Podcasts about nestegg

Becoming a 401(k) millionaire can require decades of hard work and sacrifice. Previously, a seven-figure nest egg shined as the gold standard among retirement planners. But the shine has dulled as a portfolio of that size no longer guarantees the same security. What steps should you take to protect your savings and avoid going broke in retirement? Sheryl Rowling has a list of tips. The certified public accountant is the editorial director of financial advice for Morningstar. Your 7-Figure Retirement Fund Might Not Stretch As Far As You Think. Here's How to Change That On this episode: 00:00:00 Welcome 00:01:20 Why seven-figure retirement portfolios need extra planning finesse 00:01:58 Why the retirement-to-RMD window matters 00:03:40 How taxpayers can approach the new SALT deduction 00:04:50 Building a cash bucket for market downturns 00:06:15 Retirement money missteps worth avoiding 00:09:41 Shifting asset allocation and key takeaways Watch more from Morningstar: New ETFs Are Launching Fast. Proceed With Caution Why Playing It Safe in Retirement Can BackfireWhy Do Active Funds Lag Even With Winning Picks? Follow Morningstar on social: Facebook: https://www.facebook.com/MorningstarInc/ X: https://x.com/MorningstarInc Instagram: https://www.instagram.com/morningstarinc/ LinkedIn: https://www.linkedin.com/company/morningstar/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

You've spent decades building a nest egg large enough to fund the retirement you want. The next challenge is making sure it can support that same lifestyle for the next 30 years. At 3% historical inflation, the $100,000 lifestyle you retire on could cost $240,000 a year by age 90. And the assets that feel safest — cash, CDs, and money market funds — have historically done the least to keep up. In this episode, I'm simplifying a century of market history into 8 numbers that shape how long your money lasts. Here's what you'll learn: → The hidden cost of playing it safe with money you won't need for decades → The 2 bond numbers that look nearly identical, and the risk hiding between them → How they all fit together into a simple framework for making confident decisions My hope is that when we're done, you have a small set of reference points to return to, and a lot less noise competing for your attention. ***

Aug 17, 2026 – Brendan McMurtrie and Crystal Colbert of Financial Sense Wealth Management discuss essential financial planning steps for new and expecting parents. Topics include budgeting for baby expenses, optimizing health insurance...

Are you winning the retirement race only to risk it all by overexposing your nest egg to market volatility? In this episode of Retirement Coffee Talk, Charisse Rivers of Zinnia Wealth discusses how to protect your hard-earned wealth while still enjoying market upside. Discover real-world stories of retirees shifting from high-risk growth to safe money income strategies, tax planning, and memory-making. Learn how a written income plan can lower your stress, preserve your principal, and give you the confidence to enjoy your best years. Like this episode? Hit that Follow button and never miss an episode!

In this episode of The Missing Secret Podcast, John and Kelly discuss the concept of creating a nest egg so you can retire. In discussing this, Kelly notes that she was a saver from a young age. Literally putting aside 20% a year. She was taught this by her dad who made her read the classic book Richest Man in Babylon. It truly is a fabulous book that really explains the concept of saving and compounding interest. John points out that he wasn't that enlightened when he was younger. He didn't really save in his 30s and 40s because he thought he would hit it big at some point in his entrepreneurial career. Fortunately he did. But it wasn't a good strategy not to be embracing savings from a young age.John talks about how when he sold his company he got a large amount of money. And his idea was he just had to get about 5% return on the money in order to pay all his living expenses. But he discovered something he wish he had been alerted to at a younger age. Investment planners and money managers always tell people to diversify as opposed to investing their money in the S&P 500. With the idea of avoiding that 30% drop in the market that happens about every 10 years. But John found that not to be good strategy. Inevitably, that strategy of diversification would maybe cost John 10% a year of less returns than he would've gotten if he had invested in the S&P 500.So John is now at the point of embracing the idea of just putting his money in the S&P 500 and not doing anything else. This is actually the strategy of Warren Buffett. He says that by investing in the S&P 500, you're investing in the United States. Which is the most powerful and innovative country in the world. And in the long run, that works out. Then John goes on to talk about the concept of never loaning money to anyone. Make that your golden rule. Kelly says she never learns money with the expectation of getting it back. And the last tidbit John talks about is never doing private investments or limited partnerships. Only invest in the S&P 500 and publicly traded stocks.The last thing John and Kelly talk about is clarity. Most people have about 40% clarity in their life. Watch what happens when you get it up to 100% clarity and you feed that clarity to yourself each day. Game changing. Buy John's book, THE MISSING SECRET of the Legendary Book Think and Grow Rich : And a 12-minute-a-day technique to apply it here.About the Hosts:John MitchellJohn's story is pretty amazing. After spending 20 years as an entrepreneur, John was 50 years old but wasn't as successful as he thought he should be. To rectify that, he decided to find the “top book in the world” on SUCCESS and apply that book literally Word for Word to his life. That Book is Think & Grow Rich. The book says there's a SECRET for success, but the author only gives you half the secret. John figured out the full secret and a 12 minute a day technique to apply it.When John applied his 12 minute a day technique to his life, he saw his yearly income go to over $5 million a year, after 20 years of $200k - 300k per year. The 25 times increase happened because John LEVERAGED himself by applying science to his life.His daily technique works because it focuses you ONLY on what moves the needle, triples your discipline, and consistently generates new business ideas every week. This happens because of 3 key aspects of the leveraging process.John's technique was profiled on the cover of Time Magazine. He teaches it at the University of Texas' McCombs School of Business, which is one the TOP 5 business schools in the country. He is also the “mental coach” for the head athletic coaches at the University of Texas as well.Reach out to John at john@thinkitbeit.comLinkedIn: https://www.linkedin.com/in/john-mitchell-76483654/Kelly HatfieldKelly Hatfield is an entrepreneur at heart. She believes wholeheartedly in the power of the ripple effect and has built several successful companies aimed at helping others make a greater impact in their businesses and lives.She has been in the recruiting, HR, and leadership development space for over 25 years and loves serving others. Kelly, along with her amazing business partners and teams, has built four successful businesses aimed at matching exceptional talent with top organizations and developing their leadership. Her work coaching and consulting with companies to develop their leadership teams, design recruiting and retention strategies, AND her work as host of Absolute Advantage podcast (where she talks with successful entrepreneurs, executives, and thought leaders across a variety of industries), give her a unique perspective covering the hiring experience and leadership from all angles.As a Partner in her most recent venture, Think It Be It, Kelly has made the natural transition into the success and human achievement field, helping entrepreneurs break through to the next level in their businesses. Further expanding the impact she's making in this world. Truly living into the power of the ripple effect.Reach out to Kelly at kelly@thinkitbeit.comLinkedIn: https://www.linkedin.com/in/kelly-hatfield-2a2610a/Learn more about Think It Be It at https://thinkitbeit.com/LinkedIn: https://www.linkedin.com/company/think-it-be-it-llcFacebook: https://www.facebook.com/thinkitbeitcompanyThanks for listening!Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.Do you have some feedback or questions about this episode? Leave a comment in the section below!Subscribe to the podcastIf you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can also subscribe in your favorite podcast app.Leave us an Apple Podcasts reviewRatings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.

Why are you still writing big checks to Uncle Sam even after your working years are over? Many retirees face a sudden tax shock due to forced retirement account distributions, rising Medicare premiums, and unexpected structural penalties. In this episode of Retirement Coffee Talk, Charisse Rivers breaks down the reality of long-term tax burdens in retirement and discusses how strategic planning handles these pitfalls. Discover how shifting toward an all-weather portfolio can help manage market volatility and protect your legacy without relying on guesswork or market timing. Like this episode? Hit that Follow button and never miss an episode!

What if one health event could cost more than your retirement plan is built to handle? Raj Shah and Rick Borek discuss the growing impact of market volatility, inflation, and long-term care expenses on retirement planning. They explore why many retirees underestimate healthcare costs, review strategies designed to address long-term care needs, and explain how investors approaching retirement may evaluate risk after years of market gains. The conversation also covers in-service rollovers, retirement income planning, and tools that may offer downside protection while maintaining market participation. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner.See omnystudio.com/listener for privacy information.

AJ is fresh off the best concert of her life, and Shane is headed to the World Cup, so episode 192 kicks off with appropriate energy before diving into some of the meatiest topics the pod has covered in a while. They start with a Wall Street Journal piece about an elite retreat where children of ultra-high-net-worth families learn how not to blow their inheritance. AJ renames it Slumlord Training Camp, and she is not wrong. The conversation turns into a broader discussion about wealth hoarding, trickle-down economics, and why the top 0.001% of Americans added $2.7 trillion in wealth between 2020 and 2025 — roughly 250 people, for the record. From there, AJ and Shane dig into PwC's report on how AI is splitting the labor market into two distinct tracks, what it means for entry-level workers, and why your intern is now literally Claude. They also break down Zillow's latest housing market report and why you should always read the fine print on who is paying for the research. And they close on the Nest Egg Protection Act, a Republican proposal to give homeowners over 65 a one-million-dollar capital gains exclusion, and why AJ thinks we will never hear about this bill again. Topics covered: The R365 retreat for ultra high net worth kids and what it actually teaches them Wealth hoarding, trickle-down economics, and the $2.7 trillion wealth increase for 250 Americans PwC's two-track AI labor market report and what it means for entry-level workers Why radiologists and developers are thriving in the AI era Zillow's housing market update and why you should read who funded the research The Nest Egg Protection Act and a one-million-dollar capital gains exclusion for homeowners over 65 AJ's book Creative Money: New Financial Rules for Artists, Innovators, and Misfits Timestamps: 00:00 AJ went to Rosalía at MSG, and it was the best show of her life 03:17 Shane is wearing a Colombia jersey and headed to the World Cup 05:30 The Wall Street Journal's elite retreat, where wealthy kids learn not to blow their inheritance 10:41 The $2.7 trillion wealth increase for the top 0.001% and why this is getting out of control 15:06 PwC's AI labor market report: the two-track economy and what it means for entry-level workers 19:15 Why companies using AI are hiring more, not less 21:52 Zillow's housing market update and the fine print on who benefits 24:09 The Nest Egg Protection Act: a one million dollar capital gains exclusion for homeowners over 65 30:53 Why this bill is not a real solution to housing inventory 35:35 AJ's book Creative Money and a teaser for next week's Peter Thiel secret society episode

Eight in ten workers eligible for Auto Enrolment don't think it, alone, will be enough to provide for their retirement, while a further one in three of those believe their Auto Enrolment pension alone will be “nowhere near enough”. What can worried savers do to make sure they have a large enough nest egg to retire in peace? For advice we heard from Robert Whelan, Managing Director at Rockwell Financial Management.

Eight in ten workers eligible for Auto Enrolment don't think it, alone, will be enough to provide for their retirement, while a further one in three of those believe their Auto Enrolment pension alone will be “nowhere near enough”. What can worried savers do to make sure they have a large enough nest egg to retire in peace? For advice we heard from Robert Whelan, Managing Director at Rockwell Financial Management.

This week on The Alpha Wealth Hour with Tom Fortino, Tom breaks down practical steps to help protect your retirement savings in both the short and long term. Even after April 15th, tax planning shouldn't be an afterthought—it's something that needs attention all year long. And when it comes to confidence in retirement, nothing matters more than […]

Everyone is worried about the market crashing… But the real threat to your retirement may be something far more predictable—and far more dangerous. Taxes. In this episode, Drew Stevens, PhD, shares a powerful perspective from over four decades in financial services. He explains why so many retirees unknowingly walk into retirement with a major blind spot: they've built wealth, but they haven't built a tax strategy. From IRAs and 401(k)s to Social Security taxation and IRMAA brackets, Drew breaks down how taxes can quietly erode your retirement income—and what you can do about it. You'll walk away understanding: Why future tax increases are likely How tax diversification can protect your income The importance of strategic withdrawals Why “just paying taxes later” is not a strategy How to start reducing your lifetime tax burden today If you've never had a detailed tax conversation with your advisor, this episode could change everything. To learn more or schedule a no-obligation conversation, visit: wisdomtowealth.com Take 30–40 minutes. Get clarity. Keep more of what you've earned.

What does it actually feel like to be on the cusp of retirement and wonder if you're doing it right? This week, Jean sits down with two listeners, Nancy and Melissa, who are both asking the same underlying question: How do I make sure I don't run out of money in retirement, while still actually enjoying my life? First, Jean talks with Nancy, 68, a soon-to-be retired nurse with $850K saved, a pension, and Social Security on the way. Nancy wants to renovate her bathrooms before she stops working, but she's torn between using her HELOC or tapping her nest egg.  Then Jean hears from Melissa, 53, who, along with her husband, has $1.2M+ saved across tax-deferred, Roth, brokerage, and treasury accounts, and wonders if she's taking on too much risk. Jean helps her zoom out, look at the full financial picture, and think through what a bucket strategy or annuity could mean for her peace of mind. In this episode: HELOC vs. refinance vs. pulling from savings; how to think through home improvement financing in retirement The 4% rule and when it makes sense to use it RMDs, IRMAA penalties, and why timing your withdrawals matters more than you think What 72% stocks actually look like when you account for your entire net worth Why hybrid long-term care policies might be worth a look How guaranteed income can actually free you to invest more aggressively with the rest Learn more about your ad choices. Visit megaphone.fm/adchoices

Money moves are changing. Young investors chase crypto volatility while retirement nest eggs look obsolete. Perhaps financial security needs to be redefined - from saving a million to mastering the skill of making money. Howie Lim gets some financial survival tips from Zachary Young from Atlantis Labs. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:00 The financial reality for young investors 02:44 The most dangerous flawed assumption 07:45 The "winning is upsetting" paradox 11:33 Nest egg obsolete! Financial security redefined 14:24 The 1-hour-a-week rule --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Zachary Young, founder of Atlantis Labs and CEO of CryptoKnight Academy Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Money moves are changing. Young investors chase crypto volatility while retirement nest eggs look obsolete. Perhaps financial security needs to be redefined - from saving a million to mastering the skill of making money. Howie Lim gets some financial survival tips from Zachary Young from Atlantis Labs. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 01:00 The financial reality for young investors 02:44 The most dangerous flawed assumption 07:45 The "winning is upsetting" paradox 11:33 Nest egg obsolete! Financial security redefined 14:24 The 1-hour-a-week rule --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Zachary Young, founder of Atlantis Labs and CEO of CryptoKnight Academy Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

 Don discusses how close GROTECTION is to the final line-in-the-sand for index exposure. Connor analyzes a key rule for locking in profits. Ted reviews the TURBOTECTION “quantum” shorts. Todd dives into three leaders in the Nat Gas sector. In this video for educational purposes only, Don Vandenbord, Ted Zhang, Connor Bates, & Todd Thomas, host The Your Money Video Podcast + Live Trading and Watchlist Stocks to Study. The Your Money Radio Podcast covers general topics & investment ideas for Research. It is for Educational & Entertainment purposes ONLY and is NOT meant to be Investment Advice. If you want or need Investment Advice, contact your own advisors or reach out to Revere Asset Management for individual Investment Advice. For more information contact us. The post OUR MISSION AT REVERE: AVOID BREAKING YOUR NEST EGG | Your Money Podcast Ep. 584 appeared first on Revere Asset Management.

Growing Your Nest Egg: A primer on investing for my grandchildren and other young adults by John W Weiser https://www.amazon.com/Growing-Your-Nest-Egg-grandchildren/dp/1778836879 COVERING THE BASICS OF INVESTING, Growing Your Nest Egg offers tips and pointers to familiarize readers with the benefits of saving for retirement, especially through owning stocks and bonds. It provides the wisdom of expert Wall Street investors and shares the benefit of the author’s own experiences-and his infectious enthusiasm for seeking and finding sound investments.

You've got the money, you'd like it to continue to grow throughout your retirement, where should you put it? It's an age old question that you get a different answer to depending on who and when you ask it. I certainly don't know the answer, so let's talk to someone who does. Certified financial planner Art Stein joins me.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3440: Philip Taylor explores smart strategies for building long-term savings beyond retirement, emphasizing the importance of balancing liquidity, risk, and returns. Whether you're dreaming of early retirement, funding a future business, or leaving a generous gift to loved ones, he offers clear guidance on where to park your money for optimal long-term growth without locking it away like retirement funds. Read along with the original article(s) here: https://ptmoney.com/best-long-term-savings-building-nest-egg/ Quotes to ponder: "I think it's wise to have specific savings goals for all your money." "Saving just for the sake of saving is a sign you might need to stop down and think about what you want for your future." "Don't throw asset allocation and diversity out the window just because of low returns in the cash and savings arena." Episode references: Vanguard: https://www.vanguard.com Betterment: https://www.betterment.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3440: Philip Taylor explores smart strategies for building long-term savings beyond retirement, emphasizing the importance of balancing liquidity, risk, and returns. Whether you're dreaming of early retirement, funding a future business, or leaving a generous gift to loved ones, he offers clear guidance on where to park your money for optimal long-term growth without locking it away like retirement funds. Read along with the original article(s) here: https://ptmoney.com/best-long-term-savings-building-nest-egg/ Quotes to ponder: "I think it's wise to have specific savings goals for all your money." "Saving just for the sake of saving is a sign you might need to stop down and think about what you want for your future." "Don't throw asset allocation and diversity out the window just because of low returns in the cash and savings arena." Episode references: Vanguard: https://www.vanguard.com Betterment: https://www.betterment.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3440: Philip Taylor explores smart strategies for building long-term savings beyond retirement, emphasizing the importance of balancing liquidity, risk, and returns. Whether you're dreaming of early retirement, funding a future business, or leaving a generous gift to loved ones, he offers clear guidance on where to park your money for optimal long-term growth without locking it away like retirement funds. Read along with the original article(s) here: https://ptmoney.com/best-long-term-savings-building-nest-egg/ Quotes to ponder: "I think it's wise to have specific savings goals for all your money." "Saving just for the sake of saving is a sign you might need to stop down and think about what you want for your future." "Don't throw asset allocation and diversity out the window just because of low returns in the cash and savings arena." Episode references: Vanguard: https://www.vanguard.com Betterment: https://www.betterment.com Learn more about your ad choices. Visit megaphone.fm/adchoices

When people think about preparing for retirement, they usually think about saving. But the real challenge? Making sure your money lasts as long as you do. Morningstar's Christine Benz joins us for a conversation about the smartest ways to prepare for retirement and make sure your money goes the distance.  This episode is part of our new, monthly retirement-focused series, brought to you by LIMRA. With practical tips and real-world conversations, these episodes will give you the tools to help you feel more confident about what comes next. In this episode, Jean and Christine break down: Why there's no one-size-fits-all retirement plan How to shift from a saving to a spending mindset in retirement The biggest retirement blind spots – and why they're more challenging for women The steps you can take today to feel less overwhelmed about retirement planning

In this episode of Money Matters, Scott and Pat dive into real-world financial decisions faced by high-net-worth families. One caller seeks guidance on managing his 87-year-old mother's $1 million nest egg, while another—with $8 million saved—is questioning whether a QLAC is necessary. The $8 million decision opens the door to meaningful conversations around trust planning, emotional risk tolerance, and why simplicity often beats complexity—especially when family is involved. You'll also hear insights on gifting strategies, changes to Social Security rules, and what to consider when planning for longevity. Whether you're managing $1 million or $8 million, this is the kind of real talk every high-net-worth family should hear. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

What’s lurking in your retirement plan that could derail your best year ever—taxes, surcharges, or missed goals? In this episode, JoePat Roop reveals why setting actionable goals beats making empty resolutions, and how understanding tax pitfalls can help you keep more of your hard-earned savings. From building a one-page income plan to navigating Social Security and Medicare surprises, get practical insights for taking control of your financial future in 2026. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Most retirement conversations obsess over account balances - how much you've saved, how your portfolio performed, whether you've hit a "number." But retirement doesn't work like a scorecard. It works like a paycheck. In this episode, we reframe retirement planning around the question that actually matters: How much reliable monthly income can your investments generate, and can you use it confidently? Take too much, and you risk running out of money. Take too little, and you risk living smaller than you need to, postponing joy, and merely enduring retirement instead of enjoying it. We'll break down why retirement success is driven by income, not assets; how to think about sustainable withdrawal without fear or guesswork; and how strategic spending allows you to experience life now while still protecting the future.  Most importantly, we'll explain why replacing your paycheck with a thoughtful, durable income plan is the foundation of real retirement planning, and the difference between hoping your money lasts and knowing your lifestyle will. If you want a retirement built around confidence, clarity, and lived experiences  (not just preservation) this episode will help you rethink everything you've been told about "how much is enough." Listen in. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>  LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/

How far can $1.5 million really take you in retirement? This episode reveals surprising differences in how long your savings last across the U.S., why taxes and inflation can shrink your nest egg, and how Social Security and Medicare rules impact your plans. Art McPherson breaks down the essentials of income planning, tax strategy, and keeping pace with rising costs—plus, hear real stories and practical tips for navigating retirement’s biggest financial challenges. Tune in for a candid look at what it takes to retire smart, no matter where you live. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

If you get a distribution from your 457, it may feel like income that you can do whatever with. This time of year, it may be tempting to spend it on a Christmas retreat or a New Year's reset, but is that going to steal your retirement nest egg? Nate Reineke and Chelsea Jones break down how that distribution can be used to bolster your retirement plans and how for Physician Family clients, it is already factored into their plan. We also answer your colleagues' questions. A Surgeon in New York says, “We are a little bit ahead on college savings for our 7 and 9 year old children, should we slow down?” Retired Family Medicine Doc in Oregon wants to know if they should do QCDs next year? A Psychiatrist in Chicago asks, “We want to move to a better neighborhood and buy a house that is twice as expensive as our current home. If we can afford the monthly mortgage, why not do it?” A Retired Urologist in Oregon is wondering, “Should we consider taking more than just the RMD in our inherited IRA in order to reduce ballooning during the end of the 10-year period, causing our taxable income to spike?” Are you ready to turn worries about taxes and investing into all the money you need for college and retirement? It's time to make a plan and get on track. To find out if we're a match visit physicianfamily.com and click get started or, you can ask a question of your own by emailing podcast@physicianfamily.com. See marketing disclosures at physicianfamily.com/disclosures

We'll talk about practical ways to stretch retirement dollars-- such as adjusting withdrawals, delaying Social Security, integrating annuities, and managing market risk.Today's Stocks & Topics: Tyson Foods, Inc. (TSN), Market Wrap, VanEck IG Floating Rate ETF (FLTR), iShares 0-3 Month Treasury Bond ETF (SGOV), Don't Outlive Your Nest Egg: Strategies to Make Savings Last, Small Cap Stocks, WW International, Inc. (WW), Elon Musk's $1 Trillion Pay Package, Amdocs Limited (DOX), Federal National Mortgage Association (FNMA), Social Media.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

#660: Caring for an aging parent can morph into a second full-time job, and even the most financially savvy adults get blindsided. Bank accounts freeze, home sales stall, and family savings disappear faster than anyone expects. In this episode, we dig into what really happens when you take over a parent's financial life, from the first power of attorney to the final tax return. We explore the emotional and logistical realities of dementia care, Medicaid, trusts, probate, and why a single smartphone setting can determine whether you can access the information you need. Veteran financial journalist and certified financial planner Beth Pinsker joins us to share the hard lessons she learned while managing her parents' money, housing, and estate. She opens up about the “you don't know what you don't know” moments that hit even experts. We look at why almost every caregiver reaches a breaking point, the two documents that can save a year of stress and tens of thousands of dollars, how a forgotten zero-balance home equity line nearly torpedoed a real estate deal, and why phone access now belongs at the center of estate planning. We also confront the brutal math of long-term dementia care, the real differences between Medicare and Medicaid, how to evaluate facilities beyond brochures, and what happens when a parent dies without updated paperwork. Through it all, we focus on how clear conversations about wishes and values can reduce guilt and burnout for the people left steering the ship. Key Takeaways Financial caregiving comes for almost everyone eventually, and even experts hit roadblocks, so the goal is not perfection but reducing avoidable chaos. Power of attorney and healthcare proxy documents are foundational, often more urgent than a will, and they need to be current, state-appropriate, and shared with the people who may need to use them. A locked smartphone without a legacy contact can become a financial brick, cutting caregivers off from essential clues about accounts, subscriptions, and bills. Long-term dementia care can run five to six figures per year, outlasting even solid nest eggs, so families need to confront the realities of Medicaid and state-specific safety nets before the money runs out. How assets are titled, from bank accounts to real estate, determines whether heirs inherit smoothly through a trust or spend years and thousands of dollars navigating probate. The most important “plan” is knowing a loved one's wishes for quality of life and end-of-life care, so financial and medical decisions feel like honoring them instead of guessing in the dark. Key moments (0:00) Why financial caregiving blindsides even the experts (05:18) The hidden home equity line that almost killed a real estate deal (10:54) Two documents every adult in your life should have (14:29) The critical phone setting that protects access to accounts and memories (21:23) What Prince's estate taught us about wills and inertia (31:39) Planning for a decade of dementia care without going broke (35:16) How Medicaid really works and why “running out of money” is a process (38:46) The menu of care options from in-home help to CCRCs and nursing homes (44:31) The “smell test” for evaluating facilities in the real world (51:06) What to do in the first weeks after a parent dies (54:38) Trusts, titles, probate, and how one frozen account cost $5,000 to unlock (01:01:04) Knowing their wishes so money decisions feel like honoring, not guessing Resources and Links Beth Pinsker's website: bethpinsker.com Beth's retirement and financial planning columns at MarketWatch Beth's book, My Mother's Money, on financial caregiving and planning for aging parents and loved ones Learn more about your ad choices. Visit podcastchoices.com/adchoices

Aaron Kersch and Laura Zettel-Watson joined forces to answer the question “What if there was a way to help everyone design their dream retirement before they even stepped into the office of a Financial Planner?” Aaron is the financial planner, Laura is a psychologist and a gerontologist (among other things!) The answer to that question is "The Rewarding Retirement Workbook: Six Essentials Beyond Your Nest Egg”. Today they discuss: Research: 50% of happiness is predetermined by genes, 8-15% comes from circumstances like income Hedonic and eudaimonic happiness Relationships matter more than money for happiness Focus on activities rather than goals Behavioural finance Go-Go Years, Slow-Go Years, and No-Go Years Aaron and Laura also discuss the Six Essentials Beyond our Nest Egg and why we Boomer Women are unique in history. Listen now and then share this episode. Find The Rewarding Retirement Workbook at https://rewardingretirementworkbook.com/ Learn more about Aaron and Laura and find all their links at The Boomer Woman's Podcast: Aaron Kirsch and Laura Zettel-Watson Want to be a guest on The Boomer Woman's Podcast? Send Agnes a message on PodMatch, here:  Agnes on PodMatch  

One NZ-based think tank is floating the idea of KiwiSaver schemes for kids, claiming it could set them up with $10,000-$20,000 in savings by the time they reach adulthood. The Institute for Democratic and Economic Analysis has put out a report proposing different models, including a kickstart Government payment and matching parental contributions. Max Rashbrooke, co-founder of the Institute for Democratic and Economic Engagement Analysis, says it could make a significant difference. "Obviously, the Government's moving to make financial literacy a compulsory part of the curriculum, we think that's an excellent idea - but how much more meaningful would that financial literacy education be in high school classes if every child in that class knows they've got a KiwiSaver account that's accumulating?" LISTEN ABOVESee omnystudio.com/listener for privacy information.

When people think of what could haunt their retirement, they often imagine running out of money, facing unexpected expenses, or living too long. But as we discuss in this episode, there's a more insidious villain: sequence of return risk. Sequence of return risk refers to the threat of poor investment returns occurring early in your retirement years, just when you start withdrawing funds. Even if the average returns over your retirement are sufficient, early losses can irreparably damage your nest egg and dramatically increase the odds of running out of money. To bring these concepts to life (with a Halloween twist), we walk through a scenario featuring Jamie Lee Curtis's iconic character, Laurie Strode, imagining her retirement through 25 years of market ups and downs. The outcome all depends on her initial withdrawal strategy and, crucially, how her portfolio is allocated. Outline of This Episode [00:00] A Halloween retirement survival tale, ft. Laurie Strode. [03:16] Retirement withdrawal scenarios analysis. [07:30] Optimizing financial asset allocation. [11:47] Diversification protects retirement portfolios. [15:16] Retirement portfolio stress testing. [16:41] Retirement planning for stability. ***********

When is the best time to retire from the federal government? Choosing your retirement date isn't just about flipping a calendar; it can determine how much you actually take home. In this All About FERS episode, Christian breaks down: ✅ The most strategic retirement dates (and why they matter) ✅ How your annual leave payout could add tens of thousands to your final paycheck ✅ The tax and TSP contribution timing traps you need to avoid ✅ Why December 31 isn't always the magic number, and how to find your perfect date Whether you're eyeing 2025 or still a few years away, this episode will help you make a confident, financially wise choice about when to retire.

Join our free Triple Play Masterclass on Oct 22 (1–4 PM CT) and discover 3 powerful paths to financial freedom: Alternative Investments, Land Flipping, and Infinite Banking. Experts Anthony Faso, Cameron Christiansen, Ellis Hammond, and Jack Bosch will show you how to create income streams that work even when you don't.

Are you ready for retirement, or just hoping for the best? Abe Abich dives into the real-life challenges facing federal employees after buyouts, the critical need for a personalized retirement roadmap, and the hidden tax traps that can drain your savings. Discover actionable insights and stories that reveal how planning ahead can turn uncertainty into confidence—no matter where you are on your retirement journey. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Think taxes are your biggest retirement risk? Discover how smart tax planning can preserve your savings, why most retirees struggle to spend confidently, and how life insurance can do more than just cover emergencies. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedIn See omnystudio.com/listener for privacy information.

NEST EGG #RTTBROS #NightlightNest EggLuke 12:21 - "So is he that layeth up treasure for himself, and is not rich toward God."Medieval farmers knew something smart about chickens. When collecting eggs, they'd always leave one in the nest, what they called the "nest egg." That one egg kept the hen coming back to lay more. Take them all, and your chicken might hide her eggs somewhere you'd never find them.By the fourteenth century, peasants used this phrase to describe their approach to the future: set aside a little now, find security later. It was about thinking beyond today's hunger to tomorrow's needs.That's good wisdom, and there's nothing wrong with planning for the future and being responsible with what God gives us. But Jesus told a story that puts this in perspective. A rich man had such a good harvest that he tore down his barns to build bigger ones. He was planning for many years of easy living, but God called him a fool because that very night, his soul was required of him.See, there's a difference between wise planning and foolish hoarding. The question Jesus asks is: what kind of nest egg are you building?Are you laying up treasure in heaven or just on earth? Are you investing in things that'll matter a hundred years from now, or just things that make you feel secure today?I'm not saying don't plan for retirement. I'm saying make sure your spiritual nest egg is growing too. Every act of kindness, every moment in prayer, every dollar given to God's work, that's your eternal nest egg growing.Because friend, earthly nest eggs can disappear in a market crash, but heavenly treasure is safe forever.Prayer: God, help me be wise with earthly planning but even wiser with eternal investing. Show me how to be rich toward You. Amen.Be sure to Like, Share, Follow and subscribe, it helps get the word out. https://linktr.ee/rttbros

This week on the Retirement Quick Tips Podcast, I'm talking about the all-too-common problem of being too frugal and underspending in retirement, how this frugality can rob you of a fulfilling retirement, and steps you can take to find a better balance with spending and preserving financial security in retirement.  Today, I'm talking about my Top Tips To Start Enjoying Your Nest Egg More

This week Shauna and Dan explore the varieties of Nest Eggs. Bonus: Common-sense furniture, Satan sitting on a sin's spawn, and Shauna's hot ninja take It's free to join our Patreon, patreon.com/bunnytrailspod On our Patreon you have direct access to reach Shauna and Dan, plus join our weekly chats and polls. Paid tiers have even more perks, like early access and name recognition on the show. So join us on Patreon! patreon.com/bunnytrailspod Shownotes are always available on our website, bunnytrailspod.com Copyright 2025 All Rights Reserved

As we work and accumulate super throughout our careers, we hope to build a tidy nest egg for our retirement. But if you pass away before accessing the money, who receives it? 

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! What if your retirement plan is built on shaky ground? In this episode, Nolan Baker, President and CEO of ARHQ, reveals overlooked threats that could quietly sabotage your financial future. From the ripple effects of unchecked government spending to the subtle warning signs in financial advisors, Nolan breaks down the risks that often go unnoticed. He also explores how family dynamics can complicate legacy planning and why an “all-weather portfolio” might be your best defense against market volatility. Whether you’re nearing retirement or already there, this conversation offers a clear-eyed look at what it takes to protect your income for your future. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.comSee omnystudio.com/listener for privacy information.

www.RPFacademy.com 

This week on This Week in Real Estate (tWiRE), we're unpacking a whirlwind of industry headlines that could reshape how agents, brokers, and buyers navigate the market.

In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the critical but often overlooked topic of Retirement Life Planning with special guest Dr. Corinne Auman a Ph.D. in geriatrics and author of Keenagers While financial strategies and retirement income are vital, this conversation emphasizes the non-financial aspects of retirement, helping you prepare for not just “how much to save for retirement,” but how to truly live well through it. As people live longer, healthier lives, planning for aging with intention has become essential.Listen in to learn about the difference between a financial plan and a Retirement Lifestyle Plan, how to proactively prepare for transitions like moving into a retirement community or making your home age-friendly, and how to find purpose beyond work. Whether you're looking into continuous care, exploring early retirement, or trying to stay mentally and socially engaged, this episode will help you build a vision that goes far beyond your nest egg.In this episode, find out:· Why retirement life planning is just as important as financial planning.· The SPIES framework: addressing Social, Physical, Intellectual, Emotional, and Spiritual needs in retirement.· When to start planning for retirement lifestyle goals and how to structure your future.· The importance of purpose and stimulation after leaving the workforce.· Why being on a waitlist for a retirement community is part of smart planning.Tweetable Quotes:“Retirement planning isn't just financial—it's emotional, intellectual, and deeply personal.” – Radon Stancil “We all need purpose after retirement. Don't wait to plan your next chapter.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

In this episode, financial advisors and retirement planners Jim Martin and Casey Bibb of Martin Wealth Solutions delve into the complexities of Required Minimum Distributions (RMDs) for retirement accounts like traditional IRAs and 401(k)s. They discuss the timing, calculation, and strategies for managing RMDs to avoid surprise tax bills and unnecessary withdrawals. The discussion includes real-life client scenarios and emphasizes the importance of strategic planning, early Roth conversions, and qualified charitable distributions. The goal is to prepare listeners approaching retirement to manage RMDs efficiently and minimize tax impacts. http://retirewithmartin.com/

The Thirsty boys are back and full of fire and nonsense as they check facts, detail phrase derivations, riff on sports, beers, travels, music, bullies, and a whole lot more. Raise a glass and join in!

If you know you are going to inherit a massive amount in the coming years, would it change your priorities? Your financial behavior? Look, in the world of finance, it's routine to calculate the expected future values of current investments. But when it comes to your personal situation, how much present value do you think you should count on when calculating future value? Join Kevin as we take a fun look at believers' fascinating reality from the Bible: the present value of all things! // Download this episode's Application & Action questions and PDF transcript at whitestone.org.

Amy Arnott, Morningstar Inc. portfolio strategist, discusses why her team's starting safe withdrawal rate is more conservative than the popular 4% rule. Plus, a new metric to help determine financial priorities during retirement.How ‘The State of Retirement Income' Report Helps Investors Know Their Safe Withdrawal RateConservative Estimate for Starting Safe Withdrawal RateWhy Has the Starting Safe Withdrawal Rate Gone Down? Flexible or Dynamic Strategies to Increase the Starting Safe Withdrawal Rate What Is the Spending-Ending Ratio? Retirement Spending Strategies That Leave Legacy Funds Strategies to Help Retirees Spend All Their Retirement Savings Should You Delay Social Security? What Type of Retiree Should Considering an Annuity?Pros and Cons of Deferred Annuities What's Next for 'The State of Retirement Income' Report? Read about topics from this episode.  Six Retirement Withdrawal Strategies That Stretch SavingsThe Best Ways to Maximize Your Retirement Income in 2025Navigating the Future of Retirement Income: Trends, Strategies, and InsightsMorningstar's Retirement Income Research: Reevaluating the 4% Withdrawal RuleWhat's a Safe Retirement Spending Rate for 2025?Maybe You Shouldn't Delay Taking Your Social Security Benefits After AllHow to Retire: Tips for Entering RetirementTIPS Funds Gain on Fears of Inflation and Economic DownturnHow to Use Our Retirement Income Research  What to watch from Morningstar. Worried About a Market Sell-Off? These 10 Funds Reduce Portfolio RiskGray Divorce: How to Avoid Triggering a Costly Tax BillWhy the Bond Market Looks Brighter Than It Did in 2022Where to Find Bargain Stocks in an Expensive Market Read what our team is writing:Amy ArnottIvanna Hampton Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/X: https://x.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

Click here to work with us! For decades, you've been focused on saving—watching your retirement accounts grow, sticking to a budget, and making smart financial decisions to ensure a secure future. But now that the time has come to actually enjoy your hard-earned money, spending it feels... unsettling.  You're not alone. Many retirees struggle with the mental shift from accumulation to decumulation, even when their financial plans show they have more than enough. The fear of running out, coupled with conflicting financial advice, makes it tough to confidently transition into this new phase of life. Today we explore strategies for overcoming the retirement spending fear, based on an insightful Forbes article by Tim Maurer. We'll break down his three-step approach: phasing into retirement instead of stopping abruptly, redefining "work" to maintain purpose and fulfillment, and structuring an investment portfolio designed specifically for retirement withdrawals. Plus, we'll tackle a listener question about Social Security spousal benefits and the implications of early filing. By the end of the episode, you'll gain a clearer understanding of how to embrace your retirement, spend with confidence, and fully enjoy the wealth you've built.  Outline of This Episode (0:00) The fear of spending in retirement (1:19) The “Retirement Cycle of Fear” (3:13) Step 1: Phase into retirement gradually (5:15) Step 2: Keep working, but redefine it (7:20) Step 3: Build a portfolio for spending (10:14) Listener Q – Social Security & spouses (14:30) Final thoughts (how to thrive in retirement) Resources & People Mentioned The Retirement Podcast Network Tim Maurer's Forbes article – Overcoming the fear of spending in retirement. Daniel Crosby's The Soul of Wealth – A deep dive into money and psychology. Connect with Benjamin Brandt Become a Client: www.retirementstartstoday.com/start Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

Are you ready to take control of your retirement? In this episode, Kris Krohn dives into a powerful strategy for maximizing your financial future with real estate. Kris breaks down Todd's journey—how he leveraged his pension, 401(k), and real estate investments, including a vacation home in Aruba, to create a sustainable income stream for retirement. With actionable insights on how to protect your principal and grow your wealth, Kris highlights how a strategic mix of passive income and real estate can help you achieve financial independence faster.