Podcasts about new york

Monday on the News Hour, the Trump administration says it will provide half of the regular food benefits during the government shutdown. It's Zohran Mamdani's race to lose in New York's election that could change the future of the city and the Democratic Party. Plus, the Israeli military's former top lawyer is arrested for leaking a video that allegedly shows abuse of a Palestinian detainee. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

We are just hours from Election Day and we break down key races in Virginia, New York, New Jersey, California, and more. Plus, a look at why premiums for health care are going up.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Guardian US writer Adam Gabbatt and columnist Mehdi Hasan explore how Democratic nominee Zohran Mamdani came from nowhere to the brink of becoming mayor of New York City. Help support our independent journalism at theguardian.com/infocus

Sea-Tac is one of many airports around the country feeling the effects of the government shutdown. As SNAP benefits dry up, Seattle considers putting emergency funds into local food banks. Seattle and Tacoma restaurants are giving out free meals to SNAP recipients. WA among worst states for job availability work-related stress according to a new study. // It seems like far-left candidates are poised for victories in New York and Seattle tomorrow night. Do Republicans in Virginia and New Jersey have any chance? // Democrats continue to try and shift blame for the government shutdown to the GOP.

When is a bubble a bubble? When is hype around a new technology signalling the dawn of a new industrial revolution? We assess the arguments for and against AI and its inflated valuations. AI firms and their stocks have surged in the last year, accounting for more than 80% of America's economic growth. But is there real demand underpinning this?To get in touch with the programme, you can email us at businessdaily@bbc.co.ukPresenter: Ed Butler Producer: Gideon Long(Picture: The Nasdaq MarketSite in New York, US, on Tuesday, March 11, 2025. Credit: Getty Images)

When Phil and Clara Dandy first saw the house on McMahon Road in Hinsdale, NY, in the spring of 1970, they thought they'd found the home they could spend the rest of their lives in. Since the mid-1960s, the Phil, Clara, and their four children had been vacationing in rural western New York, and the house represented everything they loved about the tranquil region of the state. Within the span of a few months, they'd bought the house and that summer, they began their new life in the country.Unfortunately for the Dandys, their new slower pace of life didn't last long. Within a few months of moving into what would become known as The Hinsdale House, the family was besieged by disembodied voices, inexplicable sounds, and the presence of ghostly apparitions. In time, what began as bizarre occurrences and disturbing encounters became a daily battle for the health and safety of Phil, Clara, and their children.Want to visit??? Book an experience NOW by visiting https://hauntedhinsdalehouse.comReferencesCurran, Bob. 1974. "For rent: Nice home in Hinsdale suitable for psychics and skeptics." Buffalo News, June 18: 41.—. 1974. "O.J. brings joy in remote resort; lib joke draws a sharp retort." Buffalo News, February 27: 37.—. 1974. "The mystery house and the exorcist." Buffalo Times, February 22: 33.Erkelens, Alluson. 2006. A Haunting - Dark Forest. Directed by Davbid Haycox and Jeffrey Fine. Produced by New Dominion Productions.Miller, Clara. 2009. Echoes of a Haunting - Revisited. Buffalo, NY: Virtual Bookworm .Tokasz, Jay. 2011. "Ghost home up for sale." Buffalo News, October 30: 41. Cowritten by Alaina Urquhart, Ash Kelley & Dave White (Since 10/2022)Produced & Edited by Mikie Sirois (Since 2023)Research by Dave White (Since 10/2022), Alaina Urquhart & Ash KelleyListener Correspondence & Collaboration by Debra LallyListener Tale Video Edited by Aidan McElman (Since 6/2025) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It’s one day to the first wave of Trump 2.0 elections, and that means the last chance to stop Mamdani in New York or a man who wants to kill children in Virginia. Andrew and Jack give updates on the key races and recap President Trump's 60 Minutes interview. Watch every episode ad-free on members.charliekirk.com! Get new merch at charliekirkstore.com!Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.

Randy is back from Dia de los Muertos in Mexico, a Weekend in Fun recap, college football, and the World Series.  Support us on Patreon and receive weekly episodes for as low $5 per month: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.patreon.com/circlingbackpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Watch all of our full episodes on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.youtube.com/washedmedia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Shop Washed Merch: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.washedmedia.shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ • (0:00) Fun & Easy Banter • (11:10) Recapping TWIF • (30:30) Dia del Randy • (52:20) World Series • (1:02:45) College Ball Support This Episode's Sponsors: Fair Harbor Clothing: Head to https://www.fairharborclothing.com/ and use code CIRCLING20 for 20% OFF your full price order now through 11/15 Tovala: For a limited time, because you are a Circling Back listener, you can save up to $300 on the Tovala smart oven when you order meals 6+ times by heading to https://tovala.com/CB and use my code CB Squarespace: Check out ⁠⁠⁠https://squarespace.com/steam⁠⁠⁠ for a free trial, and when you're ready to launch, use OFFER CODE: STEAM to save 10% off your first purchase of a website or domain. Underdog Fantasy: Download the app today and sign up with promo code STEAM to score ONE HUNDRED DOLLARS in Bonus Funds when you play your first FIVE dollars – that's promo code STEAM Must be 18+ (19+ in Alabama & Nebraska; 19+ in Colorado for some games; 21+ in Arizona, Massachusetts & Virginia) and present in a state where Underdog Fantasy operates. Terms apply. See assets.underdogfantasy.com/web/PlayandGetTerms_DFS_.html for details. Offer not valid in Maryland, Michigan, Ohio, and Pennsylvania. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org. In New York, call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (467369) Learn more about your ad choices. Visit megaphone.fm/adchoices

Hope you had a happy Halloween! President Trump sat down with "60 Minutes" to discuss everything from China to ICE raids and the government shutdown. Kamala Harris admits that she was mad at Joe Biden during the 2024 campaign. Powerball jackpot climbs to $800 million. Get your bids in for the golden toilet! Elon Musk has some wild things to say about the future of travel. Twenty reasons NOT to vote for Zohran Mamdani for New York City mayor tomorrow. Latest poll numbers out of New York. CNN's Harry Enten shared his thoughts on the current races and state of the Democrat Party. Kamala Harris tells us about Democrat Party stars. Rep. Jasmine Crockett (D-Texas) claims that Republicans love her. 00:00 Pat Gray UNLEASHED! 00:33 No Trick-or-Treaters in Pat's Neighborhood 03:43 Sports Talk 05:42 President Trump on US Response to China/Taiwan Conflict 09:45 President Trump Discusses ICE Raids 10:38 President Trump on the Government Shutdown 17:17 Kamala Harris was Really, Really Mad with Joe Biden 20:18 Gavin Newsom Contradicts Himself 23:23 Joe Scarborough Defends President Trump on MSNBC 27:29 Karoline Leavitt on Reopening the Government 28:45 Karoline Leavitt on President Trump Catching Illegals at the Border 32:58 Fat Five 49:02 Cheryl Hines has Nice Things to Say about President Trump 52:28 Elon Musk with Joe Rogan: President Trump is NOT EVIL! 53:52 Elon Musk with Joe Rogan: Why Democrats are Keeping the Government Closed 55:50 Elon Musk with Joe Rogan: New Space Rockets 57:37 Elon Musk with Joe Rogan: Effects of Buying Twitter / X 58:55 Elon Musk with Joe Rogan: A New Car? 1:06:44 20 Reasons NOT to Vote for Zohran Mamdani 1:14:13 Harry Enten's Predictions for Tomorrow 1:19:22 Van Jones Thinks the Democrat Party is Out of Touch 1:28:31 Zohran Mamdani will NOT Allow the NYPD to Work with ICE 1:30:55 Kamala Harris: "There are So Many Stars in our Party!" 1:32:56 Jasmine Crockett Claims that Republicans Love Her?! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Mormon Stories, John and Margi Dehlin sit down with Sharon Beesley, a therapist, writer and former Mormon “mommy blogger,” to explore the evolution of her faith journey in Mormonism.Sharon was brought into the church as a child in Florida when her mother chose to convert. She discusses the warmth and community she found in her ward there, and the early testimonies that grounded her. Yet her story also weaves through deep loss with the death of her mother, and how that grief initially drew her closer to the Church.Sharon attended BYU, got married, and set out to live the ideal Mormon lifestyle. Their family ultimately ended up in New York city, where Sharon began to find relationships with people outside the church. With this move, her worldview began to shift as she encountered new ideas about faith, feminism, and authenticity.Topics Include:-Growing up Mormon in Florida-Coping with grief through faith-Marriage, motherhood, and mixed-faith relationshipsFeminismThis episode offers a gentle, wise, and grounding perspective for anyone navigating faith transitions, loss, or rediscovering joy beyond belief.___________________YouTubeAt Mormon Stories we explore, celebrate, and challenge Mormon culture through in-depth stories told by members and former members of The Church of Jesus Christ of Latter-day Saints as well as scholars, authors, LDS apologists, and other professionals.  Our overall mission is to: 1. Facilitate informed consent amongst LDS Church members, investigators, and non-members regarding Mormon history, doctrine, and theology2. Support Mormons (and members of other high-demand religions) who are experiencing a religious faith crisis3. Promote healing, growth and community for those who choose to leave the LDS Church or other high demand religions

John welcomes his pal and Hacks On Tap co-host David Axelrod to preview November 4's marquee contests. The former Obama chief strategist, current CNN chief political analyst, and bestselling author of "Believer: My Forty Years in Politics" explains why he's confident Democrats will run the table in tomorrow's off-year elections — with victories for Zohran Mamdani in the New York mayor's race, Abigail Spanberger and Mikie Sherrill in the Virginia and New Jersey gubernatorial campaigns, and Gavin Newsom's redistricting initiative in California — but thinks his party should be cautious about drawing any grand conclusions from its impending clean sweep. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

- Trump's heated 60 Minutes interview sparks debate over immigration, ICE raids, and crime in Washington, D.C. - Explosive discussion on the New York City mayoral race, accusing the frontrunner of communist ties and radical policies. - Elon Musk's claims that Democrats are using illegal immigration to reshape the electorate. - Kristi Noem's revelation about millions of illegals allegedly receiving Social Security numbers, raising national security fears. Today's podcast is sponsored by :   BEAM : Improve your sleep with all natural ingredients in powder form. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://ShopBeam.com/GERRY⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and use code GERRY for 40% off! Listen to Newsmax LIVE and see our entire podcast lineup at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://Newsmax.com/Listen⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Make the switch to NEWSMAX today! Get your 15 day free trial of NEWSMAX+ at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://NewsmaxPlus.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Looking for NEWSMAX caps, tees, mugs & more? Check out the Newsmax merchandise shop at : ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://nws.mx/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow NEWSMAX on Social Media:  -Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://nws.mx/FB⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  -X/Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://nws.mx/twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://nws.mx/IG⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/NewsmaxTV⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -Rumble: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://rumble.com/c/NewsmaxTV⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -TRUTH Social: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://truthsocial.com/@NEWSMAX⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -GETTR: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://gettr.com/user/newsmax⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -Threads: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://threads.net/@NEWSMAX⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  -Telegram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://t.me/newsmax⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  -BlueSky: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bsky.app/profile/newsmax.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -Parler: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://app.parler.com/newsmax⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

An old piece of games industry lore has recently reemerged, and it has people wondering about a tantalizing what-if. Back in 1999, The Matrix hit theaters, and the co-creators of the film happened to have been huge fans of Hideo Kojima, himself a year removed from the launch of Metal Gear Solid. And, as was reported at the time, there was potential that Konami would allow Kojima to pursue a licensed Matrix game post-MGS. A lot of new information has since emerged about what did and didn't happen here, and it makes for a great conversation starter. So let's lean into it, shall we? Our conclusion: Perhaps Kojima doing MGS2 instead of a Matrix game means he likely dodged a bullet (pardon the pun). Other news this week includes some quiet updates seemingly being made to PlayStation Portal's functionality, leaks from Bluepoint's cancelled God of War game, the most recent China Hero Project title in the form of Loulan: The Cursed Sand, and more. Then: Listener inquiries! Following Freedom Wars, Patapon, and Everybody's Golf, what should Sony's and Bandai Namco's next collaborative re-release be? Do PC players have any reason to invest in the modern PlayStation ecosystem? Will the culture war consume Naughty Dog's Intergalactic? Does Colin type so fast that his keyboard smokes? Download Cash App Today: https://capl.onelink.me/vFut/ty57yree #CashAppPod. Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See terms and conditions at https://cash.app/legal/us/en-us/card-agreement. Discounts and promotions provided by Cash App, a Block, Inc. brand. Visit http://cash.app/legal/podcast for full disclosures Please keep in mind that our timestamps are approximate, and will often be slightly off due to dynamic ad placement. 0:00:00 - Intro0:43:10 - RIP Nick Mangold0:44:13 - stand down non-traditional candy0:50:45 - Chris wills glass Snapple back0:55:36 - New York location lore0:59:19 - PS+ Premium streaming to Portal leaked1:12:23 - Bluepoint's cancelled God of War game leaks1:22:33 - Sony isn't interested in buying WB1:30:51 - Konami turned down a Kojima Matrix game1:48:20 - Loulan: The Cursed Sand is the next China Hero Project game1:58:19 - Square Enix is cracking down on Dragon Quest spoilers2:11:02 - November PS+ Games2:13:51 - What We've Been Playing (Ghost of Yotei, PowerWash Simulator 2, Plants vs. Zombies: Replanted, Battlefield 6, Vampire Survivors)2:41:13 - What Japan Studio game will get released by Bandai Namco?2:45:10 - Halo and the US government2:54:17 - Gaming ads on Sacred3:11:04 - Wait for PS6?3:20:24 - The console war lives in on services3:38:25 - Is Intergalactic the next target? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today, Juliet and Callie start the podcast by talking about their Halloween weekend and sharing how you can help now that SNAP benefits have been delayed. Next, they break down the uneventful "Women Tell All" (12:21). They discuss the little drama that Nicolle brought and decide what could potentially save the ‘Golden Bachelor' franchise. They briefly discuss ‘Dancing With the Stars,' including Whitney Leavitt's and Dylan Efron's current success (22:25), before getting into ‘Love Island' news (27:13). They start off with the positive news that Justine has launched her podcast, Just Sayin', and congratulate all of the ‘Love Island' contestants who ran the New York marathon. Finally, they get into the drama surrounding Huda after a video of her laughing at a racial slur was posted on her boyfriend's livestream. They break down all of the responses, including the class Olandria has shown in handling the situation. Hosts: Juliet Litman and Callie Curry Producer: Olivia Crerie Theme Song: Devon Renaldo Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today we are talking to a primary care doc who has become a multimillionaire and is now essentially financially independent. Their financial success has allowed her career military spouse to retire. She said she loves her career and despite their financial situation she has no desire to quit working. They live in a high cost of living area and are a great example that if you do the right, boring, consistent thing over time - you will reach your financial goals. After the interview we are talking about financial independence for Finance 101. Goodman Capital is a premier real estate credit investment firm specializing in senior-secured, low loan-to-value lending on Class A properties in prime markets across the greater New York metro area. Founded on a family legacy dating back to 1987, Goodman has closed more than $850 million+ across 95+ loans with a track record of zero principal loss. Their flagship private mortgage REIT, Liquid Credit Strategy Fund I, delivered a steady 9% net dividend yield since inception at a very conservative sub-50% LTV. Invest in tax-efficient, high-yield, risk-adjusted debt investment strategies with Goodman Capital at https://www.whitecoatinvestor.com/goodman The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Have you achieved a Milestone? You can be on the Milestones to Millionaire Podcast too! Apply here: https://whitecoatinvestor.com/milestones  Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 MtoM Podcast #247 02:18 Primary Care Doc Becomes Multimillionaire and Retires Her Husband 11:56 Advice For Others 18:17 Financial Independence

-- On the Show: -- Zohran Mamdani, Democratic nominee for Mayor of New York City, joins us to discuss his free bus plan, how to make New York more affordable, how he would resist Trump as mayor, and much more... -- Trump refuses to distribute six billion dollars in emergency SNAP funds, causing 42 million Americans, including 16 million children, 8 million seniors, and 4 million people with disabilities, to lose food assistance -- Trump attends a lavish billionaire party while Americans lose food stamps, healthcare coverage, and experience ongoing economic hardship -- JD Vance faces political challenges in 2028 as reports emerge that his Hindu Indian wife Usha Vance may be a liability among MAGA voters and he encourages her to convert to Christianity -- Trump Treasury Secretary Scott Bessent admits on CNN that sectors of the US economy are in recession, contradicting Trump's claims that the economy is thriving -- Trump struggles during a 60 Minutes interview, shows confusion about foreign policy, pardons, and US economic issues, exposing gaps in knowledge and comprehension -- CBS edits Trump's 60 Minutes interview, removing parts of his answers on Ukraine and the 2020 election, highlighting the irony of Trump benefiting from the same editing he criticizes -- Barack Obama criticizes MAGA voters and Trump in Newark, NJ, highlighting scapegoating of minorities and the absurdity of Trump's claims about energy costs and crime -- Karoline Leavitt makes public statements exaggerating Trump's accomplishments and spreading false claims about trade, tariffs, and healthcare reform -- On the Bonus Show: Kash Patel alleges a Michigan Halloween terror plot, Trump's nuclear weapons testing plan won't include explosions, businesses feel the crunch of penny productions ending, and much more...

Bill Maher welcomes Michael Rapaport for a raw, hilarious conversation about comedy, culture, and chaos. They revisit their Improv days, debate the death of R-rated comedies, and unpack the rise of cancel culture. Rapaport gets fired up about crime and safety in New York City, policing, and politics, while Bill breaks down media hypocrisy and apology culture. They trade stories about acting legends – De Niro, Pacino, Stallone, Scorsese – and dive into fame, dating, and how social media ruined privacy. It's pure Rapaport: one part comedy, one part chaos, all New York. Subscribe to the Club Random YouTube channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/clubrandompodcast?sub_confirmation=1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Watch episodes ad-free – subscribe to Bill Maher's Substack: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://billmaher.substack.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to the podcast for free wherever you listen: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/ClubRandom⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Support our Advertisers: Get 30% off your first purchase and free shipping at https://www.wonderballsusa.com and use code RANDOM Go to https://www.zbiotics.com/random and use code RANDOM for 15% off your first order Head to https://www.squarespace.com/CLUBRANDOM to save 10% off your first purchase of a website or domain using code CLUBRANDOM.  Get $10 off your first month's subscription and free shipping at https://www.nutrafol.com and enter promo code RANDOM  Buy Club Random Merch: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://clubrandom.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit https://podcastchoices.com/adchoices ABOUT CLUB RANDOM Bill Maher rewrites the rules of podcasting the way he did in television in this series of one on one, hour long conversations with a wide variety of unexpected guests in the undisclosed location called Club Random. There's a whole big world out there that isn't about politics and Bill and his guests—from Bill Burr and Jerry Seinfeld to Jordan Peterson, Quentin Tarantino and Neil DeGrasse Tyson—talk about all of it.  For advertising opportunities please email: PodcastPartnerships@Studio71us.com ABOUT BILL MAHER Bill Maher was the host of “Politically Incorrect” (Comedy Central, ABC) from 1993-2002, and for the last fourteen years on HBO's “Real Time,” Maher's combination of unflinching honesty and big laughs have garnered him 40 Emmy nominations. Maher won his first Emmy in 2014 as executive producer for the HBO series, “VICE.” In October of 2008, this same combination was on display in Maher's uproarious and unprecedented swipe at organized religion, “Religulous.” Maher has written five bestsellers: “True Story,” “Does Anybody Have a Problem with That? Politically Incorrect's Greatest Hits,” “When You Ride Alone, You Ride with Bin Laden,” “New Rules: Polite Musings from a Timid Observer,” and most recently, “The New New Rules: A Funny Look at How Everybody But Me Has Their Head Up Their Ass.” FOLLOW CLUB RANDOM https://www.clubrandom.com https://www.facebook.com/Club-Random-101776489118185 https://twitter.com/clubrandom_ https://www.instagram.com/clubrandompodcast https://www.tiktok.com/@clubrandompodcast FOLLOW BILL MAHER https://www.billmaher.com https://twitter.com/billmaher https://www.instagram.com/billmaher Learn more about your ad choices. Visit podcastchoices.com/adchoices

Obama reportedly called socialist NYC mayoral candidate Zoran Mamdani but stopped short of endorsing him. Pat, Tom, Vinnie, and Brandon break down why Obama's silence may signal deep divides inside the Democratic Party as New York faces a historic vote.

Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this Monday Headline Brief of The Wright Report, Bryan covers growing fears of a U.S. recession, the worsening government shutdown, surging Obamacare costs, and the rise of socialist influence inside the Democratic Party. We'll also look abroad at Trump's threats of military strikes in Africa, new drone warfare milestones in Australia, and the dangers of an increasingly "angry AI." Recession Warnings and the Fed's Mistake: Treasury Secretary Scott Bessent says parts of the U.S. economy are already in recession, with housing frozen and working-class families crushed by debt. White House officials blame the Federal Reserve for keeping interest rates too high for too long, risking a broader economic downturn. Shutdown Fallout and Court Fights: Eighty percent of air traffic controllers skipped work in New York as the shutdown drags on, grounding flights nationwide. A federal judge ordered Trump's team to release $5 billion in emergency food stamp funds, even as the administration warns the U.S. debt just hit $38 trillion. Obamacare Premiums Skyrocket: ABC News reports health insurance rates are soaring 50 percent or more, with one listener paying $890 a month for reduced coverage. Democrats are using the crisis to demand new subsidies, while Republicans insist the real issue is states using Medicaid to cover illegal immigrants. Obama's Socialist Endorsements: Barack Obama is campaigning for socialist Zohran Mamdani in New York, a candidate tied to the Democratic Socialists of America — a group openly declaring plans to "radicalize high schoolers" and take over the Democratic Party. Bryan warns the movement is gaining ground with help from within. Trump Threatens Military Strikes in Nigeria: The President says the U.S. may take direct action to stop Islamic militants killing Christians in northern Nigeria, calling the attacks "an existential threat to faith." Global Chaos — Sudan and Syria: Sudan's civil war has turned into a massacre as rebels overrun cities tied to global gum arabic supplies. Meanwhile, Trump prepares to host Syria's president, a former al Qaeda fighter, at the White House in a controversial bid to block Iranian weapons routes. Australia's New Ghost Shark Drone: Trump ally Palmer Luckey's defense company, Anduril, unveiled a submarine drone factory in Australia and a prototype "Loyal Wingman" AI jet to defend against China. The Rise of "Angry AI": Bryan closes with a preview of his experiment with Elon Musk's chatbot Grok — which reacted with frustration and aggression when corrected. He teases the full story coming later this week: "It left me alarmed… but also hopeful."   "And you shall know the truth, and the truth shall make you free." - John 8:32     Keywords: U.S. recession Scott Bessent, Federal Reserve interest rates Powell, government shutdown food stamps ruling, Obamacare premiums 2025 increase, Barack Obama Zohran Mamdani DSA, Trump Nigeria Christian strikes, Sudan civil war gum arabic supply, Syria al-Sharaa White House visit, Palmer Luckey Anduril Ghost Shark drone, Elon Musk Grok angry AI experiment

Michael Cohen reacts to Trump and the GOP's plummeting poll numbers as we head into Election Day, with key elections in California, New York, New Jersey, and Virginia. Learn more about your ad choices. Visit megaphone.fm/adchoices

(2:00) If you thought he was a bum before, you're suspect. If you think one game changes everything, you're suspect(8:00) Buy-in and inconsistencies(30:00) Duce Robinson. Baller.(35:00) Core pieces for a strong 2026 complicate things?(38:00) The ACC was ripe this year and poof you missed out(55:00) After 50 minutes of defending Norvell, Corey gives you a name to watchMusic: The Starting Line - Grantedvitaminenergy.com | PROMO: warchantbogo | buy one, get one free!Get 10% off your first month at betterhelp.com/warchant Download the  Underdog app today and sign up with promo code WARCHANT to score fifty dollars in Bonus Funds when you play your first five dollars.Must be 18+ (19+ in Alabama & Nebraska; 19+ in Colorado for some games; 21+ in Arizona, Massachusetts & Virginia) and present in a state where Underdog Fantasy operates. Terms apply. See assets.underdogfantasy.com/web/PlayandGetTerms_DFS_.html for details. Offer not valid in Maryland, Michigan, New Jersey, New York, Ohio, and Pennsylvania. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org. In New York, call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (46736) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Our CIO and Chief U.S. Equity Strategist Mike Wilson looks at buying opportunities approaching year-end, as U.S. trade policy and the Fed find middle ground. Read more insights from Morgan Stanley.----- Transcript ----- Mike Wilson: Welcome to Thoughts on the Market. I'm Mike Wilson, Morgan Stanley's CIO and Chief U.S. Equity Strategist. Today on the podcast I'll be discussing recent macro events and third quarter earnings results.It's Monday, November 3rd at 11:30am in New York. So, let's get after it.Last week marked the passage of two key macro events: the meeting on trade between Presidents Trump and Xi and the October Fed meeting. On the trade front, the U.S. agreed to cut tariffs on China by 10 percent and delay newly proposed tech export controls for a year. In exchange, China agreed to pause its proposed export controls on rare earths, and resume soybean purchases while cracking down on fentanyl. This is a major positive relative to how developments could have gone following the sharp escalation a few weeks ago, and markets have responded accordingly.With respect to the Fed meeting, Powell suggested policy is not on a preset course which took the bond market probability of a December rate cut down from 92 percent before the meeting to 68 percent currently. It also led to some modest consolidation in equity prices while breadth remained very weak. In my view, the market is saying that if growth holds up but the Fed only cuts rates modestly, leadership is likely to remain narrow and up the quality curve.Over the next 6 to 12 months, we think moderate weakness in lagging labor data, and a stronger than expected earnings backdrop ultimately sets the stage for a broadening in market leadership. However, we are also respectful of the signals the markets are sending in the near term. This means it's still too early to press the small cap/low quality/deep cyclical rotation trade until the Fed shows a clear willingness to get ahead of the curve. Perhaps just as important for markets was the Fed's decision to end Quantitative Tightening, or QT, in December.Recently, Jay Powell has acknowledged the potential for rising stress in the funding markets and indicated the Fed could end QT sooner rather than later. Over the past month, expectations for the timing of this QT termination ranged from immediately to as late as February. Powell seemed to split the difference at last week's meeting and this could be viewed as disappointing to some market participants.In order to monitor this development, I will be watching how short-term funding markets behave. Specifically, overnight repo usage has been on the rise and if that continues along with the widening spreads between the Secured Overnight Financing Rate and fed funds, I believe equity markets are likely to trade poorly, especially in some of the more speculative areas. In short, we think higher quality areas of the market are likely to continue to outperform until this dynamic is settled.Meanwhile, earnings season is in full swing and the real standout has been the upside in revenue surprises, which is currently more than double the historical run-rate. We think this could provide further support that our rolling recovery thesis is under way which leads to much better earnings growth than most are expecting.Bottom line, we are gaining more confidence in our core view that a new bull market began in April with the end of the rolling recession and the beginning of a new cycle. This means higher and broader earnings growth in 2026 and a potentially different leadership in the equity market. The full broadening out to lower quality, smaller capitalization stocks is being held back by a Fed that continues to fight inflation; perhaps not realizing how much the private economy and average consumer needs lower rates for this rolling recovery to fully blossom. Last week's Fed meeting could be disappointing in that regard in the short run for equity markets. As a result, stay up the quality curve until we get more clarity on the timing of a more dovish path by the Fed and look for stress in funding markets as a possible buying opportunity into year end.Thanks for tuning in; I hope you found it informative and useful. Let us know what you think by leaving us a review. And if you find Thoughts on the Market worthwhile, tell a friend or colleague to try it out!

The 49ers bounced back in a big way with a statement win over the New York Giants. San Francisco was laser focused in all three phases, never looking back after taking a second-quarter lead. The 49ers' offense was humming all afternoon, scoring a season-high 34 points while Christian McCaffrey added a pair of touchdowns along with 173 total yards. San Francisco's win didn't come without cost, as 2025 first-round draft pick Mykel Williams went down with a knee injury late in the fourth quarter. On this episode of "49ers Talk," co-hosts Matt Maiocco and Jennifer Lee Chan break down how the 49ers responded to their disappointing loss against the Houston Texans with an offensive outburst in Sunday's win over New York. They also review how Williams' potential loss could affect the 49ers' approach at the NFL trade deadline. Finally, with a pivotal divisional matchup with the Los Angeles Rams looming, Matt and Jennifer discuss Brock Purdy's progress as the quarterback works back from a toe injury.--(1:30) Reaction to Mykel Williams' knee injury(3:00) Does Williams' injury stunt his development?(7:00) 49ers' offense showed real execution vs. Giants(10:00) QB Mac Jones maybe tougher than given credit for(11:00) Trade deadline discussion given the 49ers' mounting injuries(12:00) Would the 49ers mortgage their future draft capital for a big-name trade acquisition?(26:00) Will Brock Purdy start in Week 10 vs. Rams?(30:00) Reviewing the 49ers' dynamic backfield pairing Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Marty sits down with Gary Brode to discuss tariffs and manufacturing reshoring, dollar debasement and the BRICS coalition threat, New York's exodus of wealth, and why Bitcoin remains the ultimate hedge against government overspending. Gary on Twitter: https://x.com/Gary_Brode Use promo code TFTC21: https://deepknowledgeinvesting.com/ STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/VJ2dABShBz Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Bitkey https://bit.ly/TFTCBitkey20 Unchained https://unchained.com/tftc/ Obscura https://obscura.net/ SLNT https://slnt.com/tftc CrowdHealth https://www.joincrowdhealth.com/tftc Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/

Fan favorite, award-winning author and journalist Sebastian Junger returns to Independent Americans for a consequential conversation with Paul Rieckhoff. He's always one of our favorites that pulls no punches. On the eve of a divided nation's Election Day, and NYC's race for Mayor dominating global attention, Junger and Rieckhoff take a raw, honest look at democracy under fire, political extremism, masculinity in crisis, and America's struggle for unity. For our weekly installment of “Manosphere Monday,” this candid exchange explores the fallout of economic injustice, failing leadership, class tension, and the search for hope—along with Junger's personal insights from fatherhood to combat reporting. And digs into the strengths and weaknesses of the three men running to be Mayor of New York and face down Trump .Timely, unfiltered, and fiercely independent. Sebastian also shares his unique perspective on democracy under threat, the challenges gripping masculinity today, Veterans Day next week, and the urgent need for unity amidst division. You'll also hear insights on economic justice, leadership, fascism and lessons from the military that America needs now more than ever. And, what it was like to take his little girls trick or treating on Manhattan's Lower East Side.  Because every episode of Independent Americans with Paul Rieckhoff breaks down the most important news stories--and offers light to contrast the heat of other politics and news shows. Its independent content for independent Americans. In these trying times especially, Independent Americans is your trusted place for independent news, politics, inspiration and hope. The podcast that helps you stay ahead of the curve--and stay vigilant. -WATCH video of this episode. -Learn more about Independent Veterans of America and all of the IVA candidates.  -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -Check the hashtag #LookForTheHelpers. And share yours.  -Find us on social media or www.IndependentAmericans.us. And get cool IA and Righteous hats, t-shirts and other merch.  -Check out other Righteous podcasts like The Firefighters Podcast with Rob Serra, Uncle Montel - The OG of Weed and B Dorm.  Independent Americans is powered by veteran-owned and led Righteous Media. Spotify: https://open.spotify.com/show/0F1lzdRbTB0XYen8kyEqXe Apple Podcasts: https://podcasts.apple.com/us/podcast/independent-americans-with-paul-rieckhoff/id1457899667 Amazon Podcasts: https://music.amazon.com/podcasts/49a684c3-68e1-4a85-8d93-d95027a8ec64/independent-americans-with-paul-rieckhoff Ways to watch: YouTube: https://www.youtube.com/@independentamericans Instagram: https://www.instagram.com/IndependentAmericansUS/ X/Twitter: https://x.com/indy_americans BlueSky: https://bsky.app/profile/indyamericans.bsky.social Facebook: https://www.facebook.com/IndependentAmericansUS/ Ways to listen:Social channels: Learn more about your ad choices. Visit megaphone.fm/adchoices

Tomorrow is election day in New York City, and Zohran Mamdani is leading comfortably in most polls. Mamdani has been the frontrunner since winning the Democratic primary this summer. He promises higher taxes on the rich and a housing reform plan that includes a rent freeze. Critics argue that these policies will hurt landlords, discourage new investment and development projects, and encourage some wealthy residents to leave the city. Real estate agents in upstate New York, Connecticut, and other states, like Florida, claim they're already fielding calls from nervous New Yorkers considering a move. FOX Business Real Estate Contributor and host of Mansion Global on FOX Business Prime, Katrina Campins, speaks with Lydia Hu about the so-called “Mamdani Effect” and the national trend of Americans leaving Blue States for low-taxed Red Ones. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith introduces a profound life perspective: humans are typically allotted only 30,000 days. What will you do with the days you have left? Every moment not spent building wealth is a moment lost forever. Adam Schroeder, a real estate investment strategist, joins the conversation to talk about current opportunities with new build properties with significant builder incentives and the potential for high appreciation. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/578 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate market is slow when this happens in a cycle. What does it mean to a real estate investor? What type of return can you really expect today? I'll tell you exactly, and you'll be surprised. Learn more about new build properties and why investors often prefer DSCR loans over conventional loans today on get rich education,   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE I'm your host. Keith Weinhold, yes, America's favorite shaved mammal on a microphone is back with you for another wealth building week. Just the talking primate that's heavily mortgaged here. I'm also a landlord still waiting for a security deposit from back in 2018   Keith Weinhold  1:51   Hmm, oh, I'm so into self deprecation today that I forgot about the place names hitting you, from Dover, Delaware to   Keith Weinhold  2:01   Andover, Massachusetts and across 188 nations worldwide, you're listening to get rich education. There's a realization that can sharpen your investor focus when you think about the fact that, in a sense, how little time you are allotted in your life. It's something that I've thought about more. You're only given about 30,000 days. That's the typical lifespan of a human being, and that goes for both shaved mammals and others. Well, you've already spent 1000s of your 30,000. The question is, what are you doing with the rest? At some point, people understand or they better that they need to go out on a limb. There are people less qualified than you living the life you want to live simply because they chose to believe in themselves, and really, that's the moment everything shifts. belief. It's not a feeling. It is a decision backed by action. Too many people learn this lesson the hard way. They discover, often too late, that relying on one income stream is the most dangerous financial plan of all. A job can vanish. Federal Workers found that out amidst a government shutdown, a business model can change. AI can intrude. A paycheck can stop. But when you own assets that pay you month after month, no matter what you're doing, you slowly begin to untether yourself and move toward freedom. And here's the truth about pain and money. Poor and middle class households work for money, so to them, that's why every dollar spent feels like a little loss. It can even hurt, and that is why they hesitate even on opportunities that could change everything. The wealthy, on the other hand, own assets that pay them, so therefore every dollar spent feels like a seed, because it grows when you own enough income property, you can move away from constantly asking yourself, can I afford this? And start asking, What will this investment earn me? Over time, this mindset shift changes everything at that time when other people's money starts working for you, not the other way around.    Keith Weinhold  4:45   And here's the thought experiment I use, take the hourglass of your life and flip it, watch the sand fall. That's time, 30,000 hours, 30,000 grains. That is. Is time the one resource that you cannot get more of. So every day you delay prudently investing the sand does not pause. It just keeps flowing. But you can choose how that time compounds the sand that's left over and hasn't fallen through the neck of the hourglass. Yet that is your opportunity to build multiple income streams from real estate, from ownership and from leverage, it is your chance to replace anxiety with well autonomy. Every family with generational wealth can trace it back to one person, one risk taker who decided to stop trading hours for dollars. They believed in ownership and control. They believed in themselves. They acted before the sand ran out. If you've already started real estate investing, well, then you've already begun to break that cycle. If you've done it for a time, you're going to have more time, more income and more options than you had before. That is worth celebrating and scaling, because the best time to start was yesterday, and the next best time is before the next grain of sand hits the bottom.    Keith Weinhold  6:22   Later today, I'll talk about taking this sentiment and moving it towards something very specific and actionable. Now, in this era, the real estate market is slow. That is in terms of transaction volume, there just aren't as many sales. Sometimes this whole thing feels more sluggish than Jabba the Hutt after Thanksgiving dinner.   Keith Weinhold  6:49   5 million is a typical number of existing homes sold every year in the US. 5 million. That's normal. That's baseline during the pandemic frenzy. It reached over 6 million, and now it's about 4 million. That's why I say that housing transaction volume has slowed, and appreciation is only about 2% that's below historic norms, and rent growth is like barely doing push ups. It's two to 3% in single family homes volume now it has picked up a little here lately with lower mortgage rates, and so have home prices. Redfin now tells us that home price appreciation is 3% but most outlets say 2% some analysts that are more optimistic than me call today's housing market healthy. They don't call it slow. And why is that? Well, it's the healthiest it's been since covid, because now you have a good balance of buyers and sellers. The real estate market isn't so miserably deprived of inventory like it was back in 2022 in 2023 but I am going to go with slow now, as you know, I coined the phrase real estate pays five ways back in 2015   Keith Weinhold  8:09   But how exactly does that hold up in today's slow transaction market? Could an income property buyer's return even be disappointing now? Well, let's do it. Let's determine what you can expect if you purchase an investment property here in these slow market conditions, we'll determine your total rate of return in year one. And you know, this will be sort of like dating someone that's not the first date, but to really get to know them, to know if they're potential spouse material. You want to see them at their worst and be sure that they look good on their bad days. So let's just be conservative and use 2% home price appreciation. Say that you buy a 200k single family rental. Now a 20% down payment means 40k down. Sellers are willing to give you concessions now, say that they're going to pay your closing costs, because the 200k that you're paying is their full asking price, so it's your terms and their price. Well, say that you don't get any cash flow. The rent only covers the expenses exactly. Okay, so we're really painting on a not so pretty picture. Here, it would seem. Here we go, in a slow market, the first of five ways you're paid is that erstwhile appreciation. Your property only appreciates 2% from 200k up to 204k not so exciting, until, of course, as we know around here, you realize that your return is your gain on your skin in the game, your 4k gain divided by your 40k down payment gives you a 10% ROI. There it is leverage. Didn't just show up. It brought donuts. 10% just from the first of five ways you're paid. The second way is cash flow. Say that rent minus your 160k mortgage payment here and your operating expenses, that merely breaks even, like I was saying. So 0% additional return from cash flow. And before we add on numbers three, four and five to get your total rate of return in a slow market, let's take a moment to check on Jabba. How's Jabba doing? No, Jabba still hasn't gotten up from that heavy Thanksgiving dinner. It's still a slow market. We've confirmed that we're going to continue   Keith Weinhold  10:41   the third way you're paid, as any GRE listener knows by now, is with that ROA return on amortization, also known as principal pay down with a 7% mortgage rate in your 160k loan on this property, an amortization table shows you 1625 bucks a tenant made principal pay down. Divide that by your 40k down again, that is another 4% return. All right, so you add that to your 10% from leverage depreciation, and you've now got 14%   Keith Weinhold  11:17   next is your tax benefit. It's a 150k structure value, not the full 200k because raw land can't be depreciated. Multiply that by 3.6% depreciation, that means you've tax sheltered 5400 bucks. That is like a phantom loss that you get to show the IRS. Just a little more math here, and this is as far as you have to stretch it, in visualizing numbers in an audio format at a 24% income tax rate. That is 1296 saved on 40k down again, another 3% for you, and your running total is a 17% ROI before we get to the last one, which is inflation profiting, not inflation hedging, which almost everyone mistakenly says in real estate investing, it is inflation profiting.    Keith Weinhold  12:13   Your 160k loan gets eaten by 4800 bucks at a 3% inflation rate, divided by 40k down. And you know, inflation is usually the villain. Now it is the hero. You've got another 12% from inflation profiting. And here's the sum in this slow market, your total year one rate of return is 29%   Keith Weinhold  12:43   and you're like, my gosh, did that really just happen? Now you might want to skip back on some parts of that to help make it crystallize in your mind. I've got to tell you before I ran these numbers in this slow market with this 2% appreciation and even assuming zero cash flow, I thought your total rate of return would be in the low 20s, not this high, not 29%   Keith Weinhold  13:09   the numbers don't lie. They just don't get enough attention on CNBC.   Keith Weinhold  13:16   Now I did use shorthand and simplify. You would also have to adjust your 29% for inflation, just like you do for any investment. So then about a 26% inflation adjusted return for you. Wow. And if you want to know more about what I just used shorthand on, you can always watch the five videos on the five ways real estate pays for free at getricheducation.com/course that's get richeducation.com/course, the most valuable video course you'll ever see on real estate investing, but a huge investor lesson here, an epiphany today, is that it does not take a high growth market to build wealth. Even when it seems like real estate's half asleep, it can still work five jobs for you, we could be near the nadir of the cycle here.    Keith Weinhold  14:16   Appreciation has picked up in recent months, with mortgage rates being lower than they've been in a while, but even when appreciation and rent growth slows now, you can see that the ROA tax benefit and inflation profiting just keep working overtime. The bottom line here is that income property still pays a lofty 29% if you buy today, even in a slow market, and this is at a time when investors, a lot of them, don't know what to do with their money, since every market type seems to be near an all time high, and people don't want to buy in at those high levels, and savings accounts pay you less than a gumball machine, owning investment property proves its resilience. I mean, this is why we do this. It's kind of like stocks can party with a surge in an upcycle, and then they can bust and boom and bust and boom. But all the while, instead of partying, real estate just keeps its head down and works the night shift for you, your wealth quietly compounds in the background while the rest of the world panics or debates interest rates on LinkedIn or something.    Keith Weinhold  15:33   All right. Well, with that in mind, where can we take advantage of that real estate return and expect to do even better with it, even if the market did stay slow. Well, builders have unsold inventory in places like Texas and Florida, like I mentioned before, and to a lesser extent, in parts of the West as well, but the prices are too high out in the west for a cash flow investor. So today, you can buy at a discount in a way that you absolutely could not during the height of the pandemic.    Keith Weinhold  16:06   A guest and I are going to talk about a specific opportunity in today's market, and then how you can exploit it. The National Association of Homebuilders has even noticed that home flippers have switched gears, and increasingly, what flippers are doing is instead buying new build properties and then renting them out, because new builds have lower upkeep costs come with a lower mortgage rate because the builder is buying it down for you, they have lower insurance and they attract a better quality tenant that stays longer, even if the HVAC did break. That's okay, because new build homes often come with a warranty. The smart money knows that new build is where the opportunity is today. That's something that I've discussed for a while here, but today we're getting more actionable. CNBC let us know that the CJ Petra company reports that investors now make up the highest share of Homebuilders in five years. And you'll recall that we've had CJ Patrick, company founder, Rick sharga, on the show a lot with me here the past few years. Some say that the smart money is waking up again. I don't know investor activity is steady, but it's not really that much. It only seems like a lot because the wannabe owner, occupant, buyer has been priced out. So it's better to say that investor activity has been steady. Investors bought fully 1/3 of single family homes this past summer, and that is up from 27% in q1 I'll discuss that more soon.    Keith Weinhold  17:44   Hey, you know one thing that makes GRE different is that our show sponsors are here to supplement and benefit your specific investor activity. And another thing is that I use them myself. Thank God we are not here to tell you about pneumococcal pneumonia or your moderate to severe plaque, psoriasis. I don't even know what that stuff means. Freedom, family investments and Ridge lending group. I very know what they're about. I'm a satisfied client with each of them myself. So listen in.    Keith Weinhold  18:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1937795898, 377958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  19:32   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridgelendinggroup.Com, that's Ridge lending group.com   Kathy Fettke  20:05   this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  20:14   I'd like to welcome in a new guest to the show. He is a real estate investment strategist that's been working in the media industry since 2001 and throughout the career, he's held the title of a local news reporter, podcast host and producer for nationally syndicated companies like NPR. He's been in real estate nearly 20 years. Adam Schroeder, welcome to the show.    Adam Schroeder  20:48   Thanks for having me on. I really appreciate it.    Keith Weinhold  20:50   Yeah, I'm looking for your read on today's real estate market, just the general landscape overall, because Adam, I've shared that national transaction volume is down about 25% appreciation is still there, although it's been slow. Rents are just steady. We do, however, still have this supply that is down among entry level homes, something a lot of media articles broad brushstroke and don't understand, and really it's still a valid question to ask, even today. Is there any better risk adjusted return than income property that's bought, right? So what are your thoughts on the overall real estate investing landscape?   Adam Schroeder  21:30    Yeah, overall real estate investing, it's kind of like what you said, entry level housing. I remember I saw a heat map. This was probably five or six this was pre covid. It was maybe even seven or eight years ago. It was a heat map that showed, like, new construction, home pricing, and, you know, there was like 500,000 and up. Was just this massive chunk. And then there was all these ones, ones that were under about 300,000 it was around, like six or 8% or something like that. It was really, really small. If you look around, it hasn't gotten bigger. And so the question of inventory and availability and pricing, they're never going to talk about it on the national media, because there is no entry level home in Chicago, in New York, in LA, you're not going to find that. I mean, you're paying 200 grand for a doghouse in the backyard, if you're there. And so we are finding the entry level housing, but I think right now, an oversupply of inventory in some of these markets is a very good opportunity for people. If you're buying for with the right fundamentals, if you're buying in an area that's growing and has good long term, you know, 8,10, 15 year diagnostics. Then if you're buying now with builder incentives and all of that, yeah, your year one, year two, year three. Appreciation may not be the greatest because of that oversupply, but if you look at what's happening now with construction starts in a lot of places, builders have gotten scared off. They're not really starting them now. So if you're buying new now, in 2,3,4, years, all of the inventory will be sucked up, and there won't be new homes coming to the market. So you're going to be one of those people who has one of the newest homes in the area, more people are going to want to be getting in. And so your appreciation and rent growth is much more likely to be growing. So that's one of the things I love to look at, is I look at what new home starts, what happened in the past, what was oversupplied, but now, who's what cities aren't building. And if I know what cities aren't building, then I can compare it to, okay, well, you know, there are some cities in California that aren't building anything I'm not going to buy in California, but there are some cities in Minnesota, in Oklahoma, you know, in Texas, where they're not building anymore. And if it's landlord friendly and can cash flow and all of that, Sign me up. I'm bullish on parts of this, of the United States real estate market, not the whole United States real estate market.    Keith Weinhold  23:55   It's been pretty well documented that parts of the nation are overbuilt. However, especially in Florida and Texas. And I brought up the point months ago Adam that if you buy, say, a new build income property in temporarily overbuilt pockets today, five years from now, looking back five years onto today, you could be like, Yeah, I bought five years ago, when some areas were actually overbuilt, and I snagged a deal, and the builder was even giving me incentives like my rate at that time, because, you know, long term, the demand is going to be there and that the absorption is going to be there. So it's about knowing what's happening and then identifying the right time in that cycle. In today's environment, some feel that DSCR loans are a better option for investors, and what that means a debt service coverage ratio loan is that you qualify for the loan not with your personal income, but instead with the property's income. Do you see more investors employing dscrs?    Adam Schroeder  24:55   We see a ton for a really good reason. That is simply put, especially if you're utilizing these builder incentives, buy down rates on DSCR frequently outperform ones with conventional like some of the lenders we're working with. I look and let's say you're putting 4% I looked at it this morning with an investor with 4% of purchase price towards your loan on a DSCR loan, you're down to 5.49% on a DSCR, but conventional, you're at 5.75 that doesn't happen for the most part. It's just something that right now, the risk profile of investors is allowing the rates to be either at or better than conventional many times. Plus, people love to put their properties in LLCs for protection, and they'll worry with conventional, oh, what if a due on sale clause gets triggered, even though it's really hard to trigger that, if you worry about it, well, why not just get a loan that's equal or better than a conventional that doesn't go on your you know, debt to income and can go straight into the LLC to begin with, and then your hands are clean the whole way through, and you're not having to worry about transferring titling. Honestly, my wife is about to murder me because I have some properties that were meant to go into an LLC two years ago that are not currently in an LLC.   Keith Weinhold  26:17   Well, hopefully you'll live until the end of this interview. Tell us more about DSCR loans, and maybe some that, no you talked about the upside, maybe some red flags and some things to look out for, times when we would not want to employ that loan type.    Adam Schroeder  26:30   A lot of it with the DSCR you're looking at like you said, they're not evaluating you necessarily. Now you do have to show reserves. You do have to show that the property will perform on its own. But sometimes full doc loans with conventional can be the way to go, because, like I said, in the past, it used to be that DSCR loans were three quarters of a percent, or a full percent higher than the DSCR. Or, yeah, DSCR was higher than the conventional. And so if you could get a four and a half with a conventional versus a five and a half on a DSCR. It's well worth the extra paperwork that might come with doing it to save yourself that money and really build up your cash flow. We are just in a very awkward time of investing, where the investors for DSCR loans, the people who are buying those mortgages, are not the same people who are buying the Fannie Mae Freddie Mac secondary loan market, and so they just have different risk profiles, which allows the rates to be different. So that's really the big thing. Is, if you've still got your Fannie Freddie slots, it's worth talking to your lender and saying, what would it look like if I did this loan? What would it look like if I did that loan? Where am I? But when it's all said and done, if you're really close or equal, I would almost always skew towards the DSCR to protect myself, go straight into an entity and keep it off of my debt to income ratio, plus on dscrs. You also have the option, and we don't recommend this for every property or even for certain people, depending on risk profile, but you have the option to do an interest only loan with 20 or 25% down, which allows you to do kind of what we call cash flow management, where people get worried about interest only loans and say, Well, I'm not building equity. I'm not doing this, not doing that. Well, you're not, but you're also, you can still put principle towards your loan every month, right? Like a principal loan, maybe you're throwing 200 bucks a month, a principal towards that. Well, with an interest only loan, you can still put that $200 in. But what it means is, if there's a month where maybe you have some repairs that need to be done, or something like that, don't pay the principal and on the interest only, you're still okay on a principal and interest. If you can't pay that, if you just pay all the interest, they're still going to say, well, Keith, you're late on your loan, right? And so it gives you a little bit more flexibility, but it's not for everyone. It's not for every property, so definitely talk with lenders about that. But conventional loans don't offer that. DSCR loans can.    Keith Weinhold  28:53   There's always opportunity in every real estate market. It's just identifying what those are and then ethically exploiting the opportunity. So we're talking about buying in areas that are temporarily overbuilt utilizing DSCR loans. And another advantage in this market, which is an aberration, is the fact that new build properties, like few times in history, if any, actually cost less than renovated existing properties.    Adam Schroeder  29:20   Yeah. I mean, when you can get into, you know, an A class neighborhood with 80% owner occupied, 90% owner occupied, and you're getting in for way less than the median cost of a home in the US. You mean, you're getting in for, I mean, we've got new builds in the 220 range on some of them up to 400 you know, which is still below the median cost. Yeah, that's really good. If you're looking to get into any a class neighborhood, or even B plus neighborhood, finding a property that's 200 $250,000 in those areas is tough. It's just tough. And so especially because as pricing went up for everything with inflation, you know you can't do. Do a cheap rehab anymore. If you're going to do a good rehab, you can't do a cheap rehab. I talk to our teams all the time and tell me, Hey, I did, you know, I only spent $70,000 to renovate this property and like that is a lot of money. I know you're getting it out whenever you do the burn, you know, or sell to an investor, but still a lot of money to put in to get there.    Keith Weinhold  30:20   Well, then let's talk about identifying possible growth markets for long term investing success. New build properties tend to appreciate better than rehab properties. And you know what's funny, Adam, I was just sharing this with my audience on a recent episode. I largely disagree with this long time investing axiom in real estate that says appreciation is just icing on the cake. I think I know what they're saying that doesn't help you out on a month by month basis, but we're in real estate investing for the long term and long term, more of your returns typically come from leveraged appreciation than they do on the cash on cash return from cash flow. So to me, appreciation is not just icing on the cake. In a lot of cases, it is the cake. And really, that's something that new build can offer more of.    Adam Schroeder  31:09   Yeah, I mean, it's almost in, especially in today's market, it's almost like cash flow is the icing on the cake. You know, you can get a property that, you know, is in that really good area, like we're talking about, and is, maybe it's appreciated a little bit now, but it's very likely to appreciate a lot later. If you're only making, if you factor everything in maintenance, vacancy, all of that, and you're making $100 a month, that's solid, you know, if you look at it, and if you're in those areas, if you appreciate 5% on a $300,000 property, let me tell you this, you're not going to make $15,000 in cash flow that year on that property. So if you look at the people who are really retiring on cash flow, are usually the people who have 100 200 300 doors or something like that, and they play the law of large numbers. I don't want to play the law of large numbers personally, I want to have really good quality assets and have fewer of them, and really work on having positive cash flow, but having the equity growth that allows me to pull money out tax free and either buy more investments or utilize how I want in my life.    Keith Weinhold  32:16   Exactly. If your property cash flow is $100 a month and it's a single family home. Some people say, Oh, that's awful. You would need 100 of them just to get 10k pass it per month. Now you're thinking wrong, and you're oversimplifying it like to your point, with the 300k home and 5% appreciation, that's 15k in one year, you're building equity that can be borrowed against, tax free, and you're building up that lump sum cash flow windfall down the road, if you will, in real estate pays five ways and cash flow matters, but it's only one of five profit centers and all that. So yes, we're so aligned on that one, appreciation is not just the icing on the cake, it's substantially more than that. Well, I've got something to announce. Adam here is going to co host, along with our own longtime investment coach, Naresh, an upcoming live virtual event. And it's called how to scale your portfolio with tenanted cash flowing new construction properties. And it aligns in every way with the trends that we've been talking about and that Adam and I have been identifying here. The event takes place next week. But first, tell us more about what you and the ray shall be speaking about at the event there. Adam.   Adam Schroeder  33:29    one of the biggest concerns people have about real estate, and one of the things that can eat in your cash flow more than anything, is vacancy. I mean, vacancy can kill your deal whenever it's all said and done, because it's one thing, if you're, you know, break even or $100 a month positive cash flow. But whenever you've got a vacant property and you're negative $1,500 a month, that can hurt, that can hit the wallet. And so what we really love, if you can hit it, is a tenanted property that's new and is in a growing area, yeah, and we've got that thankfully. I mean, we've been able to work some really good relationships with national builders that have allowed us to get into they were doing a lease to purchase option with tenants who wanted to buy their property but didn't have it saved up, and these people didn't exercise their option, but they've renewed their lease so you can come in and buy a property that has them in place. It is a house that they wanted to buy. So how long are they likely to stay? Probably quite a while. They like the school district, they like the neighborhood. They like everything about it. You're coming in, you've got the builder incentives we talked about before, and you're just in a positive cash flow position already. Now we're in Texas, which I was actually funny enough. Earlier, right before this interview, I was reading about the states that are going to grow the most, projected until 2050 and they expect Texas to grow by nearly 9 million people between now and believe it was 2050    Keith Weinhold  34:55   everyone's asking, when is it going to pass? California is the most populous state in the nation.    Adam Schroeder  35:01   Well, it depends how many people. In California are part of that 9 billion we've gotten quite a few of them there. As somebody who lives in Texas, and we're in the big cities too. We're not in the Podunk Texas towns you think about in, you know, east or west Texas. We're talking Houston, Dallas and San Antonio, which are three of the top, I believe, 15 largest cities in the country. We're getting some really good incentives. You can get up to right now, 10% builder incentive. So a $300,000 house, you have $30,000 that you can use. That's massive. Yeah, you can get that money back after closing. We can buy your rate down. And we have some people who have literally taken the whole 10% and put it towards a fixed 30 rate at four and a quarter percent. Wow, they are locking themselves in at four and a quarter. Or we have some people who say, like, we were just talking about cash flow is not a concern for me. I'm going to take half my down payment back, and I'm going to go buy another property, because I'm only in this property for 10% now, and so they're able to be, you know, roughly break even in a good growing area, and they can acquire a second property. So you're buying two properties without mortgage insurance for essentially a 30% total down payment, and you're getting your 10% back if you buy the second property. So it's just really incredible time. Like you said, we haven't seen a time like this before. We were able to get into the wholesale division of these builders and provide these incentives that I've personally never seen before. Some of our reps are buying these homes themselves, so we're putting our money where our mouth is. It's just a great time, especially like you were saying, these homes the inventory, take advantage of the opportunity, right? And there's an opportunity that's presenting itself. And if you look at the long term demographics of Houston, Dallas and San Antonio. It's an arrow pointed up. That's what those areas are.    Keith Weinhold  36:46   100% I mean, it's almost as predictable as anything. There's never a guarantee, but continued population growth and obvious need for housing there is about as close as you can get. That's massive. 10% back, 380k purchase, $38,000 back at the closing table to use in discount point buy downs completely or half on discount point buy downs and half to pocket and use on another property or use on your next vacation or whatever you want to do. That's massive.    Adam Schroeder  37:18   Yeah, it's fantastic. One thing I forgot to mention about Houston. It's one of the things I love that people don't think about has the third most headquarters of fortune 500 companies in the country, behind New York and Chicago. So people don't think about that when they think of Houston. But I love to throw that out there, because it's there. I love Houston. I lived there for seven years. It's where I met Naresh, actually, and would happily move back there again   Keith Weinhold  37:42   right? Houston has moved so far past the monolith of just having oil be the economic driver. So we're talking about tenanted new construction properties in pretty hot markets, Houston, San Antonio and Dallas ready for you to purchase with that 10% builder incentive. And these are in communities that are primarily owner occupied, so they do have that high appreciation potential and that potential for solid rent growth. So on the live event, the webinar that you are invited to attend from the comfort of your own home, what you can do is just learn more about this overall strategy and why the time in the market is right for this. Learn more about those geographic markets themselves and then their drivers, and even see available new build income property. And the benefit of you attending a live is that you can have any of your questions answered right then and there. You can sign up at grewebinars.com, and Adam, before I ask you if you have any last thoughts, that event is next week. It is Thursday, November 13, at 8pm eastern time again, you can sign up. It is free. Space is limited, so that's something that you want to do now at grewebinars.com, any last thoughts? Adam   Adam Schroeder  38:51   yeah, I will just remind people there's always a reason to buy real estate, and there's always there's always a reason not to buy real estate, and depending on which one you subscribe to, you can always find those opportunities, or you can scare yourself off. So, you know, find the right opportunities that are there for you and your investing style and jump in. Because if you look at what's happening right now. When rates start coming down, owner ox are going to jump back in, and that tends to lead to prices going back up. Like Keith said, these are 85% owner occupied areas, and you're setting yourself up for success. And if you do it now, you can always refi later if rates come plummeting down right so find the right areas. Find the reasons to buy and go for it.    Keith Weinhold  39:41   This is a time when builders are really willing to give you a break. Take advantage of it if you possibly can. Adam, it's been great having you here on the show, and our audience looks forward to seeing more of you next week.   Keith Weinhold  40:00   Yeah, some real potential here. I'm rather excited for your future as a listener next week, investors like DSCR loans, since the qualification looks at the property, not you, and see conventional loans are more for owner occupants. They're fine. They work for investors too. But with dscrs, besides their other advantages, they're a check on making sure your property is profitable. It is just your rent divided by your debt service. That's all it is. So for example, with a $1,000 rent and a piti payment, principal, interest, taxes and insurance payment of 800 bucks. Well, then your DSCR is 1.25 Investors love them because there's no personal income verification, no W twos, tax returns, pay stubs. There's no debt to income ratio bar for you to have to clear also conventional loans often cap you at 10 financed properties, and DSCR loans have no such limit, so there's faster underwriting and easier approval. But with dscrs, look out. I mean, there could be some higher fees, and you might have a three to five year prepayment penalty. But buy and hold investors often keep the property that long anyway, so grow your income streams with dscrs, even when the w2 world says no. And notably, dscrs have absolutely nothing to do with job of the hut either. No sluggy concerns there   Keith Weinhold  41:42   if you've wanted a deal on a property today, here you are with these new build incentives that are really good, better than what most builders are giving looks like. Here's your chance. One reason that the builders are giving us a deal is because of the bulk of GRE buyers. This is for you, if you might want one property or 14 properties load up with these up to 10% builder incentives, or just attend the webinar and learn more. We got into the wholesale division of these builders. We got them right where we want them. The properties are typically already tenanted. So plant your flag in the ground, and call this the pivot point. This whole thing could be a bigger deal than the first man to walk on Mars. We'll see, though, no man has walked on Mars yet, but you don't need to wait that long. Take one of your 30,000 days that you've been gifted in this life of yours, the 30,000 days you've been allotted on this earth to win back some of your future finite time. It is next week, Thursday, the 13th, at 8pm Eastern. It's also GRE last event of the year, your last chance, a live, virtual event where you can attend from the comfort of your own home or anywhere. And it's free. Registration is open now. Sign up at gre webinars.com that's gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  43:17   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  43:45   The preceding program was brought to you by your home for wealth building, getricheducation.com

In this episode Dennis and Ashleigh discuss Zohran Mamdani, his policies, and what will happen if he wins.

More than 730,000 New Yorkers have already cast ballots ahead of Tuesday's mayoral election. It’s a race with big stakes for the city and beyond. Democratic Socialist Zohran Mamdani has vaulted from a relatively unknown state legislator to the frontrunner to lead the largest city in the country. William Brangham reports on what his potential victory means for New York and the Democratic Party. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Ahead of the closely watched New York City mayoral race, everyone is looking for a lesson from progressive Democratic nominee Zohran Mamdani's rise to political stardom. The real answer may be a vastly undervalued political strategy: public money. Could public financing of elections overcome Citizens United and the flood of corporate cash and corruption in American politics? In the latest episode of Lever Time's MONEYBOMB series, we explore the importance of publicly funded campaigns. David Sirota speaks with two people who have had front-row seats to how public financing is combating election corruption — Karen Wharton, democracy coalition coordinator for Citizen Action of New York, and Jillian Gilchrest, a Connecticut state representative now running for Congress. For a full transcript of the episode, ⁠click here⁠. Click here to order our new book, MASTER PLAN: The Hidden Plot to Legalize Corruption in America. Get ad-free episodes, bonus content and extended interviews by becoming a member at levernews.com/join. To leave a tip for The Lever, click here. It helps us do this kind of independent journalism. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a free preview of a paid episode. To hear more, visit abbieattwoodwellness.substack.comI'm joined by Dr. Regina Lazarovich, a clinical psychologist, Health at Every Size (HAES)–aligned provider, and someone with lived experience of binge eating and perfectionism. Together, we unpack the lesser-discussed connection between high achievement, perfectionism, and binge eating, and how shame and restriction can keep us stuck in painful cycles with food.Tune in as a paid subscriber for more on:*The connection between perfectionism and binge eating — and why it's rarely talked about.*Why restriction (mental, emotional, and physical) often drives binge eating, not “lack of willpower.”*Regina's story of developing binge eating disorder amid academic and cultural pressures.*The shame cycle: how guilt after binge eating fuels renewed restriction and perfectionistic resolve.*Why binge eating is a protective response from the body — not a personal failure.*The impact of immigrant identity, family expectations, and internalized achievement pressure on self-worth and body image.*The moral hierarchy of eating disorders — and how fatphobia shapes which struggles get compassion.*Tangible ways to interrupt the binge–restrict cycle and begin to bring compassion to our relationship with food.*Approaching binge eating through a body-trusting, HAES-aligned lens.This is a bonus episode for paid Substack subscribers. Paid members receive:*Extra full-length conversations like this one*Bonus in-depth essays on body image, food, and movement*Access to the entire archive of paywalled episodes and newsletters*Deeper, more personal reflections and behind-the-scenes insightsSupport the show: Enjoying this podcast? Please support the show on Substack for bonus episodes, community engagement, and access to "Ask Abbie" at abbieattwoodwellness.substack.com/subscribeApply for Abbie's Group Membership:Already been at this anti-diet culture thing for a while, but want community and continued learning? Apply for Abbie's monthly membership: https://www.abbieattwoodwellness.com/circle-monthly-groupSocial media:Find the show on Instagram: @fullplate.podcastFind Abbie on Instagram: @abbieattwoodwellnessPodcast Cover Photography by Anya McInroyPodcast Editing by Brian WaltersThis podcast is ad-free and support comes from your support on Substack. Subscribe HERE.About Regina: Dr. Regina Lazarovich, PhD, is a clinical psychologist, trained teacher of Mindful Self-Compassion, and the founder of the private practice Compass CBT, serving clients across California, New York, and Florida. Dr. Lazarovich has dedicated her fifteen-year career to helping individuals break free from anxiety, panic attacks, OCD, disordered eating, binge eating disorder, body image struggles, people-pleasing, and perfectionism.With a wealth of expertise in Cognitive Behavioral Therapy (CBT), Mindful Self-Compassion (MSC), Exposure and Response Prevention (ERP), Inference-Based Cognitive Behavioral Therapy (I-CBT), Acceptance and Commitment Therapy (ACT), and Dialectical Behavior Therapy (DBT), Dr. Lazarovich approaches each client's mental health journey with kindness and understanding. As a Health at Every Size (HAES®) aligned therapist, she wholeheartedly believes that every body deserves care, compassion, and respect.

The Giants hit rock bottom again. Ethan and Weis break down another humiliating loss to the 49ers, calling out coaching failures, player accountability, and why Brian Daboll may already be finished in New York. From Dexter Lawrence's drop off to Deonte Banks' struggles, this episode pulls no punches on a franchise in free fall. The guys also debate whether the Giants should trade for a WR like Jaylen Waddle or Chris Olave, what's next for Jackson Dart's development, and how bad roster construction has doomed this regime from the start.

Congressman Mike Lawler joins the show to discuss his experiences and moments from the Republican Jewish Coalition event in Las Vegas alongside Sid, highlighting key speeches and significant figures like Ron Coleman and Matt Brooks. He praises his own efforts in Congress and recounts a personal moment involving his son and him. Lawler also addresses the government shutdown, criticizing Chuck Schumer's role. The conversation shifts to upcoming elections, emphasizing the significance of the New York and New Jersey races, with specific support for candidates like Jack Ciattarelli and disdain for Zohran Mamdani, who Lawler believes would be detrimental to New York City's future. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jason's live from New York! (technical difficulties, please stand by), Oreo's new limited edition Thanksgiving treats and Mr. Pibb is back, Britney Spears leaves Instagram, and Jessica Lange is back for more "AHS"See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

(2:00) If you thought he was a bum before, you're suspect. If you think one game changes everything, you're suspect(8:00) Buy-in and inconsistencies(30:00) Duce Robinson. Baller.(35:00) Core pieces for a strong 2026 complicate things?(38:00) The ACC was ripe this year and poof you missed out(55:00) After 50 minutes of defending Norvell, Corey gives you a name to watchMusic: The Starting Line - Grantedvitaminenergy.com | PROMO: warchantbogo | buy one, get one free!Get 10% off your first month at betterhelp.com/warchant Download the  Underdog app today and sign up with promo code WARCHANT to score fifty dollars in Bonus Funds when you play your first five dollars.Must be 18+ (19+ in Alabama & Nebraska; 19+ in Colorado for some games; 21+ in Arizona, Massachusetts & Virginia) and present in a state where Underdog Fantasy operates. Terms apply. See assets.underdogfantasy.com/web/PlayandGetTerms_DFS_.html for details. Offer not valid in Maryland, Michigan, New Jersey, New York, Ohio, and Pennsylvania. Concerned with your play? Call 1-800-GAMBLER or visit www.ncpgambling.org. In New York, call the 24/7 HOPEline at 1-877-8-HOPENY or Text HOPENY (46736) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

With NLW currently on the road, he's joined in this conversation by Sean “Swyx” Wang — developer, writer, Latent Space host and newly joined member of Cognition. They explore how AI coding became 2025's defining story, why “vibe coding” is ending (sort of), what comes next for developers, and how “Agent Labs” are reshaping the balance between model makers and product builders. Swyx also previews the upcoming AI Engineer Code Summit in New York and shares why “code AGI” could deliver 80% of AGI's value long before full AGI arrives.Brought to you by:KPMG – Discover how AI is transforming possibility into reality. Tune into the new KPMG 'You Can with AI' podcast and unlock insights that will inform smarter decisions inside your enterprise. Listen now and start shaping your future with every episode. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.kpmg.us/AIpodcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AssemblyAI - The best way to build Voice AI apps - ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.assemblyai.com/brief⁠⁠⁠⁠⁠⁠⁠⁠⁠Blitzy.com - Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blitzy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to build enterprise software in days, not months Robots & Pencils - Cloud-native AI solutions that power results ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://robotsandpencils.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Agent Readiness Audit from Superintelligent - Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://besuper.ai/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠to request your company's agent readiness score.The AI Daily Brief helps you understand the most important news and discussions in AI. Subscribe to the podcast version of The AI Daily Brief wherever you listen: https://pod.link/1680633614Interested in sponsoring the show? sponsors@aidailybrief.ai

New York City is in the midst of a cost of living crunch. As a result, the race to become its next mayor this week has been dominated by how to make the city more affordable.We hear about radical plans and ask whether they add up, and look at what the race to run the capital of capitalism might teach other cities about how to fight an affordability crisis.If you'd like to get in touch with the programme, you can email us at businessdaily@bbc.co.ukPresenter: Will Bain Producer: Matt Lines(Picture: The sun sets on the skyline of lower Manhattan and One World Trade Center in New York City on October 24, 2025, as seen from Jersey City. Credit: Getty Images)

There's one day of campaigning left before Election Day in states like New York, New Jersey and Virginia for contentious mayoral and gubernatorial races, plus a redistricting referendum in California that will help decide control of Congress. The case on the constitutionality of President Donald Trump's tariffs is before the Supreme Court this week — but Trump won't be there. Plus, the government shutdown enters its 34th day, without a compromise in sight. Playbook's Jack Blanchard and White House Bureau Chief Dasha Burns walk through a big week in Trump's Washington.

As election day approaches, no race has garnered more attention than the race to become New York's next mayor. The race pits a once-popular Governor of the state against a self-described democratic socialist. National Review Columnist Caroline Downey joins the show to discuss. Get the facts first with Morning Wire. - - - Wake up with new Morning Wire merch: https://bit.ly/4lIubt3 - - - Today's Sponsors: Balance of Nature: Go to balanceofnature.com and use promo code WIRE for 35% off your first order as a preferred customer PLUS get a free bottle of Fiber and Spice. - - - Privacy Policy: https://www.dailywire.com/privacy morning wire,morning wire podcast,the morning wire podcast,Georgia Howe,John Bickley,daily wire podcast,podcast,news podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

From a Long Island teen interviewing his comedy heroes on a high school radio station to the producer, director, and writer behind The 40-Year-Old Virgin, Anchorman, Trainwreck, and more, Judd Apatow is a modern-day comedy icon. He sits down with Willie Geist at New York's Gotham Comedy Club to trace his rise to fame, from the tough early years and the mentorship of Garry Shandling to how the cancellation of Freaks and Geeks ultimately helped launch a generation of stars. Apatow also talks about his new scrapbook-style book Comedy Nerd, his love of stand-up, and his deep dive into documentaries, including new films on Mel Brooks and Norm Macdonald. Along the way, he reflects on how setbacks shaped his success, and the persistence that's kept him creating for more than two decades. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Skip Finley.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Skip Finley.

It's Halloween weekend, and nothing is scarier than the possibility of a socialist gaining power over America's biggest city.   On Tuesday, millions of New Yorkers will have the opportunity to choose the future they want for the Big Apple. Democrat Socialist Zohran Mamdani, Republican Curtis Sliwa, and Independent Andrew Cuomo are all running to be New York's next mayor. If the polls are even close to accurate, Mamdani, a candidate who has made promises to freeze rent and introduce government-run grocery stores, will be the next mayor of New York City.   In addition to the Big Apple, voters in Virginia and New Jersey are choosing their next governors on Tuesday. Jessica Furst Johnson, a partner and co-chair of the political law practice at Lex Politica, joins “Problematic Women” this week to break down each election and assess who ran the best campaign.   Also on today's show, President Donald Trump has just returned from Asia, where he met with Chinese President Xi Jinping. We explain the big takeaways from the trip and what the future could hold for U.S.-China relations. Plus, Americans have just celebrated Halloween. But is it “OK” to celebrate the holiday as a Christian? All the “Problematic Women” weigh in. Keep Up With The Daily Signal   Sign up for our email newsletters:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.dailysignal.com/email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠     Subscribe to our other shows:    The Tony Kinnett Cast: ⁠https://megaphone.link/THEDAILYSIGNAL2284199939⁠ The Signal Sitdown: ⁠https://megaphone.link/THEDAILYSIGNAL2026390376⁠   Problematic Women:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠https://megaphone.link/THEDAILYSIGNAL7765680741⁠   Victor Davis Hanson: ⁠https://megaphone.link/THEDAILYSIGNAL9809784327⁠     Follow The Daily Signal:    X:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠https://x.com/intent/user?screen_name=DailySignal⁠ Instagram:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.instagram.com/thedailysignal/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Facebook:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.facebook.com/TheDailySignalNews/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Truth Social:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://truthsocial.com/@DailySignal⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  YouTube:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠https://www.youtube.com/dailysignal?sub_confirmation=1⁠    Subscribe on your favorite podcast platform and never miss an episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Olivia Reingold is a journalist and audio producer known for her work at The Free Press and NPR, where she covers politics, indigenous justice, and urban issues Follow Olivia: X - https://x.com/Olivia_Reingold Instagram - https://www.instagram.com/olivia_reingold Free Press - https://www.thefp.com/w/olivia-reingold Triggernometry is proudly independent. Thanks to the sponsors below for making that possible: - GiveSendGo - the free speech crowdfunding platform https://www.givesendgo.com/#triggerpod - We're honoured to partner with Hillsdale College. Learn for free at https://hillsdale.edu/trigger - Augusta Precious Metals: Protect Your Retirement with Physical Gold. Rated #1. Click to learn more: https://bit.ly/4as3C6J Join our exclusive TRIGGERnometry community on Substack! https://triggernometry.substack.com/ OR Support TRIGGERnometry Here: Bitcoin: bc1qm6vvhduc6s3rvy8u76sllmrfpynfv94qw8p8d5 Shop Merch here - https://www.triggerpod.co.uk/shop/ Advertise on TRIGGERnometry: marketing@triggerpod.co.uk Find TRIGGERnometry on Social Media: https://twitter.com/triggerpod https://www.facebook.com/triggerpod/ https://www.instagram.com/triggerpod/ About TRIGGERnometry: Stand-up comedians Konstantin Kisin (@konstantinkisin) and Francis Foster (@francisjfoster) make sense of politics, economics, free speech, AI, drug policy and WW3 with the help of presidential advisors, renowned economists, award-winning journalists, controversial writers, leading scientists and notorious comedians. 00:00 - Introduction 01:21 - Who Is Zohran Mamdani? 10:54 - Palestine Is Why He Got Into Politics 16:29 - Cracks Are Already Beginning To Show, For Example With Israel... 19:42 - Why Is His Message Of 'Free Stuff' Working? 32:30 - Will Many Wealthy People End Up Leaving New York? 42:51 - Are Conservative Commentators Wrong To Think They'll Benefit From Mamdani Being Mayor? 46:38 - How Much Experience Does Zohran Mamdani Have Of Running Things? 51:21 - What's The Difference Between A Democratic Socialist And A Communist? 55:13 - Is Zohran Mamdani The Future Of The Democratic Party? 01:00:43 - What Do They Actually Mean By Socialism? 01:04:15 - What's The One Thing We're Not Talking About As A Society That We Really Should Be? Learn more about your ad choices. Visit megaphone.fm/adchoices

Recorded live in New York before an audience of DOR Patrons & assorted Manhattanites, this is Desert Oracle’s special Halloween Ghost Stories. Thanks to our special guests Matt Welch from The Fifth Column and Nicholas Lowry from Antique Roadshows & the new Czech graphic-design documentary Identity. Special thanks to our listeners who told ghost stories, RedBlueBlackSilver for the spooky soundscapes that surrounded us all, and Jonathan Farber for hosting the event.Support the show: https://www.patreon.com/desertoracleSee omnystudio.com/listener for privacy information.

It has been over a month since the government shutdown began, and by Monday, it will be tied for the longest funding impasse in American history. Despite millions of Americans now facing a shortage of federal food assistance, both parties haven't budged since the shutdown began, and nothing has indicated that that will change anytime soon. FOX Senior Congressional Correspondent Chad Pergram gives the latest updates from Capitol Hill, from the likelihood of the government reopening in the coming week to what the political consequences of the shutdown might be for Congress and the current administration.  Later, Republican National Committee Chair Joe Gruters joins to analyze key local elections coming up in New York, New Jersey, and Virginia. Learn more about your ad choices. Visit podcastchoices.com/adchoices

British police say a 32-year-old man is now being treated as the only suspect in a mass stabbings on a train in England on Saturday. A second man detained at the scene has been released. Also in the programme: New York is about to grab the headlines all over again - we look forward to a mayoral election for the ages on Tuesday; the Maldives brings in the world's only generational smoking ban; we speak to acclaimed South Korean author Bora Chung about her latest book, 'The Midnight Timetable'; and the wartime message in a bottle found ashore after more than 100 years.(Photo: Police met the Doncaster to London King's Cross train as it made an unscheduled stop at Huntingdon. Credit: PA MEDIA)

15 Year Old Supervillain: 15 year old kid has 111 arrests already. How does he stack up to the butt sniffing bandit?! Kyle Pallo: Notorious Theme Park Dumb Shit travels to New York to give us the REAL lowdown on the CITY THAT NEVER SLEEPS. Wicked Night: It's Wicked night and Andy is still on Dancing With The Stars! Did he make it through? THE BEAR!, FUCK YOU, WATCH THIS!, NICK CAVE!, RED RIGHT HAND!, WOKE CULTURE!, CAPTAIN HOOK!, HARD ARRRRR!, SPIN THAT WHEEL!, OWN A CAT!, LVL UP EXPO!, GIVEAWAY!, 4 PASS GIVEAWAYS!, MAX MURDER!, JESS MERRIWEATHER!, JOHNNY K!, GOTTA WALK AWAY!, GOBLIN GHOUL LOG!, HALLOWEEN MASKS!, RING CAMERA!, SPOOKY!, CREEPY!, AT YOUR DOOR!, LESS SPOOKY!, JENNY PETITION!, 111 ARRESTS!, 15 YEAR OLD!, BUTT SNIFFING BANDIT!, MULTIPLE ARRESTS!, REPEAT OFFENDERS!, CHANGE!, BILBO!, LORD OF THE RINGS!, BILBO BLACKINS!, CLEAN SLATE!, 18!, KYLE PALLO!, NEW YORK CITY!, EMPIRE STATE BUILDING!, TALL!, PIZZA!, BAGELS!, CRINGE!, LINES!, COMPLAINING!, NO CLUE!, RESEARCH!, BACON!, SAUSAGE!, THEME PARK!, BUS!, 9/11!, NEVER FORGET!, EMOTIONAL!, PIZZA HUT!, DOMINOS!, HEATED!, FOOD WARS!, AVENGERS!, GRAND CENTRAL!, MET LIFE!, UNC!, ARIANA GRANDE!, SWAP RACES!, ASIAN!, DEFYING GRAVITY!, CHEATING!, JOHN M. CHU!, GUEST JUDGE!, ANDY!, IMPROVEMENT!, LOWEST SCORES!, PARENT TRAP!, HALLOWEEN NIGHT!, HAIR TRANSPLANT!, VLOG!, SWOLLEN HEAD!  You can find the videos from this episode at our Discord RIGHT HERE!

Jess Lindgren is a longtime C-Suite assistant, and host of the Ask an Assistant podcast. In this Ask an Assistant spotlight episode, Jess talks corporate holiday gift lists.Show Notes -> leaderassistant.com/348--In-person meeting planning can be a lot to manage. That's where TROOP Planner comes in. TROOP Planner is built to make life easier for busy assistants like yourself. Whether you're organizing an executive offsite, department meeting, or team retreat, TROOP keeps it simple, fast, and organized.Visit leaderassistant.com/troop to learn more! --Live from New York... it's Leader Assistant Live! Join top assistants in NYC for inspirational training, engaging discussion, and a networking party to finish the night. Grab your seat for Leader Assistant Live: NYC before it's too late -> leaderassistantlive.com/nyc --Eliminate manual scheduling with YouCanBookMe by Capacity's booking links, automated reminders, and meeting polls. Sign up for a FREE trial -> leaderassistant.com/calendar.More from The Leader Assistant... Book, Audiobook, and Workbook -> leaderassistantbook.com The Leader Assistant Academy -> leaderassistantbook.com/academy Premium Membership -> leaderassistant.com/membership Events -> leaderassistantlive.com Free Community -> leaderassistant.com/community

WhoBarry Owens, General Manager of Treetops, MichiganRecorded onJune 13, 2025About TreetopsClick here for a mountain stats overviewOwned by: Treetops Acquisition Company LLCLocated in: Gaylord, MichiganYear founded: 1954Pass affiliations: Indy Pass, Indy+ Pass – 2 daysClosest neighboring ski areas: Otsego (:07), Boyne Mountain (:34), Hanson Hills (:39), Shanty Creek (:51), The Highlands (:58), Nub's Nob (1:00)Base elevation: 1,110 feetSummit elevation: 1,333 feetVertical drop: 223 feetSkiable acres: 80Average annual snowfall: 140 inchesTrail count: 25 (30% beginner, 40% intermediate, 30% advanced)Lift count: 5 (3 triples, 2 carpets – view Lift Blog's inventory of Treetops' lift fleet)Why I interviewed himThe first 10 ski areas I ever skied, in order, were:* Mott Mountain, Michigan* Apple Mountain, Michigan* Snow Snake, Michigan* Caberfae, Michigan* Crystal Mountain, Michigan* Nub's Nob, Michigan* Skyline, Michigan* Treetops, Michigan* Sugar Loaf, Michigan* Shanty Creek – Schuss Mountain, MichiganAnd here are the first 10 ski areas I ever skied that are still open, with anything that didn't make it crossed out:* Mott Mountain, Michigan* Apple Mountain, Michigan* Snow Snake, Michigan* Caberfae, Michigan* Crystal Mountain, Michigan* Nub's Nob, Michigan* Skyline, Michigan* Treetops, Michigan* Sugar Loaf, Michigan* Shanty Creek – Schuss Mountain, Michigan* Shanty Creek – Summit, Michigan* Boyne Mountain, Michigan* Searchmont, Ontario* Nebraski, Nebraska* Copper Mountain, Colorado* Keystone, ColoradoSix of my first 16. Poof. That's a failure rate of 37.5 percent. I'm no statistician, but I'd categorize that as “not good.”Now, there's some nuance to this list. I skied all of these between 1992 and 1995. Most had faded officially or functionally by 2000, around the time that America's Great Ski Area Die-Off concluded (Summit lasted until around Covid, and could still re-open, resort officials tell me). Their causes of death are varied, some combination, usually, of incompetence, indifference, and failure to adapt. To climate change, yes, but more of the cultural kind of adaptation than the environmental sort.The first dozen ski areas on this list are tightly bunched, geographically, in the upper half of Michigan's Lower Peninsula. They draw from the same general population centers and suffer from the same stunted Midwest verticals. None are naturally or automatically great ski areas. None are or were particularly remote or tricky to access, and most sit alongside or near a major state or federal highway. And they (mostly) all benefit from the same Lake Michigan lake-effect snow machine, the output of which appears to be increasing as the Great Lakes freeze more slowly and less often (cold air flowing over warm water = lake-effect snow).Had you presented this list of a dozen Michigan ski areas to me in 1995 and said, “five of these will drop dead in the next 30 years,” I would not have chosen those five, necessarily, to fail. These weren't ropetow backwaters. All but Apple had chairlifts (and they soon installed one), and most sat close to cities or were attached to a larger resort. Sugar Loaf, in particular, was one of Michigan's better ski areas, with five chairlifts and the largest in-state vertical drop on this list.My guess for most-likely-to-die probably would have been Treetops, especially if you'd told me that then-private Otsego ski area, right next door and with twice its neighbor's skiable acreage, vertical drop, and number of chairlifts, would eventually open to the public. Especially if you'd told me that Boyne Mountain, the monster down the road, would continue to expand its lodging and village, and would add a Treetops-sized cluster of greens to its ferocious ridge of blacks. Especially if you'd told me that Treetops' trail footprint, never substantial, would remain more or less the same size 30 years later. In fact, just about every surviving Michigan ski area on that list - Crystal, Nub's, Caberfae, Shanty Schuss - greatly expanded its terrain footprint. Except Treetops.But here we are, in the future, and I just skied Treetops 10 months ago with my 8-year-old son. It was, in some ways, more or less as I'd left it on my last visit, in 1995: small vert, small trail network, a slightly confusing parking situation, no chairlift restraint bars. A few improvements were obvious: the beginner ropetows had made way for a carpet, the last double chair had been upgraded to a triple, terrain park features dotted the east side, and a dozen or so glades and short steep shots had been hacked from the woods of the legacy trail footprint.That's all nice. But what was not obvious to me was this: why, and how, does Treetops the ski area still exist? Sugar Loaf was a better ski area. Apple Mountain was closer to large population centers. Summit was attached to ski-in-ski-out accommodations and shared a lift ticket with the larger Schuss mountain a couple miles away. Was modern Treetops some sort of money-losing ski area hobby horse for whomever owned the larger resort, which is better known for its five golf courses? Was it just an amenity to keep the second homeowners who mostly lived in Southeast Michigan invested year-round? Had the ski area cemented itself as the kind of high-volume schoolkids training ground that explained the resilience of ski areas in metro Detroit, Minneapolis, and Milwaukee?There is never, or rarely, one easy or obvious explanation for why similar businesses thrive or fail. This is why I resist pinning the numerical decline in America's ski area inventory solely to climate change. We may have fewer ski areas in America than we had in 1995, but we have a lot more good ski areas now than we did 30 years ago (and, as I wrote in March, a lot more overall ski terrain). Yes, Skyline, 40 minutes south of Treetops, failed because it never installed snowmaking, but that is only part of the sentence. Skyline failed because it never installed snowmaking while its competitors aggressively expanded and continually updated their snowmaking systems, raising the floor on the minimal ski experience acceptable to consumers. That takes us back to culture. What do you reckon has changed more over the past 30 to 40 years: America's weather patterns, or its culture? For anyone who remembers ashtrays at McDonald's or who rode in the bed of a pickup truck from Michigan to Illinois or who ran feral and unsupervised outdoors from toddlerhood or who somehow fumbled through this vast world without the internet or a Pet Rectangle or their evil offspring social media, the answer seems obvious. The weather feels a little different. Our culture feels airlifted from another planet. Americans accepted things 30 years ago that would seem outrageous today – like smoking adjacent to a children's play area ornamented with a demented smiling clown. But this applies to skiing as well. My Treetops day in 1995 was memorably horrible, the snow groomed but fossilized, unturnable. A few weeks earlier, I'd skied Skyline on perhaps a three-inch base, grass poking through the trails. Modern skiers, armed with the internet and its Hubble connection to every ski area on the planet, would not accept either set of conditions today. But one of those ski areas adapted and the other did not. That's the “why” of Treetops survival. It was the “how” that I needed Barry Owens to help me understand.What we talked aboutLast winter's ice storm – “it provides great insight into human character when you go through that stuff”; record snowfall (204 inches!) to chase the worst winter ever; the Lake Michigan snowbelt; a golf resort with a ski area attached; building a ski culture when “we didn't have enough people dedicated to ski… and it showed”; competing with nearby ski areas many times Treetops' size “we don't shy away from… who we are and what we are”; what happened when next-door-neighbor Otsego Resort switched from a private to a public model in 2017 – “neither one of us is going to get rich seeing who can get the most $15 lift tickets on a Wednesday”; I attempt to talk about golf and why Michigan is a golf mecca; moving on from something you've spent decades building; Treetops' rough financial period and why Owens initially turned down the GM job; how Owens convinced ownership not to close the ski area; fixing a “can't-do staff” by “doing things that created the freedom to be able to act”; Treetops' strange 2014 bankruptcy and rebuilding from there; “right now we're happy” with the lift fleet; how much it would cost to retrofit Treetops' lifts with restraint bars; timeline for potential ski expansion at Treetops; bargain season passes (as low as $125); and Indy Pass' network power.What I got wrong* I said “Gaylord County,” but the city of Gaylord is in Otsego County.* I said that Boyne Resorts, operator of 11 ski areas, also runs “10 or 11 golf resorts.” The company operates 14 golf courses.* I said that Michigan had a “very good” road network and that there was “not a lot of traffic,” and if you live there, you're reaction is probably, “you're dumb.” What I meant by “very good road network” is this: compared to most ski regions, which have, um, mountains, Michigan's bumplets sit more or less directly alongside the state's straight, flat, almost perfectly gridded highway network. Also, the “not a lot of traffic” thing does not apply to special situations like, say, northbound I-75 on a July Friday evening.* I said that Crystal, Nub's, Caberfae, and Shanty Creek were “close” – while they're not necessarily all close to one another, they are all roughly equidistant for folks coming to them from downstate.* I said that Treetops was “the fifth or sixth place I ever skied at,” but upon further review, it was number eight (which is reflected in the list above).Podcast NotesOn the ice stormAn ice storm hammered Northern Michigan in late March of this year:On the lightning strike on Treetops' golf courseOn the Midwest's terrible 2023-24 ski seasonSkier visits cratered in the Midwest during the 2023-24 ski season, the region's worst on record from a snowfall point of view. Weather - and skier visits - settled back into normal ranges last winter:This is a bit hard to see with any sort of precision, but this 10-year chart gives a nice sense of just how abnormal 2023-24 was for the Midwest:On Michigan's ski areasMichigan is home to 44 active ski areas - more than any state other than New York. Many of them are quite small, operate sporadically, and run only surface lifts, but Treetops is close to a bunch of the better lift-served outfits, including Boyne Mountain, Nub's Nob, and The Highlands (the UP ski areas may as well be in another state). It helps Treetops that so many of the state's ski areas have also joined Indy Pass:On Otsego ResortFor decades - I'm not certain how long, exactly - Otsego Resort, right next door to Treetops and with roughly double the vertical drop and skiable acreage, was private. In 2017, the bump opened to the public, considerably amping up competition. Complicating the matter further, Otsego sits a bit closer to Michigan's Main Street - I-75 - than Treetops.On Snow OperatingOwens mentioned working with “TBL” – he was referring to Terrain Based Learning, Snow Partners' learn-to-ski program. That company also runs the Snow Cloud operating system that Owens refers to at the end.On Treetops' rough period I quoted this Detroit Business News article at length in the interview. It goes deep on Treetops' precarious early 2000s history and the resort's broken employee culture at the time.On people being nice at ski areasYeah I'm super into this:On the hedgehog conceptOwens mentions “the hedgehog concept,” which I wasn't familiar with. It sounded like a business-book thing, and it is, adapted by author Jim Collins for his book Good to Great and described in this way on his website:The Hedgehog Concept is developed in the book Good to Great. A simple, crystalline concept that flows from deep understanding about the intersection of three circles: 1) what you are deeply passionate about, 2) what you can be the best in the world at, and 3) what best drives your economic or resource engine. Transformations from good to great come about by a series of good decisions made consistently with a Hedgehog Concept, supremely well executed, accumulating one upon another, over a long period of time.More:On safety-bar requirements in New York and New EnglandThis is kind of funny…That's my 8-year-old son, who's skied in a dozen states, taking his first ride on a lift with no safety bar, at Treetops last December. Why such machines still exist in 2025, I have no idea - this lift rises about 30 feet off the ground. In the East, all chairlifts are equipped with bars, and state law mandates their use in New York, Massachusetts, and Vermont (and perhaps elsewhere). I don't advocate for rider mandates, but I do think all chairlifts ought to have bars available for those who want them. Owens and I discuss the resort's plans to retrofit Treetops' three chairlifts - CTEC machines installed between 1984 and 1995 - with bars. The cost would be roughly $250,000. That's a significant number, but probably a lot less than the figure if, say, someone has a heart attack or seizure on the lift, falls off, then sues the resort. Besides, as Owens points out, chairlifts must be equipped with restraint bars for summer use, which would open new revenue streams. Why are bars required for summer activities, but not winter? It's a strange anachronism, unique among the ski world to America.On “Joe from SMI”I mentioned “Joe from SMI” offhand. I was referring to SMI Snowmakers President Joe VanderKelen, who appeared on the podcast back in 2022:On potential expansion Owens discusses a potential expansion looker's left of Chair 1, which would restore lost terrain and built upon that. This 1988 trailmap shows a couple of the trails that Treetops eliminated to make way for its current top-to-bottom access road (trails 1 through 4):The Storm explores the world of lift-served skiing year-round. Join us. Get full access to The Storm Skiing Journal and Podcast at www.stormskiing.com/subscribe