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In this episode of PennyWise, host John Kiernan and guest Professor Jeffry Haber of Iona University discuss how to go about choosing the right credit card to apply for. John and Jeffry cover what different types of applicants should look for, what pitfalls to avoid, and the best offers to apply for in 2026. John also breaks down WalletHub’s editors picks. More on this episode from WalletHub: Best Credit Cards of 2026 Best Cash Back Credit Cards Best Travel Credit Cards Best Credit Cards for Beginners Best Credit Cards for Bad Credit Best Balance Transfer Credit Cards How to Choose a Credit Card You can also use WalletHub’s budgeting and expense tracking tools to keep your credit card spending in check. Information about offers is accurate as of 1/14/2026.
Kelsea is conflicted after she finds out her boyfriend owes thousands of dollars and she had no clue!See omnystudio.com/listener for privacy information.
To book a call to work with us and get access to business funding: https://api.leadconnectorhq.com/widget/bookings/bookfundingFREE TRAINING: How to Secure $50k at 0% Interest in 30 days or LESS: https://5587-michael.systeme.io/fundingFREE Business Funding Masterclass: https://www.youtube.com/watch?v=q_tK3O3_mTAFollow Michael on Instagram:www.instagram.com/michobenjaminFix your credit by yourself: https://www.skool.com/cat-credit-university-9355/aboutBuy my book: https://www.amazon.com/Power-Yet-Michael-Benjamin-ebook/dp/B07T2T55K8/ref=sr_1_1?crid=2HGW4JEXO2T7D&dib=eyJ2IjoiMSJ9.qqv14sZ4c0oymE34ZlnxhZn1JE9CHddjNPYX8qsEMjO0-B3OmcsX65qRuNJAZCI-MOvySfRVA95xoAs7h0xbNa-74_eAZPTJx7PwMtAXTVX4waJM1SB3-tJyQ_nSfRTln3Pnrnrb2kYHoagZqC5YfPAkC3ikyX24ZkNGCjTH6NmqlGXlNhROVJjmm1xiQjAjuWeScmwmA9jba-4lB34ukqpJ9W88Ahcyu-VaVnLzXHj81ZaXea0ygbRBytaL-9gqYdEEesA0rpyRftZnD-HsiuG3-dey2nHFcvUkn4wwRas.0bodokMw9Vp0et1JP3ndcmIhLEtFB8kMae5gBiJ5-F4&dib_tag=se&keywords=the+power+of+yet&qid=1758751044&sprefix=the+power+of+yet%2Caps%2C205&sr=8-1FREE GUIDE: How to get your first or next funding client: https://5587-michael.systeme.io/5b5d4bab-d4227693Work with me 1:1: https://api.leadconnectorhq.com/widget/bookings/onetoonecall1
After several emails and messages about "fixing bad credit", due to the government being shut down, I decided to log into TikTok and watch so much wrong information being blasted all over the internet. Sadly, there are so many people believing the false rumors!Website: www.StirgusCreditRepair.com Email: Info@StirgusCreditRepair.com Order our books: www.stirguscreditrepair.com/books Follow our Facebook Business Page: https://www.facebook.com/StirgusCreditRepair/ Join our Facebook Group Community: https://www.facebook.com/groups/113357348489166/ Instagram: https://www.instagram.com/stirgus_credit_repair/ Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 GooglePodcasts: https://podcasts.google.com/feed/aHR0cHM6Ly9tZWRpYS5yc3MuY29tL3N0aXJndXNjcmVkaXRyZXBhaXIvZmVlZC54bWw Want credit repair mentorship? https://stirguscreditrepair.com/mentorship.html #governmentshutdown #reaction #creditscore
The Financial Operator: Cash In, Chaos Out Podcast | Episode 68 | Turning Bad Credit Into Financial Freedom
Ford Raptor T1 updates, Jeep Gladiator 4xe is dead, bad credit for new trucks, new Wrangler color, Hurricane-powered Dodge drag truck, Cobb Tuning news, Ford patent, recalls, and St. Bonaventure's parish festival. The Truck Show Podcast is brought to you in partnership with AMSOIL, Kershaw Knives, and OVR Mag.
Struggling with bad or no credit? In this episode, Kris Krohn reveals three proven ways to secure a loan even when lenders say no. Learn how to navigate the credit system, unlock financing opportunities, and stop letting your credit score control your future. If you're ready to take back financial power, this is your starting point.
Ted Rossman joins the show to talk about how to improve your credit score
Your credit score has become an increasing aspect of your financial plan, understanding your score and the body responsible for generating this information has become crucial. In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor breakdown the role of the Bahamas Credit Bureau in assessing your financial position and how to reset your score if it is not desirable.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Wendell Cox shares his journey from mortgage lending to credit repair, emphasizing the importance of credit in achieving homeownership. He discusses the natural transition between these fields, the significance of building relationships with realtors, and how he helps clients establish and repair their credit. Wendell also highlights strategies for young adults to build credit and the comprehensive services his company offers, including business credit establishment. The discussion concludes with Wendell providing contact information for those interested in his services. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Jonathan Khabazela Fairbairn (standing in for Relebogile Mabotja ) speaks to Luca Folpini and Emile Nel who are Holistic financial advisors about fixing a bad credit score. 702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.
Relebogile Mabotja speaks to Luca Folpini a Holistic Financial Advisor about fixing a bad credit score. 702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.
On today's Free Swim we are joined by Chief and Danny. We get into poor credit card security measures, Eddie's issue with people breaking airplane boarding group etiquette, and a does jacking off help cure a hangover?You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/thedogwalk
In this episode, we break down how refinancing a mortgage is still possible, even with bad credit. If you think low credit scores rule out refinancing, think again. We'll explore practical tips, alternative options, and expert advice to help you understand how to improve your chances and navigate the process successfully. Tune in to learn how you can still take control of your mortgage, regardless of your credit history.Schedule a call with me here: https://calendly.com/lesnerap63/30min
Crit Thomas, global market strategist at Touchstone Investments, says that he entered the year cautious given political uncertainty and the impact of tariffs and other new policies, and that the market has moved from high levels of optimism more towards his level of concern. He's taking a wait-and-see approach to international investing now, and he's expecting higher volatility with less progress while the market sorts it out. Where the market still expects double-digit earnings growth — a key driver if returns are to achieve that level — Thomas sees more muted growth and a possible correction as forecasts are missed, leading to a year in which the market's best outcome would be high single-digit returns. Allison Hadley discusses a BadCredit.Org survey which showed that Americans say that inflation has made the cost of friendship significantly higher; more than one third of Americans say they are isolating due to cost of living. In the Market Call, Bryan Armour, director of passive strategies research at Morningstar, talks about ETFs and where active and passive strategies offer potential advantages.
In this week's episode, Zac and I get really real. Going down memory lane to explore the times in our pasts that we were the underdogs and just getting by in our situations. We recognize that sometimes you have to just dig in your heels and try to keep your head above water.... because we have both been there. But we also feel like in those moments comes the greatest gifts we have ever received...lessons on how to survive and move forward. From Zac's struggles at home and bad credit, to Vena's divorce and bankruptcy....we have stories, and with those stories comes triumphs. When you are going through it, those lessons are tough to see, but you can waller in your sadness, or pull your bootstraps up and make sure those hard times to become your lifelong identity.
This week on Snacky Tunes, Darin's back in Bed-Stuy, chopping it up with Chef Jilbert El-Zmetr about his brand-new restaurant, Laziza. From growing up in the family business to globe-trotting his way to Williamsburg, Jilbert shares the journey that led him to open a spot that blends killer mezze, vintage vibes, and a soundtrack straight from his personal vinyl collection.Then, we keep the Brooklyn love going, digging into the archives for a performance from Bad Credit No Credit. Also, a quick note: if you're looking to support the ongoing relief efforts for the LA fires, World Central Kitchen remains one of the best places to donate.For those looking to support LA restaurants, check out the latest Snacky Tunes Substack for donation links and action items.Snacky Tunes: Music is the Main Ingredient, Chefs and Their Music (Phaidon), is now on shelves at bookstores around the world. It features over eighty of the world's top chefs who share personal stories of how music has been an important, integral force in their lives. The chefs also give personal recipes and curated playlists too. It's an anthology of memories, meals and mixtapes. Pick up your copy by ordering directly from Phaidon, or by visiting your local independent bookstore. Visit our site, www.snackytunes.com for more info.Heritage Radio Network is a listener supported nonprofit podcast network. Support Snacky Tunes by becoming a member.Snacky Tunes is Powered by Simplecast.
Cupid's Arrow Can't Fix Bad Credit, But I Can!
When an individual has bad credit, it might be harder to rent an apartment, buy a car, or get a loan. But what happens when a city or state has a low credit rating? After one agency downgraded Chicago's rating and as the governor prepares to make his budget address next week, host Jacoby Cochran talks with DePaul University professor Amanda Kass about how municipal credit ratings work, why Chicago is close to “junk” status, and what it says about the city's financial health. Want some more City Cast Chicago news? Then make sure to sign up for our Hey Chicago newsletter. Follow us @citycastchicago You can also text us or leave a voicemail at: 773 780-0246 Learn more about the sponsors of this Feb. 10 episode: The Newberry – Use code CITYCAST for 10% off your class TimeLine Theatre Company Become a member of City Cast Chicago. Interested in advertising with City Cast? Find more info HERE
Queen City Confessions Wednesday 1/29/25
How to get a mortgage loan with bad credit isn't a question most first-time buyers ask, but its worth paying attention to what this is and them potential impact it could have on your mortgage application. Umera Patel of Skipton Building Society talks to Phil about what you can do if you find you have a less favourable credit report and the steps you can take. Tune in for: Examples of bad credit Importance of checking your credit report How to improve your credit rating First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.
On this episode of Court Radio, Dean Weitzman of MyPhillyLawyer speaks with Jack Meyers about getting mortgages even when someone has bad or no credit. The post Court Radio: Bad Credit or No Credit, Learn How to Fix It! first appeared on MyPhillyLawyer.
Did you splurge last month on holiday shopping? Turns out excess spending can ding your credit. KSL 5 TV Investigative Producer Sloan Schrage joins the show to talk about the often overlooked aspects of holiday spending on our credit scores and ways to fix your bad credit score.
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Credit scores are an important indicator of financial stability and often the lynchpin when determining whether or not someone is approved for a loan or large purchase. So what can people do to boost their low credit scores? Host of KSL Podcast Money Making Sense, Heather Kelly, joins the show to share tips on repairing a low credit score.
https://homemortgagebrokers.co.uk/mortgages-calculator Unlock your home-buying potential, even if you have challenging credit, with the easy-to-use online mortgage calculator at Home Mortgage Brokers. Get personalized advice and tailored solutions that make financing your dream home worry-free. Home Mortgage Brokers City: London Address: 71-75 Shelton Street Website: https://homemortgagebrokers.co.uk/ Phone: +44 20 4577 0009 Email: Contact@homemorrgagebrokers.co.un
In this episode, we're diving into the world of credit with a splash of savvy! Join Nate Peterson, 4Front VP of Lending, as he breaks down the best behaviors to repair bad credit—what to do, what NOT to do, and how to keep your financial game strong once you've turned things around. Whether you're on a quest to fix your score or just looking to maintain that shiny new status, Nate's got the tips and tricks to help you navigate the credit maze. Tune in for some money wisdom that'll have you saying, “Is it Friday yet?”
3 Questions by Corey Kareem - The Key to Success is Massive Failure
In this episode I chat with Khabir Muhammad, the visionary CEO and Founder of CreditFixrr. During this fruitful conversation we discuss his journey from Compton, California to creating a revolutionary platform for financial empowerment. Khabir also shares insights on overcoming challenges, bridging the gap in financial literacy, and his mission to empower under-served communities to achieve financial independence.
David Keller, president and chief strategist at Sierra Alpha Research says that the market has made meaningful moves to landmark new highs but he questions whether the rally is sustainable. He says that market leaders like the Magnificent Seven need to keep rolling to propel the indexes higher, and he says that weakness is showing up in Alphabet and Meta Platforms, which makes him believe that the market's upside potential at this point may be limited. Jose Torres, senior economist at Interactive Brokers, says that the red sweep of the election has improved business confidence and sentiment over what is coming through the policy pipeline, and says that the prospect of tax cuts, a lighter regulatory regime and on-shoring of manufacturing will continue to propel the animal spirits of the market, and while inflation-sensitive sectors will struggle, he is confident that the economy can overcome tariff uncertainty and other issues to remain strong. Josh Duitz, portfolio manager for the Aberdeen Global Infrastructure Fund, took a break from the program at the Active Investment Company's Fall Roundtable in New York this week to discuss the state of infrastructure investing now that the presidential election has been decided and the policies of the second Trump Administration are becoming more clear. And Allison Hadley discusses a survey done for BadCredit.org which showed that 37 percent of Americans say that inflation and the higher cost of living has them neglecting their friends.
Service Business Mastery - Business Tips and Strategies for the Service Industry
Welcome to the Service Business Mastery Podcast! Visit our website for more episodes and insights! www.servicebusinessmastery.com In this episode, the hosts Tersh Blissett and Joshua Crouch are joined by Thomas Murphy from IHCS Finance, a company specializing in HVAC and home improvement financing solutions.
Have you wondered, what is worse? Bad credit or no credit? Listen in to learn what "the decision makers" when it comes to extending credit want to see. Questions@creditkristi.com
See omnystudio.com/listener for privacy information.
Investing in Real Estate with Clayton Morris | Investing for Beginners
Is it possible to invest in real estate with a bad credit score? What are the best financing options for investors without optimal credit? That's the first topic I'm answering on today's Q&A episode! On this episode, I'm taking three of your great questions on credit scores, selling rental properties, and using home equity to but assets. Click play to hear my answers to your questions!
Left Handers' Day - Bad Credit Confession 8/13/24 Learn more about your ad choices. Visit megaphone.fm/adchoices
Left Handers' Day - Bad Credit Confession 8/13/24 Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Lana got ghosted by a guy and she's shocked at the reason!
Stop Struggling Now - We help Improve your Personal and Business Wealth Mindset
Send us a Text Message.BAD CREDIT? 580 or Less? 4 Ways You Can Get Credit
Amber bears all of the financial responsibility while her fiancè is living stress free. She says to make matters worse, she believes he's cheating. Things need to change for Amber to stay in this relationship. Learn more about your ad choices. Visit megaphone.fm/adchoices
TOPIC: (4/17/24), WED, Migrants in CA and NYC Motor Boat with migrants lands in CA, NYC black migrants complain about accommodations, JOSH OH: "how to deal with betas?", SUPERCHATS, HAKE NEWS Babies used to be born at home, JLP and HAKE talk about at-home births, Republicans/Democrats, the Rapture, Trump and Jesus, JOEY MS: "I see what you mean about women", HAROLD NC: "dexter reed/race hustlers comment", JASON NY: "biblical question from last week", HAKE NEWS Examples of women needing men, Stronger Men's Conference Men hiding women on social media, Mothers ruining the kids credit, Chinese immigrant on gun control, Stronger Men's conference drama, MADALYN PA: "younger generation, your opinion?", JILL NY: "teaching children about the Bible?", SUPERCHATS
PREVIEW: #PRC: asking colleague Charles Ortel, just returned from overseas travel in Asia, what will work to repair the damaged PRC economy, now drowning in debt and bad credit and empty, cynical, cruel promises. Charles Ortel answers bluntly. More later 1900 Beijing
Dear Dash Hounds, join Beth and Kelly as we try to pull the curtain open on the Wonderful Wizard of credit scores. Do you know your credit score? Do you care? Has it ruined your life? We talk about many things on Strange Country from periods to sex to murder and now, the most secretive of things–money. ‘Mericans don't talk openly about their money issues, and surprise! That is not good practice. We are stressed and worried and in debt, and there's a reason why. Find out today on Strange Country. Thanks for listening. It is an act of love, and sometimes all you need is love. Theme music: Big White Lie by A Cast of Thousands. Works Cited Campisi, Natalie. “From Inherent Racial Bias to Incorrect Data—The Problems With Current Credit Scoring Models.” Forbes, 26 February 2021, https://www.forbes.com/advisor/credit-cards/from-inherent-racial-bias-to-incorrect-data-the-problems-with-current-credit-scoring-models/. Accessed 18 March 2024. “Fair Credit Reporting Act.” Wikipedia, https://en.wikipedia.org/wiki/Fair_Credit_Reporting_Act. Accessed 18 March 2024. Fiano, Liane. “Common errors people find on their credit report - and how to get them fixed.” Consumer Financial Protection Bureau, 5 February 2019, https://www.consumerfinance.gov/about-us/blog/common-errors-credit-report-and-how-get-them-fixed/. Accessed 18 March 2024. Frazier, Mya. “The High Cost of Bad Credit.” The New York Times, 7 June 2023, https://www.nytimes.com/2023/06/07/magazine/bad-credit-repair.html. Accessed 18 March 2024. Furletti, Mark. “Secret History Of The Credit Card - More To Explore | FRONTLINE.” Secret History Of The Credit Card - More To Explore | FRONTLINE | PBS, 23 November 2004, https://www.pbs.org/wgbh/pages/frontline/shows/credit/more/scores.html. Accessed 18 March 2024. Johnson, Holly. “8 Ways You're Hurting Your Credit Score Without Knowing It.” Forbes, 28 June 2021, https://www.forbes.com/advisor/credit-score/8-ways-youre-hurting-your-credit-score-without-knowing-it/. Accessed 18 March 2024. Nova, Annie. YouTube: Home, 3 June 2009, https://www.cnbc.com/2019/09/25/bernie-sanders-wants-to-overhaul-the-countrys-credit-reporting-system.html. Accessed 18 March 2024. Trainor, Sean. “Your Credit Score's Long History, From Espionage to Algorithms.” Time, 22 July 2015, https://time.com/3961676/history-credit-scores/. Accessed 18 March 2024. White, Alexandria. “90% of Americans Stress About Money, According to Study Results.” CNBC, https://www.cnbc.com/select/why-americans-are-stressed-about-money/. Accessed 18 March 2024. Wilbers, Pippin. “How Inflation Affects Car Loan Rates.” Bankrate, 31 January 2024, https://www.bankrate.com/loans/auto-loans/how-inflation-affects-auto-loan-rates/#why. Accessed 18 March 2024.
It doesn't matter how bad your credit is, you can still do deals. I did a lot of deals, even with bad credit. Three years ago, I had a huge tax lien, a federal tax lien of $520,000 on my house, on everything we owned. The IRS was threatening to send me to jail if I didn't pay this thing off. Basically, what happened was I started doing a lot of deals, I started making a lot of money, and I wasn't setting aside any money for taxes. I kept on paying off my old taxes without paying my new taxes. I kept on digging myself in a bigger, bigger hole. There's this book called Profit First, and I read it cover to cover. Then I hired a full-time bookkeeper and operations manager for my business. We implemented the Profit First method and after some time, we turned the ship around. The point of the story is to not make the same mistakes I did. Hire a bookkeeper if you need the help and read the book Profit First. If you've made mistakes, don't hide your head in the sand. Face your problems head on and ask for help. What's Inside:—How I got out of massive tax debt—Why I chose to implement the Profit First strategy—Why you should hire a bookkeeper to manage your accounting
Are you paying attention to your credit score? Today, Brandon (@kingketo) is joined by guest Colin Yurcisin as they talking about fixing poor credit and leveraging credit card benefits. They cover a step-by-step guide on building and improving credit ratings for beginners, with discussions on FICO scores, using specific banking platforms, and leveraging credit card reward systems. The conversation brings to light essential tips and hacks to handle poor credit and mistakes to avoid while using credit cards.Welcome to the Victory Talk Podcast hosted by Brandon Carter. Uncover the strategies for financial growth, physical strength, and a winning mindset as Brandon shares his multi-seven-figure business experience and brings in millionaire friends to drop their knowledge. No fluff, no sponsors, just raw advice. Get ready to seize victory and enjoy the show!➤ Check out Colin Yurcisin on Instagram | YouTubeTimestamps:(0:54) - Understanding credit scores and FICO(3:56) - Credit building strategies for beginners(6:58) - Secured cards and building credit history(8:44) - Choosing the right airline card(12:30) - Understanding credit card benefits(13:20) - The importance of paying off credit card debt(14:49) - The consequences of mismanaging credit(17:08) - Recovering from bad credit(22:00) - The power of dispute letters
Getting a home equity line of credit (HELOC) is one of the easiest ways to leverage your home equity and buy your first rental property. But what is the best way to use one? Are there any drawbacks? After today's deep dive into HELOCs, you'll have all the answers! Welcome back to another Rookie Reply! In this episode, we're not only looking at HELOCs but also comparing them to “evergreen loans” so that you can choose the right financing tool for you. Is bad credit preventing you from investing in real estate? You might have to get creative! Ashley and Tony offer several ways to invest while you're fixing that credit score. Stick around until the end for the best value-adding home renovation projects that will help you raise rents! If you want Ashley and Tony to answer a real estate question, you can submit a question here, post in the Real Estate Rookie Facebook Group, or call us at the Rookie Request Line (1-888-5-ROOKIE). In This Episode We Cover: How to use a home equity line of credit to buy your first rental property How to buy an investment property before fixing your credit The BEST ways to invest in real estate with a small amount of cash HELOCs vs. evergreen loans (and which one is right for YOU!) Value-adding home renovation projects for your rental properties And So Much More! Links from the Show Find an Agent Find a Lender Ashley's BiggerPockets Profile Ashley's Instagram Tony's BiggerPockets Profile Tony's Instagram Real Estate Rookie Facebook Group Join BiggerPockets for FREE Ask Us Your Investing Question Apply to Be a Guest on the “Real Estate Rookie” Podcast The Step-by-Step Guide to Finding the BEST Off-Market Real Estate Deals How I'm HELOCing My Way to Wealth Should I Fix My Credit Before Attempting to Invest in Real Estate? Check the full show notes here: https://www.biggerpockets.com/blog/rookie-362 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email: advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Want to learn how to buy a house in 2024? Whether you have outstanding credit or your score could use a little work, there are different ways to buy. In this episode, we'll lay out your best options and provide actionable steps you can take to boost your credit score in the meantime! Welcome back to the BiggerPockets Money podcast! Today, Mindy and Kyle are fielding some of your biggest money questions. Beyond buying a home, you'll learn how to use your home equity to fund your new business idea. Have you run into some “extra” cash recently? We share investing strategies that will allow you to “hack” tax brackets and position yourself to retire early. This year, it's crucial that you get on the same page with your partner, financially. Mindy and Kyle talk about the tough but essential “meetings” you should be having about your budget. Finally, is there ever a time when it makes sense to buy a depreciating asset like a brand-new car? Our hosts' answer might surprise you! If you want Mindy and Kyle to answer a money question, you can submit a question here or post it in the Money Facebook Group! In This Episode We Cover How to buy a house in 2024 with less-than-perfect credit What you MUST know before entering a home equity agreement The BEST ways to fund your new business idea How to buy a brand-new car and stay on track for FIRE How to invest “extra” money and “hack” your tax bracket to owe less The finance “meetings” you NEED to have with your partner And So Much More! Links from the Show BiggerPockets Money Facebook Group Network with Other Investors on The Path to FIRE Through the BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Money Moment When to Buy New vs. Used and is That Car Repair Worth the Cash The Money Date: What You Should (And Definitely Should Not) Do to Align Your Finances as a Couple Playing with FIRE (Financial Independence, Retire Early) with Scott Rieckens Ramit Sethi's Money Advice for Couples: Live a Rich Life, Together Grab Your Copy of “Playing with FIRE” Click here to check the full show notes: https://www.biggerpockets.com/blog/money-494 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email us: moneymoment@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices
GOD'S WORD ON PAYING DEBTS:Proverbs 3:27 emphasizes the importance of paying back debts on time: "Do not withhold good from those to whom it is due, when it is in your power to do it."DEFINING GOOD CREDIT SCORES:FICO scores range from 300 to 850, with a good score between 670 and 739.A very good score is between 740 and 799, and excellent is 800 to 850.Higher credit scores result in better interest rate offers from lenders.IMPACT OF CREDIT SCORE ON LOANS AND INTEREST RATES:A higher credit score (740+) can significantly reduce interest rates on mortgages, personal loans, and credit cards.Example: Raising a credit score by 100 points (from 640 to 740) can save around $72,000 in interest over a 30-year $300,000 mortgage.A better credit score can also reduce interest rates on a $5,000 personal loan and credit card balances, saving substantial amounts over time. ADDITIONAL BENEFITS OF A HIGH CREDIT SCORE:Higher credit scores can lead to lower home and auto insurance premiums.Employers may use credit scores in hiring decisions, potentially affecting job opportunities and income. HOW TO IMPROVE YOUR CREDIT SCORE:Pay all bills on time and keep credit card balances below 30% of available credit.Build a credit history with a secured credit card, using it for routine expenses and paying off the balance in full each month. ON TODAY'S PROGRAM, ROB ANSWERS LISTENER QUESTIONS:I'm 66 years old and disabled, receiving Social Security. I have only $15,000 to sustain the rest of my life and am looking for advice on how to manage this situation effectively.I have a pension and a 403B from my W-2 income, and I contribute to a SEP from my self-employment income. Should I continue matching my employer's after-tax contributions to the pension plan, or would it be better to invest elsewhere?What's your opinion on structured notes as a part of a well-diversified investment portfolio, especially ones backed by mortgages, considering they can be complex and have varying maturity lengths? RESOURCES MENTIONED:Find a Certified Kingdom Advisor Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network as well as American Family Radio. Visit our website at FaithFi.comwhere you can join the FaithFi Community, and give as we expand our outreach. Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
Love is Blind's Stacy Snyder joins me to discuss this epic season, her shocking decision at the altar, what happened after, what the deal is with Izzy's finances, and what she thinks of the last standing couple of the season: Lydia & MiltonProduced by Dear MediaThis episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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The Rich Zeoli Show- Hour 3: The Drive at 5: According to The Wall Street Journal Editorial Board, the Biden Administration is seeking to implement a new rule which “will raise mortgage fees for borrowers with good credit to subsidize higher-risk borrowers. Under the rule, which goes into effect May 1, home buyers with a good credit score over 680 will pay about $40 more each month on a $400,000 loan, and upward depending on the size of the loan. Those who make down payments of 20% on their homes will pay the highest fees. Those payments will then be used to subsidize higher-risk borrowers through lower fees.” You can read the full editorial here: https://www.wsj.com/articles/upside-down-mortgage-policy-212fd736 Jeff Zymeri of National Review writes, “[t]he Supreme Court agreed to hear Loper Bright Enterprises v. Raimondo, a case which could see an end to Chevron deference, in which courts defer to a federal agency's interpretation of an ambiguous statute.” Could this potentially reduce the executive branch's growing authority and restore power to Congress? You can read the full article here: https://www.nationalreview.com/news/supreme-court-agrees-to-hear-case-that-could-spell-the-end-of-judicial-deference-to-federal-agencies/ On Friday, billionaire Elon Musk appeared on HBO's Real Time with Bill Maher. During the interview, Musk emphasized the necessity for respecting free speech—arguing: “The thing about censorship is, that for those who would advocate for it, just remember, at some point it will be turned on you.” On Monday, Hunter Biden, the son of President Joe Biden, attended a court hearing related to child support payments in an ongoing Arkansas paternity case. Could this case inadvertently shine light on how Hunter earns money?