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Jason welcomes in Kellie Reilly for our weekly International Radar talking some Saudi Cup. Jason also discusses racing from Laurel Park, Sunland Park, and Tampa.
Send a textLukewarm faith feels easy—until it costs you power, joy, and purpose. We get honest about casual Christianity, why it's so common, and how to move from a Sunday habit to a life that actually carries the presence of God. Ken shares his past as a “Christian atheist”—believing in God but living like He didn't exist—and how that exposed the gap between form and power. Together, we walk through the telltale signs of a casual believer, from private faith and convenience-based attendance to tipping instead of tithing and resisting repentance, and we ask the question that matters most: is there fruit that matches your repentance?To help you locate where you are and chart a way forward, we break down four levels of commitment—community, crowd, core, covenant—and why planting in a local church changes everything. The core grows the Church through sowing, serving, and making disciples, while covenant multiplies grace through spiritual fathers and mothers, accountability, and honor for God-ordained offices. We explore biblical models like Elijah and Elisha, Paul and Timothy, and Ruth and Naomi to show how covenant delivers double-portion impact. When you're planted, you flourish: marriages heal, leaders emerge, and your witness stops being theoretical and starts transforming lives.If you're tired of a faith that feels nostalgic, irregular, and powerless, this conversation offers a practical path into a Spirit-filled, mission-shaped life. Reorder your identity around Jesus, build rhythms of Scripture and prayer, commit to gathered worship, and serve people you love enough to tell the truth. Casual Christianity is convenient; covenant is costly and worth it. Subscribe for more, share this with someone who needs a nudge toward purpose, and leave a review to tell us your next step.GET THE BETTER MARRIAGE BOOTCAMP HERE:Better Marriage Bootcamp (kenandtabatha.com)Better Marriage 90-Day Devotional:90 Day Better Marriage Devotional - Ken and Tabatha (square.site)DOWNLOAD THE FAMILY MEETING OUTLINE HERE ⬇️https://www.kenandtabatha.com/pl/2148103888
The NHL is on Olympic break — and the Detroit Red Wings are sitting third in the Atlantic Division. But what does that actually mean? According to Max Bultman's latest mailbag, the Eastern Conference cut line may land closer to 99 points this year — not the 91–92 we've seen recently. That makes the simple “.500 hockey gets you in” narrative a little too comfortable. In this episode of Red Wings Rant, we break down: Why 96 points might not be enough • Why Columbus is the real threat right now • The importance of staying in the divisional seed vs falling to wild card • Ideal playoff matchups (Montreal? Buffalo?) • Nightmare scenarios (Tampa or Carolina) • Whether Yzerman actually adds at the deadline this year • John Gibson's extension debate • And why MLB is suddenly broadcasting the Detroit Red Wings after the FanDuel Sports bankruptcy The league is frozen. The trade market is paused. But the playoff math is very real. Detroit controls its destiny — for now. #LGRW #DetroitRedWings #NHLPlayoffs #AtlanticDivision #MaxBultman JOIN THE DISCORD: https://discord.gg/rd2RUDkzuS Let's have fun! Sponsored by Draft Kings! Find us on your favorite Podcast App by clicking here: https://link.chtbl.com/redwingsrant Episode sponsored by Draft Kings. Use promo code 'THPN' to unlock exclusive offers when you sign up! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Send a textThis week, the In the Crease boys bring you the usual line-up, with the Week in Review, Games to Watch, and the Game of the Week. For our Player's Spotlight, we sit down with a prolific defender - Gordy Gombold of Tampa. Make sure to check it out!You can check out Dominican at:Tampa: Twitter - @UTampaMLax Instagram - @utampamlaxIf you like what we are doing, subscribe on your favorite podcast platform and help us spread the word of the great things happening in D2 Men's Lacrosse! Go to our website: www.inthecreaselacrossepod.com Follow us at: Instagram: @in_the_crease_d2_lax Facebook: In the Crease with Danny and Kevin Twitter: @D2_Lax_podcast
Katie keeps us updated about all things trending in and around Tampa bay See omnystudio.com/listener for privacy information.
This week on Riff Worship we're tracing the origins of one of death metal's most foundational pillars: Morbid Angel. We'll follow the band's formative years in Tampa, Florida, to the chaotic journey toward their 1989 debut album, Altars of Madness!On this episode, we explore:Guitarist Trey Azagthoth's obsession with the occult and how the Necronomicon influenced the band's otherworldly sound.Morbid Angel's introduction to David Vincent, the infamous Abominations of Desolation sessions, and their brief residence in North Carolina.How Terrorizer's Pete Sandoval joined the ranks and his crash course in double-bass that developed his signature style.The role of Napalm Death's Mick Harris, whose America holiday helped bridge the gap between Tampa and Earache Records.The rapid Morrisound Recording sessions and the iconic Dan Seagrave cover art that helped create a Florida Death Metal classic!Recommendations:Eximperitus - Meritoriousness of EquanimityBlackwater Holylight - Not Here Not GoneGWAR - Scumdogs of the UniverseSigh - Ghastly Funeral TheatreSigh - Hail Horror HailAgents Of Abhorrence - Character DissectionFollow Riff WorshipInstagram: https://www.instagram.com/riffworshippod/Twitter: https://x.com/RiffWorshipPodYouTube: https://www.youtube.com/@RiffWorshipPodCheck out our Official Playlists:Riffs on Repeat (Spotify)Riffs on Repeat (YouTube Music)Hits from the Crypt (Apple)
In this episode of EMS One-Stop, Dr. Linda Dykes joins Rob Lawrence from the UK for a wide-ranging, transatlantic conversation that starts with workplace culture and ends with a practical look at how health systems can keep patients safely at home. In the first half, Linda breaks down her newly published (open-access) qualitative paper, provocatively titled “It's not bullying if I do it to everyone,” drawn from UK NHS “Med Twitter” responses: a raw, heartbreaking window into the red flags of toxic workplace culture, how bullying is experienced in the eye of the beholder, and why incivility and silence are not just HR problems — they're patient safety threats. In the second half, Linda brings listeners into the UK's evolving admission alternative world: frailty care at home, urgent community response models, and the increasingly important interface between EMS and community-based teams. She explains the UK's SPOA (single point of access) concept, why she dislikes the term “admission avoidance,” and how ED crowding and access change the risk-benefit equation for hospital vs. home. Rob connects the dots back to the U.S. reality — reimbursement, APOT/wall time, treatment-in-place policy — and why this work is becoming a shared challenge on both sides of the Atlantic. Timeline 00:51 – Rob opens, recaps NAEMSP in Tampa and recent content. 02:25 – Rob introduces Linda as the “triple threat” (emergency medicine, primary care/GP, geriatrics) and tees up two-part discussion. 05:39 – Rob introduces Linda's paper: “It's not bullying if I do it to everyone.” 06:13 – Linda explains why toxic culture is increasingly visible and how the tweet prompt became a dataset. 07:33 – “Flash mob research group” forms; Linda explains social-media-to-qualitative methodology and limitations. 10:03 – Rob asks about bias; Linda clarifies purpose: insight, not representativeness. 16:39 – Linda defines gaslighting and why it's so destabilizing. 18:21 – Reactions to publication; resonance, sharing and uncomfortable self-reflection on learned behaviors. 20:18 – The “16:55 Friday email” as a weapon — and as an accidental harm. 23:29 – Leadership as “the sponge” — absorbing pressure rather than passing it down. 25:27 – “One thing right now”: know the impact your words can have, especially on vulnerable staff. 26:41 – Rob on “pressure bubbles,” micro-movements and atmospherics: how leaders shift climate without realizing it. 30:53 – SPOA explained: single point of access and urgent community response behind it. 33:03 – EMS interface: calling before conveyance to find safe pathways to keep patients at home. 35:47 – Linda on mortality risk of access block/long waits and how that reframes risk decisions. 37:19 – Evolving models: primary care-led response vs. hospital at home approaches. 39:34 – Clinical myths challenged: oral antibiotics sometimes non-inferior to IV in conditions we assumed needed admission. 40:34 – Outcomes: hospital at home trial signals safety and fewer patients in institutional care by 6 months. 42:00 – Telemedicine/telehealth: underutilized but useful; when you still need a senior clinician in person. 44:50 – Closing takeaways: read the paper (with trigger warning); admission alternative work is deeply satisfying. Enjoying the show? Email editor@ems1.com to share feedback or suggest guests for a future episode.
Send a textSend a textThe Unsexy Church PodcastNew episodes drop every Wednesday MorningABOUT THE PODCASTThe Unsexy Church is a weekly podcast exploring the real, everyday life within our church family. Each week, join Pastor Bob (Senior Pastor) and Darren (Worship & Discipleship Pastor) as they sit down to discuss a wide variety of subjects—from deep theological questions to the practical, often "unsexy" work of following Jesus and building a healthy local church.WHAT DOES IT MEAN TO THRIVE?We want to help every person make a genuine commitment to follow Jesus and then follow through with that commitment in Connecting People to a Thriving Life in Christ. These Thriving disciples should Dig In to the Bible, Grow Up in Christ, and Branch Outinto the community.Our Mission: To Connect People to a Thriving Life in Christ. What is a thriving life in Christ? Scripture says that Jesus Christ came “that they may have life, and have it abundantly.” Our mission in the city of Tampa is to make disciples who follow the pattern of the believer in Psalm 1 and desire God's glory above all things.NEXT STEPSAre you looking to get connected or learn more about First Baptist Tampa? We would love to help you find your place in our community.Start Here: Visit fbctampa.org/new-here/first-steps/ to take your first step in finding out more about the Church and how you can get involved.STAY CONNECTEDWherever you are in life, you have a purpose. First Baptist Tampa wants to help you find your next step.Official Website: fbctampa.orgFacebook: First Baptist TampaInstagram: @fbctampaOur Student & Young Adult Ministries:AWANA (Kids): https://fbctampa.org/ministries/children/N1NE (Middle & High School): @onenine.fbctampaThe Collective (College): @thecollective.fbctampa
Gold and silver are hitting all-time highs while Bitcoin is down over 22% — so what are precious metals screaming at the Bitcoin market? In this episode, Joe Burnett, VP of Bitcoin Strategy at Strive, breaks down why $10 million Bitcoin by 2035 is actually conservative, how technology deflation is quietly destroying the value of stocks, real estate, and even gold, and why Bitcoin is the only asset that can't be diluted. We also dive into the Bitcoin treasury company movement, why SaaS companies are already dead thanks to vibe coding, how banks are about to collide with Bitcoin, and what Saylor's digital credit thesis means for the $300 trillion bond market.
From the 'B-Gap Blueprint' to the 'Modular Defense,' we go inside the film to see how the Seahawks squeezed the life out of Drake May and the Patriots' offense.—In this episode:Mike Macdonald's Defensive Masterclass: A deep dive into the “modular” defense and the surgical B-gap pressure that neutralized the New England Patriots.Sam Darnold's Redemption: The narrative of the 29-year-old quarterback exercising his career demons to become a Super Bowl champion.Kenneth Walker's MVP Performance: Analyzing the persistent Seahawks run game that eventually broke the dam and secured Walker the MVP.The “Early” Patriots: Why Drake May and a young New England roster struggled to find comfort against a top-tier defensive unit.Lessons for Young Coaches: Why this Super Bowl serves as a “pure” coaching blueprint for teaching modern defensive leverage and complexity.—Timestamps:00:00:01 - Super Bowl Viewing Rituals & Family Dynamics00:01:49 - Post-Game Tape Study & Initial Reactions00:02:13 - Sam Darnold's Super Bowl Championship & Career Redemption00:03:19 - Drake May's Development & The “Early” Patriots00:05:47 - Box Score Nuance: Kenneth Walker vs. Trash Yardage00:09:40 - Mike Macdonald & The “Defensive Sean McVay”00:10:44 - Building the Coaching Tree: Baltimore/Michigan Pipeline00:14:43 - The Non-Negotiables: Turnovers & Explosives00:17:36 - Defensive Schematic Breakdown: Harassing the B-Gap00:19:44 - 5-Man “Dog” Pressures & Odd vs. Even Spacing00:23:25 - Coverage Masterclass: Quarters, Tampa 2, & Match Concepts00:26:33 - “Hot” Blitzes: 6-Man Pressure on 3rd & Long00:28:43 - Devin Witherspoon: The Ultimate Defensive Leveraging Tool00:30:22 - The Educator Mindset: Coaching the Player First00:33:30 - Patriots Defensive Game Plan & Christian Gonzalez Analysis00:38:56 - Offensive Turning Points: AJ Barner & Wide Zone Play-Action00:43:03 - Drake May's “I'm Young” Wall & Tight Window Struggles00:47:33 - Offseason Outlook: Can the Seahawks Run it Back?01:03:03 - Final Referendum on the 2025 Defensive Season—» Join Felix and Cody each Wednesday as we dive deep into the game we love!MatchQuarters is a reader-supported publication. So, make sure to subscribe.—© 2025 MatchQuarters | Cody Alexander | All rights reserved. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.matchquarters.com/subscribe
Support the sponsors to support the show!You can't step into a lighter version of yourself without leaving behind what's been weighing you down. Therapy can help you clear space. Sign up and get 10% off at BetterHelp.com/SODERhttps://www.betterhelp.com/get-started/?go=true&slug=soder&utm_source=podcast&utm_campaign=1378&utm_term=soder&promo_code=soder&landing_page_img=https%3A%2F%2Fd3ez4in977nymc.cloudfront.net%2Faffiliate_images%2Fc8f1e33eccfdd97908db536def2e7dbd2d9ae59240ff77c0f1ee89f46ed7f544.png&aff_channel=podcast&discount_rate=10&discount_period=P1M&date_interval=P1M&percentage_off=10&amount=1&amount_spelled_out=one&unit=month&gor=startGet $10 Off at BRUNT with code SODER at https://www.bruntworkwear.com/SODER#Bruntpodhttps://bruntworkwear.com/?utm_source=podcast&utm_medium=influencer&utm_campaign=SODERGet started today at Stitch Fix dot com slash soder to get $20 off your firstorder—and they'll waive your styling fee. That's StitchFix.com/soderhttps://www.stitchfix.com/men?utm_source=podcasts&utm_medium=audioboom&utm_campaign=podcast|audioboom|mens|m|fix|pros|web|us|soderThe Golden Retriever of Comedy Tour is coming to your city!Get tickets at https://www.dansoder.com/tourFEB 13 - Orlando,FLFEB 14 - Tampa,FLFEB 28 - Buffalo,NYMarch 6 - Boston - 2 shows 7pm and 9:30March 7 - Philadelphia,PAMarch 19 Dallas,TXMarch 20 - Houston,TXMarch 21- Oklahoma City,OKApril 4 - Huntington,KYApril 10 - Charlotte,NCApril 11 - Durham,NCApril 17 - Munhall,PAApril 18 - Cleveland,OHApril 19 - Columbus,OHApril 24 - Larchwood,IAFollow Shaun Murphy https://www.youtube.com/watch?v=sqgJfhnpBN8https://www.instagram.com/iamshaunmurphy/?hl=enhttps://comedianshaunmurphy.squarespace.com/https://www.youtube.com/channel/UCqq-Fb55t00MA3JeoRHRMRwPLEASE Drop us a rating on iTunes and subscribe to the show to help us grow.https://podcasts.apple.com/us/podcast/soder/id1716617572Connect with SoderTwitter: https://Twitter.com/dansoderInstagram: https://www.instagram.com/dansoderTiktok: https://www.tiktok.com/@dansodercomedyFacebook: https://www.facebook.com/dansoderYoutube: http://www.youtube.com/@dansoder.comedy#dansoder #standup #comedy #entertainment #podcastProduced by Mike Lavin @homelesspimp https://www.instagram.com/thehomelesspimp/?hl=en
00:00-30:00: Dog rescuer CJ Mason joins the MLSP. We chat about how his group Skywatch Drone Search and Recovery got started, the hardest and easiest of tasks, what he's currently working on, how he made it a full-time job, his favorite dog breeds, owning six pups and more. Plus, his beloved Bills, Lightning, Yankees and Orange sports teams, a new HC in Buffalo and Tampa eyeing another Cup. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
What happens when grief becomes the catalyst for finally answering a lifelong creative calling? In episode 247 of Joy Found Here, Celeste Fenton shares how losing her husband in 2020 forced her to confront who she was beyond educator, wife, and mother. At 60+, she stopped making excuses and started writing the suspense romance series that had been "chirping" at her for decades. Her journey to self-published author isn't just about books—it's about giving yourself permission to fail, discover who you are, and step out of the "shadow of the but."In This Episode, You Will Learn:(05:53) Leaving a Difficult Childhood Behind(11:07) Divorce, Single Parenthood, and Going Back to School(14:27) The Loss That Changed Everything(14:29) Starting to Write at 60+(15:53) Sharing Her Terrible First Draft(17:59) Finding Her Identity Through Writing(23:16) The Solo Trip to Maine That Sparked It All(40:27) Creating Gabby Hart: A Messy Midlife Heroine(46:26) Shifting from Success to Meaning(49:26) Inspiring Other Women to Pursue Their PassionsCeleste Fenton spent 30 years as an educator and director in adult and continuing education, earning her degrees from Kansas State University and the University of South Florida. After growing up in a difficult household north of Tampa and navigating divorce as a single parent, she returned to school for her master's degree and built a fulfilling career in higher education. She remarried in 1997 to a fellow educator, but when her husband unexpectedly passed away in 2020, that loss became a catalyst. At 60+, grieving and searching for her identity beyond the roles of wife, mother, and educator, Celeste finally answered the creative calling that had been "chirping" at her for decades and began writing seriously in 2021.In this episode, Celeste opens up about the vulnerable process of writing her first draft and discovering parts of herself she hadn't consciously acknowledged. Drawing inspiration from a solo trip to Maine, she created her "Mysteries of a Heart" suspense romance series featuring Gabby Hart—a midlife protagonist navigating family secrets, romance, and mystery. With two published books, "Lost Heart in King Manor" and "Captive Heart at Brantmar Castle," and a third coming in 2026, Celeste's purpose has shifted from seeking success to inspiring others. She now speaks to women's groups about stepping out of the "shadow of the but" and giving yourself permission to try, fail, and discover who you are. Her message is clear: it's never too late to answer the call that's been waiting for you.Connect with Celeste Fenton:ThreadsLinkedInInstagramFacebookGet Celeste's books!Let's Connect:WebsiteInstagram Hosted on Acast. See acast.com/privacy for more information.
HOW TO HAVE ETERNAL LIFE : https://www.youtube.com/watch?v=vX6NdGnm_vASUBSCRIBE https://www.youtube.com/c/biblelineLIKE https://www.facebook.com/biblelineminCOMMENT ask us a question!SHARE with all your friends and familyHave a Bible question? The questions@biblelineministries.org email address is not longer in use, but you can:- Explore Pastor Jesse's full teaching library: https://www.youtube.com/@BibleLine/playlists- Watch a clear gospel presentation: https://www.youtube.com/watch?v=vX6NdGnm_vA- Ask your question live on air during our YouTube call-in show:https://www.youtube.com/playlist?list=PLElaVGv3oAZ6Y9q4uV9TOX5PMEYimFXqgSupport Bibleline - https://www.calvaryoftampa.org/donate/Bibleline is a ministry of Calvary Community Church in Tampa, Florida and is hosted by Pastor Jesse Martinez.LIKE THIS? CHECK THESE GUYS OUT:@Northlandchurchstc@YankeeArnoldMinistries@focusevangelisticministriesinc@TheKeesBoerMinistryChannel@FishersWithFaithMinistries@QuentinRoad@NorthsideChurchAthens@C4CApologetics@OnoDiamante#bibleline #salvation #draw #drawing #john6 #father #son #gospel #john #allmen #calvinism #reformed #spirit #drawingmen #liftedup #john644 #context #saved #lost
Episode 139 – Metal Maniacs PodcastHosted by Jay Ingersoll & ModdWelcome back, maniacs
Register here to attend the live virtual event "Why Central Florida is the Year's Most Compelling Housing Market" on Thursday, February 19th at 8pm Eastern. Keith looks at how a changing Federal Reserve leadership might shape the interest rate environment, then zooms in on what's really happening with homebuilders versus remodelers across the country. You'll hear about a lesser-known strategy some investors are using to step back from day-to-day landlording while keeping their income, and then we head to Central Florida to explore why one fast-growing market is quietly becoming a hotspot for new-build rental properties. Along the way, a longtime Florida builder joins the show to explain how they're creating affordable, investment-friendly homes and what kinds of rents and tenant demand they're seeing on the ground—plus a way you can learn more live if this opportunity fits your own portfolio plans. Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/592 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 welcome to GRE. I'm your host. Keith Weinhold, the naming of a new Federal Reserve Chair. Then are homebuilders in trouble today? There are a dwindling number of them, and their profits are down. I'll talk to a homebuilder. Listen to what amenities tenants want today, and it's interesting. We'll learn how low of a mortgage rate builders will give you. Now there's an opportunity here today on get rich education. Corey Coates 0:30 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Keith Weinhold 1:14 mid south home buyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated, there is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com Speaker 1 2:17 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 2:33 Welcome to GRE from countersport Pennsylvania to Davenport Iowa and across 488 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education now more than ever, where you learn about personal finance and real estate investing matters. There's more AI generated content out there. This show is all flesh and blood me. There's also more clickbait content out there that says something like the housing market is about to have a price crash. No, it's not. They're just there to get short term attention. So your information source really matters today. New incoming Fed chair, Kevin Warsh, was recently named. He will replace the outgoing Jerome Powell on May 15. I want to tell you more about that in a moment. But first, just imagine if this scenario were to occur, say that we get a Fed chair that has to deal with really high inflation. And so what this Fed chair does is that he successfully brings inflation down, and he does that without triggering a recession that's called a soft landing. Well, you know what? That's exactly what Jerome Powell did the past three years. Yeah, that's what he's accomplished, and he doesn't get credit for it. He only gets a lot of criticism. Now this doesn't mean that I love Powell. I don't even know that the Fed should exist at all, but Powell got a lot of criticism for calling 2022, wave of inflation transitory, and being too late to respond to it. So he gets some credit here as his term of more than eight years winds down. Let's listen in to some of Jay Powell's recent comments about succession, Speaker 2 4:23 you've obviously experienced a lot during your time as Fed chair, served under multiple presidents. I'm wondering what advice you have for whoever your successor might be. Speaker 3 4:34 Honestly, I'd say a couple of things. One is, you know, stay out of elected politics. Don't get pulled into elected politics don't do it. And that's another thing. Another is that you know, our window into democratic accountability is Congress, and it's not a passive burden for us to go. To Congress and talk to people. It's an affirmative, regular obligation. If you want democratic legitimacy, you earn it by your interactions with the our elected overseers. And so it's something you need to work hard at, and I have worked hard at it so and the last thing is, you know, it's easy to it's easy to criticize government institutions so many ways. I will tell whoever it is you're about to meet the most qualified group of people you not only have ever worked with, you will ever work with and when you meet fed staff. And not everybody's perfect, but, but there isn't a better cadre of professionals more dedicated to the public well being than work at the Fed. Keith Weinhold 5:43 Yeah. So to Powell's point, the next Fed chair, worsh, does champion fed independence, much like Powell has. That is a good thing that keeps America from turning into a banana republic that maintains a strong dollar. Warsh was actually a Fed Governor back during the 2008 global financial crisis, so he's got that experience when he comes in as Fed Chair in three months, he's widely expected to lower interest rates more than Powell did, much like the president wants. Kevin Warsh looks a lot like Michael Scott from the office. He has got to be less bumbling than him, though, overall, the effect on real estate and mortgage rates by shifting from PAL to worsh, I mean, that should be pretty mild. Maybe you'll see rates go a little lower than if pal had stayed and speaking of rates, wait till you see how low the mortgage rate is that our homebuilder guest is offering today. What's really happening with homebuilders now? How much trouble are they in? Homebuilders have largely been maligned. Overall. There are fewer homebuilders today in America than there were 20 years ago, and there are more remodelers than there were 20 years ago, fewer home builders, more remodelers, and that's for a few different reasons. Over the past couple decades, we just have substantially higher labor and material costs, stricter building and energy codes, higher interest rates, and that disproportionately hurts long duration construction projects. We've got zoning constraints and land constraints that make ground up development slow and uncertain and risky. So while the number of Home Builders in America is down, the number of remodelers are up, because America's housing stock is getting older. Its median age is over 40 years, and that creates constant demand for upgrades. Capital prefers faster, lower risk cycles. That's what remodels offer, and homeowners with locked in low mortgage rates choose to stay in place. And what does that make them do? That makes them renovate and remodel, not move. So this is why, compared to 20 years ago, you have fewer home builders and more remodelers. Today, that's per the NAHB and the Census Bureau and all these forces, they've resulted in a lower profit margin for homebuilders. Yes, homebuilder margin compression for a lot of the bigger builders, including DR Horton, just as you might guess in this cycle, their profits were greatest in 2022 and they have fallen since then. Higher mortgage rates came in, and builders had to lose profits by offering more incentives to entice buyers. You're going to learn more about that today and how it really spells quite an opportunity for you and I. When the final change in national home prices was tallied for the end of last year, they had risen in 16,500 zip codes. All right, that's 63% of America's zip codes, and prices were lower from a year earlier in the other 37% home price gains were concentrated in the Northeast and Midwest, and the story there continues to be too many buyers and not enough homes. In fact, over 85% of zip codes saw price growth in Illinois, Connecticut, Wisconsin and Indiana, slow, steady, stubborn, kind of like winter refusing to leave. Losses were predominant in the Sun Belt. Prices caught their breath there. There was price attrition in Florida, with 96% of zip codes, so nearly all of Florida, then California, 78% of zip codes had a price loss. Texas, 75% of them and Arizona, 73% the biggest pocket of opportunity appears to be in Florida. Florida property is on sale. And because real estate is local. A lot of times we talk here nationally, but to get to that local level, sometimes you have to dig in to a local market to really find out what's going on. We're going to do that today. Now, central Miami, Orlando and Tampa, they're not generally the spot for obtaining cash flow from long term rentals. I've identified an opportunity. We'll get into that with this Florida homebuilder shortly. It's kind of funny. You'll run into people that say they want opportunity, but what they really want is certainty. How it plays out, though, is that once the certainty arrives, the opportunity is gone, and that's how to think about Florida and maybe Texas and some of these other markets today that have had price attrition. Keith Weinhold 10:48 Now, three weeks ago, here on the show, I discussed the 721 exchange for the first time. So I won't get into all those details again when it comes time for you to sell your investment property, the 721 can be the best way for you to cash out. Perhaps you've been investing in real estate for a while and you have turned get rich education into got rich education. How the 721 exchange works is they basically say you have a case where you're a rental property owner and you realize that you don't want the hassles of landlording anymore. Oftentimes, this can mean you're older and real estate investing already took you where you wanted it to take you in life's journey, but you still like the financial benefit that ownership gives you. What you can do is exchange your properties into a partnership and receive shares in that partnership. Now that's different than a 1031, exchange. That's where you trade up some of your property that you directly own for what's usually more and larger property that you directly own. Well, instead, here's the big deal with exchanging your properties into a 721, partnership. The rules stipulate that this is not a taxable event, and therefore you don't have to pay any capital gains tax or depreciation recapture. Now that you're an owner in the partnership, you still get some of the benefits of owning the property, like appreciation and cash flow and such, yet no management or landlording at all like you would have with a 1031 and with a 721 you get all these benefits across a greater number of properties and markets diversification because you're a fractional owner in the other properties that are in the partnership, not only your own, and when you eventually pass away, your shares are stepped up in basis and can be distributed equally to heirs and C It's surely easier for you to divide shares among, say, your three children, than it is to divide your 18 rental houses among three children Who are going to have different goals and varying degrees of financial savvy. So the 721, exchange is a great estate planning tool too. You will have this partnership that makes an offer to buy your property. You're exchanging them for partnership shares. There's a firm that does this called flock homes, and they have a certain Buy Box to be clear with the 721, exchange, you can basically trade your rentals for shares in a diversified, professionally managed Real Estate Fund. This means that you keep your hard earned equity defer capital gains and other taxes, and you still get access to steady income and long term appreciation without the hassle of landlord duties, and you can visit flockhomes.com/gre, and get a free valuation. Get an offer for your property, see if it fits their buy box and see how much they'll pay you. There's often no need to pay to fix up or stage the property for sale or pay agent commissions for a certain investor type. This really can be a rather life changing experience for you to liquidate some or all of your property have zero tax obligation and still enjoy income and appreciation. So again, what you can do is stop by flock homes.com/gre, that's F, l, O, C, K, homes.com/g, R, E, let's discuss the home building climate today. Keith Weinhold 14:38 I'd like to bring in a premium Florida homebuilder guest to the show, Jim, because there has been more homebuilding in Florida such that some areas of the state have excess supply. And when you add that onto the fact that the hot pandemic migration to Florida has slowed such that home prices have made a rare dip in the state, that is why it. A timely topic. Jim, you're on GRE Welcome to the show. Keith, great to be here. Thanks for having me. Yeah, and we did the IRL thing in Colorado there a few weeks ago. That was great hanging out in person. You provide entry level new build homes, mostly in Central Florida. And these are properties that are conducive to real estate pays five ways. These are properties that investors chiefly buy as rentals. So just bigger picture, tell us about that overall experience over, say, the last five years, as the pandemic wound down, Jim Sheils 15:35 yeah, as the pandemic wound down, obviously Florida had a lot of attention. Some of it, rightly so, some of it, I think a little more inflated and commercial attention getting thrown at it. And you know, the type of deals that you and I have always stayed away from were very popular in Florida. You know, we're talking really nice houses. Keith, beautiful, nice HOAs people got in in 2021 let's say, with those very low interest rates on a six or $700,000 home, but now they're realizing that it's not going up $100,000 a year as they thought. And when they try to sell it, well, people trying to buy in $700,000 home, they're not getting that low interest rate. And if these people try to hold it and rent it, well, it doesn't cash flow, so it breaks one of those rules. It's not putting money in people's pockets, taking it out. And so we're seeing there was a large distribution of those types of houses around Florida. And then there were some builders like us that really focused on what was the most needed, and that was workforce housing. Now workforce housing, though, Keith, as you know, a lot of the builders don't want to build it. Why? Let's be straight. It's because the margins are lower right. But as you know, with me and my partner Chris, it was always let's make less margin and do more volume. That was always our model, and that was the area of the market where we felt we could build it right, we could get it financed right, and we could manage it right to hit the five things. And so we're seeing today, post pandemic, there are still key markets where the population growth is still the highest, coming into Florida, the prices are still the lowest, and there is a shortage of this type of workforce housing. Keith Weinhold 17:11 Yes, you've identified a geography within Florida that have some of these characteristics like you're talking about. Tell us more about that region. Jim Sheils 17:20 Yeah, we call it the Ocala region, so Central Florida, just west of Orlando. Right now, for example, u haul does their U haul top markets rankings every year? So where are the most U haul trucks going to now, you don't want to be on their side where they're coming from, Keith, because that's obviously the opposite. But for the second year in a row, the greater Ocala area has been the number 1u haul destination place in the country. So there's still a ton of population growth going there. Central Florida, I'm not going to say it sat out the growth during the pandemic that a lot of areas of Florida did, but it was starting at such a low basis with such a small amount of attention that today, even when people say, oh gosh, like I just said, house is 600 700 800,000 we're building new construction single family homes for under 300,000 the 270s a lot of the time. And we're building duplexes sometimes for under 400,000 and a lot of our you know, investors coming from the west coast. Say, are these fully built? Are they? But again, Central Florida has had a great affordability. Remain intact. It has a large population going in. There is a ton of job resource just blowing up in the area. And as you know, these are the things we look for. So we bought a lot of lots there. I'm gonna give credit to my partner, Chris. He saw calla more than I did, and we bought a lot of lots there in 2020 so before all the rises. So we got into the land basis, right? So that means we can build them at a great price. Our land basis is low, and that obviously passes along to our clients. And again, Central Florida is a perfect match for our goal. Because, you know, our goal is workforce housing, that cash flows on day one. But also nothing wrong with fixer uppers. I own a lot. I used to do a lot, but the new construction seems to have a little bit more of a less involvement, which it seems like a lot of our clients want. Keith Weinhold 19:15 That was really prescient, as it turned out, for your business partner, Chris there to gobble up a lot of that land in 2020 before prices went soaring. And this is one reason why you can do things like offer a duplex for less than 400k That's a new build, which has some people saying like, does that thing include a roof even? But it surely does. These are very good quality livable properties. And the reason I have you here, Jim is because you are rare. There are fewer builders today than there were in decades past, and also those that build to your point earlier. They only want to build higher end properties, not the more affordable ones that you offer. We'll get more details on your price points and what properties. Products you offer later. But yeah, we have more remodelers today and fewer builders. And though it's a few years old, I found it interesting that census statistics show us that between 2007 and 2022 there are 73% more remodelers and 21% fewer builders today. Jim Sheils 20:22 Interesting. You know, Keith, I didn't know that, and that makes me scratch my head on like when you and I were in Colorado, we were talking about future needs, even with growth that occurred during the pandemic going all the way back to oh eight when a real shortage started to start, we are still at an estimated three to 5 million homes short in the US. It really perplexes me that the amount of builders like us will be going down and not actually entering the market. Keith Weinhold 20:47 Now, among those that are building, though, much of that is concentrated in the South, as I think we know, there's a recent resi club compilation show that 59% of current single family home building is in the south, and 41% is everywhere else. And how do you define the South? That's basically Maryland down to Florida, all the way out to Texas and Oklahoma. So you are pretty rare in some ways. However, where you're building regionally, that's not a rarity there, but yeah, having more remodelers today and fewer home builders, that's probably the result of a lot of things. You know, for one thing, just land and construction costs becoming that much more expensive over the past five years. Jim Sheils 21:05 Yeah, we've been lucky, too, as you know, Keith, you've been with us for a decade now. But yeah, and we transitioned a piece of our company where Sumitomo forestry, large Japanese group stepped in and acquired a piece of our property. That was a very exciting thing for all of us together, because we had done well, and, you know, started small and built up to a decent sized builder for Northeast Florida and then the rest of Florida. But now, with Sumitomo coming in again, they build 17,000 homes worldwide every year, between all of their builders. Now being a part of them, we get to use their national material accounts, so they get pricing just as good, if not better, than national home builders, and they let us do our thing, stick to our build to rent, working with investor clients. We're not retail buyer guys, really. We like working with our investors, but just getting those great discounts on materials, again, we're always looking to pass on savings to our clients. Of course, we got to make margins as well, but if we're getting in with deals like that, getting into the land right, and knowing the pinpointed areas to get into, we can get the best deal for everyone. And that's been a major part having such a big, successful partner like Sumitomo keep us healthy, viable and able to do things we could have not even dreamed of five years ago. Keith Weinhold 22:47 Yes, that gives you more capital and more options. Another unusual aberration in the market that really centers on a lot of what you do is that this fact that and this was mentioned on the show last year for the first time in my life, existing homes cost more than new build homes. Existing homes at about 420k nationally, and new build homes about 392k part of the divergence there is probably builder price cuts. So tell us more about that. Jim Sheils 23:14 I think the issue Heath is builders built for largest spreads, and people bought very emotionally. I think you're to give you a compliment a very unemotional real estate buyer. You're not looking at, oh, this is a very nice, you know, extra his and hers porcelain sink. And we're looking at fundamental numbers a good, solid property. And I think what's caused a lot of that is people did the opposite. Builders were looking for the largest margin they could get, which was on those types of properties. And then buyers were looking very emotionally, and they were told, Hey, this is going to go up 50 to $100,000 a year. So just sit there and hold on, sure you'll lose $1,500 a month, but don't worry about it. You'll make up for that every year. And obviously we're not seeing that's true. They could have really used your class about the five ways to get paid in real estate. And I think that that's what's doing it. And this is what builders do. I mean, everyone's in a business, and a lot of builders just focus on the largest margin. Now that's eating them up now, because those types of properties are not in demand. To build them on spec would be very dangerous, but you can see that that worked for a short term. We're very glad we went to the low margin workforce housing model, because I see that falling out of favor almost never even in Oh 809, Keith, when I was in the remodel game, a lot of the properties that were new construction coming out that time they were affordable, still did very well. Keith Weinhold 24:42 We're talking with a premium Florida homebuilder today, because they offer affordable properties that make sense for investors. But what about the demand? Where is that going to come from? Where is that going to be? And that's what's happening with the renter segment. We'll talk more about that when we. Come back. You're listening to get rich Education. I'm your host. Keith Weinhold, Keith Weinhold 25:03 flock homes helps you retire from real estate and landlording, whether it's one problem, property or your whole portfolio through a 721, exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. Keith Weinhold 25:39 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach directly. Again, 1-937-795-8989, Keith Weinhold 26:51 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Ken McElroy 27:26 this is Rich Dad advisor, Ken McElroy. Listen to get rich education with Keith whitehold, and don't twitch your Daydream. Keith Weinhold 27:40 Welcome back to get rich Education. I'm your host. Keith Weinhold, we're talking with Jim a premium Florida homebuilder here at such an interesting time in the cycle, since supply is up in some parts of Florida, Jim and his team has strategically chosen a place that is still fueling a lot of net in migration in Central Florida, and that's where the rental demand needs to come from as well. Now nationally, we've seen the homeownership rate fall over about the past year, from near 66% to near 65% that does not sound like much, but a 1% shift means there are 1.3 million new renters in just the past year. So with that in mind, and the fact that this low affordability for home buying means that people need to rent or stay renters longer, provides some of the Sustainable demand. So tell us more about the rental demand in Central Florida. Jim Sheils 28:39 Yeah, you know, when we first went out there about a decade ago, Keith, I think it was 82 or 83% of all properties out there were owner occupied, which means it was a very lopsided amount of existing rental property available. And this is before the curve of population growth really took off. But when Chris and I went out there and we were assessing that small percentage of rental property that was out there. Gosh, it was old and kind of beat up. There was not a lot like the new construction that was available. So when we brought in new construction, we saw just the competition. Was hard to compete with us. You know, when it was an older, not so nice taking care of we came in and we saw a jump from, you know, doing older houses ourselves, you know, a person would stay about 13 months. But for the new construction in Central Florida, we've seen a jump to about three years. So that's really positive. People get into a new construction property they don't want to leave, whether that's half of a duplex or a single family. The duplexes are interesting because we're able to build those on infill lots and existing single family home neighborhoods, so a person who doesn't want to live in an apartment can live there, have their own yard, and they couldn't afford the whole single family, but to have half of a single family basically what a duplex is. It makes a big difference, and the people are in great demand of rental in Central Florida there because of exactly why. I said, Keith, the job. Course, continues to grow in Central Florida, extremely strong. The business incentives to come into the area by the local municipality is very, very good. So here's something interesting, Keith, the average salary in Ocala is about 72,000 and the average home price is about 298,000 that is a very healthy affordability one. Yeah, very, very good. And so that job source continues to pay very well. And we've talked about just the logistics centers and the Equestrian Center. That's the largest in the world. Now the villages are just 25 miles south. So Ocala becomes a bedroom community, and that is the second largest retirement community and growing in the US. So there's a lot of job source that allows people to live there at a good affordability. And so that combination of affordability with this extending job source has been really, really good for the Ocala region. Keith Weinhold 30:59 It's been said that the only place you get money is from other people, and we're talking about your renters in this case. So oftentimes these renters, they had their sense of privacy there, like, for example, do the duplexes even have fenced backyards for each individual side, Jim Sheils 31:17 depending on where they are? We will. Other times it hasn't been a requirement. We've done lots of surveys to see is it worth the price point to put in full fencing in certain areas. It can be in a lot of areas. Keith, they're just so excited with the price point not having to move into an apartment building that it hasn't even been warranted or necessary. Keith Weinhold 31:38 Yeah. So we're talking about livability characteristics here, because oftentimes new build rental property results in a higher tenant stay that longer duration, because they're the first person that have ever lived there, and it's also difficult for them to go out and improve their living situation unless they become a home buyer, and that's difficult to do today. Tell us more about the incentives and the property types and so on, because there really are some pretty exciting ones. Jim Sheils 32:09 One of the best things about Central Florida, Keith, combined with new construction, is insurance costs. Now you and I have laughed about the blanketed statement where you said, oh my goodness, you cannot get insurance in Florida. You can't get property insurance in Florida, or it's doubled, tripled, gone up 7x that is a true statement on certain properties. If you're buying older properties from the 1950s that are within a half mile of the beach on low lying ground, but new construction properties far away from the beach, that is a totally different things. So again, being in Central Florida, where we are, a lot of people think, oh, to insure a single family home there, that's going to be several $100 a month, when actually, you know, and you've seen a lot of our performer quotes, our insurance companies are getting a single family home done for about $65 a month on average, full coverage. And that's the advantage of new construction. Insurance companies are all about risk. They analyze risk. When you're on a new construction property built on higher ground away from the beach, they like that, and they do that a duplex. You're looking at about $100 a month. So incentive wise, we've really searched to team up with great insurance companies that get the best rates full coverage. And again, we surprise people when they say, Oh man, I thought there would be a whole nother zero at that monthly cost. And these are actual quotes, as you know, with working with a lot of GRE people. So that's one great thing, another great thing, Keith, that happened when we joined forces with Sumitomo. And again, Sumitomo 320, years old, one of the biggest powerhouses out of Asia, Warren Buffett, is very heavily invested in another one of the conglomerates, not the housing one we do, but he's very involved in one of their other companies. And when they came aboard, you know, we have no bank debt for a builder, which is rare. And since we have such a healthy balance sheet, we're actually able to work deals with mortgage companies where we'll do what's called builder forward commitments, Keith, and that means we will pre buy mortgages for our clients, for the homes we're building, and we will pass that savings along. So right now, you know, if an investment property in a duplex might be an average of 7% for anyone who walks in off the street to a bank. Right now, our most popular rate program for our investors, for single family or duplexes, is 3.75 Gosh. So as you know, for your five ways, if we want to get cash flow, there's a big difference. Yeah, we're getting affordable housing. But if the rate is over 7% compared to 375 that could eat up the cash flow with us being able to have this power to buy large tranches of money and pass it along and lock our people in again, an average right now at 3.75 is our most popular program, and that's long term money, then we're able to get that cash flow right off the bat. And you and I know how important that is Keith Weinhold 34:50 for this super attractive 3.75% long term mortgage rate on single family homes and duplexes. How? Much does the buyer have to come out of pocket at the closing table to buy that down themselves? And how much do you the builder participate in that buy down? Jim Sheils 35:07 You know, it depends Keith at different times, because there is a little bit of a fluctuation. Sometimes it can be as low as zero points or just one origination point to bring it in. It does vary. And also, if people say, hey, I really don't want to bring in any points. Well, that's fine. You know, if you don't want to walk in zero to 2% points for that, you can also just raise your rate up to four and a quarter and probably walk in nothing. So there's different things that we can do, but the goal of it is to have us have the brunt of it. And what I can tell you is, if the average person walked into a bank, and a bank wouldn't do this anyway. It's only for, again, builders with a certain size, but if you went into a bank right now and said, I'd like to buy my rate down to 3.75 the average Keith that this would cost a person off the street going into a bank would be 12 to 15% banks wouldn't even do it for an individual. But that's about the estimates when you look at it. So again, volume has privileged. The fact we're able to buy it down. It does cost us a good amount of money, but we're all able to save since we're kind of working together to buy these larger tranches. And again, the need of any investment for buying down the rate from the clients is very minimal. Keith Weinhold 36:18 Tell us more about the property types, new build single family homes, new build duplexes. Jim Sheils 36:23 You know, single family and duplexes are our main focus in 2026 for Central Florida, we've done the research. They're very high in demand. They rent quickly, and they rent long term to produce cash flow. Our average single family home under 300,000 we're aiming to after expense, make about $300 cash flow. Our duplexes should be about twice that amount, about just under $600 a month, or just over in cash flow. And then again, the prices are ranging from about 395, to 420, for a duplex. Again, these are in workforce areas where we're doing great, scattered lots. Scattered lot means there's already existing homes around. We like to go to an area where there's good a fundamental balance of homeowners and renters. So there's retail buyers that have bought their first home, and we will place our rentals in between them, whether it's a single family or a duplex. Keith Weinhold 37:13 We sure don't need to do a complete audio pro forma here, but those cash flow amounts something near $300 for a single family home, and about double that for a duplex. Is that using, you know, a bought down rate to about 4% and some of these other inputs you're talking about, like low insurance costs and a certain property tax rate, can you tell us about that? Jim Sheils 37:35 Yeah, property tax rate is property tax rate. We can get pretty dang close on property taxes, you know, based on millage and get that down. But when we do our performers, we absolutely go off of, you know, our average rate to be the 375, to four and a quarter. And then when GRE clients look at our performer, and they look at the insurance cost, that's an actual quote from one of our insurance companies that has insured hundreds and hundreds of these properties. Not a guess, yeah, so they know what they're doing. So yeah, those would be the assumptions made in there, and that's what we're basically getting on a week in, week out basis. Keith Weinhold 38:09 That is really attractive as we're talking about new build. I imagine there is some sort of builder warranty as well. Jim Sheils 38:16 There's a state mandated 210 warranty. 210 warranty is something we could talk probably a whole episode on Keith. But for what's good for people to know, basically what that means, you get two years coverage on the small stuff and 10 years coverage on the big structural stuff. And so that's why I like new construction. You know what? I used to personally just buy my own fixer up Return key properties from other people. I could get a one year warranty, and that's the best that really can be done. Now with new construction, we've gone from, you know, with our fixer upper homes, able to do a one year warranty, which is good at something. But now with new construction, we can do a 210 warranty, big difference, and also really helps the safety score of issues if they came up. Keith Weinhold 38:59 We were talking about new build property, and we tend to project relatively low maintenance and repair costs for an obvious reason, maybe your long term vacancy rate could very well be lower as well, due to my earlier point about a tenant wanting to stay there for a long time, because it's hard for them to improve their living situation unless they went out and bought their own place. And you have the low insurance rates, and you have the low mortgage rates, all contributing to positive cash flow on a new build property. And we think about that tenant and what gets the tenant excited? We start to think about some of those amenities. So tell us about what amenities are offered, including inside, in the kitchen and so on. Jim Sheils 39:38 Jim, yeah, great question, Keith. We've really gotten a great recipe for success for that. You know, we've been doing this a little over a decade now, and so you're always tweaking your build model. What do people like? What do they not like? What's good for durability? Let's look at maintenance and repairs. Let's look at turn costs. So our goal is always the dual focus. That's what looks good. And what lasts really well, yeah, because you want durability. When you have tenants, you want it to look good, so you sell it down the road, 510, years to a first time homebuyer, it looks great. You can sell it. But durability wise, you don't want a lot of extra expenses or maintenance and repairs. So we go durability. So what we found a couple of things. I always joke about this. I do not like the word carpet, Keith, that is a terrible swear word in real estate investing, I can tell you right now, if I could go back and this is not, you know, owning hundreds of rentals, if I could not have done carpet and just reversed it to like vinyl plank flooring, like we do now, or even tile, which was more, I probably would have been able to buy three or four of our duplexes cash with the amount of money, and that is not an exaggeration. So we do not do carpet. First of all, it seems like trends are changing. It's not in favor right now. So we do vinyl plank flooring, which looks really nice, almost like wood floors, super durable, though, for a young family that's going to be tenant occupied in your property and running around on it. That's great. Kitchen wise, again, we don't sell retail really. We like to work with investors, but down the road, our investor might want to sell to a retail buyer. So we know, you know, from our old fix and flip days of the FHA buyers, the kitchen's got a pop. So we always do, you know, we don't do the white appliances, which you know would save you quite a bit of money, and save us quite a bit of money. We do stainless steel appliances. We do all new cabinetry, you know, kind of the latest, nicer cabinetry, a little bit of an upgrade. And then, you know, butcher block countertops, those are going to wear in about a year or two. Keith, it feels really good to spend that smaller amount, you know. But we, we like to do the more durable, nice looking countertops, you know, that are, you know, just so much more esthetically pleasing and actually durable as well. Same thing in the bathrooms. A lot of new builders will do shower kit, which not a problem if you're saving money on a rehab, you know, but we would rather do tile, bring in the extra subcontractors to give tile, and then in the master we do the dual sinks, which this might sound like little stuff, Keith, but these are the micro movements that help get a tenant in quicker, stay longer and more rent. So we're always trying to do these extra things in the granite countertops, both in the kitchens and in the bathrooms. Those cost more upfront, but we see for long term of tenant we see, for the amount of rent we get, and for resale ability, because a lot of people don't think about that. You know what? In seven years you want to sell one of these properties? Well, it's a seven year old roof, it's seven year old plumbing, you're still in a great spot for an FHA buyer. And that esthetically pleasing flooring, bathrooms, kitchens. That allows an easier sale for them, because we want to look all the way around, not just a rental. I like to hold long term, but if you want to sell in five to 10 years, that's a very valid strategy. Keith Weinhold 42:48 I like carpet in my own home, but not rentals. But what you're sharing with us, Jim, this is absolute gold that's been brought to you through experience. This over improvement versus under improvement line in rentals, and it really has a lot of balance between durability and price. These are the sort of things that really matter, but you are selling predominantly to individual investors, a lot of mom and pop investors. Why don't you make more sales to the retail, owner occupied market, or to institutional investors, even though that might be cracked down upon now. But why don't you sell to those parties? Jim Sheils 43:26 Yeah, you know Keith, I did a lot of fix and flip to FHA buyers, and I'm an investor. I really like working with investors. So when this all really went back to is 2009 I had a lot of investors. I was in Northeast Florida. The deal flow was incredible. And I just had a lot of investors, you know, through my different networks and Masterminds, like, where you and I have met, and said, Hey, you're getting great deals in Northeast Florida. Could you help put some together for me? And so I had done quite a few fix and flips to retail buyers, and it just kind of hot on me, you know, way back then, like, Wow. I like working with investors. I like building portfolios. I also like the fact that when I'm normally building a portfolio for an investor, well, they hang out with other investors, and they're not looking to buy one property over the next five years. They're looking to buy five to eight properties over the next five years. great point. And so we just saw it as you gotta like who you work with, right? And nothing against first time homebuyers. But when I was rehabbing houses and selling them, golly, that was a lot of work. And then could be persnickety. Yeah, very persnickety. And so when Chris and I teamed up about 10 years ago, we had both gone through the same kind of aha, like going, Yeah, it seems great, but you could sell for more to a retail buyer. But again, like I go back to even the type of property we build, we'd rather do a volume with investors. Be a builder, buy investors for investors, and work that way. And I think it suits me. I think I would have probably hung up my shoes a long time ago if I was. Working with the amount of properties we've done with retail buyers compared to investors, honestly, and so I think it was just kind of, it was a preference, really, that made sense Keith Weinhold 45:09 to your point. Investors buy multiple properties, and that way there are fewer parties to deal with. And investors tend to be less emotional than those more persnickety, owner occupied buyers. Well, Jim, you make it easy for investors. Besides all these incentives, you also offer an in house management solution for these investors, often that tend to be out of state. Well, Jim, before I ask you, if you have any closing thoughts, would you the listener like to ask Jim any question directly? Well, you can, because I have a great event to tell you about next Thursday, the 19th, at 8pm eastern Jim here and GRE investment coach, Naresh will co host a live webinar for Central Florida new build income property. In fact, Jim, I think you know Naresh longer than I have, as it turns out, but this event is free, and you the listener are invited. We've had between 250 and 550 registrants for our past webinars. Not all of them attend live. So the benefit of you attending live is that you can have any of your questions answered by either Naresh or Jim in real time, and besides learning about the Central Florida market and more about home building, you are going to see available new build income property, real addresses with some of these rather grand incentives that we've talked about here, you might end up with a long term rate of about 4% again, it is Thursday, the 19th at 8pm Eastern. Sign up is open now at grewebinars.com that's grewebinars.com Any final thoughts here, Jim, for this great event coming up next week? Jim Sheils 46:52 I think we're going to dig a little deeper. Obviously, this is a conversation that was great, but moves pretty quickly when we talk next week, we're going to be able to dig into more of the fundamentals, some of the stats, and just get underneath the hood of why Central Florida is making so much sense, and just some of the rising stars that we're seeing there that we're very excited to be a part of. Keith Weinhold 47:13 You've helped our listeners for close to 10 years now. It's been an informative chat as always. Thanks so much for coming back onto the show. Jim Sheils 47:21 Thanks for having me, Keith. Keith Weinhold 47:27 Yeah, like our guest touched on Ocala, Florida now has national recognition as the fastest growing city in America, and that's for the second year in a row. According to a new U haul report, Florida is, of course, a rather landlord friendly state. In fact, Florida is the first state to enact a law that allows law enforcement to immediately remove squatters, distinguishing them from legal tenants. Now here's what's interesting and why I've identified this opportunity if Florida prices dipped because people were leaving now, that could be a red flag, because population loss is like gravity. Once it starts falling, it is hard to escape. But that's not what's happening. Instead, what we're seeing is a temporary overbuild hangover. Builders got ambitious. We're in a brief period where supply outran demand and prices softened. That's not decay. That's a sale rack. Any vacant homes are not stranded. They're being absorbed by Florida's still growing population, which has now increased every single decade since its first census count, back in the year 1830 back in 1830 there were about 35,000 residents in the whole state. Isn't that amazing today? North of 24 million, that is 700x population growth in almost 200 years, and it's still growing. That kind of trend doesn't reverse because a few builders over ordered inventory here at GRE this made us target and find in opportunity. This isn't an accident. Central Florida is this year's most compelling. Housing market in that region, Central Florida, is growing faster than the rest of the state at large, and it really sits in the sweet spot of this temporary imbalance. One long established builder overbuilt and now they're motivated. They know what investors want. So, for example, they don't build swimming pools with their homes. They also offer property tours, and over 90% of their tour attendees buy property. They're willing to offer terrific incentives at our upcoming GRE live webinar, like we touched on new build single family rentals, 270k and up duplexes, three. 95 to 420, long term mortgage rates as low as 3.75% you get low insurance rates since they're inland and new build positive cash flow and a builder warranty at the event. You're going to learn all about the growth drivers in Central Florida, why so many renters are moving there and see available properties. This benefits anyone looking for a clear, practical view of current real estate conditions. Joining live does matter, since you can have those questions answered in real time, not after the opportunity has moved on, you are invited for next Thursday, the 19th, at 8p m Eastern. This one is worth circling, not because it's flashy, because it's timed right. Sign up is open now @grewebinars.com that's gre webinars.com. Until next week. I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 5 51:00 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 51:29 The preceding program was brought to you by your home for wealth, building, get richeducation.com
Wait…what happened to the iconic "HCC"? In this episode of the "Money" Market Podcast, host Owen LaFave and Hillsborough College President Dr. Ken Atwater unpack why Hillsborough College dropped "Community" from its name and what that means for Tampa's economic future. From workforce pipelines – FinTech, AI, healthcare, and even drone technology – Hillsborough College is fueling Tampa Bay's workforce and innovation ecosystem. Plus, plot twist, Hillsborough College just entered into a Memo of Understanding (MOU) with the Tampa Bay Rays to explore building a new stadium and mixed-use district on the Dale Mabry campus, potentially creating thousands of jobs and redefining the campus footprint. Ken shares how the college partners directly with major employers, responds to real-time industry needs, and trains talent for jobs that exist right now. This conversation also tackles affordability, enrollment growth, and why two-year colleges educate more Floridians than state universities. Owen and Ken address the Dale Mabry campus headline buzz and what a potential Rays development could mean for students and the region. With a booming $1.3B economic impact and tuition frozen for a decade, Hillsborough College is quietly doing some of the most important work in the Bay area. If you care about jobs, growth, and where Tampa Bay is headed next, you won't want to miss this episode. WATCH NEXT: THE HIDDEN COST OF GROWTH IN TAMPA WITH GARRETT GRECO https://youtu.be/B8KrG3r6mtY SUBSCRIBE: https://www.youtube.com/channel/UCz_7yNs7dOuyKApAkohqJIQ Follow The "Money" Market Podcast here: Spotify: https://open.spotify.com/show/6e7E0DaJZQkuw339G7nGI4?si=27d047641a1d4b17 Apple Podcasts: https://podcasts.apple.com/us/podcast/the-money-market-podcast/id1733948143 Instagram: https://www.instagram.com/moneymarketpodcast Facebook: https://www.facebook.com/moneymarketpodcast Website: https://moneymarketpodcast.com The Bank of Tampa | Member FDIC
Will the state's English-only driver's tests make roads safer? We look into the rule change on "Florida Matters Live & Local." Message: FloridaMatters@wusf.orgWebsite: https://www.wusf.orgSign up for our daily newsletter: https://www.wusf.org/wakeupcall-newsletterFollow us on social media:Facebook: https://www.facebook.com/WUSFInstagram: https://www.instagram.com/wusfpublicmedia/YouTube: https://www.youtube.com/channel/UCsN1ZItTKcJ4AGsBIni35gg
Here's a quick recap of what happened in property management last week. Links and resources to each story are included below... 00:00:04 — FTC Targets Rental Housing FeesThe FTC announced it intends to regulate rental housing fees and will begin soliciting public comment on what it calls “deceptive or unfair fees.” This is early-stage, but it's clearly aimed at long-term rental housing and the apartment industry. I break down what we know so far, why this matters, and why this one is worth watching closely. 00:00:59 — Rentvine User Conference AnnouncedRentvine just opened registration for its 2026 user conference, happening May 13–15 in Tampa, Florida. These conferences have a strong reputation, and if you're a Rentvine customer (or considering the platform), this is probably worth a look.00:01:16 — Property Manager Arrested for $600K TheftA Florida property manager was arrested for allegedly stealing more than $600,000 from a condo association — including forging hundreds of checks and redirecting insurance payouts. Wild story, but it also raises bigger questions about licensing, regulation, and due diligence in our industry. 00:02:24 — Apartment Rents Hit 4-Year LowsApartment rents are reportedly at their lowest level in four years, with median rent down ~1.5% year-over-year. Vacancy has climbed to 7.3%, the highest level since Apartment List began tracking the data. I connect this back to supply, leasing pressure, and what you might be feeling on the single-family side. 00:03:48 — Peter & The Wolf Live ReturnsPeter and the Wolf Live is back for 2026. Wolfgang Krosky and I are kicking things off with a casual, live conversation about the year ahead, what we're excited about, and what's coming next for the show. Register hereThat's it for this week. Let me know what you think in the comments. If this format is useful, I'll keep publishing these short, news-style updates as part of the Tuesday edition of the newsletter.
The NHL is heading to Milan, but before it gets there, the gang is all here to discuss the fight involving Gavin McKenna outside a bar at Penn State this past weekend, which has the presumptive #1 overall pick possibly facing 20 years in prison. David and Roy recap their time at the Stadium Series in Tampa, and the gang dives into the Panthers Den after another brutal week that may have put the final nail in the coffin of the two-time defending Stanley Cup Champions. Ethan has a stat of the week on Sergei Bobrovsky's fall-off this season, and Rosa En Un Minuto features the Carolina Hurricanes. In wins and fails, Roy celebrates highlights in the sport; David celebrates the US women getting off to a great start in Milan; Ethan cheers on Gustav Forsling, whooping up on JJ Moser; and Thunderbug has stolen Rose's heart. Then, ESPN's Greg Wyshynski joins the crew to discuss the Artemi Panarin trade, break down the McKenna situation further, and tell us what his feelings are about Team USA heading into the Olympic Games. Learn more about your ad choices. Visit podcastchoices.com/adchoices
On today's edition of ZASLOW SHOW 2.0, Zaslow recaps the NBA Trade Deadline, and the Miami Heat's failed pursuit of Giannis Antetokounmpo. Zaslow is joined by Amin El-Hassan, to go inside the trade talks. Plus, Zas also explains why despite the Panthers losing in Tampa last night, the game represented everything he loves about hockey. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
On today's edition of ZASLOW SHOW 2.0, Zaslow recaps the NBA Trade Deadline, and the Miami Heat's failed pursuit of Giannis Antetokounmpo. Zaslow is joined by Amin El-Hassan, to go inside the trade talks. Plus, Zas also explains why despite the Panthers losing in Tampa last night, the game represented everything he loves about hockey. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this special ON THE ROAD episode, LAB the Podcast visits St. John's Episcopal Church in Tampa, Florida. St. John's is a sacred space where beauty is overflowing. From stained glass and reverent architecture to the liturgy and community life, every element invites you in to St. John's. We explore how beauty shapes worship, how tradition forms imagination, and how sacred spaces quietly disciple us before a single word is spoken. Through conversation with Father Chris of St. John's, we reflect on the role of liturgy, hospitality, and embodied faith in cultivating a church that doesn't just house beauty — but invites it into the world.Thank you for joining the conversation and embodying the life and beauty of the gospel. Don't forget to like, subscribe, and follow LAB the Podcast. Visit St. John's Episcopal Church: https://www.stjohnstampa.org/Support / Sponsor: https://vuvivo.com/supportFor More Videos, Subscribe: @VUVIVOV3 | https://www.youtube.com/@VUVIVOV3Follow: @labthepodcast | @vuvivo_v3 | @zachjelliott | @wayfarerpodcast#LABthePodcast #LABOnTheRoad #StJohnsEpiscopal #SacredSpace #LeadingWithBeauty #BeautyAndFaith #ArtAndLiturgy #FaithAndCulture #ChurchArchitecture #StainedGlass #LiturgyAndLife #EmbodiedFaith #SacredImagination #BeautyFormsUs #ChristianCreativity #AncientFutureChurch #TampaChurch #BeautyForTheCommonGood #V3 #VUVIVOSupport the show
Recorded live from the National Association of EMS Physicians (NAEMSP) 2026 Annual Meeting in Tampa, hosts Rob Lawrence and Hilary Gates welcome back leaders from the National Registry of EMTs (NREMT) — CEO Bill Seifarth and COO Alan Arguello — for an in-depth conversation on the latest updates shaping EMS education and certification. The group explores NREMT's new mission statement that is focused on partnerships, research, and lifelong assessment of clinical competence. Bill and Alan also break down the evolving National Continued Competency Program (NCCP), the new ALS Practice Analysis, and proven ways to continue our education, like micro-learning and just-in-time learning. Plus, hear about the newly formed NREMT Advisory Group and how EMS professionals can get more involved in shaping the future of the profession — with a little pirate humor to honor Tampa's Gasparilla Festival thrown in for good measure. Ginger Locke highlights the episode's key points with her "Mindset Minute." Mentioned in the episode: NREMT Volunteer Opportunities: https://www.nremt.org/Partners/Volunteers Join the inaugural EMS Association Summit (EAS) — the first national event uniting state EMS association leaders, board members, and staff. Experience two days of inspiration, idea-sharing, and collaboration designed to strengthen partnerships and shape the future of EMS nationwide. February 17-19, 2026 | Kansas City, KS - https://attendeas.net/daily-agenda/ The EMS Educator is published on the first Friday of every month! Be sure to turn on your notifications so you can listen as soon as the episode drops, and like/follow us on your favorite platform. Check out the Prodigy EMS Bounty Program! Earn $1000 for your best talks! Get your CE at www.prodigyems.com. Follow @ProdigyEMS on FB, YouTube, TikTok & IG.
HOW TO HAVE ETERNAL LIFE : https://www.youtube.com/watch?v=vX6NdGnm_vASUBSCRIBE https://www.youtube.com/c/biblelineLIKE https://www.facebook.com/biblelineminCOMMENT ask us a question!SHARE with all your friends and familyHave a Bible question? The questions@biblelineministries.org email address is not longer in use, but you can:- Explore Pastor Jesse's full teaching library: https://www.youtube.com/@BibleLine/playlists- Watch a clear gospel presentation: https://www.youtube.com/watch?v=vX6NdGnm_vA- Ask your question live on air during our YouTube call-in show:https://www.youtube.com/playlist?list=PLElaVGv3oAZ6Y9q4uV9TOX5PMEYimFXqgSupport Bibleline - https://www.calvaryoftampa.org/donate/Bibleline is a ministry of Calvary Community Church in Tampa, Florida and is hosted by Pastor Jesse Martinez.LIKE THIS? CHECK THESE GUYS OUT:@Northlandchurchstc@YankeeArnoldMinistries@focusevangelisticministriesinc@TheKeesBoerMinistryChannel@FishersWithFaithMinistries@QuentinRoad@NorthsideChurchAthens@C4CApologetics@OnoDiamante#bibleline #salvation #comments #section #react #respond #red #salvation #unforgiveablesin #osas #grace #disgusting #gospel #acts #dispensations #comment #judgenot #heaven #hell
Tom Ries is an ecologist and ecosystem restoration specialist, President and Founder of the Ecosphere Restoration Institute, and a national leader in wetland, seagrass, and living shoreline restoration who has conserved over 4,500 acres of habitat and led award-winning restoration projects across Florida.He explains: ◼️ Why Florida's historic springs were buried under concrete and parking lots ◼️ How restoring one urban spring immediately brought manatees back ◼️ What living shorelines do better than seawalls during storms and flooding ◼️ Where cities are losing massive stormwater capacity without realizing it ◼️ How public-private partnerships unlock millions in restoration funding 0:00:00 - Ulele Springs0:07:41 - Living Shoreline0:12:30 - Ulele Springs Continued0:28:56 - West River Walk0:33:20 - Ulele Springs Continued0:40:14 - Palma Ceia Springs1:06:17 - Purity and Sulphur Springs1:27:13 - MacDill 48 Park1:48:13 - Ballast Point Park1:05:09 - New Cruise Port
Hey — grab a jacket and a drink, we're chatting like friends about an absolutely wild weekend: chilly Tampa Stadium Series hockey, Gasparilla madness, Super Bowl overload, and a trade-deadline that moved half the league. Come hang out and laugh with us over iguanas, Waffle House takes, old movies, and skyway stories — it's relaxed, loud, and exactly the kind of chaos you want to hear about.
Ren Carothers joined Louie on ESPN Louisville to chat the quartet of stakes at Tampa on Saturday.The Sam F Davis is a 20 point Derby prep.The Suncoast is a 20 point Oaks prep.
Johnny Van Zant and Rickey Medlocke from legendary band Lynyrd Skynyrd join me in Tampa to talk music, performing barefoot, and being from Florida. Johnny debunks a lot of what I thought about that fateful plane crash, they give me a Free Bert ego boost, and we discuss The Machine being my Free Bird. And, you might just hear both LIVE - at the Full Throttle Festival on 2/14 at the Ocean Center in Daytona! Definitely come join us. Follow Lynyrd Skynyrd https://www.instagram.com/skynyrd SUBSCRIBE so you never miss a video https://bit.ly/3DC1ICg Stream FREE BERT on Netflix: https://www.netflix.com/title/81696123 PERMISSION TO PARTY WORLD TOUR is on sale now: http://www.bertbertbert.com/tour Subscribe to Berty Boy Clips: https://www.youtube.com/@BertyBoyClips For all things BERTY BOY PRODUCTIONS: https://bertyboyproductions.com For MERCH: https://store.bertbertbert.com/ Follow Me! Facebook: http://www.Facebook.com/BertKreischer Instagram: http://www.Instagram.com/bertkreischer YouTube: http://www.YouTube.com/user/Akreischer TikTok: http://www.TikTok.com/@bertkreischer Threads: https://www.threads.net/@bertkreischer X: http://www.Twitter.com/bertkreischer Text Me: https://my.community.com/bertkreischer #LynyrdSkynyrd #JohnnyVanZant #RickeyMedlocke Learn more about your ad choices. Visit megaphone.fm/adchoices
Folks, some years ago, I went to Tampa, Florida to do stand-up comedy. A listener showed up with a hand-crocheted duck, aka Ducky Vega. She said we had spoken before, that she wasn't a huge fan of my commentary regarding "replacing dogs." Yet, here she was, having driven 5 hours just to see me bomb. LIfe is fascinating like that, right? WE LOVE CAT!!!(0:00) - Banter(6:21) - AITA for lying to my husband that I'm selling baby items not breast milk?(20:06) - AITA for asking my girlfriend to stop knitting so much?(35:20) - AITA for telling my GF listening to audiobooks isn't reading?BEST way to Submit a sitch or comment: https://www.reddit.com/r/AITApod/Email - amitheahole@gmail.com Join Patreon! https://patreon.com/aitapodWhat's on Patreon?- 250+ Bonus eps- NO ADS and accurate timestamps- Complain and comment DIRECTLY to Danny :D TikTok - https://www.tiktok.com/@aitapodInstagram - https://www.instagram.com/aita_pod/
Send us a textDating does not have to be confusing, exhausting, or expensive. We're pulling back the curtain on five practical rules that protect your heart, save your time, and set you up for a marriage that can actually thrive. From defining non‑negotiables to reading red flags without second‑guessing yourself, we walk through the mindsets and habits that turn your twenties into a launchpad instead of a landfill.We start by reframing the goal: Christlikeness over a wedding date. Contentment beats comparison, and wholeness beats hurried timelines. Then we get specific. Date on purpose using a 90‑day clarity window. Ask better questions about faith, direction, and character. Choose character over chemistry by testing for humility, forgiveness, and submission to godly authority. Pace the relationship with clear boundaries—public early dates, digital guardrails, and honest conversations about sex, soul ties, and healing. We also tackle love bombing, why it feels so real at first, and how accountability reveals the truth before it's too late.Money matters too. Check the credit, not just the chemistry, and bring debt, spending, tithing, and budgeting into the light so you can build trust instead of resentment. Finally, don't date alone. Isolation creates illusion; community brings clarity. Invite a married mentor and a wise peer, worship together, and let your circle call green, yellow, or red flags. Healthy relationships can handle scrutiny because they are built on truth.If this helped you rethink your standards or reset your pace, share it with a friend who needs clarity, subscribe for new episodes every Thursday at 3 p.m., and leave a review to tell us your biggest takeaway. Your future self will thank you.GET THE BETTER MARRIAGE BOOTCAMP HERE:Better Marriage Bootcamp (kenandtabatha.com)Better Marriage 90-Day Devotional:90 Day Better Marriage Devotional - Ken and Tabatha (square.site)DOWNLOAD THE FAMILY MEETING OUTLINE HERE ⬇️https://www.kenandtabatha.com/pl/2148103888
Arthenia Joyner had had enough. In February 1960, the 17-year-old could buy clothes at the F.W. Woolworth department store in downtown Tampa. But she was forbidden from trying them on first, in case she changed her mind and the garments went back on the rack where a white person would encounter them.And there was no way she could eat at the store's lunch counter, which was for whites only.So when young Joyner's peers planned to stage a series of sit-ins to peacefully protest the policy, she jumped at the chance to participate. By September of that year, a total of 18 department stores in Tampa had desegregated lunch counters.The Tampa Woolworth store closed in the 1990s. Today, a historical marker stands on the site of those history-making sit-ins.The events are also chronicled in the documentary Triumph: Tampa's Untold Chapter in the Civil Rights Movement. You can watch the film for free at wedu.org/triumph.Joyner went on to be an attorney, a Florida State Senator and an icon in Tampa's civil rights history. There's even a library named for her.We recently visited Joyner at her office in Ybor City, where she still practices law.
In this episode of BaseballBiz On Deck, Mark Corbett and Mat Germain dive into a wide-ranging discussion covering the World Baseball Classic, MLB luxury tax realities, Rays stadium costs in Tampa, and the latest trade rumors involving the Pirates and Rays.With pitchers and catchers reporting soon, the conversation blends anticipation for the baseball season with serious questions about insurance, international tournaments, player safety, and league economics, along with several Tampa-specific developments.World Baseball Classic 2026: Insurance, Puerto Rico & Player ConcernsWorld Baseball Classic and growing concerns surrounding player insurance coverage, particularly for Team Puerto RicoKey discussion points include:Insurance challenges for star players such as Francisco Lindor and Carlos CorreaWhy pitchers face higher risk in international tournamentsThe possibility of Puerto Rico withdrawing despite hosting WBC pool playHow MLB, players, and the World Baseball Classic share responsibility for coverageBroader concerns about fan safety, international security, and ICE involvement at global sporting eventsMark and Mat explore how these factors could affect attendance, participation, and the future of the World Baseball ClassicTampa Bay Rays Stadium UpdateThe 2.3 Billion Dollar Price TagA headline-grabbing figure sparks the next segment as discussion turns to the reported 2.3 billion dollar cost tied to the Rays proposed stadium and surrounding development in TampaStadium versus mixed-use development costsPublic funding compared to long-term tax revenueMayor Jane Castor's position as a lame-duck Previous negotiations in St. PetersburgWhy the project is being framed as an investment rather than a giveawayMark shares Tampa-specific context, including Gasparilla celebrations & the unusual sight of ice being placed inside Raymond James Stadium for a hockey eventMLB Luxury Tax - Who Pays, Who Benefits and Who Does NotMat breaks down the MLB competitive balance tax and how top spending teams continue to dominate payrollThe Dodgers, Mets, and Yankees leading luxury tax paymentsNearly 400 million dollars collected league-wideHow some small-market teams retain revenue instead of reinvestingWhy the system weakens competitive balance across multiple marketsCalls for financial transparency and opening team books in the next CBAOther impacting factors: Gambling revenue, international brand growth, and how winning teams build global fanbases.Pirates, Rays and MLB Rumors & MLB trade developments & rumorsThe Pirates being linked to Framber Valdez and the impact of a potential elite rotationBlue Jays and Giants also monitoring the Valdez marketBreaking News – Framber Valdez signs with the Detroit Tigers to the astonishment of fans and the Pittsburgh PiratesThe Rays continuing their trend of three-team tradesTampa Bay acquiring Ben Williamson, a defense-first infielder with offensive upsideHow Williamson fits alongside Taylor Walls and Junior CamineroWhy controllable, pre-arbitration players remain central to Rays roster constructionMat also discusses Colton Ledbetter's departure and how internal competition shapes Rays decision-making.Remember to try to find the joy in every dayLike & subscribe to BaseballBiz On Deck. You may also find BaseballBiz on Deck, on YouTube at iHeart Apple, Spotify, Amazon Music, & at www.baseballbizondeck.com Also you can find Mat at M-A-T-G-E-R-M-A-I-N dot B Sky social. That's Mat at M-A-T-G-E-R-M-A-I-N dot B, Sky social or Mark at Baseball Biz on Deck dot B Sky Social and BaseballBiz On Deck with Facebook.
Shooter and Schooley welcome journalist Jay Recher who discuss their reactions to the 2026 Stadium Series game in Tampa, Florida.
JP Morgan crashed the silver markets! London and Davos is pulling the strings behind the scenes. Gold just ripped past $5,000. Silver spiked to $120+ before a violent pullback. Tom Luongo breaks down what's really happening — how the bullion banks and LBMA engineered the squeeze, why the City of London is at war with the Trump administration, and what it all means for the global financial system. We get into COMEX delivery mechanics most people don't understand, why China is more vulnerable than anyone thought, the real story behind the Venezuela play, and where Bitcoin fits in the new financial order.
Ett fullmatat avsnitt av NHL-podden kommer här! Dels om heta snackisar som den spektakulära Panarin-trejden till Los Angeles, Barry Trotz avhopp från Nashville och den galna utomhusmatchen i Tampa. Men också om vad som alldeles snart väntar i OS i Milano, dit NHL-spelarna flyger i helgen. Ekeliw tippar hur hela turneringen slutar – från gruppspel till final – och Bjurman pekar dessutom ut en högintressant outsider.
Andrew Gruel joins the show to talk work ethic, food, and why modern culture feels softer than it used to. They break down how late-night shows operate, the $15-a-day food myth, why American dishes were built on function, and what giving away meals really teaches about work. The conversation spans medieval labor, the Miracle on Ice, tough coaches, tribal thinking in pop culture, and ends with a simple truth: you either climb the rope or you don't. Follow Andrew Gruel on X (@chefgruel), Instagram (@andrewgruel), and at chefgruel.com.News Stories Covered: Jill Biden's Ex-Husband Charged With Murdering His Wife, Democrats now say it's a "death sentence" to send Haitians back to Haiti, Mamdani supporters protest outside his home after his mom appears in Epstein FilesFOR MORE WITH CHEF GRUEL:iHEARTRADIO SHOW: American GravyX: @chefgruelINSTAGRAM: @andrewgruelWEBSITE: chefgruel.comRUNNING: Running for Re-election For Huntington City CouncilFOR MORE WITH ELISHA KRAUSS: INSTAGRAM: @elishakraussWEBSITE: elishakrauss.com JOURNAL: https://www.washingtonexaminer.com/author/elisha-krauss/LIVE SHOWS: February 4 - Tampa, FLFebruary 5 - Orlando, FLFebruary 6 - Naples, FL (2 shows)February 7 - Naples, FL (2 shows)Thank you for supporting our sponsors:BetOnlineChime.com/ADAMFactorMeals.com/acs50offhomes.comoreillyauto.com/adamwww.pendragonseries.compluto.tvSHEATH.COM use the PROMO CODE ADAMSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Call us at 631-377-4869 and leave a voicemail! So You Wanna Talk to Samson Wednesday! We start things off with Fantatics. What a week for that company. What should be a layup with Super Bowl week, has turned into a nightmare. (15:20) Terry Rozier is getting his money. An arbitrator ruled in his favor. Why? (21:45) Can MLB or the union look at the way the Dodgers will look a load management? Or does that already happen? (28:45) Do Brian Cashman and Aaron Boone have something on the owner? (32:00) The Padres family fight could be over and done with. What happened? (40:00) American League and National League in MLB used to fight for its own league, now it's just MLB. Does that still happen? (44:45) Let's talk Rays. The Tampa Bay Rays are headed to Tampa. Ron DeSantis said it. But will the Rays get that sweet sweet state money? Learn more about your ad choices. Visit podcastchoices.com/adchoices
Call us at 631-377-4869 and leave a voicemail! So You Wanna Talk to Samson Wednesday! We start things off with Fantatics. What a week for that company. What should be a layup with Super Bowl week, has turned into a nightmare. (15:20) Terry Rozier is getting his money. An arbitrator ruled in his favor. Why? (21:45) Can MLB or the union look at the way the Dodgers will look a load management? Or does that already happen? (28:45) Do Brian Cashman and Aaron Boone have something on the owner? (32:00) The Padres family fight could be over and done with. What happened? (40:00) American League and National League in MLB used to fight for its own league, now it's just MLB. Does that still happen? (44:45) Let's talk Rays. The Tampa Bay Rays are headed to Tampa. Ron DeSantis said it. But will the Rays get that sweet sweet state money? Learn more about your ad choices. Visit podcastchoices.com/adchoices
John Pollock and Brandon Thurston cover the Royal Rumble, Ashley Massaro mentioned in the Epstein files, and a breakdown of Zuffa Boxing's contracts.Topics this week include:Royal Rumble in RiyadhEvent still not available for YouTube TV or Comcast Xfinity subscribersBacklash announced for Tampa in MayAshley Massaro mentioned in Jeffrey Epstein filesVariety covers update by Nielsen before the Super BowlLegal updates across multiple casesZuffa Boxing's restrictive contracts Dana White to testify in Johnson v. Zuffa this weekAdditional reading:Nielsen's New Ratings Data Could Give Cable a Short-Term Boost (Variety)Nielsen's Super Bowl measurement (Variety)Zuffa Boxing's contracts (The Guardian)Music courtesy: “Panic Beat” by Ben TramerPOST WrestlingSubscribe: https://postwrestling.com/subscribePatreon: http://postwrestlingcafe.comForum: https://forum.postwrestling.comDiscord: https://discord.com/invite/Q795HhRTwitter/Facebook/Instagram/YouTube: @POSTwrestlingBluesky: https://bsky.app/profile/postwrestling.comWrestlenomicsSubscribe: https://wrestlenomics.com/podcast/Patreon: https://patreon.com/wrestlenomicsSubstack: https://wrestlenomics.substack.com/Twitter/Facebook/Instagram/YouTube: @WrestlenomicsBluesky: https://bsky.app/profile/wrestlenomics.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Tampa? Vegas? It's definitely not Jacksonville.
Rick Stroud and Steve Versnick on the Tampa Bay Lightning's comeback win over the Sabres as they have points in 19 of their last 20 games. Nikita Kucherov had another 4-point night and Darren Raddysh continues to bomb away from the point. Plus Rob Manfred and Governor Ron DeSantis support the Rays stadium at HCC in a press conference on Tuesday, Tom Moore packs his back to leave Tampa as retirement begins and we answer your mailbag question on the Bolts trade deadline needs Hosted on Acast. See acast.com/privacy for more information.
Adam and Elisha break down the difference between F-you money and F-me money. They discuss Adam's trip to New York City and his work ethic. Finally, they dive into the Grammys and Adam breaks down the ‘10 cent heads' that all of these celebrities have when it comes to discussing politics. News Stories Covered: Ricky Gervais mocks Grammy winners making political speeches, says they're 'still not listening',Philly DA's ‘hunt you down' warning to ICE draws calls for DOJ criminal probe , Drivers fume over Dem-led push that could see them taxed for every mile: ‘Citizens treated like ATMs', Trump Proposes Plan To Shut Down Rebranded Trump-Kennedy Center, Promises ‘Spectacular' ResultFOR MORE WITH ELISHA KRAUSS: INSTAGRAM: @elishakraussWEBSITE: elishakrauss.com JOURNAL: https://www.washingtonexaminer.com/author/elisha-krauss/LIVE SHOWS: February 4 - Tampa, FLFebruary 5 - Orlando, FLFebruary 6 - Naples, FL (2 shows)February 7 - Naples, FL (2 shows)Thank you for supporting our sponsors:BetOnlineBetterhelp.com/carollaHomeChef.com/ADAMHomes.comoreillyauto.com/adamSHEATH.COM use the PROMO CODE ADAMPluto.tvSIMPLISAFE.COM/ADAMSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
On Episode 617 of Spittin' Chiclets, The crew are joined by USA Hockey Hero and 1980 Olympic Gold Medalist, Jack O'Callahan to talk about the recent Netflix Documentary tha gathered the 1980 USA team back in Lake Placid to recount how we got one of the most inspirational moments in USA Sports history. But first, with probably the best outdoor game between Tampa and Boston and with the boys attending an unreal Penn State Vs. Michigan State weekend matchup, the hockey world is electric. All this and more on this weeks episode, you won't want to miss it. 00:01:29 - Stadium Series 00:28:40 - Barry Trotz 00:33:14 - Around The League 00:42:59 - MTL Fan Takeover 00:48:28 - Penn State 00:56:53 - Quick Hits 01:18:25 - Jack O'Callahan Interview 02:32:02 - ETC. Support the Show: PINK WHITNEY: Take Your Shot with Pink Whitney RHOBACK: Use the code CHICLETS on https://Rhoback.com for 20% off your first purchase through the end of this week BODYARMOR FLASH IV: Work hard and hydrate hard with BODYARMOR Flash I.V. Grab it at 7-Eleven KRAKEN: Go to https://kraken.com/barstool and sign up with code BARSTOOL25 for $25 in BTC DRAFT KINGS: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). Pass-thru of per wager tax may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $300 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Bet must settle by and Token expires 2/22/26. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 2/15/26 at 11:59 PM ET. Sponsored by DK.You can find every episode of this show on Apple Podcasts, Spotify or Netflix. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/schiclets
Support the sponsors to support the show!Stop putting off those doctors appointments and go to Zocdoc.com/SODER to find and instantly book a doctor you love today. That's Z-O-C-D-O-C dot com slash SODER. Zocdoc dot com slash SODER. Thanks Zocdoc for sponsoring this message.https://www.zocdoc.com/SODERIf you're starting a business, or running one that deserves better tools, Square helps you sell, manage, and grow without slowing down. Right now, you can get up to $200 off Square hardware at square.com/go/soder Run your business smarter with Square. Get started today.square.com/go/soderFor a limited time, our listeners get 15% off their first order plus free shipping at theperfectjean.nyc or Google The Perfect Jean and use code SODER15 for 15% off. That's 15% off for new customers at theperfectjean.nyc with promo code SODER15 After you purchase, they'll ask you where you heard aboutthem. PLEASE support our show and tell them we sent you. F*%k your khakis and get The Perfect Jean.https://theperfectjean.nyc/The Golden Retriever of Comedy Tour is coming to your city!Get tickets at https://www.dansoder.com/tourFEB 13 - Orlando,FLFEB 14 - Tampa,FLFEB 28 - Buffalo,NYMarch 6 - Boston - 2 shows 7pm and 9:30March 7 - Philadelphia,PAMarch 19 Dallas,TXMarch 20 - Houston,TXMarch 21- Oklahoma City,OKApril 4 - Huntington,KYApril 10 - Charlotte,NCApril 11 - Durham,NCApril 17 - Munhall,PAApril 18 - Cleveland,OHApril 19 - Columbus,OHApril 24 - Larchwood,IAFollow Bert Kreischerhttps://www.youtube.com/@bertkreischerhttps://www.instagram.com/bertkreischer/?hl=enhttps://www.facebook.com/BertKreischer/PLEASE Drop us a rating on iTunes and subscribe to the show to help us grow.https://podcasts.apple.com/us/podcast/soder/id1716617572Connect with SoderTwitter: https://Twitter.com/dansoderInstagram: https://www.instagram.com/dansoderTiktok: https://www.tiktok.com/@dansodercomedyFacebook: https://www.facebook.com/dansoderYoutube: http://www.youtube.com/@dansoder.comedy#dansoder #standup #comedy #entertainment #podcastProduced by Mike Lavin @homelesspimp https://www.instagram.com/thehomelesspimp/?hl=en
Adam recounts his greatest motivational speech ever, delivered to Marisa Jaret Winokur, before Anthony Scaramucci reflects on his Catholic school upbringing. Plus, Kyle Dunnigan stops by and delivers his spot-on Rodney Dangerfield and RFK Jr. impressions. Recorded live at Rodney's Comedy Club. Follow Anthony Scaramucci (@Scaramucci) and Kyle Dunnigan (@kyle_dunnigan1) on social media for more.IN THE NEWS: Long Beach Mayoral Candidate Calls on 55 Gangs to Gang Up on ICE, The AP is concerned about the lack of diversity at the Winter Olympics, Comedian Ben Bankas Reacts to Having 6 Sold-Out Shows Canceled After a Video of Him Mocking Renee Good Went ViralFOR MORE WITH KYLE DUNNIGAN:YOUTUBE: The Kyle Dunnigan ShowINSTAGRAM: @kyledunnigan1X: @kyledunniganFOR MORE WITH ANTHONY SCARAMUCCI:BOOK: Solana RisingPODCAST: The Rest is Politics USPODCAST: Open BookINSTAGRAM & X: @scaramucciFOR MORE WITH MIKE DAWSON: INSTAGRAM: @dawsangelesLIVE SHOWS: February 4 - Tampa, FLFebruary 5 - Orlando, FLFebruary 6 - Naples, FL (2 shows)February 7 - Naples, FL (2 shows)Thank you for supporting our sponsors:BetOnlinecardiff.co/adamForThePeople.com/Adamoreillyauto.com/adamPluto.tvRosettaStone.com/ADAMSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Yankees manager Aaron Boone joins Craig Carton and Chris McMonigle on The Carton Show on WFAN for a wide-ranging, no-nonsense interview that hits every topic Yankees fans obsess over. Boone addresses long-standing rumors about Brian Cashman and analytics controlling in-game decisions, responds to criticism about accountability, and explains why he won't rewatch painful losses. Plus, Boone opens up on Aaron Judge's leadership, Giancarlo Stanton's health, Gerrit Cole's rehab, Anthony Volpe's future, bullpen struggles, running it back in 2026, and the pressure of managing the New York Yankees without a championship. A must-watch conversation during Super Bowl week as Boone heads to Tampa for spring training.
Roy and David are in Tampa, coming to us from Raymond James Stadium, where they are situated for Sunday's Stadium Series game between the Tampa Bay Lightning and Boston Bruins. The boys set the scene for us before jumping into updates to the league's discipline process. Then, it's time to take a step into the Panthers' Den, where Ethan is feeling very dejected after two brutal losses this week for the Florida Panthers, who now find themselves eight points out of a playoff spot with 30 games to go. Rosa En Un Minuto takes us to Philly before the gang dives into their wins and fails of the week, which highlights the rotten year the New York Rangers are having. This week's guest is Diandra Loux, who covers the Lightning for The Hockey News, and Roy and David speak with her about the Stadium Series and the great season the Bolts are having so far this year. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Charlotte McKinney joins Adam Carolla to talk about starting stand-up comedy, taking comedy seriously, and the pressure of winning over tough crowds. She opens up about years of struggling with self-confidence, industry expectations, and why she's been cheated on in every relationship. The two also discuss Charlotte's upcoming movie with David Spade and Theo Von. Tune in and follow her @CharlotteMckinney on instagram for more! News Stories Covered: Trump signs executive order for feds to take over LA's ‘nightmare' wildfire rebuild in huge boost for victims, Ilhan Omar Attacked By Liquid-Spraying Man At Minnesota Town HallFOR MORE WITH CHARLOTTE MCKINNEY:INSTAGRAM: @CharlotteMcKinneyMOVIE: BUSBOYS - Coming SoonFOR MORE WITH ELISHA KRAUSS: INSTAGRAM: @elishakraussWEBSITE: elishakrauss.com JOURNAL: https://www.washingtonexaminer.com/author/elisha-krauss/LIVE SHOWS: January 29 - New York, NY (2 shows)January 30 - Chester, NYJanuary 31 - Washington, DC (2 shows)February 4 - Tampa, FLFebruary 5 - Orlando, FLFebruary 6 - Naples, FL (2 shows)February 7 - Naples, FL (2 shows)Thank you for supporting our sponsors:NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-889-5154 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/Adam Vanity Phone and URL 866-889-5154 Homes.comoreillyauto.com/adamPluto.tvSHOPIFY.COM/carollaTRUEWERK.com with code acsSnag the hoodie that will bring you comfort for life, the American Giant Classic Full Zip. Go to https://www.american-giant.com and get 20% off your first order with promo code ADAM. Thanks to American Giant for sponsoring the show!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Sam Tripoli joins the show for a wide-ranging conversation that dives into a recent court case being dismissed over misgendering, reacts to viral clips of someone trolling protestors while posing as a trans Native person, and breaks down why he's often labeled a “fascist” despite being firmly opposed to big government. We get into free speech, culture wars, and Adam's famous “What's in the Trunk” analogy. Check out samtripoli.com, listen to his podcast Tin Foil Hat, follow his debate league World War Debate, and follow Sam on Instagram @samtripoli.News Stories: Stephen A Smith shreds Newsom for violating 'America First' with disparagement of Trump in a foreign country, Barron Trump ‘saved' friend's life by calling cops while she was being beaten by ex-boyfriend, she says, Journalist who exposed alleged Minnesota fraud says Newsom, California are his next targets, This gym bro put "giant" female bodybuilders against dwarf men and gave us a hilarious lesson in biology.FOR MORE WITH SAM TRIPOLI:WEBSITE: samtripoli.comPODCAST: “Tin Foil Hat”DEBATE LEAGUE: “World War Debate”INSTAGRAM & X: @samtripoli & @wordwardebateFOR MORE WITH RUDY PAVICH: INSTAGRAM: @rudy_pavichWEBSITE: www.rudypavichcomedy.comLIVE SHOWS: January 29 - New York, NY (2 shows)January 30 - Chester, NYJanuary 31 - Washington, DC (2 shows)February 4 - Tampa, FLFebruary 5 - Orlando, FL (Live Podcast)February 6 - Naples, FL (2 shows)February 7 - Naples, FL (2 shows)Thank you for supporting our sponsors:BetOnlinelivemomentous.com promo code ADAM homes.comoreillyauto.com/adamwww.pendragonseries.comPluto.tvtecovas.com/ADAMSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.