Podcasts about bad credit

Ford Raptor T1 updates, Jeep Gladiator 4xe is dead, bad credit for new trucks, new Wrangler color, Hurricane-powered Dodge drag truck, Cobb Tuning news, Ford patent, recalls, and St. Bonaventure's parish festival. The Truck Show Podcast is brought to you in partnership with AMSOIL, Kershaw Knives, and OVR Mag.

Struggling with bad or no credit? In this episode, Kris Krohn reveals three proven ways to secure a loan even when lenders say no. Learn how to navigate the credit system, unlock financing opportunities, and stop letting your credit score control your future. If you're ready to take back financial power, this is your starting point.

Ted Rossman joins the show to talk about how to improve your credit score

Your credit score has become an increasing aspect of your financial plan, understanding your score and the body responsible for generating this information has become crucial. In this episode, Senior Financial Literacy Coaches Richard Pinder and Shanice Taylor breakdown the role of the Bahamas Credit Bureau in assessing your financial position and how to reset your score if it is not desirable.

In this conversation, Wendell Cox shares his journey from mortgage lending to credit repair, emphasizing the importance of credit in achieving homeownership. He discusses the natural transition between these fields, the significance of building relationships with realtors, and how he helps clients establish and repair their credit. Wendell also highlights strategies for young adults to build credit and the comprehensive services his company offers, including business credit establishment. The discussion concludes with Wendell providing contact information for those interested in his services. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Jonathan Khabazela Fairbairn (standing in for Relebogile Mabotja ) speaks to Luca Folpini and Emile Nel who are Holistic financial advisors about fixing a bad credit score. 702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Relebogile Mabotja speaks to Luca Folpini a Holistic Financial Advisor about fixing a bad credit score. 702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.

On today's Free Swim we are joined by Chief and Danny. We get into poor credit card security measures, Eddie's issue with people breaking airplane boarding group etiquette, and a does jacking off help cure a hangover?You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/thedogwalk

A very warm welcome to today's episode of the Mortgage Mum Podcast, where I'm here with Tessa who's going to be asking your questions. I'm excited to cover this topic, because I don't think there's enough information out there that feels friendly and informative. We're focusing on those of you with bad credit who are wondering whether you can remortgage. We're answering all the questions you're searching for online, to give you everything you need to know. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Hello and welcome back to the Mortgage Mum podcast, where we're diving straight into Part Two of our conversation about remortgaging if you've suffered bad credit. Tessa will be asking all the questions people Google on this topic, to give you everything you need to know. If you haven't already, start by listening to Part One and then come back to Part Two. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

In this episode, we break down how refinancing a mortgage is still possible, even with bad credit. If you think low credit scores rule out refinancing, think again. We'll explore practical tips, alternative options, and expert advice to help you understand how to improve your chances and navigate the process successfully. Tune in to learn how you can still take control of your mortgage, regardless of your credit history.Schedule a call with me here: https://calendly.com/lesnerap63/30min

Crit Thomas, global market strategist at Touchstone Investments, says that he entered the year cautious given political uncertainty and the impact of tariffs and other new policies, and that the market has moved from high levels of optimism more towards his level of concern. He's taking a wait-and-see approach to international investing now, and he's expecting higher volatility with less progress while the market sorts it out. Where the market still expects double-digit earnings growth — a key driver if returns are to achieve that level — Thomas sees more muted growth and a possible correction as forecasts are missed, leading to a year in which the market's best outcome would be high single-digit returns. Allison Hadley discusses a BadCredit.Org survey which showed that Americans say that inflation has made the cost of friendship significantly higher; more than one third of Americans say they are isolating due to cost of living. In the Market Call, Bryan Armour, director of passive strategies research at Morningstar, talks about ETFs and where active and passive strategies offer potential advantages.

In this week's episode, Zac and I get really real. Going down memory lane to explore the times in our pasts that we were the underdogs and just getting by in our situations. We recognize that sometimes you have to just dig in your heels and try to keep your head above water.... because we have both been there. But we also feel like in those moments comes the greatest gifts we have ever received...lessons on how to survive and move forward. From Zac's struggles at home and bad credit, to Vena's divorce and bankruptcy....we have stories, and with those stories comes triumphs. When you are going through it, those lessons are tough to see, but you can waller in your sadness, or pull your bootstraps up and make sure those hard times to become your lifelong identity.

This week on Snacky Tunes, Darin's back in Bed-Stuy, chopping it up with Chef Jilbert El-Zmetr about his brand-new restaurant, Laziza. From growing up in the family business to globe-trotting his way to Williamsburg, Jilbert shares the journey that led him to open a spot that blends killer mezze, vintage vibes, and a soundtrack straight from his personal vinyl collection.Then, we keep the Brooklyn love going, digging into the archives for a performance from Bad Credit No Credit. Also, a quick note: if you're looking to support the ongoing relief efforts for the LA fires, World Central Kitchen remains one of the best places to donate.For those looking to support LA restaurants, check out the latest Snacky Tunes Substack for donation links and action items.Snacky Tunes: Music is the Main Ingredient, Chefs and Their Music (Phaidon), is now on shelves at bookstores around the world. It features over eighty of the world's top chefs who share personal stories of how music has been an important, integral force in their lives. The chefs also give personal recipes and curated playlists too. It's an anthology of memories, meals and mixtapes. Pick up your copy by ordering directly from Phaidon, or by visiting your local independent bookstore. Visit our site, www.snackytunes.com for more info.Heritage Radio Network is a listener supported nonprofit podcast network. Support Snacky Tunes by becoming a member.Snacky Tunes is Powered by Simplecast.

Cupid's Arrow Can't Fix Bad Credit, But I Can!

When an individual has bad credit, it might be harder to rent an apartment, buy a car, or get a loan. But what happens when a city or state has a low credit rating? After one agency downgraded Chicago's rating and as the governor prepares to make his budget address next week, host Jacoby Cochran talks with DePaul University professor Amanda Kass about how municipal credit ratings work, why Chicago is close to “junk” status, and what it says about the city's financial health. Want some more City Cast Chicago news? Then make sure to sign up for our Hey Chicago newsletter.  Follow us @citycastchicago You can also text us or leave a voicemail at: 773 780-0246 Learn more about the sponsors of this Feb. 10 episode: The Newberry – Use code CITYCAST for 10% off your class TimeLine Theatre Company Become a member of City Cast Chicago. Interested in advertising with City Cast? Find more info HERE

Queen City Confessions Wednesday 1/29/25

How to get a mortgage loan with bad credit isn't a question most first-time buyers ask, but its worth paying attention to what this is and them potential impact it could have on your mortgage application. Umera Patel of  Skipton Building Society talks to Phil about what you can do if you find you have a less favourable credit report and the steps you can take. Tune in for: Examples of bad credit Importance of checking your credit report How to improve your credit rating First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

On this episode of Court Radio, Dean Weitzman of MyPhillyLawyer speaks with Jack Meyers about getting mortgages even when someone has bad or no credit. The post Court Radio: Bad Credit or No Credit, Learn How to Fix It! first appeared on MyPhillyLawyer.

  Did you splurge last month on holiday shopping? Turns out excess spending can ding your credit.  KSL 5 TV Investigative Producer Sloan Schrage joins the show to talk about the often overlooked aspects of holiday spending on our credit scores and ways to fix your bad credit score.  

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Credit scores are an important indicator of financial stability and often the lynchpin when determining whether or not someone is approved for a loan or large purchase. So what can people do to boost their low credit scores? Host of KSL Podcast Money Making Sense, Heather Kelly, joins the show to share tips on repairing a low credit score.

https://homemortgagebrokers.co.uk/mortgages-calculator Unlock your home-buying potential, even if you have challenging credit, with the easy-to-use online mortgage calculator at Home Mortgage Brokers. Get personalized advice and tailored solutions that make financing your dream home worry-free. Home Mortgage Brokers City: London Address: 71-75 Shelton Street Website: https://homemortgagebrokers.co.uk/ Phone: +44 20 4577 0009 Email: Contact@homemorrgagebrokers.co.un

In this episode, we're diving into the world of credit with a splash of savvy! Join Nate Peterson, 4Front VP of Lending, as he breaks down the best behaviors to repair bad credit—what to do, what NOT to do, and how to keep your financial game strong once you've turned things around. Whether you're on a quest to fix your score or just looking to maintain that shiny new status, Nate's got the tips and tricks to help you navigate the credit maze. Tune in for some money wisdom that'll have you saying, “Is it Friday yet?”

In this episode I chat with Khabir Muhammad, the visionary CEO and Founder of CreditFixrr. During this fruitful conversation we discuss his journey from Compton, California to creating a revolutionary platform for financial empowerment. Khabir also shares insights on overcoming challenges, bridging the gap in financial literacy, and his mission to empower under-served communities to achieve financial independence.

David Keller, president and chief strategist at Sierra Alpha Research says that the market has made meaningful moves to landmark new highs but he questions whether the rally is sustainable. He says that market leaders like the Magnificent Seven need to keep rolling to propel the indexes higher, and he says that weakness is showing up in Alphabet and Meta Platforms, which makes him believe that the market's upside potential at this point may be limited. Jose Torres, senior economist at Interactive Brokers, says that the red sweep of the election has improved business confidence and sentiment over what is coming through the policy pipeline, and says that the prospect of tax cuts, a lighter regulatory regime and on-shoring of manufacturing will continue to propel the animal spirits of the market, and while inflation-sensitive sectors will struggle, he is confident that the economy can overcome tariff uncertainty and other issues to remain strong. Josh Duitz, portfolio manager for the Aberdeen Global Infrastructure Fund, took a break from the program at the Active Investment Company's Fall Roundtable in New York this week to discuss the state of infrastructure investing now that the presidential election has been decided and the policies of the second Trump Administration are becoming more clear. And Allison Hadley discusses a survey done for BadCredit.org which showed that 37 percent of Americans say that inflation and the higher cost of living has them neglecting their friends.

Welcome to the Service Business Mastery Podcast! Visit our website for more episodes and insights! www.servicebusinessmastery.com In this episode, the hosts Tersh Blissett and Joshua Crouch are joined by Thomas Murphy from IHCS Finance, a company specializing in HVAC and home improvement financing solutions.

Laurence shares invaluable insights into negotiating property deals without the need for a mortgage, deposit, or even a stable job. Through live phone calls with property owners, Laurence demonstrates effective strategies for securing rent-to-rent, rent-to-serviced accommodation, and no-money-down purchase-lease-option deals. He emphasizes the importance of understanding the seller's motivations and how to present creative solutions that benefit both parties. Listeners will learn about the potential of lease option agreements, the significance of building credibility through testimonials, and the advantages of waiting to buy a property while generating rental income. KEY TAKEAWAYS No Money Down Property Deals: It is possible to buy properties without needing a mortgage or a deposit by negotiating lease options, allowing buyers to agree on a sale price now while renting the property for a few years. Understanding Seller Motivation: Asking sellers about their reasons for selling is crucial. This information helps determine if a no-money-down deal is feasible, especially if the seller needs to raise funds for another property or has financial pressures. Building Credibility: Collecting testimonials from landlords and property owners can significantly enhance credibility when negotiating deals. Even new investors can request testimonials after their first successful deal to build trust with future clients. Market Value Awareness: Conducting due diligence on property values is essential. Understanding the market can help negotiate better deals, especially if the seller is in a position where they need to sell quickly or at a loss. Flexibility in Agreements: Lease options can be structured to benefit both parties. For instance, the buyer can agree to pay a certain price in the future while covering the seller's mortgage payments, allowing the seller to avoid financial strain while providing the buyer time to secure financing. BEST MOMENTS "I'm looking to kind of... I've been buying properties for many years now in London, but I buy completely differently from most people." "You don't need to qualify for a mortgage, so if you have bad credit, this is perfect for you." "I would be happy to give you what you paid for it or, you know, like a bit more so at least you've got a profit." ABOUT THE HOST Laurence Lameche is an Amazon No.1 Best Selling Author of a property book called "How I Bought 3 London Properties For A Football Ticket" He is a property mentor who specializes in helping people get on the property ladder without needing a mortgage or a deposit, you can have bad credit, no experience, no job and still succeed with his simple, proven step-by-step process that works every time for everyone. CONTACT METHOD Contact and follow Laurence here: LindkedIn: https://www.linkedin.com/in/laurencelameche/ Facebook: https://www.facebook.com/LaurenceLameche/ YouTube: https://www.youtube.com/@laurencelameche Twitter: https://twitter.com/LaurenceLameche Instagram: https://www.instagram.com/laurencelameche  

Have you wondered, what is worse? Bad credit or no credit? Listen in to learn what "the decision makers" when it comes to extending credit want to see. Questions@creditkristi.com

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Is it possible to invest in real estate with a bad credit score? What are the best financing options for investors without optimal credit? That's the first topic I'm answering on today's Q&A episode! On this episode, I'm taking three of your great questions on credit scores, selling rental properties, and using home equity to but assets. Click play to hear my answers to your questions!

Left Handers' Day - Bad Credit Confession 8/13/24 Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Left Handers' Day - Bad Credit Confession 8/13/24 Learn more about your ad choices. Visit megaphone.fm/adchoices

Lana got ghosted by a guy and she's shocked at the reason!

In this episode from the Accrued series, presented by LoanPro, hosts Tedd Huff and Colton Pond sit down with Raktim Mitra, the Chief Lending Officer from Varo Bank. They dive into how AI is changing the game in financial technology, especially in fraud detection and credit services.Raktim explains how important it is to use different types of data, like transaction data and customer behavior data, to make better credit decisions. He also talks about the role of relationship data in understanding customers and offering personalized services.The discussion covers the challenges of serving underserved markets. Many Americans have poor credit scores or no credit history, making it hard for them to access banking services. Raktim shares how technology can help provide timely access to credit for these people.Personalization and efficiency are key themes in the conversation. Raktim believes financial products must be tailored to meet individual needs, not just when customers sign up but throughout their entire experience. He explains how modern tech can help banks and lenders offer more personalized services, like adjusting payment dates based on customer behavior or offering installment loans for big purchases.The hosts and Raktim also talk about the importance of following regulations in banking. Compliance with rules like KYC (Know Your Customer) and AML (Anti-Money Laundering) is crucial for safety and customer trust. Raktim points out that doing the right thing for customers often aligns with these rules.Looking to the future, Raktim sees financial products evolving based on what customers need. He expects more companies to use advanced technology to improve how they serve customers and keep up with market demands. This episode is packed with valuable insights for anyone interested in lending, credit, and how technology is shaping the future of banking.Tune in to learn more about these exciting topics and hear Raktim's expert advice on staying competitive in the fast-paced world of financial technology.Key HighlightsAI Takes Over Banking!Raktim Mitra shares how AI is used in banking today. Learn how it helps with things like credit services and fraud detection. Discover how banks use AI to understand and serve their customers better.Unlocking Customer Secrets!Raktim talks about the power of relationship data. Find out how banks use information from their customers to provide personalized services and make better decisions.Cracking the Code of Credit!Raktim explains the importance of alternative credit data. See how transaction data, customer behavior, and payroll data help make accurate credit decisions.Banks Vs. Bad Credit!Many Americans struggle with poor credit scores. Raktim discusses how technology can help these underserved markets get the credit they need.The Tech Behind Your Bank!Modern tech stacks are changing banking. Raktim shows how these systems help banks launch new products quickly and stay competitive.Personalized Banking for All!Raktim believes in personalization at every step. Learn how banks tailor services to meet individual customer needs, from signup to everyday interactions.Banking Rules You Need to Know!Compliance with banking regulations like KYC and AML is crucial. Raktim discusses how following these rules helps banks maintain safety and trust.The Future of Financial Services!Raktim predicts how financial products will change based on customer needs. Find out what he expects for the future of banking and lending.Efficient Banking Explained!Raktim talks about combining operational efficiency with customer satisfaction. See how banks can provide quick, personalized services

Send us a Text Message.BAD CREDIT? 580 or Less? 4 Ways You Can Get Credit

Amber bears all of the financial responsibility while her fiancè is living stress free. She says to make matters worse, she believes he's cheating. Things need to change for Amber to stay in this relationship. Learn more about your ad choices. Visit megaphone.fm/adchoices

TOPIC: (4/17/24), WED, Migrants in CA and NYC Motor Boat with migrants lands in CA, NYC black migrants complain about accommodations, JOSH OH: "how to deal with betas?", SUPERCHATS, HAKE NEWS Babies used to be born at home, JLP and HAKE talk about at-home births, Republicans/Democrats, the Rapture, Trump and Jesus, JOEY MS: "I see what you mean about women", HAROLD NC: "dexter reed/race hustlers comment", JASON NY: "biblical question from last week", HAKE NEWS Examples of women needing men, Stronger Men's Conference Men hiding women on social media, Mothers ruining the kids credit, Chinese immigrant on gun control, Stronger Men's conference drama, MADALYN PA: "younger generation, your opinion?", JILL NY: "teaching children about the Bible?", SUPERCHATS

PREVIEW: #PRC: asking colleague Charles Ortel, just returned from overseas travel in Asia, what will work to repair the damaged PRC economy, now drowning in debt and bad credit and empty, cynical, cruel promises.  Charles Ortel answers bluntly.  More later 1900 Beijing

Dear Dash Hounds, join Beth and Kelly as we try to pull the curtain open on the Wonderful Wizard of credit scores. Do you know your credit score? Do you care? Has it ruined your life? We talk about many things on Strange Country from periods to sex to murder and now, the most secretive of things–money. ‘Mericans don't talk openly about their money issues, and surprise! That is not good practice. We are stressed and worried and in debt, and there's a reason why. Find out today on Strange Country. Thanks for listening. It is an act of love, and sometimes all you need is love. Theme music: Big White Lie by A Cast of Thousands. Works Cited Campisi, Natalie. “From Inherent Racial Bias to Incorrect Data—The Problems With Current Credit Scoring Models.” Forbes, 26 February 2021, https://www.forbes.com/advisor/credit-cards/from-inherent-racial-bias-to-incorrect-data-the-problems-with-current-credit-scoring-models/. Accessed 18 March 2024. “Fair Credit Reporting Act.” Wikipedia, https://en.wikipedia.org/wiki/Fair_Credit_Reporting_Act. Accessed 18 March 2024. Fiano, Liane. “Common errors people find on their credit report - and how to get them fixed.” Consumer Financial Protection Bureau, 5 February 2019, https://www.consumerfinance.gov/about-us/blog/common-errors-credit-report-and-how-get-them-fixed/. Accessed 18 March 2024. Frazier, Mya. “The High Cost of Bad Credit.” The New York Times, 7 June 2023, https://www.nytimes.com/2023/06/07/magazine/bad-credit-repair.html. Accessed 18 March 2024. Furletti, Mark. “Secret History Of The Credit Card - More To Explore | FRONTLINE.” Secret History Of The Credit Card - More To Explore | FRONTLINE | PBS, 23 November 2004, https://www.pbs.org/wgbh/pages/frontline/shows/credit/more/scores.html. Accessed 18 March 2024. Johnson, Holly. “8 Ways You're Hurting Your Credit Score Without Knowing It.” Forbes, 28 June 2021, https://www.forbes.com/advisor/credit-score/8-ways-youre-hurting-your-credit-score-without-knowing-it/. Accessed 18 March 2024. Nova, Annie. YouTube: Home, 3 June 2009, https://www.cnbc.com/2019/09/25/bernie-sanders-wants-to-overhaul-the-countrys-credit-reporting-system.html. Accessed 18 March 2024. Trainor, Sean. “Your Credit Score's Long History, From Espionage to Algorithms.” Time, 22 July 2015, https://time.com/3961676/history-credit-scores/. Accessed 18 March 2024. White, Alexandria. “90% of Americans Stress About Money, According to Study Results.” CNBC, https://www.cnbc.com/select/why-americans-are-stressed-about-money/. Accessed 18 March 2024. Wilbers, Pippin. “How Inflation Affects Car Loan Rates.” Bankrate, 31 January 2024, https://www.bankrate.com/loans/auto-loans/how-inflation-affects-auto-loan-rates/#why. Accessed 18 March 2024.

It doesn't matter how bad your credit is, you can still do deals. I did a lot of deals, even with bad credit. Three years ago, I had a huge tax lien, a federal tax lien of $520,000 on my house, on everything we owned. The IRS was threatening to send me to jail if I didn't pay this thing off. Basically, what happened was I started doing a lot of deals, I started making a lot of money, and I wasn't setting aside any money for taxes. I kept on paying off my old taxes without paying my new taxes. I kept on digging myself in a bigger, bigger hole. There's this book called Profit First, and I read it cover to cover. Then I hired a full-time bookkeeper and operations manager for my business. We implemented the Profit First method and after some time, we turned the ship around. The point of the story is to not make the same mistakes I did. Hire a bookkeeper if you need the help and read the book Profit First. If you've made mistakes, don't hide your head in the sand. Face your problems head on and ask for help. What's Inside:—How I got out of massive tax debt—Why I chose to implement the Profit First strategy—Why you should hire a bookkeeper to manage your accounting

Are you paying attention to your credit score? Today, Brandon (@kingketo) is joined by guest Colin Yurcisin as they talking about fixing poor credit and leveraging credit card benefits. They cover a step-by-step guide on building and improving credit ratings for beginners, with discussions on FICO scores, using specific banking platforms, and leveraging credit card reward systems. The conversation brings to light essential tips and hacks to handle poor credit and mistakes to avoid while using credit cards.Welcome to the Victory Talk Podcast hosted by Brandon Carter. Uncover the strategies for financial growth, physical strength, and a winning mindset as Brandon shares his multi-seven-figure business experience and brings in millionaire friends to drop their knowledge. No fluff, no sponsors, just raw advice. Get ready to seize victory and enjoy the show!➤ Check out Colin Yurcisin on Instagram | YouTubeTimestamps:(0:54) - Understanding credit scores and FICO(3:56) - Credit building strategies for beginners(6:58) - Secured cards and building credit history(8:44) - Choosing the right airline card(12:30) - Understanding credit card benefits(13:20) - The importance of paying off credit card debt(14:49) - The consequences of mismanaging credit(17:08) - Recovering from bad credit(22:00) - The power of dispute letters

Getting a home equity line of credit (HELOC) is one of the easiest ways to leverage your home equity and buy your first rental property. But what is the best way to use one? Are there any drawbacks? After today's deep dive into HELOCs, you'll have all the answers! Welcome back to another Rookie Reply! In this episode, we're not only looking at HELOCs but also comparing them to “evergreen loans” so that you can choose the right financing tool for you. Is bad credit preventing you from investing in real estate? You might have to get creative! Ashley and Tony offer several ways to invest while you're fixing that credit score. Stick around until the end for the best value-adding home renovation projects that will help you raise rents! If you want Ashley and Tony to answer a real estate question, you can submit a question here, post in the Real Estate Rookie Facebook Group, or call us at the Rookie Request Line (1-888-5-ROOKIE). In This Episode We Cover: How to use a home equity line of credit to buy your first rental property How to buy an investment property before fixing your credit The BEST ways to invest in real estate with a small amount of cash HELOCs vs. evergreen loans (and which one is right for YOU!) Value-adding home renovation projects for your rental properties And So Much More! Links from the Show Find an Agent Find a Lender Ashley's BiggerPockets Profile Ashley's Instagram Tony's BiggerPockets Profile Tony's Instagram Real Estate Rookie Facebook Group Join BiggerPockets for FREE Ask Us Your Investing Question Apply to Be a Guest on the “Real Estate Rookie” Podcast The Step-by-Step Guide to Finding the BEST Off-Market Real Estate Deals How I'm HELOCing My Way to Wealth Should I Fix My Credit Before Attempting to Invest in Real Estate? Check the full show notes here: https://www.biggerpockets.com/blog/rookie-362 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email: advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to learn how to buy a house in 2024? Whether you have outstanding credit or your score could use a little work, there are different ways to buy. In this episode, we'll lay out your best options and provide actionable steps you can take to boost your credit score in the meantime! Welcome back to the BiggerPockets Money podcast! Today, Mindy and Kyle are fielding some of your biggest money questions. Beyond buying a home, you'll learn how to use your home equity to fund your new business idea. Have you run into some “extra” cash recently? We share investing strategies that will allow you to “hack” tax brackets and position yourself to retire early. This year, it's crucial that you get on the same page with your partner, financially. Mindy and Kyle talk about the tough but essential “meetings” you should be having about your budget. Finally, is there ever a time when it makes sense to buy a depreciating asset like a brand-new car? Our hosts' answer might surprise you! If you want Mindy and Kyle to answer a money question, you can submit a question here or post it in the Money Facebook Group! In This Episode We Cover How to buy a house in 2024 with less-than-perfect credit What you MUST know before entering a home equity agreement The BEST ways to fund your new business idea How to buy a brand-new car and stay on track for FIRE How to invest “extra” money and “hack” your tax bracket to owe less The finance “meetings” you NEED to have with your partner And So Much More! Links from the Show BiggerPockets Money Facebook Group Network with Other Investors on The Path to FIRE Through the BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Money Moment When to Buy New vs. Used and is That Car Repair Worth the Cash The Money Date: What You Should (And Definitely Should Not) Do to Align Your Finances as a Couple Playing with FIRE (Financial Independence, Retire Early) with Scott Rieckens Ramit Sethi's Money Advice for Couples: Live a Rich Life, Together Grab Your Copy of “Playing with FIRE” Click here to check the full show notes: https://www.biggerpockets.com/blog/money-494   Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email us: moneymoment@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

GOD'S WORD ON PAYING DEBTS:Proverbs 3:27 emphasizes the importance of paying back debts on time: "Do not withhold good from those to whom it is due, when it is in your power to do it."DEFINING GOOD CREDIT SCORES:FICO scores range from 300 to 850, with a good score between 670 and 739.A very good score is between 740 and 799, and excellent is 800 to 850.Higher credit scores result in better interest rate offers from lenders.IMPACT OF CREDIT SCORE ON LOANS AND INTEREST RATES:A higher credit score (740+) can significantly reduce interest rates on mortgages, personal loans, and credit cards.Example: Raising a credit score by 100 points (from 640 to 740) can save around $72,000 in interest over a 30-year $300,000 mortgage.A better credit score can also reduce interest rates on a $5,000 personal loan and credit card balances, saving substantial amounts over time. ADDITIONAL BENEFITS OF A HIGH CREDIT SCORE:Higher credit scores can lead to lower home and auto insurance premiums.Employers may use credit scores in hiring decisions, potentially affecting job opportunities and income. HOW TO IMPROVE YOUR CREDIT SCORE:Pay all bills on time and keep credit card balances below 30% of available credit.Build a credit history with a secured credit card, using it for routine expenses and paying off the balance in full each month. ON TODAY'S PROGRAM, ROB ANSWERS LISTENER QUESTIONS:I'm 66 years old and disabled, receiving Social Security. I have only $15,000 to sustain the rest of my life and am looking for advice on how to manage this situation effectively.I have a pension and a 403B from my W-2 income, and I contribute to a SEP from my self-employment income. Should I continue matching my employer's after-tax contributions to the pension plan, or would it be better to invest elsewhere?What's your opinion on structured notes as a part of a well-diversified investment portfolio, especially ones backed by mortgages, considering they can be complex and have varying maturity lengths? RESOURCES MENTIONED:Find a Certified Kingdom Advisor Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network as well as American Family Radio. Visit our website at FaithFi.comwhere you can join the FaithFi Community, and give as we expand our outreach.  Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Having bad credit is expensive. With inflation and high interest rates, it’s more important than ever to keep your credit score as high as possible and you won’t believe how much money that can save you. On today's Faith & Finance Live, host Rob West will talk about the added expense of having bad credit. Then he’ll answer your financial questions on various topics. See omnystudio.com/listener for privacy information.

Dylan called us about his girlfriend. They decided they wanted to move in together, but when they applied they were denied due to bad credit and a past eviction! This was different than the good spending habits Dylan grew up with, but is it enough to break up over?See omnystudio.com/listener for privacy information.

Love is Blind's Stacy Snyder joins me to discuss this epic season, her shocking decision at the altar, what happened after, what the deal is with Izzy's finances, and what she thinks of the last standing couple of the season: Lydia & MiltonProduced by Dear MediaThis episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

WATCH AND SUBSCRIBE TO OUR YOUTUBE CHANNEL https://www.youtube.com/@carljacksonshowandblog More: www.TheCarljacksonshow.com Facebook: https://www.facebook.com/thecarljacksonshow Twitter: https://twitter.com/carljacksonshow Parler: https://parler.com/carljacksonshow  See omnystudio.com/listener for privacy information.