Podcasts about Lives

This is The Briefing, a daily analysis of news and events from a Christian worldview.On today's edition of The Briefing, Dr. Mohler discusses the marketing by prediction markets to young women, how sports betting is wrecking Gen Z lives, and he answers questions about continuing to try to have children after miscarriages, what it means to be an American and if ethnicity is tied to it, and if communism is contradictory to Christianity.Part I (00:14 – 10:03)Enticing Young Women to Gamble: Prediction Markets are Marketing to Young Women, But Young Women are More Risk-Evasive Than Young Men – That's Just Creation OrderWomen Wanted: Kalshi Pushes to Expand Far Beyond Sport Bets by The Wall Street Journal (Hannah Erin Lang and and Oyin Adedoyin)Part II (10:03 – 15:41)Sports Betting is Wrecking Gen Z Lives: Young Men are Especially Susceptible to This Temptation – Parents and Young Men, Be WarnedI'm a College Student. Gen Z Sports Betting Is Wrecking My Friends' Lives. by The Wall Street Journal (Eli Thompson)Part III (15:41 – 18:08)My Wife and I Keep Having Miscarriages. Should We Continue to Try to Have Children? — Dr. Mohler Responds to Letters From Listeners of The BriefingPart IV (18:08 – 25:02)What Defines an American? Is Ethnicity Tied to American Identity? — Dr. Mohler Responds to a Letter From a 17-Year-Old Listener of The BriefingPart V (25:02 – 28:28)I Am a Communist. Is Communism Contradictory to Christianity? — Dr. Mohler Responds to Letters From Listeners of The BriefingSign up to receive The Briefing in your inbox every weekday morning.Follow Dr. Mohler:X | Instagram | Facebook | YouTubeFor more information on The Southern Baptist Theological Seminary, go to sbts.edu.For more information on Boyce College, just go to BoyceCollege.com.To write Dr. Mohler or submit a question for The Mailbox, go here.

Some episodes start with laughs. This one starts with a warning. When a convicted ISIS supporter is released from prison and then allegedly shows up at the center of another attack, it's not politics as usual. It's not abstract. It's not theoretical. Lives are at stake. So the question hanging over everything is simple: how many warnings does this country need before people start taking terrorism seriously again? The fellas — Josh Holmes, Comfortably Smug, Michael Duncan, and John Ashbrook — start this episode where it matters. The Old Dominion attack, the synagogue attack in Michigan, and the reality that DHS funding has been blocked while terror threats continue to rise. Then… because the news cycle refuses to stop being insane… things take a turn. Because while America is dealing with real threats, Iran's regime is busy looking like the world's most dysfunctional dictatorship.

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

* You can get the sermon note sheet at: https://family-bible-church.org/2026Messages/26Mar08.pdf * Approximately one month ago, we began considering the Pursuit and Practice of our Lives as a result of the Perfect Propitiatory Sacrifice of Christ on our behalf. We should be committed to running the race which has been set before us and to pursue our conformance to the image of Christ - both in thought and deed. In doing so, we must keep Christ as the focus of our faith. * During the last two weeks, we saw that we have been freed from a bondage to works in order to merit salvation; through Christ, the just shall live by faith. That faith is grounded in the grace of God. God, by His grace, has afforded us this privilege of knowing Him and serving Him through faith. As a result we ought to desire to reflect the holiness and love of God in our lives in our actions. However, we were reminded that though God extends His grace, He is still a "consuming fire." Jesus Christ - God incarnate - is the same yesterday, today and forever! * Today, we come to the final portion of the letter to the Hebrews. In this portion, which we will take two weeks to cover, we see a listing of final exhortations. These are important "final" thoughts, providing us commands and exhortations regarding our relationship with God and with others. * This message was presented by Bob Corbin on March 8, 2026 at Family Bible Church in Martinez, Georgia.

Buying a home is a huge investment. In today's low-inventory market, every decision impacts long-term value and livability. So how do you identify the right property, navigate zoning and permitting, and strategically transform it? In this episode, we sit down with Jonathan Wolk, AIA, founder of WOLK360, an architect-led design-build firm integrating architecture, construction, and real estate under one roof. As a licensed architect, contractor, and real estate broker, Jonathan brings more than 25 years of experience guiding owners through acquisition, design, and execution. Founded in 2016, WOLK360 delivers turnkey solutions for residential and commercial projects ranging from custom home renovations and additions to office, retail, and large-scale building renovations up to 100,000 square feet. The firm specializes in comprehensive due diligence, zoning analysis, permitting, budgeting, and construction management — minimizing surprises by building realistic contingencies into both schedule and cost… Hit play for insights into: How to make smarter buy-and-renovate decisions. Strategies for maximizing long-term value. The benefits of being creative when it comes to investing in real estate.  The role that zoning plays in property acquisition.  To learn more about Jonathan and his work at WOLK360, click here now!

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

How to Move to Mexico: Visas, Costs, Taxes, and the Best Places to Live Mexico is one of the most popular countries in the world for Americans who want a lower cost of living, a warmer climate, and a richer day to day culture without moving halfway across the planet. Many expats are retirees, remote workers, or entrepreneurs who find that their money goes further while they gain a more relaxed lifestyle. For someone in the southwestern U.S. (like Arizona), Mexico is especially appealing because you can often drive instead of fly, keep close ties with friends and family, and still feel like you've made a big lifestyle upgrade. This guide walks through why and where to move, what it really costs, how visas work, how Mexican taxes function, when you might owe them, and other real world considerations that don't always show up in glossy travel articles. ________________________________________ Why move to Mexico? People move to Mexico for a mix of financial, personal, and lifestyle reasons. You can open this section with a simple story: for example, a couple selling a house in the U.S., paying cash for a home or condo in Mexico, and cutting their monthly expenses nearly in half while eating better and traveling more. Key motivations to highlight: Lower cost of living Mexico's overall cost of living is significantly lower than in the U.S. Rents in many Mexican cities are substantially cheaper than comparable U.S. cities, groceries and fresh produce are affordable, and services like cleaning, childcare, and home repairs cost far less. A couple who spends 5,000 USD per month in the U.S. can often live comfortably in Mexico on 2,000–3,500 USD per month, depending on city and lifestyle. Proximity and connectivity Unlike moving to Europe or Asia, living in Mexico means you're usually one flight away from your U.S. hometown. Major cities like Mexico City, Guadalajara, Monterrey, Cancún, and Mérida have robust air connections. Internet infrastructure has improved a lot; mid size cities now often have fiber optic service, making remote work highly feasible. Lifestyle and climate variety Mexico is huge and geographically diverse. You can choose from: • Coastal beach towns with surf culture and sunsets • High altitude colonial cities with spring like weather • Mega cities with world class dining, museums, and nightlife • Smaller, artsy towns with vibrant local traditions You get to decide whether you want small town community, cosmopolitan buzz, or something in between. Culture, food, and community You'll never run out of festivals, markets, and regional dishes. For many expats, the biggest upgrade isn't just cheaper rent, but living in a place where there's always music in the plazas, food in the streets, and a sense of community. In many popular locations, there is also an established expat network to help you orient. Healthcare Private healthcare in Mexico is dramatically more affordable than in the U.S. Many expats pay out of pocket for routine care and buy local or international health insurance for major events. In larger cities you'll find modern hospitals and specialists, and in some cases doctors who trained abroad. ________________________________________ Where to move in Mexico Mexico isn't a single experience. Moving to Oaxaca is very different from moving to Mazatlán or Guadalajara. This section should help you “try on” a few places in your imagination. Mexico City Vibe: Big city, cosmopolitan, urban energy. Pros: World class restaurants, museums, art, music, and nightlife; excellent air connections; plenty of coworking spaces and job opportunities with international companies. Cons: Higher rents than many other Mexican cities, traffic and air pollution, security can vary by neighborhood. Mexico City suits people who want an urban life and don't mind density. It works well for younger professionals or creatives, and for remote workers who want big city culture at a lower price than New York, LA, or San Francisco. Guadalajara Vibe: Large city with a strong tech scene and traditional Jalisco culture (mariachi, tequila). Pros: Big city services without quite the chaos of Mexico City, growing startup and tech ecosystem, nearby towns and lakes for weekend escapes. Cons: Some neighborhoods can feel sprawling; traffic is very real; summers can be hot. Guadalajara is a good fit for remote workers and entrepreneurs who want a mix of modern infrastructure and traditional Mexican character. Lake Chapala (Ajijic/Chapala) Vibe: Classic retiree and snowbird destination near a large lake. Pros: Mild climate, large English speaking expat community, social clubs and activities, walkable village feel in places like Ajijic. Cons: Heavy expat presence can make it feel less “Mexican” to some; limited big city amenities compared to Guadalajara. This area is ideal for retirees who want community, comfort, and a gentle pace of life within reach of a major city. San Miguel de Allende Vibe: Picturesque colonial city, artsy, charming, and heavily international. Pros: Beautiful historic center, strong arts and cultural scene, plenty of restaurants and galleries. Cons: One of the more expensive inland cities; tourism and expat presence drive up housing costs. San Miguel appeals to people who prioritize aesthetics, architecture, and culture and are willing to pay a premium. Querétaro Vibe: Clean, orderly, fast growing city with industry and a large middle class. Pros: Safe reputation, good infrastructure, beautiful colonial center, strong job market in manufacturing and services. Cons: Less “touristy charm” in some newer suburbs; housing prices have been rising with growth. Querétaro works well for families and professionals who want a modern, organized city with good schools and services. Puebla Vibe: Historic, livable city with serious food culture and nearby nature. Pros: Gorgeous colonial architecture, famous cuisine (like mole poblano), access to mountains and smaller towns, a mix of traditional markets and modern malls. Cons: Higher altitude and cooler winters than coastal areas; still under the radar for many expats, so less English support than in Lake Chapala or San Miguel. Puebla suits people who love culture, gastronomy, and city life but don't need a huge expat bubble. Oaxaca City Vibe: Cultural and culinary capital with strong Indigenous traditions and arts. Pros: Outstanding food, vibrant markets, year round festivals, access to mountains and rural communities, often lower rents than more famous expat hubs. Cons: Smaller airport and fewer direct international flights; infrastructure can be a bit more rustic compared to megacities. Oaxaca is great for people who want deep culture, don't mind a bit of grit, and prefer authenticity over polish. Mérida and the Yucatán Vibe: Colonial city, family friendly, often cited for safety. Pros: Strong sense of community, rich history, cenotes and beaches nearby, growing expat scene. Cons: Hot and humid much of the year; air conditioning can be essential. Mérida appeals to families, retirees, and anyone who wants a mix of culture and relative safety in a warm climate. Puerto Vallarta / Riviera Nayarit Vibe: Beach town/medium city with a strong expat and LGBTQ+ community. Pros: Ocean, sunsets, whale watching, strong tourism economy, many English speaking services, international airport. Cons: Housing and dining in tourist zones are more expensive; high season crowds; summer humidity. This is an easy landing spot if you want a beach lifestyle and community support from day one. Mazatlán Vibe: Working port city with long beaches and a growing expat presence. Pros: Ocean side living, more “local” feel than some resort towns, improving infrastructure, cost of living that can be lower than in ultra commercial tourist areas. Cons: Humid climate; parts of the city feel industrial; some areas are still rough around the edges. Mazatlán is appealing if you want the Pacific coast without the heavy commercialization and highest prices of places like Los Cabos or Cancún. Place Vibe Big Pros Main Tradeoffs Mexico City Mega‑city Culture, jobs, flights Cost, traffic, pollution Guadalajara Big, traditional Tech scene, culture Sprawl, traffic Lake Chapala Retiree village Mild climate, expat community Fewer urban amenities San Miguel Artsy colonial Beauty, culture Higher housing costs Querétaro Modern, orderly Safety, infrastructure Rising prices Puebla Historic, foodie Cuisine, architecture, nature nearby Less expat support Oaxaca City Cultural hub Food, festivals, affordability Smaller airport, rustic edges Mérida Warm, family‑oriented Safety, history Heat and humidity Puerto Vallarta Beach city Ocean, expat support Tourist prices in key areas Mazatlán Port/beach city More local feel, coast Humidity, some gritty areas ________________________________________ Cost of living in Mexico Readers want numbers, but it's better to provide realistic ranges and examples than a single “magic” figure. Basic cost structure Housing Rents vary wildly by location. A modest one bedroom in a non touristy city might rent for the equivalent of a few hundred dollars per month. In upscale neighborhoods of Mexico City or popular beach towns, modern apartments can cost as much or more than many mid tier U.S. cities. Utilities and internet Electricity is affordable unless you run heavy air conditioning all year, which you might need on the coasts and in the lowlands. Internet and mobile service are reasonably priced, with fiber available in many urban areas. Food and groceries Fresh fruits, vegetables, and staples are cheap, especially if you shop in local markets. Imported items (certain cheeses, specialty products) are more expensive. Eating at local restaurants and street food stalls is inexpensive; high end dining in major cities is still far cheaper than equivalent places in the U.S. Transportation Public transit, taxis, and app based rides are affordable. Owning a car involves fuel, insurance, and maintenance costs, but these are usually lower than in the U.S. You can often live car free in dense cities like Mexico City, Guadalajara, or Puebla. Example monthly budgets (rough, per household) Frugal single in a non touristy city • Rent (studio/1 bed): 400–600 USD equivalent • Utilities and internet: 70–120 • Groceries and local dining: 250–350 • Local transport and misc.: 100–150 • Total: roughly 800–1,200 USD per month Comfortable couple in a mid range city • Rent (nice 2 bed apartment): 700–1,200 USD • Utilities, internet, mobile: 120–200 • Groceries and eating out several times a week: 400–600 • Health insurance (local or international): 200–400 • Transport, entertainment, gyms, etc.: 200–400 • Total: roughly 1,600–2,800 USD per month Beach town or premium neighborhood living In high demand areas (like parts of Puerto Vallarta, San Miguel de Allende, or prime zones in Mexico City), you can easily spend 2,500–4,000 USD per month or more for a couple if you choose modern housing, eat out frequently, and live a more upscale lifestyle. Startup costs Don't forget one time or irregular costs: • Visa fees for temporary or permanent residency • International flights or moving your belongings • First month's rent plus deposit (sometimes more for furnished places) • Basic furniture and household goods if you're not renting furnished • Car purchase or import (if you choose to have one) Encourage readers to arrive with a cash cushion: at least 3–6 months of living expenses plus relocation costs. ________________________________________ Visa options and residency paths Mexico's visa system offers several ways to stay, depending on your plans and finances. Tourist stay Many foreigners enter Mexico as tourists without a visa and receive permission to stay up to a certain number of days (often up to 180 days, but it is not guaranteed). A tourist stay: • Does not allow you to work for Mexican employers • Does not let you access local residency benefits • Is not meant as a long term “back to back” solution Tourist entries are good for exploration trips but not for a full time move. Temporary resident (Residente Temporal) Temporary residency is the most common path for people who want to live in Mexico for more than six months without immediately going permanent. General characteristics: • Usually granted initially for 1 year, with the possibility to renew up to 4 years • Allows you to live in Mexico full time, open local bank accounts, and sometimes get local health coverage • Does not automatically grant permission to work; if you plan to work in Mexico you need work authorization attached to your residency Most temporary residents qualify via financial solvency (proof of income or savings). Typical recent numbers: • Monthly income requirement: roughly in the low to mid 4,000 USD range for the last 6–12 months, depending on the consulate • Savings/investment requirement: often in the high five figures to low six figures in USD equivalent, again varying by consulate Each Mexican consulate sets its own exact thresholds and evidence rules, so readers must always check with the specific consulate where they'll apply. Permanent resident (Residente Permanente) Permanent residency is ideal if you plan to live in Mexico indefinitely. Characteristics: • No need for frequent renewals • Lets you live in Mexico as long as you like • Often used by retirees or those with strong ties to Mexico (like family connections) You can qualify either: • Directly from abroad if you meet higher income or savings requirements, often thousands of dollars more per month than temporary residency; or • By first holding temporary residency for several years (for many, 4 years), then converting to permanent status inside Mexico. Again, the exact thresholds and documentation depend on the consulate and can change year to year. Work visas and business If you plan to work for a Mexican employer or run a Mexican company that needs your presence, you need proper work authorization. Basic ideas: • A Mexican employer can sponsor you for a temporary resident visa with permission to work if they are registered with the immigration authorities. • You cannot legally work in Mexico for a Mexican entity on a tourist visa. • If you intend to start a business (for example, a hotel, restaurant, or tourism operation), you'll need legal and tax advice to structure it correctly and secure the right visa. ________________________________________ Visa process: step by step overview You can treat this as a checklist. 1. Clarify your plan Decide how long you want to stay and whether you'll work, retire, or just live on savings or remote income. That determines whether you need temporary or permanent residency, and whether you need work authorization. 2. Choose a consulate and check requirements Review the website of the Mexican consulate you'll use (near your U.S. residence, for example). Requirements vary: one might emphasize income, another savings; some want 12 months of bank statements, others 6. 3. Gather documents Typical documents include: passport, completed application form, passport photos, bank and/or investment statements, pension or Social Security award letters, marriage or birth certificates if applying with family members. 4. Book and attend the consulate appointment You'll have a short interview, submit your documents, and pay a fee. If approved, the consulate places a visa sticker in your passport, usually valid for a limited period to enter Mexico and “activate” your residency. 5. Enter Mexico and finalize at immigration (INM) Within a set number of days after entering Mexico on your new visa (often 30 days), you must go to your local immigration office, complete forms, pay fees, and provide biometrics to receive your residency card. 6. Renew or convert (for temporary residents) Temporary residents must renew before their card expires, often annually at first. After the allowed number of years, many can convert to permanent residency. Many applicants use a local immigration facilitator or attorney, especially if their Spanish is limited or if they have a more complex case. ________________________________________ How Mexican taxes work This is where readers start wondering, “How much are Mexican taxes, and what do they tax?” Income tax (ISR) Mexico has a progressive income tax called ISR (Impuesto Sobre la Renta) that applies to individuals. For tax residents (people who are considered resident in Mexico for tax purposes): • The system uses progressive tax brackets. • Rates start at low single digits on small incomes (around 1.9%) and rise stepwise. • The top marginal rate is around 35% on high incomes (at several million pesos per year). • Most employment income is taxed through withholding by the employer, with an annual true up in a tax return. For non residents (people who are not tax resident in Mexico but have Mexican source income): • There is usually an exemption for a small initial amount of income. • Above that, one common pattern is 15% tax on mid range income and 30% on higher income, depending on the type and level of income. You don't need to quote exact peso thresholds to readers; it's enough to say that most ordinary incomes are taxed at moderate rates, while high incomes pay up to about 35%. What income do they tax? For Mexican tax residents, Mexico generally taxes worldwide income: • Wages and salaries from Mexican or foreign employers • Self employment and business income • Rental income from property in Mexico or abroad • Interest, dividends, and capital gains • Some pensions and retirement income, depending on the source and treaties For non residents, Mexico usually taxes only Mexican source income: • Income from work physically performed in Mexico • Rental income from Mexican real estate • Business profits from a Mexican business or permanent establishment • Some Mexican source interest and dividends If your readers are U.S. citizens, remind them: they must still file a U.S. tax return even if they also become Mexican tax residents, and they may be able to offset Mexican taxes through tax credits or exclusions. Value added tax (IVA) Mexico's sales tax is a value added tax called IVA. • The standard IVA rate is 16%, applied to most goods and services, including many consumer purchases and professional services. • There is a reduced rate (often around 8%) in certain border regions to promote competitiveness. • Some items are zero rated or exempt: many basic foods, some medicines, exports, certain types of housing, and some education and health services. As a consumer, you see IVA embedded in most prices, much like sales tax in the U.S. For businesses (like a hotel or restaurant), you collect IVA on sales and remit it to the government. Other common taxes and contributions Depending on what you do in Mexico, you might also encounter: • Social security contributions for employees (if you work for a Mexican employer) • Property taxes (predial), which are generally much lower than typical U.S. property taxes on a comparable property • Vehicle registration fees if you own a car You don't need to go into detail here, but it's worth flagging that these exist and are part of the overall tax picture. ________________________________________ Tax examples: retiree, remote worker, and Mexican employed American These simplified examples assume the person has become a Mexican tax resident (over 183 days per year in Mexico and/or center of vital interests in Mexico). Real world outcomes depend on exact numbers, deductions, the current year's brackets, and treaty interpretation, so they are for illustration only and not tax advice. Example 1: Retiree getting 30,000 USD/year in U.S. Social Security Assumptions: • 30,000 USD/year in U.S. Social Security, no other income. • Exchange rate of 18 MXN per USD → 540,000 MXN/year. • Lives in Mexico full time and is treated as a tax resident. Key points: • Foreign pensions, including U.S. Social Security, may need to be reported to the Mexican tax authority (SAT) once you are a Mexican tax resident. • In practice, some advisors and expats find that U.S. Social Security and U.S. retirement distributions are primarily taxed in the U.S., with Mexico focusing more on Mexican source income, but the safest assumption is that Mexico can tax worldwide income and may expect you to declare it. How you might explain it to readers: • If you are a retiree with 30,000 USD/year in Social Security and no other income, you will still deal with U.S. tax rules on that income. • Once you become a Mexican tax resident, Mexico may require you to report that income, but whether they actually tax it depends on treaty rules and how your situation is interpreted. • A cross border tax professional can tell you whether you'll see any Mexican tax on that Social Security or whether your liabilities remain mostly on the U.S. side. Plain English takeaway: retirees living on moderate U.S. Social Security often don't get hammered by Mexican income tax, but they should plan on at least reporting their income and coordinating U.S. and Mexican filings. Example 2: Remote American worker living in Mexico, making 80,000 USD/year from a U.S. employer Assumptions: • 80,000 USD/year salary from a U.S. company, work performed remotely while living in Mexico. • Exchange rate 18 MXN/USD → 1,440,000 MXN per year. • Spends more than 183 days/year in Mexico, so is a Mexican tax resident. Key points: • Mexico taxes its residents on worldwide income, which includes your U.S. salary. • If you are effectively working from Mexico, Mexico views that as Mexican taxable employment or self employment income, even if your employer is in the U.S. Approximate effect: • At around 1.44 million MXN/year, you'll be in higher ISR brackets, facing a top marginal rate of 35% on the upper slice of your income and a blended effective rate likely in the low to mid 20% range, after standard calculations. • You still file a U.S. return every year. • You may use the Foreign Earned Income Exclusion and/or foreign tax credits to prevent being fully taxed twice. If you're a U.S. citizen working remotely from Mexico and earning 80,000 USD/year from a U.S. employer, expect to owe Mexican income tax as a resident and still file a U.S. return. The good news is that, with proper planning, Mexican tax you pay can usually be credited against your U.S. tax so you're not double taxed on the same income. Example 3: American earning 60,000 USD/year from a Mexican employer Assumptions: • American citizen employed by a Mexican company, working in Mexico. • 60,000 USD/year salary → 1,080,000 MXN/year at 18 MXN/USD. • Treated as a Mexican tax resident. Key points: • This is clearly Mexican source employment income. • Your Mexican employer will withhold ISR from your paycheck based on the progressive tables, plus social security and other payroll contributions. • At roughly 1.08 million MXN/year, you're again in higher brackets, with an effective tax rate that can land roughly in the low to mid 20% range, depending on deductions and credits. • As a U.S. citizen, you still file a U.S. tax return but can typically use foreign tax credits and, possibly, the Foreign Earned Income Exclusion to avoid paying full tax twice. If you're an American making about 60,000 USD/year working for a Mexican employer, you'll see Mexican taxes withheld from every paycheck and you'll still file in the U.S., but in many cases the Mexican tax you pay will substantially offset what you owe the IRS. ________________________________________ When do you have to file Mexican taxes? Taxes depend on tax residency, not just on immigration status (visa type). When do you become a Mexican tax resident? Mexico may treat you as a tax resident when: • You spend more than 183 days in Mexico in a calendar year; or • Mexico is the “center of your vital interests,” meaning your main economic or family ties are there (for example, your spouse and minor children live in Mexico and you earn most of your income from Mexican sources). Residency for tax purposes is a legal determination, not just a personal choice, so it's wise to consult a tax professional if you're unsure. Filing and paying For Mexican tax residents: • Individuals generally file an annual income tax return, often in the spring of the following year (recent years use April 30 as a common deadline). • Some types of income require monthly provisional payments. • Employers withhold tax on salary, and banks or brokers may withhold on interest and other income. For non residents: • Mexican tax is often withheld at source by the payer (for example, a Mexican employer or tenant), at the applicable non resident rates. A simple rule of thumb for your readers: • If you spend less than 183 days in Mexico per year and don't earn Mexican source income, you usually don't file a Mexican tax return (but you still file in your home country). • If you live in Mexico most of the year, own a business there, or earn income from Mexican property or employment, expect to deal with Mexican tax returns and possibly to be treated as a tax resident. Always encourage readers to get cross border tax advice, especially U.S. citizens who may need to coordinate U.S. and Mexican returns. ________________________________________ Other important considerations Rounding out the blog with practical and cultural issues makes it feel grounded. Healthcare and insurance • Many expats use a combination of local private healthcare and insurance (either Mexican private plans or international expat policies). • Some long term residents enroll in Mexico's public healthcare system, but quality and access can vary by region. • Before moving, review how your current health insurance will work abroad and plan for major emergencies. Banking and money • Most people keep at least one bank account in their home country and open a Mexican account after they get residency, making it easier to pay rent and utilities. • Money transfer services and online banks can offer better exchange rates and lower fees than traditional bank wires. • U.S. citizens must also be mindful of foreign account reporting requirements (like FBAR and FATCA). Renting vs buying property • Renting first is usually smart. It gives you time to test neighborhoods, understand noise patterns, get a feel for the climate, and decide if you really like the city. • Buying property in Mexico can be attractive, especially in less expensive markets, but there are legal nuances, including special structures (like fideicomisos) for coastal and border properties. • Using a reputable notario (a specialized legal official) and real estate professionals is critical. Safety • Safety in Mexico is highly regional and neighborhood specific. Some places are very comfortable for day to day life, while others have serious security issues. • Research specific cities and neighborhoods, use recent data, and talk to locals and expats on the ground, not just headline news. • As in any country, common sense precautions (knowing where not to go at night, avoiding displays of wealth, learning local norms) go a long way. Language and integration • Learning Spanish is one of the best investments an expat can make. Even basic Spanish opens doors: cheaper local services, smoother dealings with bureaucracy, better relationships with neighbors. • Integration means respecting local customs, supporting local businesses, and avoiding “little bubble” lifestyles where expats only interact with each other. Working or running a business • Anyone planning to run a hotel, restaurant, tour company, or other business in Mexico needs clarity on immigration status, work authorization, and tax obligations. • A business that employs locals (for example, a hotel/restaurant concept in Puebla or a tourism operation in Oaxaca or Mazatlán) can be both profitable and socially impactful, but it requires upfront planning with local lawyers, accountants, and immigration professionals. • Operating “informally” or on a tourist visa can create serious immigration and tax problems.

Paul and Mark kick off the weekend, resetting the Bengals' position before the storm of free agency. They discuss Trey Hendrickson's departure from the Bengals as he enters free agency. They break down the calm before the free agency storm and look at realistic options for the Bengals. They react to the Bills and Rams trades this week. Paul answers your questions on Trey Hendrickson, drafting Jeremiyah Love, and the Bengals' front office.Send your questions to thegrowlerpodcast@gmail.com00:00 Theme song and intro07:06 Bengals Free agency livestream preview09:03 Treys of our Lives ends15:48 Trades around the league23:25 Tag and trade for Trey?27:52 Draft an RB?32:21 Bengals front office love/hate?38:09 Defensive tackle trade?42:42 Dismay over "the building"46:52 #bengalsgrowlerbet 48:09 Growl Pal spotlight49:29 Raccoon story!54:39 Go see Mark!55:15 Dad lifeJoin the Growl Pal team for Free Throws for Kids at www.ftfk.orgWatch and subscribe on YouTube: https://www.youtube.com/@TheGrowlerPodcastThe Growler on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-growler/id1733476604The Growler on Spotify: https://open.spotify.com/show/70iJjqgPQrVzQ2pdOwVvDYLinks to all socials, podcast platforms, merchandise from Cincy Shirts and more: thegrowlerpodcast.comSee Mark's tour schedule at markchalifoux.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

Atenção (disclaimer): Os dados aqui apresentados representam minha opinião pessoal.Não são de forma alguma indicações de compra ou venda de ativos no mercado financeiro.Seleção das partes mais interessantes das Lives de segunda.Live 360 - Visão do Estrategistahttps://youtube.com/live/YHWc_S08ykw

Atenção (disclaimer): Os dados aqui apresentados representam minha opinião pessoal.Não são de forma alguma indicações de compra ou venda de ativos no mercado financeiro.Seleção das partes mais interessantes das Lives de segunda.Live 360 - Visão do Estrategistahttps://youtube.com/live/YHWc_S08ykw

Other People's Lives is sponsored by BetterHelp. Give online therapy a try at https://betterhelp.com/opl and get on your way to being your best self. Head to https://factormeals.com/opl50off and use code opl50off to get 50% off your first Factor box PLUS free breakfast for 1 year. This week Joe Santagato and Greg Dybec speak with a trans man who lives a stealth lifestyle. His children, coworkers, and most people he meets have no idea he is trans and he prefers it this way. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

Bongani Bingwa speaks with Loyiso Oldjohn, Co-Curator of the exhibition and Coordinator of Public Engagement at the Market Photo Workshop, about “Lives, Voices, Struggle”. This group exhibition, drawn from MPW’s archives, celebrates Human Rights Month and honours photographers whose work highlights our ongoing responsibility to uphold and protect human rights. The exhibition opens on Saturday, 7 March, at The Photo Workshop Gallery and Gallery 1989 in Newtown. 702 Breakfast with Bongani Bingwa is broadcast on 702, a Johannesburg based talk radio station. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio7See omnystudio.com/listener for privacy information.

After today's episode, head on over to @therapybookspodcast to learn about the latest giveaway and what else I am reading. *Information shared in this podcast is for informational and educational purposes only. On this weeks episode of What Your Therapist is Reading, Jessica Fowler speaks with Dr. Jessica Zucker about her book Normalize it: Upending the Silence, stigma and Shame that Shapes Women's Lives, (affiliate link) which examines women's experiences from girlhood through menopause, including miscarriage, body image, motherhood, and friendship, and aims to dismantle the silence, stigma, and shame surrounding them. Highlights Unspoken Pain and Joy Replace Silence with Stories Miscarriage Stigma and Shame Motherhood Without a Village Three-part framework—acknowledge it, share it, normalize it Menopause Friendship Grief and Loneliness About the author Jessica Zucker is a Los Angeles-based psychologist specializing in reproductive health and the author of the award-winning book I HAD A MISCARRIAGE: A Memoir, a Movement. Jessica is the creator of the viral #IHadaMiscarriage campaign. Her writing has appeared in The New York Times, The Washington Post, New York Magazine, Vogue, and Harvard Business Review, among others. She's been featured on NPR, CNN, The Today Show, and Good Morning America and earned advanced degrees from New York University and Harvard University. Her second book, NORMALIZE IT: Upending the Silence, Stigma, and Shame That Shape Women's Lives, is out now and available everywhere books are sold.  

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

March 1, 2026Join hosts Tony Moore, Michael Mattes, Justin Hareld, and Araceli Aviles, as they recap episodes of Days of Our Lives from the week of February 23-27, 2026.This week on Dishin' Days, Stephanie's stalker reveals himself, Holly is scared for her health, and Abe and EJ plot behind their sons' backs.Plus, Leo and Dimitri bicker in Alamainia, and Liam makes an unexpected connection.Be sure to follow us on all social media platforms:Facebook: DishinDaysShowInstagram: @dishindaysTwitter: dishindays

What proves real transformation?In this episode, we walk verse-by-verse through Epistle of James 1:19–27 and uncover what James says true faith actually looks like.It's not just hearing the Word. It's not just knowing theology. It's not outward religious performance.James confronts us with the evidence of genuine transformation:– Quick to listen – Slow to speak – Slow to anger – Doers of the Word – Care for the vulnerable – Lives unstained by the worldWe unpack: • Why human anger hinders righteousness • What it means to humbly receive the implanted Word • The danger of self-deception • What “pure and faultless religion” truly isTrials don't just test endurance. They reveal what's rooted.The question isn't “Did I learn something?” It's “What will I do with what I've heard?”✨ LINKS

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

Saudações festivas, ouvinte do RÁDIOFOBIA! Chegamos a mais um ESPECIAL DE ANIVERSÁRIO! No episódio de hoje celebramos 17 ANO NO AR! MUITO OBRIGADO a você que nos acompanha há tanto tempo e é a razão de ainda estarmos aqui com um novo programa a cada duas semanas! Este ano resolvemos celebrar trazendo uma convidada que assim como nós ama uma boa história, além de ser apaixonada por gatos, chocolate amargo e videogames! Em seus canais e podcasts ela fala de nerdices, aleatoriedades, cultura pop, RPG e muito mais! Convidamos você a comemorar com Leo Lopes, Naty Nogueira, Jéssica Dalcin, Júlio Macoggi e Victor Estácio mais um ano de amizade e bons papos recebendo a nossa amiga Katiucha Barcelos nesse episódio totalmente festivo do nosso RÁDIOFOBIA! Não deixe de interagir com a gente nas redes sociais, dar seu feedback sobre o papo e sugerir temas e convidados para as próximas edições do nosso podcast, além de deixar seu comentário no post, ok? Você também pode agora mandar sua cartinha para a Caixa Postal 279 - CEP 13930-970 - Serra Negra - SP, e seu e-mail para podcast@radiofobia.com.br! Arte do episódio: Sandro Hojo Links citados no episódio:- acompanhe as LIVEs de Fim dos Tempos pelo canal da Jambô Editora na Twitch- ouça o Vortex Podcast Links citados nas Cartinhas do Totô:- matricule-se já no Curso de Podcast- garanta o livro Curso de Podcast - Guia Básico em PDF e na Amazon para o seu Kindle- Podcast Store - a loja de produtos exclusivos da podosfera brasileira- Instituto Amargen- clique para assinar e ouvir o podcast Acepipes e Birinaites Links que indicamos sempre:- ouça o Ineditados Podcast- Acesse o novo site e ouça a RÁDIO 24h NO AR do Rádiofobia Classics!- assine o canal do Curso de Podcast no YouTube- siga @ocursodepodcast no Instagram- participe do grupo de produtores, apresentadores e ouvintes dos podcasts da Rádiofobia Podcast Network no Telegram Ouça o Rádiofobia Podcast nos principais agregadores:- Spotify- Apple Podcasts- Amazon Music- Deezer- PocketCasts Publicidade:Entre em contato e saiba como anunciar sua marca, produto ou serviço em nossos podcasts.See omnystudio.com/listener for privacy information.

Saudações festivas, ouvinte do RÁDIOFOBIA! Chegamos a mais um ESPECIAL DE ANIVERSÁRIO! No episódio de hoje celebramos 17 ANO NO AR! MUITO OBRIGADO a você que nos acompanha há tanto tempo e é a razão de ainda estarmos aqui com um novo programa a cada duas semanas! Este ano resolvemos celebrar trazendo uma convidada que assim como nós ama uma boa história, além de ser apaixonada por gatos, chocolate amargo e videogames! Em seus canais e podcasts ela fala de nerdices, aleatoriedades, cultura pop, RPG e muito mais! Convidamos você a comemorar com Leo Lopes, Naty Nogueira, Jéssica Dalcin, Júlio Macoggi e Victor Estácio mais um ano de amizade e bons papos recebendo a nossa amiga Katiucha Barcelos nesse episódio totalmente festivo do nosso RÁDIOFOBIA! Não deixe de interagir com a gente nas redes sociais, dar seu feedback sobre o papo e sugerir temas e convidados para as próximas edições do nosso podcast, além de deixar seu comentário no post, ok? Você também pode agora mandar sua cartinha para a Caixa Postal 279 - CEP 13930-970 - Serra Negra - SP, e seu e-mail para podcast@radiofobia.com.br! Arte do episódio: Sandro Hojo Links citados no episódio:- acompanhe as LIVEs de Fim dos Tempos pelo canal da Jambô Editora na Twitch- ouça o Vortex Podcast Links citados nas Cartinhas do Totô:- matricule-se já no Curso de Podcast- garanta o livro Curso de Podcast - Guia Básico em PDF e na Amazon para o seu Kindle- Podcast Store - a loja de produtos exclusivos da podosfera brasileira- Instituto Amargen- clique para assinar e ouvir o podcast Acepipes e Birinaites Links que indicamos sempre:- ouça o Ineditados Podcast- Acesse o novo site e ouça a RÁDIO 24h NO AR do Rádiofobia Classics!- assine o canal do Curso de Podcast no YouTube- siga @ocursodepodcast no Instagram- participe do grupo de produtores, apresentadores e ouvintes dos podcasts da Rádiofobia Podcast Network no Telegram Ouça o Rádiofobia Podcast nos principais agregadores:- Spotify- Apple Podcasts- Amazon Music- Deezer- PocketCasts Publicidade:Entre em contato e saiba como anunciar sua marca, produto ou serviço em nossos podcasts.See omnystudio.com/listener for privacy information.

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

Today we celebrate 5 years of God's faithfulness at King's Church — and we're not just looking back… we're stepping forward.In this powerful anniversary message, Lead Pastor Dillon Neely launches our brand-new series, STRONGER 2.0, calling our church to live with a Surrendered Faith — a faith that hears the voice of Jesus and simply does whatever He says.Over the last five years at King's Church:• 131 people have received Christ• 85 people have gone public in baptism• $380,000 has been given to church planting and global missions• Families have been restored• Lives have been healed and transformed• The gospel has gone forth with powerBut as Pastor Dillon reminds us:“In the Kingdom of God, every finish line is a starting line.”Rooted in Acts 8–9 and Colossians 2:6–7, this message challenges us to ask:Is my life truly rooted in and built upon the rock of Jesus Christ, or am I building my life on things that can never truly satisfy?Have I put my “yes” on the table?Am I living a surrendered faith?Through the stories of Philip, Paul, and the early church, we're reminded that God builds His Church through ordinary people who serve an extraordinary God with radical obedience. When we say yes to Jesus — whether through discipleship, generosity, serving, or bold evangelism — we have no idea what stands on the other side of our obedience.This is more than a celebration.This is a commissioning.STRONGER 2.0 is our renewed call to:• Be rooted and built up in Christ• Multiply disciples who make disciples• Strengthen families• Raise up leaders• Plant churches locally and globally• Live fully surrendered to the mission of JesusAs Pastor Dillon says, the best definition of a disciple is simple:“Do whatever He tells you.”If this message encourages you, like, subscribe, and share to help spread the gospel and strengthen the Church.SUBSCRIBE and get the latest messages: https://www.youtube.com/channel/UCVIzzCy3Z9Zsk0GwAH-yJ7g?sub_confirmation=1Watch this:  https://www.youtube.com/watch?v=5De6-FwIKq4&t=1sTo support this ministry and help us continue to reach people click here: http://kingschurchkc.com/giveWe are a movement for all people to find and follow Jesus Christ.——Stay ConnectedWebsite: www.kingschurchkc.comKings Church Facebook: Facebook.com/kingschurchkcKings Church Instagram: Instagram.com/kingschurchkc#kingschurch #faith #Christianity #kansascity #onlinechurch #churchonline #hope #churchesinkansascity

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

The debate around Scream 7 has become much bigger than a horror franchise. After Melissa Barrera was fired following her public support of Gaza, many fans began calling for a boycott — arguing that the studio's ties to Israel represent support for policies they believe amount to genocide.But is boycotting the film enough?In this episode, I break down the discourse surrounding Scream 7, Melissa Barrera's firing, and the broader conversation around Gaza and “Free Palestine” activism. More importantly, I explore a deeper question: are we practicing complete activism — or selective activism?It's easy to withdraw support. It's harder to intentionally redirect it.If we admire courage, are we willing to fund it? If someone takes a stand aligned with our values and pays a professional price, do we materially support their work afterward? Or does our activism stop at the symbolic gesture?This conversation isn't about telling you whether to see Scream 7. It's about examining how we practice our values — in culture, in media, and in the systems we participate in every day.We'll also clarify something critical: when it comes to Gaza or any humanitarian crisis, direct financial support to reputable aid organizations should always come first. Cultural boycotts are secondary. Lives are primary.Let's talk about consistency, integrity, and what real alignment looks like.

Welcome to the PodFather Podcast where we help Podcasters improve their shows and also those thinking of starting a podcast    Join my PodFather Podcast Community ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠https://www.skool.com/podfather/about⁠⁠⁠⁠⁠⁠⁠⁠     Start Your Own SKOOL Community ⁠⁠⁠⁠⁠⁠⁠⁠https://www.skool.com/signup?ref=c72a37fe832f49c584d7984db9e54b71⁠⁠⁠⁠⁠⁠⁠⁠     Join our Brain Fitness SKOOL Group ⁠⁠⁠⁠⁠⁠⁠⁠https://www.skool.com/brainfitness/about⁠⁠⁠⁠⁠⁠⁠⁠     #podcasting #Podcastmarketing #podcastingtips   Join Podmatch ⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠https://www.joinpodmatch.com/roy⁠⁠⁠⁠⁠⁠⁠⁠ ⁠   Speaking Podcast Social Media / Coaching My Other Podcasts ⁠ ⁠⁠⁠⁠⁠⁠⁠⁠https://bio.link/podcaster⁠⁠⁠⁠⁠⁠ ⁠⁠⁠   Bio of Pete Turner Pete A. Turner is a former US Army Counterintelligence Agent who conducted over a thousand missions in conflict zones, including Bosnia, Egypt, Iraq, and Afghanistan. His off-camp operations focused on gathering people, information, and secrets to help commanders achieve objectives and secure victories. Turner's constant access to "Ground Truth" honed his industry-leading expertise in field collection, delivering unparalleled guidance and operational accuracy for US forces. By building trust and applying cultural intelligence, he engaged host national leaders, tribal elders, and religious scholars, uncovering their needs and fostering unprecedented insights and partnerships. He holds a BA in Mass Communication from Cal State University Hayward and an MA in Organizational Management from University of Phoenix. Turner has co-authored peer-reviewed articles on ethical pitfalls in female engagement, action research for Afghan governance, and "Ground Truth" in military operations involving Islam, state-building, and NATO. He co-authored Transition Operations, a discussion with 29 articles on doctrinal gaps for US forces exiting partnered conflicts. Turner is the Executive Producer and Host of the Break It Down Show, he has produced over 2000 episodes in 10+ years, blending insights from combat scholars, authors, and professionals across echelons What we Discussed:     0:00 Intro     0:29 Who is Pete Turner   01:55 His Podcasting Journey to 2,000 Shows   03:30 Why he sometimes has co-hosts   05:00 Stopping someone hogging the Stage   08:35 How to Navigate Yes & No Questions   09:20 How to get the guest to speak more   10:00 Using a Live Platform   11:20 Should you engage with the Audience on Lives   12:50 The Software he uses switching cameras   13:50 The A10 Mini Pro for Podcasting   15:25 The Clapping and other sounds   16:03 The Sweet spot time for doing a live Podcast   19:10 Censorship and coded wording   22:28 How the Title can change the censorship   30:10 People using Ai to pitch for your Podcast   36:15 YouTube Putting too many ads on your Podcast   37:40 Does YouTube Software work?   39:00 Trying to Navigate Tik Tok & other Social Media Channels   41:15 The Platform wants access to your Audience   45:00 Paypal taking up to 10% Commisson   46:10 Getting More Donations for your Podcast   52:45 Building your Audience with Sweat Equity   54:40 The compound effect to growing your numbers   57:25 Where to find Pete Turner     How to Contact Pete Turner  ⁠https://www.breakitdownshow.com/⁠      

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

Atenção (disclaimer): Os dados aqui apresentados representam minha opinião pessoal.Não são de forma alguma indicações de compra ou venda de ativos no mercado financeiro.Seleção das partes mais interessantes das Lives de segunda.Live 359 - Visão do Estrategistahttps://youtube.com/live/as6GWmhEJUI

This is a free preview of a paid episode. To hear more, visit groundeddaily.substack.comOne third of Ramadan is behind us.There is a narration — its grading is discussed among scholars, but widely used as a reminder — that the first ten nights carry the overwhelming mercy of Allah, the second ten His forgiveness, and the final ten His guarantee of salvation from the fire. Though in reality, every single night holds all three. Ramadan does not divide itself neatly into chapters. But the framing is useful: if the first ten was a warm-up, the second ten is time to accelerate.Do a honest pit stop. How have the first ten days been? Whatever the answer, Ramadan is a marathon, not a sprint. The goal is not to peak on night one. The goal is to be better in the second third than the first, and better in the final third than both.Grounded is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.The People Who Think They Are GuidedAllah divides humanity into two groups in this passage: those who follow guidance, and those for whom misguidance has become their reality.Why does misguidance become their reality? Because they have taken Shaitan as their wali — their loyal, protective ally. And Shaitan, as we discussed, is a wali who flatters in good times and abandons at the worst possible moment.But here is the sobering part: they think they are guided.This is not about people who know they are doing wrong and do it anyway. This is about people who have followed Shaitan's logic so completely that it feels like wisdom. The Quraysh doing tawaf naked genuinely believed they were being more pure, more sincere before Allah. The logic made sense to them.This is the danger of reason untethered from revelation. On an individual level, so many harmful things can seem reasonable. Take riba — interest. Two people agree, both are happy, both see benefit. What is the harm? But apply that same logic across an entire economy and you get 2008. Families losing homes. Businesses collapsing. Lives broken. The short-term individual logic disintegrates when it scales.Our intellect is a gift. But it needs guidance. The Quran is that guidance. Without it, we are capable of convincing ourselves that almost anything is fine — and feeling guided the entire time.Dress Nicely for Prayer

Atenção (disclaimer): Os dados aqui apresentados representam minha opinião pessoal.Não são de forma alguma indicações de compra ou venda de ativos no mercado financeiro.Seleção das partes mais interessantes das Lives de segunda.Live 359 - Visão do Estrategistahttps://youtube.com/live/as6GWmhEJUI

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

Milyssa taljks with Past Life Regressionist and author Christopher Sansone about hs experiences regressing patients with past life memories and how they can influence a person in their current lifetime.Become a supporter of this podcast: https://www.spreaker.com/podcast/paranormal-uk-radio-network--4541473/support.

Are you providing your patients with a 5-star treatment? It starts with your front office. Kiera breaks down what a full rollout of peak client care looks like, identifying five different points to utilize as soon as that patient walks through the door (or calls). Episode resources: 5 Star Treatment Planning Document Subscribe to The Dental A-Team podcast Schedule a Practice Assessment  Leave us a review Transcript: The Dental A Team (00:00) Hello, Dental A Team listeners, this is Kiera. And today, I am so excited. Today is gonna be one of my absolute favorite topics, and it is getting more patients to say yes to treatment. You guys, I obsess about this, and I talk about it a lot, and I just feel that these are some really good things. And so I wanted to go through our five-star treatment planning process with you today, so that way you guys are able to help more patients say yes, be able to maximize your practice.   Because at the end of the day, a patient who comes into your practice, they want to do dentistry. There is a treatment coordinator that I worked with for years and she always says like, Kiera, my thoughts are when I go in and I treatment plan, like the reason is patients are gonna say yes to me because they're at the practice, they want to get this help. And I just think having that mindset helps so much. And so this is a five-star treatment planning and we've actually created it for the entire practice. And   one I'm gonna go through is,   specific and then we actually broke it down for our front office team, our clinical team and our doctors of this process of five star treatment planning. And what's really fun is when we implement this into a practice, we do a full rollout with the team. And then what we do is actually once they complete it, they actually get to check off their stars. And there's actually way you can become five star certified in Dental A Team. So if you're new to the podcast, welcome. I'm Kiera. Dent really is my last name. I'm obsessed with all things dentistry and I'm obsessed with teams and doctors having their best life possible.   Our team is so committed to you, to your practice, to making sure that you are thriving and not just surviving. And so really giving you guys tips and tricks that you can go implement into your practice to help more patients say yes, to be able to help your team be so thorough and so productive and really making life easier. So we love to hear from you. I love pen pals. You can always reach out Hello@TheDentalATeam.com. And if you're ever curious of, I wonder what consulting could look like in my practice.   Be sure to book a call. It's complimentary. We go through your practice with you. We assess your practice. We give you a roadmap, whether you work with us or don't, to make sure that you are always being able to positively impact your team, your life, and your community. Because our goal is to positively impact the world of dentistry in the greatest way possible. So with that, five-star treatment planning. So these are the quick five stars that we go. And like I said, then it's broken down more in depth of what each department needs to do. ⁓   The first one is going to be more for front office team members. And it also can be for clinical team if we're actually having them present treatment in the back. And so the first star is when we go into it, we're going to smile and assume the yes. So before we even walk into the room, we have confidence. We know that we're going to go into it. We know that we're going to have patients say yes to us and we smile.   We are going to assume that the patient wants to do dentistry. Why are we going through and saying like, my gosh, this is a big case. my gosh. I don't know if they're going to accept. my gosh. my gosh. Stop that. Why are we doing that? There's absolutely no reason to do that. Patients are at the dental practice and just because they don't love the dentist doesn't mean that they don't want to have healthy mouths and healthy teeth and being able to have confidence. I say our mouths are the coolest thing ever. We get to smile with them. We get to talk with them. We get to eat with it.   Like there's so much value to it. Like it truly is, I think, the gateway to our confidence. It's the gateway to our health. And so being able to help patients have that. So I'm always going to assume, like my mantra is, everyone says yes to Kiera and there's always a solution and we will find it together. So we go in and we have that and we're going to assume the yes. We also gonna use what I call the three E's and that is edification, empathy and energy. So I'm gonna watch the patient and I'm going to edify the doctor, which is star number two.   I'm going to have empathy for what they're going through and not just assume it's run of the mill, just because it's a crown for us, doesn't mean that that might be life altering for our patients. But we're not going to put negativity out there. We're still going to be able to have empathy and positivity for them and help them see that this is the best place for them to get their treatment done and then making sure our energy matches. You guys, I come in really high. I have a lot of energy. So many people are like, Kiera, we want to consult with you because we love your energy and our team needs that. Well, guess what? Our whole team has to have that because this is who I am.   And sometimes you need to have energy and like, need to get too excited on the podcast and I need to rally you. But for some of you, I remember there was a doctor who's like, Kiera, you're like a little much for my team. And my team's more like, hey, how are you? Well, guess what? That team is actually a better fit with Britney Stone. Britney is a much better match energy wise than I am. And so just making sure that we mimic and mirror the patient across from us. So star number one is smile and assume the yes before we even walk into it.   Star number two is we want to rave about the doctor and repeat a perfect handoff. So we want our patients to feel like they're on the winning team. And I think about it, if I'm going in like, I'm going in for surgery. And if that treatment coordinator who's presenting to me, so I've met the doctor, they've diagnosed the treatment to me. Okay, so all that needs to happen before we get to this spot. But the doctor told me, Carrie, you need to come back for surgery. If that front office person that I'm talking to about my financials said to me, gosh Carrie, you're so lucky.   ⁓ Dr. Kressler is absolutely incredible and you're going to get such great care. I've seen him do this surgery multiple times. I know you're in the best hands and truly I'm here to make sure that you're taken care of. We're super excited for you and I know you're going to have great results. Like even me saying that I feel this whoosh of like confidence of OK, got it like I am making the absolute best decision I possibly can. And so this is what we do. So number start number one is smile and assume the S use our three E's. Number two is rave about the doctor. Help them see that we're on the winning team.   and use that perfect hand up. It'd be like, awesome, Kiera, you are so lucky. Dr. Jones is so incredible. He's done this treatment so many times and we're gonna get you taken care of. Dr. Jones wants to see you back for a crown. We need to get you scheduled in about two weeks. We need to do about 30 minutes and we're also gonna get your cleaning scheduled for that. This is gonna be amazing. Doctor is incredible. And then we move to the third star, is schedule the appointment first and give two options. We wanna get the commitment.   So a lot of times treatment coordinators will like come in like, how was your visit today? Meh, I'm at the dentist. Why don't we control this narrative? I'm going to smile like, Hey, it's so great to see. I'm so excited to get you helped out. Dr. Jones is so incredible. You've made a great choice. And I know he's going to take great care of you. We're to get you scheduled for that crown in two weeks. It's going to take us about 30. It's going to take us about an hour and a half. I hope a crown's not 30 minutes. It's going to take us about an hour and a half. And we're also going to get that cleaning scheduled. perfect. First things first, let's get you scheduled.   I've got Monday or Wednesday, which works best for you. That's when Dr. Jones does all of their crowns. I've got Monday or Wednesday, which works best for you. The reason I wanna move right into scheduling is because this is gonna help me get a commitment. And I believe that words are free and we should use them to our advantage. So when I'm going through this, let's just make it very easy for the patient. We smile and assume the yes, we rave about our doctor and talk about our perfect handoff, and then we move right into scheduling. Now the patient might be like, well, I wanna know what this is going to cost. I say, absolutely.   I want you to feel so solid and rock solid confident moving forward. Dr. Jones is extra busy. So we always just make sure we get you on the schedule, make sure we get that appointment set. I'm to go over all the financials. I want you to be super confident with that. But we'll just get you scheduled since the schedule is so busy. I've got Monday or Wednesday, which works best for you. Now, if they push back again, don't stress, talk to them. But this way they're able to see the flow, how we're going to do this. Because for me, what I'm also doing on that is I'm putting emphasis of we are doing treatment. And the question is how we want to pay for it, not the question of are we doing treatment or not.   I'm not forcing a patient, I'm not making them doing it, but sequence does matter when it comes to treatment planning. And you guys, I am a dang good treatment coordinator. 50, 60, $70,000 cases paid in full same day. It is not something that is hard, but it is something that's finesse. And I do believe that it's an art, not a like set in stone science. It's an art, it's a feathering. It's a reading the patient, it's understanding. And I'm giving you guys literally how I do this and how it's worked for so many practices.   practices we've been able to add multiple millions annually by doing this process. So we schedule first, get them scheduled. Then after that, we're going to present the total treatment. So star number four is point to the amount. I don't say it out loud saying 10 grand is very loud and obnoxious and obtrusive. Pointing to it doesn't feel as bad. And I'm going to use the art of silence. So that's star number four in our five-star treatment planning. So once the patient's scheduled, we're gonna present the treatment, all right? So we're gonna go through that crown and that cleaning.   It looks like it's going to be this amount. This is what your insurance is estimated. I'm pointing with my fingers. I go down and your out of pocket total will be blank this when we see you on Wednesday. What questions do you have for me? I want you to be super confident moving forward. And then I zip my lips and I'm silent. And the patient usually will say, perfect. Nope, no questions. I'll see you then. Or they'll say, ⁓ I'm curious about that. Like that was a little bit more than I was thinking. Do you have any options? I promise you they will say that.   But instead of me right here, which is where I think most treatment coordinators and failing goes wrong is when they say, ⁓ my gosh, so do you have questions about financing or do you have any questions about this? One, I don't ever want a patient to say no to me. So I don't ever use the questions of do you want to, or do we want to do this, or do you have questions? I say, what questions do you have for me? Let's get you scheduled, not do you want to schedule? And these are just small little nuances, but if you watch yourself and you listen to yourself and doctors, same thing in your exams.   and clinical team members, same thing when we're back there. We're so obsessed with this like quick, yes, no, yes, no, yes, no, I wanna get you in and out versus I want to actually solve, I want to actually schedule patients and I want to actually be thorough with my patients. So what questions do you have? Words are free, use them to your advantage, use the art of silence and don't talk, zip your lips, but people get nervous and they don't want you to break up with them and they don't wanna be rejected so they start talking and they're like, my gosh, we can talk about finances, we can talk about, do you actually wanna just for free?   This is how discounts come about. This is how doctors are like, my gosh, I just gave that, it's a way for free. Stop talking. Let them process and let them ask, what questions do you have for me? I want you super confident moving forward. And I stop and I smile. And I truly do. And I might feel awkward, that's okay. But remember, I'm assuming the yes, they're going to say yes to me. Why wouldn't they say yes to me? And my second mantra is there's always a solution. And we together, me and this patient are going to find it because my job is to make them healthy, happy, and like total full care of health.   So then we go on to star number five, and that is over objections, okay? So objections do come, but objections to me are like, just remember that they need more information. We haven't educated them on something. That's all it is. They're not rejecting you. And so I say, go beyond the no with air quotes two times. And I do it as an S because I just want to find out and I want to dig to the root. I'm not forcing these patients, but 99 % of the time an objection just means I need to educate them more. I need to answer their questions. I haven't filled them in on something and that's all it is.   So we become a word ninja, we go past it, let's find a solution. And then if I've gone past it two times and I've really done my best, then I schedule them on a two, two, follow-up. So I call them in two days, two weeks, two months. So no matter what, they're still gonna talk to me and I'm going to make sure that they get the success. So that's our five star.   And when you start tracking it, we track it as well. We look to see our patterns and it helps our treatment coordinators get better and better. So now you're like, well,   But Kiera, that's great. Now let's talk about the objections. Cause I got my fifth star. My fifth star means I got to go past objections twice. Well, let's talk about some objections. Number one is a lot of people do think about just insurance. So they're like, okay, well, what about insurance? I like to explain that insurance is a coupon. So like just like Kohl's cash or coupons at the store. Well, you still want to buy the carrots, even though they're not on sale. And so what we do is we use our insurance and we maximize every single penny of it. but we also don't want to just wait on insurance and have insurance dictate because it's never going to be cheaper.   or more predictable than it is today. So we wanna make sure that we your treatment taken care of, you're worth it, you deserve it. And we're gonna squeeze every single dang penny out of that insurance company that we can. But we just have to recognize that dental insurance is different than medical insurance. And dental insurance is a coupon, medical insurance, we pay our deductible and they cover everything else. So that's why, and so our job is to help you out with this. We're gonna get you scheduled for this. I've got Monday or Wednesday, which works best. And we're gonna make sure that you're taken care of with that. Schedule.   If they're like, I need to check my work schedule. Fantastic, no problem. I, Kieran, you gotta be careful, use your words. I, Kieran, would hate to forget about you. The truth is, I literally will. I've got like 100 patients coming today. So I would hate to forget about you and let you slip through the cracks. Let's just pop you on the schedule and if that doesn't work when you get home, me a call and I'll happily change it for you. That's it. Then you're like, okay. If I say, oh John, I would hate for you to forget about this, he'll be like, I'm not gonna forget. But if I'm like, oh, I would hate to forget about you, patient's like, yeah.   Don't forget about me, Keir, put me on that schedule. It's all about psychology and making these patients feel like VIPs. I truly believe our patients are VIPs. I love them so much and I want them to get the best dental care possible. So that's what I'm gonna do for schedule or for work. Now if it's cost, I remind them and truth be told, it will never be cheaper or more predictable than it is today. So let's get you scheduled, let's figure this out, let's work through the solutions. I have so many solutions with you. Like let's work through it. What solutions do you have? Like this didn't happen overnight, we don't have to solve it overnight.   We do need to get going on it so it doesn't get worse. We present the other side of the problem. This is what happens if we choose to wait. And I just want you to know your options, you're worth it. Let's get this taken care of. There's always ways that we can work on cost. You guys, there's thousands of ways. We can do less treatment. We can split it up. We can do layaway, whatever your practices processes are. But usually it's not cost. Usually it's fear. And I'll say, let's talk about it. Do we have savings or do we wanna talk about third party financing?   I'm not gonna give them care credit to go home and apply for. Let's just apply right now. Let's find out what our options are. Let's see what we've got here that we were able to find out. And then like, I don't want you to have to go home and make this hard. Let's make this easy to where you feel confident and we're able to find the solution for you.   How many times do we actually spend the time to do that? To me, that's VIP care. I can't tell you how many times I've watched treatment coordinators like, here's the application, go home and do it. Well, guess what? They're not. That's hard. Let's make this easy for them. Let's find the easiest way for them to say, yes, that's VIP customer service. And I know you might be like, here, I'm so busy. Guess what? This is the fastest, easiest way to fill your schedule. How many of you want to make phone calls to fill that schedule? I don't. I'd much rather sit here and do five minutes of care credit with you rather than chasing you down, trying to do care credit, figuring it out. That's way harder.   Choose our heart here. And then spouse. Spouse like, need to talk to my spouse. Absolutely. I 100 % want you to chat with your spouse. What questions you think that they'll have? I want to make sure that you're fully prepared and confident to answer those. Well, I think they'll want to know about costs. I think they'll want to know about the... They'll tell you. They will tell you. Or if they're like, oh no, I'm like, hey, I really hate to try and like relay things to my spouse that I don't know about. I'm happy to get them on a phone call so that way we can talk about this openly. I'm here as a resource for you.   more than happy to do that with you. Now there's two ways you can do this. There's pressure or there's like confidence of I'm genuinely wanting to help you out. And truth be told, like I know this is so much easier. I think in all of treatment planning, I'm thinking how's the easiest way for this patient to say yes. How's the easiest way for me to help them. And this is where we're going to go. These are how I'm going to go past these objections. And I think for so many of us, we just want to like one and done. I did my job, check the box versus like it's outcomes over activity.   my outcome, I'm trying to get as many patients scheduled as possible, not the activity of I presented treatment plans. It's very different. So if I know my goal is not just to present treatment plans, my goal is to have like 80 % success. Well, then I'm going to look at this and I'm going to work through this and I'm going to check off all five stars and I'm going to become an expert. But realizing that I have to continually improve on treatment planning is going to be a great piece for you.   So this is the five-star treatment planning. And like I said, we have it for every single position. This was more of a front office. We have it for doctors. We have it for clinical team members, but this is a great way for you guys to increase your case acceptance, help more patients. And remember, 80 % of treatment planning is psychology, 20 % skill. So when we go through this, I think this is going to really be able to help you guys, guide you guys. And I know it will because I've done it for so many practices. So let's do it for yours. And if you need help, there are practices where we literally just do treatment planning consultations.   We consult them, we work with the front office team members, and what we do is we listen to the treatment plans, we help them out. And I've done this with many offices for multiple years. And it's crazy because in those practices, they're like, what happened? You guys also became like so successful and people were noticing that. And they're like, well, it all started when we hired this consultant and they've added multiple millions, but dollars are nice. Lives changed is better. And how many lives have we been able to help? How many people we've been able to help?   because we chose to be word ninjas, we chose to use our words to the best of our ability. We chose to listen and to see and to look at the results we're getting and change our processes and not be so set and like, well, this is what I do. I tell everyone that we coach, I don't actually care. There's no script. Like, yes, you guys can have this email us. Hello@TheDentalATeam.com   But more than that, what I care about is that you're able to help these patients and that we get the outcomes, the results. We're after results. We're not after the task. So if your results are crushing it,   You don't need to change anything, but if they're not and we're not getting the results we want, then change. And I would hope that you and your practice take on that none of us are perfect. All of us are here to expand, to grow, to evolve. And that's what we're here to do. We're here to help and serve more patients. So reach out if we can help you guys. Hello@TheDentalATeam.com. Go implement this, go change more people's lives, go become treatment planning masters. And as always, thanks for listening. I'll catch you next time on the Dental A Team podcast.  

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

Dr. Ross Greene's work has profoundly shaped how so many of us think about kids' behavior and what they actually need from the adults in their lives, so I'm thrilled to welcome him back to the show to talk about his brand new book, The Kids Who Aren't Okay: The Urgent Case for Reimagining Support, Belonging, and Hope in Schools. Together, we explore the urgent need to reimagine how we support children in schools, especially as mental health concerns continue to rise. We dig into the importance of recognizing developmental variability, why meeting kids where they are is non-negotiable, and how current behavior-focused systems miss the real problems underneath. Ross also highlights the role parents and caregivers can play in advocating for meaningful change. About Dr. Ross Greene  Ross W. Greene, Ph.D., is a clinical psychologist and the originator of the innovative, evidence-based approach called Collaborative & Proactive Solutions (CPS), as described in his influential books The Explosive Child, Lost at School, Lost & Found, and Raising Human Beings. He also developed and executive produced the award-winning documentary film The Kids We Lose, released in 2018. Dr. Greene was on the faculty at Harvard Medical School for over 20 years, and is now founding director of the non-profit Lives in the Balance. He is also currently adjunct Professor in the Department of Psychology at Virginia Tech and adjunct Professor in the Faculty of Science at the University of Technology in Sydney, Australia. Dr. Greene has worked with several thousand kids with concerning behaviors and their caregivers, and he and his colleagues have overseen implementation and evaluation of the CPS model in countless schools, inpatient psychiatric units, and residential and juvenile detention facilities, with dramatic effect: significant reductions in recidivism, discipline referrals, detentions, suspensions, and use of restraint and seclusion. Dr.Greene lectures throughout the world and lives in Freeport, Maine. Things you'll learn from this episode  How kids today are facing unprecedented challenges that require new ways of thinking and responding Why developmental variability matters and why every child needs support tailored to their unique profile How schools can create more supportive ecosystems by using proactive rather than reactive approaches Why behavior is often a late signal of unmet expectations, not the problem itself How managing expectations and understanding root causes can reduce concerning behaviors Why parents' advocacy and the Collaborative & Proactive Solutions model can transform how children are supported in education Resources mentioned The Kids Who Aren't Okay: The Urgent Case for Reimagining Support, Belonging, and Hope in Schools by Dr. Ross Greene Never Too Early: CPS with Young Kids (documentary) The Explosive Child: A New Approach for Understanding and Parenting Easily Frustrated, Chronically Inflexible Children by Dr. Ross Greene Lives in the Balance (Dr. Greene's website) The B Team (Facebook group) Lost at School: Why Our Kids With Behavioral Challenges are Falling Through the Cracks and How We Can Help Them by Dr. Ross Greene Raising Human Beings: Creating a Collaborative Partnership with Your Child by Dr. Ross Greene Lost and Found: Helping Behaviorally Challenge Students (and While You're At It, All the Others by Dr. Ross Greene The Kids We Lose (documentary) How to Parent Angry and Explosive Children, with Dr. Ross Greene (Tilt Parenting podcast) Ken Wilbur Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

Are you in the seat that God is calling you to?  In this episode, Jeff and Kyle discuss:  Living with curiosity and open communication. Generosity in influence. Learning and living in both the 1st and 2nd generation seats of organizations. Tapping into your emotional side.    Key Takeaways:  The family story is made up of 4 Ts, not 3: time, talent, treasure, and testimony. Write for your family alone. What do you want them to know and to carry forward? We must invest in the rising generation. Consider walking through the succession and transfer of influence sooner than you think. This can help to break the negative cycles that we may not even see. The focus of the family needs to come through the spirit. Get out of your head, and feel what God wants you to know and to do.   "I'm talking about doing something that taps into this softer, emotional feeling side that at first feels very uncomfortable, but I believe the Holy Spirit will speak through it in ways that are unimaginable and are uniquely gifted to unleash something that is God-breathed." —  Kyle Circle   Episode References: Gospel Patrons: People Whose Generosity Changed the World by John Rinehart   About Kyle Circle: Kyle is from a 19-generation farming family and was born into the largest 1st Gen strawberry farming family in the U.S., now in the wine business in the Central Coast of CA. They sold a 500-acre vineyard to the Gallos in 2018 and another 440 acres to Cupcake. Today, they're the largest grower for Joel Gott and Austin Hope in Santa Ynez and Paso in the Central Coast of California, with hundreds of acres of premium vineyards. The family history can be summed up as high-tech thinking in a low-tech industry, like agriculture. Today, the family holds various classes of real estate. This led him to start his 1st business when he was 11 years old, today owning land/vineyard, commercial, industrial & residential properties. He ended up having a 15-year professional music career where he played drums for Katy Perry. He did A&R, having found Francesca Battistelli getting her record deal, and managed a half dozen artists until 2010. His last artist was Nate Smith, who now has 3 #1 country singles and has been out with Morgan Wallen all last year and been out with Jason Aldean. Kyle was featured in Robert Frank's 2007 New York Times best-selling book, “Richistan: A Journey Through the American Wealth Boom and the Lives of the New Rich,” in Chapter 11 titled Astrokids. Robert was the Senior Editor of the Wall Street Journal's “The Wealth Report” for 18 years, is now the CNBC Wealth Editor, and has been hosting Inside Wealth since 2012. In 2005, along with a small group, co-created YPONextGen (now called YNG for raising the next generation of YPO/YPO Gold), which Kyle was part of for 7 years before joining EO (Entrepreneurs Organization) for 7 years, where he was also on the local board. There is now a YNG chapter in every major city in the world. He's always been a serial entrepreneur with a deep heart for pastors! Having chaired the national board for standingstoneministry.org for 4 yrs, on the board for 7 yrs, 2017-2021, and walked the founders through succession planning, which opened his eyes to how closely related the rich younger ruler and pastors and ministry leaders and their families were.   Connect with Kyle Circle: Website: flourishingfamily.com LinkedIn: linkedin.com/in/kylecircle    Connect with Jeff Thomas: Website: arkosglobal.com Podcast: generousbusinessowner.com Book: arkosglobal.com/trading-up Email: jeff.thomas@arkosglobal.com X: x.com/ArkosGlobalAdv Facebook: facebook.com/arkosglobal LinkedIn: linkedin.com/company/arkosglobaladvisors Instagram: instagram.com/arkosglobaladvisors YouTube: youtube.com/channel/UCLUYpPwkHH7JrP6PrbHeBxw

"We didn't have to grow up with that." — Ross Greene, on school shootingsOne of the most persistent worries these days is that our kids aren't okay. With most of the blame, of course, now being placed on the ubiquity of social media. But psychologist Ross W. Greene, author of the bestselling Lost at School, has a new book out today called The Kids Who Aren't Okay which doesn't place all the blame on social media. Indeed he argues that if we focus only on the internet, we'll fail to understand the broader psychological struggle that many of our kids face today.It's not that Greene is in total denial about the destructive nature of social media. But none of his leading reasons for today's crisis in schools are associated with technology. His top three:●      School shootings●      High-stakes testing●      Zero-tolerance policies with a focus on punishment rather than empathyThe new book, Greene impishly promises, has things in it that will offend just about anybody on both the left and right. He calls out teacher unions for failing to support legislation against restraints and seclusions—pinning kids to the ground, dragging them to locked rooms. And he criticizes both parties for bipartisan policies that have made it harder for educators to educate.The definition of good teaching, Greene insists, is meeting every kid where they're at. Standard testing is exactly the opposite. If you try to treat everybody exactly the same, he warns, you will meet nobody where they're at. We need to get busy teaching kids how to collaborate on solving problems, he says—otherwise they'll turn out like us—only worse. Five Takeaways●      Social Media Isn't in the Top Three: Greene's top factors making it harder to be a kid: school shootings, high-stakes testing, and zero-tolerance policies. If we focus only on social media, he says, we'll miss the rest of the picture.●      We're Still Pinning Kids to the Ground: Schools still use restraints and seclusions—pinning kids down, dragging them to locked rooms. Legislation has been available since 2011. The two largest teacher unions have yet to support it.●      High-Stakes Testing Is the Opposite of Good Teaching: Good teaching means meeting every kid where they're at. Telling every kid they have to get over the same bar by the end of the school year is exactly not what the doctor ordered.●      Fairness Means Treating Every Kid Differently: If you try to treat everybody exactly the same, you will meet nobody where they're at. Meeting each kid where they are isn't unfair to the rest—it's fair to everyone.●      This Book Will Offend Just About Anybody: Greene calls out both political parties, teacher unions, and policies on both sides of the aisle. Somebody's got to wade in, he says. Somebody's got to call it. About the GuestRoss W. Greene, PhD is the author of Lost at School and The Explosive Child. He is the founder of the nonprofit Lives in the Balance and the inventor of the Collaborative and Proactive Solutions approach. He has worked with nearly 3,000 kids and their caregivers.ReferencesBooks mentioned:●      The Kids Who Aren't Okay by Ross W. Greene — his new book on reimagining support, belonging, and hope in schools.●      Lost at School by Ross W. Greene — his bestselling earlier work on kids with behavioral challenges.About Keen On AmericaNobody asks more awkward questions than the Anglo-American writer and filmmaker Andrew Keen. In Keen On America, Andrew brings his pointed Transatlantic wit to making sense of the United States—hosting daily interviews about the history and future of this now venerable Republic. With nearly 2,800 episodes since the show launched on TechCrunch in 2010, Keen On America is the most prolific intellectual interview show in the history of podcasting.WebsiteSubstackYouTubeApple PodcastsSpotify Chapters:(00:00) - Introduction: The kids who aren't okay (01:17) - Are most kids struggling? (02:51) - Top three factors: Not social media (04:11) - Is this an American problem? (05:15) - Distrust of authorities—even PhDs (06:47) - Which kids are struggling most? (08:04) - Where's the cultural rebellion? (09:55) - Helicopter parenting (11:34) - Wading into the culture wars (13:00) - Restraints and seclusions: We're still pinning kids down (15:10) - Were schools always this punitive? (17:23) - Why teachers are underpaid and leaving (18:57) - Public vs. private schools (19:59) - Is this about money? (21:07) - Every kid is different (24:06) - The problem with 'fairness' (26:27) - Medication: Not black and white (28:34) - Social media: Correlational, not causal (31:54) - What happens to kids who aren't okay?

February 22, 2026Join hosts Tony Moore, Michael Mattes, Justin Hareld, and Araceli Aviles, as they recap episodes of Days of Our Lives from the week of February 16-20, 2026.This week on Dishin' Days, Chad takes an extended break from Salem, as we say goodbye to his portrayer Billy Flynn. Leo and Dimitri also decide to leave in order to prove Dimitri's innocence, various Salemites bask in Valentine's Day, and Holly's behavior alarms Tate.Be sure to follow us on all social media platforms:Facebook: DishinDaysShowInstagram: @dishindaysTwitter: dishindays

The Myth of Time Healing: Contrary to popular belief, time alone does not heal betrayal wounds. Assessment responses reveal people still struggling 15, 35, even 40+ years after their betrayal, with statements like "feels like it happened yesterday" and "I'll never trust again."  The Critical Difference: Betrayal recovery requires deliberate, intentional healing—you can't count on time or a new relationship to fix it.  The Problem with Traditional Approaches  Wrong Tools at the Wrong Stage: Even excellent therapeutic tools can backfire when applied at the inappropriate stage of recovery:  Stage 2 (Shock & Trauma): Clients need nervous system regulation, not gratitude exercises or trust-building  Stage 4 (Rebuilding): Clients may not need the same interventions that worked in earlier stages  Why Coaches Struggle: Practitioners often dread seeing betrayal clients because their proven methods aren't working—but it's not the tools, it's the timing. Someone who's been betrayed isn't starting at the same place as other clients.  The Waitlist Initiative  A new waitlist has been created to connect people struggling with betrayal to properly certified coaches and practitioners. The response has been overwhelming, with heartbreaking stories of:  PTSD symptoms 30 years post-betrayal  Closed-off relationships due to family betrayals from decades ago  Lives that "haven't been the same since"  Understanding the Stages  Stage 2: Shock and trauma—nervous system completely dysregulated  Stage 3: Survival mode—functional but flat, no joy. This is where most people get stuck because:  It feels better than the chaos of Stage 2  It's the "familiar known"  Fear of the shakeup change would create  Intentionally ignoring intuition due to lack of bandwidth  The Stage 2-3 Loop: Many people bounce between shock/trauma and survival, like being thrown down a ravine, climbing up, then being thrown down again.  Stage 4 & 5: Hopeful, growth-oriented, forward-moving—but most people don't even know these stages exist.  Why People Stay Stuck  Lack of awareness: They don't know Stage 4 and 5 exist  Familiar vs. good: We choose the familiar known over the unfamiliar unknown, even when it's not serving us  Fear of disruption: New boundaries and standing up for yourself creates a shakeup  Bandwidth concerns: Mental, emotional, physical, or financial limitations  Comparison trap: Stage 3 seems "good enough" compared to Stage 2  The Cost of Staying Stuck  Post Betrayal Syndrome symptoms persist when you ignore your intuition and stay in Stage 3:  Physical illnesses and conditions  Mental and emotional symptoms  Your body communicates through its weakest link  Over 100,000 people tested show consistent symptom patterns  The Reframe  The Weight Loss Analogy: Two friends, both 30 pounds overweight and "fine." One loses the weight and transforms—feels amazing, confident, energized. The other declines help, saying "I'm okay."  The Truth: If you knew for even a minute what Stage 5 felt like, you wouldn't waste another minute in Stage 3.  The Path Forward  Healing requires moving through all five stages with the right support and tools applied at the right time. The goal of the PBT Institute certification program is to get the Five Stages framework into as many qualified hands as possible—because it's not about one person, it's about every certified practitioner reaching everyone in their sphere.  Most Common Betrayal Types  From the waitlist responses:  Family betrayal  Partner betrayal  Note: Early, unhealed betrayals (often in childhood or early relationships) frequently underlie later betrayal experiences—it's often not where you think it started.  Bottom Line: Just because something is familiar doesn't mean it's good. There's something so much better waiting in Stages 4 and 5—but you have to move through the process deliberately and intentionally to get there.  Resources: Join the waitlist: https://thepbtinstitute.com/waitlist/  Grab the book and bonuses: https://thepbtinstitute.com/unstuck/  

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

Joshua Foo is a photographer and director whose work fuses a chef's sensibility with a filmmaker's eye, grounded in his perspective as a queer Asian-American immigrant. We talk about “ways of seeing,” the craft behind his images, identity and heritage, and how life experience, not least a recent heart attack, shapes the stories he chooses to tell.Based in the Midwest, Foo draws on his experience working in kitchens as a chef and his background in culinary arts and film production to bring food, people, and spaces to life with a cinematic and tactile approach. He has photographed and filmed chefs, farmers, and industry professionals all over the world, and his work has been featured in The Washington Post, People Magazine, with collaborations including James Beard Award-winning and Michelin-starred chefs. Foo has led both photo and video projects for companies like Lipton Ice Tea, Qdoba, Pepperjax Grill, and more. Rooted in his perspective as a Queer Asian-American immigrant, Foo values equality, equity, and respect on set, and enjoys working with both small businesses and larger companies to tell compelling stories through his mediums.*************************Today's show and others are supported by the generous membership of Amy and Tom Trenolone.*Bonus content* for Lives members only features exclusive content and more. Find a Lives membership tier that fits you - support link here.

The Book of Romans unveils the heart of the gospel and the power of God to save. As Paul explains justification, grace, faith, and life in the Spirit, believers are reminded that righteousness comes through Christ alone. Romans strengthens our foundation in truth and challenges us to live transformed lives marked by obedience, surrender, and wholehearted worship. FREE MEDIA LIBRARY https://app.jesusdisciple.com/jesus-way/media-library SOLID LIVES https://www.solidlives.com/ SUPPORT https://pushpay.com/g/jdglobal Thank you for joining us today! For more resources like this, or to support the ministry of Solid Lives, visit one of the links below: FREE MEDIA LIBRARY » Download or listen at https://SolidLivesMedia.com/ ABOUT SOLID LIVES » Find out more at https://www.solidlives.com/ SUPPORT » Help us get the word out at https://solidlives.com/give/

The Lives of Contemporary Artists: Episode 168 by Timmy Black

Become a volunteer at our Family Retreats today by signing up at www.joniandfriends.org. -------- Thank you for listening! Your support of Joni and Friends helps make this show possible.     Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org   Find more encouragement on Instagram, TikTok, Facebook, and YouTube.

Scripture: Ephesians 6:24+ What you love most is the most important thing about you.“According to Augustine, ‘There is a scale of value stretching from earthly to heavenly realities, from the visible to the invisible; and the inequality between these goods makes possible the existence of them all.' God is one thing, angels are another, as are people, terriers, red oaks, squash, rocks, and dirt. Each item fits in God's overall scheme of creation. The nature of things in the hierarchy is unchangeable, and so is the kind of satisfaction it can provide when we are related to it through love. Because of these actual differences in things, the outcome of loving each actual thing will be different. There is a divinely designed fit between our needs, the character of the things that can satisfy them, and the way we should love them in order to be satisfied. Even though each thing God made is good, delightful, legitimate, and a source of satisfaction as an object of our love, we "must not expect more from it than its unique nature can provide." We must give love and praise to things apportioned to their worth. - David K Naugle, Re-Ordered Loves; Re-ordered Lives."Everybody worships. The only choice we get is what to worship. And an outstanding reason for choosing some sort of god or spiritual-type thing to worship...is that pretty much anything else you worship will eat you alive. If you worship money and things—if they are where you tap real meaning in life—then you will never have enough. Never feel you have enough. It's the truth. Worship your own body and beauty and sexual allure and you will always feel ugly, and when time and age start showing, you will die a million deaths before they finally plant you...Worship power—you will feel weak and afraid, and you will need ever more power over others to keep the fear at bay. Worship your intellect, being seen as smart—you will end up feeling stupid, a fraud, always on the verge of being found out." - David Foster Wallace + What does it mean to love Jesus?-       Adoration - thinking highly of Jesus.-       Affection - feeling deeply for Jesus.-       Allegiance - following faithfully after Jesus.Matthew 10:37–38“All of Christ is to be loved, and He is to be loved above all.” John Gill.Revelation 2:1-5Psalm 34:8 (NIV)+ ExaminePsalm 32:1–5 (NIV)+ Exercise+ Encounter

School Phone Bans. School Vouchers & Home School's Dark Side. COVID's Damage to Students. Epstein & Trump's Broken Culture Where No Means Yes. Australia's Social Media Experiment. LGBTQ Kids in the Crosshairs.   These are really wild and stressful times for everyone. And if you have a child in your life, or care about kids, or just care about yourself, this is a special pod that you need to hear or watch.  Trump has been at war with the media, the Pentagon, and Democrats—but there's also been a secret war on our children. And it's been supercharged by ICE. One in four kids in American public schools has a parent who's an immigrant, and right now those children are afraid to go to school. Education Secretary Linda McMahon has gotten little scrutiny while moving forward with plans to totally dismantle the Department of Education. Meanwhile, our kids are still processing COVID trauma, navigating an unregulated tech landscape, and coping with mental health challenges, suicide risk and basic day-to-day stress that touches every family. Especially if you're a parent—and an especially if you're about to head out on winter break with them—you should check out this show and take it with you. In this vital conversation, Paul Rieckhoff sits down with Anya Kamenetz—author of The Stolen Year: How COVID Changed Children's Lives, writer of the Substack newsletter The Golden Hour, and one of America's leading voices on child well-being. They discuss the impact of ICE enforcement on school attendance, the strategic attack on public education, cell phone bans in schools, Australia's social media age restrictions, youth suicide trends, and how parents can cope while raising kids in a political combat zone. And how kids are surviving in real combat zones like Ukraine—and how we can all better cope with all that is coming at us right now.  Anya brings clarity, compassion, and actionable wisdom to one of the most underreported crises in America: the well-being of our children. From mental health first aid to collective resilience, this episode offers both a stark wake-up call and a roadmap for staying vigilant and hopeful. And it's a must for every parent in America especially.  Guest: Anya Kamenetz is an award-winning journalist, author, and thought leader on education, parenting, and child development. She is the author of multiple books including The Stolen Year, and writes The Golden Hour on Substack. She has served as an advisor to the Aspen Institute and the Climate Mental Health Network, and her work has appeared at NPR and beyond. Learn more at https://www.anyakamenetz.net and subscribe to her Substack at https://thegoldenhour.substack.com. Be sure to check out her books: The Stolen Year, The Art of Screen Time, The Test, and DIY U. Because every episode of Independent Americans with Paul Rieckhoff breaks down the most important news stories--and offers light to contrast the heat of other politics and news shows. It's independent content for independent Americans. In these trying times especially, Independent Americans is your trusted place for independent news, politics, inspiration and hope. The podcast that helps you stay ahead of the curve--and stay vigilant. Connect with Independent Americans: Subscribe on YouTube, Spotify, Apple Podcasts, and all podcast platforms Read more at Substack Support ad-free episodes at Patreon  Connect: Instagram  • X/Twitter • BlueSky • Facebook  Follow on social: @PaulRieckhoff on X, Instagram, Threads, and Bluesky -WATCH video of this episode on YouTube now. -Learn more about Paul's work to elect a new generation of independent leaders with Independent Veterans of America. -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -And get cool IA and Righteous hats, t-shirts and other merch now in time for the new year.  Independent Americans is powered by veteran-owned and led Righteous Media.  And now part of the BLEAV network!  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Check out https://www.squarespace.com/opl to save 10% off your first purchase of a website or domain using code OPL. Other People's Lives is sponsored by BetterHelp. Give online therapy a try at https://betterhelp.com/opl and get on your way to being your best self. Head to https://factormeals.com/opl50off and use code opl50off to get 50% off your first Factor box PLUS free breakfast for 1 year. Get started today at https://StitchFix.com/opl to get $20 off your first order—and they'll waive your styling fee. This week Greg and Joe speak with a woman who was raised in the amish community and decided to leave when she was 22. She talks about the positives and negatives of being raised amish, why she left, and the fear of being shunned by her family. If you'd like to be on our show, we'd love to have you! Send an email to oplpodcast@gmail.com or visit www.oplshow.com we'll be in touch if your story is a fit for the show. Learn more about your ad choices. Visit megaphone.fm/adchoices