The UK Mortgage Podcast by UK Moneyman

In this short podcast, UK Moneyman Managing Director & Mortgage Advisor, Malcolm Davidson, explains the benefits of using a mortgage broker in the current mortgage market. ⁠⁠UK Moneyman⁠⁠ ⁠⁠Mortgages for Over 50s⁠⁠ ⁠⁠Retirement Interest Only (RIO) Mortgages

In this podcast, Malcolm discusses the current "buyer's market" and how sellers are reducing their asking prices to try and gauge more interest in the property that they are selling. UK Moneyman First Time Buyer Mortgages Remortgage Advice

In this video, our head of later life lending, Dan Osman, is here to discuss all the additional considerations you should make with equity release, such as powers of attorney and funeral planning. ⁠⁠UK Moneyman⁠⁠ ⁠⁠Mortgages for Over 50s⁠⁠ ⁠⁠Retirement Interest Only (RIO) Mortgages⁠⁠

Malcolm breaks down everything you need to know about fixed rate mortgages and interest rate rises in his recent appearance on BBC Radio Humberside with Burnsy. #mortgages #interestrates #fixedratemortgages #BBCradio #radiohumberside UK Moneyman⁠ ⁠Mortgage Advice⁠ ⁠Mortgage Broker⁠ ⁠Mortgage Advisor

In this podcast Malcolm & Dan discuss the alternatives to equity release. This case study is about a recent client who was looking to release equity for home adaptations, after changes in health. Unfortunately, they were just outside of the criteria for local authority funding and after an assessment they needed to fully self-fund these adaptations. With speaking with our later life lending expert, Dan was able to discuss some other alternative routes to equity release. This has saved our client a substantial amount of money and helped retain much more equity in their property for family inheritance. Our clients interests are at the very heart of UK Moneyman, and our ethical approach to equity release is something we are very proud of. If you are thinking about equity release and would like to speak to a later life lending expert, please feel free to contact us on 0800 029 3757 or email enquiries@ukmoneyman.com UK Moneyman⁠ ⁠Mortgage Advice⁠ ⁠Mortgage Broker⁠ ⁠Mortgage Advisor

In this podcast, Malcolm explains the house pricing drop in the UK, fixed-rate mortgages and the market as a whole. If you are looking to start your mortgage process, now is the perfect time, especially in a buyer's market. 0:00 - Property Prices Over The Years 0:57 - Property Prices More Affordable 1:08 - Less Competition in a Buyer's Market 1:38 - The Bank of England Base Rate 2:13 - Fixed-Rate Mortgages Becoming More Affordable 2:53 - Starting Your Mortgage Process in a Buyer's Market UK Moneyman⁠ ⁠Mortgage Advice⁠ ⁠Mortgage Broker⁠ ⁠Mortgage Advisor

In this video, Malcolm & Dan are back to discuss the alternatives to equity release. This case study is about a term interest only mortgage. Our clients interests are at the very heart of UK Moneyman, and our ethical approach to equity release is something we are very proud of. If you are thinking about equity release and would like to speak to a later life lending expert, please feel free to contact us on 0800 029 3757 or email enquiries@ukmoneyman.com UK Moneyman Mortgage Advice Mortgage Broker Mortgage Advisor

On 3rd October 2022, Malcolm Davidson, along with other mortgage experts, appeared on Lenders Live, hosted by Knowledge Bank, to discuss what's making the mortgage sector headlines and other hot topics. Reposted with the consent of the hosts. Mortgage Advice Hull Mortgage Broker Hull Mortgage Advisor Hull

In this video, Malcolm & Dan answer the question of whether or not equity release is a good idea discussing the benefits of equity release and how it could help you in your circumstances. UK Moneyman Mortgage Broker Cardiff Mortgage Advice Cardiff Mortgage Advisor Cardiff

In this video, Dan, our later life mortgage advisor, discusses equity release with Malcolm. Equity release is a form of later life mortgage, aimed at homeowners who are over the age of 55 and have a property worth at least £70,000. Here at UK Moneyman, we offer lifetime mortgage advice as a form of equity release to our customers. To understand the features and risks, ask for a personalised illustration. A lifetime mortgage may impact the value of your estate and it could affect your entitlement to current and future means tested benefits. The loan plus accrued interest will repayable upon death or moving into long term care. Mortgage Advice Liverpool Mortgage Broker Liverpool Mortgage Advisor Liverpool

Can I Pay Off Equity Release Early? - Paying Off Equity Release Early. In this video, Malcolm is back with Dan where they answer the question of whether you can pay off equity release early and certain drawbacks that may come with pursuing this option. UK Moneyman Mortgage Advice London Mortgage Advisor London Mortgage Broker London

Malcolm and Dan discuss the topic around how safe equity release is and the best steps to take in order to seek the best and regulated advice. UK Moneyman Mortgage Advice Birmingham Mortgage Broker Birmingham Mortgage Advisor Birmingham

Malcolm is joined by our later life advisor Dan where he answers the common questions of 'how much equity can I release?'. Here, Dan explains the most sensible practise that people choose as well as the factors lenders may take into account. UK Moneyman Mortgage Advice Newcastle Mortgage Broker Newcastle Mortgage Advisor Newcastle

Mortgage Market Update July 2022 - This summary by Malcolm Davidson covers: The current delays buyers are facing when purchasing a property. How these delays and inflation are affecting mortgage interest rates and whether or not now is a good time to be purchasing a property. Is the market cooling off and how this could have a positive impact if you are looking to buy? UK Moneyman is now offering a new later life mortgage service for over 55. Mortgage Advice Hull Mortgage Broker Hull Mortgage Advisor Hull

In this podcast, Malcolm is joined by our Later Life Mortgage Advisor, Dan Osman. Here, they discuss what a Later Life Mortgage is, the ethical side of this topic and how the process works. This podcast is purely for educational purposes and not to be perceived as financial advice. To learn more, please speak with a qualified Later Life Mortgage Advisor. UK Moneyman Equity Release Lifetime Mortgages Later Life Mortgages

Malcolm & Wayne discuss the Help to Buy Equity Loan Scheme, who they are targeted at, how they work, and how you are able to obtain one if necessary. UKmoneyman Mortgage Advice Essex Mortgage Broker Essex Mortgage Advisor Essex

Malcolm discusses the different types of Surveys available when buying a property. Looking at the pros and cons of basic valuations, home buyers reports and full structural surveys. Helping identify which is right for you! UK Moneyman - Mortgage Broker Mortgage Broker Middlesbrough Mortgage Advice Middlesbrough Mortgage Advisor Middlesbrough

Malcolm is here today to discuss his handy tips on what to look out for when negotiating on a property price. UK Moneyman - Mortgage Advice Mortgage Advice York Mortgage Broker York Mortgage Advisor York

The Bank of England Base Rate has risen in the UK to 0.75%. It comes to no surprise after the increasing costs of electricity, gas and even petrol! Malcolm explains how the Interest Rate rise affects you and your mortgage. UK Moneyman - Mortgage Advice Mortgage Advice Lincoln Mortgage Broker Lincoln Mortgage Advisor Lincoln

Malcolm discusses the current state of the property market in the face of the difficult circumstances in 2022. UK Moneyman - Mortgage Broker Mortgage Advice Leicester Mortgage Broker Leicester Mortgage Advisor Leicester

If you'd like to learn how Malcolm & Amy Davidson “accidentally” grew a national mortgage brokerage with 40+ staff from a “lifestyle business” formed in their garage at home in Hull, then Malcolm's recent interview with John McHale (of local Scunthorpe Radio Station Steel FM), is for you! Topics Covered: How (like many other businesses) UK Moneyman was formed from adversity. Why we still retain a business coach after all these years. How a £5k Government grant changed our lives. How we profited from Regulation. Why we do what we do! A big thank you to everyone who has helped us get to where we are now! UK Moneyman - Mortgage Broker offer Mortgage Advice across England and Wales. Mortgage Advice Liverpool Mortgage Broker Liverpool Mortgage Advisor Liverpool

Malcolm is back and this time he's joined by Christine of Paradigm to discuss the 2021 Spring Budget announcement by Chancellor Rishi Sunak, as well as a general Mortgage Market Update. Topics include the 95% Mortgage Guarantee Scheme, the Stamp Duty Holiday extension, the demand for additional home living spaces and more. UK Moneyman Mortgage Advice Durham Mortgage Broker Durham Mortgage Advisor Durham

Malcolm is back, this time with assistance from two special guests, Ian & Sadie from the company Landbay, a specialist Buy-to-Let mortgage lender. Here they discuss how Buy-to-Let Landlords get into the HMO market, the different types of HMO mortgages available, the pro's and con's of HMO properties and more. UK Moneyman Mortgage Advice Doncaster Mortgage Broker Doncaster Mortgage Advisor Doncaster

Malcolm & Wayne are back with another podcast for Moneyman TV, this time talking all about the in's and out's of Remortgages in the United Kingdom. UK Moneyman Mortgage Advice Derby Mortgage Broker Derby Mortgage Advisor Derby

Malcolm & Wayne are here for a big discussion on the world of Buy to Let Mortgages in the UK and being a landlord. The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages. UK Moneyman Mortgage Broker Cardiff Mortgage Advice Cardiff Mortgage Advisor Cardiff

Malcolm & Wayne discuss whether or not people are still able to obtain a mortgage with a CCJ (County Court Judgement). UK Moneyman Mortgage Advice Cambridge Mortgage Broker Cambridge Mortgage Advisor Cambridge

Malcolm & Wayne are back on the MoneymanTV Podcast to discuss HMO Mortgages (Houses of Multiple Occupation), the pros and cons of this compared to a standard family home Buy-to-Let, the options for landlords to buy through an SPV and more. UK Moneyman Mortgage Advice Bristol Mortgage Broker Bristol Mortgage Advisor Bristol

Malcolm and Wayne are back to discuss Buy to Let Landlords and their options for letting out holiday homes in the UK. UK Moneyman Mortgage Advice Coventry Mortgage Broker Coventry Mortgage Advisor Coventry

Malcolm Davidson & Wayne Dewsbury are back to discuss taking out a mortgage as a first-time buyer, especially if you're looking at being a first-time landlord across the United Kingdom. UK Moneyman Mortgage Broker Nottingham Mortgage Advice Nottingham Mortgage Advisor Nottingham

Malcolm & Wayne are back with another podcast to discuss the workings of Buy to Let Remortgages. Listen on to have your questions answered. UK Moneyman Mortgage Advice Sheffield Mortgage Broker Sheffield Mortgage Advisor Sheffield

Malcolm & Wayne are back with an in-depth analysis of Interest-Only Mortgages in the United Kingdom, the pros and cons of these and how to go about obtaining one. UK Moneyman Mortgage Advice Hull Mortgage Broker Hull Mortgage Advisor Hull

Certain people have already found their ‘dream home' and would have no plan in Moving House. When this is the case, people who have an ever-increasing family or have plans to have kids may want more living space and decide to get an extension. Here, Malcolm & Wayne discuss the most popular home improvements, the pros and cons and the work that comes with it. UK Moneyman Mortgage Advice London Mortgage Broker London Mortgage Advisor London

Malcolm Davidson is here with his special guest and experienced mortgage advisor, Wayne Dewsbury, to look at customers who want to Remortgage with Bad Credit in the UK. Topics covered include the types of bad credit allowed, how lenders may react to you having bad credit and more. UK Moneyman Mortgage Broker Newcastle Mortgage Advice Newcastle Mortgage Advisor Newcastle

In this episode, the Moneyman Malcolm Davidson discusses Remortgaging to Release Equity with experienced mortgage advisor, colleague and good friend Wayne Dewsbury. Together they look at the necessary steps you need to take for this to happen, the benefits of doing this, and how a dedicated mortgage broker in the UK can help. UK Moneyman Mortgage Advice Manchester Mortgage Advice Manchester Mortgage Broker Manchester

Malcolm & Wayne discuss Shared Ownership Mortgages, who they are targeted at, how they work and how you are able to obtain one if necessary. UK Moneyman Mortgage Advice Birmingham Mortgage Broker Birmingham Mortgage Advisor Birmingham

UK Mortgages - Then vs Now Malcolm has decided to bring a special guest on today's moneymanTV episode. Wayne the Mortgage Advisor is here with Malcolm to talk to you about mortgage's back in the 80's compared to how they are now. UK Moneyman Mortgage Advice in Leeds Mortgage Broker in Leeds Mortgage Advisor in Leeds