifts can be misleaing 13:40 - The body recomp decision chain 15:14 - Most phase questions are something else in disguise 17:49 - Your current leanness 19:50 - Your expenditure history 20:22 - Bone density 22:28 - How much of your weight loss comes off as lean tissue 23:54 - The hidden constraint 28:06 - Bonus: 10-second runway question
Host: Lalo Solorzano & Andy Shiles Guest(s): Kathleen August Published: August 27, 2026 Length: ~30 minutes Presented by: Global Training Center Summary How ready would your company be if U.S. Customs and Border Protection came knocking tomorrow? In this episode of Simply Trade, hosts Lalo Solorzano and Andy Shiles sit down with former CBP auditor Kathleen August to discuss why being “audit ready” is no longer enough. With more than 33 years of experience on the CBP side of the desk, Kathleen offers an insider's perspective on today's enforcement environment and explains why importers need to become truly “Customs Ready.” The conversation covers the growing importance of CF28 responses, ACE data, internal controls, record retention, post-entry reviews, supply-chain visibility, and cross-functional communication. Kathleen also explains why having a trade compliance manual sitting on a shelf doesn't equal an effective compliance program. Companies need procedures tailored to their operations—and executable tools that employees actually use. From unexpected changes in entered value to country-of-origin questions, forced labor concerns, USMCA documentation, and shifting sourcing strategies, CBP has more data and analytical capability than ever before. The message for importers is clear: know your data, know your supply chain, document your processes, and be prepared to respond before Customs asks the question. Main Topic / Discussion Being audit ready is important—but Kathleen argues that today's importers need to go further and become Customs Ready. With CBP operating in an enforcement-focused environment, companies may encounter CF28s, questions about their supply chains, entry reviews, or other inquiries even if they are never selected for a full audit. Kathleen explains that a strong compliance foundation starts with documented internal controls tailored specifically to the company. But documentation alone isn't enough. Companies need “executable documents”—checklists, logs, databases, classification records, broker procedures, and other tools that turn a compliance manual into everyday action. The discussion also highlights the importance of reviewing ACE data from CBP's perspective. Changes in entered value, country of origin, classification, sourcing, or other entry information can create patterns that draw attention. As Kathleen puts it, Customs is like a highly capable chess opponent—and they may already be “two steps ahead.” Importers also need visibility beyond the trade compliance department. Sales, purchasing, engineering, finance, sourcing, and leadership can all make decisions that affect customs compliance. Tooling assists, supplier changes, certificates of origin, USMCA qualification, and sourcing shifts are just a few examples. Ultimately, becoming Customs Ready means building a system that allows the organization to identify problems, maintain records, respond to questions, and pivot quickly as tariffs and enforcement priorities change. Key Takeaways • Be Customs Ready, not just audit ready. A full CBP audit is only one potential compliance event. Importers also need to be prepared for CF28s, investigations, and questions about individual entries or their broader supply chain. • Document internal controls—and actually use them. Compliance procedures should be customized to the company rather than copied from a generic manual. Pair written procedures with executable tools such as checklists, CF28 logs, databases, classification records, and broker instructions. • Know what your ACE data says about you. CBP can identify changes and patterns across entries. Importers should review their own data for unusual shifts in value, classification, country of origin, sourcing, and other areas before those patterns generate questions. • Understand your entire supply chain. Know who you are buying from, where products and components originate, where transformation or assembly occurs, and when suppliers or production locations change. • Conduct post-entry reviews. Don't assume the broker entered everything correctly. Monitoring entries can help identify errors early and, in some cases, allow companies to correct problems in real time. • Make compliance cross-functional. Sales, purchasing, engineering, finance, sourcing, and trade compliance all affect customs outcomes. Compliance cannot operate effectively in a silo. • Maintain accessible records. A record retention policy is only useful if the organization can quickly retrieve the documentation needed to respond to CBP. • Be ready to pivot. Tariffs and trade requirements can change quickly. Companies need processes, expertise, and resources that allow them to adapt without sacrificing compliance. Resources & Mentions • Global Training Center • Kathleen August - LinkedIn • U.S. Customs and Border Protection (CBP) • Automated Commercial Environment (ACE) • CBP Form 28 (CF28) • USMCA • Section 232 tariffs • Foreign Trade Zones and bonded warehouses • Enforce and Protect Act (EAPA) / antidumping enforcement Credits Host: Lalo Solorzano Andy Shiles Guest(s): Kathleen August - LinkedIn Producer: Lalo Solorzano
Parshas Ki Sovo
Rick Stroud reports live from Jacksonville after a joint practice the Bucs would rather forget — Baker Mayfield admitted afterward that "if this was a full game, I don't think we would have come out on the winning side," and Chris Godwin, in his tenth year, called out the team for getting out-physicaled by Liam Cohen's Jaguars. Rick and Steve break down what went wrong, why a wake-up call now beats one in Cincinnati, and the real bright spots buried in a rough day: Tristan Wirfs back in full pads and moving well, Rueben Bain Jr. continuing to wreck practice reps, and Benjamin Morrison finally getting through a complete practice for the first time in ages. They also preview Friday's preseason finale against the Jaguars and the roster crunch coming this weekend as the Bucs cut from 90 to 53.On the Rays, Tampa Bay's AL East remains at 3.5 games after a 4-1 loss to Detroit, with Rick and Steve digging into the tiebreaker math that still favors the Rays down the stretch, a remarkable stat line from an opposing starter who didn't get a single swing-and-miss in over 80 pitches against Tampa Bay's contact-heavy lineup, and what the Rays need from their rotation to hold on. They close with a tribute to Dolly Parton, who died at 80. Hosted on Acast. See acast.com/privacy for more information.
Exodus 2:1-10
Men, you need to stop chasing women who have not chosen you. The solution is not becoming cold or nasty. It is becoming more selective, reading the situation for what it actually is, and making sure your investment matches the investment coming back to you. Interest is not commitment. You have to let each step of the relationship be earned before you take the next step yourself. Stay on your purpose, pay attention to actual behavior, and reward reciprocity instead of potential. Show Notes: [04:48]#1 Stop treating interest like a commitment. [12:52]#2 Maintain a mission that is bigger than dating. [17:35]#3 Reward reciprocity, not potential. [19:42] Recap Next Steps: --- Execution is not a talent. It is a standard. If your results don't match your ability, something in your approach is out of alignment. Most people do not have a motivation problem. They have a consistency problem. Power Presence is the system for operating with greater discipline, clarity, structure, and execution under pressure. Learn more: → http://www.PowerPresenceProtocol.com Know what to do but not always doing it? Measure your execution at → http://RateMyExecution.com. Get Dre's free Daily Game email at http://WorkOnMyGame.com. Every day you'll receive one practical lesson on leadership, mindset, discipline, and execution to help you perform at a higher level. No fluff. Just game
Talley Leger is surprised to find himself more bullish than expected in 2026, highlighting a still-strong economy and neutral Fed to support his bullishness. He takes a "step back" perspective for investors and touches on how a Kevin Warsh-led FOMC opens the door for a deeper bull run. While there's some weakness in stocks as Wall Street weighs on inflation and job market goals, he tells investors to treat the pullbacks as "gifts, not punishments."
Join our upcoming live event at GREwebinars.com. It's called "The Seven Figure Solution" on August 27th at 8 PM Eastern. After listening to me for 12 years, learn how to finally put it all together for a coordinated, tax-efficient retirement and wealth plan. Keith debunks alarmist predictions of an 80–95% housing crash and explains why inflation, constrained supply, and strong demand continue to put upward pressure on home prices. He breaks down key trends in renter mobility, highlights how the AI boom is driving record-breaking rents in San Francisco, and contrasts "dopamine culture" and money maxing with GRE's philosophy of growing one's means through income property and leverage. Keith also discusses how the Seven-Figure Solution framework helps real estate investors more effectively integrate properties, taxes, insurance, and retirement planning. Episode Page: GetRichEducation.com/620 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text FAMILY to 66866 Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Welcome to GRE. I'm your host Keith Weinhold. An alarmist calls for a housing price crash of 80 to 95 percent. We'll listen to it. This city's rents are up 26 percent annually. The rise of dopamine culture and money maxing has made its way into personal finance. Then an invitation to join us for a special event today on Get Rich Education. Keith Weinhold 0:29 What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms MidSeal has ever offered. Reserve your free seat at getricheducation.com/midsouth. Again, that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth. Speaker 1 1:35 You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education. Keith Weinhold 1:51 Welcome to GRE from Naples, Italy, to Naples, Florida, and across 188 nations worldwide. You're listening to one of America's longest-running and most listened-to shows in the real estate world. This is Get Rich Education, and I'm Keith Weinhold. Yes, the very founder of this snaggle-toothed operation right here. I'm a longtime real estate investor myself, erstwhile writer for both Forbes and the Rich Dad Advisors, serving on the Forbes Real Estate Council, you can also see my work in the USA Today and Business Insider. I'm the creator of Real Estate Pays Five Ways and the Inflation Triple Crown. Oh, after all that, really, I'm just a shaved mammal with slack jaw, a highly leveraged hominid of the landed gentry, right before I discuss the housing price crash of 80 to 95% you know, keep in mind that most people think that if you're in real estate, then you've got to be either a realtor or a landlord. I am neither a realtor nor a landlord. People also think that it takes tons of money. It does not. Now you could pursue no money down strategies, but that takes some time to learn and skill to develop. Now I was a landlord in the early years of my real estate investing, but after about six years of that, I hired a property manager and never looked back. Therefore, keeping this mostly passive, a 20 to 25 percent down payment on a carefully selected residential rental property includes ones that today can still have purchase prices below 200k. That's purchased in a geographically investor advantaged market. Okay, that is the center of what we do here because when you own property this way, now you've got the margin where you can pay a property manager to enjoy the five ways that you're paid mostly passively. Be a savvy borrower. Keith Weinhold 4:02 Now, when you're between deals and accumulating capital to add the next piece of property to your rental portfolio, that's where you can flip and do the opposite in the short term and be a real estate lender for perhaps an eight to 10% stable return. That's what I do, rather than getting three and a half percent, which is the going rate today in a high yield savings account. So be a lender between deals in the short term, or you're a savvy borrower long term. Now the late analyst at Housing Wire, and he was also a past guest here on the show, Logan Modashami, he brought this 80 to 95% housing price crash media piece to my attention. It's in the form of a meta reel that got a lot of attention. Let's play it. I mean, this type of nonsense circulates out. It's not founded on anything substantive, and this just absolutely does not serve anybody. You've got to take this type of thing as entertainment, but it's being presented in a serious, informative way, and just listen to the basis for the claim. Hayden Weston 5:19 The United States housing market is about to collapse 80 to 95 percent, which means that homes that were worth 1.5 million are going to be worth 300,000. The reason is simple: the U.S. housing market has reached its most unaffordable level in history. People cannot afford to buy homes, and if people cannot buy homes, the market must correct. The question is how hard the market is going to crash, not if it will. According to CPI and price history data, this is predicted to be worse than the 2008 housing bubble. We are going to see prices drop 80 to 95 percent. Keith Weinhold 6:02 A housing price collapse of 80 to 95 percent. This is from a platform called Hayden Trades. It has got to be the worst example of trying to steal attention rather than serving people. Gosh, don't even make 20% or 50% crash predictions anymore go for far higher, I guess. He says it is according to the CPI and price history data. This doesn't even make sense. Now the low affordability mentioned that part is true, and this is what's slowed home price appreciation. But here in the late 2020s, there was more upward pressure on home prices, not downward inflationary pressure, which is rampant. That is poised to raise replacement cost because a home is a bundle of land, labor, lumber, concrete, copper, and energy. America's best job markets face land and regulatory constraints that pressures prices upward, and regulations are not easily repealed either. There's a large reservoir of sideline buyers that still want to own, and single-family home construction is woefully insufficient, keeping the supply down. Indeed, there is more upward pressure on home prices, not downward. This coming inflation wave, that's exacerbated by war, is unfortunately, or fortunately, if you're positioned, it's poised to widen the K-shaped economy where winners win bigger and losers lose more. The boat is leaving the dock. Are you on it? Keith Weinhold 7:54 The distance between the boat and the dock just keeps increasing, and eventually you won't be able to make the leap, the jump from the boat to the dock. Now, in the near term, because we're approaching the fall season, when you hear stats about median home prices, note that prices are lower in autumn and winter than they are in spring and summer. It happens pretty much every year. Now, why is this? Well, one reason is that a lot of people don't think about is simply the fact that smaller houses get sold in the winter compared to the summer. And why would this be? This is because families with school-age children who need larger homes get their deals done in summer months before school starts. That is one reason why median home prices are higher in the summer than they are in the winter. When you look at a long-term price chart of homes, this is why you see peaks each summer and dips each winter. Now, investors like us. Now we're not buying so much for school-age children considerations, but this phenomenon affects the median prices that you see quoted in most any market. That is how that works, and why homes present better in the summer too. Green lawns, Leaves, flowers, and natural light improve curb appeal. Some say buy when the snow is flying, sell when the flowers are blooming. Keith Weinhold 9:32 Shortly, I want to tell you about the city with rents that are up 26% year over year, and there's no end in sight to those rent increases, either. But first, there's a significant national real estate trend. Now, a lot of times, the discussion about the rental market centers around the level of rents or the vacancy rate, and those metrics sure do matter. But what about tenant retention? That is. Renter mobility rate. How long do residents stay? Well, renter mobility is down, down, down. They are not moving around. That's the big trend. Tenants are staying longer. Renters are waiting longer to buy homes than prior generations did. I mean a lot of people are beginning to wonder if their starter home will arrive before their first social security check does? The share of renters planning to move within three years that has plunged since 2019 from 57% then down to just 37% now. This is according to a national survey from the New York Fed. 57 down to 37% that plan to move within three years. Yes, this means that even after the pandemic waned, renters plan to stay in place longer. Everyone is staying put longer, and what exactly is keeping all of those moving boxes in storage? You guessed it. Buying their own home is more difficult to afford. It's kind of like an obstacle course where the down payment is waiting at the finish line, which is a long ways away. It's like an ultra marathon. This decline in renter mobility. This is obviously good news for income property owners and landlords because vacancy and turnover are our greatest expenses. People are paying more. Keith Weinhold 11:39 You know, it's interesting that many are staying and put because a lot of renters often pay three to 5% annual renewal increases, especially in single-family rentals. Among apartment dwellers, there are currently more move-ups than move downs. People willing to spend a little more, and part of this is because a lot of people have just simply given up, completely given up on buying a home, choosing instead to fritter away their money on DraftKings parlays, couchie predictions, meme coins, burritos whose delivery fees cost more than the burrito, and a dozen forgotten subscriptions quietly feeding on their checking account. Yeah, a lot of people have just given in. Besides falling renter mobility, there is also falling homeowner mobility. One reason it has fallen is due to the well-documented mortgage rate lock-in effect. But mobility is down among both groups, among renters and homeowners, for a few different reasons. Like I've mentioned in previous shows, America is aging, and older people move less. Remote work means people don't have to move for a job, and housing inventory remains limited. This means that there are few attractive alternatives to move into, whether you're a homeowner or a renter. Those are some reasons as to why mobility is down for both groups. And the New York Fed analysis shows that renter mobility it is especially weak among that subgroup that believes that they will never own a home. I mean, this group of people really isn't moving. They are staying in place even longer. This group that believes that they will never own a home, and this is a skew toward lower income renters for sure, but even upper income renters are staying longer. You know, I own a lot of single family rental homes myself, and I'm just thinking now, I can't even remember the last time someone's moved out. It might be over a year since anyone has moved. The average renter's perceived chance of ever owning a home that has fallen, and this is significant for investors. Okay, that percent of renters that ever hope to own a home has fallen from 52% back in 2015 down to just 35% last year. 52% down to 35% The amount of renters that think they'll ever own a home. Both single-family rental and apartment renters are staying longer. This is both types, and it's not because these renters stop wanting homes. About two-thirds say that they would prefer to own if they had the money to do so. This is substantial. The drop in American mobility rate. I mean, that part is actually decades long, and this seems to catch people off guard. A lot of people falsely believe that people are moving more often, and that's something I've touched on before. This deeply hurts. Keith Weinhold 15:00 Certain industries like moving companies, furniture stores, and yes, real estate agents—all these groups of people have got to be wondering where did everybody go? The answer is nowhere. Apparently, they are not going anywhere. So the bottom line here, with this lack of mobility, is that renters feel locked out, owners feel locked in, and landlords feel locked up with their tenants staying longer. Although this is good news for landlords and investment property owners, you know there is one thing to be careful of amidst these longer tenant stays, and that is, well, say you buy a rental property with an existing tenant in place that's been there for a while, it's more likely then that that tenant is paying below market rent, and why would that be? Well, because generally, the longer a tenant stays, the more likely it is that the previous landlord gave them a break on the rent. Now, why does that happen? Well, landlords can get lazy about bumping up the rent, and see what's really going on is that the previous landlord, perhaps the person you bought the property from, they themselves bought the property at a much lower price years ago than you did today, and therefore their mortgage payment is lower, and therefore the lower rent was able to cover their mortgage payment. So they weren't too worried about it. But if you're buying at today's prices, well, then you cannot stand for yesterday's rent amount, and that's why it's more likely that you need to bump up the rent to market rent. Although national rent growth is pretty flat, San Francisco continues to rewrite its record book per Zumper's national rent report.San Francisco's one-bedroom rent is up 23% year-over-year to 4,180 bucks, and two-bedroom rent is up 26% to over 6K, 6,020 dollars for the median rent in a two-bedroom San Francisco apartment-the first time they've ever topped 6K there. Yes, the city continues to lead the nation in annual rent growth, and even ahead of New York City for two bedrooms. That's because this is where the growth of the AI industry has collided with a supply-constrained housing market, high demand over low supply. I mean, you might remember that San Francisco was hit especially hard by the pandemic, but its bounce back has been amazing. Even beleaguered San Francisco office buildings are filling up again amidst the AI boom. Now, the Bay Area's previous tech boom back a while ago that was led by tech giants like Facebook, Apple, and Google. All right, that boom was largely concentrated in these sprawling suburban office parks in Silicon Valley. Now Silicon Valley is not in San Francisco. It is depending on just where you're going, perhaps 60 minutes south of San Francisco proper. But see, this time the city limits San Francisco finds itself as the epicenter because a lot of the newest, biggest names in tech like Anthropic and OpenAI, they are headquartered in the very same city neighborhoods that were struggling with occupancy just a few years ago, and see a big part of what's going on, and there's a lesson in this for you as when a lot of other cities built like Phoenix and Austin did, San Francisco did not, and what's interesting is that the publication, the San Francisco Standard, it reported that get this last November a two-bedroom apartment overlooking Alamo Square was advertised for $5,000 per month. That was already 30% above San Fran's median two-bedroom rent at the time, but despite that fact, so many people attended the open house that the property manager had to divide them into two touring groups. Qualified applicants were then emailed and told to submit their best offer of rent. Okay, basically an invitation to a bidding war here. One tech worker and her roommate bid $5,100. Management responded that they had reached the second round and invited them to increase their bid again, and they declined to increase their bid and they lost the apartment. Those. Same article reported that an even more extreme marina neighborhood example, the winning renter offered substantially above asking price, six months upfront rent, and twice monthly professional cleaning. What kind of prospective tenant offers their landlord professional cleaning? I've surely never had it happen. That and bidding wars are now taking place for San Francisco rentals. Could an AI surge and a lack of supply make anything like that happen in your rental market? That remains to be seen, and probably not to that extent. I've got more for you straight ahead, including the trend of money maxing. I'm Keith Weinhold. You're listening to episode 620 of Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Chaley Ridge while it's on your mind. Start at RidgeLendingGroup.com. That's ridgelendinggroup.com. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866. Keith Weinhold 17:22 Although national rent growth is pretty flat, San Francisco continues to rewrite its record book per Zumper's national rent report. San Francisco's one-bedroom rent is up 23% year-over-year to 4,180 bucks, and two-bedroom rent is up 26% to over 6K, $6,020 for the median rent in a two-bedroom San Francisco apartment-the first time they've ever topped 6K there. Yes, the city continues to lead the nation in annual rent growth, and even ahead of New York City for two bedrooms. That's because this is where the growth of the AI industry has collided with a supply-constrained housing market, high demand over low supply. I mean, you might remember that San Francisco was hit especially hard by the pandemic, but its bounce back has been amazing. Even beleaguered San Francisco office buildings are filling up again amidst the AI boom. Now, the Bay Area's previous tech boom back a while ago that was led by tech giants like Facebook, Apple, and Google. All right, that boom was largely concentrated in these sprawling suburban office parks in Silicon Valley. Now Silicon Valley is not in San Francisco. It is depending on just where you're going, perhaps 60 minutes south of San Francisco proper. But see, this time the city limits San Francisco finds itself as the epicenter because a lot of the newest, biggest names in tech like Anthropic and OpenAI, they are headquartered in the very same city neighborhoods that were struggling with occupancy just a few years ago, and see a big part of what's going on, and there's a lesson in this for you as when a lot of other cities built like Phoenix and Austin did, San Francisco did not, and what's interesting is that the publication, the San Francisco Standard, it reported that get this last November a two-bedroom apartment overlooking Alamo Square was advertised for $5,000 per month. That was already 30% above San Fran's median two-bedroom rent at the time, but despite that fact, so many people attended the open house that the property manager had to divide them into two touring groups. Qualified applicants were then emailed and told to submit their best offer of rent. Okay, basically an invitation to a bidding war here. One tech worker and her roommate bid $5,100. Management responded that they had reached the second round and invited them to increase their bid again, and they declined to increase their bid and they lost the apartment. Those. Same article reported that an even more extreme marina neighborhood example, the winning renter offered substantially above asking price, six months upfront rent, and twice monthly professional cleaning. What kind of prospective tenant offers their landlord professional cleaning? I've surely never had it happen. That and bidding wars are now taking place for San Francisco rentals. Could an AI surge and a lack of supply make anything like that happen in your rental market? That remains to be seen, and probably not to that extent. I've got more for you straight ahead, including the trend of money maxing. Keith Weinhold 20:46 I'm Keith Weinhold. You're listening to episode 620 of Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com. Keith Weinhold 21:23 Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866. Robert Kiyosaki 22:26 This is our rich dad, poor dad author Robert Kiyosaki. Listen to Get Rich Education with Keith Weinhold, and there is I respect Keith. He's a very strong, smart, bright young man. Keith Weinhold 22:47 Welcome back to Get Rich Education. I'm your host Keith Weinhold. The rise of quick hit dopamine culture has definitely hit the personal finance world, and this is not a good trend for a lot of Gen Zers, who are those age 14 to 29, sports gambling is increasingly a part of what they think is financial planning. A recent survey from the wealth management platform Betterment shows that 26% of Gen Zers, more than one in four, then consider sports gambling as part of a deliberate long-term financial strategy. If you think that's bad, more than half of Gen Zers, 52% say they've rerouted funds from investment over to sports betting in the past year, and that's versus just 24% of all Americans. Yes, the rapid legalization of sports gambling means it's never been easier to bet your whole paycheck that the Mets are going to lose 100 games this season. When a prediction market or a sports book starts to feel like a retirement strategy, we have a problem, and this is congruent with the rise of dopamine culture across all of society, where we've gone from playing sports, then to watching sports, and now to gambling on sports. In the kitchen, it's where we've gone from home cooking to leaving and getting fast food, to ordering Uber Eats, it's where media has gone from film and TV to streaming shows, and now with dopamine culture, it is watching reels. It's how shopping has gone from first high street shopping, then to Amazon and now to the TikTok shop. It's how communicating with people. It's gone from handwritten letters to sending emails to Snapchats. It's how we've gone from newspapers to breaking news to rage bait. As far as what we listen to for music, this rise of dopamine culture-it used to be vinyl records, and then Spotify playlists, and now it's trending sounds. Keith Weinhold 25:11 It's gone from finding love to casual dating to infinite swiping. How about the way we look at and share photos? It's gone from photo albums to camera rolls to Instagram stories, and how about the way we access information with this rise of dopamine culture? It's gone from libraries to Google to Chat GPT, and that brings us to money maxing. Okay, yes, here in our finance world, the rise of dopamine culture has led to this. Yes, that is apparently a word now. Money maxing-it's all one word with 2x's. It sounds like something invented by a 22-year-old who's got three credit cards, three hoodies, and one fork. Okay, but money maxing-that is one of the newest personal finance trends spreading across social media. Now, the maxing stuff in that whole suffix that first became popular through terms like looks maxing, which means trying to maximize your physical appearance, whether you're male or female, and now people are sleep maxing, health maxing, career maxing, and I guess it was just inevitable until they were money maxing. And what it really means is optimizing your financial life so that every dollar works harder for you. That could include using a high yield savings account, earning credit card points and rewards, automating your investments, negotiating bills, and eliminating wasteful spending-eh, in other words, it's just another internet reinvention of financial responsibility. I mean, your grandparents just called it being sensible. Keith Weinhold 26:58 Now, I do like the fact that young people are talking about money. I mean, as we've covered before, financial education is desperately needed. Schools will teach you about the parts of a biological cell, but surely not how to read a mortgage statement. So you can graduate knowing that mitochondria are the powerhouse of the cell, while believing that a tax refund is free money from the government. So you know, directionally, money maxing is good, but see, it usually only focuses on one side of the equation. That's the problem with money maxing. It only focuses on spending less. And here at GRE we take a different approach. The old financial advice is live below your means, and GRE's philosophy is grow your means. You should only live below your means earlier in your financial life when you sort of have to and you need to form capital for investments. But grow your means so that you can have the means to do things. I mean, that is the point of financial betterment. Keith Weinhold 28:09 Long term, financial betterment is certainly not sustainable by saving money by getting a haircut at home, only watching men's fast pitch softball at the Moose Lodge because it's free instead of going to a Major League Baseball game, saving $120 on air tickets by adding an extra layover on your trip itinerary, or a buy one get one free deal on Hillshire Farm Bacon. Now, of course, you shouldn't waste money if you're paying for six streaming services and you're only watching one. Well, cancel the others. If you carry a credit card balance at 24% surely extinguish that financial dumpster fire. But you cannot shrink your way to an extraordinary life. There is a floor beneath how little you can spend, there is no ceiling above how much value you can create for others. You can cancel your coffee, you can stop eating out, you can turn down the thermostat until your living room feels like a meat locker, but eventually there is nothing meaningful left to cut. That is the weakness in traditional money advice. It treats personal finance like a sinking ship, and it just hands you a bucket. Growing your means is building a bigger ship. The most powerful form of money maxing is not squeezing another 2% off your grocery bill. It is increasing your income. It is acquiring productive assets and creating systems that pay you repeatedly. I mean, saving 20 bucks is fine. Creating another income stream can continue for. Years. This is the difference between subtraction and multiplication. Most money-maxing advice really isn't different than that conventional advice. It's living in the world of subtraction. Cut this. Cancel that. Buy the generic cereal. Drive across town to save 12 cents per gallon. Hey, congratulations! You just spent 40 minutes of your finite life to save $2.80. Real wealth is built through multiplication. Multiply your income, multiply your skills, multiply your relationships, learn a new system, multiply the number of people you serve with rental property, and then multiply your money through productive assets. Now, this does not mean to spend recklessly. Growing means is not permission to inflate your lifestyle every single time your income rises, but it means directing more attention toward expansion than deprivation. Keith Weinhold 30:59 Ask yourself a better question. Instead of asking how can I save another $100 this month, ask how can I create another $1,000 of monthly income. That very question activates a completely different part of your brain. Now maybe you develop a valuable skill. Maybe you negotiate your compensation. Maybe you start a business. Maybe you acquire an income property. Maybe you turn knowledge, intellectual property, or an audience into a recurring revenue stream. You start looking for leverage rather than looking for coupons and leverage, that is the real engine of what money maxing ought to be. Leverage means accomplishing more with less of your personal effort, and there sure are a lot of forms you can leverage other people's time. You can leverage systems and technology. We're going to talk about a system later here. You can leverage media where one message reaches 1000s or millions of people, and in real estate, you can leverage other people's money. You can scale. A few weeks ago, here I discussed four different types of scale. Real estate investors can get them all at the same time. If you remember, they are financial leverage, like with the five ways. There's operational leverage, there's geographic leverage, and finally replication. You use a relatively small down payment to control a much larger asset while your tenant pays you rent, that income helps cover the property's expenses and mortgage, and over time, inflation tends to lift rents and property values. While your fixed rate debt becomes easier to repay with diminished dollars, I mean that is real money maxing right there. In fact, GRE's real estate pays five ways framework might be the ultimate money maxing system. One property can produce cash flow; it can appreciate. Your tenant can gradually amortize your loan for you. You get the tax benefits, and inflation can transfer wealth from the lender to you through your fixed rate debt, five simultaneous financial benefits attached to one asset. Oh, and we're going to take that and compare that with saving 50 cents on toothpaste. Now, both things technically do improve your finances, but they don't even belong in the same zip code. Keith Weinhold 33:41 Now, none of this means that every leveraged property is a good investment. In fact, leverage amplifies outcomes. A well-selected, properly financed property is going to accelerate your wealth creation. But a bad deal with thin reserves-hey, that can accelerate your introduction to an attorney. Money maxing still requires judgment. You want durable income, adequate liquidity, responsible underwriting, and you want to have enough reserves to withstand the inevitable surprise. Because every rental property eventually introduces you to something that is leaking, squeaking, or perhaps refusing to pay. The goal is not to optimize every dollar so aggressively that your financial life becomes fragile. And really, that is an important warning about all forms of maxing. Optimization can go too far. Someone might transfer money among five banks to chase these tiny promotional yields, and open 12 credit cards for bonus points, and then monitor every purchase with the intensity of airport security. Okay, I mean technically they're optimization. Their money, but they're also turning their life into like an unpaid accounting internship. Your money should create freedom, not become another demanding employer. Effective money maxing focuses on the big levers first. Get some big wins. Increase your earned income. Own those productive assets. Use good debt prudently. Reduce taxes legally. Protect yourself against catastrophic losses. Maintain liquidity, and then optimize the smaller expenses. Do not spend three hours clipping coupons while ignoring a poorly structured $400,000 mortgage. You do not congratulate yourself on saving $9 on lunch while leaving 50k idle in an account that earns almost nothing. So we don't obsess over credit card points while carrying a balance because paying 24% interest to earn 2% cash back is not money maxing. That is like arithmetic getting mugged in an alley. And there's also an important difference between looking rich and becoming wealthy. Social media rewards visible consumption on things like cars, watches, first-class seats, rooftop dinners, actual wealth-that's something that's often invisible. It is the rental property quietly producing income. It is the ownership stake compounding in the background. It is the tax strategy that's never going to appear in a photograph, and it is the growing gap between what you earn and what you need to live. Keith Weinhold 36:46 The person displaying the most wealth can have the least. The person saying very little might own the building. So yes, embrace money maxing. Know where your money goes. Eliminate the waste. Negotiate recurring expenses, automate your good decisions, and make your dollar purposeful. Each dollar, but don't stop with living below your means because that is only financial defense. Growing your means is financial offense. Saving money can make you more secure. Owning productive assets-that's what can make you free. The highest form of money maxing is not becoming the world's most efficient consumer. It is making the transition from consumer to owner. Own businesses, own equities, own real estate, own assets that produce value while you sleep, travel, or spend time with the people that matter to you. Because your time is limited, and yet your appetite for generic cereal is also limited. But your ability to create value, acquire assets, and grow your means. That is far less limited. Live below your means if you must, but don't stay there. Grow your means. That is true money maxing. And the number one reason that people don't acquire wealth. Do you know what it is? It's that it simply does not occur to them that they can. Keith Weinhold 38:24 That is what Brian Tracy said. That is so incredibly simple, and it's true. If you want a money max, you need to have a great system. Let me tell you about a system called the Seven Figure Solution. Now you've been listening to me weekly for almost 12 years here, which I'm immensely grateful for. You've been earning money, investing well, and here with the seven-figure solution, you're going to be able to finally see how it all goes together. It's about making sure that your real estate and other assets appropriately fund your retirement in a way that gives you protection against market downturns, a tax advantage pool of liquidity, the death benefit of a life insurance policy, and actually introduces you to a new form of leverage all at the same time, the liquidity is key because this is where a 401(k) or IRA limit you. Those vehicles have taxes and penalties if you want to use those funds early, and this does not. Keith Weinhold 39:34 But the seven-figure solution-it's not just for retirees. In fact, our own in-house investment coach here, Naresh uses something like this, and he's in his 30s. It also gives you a significant tailwind during your investing career. Integrate the seven-figure solution the GRE way, where we have a conscientiousness about leverage in cash flow, and in this case, part of it is how to prove. Leverage a life insurance policy. When it's time to tap that policy's cash value, you take what is a policy loan, not a withdrawal, because you're borrowing against your cash value, and therefore you're using the funds in more than one place. That's the leverage, and then the IRS does not tax loan proceeds, and this reminds me of a billionaire borrowing against the value of their stock rather than having to sell any of those assets. And yet, this can be done tax-free. It's similar to what you can do with the seven-figure solution, even for non-billionaires, it is buy, borrow, die. This leverages an indexed universal life policy, and there is the right way to do this and the wrong way to do it. Part of the seven-figure solution is that your cash value can have an upside ceiling and loss protection on the downside. That's really something that you only care about more as you're closer to retirement. And there are some mistakes to avoid here. You don't just want to set up the seven-figure solution off of a website, and it's based on products that you might have heard of from companies like Nationwide and mass mutual. I strongly encourage you to learn more, see how it all goes together, and learn how the seven-figure solution compares to other vehicles like a Roth IRA, 401k, and even a 721 and 1031 exchange. This is very much about you being able to picture your future, you've been building your real estate portfolio either from your investment coach or on your own. This is how the puzzle pieces finally are all going to go together. I am cordially inviting you to join us for a special live event, the Seven Figure Solution. It is co-hosted by our own GRE investment coach Naresh and Haven Bridges Jared, who you heard from on the show with me last week. By attending live from the comfort of your own home or from anywhere, you can have your questions answered in real time. It is this Thursday, the 27th, at 8 p.m. Eastern, 5 p.m. Pacific. Keith Weinhold 42:23 Most people spend decades building wealth, and then they lose far too much of it because the retirement pieces were never designed to work with each other. So you're going to see how real estate, taxes, insurance, and retirement income can fit into one coordinated strategy, helping you grow and protect your wealth, access capital without immediately selling your assets, and potentially avoid losing hundreds of thousands of dollars to taxes unnecessarily. So it's not just another collection of disconnected financial tips. Really, it's your opportunity to finally see the entire retirement picture and understand what might be missing from yours. It's complimentary to attend. The longer you wait, the fewer options you could have. Decisions made today can affect your wealth for decades. Don't wait until retirement day to discover that your plan had expensive holes in it. There are some moving pieces here, so it's especially helpful that you attend this one live, and that way you can have any questions answered in real time, so that you really understand. And you might have been one of thousands of listeners that have attended our property webinars before, and they are important to building your portfolio. But this one could very well be more important in seeing your big picture, seeing your retirement, and seeing that your heirs aren't left with a giant tax bill too. You can reserve your seat now for the seven-figure solution at grewebinars.com again. That's grewebinars.com. Until next week, I'm your host Keith Weinhold. Don't quit your daydream. Speaker 2 44:14 Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively. Keith Weinhold 44:42 The preceding program was brought to you by your home for wealth building. getricheducation.com.
Ben, Woods, and Paul are here for you on another Victory Monday! We start the show with a little foreplay and discuss how everyone's weekend went, and Woodsy asks what's the longest you've ever had to wait for a fast-food order? Then Benny tells us about Billy Ray Smith's memorial service on Saturday before we set the menu for today's show and bring you our Padres Wrap-Up as we discuss yesterday's 8-1 win over the Twins as the Padres swept the weekend series! Listen here!
On his first overseas visit as Prime Minister, Andy Burnham has promised to maintain Britain's support for Ukraine and keep up the pressure on Russia, condemning what he called Moscow's "outrageous threats". Also: Cleveland Police have made 12 arrests after the road crash that killed seven people. And the England cricketer, Brydon Carse, is dropped from the Second Test against Pakistan after he was handcuffed outside a bar.
Society has trained people to negotiate on price whenever and wherever they can. Explore why customers keep pushing for discounts and how your own beliefs might impact the price you secure. Listen as Mark uncovers the mistakes salespeople make when presenting value and how confidence plays a crucial role in every sales conversation. Hear real-world examples that reveal why some buyers never accept the first price, and what separates average sellers from those who consistently close at full value.
In this episode, we share practical customer service in insurance examples every agent needs to see to boost client retention and stand out in today's market. Great service isn't just about answering calls—it's about turning every client touchpoint into a relationship-building opportunity. We break down action-oriented customer service in insurance examples that show how to transform daily routines into powerful retention tools.
Real Estate Investor Dad Podcast ( Investing / Investment in Canada )
What happens to Canadian real estate investors when trade uncertainty, tariffs and job losses start working their way through the economy? The answer may show up in the rental market before it shows up in property values. In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby recap the sold-out Edmonton Real Estate Investing Bus Tour, share details from Wayne's latest property-hunting trip, break down a newly accepted Edmonton rental-property offer, and answer a listener question about how tariffs could affect Canadian real estate. The bigger lesson is about risk. You cannot control tariffs, unemployment, interest rates or the economy. But you can control what properties you buy, how much they cash flow, the tenants they attract and the systems you build around them.
In the latest episode of the Public Power Now podcast, Ryan Kelso, CEO of Texas public power utility New Braunfels Utilities, provides an update on NBU substation projects, details his focus on holding face-to-face meetings with New Braunfels community members, discusses the steps the utility has taken to achieve high levels of safety and details how a new utility headquarters will benefit utility customers and NBU employees.
summer summer summer summer summer time - real to enjoy and fresh that hike around _ four serial thanks and franks with hanks and smanks janx --- naught taught haught braut ... yet ... yeti ... thank you so much listening
Our dear friends invited us to an event this weekend in LA… they are partnering with Gary Brecka to build Ultimate Longevity Centers which will bring treatments and testing that just hasn't been easily accessible before now. I believe the way we look at aging is outdated and I'm going to share the biggest take aways I got from his on stage message and chatting with him one on one. We are talking about very practical starting points and Gary Brecka's actual morning health routine. Stop waiting until something is wrong to start taking care of your body. We have been taught this idea that getting older automatically means getting weaker, having less energy, gaining weight, losing muscle, sleeping worse, becoming more anxious, needing more medications and eventually developing all of the diseases that "run in our family." Gary challenges a lot of that thinking. His message is essentially… What if we became obsessed with keeping our bodies functioning incredibly well for as long as possible? What if instead of asking, "How do I treat disease once I have it?" we asked, "How do I create a body that is incredibly difficult for disease to thrive in?" And then there's the longevity piece that completely fascinates me. Gary believes we're entering a period where medicine, AI, biological data and longevity research are going to advance so rapidly that lifespan could look radically different in the future. Maybe 120. Maybe beyond. We don't know. But what we do know is that we need to keep ourselves healthy enough NOW to benefit from whatever becomes possible later. So today's episode is about doing the things that give you the strongest, healthiest, most capable body possible. I've been listening to Gary Brecka talk about health, longevity, anxiety, genetics, sleep, sunlight, oxygen, muscle, bloodwork and what he believes is coming next in longevity science. THE BIG IDEA: YOUR HEALTH IS BUILT EVERY DAY One of my biggest takeaways from Gary is that health isn't something we deal with when there's a problem. It's something we're building every single day. Your sleep last night matters. What you do when you wake up matters. Whether you move your body matters. Whether you maintain muscle matters. Your metabolic health matters. Your stress matters. Your relationships matter. Your nutrition matters. Your environment matters. And individually, none of these things feels life-changing. But repeated for years and decades… they become your life. Gary describes his routine as simple, portable and repeatable. I LOVE that. Because the best health routine isn't the $100,000 biohacking setup. It's the one you'll actually do every day. HABIT #1: HYDRATE BEFORE YOU DO ANYTHING ELSE Gary starts his morning with water and minerals. One version of his routine is a large glass of room-temperature water with mineral salt and sometimes lemon. His current routine also frequently includes mineral salt, hydrogen water and essential amino acids. Wake up and hydrate. You've just spent roughly eight hours without drinking anything. Don't make coffee your first liquid of the day. Put water next to your bathroom sink. Put it next to your coffee machine. Make it automatic. Gary likes mineral salt because sodium and other minerals participate in fluid balance and normal nerve and muscle function. HABIT #2: GET OUTSIDE FIRST THING Gary says to get outside within the first part of your morning and get natural outdoor light into your eyes. His routine generally calls for about 10 minutes outside. Morning light helps tell your brain: It's daytime. Start the clock. Light is one of the strongest environmental signals for the circadian system. Properly timed morning light can shift circadian timing earlier and increase daytime alertness. And I love thinking of sleep this way: Your good night's sleep starts in the morning. We tend to think sleep health starts when we crawl into bed. But your body has been receiving signals all day telling it when to be awake and when to prepare for sleep. HABIT #3: BREATHE ON PURPOSE Gary talks about oxygen constantly. His personal morning practice has included three rounds of deep breathing followed by breath holds. And this connects to another thing we've been talking about: Anxiety. I love the idea that when you feel anxious, you shouldn't immediately decide: "I'm an anxious person." Anxiety is a state your nervous system is experiencing. Sometimes your thoughts are driving your physiology. And sometimes your physiology can amplify anxious thoughts. Either way, changing the physical state can sometimes help change the mental state. Research on structured breathwork has found modest improvements in stress and anxiety, although it isn't a cure-all and the quality of studies varies. HABIT #4: GIVE YOUR BRAIN SILENCE Gary often combines his morning breathing with quiet, gratitude and reflection. He has described sitting quietly for around 10 minutes, looking toward the horizon or closing his eyes and thinking about gratitude. (PodScripts (https://podscripts.co/podcasts/the-ultimate-human-with-gary-brecka/246-gary-brecka-answers-googles-most-searched-questions-on-his-diet-wellness-and-lifestyle?utm_source=chatgpt.com)) Think about how different this is from what most of us do. Eyes open. Phone. Email. Instagram. News. Text messages. Stress. Other people's priorities. And we wonder why we feel overstimulated. TRY THIS: Before consuming everybody else's thoughts… Have some of your own. What am I grateful for? What matters today? Who needs me today? How do I want to feel today? What is actually important? PRACTICAL VERSION: Five minutes. That's it. No phone. No podcast. No input. Just quiet. HABIT #5: USE CONTROLLED DISCOMFORT Cold exposure is another major Brecka habit. If he has access to a cold plunge, he uses it. When traveling, he has said a cold shower works too. But I think there is a bigger lesson here than whether everybody needs to buy a cold plunge. Stop designing your entire life around comfort. Human beings are unbelievably adaptable. Exercise is stress. Heat is stress. Cold is stress. Fasting is stress. Challenging your brain is stress. The key is appropriate amounts of stress followed by recovery. HABIT #6: MOVE EARLY Gary includes movement in his morning routine. But here's what I love: It doesn't need to be a full workout. Walk. Stretch. Squat. Lift. Do yoga. Go outside. Movement tells your body: We're alive. We're using this machine today. And then keep moving after the morning is over. One exceptionally practical habit is walking after meals. Instead of finishing dinner and immediately sitting on the couch… WALK FOR 10 MINUTES. Moving skeletal muscle after eating can help the body handle glucose. You don't need workout clothes. You don't need a gym. You don't even need to sweat. Walk around your neighborhood. Walk your dog. Walk while you're on a phone call. ONE OF THE EASIEST HEALTH RULES: Eat → walk. HABIT #7: BUILD MUSCLE LIKE YOUR FUTURE DEPENDS ON IT This is where I think longevity conversations get really practical. MUSCLE IS NOT JUST ABOUT LOOKING GOOD. Maintaining muscle becomes increasingly important as we age. Resistance training is one of the most powerful non-drug strategies available for preserving and building skeletal muscle. Losing muscle eventually affects: strength balance mobility independence your ability to recover from illness your ability to do normal life You're not building your 2026 body. You're building your 2056 body. HABIT #8: PRIORITIZE PROTEIN AND REAL FOOD- avoid processed foods Gary emphasizes protein and essential amino acids because preserving lean tissue is a major part of his longevity philosophy. The research strongly supports resistance training for preserving muscle, while evidence regarding how much additional benefit comes from protein supplementation specifically is more mixed. HABIT #9: PROTECT YOUR METABOLIC HEALTH I think this deserves WAY more attention. We obsess over weight. Gary talks much more about metabolic health. There is a difference. Weight is one number. Metabolic health includes things like: blood glucose insulin sensitivity blood pressure blood lipids waist circumference fitness body composition Instead of only asking: "How much do I weigh?" Ask: "How well is my body functioning?" Someone can lose weight while losing muscle. Someone can be thin and still have poor metabolic health. PRACTICAL HABITS: Strength train. Walk. Walk after meals. Eat mostly whole foods. Get enough sleep. Maintain healthy body composition. Reduce constant snacking if it isn't serving you. Know your basic health numbers. THE GOAL ISN'T SKINNY. The goal is metabolically capable. HABIT #10: TEST… DON'T JUST GUESS This might be one of my favorite parts of Brecka's philosophy. Stop guessing about everything. If you're exhausted all the time… investigate. If you're unusually anxious… investigate. If your sleep has suddenly changed… investigate. If your energy has disappeared… investigate. If your hormones feel completely different… investigate. If you feel awful despite doing "everything right"… investigate. Don't immediately decide: "I'm getting old." "This runs in my family." "I'm just an anxious person." "My metabolism sucks." "This is just how I am." ASK BETTER QUESTIONS. Could something modifiable be contributing? sleep nutrient deficiencies thyroid function iron status medications hormones metabolic health stress alcohol caffeine environment psychological health This does NOT mean ordering every exotic test on the internet. It means becoming curious about your own biology. HABIT #11: DON'T TURN ANXIETY INTO YOUR IDENTITY This is worth repeating because I think this is such an important mental shift. Instead of: "I AM anxious." Try: "I'm experiencing anxiety." Those are very different statements. One is an identity. One is a temporary condition worth investigating. Gary's message leans heavily toward investigating biology. He talks about things like methylation pathways and MTHFR. There are legitimate genetic influences on anxiety. But anxiety is complex. Research suggests anxiety disorders arise through a combination of genetic vulnerability and environmental influences, not one single "anxiety gene." (PubMed (https://pubmed.ncbi.nlm.nih.gov/15699295/?utm_source=chatgpt.com)) So I would approach it from ALL DIRECTIONS: Calm the body. Investigate the biology. Work on the thoughts. Breathwork. Sleep. Exercise. Less overstimulation. Healthy relationships. Therapy when needed. Medical evaluation when something feels physiologically off. Nutrition. Less caffeine when appropriate. Time outdoors. Don't choose between: "It's psychological." or "It's biological." It can be both. HABIT #12: GENETICS ARE INFORMATION… NOT ALWAYS DESTINY This is another Gary Brecka concept that I think is incredibly empowering when we phrase it accurately. People say: "Diabetes runs in my family." "Anxiety runs in my family." "Heart disease runs in my family." "Autoimmune disease runs in my family." And we can start thinking: Well… I guess that's coming for me too. But genetics often represent susceptibility rather than certainty. Your genes can increase risk. Your environment can increase or decrease risk. Your behaviors matter. Your metabolic health matters. Your exposures matter. Your entire biological environment matters. So instead of thinking: "My family gets this disease." Think: "I may have inherited a vulnerability. What parts of that vulnerability can I modify?" THAT is empowering. Important distinction: Some diseases absolutely are caused by inherited genetic mutations. So we should not say: "Genetic diseases aren't real." They absolutely are. The better message is: Genes can load the gun. They don't always pull the trigger. And with many complex chronic diseases, what ultimately happens involves an interaction between genetics and environment. HABIT #13: STOP THINKING OF SLEEP AS LOST PRODUCTIVITY Sleep is when your body gets to repair. And Brecka's evening routine reflects this. He emphasizes regular sleep, reducing stimulation late at night and setting up the next morning by protecting the night before. My favorite way to think about sleep: Tomorrow starts tonight. Stop trying to squeeze another hour out of your day if it destroys tomorrow. Decide when you're going to bed BEFORE you're tired. Dim things down. Get off your phone. Stop working. Let the nervous system receive a signal that the day is ending. Pick a bedtime and protect it the same way you'd protect an important meeting. NOW LET'S TALK ABOUT LIVING TO 120 The speed of advancement is changing. AI can analyze enormous amounts of biological data. Diagnostics are improving. Scientists are studying the actual biology of aging rather than treating aging purely as an unavoidable decline. Researchers are investigating cellular senescence, epigenetics, regenerative medicine and other mechanisms associated with biological aging. Gary believes these developments could eventually change human lifespan dramatically. And his argument is essentially: Stay alive and stay healthy long enough to benefit from what's coming. That hit me HARD. Because imagine being 75 in the future… But instead of arriving at 75: metabolically sick weak frail sedentary cognitively struggling carrying multiple preventable chronic illnesses You arrive: strong metabolically healthy active engaged cognitively sharp sleeping well maintaining muscle surrounded by people you love THAT is the bridge. Not: "How do I live forever today?" But: "How healthy can I be when tomorrow's medicine arrives?" DON'T JUST CHASE LIFESPAN. CHASE HEALTHSPAN. I don't want to simply exist until I'm 120. I want to LIVE. I want to: travel walk everywhere lift my suitcase play with grandchildren hike swim think clearly learn new things have great conversations have energy be independent laugh have purpose wake up excited THAT is longevity. Not adding years at the end where you can't live. Adding life to the years. WHAT SHOULD WE ACTUALLY DO RIGHT NOW? If you took this entire episode and boiled it down into a daily longevity checklist… MORNING Hydrate. Get outside. Get natural morning light. Breathe intentionally. Spend a few minutes in quiet. Think about gratitude. Move your body. Use cold exposure if you enjoy it and it's appropriate for you. Don't immediately flood your brain with stress. DURING THE DAY Eat nutrient-dense real food. Prioritize protein. Strength train consistently. Walk. Walk after meals. Stay metabolically healthy. Maintain muscle. Build meaningful relationships. Have purpose. Keep learning. Get outside. NIGHT Stop eating mindlessly late into the evening. Reduce stimulation. Get off the phone. Give yourself a predictable bedtime. Sleep. THROUGHOUT YOUR LIFE Know your numbers. Do appropriate preventive screening. Investigate symptoms rather than ignoring them. Don't automatically assume something is "just aging." Don't automatically assume family history means destiny. Continue learning as science changes. Protect your muscle. Protect your metabolism. Protect your brain. Protect your relationships. Protect your sleep. THE SIMPLEST VERSION OF EVERYTHING GARY BRECKA IS SAYING 1. Get sunlight. 2. Breathe. 3. Hydrate. 4. Move. 5. Build muscle. 6. Eat real nutrient-dense food. 7. Protect your metabolism. 8. Sleep like it matters. 9. Challenge your body sometimes. 10. Investigate problems instead of simply accepting them. 11. Don't confuse genetic risk with guaranteed destiny. 12. Don't turn anxiety into your identity. 13. Build relationships and a life that gives you purpose. 14. Stay unbelievably healthy while longevity science continues advancing. And maybe most importantly… DON'T WAIT UNTIL YOU'RE SICK TO BECOME INTERESTED IN YOUR HEALTH. I learned that every single thing that gives me the best chance of being healthy at 120 also gives me a better life at 45. Getting sunlight tomorrow morning makes tomorrow better. Sleeping tonight makes tomorrow better. Building muscle makes this decade better. Eating well makes today better. Getting outside makes today better. Putting my phone down makes today better. Managing anxiety makes today better. Having people I love around me makes today better. So this isn't really an episode about trying to cheat death. It's about refusing to sleepwalk through your health. Your body is the vehicle that carries you through every single experience you're hoping to have. Every trip. Every adventure. Every business idea. Every dinner. Every workout. Every moment with your kids. Every future grandkid. Everything. So take ridiculously good care of it. And instead of looking at aging and thinking… "Well, I guess everything starts going downhill from here…" What if we thought completely differently? What if our goal was: I want to be stronger next year. Healthier next year. More metabolically healthy next year. More informed next year. More capable next year. And then do it again. And again. And again. For decades. Let's make the goal to be fully alive for as much of it as humanly possible. That's the health lesson I'm taking from Gary Brecka. Don't wait for the future of longevity medicine. Build the kind of body today that's ready for it.
I've been watching THE PRISONER, Patrick McGoohan's ground-breaking, dystopian fantasy television series (showing currently in its entirety on the Criterion Channel), and it has set my mind reeling. The 1968 British production tells the dream-like allegory of Number 6, a Secret Agent - (McGoohan was already identified in the public's mind that way, having starred in the successful spy show ‘Danger Man”),- who tries to retire, but is kidnapped, whisked away, and held prisoner, under 24/7 surveillance inside a charming little seaside village (called “The Village”), which is populated by a group of cheerful, brightly dressed zombies who've all been assigned numbers. The person running the asylum is #2 (the actor rotates every week) -who is trying to get number 6 to tell them why he wanted out, but 6 is defiant, refusing to comply, and every week tries to escape. Inevitably, he always ends up back where he started - no matter how elaborate the attempt. The identity of number 1 is a closely guarded secret, revealed (or, is it?) in the final episode. The production design is Mediterranean-Disney outside - Ultra modern inside, and reminiscent of A Clockwork Orange - another monumental, late sixties confection of paranoia. McGoohan himself was a prickly, no nonsense, anti-authoritarian who produced, wrote, starred in, and directed several episodes, and this opus still stands as his masterpiece. In this story, as in many others, the rugged individual is often held up as someone to be admired and emulated. Unfortunately, they also often end up crushed by the system they refuse to bow to. I certainly identify with artists who have carried on with their passion, despite public indifference, poverty, and self doubt: the agony of Van Gogh, the isolation and penury of Henry Darger, and the dyspeptic Charles Bukowski come to mind. They all persisted, against societal scorn, creating work that endures. But I believe that most people (although TikTok might belie this) want to live quietly and peacefully; not to make waves, not to be disdained; but just to make a living for their families, and die having been loved and remembered by their circle.But, then again, if one has opinions about wrongs being committed by one's government, and one doesn't speak out for fear of arousing unwanted attention, can one live with oneself? So today's question for the oracle: QUESTION: IS IT PREFERABLE TO MAINTAIN ONE'S INDIVIDUALITY, OR TO CONFORM TO THE GROUP?The oracle's response: HEXAGRAM 3: “RETRENCHMENT” (MOVING LINE 2)HEXAGRAM 60: “FRUGALITY” OR “LIMITATION”
The Unspoken Barrier: Is Mental Health Stigma Hurting Your Outreach? Episode Overview In this episode of the Ministry Architects Podcast, hosts Renee and Anthony Rogers sit down with Dr. Steve Grcevich (known to many as "Dr. Steve"), a child and adolescent psychiatrist, researcher, author, and President/Founder of Key Ministry. Dr. Steve shares research on how hidden disabilities, ADHD, anxiety, depression, and mood disorders impact lifetime church attendance and spiritual engagement. He offers practical strategies for pastors and ministry leaders of all kinds to build universal design principles and social ramps that welcome underserved families into their ministry context. Key Insights: The Underserved Mental Health Population Many church leaders invest in traditional mission fields, yet miss the vast mission field living right in their backyards. The Scope of the Issue: Mental health challenges impact 1 in 3 households in North America. Approximately 21% of the school-age population in the U.S. has a diagnosable mental health or behavioral condition. Impact on Family Church Attendance: Autism: Reduces family church attendance likelihood by 84% Depression: Reduces church attendance likelihood by 73% Disruptive Behavior Disorders (ODD/Conduct Disorder): Reduces church attendance likelihood by 55% Anxiety Disorders: Reduces church attendance likelihood by 45% ADHD: Reduces church attendance likelihood by 20% Impact on Adult Spiritual Disciplines: Adults experiencing self-identified anxiety or depression symptoms are 50% to 60% less likely to attend weekly worship services and show significantly lower rates of regular prayer and Bible reading. "You don't need to send a missionary to a third-world country to find people who need to know Jesus, because these families with these mental health struggles are literally living within the shadows of our steeples." - Dr. Steve Grcevich Understanding Hidden Disabilities vs. Visible Needs A primary barrier to church growth and discipleship among families with mental health challenges is how church culture responds to invisible conditions. The Judgment Gap: When a child demonstrates disruptive behavior or emotional outbursts, communities often assume a lack of parental discipline or spiritual commitment rather than recognizing a developmental or mental health need. "People in the church think they can tell when a disability ends and bad parenting begins." - Parent testimony shared by Dr. Steve Individuals with anxiety or depression are frequently told to "just pray more" or are told their condition is purely a sin or lifestyle issue, driving them away from the local church. Those living with anxiety tend to avoid programs or environments that put them at risk of being publicly singled out for their differences. To make people with invisible needs feel welcomed in a church congregation, they need to know they can trust others not to look at them differently. Universal Design & Social Ramps for Ministry Rather than forcing individuals to self-identify or join segregated programs, effective churches implement Universal Design: adjusting the environment, culture, and expectations so that everyone benefits without needing special accommodations. DO vs. DON'T for Church Culture DON'T: Treat mental health as a taboo topic or purely a spiritual failure Overwhelm visitors at the front door with hyper-enthusiastic greeters Assume disruptive behavior is just poor parenting Force people to self-identify to get support DO: Speak openly from the pulpit about mental health to destigmatize the conversation Use a buddy or partner system, or host guides, to help people navigate new environments comfortably Train youth and children's volunteers to handle big emotions and behavioral needs with grace Integrate social ramps and accommodations into regular ministry 5 On-Ramps for Mental Health Outreach & Inclusion Dr. Steve outlines five actionable steps that pastors, ministry staff, and volunteers can implement to connect with those in their care and community. 1. Personalized Invitations & Relational Buddies Encourage those in your care to invite friends, neighbors, or co-workers experiencing mental health struggles to specialized sermon series. Action: Have the inviter accompany their guest to breakfast or lunch before or after the service to ease social friction and lower perceived risk. 2. Community Educational Events Host informational nights on current topics like youth mental health, social media impacts, or anxiety management. Action: Use resources like Jonathan Haidt's book The Anxious Generation as a bridge to invite local school administrators, civic leaders, and neighbors who might hesitate to attend a Sunday worship service. 3. Biblically-Based Peer Support Groups Establish specialized, short peer support groups within your small group infrastructure. Action: Partner with vetted organizations (e.g., Mental Health Grace Alliance, Fresh Hope, or Anchor International) to train lay facilitators at little to no cost. 4. Practical Care & Outward Support Provide direct relief to reduce burnout among caregivers and families managing complex behavioral or trauma needs. Actions: Set up a respite ministry for parents raising children with severe emotional or behavioral challenges Train volunteers to serve as IEP/504 advocates for families navigating public school systems Maintain a vetted referral list of licensed Christian mental health professionals Consider budgeting funds to cover initial counseling sessions for people in your community 5. Specialized Focus on Children & Student Ministries Early engagement in children's and student ministry is the single greatest predictor of lifetime church involvement. Action: Train kids' and student ministry leaders to welcome children presenting big behaviors and intense emotions using resources like Kim Botto's book Boundless Hope. Action Checklist for Church Leaders & Ministry Staff Use this checklist to evaluate and upgrade your church's marketing, culture, and outreach strategies: Pulpit Engagement: Plan a sermon series or explicitly include prayers for those struggling with anxiety, depression, and mental health during regular worship services Volunteer Coaching: Train volunteers and ministry staff on social cues, hospitality, and de-escalation for individuals with hidden disabilities Resource Development: Build a referral network of professional therapists and community mental health services Peer-Led Support: Launch a peer support group program integrated into your church's small group structure Event Hosting: Schedule a community panel or seminar focused on family mental health and wellness Resources & Links Mentioned in This Episode Recommended Reading & Research Mental Health and the Church: A Handbook for Ministry Leaders by Dr. Steve Grcevich Boundless Hope by Kim Botto (International Network of Children's Ministries) The Anxious Generation by Jonathan Haidt Religion and Disability Research Paper by Dr. Andrew Whitehead Ministry Organizations & Support Networks Key Ministry (Contact Dr. Steve directly at steve@keyministry.org) Mental Health Grace Alliance Fresh Hope Anchor International Upcoming Conferences & Events Key Ministry Regional Tour Stops: Fall events in Nashville, Jacksonville, and Phoenix National Disability and the Church Conference: March 9-11 at Kingsland Baptist Church (Houston/Katy, TX area) MinistryArchitects
More than half of rural counties in Iowa are legal deserts. So, what happens when you need a lawyer but there isn't one? Sociologist David Peters and aspiring rural lawyer Emma Bartling join the program to talk about their research into rural deserts and the ways states are trying to incentivize lawyers to practice in rural areas. Then, University of Iowa legal expert Brian Farrell discusses how access to justice doesn't necessarily correlate with the number of attorneys in a community. Later in the program, Iowa State researchers are developing an app that can predict unsafe indoor temperatures. (This show was originally produced Nov. 11, 2025.)
Simone Stolzoff: How to Not Know Simone Stolzoff is an author and journalist who explores big questions about work, meaning, and identity. A former design lead at the global innovation firm IDEO, his work has been featured in The New York Times, The Atlantic, The Wall Street Journal, The Washington Post, and on the TED stage. He is the author of How to Not Know: The Value of Uncertainty in a World that Demands Answers (Amazon, Bookshop)*. I'm not sure about you, but I very much dislike uncertainty. And yet, basically the job of leadership is to not only deal with it but to help others thrive in the midst of it. In this conversation, Simone and I explore how to build your tolerance for uncertainty so you can lead much more effectively. Key Points We love certainty and our tolerance for uncertainty is decreasing due to the internet, smartphones, and AI access. Organizations with higher uncertainty tolerance tend to be more innovative and adaptable. We assume unwavering confidence breeds credibility, when in fact, research shows that those who admit what they don't know are perceived as more credible. Professional athletes have the same threshold for pain but a higher pain tolerance. We can develop a similar tolerance for uncertainty. Find your anchor points. By knowing the key boulders you can hang onto in a storm, you are vastly better able to weather uncertain times. Build to learn. Progress depends on uncertainty. Row through the fog. Maintain faith that you will discover the next step by continuing to row. Sometimes what we feel is most uncertain is actually more certain than we realize. Resources Mentioned How to Not Know: The Value of Uncertainty in a World that Demands Answers by Simone Stolzoff (Amazon, Bookshop)* Interview Notes Download my interview notes in PDF format (free membership required). Related Episodes How to Lead Better Through Complexity, with Jennifer Garvey Berger (episode 613) Notice Disruption and Innovate Through It, with Steve Blank (episode 761) The Counterintuitive Secret to Creativity and Focus, with David Epstein (episode 789) Discover More Activate your free membership for full access to the entire library of interviews since 2011, searchable by topic. To accelerate your learning, uncover more inside Coaching for Leaders Plus.
Welcome to the Celestial Insights Podcast, the show that brings the stars down to Earth! Each week, astrologer, coach, and intuitive Celeste Brooks of Astrology by Celeste will be your guide. Her website is astrologybyceleste.com.
The Context of White Supremacy welcomes Racist Suspect Greg Garrett. Classified as a White Man, Garrett is a long time professor at Baylor University in Texas and the author of dozens of books which examine different areas of the System of White Supremacy. We'll discuss his 2026 text, White Lies: Dismantling Ten Cultural Myths About Race, This text alleges to examine various "myths" that White people tell themselves about Racism. Gus noted that the terms "lies" and "myths" are not synonymous and have substantially different meanings. White people fabircate a variety of lies to maintain the System of White Supremacy. Gus highlighted how that White people like Garrett cannot be ignorant about Racism - he detailed that his White mother and grandmother early on discussed how White men and White Women are expected to behave to maintain White Power. Gus also challenged the notion of "separation" between White people and non-white people. Since generations of people classified as White have bragged about sexually abusing black people, it's ahistorical and dishonest to suggest that White people remain far away from black people. To further evidence this point, Garrett details how he and a large cohort of other Whites - some of them classified as LGBTQ (antisex) have invaded St. James Baptist Church in Austin, Texas. This is a historically black church, and its White influx matches the city-wide spike in White residents. Garrett tells us that none of the black church members have ever chided him for Racist conduct, and, like a young Jeff Dahmer, he enjoys an unchallenged reputation as a kindly, not Racist White Man. Gus branded him a Racist Suspect early and often for his trifling book and faux allegations of victimhood. #TheCOWS17Years #WhiteLies #BaylorUniversity #PatrickDennehy #JamesByrdJr #Waco #JesseWashington #CounterRacism # #GlobalWhiteSupremacy #Oklahoma Call-In Number: 720.716.7300 Code: 564943#
This week, we're revisiting one of our most popular episodes from last year with Gregg Braden, best-selling author, scientist and pioneer in the emerging paradigm bridging science, social policy and human potential, where we discuss humanity's future, his theories on the transhumanist agenda, and what he considers the urgent fight to preserve our human potential.In this eye-opening conversation, Braden warns we may be the last generation of pure humans as artificial intelligence and digital surveillance race ahead, threatening to sever us from our consciousness, our DNA, and even our souls.He unpacks the manipulation of media algorithms, emotional programming, and disinformation campaigns designed to divide humanity and dull our innate heart-brain coherence. From simulation theory and the Mandela Effect to his groundbreaking fractal time calculator that forecasts future global patterns, Braden dives deep into the spiritual and scientific underpinnings of this global shift.He also shares profound personal insights, including his near-death experience, interdimensional encounters, and his understanding of the spiritual meaning behind dementia. As society stands at a tipping point, Gregg Braden invites us to awaken our inner technology, reclaim ancient wisdom, and remember that love, not AI, is the most powerful force in the universe.Make your summer wardrobe feel easier. Go to https://www.quince.com/breakdown for free shipping on your order and 365-day returns.Go to https://helixsleep.com/breakdown to receive 20% off sitewide, 25% of Luxe Mattresses and 30% off Elite Mattresses.Upgrade your kitchen with Our Place today. Visit fromourplace.com/BREAK and use code BREAK for 10% off sitewide.Follow us on Substack for Exclusive Bonus Content: https://bialikbreakdown.substack.com/BialikBreakdown.comYouTube.com/mayimbialikSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Junk food was harder for Susan Peirce Thompson to quit than crack cocaine. The founder and CEO of Bright Line Eating joins Chuck Carroll for a deeply personal conversation about food addiction, compulsive eating, cravings, and long-term weight loss. Susan shares her remarkable journey from crystal meth and crack addiction to becoming a PhD and internationally recognized expert in the psychology of eating. She explains why food addiction can be uniquely difficult to overcome when triggers are everywhere and eating remains necessary for survival. Chuck also revisits his own addiction-driven 10,000-calorie days, including a daily Taco Bell meal containing more than 4,000 calories. Together, they explore the foods that may be most addictive, dopamine downregulation, ultra-processed foods, the return of cravings years into recovery, and the personal guardrails that can help someone finally break free. Susan also shares lessons from her book Maintain and explains why lasting weight loss is not simply about completing a diet. It requires a fundamental shift in identity and becoming devoted to the habits that support your health. Susan also explains why a person's recovery plan must be individualized and why occasionally experiencing a craving does not mean that years of progress have been lost. Chuck and Susan will be speaking at the Plant Powered Party in Las Vegas with Chef AJ, Dr. Will Bulsiewicz and many others. Tickets are available now for the Labor Day weekend bash. Exam Roomies of the Week Peggy Fuchs Monna Throop Kathleen Adamson Make a gift to support The Exam Room Podcast and the life-changing work of the Physicians Committee.