Podcasts about tampa

What happens when kids grow up traveling full-time in an RV?At this year's Florida RV Supershow in Tampa, we met the youngest RV YouTubers we've ever encountered, Dean and Gertie from the Dean and Gertie Explore the World YouTube channel. Their story is inspiring, eye-opening, and a powerful example of how the RV lifestyle can transform a family.In this episode of the RV Podcast, we talk with Dean and Gertie about life on the road, roadschooling, and what it is really like growing up in an RV. We also visit with their parents, Jeff and Monica, who made the bold decision to leave the corporate rat race behind and choose a lifestyle focused on freedom, travel, and family connection.You will hear:What life is like for kids growing up in an RVHow roadschooling works and why it helps children thriveWhy this family chose full-time RV livingThe lessons travel teaches young mindsHow the RV lifestyle can strengthen family relationshipsIf you have ever wondered what full-time RV life looks like for families with children, this conversation offers a fascinating look inside.

The Drive discussed the news story that Mike Evans plans to play in the NFL this season, but is unlikely to be in Tampa.

Send a text  On this episode Vocalist Dave Herrera (Imprecation, ex-Wülfskol, ex-Bahimiron , ex-Black Boned Angel, ex-Morbus 66) and Bassist Jeff Tandy (Imprecation, Trenchant, Birth A.D., ex-Averse Sefira, ex-Diabolus) hang at The Morgue to talk about the history of Houston's Imprecation and much more. See you at the Morgue!music:1) Wretched majesty2) I am the Devil's Blood3)Condemned to glory4) As Blasphemy Reigns5)Cremation of ideologies6)Their Blood shall fill my chalice 7) This scene sucks8)Commandoccult9) Blood Dominion contact: thetampamorgue@gmail.com  The Tampa Morgue Podcast can be found on Spotify, Amazon Music, Apple Music, Apple Podcasts, YouTube and most places you listen to your podcasts.    

Register here to attend the live virtual event "Why Central Florida is the Year's Most Compelling Housing Market" on Thursday, February 19th at 8pm Eastern. Keith explores how a shift in mindset can change the way you build wealth, why so many new landlords are entering the market, and what recent economic trends could mean for future rents.  You'll also hear how one Florida investor is navigating a changing housing landscape, and learn about a timely opportunity in one of the country's fastest‑growing real estate markets—all without needing to be a hands-on landlord. Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/593 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, the risk of delayed gratification is denied gratification. There's a new wave of landlords. Wages are rising faster than both inflation and home prices. Learn what that's going to mean for rents. Hear the voices of five different Federal Reserve chairs, then GRE announces our biggest event of the year, and you're invited today on get rich education.   Corey Coates  0:32   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:16   mid south home buyers, with over two decades is the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated, there is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com   Corey Coates  2:19   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:35   Welcome to GRE from the Adriatic Sea to the Atlantic Ocean and across 188 nations worldwide, I'm Keith Weinhold, and this is get rich education. Sometimes we all need a mindset reset, and this can include me. Sometimes. James clear, the author of atomic habits, says there are four types of wealth, financial wealth, which is money, social wealth, which is status, time, wealth which is freedom, and physical wealth, which is health. Be wary of jobs that seduce you with one and two but rob you of three and four. That is to say, be careful with jobs that seduce you with financial and social wealth but rob you of time and physical wealth that is definitely going to happen to you during your life, especially early in your working career. But many people, even most people, they don't do much about this. They just go on and on, selling their soul to their employer for decades. Sometimes paychecks aren't compensation. They're a bribe from an employer to give up your dreams early in your career, delayed gratification actually makes some sense, because you need capital formation, you need down payments, you need dry powder. That is totally fair and the time in your life for delayed gratification. But there's a point that most people miss, the point where delayed gratification quietly mutates into denied gratification. This is huge. Most people miss this inflection point. When is this point in your life? That's when I'll do it later becomes, well, I guess I never did it at all. They look up at what they've got at age 65 and realize that they have a respectable title. They still wear Dockers pants. They have a 401, K that they must start paying tax on, and knees that creak louder than. The front door. Compound Interest hardly outpaces taxes and inflation. That's just going to keep you in one spot, you know, and you're never going to get that time back. There is no do over there. So you need to get to the point where you can be more frugal with your time than your money. Younger people have a harder time adopting this mindset, and that's a little natural, because they have more time and less money. Sooner than later, you must desperately get financially free so that you can simply be your self workaholics, optimize income instead of assets, and you can't let that happen, because labor does not compound and capital does compound, your quality of life will exceed your cost of living when your life is funded by what you own, not by what you do that takes a different mindset. You can either be a conformer or you can build wealth when you invest in real estate that pays five ways. It's like what you're doing is buying future Tuesdays, where you never have to work again and then later, add on future Wednesdays, where you never have to work again because you got the compound leverage instead of the impotent compound interest. I mean, just consider your two and a half million dollar portfolio that is passively doing the same work as someone who sells 40 to 50 hours a week of their life away for 100k in yearly salary. All right, maybe you're thinking, Oh, that all sounds thought provoking, but if you're not engaged on that, it can sound airy and philosophical and even risky. It's sort of like, yeah, you're cueing the acoustic guitar music and slow motion images of someone pensively gazing at a sunset.   Keith Weinhold  7:12   All right, what is the concrete plan? It's not all about mindset. It only starts with mindset. You got to make that actionable. Well, we constantly provide concrete plans for you here on this show, and I've got another concrete plan for you toward the end of the show today. This harkens back to what I discussed with you seven weeks ago, seven episodes ago on the show. That's when I discussed the world's first billionaire, John D Rockefeller and his enduring quote from about 100 years ago, he who works all day has no time to make money. Yeah, that's the quote a little review. What you learned seven episodes ago is that Rockefeller meant, if you spend your life doing tasks, you're never going to rise high enough to own things that pay you for life. The bottom line here is that earning a living is a distinctly different activity than building wealth. That's what we're talking about here.    Keith Weinhold  8:14   Well, there is a new wave of landlords entering the market, and they are reshaping what owning rentals looks like. One survey by rental platform avail of nearly 2000 users. It's really influential. It found that 53% of landlords became landlords in the last five years. So you have a lot of new landlords with the most 17% of landlords entering the market in just the last year, most purchased a property specifically to rent it out, and 1/3 sort of backed into this business by renting out their former residence. Of course, some people want to rent out their former residence today, if they got locked into that sexy owner occupied three and 4% financing from 2022 and earlier, the survey went on to tell us with some really good takeaways here, 72% of landlords manage between one and four units, and this avail survey. I mean, it's just another one that shows that the majority of landlords operate small portfolios, classic mom and pop investors. That one's not too surprising. The top three reasons that landlords gave for entering the rental market, they're pretty interesting. The number one reason for getting into this at 41% of respondents is building long term wealth. Next 33% for generating passive income, and the third most popular one, it's a distant third, it is preparing for retirement at 13% so building long term wealth is the number one reason for getting into this, and that is the right reason. Them when it comes to ownership structure, 64% said that they own the property individually, whether that's through a single member LLC or in their own name, doing it, yeah, individually, rather than with a family member or a business partner. So really, the summary of this terrific, recent avail landlord survey is that if you're just getting started, you're not alone. A lot of people are most own properties solely in their own name, and the number one reason for doing it is to build long term wealth. Now there's another pervasive set of economic trends out there in the broader economy, but it's really a benefit for real estate investors, and that is the fact that wage growth has now outpaced consumer price growth for three years. Yeah, another way to say that is that wage growth has outpaced inflation for fully three years. Yeah, most people just aren't feeling it yet. So you might be taken somewhat aback by that, and why aren't people feeling that wage growth is faster than inflation, the pandemic inflation spike that was so huge, it was like getting hit with a freight train, and then someone tells you, good news, the train has stopped. Yeah, that's nice. You are still lying on the tracks, rubbing your ribs. That's because we're all still absorbing spiked prices for everything from a lumber two by four to a York Peppermint Patty, year over year, wages are up 3.8% and consumer inflation is 3% All right, so wages above inflation, that means things are getting a little more affordable, but both wages and inflation have grown faster than home prices, which have only grown about one and a half percent, and this is all per the BLS in the FHFA, so wage growth Being more than double home price growth. Well, that trend really makes properties more affordable, but historically, they're still not that affordable. Everybody knows that home prices soared until about 2023 that was the turning point, and now wages are in their catch up phase. All right, but what really matters to real estate investors is, when will this wage growth translate to rent growth, historically, big rent growth that lags big home price growth by about two to four years. So you have the big home price growth, big rent growth hits two to four years later, historically. Now, if that holds true, we should finally see substantial rent growth this year or next year. Rent growth has still been pretty soft in the one to four unit space, and even there are rent decreases in the overbuilt apartment space. Future income growth promises to make homes more affordable. Affordability has already improved, with mortgage rates hovering near three year lows. There's one problem, though, that most people overlook, and that is this wage growth has been skewed toward the higher income deciles, renters, especially workforce renters, they don't feel it until later. So this 3.8% wage growth, it's heavier for higher income people, and it's lighter for lower income people. I swear, when there are enriching economic trends, it always hits the higher income people first, and it doesn't trickle down until later. So if you as an investor, are positioned before the rent wave hits, you are surfing, and if you wait to feel it, you're swimming behind the boat. Higher wages should translate to higher rents in the next one to two years. And as far as some other forces, as we all know, the man occupying the oval office in the White House, the President, he wants lower rates. The current Fed Chair isn't so willing to do that. The next one, the one he appointed, Kevin Warsh, who arrives in May. He seems more receptive to lower rates, but it's gonna take a while. It all moves so slow. We have had 16 fed chairs before worsh over 112 years. And look how much of an econ nerd Are you? Are you as bad as me? These voices are in chronological order, and I can name each speaker.   Corey Coates  14:47   You're going to have to live with the fact that forecasts have a range of uncertainty, irrational exuberance.   Corey Coates  14:54   In my opening remarks, I'd like to briefly first review today's policy decision, but   Corey Coates  14:58   first I'll review recent. Economic developments in the Outlook, and we are well positioned to wait to see how the economy evolves.   Keith Weinhold  15:06   If you can name each of those speakers, I would love to give you a free property from gremarketplace.com but I can't quite swing that in order. Those voices are Paul Volcker. He served from 1979 to 87 he was known for crushing double digit inflation by jacking rates to near 20% it was painful medicine, but it worked the next one. Alan Greenspan sir, from 1987 to 2006 that was a long reign, almost 20 years. He oversaw the 90s economic boom, the.com bubble and the early housing bubble. Years so far, Greenspan is the only Fed chair that I have met in person. Then Ben Bernanke, he was the Fed chair from 2006 to 2014 he took the helm right before the 2008 financial crisis. He rolled out QE and emergency lending on an historic scale. In fact, he was nicknamed helicopter Ben because it's like he would print so much money that he just dropped it out of huge sacks, dollar bills in huge sacks, dropping them from an airplane, metaphorically, not literally. Then Janet Yellen, 2014 to 2018 she kind of continued this post crisis normalization, and she was the first woman to chair the Fed and then, of course, Jerome Powell serving from 2018 to 2026 he navigated the covid stimulus, ultra low rates. And then after that, the fastest rate hiking cycle in decades to fight inflation back in 2022 being the Fed chair is the most important job in this economy, and over the decades, there's been more of a movement of the fed into the public eye. You just hear about them more in the media than you used to. But like I touched on last week, it just still doesn't mean as much to real estate investors as a lot of people think, people sometimes look for someone else to come save them, but it's more about you and the choices that you make that's what means more housing supply and demand means more real estate investors have profited during every one of those Fed Chair reigns, which go back almost 50 years from Volcker to today, I think everybody knows that fed chairs don't control property prices, and they don't even control long term interest rates. What's a little paradoxical is that Trump has been vocal about how he wants more affordable home prices, yet at the same time he wants existing homeowners to have their home prices go up, those two things seem to be in tension. They're in conflict with each other. The only way you can possibly get both are through lower mortgage rates. But is he going to see later today you as a GRE follower, you don't have to wait for lower rates income, property still feels less affordable than it did five years ago, because it is that's real but here's the key distinction in what makes real estate investors different from owner occupied homeowners. Affordability isn't about the price of the property, it's about whether the property pays for itself and grows your net worth while inflation does the heavy lifting. Higher prices don't kill investors. Inaction during inflation does you're not buying a say, $350,000 property. You're controlling it with $70,000 while your tenant and inflation do the rest. We do not rely on hope or appreciation. We start with income tax benefits and debt pay down and then leverage appreciation typically happens as well. GRE only succeeds when investors close on properties that perform long term. One bad referral costs us years of trust, so we don't do that. The best question for you really isn't whether property is affordable. The question is whether owning an investment property is better than inflation compounding against you. That's the investor lens today.    Keith Weinhold  19:24   coming up next week on the show here, we're going to discuss apartments. It's been a truly be leaguered sector, where their prices have fallen 2030, and 40% in many markets. We've discussed apartments here on the show a lot before, like with Grant Cardone on episode 264, with Ken McElroy, countless times with me monologuing about apartments. And next week, we're going to talk to a multifamily educator who is known as the apartment King. Later on, a future show, we've got the return of the financial. Firebrand, and lately, the financial comedian Garrett Gunderson, a powerful speaker. That's definitely going to be interesting. As for today, you'll hear a first person account from a Florida resident about why he's moved to Florida and why he invests there. You've heard of this guy before. That's next. I'm Keith Weinhold. You're listening to Episode 593, of get rich education.    Keith Weinhold  20:26   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721, exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/G. R, E,    Keith Weinhold  21:02   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach directly again. 1-937-795-8989,   Keith Weinhold  22:13   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Zack Lemaster  22:47   this is rental retirement Zach Lee Masters. Listen to get rich education with Keith bleinhold, and don't quit your Daydream.   Keith Weinhold  23:02   I'd like to welcome in our own in house. GRE investment coach, we haven't had you on the show since November. Welcome in Naresh.   Naresh Vissa  23:11   Kwith, It's a pleasure to be back on the show. Thanks for having me on.   Keith Weinhold  23:16   We're just playing it all casual and comfortable here in house. You were just finishing up, what ice cream or a container of something right before we got started   Naresh Vissa  23:25   here, all done with the ice cream and ready to record the podcast.   Keith Weinhold  23:29   Yeah, all right, keeping cool for our chat. Well, you know you do live in Florida, so you must have your own perspective on the Florida market. You live in the Tampa area, and the reason that that's a germane topic is that's something we've been talking about here lately as really an opportunity, and that is because most of Florida has seen some temporary property price attrition, but yet more population growth is projected. So that's why we feel like that's temporary. But why don't you tell us about what you see on the ground there?   Naresh Vissa  24:07   Keith, I've lived in Florida for 11 and a half years now. That's Tampa, Florida. I like Florida a lot. I moved here December 2014 for similar reasons that many people are moving here today. So I moved to Florida in December 2014 because of no state income tax, because of, at the time, lower cost of living. Florida was one of the states I got hit the hardest during the 2008 financial crisis, or nothing called in a real estate crisis, Florida, Arizona, those few others got hit really, really hard. So Florida at that time was still rebounding from 2008 so I moved for the affordability, the no income tax, of course, the weather better. Weather. And then most places in the Northeast I've lived so weather is a big deal when it comes to real estate and geography as well. These are all different reasons to move to Florida, and these are the reasons why I moved to Florida. I was also single in my 20s, so I was much younger at the time. I was single in my mid 20s, and Florida is very good for that too. For 20 something Gen Z folks today, Florida is definitely a place that they should consider. I moved down here and I fell in love with it. From day one. I got a place living right on the water, a beach. Got beaches everywhere. Florida's tour. And I say all this because these are all enticing features of Florida, for renters, for tenants, for snowbirds. I had never even heard of what a snowbird was until I moved down to Florida, where you have people who literally live here for seven months of the year, and then they live in their home state for five months of the year. So that's generally what it is, seven months in Florida, five months in their home state, which can be the people I know personally are from New York, Connecticut, Illinois, Ohio. The list goes on and on. Basically anywhere that's north of Florida could be considered a snowbird area. So that's another reason why Florida is a very hot market. Now, obviously, during the pandemic, in end of 2020, people started moving to Florida in droves. Part of it was politically, because you didn't have the restrictions that other states had during that crazy time that we lived through. And another part of it was work from home. So similar to me, in 2014 when I became full time work from home, I wanted to move somewhere for all those different reasons that I gave you the total package, and Florida fit that there was maybe one other state that fit the bill, based on everything that I told you, probably one other state. That's it. So Florida fit the bill, and that's why I think Florida is always going to be despite the hurricane prep, Florida is always going to be a destination that people will seriously look at whether you're older, retirement age or younger. Like I said in my mid 20s, single guy Florida is always going to be that destination for all the reasons that I laid out. So with that being said, what does that mean for real estate? What that means for real estate is that there's going to be a constant supply of people coming into Florida, and when there's a constant supply of people coming into Florida, then you can expect real estate prices to at least not decline. We passed, you know, all sorts of bills, including Dodd Frank post 2008 to prevent people from taking out mortgages that they couldn't afford. So now that that's out of the way, when you have a constant supply of people who are able to afford homes, who are able to afford rents, well, that's going to be a constant supply. So that's good for investors, that's good for appreciation. It's good for cash flow. And that's why I'm a huge fan, not just of the state of Florida, but also investing in Florida. And I own real estate in Florida, and you can say that I lucked out, but I bought a property in 2019 and it nearly doubled in value, yeah, when I say doubled in value in a matter of I want to say, like, two years, two and a half years, it nearly doubled in value. So with that being said, Florida, this was a rare cyclical trend when we just saw this huge upswing, rare cyclical trend. But I don't anticipate cycles like this, where you're going to have booms and busts. Moving forward, we haven't seen a bus since 2008 like I said, the the law has been taken care of in that sense, the regulation. I love the state. I've lived in six major cities, but maybe five different states, and Florida is hands down my favorite. That's why I've lived here for what did I say? 11 and a half or 12 and a half years? I don't even remember anymore. It's actually 11 and a half. My roots are here. I now consider myself a Florida person, even more so than the state of Texas, where, which is where I spent 18 years. I have no doubt that I'll surpass 18 or 19 years in Florida, and that this is it, right here. And a major reason is because this is just such a great state. It's free, it's real estate friendly. This is for people who are looking at buying primary residences, not for investment properties. But the governor has put on the ballot this coming election cycle to remove, to abolish the property tax in the state of Florida. So if you own, if you live full time, not a snowbird, not investors, but if you live in Florida permanently, then no more property tax if the vote passes. So that's another huge plus for owning property if you're a permanent resident in Florida,   Keith Weinhold  29:57   yeah, even if the property tax is abolished. Which seems unlikely, you could just tell what the tenor and the temperature of the tax climate and the investing climate is like in Florida, if they're even spearheading such a proposal, and they're a national leader in something like property tax abolition, like they are and Naresh about eight years after you moved there, which would be, what about 2020? 2022, somewhere in there, we had that strong pandemic migration push into Florida. What's happened is that that flow has slowed down. There's still positive net in migration in there in Florida. But the builders, they got ahead of this, and the pandemic migration wave waned, and they had a temporarily overbuilt condition, and they still do now, which is one reason why we've seen prices fall somewhat in most Florida zip codes, and this spells part of the opportunity. So you do have all these new build properties, some of which are vacant, but you have a good chance they're going to get absorbed pretty soon. And there are some obvious advantages to owning new build.   Naresh Vissa  31:11   Well, Keith, there is brand new construction in Florida, like you said. The work started in 2021 and there are homes that have not been sold. I don't want to say, since they were finished building in 2021 they recently finished building in 2025 and these homes could be a variety of reasons. It could be economic related. It could be hurricane related. In Tampa, the Central Florida, we had two horrible hurricanes back to back within a 15 day period, two really bad hurricanes towards the end of 2024 September and October 2024 and people lost their homes. Renters lost their homes. Other people just were freaked out and scared and said, You know what? I don't want to deal with. I've got PTSD from these hurricanes. I'm moving up to Alabama or Georgia or Orlando, you know, somewhere in Central Florida, that's a way. But even that area, you know, the hurricane still made it through to those areas too. People just picked up and said, You know what I'm done with Florida. It's a great state, but I don't want to deal with these hurricanes. And so regardless, whatever the reason, this is a pie, and these are all slices of the pie, I don't know what's been more of a contributing factor than which one has been more than the others. But with that being said, there are tons of properties in Florida, pretty much the entire state of Florida, where, especially new construction properties, are below at the time when they were being built, they're below what they anticipated being listed as. And So Keith, we're having a special webinar this Thursday, talking about these properties because they are discounted properties. They are properties that are selling at tremendous discounts, like I said to when Ground was broken years ago. So join that webinar. Gre, webinars.com gre webinars.com. Again, brand new construction. Many of these properties already have tenants in place. Not all of them, but many of them do already have tenants in place. There are all sorts of incentives that the builder is offering. And there are many builders in that, not just this one that's going to be on the webinar, but in Florida, there are many builders who are offering discounts, rate, buy downs, other incentives, because the home values have fallen somewhat a bit. Why have the home values falling? Because the demand has fallen as well. So again, the next question people might have is, well, if the demand is falling, if home home values are falling, why would I buy the trend is downward. And the answer is, whether it's a stock or any other security, you don't necessarily want to have the FOMO to buy at an all time high, just because everyone else is buying it. And I actually have family members who bought real estate at the peak of 2022 there was FOMO and there was, hey, you know, I need to get a flip, and they're down. They bought peak 2022, and they're down today. Because, look, you can pick any housing market in the country, especially a prime state like Florida. Look at any 30 year period, and you will see that home values are up double digits, even if you look at 2009 when the housing market crashed and we reached something like 10 year bottom in housing, if you look at the 30 year period, well, if someone who bought a house in Florida in, say, 1979 was still way up on their property in 2009 30 years later, we're not buying Bitcoin here where it can go up 30% in one day or go down 30% in one day. We're talking real estate, and real estate has been proven. It's been tested. It's been proven throughout time, not even a 30 year period. I think if you take any 20 year period, you're going to see the same trend of double digit gains, double digit growth. On real estate appreciation. So I'd say, if you're skeptical about Florida, you see these home values, all these discounts, that's the first thing I hear from followers. They say, why are they offering so many discounts? I'm a little concerned about all these discounts and incentives, and I don't know if that's a good thing. Well, I say, Well, I mean, you can buy full price in another state, if you'd like, you know, in California or so you could, you're more than free to buy full price. But we're talking Florida here. We're not talking about West Virginia or Rhode Island, or, you know, Nebraska. We're talking Florida. This is still the land of Mickey Mouse and Minnie Mouse, this is the land of the best beaches in the country. I mean, they there's just no arguing or debating these facts. Florida all the reasons that I stated earlier, is going to continue to be a hot, hot market. So I highly recommend people, if you want to get in on these discounted deals, G R E, webinars.com G R E, webinars.com register for our upcoming online and live special event this Thursday evening at 8pm Eastern Time, 8pm Eastern Time, gre webinars.com you won't want to miss this free, online and live special event.   Keith Weinhold  36:25   When a pound of oranges is on sale or a pound of zucchini is on sale, consumers are often attracted to that sale. Should probably be the same way with you considering adding to your real estate portfolio, and it's funny, when oranges of zucchinis are on sale, no one tries to find fault with it and think that they're rotten inside or something like that. But somehow with real estate or an investment that tends to get scrutiny from people, but these are real discounts that you're getting over buying, say, two years ago, and we're talking about a motivated seller here. And as you know, Naresh, we had the builder on the show last week, the one that's going to be co hosting the webinar with you on Thursday, and he talked to us about buying down mortgage rates to between 3.75% and 4.25% and we're here at a time where the owner occupied rate is six to six and a quarter the investor rate is seven, so you're getting about a three percentage point buy down. That's really the attraction. And Naresh, before I ask you, if you have any last thoughts, yes, again, it is our live event that you can attend from the comfort of your own home, Thursday the 19th, at 8pm eastern in just a few days, here with Naresh and the builder who you heard on last week's show, co hosting a live webinar for Central Florida so inland new build income property. It's free. You're invited, and the benefit of you attending live is that you can have any of your questions answered in real time. You're going to learn more about the Central Florida market and more about the home building process, and you are going to be able to see available new bill property, real addresses, with some of these pretty grand incentives that we've talked about again. GRE webinars.com, any last thoughts? Naresh   Naresh Vissa  38:17   I get a lot of questions about is right now the time to buy? Should I buy later? What's going to happen with real estate? And I know the number one question, or the number one caution our followers are going to have, is, is right now the time is March or April, the time. And I say, look, with real estate, I already gave you the figure that you take any 20 year time period, any 30 year time period, and that's our time horizon here at GRE again, we're not trying to buy bitcoin here and flip it, you know, two days later, we're looking to buy and hold for, I don't want to say forever, but I know my time horizon in general is the full 30 year term, at least for my properties, and some people you know, want 10 or 15 years. That's fine too, but that's the time horizon. It is not one year, two years. We're not flipping new construction properties here in Central Florida. We are looking to buy and hold over the long haul, get some very good, high quality tenants in there, in these new construction properties, so that you, the GRE follower and the investor, can collect your monthly cash flow as well as over that 20 year period, or that 30 year period take part in appreciation as well. We've also talked extensively, Keith in previous episodes about interest rate cuts that the Federal Reserve is going to be doing, and just know this, there's a reason why the builder is offering these incentives where you can get the rates so low, your mortgage rate can be so low, and it's going to take at least a year, even if the Fed goes to zero. I mean, it's going to take mortgage rates a very long time. And to reach that point of getting such low interest rates that you just laid out, so that even makes it more enticing, like, Hey, I basically have a head start on the Federal Reserve because I follow the Fed pretty closely. We don't need to get into those details, but it's looking heavily like they are going to be start cutting again later this year, this summer. So it's looking like they're going to do that, but again, now you can have a head start, because when the Fed starts doing that, and when the mortgage rates fall, then everybody's going to jump in. And what's going to happen to the home values once everybody jumps in, well, they're going to go up. You want to jump in when everybody is not jumping in, and when you can get an amazing deal on these interest rates thanks to the builder buying down your interest rate. So this is a GRE special you can't get these deals. I challenge our followers to go on the internet and try to find better incentives or deals. And what you're going to see on this webinar, on this online, live special event. So gre webinars.com you can join me as well as our special guest. He heads up the builder. His name is Jim. He's going to be on with me. And please join us at grewebinars.com sign up for this free and live online special event.   Keith Weinhold  41:20   These are some great points. There's a lot of anticipation for Thursday, Naresh. We'll see you then.   Naresh Vissa  41:25   Thanks, Keith.   Keith Weinhold  41:32   Oh yeah, a first person account on Florida life and opportunity from our own Naresh nationally, the build to rent model that has been a real success, building single family rentals with the intent that they are rentals. From day one, over 321,000 homes have been built specifically as rentals this way since 2012, and more than three quarters of those in just the last five years. So the build to rent trend is picking up steam. About 1/3 of Americans rent their home, and although the word rental for some people that still conjures up visions of high rises packed with apartments, but a growing number of today's rentals are these freestanding, single family homes and duplexes like we're talking about today, nestled in suburban communities with top notch schools, and that's why a growing number of mom and pop investors have hopped on the build to rent bandwagon. They take less maintenance. It attracts quality tenants who stay longer, and the rentals have changed, but so had the renters. 20 years ago, it felt like tenants had to rent, like they had no choice. Today, you've got more and more tenants that choose to rent. Many of them make 100k to 125k or more. Today, rentals are cheaper than owning for those people, and they're less of a headache. A lot of them don't want to fix things, and you as the owner, don't want to either. That's why new build is attractive. Then, you know, I just sent that great map to our newsletter subscribers about which states saw the most population gain from 2020 to today, the South had more population growth than every other US region combined, which is jaw dropping and within the South, the state with the most population growth since 2020 is Florida, with An 8.9% population gain in that span, narrowly beating out Texas and South Carolina. By the way, even if it weren't for the attractive builder interest rate near 4% these Sunshine State deals could still make sense. New build single family rentals from the 270s new build duplexes, 395 to 420k low insurance rates, positive cash flow, a builder warranty. And it's really even better than that. These properties are centered on Ocala, Florida, which received national recognition as the fastest growing city for this second year in a row. That's according to a U haul report, and Florida is the epitome of investor friendly. Florida is the first state to enact a law allowing law enforcement to immediately remove squatters. It distinguishes them from legal tenants. You might come to the webinar event, perhaps thinking about 80k or 500k that you want to allocate toward property or maybe nothing and you just want to learn at the event you will evaluate realistic opportunities learn how property management is handled, and understand how today's inventory fits into your disciplined, long term strategy that all takes place on. On Thursday the 19th at 8pm Eastern. It's our biggest event of the year, and it is called Why Central Florida is the year's most compelling housing market. One last time for Thursday, it is gre webinars.com, until then, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  45:20   You nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  45:52   The preceding program was brought to you by your home for wealth building get richeducation.com  

Host Oscar Rivera sits down with Catholic hip-hop artist and school administrator John Levi Davidson for a conversation where history, faith, and mission converge. From raising ten kids to guiding students at the historic St. Peter Claver High School in Tampa, Florida, John reflects on legacy, leadership, and why the Eucharist remains the center of everything he does. We would love it if you could leave a written review on Apple and share with your friends! Editing provided by Forte Catholic (https://www.fortecatholic.com/)

Silver just crashed 41% in a single day while Bitcoin barely flinched — so what does that tell us about where the smart money is really going? In this episode, British Hodl breaks down why $340,000 Bitcoin this cycle is actually conservative, how $10 trillion in bank liquidity is about to flood the markets, why 94% of BlackRock's iBit holders didn't sell through the crash, and what the gold and silver collapse signals about the end of this business cycle. We also dive into why Michael Saylor and BlackRock are now doing the marketing for all of us, how the new Fed chair was basically hired to print, why retail keeps selling Bitcoin at the price they deserve, and what the Trump administration defending Bitcoin really means.

The Healthy Steps Radio Show with Dr. Fred Harvey

Local experts on sustainable topics like alternative energy sources, organic gardening & farming.

Special Episode - George Siegal, Buying and Building in the Era of Climate Change - EP 222 After years in the television industry — including a long run as a weatherman — George Siegal relocated from San Antonio, Texas to Tampa, Florida, only to find himself facing the very extreme weather conditions he once reported on. That experience inspired him to examine how climate change and rising sea levels are reshaping the way we buy and build homes. The result: two award-winning documentaries from Move the World Films — The Last House Standing and Built to Last: Buyer Beware — that explore critical home-buying decisions, construction standards, and the growing challenges of insurance in a changing climate. To hear George's insights on smart home buying, resilient building practices, and protecting your investment in an unpredictable world, listen to Episode 222 of Retire There with Gil & Gene. Link in bio. More of George's work may be found here: https://movetheworldfilms.org/ If you enjoyed the episode and wish to leave George a review, please visit: https://speakerhub.com/speaker/george-siegal?leaveTestimonialRequest=true After submitting your review, you'll receive access to George's valuable resource: “List of Questions One Should Ask Their Builder or the Seller of the Property They Are Purchasing.” #retirethere #retiretherepodcast #movetheworldfilms #thelasthousestanding #builttolastbuyerbeware #retirewhere retireearly #bestplacetoretire #retirement #retirementplanning #babyboomers #genxers Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Introduction: Matters of Marriage: A Word for Each of You. (1 Corinthians 7:8-16) Singles: Enjoy the GIFT of SINGLENESS or GET MARRIED. (1 Cor 7:8-9) Single & Want to Get Married? 3 Don'ts: Don't SETTLE. Don't Look for the RIGHT PERSON. Don't Seek MARRIAGE – Seek LOVE. Married Christians: STAY MARRIED. (1 Cor 7:10-11) Married to a NonChristian (Who Wants to Stay Married): STAY MARRIED. (1 Cor 7:12-14) Married to a NonChristian (Who Wants to Leave): LET THEM GO. (1 Cor 7:15-16) Romans 7:2 – For a married woman is bound by law to her husband while he lives, but if her husband dies she is released from the law of marriage. Matthew 19:8 – He said to them, “Because of your hardness of heart Moses allowed you to divorce...” Matthew 19:9 - “And I say to you: whoever divorces his wife, except for sexual immorality, and marries another, commits adultery.” Sermon Notes (PDF): BLANKHint: Highlight blanks above for answers! AUDIO TRANSCRIPT 00:36-00:39Open up those Bibles, 1 Corinthians chapter 7.00:41-00:42Chapter 7.00:44-00:47We're in the third section of 1 Corinthians.00:48-00:51Chapters 1 through 4 is about unity.00:52-00:54Like church, get it together.00:56-00:58Chapters 5 and 6 are about purity.01:01-01:08And then when we get to chapter 7 verse 1, you see that Paul is addressing some questions that they had.01:10-01:17And the first subject of this Q&A session is marriage.01:20-01:22So that's where we are.01:22-01:24We go where the text takes us.01:24-01:33I'm going to ask that you would please just quiet your heart before the Lord for a moment and pray for me to be faithful to communicate God's Word.01:33-01:44This is a passage that is going to get a reaction, and it's not about really my opinion or your opinion, it's what did God actually say?01:45-01:46That's what we're going after, right?01:48-01:52So pray for me to be faithful to clearly communicate what God said.01:52-01:57I will pray for you to have a heart open to receive what it is that God said.01:57-01:59All right, let's just take a moment and pray.02:02-02:16Our Father in heaven, I know that many times in my life I've had strong opinions about things that have had to change because of what your Word says.02:22-02:26Because at the end of the day, it doesn't really matter what any of us think, Father, It only matters what you think.02:27-02:42So I just pray that you would give us wisdom, that you would eliminate any distractions in our hearts and minds so we can just lock into what your Word has to say here.02:44-02:45It's for the glory of your name.02:46-03:00We pray in Jesus' name, and all of God's people said, "Amen." If you've been with us at all through our series in 1 Corinthians, we've seen that everything was a mess, right?03:00-03:06So now Paul's talking about marriage and no surprise, marriage was a mess.03:07-03:09We talked about this last week.03:09-03:16There were people strong on the single side and there were people strong on the marriage side.03:16-03:17Which one is good?03:17-03:21And the answer is both of them are good.03:23-03:28Marriage was a mess in Corinth, and if we're going to be honest, we're not doing so hot here today either.03:31-03:38As I was preparing this, I get an email that has just short news articles in it and updates and things like that.03:39-03:42And I just read this on Friday, I wanted to share part of this article with you.03:43-03:50This is the newest craze, I haven't heard of this one, maybe you have, but the newest craze is divorce rings.03:51-03:52Have you heard of divorce rings?03:53-03:54Raise your hand if you've heard of divorce rings.03:55-03:57Okay, a couple of you have, all right.03:58-04:04This is new as far as this article told us, but I just want to read part of it.04:04-04:18It says, "The diamond ring Alex Weinstein," that's a female, "wears every day is a reminder that once upon a time she said, "I do," these days she happily says she does not.04:20-04:45Weinstein got divorced last March and tossed her engagement ring in a drawer for a few months. Then the Tampa, Florida-based content creator decided to make herself a divorce ring. She reset a radiant three-carat stone from her ex- husband into gold, turning it east to west in a bezel." I should have looked up what that meant.04:45-04:46Anybody know what a bezel is?04:47-04:48Okay, nobody?04:49-04:50All right, I shouldn't have said anything, huh?04:51-04:53I was safe until I just said that.04:53-04:55All right, noted.04:55-04:56That helps me for the second service.04:58-05:07The shame and stigma, the article goes on, "The shame and stigma of divorce has been replaced for some women with empowerment and celebration.05:10-05:17While diamond rings have long been a cultural signifier of marriage, some women are also choosing to mark the end of their matrimonies with a little bling.05:21-05:26Weinstein says, "I'm not proud of getting divorced, but I am proud of putting myself first.05:28-05:34Why shouldn't I celebrate this chapter of my life?" Why am I sharing this article with you?05:36-05:49Because I think if anything sort of personifies how far we have drifted as a culture from God's ideal, I think this kind of nails it.05:50-05:53We are celebrating divorce.05:55-05:56We are celebrating it!06:00-06:04You know, we look at Corinth and we're like, "Man, those people were messed up." Us people are messed up.06:08-06:20Back to Corinth, though, some would say...some in Corinth had said, "Excuse me." Some said, "You know, being single is actually being more devoted to God." And they actually had married people get a divorce.06:21-06:36Like, "Hey, you'll be more devoted to God if you get the divorce." And then there were some that said, "Look, if you want to be devoted to God, you can't have intimate relations with a woman.06:36-06:48So if you want to stay married, just don't have any intimacy." Those were some of the thoughts they had in Corinth, and both of those are wrong.06:50-06:54In the previous passage, again, Paul said, "Staying single is good.06:54-06:56Marriage is good.06:56-06:59And intimacy in marriage should be a regular thing.07:03-07:05But what if I'm not in a biblical marriage?07:09-07:12What I mean is, what if I'm not married to a Christian?07:13-07:29I mean, you could go through the last couple of messages and say, "Oh, that's well and good for two people who love Jesus Christ, have the Word of God as their authority, and Oh yeah, like easy for them.07:31-07:33But what about me, Paul?07:34-07:38My spouse isn't a believer, so what am I supposed to do?07:40-07:41Should I just get a divorce?07:44-07:44What should I do?07:46-09:17Well, in this section we're looking at today, Paul clarifies matters of marriage addressing everyone in the church. Literally everyone in the church and everyone in this church. So this is kind of a good news/bad news thing. We're not having one sermon today. You're like, "All right, we are having four sermons today. All right, four sermons." Because each of these are very specifically addressed to a different group. So first up, matters of marriage, a word for each of you. You can take notes on the other ones if you like, but pay attention into the category you fall. Number one, singles. Singles, a word for you, here it is. Enjoy the gift of singleness or get married. Enjoy the gift of singleness or get married. All right, so if you're here and you're single, if you're streaming and you're single, if for you. All right? If you're single, enjoy that if it's a gift or get married. Look at verse 8. Paul says, "To the unmarried and the widows, I say that it is good for them to remain single as I am." Unmarried for any reason, right? Paul, once again, this is a We're going to go through this quickly.09:18-09:19We talked all about this last week.09:19-09:21Paul said being single is good.09:23-09:23Right?09:23-09:24Being single is good.09:24-09:26Why is he circling back to that?09:26-09:34Because there were Jews in Corinth that said, "You couldn't be holy unless you were married." That was a common Jewish mindset in that day.09:35-09:36You couldn't be holy unless you were married.09:36-09:41Paul's like, "That's not true." All right?09:41-09:43It's a gift for some people.09:45-09:47And Paul listed himself as one of those people.09:48-09:50Paul here very clearly says that he was single.09:51-09:52Like what happened to Paul?09:52-09:52Did he get a divorce?09:53-09:54Did his wife leave him?09:54-09:55Is he a widower?09:56-09:57We have no idea.09:59-10:03We don't know the details, but we know from this verse that he was single.10:06-10:07Okay, so single people, listen.10:10-10:27not denying that there are pressures to being single that married couples do not have. Things like loneliness, things like trying to manage a household yourself.10:28-10:34There are pressures that single people experience that married people don't.10:35-10:39But Paul is reminding the single people again, it is not wrong.10:40-10:44You don't have to feel like you're a second-rate Christian because you're not married.10:44-10:46It is not wrong.10:46-10:51And we're going to see later in this chapter, there are actually some advantages to being single.10:52-10:54All right, but look at verse 9.10:56-11:05He says, "But if they cannot exercise self-control, they should marry.11:06-11:16For it is better to marry than to burn with passion." So Paul's like, "Okay, you're single, but you have those urges.11:19-11:20You can't control yourself.11:20-11:23You like want to be with a person so badly.11:24-11:27Like you found that being single really isn't for you.11:27-11:28What should I do?11:28-11:29Paul's like, get married.11:30-11:31Get married.11:32-11:35He says it's better to marry than to burn.11:36-11:37Again, we talked about this last week.11:37-11:40If you have the gift of singleness, you aren't burning.11:42-11:47But if you have those desires, God gave the right context to use them.11:48-11:49That's why he says get married.11:50-11:50Get married.11:50-11:54You have the passion, you have the desire, get married.11:57-12:07I've got to say a couple of things about that, unless somebody runs out of here today, runs right across the street to Pantera Bread, and is like, "Look, Pastor Jeff said to get married.12:07-12:10Are you single?" No, okay, "Are you single?" "No, I'm going to find somebody.12:10-12:11Pastor Jeff said to get married.12:12-12:12It's right in the Bible.12:13-12:15I've got to find somebody today." Let's pump the brakes for a second.12:17-12:17All right?12:17-12:21If you're single and you want to get married, I'm going to give you three don'ts here, all right?12:23-12:27He says to get married, yes, but I want to caution you on a couple of things here.12:27-12:28Three don'ts.12:29-12:30Letter A, don't settle.12:32-12:33Don't settle.12:36-12:38I know being single can be hard.12:39-12:40Do you know what's harder than being single?12:42-12:44Being married to the wrong person.12:46-12:54Rushing into a marriage, not really knowing somebody, not understanding they don't really love you, they don't really love the Lord as they should.12:58-13:02It is absolutely heartbreaking how many times I've seen that.13:02-13:14Somebody wanting marriage so badly that the first single person that comes along that looks eligible and there's some kind of interest, we're rushing right into it, and oh, the regret that comes from that.13:15-13:16I've made a huge mistake.13:17-13:18What do I do now?13:20-13:30settle. Letter B, don't look for the right person. Don't look for the right person.13:34-14:46Like, wait a minute, you just said it was bad to be married to the wrong person, now you're telling me not to look for the right person? Yeah, don't look for the right person. You need to focus on trying to be the right person, all right? Try to to be the right person. In the early days of this church when we were really teeny tiny we had a single guy that came to me. He came up to me, he goes, "Pastor Jeff, I think I'm going to go to another church." I'm like, "Oh, why? What's the matter?" He goes, "I love this church so much, but I really want to meet somebody and I just really want to get married." Not a lot of single people in that tiny church. And I said, "That's a terrible way to pick a church. You know, who's got the best single scene? I said, "That's a terrible way to pick a church." I said, "You need to find a church where God is feeding you and where God is using you. You find a church where that's happening, you trust God to do the rest." He's like, "You're right." He goes, "You're right." And it wasn't long after that he did find a single lady, even in her teeny tiny church, and they're married. They since moved away and they have like, I I don't know, 20 or 25 kids, I don't know.14:47-15:03But the point was he was willing to trust God and seeking God first and seeking to be the person worth marrying, not just trying to find the right person for him.15:04-15:06So try to be the right person for somebody else.15:08-15:12Letter C, I read this great advice from a pastor this past week.15:12-15:19He said, "Don't seek marriage, seek love." Don't seek marriage, seek love.15:20-15:24Because ultimately, you're going to marry the person that you fall in love with.15:26-15:27All right?15:27-15:33So when Paul here says, "Look, if you have the desire," he goes, "Don't burn with passion." He goes, "Go get married.15:33-15:41Go get married." But again, let's temper that with, let's not rush into anything.15:43-15:44It's going to bring regret.15:45-15:52God has called you, God has called all of us to be content and thankful in every chapter of life we find ourselves.15:54-15:56So singles, this sermon's for you.15:56-15:58Enjoy the gift of singleness or get married.15:59-15:59All right?16:02-16:04All right, next sermon.16:04-16:06This is for married Christians.16:07-16:09Are you and your spouse both Christians?16:10-16:38a word for you. Stay married. Very simple. Very simple. Look at verse 10. Paul says, "To the married I give this charge, not I, but the Lord. The wife should not separate from her husband." Not separate, obviously, he's talking about divorce. So he's talking here specifically to Christian couples.16:40-16:46We know this because he talks about mixed couples in verse 12.16:46-16:49And by the way, let's get this out of the way.16:50-16:56When we talk about mixed couples, or we talk about intermarrying, that has nothing to do with race.16:58-17:00There's only one race, there's the human race.17:01-17:10So as long as you're marrying another human of the opposite sex, oh, the things I didn't think I'd have to say.17:14-17:15Race doesn't matter.17:15-17:16Okay?17:16-17:21So when we talk about mixed marriages, biblically there is no such thing except for mixed faith.17:22-17:26That's what the Bible forbids, mixed faith marriages.17:26-17:28He talks about them in a second, all right?17:28-17:29I felt like I had to say that.17:35-17:50So Christian couples, Paul says, "I get a word for you," he goes, "not I, but the Lord." Meaning Paul's like, "Look, what I'm about to tell you came straight from the mouth of Jesus Christ Himself." This is the Lord's charge, all right?17:52-17:57The Lord's charge is, Christian couples, no divorce.17:59-18:00Divorce isn't an option.18:00-18:02Divorce isn't a word that's said in your home.18:04-18:10Jesus talked about this so many times, Matthew 5, Matthew 19, Mark 10, Luke 16.18:11-18:15Jesus taught over and over that marriage is meant to be lifelong.18:16-18:16All right?18:18-18:45So we're going to try you out for a year or two, if it's not going to work, we have our exit strategy. That's not how marriage is designed according to our Lord. Marriage is meant to be lifelong. And remember, there were some Corinthians that thought, "Yeah, but if you really want to be devoted to God, you've got to get a divorce." And Paul here is just saying, "You know, God's not on board with that." I mean, just imagine for a second.18:48-19:08for a second if that sentiment was legitimate. Let's just pretend for a second that you could be more devoted to God, you could be more devoted to Jesus if you got a divorce. Do you see what would happen? Everyone that's looking for an out would just use that excuse.19:11-19:13They'd be like, "You know what, sweetheart?19:14-19:27I think we should get a divorce because I just want to love Jesus more." Right?19:27-19:28It'd start a new phrase.19:28-19:36It would be, "It's not you, it's Him." Right?19:36-19:37But that was the mindset they had.19:37-19:38And Paul's like, "No, no, no, no.19:40-19:42The words of our Lord are quite clear.19:43-19:52Don't get a divorce." But then you have the person that's like, "Oh, Paul, I wish you would have wrote this letter two weeks ago, because I did buy it.19:52-19:53You know what?19:53-20:00Yeah, we are both believers, but I bought into the idea that getting a divorce would benefit my walk.20:00-20:05So what do you do if you are both Christians and you did get a divorce?20:05-20:09What do you do about that?" Well, look at verse 11.20:09-20:18He says, "But if she does get a divorce, she should remain unmarried or else be reconciled to her husband.20:21-20:28And the husband should not divorce his wife." Okay, so if you're like, "You know what?20:28-20:33I did get the divorce, and now looking back, we are both believers.20:33-20:37I shouldn't have done that." Paul goes, "Okay, well now you have two choices.20:37-20:58You're either unmarried the rest of your life, or go back to your husband and get back on track." Like, "I'm not sure that's possible." Well, if you're both Christians, forgiveness and healing and reconciliation should not be foreign concepts to you.21:01-21:04So if you and your spouse are both Christians, stay married.21:06-21:07All right?21:07-21:11And as we saw last week, verse 3, married Christian couples, pay your debt.21:13-21:13All right?21:14-21:16I know that's the sermon that always gets applied.21:16-21:20I know the nursery is going to be restocked in about nine months.21:21-21:21I know.21:24-21:25So married Christians.21:26-21:26All right.21:27-21:33This is where things get even more difficult.21:35-21:39This is addressed to those of you who are married to a non-Christian.21:39-21:44And I know there are some people in this church that are married to a non-Christian.21:46-21:49But this non-Christian wants to stay married.21:49-22:02Okay, you're like, "Yeah, my husband's not a believer, or my wife's not a believer, and Like, she's okay with me being a believer, and she's okay with me going to church, and she wants to stay married, so what do I do?22:02-22:03What do I do here?22:06-22:11God says, "Stay married." Stay married.22:14-22:21You know, back in, look at the, back in chapter 6 verse 15, we talked about this a couple of weeks ago.22:21-22:32Paul says, talking about those who were being sexually immoral with the cult prostitutes, he says, "Do you not know that your bodies are members of Christ?22:33-22:37Shall I then take the members of Christ and make them members of a prostitute?22:38-23:01Never." You see, there would have been some that heard this principle like, "Okay, so me physically being with a prostitute is like defiling for me, so what about me physically being with a non-Christian spouse?23:02-23:13Well, me being intimate, I mean, isn't it the same principle that I am defiling my body because I'm in this mixed marriage?23:14-23:16We have different faiths?23:18-23:20That's the question on the table.23:23-23:32Regarding mixed marriages, meaning one's a believer and one's not, you're like, "What do you do?" Well, first of all, it's forbidden, single people.23:34-23:42Second Corinthians 6.14, if you're single, listen, if you're single, you are not to get married to a non-Christian.23:45-23:46Corinthians 6.14.23:48-23:50You are not to get married to a non-Christian if you're single.23:52-23:54If you can prevent this, you should prevent this.23:55-24:03That people think, "Well, I'm going to get married to the person and I'll save them, and I'm going to be such a good influence on them," and it usually works the other way.24:07-24:12So if you're single, you are not to marry a non-Christian.24:13-24:23So all right, now with that out of the way, the question is, "Well, what if we were married as non-Christians and I got saved and he didn't get saved?" Or vice versa, man.24:23-24:26You're like, "Well, I got saved and my wife didn't get saved.24:26-24:29What do we do?" Well, look at verse 12.24:29-24:54He says, "To the rest I say, 'I, not the Lord, that if any brother has a wife who is an unbeliever, and she consents to live with him, he should not divorce her." By the way, when he says here, "I, not the Lord," you know what some people do with that, right?24:55-25:11They're like, "Oh, well, this is just Paul's opinion." So we can sort of disregard this section because Paul here, I mean, he's saying that this is just his opinion, and that's not what he's saying at all.25:13-25:29Back in verse 10, he was saying, "I'm quoting Jesus here." Now in verse 12, he's saying, "This is also from the Lord, but this isn't a direct quote from Jesus, do you see?" He's not saying this is uninspired.25:30-26:06He's just saying, "Before I was directly quoting from the ministry of Jesus, and now this is new revelation from God. That's all he's saying. So what if I'm married to a non-Christian and he wants to stay married? Paul says, "You don't get a divorce, you stay married. That's what you do." Like, really? Verse 13, "If any woman has a husband who is an unbeliever and he consents to live with her, she should not divorce him." Oh yeah, that question, being with this non-Christian make me unholy?26:06-26:10Like isn't it the same principle as being with the prostitutes?26:11-26:13No, not at all.26:14-26:15Because look at verse 14.26:17-26:26For the unbelieving husband is made holy because of his wife, and the unbelieving wife is made holy because of her husband.26:29-26:47You see, when one of you is saved and your spouse is not, it's not that the Christian is made unholy in the eyes of God, it's the unsaved person is made holy.26:52-26:53I want to be clear here.26:54-27:01That does not mean that the unbelieving spouse is saved because they're spouses.27:01-27:03That is not what that means.27:03-27:06The Bible is crystal clear on salvation.27:06-27:09Salvation is an individual transaction.27:10-27:14You can't get saved because of somebody else.27:14-27:18Biblically, you have to make the choice to turn from your sin.27:19-27:20You have to make the choice to repent.27:21-27:27You have to make the choice that you are going to receive Jesus Christ as your Lord and Savior.27:28-27:35It doesn't matter how good of a Christian your grandmama was, or your mama, or your spouse.27:35-27:36It doesn't matter.27:37-27:38You're not saved.27:38-27:40It's not like group raid here, all right?27:42-27:46You're saved by you making the choice.27:47-27:49You're like, all right, so what's he talking about here?27:50-27:57Well, it's a big fancy theological term that's known as matrimonial sanctification.27:58-28:01Impress your friends, drop that in conversation this week.28:02-28:03Do you have a water cooler at your workplace?28:03-28:04Drop that.28:05-28:08Yes, we were talking about matrimonial sanctification at church.28:10-28:12And they're like, "Oh, what is that?" And you'll tell them.28:13-28:18Well, in God's eyes, if one spouse is saved, there's blessing for everyone in the house.28:20-28:22I mean, think about it this way.28:25-28:26Think about it this way.28:26-28:36Imagine this married couple, you have this married couple, and the wife's parents die, and they leave her an inheritance.28:39-28:40They leave her a speedboat.28:42-28:44Now husbands, are you going to benefit from this inheritance?28:48-28:48No?28:49-28:50All right, let me try something else.28:52-28:55Her parents left her a Harley Davidson.28:56-28:58Husbands, are you going to benefit from this inheritance?29:00-29:02Yeah, some of you.29:02-29:03All right, let me try this again.29:06-29:08Her parents left her a monster truck.29:08-29:11Husbands, are you going to benefit from this inheritance?29:12-29:15Okay, this is really going to help for the second service.29:15-29:17Do you see the point?29:17-29:18You got the inheritance.29:19-29:26You know, you're driving grave digger down the road, but you had nothing to do with that, right?29:27-29:31You were blessed just because your wife received an inheritance.29:31-29:33It's the same principle at play here.29:34-29:35You're blessed by association.29:37-29:43In the same way, in marriage, two become one, and when God blesses one, the other gets blessed.29:43-29:48I mean, it's not salvation, but it's better than two pagans being married to each other.29:49-29:49Right?29:49-30:05Think of the blessing that comes to the non-Christian spouse when the Christian spouse is exhibiting the fruit of the Holy Spirit, when the Christian spouse is showing humility and love and service and selflessness.30:05-30:09And how could you not be blessed being in a house like that?30:13-30:14That's what he's talking about.30:16-30:23Oh, and regarding the salvation piece, look, nobody can deny the influence the believing spouse has.30:23-30:32I've heard the story so many times of people getting saved because of the witness that their Christian spouse has had.30:34-30:39So if you're in this situation, if your spouse is unsaved, God wants to reach them through you.30:41-30:43So let him see Christ in you.30:45-30:48And you're like, "Well, that's well and good, but what if we have kids, right?30:48-30:53I mean, I'm saved, he's not.30:53-30:59Does that make our kids like half pagan?" No, no, it really doesn't.30:59-31:01Look at the rest of verse 14.31:02-31:16Paul says, "Otherwise your children would be unclean, but as it is, they are holy." See, even if you have kids with a non-Christian, your kids are also made holy through that.31:16-31:16Same principle.31:17-31:23Your kids are also blessed through that because God sees your marriage as holy, so He's going to see your kids as holy.31:24-31:30So if you're married to a non-Christian who wants to stay married, God's going to bless the family.31:31-31:34Stay married if they want to stay.31:36-31:38All right, one more.31:39-31:42One more group we didn't cover, and that's the last one here.31:43-31:48Let's say someone is married to a non-Christian, and that non-Christian is like, "I want out.31:49-31:55Like look, I didn't sign up for all this Jesus stuff, all this Bible study stuff.31:55-31:57I didn't sign up for all this church stuff.31:58-31:58I'm not interested.31:59-32:00I'm not a religious person.32:01-32:05I want out." So what do you do when you're married to a non-Christian who wants to leave?32:05-32:07The answer is, let them go.32:09-32:10Let them go.32:14-32:15Look at verse 15.32:15-32:33He says, "But if the unbelieving partner separates," that's divorce, look what he says, "let it be so." If the non-Christian spouse initiates a divorce, Paul says they can go.32:37-32:38And I know the reaction.32:38-32:39You're like, "Wait, wait.32:39-32:40Well, that means I'm stuck.32:41-32:49You know, I wanted to save this marriage, and they divorced me, and now I can never get remarried again because they left me.32:49-32:53So I'm stuck, right?" Paul doesn't say that.32:56-32:57Paul doesn't say that.32:57-33:04Paul was clear on situations where you had to be remaining unmarried.33:04-33:05We saw that in verse 11.33:06-33:11He was clear in those situations, and he could have said that here, but he didn't.33:13-33:14You can remarry.33:14-33:22If you are married to a non-Christian that abandons you, initiates a divorce, and leaves you, you can remarry.33:23-33:24Look at the rest of verse 15.33:25-33:30He says, "In such cases, the brother or sister is not enslaved." God has called you to peace.33:31-33:32Not enslaved.33:33-33:34Like, not enslaved to what?33:35-33:37He's talking about free from being bound to the marriage.33:38-33:39That's what he's talking about.33:41-33:53See Romans 7, 2 says, "For a married woman is bound by law to her husband while he lives." That's what he's talking about here in 1 Corinthians 7.33:53-33:55That's the bound to the marriage.33:55-33:57He goes, "You're not enslaved.33:57-33:58You're not bound anymore.34:01-34:19You're no longer bound to the marriage." Now look, I know some sermons are easier to preach than others, and divorce is a very touchy subjects.34:26-34:27It's always painful.34:28-34:29It always brings regret and hurt.34:30-34:30I know that.34:33-34:40So I want to take a moment and I want to be clear on my best understanding on the subject biblically.34:42-34:43All right?34:44-34:46I don't want there to be any ambiguity.34:47-34:48I want to be clear.34:48-35:00I believe that there is only one cause for divorce biblically, and that is hardness of heart.35:04-35:05Like, why do I think that?35:05-35:08Well, Jesus was asked about divorce in Matthew 19, eight.35:09-35:09This is what he said.35:10-35:24He said to them, "Because of your hardness of heart, Moses allowed you to divorce." Jesus said divorce was allowed through Moses, through the law, because of hardness of heart.35:25-35:27Again divorce is allowed, not commanded.35:30-35:30Right?35:31-35:32Allowed not commanded.35:34-35:38But the question is, how do you know when someone is hard hearted?35:40-35:43Towards their spouse or towards their marriage, right?35:45-35:46Kind of a hard thing to gauge, isn't it?35:47-35:52Well Jesus said, "I can divorce you if you're hard-hearted." Well you seem hard-hearted to me, I'm getting divorced.35:52-35:53How do you know?35:54-36:07Well biblically there are two ways that hard-heartedness manifests, and both begin with the letter A. It's affair and abandonment.36:11-36:12Jesus spoke on a fair.36:13-36:30Matthew 19, 9, Jesus says, "And I say to you, whoever divorces his wife except for sexual immorality and marries another commits adultery." Now again, divorce is allowed, but not commanded.36:30-36:39Understand this, when this happens in a marriage, that doesn't mean you are required to get a divorce.36:39-36:43I can tell you so many stories of marriages where this did happen.36:43-36:51And there was much repentance and seeking the Lord, and marriages are on track better than they were on their honeymoon.36:55-37:05But when someone is committed to having relations with people outside the marriage, Jesus says that's evidence of hard-heartedness.37:06-37:08Moses allowed for divorce for that.37:08-37:17Here, Paul is addressing the other manifestation of hard-heartedness, and that's abandonment.37:18-37:22That if your non-Christian spouse divorces you, abandons you, you are free.37:24-37:27That's how you know your spouse is hard-hearted.37:29-37:35When they are willing to engage in relations with someone else, they're hard-hearted towards you.37:35-37:41Or when they're like, "I'm fine to just walk away from this marriage.37:41-37:43I'm fine to walk away from our vows.37:43-37:50I'm fine to walk away from that." Those are evidences of hard-heartedness.37:54-37:57And Jesus says abandonment is like adultery.37:57-37:59I'm sorry, Paul says abandonment here is like adultery.38:00-38:01You are called to peace.38:05-38:10You are not called to fighting a non-Christian to stay in a marriage that they are committed to getting out of.38:12-38:13One more verse.38:15-38:20Paul says, "For how do you know, wife, whether you will save your husband?38:21-38:31Or how do you know, husband, whether you will save your wife?" You know, people are really divided on what this verse means.38:35-38:41Some people think this verse means, "Well, you don't know if you're going to save your spouse, so let them go.38:41-38:43I mean, you have no guarantees, just let them go.38:44-38:56There's no promises are going to come to Christ, if they say let them go." That's what some people think, but other people think this means, "No, no, no, you might be the one that God uses to save them, so you should try to save your marriage at any cost.38:59-39:00I lean towards the latter.39:04-39:05There's no guarantees either way.39:05-39:06You don't know.39:08-39:10You don't know what God's doing.39:13-39:18So you better be sure that you did all you could to save the marriage.39:20-39:23I personally believe that this verse pumps the brakes.39:26-39:38This verse, as one person I read this past week said, this verse tempers any tendency that just easily give up on the marriage.39:41-39:45Because some people are just so quick to run to divorce as like option one.39:47-39:56Again, if things are hard now, how do you know that God isn't using you to reach your spouse?39:58-40:00Our worship team would make their way back up front.40:07-40:16Paul continues, and I think he's doubling down on some of these things because some of it's hard to accept and some of it's hard to hear.40:17-40:20But again, Paul reminds us that singleness is God's gift for some.40:23-40:25Marriage is God's gift for the rest.40:28-40:30One of these four sermons applies to you.40:32-40:37So whichever it is, go after it with the reverence and with the sacredness that God has called you to.40:38-40:39Let's pray.40:41-40:52Father in heaven, we're asking today, Father, that your Holy Spirit be at work in our hearts.40:54-41:03When we talk about singleness and divorce and all these things, it's such an emotional subject because there are people here that have been deeply wounded by these things.41:06-41:12And we by no means, Father, wanna kick someone when they're down or rub salt on the wound.41:12-41:15We just, we wanna take an honest look at what your word has to say.41:17-41:19Father, we thank you for your grace.41:19-41:21We thank you that you are the God of miracles.41:21-41:35We thank you, God, that no matter how badly things might have gotten in marriage, whether it was able to be saved or not, God, there's always hope with you.41:35-41:37There's always healing with you.41:39-41:40That's why we come to you.41:40-41:51Father, I pray for all of us that we would take a hard look at the place you have us right now, because there's something in here for each one of us.41:55-41:59And that we would go after it, trusting you to always do what you promised.42:00-42:02We pray in Jesus' name, amen. Small Group DiscussionRead 1 Corinthians 7:8-16What was your big take-away from this passage / message?Explain 1 Cor 7:14. How is the nonChristian spouse made holy because of a Christian spouse? What does that mean?If you are married to a nonChristian who wants out of the marriage (1 Cor 7:15), how do you know when to grant their divorce (when to stop trying to save the marriage, asking for counseling, etc)?Why should you allow a nonChristian to divorce and leave a Christian (v15)? Is the believing spouse free to remarry? Why or why not? BreakoutPray for one another.

WATCH NOW:  “God's Prophetic Calling Sparks Our Identity” – Rabbi Steve Weiler (01/23/2026)Erev Shabbat Service, January 23, 2026More videos available on the Shoresh David Messianic Synagogue of Tampa Youtube channel https://youtu.be/kwE2bMkRf-o  Copyright Licensing InformationCCLI Profile #: 3931821Shoresh David is a congregation where Jews and Gentiles worship together. Whether you are an interfaith couple, Jewish person or a Christian, Shoresh David is a place where you can belong.  We look forward to seeing you at Services. Shalom!Website: http://www.shoreshdavid.orgFacebook: http://facebook.com/shoreshdavid - You can watch services live, Friday night 7:00pm ET / Saturday morning 11:00am ET via the Shoresh David Facebook Page.Shoresh David Messianic Synagogue of Tampa4320 W Bay to Bay Blvd, Tampa, FL 33629Phone: (813) 831-5673#messianicjudaism #yeshua #tampaSupport the show

Walter Smith Jr and guests celebrate and analyze issues of diversity, inclusion and democracy in this unique magazine format call-in show.

As more light gets shed on the contents of Jeffrey Epstein's long sought after documents during this month's Capricorn New Moon lunar cycle which began on January 18 & hit its apex at the Leo Full Moon February 1, we see a collective aha! moment awakening process dawning.But, not everyone wants to awaken from their ideological notion that a “perfect world” means one where rich elites rule through xenophobia, racism, misogyny, gender-discrimination, etc., in order to creat an "us versus them" dynamic to stay in power.This is exemplified by Saturn's move into Mars-ruled Aries today, February 13, which combines a planet that is change resistant with a sign that is action oriented. When these two meet, there are positive strides to be made if one can commit to working hard toward the achievement of a planned goal. Slow & steady wins the race, in other words, when these two combine.Pitfalls abound, however, in that Saturn's shadow side is its rigidity & tendency to linger in the past, while Mars-ruled Aries is its impulsive & impetuous nature that may result in hasty decisions that can hurt not only oneself but others.As we approach Saturn's re-entrance into Aries from now until April 13, 2028, we might ponder how this will play both throughout the collective & in our personal lives. Right now, the example in front of us, in the U.S., at least, is in the fact that rigidity on two sides of the political spectrum will cause a partial government shutdown at midnight tonight.As both Democratic & Republican senators are deeply entrenched in their respective political positions—the former on achieving future progress, the latter on staying intractably stuck in past decisions—the result is frustration.That this frustration will hit those most impacted by a lack of funding for the Department of Homeland Security, which oversees not only the Immigration & Customs Enforcement agency (ICE) & the Customs & Border Patrol (CBP) agency, but also the Federal Emergency Management Agency (FEMA), the Transportation Security Agency (TSA), & the U.S. Coast Guard.Together, this will impact 260,000 federal employees, although not those in ICE or CBP, since they've been fully funded since Trump signed into law his big ugly bill last July which gave billions to the DHS for these agencies for years to come.The others, however, may see staff shortages and/or government employees working without pay until this stalemate is resolved. And that stalemate revolves around NOT sanctioning even MORE money for ICE & imposing a list of restrictions on how they are operating currently.AQUARIUS NEW MOON SOLAR ECLIPSE THEMES INCLUDE COMMUNICATION, PAPERWORK, & YOUNG PEOPLE...What's clear as this Capricorn New Moon lunar cycle comes to an end & the Aquarius New Moon solar eclipse heralds in a new one is that the times, they are a'changin'…This podcast takes a deep dive into the themes of not only this current set of upcoming eclipses—meaning both the Aquarius New Moon solar eclipse at 29'48” Aquarius on February 17 & the 12'40” Virgo Full Moon lunar eclipse March 3--but how these echo those from last September's set of eclipses.So, as resistance grow by those in power to investigating & acknowledging that the violation of societally agreed upon morals, ethics, & justice deserves to be revealed if not punished—you know, stuff like pedophilia, denying people due process, punishing immigrants' children with detention, etc.—so does the collectives' awareness that something is wrong.This solar eclipse's squares by the Aquarius Moon & Sun to Uranus in Taurus—as both Mercury & Venus in Aquarius's squares to Uranus have already foreshadowed—reveal that not everyone is in agreement that those in power deserve to remain protected by being allowed to remain hidden in the shadows.In addition, collective empathy for those who've been wronged has begun to grow since Mercury & Venus entered Pisces on February 6 & 9, respectively. And that includes empathy for the sexually abused young girls & women, to the innocent immigrants & U.S. citizens vilified (most often without proof), to the innocent children detained & incarcerated with a parent or who've been separated from parents & other loved ones.Such empathy will likely grow, especially since the Sun will enter Pisces February 18, following the February 17 solar eclipse. So too will the calls for change increase as the Aquarius Sun perfects its square to Uranus in Taurus between now & February 15/16, depending on your time zone.AMERICA'S (READ: THE PEOPLES') ATTORNEY GENERAL OR TRUMP'S PERSONAL ATTORNEY?This podcast explores also some revelations that come clear through an analyzation of U.S. Attorney General Pan Bondi's natal chart, even though we have no definite time of birth. This is especially relevant given her astoundingly combative & aggravatingly frustrating performance in front of the Senate Judiciary Committee February 11 as we approached Saturn's move into Aries on February 13.Born November 17, 1965, in Tampa, Florida, aspects within Bondi's chart reveal the origin of her discompassionate emotional relationship with women—as so clearly evidenced during her refusal to even acknowledge the existence, and the pain, of several Epstein sexual abuse victims during her recent Senate Judiciary hearing.A close look reveals how her lack of healthy nurturing also seems to block her ability to empathize with with women in general & sexual abuse victims specifically. That she also lacks air—with only Jupiter in Aquarius—shows her lack of objectivity on one hand but also her niche brilliance likely responsible for how far she's gotten in the legal hierarchy thus far.However, she also lacks fire, as Mercury in Sagittarius is her only planet in that element, & this can lead—as per Jungian psychological astrologer Richard Ideman—to a great deal of rage. These elemental lacks tend to appear during times of stress or crisis. After witnessing her arrogant & angry performance the other day: Ya think???Tune in to hear more about how Bondi's observable behavior—including her rage—is written in the aspects in her chart. And how, even though we don't know her Ascendant or house placements, we can still glean an awful lot about how & why she acts the way she does.Given that an attorney general works to apply the law equally to ALL Americans, her tendency toward obsessiveness (Mecury square Pluto) & evasive secretiveness (Sun/Neptune conjunction in Pluto-ruled Scorpio) tell us how she's often fallen short of that goal.There's more so be sure to give Karmic Evolution's Astrologically Speaking podcast a listen, starting today, February 13, @https://www.karmicevolution.com/astrologically-speakingLooking forward to seeing you later! Namaste…

I prayed for you Rod Parsley. I actually think you're a really funny guy, but I have to say that the doctrine is false. Please consider this video, and may you come to the truth. *This video is not to degrade the man, but it is to point out the unclear message and inconsistencies in the teaching." HOW TO HAVE ETERNAL LIFE : https://www.youtube.com/watch?v=vX6NdGnm_vASUBSCRIBE https://www.youtube.com/c/biblelineLIKE https://www.facebook.com/biblelineminCOMMENT ask us a question!SHARE with all your friends and familyHave a Bible question? The questions@biblelineministries.org email address is not longer in use, but you can:- Explore Pastor Jesse's full teaching library: https://www.youtube.com/@BibleLine/playlists- Watch a clear gospel presentation: https://www.youtube.com/watch?v=vX6NdGnm_vA- Ask your question live on air during our YouTube call-in show:https://www.youtube.com/playlist?list=PLElaVGv3oAZ6Y9q4uV9TOX5PMEYimFXqgSupport Bibleline - https://www.calvaryoftampa.org/donate/Bibleline is a ministry of Calvary Community Church in Tampa, Florida and is hosted by Pastor Jesse Martinez.LIKE THIS? CHECK THESE GUYS OUT:@Northlandchurchstc@YankeeArnoldMinistries@focusevangelisticministriesinc@TheKeesBoerMinistryChannel@FishersWithFaithMinistries@QuentinRoad@NorthsideChurchAthens@C4CApologetics@OnoDiamante#bibleline #salvation #rodparsley #biblelinereacts #reaction #onetimething #truth #reacts #trent #gospel #hell #nar #apostolic #reformation #works #unclear #rod #parsley #emotional #heaven #clear

Keith Greminger is an architect with over 40 years of experience designing large-scale mixed-use developments across the United States and internationally. He worked on the historic restoration of St. Louis Union Station at just 26 years old, helped launch an architecture office in Hong Kong while delivering a 550-room Grand Hyatt in Jakarta, and later played a key role in building Tampa's Convention Center, Benchmark Arena, public plazas, and the Riverwalk.He explains:◼️How restoring Union Station early in his career shaped his design philosophy◼️Why Tampa's Convention Center location was a rare waterfront opportunity◼️How Thunder Alley was intentionally designed as a community gathering space◼️Why expanding the Convention Center is more complicated than people think◼️What Tampa must do next to create a world-class pedestrian waterfront0:00:00 - St. Louis Union Staton0:18:15 - HOK Hong Kong Office0:27:59 - Tampa Convention Center0:38:58 - Benchmark Arena0:46:05 - Convention Center Expansion0:55:25 - Riverwalk1:01:28 - North Downtown Redevelopment1:37:14 - Riverwalk Expansion

Jason welcomes in Kellie Reilly for our weekly International Radar talking some Saudi Cup. Jason also discusses racing from Laurel Park, Sunland Park, and Tampa. 

Send a textLukewarm faith feels easy—until it costs you power, joy, and purpose. We get honest about casual Christianity, why it's so common, and how to move from a Sunday habit to a life that actually carries the presence of God. Ken shares his past as a “Christian atheist”—believing in God but living like He didn't exist—and how that exposed the gap between form and power. Together, we walk through the telltale signs of a casual believer, from private faith and convenience-based attendance to tipping instead of tithing and resisting repentance, and we ask the question that matters most: is there fruit that matches your repentance?To help you locate where you are and chart a way forward, we break down four levels of commitment—community, crowd, core, covenant—and why planting in a local church changes everything. The core grows the Church through sowing, serving, and making disciples, while covenant multiplies grace through spiritual fathers and mothers, accountability, and honor for God-ordained offices. We explore biblical models like Elijah and Elisha, Paul and Timothy, and Ruth and Naomi to show how covenant delivers double-portion impact. When you're planted, you flourish: marriages heal, leaders emerge, and your witness stops being theoretical and starts transforming lives.If you're tired of a faith that feels nostalgic, irregular, and powerless, this conversation offers a practical path into a Spirit-filled, mission-shaped life. Reorder your identity around Jesus, build rhythms of Scripture and prayer, commit to gathered worship, and serve people you love enough to tell the truth. Casual Christianity is convenient; covenant is costly and worth it. Subscribe for more, share this with someone who needs a nudge toward purpose, and leave a review to tell us your next step.GET THE BETTER MARRIAGE BOOTCAMP HERE:Better Marriage Bootcamp (kenandtabatha.com)Better Marriage 90-Day Devotional:90 Day Better Marriage Devotional - Ken and Tabatha (square.site)DOWNLOAD THE FAMILY MEETING OUTLINE HERE ⬇️https://www.kenandtabatha.com/pl/2148103888

The NHL is on Olympic break — and the Detroit Red Wings are sitting third in the Atlantic Division. But what does that actually mean? According to Max Bultman's latest mailbag, the Eastern Conference cut line may land closer to 99 points this year — not the 91–92 we've seen recently. That makes the simple “.500 hockey gets you in” narrative a little too comfortable. In this episode of Red Wings Rant, we break down: Why 96 points might not be enough • Why Columbus is the real threat right now • The importance of staying in the divisional seed vs falling to wild card • Ideal playoff matchups (Montreal? Buffalo?) • Nightmare scenarios (Tampa or Carolina) • Whether Yzerman actually adds at the deadline this year • John Gibson's extension debate • And why MLB is suddenly broadcasting the Detroit Red Wings after the FanDuel Sports bankruptcy The league is frozen. The trade market is paused. But the playoff math is very real. Detroit controls its destiny — for now. #LGRW #DetroitRedWings #NHLPlayoffs #AtlanticDivision #MaxBultman   JOIN THE DISCORD: https://discord.gg/rd2RUDkzuS Let's have fun!   Sponsored by Draft Kings!   Find us on your favorite Podcast App by clicking here: https://link.chtbl.com/redwingsrant   Episode sponsored by Draft Kings. Use promo code 'THPN' to unlock exclusive offers when you sign up! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send a textThis week, the In the Crease boys bring you the usual line-up, with the Week in Review, Games to Watch, and the Game of the Week.  For our Player's Spotlight, we sit down with a prolific defender - Gordy Gombold of Tampa. Make sure to check it out!You can check out Dominican at:Tampa: Twitter - @UTampaMLax               Instagram - @utampamlaxIf you like what we are doing, subscribe on your favorite podcast platform and help us spread the word of the great things happening in D2 Men's Lacrosse! Go to our website: www.inthecreaselacrossepod.com Follow us at: Instagram: @in_the_crease_d2_lax Facebook: In the Crease with Danny and Kevin Twitter: @D2_Lax_podcast

Recorded live at Heights Yoga Collective in Tampa, FL.

Recorded live at Heights Yoga Collective in Tampa, FL.

Recorded live at Heights Yoga Collective in Tampa, FL.

Recorded live at Heights Yoga Collective in Tampa, FL.

Recorded live at Heights Yoga Collective in Tampa, FL.

Recorded live at Heights Yoga Collective in Tampa, FL.

Recorded live at Heights Yoga Collective in Tampa, FL.

Recorded live at Heights Yoga Collective in Tampa, FL.

Recorded live at Heights Yoga Collective in Tampa, FL.

Recorded live at Heights Yoga Collective in Tampa, FL.

Katie keeps us updated about all things trending in and around Tampa bay

Katie keeps us updated about all things trending in and around Tampa bay See omnystudio.com/listener for privacy information.

This week on Riff Worship we're tracing the origins of one of death metal's most foundational pillars: Morbid Angel. We'll follow the band's formative years in Tampa, Florida, to the chaotic journey toward their 1989 debut album, Altars of Madness!On this episode, we explore:Guitarist Trey Azagthoth's obsession with the occult and how the Necronomicon influenced the band's otherworldly sound.Morbid Angel's introduction to David Vincent, the infamous Abominations of Desolation sessions, and their brief residence in North Carolina.How Terrorizer's Pete Sandoval joined the ranks and his crash course in double-bass that developed his signature style.The role of Napalm Death's Mick Harris, whose America holiday helped bridge the gap between Tampa and Earache Records.The rapid Morrisound Recording sessions and the iconic Dan Seagrave cover art that helped create a Florida Death Metal classic!Recommendations:Eximperitus - Meritoriousness of EquanimityBlackwater Holylight - Not Here Not GoneGWAR - Scumdogs of the UniverseSigh - Ghastly Funeral TheatreSigh - Hail Horror HailAgents Of Abhorrence - Character DissectionFollow Riff WorshipInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/riffworshippod/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/RiffWorshipPod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@RiffWorshipPod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out our Official Playlists:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Riffs on Repeat (Spotify)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Riffs on Repeat (YouTube Music)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Hits from the Crypt (Apple)⁠

In this episode of EMS One-Stop, Dr. Linda Dykes joins Rob Lawrence from the UK for a wide-ranging, transatlantic conversation that starts with workplace culture and ends with a practical look at how health systems can keep patients safely at home. In the first half, Linda breaks down her newly published (open-access) qualitative paper, provocatively titled “It's not bullying if I do it to everyone,” drawn from UK NHS “Med Twitter” responses: a raw, heartbreaking window into the red flags of toxic workplace culture, how bullying is experienced in the eye of the beholder, and why incivility and silence are not just HR problems — they're patient safety threats. In the second half, Linda brings listeners into the UK's evolving admission alternative world: frailty care at home, urgent community response models, and the increasingly important interface between EMS and community-based teams. She explains the UK's SPOA (single point of access) concept, why she dislikes the term “admission avoidance,” and how ED crowding and access change the risk-benefit equation for hospital vs. home. Rob connects the dots back to the U.S. reality — reimbursement, APOT/wall time, treatment-in-place policy — and why this work is becoming a shared challenge on both sides of the Atlantic. Timeline 00:51 – Rob opens, recaps NAEMSP in Tampa and recent content. 02:25 – Rob introduces Linda as the “triple threat” (emergency medicine, primary care/GP, geriatrics) and tees up two-part discussion. 05:39 – Rob introduces Linda's paper: “It's not bullying if I do it to everyone.” 06:13 – Linda explains why toxic culture is increasingly visible and how the tweet prompt became a dataset. 07:33 – “Flash mob research group” forms; Linda explains social-media-to-qualitative methodology and limitations. 10:03 – Rob asks about bias; Linda clarifies purpose: insight, not representativeness. 16:39 – Linda defines gaslighting and why it's so destabilizing. 18:21 – Reactions to publication; resonance, sharing and uncomfortable self-reflection on learned behaviors. 20:18 – The “16:55 Friday email” as a weapon — and as an accidental harm. 23:29 – Leadership as “the sponge” — absorbing pressure rather than passing it down. 25:27 – “One thing right now”: know the impact your words can have, especially on vulnerable staff. 26:41 – Rob on “pressure bubbles,” micro-movements and atmospherics: how leaders shift climate without realizing it. 30:53 – SPOA explained: single point of access and urgent community response behind it. 33:03 – EMS interface: calling before conveyance to find safe pathways to keep patients at home. 35:47 – Linda on mortality risk of access block/long waits and how that reframes risk decisions. 37:19 – Evolving models: primary care-led response vs. hospital at home approaches. 39:34 – Clinical myths challenged: oral antibiotics sometimes non-inferior to IV in conditions we assumed needed admission. 40:34 – Outcomes: hospital at home trial signals safety and fewer patients in institutional care by 6 months. 42:00 – Telemedicine/telehealth: underutilized but useful; when you still need a senior clinician in person. 44:50 – Closing takeaways: read the paper (with trigger warning); admission alternative work is deeply satisfying. Enjoying the show? Email editor@ems1.com to share feedback or suggest guests for a future episode. 

EPISODE SUMMARY: Angela Perelli is a radio and podcast talent and life coach with over 30 years of radio experience, including programming at groundbreaking female-targeted radio stations. She shares how her unique skillset allows her to carve her own path and develop top talent. On this episode of Chachi Loves Everybody, Chachi talks to Angela about: Growing up in San Francisco, and how she got pulled into radio Transitioning from being an intern, to talent, to AP,D to PD, and learning which programming approaches worked best How she built a competitive radio station in LA and helped figure out how to modern AC format Managing big personalities as a Program Director Developing Ryan Seacrest and how he used talent and hustle to find success The challenges she faces in a changing music landscape, and how to navigate stressful times in radio Moving to Canada and what she learned from Canadian radio Becoming a consultant and life coach, and launching Angela Perelli Consulting Her advice for the next generation of broadcasters. And More! ABOUT THIS EPISODE'S GUEST: Angela Perelli has over 30 years of experience in major market radio, with the past 16 devoted specifically to the development of personalities and personality brands. She’s worked with: Ryan Seacrest; Kevin & Bean, KROQ/Los Angeles; Marilyn Denis & Jamar, CHUM 104.5/Toronto; Dave Ryan Show, KDWB/Minneapolis; Miguel & Holly, Hot 105.3/Tampa; Carson Daly, Jamie White, Mercedes in the Morning, That Guy Kramer, Nat & Drew and Jonny, Holly & Nira in Vancouver and many many more. Seeing a gap between the feedback needs of talent and the time and bandwidth of managers, she used her unique skillset-combination of major market radio and life coaching expertise to meet performers where they are and inspire them to reach their full potential. Prior to launching her own company, she spent over 20 years in programming at groundbreaking female-targeted radio stations, KIOI-FM (K101)/San Francisco and KYSR-FM (Star 98.7)/Los Angeles, winning multiple industry awards. ABOUT THE PODCAST: Chachi Loves Everybody is brought to you by Benztown and hosted by the President of Benztown, Dave “Chachi” Denes. Get a behind-the-scenes look at the myths and legends of the radio industry. ABOUT BENZTOWN: Benztown is a leading international audio imaging, production library, voiceover, programming, podcasting, and jingle production company with over 3,000 affiliations on six different continents. Benztown provides audio brands and radio stations of all formats with end-to-end imaging and production, making high-quality sound and world- class audio branding a reality for radio stations of all market sizes and budgets. Benztown was named to the prestigious Inc. 5000 by Inc. magazine for five consecutive years as one of America’s Fastest-Growing Privately Held Companies. With studios in Los Angeles and Stuttgart, Benztown offers the highest quality audio imaging work parts for 23 libraries across 14 music and spoken word formats including AC, Hot AC, CHR, Country, Hip Hop and R&B, Rhythmic, Classic Hits, Rock, News/Talk, Sports, and JACK. Benztown’s Audio Architecture is one of the only commercial libraries that is built exclusively for radio spots to provide the right music for radio commercials. Benztown provides custom VO and imaging across all formats, including commercial VO and copywriting in partnership with Yamanair Creative. Benztown Radio Networks produces, markets, and distributes high-quality programming and services to radio stations around the world, including: The Rick Dees Weekly Top 40 Countdown, The Todd-N-Tyler Radio Empire, Hot Mix, Sunday Night Slow Jams with R Dub!, Flashback, Top 10 Now & Then, Hey, Morton, StudioTexter, The Rooster Show Prep, and AmeriCountry. Benztown + McVay Media Podcast Networks produces and markets premium podcasts including: IEX: Boxes and Lines and Molecular Moments. Web: benztown.com Facebook: facebook.com/benztownradio Twitter: @benztownradio LinkedIn: linkedin.com/company/benztown Instagram: instagram.com/benztownradio PEOPLE MENTIONED: Kevin and Bean Carson Daly Shoboy Chet Buchanan Dr. Don Don Bleu Bobby Cole Bill Stairs Bob Lawrence Dave Shakes John Evans Larry Berger Deborah Parenti Leslie Visser Dan Vallie Randy Lane Mark and Brian Mark and Kim Rick Dees Big Boy Dave Beasing Mark Goodman Larry Morgan Jamie, Frosty and Frank Greg Sims Lara Scott Rick Stacey Ryan Seacrest Lisa Fox Guy Zapoleon Steve Davis Ken Christensen Tony Novio Dan Granger Dave Ryan Miguel and Holly Nat & Drew Jonny, Holly & Nira See omnystudio.com/listener for privacy information.

Women Business Voices of Central Florida: Kendra Cooke on Women's Empowerment & Financial Literacy in TampaJoin host Ariel in this episode of Women Business Voices of Central Florida as she sits down with Kendra Cooke, TEDx speaker, author, and founder of K Cooke Consulting in Tampa. After 30 years building a successful real estate business, Kendra now dedicates her work to empowering women entrepreneurs throughout Central Florida, Orlando, and beyond through retreats, coaching, and speaking events.Discover how Kendra creates safe spaces for women to address limiting beliefs, talk openly about money, and design lives on their own terms. She shares her journey from near bankruptcy to selling her brokerage at 50, the pivotal moment her husband gave her permission to follow her passion, and how therapy and journaling became her foundation for helping others.Learn about Kendra's book "Embrace, Empower, Evolve," The Daily Well planner she co-created with business partner Julie Davis, and her sold-out women's empowerment retreats at Evermore Resort near Disney in Orlando. She discusses the importance of filling your well, celebrating victories, investing in the right rooms, and why emotions are data worth acknowledging.Kendra also shares her mastermind coaching approach, upcoming speaking events across the country, and her involvement in Amberly Lago's Unstoppable community. Her work serves women in Tampa, Orlando, Lake Mary, and throughout Central Florida who are ready to become CEOs of their own lives.Perfect for Central Florida women entrepreneurs seeking authentic business wisdom, financial literacy education, and supportive community connections.Connect with Kendra Cooke: kendracooke.com | Tampa, Florida | TEDx Speaker | Author | LinkedIn & Instagram: @kendracookeAriel Faith, Visual Alignment Expert, I help women leaders align their brand messaging through commercial photography, bringing joyful growth to their business.Commercial Photographer | Speaker | Podcast HostService West Volusia and Central Florida.https://arieljoyfaith.com/LinkedIn -  https://www.linkedin.com/in/ariel-personalbranding

Send a textSend a textThe Unsexy Church PodcastNew episodes drop every Wednesday MorningABOUT THE PODCASTThe Unsexy Church is a weekly podcast exploring the real, everyday life within our church family. Each week, join Pastor Bob (Senior Pastor) and Darren (Worship & Discipleship Pastor) as they sit down to discuss a wide variety of subjects—from deep theological questions to the practical, often "unsexy" work of following Jesus and building a healthy local church.WHAT DOES IT MEAN TO THRIVE?We want to help every person make a genuine commitment to follow Jesus and then follow through with that commitment in Connecting People to a Thriving Life in Christ. These Thriving disciples should Dig In to the Bible, Grow Up in Christ, and Branch Outinto the community.Our Mission: To Connect People to a Thriving Life in Christ. What is a thriving life in Christ? Scripture says that Jesus Christ came “that they may have life, and have it abundantly.” Our mission in the city of Tampa is to make disciples who follow the pattern of the believer in Psalm 1 and desire God's glory above all things.NEXT STEPSAre you looking to get connected or learn more about First Baptist Tampa? We would love to help you find your place in our community.Start Here: Visit fbctampa.org/new-here/first-steps/ to take your first step in finding out more about the Church and how you can get involved.STAY CONNECTEDWherever you are in life, you have a purpose. First Baptist Tampa wants to help you find your next step.Official Website: fbctampa.orgFacebook: First Baptist TampaInstagram: @fbctampaOur Student & Young Adult Ministries:AWANA (Kids): https://fbctampa.org/ministries/children/N1NE (Middle & High School): @onenine.fbctampaThe Collective (College): @thecollective.fbctampa

From the 'B-Gap Blueprint' to the 'Modular Defense,' we go inside the film to see how the Seahawks squeezed the life out of Drake May and the Patriots' offense.—In this episode:Mike Macdonald's Defensive Masterclass: A deep dive into the “modular” defense and the surgical B-gap pressure that neutralized the New England Patriots.Sam Darnold's Redemption: The narrative of the 29-year-old quarterback exercising his career demons to become a Super Bowl champion.Kenneth Walker's MVP Performance: Analyzing the persistent Seahawks run game that eventually broke the dam and secured Walker the MVP.The “Early” Patriots: Why Drake May and a young New England roster struggled to find comfort against a top-tier defensive unit.Lessons for Young Coaches: Why this Super Bowl serves as a “pure” coaching blueprint for teaching modern defensive leverage and complexity.—Timestamps:00:00:01 - Super Bowl Viewing Rituals & Family Dynamics00:01:49 - Post-Game Tape Study & Initial Reactions00:02:13 - Sam Darnold's Super Bowl Championship & Career Redemption00:03:19 - Drake May's Development & The “Early” Patriots00:05:47 - Box Score Nuance: Kenneth Walker vs. Trash Yardage00:09:40 - Mike Macdonald & The “Defensive Sean McVay”00:10:44 - Building the Coaching Tree: Baltimore/Michigan Pipeline00:14:43 - The Non-Negotiables: Turnovers & Explosives00:17:36 - Defensive Schematic Breakdown: Harassing the B-Gap00:19:44 - 5-Man “Dog” Pressures & Odd vs. Even Spacing00:23:25 - Coverage Masterclass: Quarters, Tampa 2, & Match Concepts00:26:33 - “Hot” Blitzes: 6-Man Pressure on 3rd & Long00:28:43 - Devin Witherspoon: The Ultimate Defensive Leveraging Tool00:30:22 - The Educator Mindset: Coaching the Player First00:33:30 - Patriots Defensive Game Plan & Christian Gonzalez Analysis00:38:56 - Offensive Turning Points: AJ Barner & Wide Zone Play-Action00:43:03 - Drake May's “I'm Young” Wall & Tight Window Struggles00:47:33 - Offseason Outlook: Can the Seahawks Run it Back?01:03:03 - Final Referendum on the 2025 Defensive Season—» Join Felix and Cody each Wednesday as we dive deep into the game we love!MatchQuarters is a reader-supported publication. So, make sure to subscribe.—© 2025 MatchQuarters | Cody Alexander | All rights reserved. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.matchquarters.com/subscribe

Gold and silver are hitting all-time highs while Bitcoin is down over 22% — so what are precious metals screaming at the Bitcoin market? In this episode, Joe Burnett, VP of Bitcoin Strategy at Strive, breaks down why $10 million Bitcoin by 2035 is actually conservative, how technology deflation is quietly destroying the value of stocks, real estate, and even gold, and why Bitcoin is the only asset that can't be diluted. We also dive into the Bitcoin treasury company movement, why SaaS companies are already dead thanks to vibe coding, how banks are about to collide with Bitcoin, and what Saylor's digital credit thesis means for the $300 trillion bond market.

Support the sponsors to support the show!You can't step into a lighter version of yourself without leaving behind what's been weighing you down. Therapy can help you clear space. Sign up and get 10% off at BetterHelp.com/SODERhttps://www.betterhelp.com/get-started/?go=true&slug=soder&utm_source=podcast&utm_campaign=1378&utm_term=soder&promo_code=soder&landing_page_img=https%3A%2F%2Fd3ez4in977nymc.cloudfront.net%2Faffiliate_images%2Fc8f1e33eccfdd97908db536def2e7dbd2d9ae59240ff77c0f1ee89f46ed7f544.png&aff_channel=podcast&discount_rate=10&discount_period=P1M&date_interval=P1M&percentage_off=10&amount=1&amount_spelled_out=one&unit=month&gor=startGet $10 Off at BRUNT with code SODER at https://www.bruntworkwear.com/SODER#Bruntpodhttps://bruntworkwear.com/?utm_source=podcast&utm_medium=influencer&utm_campaign=SODERGet started today at Stitch Fix dot com slash soder to get $20 off your firstorder—and they'll waive your styling fee. That's StitchFix.com/soderhttps://www.stitchfix.com/men?utm_source=podcasts&utm_medium=audioboom&utm_campaign=podcast|audioboom|mens|m|fix|pros|web|us|soderThe Golden Retriever of Comedy Tour is coming to your city!Get tickets at https://www.dansoder.com/tourFEB 13 - Orlando,FLFEB 14 - Tampa,FLFEB 28 - Buffalo,NYMarch 6 - Boston - 2 shows 7pm and 9:30March 7 - Philadelphia,PAMarch 19 Dallas,TXMarch 20 - Houston,TXMarch 21- Oklahoma City,OKApril 4 - Huntington,KYApril 10 - Charlotte,NCApril 11 - Durham,NCApril 17 - Munhall,PAApril 18 - Cleveland,OHApril 19 - Columbus,OHApril 24 - Larchwood,IAFollow Shaun Murphy https://www.youtube.com/watch?v=sqgJfhnpBN8https://www.instagram.com/iamshaunmurphy/?hl=enhttps://comedianshaunmurphy.squarespace.com/https://www.youtube.com/channel/UCqq-Fb55t00MA3JeoRHRMRwPLEASE Drop us a rating on iTunes and subscribe to the show to help us grow.https://podcasts.apple.com/us/podcast/soder/id1716617572Connect with SoderTwitter: https://Twitter.com/dansoderInstagram: https://www.instagram.com/dansoderTiktok: https://www.tiktok.com/@dansodercomedyFacebook: https://www.facebook.com/dansoderYoutube: http://www.youtube.com/@dansoder.comedy#dansoder #standup #comedy #entertainment #podcastProduced by  Mike Lavin   @homelesspimp  https://www.instagram.com/thehomelesspimp/?hl=en

00:00-30:00: Dog rescuer CJ Mason joins the MLSP. We chat about how his group Skywatch Drone Search and Recovery got started, the hardest and easiest of tasks, what he's currently working on, how he made it a full-time job, his favorite dog breeds, owning six pups and more. Plus, his beloved Bills, Lightning, Yankees and Orange sports teams, a new HC in Buffalo and Tampa eyeing another Cup. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

What happens when grief becomes the catalyst for finally answering a lifelong creative calling? In episode 247 of Joy Found Here, Celeste Fenton shares how losing her husband in 2020 forced her to confront who she was beyond educator, wife, and mother. At 60+, she stopped making excuses and started writing the suspense romance series that had been "chirping" at her for decades. Her journey to self-published author isn't just about books—it's about giving yourself permission to fail, discover who you are, and step out of the "shadow of the but."In This Episode, You Will Learn:(05:53) Leaving a Difficult Childhood Behind(11:07) Divorce, Single Parenthood, and Going Back to School(14:27) The Loss That Changed Everything(14:29) Starting to Write at 60+(15:53) Sharing Her Terrible First Draft(17:59) Finding Her Identity Through Writing(23:16) The Solo Trip to Maine That Sparked It All(40:27) Creating Gabby Hart: A Messy Midlife Heroine(46:26) Shifting from Success to Meaning(49:26) Inspiring Other Women to Pursue Their PassionsCeleste Fenton spent 30 years as an educator and director in adult and continuing education, earning her degrees from Kansas State University and the University of South Florida. After growing up in a difficult household north of Tampa and navigating divorce as a single parent, she returned to school for her master's degree and built a fulfilling career in higher education. She remarried in 1997 to a fellow educator, but when her husband unexpectedly passed away in 2020, that loss became a catalyst. At 60+, grieving and searching for her identity beyond the roles of wife, mother, and educator, Celeste finally answered the creative calling that had been "chirping" at her for decades and began writing seriously in 2021.In this episode, Celeste opens up about the vulnerable process of writing her first draft and discovering parts of herself she hadn't consciously acknowledged. Drawing inspiration from a solo trip to Maine, she created her "Mysteries of a Heart" suspense romance series featuring Gabby Hart—a midlife protagonist navigating family secrets, romance, and mystery. With two published books, "Lost Heart in King Manor" and "Captive Heart at Brantmar Castle," and a third coming in 2026, Celeste's purpose has shifted from seeking success to inspiring others. She now speaks to women's groups about stepping out of the "shadow of the but" and giving yourself permission to try, fail, and discover who you are. Her message is clear: it's never too late to answer the call that's been waiting for you.Connect with Celeste Fenton:ThreadsLinkedInInstagramFacebookGet Celeste's books!Let's Connect:WebsiteInstagram Hosted on Acast. See acast.com/privacy for more information.

HOW TO HAVE ETERNAL LIFE : https://www.youtube.com/watch?v=vX6NdGnm_vASUBSCRIBE https://www.youtube.com/c/biblelineLIKE https://www.facebook.com/biblelineminCOMMENT ask us a question!SHARE with all your friends and familyHave a Bible question? The questions@biblelineministries.org email address is not longer in use, but you can:- Explore Pastor Jesse's full teaching library: https://www.youtube.com/@BibleLine/playlists- Watch a clear gospel presentation: https://www.youtube.com/watch?v=vX6NdGnm_vA- Ask your question live on air during our YouTube call-in show:https://www.youtube.com/playlist?list=PLElaVGv3oAZ6Y9q4uV9TOX5PMEYimFXqgSupport Bibleline - https://www.calvaryoftampa.org/donate/Bibleline is a ministry of Calvary Community Church in Tampa, Florida and is hosted by Pastor Jesse Martinez.LIKE THIS? CHECK THESE GUYS OUT:@Northlandchurchstc@YankeeArnoldMinistries@focusevangelisticministriesinc@TheKeesBoerMinistryChannel@FishersWithFaithMinistries@QuentinRoad@NorthsideChurchAthens@C4CApologetics@OnoDiamante#bibleline #salvation #draw #drawing #john6 #father #son #gospel #john #allmen #calvinism #reformed #spirit #drawingmen #liftedup #john644 #context #saved #lost

Register here to attend the live virtual event "Why Central Florida is the Year's Most Compelling Housing Market" on Thursday, February 19th at 8pm Eastern. Keith looks at how a changing Federal Reserve leadership might shape the interest rate environment, then zooms in on what's really happening with homebuilders versus remodelers across the country.  You'll hear about a lesser-known strategy some investors are using to step back from day-to-day landlording while keeping their income, and then we head to Central Florida to explore why one fast-growing market is quietly becoming a hotspot for new-build rental properties.  Along the way, a longtime Florida builder joins the show to explain how they're creating affordable, investment-friendly homes and what kinds of rents and tenant demand they're seeing on the ground—plus a way you can learn more live if this opportunity fits your own portfolio plans. Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/592 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, the naming of a new Federal Reserve Chair. Then are homebuilders in trouble today? There are a dwindling number of them, and their profits are down. I'll talk to a homebuilder. Listen to what amenities tenants want today, and it's interesting. We'll learn how low of a mortgage rate builders will give you. Now there's an opportunity here today on get rich education.   Corey Coates  0:30   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:14   mid south home buyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated, there is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com   Speaker 1  2:17   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:33   Welcome to GRE from countersport Pennsylvania to Davenport Iowa and across 488 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education now more than ever, where you learn about personal finance and real estate investing matters. There's more AI generated content out there. This show is all flesh and blood me. There's also more clickbait content out there that says something like the housing market is about to have a price crash. No, it's not. They're just there to get short term attention. So your information source really matters today. New incoming Fed chair, Kevin Warsh, was recently named. He will replace the outgoing Jerome Powell on May 15. I want to tell you more about that in a moment. But first, just imagine if this scenario were to occur, say that we get a Fed chair that has to deal with really high inflation. And so what this Fed chair does is that he successfully brings inflation down, and he does that without triggering a recession that's called a soft landing. Well, you know what? That's exactly what Jerome Powell did the past three years. Yeah, that's what he's accomplished, and he doesn't get credit for it. He only gets a lot of criticism. Now this doesn't mean that I love Powell. I don't even know that the Fed should exist at all, but Powell got a lot of criticism for calling 2022, wave of inflation transitory, and being too late to respond to it. So he gets some credit here as his term of more than eight years winds down. Let's listen in to some of Jay Powell's recent comments about succession,    Speaker 2  4:23   you've obviously experienced a lot during your time as Fed chair, served under multiple presidents. I'm wondering what advice you have for whoever your successor might be.   Speaker 3  4:34   Honestly, I'd say a couple of things. One is, you know, stay out of elected politics. Don't get pulled into elected politics don't do it. And that's another thing. Another is that you know, our window into democratic accountability is Congress, and it's not a passive burden for us to go. To Congress and talk to people. It's an affirmative, regular obligation. If you want democratic legitimacy, you earn it by your interactions with the our elected overseers. And so it's something you need to work hard at, and I have worked hard at it so and the last thing is, you know, it's easy to it's easy to criticize government institutions so many ways. I will tell whoever it is you're about to meet the most qualified group of people you not only have ever worked with, you will ever work with and when you meet fed staff. And not everybody's perfect, but, but there isn't a better cadre of professionals more dedicated to the public well being than work at the Fed.    Keith Weinhold  5:43   Yeah. So to Powell's point, the next Fed chair, worsh, does champion fed independence, much like Powell has. That is a good thing that keeps America from turning into a banana republic that maintains a strong dollar. Warsh was actually a Fed Governor back during the 2008 global financial crisis, so he's got that experience when he comes in as Fed Chair in three months, he's widely expected to lower interest rates more than Powell did, much like the president wants. Kevin Warsh looks a lot like Michael Scott from the office. He has got to be less bumbling than him, though, overall, the effect on real estate and mortgage rates by shifting from PAL to worsh, I mean, that should be pretty mild. Maybe you'll see rates go a little lower than if pal had stayed and speaking of rates, wait till you see how low the mortgage rate is that our homebuilder guest is offering today. What's really happening with homebuilders now? How much trouble are they in? Homebuilders have largely been maligned. Overall. There are fewer homebuilders today in America than there were 20 years ago, and there are more remodelers than there were 20 years ago, fewer home builders, more remodelers, and that's for a few different reasons. Over the past couple decades, we just have substantially higher labor and material costs, stricter building and energy codes, higher interest rates, and that disproportionately hurts long duration construction projects. We've got zoning constraints and land constraints that make ground up development slow and uncertain and risky. So while the number of Home Builders in America is down, the number of remodelers are up, because America's housing stock is getting older. Its median age is over 40 years, and that creates constant demand for upgrades. Capital prefers faster, lower risk cycles. That's what remodels offer, and homeowners with locked in low mortgage rates choose to stay in place. And what does that make them do? That makes them renovate and remodel, not move. So this is why, compared to 20 years ago, you have fewer home builders and more remodelers. Today, that's per the NAHB and the Census Bureau and all these forces, they've resulted in a lower profit margin for homebuilders. Yes, homebuilder margin compression for a lot of the bigger builders, including DR Horton, just as you might guess in this cycle, their profits were greatest in 2022 and they have fallen since then. Higher mortgage rates came in, and builders had to lose profits by offering more incentives to entice buyers. You're going to learn more about that today and how it really spells quite an opportunity for you and I. When the final change in national home prices was tallied for the end of last year, they had risen in 16,500 zip codes. All right, that's 63% of America's zip codes, and prices were lower from a year earlier in the other 37% home price gains were concentrated in the Northeast and Midwest, and the story there continues to be too many buyers and not enough homes. In fact, over 85% of zip codes saw price growth in Illinois, Connecticut, Wisconsin and Indiana, slow, steady, stubborn, kind of like winter refusing to leave. Losses were predominant in the Sun Belt. Prices caught their breath there. There was price attrition in Florida, with 96% of zip codes, so nearly all of Florida, then California, 78% of zip codes had a price loss. Texas, 75% of them and Arizona, 73% the biggest pocket of opportunity appears to be in Florida. Florida property is on sale. And because real estate is local. A lot of times we talk here nationally, but to get to that local level, sometimes you have to dig in to a local market to really find out what's going on. We're going to do that today. Now, central Miami, Orlando and Tampa, they're not generally the spot for obtaining cash flow from long term rentals. I've identified an opportunity. We'll get into that with this Florida homebuilder shortly. It's kind of funny. You'll run into people that say they want opportunity, but what they really want is certainty. How it plays out, though, is that once the certainty arrives, the opportunity is gone, and that's how to think about Florida and maybe Texas and some of these other markets today that have had price attrition.    Keith Weinhold  10:48   Now, three weeks ago, here on the show, I discussed the 721 exchange for the first time. So I won't get into all those details again when it comes time for you to sell your investment property, the 721 can be the best way for you to cash out. Perhaps you've been investing in real estate for a while and you have turned get rich education into got rich education. How the 721 exchange works is they basically say you have a case where you're a rental property owner and you realize that you don't want the hassles of landlording anymore. Oftentimes, this can mean you're older and real estate investing already took you where you wanted it to take you in life's journey, but you still like the financial benefit that ownership gives you. What you can do is exchange your properties into a partnership and receive shares in that partnership. Now that's different than a 1031, exchange. That's where you trade up some of your property that you directly own for what's usually more and larger property that you directly own. Well, instead, here's the big deal with exchanging your properties into a 721, partnership. The rules stipulate that this is not a taxable event, and therefore you don't have to pay any capital gains tax or depreciation recapture. Now that you're an owner in the partnership, you still get some of the benefits of owning the property, like appreciation and cash flow and such, yet no management or landlording at all like you would have with a 1031 and with a 721 you get all these benefits across a greater number of properties and markets diversification because you're a fractional owner in the other properties that are in the partnership, not only your own, and when you eventually pass away, your shares are stepped up in basis and can be distributed equally to heirs and C It's surely easier for you to divide shares among, say, your three children, than it is to divide your 18 rental houses among three children Who are going to have different goals and varying degrees of financial savvy. So the 721, exchange is a great estate planning tool too. You will have this partnership that makes an offer to buy your property. You're exchanging them for partnership shares. There's a firm that does this called flock homes, and they have a certain Buy Box to be clear with the 721, exchange, you can basically trade your rentals for shares in a diversified, professionally managed Real Estate Fund. This means that you keep your hard earned equity defer capital gains and other taxes, and you still get access to steady income and long term appreciation without the hassle of landlord duties, and you can visit flockhomes.com/gre, and get a free valuation. Get an offer for your property, see if it fits their buy box and see how much they'll pay you. There's often no need to pay to fix up or stage the property for sale or pay agent commissions for a certain investor type. This really can be a rather life changing experience for you to liquidate some or all of your property have zero tax obligation and still enjoy income and appreciation. So again, what you can do is stop by flock homes.com/gre, that's F, l, O, C, K, homes.com/g, R, E, let's discuss the home building climate today.   Keith Weinhold  14:38   I'd like to bring in a premium Florida homebuilder guest to the show, Jim, because there has been more homebuilding in Florida such that some areas of the state have excess supply. And when you add that onto the fact that the hot pandemic migration to Florida has slowed such that home prices have made a rare dip in the state, that is why it. A timely topic. Jim, you're on GRE Welcome to the show. Keith, great to be here. Thanks for having me. Yeah, and we did the IRL thing in Colorado there a few weeks ago. That was great hanging out in person. You provide entry level new build homes, mostly in Central Florida. And these are properties that are conducive to real estate pays five ways. These are properties that investors chiefly buy as rentals. So just bigger picture, tell us about that overall experience over, say, the last five years, as the pandemic wound down,    Jim Sheils  15:35   yeah, as the pandemic wound down, obviously Florida had a lot of attention. Some of it, rightly so, some of it, I think a little more inflated and commercial attention getting thrown at it. And you know, the type of deals that you and I have always stayed away from were very popular in Florida. You know, we're talking really nice houses. Keith, beautiful, nice HOAs people got in in 2021 let's say, with those very low interest rates on a six or $700,000 home, but now they're realizing that it's not going up $100,000 a year as they thought. And when they try to sell it, well, people trying to buy in $700,000 home, they're not getting that low interest rate. And if these people try to hold it and rent it, well, it doesn't cash flow, so it breaks one of those rules. It's not putting money in people's pockets, taking it out. And so we're seeing there was a large distribution of those types of houses around Florida. And then there were some builders like us that really focused on what was the most needed, and that was workforce housing. Now workforce housing, though, Keith, as you know, a lot of the builders don't want to build it. Why? Let's be straight. It's because the margins are lower right. But as you know, with me and my partner Chris, it was always let's make less margin and do more volume. That was always our model, and that was the area of the market where we felt we could build it right, we could get it financed right, and we could manage it right to hit the five things. And so we're seeing today, post pandemic, there are still key markets where the population growth is still the highest, coming into Florida, the prices are still the lowest, and there is a shortage of this type of workforce housing.   Keith Weinhold  17:11   Yes, you've identified a geography within Florida that have some of these characteristics like you're talking about. Tell us more about that region.   Jim Sheils  17:20   Yeah, we call it the Ocala region, so Central Florida, just west of Orlando. Right now, for example, u haul does their U haul top markets rankings every year? So where are the most U haul trucks going to now, you don't want to be on their side where they're coming from, Keith, because that's obviously the opposite. But for the second year in a row, the greater Ocala area has been the number 1u haul destination place in the country. So there's still a ton of population growth going there. Central Florida, I'm not going to say it sat out the growth during the pandemic that a lot of areas of Florida did, but it was starting at such a low basis with such a small amount of attention that today, even when people say, oh gosh, like I just said, house is 600 700 800,000 we're building new construction single family homes for under 300,000 the 270s a lot of the time. And we're building duplexes sometimes for under 400,000 and a lot of our you know, investors coming from the west coast. Say, are these fully built? Are they? But again, Central Florida has had a great affordability. Remain intact. It has a large population going in. There is a ton of job resource just blowing up in the area. And as you know, these are the things we look for. So we bought a lot of lots there. I'm gonna give credit to my partner, Chris. He saw calla more than I did, and we bought a lot of lots there in 2020 so before all the rises. So we got into the land basis, right? So that means we can build them at a great price. Our land basis is low, and that obviously passes along to our clients. And again, Central Florida is a perfect match for our goal. Because, you know, our goal is workforce housing, that cash flows on day one. But also nothing wrong with fixer uppers. I own a lot. I used to do a lot, but the new construction seems to have a little bit more of a less involvement, which it seems like a lot of our clients want.   Keith Weinhold  19:15   That was really prescient, as it turned out, for your business partner, Chris there to gobble up a lot of that land in 2020 before prices went soaring. And this is one reason why you can do things like offer a duplex for less than 400k That's a new build, which has some people saying like, does that thing include a roof even? But it surely does. These are very good quality livable properties. And the reason I have you here, Jim is because you are rare. There are fewer builders today than there were in decades past, and also those that build to your point earlier. They only want to build higher end properties, not the more affordable ones that you offer. We'll get more details on your price points and what properties. Products you offer later. But yeah, we have more remodelers today and fewer builders. And though it's a few years old, I found it interesting that census statistics show us that between 2007 and 2022 there are 73% more remodelers and 21% fewer builders today.    Jim Sheils  20:22   Interesting. You know, Keith, I didn't know that, and that makes me scratch my head on like when you and I were in Colorado, we were talking about future needs, even with growth that occurred during the pandemic going all the way back to oh eight when a real shortage started to start, we are still at an estimated three to 5 million homes short in the US. It really perplexes me that the amount of builders like us will be going down and not actually entering the market.   Keith Weinhold  20:47   Now, among those that are building, though, much of that is concentrated in the South, as I think we know, there's a recent resi club compilation show that 59% of current single family home building is in the south, and 41% is everywhere else. And how do you define the South? That's basically Maryland down to Florida, all the way out to Texas and Oklahoma. So you are pretty rare in some ways. However, where you're building regionally, that's not a rarity there, but yeah, having more remodelers today and fewer home builders, that's probably the result of a lot of things. You know, for one thing, just land and construction costs becoming that much more expensive over the past five years.   Jim Sheils  21:05    Yeah, we've been lucky, too, as you know, Keith, you've been with us for a decade now. But yeah, and we transitioned a piece of our company where Sumitomo forestry, large Japanese group stepped in and acquired a piece of our property. That was a very exciting thing for all of us together, because we had done well, and, you know, started small and built up to a decent sized builder for Northeast Florida and then the rest of Florida. But now, with Sumitomo coming in again, they build 17,000 homes worldwide every year, between all of their builders. Now being a part of them, we get to use their national material accounts, so they get pricing just as good, if not better, than national home builders, and they let us do our thing, stick to our build to rent, working with investor clients. We're not retail buyer guys, really. We like working with our investors, but just getting those great discounts on materials, again, we're always looking to pass on savings to our clients. Of course, we got to make margins as well, but if we're getting in with deals like that, getting into the land right, and knowing the pinpointed areas to get into, we can get the best deal for everyone. And that's been a major part having such a big, successful partner like Sumitomo keep us healthy, viable and able to do things we could have not even dreamed of five years ago.   Keith Weinhold  22:47   Yes, that gives you more capital and more options. Another unusual aberration in the market that really centers on a lot of what you do is that this fact that and this was mentioned on the show last year for the first time in my life, existing homes cost more than new build homes. Existing homes at about 420k nationally, and new build homes about 392k part of the divergence there is probably builder price cuts. So tell us more about that.    Jim Sheils  23:14   I think the issue Heath is builders built for largest spreads, and people bought very emotionally. I think you're to give you a compliment a very unemotional real estate buyer. You're not looking at, oh, this is a very nice, you know, extra his and hers porcelain sink. And we're looking at fundamental numbers a good, solid property. And I think what's caused a lot of that is people did the opposite. Builders were looking for the largest margin they could get, which was on those types of properties. And then buyers were looking very emotionally, and they were told, Hey, this is going to go up 50 to $100,000 a year. So just sit there and hold on, sure you'll lose $1,500 a month, but don't worry about it. You'll make up for that every year. And obviously we're not seeing that's true. They could have really used your class about the five ways to get paid in real estate. And I think that that's what's doing it. And this is what builders do. I mean, everyone's in a business, and a lot of builders just focus on the largest margin. Now that's eating them up now, because those types of properties are not in demand. To build them on spec would be very dangerous, but you can see that that worked for a short term. We're very glad we went to the low margin workforce housing model, because I see that falling out of favor almost never even in Oh 809, Keith, when I was in the remodel game, a lot of the properties that were new construction coming out that time they were affordable, still did very well.   Keith Weinhold  24:42   We're talking with a premium Florida homebuilder today, because they offer affordable properties that make sense for investors. But what about the demand? Where is that going to come from? Where is that going to be? And that's what's happening with the renter segment. We'll talk more about that when we. Come back. You're listening to get rich Education. I'm your host. Keith Weinhold,   Keith Weinhold  25:03   flock homes helps you retire from real estate and landlording, whether it's one problem, property or your whole portfolio through a 721, exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre.    Keith Weinhold  25:39   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  26:51   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Ken McElroy  27:26   this is Rich Dad advisor, Ken McElroy. Listen to get rich education with Keith whitehold, and don't twitch your Daydream.   Keith Weinhold  27:40   Welcome back to get rich Education. I'm your host. Keith Weinhold, we're talking with Jim a premium Florida homebuilder here at such an interesting time in the cycle, since supply is up in some parts of Florida, Jim and his team has strategically chosen a place that is still fueling a lot of net in migration in Central Florida, and that's where the rental demand needs to come from as well. Now nationally, we've seen the homeownership rate fall over about the past year, from near 66% to near 65% that does not sound like much, but a 1% shift means there are 1.3 million new renters in just the past year. So with that in mind, and the fact that this low affordability for home buying means that people need to rent or stay renters longer, provides some of the Sustainable demand. So tell us more about the rental demand in Central Florida.   Jim Sheils  28:39   Yeah, you know, when we first went out there about a decade ago, Keith, I think it was 82 or 83% of all properties out there were owner occupied, which means it was a very lopsided amount of existing rental property available. And this is before the curve of population growth really took off. But when Chris and I went out there and we were assessing that small percentage of rental property that was out there. Gosh, it was old and kind of beat up. There was not a lot like the new construction that was available. So when we brought in new construction, we saw just the competition. Was hard to compete with us. You know, when it was an older, not so nice taking care of we came in and we saw a jump from, you know, doing older houses ourselves, you know, a person would stay about 13 months. But for the new construction in Central Florida, we've seen a jump to about three years. So that's really positive. People get into a new construction property they don't want to leave, whether that's half of a duplex or a single family. The duplexes are interesting because we're able to build those on infill lots and existing single family home neighborhoods, so a person who doesn't want to live in an apartment can live there, have their own yard, and they couldn't afford the whole single family, but to have half of a single family basically what a duplex is. It makes a big difference, and the people are in great demand of rental in Central Florida there because of exactly why. I said, Keith, the job. Course, continues to grow in Central Florida, extremely strong. The business incentives to come into the area by the local municipality is very, very good. So here's something interesting, Keith, the average salary in Ocala is about 72,000 and the average home price is about 298,000 that is a very healthy affordability one. Yeah, very, very good. And so that job source continues to pay very well. And we've talked about just the logistics centers and the Equestrian Center. That's the largest in the world. Now the villages are just 25 miles south. So Ocala becomes a bedroom community, and that is the second largest retirement community and growing in the US. So there's a lot of job source that allows people to live there at a good affordability. And so that combination of affordability with this extending job source has been really, really good for the Ocala region.   Keith Weinhold  30:59   It's been said that the only place you get money is from other people, and we're talking about your renters in this case. So oftentimes these renters, they had their sense of privacy there, like, for example, do the duplexes even have fenced backyards for each individual side,   Jim Sheils  31:17   depending on where they are? We will. Other times it hasn't been a requirement. We've done lots of surveys to see is it worth the price point to put in full fencing in certain areas. It can be in a lot of areas. Keith, they're just so excited with the price point not having to move into an apartment building that it hasn't even been warranted or necessary.   Keith Weinhold  31:38   Yeah. So we're talking about livability characteristics here, because oftentimes new build rental property results in a higher tenant stay that longer duration, because they're the first person that have ever lived there, and it's also difficult for them to go out and improve their living situation unless they become a home buyer, and that's difficult to do today. Tell us more about the incentives and the property types and so on, because there really are some pretty exciting ones.    Jim Sheils  32:09   One of the best things about Central Florida, Keith, combined with new construction, is insurance costs. Now you and I have laughed about the blanketed statement where you said, oh my goodness, you cannot get insurance in Florida. You can't get property insurance in Florida, or it's doubled, tripled, gone up 7x that is a true statement on certain properties. If you're buying older properties from the 1950s that are within a half mile of the beach on low lying ground, but new construction properties far away from the beach, that is a totally different things. So again, being in Central Florida, where we are, a lot of people think, oh, to insure a single family home there, that's going to be several $100 a month, when actually, you know, and you've seen a lot of our performer quotes, our insurance companies are getting a single family home done for about $65 a month on average, full coverage. And that's the advantage of new construction. Insurance companies are all about risk. They analyze risk. When you're on a new construction property built on higher ground away from the beach, they like that, and they do that a duplex. You're looking at about $100 a month. So incentive wise, we've really searched to team up with great insurance companies that get the best rates full coverage. And again, we surprise people when they say, Oh man, I thought there would be a whole nother zero at that monthly cost. And these are actual quotes, as you know, with working with a lot of GRE people. So that's one great thing, another great thing, Keith, that happened when we joined forces with Sumitomo. And again, Sumitomo 320, years old, one of the biggest powerhouses out of Asia, Warren Buffett, is very heavily invested in another one of the conglomerates, not the housing one we do, but he's very involved in one of their other companies. And when they came aboard, you know, we have no bank debt for a builder, which is rare. And since we have such a healthy balance sheet, we're actually able to work deals with mortgage companies where we'll do what's called builder forward commitments, Keith, and that means we will pre buy mortgages for our clients, for the homes we're building, and we will pass that savings along. So right now, you know, if an investment property in a duplex might be an average of 7% for anyone who walks in off the street to a bank. Right now, our most popular rate program for our investors, for single family or duplexes, is 3.75 Gosh. So as you know, for your five ways, if we want to get cash flow, there's a big difference. Yeah, we're getting affordable housing. But if the rate is over 7% compared to 375 that could eat up the cash flow with us being able to have this power to buy large tranches of money and pass it along and lock our people in again, an average right now at 3.75 is our most popular program, and that's long term money, then we're able to get that cash flow right off the bat. And you and I know how important that is   Keith Weinhold  34:50    for this super attractive 3.75% long term mortgage rate on single family homes and duplexes. How? Much does the buyer have to come out of pocket at the closing table to buy that down themselves? And how much do you the builder participate in that buy down?   Jim Sheils  35:07   You know, it depends Keith at different times, because there is a little bit of a fluctuation. Sometimes it can be as low as zero points or just one origination point to bring it in. It does vary. And also, if people say, hey, I really don't want to bring in any points. Well, that's fine. You know, if you don't want to walk in zero to 2% points for that, you can also just raise your rate up to four and a quarter and probably walk in nothing. So there's different things that we can do, but the goal of it is to have us have the brunt of it. And what I can tell you is, if the average person walked into a bank, and a bank wouldn't do this anyway. It's only for, again, builders with a certain size, but if you went into a bank right now and said, I'd like to buy my rate down to 3.75 the average Keith that this would cost a person off the street going into a bank would be 12 to 15% banks wouldn't even do it for an individual. But that's about the estimates when you look at it. So again, volume has privileged. The fact we're able to buy it down. It does cost us a good amount of money, but we're all able to save since we're kind of working together to buy these larger tranches. And again, the need of any investment for buying down the rate from the clients is very minimal.   Keith Weinhold  36:18   Tell us more about the property types, new build single family homes, new build duplexes.   Jim Sheils  36:23   You know, single family and duplexes are our main focus in 2026 for Central Florida, we've done the research. They're very high in demand. They rent quickly, and they rent long term to produce cash flow. Our average single family home under 300,000 we're aiming to after expense, make about $300 cash flow. Our duplexes should be about twice that amount, about just under $600 a month, or just over in cash flow. And then again, the prices are ranging from about 395, to 420, for a duplex. Again, these are in workforce areas where we're doing great, scattered lots. Scattered lot means there's already existing homes around. We like to go to an area where there's good a fundamental balance of homeowners and renters. So there's retail buyers that have bought their first home, and we will place our rentals in between them, whether it's a single family or a duplex.   Keith Weinhold  37:13   We sure don't need to do a complete audio pro forma here, but those cash flow amounts something near $300 for a single family home, and about double that for a duplex. Is that using, you know, a bought down rate to about 4% and some of these other inputs you're talking about, like low insurance costs and a certain property tax rate, can you tell us about that?    Jim Sheils  37:35   Yeah, property tax rate is property tax rate. We can get pretty dang close on property taxes, you know, based on millage and get that down. But when we do our performers, we absolutely go off of, you know, our average rate to be the 375, to four and a quarter. And then when GRE clients look at our performer, and they look at the insurance cost, that's an actual quote from one of our insurance companies that has insured hundreds and hundreds of these properties. Not a guess, yeah, so they know what they're doing. So yeah, those would be the assumptions made in there, and that's what we're basically getting on a week in, week out basis.    Keith Weinhold  38:09   That is really attractive as we're talking about new build. I imagine there is some sort of builder warranty as well.    Jim Sheils  38:16   There's a state mandated 210 warranty. 210 warranty is something we could talk probably a whole episode on Keith. But for what's good for people to know, basically what that means, you get two years coverage on the small stuff and 10 years coverage on the big structural stuff. And so that's why I like new construction. You know what? I used to personally just buy my own fixer up Return key properties from other people. I could get a one year warranty, and that's the best that really can be done. Now with new construction, we've gone from, you know, with our fixer upper homes, able to do a one year warranty, which is good at something. But now with new construction, we can do a 210 warranty, big difference, and also really helps the safety score of issues if they came up.    Keith Weinhold  38:59   We were talking about new build property, and we tend to project relatively low maintenance and repair costs for an obvious reason, maybe your long term vacancy rate could very well be lower as well, due to my earlier point about a tenant wanting to stay there for a long time, because it's hard for them to improve their living situation unless they went out and bought their own place. And you have the low insurance rates, and you have the low mortgage rates, all contributing to positive cash flow on a new build property. And we think about that tenant and what gets the tenant excited? We start to think about some of those amenities. So tell us about what amenities are offered, including inside, in the kitchen and so on.   Jim Sheils  39:38   Jim, yeah, great question, Keith. We've really gotten a great recipe for success for that. You know, we've been doing this a little over a decade now, and so you're always tweaking your build model. What do people like? What do they not like? What's good for durability? Let's look at maintenance and repairs. Let's look at turn costs. So our goal is always the dual focus. That's what looks good. And what lasts really well, yeah, because you want durability. When you have tenants, you want it to look good, so you sell it down the road, 510, years to a first time homebuyer, it looks great. You can sell it. But durability wise, you don't want a lot of extra expenses or maintenance and repairs. So we go durability. So what we found a couple of things. I always joke about this. I do not like the word carpet, Keith, that is a terrible swear word in real estate investing, I can tell you right now, if I could go back and this is not, you know, owning hundreds of rentals, if I could not have done carpet and just reversed it to like vinyl plank flooring, like we do now, or even tile, which was more, I probably would have been able to buy three or four of our duplexes cash with the amount of money, and that is not an exaggeration. So we do not do carpet. First of all, it seems like trends are changing. It's not in favor right now. So we do vinyl plank flooring, which looks really nice, almost like wood floors, super durable, though, for a young family that's going to be tenant occupied in your property and running around on it. That's great. Kitchen wise, again, we don't sell retail really. We like to work with investors, but down the road, our investor might want to sell to a retail buyer. So we know, you know, from our old fix and flip days of the FHA buyers, the kitchen's got a pop. So we always do, you know, we don't do the white appliances, which you know would save you quite a bit of money, and save us quite a bit of money. We do stainless steel appliances. We do all new cabinetry, you know, kind of the latest, nicer cabinetry, a little bit of an upgrade. And then, you know, butcher block countertops, those are going to wear in about a year or two. Keith, it feels really good to spend that smaller amount, you know. But we, we like to do the more durable, nice looking countertops, you know, that are, you know, just so much more esthetically pleasing and actually durable as well. Same thing in the bathrooms. A lot of new builders will do shower kit, which not a problem if you're saving money on a rehab, you know, but we would rather do tile, bring in the extra subcontractors to give tile, and then in the master we do the dual sinks, which this might sound like little stuff, Keith, but these are the micro movements that help get a tenant in quicker, stay longer and more rent. So we're always trying to do these extra things in the granite countertops, both in the kitchens and in the bathrooms. Those cost more upfront, but we see for long term of tenant we see, for the amount of rent we get, and for resale ability, because a lot of people don't think about that. You know what? In seven years you want to sell one of these properties? Well, it's a seven year old roof, it's seven year old plumbing, you're still in a great spot for an FHA buyer. And that esthetically pleasing flooring, bathrooms, kitchens. That allows an easier sale for them, because we want to look all the way around, not just a rental. I like to hold long term, but if you want to sell in five to 10 years, that's a very valid strategy.    Keith Weinhold  42:48   I like carpet in my own home, but not rentals. But what you're sharing with us, Jim, this is absolute gold that's been brought to you through experience. This over improvement versus under improvement line in rentals, and it really has a lot of balance between durability and price. These are the sort of things that really matter, but you are selling predominantly to individual investors, a lot of mom and pop investors. Why don't you make more sales to the retail, owner occupied market, or to institutional investors, even though that might be cracked down upon now. But why don't you sell to those parties?   Jim Sheils  43:26   Yeah, you know Keith, I did a lot of fix and flip to FHA buyers, and I'm an investor. I really like working with investors. So when this all really went back to is 2009 I had a lot of investors. I was in Northeast Florida. The deal flow was incredible. And I just had a lot of investors, you know, through my different networks and Masterminds, like, where you and I have met, and said, Hey, you're getting great deals in Northeast Florida. Could you help put some together for me? And so I had done quite a few fix and flips to retail buyers, and it just kind of hot on me, you know, way back then, like, Wow. I like working with investors. I like building portfolios. I also like the fact that when I'm normally building a portfolio for an investor, well, they hang out with other investors, and they're not looking to buy one property over the next five years. They're looking to buy five to eight properties over the next five years. great point. And so we just saw it as you gotta like who you work with, right? And nothing against first time homebuyers. But when I was rehabbing houses and selling them, golly, that was a lot of work. And then could be persnickety. Yeah, very persnickety. And so when Chris and I teamed up about 10 years ago, we had both gone through the same kind of aha, like going, Yeah, it seems great, but you could sell for more to a retail buyer. But again, like I go back to even the type of property we build, we'd rather do a volume with investors. Be a builder, buy investors for investors, and work that way. And I think it suits me. I think I would have probably hung up my shoes a long time ago if I was. Working with the amount of properties we've done with retail buyers compared to investors, honestly, and so I think it was just kind of, it was a preference, really, that made sense   Keith Weinhold  45:09   to your point. Investors buy multiple properties, and that way there are fewer parties to deal with. And investors tend to be less emotional than those more persnickety, owner occupied buyers. Well, Jim, you make it easy for investors. Besides all these incentives, you also offer an in house management solution for these investors, often that tend to be out of state. Well, Jim, before I ask you, if you have any closing thoughts, would you the listener like to ask Jim any question directly? Well, you can, because I have a great event to tell you about next Thursday, the 19th, at 8pm eastern Jim here and GRE investment coach, Naresh will co host a live webinar for Central Florida new build income property. In fact, Jim, I think you know Naresh longer than I have, as it turns out, but this event is free, and you the listener are invited. We've had between 250 and 550 registrants for our past webinars. Not all of them attend live. So the benefit of you attending live is that you can have any of your questions answered by either Naresh or Jim in real time, and besides learning about the Central Florida market and more about home building, you are going to see available new build income property, real addresses with some of these rather grand incentives that we've talked about here, you might end up with a long term rate of about 4% again, it is Thursday, the 19th at 8pm Eastern. Sign up is open now at grewebinars.com that's grewebinars.com Any final thoughts here, Jim, for this great event coming up next week?   Jim Sheils  46:52   I think we're going to dig a little deeper. Obviously, this is a conversation that was great, but moves pretty quickly when we talk next week, we're going to be able to dig into more of the fundamentals, some of the stats, and just get underneath the hood of why Central Florida is making so much sense, and just some of the rising stars that we're seeing there that we're very excited to be a part of.   Keith Weinhold  47:13   You've helped our listeners for close to 10 years now. It's been an informative chat as always. Thanks so much for coming back onto the show.    Jim Sheils  47:21   Thanks for having me, Keith.   Keith Weinhold  47:27   Yeah, like our guest touched on Ocala, Florida now has national recognition as the fastest growing city in America, and that's for the second year in a row. According to a new U haul report, Florida is, of course, a rather landlord friendly state. In fact, Florida is the first state to enact a law that allows law enforcement to immediately remove squatters, distinguishing them from legal tenants. Now here's what's interesting and why I've identified this opportunity if Florida prices dipped because people were leaving now, that could be a red flag, because population loss is like gravity. Once it starts falling, it is hard to escape. But that's not what's happening. Instead, what we're seeing is a temporary overbuild hangover. Builders got ambitious. We're in a brief period where supply outran demand and prices softened. That's not decay. That's a sale rack. Any vacant homes are not stranded. They're being absorbed by Florida's still growing population, which has now increased every single decade since its first census count, back in the year 1830 back in 1830 there were about 35,000 residents in the whole state. Isn't that amazing today? North of 24 million, that is 700x population growth in almost 200 years, and it's still growing. That kind of trend doesn't reverse because a few builders over ordered inventory here at GRE this made us target and find in opportunity. This isn't an accident. Central Florida is this year's most compelling. Housing market in that region, Central Florida, is growing faster than the rest of the state at large, and it really sits in the sweet spot of this temporary imbalance. One long established builder overbuilt and now they're motivated. They know what investors want. So, for example, they don't build swimming pools with their homes. They also offer property tours, and over 90% of their tour attendees buy property. They're willing to offer terrific incentives at our upcoming GRE live webinar, like we touched on new build single family rentals, 270k and up duplexes, three. 95 to 420, long term mortgage rates as low as 3.75% you get low insurance rates since they're inland and new build positive cash flow and a builder warranty at the event. You're going to learn all about the growth drivers in Central Florida, why so many renters are moving there and see available properties. This benefits anyone looking for a clear, practical view of current real estate conditions. Joining live does matter, since you can have those questions answered in real time, not after the opportunity has moved on, you are invited for next Thursday, the 19th, at 8p m Eastern. This one is worth circling, not because it's flashy, because it's timed right. Sign up is open now @grewebinars.com that's gre webinars.com. Until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 5  51:00   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  51:29   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

The NHL is heading to Milan, but before it gets there, the gang is all here to discuss the fight involving Gavin McKenna outside a bar at Penn State this past weekend, which has the presumptive #1 overall pick possibly facing 20 years in prison. David and Roy recap their time at the Stadium Series in Tampa, and the gang dives into the Panthers Den after another brutal week that may have put the final nail in the coffin of the two-time defending Stanley Cup Champions. Ethan has a stat of the week on Sergei Bobrovsky's fall-off this season, and Rosa En Un Minuto features the Carolina Hurricanes. In wins and fails, Roy celebrates highlights in the sport; David celebrates the US women getting off to a great start in Milan; Ethan cheers on Gustav Forsling, whooping up on JJ Moser; and Thunderbug has stolen Rose's heart. Then, ESPN's Greg Wyshynski joins the crew to discuss the Artemi Panarin trade, break down the McKenna situation further, and tell us what his feelings are about Team USA heading into the Olympic Games. Learn more about your ad choices. Visit podcastchoices.com/adchoices

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Johnny Van Zant and Rickey Medlocke from legendary band Lynyrd Skynyrd join me in Tampa to talk music, performing barefoot, and being from Florida. Johnny debunks a lot of what I thought about that fateful plane crash, they give me a Free Bert ego boost, and we discuss The Machine being my Free Bird. And, you might just hear both LIVE - at the Full Throttle Festival on 2/14 at the Ocean Center in Daytona! Definitely come join us. Follow Lynyrd Skynyrd https://www.instagram.com/skynyrd SUBSCRIBE so you never miss a video https://bit.ly/3DC1ICg Stream FREE BERT on Netflix: https://www.netflix.com/title/81696123 PERMISSION TO PARTY WORLD TOUR is on sale now: http://www.bertbertbert.com/tour Subscribe to Berty Boy Clips: https://www.youtube.com/@BertyBoyClips For all things BERTY BOY PRODUCTIONS: https://bertyboyproductions.com For MERCH: https://store.bertbertbert.com/ Follow Me! Facebook: http://www.Facebook.com/BertKreischer Instagram: http://www.Instagram.com/bertkreischer YouTube: http://www.YouTube.com/user/Akreischer TikTok: http://www.TikTok.com/@bertkreischer Threads: https://www.threads.net/@bertkreischer X: http://www.Twitter.com/bertkreischer Text Me: https://my.community.com/bertkreischer #LynyrdSkynyrd #JohnnyVanZant #RickeyMedlocke Learn more about your ad choices. Visit megaphone.fm/adchoices

Andrew Gruel joins the show to talk work ethic, food, and why modern culture feels softer than it used to. They break down how late-night shows operate, the $15-a-day food myth, why American dishes were built on function, and what giving away meals really teaches about work. The conversation spans medieval labor, the Miracle on Ice, tough coaches, tribal thinking in pop culture, and ends with a simple truth: you either climb the rope or you don't. Follow Andrew Gruel on X (@chefgruel), Instagram (@andrewgruel), and at chefgruel.com.News Stories Covered: Jill Biden's Ex-Husband Charged With Murdering His Wife, Democrats now say it's a "death sentence" to send Haitians back to Haiti, Mamdani supporters protest outside his home after his mom appears in Epstein FilesFOR MORE WITH CHEF GRUEL:iHEARTRADIO SHOW: American GravyX: @chefgruelINSTAGRAM: @andrewgruelWEBSITE: chefgruel.comRUNNING: Running for Re-election For Huntington City CouncilFOR MORE WITH ELISHA KRAUSS: INSTAGRAM: @elishakraussWEBSITE: elishakrauss.com JOURNAL: https://www.washingtonexaminer.com/author/elisha-krauss/LIVE SHOWS: February 4 - Tampa, FLFebruary 5 - Orlando, FLFebruary 6 - Naples, FL (2 shows)February 7 - Naples, FL (2 shows)Thank you for supporting our sponsors:BetOnlineChime.com/ADAMFactorMeals.com/acs50offhomes.comoreillyauto.com/adamwww.pendragonseries.compluto.tvSHEATH.COM use the PROMO CODE ADAMSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Call us at 631-377-4869 and leave a voicemail! So You Wanna Talk to Samson Wednesday! We start things off with Fantatics. What a week for that company. What should be a layup with Super Bowl week, has turned into a nightmare. (15:20) Terry Rozier is getting his money. An arbitrator ruled in his favor. Why? (21:45) Can MLB or the union look at the way the Dodgers will look a load management? Or does that already happen? (28:45) Do Brian Cashman and Aaron Boone have something on the owner? (32:00) The Padres family fight could be over and done with. What happened? (40:00) American League and National League in MLB used to fight for its own league, now it's just MLB. Does that still happen? (44:45) Let's talk Rays. The Tampa Bay Rays are headed to Tampa. Ron DeSantis said it. But will the Rays get that sweet sweet state money? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Adam and Elisha break down the difference between F-you money and F-me money. They discuss Adam's trip to New York City and his work ethic. Finally, they dive into the Grammys and Adam breaks down the ‘10 cent heads' that all of these celebrities have when it comes to discussing politics. News Stories Covered: Ricky Gervais mocks Grammy winners making political speeches, says they're 'still not listening',Philly DA's ‘hunt you down' warning to ICE draws calls for DOJ criminal probe , Drivers fume over Dem-led push that could see them taxed for every mile: ‘Citizens treated like ATMs', Trump Proposes Plan To Shut Down Rebranded Trump-Kennedy Center, Promises ‘Spectacular' ResultFOR MORE WITH ELISHA KRAUSS: INSTAGRAM: @elishakraussWEBSITE: elishakrauss.com JOURNAL: https://www.washingtonexaminer.com/author/elisha-krauss/LIVE SHOWS: February 4 - Tampa, FLFebruary 5 - Orlando, FLFebruary 6 - Naples, FL (2 shows)February 7 - Naples, FL (2 shows)Thank you for supporting our sponsors:BetOnlineBetterhelp.com/carollaHomeChef.com/ADAMHomes.comoreillyauto.com/adamSHEATH.COM use the PROMO CODE ADAMPluto.tvSIMPLISAFE.COM/ADAMSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On Episode 617 of Spittin' Chiclets, The crew are joined by USA Hockey Hero and 1980 Olympic Gold Medalist, Jack O'Callahan to talk about the recent Netflix Documentary tha gathered the 1980 USA team back in Lake Placid to recount how we got one of the most inspirational moments in USA Sports history. But first, with probably the best outdoor game between Tampa and Boston and with the boys attending an unreal Penn State Vs. Michigan State weekend matchup, the hockey world is electric. All this and more on this weeks episode, you won't want to miss it. 00:01:29 - Stadium Series 00:28:40 - Barry Trotz 00:33:14 - Around The League 00:42:59 - MTL Fan Takeover 00:48:28 - Penn State 00:56:53 - Quick Hits 01:18:25 - Jack O'Callahan Interview 02:32:02 - ETC. Support the Show: PINK WHITNEY: Take Your Shot with Pink Whitney RHOBACK: Use the code CHICLETS on https://Rhoback.com for 20% off your first purchase through the end of this week BODYARMOR FLASH IV: Work hard and hydrate hard with BODYARMOR Flash I.V. Grab it at 7-Eleven KRAKEN: Go to https://kraken.com/barstool and sign up with code BARSTOOL25 for $25 in BTC DRAFT KINGS: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). Pass-thru of per wager tax may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $300 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Bet must settle by and Token expires 2/22/26. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 2/15/26 at 11:59 PM ET. Sponsored by DK.You can find every episode of this show on Apple Podcasts, Spotify or Netflix. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/schiclets