Podcast appearances and mentions of david weliver

Welcome back to Zillennials Podcast! We're all getting older, and growing up comes with more responsibility, no matter how much we'd like to run away from it sometimes. Gather information and join Kaylee and Lian for this special financial episode as we share some secrets about how we stay financially healthy! Feel free to weigh in as we discuss the correct pronunciation of finance. Is it regional, or is there a correct way to say it? Let us know! Also, a quick disclaimer-- you should always consult a professional before making financial decisions (and we are not professionals in that field), so go give your financial advisor a ring before you do anything with your finances!

David Weliver is the founder of the personal finance website MoneyUnder30.com and co-founder of Moneymentals, a 7-week course that helps students save more and spend better. The show notes, including links to everything we talked about, can be found at www.ptmoney.com/dave

David Weliver is the founding editor of Money Under 30. He's a cited authority on personal finance and the unique money issues we face during our first two decades as adults. He lives in Maine with his wife and two children.   https://www.moneyunder30.com/ http://www.plaidforwomen.com/read-post/buying-your-firs…-about-mortgages

David Weliver is an authority on millennials and money. His website, Money Under 30, provides financial advice to over 500,000 young professionals every month. David and Jason talk on the subject of student loan debt and how it is affecting millennials. David recommends millennials to invest in a ROTH IRA and to think about their retirement as a way to achieve financial freedom.    Key Takeaways: [1:40] Millennials are starting their lives with student debt.  [6:10] The average college grad has $36,000 in debt.  [9:40] David paid off his college debt before he hit 30, but he had to work his butt off to do it.  [14:10] David recommends millennials take advantage of the ROTH IRA.  [18:50] Don't think retirement, think financial freedom.  [21:10] Technology is helping to drop prices in a lot of industries.    Mentioned In This Episode:   http://www.moneyunder30.com/

Some truths are so fundamental that they affect our lives whether we accept it or not. Money and debt are topics that cannot be avoided. David Weliver (www.moneyunder30.com) tells us about how he unburied himself from $80,000 of debt in 3 years.

For detailed show notes:David Weliver: Money Under 30   David founded Money Under 30 in 2006 as a way to document his efforts to pay off $80,000 of debt, and to provide a free resource to help young adults make financial decisions with confidence. David is a graduate of Bates College and worked previously at SmartMoney Magazine in New York.   Welcome David! [0:54]So tell us something about you we don’t know. Married with 2 kids Lives in Maine   [1:41]How did you get started with Money under 30?  Moved home with parents Needed to fix finances Wanted to help others   [3:32]If you could go back in time and give the 18 year old version of yourself one piece of advice what would it be and why? Don’t spend money you don’t have Glad for mistakes- brought about Money Under 30   [5:52]You have a section on your website about buying cars—something everyone hates. What tips and tricks do you have for buyers? Understand financing costs   [8:15]Do you recommend buying or leasing? How do you make the decision? Most people should buy over lease Buy a used car   [11:21]You had quite a hefty debt bill some time ago, what did you do to get rid of it? $80,000 in debt (student loans & credit cards) Moved home Got a side job at Starbucks   [14:10]How long did this take you? What was the most challenging part? 3 years Reduced life inflation       [15:17]What do you recommend to a person who is trying to raise/ improve their credit rate? Pay on time Keep debt minimum- no large balances Get a co-signer Secured credit card   [20:49]It seems like side hustles are the new big thing- what side hustles do you recommend that are easy to start? Department stores       Value Link Round- [24:18] What books or other podcasts do you recommend to our listeners? Book: The Investment Answer Podcast: Dough Roller   [26:02]What is the best advice someone ever gave you? Put money into an IRA as a teenager   [27:11]What is your favorite word or quote? Do one thing every day that scares you   [27:55]How can we find you? moneyunder30.com   [28:16]What is some parting advice you have for our listeners? You don’t have to be a numbers person to make informed decisions about money.          Support this podcast at — https://redcircle.com/chain-of-wealth-debt-investing-entrepreneurship-wealth-and-more/donationsWant to advertise on this podcast? Go to https://redcircle.com/brands and sign up.

Hey Chainers!   Welcome to the first ever episode of Chain of Wealth!   We’re so excited to get going and start sharing awesome free actionable financial advice that is relevant to everyone.   One of the topics where there is a massive disconnect in society and definitely something that the average person does not know enough about it (unless you’re a financial professional) is Wealth.   Thus - Chain of Wealth was born with the vision and mission to provide daily actionable free financial advice through interviewing people that have excelled and done something extraordinary.   This very first episode, or Episode 0, is just Denis & Katie. We’ll chat a bit about ourselves and the plan is just to discuss a bit about the podcast and give information about how best to use the website.   Ok so firstly, let’s dive into the Podcast itself, why a Wealth Podcast and what is the Chain of Wealth?   Quite simply put, there is a massive amount of information available these days on the internet and there are some really awesome people out there creating content and achieving their financial dreams.   The disconnect occurs in that this information is scattered all over the place, and unless you know exactly what you’re looking, it can take you ages to research and find it.   At the time we’re recording this, the US national debt is over 20 trillion dollars, and while it isn’t necessarily Joe Average’s debt, it definitely speaks to the economy as a whole.   Student debt is also at its highest level ever and people are starting their working careers with a massive debt already owning, pushing out their retirement and making it much harder for people to succeed.   In life, some of the most important things you’ll ever do financially you are not adequately prepared for, such as buying a house, car, saving for retirement and many other financial decisions.     The podcast and blog is a way to address this issue and help people make a massive difference in their lives.   This is one of the major reasons we decided to create the Chain of Wealth Podcast- to provide a free platform to educate people and provide financial advice.   So let’s dive into Chain of Wealth itself, what is the Chain of Wealth and who are the Chainers?   The Chain of Wealth is the hosts, interviewees and all our listeners. We all link together and leverage off each other to provide a network of knowledge, resources and a community where honest information is provided to help each other.   Chainers are our listeners and everyone that is part of our community.   Awesome! So we’ve gone through the basics, but now let’s get into introductions!   Let’s chat about Denis – Originally from South Africa, CA(SA), 5 years of working experience in Corporate in an extremely wide variety of industries and countries.   Let’s chat about Katie- Grew up in Tampa, Florida, 2nd Grade School Teacher, trying to learn more about the financial world and already done some big financial things, got student debt, bought and sold a house and bought a car.   We’ve already interviewed some leading inspirational people such as David Weliver from Money Under 30, Jackie Ruka from GetHappyZone, Brandon Krieg from Stash Invest and many, many other leaders in their respective industries!   The podcast will run from Monday to Friday and the structure will be an interview based podcast. Episodes will range from 15 to 30 minutes long and so will be perfect for most people who go about their weekly routine.   Now let’s talk about the format of the interview – each interview for Chain of Wealth undergoes a rigorous research process and questions asked in the main part of the interview. It is designed to get the most important information out of our guests and answer some questions that we might have.   After that we have a short break and then dive right into the value link round.   The value link round is a lightning round where we extract even more value bombs from our guests and finally end with some parting advice and how you can get in touch with our guests should you wish to do that.   Each and every interview will have a show notes page on our website which is probably where you want to go if you’re looking for a quick recap of the interview as a whole. To access the show notes page, you can either search for the interview or you can browse through the podcast page.   We also use timestamps in our show notes which are totally awesome! What it means is that if you click on the green links it’ll jump right into that portion of the audio clip so you can listen to our guests’ responses super quickly and easily.   There are also links to all the resources that get discussed in the show which provides an amazing platform and a huge amount of value as you can click directly through to what they are talking about.   Definitely check out the website chainofwealth.com there is really some awesome material on there. Check out the podcast page and Katie’s blogs about her journey to getting out of $30,000 in student loan debt from a public Florida university.   Speaking about the website, we’ve also going to add really great guides and content. As an example we’ve written a debt guide for you to check out – chainofwealth.com/debt which is completely FREE.   Anyway, we’re pumped to get going and super excited for our first two guest, Jackie Ruka and Matt DeCoursey   We love comments and questions that you leave, so don’t be shy. We will reply to you- so go visit and subscribe!   Catch ya on the flip side!  Support this podcast at — https://redcircle.com/chain-of-wealth-debt-investing-entrepreneurship-wealth-and-more/donationsWant to advertise on this podcast? Go to https://redcircle.com/brands and sign up.