Podcasts about Target

PGA Tour star Tony Finau shares how he's learned to stay steady in a sport — and a life — built on pressure and uncertainty. Growing up with scarcity shaped his relationship to effort, discipline, and grit, lessons that continue to guide how he competes, recovers from mistakes, and shows up for his family.Tony reflects on the moments between shots, the power of repair after things go wrong, and the quiet role his parents played in helping him build confidence without shame. A grounded conversation about composure, recovery, and what it means to keep moving forward — on the course and at home.This is episode 2/4 of Good Inside Presents: The Playbook, a limited-edition series created in partnership with Nike.Get the Good Inside App by Dr. Becky: https://bit.ly/4fSxbzkYour Good Inside membership might be eligible for HSA/FSA reimbursement! To learn more about how to get your membership reimbursed, check out the link here: https://www.goodinside.com/fsa-hsa-eligibility/Follow Dr. Becky on Instagram: https://www.instagram.com/drbeckyatgoodinsideSign up for our weekly email, Good Insider: https://www.goodinside.com/newsletterFor a full transcript of the episode, go to goodinside.com/podcast.Thank you to our partners for making this episode of Good Inside possible! -SmartyPants: Shop on Amazon, or at Target or Walmart today. -Skylight: Get $30 off a 15-inch Skylight Calendar at myskylight.com/becky.Leave Me Alone!, Dr. Becky's new picture book about Deeply Feeling Kids, is in stores on February 24th, but you can pre-order your copy today! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week we return with one of our most anticipated episodes of the year…the 8th annual Super Bowl Advertiser Roundtable. As is tradition, Jim is joined by Gary Vaynerchuk to welcome a collection of marketing leaders behind this year's most talked-about Super Bowl campaigns. Our Featured Guests are…Ahmed “Meddy” Iqbal, the Chief Marketing Officer of the Cadillac F1 TeamGail Horwood, the Chief Marketing Officer & Chief Experience Officer of NovartisLuis Garcia, the Chief Marketing Officer of Naterra International (Tree Hut)Steven Saenen, the President of Savory Brands & Crackers Portfolio for Mondelez (Ritz Crackers)Soyoung Kang, President of eosRecorded live on the Monday after the game, in partnership with VaynerMedia's Marketing for the Now, this conversation goes beyond the ads to explore how today's CMOs think about boldness, experiential strategy, culture, and what it really takes to turn Super Bowl attention into long-term brand impact.—This week's episode is brought to you by Deloitte and the IAB.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Building a breakout brand in the baby space usually looks slower and messier than people expect. It means facing real scaling challenges, making patient decisions, and staying committed to the product even when it would be easier to rush. In this episode of Dear FoundHer, host Lindsay Pinchuk talks with female founder, Andrea Faulkner Williams, of Tubby Todd, about what it really took to build a brand parents trust.Andrea shares how Tubby Todd began with a personal family need and a hard reset most founders would avoid. After spending years developing their first product, they chose to start over when it did not work for their own child. That decision shaped everything that followed, including how they focused on quality, earned trust, and started growing an audience through real word of mouth instead of shortcuts or paid hype. Community, consistency, and listening closely to customers became the backbone of the business.That foundation made the next stage possible. Andrea walks through how Tubby Todd expanded beyond direct-to-consumer, first onto Amazon and eventually into Target, without losing what made the brand work. Instead of relying on retail to create demand, they brought an already loyal audience with them. If you are a woman business owner, wrestling with scaling challenges or trying to grow an audience before taking a bigger leap, this episode gives a refreshingly honest look at what steady growth really takes.Episode Breakdown:00:00 How Tubby Todd Grew Without Paid Ads03:00 Two Years of Product Development and Starting Over04:00 Word of Mouth Strategy for Growing an Audience07:00 “Be a Good Friend” Marketing Philosophy14:00 Community Building Offline Through Play Dates19:30 Scaling Challenges: Amazon to Target Retail Expansion25:00 Founder Challenges: Confidence, Relationships, and Boundaries30:00 A Simple Founder Framework: Why, One Goal, Quarterly FocusConnect with Andrea Faulkner Williams:Follow Andrea of InstagramFollow Tubby Todd on InstagramFoundHer Faves:Keep Mahjing OnFoundation PRMaelove Dryness Treatment KitWomaness Let's Neck Serum RollerKendra Scott 5 Link Match BandSubscribe to The FoundHer Files Follow Dear FoundHer... on InstagramPodcast production and show notes provided by HiveCast.fm Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Remarkable Retail podcast, Steve Dennis and Michael LeBlanc open with a sweeping look at the week's most consequential retail developments before welcoming two global retail store visionaries for a deep dive into the future of brick-and-mortar locations.The news segment begins with a tale of two retail giants: Walmart reaching a historic $1 trillion market cap milestone, signaling sustained operational momentum, while Target faces leadership transition amid prolonged performance challenges. The hosts analyze what these divergent trajectories mean for mass retail strategy and investor expectations.Amazon's earnings dominate the conversation next. With massive capital expenditures approaching $200 billion—tied to AI infrastructure and distribution expansion—the debate centers on whether this represents visionary investment or an overheated AI arms race. Retail growth remains robust across retail while the highly profitable advertising business is on fire. Recent while same-day grocery expansion is driving new growth with the potential to shake-up competitive dynamics.The discussion also highlights luxury bifurcation, with strong results from Ralph Lauren and Tapestry's Coach brand contrasting broader sector volatility. Simon Property Group's strong earnings prove the best malls are dead, as they also continue to make big investments in reinventing several of their properities.The second half of the episode shifts to an insightful, live conversation from NRF's Big Show with Jack Stratten, Director of Insider Trends, and Kevin Ervin Kelley, Principal and Co-Founder of Shook Kelley and author of Irreplaceable. Together, they explore what makes modern stores not just functional—but truly remarkable. About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling author of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is a senior retail advisor, keynote speaker and media entrepreneur. Michael has delivered keynotes, hosted fire-side discussions hosted senior retail executive on-stage in 1:1 interviews worldwide. Michael produces and hosts a network of leading retail trade podcasts, including The Remarkable Retail Podcast, The Voice of Retail The Food Professor, The FEED powered by Loblaw and the Global eCommerce Leaders podcast. He has been recognized by the NRF as a global Top Retail Voice for 2025 and 2025 and continues to be a ReThink Retail Top Retail Expert for the fifth year in a row.

If you have ADHD, you may find yourself constantly playing catch-up on commitments—forgetting promises made in a flurry of good intentions.Promises made in the car, at a networking lunch, in a Zoom chat, or even running into someone at Target, all exist in separate universes—voice memos, post-its, texts—but rarely make it into your actual task system.This isn't just about a single “dropped ball.” It's juggling 17 balls in six places with zero strategy—a hallmark of ADHD's impact on executive function. And these follow-up fumbles aren't just inconvenient; they can chip away at your credibility and your self-trust.Six Reasons Why ADHD Brains Fumble on Follow-ThroughsImpulsive Generosity: ADHD brains crave the dopamine hit of being helpful. Before thinking through whether a promise can be fulfilled, we say “Yes!”—and mean it—without considering bandwidth or logistics.Working Memory Deficits: As explained in Episode #299, ADHD reduces how many mental “sticky notes” you can hold. A neurotypical person might juggle seven or eight promises; with ADHD, it's three or four. Most commitments simply never get “filed.”Time Blindness: The moment feels manageable (“I'll send it later today!”), but later is swallowed by whatever fires need putting out, leaving the commitment lost in time.Context Fragmentation: Commitments happen everywhere—car, coffee shop, Zoom, networking lunches—but task management systems live in one place. ADHD brains struggle to bridge that gap.Object Permanence Issues: Out of sight, out of mind. That voice memo recorded in the car vanishes from mental view once you sit at your desk.The Shame Spiral: When forgotten commitments resurface—often at 2 AM—shame and avoidance kick in. Some people even ghost contacts out of embarrassment.Fixing the Fumbles: The 3 Stage Follow-Through Filter Stage 1: Before You Promise—Hit PauseStop defaulting to “Yes.” Try the 3-second rule: pause and ask yourself, “Can I do this in the next two minutes, or do I need a system?” If not, set a realistic timeline and use a pre-memorized script to acknowledge the request and buy yourself time (“Let me check my bandwidth and follow up by Friday”). This small delay protects you from impulsive overcommitment. Episode #297 is all about ADHD overcompensating, so check it out here. Stage 2: During—Context-Specific Capture SystemsDon't rely on a single capture tool. Customize your approach for the context:Driving/Traveling: Use voice memos—with all details, not just “email Sarah.” Set a reminder to process them at your desk.Video Calls: Use chat features in real time, or review AI-powered transcripts the same day.In-Person Meetings: Use your phone's notes app, or even a physical notebook (but only if you have a consolidation ritual).

Film breakdown, analytics insight and fantasy football projection for Arkansas RB Mike Washington, who is a major sleeper in the 2026 NFL Draft class patreon.com/rookiebigboard Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dynasty rookie season is here but instead of chasing picks, we're stashing players.In this episode, we break down six dynasty stash players you should be targeting before the rookie draft hits and the market shifts. These are current NFL players whose value is suppressed right now but could spike once draft capital, landing spots, and offseason narratives reset.We focus on process over hype, discussing why each player is a stash, what needs to happen for their value to rise, and what type of dynasty roster they fit best.

BONUS PODCAST EPISODES HERE - https://www.patreon.com/zaneandheathSUBSCRIBE TO OUR NEW SHOW! -  https://www.youtube.com/@UCJR-nbRSN8g4VJMYJDxPY4wThanks to our sponsors: SeatGeek, CashApp, Olipop, and ShopifyUse our code for 10% off your next SeatGeek order*: https://seatgeek.onelink.me/RrnK/UNFILTERED2026 Sponsored by SeatGeek. *Restrictions apply. Max $20 discountDownload Cash App Today: https://capl.onelink.me/vFut/6ubdorks #CashAppPod. Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See terms and conditions at https://cash.app/legal/us/en-us/card-agreement - Cash App Green, overdraft coverage, borrow, cash back offers and promotions provided by Cash App, a Block, Inc. brand. Visit http://cash.app/legal/podcast for full disclosures. Get a free can of OLIPOP!  Buy any 2 cans of Olipop in store, and they'll pay you back for one. Works on any flavor, any retailer! OLIPOP is sold online https://www.drinkolipop.com/unfiltered + Amazon, and available in the soda aisle and with the chilled beverages at thousands of retailers nationwide, including Walmart, Target, Costco, and Whole FoodsSee less carts go abandoned and more sales go CHA-CHING with Shopify and their Shop Pay button. Sign up for your $1 per month trial today at https://www.shopify.com/unfiltered For any business inquiries, email us here: zaneandheathpodcast@gmail.comKEEP UP WITH US ON SNAPCHAT:Zane - @zaneHeath - @heath_hussarSUBSCRIBE TO OUR CHANNELS:Zane -    @ZaneHijaziHeath -     @HeathHussarFOLLOW US ON INSTAGRAM:Zane - https://www.instagram.com/zaneHeath - https://www.instagram.com/heathhussarMariah - https://www.instagram.com/mariahamatoMatt - https://www.instagram.com/mattrking

Tell Me Something Good is now its own podcast. Your daily dose of positive, uplifting news! Bobby shares that he worked out for the first time since his ankle surgery and how he is feeling today. Amy has good news about a recent issue with her back. We also question Eddie on his workout routine he claims to do that we are suspicious of. Lunchbox took advantage of FREE babysitting. Morgan also called Lunchbox out on his parenting at Target when they ran into each other.See omnystudio.com/listener for privacy information.

In episode one of my School Choice Series, Kris Habashy shares her family's journey from homeschooling to Christian private education. From navigating dyslexia to the challenges of transitioning middle schoolers, Kris offers a heartfelt, honest look at the joys, struggles, and unexpected growth that come with trusting God in your educational choices.My hope with this series is to share a variety of school choice stories so you can hear different experiences and perspectives. As you listen, I encourage you to pray and seek God's guidance, asking Him to bring to mind exactly what you need to know for your family's journey. Trust Him to walk hand in hand with you, year by year, as you make decisions and navigate each step of your children's education. Here is some of what we cover:  Why Kris initially chose to homeschool and how her personality and family dynamics played a role. The challenges of transitioning kids from homeschooling to private school — especially in middle school. The importance of nurturing your own growth as a mom while guiding your kids. Families navigating dyslexia, learning differences, or anxiety around school transitions. Connect with Kris Habashy:  Instagram: (I don't see any SM for her, do you mind asking?)  Facebook:  Website: Stress management coaching for life's major moments Links Mentioned:  Living Fearless: By Jamie WinshipRelated Episodes: Expect the Hard, Experience the Good :: Kris Habashy (part 1) Ep 34 Expect the Hard, Experience the Good (Part Two) :: Kris Habashy {Ep 35} Exchange False Beliefs with True Identity :: Jamie Winship [Ep 433] Featured Sponsors:  Branch Basics: And here's the good news — Branch Basics is now available everywhere you shop: at Target, Target.com, Amazon, and of course, BranchBasics.com. Tossing the toxins has never been more convenient! And for anyone grabbing the Premium Starter Kit, you can still get 15% off at BranchBasics.com with our code [DMA]. Honeylove: Treat yourself to the most advanced bras and shapewear on the market. Use our exclusive link to save 20% off Honeylove at honeylove.com/DMA. Experience the new standard in comfort and support with Honeylove. Hiya Health: We've worked out a special deal with Hiya for their best selling children's vitamin. Receive 50% off your first order. To claim this deal you must go to hiyahealth.com/DMA. This deal is not available on their regular website. Get your kids the full-body nourishment they need to grow into healthy adults.

Jennifer Evans was murdered in the summer of 1995 while vacationing in Virginia. Two Navy Seal recruits were arrested and convicted of her murder. The men were Dustin Turner and Billy Brown. At the time, both men pointed the finger at each other as the man who killed Jennifer.  Dustin Turner was sentenced to 82 years. Billy Brown was sentenced to 72 years.  Years later, Billy admitted he was Jennifer's killer. Since then, Turner has left no stone unturned in his attempts to exonerate himself and gain his freedom. And after several parole denials, things changed in 2026.  Dig in with Margot and she updates you on one of the most infamous Navy military murder cases of our time.  Check out the Target of Opportunity Documentary on Amazon Prime:  https://amzn.to/4tlfDnF ⸻

PREVIEW: Bridget Toomey discusses the resilience of the Houthis in Yemen following the end of active campaigns in Gaza. She explains that the Houthis are difficult to target due to their mountainous geography and their status as both an Iranian proxy and an indigenous movement. While Israeli strikes successfully targeted some political leadership, Toomey notes that the group has largely recovered and replaced those figures, though they have become significantly more paranoid and repressive internally as a result.1800 YEMEN

The Sean curse hits me in the wiener, funny bits from the Epstein files, a homeless man cons the hospital I'm at, white people's Power Points, cleaning up crime scenes, caste development at Microsoft, Black people in Minecraft, a sit-in at Target, and Vinnie's comedy club is attacked by a single protester; all this and more this week on The Dick Show!

In this episode of The Range Podcast, hosts Ricky Brule and Jake “Hollywood” Iverson discuss recent product launches, exciting giveaways, and the upcoming tournament season in archery. They share insights on their personal experiences with competitive shooting, the importance of proper equipment setup, and the thrill of engaging with the archery community. The episode also features a live drawing for giveaway winners, showcasing the hosts' enthusiasm for their audience and the sport. The podcast covers stories from the hunt and technical bow shooting tactics. Recent product launches included new colors and features for archery gear. The hosts emphasize the importance of community engagement through giveaways. Tournament season is approaching, and preparation is key for success. Shooting leagues and competitions are vital for improving archery skills. The hosts share their personal experiences and challenges in competitive archery. Proper equipment setup is crucial for consistent performance in tournaments. The excitement of giveaways fosters a strong connection with listeners. Engaging with the archery community enhances the overall experience of the sport. The hosts encourage listeners to reach out with questions and feedback.  The Range Podcast is available on all major platforms, including Apple Podcasts and Spotify. Video versions can be found on the Vapor Trail YouTube Channel and Wild TV.  Enter Promo Code trp15 during checkout at www.vaportrailarchery.com to receive 15% off VTX Bowstrings and Branded Apparel. The Range Podcast is brought to you by Vapor Trail Archery and Stokerized Stabilizers. We are proud to be a part of the @sportsmens_empire network. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on Two Parents & A Podcast, we're back with Dr. Ari Brown - board-certified pediatrician and author of the bestselling 411 series - for The 411 on TODDLER DISCIPLINE. And just like last time, she comes in with the calm, practical answers we all need when our toddlers are… doing the most. We start with the big foundational question: what “discipline” actually means (spoiler: it's teaching NOT punishment) and when it realistically begins. Dr. Ari breaks down the cues that your toddler is ready to be “taught”, why pushback is developmentally normal, and how consistency matters way more than finding the “perfect” consequence. Then we get into the “IS IT NORMAL?!” greatest hits: biting, hitting, head-banging, and public tantrums - what's actually going on in their brains, what to do in the moment, and the #1 thing parents should avoid (even though it's everyone's instinct). We also talk self-regulation, why toddlers borrow our nervous systems, and the biggest mistake parents make when they start trying to “discipline” for the first time: expecting instant results. We also dig into the classic strategies people always debate - time-outs, spanking, and the “if you don't do X, we're taking away Y” approach - and Dr. Ari explains what works, what doesn't, and why consequences need to be logical to actually teach anything.  PLUS: how behavior can shift with a new sibling (who do you think wrote this question in?!??!), how to avoid the good cop/bad cop dynamic, and rapid-fire audience Qs on meal refusal, toddler resistance (“no” to everything), teaching safety without fear, and why kids go through parent-preference phases. Timestamps: 00:00:00 Welcome back to Two Parents & A Podcast! (The 411 with Dr. Ari Brown: Toddler Discipline) 00:01:45 Doctor & author weighs in on “does audiobook listening ‘count' as reading?!” 00:04:00 When should discipline start?! (& what does ‘discipline' really mean?!) 00:06:47 Signs your toddler is ready for boundaries 00:12:00 IS IT NORMAL?! Biting 00:15:58 IS IT NORMAL?! Hitting 00:21:41 IS IT NORMAL?! Head-banging / hitting themselves  00:23:24 IS IT NORMAL?! Tantrums in public 00:26:28 The #1 thing NOT to do during a tantrum 00:29:30 How toddlers learn self-regulation (and the parent's role) 00:33:21 The #1 mistake parents make when starting to discipline their kids  00:35:11 DOES IT WORK?! Time-outs 00:39:16 DOES IT WORK?! Spanking 00:46:43 DOES IT WORK?! “If you don't do X, we're taking away Y” 00:49:00 New sibling = new behavior? What to expect + how to prepare 00:57:15 Overwhelmed? Dr. Brown's 5 starter tools for discipline 00:58:24 Good cop vs. bad cop 01:02:38 Audience Q: Meal refusal - how to respond without creating picky habits 01:04:03 Audience Q: Toddler says “no” to everything (shoes, car seat, etc.) 01:06:58 Audience Q: Teaching “danger” without traumatizing them 01:08:15 Audience Q: Parent preference phases (why they pick favorites) 01:09:35 “Terrible twos” rebrand: the Terrific Twos 01:11:26 Thanks for listening! Thank you to our sponsors this week: *Cozy Earth: Go to https://www.cozyearth.com/TWOPARENTS for up to 20% off! *Edmunds: Checking your car's value is an easy win to cross off your to do list. Go to https://www.edmunds.com/appraisal/?utm_source=youtube&utm_medium=podcast&utm_campaign=Two_Parents_Podcast&utm_adgroup=&utm_account=edmunds_marketing&utm_content=Two_Parents_Podcast_q4  *SKIMS: Shop my favorite bras and underwear at https://www.skims.com/twoparents  #skimspartner *Ollie: Treat your Palentine with Ollie! Go to https://www.ollie.com/twoparents and use code TWOPARENTS to get 60% off your first box! *GOODLES: Pick up GOODLES on your next shopping trip… it's available nationwide at Target and Walmart, plus many other major grocery stores and retailers! Learn more about your ad choices. Visit megaphone.fm/adchoices

Shoot Me A Quick Text & Introduce YourselfLife doesn't get easier, the struggle just changes. In this episode, we talk about why every path comes with resistance and why the real mistake isn't working hard, but working hard for the wrong target. If you're going to climb anyway, choose something rooted in purpose, something you actually want in your soul.Support the showFree download: 5 Mindset Shifts & Micro-HabitsInstagram YouTube Support the show - Show your appreciation by supporting the show

Ep. 543: Howse, Voice & Social Media Manager Bryce York talk about how Drew McIntyre's can't get out of the gate on Smackdown attacked by Cody then Jacob Fatu, Stratton & Orton advance to Elimination Chamber. Oba Femi crushes Kit Wilson and establishes the Oba Feminists.Become a supporter of this podcast: https://www.spreaker.com/podcast/in-your-howse--3318368/support.

In this episode of The Range Podcast, hosts Ricky Brule and Jake “Hollywood” Iverson discuss recent product launches, exciting giveaways, and the upcoming tournament season in archery. They share insights on their personal experiences with competitive shooting, the importance of proper equipment setup, and the thrill of engaging with the archery community. The episode also features a live drawing for giveaway winners, showcasing the hosts' enthusiasm for their audience and the sport.The podcast covers stories from the hunt and technical bow shooting tactics.Recent product launches included new colors and features for archery gear.The hosts emphasize the importance of community engagement through giveaways.Tournament season is approaching, and preparation is key for success.Shooting leagues and competitions are vital for improving archery skills.The hosts share their personal experiences and challenges in competitive archery.Proper equipment setup is crucial for consistent performance in tournaments.The excitement of giveaways fosters a strong connection with listeners.Engaging with the archery community enhances the overall experience of the sport.The hosts encourage listeners to reach out with questions and feedback. The Range Podcast is available on all major platforms, including Apple Podcasts and Spotify. Video versions can be found on the Vapor Trail YouTube Channel and Wild TV. Enter Promo Code trp15 during checkout at www.vaportrailarchery.com to receive 15% off VTX Bowstrings and Branded Apparel.The Range Podcast is brought to you by Vapor Trail Archery and Stokerized Stabilizers. We are proud to be a part of the @sportsmens_empire network. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Kate Voyten is a seasoned business leader with over 20 years of experience revitalizing small brands and stagnant businesses. She started her career at Procter & Gamble, working first in operations and eventually moving into brand management, where she ran businesses across the U.S., Europe, and Asia. Her consumer-centric approach to innovation and commercial strategies, combined with her operational expertise, has helped transform businesses across consumer goods, automotive, and healthcare categories. Some of her favorite challenges include relaunching the iconic $500 million Herbal Essences brand and returning it to profitable growth, spearheading the digital transformation and omnichannel strategy for the Hertz loyalty program, and building the OneTouch diabetes business in retail and e-commerce. Today, Kate is the Chief Commercial Officer at Cadence OTC, where she is leading the effort to bring the next generation of oral contraceptives over the counter—expanding access to safe, affordable birth control for millions of women across the U.S. Kate is passionate about developing people and building partnerships that deliver meaningful business transformations. She earned both her BS and MS from Carnegie Mellon University. In This Conversation We Discuss:[00:00] Intro[01:24] Meeting customers' urgent health needs[08:03] Focusing on signals that show real intent[11:33] Callouts[11:42] Turning urgent needs into long-term loyalty[13:32] Navigating advertising in regulated industries[16:04] Investing upfront to avoid costly rework[19:02] Sponsor: Electric Eye[20:10] Leveraging AI to uncover customer insights[24:22] Providing clarity through educated communicationResources:Subscribe to Honest Ecommerce on YoutubeAffordable emergency contraception, convenient access cadenceotc.com/Follow Kate Voyten LinkedIn linkedin.com/in/katherine-voytenSchedule an intro call with one of our experts electriceye.io/connectIf you're enjoying the show, we'd love it if you left Honest Ecommerce a review on Apple Podcasts. It makes a huge impact on the success of the podcast, and we love reading every one of your reviews!

Want your beauty brand in Walmart or Sephora? Here's what you need to know first. Taking your beauty brand from direct-to-consumer (DTC) into big-box retail sounds like the dream. Target. Sephora. Walmart. National shelves. Bigger visibility. Bigger orders. But what most founders don't see is how complex, expensive, and risky that leap can actually be. In this episode of Driving the Business: Beauty Brands & Entrepreneurship, I break down what really happens when a brand moves from DTC into retail, from the two sometimes competing perspectives that show up (the brand founder and the retailer).  We talk pricing pressure, margin erosion, supply challenges, inventory risk, and the unspoken expectation that you, the founder, are still responsible for driving demand once you hit the shelves. If retail expansion is on your vision board, this episode is about preparation, not fear. Knowing the rules before you play the game can save you time, money, and your brand. Lean in, take notes, and listen before you make the jump.  

In this episode of The Range Podcast, hosts Ricky Brule and Jake “Hollywood” Iverson discuss recent product launches, exciting giveaways, and the upcoming tournament season in archery. They share insights on their personal experiences with competitive shooting, the importance of proper equipment setup, and the thrill of engaging with the archery community. The episode also features a live drawing for giveaway winners, showcasing the hosts' enthusiasm for their audience and the sport.The podcast covers stories from the hunt and technical bow shooting tactics.Recent product launches included new colors and features for archery gear.The hosts emphasize the importance of community engagement through giveaways.Tournament season is approaching, and preparation is key for success.Shooting leagues and competitions are vital for improving archery skills.The hosts share their personal experiences and challenges in competitive archery.Proper equipment setup is crucial for consistent performance in tournaments.The excitement of giveaways fosters a strong connection with listeners.Engaging with the archery community enhances the overall experience of the sport.The hosts encourage listeners to reach out with questions and feedback. The Range Podcast is available on all major platforms, including Apple Podcasts and Spotify. Video versions can be found on the Vapor Trail YouTube Channel and Wild TV. Enter Promo Code trp15 during checkout at www.vaportrailarchery.com to receive 15% off VTX Bowstrings and Branded Apparel.The Range Podcast is brought to you by Vapor Trail Archery and Stokerized Stabilizers. We are proud to be a part of the @sportsmens_empire network. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode Derek Champagne, CEO of The Artist Evolution, interviews Melissa Lay.Melissa shares how she started her unique clothing company, her experience when she found her product in Target stores nationwide, being on Shark Tank, and growing her national lifestyle brand.Learn more at www.sandilakeclothing.comBusiness Leadership Series Intro and Outro music provided by Just Off Turner: https://music.apple.com/za/album/the-long-walk-back/268386576

Send us a textWelcome, everyone to part one of my interview with retired Central Florida Sheriff's Deputy Michael Dilks. The conclusion of this interview will air next Sunday!Mike is a retired Deputy Sheriff and Police Officer with 23 years of experience in patrol, investigations, and undercover narcotics. Mike was a member of SWAT, the United States Marshals Fugitive Task Force, the DEA Narcotics Task Force and supervised a Street Crimes Unit. Prior to his law enforcement career, Mike served three years in the United States Army as an Airborne Infantryman.Michael is the mastermind behind the highly successful and controversial meme page @CopvilleOG and the Lock'd Up with Copville Podcast.  Michael is also the co-host and co-owner of The Anti-Hero Broadcast.Mike was involved in and was 100% invested in his career, especially doing undercover narcotics work, and it cost him his marriage and sobriety. Mike's personal rock bottom, which included being the focus of an FBI investigation and his best friend and the sheriff turning his back on him. He rose above all of it and has turned his energy into a successful podcast and creative content career.Please enjoy this eye-opening and informative interview with someone who has risen from the ashes.  In today's episode, we discuss:·      Where and how he got interested in law enforcement. ·      His time in the United States Army.·      Being on the SWAT team.·      Being assigned to a DEA task force.·      Going undercover as a narcotics officer.·      Having a dirty cop as a boss. ·      Being married to the job, not his wife.·      Hitting rock bottom, abusing alcohol, and a negative lifestyle.·      Being accused of working with drug dealers!·      Being the focus of an FBI investigation and having his phone tapped.·      The sheriff, also his best friend, turned his back on him. All of this and more on today's episode of the Cops and Writers podcast.Connect with Michael Dilks:Instagram: @copvilleogPodcast Instagram: @the_antihero_podcast Website: www.copvilleog.com YouTube:   / @copvilleog  Visit the Cops & Writers Website!Support the show

Take a walk down memory lane with Morgan and Scuba Steve. Morgan decides to orchestra the episode like she's a little kid again, asking any question that comes to mind. They start with their obsession over Barney, which leads them to talk about kids' shows today. Then, they compare the most popular businesses like Walmart vs. Target, Coke vs. Pepsi, & Home Depot vs. Lowes. Plus, they debated water only families and if either of their childhoods experienced the full spread at a restaurant. See omnystudio.com/listener for privacy information.

Target date funds are one of the most popular investment options inside a 401(k), but are they actually the right choice for your retirement plan? In this episode of The Wise Money Show, we break down how target date funds work, when they make sense, and when building your own diversified portfolio may be the smarter move. We also answer a fan question about choosing a later retirement date to take on more risk, and whether that strategy really works.  Season 11, Episode 25 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Watch this episode on YouTube: https://youtu.be/aQrM3rZ0GwY  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Mind Pump Fit Tip: How to Lean Bulk for Lean Gains (Build Muscle, Not Body Fat). (2:38) Easy-to-digest vegan protein shakes. (22:15) Speaking identity. (24:04) Getting too much attention? (30:37) Father first. (32:37) Laser focused on ketones. (37:06) The latest GLP-1 propaganda and the dangers. (40:28) Fun Facts with Justin: Rat Utopia Experiment. (46:57) How extreme intelligence is more correlated to mental illness. (52:30) Being stuck in the past, and pick-up spots for the middle-aged crowd. (1:00:00) #Quah question #1 – How do you know if you're getting actual muscle gain or CNS adaptation? Been lifting for 10+ years. (1:10:53) #Quah question #2 – You've mentioned the bi-weekly method for strength training and cardio for best results. If you were to juggle between two MAPS programs with this method, which two would you bounce between for someone who just genuinely enjoys the benefits of both? (1:13:28) #Quah question #3 – What are some exercises I can do as someone with scoliosis? I want to get back into strength training. (1:17:07) #Quah question #4 – What is a good age to introduce weight training for kids? I have 10- and 7-year-old girls who do recreational sports. (1:18:46) Related Links/Products Mentioned Use code MINDPUMP for an exclusive offer for Mind Pump listeners of 15% OFF! New customers only. "If you're trying to feel a little more put together, or you just want some easy wins in your day, this combo is such a good place to start." Visit: https://huel.com/MINDPUMP  30% OFF your subscription order PLUS receive a free gift with your second shipment—fun surprises like a free 6-pack, Ketone-IQ merch, and more! Or find Ketone-IQ at Target stores nationwide. Visit: https://ketone.com/MINDPUMP February Promotion: Feb 1 - Feb 14th - The Couple's Bundle (Aesthetic, HIIT, Muscle Mommy, No BS 6-Pack Abs), $498 value, only $197!  Visit: https://www.mpvalentine.com  Mind Pump Store Mind Pump #2160: Macro Counting Master Class Mind Pump #2690: The NEW DIET Everyone Is Using For Fat Loss Fig and Eagle Model ex-wife who revealed NFL husband Matt Kalil's manhood size cites 'free speech' in bid to toss lawsuit Kelly Stafford Posts Security Cam Video of Husband Matthew Getting Home at 2:20 AM After NFC Title Loss 'Ozempic Vulva': How GLP-1 Drugs May Lead to Vaginal Changes This Old Experiment With Mice Led to Bleak Predictions for Humanity's Future 7 Surprising Correlations Between Intelligence and Mental Health Visit Fatty15 for an exclusive offer for Mind Pump listeners! ** You can get an additional 15% off their 90-day subscription Starter Kit with code MINDPUMP. Fatty15 is on a mission to optimize your C15 levels to help support your long-term health and wellness - especially as you age. Mind Pump # 2547: Stop Trying to Get Your Kids in Shape! Do This Instead! Mind Pump Podcast – YouTube Mind Pump Free Resources People Mentioned Scott Donnell (@imscottdonnell) Instagram LAUREN FITZ, M.D. (@drlaurenfitz) Instagram Dr. William Seeds (@williamseedsmd) Instagram Dr. Tyna Moore (@drtyna) Instagram   Corinne Schmiedhauser (@mindpumpcorinne) Instagram  

John Murray, Ian Dennis & Ali Bruce-Ball talk football, travel & language. They look ahead to what could be a landmark weekend for James Milner and get correspondence from a couple who listen to TCV in bed. Plus unintended pub and film names, Clash of the Commentators and the Great Glossary of Football Commentary. Suggestions and questions always welcome on WhatsApp voicenotes to 08000 289 369 & emails to TCV@bbc.co.uk01:10 Private Eye Colemanballs 02:30 John Murray caught in the wild 05:35 Commentaries this weekend 10:10 Owners and fans pulling in different directions? 12:20 James Milner in for landmark weekend? 17:25 TCV pillowtalk 21:15 John's surprise greeting 24:15 Unintended pub names 29:30 Clash of the Commentators 38:20 Great Glossary of Football Commentary 50:45 How to keep a dead game interesting5 Live / BBC Sounds commentaries: Sat 1500 Arsenal v Sunderland, Sat 1500 Bournemouth v Villa on Sports Extra, Sat 1730 Newcastle v Brentford, Sun 1400 Brighton v Palace, Sun 1630 Liverpool v Man City.Great Glossary of Football Commentary: DIVISION ONE 2-0 can be a dangerous score, Agricultural challenge, Back of the net, Back to square one, Bosman, Bullet header, Cruyff Turn, Cultured/educated left foot, Dead-ball specialist, Draught excluder, Elastico/flip-flap, False nine, Fox in the box, Giving the goalkeeper the eyes, Grub hunter, Head tennis, Hibs it, In a good moment, In behind, Magic of the FA Cup, Middle of the park, The Maradona, Off their line, Olimpico, Onion bag, Panenka, Park the bus, Perfect hat-trick, Rabona, Roy of the Rovers stuff, Schmeichel-style, Scorpion kick, Spursy, Stick it in the mixer, Target man, Tiki-taka, Towering header, Trivela, Where the kookaburra sleeps, Where the owl sleeps, Where the spiders sleep.DIVISION TWO Back on the grass, Ball stays hit, Beaten all ends up, Blaze over the bar, Business end, Came down with snow on it, Catching practice, Camped in the opposition half, Cauldron atmosphere Coat is on a shoogly peg, Come back to haunt them, Corridor of uncertainty, Couldn't sort their feet out, Easy tap-in, Daisy-cutter, First cab off the rank, Giant-killing, Good leave, Good touch for a big man, Half-turn, Has that in his locker, High wide and not very handsome, Hospital pass, Howler, In the dugout, In their pocket, Johnny on the spot, Leading the line, Leather a shot, Needed no second invitation, Nice headache to have, Nutmeg, On their bike, One for the cameras, One for the purists, Played us off the park, Points to the spot, Prawn sandwich brigade, Purple patch, Put their laces through it, Reaches for their pocket, Rolls Royce, Root and branch review, Row Z, Screamer, Seats on the plane, Show across the bows, Slide-rule pass, Steal a march, Straight in the bread basket, Stramash, Taking one for the team, Telegraphed that pass, Tired legs, That's great… (football), Thunderous strike, Turns on a sixpence, Walk it in, We've got a cup tie on our hands.UNSORTED After you Claude, All-Premier League affair, Aplomb, Bag/box of tricks, Brace, Brandished, Bread and butter, Breaking the deadlock, Bundled over the line, Champions elect / champions apparent, Clinical finish, Commentator's curse, Coupon buster, Denied by the woodwork, Draught excluder, Elimination line, Fellow countryman, Foot race, Formerly of this parish, Free hit, Goalkeepers' Union, Goalmouth scramble, Honeymoon Period, In and around, In the shop window, Keeping ball under their spell, Keystone Cops defending, Languishing, Loitering with intent, Marching orders, Nestle in the bottom corner, Numbered derbies, Opposite number, PK for penalty-kick, Postage stamp, Rasping shot, Red wine not white wine, Relegation six-pointer, Rooted at the bottom, Route One, Sending the goalkeeper the wrong way, Shooting boots, Sleeping giants, Slide rule pass, Small matter of, Spiders web, Stayed hit, Steepling, Stinging the palms, Stonewall penalty, Straight off the training ground, Taking one for the team, Team that likes to play football, Throw their cap on it, Thruppenny bit head / 50p head, Two good feet, Turning into a basketball match, Turning into a cricket score, Usher/Shepherd the ball out of play, Walking a disciplinary tightrope, Wand of a left foot, Wrap foot around it, Your De Bruynes, your Gundogans etc.

In this episode of Manifesting Money, Anita is joined by her partner and co-host Mikael for an honest, real-life conversation about money, relationships, and communication.They explore how different backgrounds, cultures, and belief systems shape the way we spend, save, and talk about money—especially when dating or building a life together.Through personal stories (including a $10 Target disagreement

Justin Melo⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Justin Graver⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ are back to dive into the topic on everyone's mind now that the NFL coaching cycle is wrapping up: NFL free agency. Today, we look at the Tennessee Titans roster to assess the weakest position groups, the players who may be cut or traded, and the top players to target in free agency in all three phases of the game. 0:00 Titans Free Agency Primer 3:25 Offense Overview 25:07 Special Teams Overview 27:07 Defense Overview 45:57 Wrap Up ------------ The Music City Audible is presented by Sinker's Beverages in East Nashville and Bluegrass Beverages in Hendersonville. Join the Sinker's Beverages In Crowd: https://sinkers.storebyweb.com/s/1000-1/register ------------ Order Justin Melo's book "Titans of the South" here: https://shop.adventurewithkeen.com/product/titans-of-the-south/ ------------ MCA YOUTUBE CHANNEL: youtube.com/@musiccityaudiblepodcast

Four-time Olympic gold medalist Sanya Richards-Ross reflects on the inner work behind elite performance — navigating self-expectation, identity, and life after the finish line. She shares how injury, loss, and transition reshaped her understanding of success, and how she now brings that mindset into motherhood, work, and community.This is Episode 1/4 of Good Inside Presents: The Playbook, a limited-edition series created in partnership with Nike.Get the Good Inside App by Dr. Becky: https://bit.ly/4fSxbzkYour Good Inside membership might be eligible for HSA/FSA reimbursement! To learn more about how to get your membership reimbursed, check out the link here: https://www.goodinside.com/fsa-hsa-eligibility/Follow Dr. Becky on Instagram: https://www.instagram.com/drbeckyatgoodinsideSign up for our weekly email, Good Insider: https://www.goodinside.com/newsletterFor a full transcript of the episode, go to goodinside.com/podcast.If your child has big emotions or explosive reactions, you're not doing anything wrong—and you're not alone. On February 11th, I'm hosting two live workshops on Deeply Feeling Kids at 12 PM and 8 PM ET to help you understand what's beneath those big feelings and how to make those moments more manageable; sign up at GoodInside.com.Thank you to our partners for making this episode of Good Inside possible!Care.com: For a limited time, you can use the code GOOD35 to save 35% on a Care.com Premium Membership.*Airbnb: If you're ready to host but want some support, find a co-host at airbnb.com/host.SmartyPants: Shop on Amazon, or at Target or Walmart today.Outward Bound USA: Sign the pledge and make a commitment to one day of real connection at the-reset.org.*Offer applies to initial term of Care.com membership subscriptions. Not applicable to add-on features or non-renewing access fees or services. Expires 4/26/26. Care.com does not employ or place any caregiver. Background checks are an important start, but they have limits. Visit www.care.com/safety. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

2.5.26, Mike Ginnitti from Spotrac joins The Kevin Sheehan Show to talk about the upcoming NFL free agency market and which players the Commanders could be targeting with all the cap space at their disposal.

In this Black History Month episode of Let's Be Clear, Pastor Jamal Bryant reflects on 100 years of Black history and examines where the Black community stands today.This conversation covers the Black Church, economic power, voting rights, immigration enforcement, media accountability, and the treatment of Black journalists and activists. Pastor Bryant also shares an update on the Target boycott and explains why supporting Black businesses and collective action still matters.Black history is not just something we remember. It is something we are living right now.#BlackHistoryMonth #BlackChurch #BlackEconomicsThe Jamal Bryant Podcast "Let's Be Clear" is a conversation that rips off the bandaid to serious relevant issues in the community and around the country. It assesses the wounds and offers prescriptions of insight, understanding and direction. No punches are pulled, but jabs are thrown to hit right between the eyes of every listener. New Episode Drops every Thursday at 12pm est. at jamalbryant.orgJoin our Membership or Support our Channel to get access to perks:https://www.youtube.com/channel/UC1yEY95beOqcUz5TUqxqVgQ/joinFollow or Subscribe on our socials ~https://www.facebook.com/jamalbryantpodcasthttps://www.instagram.com/jamalbryantpodcast/https://www.tiktok.com/@jamalbryantpodcast https://twitter.com/jamalbryantpod

Today, let's examine the Chinese Communist Party's biowarfare program, specifically Chinese officials' interest in making a bioweapon capable of targeting the DNA markers specific to distinct ethnic groups.

-Minneapolis becomes the star villain, portrayed as a dystopian theme park where activists run license plates and Target fears its own customers. -Politicians, pundits, and “movie-vampire” Democrats take incoming fire as Rob calls for voter ID, common sense, and maybe a federal exorcism. Today's podcast is sponsored by : RELIEF FACTOR - You don't need to live with aches & pains! Reduce muscle & joint inflammation and live a pain-free life by visiting http://ReliefFactor.com  BIRCH GOLD - Protect and grow your retirement savings with gold. Text ROB to 98 98 98 for your FREE information kit! To call in and speak with Rob Carson live on the show, dial 1-800-922-6680 between the hours of 12 Noon and 3:00 pm Eastern Time Monday through Friday…E-mail Rob Carson at : RobCarsonShow@gmail.com Musical parodies provided by Jim Gossett (http://patreon.com/JimGossettComedy) Listen to Newsmax LIVE and see our entire podcast lineup at http://Newsmax.com/Listen Make the switch to NEWSMAX today! Get your 15 day free trial of NEWSMAX+ at http://NewsmaxPlus.com Looking for NEWSMAX caps, tees, mugs & more? Check out the Newsmax merchandise shop at : http://nws.mx/shop Follow NEWSMAX on Social Media:  -Facebook: http://nws.mx/FB  -X/Twitter: http://nws.mx/twitter -Instagram: http://nws.mx/IG -YouTube: https://youtube.com/NewsmaxTV -Rumble: https://rumble.com/c/NewsmaxTV -TRUTH Social: https://truthsocial.com/@NEWSMAX -GETTR: https://gettr.com/user/newsmax -Threads: http://threads.net/@NEWSMAX  -Telegram: http://t.me/newsmax  -BlueSky: https://bsky.app/profile/newsmax.com -Parler: http://app.parler.com/newsmax Learn more about your ad choices. Visit megaphone.fm/adchoices

We're living through one of the biggest shifts in the internet since it began: a move from building content for people to building content for machines, on behalf of people. On this week's episode, Jim Stengel is joined by James Cadwallader, Co-Founder and CEO of Profound, and Daniel Shin Un Kang, Head of Organic and Agentic Search at Expedia, for a thoughtful, practical conversation about AI search, answer engines, and what this shift means for the future of marketing.James founded Profound in 2024, raising $60 million and earning recognition from Redpoint Ventures as one of the most promising private AI companies shaping applied artificial intelligence. Today, Profound works with brands like US Bank, Chime, Expedia, and DocuSign to help them navigate the transition from traditional search to a world of answer engines, agents, and AI-led experiences.After building companies and investing in high-growth technology businesses, Daniel moved from the venture world into operating at global scale. He now leads Organic and Agentic Search at Expedia, where he's helping redefine how one of the world's largest travel platforms shows up in AI-powered search and discovery.Together, James and Daniel unpack how brands actually appear inside AI systems like ChatGPT and Gemini, why traditional SEO metrics no longer tell the whole story, and how CMOs should rethink visibility, content, and measurement in an AI-driven world.This episode offers a rare look at AI search from both sides of the table: the platform builder shaping the category and the operator putting it to work inside a performance-driven global brand. If you're a CMO wondering what to focus on now, this conversation is a strong place to start.—This week's episode is brought to you by Deloitte and the IAB.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Following the Royal Rumble we saw Bron Breakker tear up equipment and call out Adam Pearce, Brie Bella & Nikki Bella's awkward promo, a Women's World Title Match, Roman Reigns & CM Punk go face to face as Roman selects to face Punk at WrestleMania 42 for the World Heavyweight Title.Go AD-FREE at Patreon.com/WWEPodcastBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-wwe-podcast--2187791/support.

Gold Selloff Or Not, JPM Raises Target to $6,300 We just lived through one of the biggest gold market corrections in history, although the price has already rallied back over $5,000 per ounce, and sell-off or not, JP Morgan just raised their target to $6,300. So to find out more as gold and silver rally again this morning, join us for today's show with Vince Lanci! - To find out more about the latest production numbers from Dolly Varden silver, go to: https://dollyvardensilver.com/dolly-varden-silver-intersects-4-66-g-t-gold-over-48-49-meters-including-52-15-g-t-gold-and-306-g-t-silver-over-1-01-meters-at-homestake-silver-deposit/ - To get access to Vince's research in 'Goldfix Premium' go to: https://vblgoldfix.substack.com/ - Get access to Arcadia's Daily Gold and Silver updates here: https://goldandsilverdaily.substack.com/ - Join our free email list to be notified when a new video comes out: click here: https://arcadiaeconomics.com/email-signup/ - Follow Arcadia Economics on twitter at: https://x.com/ArcadiaEconomic - To get your copy of 'The Big Silver Short' (paperback or audio) go to: https://arcadiaeconomics.com/thebigsilvershort/ - #silver #silverprice #gold And remember to get outside and have some fun every once in a while!:) (URL0VD) This video was sponsored by Dolly Varden Silver and Arcadia Economics does receive compensation. For our full disclaimer go to: https://arcadiaeconomics.com/disclaimer-dolly-varden-2025/Subscribe to Arcadia Economics on Soundwise

The Democrats' push to quicky release more of the Epstein files proves they never really cared about the victims. Bill Gates' sexual history gets exposed in the latest files. The Hollywood elites gathered at the 2026 Grammys last night to push their radical liberal propaganda and anti-ICE narratives. Meanwhile, ICE protests have hit Target stores in the most cringeworthy way possible. After receiving hundreds of tips about potential H-1B visa fraud, I wanted to share some of the most eye-opening stories that people have shared with me. ► Subscribe to my second YouTube channel: https://www.youtube.com/@SaraGonzalesTX?sub_confirmation=1 ► Watch my full documentary on how I exposed H-1B visa scams here: https://youtu.be/9sfeESywMUs?si=23qLeBI8neFymdFu ► Read my H-1B op-ed here: https://www.theblaze.com/columns/opinion/america-should-eliminate-the-h-1b-and-replace-it-with-this ► Tune in to my next episode of “Come and Take It,” where I reveal discriminatory hiring practices being done in broad daylight. Sponsors: ► VanMan Skincare Give your eyes the care they deserve. Go to https://www.vanman.shop/gonzales and use code GONZALES for 15% off your first order. ►CBDistillery Head over to https://www.cbdistillery.com and enter code SARA for 25% off. ► BlazeTV Subscribe today and save $20 with promo code SARA at https://www.blazetv.com/sara. Timestamps: 00:00 – Epstein File Revelation 21:41 – ICE Protests at the Grammys 28:44 – Cringeworthy ICE Protests 41:15 – H-1B Visa Stories 45:47 – Surprise Birthday Messages ► Subscribe on Apple Podcasts https://podcasts.apple.com/us/podcast/sara-gonzales-unfiltered/id1408958605 ► Shop American Beauty by Sara: http://americanbeautybysara.com Sara Gonzales is the host of Sara Gonzales Unfiltered, a daily news program on Blaze TV. Joined by frequent contributors & guests such as Chad Prather, Eric July, John Doyle, Jaco Booyens, Sara breaks down the latest news in politics and culture. She previously hosted "The News and Why It Matters," featuring notable guests such as Glenn Beck, Ben Shapiro, Dave Rubin, Michael Knowles, Candace Owens, Michael Malice, and more. As a conservative commentator, Sara frequently calls out the Democrats for their hypocrisy, the mainstream media for their misinformation, feminists for their toxicity, and also focuses on pro-life issues, culture, gender issues, health care, the Second Amendment, and passing conservative values to the next generation. Sara also appears as a recurring guest on the Megyn Kelly Show, The Sean Spicer Show, Tim Pool, and with Jesse Kelly on The First TV. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week's episode of Wealth Formula features an interview with Claudia Sahm, and I want to share a quick takeaway before you listen — because she's often misunderstood in the headlines. First, a quick explanation of the Sahm Rule, in plain English. The rule looks at unemployment and asks a very simple question:Has the unemployment rate started rising meaningfully from its recent low? Specifically, if the three-month average unemployment rate rises by 0.5% or more above its lowest level over the past year, the Sahm Rule is triggered. Historically, that has happened early in every U.S. recession since World War II. That's why it gets cited so much. And to be clear — it's cited a lot. The Sahm Rule is tracked by the Federal Reserve, Treasury economists, Wall Street banks, macro funds, and economic research shops globally. When it triggers, it shows up everywhere. That's not by accident. Claudia built one of the cleanest early-warning indicators we have. But here's the part that often gets lost. The Sahm Rule is not a market-timing tool and it's not a prediction machine. Claudia emphasized this repeatedly. It was designed as a policy signal — a way to say, “Hey, if unemployment is rising this fast, waiting too long to respond makes things worse.” In other words, it's a call to action for policymakers, not a command for investors to panic. What makes this cycle unusual — and why talking to Claudia directly was so helpful — is what's actually driving the data. We're not seeing mass layoffs. Layoffs remain low by historical standards. What we're seeing instead is very weak hiring. Companies aren't firing people — they're just not expanding. That distinction matters. And this is where I think the big picture comes in — not just for understanding the economy, but for investing in general. When you step back, the big picture includes a government with massive debt loads that needs interest rates to come down over time. It includes fiscal pressures that make prolonged high rates politically and economically painful. And it includes the reality that if the current Fed leadership won't ease fast enough, future leadership will. History tells us that governments eventually get the monetary conditions they need — even if it takes time, even if it takes new appointments, and even if it takes a shift toward a more dovish Federal Reserve. That doesn't mean reckless money printing tomorrow. But it does mean that structurally high rates are unlikely to be permanent. And when you combine that with investing, the question becomes less about this month's headline and more about what's positioned to benefit when the environment normalizes. That's why I continue to focus on real assets that are already deeply discounted — things like multifamily real estate — assets that were repriced brutally during the rate shock, but still sit at the center of a growing, rent-dependent economy. This conversation with Claudia reinforced something I've been talking about for a long time:The biggest investing mistakes usually happen when people zoom in too far and forget to zoom back out. I've made this mistake myself. If you want a thoughtful, non-sensational, data-driven discussion about where we actually are in this cycle — and what the indicators really mean — I think you'll get a lot out of this episode. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com. Welcome everybody. This is Buck Joffrey with the Well Formula Podcast coming to you from Montecito, California. Before we begin today, I wanna remind you, uh, listen, we’re back in, uh, back in the saddle in here in, uh, 2026. I know it’s takes some time to get used to it, but we’re, gosh, we’re at the end of the month actually by the time this plays. I think we’re in February. It’s time again to start thinking about investing. And so if you are interested in potentially using this year, which I believe and which many believe to potentially be the last year, uh, big discounts, uh, in real estate and, uh, various other types of offerings. Make sure. To sign up for the Accredit Investor group, our investor club, as we call it wealthformula.com. You do need to be an accredit investor and then you get onboarded. An accredit investor is just defined by who you are. If you make over $300,000 per year filing jointly, or 200 by yourself, every reasonable expectation to do so in the future. Or you have a net worth of a million dollars outta your personal, outside of your personal residence, you’re an accredit investor. Congratulations. Join the club wealthformula.com. Interesting podcast. Today we have, uh, Claudia Sahm She’s a Big Deal, Claudia Sahm. You may recognize that last name som, for this som rule. And what is a som rule in plain English. You actually have heard of the som rule multiple times from other economists who’ve been on the show. The som rule looks at unemployment. And asks a very simple question. Now, has the unemployment rate started rising meaningfully from its recent low? So specifically, if the three month average unemployment rate rises 0.5% or more above its lowest level, over the past year, this som rule is triggered. Now, historically, that has happened early in every US recession since the World War ii. That’s why it gets cited so much. It gets cited a lot. By the way, the sum rule is tracked by the Fed treasury economists, wall Street Banks, macro funds, economic research shops globally, and when it triggers, it shows up everywhere, and that’s not by accident. Uh, Claudia has built one of the cleanest early warning indicators we have, but here’s the part that often gets lost. The som rule is not a market timing tool, and it’s not a prediction machine. Claudia, uh, emphasized that repeatedly. It was designed as a policy signal, a way to say, Hey, if unemployment’s rising this fast, wait, waiting too long to respond makes things worse. In other words, it’s call to action for policy makers, not a command for investors to panic per se. So what makes this cycle unusual and why talking to Claudia directly was so helpful? Well, it’s what’s actually driving the data. We’re not seeing mass layoffs. Layoffs remain low by historical standards. Um, what we’re seeing instead is very weak. Hiring companies aren’t firing people, they’re just not expanding, and that distinction matters. This is where the big picture comes in, not just for understanding the economy. For investing in general and when you step back, the big picture includes a government with massive debt loads that need interest rates to come down over time. It includes fiscal pressures that make prolonged high rates politically and economically painful. I’ve mentioned this before and it includes the reality that have to fed, fed, uh, if the current Fed leadership won’t ease fast enough. I am likely the case that future leadership appointed by. Donald Trump himself, uh, will, so history tells us that governments eventually get the monetary conditions they need, even if it takes time, even if it takes new appointments. And even if it takes a shift towards a more dovish federal reserve. Uh, that doesn’t mean, uh, reckless money printing tomorrow, but it does mean that structurally. High interest rates are unlikely to be permanent. Okay? And when you combine that with investing, the question becomes less about this month’s headline and more about what’s positioned to benefit when the environment normalizes. Okay? That’s really, really important, and that’s why I continue to focus on things like real estate, right? Real estate is currently. Not for long, in my opinion, but deeply discounted things like multifamily real estate, um, that were repriced brutally during the rate shot, uh, but are still at the center of a growing and, and rent dependent economy. And again, uh, this conversation with Claudia reinforced something that I’ve been talking about a long time, which is the biggest investing mistakes usually happen when people zoom in too far and forget to zoom back out. I’ve made that mistake myself. I am not immune. I have made lots of mistakes, and that’s one of them. So this is a great conversation. Hopefully you’ll enjoy it, especially if you want a thoughtful, nons sensational data-driven discussion. Where we are actually at in this cycle and what these indicators really mean. I think you’ll get a lot of this episode and we will have this conversation for you right after these messages. Wealth formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net. The strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you borrowed money at a simple interest rate, your insurance company keeps. Paying you compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealthformulabanking.com. Again, that’s wealth formula banking.com. Welcome back to the show, everyone. Today my guest on Wealth Formula podcast is Dr. Claudia Sahm. Uh, she’s an American, uh, macroeconomic expert, uh, known for her work, uh, on monetary and fiscal policy and real-time economic indicators. She developed this som rule, which I think, uh, people have mentioned on this show before, so this is a great opportunity to talk to her about that. Uh, it’s a widely, uh, followed recession signal based on unemployment. She’s also a former Federal Reserve economist and senior policy advisor in government. Um, so welcome, uh, Dr. Sahm. Great. Happy to be here. Thank you. Well, let’s, let’s kind of start out with this som rule because, uh, you know, it’s funny, we, we have had a few different people, uh, at various times bring up the SOM rule, and I think one had actually said that it was triggered, but I don’t don’t think it was at any rate, let’s, let’s start with that. What is the som rule? Lemme start with why is there a som rule, and then we’ll then we’ll get to specifically what the, what the rule is itself. So when I started out on the project, it wasn’t so much about. Calling a recession, like there are some really fancy technical ways that economists like look at the tea leaves and the data and either try to forecast a recession, which is incredibly hard, or even just say we’re in a recession in real time. So like that’s a useful endeavor. But what actually was behind the development of my recession indicator was more of a call to action. How do we develop policies that, that the Congress can put into place very quickly if a recession comes? So these kind of what are referred to as automatic stabilizers, so they’re decided upon ahead of time, but then you do need a trigger that says a recession is here. So now that enhance the unemployment benefits, send out the stimulus checks, whatever it is that we kind of have as our typical tools that are used in recessions, we could have those ready to go as kind of guardrails. Then like you, you turn the policy on. So that was really my emphasis was on how do we do better policy and recessions, get the support out quickly. ’cause that’s the best chance of kind of stabilizing the situation. And then it’s like, well it was in a, it was in a policy volume that they asked for, like a really concrete proposal. So if I’m gonna say an automatic stabilizer, I need to have a proposal for what a trigger could be. So that’s really where the som rule came. So I think it is important. It’s definitely important to me to, I always remember like what the kind of reason for it’s sure. Now that also guided what the indicator itself looks like. So again, it was gonna be in, in fiscal policy. It needs to be simple, it needs to be something that we track it and it needs to, I felt it was important that it capture the reason that we. Fight recessions, why there’s such a bad, uh, you know, outcome. And so it looks at the, the unemployment rate. I use the national unemployment rate, take a three month average. ’cause we wanna smooth out, like there’s bumps and wiggles in the data from month to month. So you kind of, you know, three month average. One way to smooth it out. So you take that series of three month averages, you look at the current value, you compare to the lowest value over the prior 12 months, if you’ve seen an increase of a half, a percentage point or more. Which is really pretty modest, but half a percentage point or more. Historically, we have been in the early months of a recession, so it’s not a forecast. It’s supposed to be like we’re in it. Let’s go. It’s an empirical pattern. It’s one that’s worked in the United States. It reflects kind of our labor market institutions, the way unemployment rate moves and recessions. It historically is the case that once you get past a certain threshold of increased unemployment rate, it tends to build on itself. And in a typical recession, we see increases of. Two, three or more percentage points in the unemployment rate. Uh, so that’s, that’s what the summer rule is. And in fact, it did trigger in the summer of 2024. At that time I had said like, look around, we are not in a recession. GP is still expanding. Job creation is still happening. We don’t see the other hallmarks of a recession. And pointed to the fact that we’d had a very disrupted labor market after the pandemic in particular. You know, there had been a lot of immigration at that point. The unemployment rate is the total number of unemployed. So people who don’t have a job but are actively looking for one out of the labor force, right? And so these people that have to either be employed or looking for jobs, and so we actually saw from the pandemic. Both with the pandemic and then later with the surge and now the reversal in immigration. We’ve seen a lot of movement in the, in the labor force, which makes unemployment rate a little tricky to interpret. And then I’d also argue, we saw early in the pandemic, the unemployment rate dropped very rapidly. We even had labor shortages. So in some ways unemployment rate rising and it has risen over. I mean, it continued to rise last year in 2025. A lot of that’s also normalization. We’d had a very low unemployment rate. So I think the, the pandemic recession has a lot of features that were very unusual. We’ll talk probably more about the labor market continued to be kind of unusual. So the, you know, the somal was not the only recession indicator to fall flat on its face in the cycle. Um, but I think it’s still a useful, useful guide and I, and. You know, even if it’s not a recession, the, the unemployment rate is a full percentage point above, its low in 2023. So, I mean, that, that could, that could be a reason for policymakers to respond, even if it’s not responding to a recession. Right. That was the first time that it, that triggered and, and actually didn’t. End up in a recession, right? There’s some back in the 1950s, earlier, but it’s, it’s the first time where there’ve been some false positives in the past or, or near false positives. Like in 2003. It was kind of close, uh, is like the unemployment rate rises a little bit and then it falls back down. What we saw after it triggered in 2024 is it stabilized. Then last year it continued to rise. So this the pattern that we’ve seen since the pandemic of rapid recovery dropping unemployment rate and then it’s like gradually rising and yet has risen a full percentage point that you go all the way back in the post World War II period. We don’t see anything that looks like that. So that is a very unusual. Paris. So something’s more is going on in the labor market than just our typical business cycle, boom, bust, recession type dynamics. So what is that? What is the thing that’s happening that’s unusual right now in the labor market? Right? So the thing that is driving the unemployment rate up, I think this is a good lesson, a reminder to all of us. It’s not about layoffs. The rate of layoffs in the United States is really quite low. You look at unemployment insurance claims, they’re also quite low. What’s been pushing the unemployment rate up over the last two and a half years has been a very low rate of hiring and, and it’s, and it is something that over time will at least gradually put upward pressure on the unemployment rate and frankly. Until hiring picks up and we really don’t have many signs of it. Even as we enter 2026 unemployment rate’s gonna probably keep drifting up ’cause we’re not keeping job creation’s, not keeping up with, you know, people coming into the, into the labor market and, and that what’s, I think the puzzle right now is that hiring has been very low. But what we’ve seen in terms of consumer spending, business investment, so the kind of the big pieces of GDP, they’ve really held up pretty well, so. Business. It’s not, again, not that recession of the customers have disappeared. And so we’re not hiring, or we may even be firing workers. The customers are there for the businesses, but they’re choosing in this environment not to add, uh, to their payrolls. And that’s slowly pushing up down point rate. Yeah. Um, you know, it, it’s interesting what you’re, you’re talking about, but essentially you’re, people aren’t getting fired. They’re just, when they retire or leave, they’re just not replacing those. Individuals, you know, makes me think a little bit about what’s going on in the big, you know, in the tech push with artificial intelligence and that kind of thing, and increased in efficiency. Certainly you see that in the larger companies like Amazon and all that, where they’re just becoming massively more productive and cutting expenses essentially by, you know, using tech. Do you think that this is sort of an early indication, potentially of that kind of movement? So it. It’s possible, but I think we’re at the very front end of AI disrupting the labor market. This low hiring rate that we’ve talked about. You see this across all kinds of industries, including ones that don’t show high levels of AI adoption, and frankly, a AI adoption is pretty low. I mean, there are some sectors like tech and increasingly finance and some professional services have higher adoption rates. Uh, but in terms of it being able to explain the low hiring. I think it’s pretty tough ’cause the low hiring is such a, such a broad based, um, phenomenon. Now, AI might be, I think, indirectly contributing in that one of, one of the hypotheses about why, um, businesses have been, uh, not hiring despite, you know, economic activity. Continuing to push ahead could be that there’s a lot of uncertainty. Now there is a long list that we could draw of, of factors that might be causing businesses to be uncertain and hesitant to add to their payrolls. Uh, a lot of times you talk about things with tariffs or, you know, economic policy, regulations changing, you know, so there’s a lot going on there. But it could also be, there’s a lot of uncertainty about what this technology means for the future. Maybe you don’t need to bring on more workers because your ability to kind of use and adapt this technologies coming online. And so like that could be part of it. I think there’s another piece, you know, we have a lot of discussion about ai, but I do think that there’s, there could be a, a technology angle to this that’s, that is. Not in the AI technologies, but maybe just some of the more basic kind of automation is again, right after, you know, the, the pandemic recession as we came out of a, you know, very rapid recovery, uh, there was, there was a lot of hiring or that, ’cause businesses had done a lot of firing and they needed to bring back workers really rapidly and we actually had a period of labor shortages. There were workers moving around a lot and there were, that also put a lot of pressure on some employers, particularly in service sector, to automate more ’cause they just couldn’t get the workers, so they needed to bring technology. Online to help, you know, fill the gap. And over time, you know, businesses though, they haven’t done as much hiring, they have been firing. So the workers, they have longer tenures, have more experience, they’re probably more productive. So maybe businesses can kind of, you know, get away with not doing more hiring. ’cause the people they have there can kind of keep up with it. Um, and they’ve done some more automation. I don’t think those are sustainable. I think we’re going to need to see hiring pickup in terms of, of staying with, um, you know, as expanding, uh, demand from customers. But I won’t pretend to know what AI means for the future of the labor force. Right. So like there could be, I think that’s a big conversation about we’re headed, where we’re headed. I think it’s probably a pretty small slice of explaining. Where we’re at right now. You know, it’s interesting because obviously there was a lot of concerns about rising inflation, and particularly in the context of, you know, tariffs and, and among those types of things that were, were, um, coming down the pipe. And as it turns out, inflation seems to be coming down. How do you explain that from where you sit? Because it, it, it seems sort of to contradict a lot of what, you know, many economists believe to be likely. So when thinking about the effects of tariffs on inflation and this, this idea that it didn’t end up being as much of a factors we had really feared, uh, you know, a year ago. I think there’s a few things to keep in mind. One, the announced tariffs, uh. Didn’t come to pass fully. Right? So there’s a big difference between some of the, the, the initial announcements, whether it was on Liberation Day, April 2nd, or the initial kind of retaliation tit for tat with China, where we ended up with some triple digit, uh, tariff numbers. Those didn’t end up being where we, we ended now tariff, the effect of tariff rate. Is much higher than it was before. Right. Uh, president Trump came into office for the second time, so like, I don’t wanna minimize the, the, the increase in tariffs and the US government collected about $200 billion last year in, in additional tariffs. But there is a, there’s a good bit of daylight between what was announced and where we actually ended up. Businesses also proved very capable of trying to avoid those tariffs and not in like a. Illegal kind of way of avoiding them, but, but using inventories like trying to get ahead of them. We know the tariffs are tariffs. There’s been some evidence that, that it’s businesses are gonna start passing on the tariff cost increase when it’s actually tied to the inventories that they’re putting out in front of customers. And for some of our goods, like say apparel or things that have long seasons or come from, you know, all across the world, it actually takes quite a bit of time from the inventories being what actually shows up in front of customers. So there’s been the ability to. Kind of get around the tariffs ’cause they were rolling in. And so do be smart in terms of your inventories. And then it just takes time for those inventories to be, you know, um, to come down. Mm-hmm. By, there’s been several studies at this place, at this point that, that demonstrate that the, the tariffs, the cost of the tariffs is coming into the us. So the, it’s always the importer that pays the tariff, like literally writes the check to the US government. But it’s possible that the foreign producer could say, reduce their prices on what they’re, you know, paying or what they’re asking to be paid for that, uh, imported good. And then that would be a way of the foreign producer sharing the cost of the tariff. But everything that we see from the M Court data suggests that a very small fraction, probably less than 10%. Of the total tariff burden is being born by, at least at this point, born by the foreign producers. So it’s coming into the us. It’s sitting with either US businesses that are importing the goods or have the goods at some point in their, you know, in their supply chains and, and with us customers, the consumers we have, we’ve seen. I think you can really look at the inflation data. You can see the goods prices, which often are kind of a drag on inflation that they did turn around. They’re, they’re putting upward pressure on inflation. It’s not massive. It doesn’t explain all of these, you know, 200 billion in tariff costs, but then it is, it’s sitting with businesses. The effects still, it’s still just not that long enough to really understand. You know what, what the implications. It’s possible. I, I think that’s true with any, with any big policy change. Like it doesn’t happen overnight. I think that’s one thing that a lot of, a lot of economic models that, like, they’re, they’re very sensitive, right? Like as soon as a policy change happens, the models will kind of tell us something pretty dramatic in terms of adjustments. But this last year was a reminder, like when there’s, when there’s a big cost, there’s gonna be a lot of attempts to adjust around it to try to minimize that cost and then. It takes time, like in the real world, like the interactions are much more complex. You know, inventory lags all of the, like, it takes time to move its way through. So I think we’re not done with the pass through. I think we’ll probably still see more come to consumers, but businesses could decide to bear that cost. They, they could, you know, with profit margins. I mean some of, some of the inflationary environment in the pandemic did allow. There were very broad base increases in prices. You did see some companies be profitable from that because it was, there was a, you know, some of the costs were more targeted, but the, you know, the, the price increases were broad. So it could be a time where businesses see that, you know, consumers are more price sensitive now than they were in 21, 20 21, 20 22, so they’re not passing as much on it. Could be that that’s part of where. Like the cost businesses are dealing with that cost by maybe doing less hiring as opposed to passing it on to consumers. Uh, you know, they could be taking a hit with their profits. They, you know, so like, it doesn’t have to go all the way through to consumers. There are different levers that can be pulled. I do think we’ll still see some pass through in the, in probably the first half of this year, and that’s assuming that our whole tariff regime. Sit still, right? It looks like once again we might be, uh, increasing those tariffs, but, um, so yeah, I think it’s just tracing, you know, the tariffs through the system is really complicated. And one last thing I’ll say about the tariffs is they’re not just tariffs on goods that go to consumers. These tariffs have been broad enough that we’re also taring imported goods that are used by our manufacturers used for our, by our businesses in their production. So then it can take a really long time for that to end up with the, you know, the end customer could be a business to start with, and then it moves its way down. So I think these are just, you know, the costs are real. We can see the tariffs have been collected, the costs are there. We can see in the import data, there haven’t been import price data, there haven’t been a lot of adjustments by the foreign suppliers. So then it’s just a question of, we have these costs. Where did the cost go? I believe the last GEP was 4.3% and, uh, inflation was around 2.6, 2.7, or at least core. You’ve obviously, uh, worked at the Fed. Um, give us a sense of the situation that the Fed is trying to figure out here. Like what do they do with these numbers and, you know, all of the issues that surround them. The work at the Fed, I mean, it, it’s laser focused on the, the response, the mandates that the Fed has. So with maximum employment and price stability and with maximum employment, that’s not something that can be easily defined. It’s not like it’s a particular unemployment rate, it’s not a particular payroll number. But I mean, broadly speaking, it’s, you know, do, are, you know, the people who wanna work, are they working? In such a way that it’s not putting pressure on inflation, right? Like labor shortages that end up with wage increases that just, you know, end up with inflation. Like that would be a situation where the Fed would actually want to kind of help restrain some of the. Uh, employment growth. And we, we saw that in this cycle. I mean, the Fed raised rates a lot in 2022 and 2023. Uh, so that’s the maximum employment on the stable prices. The Fed has set a target of the 2%, uh, year over year PCE inflation. So a little different than the CPI inflation, but very much related. And, and it’s one, I mean, that’s, that’s the goal, right? And it, uh. So it starts with those two pieces and, and what’s been, I think what’s been challenging in say the last year as the Fed was, you know, trying to figure out what it was gonna do with interest rates was the fact that it, there was pressure on both sides of the mandate. Mm-hmm. Um, and not necessarily the, well, I mean, inflation itself has, was above the 2%. It continues to be above the 2%. Target has been. Since 2021. Now the Fed’s policy doesn’t have a look back, but I mean, they do worry that the longer inflation stays closer to three than two businesses. Consumers are gonna start to kind of embed three into their actions, their expectations. Then you kind of get stuck there. So like that, that both, you know, they were missing on the inflation mandate and there were, there were concerns that the, that we might see inflation get stuck above the mandate and the way you dislodge it if it gets stuck. Could end up risking a recession, right? So the Fed doesn’t want that to happen. So that’s a real concern. But then on the employment side, you know, we started out talking about the small rule, the rising unemployment rate. We’ve seen the unemployment rate rising. And then last year in particular, it wasn’t just the unemployment rate rising, we saw job creation just really take a leg down. Um. Some of that probably is less immigration population aging, so less supply of workers, which isn’t something the Fed would react to. ’cause that, I mean, if you don’t have as many people that wanna work, you don’t need to create as many jobs. But the unemployment rate was rising, so it’s clear, like there just wasn’t, there wasn’t enough job creation to keep up with, um, the workers who were there, uh, to work. And, and there was a concern that this could, could spiral out. Those small increased unemployment rate that, that very low level of job creation. And frankly, if you look at, I mean the, I mean, we have multiple months and probably more after revisions of declines in payroll employment. Mm-hmm. Like if you looked at the labor market data, you’d be like, aren’t we in a recession or like on the edge of one? Again, that’s not where we’re at, but it, it certainly gave that, that risk. Things could be slowing down. And, and the, the last piece that was really important in the Fed’s decisions was where, where’s the federal funds rate? Where are the interest rate, the policy interest rate they control? And it was still relatively high. For, for recent history, right. Not in the long history of the Fed, but mm-hmm. And so, like the Fed had raised, they’d raised interest rates quite aggressively to fight the inflation in 2022. They’d very gradually lowered it. Some was taken out in 2023 because made some pro, made quite a bit of progress on inflation in, or in 2024, they lowered the rates in 2025, the 75 basis points of cuts that the Fed did. It was out of concern. Of the labor market unraveling a risk, not a, not saying, hey, the labor market is unraveling, but saying the risk that the downside risk to employment are larger and more worrisome than the upside risk to inflation. So this inflation getting stuck, is that still the case as a going into 2026 here? So, you know, even, even last year we saw, we listened to Fed officials, there’s quite a bit of disagreement. Because it was a tough situation to read. There are some Fed officials that were more focused on inflation, some that were more focused on the employment side. Uh, and it really was just a matter of kind of reading the economy and trying to figure out this, a very unusual situation, like where, where was this headed? What did the Fed need to do? In the end, the consensus on the Fed was to do the rate cuts, kind of front load them. They talked a lot about it as insurance. They’re taking out insurance against the labor market deteriorating. And I think with that approach, in all likelihood, and there’s been certainly signaling of this, that when they meet at the end of January, it’ll, they’re unlikely to move again. That this is, this will be an opportunity to hold steady, be patient the Fed has, has taken out their restriction. So they don’t have the higher rates, so they’ve pulled rates down. We also know that early this year there’s various kinds of fiscal support that are coming online or tax cuts to households and to businesses that should give a little extra lift, uh, to the economy. So I think it’s a period of the Fed waiting to see what the effects of their policy changes are, seeing what the effects of the fiscal policy with the expectation this will be enough to stabilize the labor market. Even help get it back on track and really what the Fed would like. I mean, we’ll see what they get, but they’d really like the next cut to be a good news cut. Like inflation. Oh look, it’s moving back down again. We’re making clear progress back to 2%. I think that’s probably gonna take maybe even till the middle of this year to build that case. A strong case for the disinflation. Mm-hmm. But that’s, that’s what they would, would like to do. But they’re gonna keep an eye on the labor market. But nothing we’ve seen in the most recent data suggests that they gotta get moving like that. There’s some, you know, real pressure building. Um, in fact, the labor market looks a little bit better probably than when they met in December and inflation. Showing some signs of progress, but it, it’s pretty bumpy in terms of, there’s a lot of noise in the data at the moment. You mentioned, um, the Fed’s mandate and you know, certainly that’s something, um, that, uh, you know, that, that we know the Fed looks at these unemployment numbers that look at inflation. I’m curious though, that there’s, you know, there is this push and pull with the treasury. In particular, you know, looking at the amount of, of, of, of bonds that need to be refinanced, that kind of thing. I mean, presumably that’s one of the reasons why the Trump administration is pushing so hard, uh, on the Fed to reduce, um, you know, to reduce rates so that you know, this sovereign debt can be refinanced at a, something a little bit more palatable. How much of that actually. I know it’s not supposed to play a part in the Federal Reserve’s actions, but in reality is there, is there that kind of, you know, thinking that, you know, they have to, they, they may try to play ball a little bit with the, with the situation, with the debt. Yeah. There, the, the Fed is not playing ball right now with the administration. Uh, but, but there have been, there have been times in our past. So during World War II, there was an explicit cooperation between the Fed and the Treasury. The Fed kept interest rates low. Both the federal funds rates, so the short term interest rates, they also did, uh, some purchases of longer term to help keep longer term rates down. Right. So I mean, the, the Fed really, they, their policy was oriented exactly on this objective, keeping the borrowing cost of the US government low because it was financing the war effort. So, so there have been times where the Fed has cooperated with treasury. Now, when they came out of World War ii. What happened is, you know, treasury wants to keep interest rates low. This is good for, you know, the economy, good for growth, but it was, it really was creating a lot of inflationary pressures and it took until the early 1950s for the Fed to kind of regain its kind of operational independence from treasury and then go back to pursuing, you know, inflation as a key goal. And then also in the late seventies and maximum employment was added as an explicit goal. So we’re in a place now where. It’s employment, it’s inflation, it, there was quite, um, I mean, president Trump and some other officials have been, you know, very open about saying rates should be low to help with the deficit, with funding the gov. So like, it’s, it’s been in the discussion in the air. But that’s not, that’s not a mandate that Congress has given the Fed. That’s not what they’re pursuing. It does, you know, but things can change at the Fed. We’re gonna see a change in leadership this year with a new Fed chair. Um, the Fed always, I mean, Congress created the Federal Reserve. It’s changed its abilities, its responsibilities over time. I don’t wanna say that we’ll never get back to a place where the Fed thinks about. Its effect on the deficit. I mean, they’re watching it, they know, right? They’re tracking all these aspects of the economy. But in terms of what’s driving the Fed’s decisions about what the, the federal funds rate should be, that’s not part of the calculus right now. Yeah. Um, you know, another, just another question is for clarity. You know, the, the, um, officially right now there’s, there’s no quantitative easing. However, there is. Uh, you know, I’ve been reading, uh, about even, I think even today, there was a, a fair amount of liquidity, uh, being injected in by the Fed. Can you, for people who don’t understand the mechanics of this and what the difference in terminology is, can you explain to us maybe what the difference is between quantitative easing and what’s being done right now? So just as for context, where quantitative easing even came from. So if we go back to the global financial crisis in 2008, the Federal Reserve, in response to that recession, pulled the federal funds rate all the way to zero. Cut rates to zero And as sure many of us remember that that recession was a very deep and long recession. So, and the unemployment rate was, you know, 10% and inflation was not a problem. So the, the Fed would want in that environment to do more to support the economy. But when the federal funds rate is at zero, that’s, its, that has been its primary tool. Well, that’s, that’s. Stepped out. So then as a question of, well, what else could we do to help support the economy? And, and there, there were. Different possibilities. Uh, some European central banks looked at, you know, they actually did negative interest rates or tried to pull their policy rates, and that’s not what the US did. What was done was to do purchases of, uh, treasuries. Uh, there’s also been purchases of mortgage backed securities, and this is where the Fed is. I mean, and, and they’re creating reserves. So the fed, I guess, secretary, uh. Treasury doesn’t refer to it as magic money. Um, you know, they create reserves and then they’re going out and they’re buying tr so they’re pushing that liquidity, that demand into markets. And if you’re, if there’s a lot more demand for treasuries, well, the price of the treasuries will go up. The yield comes down. Interest rates go down. Yep. Interest rates go down. So they. They were, the Fed wanted to support the economy more. That was the tool that they used to do it. So when, when the Fed talks about quantitative easing, it’s not just the tool, the asset purchases, it’s also the intent, right? They wouldn’t do quantitative easing right now. ’cause if the Fed thought they really need to stimulate the economy more, they’ve still got like. More than three percentage points they could cut from the federal funds rate. Like if the issue were right now, we need to like get the economy going, they’re gonna like cut the funds rate and do it that way. They wouldn’t be pur like purchasing assets, purchasing treasuries to do that. But what what happened is between the global financial crisis, the Great recession, so all the asset purchases done then. There was some, some runoff of the balance sheet, but then again, in the pandemic there were a lot of asset purchases. Uh, the Fed has a really big balance sheet, and it has, uh, it, it kind of changes the way that the Fed can even just move around the federal funds rate. Like, I don’t wanna get too much into the, the technicals, but it’s, it’s just, you know, when the Fed says, well, we wanna lower the, the funds rate to 3.5%. In the old days, they could kind of do, you know, with the bank reserves and they could like, make these small purchases and it would, it would make that stick. Now with, there’s, uh, banks have a lot of reserves, so they’re not as responsive. And so just to kind of, there’s like the, the technical, the tools, the Fed has to just make it happen. In terms of operationally, it means that they have to do some purchases now and then they call their, I mean the new name they have for these are reserve management. Purchases. So it’s really about operations. It’s not about, but it does mean they’re purchasing assets. So if you’re just focused on like the Fed’s purchasing assets, they’re putting liquidity into the system. Yes, they are doing that, but it’s not with the intent to kind of push the economy to run harder. It’s just enough liquidity to keep. The federal funds rate stable at the level that they wanted to be at, to just make sure that all these operations are short in the very short term lending markets amongst banks, that it’s all kind of working as mm-hmm. As it should be. So it’s more about operations and it’s about stimulus policy. Right. A lot of our, um, a lot of our listeners are real estate owners, investors, and they’re, you know, they think about, um. Mortgage rates and that kind of thing. There was recently a, a pretty significant, well, I don’t know how significant it really was. I think it was about, was it maybe $250 billion worth of mortgage backed securities purchased by Fannie Mae. Um, that ca can you talk about the purpose of that and really the, you know, what kind of effect that would actually, we could actually expect from that. It’s certainly been, I mean it’s, it is clear. You know, we talked about one reason that the administration would want interest rates down. It’d be like financing the deficit. Right. Another reason that very much pulls into kind of the affordability debate is we want interest rates lower, one of them lower for consumers. Now the White House has put a lot of pressure on the Fed for them to lower rates even faster than they have. Has not played ball with that. But then the Fed has lowered its rates. The Feds rates are very short term rates, and the federal funds rate is like an overnight rate with between banks. Right. So it, and it has an effect on, you know. Credit card rates, short term rates, but it’s not one, it, it has an effect, but it’s really not like driving necessarily 30 year mortgage rates or you know, some of the longer term rates. There’s a lot of other factors that go into that, and so in this kind of, you know, push for lower mortgage rates. Pushing on the Fed is not the only lever to pull, right? The administration has other levers that they could potentially pull, um, in trying to influence mortgage rates. Now, there, I’d argue the administration’s tools here, like the, the $200 billion, Fannie and Freddie purchase that you mentioned. That really is about trying to reduce the spread. Between mortgages and treasuries. So in some ways it sounds similar, like, oh, fed and Franny, which are, you know, GSEs. So part, part of the, you know, government right now, at least they were privatized during the global financial crisis. You think, oh, they’re going out and purchasing this Sounds a lot like the Fed going out and purchasing. There are there, there’s some parallels, but we need to remember, Fannie and Freddie don’t create money. The Fed, when they start, when they start the process of their quantitative easing, they’re creating reserves like they’re actually creating liquidity and money supply. Fannie and Freddie have authorization to be able to make these purchases, but they’re not like the fed. They’re not creating reserves, but they can, so I don’t wanna think about them like bringing down the whole set of interest rates, but they can affect this spread between mortgages and say treasuries. Right? And so, because again, if you’re, if the. If the GSEs are going out, they’re purchasing mortgage backed securities, well that’s increasing demand for those, and that can push down the rates, that can like squeeze that spread. And, and while the announcement has been made, you know, I mean they’re, they’re in the early stages of putting that in place, but we even on the announcements, saw a response in financial markets and you’re seeing some movement down, uh, in mortgage rates now. It was. Pretty modest, right? And, and 200 billion while, you know, not nothing, uh, really pales in comparison to like the scale of say, the quantitative easing that the Fed did. Um, and there are probably other, but the, you know, the administration’s not done. It doesn’t necessarily have to be that Fannie and Freddie do more purchases. The the spread between mortgage rates and treasuries is pretty substantial. There’s other places where, you know, the fees that go into getting a mortgage are quite a bit larger than they were before the, the global financial crisis. So maybe they go in and try to chip away at the fees and, you know, so there’s, there’s different levers. And I fully expect, and I think we’re gonna get some announcements here again soon on the White Houses. Housing affordability agenda. So there may be other, other ways that they’re trying to, uh, influence, uh, the mortgage spreads. But that’s, that’s what that is all about. And it, it should have, and it looks like, you know, it’s having some effect in terms of bringing rates down, but it likely, it’d be modest, like in the 10 basis points, maybe 20 if they ramp up the program some. But like, it, you know, it’s, it, it, you know, every, every bit counts. But this is not a. Uh, this won’t be enough to, you know, move rates down, dramatic mortgage rates down dramatically, uh, when you, when you look at the economy. Um, and I, I, I think just, you know, one last question. I mean, I just in terms of, you know, the people listening to this are. They’re, they’re people, you know, with jobs and who are trying to invest their money, and they’re trying to, you know, build long-term wealth, but they’re, you know, everybody’s worried about what’s happening with the economy. What, what, what do you think, like, just as, um, um, you know, perspective for people to understand or try to have some framework for how to look at what’s going on in the economy. How they should judge it. Like what would you suggest, like just for mom and pop investors trying to, what is happening with the economy? I’m not an economist. What, what are the, what are the things that you think they should consider studying up on, looking into a little bit? One challenge for a lot of investors, I mean, frankly, it’s, it’s been a challenge that I try to deal with too. Uh, we’re, we’re in an environment where there’s just. There’s so much news coming out of DC uh, with the White House and policies and the Fed, and you know, I mean, like, there’s just, there’s a lot. The headlines are big. And like I talked about with the tariffs, we had like really big tariff announcements. The really scary numbers were, and then it like dialed back and then we pushed through it and it’s like, and it’s this remembering that, um. There’s always a tendency to have this idea that the, the president really runs the economy. I mean, that’s not just about this administration. That’s like a longstanding, you know, the president gets, uh, blame or credit for the economy when really, right. Like we have a over 33, $30 trillion economy, hundreds of millions of workers, tens of millions of businesses. Like this is not about one administration. And so we always need to be careful about. Putting too much weight on the policies coming out of dc. Uh, and you know, last year if you really just listened to all the, you know, we’re cutting immigration, we’re raising tariffs, we’re doing, you know, all, there’s a lot of uncertainty in Doge. Well then you might have missed, like, there’s a bunch of AI investment happening and we’ve got a lot of growth in the economy and while consumers are still pretty resilient, so you, it’s kind of like. Tuning down the volume, some coming out of Washington, especially the like every twist and turn. Uh, and then kind of focusing in on the fundamentals. I will say, you know, you don’t wanna turn down DC too far because we, we do have some like big picture events that could play out over many years. Right. So kind of keeping an eye on it, but for the long game. As opposed to reacting to every twist and turn, every policy announcement, because a lot of this clearly is more of a negotiation than it is like, we’re gonna actually do this. So, you know, as investors, you don’t wanna get whipped around by the latest headline, but you also can’t put your head in the sand. Like you gotta kind of try and find a way to pull the signal out of the noise. And it is really. It’s really hard. Yeah. Like this has been a challenging time and the, the US economy’s been doing things that are not typical. We talked about some of the things with the labor market and we are running some policy experiments that haven’t been run in a long time, so things could change pretty dramatically. But I think it’s just trying to absorb the information, not get too wound up about it, but like also keep an eye on like what’s good for long-term growth. Yeah. Because it’s good for long-term productivity. Thank you so much Dr. Sahm. It’s uh, it’s been a pleasure talking to you on, uh, wealth Formula Podcast today. Great. Thank you so much. You make a lot of money but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concept. Here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. It was Claudia Sahm. She is, uh, she’s a very, very smart lady. And, uh, just a reminder, if you have not done so, uh, I, I don’t frequently ask to do, do this, but, uh, make sure you give the show. Five stars and a positive review because that’s how we’re getting, you know, really high quality people like Claudia on the show, I’ve been around for a long time. It helps that the show is, you know, like over a decade old and all that stuff too. But, uh, anything you can do to support would be very helpful. And also one more reminder, uh, if you have not done so and you weren’t a credit investor, make sure you sign up for that investor club. At Wealth formula.com. That’s it for me. This week on Wealth Formula Podcast. This is about Joffrey signing out. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheelwright and Ken m. Visit wealthformularoadmap.com.

They started with a cult following. Now they're taking over the country. In this episode, Ari Raz, CEO of The Coconut Cult, joins us to discuss the brand's long-awaited launch at Target and how community-driven creativity continues to fuel its rapid rise. We're also joined by Starr Edwards, co-founder of Bitchin' Sauce, who shares how a farmers' market almond dip grew into a national phenomenon. She also explains why the brand is expanding into new categories and advises entrepreneurs to push past fear and stay bold. Show notes: 0:23: Ari Raz, CEO, The Coconut Cult – Amidst a boisterous Naturally San Diego event, Ari highlights the launch of The Coconut Cult Minis which debuted nationwide at Target and how they fit into the company's vision and business strategy. He also shares the brand's creative marketing success, including a New York Fashion Week pop-up, and emphasizes the importance of community in driving progress within the natural products industry. 12:29: Starr Edwards, Co-Founder, Bitchin' Sauce – Starr talks about how Bitchin' Sauce has evolved in recent years and its expansion to nearly 20 flavors. She also discusses the release of her new cookbook and the launch of the company's first major non-dip product. Starr credits the success of Bitchin' Sauce to courage, continuous learning, and staying true to quality and the brand's identity. Brands in this episode: The Coconut Cult, Once Upon a Farm, Simple Mills, Mid-Day Squares, Olipop, Fishwife, Cleveland Kitchen, Bitchin' Sauce

When something bizarre occurs, it's not unusual to hear someone say, "What in the world?" This is another program in this series that looks at "head scratcher" news stories that may make you say the same thing. Here's a brief selection of examples from the broadcast, some of which also include audio. --Minneapolis Mayor Jacob Frey said that the recent violent confrontations taking place against federal ICE agents are not just resistance, but they're actually about love! --Former CNN host Don Lemon walked free (no bond required) after a judge ordered his release. Keep in mind, as Jim noted, he entered the church, disrupted the service and took issue with the pastor and different worshipers. --On a recent podcast, Don Lemon mentioned that Jesus Christ (admittedly) was not perfect when he was on earth. --Leaked signal chats suggest that American ICE agents may be targeted for assassination with bullseyes appearing on images as Target stores are accused of cooperating with federal immigration officials. --Staff at the Portland Montessori School led very young children in an anti-ICE protest triggering widespread calls for the revocation of any licenses that the school holds. --Chloe Day School, a progressive public pre-school in New York City, staged an anti-ICE protest and held anti-Trump signs in the classroom. --An Islamic scholar in California had a message for Americans. He claimed that no one can stop Islam in America; that this is not your country, this is our country.

In our 'We officially don't care anymore' headline of the week.Mark Zuckerberg's ‘Wild' Dinner With Epstein Revealed in FilesJeffrey Epstein emails reveal extensive ties with top Goldman Sachs lawyerFormer Windows 8 boss recruited Epstein to help negotiate his messy Microsoft exitCBS News weighs firing Peter Attia in wake of Jeffrey Epstein emails - Bari Weiss reluctant to ax himJeffrey Epstein asked for Snow White costume weeks before Jes Staley emailBrad Karp Says He Regrets Interactions with EpsteinARMI board says it plans to review Kamen's ties to EpsteinElon Musk Emailed Extensively With Jeffrey Epstein, Asking to Visit His Notorious IslandDOJ Epstein release outlines ties with Boulder restaurateur Kimbal MuskGoogle co-founder [Sergey Brin] had long relationship with Maxwell and visited Epstein's islandEpstein Files Reveal Peter Thiel's Elaborate Dietary RestrictionsEpstein contacted women for Steve Tisch, co-owner of the GiantsEmails flesh out warm relationship between Epstein and Richard BransonCommerce Secretary Howard Lutnick planned a trip to Epstein's island in 2012The Tech Elites in the Epstein FilesReid Hoffman (2,658 Files)Bill Gates (2,592 Files)Peter Thiel (2,281 Files)Elon Musk (1,116 Files)Larry Page (314 Files)Sergey Brin (294 Files)Mark Zuckerberg (282 Files)Jeff Bezos (196 Files)Eric Schmidt (193 Files)DAMION1In our 'If Musk can manipulate the market with fake promises why can't I?' headline of the week. Nvidia's CEO says $100B pledge for OpenAI was 'never a commitment' ***************In our 'Anybody but Bob Chapek or a woman or a woman named Bob Chapek' headline of the week. Disney names parks boss Josh D'Amaro as its next CEO to succeed Bob IgerIn our 'Congratulations, shareholders—your vote has been forwarded to the Illusion of Control department' headline of the week. Reclaiming the vote. What the rise of pass-through voting means for banks*************** In our 'I'm not sure what all the fuss is about, he did say he would "listen closely" AND "guests want great design, real value and experiences that delight"' headline of the week. In his day one message, Target's new CEO ignored the elephant in the room. People noticed.*************** In our 'Forget those assholes, we're curing baldness' headline of the week. The Chan Zuckerberg Initiative cut 70 jobs as the Meta CEO's philanthropy goes all in on mission to ‘cure or prevent all disease'*************** In our 'But forget that shit, Go Seahawks!' headline of the week. Microsoft AI CEO says Moltbook shows how convincing AI can be mistaken for consciousness*************** In our 'Finally, a business model built entirely on who CEOs can control better' headline of the week. CEO of $1.25 billion AI company says he hires Gen Z because they're ‘less biased' than older generations—too much knowledge is actually bad, he warns*************** In our 'Asshole Oligarch finds an even less regulated jurisdiction than Texas' headline of the week. Elon Musk's SpaceX acquiring AI startup xAI ahead of potential IPO*************** In our 'Truth Has Side Effects' headline of the week. Pfizer CEO Albert Bourla's best leadership advice: Being optimistic is better than being right*************** In our 'Target CEO gives Seminar on Moral Silence' headline of the week. German FA slaps down proposal to boycott World Cup as Trump rebuke: ‘debates on sports policy should be conducted internally and not in public'*************** MATT1In our 'Report: Elon Musk will earn a 10% merger fee for negotiating with himself during merger talks' headline of the week. Elon Musk's SpaceX acquiring AI startup xAI ahead of potential IPO“My estimate is that within 2 to 3 years, the lowest cost way to generate AI compute will be in space,” Musk wrote. Using my Musk calculator (which calibrates for the fact that Musk said in 2016 he would land on Mars in 2022, but now is shooting for 2030 but more like 2050, and also that we needed to colonize Mars immediately before the sun swallows the earth... in 2 billion years), that means AI space compute could be anywhere from 10 to 400 years awayIn our 'They somehow misspelled both "restauranter" AND "brother"' headline of the week. DOJ Epstein release outlines ties with Boulder restaurateur Kimbal MuskExperts predict the latest news will bring the vote down from 79% in favor to 76% in favor.In our 'CEO of company says he hires based entirely on sock color - "socks say more about a person than background, personality, education, or conversation every could"' headline of the week. CEO of $1.25 billion AI company says he hires Gen Z because they're ‘less biased' than older generations—too much knowledge is actually bad, he warnsIn our 'After trying waterboarding, tickling, and ACTUAL blackmail, Albert Bourla says he preferred psychological torture to incentivize his workers' headline of the week. Pfizer CEO says he used ‘emotional blackmail' to get employees to achieve impossible goals during COVID-19All around the office, Bourla put up signs that read, “Time is life.” On several occasions, employees came to him to say there would need to be a delay of several weeks in meeting deadlines. In response, Bourla asked them to calculate how many people would die during the additional weeks they requested.In our 'BIG ANNOUNCEMENT: New Target CEO says Target loves gays and brown folk, hates ICE, and is officially rebranding as "Tar-jay" in new statement' headline of the week. Target just made a big change this weekend. Here's what to knowFiddelke's big move list: Leading with merchandising authority, Elevating the guest experience, Accelerating technology, Strengthening our team and communities. "In the weeks ahead, my focus is simple: listen closely, move with clarity and urgency, and lead with purpose"In our 'This is not the company I signed up for' headline of the week. Employees say Target is MIA in Minneapolis: 'This is not the company I signed up for'"This is what leadership I want to follow looks like," the Target worker said of Patagonia's statement. - CEO Ryan Gellert wrote: This has been a moment of incredible pain for so many. The shootings of Renée Good and Alex Pretti happened about 20 minutes from our St. Paul store, a location that's been part of the community for 21 years. It's part of a tragic pattern that has seen U.S. citizens snatched by federal agents and shipped to facilities far from friends and family, and children as young as five detained, all with ever-shifting explanations and overheated rhetoric that changes with each passing news cycle. Tragically, it is not just Minneapolis that is affected. We are witnessing the militarization of our cities, the expansion of unchecked enforcement power, and a pattern of violence that disproportionately targets the most vulnerable communities and populations.In our 'We can finally go from 99.8% of directors winning elections to 99.9% of directors winning elections' headline of the week. Reclaiming the vote. What the rise of pass-through voting means for banksIn our 'Gus, good news. You've been promoted. We will now refer to you as the "in house proxy voting system". No no, it comes with no new responsibilities - we know you're busy ordering the office supplies. No, this is actually LESS responsibility. Just find the "FOR" button for every director, and "AGAINST" button for everything from an investor. Got it? Congratulations! It also comes with no extra pay!' headline of the week. Wells Fargo switches to in-house proxy voting systemWIM will determine proxy votes for these assets using a policy and set of instructions it has developedIn our 'Not to be outdone, the Trump administration is looking into inventing a new type of energy they call "hot star energy"' headline of the week. The Amount of New Solar Power Production Capacity China Is Manufacturing Is Legitimately Mind-BlowingIn our 'Men say Call of Duty: Black Ops 7 and ChatGPT conversations that convinced them they had a "revolutionary idea" about beer koozies were the number 1 reason they let their wives do the caregiving and childcare last year according to new data' headline of the week. Women say caregiving and child care costs are the No. 1 reason they quit the workforce last year, according to new data

Mike Mulligan and David Haugh discuss whether the Chicago Bears add a star talent to their roster

Nicolle Wallace covers the power of the people in Minneapolis who are hitting the streets every day in frigid weather to fight for the rights of their neighbors who are being targeted by ICE.Later, Nicolle covers the story of 5-year-old Liam Conejo Ramos, who was detained and taken to a Texas detention center after being used as bait by ICE agents so that his family could be lured out and also detained. Liam and his father returned home to Minneapolis over the weekend.For more, follow us on Instagram @deadlinewhTo listen to this show and other MS NOW podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. For more from Nicolle, follow and download her podcast, “The Best People with Nicolle Wallace,” wherever you get your podcasts.To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode 770: Neal and Toby talk about what you need to know about Kevin Warsh, Trump's pick to be the next Federal Reserve Chair. Then, AI agents have their own social network where they talk to each other and humans just watch. Meanwhile, Walmart and Target have new incoming CEOs who come in for retailers who are trending in opposite directions. Plus, Bitcoin plunges below $80,000, wiping away over $100B in crypto's market value. Finally, a preview of what's coming in the week ahead.  Get your tickets for the Morning Brew Variety Show! https://tinyurl.com/MBvariety  Learn more about Sandals at sandals.com  Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here:⁠ ⁠⁠https://www.swap.fm/l/mbd-note⁠⁠⁠  Watch Morning Brew Daily Here:⁠ ⁠⁠https://www.youtube.com/@MorningBrewDailyShow⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Valenti and Rico were joined by David at the top of the hour to do another "Can We Say That?" Then, they wondered if the Pistons should consider trading for Hornets F Miles Bridges.

Valenti and Rico hear from a few more of the people on the Pistons/Miles Bridges.

President Donald Trump is frustrated with Department of Justice officials tasked with reviewing “politicized justice.” The House is preparing to vote on a deal aimed at averting a full government shutdown. Target's new CEO is stepping in as the company navigates economic and political strain. The US and Iran are working toward a new nuclear deal.  Plus, police and rescue teams are searching for the mother of an NBC "Today" anchor Learn more about your ad choices. Visit podcastchoices.com/adchoices