Podcasts about stamp duty holiday

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Best podcasts about stamp duty holiday

Latest podcast episodes about stamp duty holiday

Moving Matters
Episode 68: Moving Matters with Rod Hepworth of It's Your Move Ilkley

Moving Matters

Play Episode Listen Later May 25, 2023 40:30


In this episode, Rod Hepworth, Director of It's Your Move Ilkley, discusses how he began within the industry 23 years ago at the ripe old age of 40, after a life of many careers including a Cow Inseminator and a Professional DJ! Rod founded It's Your Move Ilkley in 2007, which provides mainly domestic moving, storage and packing services, local and national (although they do International too using forwarding agents), running 2 HGV's, 4 low loaders, a panel van, and 7 members of staff. It's Your Move Ilkley have been members of Move Assured for the last 3 years but is hoping to join the British Association of Removers imminently. Rod's biggest challenges were learning to grow the business and become a professional company, and becoming VAT registered (in 2013) where he had to compete with local non-VAT registered movers. The one thing Rod would like to change from his moving past is to learn the industry quicker. Rod hopes his highpoint of being within the industry is still to come (even at the age of 63!) but believes joining the BAR will be one. Covid, or rather the Stamp Duty Holiday was a highpoint (the golden age of removals). The one thing Rod would like to change within the industry is the conveyancing system which Rod says is outdated and disjointed. Rod would also like to see the VAT threshold lowered. The advice Rod would give himself just starting out within the industry again is to do it 20 years earlier! In the next 5 years Rod hopes to be doing a little bit less, delegating a little bit more, and It's Your Move Ilkley to continue being successful. Industry wise Rod sees no major changes, he doesn't believe in legislation for the 3.5 tonners, or that electric vehicles will make too much of an impact. Outside of the industry Rod follows football, sponsoring his local team Guiseley, but his passion lies with Manchester United. Rod also loves traveling, music and attending concerts, Rod is a big Bruce Springsteen fan! And as always we end Moving Matters with a funny moving story, regarding Mrs Mad. Enjoy! Links to It's Your Move Ilkley: * Website (https://www.itsyourmoveremovals-ilkley.co.uk/) * Facebook (https://www.facebook.com/Itsyourmoveyorkshire) Special Guest: Rod Hepworth.

London Property Podcast
Central London property market post Stamp Duty Holiday

London Property Podcast

Play Episode Listen Later Nov 21, 2021 28:25


Your weekly London Property show presented by your experts Marius Nazare, Chris Mulry & Jaffar Saraj - Vlog 30 A quick market analysis of the Prime Central London property market following the end of the Stamp Duty Holiday in June 2021. Connect with us on Social Media: Marius' Instagram: https://www.instagram.com/mariusnazare/ Chris' LinkedIn: https://www.linkedin.com/in/chrismulry/ Marius' LinkedIn: https://www.linkedin.com/in/mariusnzr/ Jaffar LinkedIn: https://www.linkedin.com/in/jaffar-saraj-859970b4 Jaffar Instagram: https://instagram.com/jaffar_saraj?igshid=1b4mag423z1i8 DISCLAIMER: This video is produced for information only and should not be relied upon as professional advice. The London Property Podcast accepts no liability or responsibility for direct, indirect or consequential loss arising from the use of reference to or reliance on this video or this content. The London Property Podcast makes no warranty to the accuracy of the information in this video. The views, thoughts and opinions expressed in this video, belong solely to the authors and not any external organisation or individuals.

SFI (not so) Live
SFI (not so) LIVE - Volume 4 - October 2021

SFI (not so) Live

Play Episode Listen Later Oct 1, 2021 53:22


A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss the end of Furlough and the Stamp Duty Holiday, help for the Self Employed looking for a mortgage, self and custom building, green mortgages and so much more. Hosted by: Jay Evans Panel: Tony Hall, Head of Mortgage Sales & Holly Andrews, Intermediary Team Leader Special Guests: Samm Piper, Lender Account Executive at Legal and General Mortgage Club. For more information or to review the SFI LIVE series, please click here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

Money Tips Daily by Charles Kelly, former IFA and author of
The First Country To Adopt Bitcoin As Legal Currency

Money Tips Daily by Charles Kelly, former IFA and author of

Play Episode Listen Later Sep 6, 2021 14:20


El Salvador will be the first country to adopt Bitcoin as legal tender alongside the US Dollar. Citizens will be given $30 Bitcoin tokens in a new account. Twitter acceptance could boot Bitcoin's price further. Watch video: https://youtu.be/HZfJDLLJvMc Bitcoin price recovers to $51,000 from $30,000. Businessman loses £500,000 in Bitcoin scam. Students turn to Cryptocurrency trading. Boris Johnson grappling with UK's growing social care timebomb. See also: Hackers steal $100 million of Crypto - https://www.youtube.com/watch?v=mDoZ3Ml8L3g&t=37s Average houses prices falling after the rush to beat the Stamp Duty Holiday - https://youtu.be/O4SSsJ0sRt4. Millionaires and millionaire habits have been studied and documented at academic levels for the last hundred years. Bestselling books, like The Science of Getting Rich and Thinks and Grow Rich, were written almost a century ago. I have also published my own book on how people get wealthy: Yes Money Can Buy You Happiness. You can find it on Amazon: https://www.amazon.co.uk/Yes-Money-Can-Buy-Happiness/dp/1095175858 We know exactly what the millionaire and billionaire habits and traits are, as success leaves tracks. All you have to do is follow their tracks to become wealthy and financially free! If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training. I will give a special free gift which can help you to immediately transform your finances when you attend the online training. Click on this link to watch the free training now https://bit.ly/3wLWqx2

Money Tips Daily by Charles Kelly, former IFA and author of
Bitcoin Back To $50,000 But Will It Go Higher And Should You Invest In Cryptocurrency?

Money Tips Daily by Charles Kelly, former IFA and author of

Play Episode Listen Later Aug 24, 2021 12:31


Bitcoin jumped $50,000 (£36,480) for the first time in three months before falling back slightly, as the cryptocurrency continues to recover from a slump, the BBC reports. The coin fell sharply in May after a crackdown in China and a decision by Elon Musk's Tesla not to accept it as payment. Investor confidence is improving as more mainstream financial companies begin using the digital currency. Although still down on a peak of $63,000 in April 2021, Bitcoin is still up 80% since January, when it was trading at just $27,700. On Monday, it climbed almost 3% to $50,266.90 while Ether, another popular digital coin, was up more than 4% at $3,367.51. PayPal will now allow customers in the UK to buy, sell and hold Bitcoin and other digital currencies as it expands its crypto services outside of the US for the first time. Boasting 403 million active accounts globally, the US firm is one of the largest mainstream financial companies to offer users access to cryptocurrencies. Continued support from the US Federal Reserve for the US economy has also bolstered Bitcoin recently, analysts say. It is holding interest rates at record lows and making riskier assets more attractive to investors. Neil Wison of Markets.com said Bitcoin's rebound "shows no signs of cooling", although he said he expected to see some "pullback" in the short term. But Dan Ives from Wedbush Securities said Bitcoin remained "a highly volatile digital currency", despite growing investor optimism. Source: BBC. Is Bitcoin the new Gold? Is Crypto a real currency? Should you invest in Crypto? See also: Hackers steal $100 million of Crypto - https://www.youtube.com/watch?v=mDoZ3Ml8L3g&t=37s Average houses prices falling after the rush to beat the Stamp Duty Holiday - https://youtu.be/O4SSsJ0sRt4. Millionaires and millionaire habits have been studied and documented at academic levels for the last hundred years. Bestselling books, like The Science of Getting Rich and Thinks and Grow Rich, were written almost a century ago. I have also published my own book on how people get wealthy: Yes Money Can Buy You Happiness. You can find it on Amazon: https://www.amazon.co.uk/Yes-Money-Can-Buy-Happiness/dp/1095175858 We know exactly what the millionaire and billionaire habits and traits are, as success leaves tracks. All you have to do is follow their tracks to become wealthy and financially free! If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training. I will give a special free gift which can help you to immediately transform your finances when you attend the online training. Click on this link to watch the free training now https://bit.ly/3wLWqx2

Money Tips Daily by Charles Kelly, former IFA and author of
Is This The Cheapest Property On The Market In The UK?

Money Tips Daily by Charles Kelly, former IFA and author of

Play Episode Listen Later Aug 23, 2021 10:11


The Daily Mirror reports that the cheapest property in the UK listed on Zoopla is a £35,000 two bedroomed house in Hartlepool, County Durham. The house in the Northeast of England looks like a bargain, but there are cheaper properties. Zoopla has a studio flat in Bradford listed for just £5000 and cheap properties are also listed in auction catalogues. The average price of a home according to the Land Registry is £265,668, so why the disparity? There is an 8-bed terraced house in London's Belgrave Square, Belgravia listed for £77,500,000 and more expensive home have been sold privately! The adage “location, location, location” accounts for most of the price differential across the country, but there are other reasons why apparent bargain properties come on the market, especially in auctions: · Defective construction · Movement or subsidence to foundations · Defective titles · Defective leases · Un-mortgageable properties Buyers should beware and make their own checks and legal enquiries. See also: average houses prices falling after the rush to beat the Stamp Duty Holiday - https://youtu.be/O4SSsJ0sRt4. Millionaires and millionaire habits have been studied and documented at academic levels for the last hundred years. Bestselling books, like The Science of Getting Rich and Thinks and Grow Rich, were written almost a century ago. I have also published my own book on how people get wealthy: Yes Money Can Buy You Happiness. You can find it on Amazon: https://www.amazon.co.uk/Yes-Money-Can-Buy-Happiness/dp/1095175858 We know exactly what the millionaire and billionaire habits and traits are, as success leaves tracks. All you have to do is follow their tracks to become wealthy and financially free! If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training. I will give a special free gift which can help you to immediately transform your finances when you attend the online training. Click on this link to watch the free training now https://bit.ly/3wLWqx2

Money Tips Daily by Charles Kelly, former IFA and author of

Where Are The 2021 London Property Sales Hotspots? The London boroughs of Camden and Barnet top the 2021 property sales hotspot table, report says. Around £70bn of property has been snapped up by UK buyers this year fuelled by government incentives, such as the Stamp Duty Holiday and the furlough scheme which ends in September. London postcodes Camden and Barnet were the most valuable sales areas, with Brighton in eighth place and the only location outside the capital, according to Mortgage Solutions. Watch Video version. Estate agent Keller Williams UK analysed sold prices across the market in England and Wales since the start of the year and reports residential property sales reaching £68.8bn. Higher property prices in the capital saw London lead the table. Property sales in Camden and Barnet alone reached £262.5m, with Merton and Wandsworth in SW19 hitting £248.8m. Kensington and Chelsea's W8 postcode came fifth at £225,963,338. However, the only top ten postcode outside London is BN3 postcode in Brighton and Hove, which has seen £206m worth of homes sold since the start of the year, making it the eighth-most valuable property postcode across England and Wales and the most valuable outside of London. The popular seaside town of Brighton made the list (£157m), and was the only one on the list outside the capital. The SL6 postcode in Maidenhead (£169.7m), the Dorset postcode of BN2 (£157m), SO41 in the New Forest (£125.9m), the Manchester postcode of WA15 (£120.7m), Southend's SS9 postcode (£118.5m), BA2 in Bath (£117.1m) and Horsham's RH12 postcode (£112.3m). Further evidence that buyers are seeking more space and fresh air, especially when given the option of working from home. Source: MortgageSolutions.co.uk Is the property market about to crash? Did you know that professional property investors make money whether the market is rising or falling? If you would like to learn how to become a professional property investor, join the upcoming PROPERTY REVOLUTION SUMMITwhere you will discover secrets that have turned thousands of ordinary people into millionaires. CLICK HERE TO JOIN - https://bit.ly/37iBZxi

The Business of Property
Episode 85: House price indexes and free employees!

The Business of Property

Play Episode Listen Later Jul 14, 2021 30:01


This week Simon and Stuart are talking about two recent house price index reports and what they show about the property market at the moment. Plus a discussion on the government Kickstart Scheme and the process for your property business to benefit from it. The chat this week includes: * Halifax House Price Index - June 2021 (https://www.halifax.co.uk/assets/pdf/june-2021-house-price-index.pdf). * Nationwide House Price Index - June/Q2 2021 (https://www.nationwidehousepriceindex.co.uk/download/gcwng-2nx2l-kpxb4-7w3e7-g60oa). * Our previous thoughts (https://www.thebusinessofproperty.com/83) on market changes as the stamp duty holiday ends. * A delay in solicitors and local searches. * The Government Kickstart scheme (https://www.gov.uk/guidance/apply-for-a-kickstart-scheme-grant). * Simon wants to improve the PaTMa documentation (https://docs.patma.co.uk/). * The Kickstart Scheme application process. * It's amazing how much a good employee can expedite your business. Please leave us a rating and review if you're enjoying the show.

Money Tips Podcast
House Prices Fall As Stamp Duty Holiday Ends

Money Tips Podcast

Play Episode Listen Later Jul 8, 2021 17:16


UK House prices dropped by 0.5% in June just as the long stamp duty holiday began to be phased out, according to the Halifax. Annual property prices still rose 8.8%, resulting in average prices more than £21,000 higher, which is more than most people saved on stamp duty in the mad scramble to buy a home. The average price of a UK property according to the lender is now £260,358. The Government removed the need to pay stamp duty on some properties for much of the pandemic in a bid to stimulate the market in England, Wales and Northern Ireland. The move worked, but critics argue that it caused price inflation and could created a property bubble if demand falls. Mortgage lenders, like the Halifax and Nationwide, long with estate agents are confident that, "The power of home movers to drive the market won't fade entirely as the economy recovers”. Demand remains high among buyers seeking larger family homes with the average price of a detached property climbing faster than any other type over the past 12 months - shooting up by more than 10% or almost £47,000 in cash terms. Detached homes now cost on average more than half a million pounds, £200,000 more expensive than the typical semi-detached house. Double tax on holiday homes A Welsh local authority plans to double council tax on second homes in order to deter the growing number of English buyers snapping up seaside holiday homes on the coast of Wales.  Owners of holiday homes and empty properties in Gwynedd will be hit with double council tax from next month after Councillors backed the increase in premium from the current 50%. The tax could raise an extra £3m a year for social housing. More than one in ten houses in Gwynedd was now classed as a second home. Councillors in the larger city of Swansea are planning a similar tax hike. Buyers, presumably priced out of the more expensive Devon and Cornwall, have been buying up properties in Welsh beauty spots. The effect of this prices locals out of the market and destroys local village life where properties are only used at weekends. Councils have powers to increases local taxes on empty properties and second homes. Cheap money also fuelling the bubble? There is a buy-to-let mortgage available through the NRLA offering a 2 year fixed rate of 1.25%, with free legal fees and a £250 cashback! You could borrow a million pound on interest only and the mortgage payment would be just over £1000 per month. You couldn't rent a million pound home for that. If you enjoyed this and found it helpful, please like and share with your friends and follow me on social media to give more people free value.   I'm offering a free Wealth Accelerator discovery coaching call to three people this week - CLICK HERE TO BOOK YOUR FREE CALL https://bit.ly/3zJ21GY See omnystudio.com/listener for privacy information.

Money Tips Daily by Charles Kelly, former IFA and author of
Is The Property Bubble About To Burst? House Prices Fall As Stamp Duty Holiday Ends

Money Tips Daily by Charles Kelly, former IFA and author of

Play Episode Listen Later Jul 7, 2021 16:21


UK House prices dropped by 0.5% in June just as the long stamp duty holiday began to be phased out, according to the Halifax. Annual property prices still rose 8.8%, resulting in average prices more than £21,000 higher, which is more than most people saved on stamp duty in the mad scramble to buy a home. The average price of a UK property according to the lender is now £260,358. The Government removed the need to pay stamp duty on some properties for much of the pandemic in a bid to stimulate the market in England, Wales and Northern Ireland. The move worked, but critics argue that it caused price inflation and could created a property bubble if demand falls. Mortgage lenders, like the Halifax and Nationwide, long with estate agents are confident that, "The power of home movers to drive the market won't fade entirely as the economy recovers”. Demand remains high among buyers seeking larger family homes with the average price of a detached property climbing faster than any other type over the past 12 months - shooting up by more than 10% or almost £47,000 in cash terms. Detached homes now cost on average more than half a million pounds, £200,000 more expensive than the typical semi-detached house. Double tax on holiday homes A Welsh local authority plans to double council tax on second homes in order to deter the growing number of English buyers snapping up seaside holiday homes on the coast of Wales. Owners of holiday homes and empty properties in Gwynedd will be hit with double council tax from next month after Councillors backed the increase in premium from the current 50%. The tax could raise an extra £3m a year for social housing. More than one in ten houses in Gwynedd was now classed as a second home. Councillors in the larger city of Swansea are planning a similar tax hike. Buyers, presumably priced out of the more expensive Devon and Cornwall, have been buying up properties in Welsh beauty spots. The effect of this prices locals out of the market and destroys local village life where properties are only used at weekends. Councils have powers to increases local taxes on empty properties and second homes. Cheap money also fuelling the bubble? There is a buy-to-let mortgage available through the NRLA offering a 2 year fixed rate of 1.25%, with free legal fees and a £250 cashback! You could borrow a million pound on interest only and the mortgage payment would be just over £1000 per month. You couldn't rent a million-pound home for that. If you enjoyed this and found it helpful, please like and share with your friends and follow me on social media to give more people free value. I'm offering a free Wealth Accelerator discovery coaching call to three people this week - CLICK HERE TO BOOK YOUR FREE CALL https://bit.ly/3zJ21GY

Intelligence Talks
Can the UK housing market resist the post-stamp duty holiday blues?

Intelligence Talks

Play Episode Listen Later Jul 2, 2021 12:36


The UK housing market has moved on quickly from a seven-week freeze last year to a lengthy stamp duty holiday. But what happens now that the holiday on the first half a million pounds of a property price has ended? Will prices cool and is tax reform on the cards? As of Thursday this week, the threshold has fallen back to £250,000 where it will remain until 1 October when it reverts back to £125,000. This week, Anna is joined by stamp duty guru and tax partner at Blick Rothenburg, Sean Randall, and Knight Frank's UK head of residential research, Tom Bill, to delve into the impact of the holiday ending. They cover off whether indeed this will trigger a price correction following record UK house price growth and Sean sets out some options the government might look at when it comes to tax reform to recoup lost revenue and make good the deficit. They also look at the psychological impact and uniquely British nature of the holiday, as well as how further stamp duty cuts might be used to encourage the nation to buy net zero homes.Intelligence Talks is a podcast from the Research Team at Knight Frank. Every other Friday we bring you insight and analysis on property market trends and forecasts.Instagram - @knightfrankTwitter - @knightfrankLinkedin - @Knight FrankHost: Anna WardProducer: Lauren Armstrong-CarterAny questions? Get in touch: Rebecca.hills@knightfrank.com See acast.com/privacy for privacy and opt-out information.

The Business of Property
Episode 83: Stamp duty changes and exploring Airbnb

The Business of Property

Play Episode Listen Later Jun 30, 2021 27:22


Simon and Stuart talk about the ending (or changing) stamp duty holiday and what it might mean for the property market. Stuart also chats about his experiences trying out short lets via Airbnb. The chat this week includes: * Stuart's race against the stamp duty holiday ending. * Stamp duty holiday changes (https://docs.patma.co.uk/glossary/stamp-duty/) * "Never not complete on completion day." * Fallout from Scotland's LBTT holiday end. * Property listing data (https://www.patma.co.uk/property-prospector/) from PaTMa. * An increase in property sales falling through. * Price increases for removals. * anyvan.com (https://www.anyvan.com/). * "Spare a thought for the solicitors". * Getting started with Airbnb (https://www.airbnb.co.uk). * Exploring the business side of running property on Airbnb. * Who's renting Airbnb property in London. * Our mini-theme on replacing your salary from R2R (https://www.thebusinessofproperty.com/80) and HMOs (https://www.thebusinessofproperty.com/82). If you've enjoyed this podcast, please tell someone else about it.

The Ian King Business Podcast
Securing the UK's car-making future, execs to bypass quarantine and the stamp duty holiday deadline

The Ian King Business Podcast

Play Episode Listen Later Jun 29, 2021 40:46


The Society of Motor Manufacturers and Traders launches a new strategy to secure the future of the UK's car-making industry. On this episode, chief executive Mike Hawes joins Ian King.And as the clock ticks towards the end of the stamp duty holiday, research suggests there's no sign of the market slowing down.Plus, the business lookahead to Euro 2020 as England face Germany at Wembley.

Let's Talk Property
Let's Talk Property with James Duffy, The Compliance Guru

Let's Talk Property

Play Episode Listen Later Jun 15, 2021 56:40


More than ever it seems, property is a hot topic. As temperatures rise, so are prices as buyers are making hay (or are they?) whilst the Stamp Duty Holiday continues until 30 June 2021. A supply shortage of new homes and beach huts creates the perfect 'demand' scenario, sending prices rocketing. Heather Hilder-Darling catches up with James Duffy to talk sales, lettings and beach huts on Radio Reverb 97.2FM & DAB+. 15 June 2021

The Third Wheel
#89 ft. Karman Law - Buying vs Adopting a Dog, Family Chinese Takeaway & Stamp Duty Holiday

The Third Wheel

Play Episode Listen Later Jun 13, 2021 82:39


Delivering food vibes and reminiscing on #89, we're joined by Karman! We talk: 0:00 -

Money Tips Podcast
Growing ‘Buy-Now-Pay-Later’ Crisis Charity Warns

Money Tips Podcast

Play Episode Listen Later Apr 29, 2021 28:32


A group of charities has sounded warning bells over the growing use of buy-now-pay-later to buy goods. Citizens Advice, a network of legal, money and consumer groups, said many users were getting into debt and struggling to pay for food and bills. Buy-now-pay-later (BNPL) is increasingly popular among young people buying online, and at some High Street outlets. Citizens Advice said many consumers regretted using it and is calling for tougher regulation. It found that an alarming 45% of 18-to-34 year olds have used the payment option in the last year. The repayment option is advertised at online checkouts as an easy way of splitting or delaying payments on items such as clothing or electronics, with incentives such as it being "interest-free". In my experience, “Interest free” is a "slippery slope into debt". More worrying is that CA discovered that almost two-in-five (5.7 million) who have used BNPL in the last year didn't think it was "proper borrowing" and six million didn't fully understand what they were signing up for. It found a quarter of consumers regretted paying using these platforms, with consumers frequently saying they cannot afford repayments or are spending more than they expected. Citizens Advice said firms must overhaul their checkout processes and improve affordability checks. Both the Financial Ombudsman Service and Financial Conduct Authority had a greater role to play in the protection of consumers and regulation of the industry, it said. Alistair Cromwell, acting chief executive of Citizens Advice, said: "Buy Now Pay Later borrowing can be like quicksand - easy to unwittingly slip into and much more difficult to get out of. "It shouldn't be possible for people to sign up for credit without realising, and the fact this is happening so often signals that a drastic overhaul is needed. "This industry more than trebled in 2020, and while these products work for many shoppers, the regulator has rightly recognised the potential for harm. It must ensure robust consumer protection keeps pace with changes in how we shop," Mr Cromwell said. Several big - and smaller - names now operate in the fast-growing BNPL market, including Klarna, Clearpay, and Laybuy. PayPal launched a BNPL service last year. The charity warned that four-in-10 of those who've used BNPL in the last 12 months are struggling to repay. Source: BBC and Citizens Advice. If you are struggling with debt repayments in the UK, you can talk to the charity Citizens Advice. Other Money News City of London Plans To Convert Thousands Of Office Into Residential Units As Workers Staty At Home Over 50’s Hardest Hit By Unemployment The Office for National Statistics (ONS) has found older workers are amongst the hardest hit by unemployment over the last year. The decline in the employment rate for the over-50s has double the rate for those aged between 25 and 49. The Resolution Foundation added that after losing work, older workers take the longest to return. The effects of last year’s recession have not fully hit most people. The job furlough scheme, rent and mortgage payment holidays, tenant eviction ban, Stamp Duty Holiday and other government financial stimulus packages have cushioned people from the full blow of the economic downturn.  Similar packages are running in the US and many are coming to an end or about to expire. Whilst the government needs people to go out and spend to boost the economy, this is not the time to spend £600 of money you don’t have to buy clothes you cannot afford on credit!  There is good debt and bad debt.  An example of good debt is borrowing to buy assets, such as a business or property which put money in your pocket. An example of bad debt is the lady mentioned above or someone buying an expensive car they cannot really afford on credit.  Another example of bad or even crazy debt is borrowing to buy more risky investments such as Bitcoin or shares. See also: 95% Mortgages are back in the UK Property buyers overpaying to beat the Stamp Duty Holiday Get your business online today free  Free…FREE LIFETIME ACCESS. NO credit card needed to start building your website yourself. https://groovepages.groovesell.com/a/uy9VcdqIvopT #investment#money#taxreturns#makemoneyonline#groovefunnels#FREE See omnystudio.com/listener for privacy information.

The Business of Property
Episode 72: Going up! Then what?

The Business of Property

Play Episode Listen Later Apr 14, 2021 34:55


Simon and Stuart talk about recent news of some unusually high numbers in the property market. The discussion this week included: * UK residential transactions in February 2021 is 147,050, 48.5% higher than February 2020 (https://www.gov.uk/government/statistics/monthly-property-transactions-completed-in-the-uk-with-value-40000-or-above/uk-monthly-property-transactions-commentary). * Pressure from the stamp duty holiday vs real market demand. * Pandemic effects on the property market. * What might the property market look like over the next year. * Over 9 million Rightmove visits in a day (https://www.rightmove.co.uk/press-centre/busiest-ever-day-as-buyers-rush-to-make-use-of-stamp-duty-holiday-5-deposits/). * How long will the current level of demand last? * Lots of local variation in the property market. * ROI (https://docs.patma.co.uk/glossary/buy-to-let-roi/). * Timing the market for your re-mortgage. * Zombie mortgages. * Look out for standard variable rate! * Recycling investment cash. * Valuation flukes. Please leave us a rating and review if you're enjoying the show.

The Business of Property
Episode 68: Stamp duty holiday extension effects

The Business of Property

Play Episode Listen Later Mar 17, 2021 25:00


Simon and Stuart discuss what the stamp duty holiday extension means for them and end up telling a tale of new-build woe. Sorry for the lower than normal sound quality. The discussion this week included: * Changing plans from the stamp duty holiday extension. * House builders hedging their bets. * Visiting your new (pre-)build. * Seeing the "insides". * A troublesome new-build completion tale. * Short notice to completion. * What are your experiences and effects from the stamp duty holiday? Let us know (https://www.thebusinessofproperty.com/contact) If you've enjoyed this podcast, please tell someone else about it.

The UK Mortgage Podcast by UK Moneyman
95% Mortgage Guarantee Scheme: Spring Budget 2021 Overview & Mortgage Market Update

The UK Mortgage Podcast by UK Moneyman

Play Episode Listen Later Mar 12, 2021 32:35


Malcolm is back and this time he's joined by Christine of Paradigm to discuss the 2021 Spring Budget announcement by Chancellor Rishi Sunak, as well as a general Mortgage Market Update. Topics include the 95% Mortgage Guarantee Scheme, the Stamp Duty Holiday extension, the demand for additional home living spaces and more. UK Moneyman Mortgage Advice Durham Mortgage Broker Durham Mortgage Advisor Durham

The UK Housing Market Podcast
Budget Special - The Stamp Duty Holiday HAS Been Extended!

The UK Housing Market Podcast

Play Episode Listen Later Mar 6, 2021 16:05


Welcome to episode 6 of 'The UK Housing Market Podcast'  In this episode we discuss a Budget Special 'The Stamp Duty Holiday Has Been Extended!'   Topics covered:   -  - Man like Rishi has extended the stamp duty holiday - When is it extended until? - What are the stamp duty limits? - Is it possible to complete before the stamp duty extension if you find a property you want to buy today? - When the stamp duty holiday extension ends what happens to people who do not complete before the deadline? - Our tips if you are trying to complete before the stamp duty holiday deadline. - Who will benefit most from the extension? - Will mortgage lenders accept applications if there is a chance you will not complete before the stamp duty holiday deadline? Thank you for tuning in.   If you enjoyed this episode please subscribe and leave us a review!    Lets connect! -    https://www.facebook.com/anishpatelmortgages    https://www.facebook.com/thomas.honour.3    https://www.instagram.com/anishpatelmortgages/?hl=en    https://www.instagram.com/thomas_honour_mortgageservices/?hl=en    https://www.linkedin.com/in/anishpatelmortgages   https://www.linkedin.com/in/thomashonour/

The UK Housing Market Podcast
Stamp Duty Holiday - Set To Be Extended In The Budget?

The UK Housing Market Podcast

Play Episode Listen Later Feb 26, 2021 11:48


Welcome to episode 5 of 'The UK Housing Market Podcast'  In this episode we discuss 'Could The Stamp Duty Holiday Be Extended?'  Topics covered:   - The extension has not been confirmed and will be confirmed on 3rd March when the budget is announced by our UK Chancellor Rishi Sunak. - Will it be extended for everyone or just people currently in the homebuying process? - Should I start viewing properties before the extension has officially been announced? - If extended, will there be certain rules in place so we do not get into the same situation again where homebuyers are left unsure they will complete before the deadline? - Our top tips if you are considering buying a property if the stamp duty holiday has been extended. Thank you for tuning in.   If you enjoyed this episode please subscribe and leave us a review!   Please check out the following areas:   https://www.facebook.com/anishpatelmortgages   https://www.facebook.com/thomas.honour.3   https://www.instagram.com/anishpatelmortgages/?hl=en   https://www.instagram.com/thomas_honour_mortgageservices/?hl=en   https://www.linkedin.com/in/anishpatelmortgages  https://www.linkedin.com/in/thomashonour/

holiday budget stamp duty stamp duty holiday
Ken Hume's Property Chat Podcast
The Property Buyer & Sellers Podcast Episode 4: Stamp Duty, Leases & Surveys

Ken Hume's Property Chat Podcast

Play Episode Listen Later Feb 26, 2021 24:29


Our weekly UK property market update. This week we talk about the Stamp Duty Holiday extension, Leases and Surveys. 

The Property TV Podcast
Property Matters, Stamp Duty Holiday & Help To Buy

The Property TV Podcast

Play Episode Listen Later Feb 12, 2021 4:20


Property Matters is our weekly look at the current big 'matters' in property.   In this programme Stephen discusses the potential issues with the stamp duty holiday & help to buy.   Topics that are discussed: - Inflation in house prices - The stamp duty holiday - Help to buy   Stephen Galpin is a highly regarded corporate property consultant, justice of the peace and Freeman of the City of London.

Simply Commercial
Episode 6: The Stamp Duty Holiday

Simply Commercial

Play Episode Listen Later Jan 31, 2021 8:25


Looking at The Stamp Duty Holiday, the benefit it has and its drawbacks and ultimately whether it should continue or come to an end.

holiday stamp duty stamp duty holiday
The UK Housing Market Podcast
Should The Government Extend The Stamp Duty Holiday?

The UK Housing Market Podcast

Play Episode Listen Later Jan 27, 2021 18:24


Welcome to 'The UK Housing Market Podcast' In this episode Anish & Tom discuss a HOT topic in the property market right now.......should the government extend the stamp duty holiday? This weeks episode we cover the following topics: - Effects on the housing market if the stamp duty holiday is extended - Effects if the stamp duty holiday is not extended and what this means for people who are purchasing a property right now - How you can get your finance approved and still not complete on the property purchase - Potential solutions the government make take to help the current situation Thank you for tuning in. If you enjoyed this episode please subscribe!

PROPCAST
Ep 23: 2021 Predictions

PROPCAST

Play Episode Listen Later Jan 11, 2021 31:29


Brexit, COVID, Section 24 Tax Changes, Bounce Bank Loans, Furlough, Stamp Duty Holiday, these are all the different factors that could affect the housing market in 2021 and beyond. There are rumours of recession, price crash and all sorts. So this week, Bimbola & Dami share their own prediction of the 2021 housing market. For more information, please do reach out by email at propcast5@gmail.com or engage us on Instagram @prop_cast

The Business of Property
Episode 56: Updates and hindsight to property topics of 2020

The Business of Property

Play Episode Listen Later Dec 23, 2020 41:39


In a slightly longer than normal episode, Stuart and Simon look back over their topics of property conversation in 2020. Bringing new insights, updates and the benefit of hindsight into the discussion. Some of the topics covered this week include: * A lucky escape. * Expected changes for landlords in 2020 (https://www.thebusinessofproperty.com/9). * Property investment glossary (https://www.thebusinessofproperty.com/12). * Property strategy glossary (https://www.thebusinessofproperty.com/13). * The property market at the start of Covid-19 (https://www.thebusinessofproperty.com/16). * Coming out of lockdown for the property market (https://www.thebusinessofproperty.com/27). * HMO's are dead! (https://www.thebusinessofproperty.com/28). * Mortgage effects of a bounce back loan (https://www.thebusinessofproperty.com/29). * In-depth review of an HMO refurbishment (https://www.thebusinessofproperty.com/37). * A room full of plaster. * Property market stats part 1 (https://www.thebusinessofproperty.com/35). * Property market stats part 2 (https://www.thebusinessofproperty.com/50). * Changes to the eviction process - Section 21 and Section 8 (https://www.thebusinessofproperty.com/42). * The property market around lockdown 2 and down-valuations (https://www.thebusinessofproperty.com/51). * A petition for extending the Stamp Duty Holiday (https://petition.parliament.uk/petitions/550545). * Looking at the details of rent to rent (R2HMO) (https://www.thebusinessofproperty.com/54). If you've enjoyed this podcast, please tell someone else about it.

The Business of Property
Episode 55: There's a lot going on

The Business of Property

Play Episode Listen Later Dec 16, 2020 27:28


Simon and Stuart talk about their latest property updates - there's a lot going on! If you're looking for a property to purchase and would like to share your progress, please let us know (https://www.thebusinessofproperty.com/contact). We'd also love to hear your property challenges (https://www.thebusinessofproperty.com/contact). The chat this week includes: * Last minute sale issues. * Land registry plan updates (https://www.thebusinessofproperty.com/36). * Hard to contact solicitors. * 6.5% property price increase in the last year. * Selling: flat in Croydon, flat in Kingston, flat in Plymouth. * Oct 2019 + "3-6 month" project = expected completion in January 2021! * Fall-through due to down-valuation. * Boxing day marketing. * Purchasing: a new home, a pub, a maisonette. * Refurbishing: a trendy HMO, a R2R HMO. * In the pipeline: two more R2R deals. * Having the right team. Please leave us a rating and review if you're enjoying the show. A petition for extending the Stamp Duty Holiday (https://petition.parliament.uk/petitions/550545)

The Business of Property
Episode 51: Pent up demand was massive

The Business of Property

Play Episode Listen Later Nov 18, 2020 18:27


Emma joins Simon and Stuart once again to chat about the world (and property market) from her view running an estate agency. Please accept our apologies for some slight sound issues. The chat this week includes: * Summary of the last few months property market. * The stamp duty holiday deadline. * Demand is slowing down, a little. * The property market can function as normal during this lockdown. * Things are moving slooooowly in the sales process. * Down-valuations! * Prices are up! * Lockdown or Christmas. * Market predictions. Emma's property business is Estate Agents Hub (https://www.estateagentshub.com/). Please leave us a rating and review if you're enjoying the show. Special Guest: Emma Halliwell Marks.

The Business of Property
Episode 50: Property listing and pricing stats

The Business of Property

Play Episode Listen Later Nov 11, 2020 26:24


Simon and Stuart chat through a couple of graphs showing how the property market has behaved so far this year. The discussion this week included: * Stats collected thanks to the PaTMa property browser extension (https://www.patma.co.uk/page/property-tools-browser-extensions/). * You might be able to see the graphs included below, if not use these links: graph 1 (https://blog.patma.co.uk/images/graphs/active-listings-jan2020-base.png) and graph 2 (https://blog.patma.co.uk/images/graphs/market-change-per-week.png). * Christmas is coming! * Was the post-lockdown (v1) market hype, overhyped. * Sellers and agents building stamp duty savings into their price. * Our previous market stats podcast (https://www.thebusinessofproperty.com/35). * Our conversation with Tom (https://www.thebusinessofproperty.com/47). * Occasional down-valuations causing mortgage (and re-mortgage) issues for some. * What's coming next for (changes in) property prices. The graphs being discussed: Active property listings, Jan 2020 base https://blog.patma.co.uk/images/graphs/active-listings-jan2020-base.png Properties changing price per week https://blog.patma.co.uk/images/graphs/market-change-per-week.png If you can't see the graph images above, you can click these links to view each graph: * Active property listings, Jan 2020 base (https://blog.patma.co.uk/images/graphs/active-listings-jan2020-base.png) * Properties changing price per week (https://blog.patma.co.uk/images/graphs/market-change-per-week.png) If you've enjoyed this podcast, please tell someone else about it.

The Pure Property Podcast from Track Capital
Ep 2: Stamp Duty Holiday Influence & Q4 UK Property Market Conditions

The Pure Property Podcast from Track Capital

Play Episode Listen Later Nov 6, 2020 23:25


Welcome to The Pure Property Podcast, dedicated to all things UK Property. In this episode, the Founder of Track Capital, a UK property investment agency, Nick Hyland, and Director, Tobi Mancuso, discuss the influence of the Stamp Duty Land Tax holiday running until the end of March 2021, as well as the current market conditions as we approach the end of 2021. Sources mentioned: SDLT Information - https://www.gov.uk/stamp-duty-land-tax/residential-property-rates Savills Residential Market Forecasts - https://www.savills.co.uk/insight-and-opinion/research-consultancy/residential-market-forecasts.aspx Hometrack Uk City Price Index - https://www.hometrack.com/uk/insight/uk-house-price-index/september-2020-house-price-index/ You can visit trackcapital.co.uk to learn more about us or email info@trackcapital.co.uk with any questions. Thanks for listening!

The Business of Property
Episode 45: Increasing property transactions

The Business of Property

Play Episode Listen Later Oct 7, 2020 27:27


Simon and Stuart chat about a recent article in the Financial Times claiming property transactions are increasing thanks to the stamp duty holiday. Show notes include a link to the source data. This week's conversation covered: * House sales climb for second month. * Based on HMRC figures (https://www.gov.uk/government/statistics/monthly-property-transactions-completed-in-the-uk-with-value-40000-or-above) using stamp duty records (direct PDF link (https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/919311/MPT_Com_Sep_20__cir_.pdf)). * Too early to be from the stamp duty holiday. * High LTV mortgage products are currently rare. * Transactions are recovering well, but they're currently still down from last year. * Was the stamp duty holiday too early? * Will the stamp duty holiday be extended? * A lot of the recovery in transactions will just be catching up from what was missed. * Sold, STC! * On the market for less than 10 days. * Home information packs to speed up conveyancing. * Don't believe the blockchain hype! If you've enjoyed this podcast, please tell someone else about it.

The Property Podcast
ASK244: Does the Stamp Duty holiday apply to investors? What does it mean?

The Property Podcast

Play Episode Listen Later Jul 14, 2020 4:44


Last week was a shocker, wasn't it? It's not often property investors are dealt nice little surprises from the UK government, so when Chancellor Rishi took to the stage last week and announced a stamp duty cut, we had a flurry of questions from Hubbers.  The Chancellor announced that (for England and Northern Ireland), the stamp duty threshold would now increase to £500,000 until March next year. So if you were buying a home to live in, up to this value, you'd have zero stamp duty to pay. The big question was - would this cut apply to property investors? And the answer was a surprising ‘hell yes!' Before you run out the door, the 3% surcharge for additional properties is still there, but still, we'll take any small wins that we can, right? We've explained it all in detail right here - and there's a handy calculator that you can drop straight into your downloads folder and see how much cash you're likely to save.  We've also had LOTS of questions from those who have exchanged on their properties but not yet completed.  So what's the deal with this?  Do the new rules apply to you or not? Rob B gives us the run-down on this in today's Ask Rob & Rob episode.  And if you're sat there thinking… ‘These cuts are great, but what will this do to the property market in the short (and long) term…' We've also got you covered on this episode.  And if that wasn't enough, we're bringing something back by popular demand. It's coming this Thursday, so make sure you set your alarms for 6am! That's a lot of excitement for a Tuesday. Happy listening! Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

The Money To The Masses Podcast
Ep 279 - Fund switch checklist, finding freelance work and the stamp duty holiday

The Money To The Masses Podcast

Play Episode Listen Later Jul 12, 2020 40:39


Damien Fahy of moneytothemasses.com talks to Andy Leeks about money. On this week's show, Damien discusses the key things that he checks every time he makes a fund switch. Damien also discusses the Stamp Duty holiday announced in this week's Economic statement and how it is likely to impact buyers, sellers and the housing market in general. Finally, Damien and Andy reveal some of the best websites for those looking to make use of their skills while working from home.    Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.   Damien's Money MOT - Take yours today 80-20 Investor - Click here to find out more about Damien's 80 20 Investor service Pension Calculator

Julia Hartley-Brewer
Julia Hartley - Brewer | £2bn jobs fund to help young beat virus crisis, Stamp Duty holiday to kickstart economy, Wearing a mask should be considered as crucial as handwashing

Julia Hartley-Brewer

Play Episode Listen Later Jul 8, 2020 23:49


Andrea Leadsom, Former Business Secretary & Conservative MP discusses the Chancellor's mini Budget set to be announced today. Josh Hardie, Deputy Director General of The CBI on what the budget will mean for British industry. Julia is also joined by Graham Wettone, Policing Analyst. See acast.com/privacy for privacy and opt-out information.

Straight Talking Property
Stamp Duty Holiday For Investors & 5% VAT For Serviced Accommodation Latest News

Straight Talking Property

Play Episode Listen Later Jul 8, 2020 7:16


Massive news today with the Stamp Duty Holiday being included for Property Investors and a massive 15% reduction in VAT for all Accommodation providers including hotels and Serviced Accommodation.

Straight Talking Property
Stamp Duty Holiday

Straight Talking Property

Play Episode Listen Later Jul 6, 2020 9:28


The new Stamp Duty holiday up to £500,000 will be released soon. Will it be open to second home buyers?

holiday stamp duty stamp duty holiday