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Bill released 8 albums from 1969-1977 with Sons of Champlin then moved to LA to become a solo artist and session musician, co-writing two Grammy-winning tunes. He was the designated soul singer in Chicago from 1981-2009 and released several solo albums starting in 1990 while continuing to collaborate widely. We discuss "Alone" from Livin' for Love (2021), the title track from He Started to Sing (1995), and "Right On" by Sons of Champlin from Welcome to the Dance (1973). End song: "Plaid" by Chicago from Stone of Sisyphus (1992). Intro: "Please Hold On" from Chicago 17 (1984). Learn more at billchamplin.com. Hear more Nakedly Examined Music. Support us on Patreon.
In this episode, Anthony Soohoo, CEO of MoneyGram, shares his vision for transforming one of the world's largest global payments networks through what he calls a "refounder mindset." Drawing from his experience leading digital transformations at major companies like Walmart and CBS, Soohoo discusses how MoneyGram is modernizing its platform while leveraging its incredible assets: a network of 450,000 retail locations spanning over 200 countries and 20,000 payment corridors.He explores the company's strategic partnerships with Plaid for seamless bank connectivity, collaborations with Visa and Mastercard, and their thoughtful approach to cryptocurrency through stablecoin partnerships with Stellar Foundation and Circle. Perhaps most ambitiously, Soohoo outlines his five-year goal of positioning MoneyGram not just as a remittance company, but as a global payments powerhouse with the scale and recognition of Visa or Mastercard, all while maintaining the company's core mission of democratizing finance for consumers worldwide.In this podcast you will learn:The three things that attracted Anthony to the opportunity at MoneyGram.How he describes MoneyGram today.The most popular remittance corridors for US consumers.The attributes of a typical MoneyGram customer.Anthony's concept of re-founding and how he is bringing that mindset to MoneyGram.The lessons he has learned in his first six months as CEO.How the money actually moves internationally.How they are partnering with Plaid, as well as Visa and Mastercard.Why MoneyGram believes the future of finance is crypto.How Anthony views the alternative payments rails being developed.The biggest challenge for MoneyGram today.His vision for the next five years.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes
The audience has expanded from truckers and nurses to include an 11-year-old and an unhappy teacher in need of Iliza's wisdom.See omnystudio.com/listener for privacy information.
In this episode, Sasha Orloff talks with Jean-Denis Greze, Co-founder and CEO of Town, about building an AI-powered tax solution for SMBs, exploring the startup's origin, the balance between automation and human expertise, strategic market targeting, funding insights, and the transformative potential of AI in tax preparation. -- SPONSORS: Notion Boost your startup with Notion—the ultimate connected workspace trusted by thousands worldwide! From engineering specs to onboarding and fundraising, Notion keeps your team organized and efficient. For a limited time, get 6 months of Notion AI FREE to supercharge your workflow. Claim your offer now at https://notion.com/startups/puzzle Puzzle
In this episode, we introduce the concept of whimsimod to explain the recent trend of pattern-printed and adorably tailored fashion among sensitive indie starlets and Instagram baddies alike. In the process of unpacking this polished yet playful re-envisioning of femininity, we discuss the aesthetic shift from “kiki” to “bouba” over the past year, the history of girly youth diffusion lines like RED Valentino and Blugirl, the current hemline crisis and the accompanying novelty hosiery movement, seminal lady designers including Carolina Herrera and Kate Spade, and more. We also provide a forensic cultural history of the polka dot throughout the decades. Links: Image board“The Power Of Two Claires: Miss Claire Sullivan Talks Designing Clairo's Grammys Look” — Nylon“Reflections of Clairo” by Clairo — Bylinebeabadoobee — “Beaches” Jimmy Kimmel Live performance on YouTubebeabadoobee slayful Getty ImagePatternalia: An Unconventional History of Polka Dots, Stripes, Plaid, Camouflage, & Other Graphic Patterns by Jude Stewart“The Polka Dot's Past Is Weirder Than You Think” by Nancy MacDonell — The Wall Street JournalBlondita, Lauren Perrin, Ben Doctor, Lucila SafdieTJ Maxx psychosis monologue TikTok (?)Miu Miu Fall 2023 Ready-to-Wear Collection — Vogue RunwayAddison Rae's polka dot catsuit by Miss Claire Sullivan at CoachellaAddison Rae Vogue France cover storyDisney Channel's Former Costume Designer Doesn't Get the Y2K Resurgence Either — Vogue Paloma Sandoval on Instagram“That's So '80s:” Wes Gordon Finds Treasures in a Scrapbook From Herrera's Past — Interview“Carolina Herrera: Portrait of a Lady” by Anamaria Wilson — Harper's BazaarLynn Wyatt's Glamorous Life: Celebrities, Couture, and Castles | Paper Trail on YouTube@chloyorkcity's 80's Excess series on TikTokSurrey glasses on EyeBuyDirect“The Enduring Legacy of Kate Spade's Witty, Misunderstood Life” by Rory Satran — The Wall Street JournalVogue's extremely belated trend report on statement socks and tights at NYFW“1960s-Style Tights Are Back. How to Wear Them in 2022.” by Nancy MacDonell — The Wall Street JournalCero Magazine Issue 9 — Kiko Kostadinov Special Edition featuring our interview with Laura and Deanna Fanning! This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.nymphetalumni.com/subscribe
Martin appelle une boutique de linge de maison pour se plaindre de la couverture qu'il a achetée. Il ne comprend pas la différence entre la couverture qui sert à tenir chaud et la couverture que le couvreur réalise pour faire le toit d'une maison.
Martin appelle une boutique de linge de maison pour se plaindre de la couverture qu'il a achetée. Il ne comprend pas la différence entre la couverture qui sert à tenir chaud et la couverture que le couvreur réalise pour faire le toit d'une maison.
This week we talk about the Marshall Plan, standardization, and USB.We also discuss artificial intelligence, Anthropic, and protocols.Recommended Book: Fuzz by Mary RoachTranscriptIn the wake of WWII, the US government implemented the European Recovery Program, more commonly known as the Marshall Plan, to help Western Europe recover from a conflict that had devastated the afflicted countries' populations, infrastructure, and economies.It kicked off in April of 1948, and though it was replaced by a successor program, the Mutual Security Act, just three years later in 1951—which was similar to the Marshall Plan, but which had a more militant, anti-communism bent, the idea being to keep the Soviets from expanding their influence across the continent and around the world—the general goal of both programs was similar: the US was in pretty good shape, post-war, and in fact by waiting to enter as long as it did, and by becoming the arsenal of the Allied side in the conflict, its economy was flourishing, its manufacturing base was all revved up and needed something to do with all the extra output capacity it had available, all the resources committed to producing hardware and food and so on, so by sharing these resources with allies, by basically just giving a bunch of money and assets and infrastructural necessities to these European governments, the US could get everybody on side, bulwarked against the Soviet Union's counterinfluence, at a moment in which these governments were otherwise prone to that influence; because they were suffering and weaker than usual, and thus, if the Soviets came in with the right offer, or with enough guns, they could conceivably grab a lot of support and even territory. So it was considered to be in everyone's best interest, those who wanted to keep the Soviet Union from expanding, at least, to get Europe back on its feet, posthaste.So this program, and its successor program, were highly influential during this period, and it's generally considered to be one of the better things the US government has done for the world, as while there were clear anti-Soviet incentives at play, it was also a relatively hands-off, large-scale give-away that favorably compared with the Soviets' more demanding and less generous version of the same.One interesting side effect of the Marshall Plan is that because US manufacturers were sending so much stuff to these foreign ports, their machines and screws and lumber used to rebuild entire cities across Europe, the types of machines and screws and lumber, which were the standard models of each in the US, but many of which were foreign to Europe at the time, became the de facto standard in some of these European cities, as well.Such standards aren't always the best of all possible options, sometimes they stick around long past their period of ideal utility, and they don't always stick, but the standards and protocols within an industry or technology do tend to shape that industry or technology's trajectory for decades into the future, as has been the case with many Marshall Plan-era US standards that rapidly spread around the world as a result of these giveaways.And standards and protocols are what I'd like to talk about today. In particular a new protocol that seems primed to shape the path today's AI tools are taking.—Today's artificial intelligence, or AI, which is an ill-defined type of software that generally refers to applications capable of doing vaguely human-like things, like producing text and images, but also somewhat superhuman things, like working with large data-sets and bringing meaning to them, are developing rapidly, becoming more potent and capable seemingly every day.This period of AI development has been in the works for decades, and the technologies required to make the current batch of generative AI tools—the type that makes stuff based on libraries of training data, deriving patterns from that data and then coming up with new stuff based on the prompting of human users—were originally developed in the 1970s, but the transformer, which was a fresh approach to what's called deep learning architectures, was first proposed in 2017 by a researcher at Google, and that led to the development of the generative pre-trained transformer, or GPT, in 2018.The average non-tech-world person probably started to hear about this generation of AI tools a few years later, maybe when the first transformer-based voice and image tools started popping up around the internet, mostly as novelties, or even more likely in late-2022 when OpenAI released the first version of ChatGPT, a generative AI system attached to a chatbot interface, which made these sorts of tools more accessible to the average person.Since then, there's been a wave of investment and interest in AI tools, and we've reached a point where the seemingly obvious next-step is removing humans from the loop in more AI-related processes.What that means in practice is that while today these tools require human prompting for most of what they do—you have to ask an AI for a specific image, then ask it to refine that image in order to customize it for your intended use-case, for instance—it's possible to have AI do more things on their own, working from broader instructions to refine their creations themselves over multiple steps and longer periods of time.So rather than chatting with an AI to come up with a marketing plan for your business, prompting it dozens or hundreds of times to refine the sales copy, the logo, the images for the website, the code for the website, and so on, you might tell an AI tool that you're building a business that does X and ask it to spin up all the assets that you need. From there, the AI might research what a new business in that industry requires, make all the assets you need for it, go back and tweak all those assets based on feedback from other AI tools, and then deploy those assets for you on web hosting services, social media accounts, and the like.It's possible that at some point these tools could become so capable in this regard that humans won't need to be involved at all, even for the initial ideation. You could ask an AI what sorts of businesses make sense at the moment, and tell it to build you a dozen minimum viable products for those businesses, and then ask it to run those businesses for you—completely hands off, except for the expressing your wishes part, almost like you're working with a digital genie.At the moment, components of that potential future are possible, but one of the main things standing in the way is that AI systems largely aren't agentic enough, which in this context means they need a lot of hand-holding for things that a human being would be capable of doing, but which they largely, with rare exceptions, aren't yet, and they often don't have the permission or ability to interact with other tools required to do that kind of building—and that includes things like the ability to create a business account on Shopify, but also the ability to access and handle money, which would be required to set up business and bank accounts, to receive money from customers, and so on.This is changing at a rapid pace, and more companies are making their offerings accessible to specific AI tools; Shopify has deployed its own cluster of internal AI systems, for instance, meant to manage various aspects of a business its customers perch on its platform.What's missing right now, though, is a unifying scaffolding that allows these services and assets and systems to all play nice with each other.And that's the issue the Model Context Protocol is meant to address.The Model Context Protocol, or MCP, is a standard developed by AI company Anthropic, and it's open and designed to be universal. The company intends for it to be the mycelium that connects large language model-based AI to all sorts of data and tools and other systems, a bit like the Hypertext Transfer Protocol, or HTTP, allows data on the web to be used and shared and processed, universally, in a standardized way, and to dip back into the world of physical objects, how standardized shipping containers make global trade a lot more efficient because everyone's working with the same sized boxes, cargo vessels, and so on.The Universal Serial Bus standard, usually shorthanded as USB, is also a good comparison here, as the USB was introduced to replaced a bunch of other standards in the early days of personal computing, which varied by computer maker, and which made it difficult for those makers, plus those who developed accessories, to make their products accessible and inexpensive for end-users, as you might buy a mouse that doesn't work with your specific computer hardware, or you might have a cable that fits in the hole on your computer, but doesn't send the right amount of data, or provide the power you need.USB standards ensured that all devices had the same holes, and that a certain basic level of data and power transmission would be available. And while this standard has since fractured a bit, a period of many different types of USB leading to a lot of confusion, and the deployment of the USB C standard simplying things somewhat, but still being a bit confounding at times, as the same shaped plug may carry different amounts of data and power, despite all that, it has still made things a lot easier for both consumers and producers of electronic goods, as there are fewer plugs and charger types to purchase, and thus less waste, confusion, and so on. We've moved on from the wild west era of computer hardware connectivity into something less varied and thus, more predictable and interoperable.The MCP, if it's successful, could go on to be something like the USB standard in that it would serve as a universal connector between various AI systems and all the things you might want those AI systems to access and use.That might mean you want one of Anthropic's AI systems to build you a business, without you having to do much or anything at all, and it may be capable of doing so, asking you questions along the way if it requires more clarity or additional permissiosn—to open a bank account in your name, for instance—but otherwise acting more agentically, as intended, even to the point that it could run social media accounts, work with manufacturers of the goods you sell, and handle customer service inquiries on your behalf.What makes this standard a standout compared to other options, though—and there are many other proposed options, right now, as this space is still kind of a wild west—is that though it was developed by Anthropic, which originally made it to work with its Claude family of AI tools, it has since also been adopted by OpenAI, Google DeepMind, and several of the other largest players in the AI world.That means, although there are other options here, all with their own pros and cons, as was the case with USB compared to other connection options back in the day, MCP is usable with many of the biggest and most spendy and powerful entities in the AI world, right now, and that gives it a sort of credibility and gravity that the other standards don't currently enjoy.This standard is also rapidly being adopted by companies like Block, Apollo, PayPal, CloudFlare, Asana, Plaid, and Sentry, among many, many others—including other connectors, like Zapier, which basically allows stuff to connect to other stuff, further broadening the capacity of AI tools that adopt this standard.While this isn't a done deal, then, there's a good chance that MCP will be the first big connective, near-universal standard in this space, which in turn means many of the next-step moves and tools in this space will need to work with it, in order to gain adoption and flourish, and that means, like the standards spread around the world by the Marshall Plan, it will go on to shape the look and feel and capabilities, including the limitations, of future AI tools and scaffoldings.Show Noteshttps://arstechnica.com/information-technology/2025/04/mcp-the-new-usb-c-for-ai-thats-bringing-fierce-rivals-together/https://blog.cloudflare.com/remote-model-context-protocol-servers-mcp/https://oldvcr.blogspot.com/2025/05/what-went-wrong-with-wireless-usb.htmlhttps://arxiv.org/html/2504.16736v2https://en.wikipedia.org/wiki/Model_Context_Protocol#cite_note-anthropic_mcp-1https://github.com/modelcontextprotocolhttps://www.anthropic.com/news/integrationshttps://www.theverge.com/2024/11/25/24305774/anthropic-model-context-protocol-data-sourceshttps://beebom.com/model-context-protocol-mcp-explained/https://techcrunch.com/2025/03/26/openai-adopts-rival-anthropics-standard-for-connecting-ai-models-to-data/https://techcrunch.com/2025/04/09/google-says-itll-embrace-anthropics-standard-for-connecting-ai-models-to-data/https://en.wikipedia.org/wiki/Generative_artificial_intelligencehttps://en.wikipedia.org/wiki/USBhttps://www.archives.gov/milestone-documents/marshall-planhttps://en.wikipedia.org/wiki/Marshall_Planhttps://www.congress.gov/crs-product/R45079https://www.ebsco.com/research-starters/history/marshall-planhttps://www.history.com/articles/marshall-plan This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit letsknowthings.substack.com/subscribe
Welcome to The Plaidchat- an extension of The Plaidcast where we expand upon conversations in our sport and discuss the most recent issue of The Plaid Horse Magazine. Today, Piper speaks with Plaid Horse Magazine online editor Marley Lien-Gonzalez about the April and May/June issues of The Plaid Horse magazine. We also speak with the December/January Education Issue cover story, Adelle Alletto. Listen in and share with your friends!Host: Piper Klemm, publisher of The Plaid HorseGuest: Marley Lien-Gonzalez is Blog Editor of The Plaid Horse and passionate equestrian college student studying Journalism. As a junior, she was a working student for a top-level training and sales barn and competed in the equitation and jumper rings. Since then, she's transitioned to freelance grooming but still rides frequently, and she enjoys traveling across the country to work at different horse shows.Guest: Fifteen-year-old Adelle Aletto is a talented junior rider making her mark in the hunter, jumper, and equitation rings with her incredible group of horses. Adelle is determined and has a quick ability to learn; she's always focused on improving as a rider and horsewoman and achieving new goals. After a successful competition season at WEC - Ocala this winter, resulting in several major equitation wins and hunter championship titles, she's now setting her sights on the 2025 Devon Horse Show and Junior Hunter Finals this summer. Read the April Issue of The Plaid Horse MagazineSubscribe To: The Plaid Horse MagazineSponsors: Taylor, Harris Insurance Services, BoneKare, Great American Insurance Group and Plaidcast LIVE
In today's episode, Zoey Tang speaks with Marc Andrusko, Partner at Andreessen Horowitz (a16z), where he focuses on fintech and B2B software investments. Marc's current investment interests span capital markets, AI applications, payments infrastructure, and companies operating at the intersection of fintech and other sectors. Marc shares how his journey—from working in interest rate sales and trading at Goldman Sachs to leading personal financial management at Plaid—influenced his perspective on fintech and broader B2B applications. In addition to his work at a16z, Marc is known for hosting what some may call "the Met Ball of finance"—a gathering that bridges executives and startups within New York City's vibrant financial services ecosystem. Tune in to hear about: -Marc's path from Goldman Sachs to Plaid and eventually a16z -Opportunities in Capital Markets -AI and Finance -AI x Accounting (read more about Marc's latest perspectives here: https://a16z.com/generative-ai-in-accounting/) For more FinTech insights, follow us on: Medium: medium.com/wharton-fintech Twitter: twitter.com/whartonfintech Instagram: instagram.com/whartonfintech
In this episode of Turpentine VC, Erik Torenberg interviews Lauren Farleigh and Zach Perret from Mischief VC, discussing their experiences as founders and how they leveraged those to build their venture firm. —
Deck, a startup that claims to be building “the Plaid for the rest of the internet,” has raised $12 million in a Series A funding round — about nine months after closing its seed financing, it tells TechCrunch exclusively. The new raise, led by Infinity Ventures, brings Montreal-based Deck's total raised Learn more about your ad choices. Visit podcastchoices.com/adchoices
The April 16, 2025, debate was a Liberal-NDP disaster—Carney butchered French, saying “never Canada” instead of “I loved” (jamais not j'ai aimé), and Singh dodged real questions. CBC's propaganda can't hide it: Canadians are done with their woke lies. YouTubers like Moose on the Loose and The Plaid are outshining the media, and Poilievre's clarity is breaking the left's spell. I predicted this collapse, and it's here—a Conservative Renaissance is coming. Join the fight for a Canada that makes sense!
Legendary Minneapolis funk band The Time Band is in the house!
Andrew had several strange experiences just trying to drink beer. Watch the show on twitch.tv/bestfriends420
Ege Erdil and Tamay Besiroglu have 2045+ timelines, think the whole "alignment" framing is wrong, don't think an intelligence explosion is plausible, but are convinced we'll see explosive economic growth (economy literally doubling every year or two).This discussion offers a totally different scenario than my recent interview with Scott and Daniel.Ege and Tamay are the co-founders of Mechanize, a startup dedicated to fully automating work. Before founding Mechanize, Ege and Tamay worked on AI forecasts at Epoch AI.Watch on Youtube; listen on Apple Podcasts or Spotify.----------Sponsors* WorkOS makes it easy to become enterprise-ready. With simple APIs for essential enterprise features like SSO and SCIM, WorkOS helps companies like Vercel, Plaid, and OpenAI meet the requirements of their biggest customers. To learn more about how they can help you do the same, visit workos.com* Scale's Data Foundry gives major AI labs access to high-quality data to fuel post-training, including advanced reasoning capabilities. If you're an AI researcher or engineer, learn about how Scale's Data Foundry and research lab, SEAL, can help you go beyond the current frontier at scale.com/dwarkesh* Google's Gemini Pro 2.5 is the model we use the most at Dwarkesh Podcast: it helps us generate transcripts, identify interesting clips, and code up new tools. If you want to try it for yourself, it's now available in Preview with higher rate limits! Start building with it today at aistudio.google.com.----------Timestamps(00:00:00) - AGI will take another 3 decades(00:22:27) - Even reasoning models lack animal intelligence (00:45:04) - Intelligence explosion(01:00:57) - Ege & Tamay's story(01:06:24) - Explosive economic growth(01:33:00) - Will there be a separate AI economy?(01:47:08) - Can we predictably influence the future?(02:19:48) - Arms race dynamic(02:29:48) - Is superintelligence a real thing?(02:35:45) - Reasons not to expect explosive growth(02:49:00) - Fully automated firms(02:54:43) - Will central planning work after AGI?(02:58:20) - Career advice Get full access to Dwarkesh Podcast at www.dwarkesh.com/subscribe
After nearly a decade at Index Ventures, where he backed standout fintech companies like Plaid, Persona, Lithic, and Pilot, Mark Goldberg left to launch Chemistry, an early-stage venture firm. Founded alongside Kristina Shen and Ethan Kurzweil, the $350 million fund is part of a growing trend in venture capital: seasoned investors breaking out from large platforms to build more focused, boutique outfits. Today on Equity, Mary Ann Azevedo caught up with Goldberg about what led him to make the move, what Chemistry is all about, and how the venture landscape has evolved over the past few years. Listen to the full episode to hear more about: The state of fintech, a sector Goldberg has long had his eye on—and why he sees “a lot more tech-fin than fintech” these days Why those waiting for a wave of fintech IPOs might be in for a long hold What he's watching for in 2025 and beyond, from the impact of AI on fraud to shifting deal activity, including a pickup in M&A and secondaries Equity will be back with our weekly news roundup on Friday, so don't miss it! Equity is TechCrunch's flagship podcast, produced by Theresa Loconsolo, and posts every Wednesday and Friday. Subscribe to us on Apple Podcasts, Overcast, Spotify and all the casts. You also can follow Equity on X and Threads, at @EquityPod. For the full episode transcript, for those who prefer reading over listening, check out our full archive of episodes here. Credits: Equity is produced by Theresa Loconsolo with editing by Kell. We'd also like to thank TechCrunch's audience development team. Thank you so much for listening, and we'll talk to you next time. Learn more about your ad choices. Visit megaphone.fm/adchoices
AKA Not Just Your Tutoring Software–It's Your Tech Team What are five things you will learn in this episode? What is the story behind Wise? How does Wise work? Who currently uses Wise? What kinds of outcomes do users experience? What should someone curious about Wise know about it? ABOUT WISE Founded by a former test prep tutor, Wise is a feature-packed tutor management platform built for both online and in-person tutoring, supporting one-on-one and group tutoring formats. Backed by the founders of Teachable, Plaid, Rippling, and others, it is trusted by over 1,000 tutoring businesses and solo tutors. Businesses like Boston based Break Debate have used Wise to scale from $70,000 to $1,000,000 in revenue within a year. Wise's standout feature is its AI-generated student progress reports. These reports are automatically created by analyzing session transcripts, tutor feedback, assignment and test performance, as well as student attentiveness and punctuality. The result is a clear, professional summary neatly organized into sections, including the following: Topics Covered Areas of Strength Areas for Improvement Next Steps These highly customisable reports keep parents engaged, boost retention, and drive up to 3x more referrals. To learn more about Wise and use it as a completely white label solution, reach out to the founder at mubeen@wiseapp.live. ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, feel free to get in touch through our contact page.
John is joined by Ben Lee, Chief Legal Officer of Reddit. They discuss Ben's extensive career as a senior in-house lawyer in several of the most successful tech companies in the world. After earning degrees in physics and economics, Ben worked at IBM's research lab, where he was intrigued by the way lawyers grappled with the impacts of technology on society. Ben then went to law school and began his career as a litigator at a New York law firm but left to work at the Legal Aid Society. Financial realities eventually led him back to private practice and then to a career in-house. At AT&T and NEC, Ben worked closely with pioneering computer scientists and handled complex IP matters involving emerging technologies like machine learning and AI. When he moved to Google, Ben advised on major projects like Chrome, Android, and Google Cloud at very early stages when their success was far from assured. Ben later joined Twitter during its early, fast-paced growth phase, managing litigation, IP, employment, and regulatory issues. He led Twitter's lawsuit against the U.S. government over transparency for national security requests. Later, at Airbnb, Ben tackled challenging regulatory landscapes worldwide, and at Plaid, he advocated for consumers' rights to financial data. At Reddit, Ben now oversees all legal functions for a vast online platform with over 100,000 user-created and moderated communities. Section 230 of the Communications Decency Act is vital to Reddit's success. It provides that online users and platforms are generally not liable for content created by others. Section 230 protects Reddit's content moderation decisions, the decisions of its volunteer community moderators and its individual users. Finally, Ben advises young in-house lawyers to remember that their job is not to just point out all potential legal risks in a project, but to help their teams manage those risks so they can build great products and move companies forward.Podcast Link: Law-disrupted.fmHost: John B. Quinn Producer: Alexis HydeMusic and Editing by: Alexander Rossi
Recorded live at Money 20/20, 2024 in Las Vegas, Nevada, Eyal is joined by the open banking leads from three major US aggregators: John Pitts, Head of Policy at Plaid; Jane Barratt, Chief Advocacy Officer at MX; and Anil Mahalaha, Chief Evangelist at Akoya. Aggregators, sometimes called data access networks, provide third parties with connectivity to a wide range of banks. In the US in particular, they are uniquely crucial, having built out an early form of open banking over the past few decades. As the region moves towards standardization and regulation, they will continue to play a pivotal role. Together, Eyal and his guests discuss the continued implications of the CFPB's final ruling on Personal Financial Data Rights, the evolving role of aggregators, and the impact of API-driven connectivity. The conversation explores whether regulation is truly necessary, how it will shape the competitive landscape, and what's next for the future of financial data access in America. Specifically they discuss:CFPB's Personal Financial Data Rights RuleThe role of aggregators in the U.S.The transition from screen scraping to APIsPerspectives on secondary data useThe commercialization of data access
On this episode of Run the Numbers we'll cover the state of the private tech markets.* Did Google overpay for Wiz?* Stripe's valuation is (nearly) back up to their COVID high water mark* Plaid shares fall in secondary market* Figma is growing into it's valuation* The Rippling and Deel (hilarious) controversyYou can get this in written form at mostlymetrics.com Get full access to Mostly metrics at www.mostlymetrics.com/subscribe
I've spent a lot of time studying how the best design teams operate and two of my favorites are Ramp and Plaid.So this episode shines a light on specific practices they put in place to create a culture of craft
Welcome to The Plaidchat- an extension of The Plaidcast where we expand upon conversations in our sport and discuss the most recent issue of The Plaid Horse Magazine. Today, Piper speaks with Plaid Horse Magazine online editor Marley Lien-Gonzalez about the March issue of The Plaid Horse magazine. We also speak with TPH Small Business Contest winner, Dr. Barb Blasko of ShowMD. Listen in and share with your friends!Host: Piper Klemm, publisher of The Plaid HorseGuest: Marley Lien-Gonzalez is Blog Editor of The Plaid Horse and passionate equestrian college student studying Journalism. As a junior, she was a working student for a top-level training and sales barn and competed in the equitation and jumper rings. Since then, she's transitioned to freelance grooming but still rides frequently, and she enjoys traveling across the country to work at different horse shows.Guest: Dr. Barb Blasko is a Board-Certified Emergency Medicine physician with over 20 years of progressive successful delivery and operational management of Emergency Medicine for regional and national medical facilities. She is a passionate entrepreneur who has blended health sciences and technology to improve the lives of her patients in equestrian settings. Her expertise spans medical fields including specialty in Emergency Medicine, clinical strategy, telemedicine and biomedical informatics. With her own horses, she competes in USEF show jumping competitions across the West Coast. As a competitive equestrian herself, Dr. Blasko personally relates to common stressors, conditions and injuries that may arise when riding or working with horses.Read the March Issue of The Plaid Horse MagazineSubscribe To: The Plaid Horse MagazineSponsors: Taylor, Harris Insurance Services, Equine Affaire and BoneKare
Happy St Patrick's Day! We got carried with our 3 hour special. Instead you get 50 Celtic songs and tunes for you to enjoy for St Patrick's Day on the Irish & Celtic Music Podcast #701. Subscribe now! GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items for Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 FOR 2025 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create this year's Best Celtic music of 2025 episode. You have just three weeks to vote this year. Vote Now! You can follow our playlist on YouTube to listen to those top voted tracks as they are added every 2 - 3 weeks. THIS WEEK IN CELTIC MUSIC 0:15 - The Friel Sisters "My Love is in America/The Yellow Tinker/Old Cuffe Street (Reels)" from Northern Sky 3:35 - WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. I'm a Celtic musician and host of Folk Songs & Stories. This podcast is for fans of Celtic music. We are here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email artists to let them know you heard them on the Irish and Celtic Music Podcast. Musicians depend on your generosity to release new music. So please find a way to support them. Buy a CD, Album Pin, Shirt, Digital Download, or join their community on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. Email follow@bestcelticmusic to learn how to subscribe to the podcast and you will get a free music - only episode. If you are a Celtic musician and want your music featured on the show, please submit your band to be played on the podcast. You don't have to send in music or an EPK, and You will get a free eBook called Celtic Musicians Guide to Digital Music. It's 100% free. Just email follow@bestcelticmusic 5:32 - Nathan Gourley, Joey Abarta, and Owen Marshall "A Tailor I Am / The Shoemaker's Fancy / Donncha Ó Loinsigh's" from Copley Street 2 9:36 - Fialla "Dúlamán" from A Rare Thing 13:41 - W. Ed Harris "Arran Boat Song" from Family, Friends, Choices, & Memories 17:50 - Goitse "Green Fields of Canada" from Rosc 22:39 - Clay Babies "Dick Gossips / Dinky's Reel / Miss McLoud's" from Speechless Vol. 1: Sloppy Session in the Sticks 27:11 - The Irish Rovers "Drunken Sailor" from Drunken Sailor 30:04 - WHAT ARE YOU DOING FOR ST PATRICK'S DAY THIS YEAR? Ellen MacIsaac: Probably gigging. Lots of work for musicians at that time. Patrick Rieger: That's a Monday. I'll listen to some music at home. My favorite pub will be a madhouse so I will be avoiding the place. Jordan Reeder: Guinness and the Irish and Celtic music podcast for sure!
This week's episode is with Christophe Tauziet who is the Head of Design at Plaid—one of today's leading fintech companies.We go deep into the ways he's building a culture of craft and the rituals they've evolved to consistently sweat the details. There are a lot of practical processes and ideas in this episode.Some highlights:Keys to a great async video share outHow to foster a winning CRIT environmentWhy Christophe implemented “polish reviews”Ways to foster collaboration within a design orgPractical advice for giving better design feedbackHow Christophe changed what he looks for in design candidatesa lot moreBrian Lovin's article “Teams should work with the garage door up”
It's episode 209 and time for us to talk about the genre of Design! We discuss graphic design, interior design, the line between design and art, fonts, kerning, footnotes, and more! Plus: Anna talks about evidence synthesis and search design! You can download the podcast directly, find it on Libsyn, or get it through Apple Podcasts or your favourite podcast delivery system. In this episode Anna Ferri | Meghan Whyte | Matthew Murray
Hello and welcome to the Enchanted Ears Podcast, where we discuss anything and everything Disney. Disney World announced that Cosmic Rewind and Tiana's will be dropping their virtual queue this week, which may or may not be a ploy to get more people to buy Lightning Lanes. Plus we finally have a replacement for the defunct NBA Experience at Disney Springs and it's very similar to the previous tenant, Disney Quest. Coincidence? You be the judge. Have you ever seen a group of people in the parks with a Plaid and thought “are they a celebrity?” If you're like us, then the answer is a definite Yes. But the answer 99% of the time is that they are just a group on a VIP Tour. VIP Tours are one of the most unique (and expensive) tours Disney offers and allows up to 10 people to do whatever they want across all of the parks for the day. We were lucky enough to be able to join some friends on their VIP Tour, so now we're giving a full recap from the highlights to the things we'd do differently. So join us as we recap one of the most fun (and expensive) days we've had at Disney World. Submit a question/topic for us to discuss on a future episode. Don't forget to check us out on: -Instagram -Facebook -Youtube Missing the smell of the parks? Check out Magic Candle Company and use code Enchanted at checkout to save 15% off your next order. Timestamps Welcome 00:00 Disney News 01:03 What are VIP Tours? 07:18 Exclusive VIP Tour Merch 13:16 What are the benefits? 16:35 Ending the Night with Happily Ever After 20:47 The Booking Process 26:08 Rise of the Resistance Broken Down 28:56 All the Attractions We Rode on Our VIP Tour 31:18 Tips for Your VIP Tour 48:37 Premier Pass vs VIP Tour 53:24 If We Could Do It Again 55:26 Was the VIP Tour Worth It? 58:42 See You Next Monday! 1:11:03
Kevin Busque is the co-founder and CEO of Guideline, a 401(k) management company revolutionizing the retirement space for small and medium-sized businesses. Prior to Guideline, Kevin co-founded Taskrabbit, where he encountered firsthand the complexity and low participation rates of traditional 401(k) plans—largely due to confusing fee structures. After launching Guideline to address those problems head-on, the company has seen remarkable growth, hitting $120 million in ARR by June 2024. In this conversation, Kevin shares pivotal moments that shaped Guideline's trajectory, including a strategic partnership with Gusto. He also explains how his “Do the hard thing first” mindset helped the team build an industry-leading platform and disrupt an entrenched market. – Referenced: ADP: https://www.adp.com/ Aydin Senkut: https://www.linkedin.com/in/aydins/ CalSavers: https://www.calsavers.com/ DoorDash: https://www.doordash.com/ Fidelity: https://www.fidelity.com/ Guideline: https://www.guideline.com/ Gusto: https://gusto.com/ Intuit: https://www.intuit.com/ Jeremy Caballero: https://www.linkedin.com/in/jeremycaballero/ John Zimmer: https://www.linkedin.com/in/johnzimmer11/ Josh Reeves: https://www.linkedin.com/in/joshuareeves/ Mike Nelson: https://www.linkedin.com/in/mnelsonio/ Leah Solivan: https://www.linkedin.com/in/leahsolivan/ Paychex: https://www.paychex.com/ Plaid: https://plaid.com/ Taskrabbit: https://www.taskrabbit.com/ Tomer London: https://www.linkedin.com/in/tomerlondon/ – Where to find Kevin: LinkedIn: https://www.linkedin.com/in/kevinbusque/ – Where to find Brett: LinkedIn: https://www.linkedin.com/in/brett-berson-9986094/ Twitter/X: https://twitter.com/brettberson – Where to find First Round Capital: Website: https://firstround.com/ First Round Review: https://review.firstround.com/ Twitter/X: https://twitter.com/firstround YouTube: https://www.youtube.com/@FirstRoundCapital This podcast on all platforms: https://review.firstround.com/podcast – Timestamps: (00:00) Teaser: “I don't believe in stealth mode” (02:51) Inspiration behind Guideline (07:56) Lessons from a year's research before Guideline (10:44) Identifying market pull for Guideline (14:28) What Kevin learnt before shipping their first product (19:10) How Guideline set their fees up (27:51) The surprising range of Guideline's early customers (31:48) Kevin's insights from the Gusto integration (39:48) Guideline's first year (44:44) Working with Plaid as Guideline's first customer (53:28) Guideline's auto-enrollment feature (57:53) Lucky 8: Kevin's unexpected pricing strategy (62:04) Franchise opportunities (64:49) Kevin's reflections on Taskrabbit (71:36) Will Guideline ever go multi-product? (72:37) Kevin's take on product-market fit (73:30) Guideline's compounding advantage (78:51) The challenges faced by introverted leaders
Welcome to MIIEN Notes TV by MIIEN Consultancy founded by personal fashion stylist Mikara Reid. In this video, she provides some color combinations that flatter this upscale suit by Derek Lam (as a style reference for you to get some ideas). Why is it important to wear colors that flatter YOU? Integrating flattering colors into your everyday wardrobe is an effective way to elevate your personal style while enhancing your natural beauty and self-expression. Wearing colors that flatter you enhances your overall appearance when you walk into a room and helps communicate confidence, personality, and style. Discover your fashion identity & individuality with Mikara Reid at MIIEN Consultancy by tapping here to start your personal style journey: bio.site/miien
What does it mean to be a prophetic witness in a divided world? In this episode, we explore the calling of the prophet Jeremiah and how his ministry speaks to us today. Jeremiah's words in Jeremiah 1:4-19 were both challenging and hopeful, reminding God's people of both impending consequences and future restoration. But prophecy isn't just an individual calling—it's a communal one. How does our church, a gathering of people with vastly different backgrounds, perspectives, and politics, serve as a living testimony to God's desire for unity? Can we be a prophetic community not by erasing differences, but by weaving them together in love? We'll reflect on what it means to be a “Plaid Church”—distinct threads of red and blue, woven together to create something stronger, warmer, and more beautiful. In a world eager to pull people apart, could choosing to stay together in love and commitment be the most prophetic act of all? Join us as we consider how our faith calls us to resist division, embrace one another, and be the kind of church—and nation—that bears witness to God's unifying love.
Welcome to another episode of The Coral Capital Podcast, a show where we bring on guests from tech, business, politics, and culture to talk about all things Japan. Today's guest is Andrew Schoen, Partner at NEA (New Enterprise Associates) . Established in 1977, NEA has served as a partner to the founders and teams behind some of the most transformational innovations in healthcare and technology over the past five decades including Cloudflare, Databricks, Coursera, Perplexity, Plaid, and Robinhood. The firm manages over $25B in AUM and invests across the early to post IPO stages. Andrew joined NEA in 2014 and invests in founders innovating in AI/ML, fintech, frontier tech, infrastructure software, technically differentiated SaaS and security. Prior to NEA, he was a member of Blackstone's M&A Group. Prior to Blackstone, he founded Flicstart. Andrew serves on the Cornell University Council, the Advisory Council for Entrepreneurship at Cornell, and is President Emeritus of the Cornell Venture Capital Club. He earned his master's degree as a Schwarzman Scholar and his bachelor's degree in economics and science of earth systems in engineering at Cornell. We've highlighted some insights from the conversation below: While NEA has had Japanese LPs for over 40 years, the firm only recently began actively investing in Japan. Talent is a leading indicator for the health of a startup ecosystem, and Japan has a high caliber of talent. Japan's startup ecosystem has key ingredients for success: A large GDP, strong technology base, quality education, and increasing enterprise demand for software and tech solutions. How Japanese founders pitch differently from US founders: Some Japanese founders are more modest about their vision, but overall, there's more similarity than difference in how founders pitch between Japan and the U.S. One major difference is that Japanese founders often set specific IPO dates early, whereas U.S. startups typically stay flexible based on market conditions. Japanese LPs often expect faster exits, but longer time horizons can lead to bigger and more successful outcomes. How to raise money from U.S. VCs: The first meeting is only about securing a second meeting — don't disqualify yourself early by making common mistakes like overstating valuation. Japanese startups should leverage local investors to get warm introductions. What NEA looks for in Japan: Mid to growth-stage, high-velocity, high-margin, software-driven businesses. Growth benchmarks also matter: $10M–$20M ARR → 100% growth $20M–$30M ARR → 50~100% growth $100M ARR → 30~40% growth Key metrics such as LTV/CAC, net revenue retention, and burn multiples are important—but potential future growth trumps past numbers. Longer term sheets = fewer surprises. Short-term sheets can leave room for bad terms later. ----- For founder's building Japan's next legendary companies, reach out to us here: https://coralcap.co/contact-startups/ If you're interested in joining a Coral startup join our talent network here: https://coralcap.co/coral-careers/
The Tearsheet podcast often explores the intersection of financial services and technology. What makes this exploration unique is its focus on emerging trends, like the connection of the Web3 technologies of crypto and blockchain with the traditional finance ecosystem. Today, Bam Azizi, the co-founder and CEO of Mesh, joins me on the podcast. Founded in 2020, Mesh is an embedded financial platform designed to simplify crypto transactions by enabling real-time connectivity and asset transfers. Previously, Azizi co-founded the cybersecurity company, No Password. Azizi has a strong background in robotics and software engineering. He is now leading Mesh towards a future focused on tokenized assets.“Everything will be tokenized because it's easier to transfer and build,” says Azizi. He emphasizes the importance of addressing market gaps. Mesh integrates exchanges and enables crypto payments. The Evolution of Crypto & Embedded Finance Embedded finance has emerged as a pivotal market structure in fintech. It allows financial services to be seamlessly integrated into non-financial platforms. Azizi sees Mesh as a connection aggregator, not a data aggregator. This sets it apart from competitors like Plaid. “Plaid is the right solution for traditional assets,” Azizi explains. “We are the right solution for the crypto industry.” Traditional platforms focus on aggregating banking data -- Mesh enables transactional capabilities. This includes transferring assets between exchanges and using crypto for payments. Crypto Payments and Practical Use Cases Mesh's offerings have evolved from enabling cryptocurrency deposits to powering crypto payments. Azizi describes the creation of MeshPay, which is a comprehensive solution that addresses the unique challenges of crypto payments within a commercial setting. “Imagine paying at a coffee shop with crypto through Apple Pay,” says Azizi. This vision stems from a real-world use case where a small business embedded Mesh to accept crypto as a payment method. For regions grappling with hyperinflation, functionality like this offers real practical advantages. Tokenized Assets: The Future of Finance Azizi strongly advocates adopting tokenized assets. He predicts that “everything will be tokenized” in the coming decade. Tokenization can simplify asset transfers, improving accessibility and mirroring the digitization wave of the past two decades. Azizi believes traditional processes are inefficient. He points to asset transfers between brokerage accounts as an example. These processes are often cumbersome. Tokenized systems promise to end these inefficiencies. They pave the way for streamlined financial operations. Challenges and Opportunities with Regulation Discussing regulatory frameworks, Azizi underscores the importance of clarity. “Healthy regulation benefits everyone,” he notes. Azizi emphasizes how clear guidelines could boost cryptocurrency adoption and innovation. Mesh's non-custodial model aligns with the crypto community's ethos of decentralization. It resonates with users who prioritize privacy and control over their assets.
Welcome to The Plaidchat- an extension of The Plaidcast where we expand upon conversations in our sport and discuss the most recent issue of The Plaid Horse Magazine. Today, Piper speaks with Plaid Horse Magazine managing editor Rennie Dyball about the February issue of The Plaid Horse. Listen in and share with your friends!Host: Piper Klemm, publisher of The Plaid HorseGuest: Rennie Dyball is the managing editor of The Plaid Horse magazine and an award-winning author. In total, Rennie has written 17 books, ranging from ghostwritten celebrity memoirs, to the popular SHOW STRIDES series she co-authors with Piper Klemm. Her upcoming titles include SHOW STRIDES book 6, the picture book FIONA AND THE PECULIAR PRAISE, and THE ADHD FIELD GUIDE FOR ADULTS. Rennie lives in Maryland and competes in the hunter and equitation rings. Read the February Issue of The Plaid Horse MagazineSubscribe To: The Plaid Horse MagazineSponsors: Taylor, Harris Insurance Services, BoneKare, Show Strides Book Series, Good Boy, Eddie and Geoff Teall on Riding Hunters, Jumpers and Equitation: Develop a Winning Style
APIs have evolved from simple data connectors to the fundamental architecture driving financial innovation. In this episode of the Tearsheet Podcast, I speak with John Pitts. Plaid's John Pitts reveals how they're driving open banking and empowering consumer control. He is the Global Head of Policy at Plaid. With a career spanning regulatory and policy roles, Pitts brings a unique perspective to the table. He discusses the evolving role of APIs in financial services. From his role at the Consumer Financial Protection Bureau (CFPB) to leading policy at Plaid, Pitts shares key insights on open banking. He explores how APIs are shaping the future of consumer financial data rights and fintech innovation. The Big Ideas 1. APIs Are the Backbone of Modern Financial Services. They serve as the foundation for modern financial services. This enables secure, efficient, and scalable data sharing. “It's like moving from dirt roads to highways,” Pitts explains. 2. Consumer Control Powers the Future of Open Banking. APIs empower consumers to access and share their financial data across platforms. This fosters innovation. “The U.S. has more connected accounts than anywhere else,” Pitts notes. 3. Embedded Finance Is Becoming a Key Use Case for APIs. Companies outside the financial sector, such as Tesla and John Deere, are adopting APIs for integrated financial services. 4. APIs Enable Stronger Collaboration to Prevent Digital Fraud. They facilitate data sharing among financial institutions, creating stronger defenses against digital fraud. “Greater data sharing protects consumers,” says Pitts. 5. API Adoption Is Both a Compliance Need and a Strategic Opportunity. Financial institutions can use APIs to increase consumer engagement and maintain account primacy.
On today's MJ Morning Show: Bucs lost... Morons in the news Doritos might make a change? How do people get run over by trains? Calls MJ finally watched the first episode of... we took calls O.C.D. calls MJ's Plaid verification text... we took calls Brian Stern - Grey Bull Rescue Early jobs for celebrities (mostly fast food) L.A. fire updates Dashcam released of wrong-way driver crash on I-275 in St. Pete Oreo the dog reunited with owner in L.A. Ravens/Steelers game delayed by drone
In this episode, we reunite after a break, sharing their experiences and reflections on the past year. We discuss our travels, including Colby's recent trip and Dan's adventures on the East Coast. We then explore the latest innovations showcased at the Consumer Electronics Show (CES), including advancements in household robotics and smart home gadgets. dontpanic.io Proud member of the Coffee & Beer family of podcasts, streaming at coffeeandbeer.tv. dontpanic.io Proud member of the Coffee & Beer family of podcasts, streaming at coffeeandbeer.tv.
Fashion besties-it's Friyyaayy! This week, Holly dives headfirst into the hottest Spring 2025 trends you need to know. Whether you're a trend enthusiast or just trying to stay relevant, this episode is packed with style tips, insider knowledge, and plenty of laughs. It's your RIGHT to look fabulous for the upcoming season! LISTEN NOW! And follow along on this week's Pinterest Board! What You'll Learn in This Episode: 1. Slim Sneakers & Sporty Chic: Sneakers continue their reign, but this year it's all about slim silhouettes. Think lightweight styles like Pumas, Adidas, and boxing-inspired high-tops. Pair them with flowy skirts or romantic dresses for a modern twist. Sporty chic also takes center stage with bold motorsport-inspired graphics, silk anoraks, and track jackets. Sporty Spics is BACK. Don't forget to keep an eye on collections from LVMH brands influenced by the Paris Olympics for high-fashion takes on this trend. Professional athletes are also in the fashion hot seat as brands are turning to them for strong brand influence. 2. Animal Prints & Stripes: (never gets old) Animal prints, including zebra, tiger, and snake patterns, are timeless yet reinvigorated for Spring 2025. Any of these prints as an accessory, such as a leopard-print shoe or scarf can instantly elevate your outfit and take it to the next level. Stripes are equally versatile, with bold options layered in contrasting widths and colors. Days of the boring horizontal striped t-shirt have new life again with this trend. Try layering different types of stripes for an unexpected play-on pattern. Designers like Proenza Schouler and Dior showcase this preppy-meets-edgy vibe beautifully. 3. Plaid and Preppy: Plaid remains a key player in the preppy fashion resurgence, but Holly's rule is clear: less is more. Opt for plaid as an accent rather than the focal point—think flowy skirts, tailored layers, or abstract plaid dresses as seen in Ralph Lauren's recent runway show. Pair plaid with skirts, jackets, loafers, or oxford shoes to nail the preppy look. Men's neckties on women are making a huge comeback as well. When in doubt, try a plaid bag or scarf to add some color to your look. Think of it as a neutral that can go with anything. 4. Fringe & Ruffles: Fringe isn't just for country looks anymore. From leather jackets to car-wash-inspired fringe dresses (like Holly's burgundy stunner from Toccin), this trend adds drama to any outfit. Ruffles are another standout, seen in Zimmerman and Cynthia Rowley collections. Be mindful of fit—ruffles can either highlight or overwhelm, depending on placement. For a twist, try an asymmetrical version- this usually compliments the body to draw your eye down to create a longer, leaner look. 5. The Jeans Conundrum: Baggy jeans, dad jeans, and slim-straight styles are all the rage, with brands like Proenza Schouler and Pistola Jeans leading the charge. Acid washes, barrel silhouettes, and wide-leg fits offer plenty of options for every aesthetic. Let us help you navigate the confusion and choose the perfect pair for your shape and style. 6. Bubble Silhouettes: This playful, voluminous shape makes a comeback in both sophisticated and casual designs. From Jonathan Simkhai's elegant bubble dresses to Reformation's more accessible bubble miniskirts, this trend is back from OVER 30 years ago and is super popular right now. 7. Accessories Galore: Welcome to the era of "excessive accessorization"! Glamour Magazine's term for this trend encapsulates stacked necklaces, statement earrings (check out brands like Lelet NY), and bold scarves. Bags also get a refresh—think oversized totes, sleek daytime bags, and timeless clutches. Hot Tip: Remember, accessories are the key to taking your outfit to the next level. Whether you're a minimalist looking for key pieces or a maximalist ready to go all out, Holly has all the styling tips and tricks to make these trends work for you. Follow Holly on Social Media: • Instagram: @HollyKatzStyling • Podcast IG: @FashionCrimesPodcast • Pinterest: Holly Katz Styling • LinkedIn: Holly Katz Style • YouTube: Fashion Crimes Podcast Your Spring Style Starts Here: We hope you are as inspired by these trends as we are. Don't be afraid to mix and match pieces and take a risk with your personal style! (add link to podcast) Share Your Thoughts: Love this episode??? (yyaaaasss) Don't keep it a secret! Rate, review, and share with your fashion-loving friends using #FashionCrimesPodcast. We will love you for it and thank yoooouu!!!
Welcome to the very first episode of The Plaidchat- an extension of The Plaidcast where we expand upon conversations in our sport and discuss the most recent issue of The Plaid Horse Magazine. Today, Piper speaks with Plaid Horse Magazine managing editor Rennie Dyball about the December/January issue of The Plaid Horse. Listen in and share with your friends!Host: Piper Klemm, publisher of The Plaid HorseGuest: Rennie Dyball is the managing editor of The Plaid Horse magazine and an award-winning author. In total, Rennie has written 17 books, ranging from ghostwritten celebrity memoirs, to the popular SHOW STRIDES series she co-authors with Piper Klemm. Her upcoming titles include SHOW STRIDES book 6, the picture book FIONA AND THE PECULIAR PRAISE, and THE ADHD FIELD GUIDE FOR ADULTS. Rennie lives in Maryland and competes in the hunter and equitation rings. Read the December/January Issue of The Plaid Horse MagazineSubscribe To: The Plaid Horse MagazineSponsors: Foxhall Equine, Taylor, Harris Insurance Services, Safe Saddle by Debby Buck DeJonge, Show Strides Book Series, Good Boy, Eddie and Geoff Teall on Riding Hunters, Jumpers and Equitation: Develop a Winning Style
Making Billions: The Private Equity Podcast for Startup Founders and Venture Capital Investors
Send us a textHey, welcome to another episode of Making Billions, I'm your host, Ryan Miller and today I have my dear friend Charley Ma. Charley is the co-founder and Managing Partner of a $75 million venture fund known as Pathlight Ventures. Prior to Pathlight, Charley was part of multiple early stage teams that built and scaled enterprise software startups like Plaid, Ramp and Alloy, as well as a critical role at JP Morgan covering R & D, payments, strategy and blockchain before it was cool. So what does this mean? Well, it means that Charley is an expert in venture capital, closing deals and building reputation, relationships and results, and he's here today to help us understand the fundamentals of launching our first venture fund and how that can change not only your life, but 1000s of others in the process.Subscribe on YouTube:https://www.youtube.com/channel/UCTOe79EXLDsROQ0z3YLnu1QQConnect with Ryan Miller:Linkedin: https://www.linkedin.com/in/rcmiller1/MarketAboutA breakdown of listed companies' financials, news, trends and other.Listen on: Apple Podcasts Spotify Business is Fcking HardBusiness owners share their business journey, and the lessons learned along the way.Listen on: Apple Podcasts SpotifySupport the showDISCLAIMER: The information in every podcast episode “episode” is provided for general informational purposes only and may not reflect the current law in your jurisdiction. By listening or viewing our episodes, you understand that no information contained in the episodes should be construed as legal or financial advice from the individual author, hosts, or guests, nor is it intended to be a substitute for legal, financial, or tax counsel on any subject matter. No listener of the episodes should act or refrain from acting on the basis of any information included in, or accessible through, the episodes without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer, finance, tax, or other licensed person in the recipient's state, country, or other appropriate licensing jurisdiction. No part of the show, its guests, host, content, or otherwise should be considered a solicitation for investment in any way. All views expressed in any way by guests are their own opinions and do not necessarily reflect the opinions of the show or its host(s). The host and/or its guests may own some of the assets discussed in this or other episodes, including compensation for advertisements, sponsorships, and/or endorsements. This show is for entertainment purposes only and should not be used as financial, tax, legal, or any advice whatsoever.
Reed McGinley-Stempel grew up in Las Vegas, but went to school on the East Coast. Frankly, he didn't know what he wanted to do and "stumbled" into management consulting. When I dug into how someone stumbles into this profession, he mentioned that early on he got some sage advice from his older brother about not rushing to law school because... being a lawyer isn't that fun. So, he followed some friends to Bain & Company.The more projects he was involved in, the more he got interested in technology. Candidly, one of his motivations for going in tech was the fact that his was moving out to San Francisco to support his wife through law school at Stanford. He considered continuing to do consulting with Bain, but decided tech was the best route and eventually, joined Plaid. Outside of his professional career, he is into the outdoors, loving hiking and taking his very active dog outside. He mentions that living in San Francisco makes the outdoors super accessible.Reed and his Co-founder both came from Plaid, and worked on the adaptive authentication team. There, they explored how to secure bank authentication to maintain security, but also do it in such a way that reduced friction and created an amazing experience. They found that the biggest problem to be solved was the combination of security issues with passwords, and the low conversion rate of sign up / sign in forms requiring passwords. They wanted to fix this.This is the creation story of Stytch.SponsorsSpeakeasyQA WolfSnapTradeLinks:http://stych.com/codestoryhttps://www.linkedin.com/in/reed-mcginley-stempel-17362245/Our Sponsors:* Check out Vanta and use my code CODESTORY for a great deal: https://www.vanta.comSupport this podcast at — https://redcircle.com/code-story/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Today we explore all the possibilities for your Christmas/holiday color palette. Anita also shares the history behind red & green. Very interesting... Whether you are a traditionalist or pushing the envelope of your holiday decor, you'll get some new ideas & a fresh take on the classics. We also answer one of your questions. It is good one, that many people struggle with in their decorating. Drop the garland and listen in or better yet, keep decorating & listen! We participate in the Amazon Associate program, which means if you click thru here and make an Amazon purchase we may receive a small fee from Amazon. This in no way effects the price you pay for the item(s). Try some plaid ribbon this year. Plaid is hot this year and a classic ~ win win! Check out some options HERE. The plug mold. A little known wonder for hiding wires. When installed correctly of course! Listen in for a little story on that... See a plug mold HERE. Once you hear our ideas for alternative Christmas colors email us with your ideas! Anita's Amazon favorites are HERE Need help with your home? We'd love to help! We do personalized consults, and we'll offer advice specific to your room that typically includes room layout ideas, suggestions for what the room needs, and how to pull the room together. We'll also help you to decide what isn't working for you. We work with any budget, large or small. Find out more HERE Hang out with us between episodes at our blogs, IG and Kelly's YouTube channels. Links are below to all those places to catch up on the other 6 days of the week! Kelly's IG HERE Kelly's Youtube HERE Kelly's blog HERE Anita's IG HERE Anita's blog HERE Are you subscribed to the podcast? Don't need to search for us each Wednesday let us come right to your door ...er...device. Subscribe wherever you listen to your podcasts. Just hit the SUBSCRIBE button & we'll show up! If you have a moment we would so appreciate it if you left a review for DTT on iTunes. Just go HERE and click listen in apple podcasts. XX, Anita & Kelly DI - 15:08/24:58 Learn more about your ad choices. Visit megaphone.fm/adchoices
Our guest on this episode of Data Driven Finance is Kat Cloud, Principal Director of Open Banking Compliance at Yodlee. Kat is also a Board member at the Financial Data Exchange, and prior to her time at Yodlee was head of UK Public Policy for Plaid. We discuss open banking compliance, specifically touching on the new CFPB 1033 regulations, which are important for all financial institutions to be aware of. Topics covered include: What is open banking? How does it differ from how financial institutions operate today? What has to happen for open banking to reach its full promise? API as the “plumbing” behind financial data connections. What is the CFPB Section 1033 rule? What kind of data is and isn't included under the 1033 rule. What happens if banks don't meet the 1033 rule deadlines? What all this means for innovation in finserv and fintech. How are banks responding to both the rule and the timeline for it? How are all these stakeholders going to achieve true standardization? What does a new administration mean for the 1033 rule? Helpful Links CFPB website New Yodlee open banking page FDX (Financial Data Exchange)
On today's episode of The Cybersecurity Defenders Podcast we talk about cybercrime cottage industries with Reed McGinley-Stempel, the Co-Founder and CEO of StytchStytch is a platform designed to streamline authentication, authorization, and fraud prevention in a way that enhances security while minimizing user friction. Stytch serves both consumer and B2B applications, offering a variety of authentication solutions, including features like Google One-Tap and Biometrics for consumer-facing applications, as well as SSO, Role-Based Access Control, and SCIM integrations for enterprise SaaS. Reed founded Stytch after witnessing the challenges teams face when building secure and user-friendly authentication solutions, a problem he first encountered while working at Plaid. He is also a proud duke alumni and was the recipient of the prestigious Fullbright Scholarship
Are you tired of the high costs and inefficiencies of traditional accounting services? Discover how Dr. Ryan Moriarty is leveraging technology to revolutionize bookkeeping and tax preparation for entrepreneurs. In this episode, Gary Heldt interviews Dr. Ryan Moriarty, President of Done For You Tax, a company that offers cutting-edge tax and bookkeeping services at a fraction of the traditional cost. With a background in Computer Science, Ryan brings a unique tech-savvy approach to financial management. Learn how his company empowers small business owners by simplifying the bookkeeping process, reducing costs, and offering innovative tax strategies. From his base in Puerto Rico, Ryan shares insights on the future of tech-driven accounting and how small businesses can benefit from his services. 5 Key Takeaways:
Origins - A podcast about Limited Partners, created by Notation Capital
Wesley Chan is a true legend in Silicon Valley. He spent time at Microsoft and HP, and in 2002 he jumped to Google. There, he worked as Sergey Brin's Chief of Staff and founded Google Analytics and Google Voice - all before then founding and leading the seed investing program at Google Ventures as GP. Under his tenure, GV was the first institutional check into companies like Plaid, Gusto, Lucid, and Robinhood. Wesley sits down with Nick Chirls, GP at Asylum Ventures, and Beezer Clarkson, LP at Sapphire Partners, to discuss his investment philosophy and what motivates him. Wesley discusses his early days at Google being pushed to make products that change the world, finding founders who have a 100-year plan, and being driven not by the desire to prove other people wrong, but to prove himself right. Learn more about Sapphire Partners: sapphireventures.com/sapphire-partners Learn more about OpenLP: openlp.vc Learn more about Asylum Ventures: asylum.vc Learn more about FPV Ventures: fpvventures.com Subscribe to the OpenLP newsletter for a monthly roundup of the latest venture insights, including the newest Origins episodes, delivered straight to your inbox. CHAPTERS: 0:00-Introduction & the Burning Question3:11-Working for Sergey Brin: “If you're not changing the world, you're wasting your time.” 9:22-They're not there to screw the world, they're there to improve the world. 15:07-I'm not a university or your tuition money. We're giving you a check to go win. 17:05-Knowing just enough to be dangerous 27:58-The Exit Market: No one wants to test the market. LPs, hang on. 33:07-FPV's take on AI 34:09-Founder success is the gift that keeps on giving
A fun chat with Beatriz Williams, Lauren Willig, and Karen White all about their new book The Author's Guide to Murder, pantaboots, prosecco, and why they will never divulge who wrote for which characters. Plus – Dave possibly commits election fraud while striking his set, Laura nurses their daughter, and Andrew is outraged at StubHub. … Continue reading Ep. 271 Fifty Shades Of Plaid With Lauren Willig, Beatriz Williams & Karen White
Venture Unlocked: The playbook for venture capital managers.
Follow me @samirkaji for my thoughts on the venture market, with a focus on the continued evolution of the VC landscape.Today I'm excited to speak with the founding team of Chemistry, a new venture firm led by Kristina Shen, Ethan Kurzweil, and Mark Goldberg, who recently spun-out of blue chip firms Andreessen Horowitz, Bessemer, and Index Ventures, respectively. The firm just announced a significantly oversubscribed $350MM debut fund. As a new entrant to the market (in the toughest time to start a new firm in over a decade), I wanted to ask them about their blueprint for building a firm, including how they chose to partner up and the work they did beforehand, LP strategies and selection, and what they felt was their unique reason to exist in a highly competitive market. About Kristina ShenKristina Shen is Co-Founder and Managing Partner at Chemistry Ventures, overseeing a $350M fund focused on early-stage software investments. Formerly a General Partner at Andreessen Horowitz (2019-2024), she led significant investments in Mux, Pave, Wrapbook, and Rutter. Kristina specialized in high-growth startups.She began her venture career as a Partner at Bessemer Venture Partners (2013-2019), working with companies such as Gainsight, Instructure, and ServiceTitan. Previously, she worked in investment banking at Goldman Sachs and Credit Suisse, focusing on technology sectors.About Mark GoldbergMark Goldberg is Co-Founder and Managing Partner at Chemistry Ventures since, investing in seed and Series A software startups. Previously, a Partner at Index Ventures (2015-2023), he worked with companies such as Plaid, Pilot, Intercom, and Motive, establishing a strong fintech and software portfolio.Prior to Index, Mark worked at Dropbox in Business Strategy & Operations and Strategic Finance (2013-2015), where he contributed to growth strategies during Dropbox's scaling phase.He started his career as an Analyst at Morgan Stanley (2007-2010) before joining Hudson Clean Energy as a Senior Associate. Mark holds an AB in International Relations from Brown University.About Ethan KurzweilEthan Kurzweil is Co-Founder and Managing Partner at Chemistry Ventures, leading investments at the seed stage for tech-driven startups. He also serves as a board member for companies like Intercom and LaunchDarkly.Previously, Ethan was a Partner at Bessemer Venture Partners (2008-2024), where he worked with companies such as HashiCorp, Twilio, and Twitch. His focus on software and digital platforms spanned roles as board member and investor, contributing to significant IPOs and acquisitions.Early in his career, Ethan worked in business development at Linden Lab (creators of Second Life) and served as a Senior Manager in the CEO's Office at Dow Jones. He holds an MBA from Harvard Business School and an AB in Economics from Stanford University.In this episode, we discuss:* (01:43): Importance of Team Chemistry and Partnership Formation* (03:27): Challenges of Building a Firm in the Current Environment* (08:00): Unique Value Proposition for Early-Stage Founders* (10:18): Early-Stage Focus and Differentiation from Large VC Firms* (16:12): Fundraising Insights and LP Relationship Building* (19:00): Choosing Aligned LPs and Targeting Long-Term Partnerships* (27:23): Single-Trigger Investment Decision-Making Model* (30:12): Balancing Conviction with Collaborative Feedback* (35:23): Independent Decision-Making for Follow-On Investments* (39:19): Personal Contrarian Beliefs about the Venture Industry* (42:18): Closing Remarks on Building a New Venture FranchiseI'd love to know what you took away from this conversation with Kristina, Mark, and Ethan. Follow me @SamirKaji and give me your insights and questions with the hashtag #ventureunlocked. If you'd like to be considered as a guest or have someone you'd like to hear from (GP or LP), drop me a direct message on Twitter.Podcast Production support provided by Agent Bee This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit ventureunlocked.substack.com
The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch
Mark Goldberg is a Managing Partner and Co-Founder at Chemistry, a $350M fund announced just yesterday with the mission to lead the best seed and Series A rounds. Before Chemistry, Mark was a Partner at Index Ventures, where he led early stage investments in Plaid, Bridge, Pilot, Anrok and Persona. Prior to Index Ventures, Mark was one of the first business hires at Dropbox. In Today's Episode with Mark Goldberg We Discuss: 1. The Truth About Multi-Stage Firms: Why are portfolio services there to help the investing partners and not the founders? What are the most broken elements within a multi-stage firm? How does decision-making break down in large partnerships? When is the right time to work with multi-stage firms? When is not? 2. From Boutique High Margins to Commoditised Low Margins: With the immense amount of cash that has entered VC, will returns simply get worse? Who will be the winners in the next 10 years of venture? Who will be the losers? What can they do today to change this? What element of the future of venture are not enough people spending time on? 3. Lessons from Leading Unicorn Company Rounds: What happens to all the unicorns with insanely high prices they cannot grow into? What has been Mark's biggest hit? What did he learn? What has been his biggest miss? How did that change his go-forward approach? Does Mark agree that 90% of VC do not add value?
The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch
Zach Perret is the CEO and Co-Founder of Plaid, a technology platform reshaping financial services. To date, Zach has raised over $734M for Plaid from the likes of NEA, Spark, GV, Coatue and a16z, to name a few. Today, thousands of companies including the largest fintechs, several of the Fortune 500, and many of the largest banks use Plaid. In addition, Zach is also a Co-Founder of Mischief, an early-stage venture fund in San Francisco. In Today's Episode with Zach Perret We Discuss: 1. Founder Mode: Why “Founder Mode” will be the most dangerous blog post written in the last decade for founders? What is most misleading about it? What are “grinder problems”? Why does Zach believe that grinder problems are the best problems for startups to try and solve? Why does Zach believe that OKRs are BS and should be removed? What should be used instead? 2. Lessons from Raising $734M for Plaid: What is the worst advice that VCs give that most founders take? Why does Zach believe that angel investing is more distracting than helpful for founders to do? What are the pros of investing alongside running a company? Why does Zach encourage founders to raise money as infrequently as possible? What does this mean for the size and price of rounds Zach thinks we should see occur? 3. The $5BN Exit and the $13.4BN Round: Why did Zach turn down the $5BN exit to Visa? Was it the right choice? Does Zach regret raising at such a high price of $13.4BN when the exit did not happen? Would Zach sell the company today for $13.4BN if offered it? What did Zach not do that he wish he had done? What did he do that he wishes he had not done?
In This Episode This week cohosts Brett King and Jason Henrichs have a far reaching conversation, tapping into guest expertise on all things open banking and digital finance. John Pitts, Global Head of Policy at Plaid, Christy Sunquist, Head of Open Finance at Plaid, and Cameron Taylor, Chief Product Officer at Ninth Wave join Jason and Brett as they dive into topics from international open banking and the standards that we can expect out of open banking in the U.S., to how Plaid and Ninth Wave are partnering to assist financial institutions ahead of the rulemaking here in the States. Plaid recently announced their Gateway Partner Program, which gives financial institutions a way to streamline their integrations ahead of open banking requirements, to make it easier for financial institutions to choose an approach that works for their unique needs as they enable open banking. Ninth Wave is Plaid's inaugural partner for the Gateway Program, and will support financial institutions who want to simplify their API integrations while ensuring their customers have access to the thousands of apps and services in the Plaid network. Together, Plaid and Ninth Wave are solving open banking requirements for financial institutions who may be at varying stages of preparedness. Hear about this and much more on this episode of Breaking Banks.