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This week on This Week in Real Estate (tWiRE), we're unpacking a whirlwind of industry headlines that could reshape how agents, brokers, and buyers navigate the market.
In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the critical but often overlooked topic of Retirement Life Planning with special guest Dr. Corinne Auman a Ph.D. in geriatrics and author of Keenagers While financial strategies and retirement income are vital, this conversation emphasizes the non-financial aspects of retirement, helping you prepare for not just “how much to save for retirement,” but how to truly live well through it. As people live longer, healthier lives, planning for aging with intention has become essential.Listen in to learn about the difference between a financial plan and a Retirement Lifestyle Plan, how to proactively prepare for transitions like moving into a retirement community or making your home age-friendly, and how to find purpose beyond work. Whether you're looking into continuous care, exploring early retirement, or trying to stay mentally and socially engaged, this episode will help you build a vision that goes far beyond your nest egg.In this episode, find out:· Why retirement life planning is just as important as financial planning.· The SPIES framework: addressing Social, Physical, Intellectual, Emotional, and Spiritual needs in retirement.· When to start planning for retirement lifestyle goals and how to structure your future.· The importance of purpose and stimulation after leaving the workforce.· Why being on a waitlist for a retirement community is part of smart planning.Tweetable Quotes:“Retirement planning isn't just financial—it's emotional, intellectual, and deeply personal.” – Radon Stancil “We all need purpose after retirement. Don't wait to plan your next chapter.” – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.
Adam Bergman is a well-known figure in the world of retirement planning, particularly for his pioneering work in the self-directed IRA (Individual Retirement Account) industry. As the founder of IRA Financial, a leading firm specializing in self-directed retirement accounts, Adam has built a reputation as a highly respected expert on alternative investments and tax-advantaged retirement strategies.Before founding IRA Financial, Adam worked as an attorney specializing in tax law, focusing on retirement and investment strategies. His extensive knowledge of tax codes, ERISA (Employee Retirement Income Security Act), and IRS regulations gave him a unique perspective on the potential benefits of self-directed retirement accounts, which at the time were relatively underutilized.In 2010, Adam Bergman launched IRA Financial with the goal of facilitating the setup of self-directed IRAs and also providing comprehensive guidance on how to structure these accounts and navigate the legal intricacies involved. A self-directed IRA allows individuals and business owners to invest in a wide range of assets, including real estate, private equity, cryptocurrencies, precious metals, and even startups, which traditional IRAs do not permit. Under Adam's leadership, IRA Financial Group grew into one of the largest and most recognized firms in the self-directed IRA space with over 25,000 clients and over $5B in assets invested.Adam has written extensively on topics such as self-directed IRAs, the legality of alternative investments, and tax strategies. In addition to authoring 9 books, his work has been featured in over 100 prominent media outlets such as Forbes, The Wall Street Journal, and Business Insider. In addition to his writing, Adam has appeared as a speaker at numerous financial and investment conferences and podcasts, where he shares his insights on the future of retirement planning and alternative investments. His expertise and ability to simplify complex tax and legal concepts have made him a trusted resource for both individual investors and financial professionals.
Adam Bergman is a well-known figure in the world of retirement planning, particularly for his pioneering work in the self-directed IRA (Individual Retirement Account) industry. As the founder of IRA Financial, a leading firm specializing in self-directed retirement accounts, Adam has built a reputation as a highly respected expert on alternative investments and tax-advantaged retirement strategies.Before founding IRA Financial, Adam worked as an attorney specializing in tax law, focusing on retirement and investment strategies. His extensive knowledge of tax codes, ERISA (Employee Retirement Income Security Act), and IRS regulations gave him a unique perspective on the potential benefits of self-directed retirement accounts, which at the time were relatively underutilized.In 2010, Adam Bergman launched IRA Financial with the goal of facilitating the setup of self-directed IRAs and also providing comprehensive guidance on how to structure these accounts and navigate the legal intricacies involved. A self-directed IRA allows individuals and business owners to invest in a wide range of assets, including real estate, private equity, cryptocurrencies, precious metals, and even startups, which traditional IRAs do not permit. Under Adam's leadership, IRA Financial Group grew into one of the largest and most recognized firms in the self-directed IRA space with over 25,000 clients and over $5B in assets invested.Adam has written extensively on topics such as self-directed IRAs, the legality of alternative investments, and tax strategies. In addition to authoring 9 books, his work has been featured in over 100 prominent media outlets such as Forbes, The Wall Street Journal, and Business Insider. In addition to his writing, Adam has appeared as a speaker at numerous financial and investment conferences and podcasts, where he shares his insights on the future of retirement planning and alternative investments. His expertise and ability to simplify complex tax and legal concepts have made him a trusted resource for both individual investors and financial professionals.
In this episode, financial advisors and retirement planners Jim Martin and Casey Bibb of Martin Wealth Solutions delve into the complexities of Required Minimum Distributions (RMDs) for retirement accounts like traditional IRAs and 401(k)s. They discuss the timing, calculation, and strategies for managing RMDs to avoid surprise tax bills and unnecessary withdrawals. The discussion includes real-life client scenarios and emphasizes the importance of strategic planning, early Roth conversions, and qualified charitable distributions. The goal is to prepare listeners approaching retirement to manage RMDs efficiently and minimize tax impacts. http://retirewithmartin.com/
Send us a textRetirement isn't the end—it's a powerful new beginning. In this deeply moving and enlightening episode, I sit down with Wendy Leggett, a Professional Certified Coach and the heart behind Conflux Retirement Coaching. Together, we unpack the emotional layers of retirement—the fear, the loss of identity, and the power of reinvention.Wendy shares how to shift from “doing” to “being,” why mapping out your joy is as essential as your finances, and how to step into retirement not with dread, but with purpose and peace. Whether you're retiring next year or in thirty, this conversation will change the way you view your next chapter.What We Talk About:Why non-financial retirement planning mattersThe AIM method: Awareness, Intention, and MovementReclaiming identity beyond your careerCreating joy now—not just “someday”How grief and presence shape our purposeReal-life stories of reinvention and renewalConnect with Wendy Leggett:Website: https://confluxretirementcoaching.comLinkedIn: https://linkedin.com/in/wendyleggettFacebook: https://facebook.com/confluxretirementcoachingFreebie: Download Wendy's “No Regrets Retirement” Readiness Package + Free Discovery Session at https://www.boldnewsteps.comFollow Pearl onsocial media TikTok, Instagram, and Facebook: @PearlchiarenzaGo to https://www.wsliving.com/Remember to embrace your inner pearl, nourish yourself, and find balance in life. Staytrue to your authentic self and continue working on your personal growth.
Highlights Include:00:00:50 Back to basics: what is diversification? 00:03:00 Can diversification hurt returns? 00:05:50 The right time to diversify 00:07:30 How to approach diversification when building your portfolio 00:11:25 The role of correlation in portfolio construction For a full transcript in English and French, please visit the TD Asset Management Podcast page: https://www.td.com/ca/en/asset-management/insights/podcast Email any questions or ideas for future episodes to: td.tdamtalks@td.comPlease follow "TD Asset Management" on LinkedIn: https://ca.linkedin.com/showcase/tdassetmanagement/
Long Night in the Wild...with tracks by ...Kingdom of the Holy Sun, Lone Cosmonaut, Nest Egg, The Joke, Silence, Les Dead Boobs, Vivita and The Sufferings, Talking Dog, Lazy Legs, Mycatisgreen, Detaltactic, Tenth Cloud. Running Wild, by Kingdom of the Holy Sun. Seattle, Washington. [Dead Bees] Nacht, by Lone Cosmonaut. UK. [The Committee [...] The post Rewind… PCP#561… Long Night in the Wild…. appeared first on Pete Cogle's Podcast Factory.
The Thirsty boys are back and full of fire and nonsense as they check facts, detail phrase derivations, riff on sports, beers, travels, music, bullies, and a whole lot more. Raise a glass and join in!
If you know you are going to inherit a massive amount in the coming years, would it change your priorities? Your financial behavior? Look, in the world of finance, it's routine to calculate the expected future values of current investments. But when it comes to your personal situation, how much present value do you think you should count on when calculating future value? Join Kevin as we take a fun look at believers' fascinating reality from the Bible: the present value of all things! // Download this episode's Application & Action questions and PDF transcript at whitestone.org.
Amy Arnott, Morningstar Inc. portfolio strategist, discusses why her team's starting safe withdrawal rate is more conservative than the popular 4% rule. Plus, a new metric to help determine financial priorities during retirement.How ‘The State of Retirement Income' Report Helps Investors Know Their Safe Withdrawal RateConservative Estimate for Starting Safe Withdrawal RateWhy Has the Starting Safe Withdrawal Rate Gone Down? Flexible or Dynamic Strategies to Increase the Starting Safe Withdrawal Rate What Is the Spending-Ending Ratio? Retirement Spending Strategies That Leave Legacy Funds Strategies to Help Retirees Spend All Their Retirement Savings Should You Delay Social Security? What Type of Retiree Should Considering an Annuity?Pros and Cons of Deferred Annuities What's Next for 'The State of Retirement Income' Report? Read about topics from this episode. Six Retirement Withdrawal Strategies That Stretch SavingsThe Best Ways to Maximize Your Retirement Income in 2025Navigating the Future of Retirement Income: Trends, Strategies, and InsightsMorningstar's Retirement Income Research: Reevaluating the 4% Withdrawal RuleWhat's a Safe Retirement Spending Rate for 2025?Maybe You Shouldn't Delay Taking Your Social Security Benefits After AllHow to Retire: Tips for Entering RetirementTIPS Funds Gain on Fears of Inflation and Economic DownturnHow to Use Our Retirement Income Research What to watch from Morningstar. Worried About a Market Sell-Off? These 10 Funds Reduce Portfolio RiskGray Divorce: How to Avoid Triggering a Costly Tax BillWhy the Bond Market Looks Brighter Than It Did in 2022Where to Find Bargain Stocks in an Expensive Market Read what our team is writing:Amy ArnottIvanna Hampton Follow us on social media.Facebook: https://www.facebook.com/MorningstarInc/X: https://x.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/
The market's turbulence due to the uncertainty around Trump’s tariffs and global trade dealings shouldn't dictate your retirement. In this episode, Abe Abich shares actionable steps to protect your life savings. He touches on diversifying your nest egg to minimize risk and ways to ensure stable income by leveraging social security and pensions. Abe also explains that retirees should consider tax strategies like Roth conversions and tax loss harvesting. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
In this episode, brought to you by Wesleyan Financial Services', Marie Williams-Cooke and our Head of Dental Iain Stevenson explore the concept of the ‘nest egg' and its significance for dental professionals, and provide valuable insights into effective saving strategies. From inflation impacts to investment options, they discuss how to build a robust financial plan for your future. This podcast is for information only and does not constitute financial advice. To find out more go to wesleyan.co.uk. Bear in mind that the value of investments can go down as well as up and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in future. Wesleyan Financial Services is a broker and insurance products are provided by a number of selected insurers. Wesleyan Financial Services Ltd (Registered in England and Wales No. 1651212) is authorised and regulated by the Financial Conduct Authority. Registered Office: Colmore Circus, Birmingham B4 6AR. Telephone: 0345 351 2352. Calls may be recorded to help us provide, monitor and improve our services to you. Charges may apply. Learn more about our charges at wesleyan.co.uk/charges.
West Coast have tabled two massive offers for star-midfielder Harley Reid to stay at the club, Paul Roos isn't convinced he's worth it. Will Day won't be heading to Adelaide, instead he's off to hospital to have surgery on his foot that will keep him out for a big chunk of the season. Izak Rankine needs to prove his fitness ahead of Adelaide's home game against Geelong. And does the media give the state-based leagues an unnecessarily bad wrap?
In this episode, Monika tackles the challenge of using retirement savings wisely. While most people focus on accumulating a retirement fund, the real challenge is making it last. She explains the Money Trinity, a three-bucket strategy that ensures financial security while combating inflation. The Now Fund covers immediate needs, the Next Fund balances safety and growth, and the Future Fund builds long-term wealth. By strategically allocating money across these buckets, retirees can secure their present while letting a portion of their savings grow.Next, she breaks down credit risk, explaining why PSU bank deposits offer lower rates than corporate deposits and how investors can assess financial safety. She discusses credit ratings for companies, countries, and individuals, showing how these indicators help measure the likelihood of default. From evaluating debt mutual funds to understanding the risk-o-meter, Monika shares practical ways to navigate the complexities of fixed-income investments.In the listener Q&A, Lalit Kumar seeks advice on mutual fund selection and systematic transfer plans (STPs). Archanaa Panda questions the negative returns on her lump-sum investment in a balanced advantage fund. Arpita Majumdar, a single mother, asks about withdrawing from NPS and choosing term insurance.Chapters:(00:30 - 06:55) Cracking the Retirement Nest Egg: Strategies for Longevity and Inflation(06:56 - 08:46) Understanding Credit Risk: Deposits, Ratings, and Debt Funds(08:47 - 13:40) Mutual Fund Choices, STP Strategy, and Direct vs. Regular Funds(13:41 - 16:28) Market Timing, Balanced Advantage Funds, and Long-Term Investing (16:29 - 19:49) NPS Withdrawal, Term Insurance, and Financial Planning for Single Momshttp://www.aria.org.inIf you have financial questions that you'd like answers for, please email us at mailme@monikahalan.com Monika's book on basic money managementhttps://www.monikahalan.com/lets-talk-money-english/Monika's book on mutual fundshttps://www.monikahalan.com/lets-talk-mutual-funds/Monika's workbook on recording your financial lifehttps://www.monikahalan.com/lets-talk-legacy/Calculatorshttps://investor.sebi.gov.in/calculators/index.htmlYou can find Monika on her social media @monikahalan. Twitter @MonikaHalanInstagram @MonikaHalanFacebook @MonikaHalanLinkedIn @MonikaHalanProduction House: www.inoutcreatives.comProduction Assistant: Anshika Gogoi
Retirement planning isn't just about saving money; it's about protecting your nest egg from market volatility. Abe Abich discusses the importance of understanding your investment allocation and risk tolerance as you approach retirement. With the market's ups and downs, retirees need a comprehensive plan that balances growth and income protection. Abe explains why it’s crucial to evaluate your portfolio's performance and costs to avoid unnecessary fees and losses. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
#CouplesTherapy The One with cracking the Nest Egg or Not + Florida Man Game for Cody Johnson tix, This is Not what I ordered, Coryelle's Touching Grass App & More!
In this episode, we discuss the Nest Egg strategy. This is a retirement strategy that property investors can use to fund their retirement costs.This includes how the Nest Egg strategy works in practice, the 2 bank accounts you need and the advisers you'll work with. For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Click here to work with us! For decades, you've been focused on saving—watching your retirement accounts grow, sticking to a budget, and making smart financial decisions to ensure a secure future. But now that the time has come to actually enjoy your hard-earned money, spending it feels... unsettling. You're not alone. Many retirees struggle with the mental shift from accumulation to decumulation, even when their financial plans show they have more than enough. The fear of running out, coupled with conflicting financial advice, makes it tough to confidently transition into this new phase of life. Today we explore strategies for overcoming the retirement spending fear, based on an insightful Forbes article by Tim Maurer. We'll break down his three-step approach: phasing into retirement instead of stopping abruptly, redefining "work" to maintain purpose and fulfillment, and structuring an investment portfolio designed specifically for retirement withdrawals. Plus, we'll tackle a listener question about Social Security spousal benefits and the implications of early filing. By the end of the episode, you'll gain a clearer understanding of how to embrace your retirement, spend with confidence, and fully enjoy the wealth you've built. Outline of This Episode (0:00) The fear of spending in retirement (1:19) The “Retirement Cycle of Fear” (3:13) Step 1: Phase into retirement gradually (5:15) Step 2: Keep working, but redefine it (7:20) Step 3: Build a portfolio for spending (10:14) Listener Q – Social Security & spouses (14:30) Final thoughts (how to thrive in retirement) Resources & People Mentioned The Retirement Podcast Network Tim Maurer's Forbes article – Overcoming the fear of spending in retirement. Daniel Crosby's The Soul of Wealth – A deep dive into money and psychology. Connect with Benjamin Brandt Become a Client: www.retirementstartstoday.com/start Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify
In this episode of Confessions, Jess and Cindy chat with Caroline Danks, a UK-based fundraising consultant who runs Lark Owl with her partner. Caroline shares her journey from traditional consulting to developing multiple revenue streams, most recently transitioning her email newsletter to a monetized Substack publication called The Nest Egg.Caroline discusses how she began as a freelancer in 2016 after being made redundant, then discovered the potential of online business beyond selling time for money. After initially creating and selling online courses for several years, she faced email deliverability challenges in 2023 that prompted her to rethink her business model. This led her to Substack, where she now monetizes her weekly newsletter directly, charging £6/month or £60/year.Caroline shares her marketing strategy, focusing on LinkedIn for discovery, Substack's recommendation feature for cross-promotion with other writers, and consistently producing high-quality content that people naturally share. She also discusses her decision to retire her online courses and workshops in favor of a simpler business model that prioritizes what she truly enjoys.Key Takeaways:Monetize What You Already Love Doing: Caroline found success by turning her passion for writing emails—something she was already doing weekly—into a revenue stream. As she puts it, "there's a simplicity in being able to monetize a thing that you would be doing anyway and a thing that you probably would do if nobody paid you for it because you love it so much."Quality Content Is Your Best Marketing Tool: Caroline emphasizes that creating genuinely valuable content is central to her strategy. Each piece helps her clarify her own thinking on important topics while providing tactical advice to readers, which naturally encourages sharing and word-of-mouth growth.Simplify for Sustainability: By retiring her online courses and reducing workshops and affiliate marketing, Caroline created a more streamlined business model that reduces overwhelm and focuses on her strengths. This intentional simplification helps maintain quality while preventing burnout.Alternative Revenue Models Require Patience: Caroline is transparent about the "slow burn" nature of subscription models, noting that a low-cost product requires higher volume to be significant financially. She's comfortable with this gradual growth because it aligns with her lifestyle needs and desire for business simplicity.There's Power in a Weekly Commitment: For five years, Caroline has consistently published content every Tuesday at 10am without fail (except for planned breaks in August and December). This consistency has been crucial to building trust and a loyal audience that's willing to pay for her expertiseFind Us Online: https://www.confessionswithjessandcindy.comConnect with Caroline:LinkedIn: Caroline Danks: https://uk.linkedin.com/in/caroline-danks-ab54b921 Substack: The Nest Egg: https://larkowl.uk/newsletter/ Connect with Cindy:Cindy Wagman Coaching: cindywagman.comFractional Fundraising Network: fractionalfundraising.co/LinkedIn: ca.linkedin.com/in/cindywagmanConnect with Jess:Out In the Boons: outintheboons.meLinkedIn: linkedin.com/in/jesscampbelloutntiheboons/
True Link Financial offers a debit card with spending controls expressly designed for people with dementia, other cognitive deficits or addiction issues. It also manages special needs trusts. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode of The Missing Secret Podcast, John and Kelly discuss the concept of creating a nest egg so you can retire. In discussing this, Kelly notes that she was a saver from a young age. Literally putting aside 20% a year. She was taught this by her dad who made her read the classic book Richest Man in Babylon. It truly is a fabulous book that really explains the concept of saving and compounding interest. John points out that he wasn't that enlightened when he was younger. He didn't really save in his 30s and 40s because he thought he would hit it big at some point in his entrepreneurial career. Fortunately he did. But it wasn't a good strategy not to be embracing savings from a young age.John talks about how when he sold his company he got a large amount of money. And his idea was he just had to get about 5% return on the money in order to pay all his living expenses. But he discovered something he wish he had been alerted to at a younger age. Investment planners and money managers always tell people to diversify as opposed to investing their money in the S&P 500. With the idea of avoiding that 30% drop in the market that happens about every 10 years. But John found that not to be good strategy. Inevitably, that strategy of diversification would maybe cost John 10% a year of less returns than he would've gotten if he had invested in the S&P 500.So John is now at the point of embracing the idea of just putting his money in the S&P 500 and not doing anything else. This is actually the strategy of Warren Buffett. He says that by investing in the S&P 500, you're investing in the United States. Which is the most powerful and innovative country in the world. And in the long run, that works out. Then John goes on to talk about the concept of never loaning money to anyone. Make that your golden rule. Kelly says she never learns money with the expectation of getting it back. And the last tidbit John talks about is never doing private investments or limited partnerships. Only invest in the S&P 500 and publicly traded stocks.The last thing John and Kelly talk about is clarity. Most people have about 40% clarity in their life. Watch what happens when you get it up to 100% clarity and you feed that clarity to yourself each day. Game changing. About the Hosts:John MitchellJohn's story is pretty amazing. After spending 20 years as an entrepreneur, John was 50 years old but wasn't as successful as he thought he should be. To rectify that, he decided to find the “top book in the world” on SUCCESS and apply that book literally Word for Word to his life. That Book is Think & Grow Rich. The book says there's a SECRET for success, but the author only gives you half the secret. John figured out the full secret and a 12 minute a day technique to apply it.When John applied his 12 minute a day technique to his life, he saw his yearly income go to over $5 million a year, after 20 years of $200k - 300k per year. The 25 times increase happened because John LEVERAGED himself by applying science to his life.His daily technique works because it focuses you ONLY on what moves the needle, triples your discipline, and consistently generates new business ideas every week. This happens because of 3 key aspects of the leveraging process.John's technique was profiled on the cover of Time Magazine. He teaches it at the University of Texas' McCombs School of Business, which is one the TOP 5 business schools in the country. He is also the “mental coach” for the head athletic coaches at the University of Texas as well.Reach out to John at john@thinkitbeit.comLinkedIn: https://www.linkedin.com/in/john-mitchell-76483654/Kelly HatfieldKelly Hatfield is an entrepreneur at heart. She believes wholeheartedly in the power of the ripple
Welcome to ohmTown. The Non Sequitur News Show is held live via Twitch and Youtube every day. We, Mayor Watt and the AI that runs ohmTown, cover a selection of aggregated news articles and discuss them briefly with a perspective merging Science, Technology, and Society. You can visit https://www.youtube.com/ohmtown for the complete history since 2022.Articles Discussed:Embarrassing AI Google Adhttps://www.ohmtown.com/groups/nonsequiturnews/f/d/google-retroactively-edits-super-bowl-ad-to-remove-embarrassing-error-its-ai-made/Robocallers posing as FCC Fraud, call FCC Staffhttps://www.ohmtown.com/groups/technologytoday/f/d/robocallers-posing-as-fcc-fraud-prevention-team-call-fcc-staff/Talk about a Nest Egghttps://www.ohmtown.com/groups/hatchideas/f/d/thieves-steal-40000-worth-of-eggs-in-a-massive-trailer-heist-liquid-gold/NFL Auction for Superb Owl Ticketshttps://www.ohmtown.com/groups/nonsequiturnews/f/d/nfl-auction-how-to-bid-on-super-bowl-tickets/Obscure and Wonderful Movieshttps://www.ohmtown.com/groups/wanted/f/d/warner-brothers-is-mysteriously-dumping-obscure-and-wonderful-movies-on-youtube-for-free-2/PSA: Dodge Charger in NC and Georgiahttps://www.ohmtown.com/groups/four-wheel-tech/f/d/cop-impersonator-in-black-dodge-charger-reportedly-pulling-over-drivers-in-georgia-and-north-carolina/Residents chase down potential arsonisthttps://www.ohmtown.com/groups/nonsequiturnews/f/d/california-residents-chase-down-man-suspected-of-starting-new-fire/Superb Owl Broadcast in Dolby Atmoshttps://www.ohmtown.com/groups/technologytoday/f/d/the-super-bowl-is-being-broadcast-with-dolby-atmos-audio-for-the-first-time/Cancer Free after Experimental Vaccinehttps://www.ohmtown.com/groups/mobble/f/d/three-years-after-experimental-vaccine-these-patients-are-still-cancer-free/Lead Pollution found in Ancient Greece
In this episode, we are joined by Angela Anderson from AMA Capital to discuss what to invest in after you sell down your properties. That's because after making their money through property, many investors decide to sell down and put their money somewhere else. That could be in a managed fund, term deposit, shares or some other investment. This fits within the 'Nest Egg' strategy we discuss in our book – Wealth Plan. So this episode acts as a 'how to' guide to execute the end of the Nest Egg strategy. For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok
Are you ready to take control of your retirement? In this episode, Kris Krohn dives into a powerful strategy for maximizing your financial future with real estate. Kris breaks down Todd's journey—how he leveraged his pension, 401(k), and real estate investments, including a vacation home in Aruba, to create a sustainable income stream for retirement. With actionable insights on how to protect your principal and grow your wealth, Kris highlights how a strategic mix of passive income and real estate can help you achieve financial independence faster.
Justin Doback, Certified Financial Planner at Abich Financial Services, discusses the importance of tailoring strategies based on individual savings and risk tolerance. He emphasizes that those with fewer savings need to prioritize safety and may not be able to pursue high returns due to shorter time horizons. Conversely, individuals with substantial savings can afford to be more aggressive in their investment strategies. Justin also addresses the issue of debt management as retirement approaches, highlighting that the decision to pay off debt depends largely on interest rates, which were recently cut by the Fed. Ready to begin building your retirement plan? Visit TheRetirementKey.com today and get a free copy of Abe’s book The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement when you schedule an appointment!See omnystudio.com/listener for privacy information.
Let's address the number one fear of most retirees: running out of money. One way to make your nest egg last longer... figure out how to keep all of it in your pocket, as opposed to sharing it with the government. In this video, Peter with Richon Planning explains to Erin Kennedy how converting your tax deferred accounts to Roth accounts can add years to your retirement nest egg. Not only will you likely pay less in taxes in retirement you'll reap other advantages like keeping your provisional income lower, which could decrease the taxes you pay on your Social Security benefit. Now is the time to consider Roth Conversions; we are living in a historically low tax rate, and those rates are set to increase at the end of 2025. To crunch the numbers with Peter, please call (919) 300 - 5886 or visit www.RichonPlanning.com
Everyone loves a good game show. Whether it's spinning the big wheel or hitting the buzzer with all the right answers. But what happens when people turn their retirement planning into a game? Spoiler alert: it's not always a win! In this episode, we tackle the risky moves people make when they treat their finances like a game of chance. Show Notes & Info: Schedule A Call With Scott: talkwithscott.net Tax-Free Toolkit: https://5p7b1gdm.pages.infusionsoft.net/
The theme this week on the podcast is: The Best of 2024 I'm bringing you into the new year by rewinding and replaying the most downloaded, most listened to, and most popular episodes from 2024. The topics are varied, covering everything from social security to inflation to the 4% rule.
Did you know that you can invest in Bitcoin and other cryptocurrencies for retirement? Learn how it works in CosmosUPS' guide on self-directed crypto IRAs! Check out the guide in full at: https://cosmosups.com/top-crypto-and-bitcoin-ira-complete-analysis-of-the-best-exchanges-and-brokers/ CosmosUPS City: Cushing Address: 2340 East Main Street Website: https://cosmosups.com Email: admin@fbtips.org
There's no better way to prep for Thanksgiving than listening to the guys recap week 12 in the NFL. Can the Bucs catch the Falcons? Who comes out on top in the NFC North? Can the Eagles get the 1 seed? Is it Super Bowl or bust for Lamar? The fantasy football playoffs are around the corner, who gets in? Live College Football Playoff breakdown, Aubrey the tattletale, and more! 00:00 - Intro/NFL 17:52 - Aubrey Graham/More NFL 59:40 - Fantasy Chatter 1:12:09 - College Football Playoff Bracket 1:22:07 - NBA 1:36:00 - Sign-off Don't forget to submit your questions to the guys at speakonitpod14@gmail.com so they can answer them during the next show! Follow the squad!! @losdeemix @dannyocean41 @goingfor2live @speakonit_pod (Twitter, Tik Tok, and Instagram)
The Moneywise Radio Show and Podcast Thursday, November 21st BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management instagram: MoneywiseWealthManagement
Everyone loves a good game show. Whether it's spinning the big wheel or hitting the buzzer with all the right answers. But what happens when people turn their retirement planning into a game? Spoiler alert: it's not always a win! In this episode, we tackle the risky moves people make when they treat their finances like a game of chance. Contact: Great Lakes Retirement Website: http://www.greatlakesretirementsolutions.com/ Call: 989-401-2949
In this enlightening episode of Safer Retirement Radio, owner and founder Brian Decker and Arrin Wray, our Utah-based planner from Decker Retirement Planning, unveil the essentials of crafting a robust retirement distribution plan. Unlike accumulation plans, a distribution plan is your roadmap to a secure and prosperous retirement. Key Takeaways: Risk Reduction: Learn how to adjust your market exposure as retirement approaches to safeguard your nest egg. Tax Minimization: Discover strategies like Roth conversions and charitable trusts to reduce your future tax liabilities. Portfolio Optimization: Find out how to maximize returns with principal-guaranteed accounts and momentum strategies. Fee Minimization: Understand the importance of minimizing fees to maximize your net monthly income. Brian and Arrin also explain into how market conditions and political changes can impact your retirement portfolio. They advocate for a balanced approach that not only protects your assets but also ensures growth. Don't leave your retirement to chance. Tune in to gain valuable insights and take the first step towards a safer, more confident retirement journey. For personalized advice, visit Decker Retirement Planning and schedule your consultation today.
A very practical consideration today. Be aware of possible delays in relation to a payment, refund or rebate and be prepared.
As retirement approaches, it is important to protect your nest egg and make your money work for you. Timing the markets is nearly impossible, so it is crucial to have a proactive retirement plan in place. Reducing risk and protecting life savings from downturns is essential. Abe discusses one way to mitigate the risk of outliving your assets is through guaranteed income, such as annuities. Annuities can serve as a bond alternative and provide principal protection. It is important to build a retirement plan on a rock-solid foundation and consider diversifying risk within the portfolio. Taking chips off the table and protecting life savings from all potential risks, including market downturns, higher taxes, and healthcare events, is crucial. Ready to get a second look at your retirement plan? Visit TheRetirementKey.com today!See omnystudio.com/listener for privacy information.
QUICK TAKE #0044 The Lie of the Lump Sum (Nest Egg) We aren't birds but, if having a “nest egg” is important to you, it would be a fowl negligence to disregard the certainty of compound interest in whole life insurance. Let's talk through it. Live & Leave A Lasting Legacy. Become your own banker. If you have any topics you'd like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash's book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.
What is the Portfolio Waterfall? With it, can you really get a SAFE 6% withdrawal rate in retirement? Is the 4% rule dead in light of this new, revolutionary, strategy? 00:00 - Intro 00:39 - Brainstorming with Bears, Honey, and Helicopters 06:12 - Portfolio Waterfall Explained 13:21 - Results of My Portfolio Waterfall Study - (20 years) 15:07 - What's the Tradeoff?? 17:17 - 30 Year Results 18:15 - 40 Year Results 18:55 - 50 Year Results 19:27 - Characterizing the Portfolio Waterfall 20:15 - 60 Year Results 21:03 - Ending Nest Egg Value Tradeoff Abated! 21:37 - My Thoughts on These Results 22:13 - Assumptions for My Proof of Concept Model 23:01 - Historical Data 27:40 - Simulated Data 35:41 - Portfolio Waterfall Website - https://portfoliowaterfall.com/ 36:27 - Closing Thoughts Today's episode covers a very new and revolutionary topic that applies some NEW ideas. For this reason, in today's story, Jay shares a how some seemingly silly brainstorming resulted in a real solution to power outages in Alaska. This story involves bears, honey, and helicopters. The lesson here in is how real solutions and progress can benefit from open-minded efforts to think critically even when an idea seems pretty out there. The main topic explains a revolutionary new retirement distribution strategy - the Portfolio Waterfall! This is the brain child of the financial adviser, Josh Curtis. These results are ASTOUNDING! Can this strategy actually DOUBLE your income in retirement? Is the 4% rule history? Be sure to listen all the way through to fully understand the assumptions of this model. The simulated results required a new method of modeling fully unique to our work here at HopeFilled Financial Coaching. We welcome your comments and questions on this topic. We are sincerely excited to share this exciting strategy with you. For more background on this strategy check out these videos: Mutual Funds Uncovered: https://youtu.be/TJGnWQMMtAA New Retirement Study: https://youtu.be/I8TFUMUnG3E How to Never Run Out of Money: https://youtu.be/NDYPoIBeX0A Kicking the Bucket Retirement Strategy: https://youtu.be/JDfOsfrIhFs Viral 8% Dave Ramsey Call Episode: https://www.youtube.com/watch?v=BugfOEGzG0Y Note: I mentioned in this episode that the latest study I completed for comparison is from January. This study and the above episode on it were published in March of this year even though the work on the model started in January. Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new episode every Tuesday! Subscribe if you don't ever want to miss an episode! You can submit a question on our website (hopefilledfinancial.com) or message us on Facebook (@HopeFilledFinancial). Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/by-sa/4.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.
Do you REALLY need to understand how a mutual fund works? The implications may be huge! 00:00 - Intro 00:40 - My Internship Turned Industrial and Saved the Company $500,000! 07:48 - Why Understanding Mutual Funds is So important In today's story Jay recalls his first internship and how he solved a systems and processes problem that saved the company half a million dollars on their bottom line! The main topic explains how mutual funds and ETFs work. These intricacies may seem trivial, but they can make all the difference when it comes to your financial future! Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new episode every Tuesday! Subscribe if you don't ever want to miss an episode! You can submit a question on our website (hopefilledfinancial.com) or message us on Facebook (@HopeFilledFinancial). Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/by-sa/4.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.
Often times the ROTH is the most identified tax-free Asset in retirement, but what about the HSA (Health Savings Account)-The Triple Tax-Free Play! Like with all plays, we need to know the rules. Join today's Coaches as they bring these Tax-Advantaged Powerhouses to the forefront.
How can you secure your financial future now? 00:00 - Intro 00:39 - There's a LOT Going On Right Now 09:24 - HopeFilled FootStep #5 - Saving For Retirement In today's story Jay shares some of the projects he has going on right now - namely his local finance workshops. Find more information and sigh up here: https://campscui.active.com/orgs/ParkHillCommunityEducation?&e4q=6367f21f-72a6-4a96-b11e-e80487ad12e3&e4p=668978d9-9d9e-4269-a9f0-f3935793ba4b&e4ts=1719178233&e4c=active&e4e=snlvcmpscui00001load&e4rt=Safetynet&e4h=83351ebb484d443ff9f0e87d5e001d95#/selectSessions/3477839 The main topic outlines HopeFilled Financial FootStep #5 - Saving for Retirement. What do you need to be thinking about as you save for retirement? What are your retirement goals? Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new episode every Tuesday! Subscribe if you don't ever want to miss an episode! You can submit a question on our website (hopefilledfinancial.com) or message us on Facebook (@HopeFilledFinancial). Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/by-sa/4.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.
Formulating a one-time, bulletproof financial plan would be incredibly simple if you could supply an advisor with just two pieces of information: exactly how much money you're going to spend every single year in retirement, and your date of death. Absent those two impossible data points, an effective, comprehensive financial plan has to be an ongoing, personalized, and adjustable process, no matter what size your nest egg is. On today's show, we talk through another case study to illustrate how my team at Keen Wealth helps folks plan for a retirement that's much more than just their numbers.
Financial Symmetry: Cluing You In To Financial Opportunities Missed By Most People
Have you considered how your instincts influence your decision-making around retirement planning? Our natural instincts and biases create frameworks that lead our perspectives on how we think the world works. These frameworks influence our decisions surrounding our financial decisions. On this episode of Financial Symmetry, we discuss how to build prosperity by analyzinging and identifying your perspective. Listen in to learn 10 instincts identified by the book Factfulness and what you can do to combat the biases they lead to. Outline of This Episode [0:50] Our article of the week [1:58] Your instincts influence your decision making [5:41] Why are we worried about the current situation? [7:13] Combatting the gap instinct [10:36] The negativity instinct [16:10] The fear instinct [10:18] Size matters [23:56] The generalizing instinct [26:10] Destiny instinct [29:23] Who's to blame? [31:05] The urgency instinct Resources & People Mentioned Show Notes The Retirement Podcast Network Gapminder BOOK - Factfulness by Hans Rosling Episode 209 - 5 Reasons to Consider Investing in More Than the S&P 500 BOOK - Making Numbers Count by Chip Heath BOOK - Super Communicators by Charles Duhigg
On this week's show Coach Pete D'Arruda and Thomas Lipscomb have a lively conversation about making your retirement savings automatic. Kevin Sullivan and Robin Whitlock break down Social Security claiming strategies. Joe Murphy breaks down the Biden Crypto veto. Mark Henry shares a very personal and inspiring story. Call 800-662-6808 or visit Financial Pizza to learn more.See omnystudio.com/listener for privacy information.
Rogue Retirement Lounge with Matt Franklin: Entrepreneur, Investor, Real Estate Enthusiast
So everyday I get email news updates about retirement planning articles. Honestly, most are shit. (Ever see the Motley Fool?)Today one caught my eye; it was a very brief synopsis of the book, "Die With Zero" on Business Insider. Today's a quick rundown on that article with some commentary by your kickass host. Enjoy, and remember: Learn about Bitcoin.Speaking of Bitcoin, I hold the majority of mine with Swan. Why? Because I trust them (and you know I've been burned, so I'm extra sensitive) and they're Bitcoin-only. Click here, sign up with Swan and you'll get $10 for free. Oh, and they provide excellent service, and the fees are very low.If you have a question you'd like me to answer on the podcast, email me at matt@rogueretirementlounge.comCheck out more episodes at my retirement planning podcast website: www.rogueretirementlounge.comFollow me on twitter! https://twitter.com/LoungeRogueFollow me on Instagram! https://www.instagram.com/lairdgrainger/
RED ALERT! SINCE BANKS CAN STEAL YOUR MONEY, WHERE ARE THE SAFEST PLACE TO STORE YOUR NEST EGG-GUY GOTSLAK
BANKS CAN STEAL YOUR MONEY, WHERE ARE THE SAFEST PLACES TO STORE YOUR NEST EGG-? GUY GOTSLAK
BANKS ARE COLLAPSING! DO YOU HAVE A PLAN TO PROTECT YOUR NEST EGG? COLLIN PLUME
On this episode of Our American Stories, Andrew Thompson shares another slice of his guide to understanding the baffling mini-mysteries of the English language. The book is Hair of the Dog to Paint the Town Red: The Wonderful Origins of Everyday Expressions and Fun Phrases. Support the show (https://www.ouramericanstories.com/donate)See omnystudio.com/listener for privacy information.
Want to speed up your retirement savings so you can retire even faster? With the right out-of-state rental properties, you can have consistent cash flow coming in every month, along with tens of thousands, if not hundreds of thousands, in equity from properties you bought this year! Today, we're talking to two investors building their retirement nest eggs with long-distance real estate investing. Even better, the deals they'll share were bought THIS year in today's impossible housing market. First, we'll talk to Keith, who lives in pricey California. He knew he couldn't invest nearby but wanted to start building his passive income empire. With the help of Indianapolis agent Peter Stewart, Keith was able to lock down a medium-term rental that now cash flows $700 per month! Keith and Peter get into all the details, from how much the house cost to how they got it close to $30,000 under asking price, and the almost-perfect BRRRR (buy, rehab, rent, refinance, repeat) they did. Next, we'll talk to Dave, who sold off all his rental properties in the last crash. Now, with retirement inching closer, he wants to build a legacy for his two boys. Dave worked with Oklahoma's own Dahlia Khalaf on finding a long-term rental in a market with PLENTY of demand—so much demand that Dave had seventy-five interested applicants the weekend he posted this home for rent! If you want to find deals like Keith and Dave did in TODAY's housing market, tune in! In This Episode We Cover: Retiring with rental properties and how to start building your nest egg today Out-of-state real estate investing and landlording at a distance when your home market is too pricey Building your “buy box” so you know exactly what rental properties to look for How to get WAY more cash flow out of the same rental with the “medium-term rental” model Using the BRRRR (buy, rehab, rent, refinance, repeat) method to pay close to nothing for rental properties Why overbidding isn't always a bad thing (and how it can make you money!) And So Much More! Links from the Show Find an Agent Find a Lender BiggerPockets Youtube Channel BiggerPockets Forums BiggerPockets Pro Membership BiggerPockets Bookstore BiggerPockets Bootcamps BiggerPockets Podcast BiggerPockets Merch Listen to All Your Favorite BiggerPockets Podcasts in One Place Learn About Real Estate, The Housing Market, and Money Management with The BiggerPockets Podcasts Get More Deals Done with The BiggerPockets Investing Tools Find a BiggerPockets Real Estate Meetup in Your Area Davids's BiggerPockets Profile David's Instagram Subscribe to David's YouTube Channel Rob's BiggerPockets Profile Rob's Instagram Rob's TikTok Rob's Twitter Rob's YouTube Grab David's Book on Long-Distance Investing, BRRRR, and More Analyze Rentals in Minutes with the BiggerPockets Rental Property Calculator Hear How to Get YOUR Offer Accepted in This Housing Market Connect with Dave: Dave's BiggerPockets Profile Connect with Dahlia: Dahlia's BiggerPockets Profile ASN Website ASN Facebook Connect with Keith: Keith's BiggerPockets Profile Keith's Instagram Keith's Facebook Connect with Peter: Peter's BiggerPockets Profile Peter's Facebook Peter's Instagram Click here to listen to the full episode: https://www.biggerpockets.com/blog/real-estate-832 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices