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ConEd wants to raise its rates again and public hearings are underway. Samantha Maldonado, senior reporter for THE CITY, covering climate, resiliency, housing and development, discusses how rate increases work and how much more New Yorkers might pay if the hike is approved.
Send us a textIn this episode of the Private Practice Survival Guide, we discuss the single most impactful strategy for successfully negotiating higher insurance reimbursement rates—making a strong, data-driven ROI case. We break down how to quantify your value to insurance companies by tracking revenue generation, cost savings, and clinical outcomes. The episode also explores how to present your data effectively during negotiations, including tips for creating compelling visual aids and aligning your proposal with payer priorities. By mastering this approach, you can secure rate increases that significantly boost your practice's bottom line. Welcome to Private Practice Survival Guide Podcast hosted by Brandon Seigel! Brandon Seigel, President of Wellness Works Management Partners, is an internationally known private practice consultant with over fifteen years of executive leadership experience. Seigel's book "The Private Practice Survival Guide" takes private practice entrepreneurs on a journey to unlocking key strategies for surviving―and thriving―in today's business environment. Now Brandon Seigel goes beyond the book and brings the same great tips, tricks, and anecdotes to improve your private practice in this companion podcast. Get In Touch With MePodcast Website: https://www.privatepracticesurvivalguide.com/LinkedIn: https://www.linkedin.com/in/brandonseigel/Instagram: https://www.instagram.com/brandonseigel/https://wellnessworksmedicalbilling.com/Private Practice Survival Guide Book
A council meeting to discuss a significant 25 per cent rate increase in the Northern Beaches took a turn last night.See omnystudio.com/listener for privacy information.
In 2024, the number of babies born in South Korea increased for the first time in nine years. The change is welcome news for a country that is dealing with serious population problems.2024年,韩国出生的婴儿人数九年来首次增加。 对于一个正在处理严重人口问题的国家来说,这一变化是可喜的消息。South Korea's statistics agency said recently that 238,300 babies were born last year, an increase of 8,300 from a year earlier.韩国统计局最近表示,去年有238,300名婴儿出生,比去年同期增加了8300名。The agency said the country's fertility rate — the average number of babies born to each woman in her reproductive years — was 0.75 in 2024, up from 0.72 in 2023.该机构表示,该国的生育率 - 在生殖年中每个妇女出生的婴儿的平均数量 - 2024年为0.75,高于2023年的0.72。The data represents the first time that the yearly number of births has increased since 2015.数据代表自2015年以来每年的出生人数首次增加。Choi Yoon Kyung is an expert with the Korea Institute of Child Care and Education. Choi told the Associated Press that researchers must wait for more data over the next few years to see if increased births were driven by “structural changes.”Choi Yoon Kyung是韩国儿童保育和教育研究所的专家。 崔告诉美联社,研究人员必须在接下来的几年中等待更多数据,以查看增加的出生是否是由“结构性变化”驱动的。Park Hyun Jung is with the government agency Statistics Korea. Park said the agency believes the rise is partly due to an increase in marriages following postponements of such plans during the COVID-19 pandemic.公园贤荣(Park Hyun Jung)与韩国政府机构统计局一起。 帕克说,该机构认为,这一崛起的部分原因是婚姻推迟在19009年大流行期间婚姻的增加。Park said another reason for the increase is that a growing number of people entered their early 30s. She also noted a government study that shows a small increase in the number of young people hoping to have children after marriage.帕克说,增加的另一个原因是越来越多的人进入了30多岁。 她还指出,一项政府研究表明,希望结婚后生孩子的年轻人数量少了。Official data show South Korea's fertility rate has been the lowest in the developed world in recent years. In 2022, South Korea was the only country with a fertility rate below one, among members of the Paris-based Organization for Economic Cooperation and Development.官方数据显示,韩国的生育率近年来一直是发达国家的最低水平。 2022年,韩国是总部位于巴黎的经济合作与发展组织成员中唯一一个低于生育率的国家。The low fertility rate could threaten South Korea's economic health. The country, Asia's fourth largest economy, could face labor shortages and greater spending on public assistance programs. South Korea's central and local governments have been increasingly offering several support programs to those who give birth to children.低生育率可能威胁到韩国的经济健康。 该国是亚洲第四大经济体,可能面临劳动力短缺和在公共援助计划上的支出。 韩国的中央和地方政府越来越多地向那些生下儿童的人提供几个支持计划。But experts say that it will be difficult to solve the country's population problems. Many young people say they do not want to have babies. Their reasons include costly housing, low levels of upward social movement, the high costs of raising and educating children, and a culture that requires women to do more of the childcare.但是专家说,解决该国的人口问题将很难。 许多年轻人说他们不想生婴儿。 他们的原因包括昂贵的住房,较低的向上社会运动,养育和教育儿童的高昂成本以及一种要求妇女做更多育儿的文化。Park said that the fertility rate will likely stay on an upward movement at least for another year. But observers say it remains to be seen whether the rate will go back down as post-pandemic marriages even out. The country's population structure will also change, with a drop in the number of people in their early 30s.帕克说,生育率至少可能会持续一年。 但是观察者说,随着大流行后的婚姻甚至均匀的婚姻,这一比率是否会降低。 该国的人口结构也将发生变化,30多岁的人数减少。Some experts argue that the government should pay more attention to supporting young couples who want to have babies.一些专家认为,政府应该更加关注支持婴儿的年轻夫妇。“There are still people with solid wills to have a family and babies. When we help them realize their hopes, our fertility rate won't suffer a steep, 45-degree drop,” Choi said.崔说:“仍然有稳固的遗嘱拥有一个家庭和婴儿。当我们帮助他们意识到自己的希望时,我们的生育率不会遭受陡峭的45度下降。”
APS is seeking a 14% rate increase to ensure proper maintenance of the power grid. CEO of APS, Ted Geisler joins Mike Broomhead to talk about why it is necessary and what is means for costumers.
Hour 1 - The rate increase would increase the average Kansas energy bill by $13 a month.
Your power bill might go up over the next two years, if you're a Marion County resident. Indianapolis will be hosting the U.S. Olympic Swimming Trials again in 2028. An Indianapolis tutoring program found results for struggling young readers since 2023 – but the program's future is in jeopardy. What's at stake if major Medicaid reforms make it through Congress? Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily. Subscribe to WFYI News Now wherever you get your podcasts. WFYI News Now is produced by Drew Daudelin, Zach Bundy and Abriana Herron, with support from News Director Sarah Neal-Estes.
Ricardo Lara's kinda sketchSee omnystudio.com/listener for privacy information.
State must approve three-year agreement Central Hudson on Tuesday (May 13) announced a three-year agreement with the state and other parties that would raise electricity and gas delivery rates for most customers. If the plan is approved by the state Public Service Commission, a typical Central Hudson customer will pay $5.43 (5.09 percent) more per month for electricity delivery during the first year, beginning July 1, and $6.25 and $6.62 more for the subsequent two years. Lower-income customers enrolled in an energy-assistance program would see decreases of $3.85 (4.2 percent) per month. The delivery charge for gas would increase by $7.73 (6.6 percent) per month during the first year and $11.27 and $12.37 in subsequent years. After applying $44 million in bill credits, Central Hudson would collect $144 million in new revenue over the three years, according to a summary of the proposal. The company said it would spend that revenue on infrastructure, higher labor costs and bonuses, energy-efficiency and heat-pump programs and a 9.5 percent return on shareholder equity. Central Hudson also agreed to provide customer bills in Spanish, continue outreach to households about energy assistance and award up to $200,000 in grants for workforce training in green-energy fields. Opponents and supporters of the proposal, whose signatories include the state Department of Public Service, have until May 23 to submit statements to the PSC, which scheduled a hearing for June 13. "At Central Hudson, we understand the financial challenges that rising bills place on our customers, and we are committed to easing this burden by implementing a rate plan that balances essential system investments with the need to keep costs as low as possible," said Steph Raymond, the utility's president and CEO. Those costs, however, have been rising for Central Hudson's 315,000 electric and 90,000 gas customers. The most recent rate increase, approved by the PSC in July 2024, was for a one-year hike of $12.65 per month for the average electric bill and $12.25 for gas. The following month, Central Hudson submitted a request for another one-year increase to electric and gas delivery rates of $9 a month. The agreement announced on Tuesday replaces that request. Assembly Member Jonathan Jacobson, a Democrat whose district includes Beacon, issued his verdict on Wednesday (May 14), urging the PSC to reject the proposed agreement. He said the return on equity is "good for shareholders of Fortis [Central Hudson's parent company] but not for its customers," who include 6,853 households in Beacon, 3,646 in Philipstown, 1,270 in Cold Spring and 326 in Nelsonville.
California just approved a 17% homeowners insurance rate hike for State Farm, with renters seeing increases as high as 38%. Experts say this could devastate the real estate market, as rising costs push buyers out of eligibility. Tom Ellsworth breaks down the economic dominoes—from depleted insurance surpluses to failed home closings—while PBD questions if California is even livable anymore.
State Farm got the green light today to raise insurance rates. The city of L.A.'s planned layoffs could hit low-income workers the hardest. We're on Fledge Watch: Jackie and Shadow's chicks could start flying any day now. Plus, more.Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comVisit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency!Support the show: https://laist.com
Michigan's recycling rate reached a new high for the fourth year in a row. Permeable pavement can reduce stormwater runoff by up to 19%, a recent study says. Low-carbon energy sources provided nearly 41% of the world's electricity in 2024. For more, visit https://mrgreatlakes.com/
Do This, NOT That: Marketing Tips with Jay Schwedelson l Presented By Marigold
In this episode of Do This, Not That, host Jay Schwedelson tackles the concerning norm where only 10% of landing page visitors convert—offering simple, actionable tips to move that needle. Dubbed “10 percenter” tactics, these small changes can each improve conversion rates by around 10%. From form layout and button copy to trust badges and consistent imagery, Jay walks through the tweaks marketers can make to help visitors say “yes” more often.=================================================================Best Moments(01:00) The problem: Only 10% of landing page visitors convert(02:35) Introducing “10 percenter” tips for ~10% improvements(03:22) Form field optimization—every extra required field loses 8% of conversions(03:54) Why vertical forms outperform zigzag layouts(04:14) Multi-step forms for collecting more than 6 fields(04:39) Replace “submit” with first-person action phrases on buttons(05:45) Removing unnecessary links (navigation, social) from landing pages(06:22) Quantifiable testimonials above the call-to-action(07:09) Matching promotional imagery to landing page visuals(08:16) Using awards, client logos, and trust badges for credibility(09:09) Personal anecdote: Jay's closet decluttering experience=================================================================Check out our 100% FREE + VIRTUAL EVENTS! -> EVENTASTIC - The worlds LARGEST event about EVENTS! June 5-6 2025 Register HERE: https://www.eventastic.com/RegistrationGuru Conference - The World's Largest Virtual EMAIL MARKETING Conference - Nov 6-7! Register here: www.GuruConference.com=================================================================AND Don't miss out on these awesome FREE upcoming Quick Hits!WunderKind: 20 Ideas in 40 Mins! Would You Rather?! Topic: Owned Channel Performance SECRETS!May 8th - Register HERE: https://www.linkedin.com/events/wouldyourather-ownedchannelperf7310021407273304064/theater/Marigold: May 30th 11am est. More info coming soon!=================================================================MASSIVE thank you to our Sponsor, Marigold!!Looking to master consumer engagement in 2025? The 2025 Consumer Trends Index from Marigold reveals how AI, economic pressures, and personalized marketing are shaping consumer expectations. Uncover data-driven insights to foster stronger brand relationships, strike the right balance between personalization and privacy, and turn casual customers into loyal advocates.Download the 2025 Consumer Trends Index today at meetmarigold.com/guru and stay one step ahead of evolving consumer demands!
Lynn Nonnemaker and Amy Kelbick join Julia Grabo to discuss the two Medicare Advantage (MA) final rules released in the past week and how they fit into the Administration's other initiatives and larger priorities.
CA insurance boss not present at hearing as State Farm makes case to raise insurance rates up to 38% Please Subscribe + Rate & Review KMJ’s Afternoon Drive with Philip Teresi & E. Curtis Johnson wherever you listen! --- KMJ’s Afternoon Drive with Philip Teresi & E. Curtis Johnson is available on the KMJNOW app, Apple Podcasts, Spotify, Amazon Music or wherever else you listen. --- Philip Teresi & E. Curtis Johnson – KMJ’s Afternoon Drive Weekdays 2-6 PM Pacific on News/Talk 580 & 105.9 KMJ DriveKMJ.com | Podcast | Facebook | X | Instagram --- Everything KMJ: kmjnow.com | Streaming | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.
CA insurance boss not present at hearing as State Farm makes case to raise insurance rates up to 38% Please Subscribe + Rate & Review KMJ’s Afternoon Drive with Philip Teresi & E. Curtis Johnson wherever you listen! --- KMJ’s Afternoon Drive with Philip Teresi & E. Curtis Johnson is available on the KMJNOW app, Apple Podcasts, Spotify, Amazon Music or wherever else you listen. --- Philip Teresi & E. Curtis Johnson – KMJ’s Afternoon Drive Weekdays 2-6 PM Pacific on News/Talk 580 & 105.9 KMJ DriveKMJ.com | Podcast | Facebook | X | Instagram --- Everything KMJ: kmjnow.com | Streaming | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.
The city of San Diego will soon add a new fee for thousands of local homeowners. New parking rates are now in effect for certain spots near the waterfront. National City leaders are moving forward with plans to have more control over short-term rentals. What You Need To Know To Start Your Saturday.
The adult minimum-wage rate has been set to increase by just 35 cents from the 1st April, the lowest increase since 2013. Announcing the move on Tuesday, Minister for Workplace Relations Brooke Van Velden says it reflects the New Zealand economy's recovery from a “sustained period of high interest rates and recessionary conditions” and ensures that “employers and businesses can continue to grow and provide employment opportunities – which could be put at risk with a disproportionate increase in the minimum wage.” Unite Union, who represent hospitality and other minimum-wage workers, disagree. On Tuesday, Unite Union organised five rallies across Aotearoa demanding the government to provide real pathways to a living wage. They highlight that the minimum wage increase is essentially a pay cut for thousands of workers as it falls below the inflation adjustment. To discuss more about the what many believe is this less-than-sufficient wage increase and Unite Union's call to action, Producer Sara spoke with Unite Union's co-president Xavier Walsh this morning. Here is that interview
Do This, NOT That: Marketing Tips with Jay Schwedelson l Presented By Marigold
In this episode of the "Do This, Not That" podcast, Jay Schwedelson dives deep into the power of specificity in marketing. He outlines how using microsegmentation can dramatically enhance your email open rates and social media engagement, leading to more conversions. Jay emphasizes the need to stop vague marketing messages and instead focus on clear, targeted communication that resonates with your audience.=================================================================Best Moments:0:00 - Introduction0:26 - The problem with vague marketing1:50 - Microsegmentation explained2:15 - Business examples of microsegmentation2:54 - Consumer examples of microsegmentation4:00 - Applying microsegmentation to other marketing channels5:58 - Sponsor message: Marigold6:26 - Jay's personal story: Vegas guys' trip dilemma=================================================================Check out our FREE + VIRTUAL EVENTS! -> EVENTASTIC.comGuruConference.comDeliveredConference.com=================================================================MASSIVE thank you to our Sponsor, Marigold!!Looking to master consumer engagement in 2025? The 2025 Consumer Trends Index from Marigold reveals how AI, economic pressures, and personalized marketing are shaping consumer expectations. Uncover data-driven insights to foster stronger brand relationships, strike the right balance between personalization and privacy, and turn casual customers into loyal advocates.Download the 2025 Consumer Trends Index today at meetmarigold.com/guru and stay one step ahead of evolving consumer demands!
Utahns are running out of time to give their input on a proposed Rocky Mountain Power rate increase Joining me live is David Eskelsen, Rocky Mountain Power spokesperson.
BC Hydro customers are facing a 3.75% rate increase over the next 2 years, and we have Adrian Dix in-studio to elaborate on why this increase in happening. Does the end of the carbon tax mean the end of municipal natural gas bans? What institution is next to lay off staff as International students drop? Learn more about your ad choices. Visit megaphone.fm/adchoices
BC Hydro customers to face a 3.75% rate increase over the next 2 years. How will this impact your wallet?! Guest: Adrian Dix - BC's Minister of Energy and Climate Solutions Learn more about your ad choices. Visit megaphone.fm/adchoices
47% Rate Increase for Electric Transmission Proposed by Eversource, Kreis Warns.Here's what you can do:47%. That is the increase that Everource is requesting before the PUC in their current rate case for the distribution part of their bill. But the folks at Eversource are doing their best to bury the lead in an avalanche of other charges in which the 47% is embedded. That's 47% over just a bit more than 2 years, well over the rate of inflation.
Insurance Commissioner Ricardo Lara said State Farm must answer more questions about its finances before the company can be approved for an emergency rate increase in response to the devastating fires in the Los Angeles area.In a letter Friday , Lara requested a meeting later this month with company officials and representatives from a group challenging the request.Executives for State Farm General Insurance Company, the firm's California arm, asked Lara for a 22% price increase on Feb. 3 . They told the commissioner their business “needs your urgent assistance in the form of emergency interim approval of additional rate to help avert a dire situation for our customers and the insurance market in the state.”State Farm , which has long been California's largest home insurer, received more than 8,700 claims related to the Los Angeles area fires as of Feb. 1 and had paid out over $1 billion, according to the letter. The company says it covers roughly 250,000 homes in Los Angeles County and more than 1 million in the state.
Do This, NOT That: Marketing Tips with Jay Schwedelson l Presented By Marigold
In this episode of The Bathroom Break, hosts Daniel Murray and Jay Schwedelson break down landing page optimization strategies to help marketers boost conversions—plus, they share some personal struggles with dealing with colds.
Rene Thomas Folse, JD, Ph.D. is the host for this edition which reports on the following news stories: Unless Open & Obvious, Injured Worker Must Request Accommodations. Motion to Arbitrate Needs Review of Arbitrator's Discovery Rules. Pfizer Company Resolves Kickback Case for $60M. QOL Medical Resolves Specialty Drug Kickback Case for $47M. State Farm Requests Wildfire Caused 22% Rate Increase. Cal/OSHA: COVID-19 Non-Emergency Standards Expired. Cal/OSHA Guidance During Wildfire Cleanup and Recovery. First-in-Class Non-Opioid Painkiller Approved by FDA.
TOP STORIES - Florida regulators approve new rates for Citizens with changes taking effect June 1, new renderings of Surfside condo collapse memorial revealed, Costco and Trader Joe's are limiting how many eggs people can buy.
With the writing of this sentence, I advance my desire to be more familiar with Democracy in America. In the fourth decade of the 19th century, a French national named Alexis de Tocqueville wrote two volumes of an examination of the system of government in the relatively new United States of America. I have vague memories of reading it over thirty years ago in a political science class at Virginia Tech and I've been meaning to take a look back in order to get a fresh perspective of where we are on February 8, 2025.This is the audio edition of Charlottesville Community Engagement for that particular today and the I in this sentence is me, Sean Tubbs. I've made my career writing about municipal government, giving me a unique perspective into American government for the first three decades of the 21st century. If you decide to take a listen, you're about to hear the audio versions of recent stories.The following links go to Information Charlottesville, the companion website for this newsletter.* Charlottesville City Council briefed on Project Safe Neighborhoods (learn more)* Charlottesville Police Chief Kochis gives an update on FLOCK license plate readers (learn more)* Albemarle County Supervisors and the Charlottesville City Council both acknowledge Black History Month (learn more)* Albemarle County appoints a new director of Facilities and Environmental Services (learn more)* Supervisor Pruitt sounds alarm on economic threat of federal cuts, executive orders (learn more)* Coalition wants Albemarle County to pay $10 million a year toward housing costs (learn more)Charlottesville Community Engagement is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.First shout-out: Celebrating the community's other information organizations!In today's first shout-out in the form of a house ad, I want to make sure everyone knows that every edition of the regular newsletter (not the podcast ones) ends with a section called Reading Material. Charlottesville Community Engagement is just one offering in a landscape that includes the Charlottesville Daily Progress, C-Ville Weekly, Charlottesville Tomorrow, and Cville Right Now, I curate links from these sources because I believe a truly informed community needs multiple perspectives.There's also the Cavalier Daily, Vinegar Hill Magazine, the Fluvanna Review, the Crozet Gazette, NBC29, CBS19, and other sources. But if you look every day, you'll find links to articles in national publications, all linked to give you more perspectives on some of the issues of our times.Second shout-out:What you are reading or listening to at Charlottesville Community Engagement is part of a business-venture that's based on a pretty simple idea. I will spend my time researching and reporting and will provide ways for people who want to pay for the material to be produced!bI've been a journalist for a long while now, and this year marks the 20th anniversary of the Charlottesville Podcasting Network. While that website doesn't have new content, it's part of how I demonstrate my dedication to this community. In 2025 I'm seeking ways to solidify the business, and here are some ways you can support the work.* Sign up for a paid subscription through Substack. There is not much premium content because my primary aim is to get information out to as many people as possible.* Contribute through Patreon. A major goal this year is to replace this with a way to make a tax-deductible donation, but that's not set up yet. If I had more time, I'd make more audio programs through Patreon.* Send in a check made out to Town Crier Productions at PO Box 1754, Charlottesville, Virginia, 22902. This will be used as a replacement for Substack.* Buy an ad on InfoCville.com! I do not have a rate sheet yet, but if you respond to this email with the promo code #experimental-ad I can do a really very low price until the end of February! How low? Send me the email! * Tell friends about the work and use the stories to start conversations. Post articles on social media, for instance. * Volunteer to design some logos because I'm very bad at graphics! Someone did the one for me a few years ago and I probably should give her credit. I'll reach out! This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit communityengagement.substack.com/subscribe
angaudionow
(February 04,2025)Businesses close, children skip school for ‘A Day Without Immigrants.' 2.2BIL gallons of water flowed out of California reservoirs. State Farm seeks emergency rate increase averaging 22% after L.A. fires. Roughly a third of wildfire arsonists are connected to fire service, investigator says.
One of California's biggest insurance companies is asking for an emergency rate increase amid the L.A. fire recovery efforts to avoid a "dire situation." Hear our in-depth team coverage of "A Day Without Immigrants" in Los Angeles, and Long Beach Congressman Robert Garcia (D) says he and other members of Congress are launching an investigation into the problems plaguing the wildfires alert system.
The Metro Arson Strike Team says three brush fires from last week started in homeless encampments. The Border Fire is now fully surrounded but the cause is still under investigation. Parking meter rates to go up across San Diego today. San Diego County Sheriff's office is taking too long to pick up 911 calls. Yoga instructors file lawsuit against the city of San Diego because they say they're being ticketed for streaming classes online. Lost snowboarder doing okay after getting stuck in the mountains for two days. Padres FanFest returning tomorrow.
“There's still a chance we see a rate increase,” if inflation doesn't moderate, says Paul Nolte. He discusses earnings expectations for 2025, and thinks we'll see rotation in the market towards value. Nvidia's “belle of the ball” moment is getting “close to midnight,” he adds. ======== Schwab Network ======== Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribe Download the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185 Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7 Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watch Watch on Vizio - https://www.vizio.com/en/watchfreeplus-explore Watch on DistroTV - https://www.distro.tv/live/schwab-network/ Follow us on X – https://twitter.com/schwabnetwork Follow us on Facebook – https://www.facebook.com/schwabnetwork Follow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
Shane McInnes has slammed councils for sneakily hiking up rates for the next financial year the day before Christmas while making the claim they would be capping rates.See omnystudio.com/listener for privacy information.
Hard to believe in these inflationary times: My recommended plan HDG (known as G+ in New York) is the only plan in its family not being forced to endure a rate increase. Shocking: Financial analyst describes the damage to Humana caused by a government rating reduction. The company is described as "reeling"! M has her choice of Part D prescription drug plans: After a scientific search, her agent advises a Wellcare plan that will cost $60 all year. Her dopey friend suggests a Humana plan at $4000. Finally, a valued client moves to Washington State. She finds a cheaper company we don't have a contract with so she sadly leaves the fold. Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.
This week's topics:St. Pete Council votes to approve Rays Stadium BondsMany Floridians in Trump Administration ChoicesFlorida is Ground Zero in high cost of rentsTECO gets thumbs up for rate increasePasco Sheriff settles lawsuit over predictive policingWith guests:Eric Deggans, TV & Media Analyst, NPRJanelle Irwin Taylor, Publisher, Southeast PoliticsMitch Perry, Senior Reporter, Florida PhoenixRay Roa, Editor-in-chief, Creative Loafing Tampa
The new Waste Management rate change will go into effect January 1st, 2025.
Welcome back! Today, we're reframing how you think about the time, money, and energy you've poured into yourself. You've been investing in your skills, your growth, and your mindset—and now it's time to monetize that investment. In this episode, I'll show you why your value has gone up and why your compensation needs to reflect the current you, not the old you. Let's stop selling ourselves short and start commanding what we're truly worth in the marketplace. What You'll Learn in This Episode: Your Investment = Increased Value: Understand how your time and financial investments in self-development directly increase the value you bring to the marketplace. Stop Using the Old You as a Benchmark: Learn why basing your worth on past rates, skillsets, or confidence is holding you back—and how to break free from outdated benchmarks. How to Command Higher Income: Get actionable strategies to assess your current value and ensure your pricing, salary, or rates reflect the new and improved you. Why Confidence Matters: Discover how confidence, paired with your growing expertise, can unlock new levels of income and opportunity. Key Moments: Why the investment you made last month makes you more valuable today. How self-development translates into marketplace value. The confidence shift: Why charging what you're worth isn't just about skills—it's about believing in yourself. Breaking the “old you” cycle: Stop looking backward when setting your rates or salary expectations. Actionable steps to monetize your growth and demand your worth. Quotes from the Episode: "You are worth more today because of the investment you made in yourself yesterday. Your value went up—don't let anyone tell you otherwise." — April Garcia "Stop using the old you as a benchmark. The marketplace isn't paying for who you were last month; they're paying for who you are right now." — April Garcia "Confidence plus expertise equals income. When you invest in yourself, your confidence grows—and so should your paycheck." — April Garcia Action Steps for Listeners: Reassess Your Value: Write down the skills, knowledge, and confidence you've gained in the last six months. Ask yourself, “Am I being compensated for the person I am today?” Update Your Rates or Salary Expectations: If you're an entrepreneur, raise your rates to reflect your new value. If you're an employee, prepare to negotiate a raise or promotion. Communicate Your Value: Practice articulating the value you bring to clients, employers, or partners. Be specific about how your skills and knowledge create results. Invest Continuously: Keep leveling up! Set aside time and money each month for self-development—it pays dividends in both value and income. --------------------------- Want to be part of a transformative experience for entrepreneurs and leaders?
From data centers to growth — electricity demand in Minnesota is rising.That's led Xcel Energy to request a 13 percent rate increase over the next two years and increase capital spending by $11 billion.Walker Orenstein, reporter at the Minnesota Star Tribune, said the utility has plans to make major infrastructure investments.
There are so many ways to design a long term care plan. However, different planning strategies offer their own unique benefits. For example, LTC Partnership Protection is only available on stand-alone LTC plans. Cash benefits and return of premium options are stronger with hybrid life/LTC and annuity /LTC plans. We will work together to decide which plans and benefits will meet your family's needs best. Listen and learn more and then schedule with me to design your plan
Wednesday's edition of "Connecticut Today" with host Paul Pacelli welcomed Greenwich GOP State Sen. Ryan Fazio to talk about the latest rate increase request from Yankee Gas (00:39). Hearst CT media columnist and Senior Editor Dan Haar also talked about the Yankee Gas rate increase request and an interesting story from this year's election cycle (08:35), while CBS News Military Analyst Col. Jeff McCausland talked about President-elect Donald Trump's controversial choice for Defense Secretary (17:33) Image Credit: iStock / Getty Images Plus
Julia Brown shares her journey of overcoming the fear of raising membership rates at her CrossFit gym. By facing her budgeting challenges and openly communicating with her members, she found surprising support and renewed confidence as an affiliate owner. Her story offers valuable lessons on knowing your worth and taking control of your business finances. -- FREE TOOLS and resources for CrossFit Affiliate Owners and Coaches. https://www.besthouroftheirday.com/affiliate-tools -- Unlock the Power of Your Fitness Business with PushPress https://www.pushpress.com/ -- FREE TOOLS and resources for CrossFit Affiliate Owners and Coaches. https://www.besthouroftheirday.com/affiliate-tools -- Unlock the Power of Your Fitness Business with PushPress https://www.pushpress.com/ -- Julia Brown shares her journey of overcoming the fear of raising membership rates at her CrossFit gym. By facing her budgeting challenges and openly communicating with her members, she found surprising support and renewed confidence as an affiliate owner. Her story offers valuable lessons on knowing your worth and taking control of your business finances. -- 0:00 - Introduction 2:00 - Fear of Being “Money Hungry” 4:00 - Positive Member Reactions 8:00 - Building Confidence as an Owner 14:00 - Budgeting and Paying Herself 26:00 - Investing in the Gym 32:00 - Advice for Other Affiliate Owners --- Support this podcast: https://podcasters.spotify.com/pod/show/besthouroftheirday/support
State utility regulators have denied an eastern Montana utility's request to temporarily charge customers more for gas. But long term gas costs will depend on a larger rate case.
Lamont & Tonelli made their weekly check-in on their NewsMaker line and this time around got a call from the Chairman Director for Executive Privilege of All Stupid Decisionsfor the Public Utilities Commission. Listen to Lamont & Tonelli Monday through Friday, 6-10am, on 107.7 The Bone. Get your Rock N Roll Fix at: 1077thebone.com Follow 107.7 The Bone on Facebook, Instagram, X, YouTube and TikTok. Follow 107.7 The Bone on Apple, Spotify or Amazon Music.See omnystudio.com/listener for privacy information.
Shane and Tonya discuss strategies to help your customers understand the reasons behind rising auto premiums and how to effectively turn a difficult topic into an opportunity to build trust.IA Forward to can help you take your agency from good to great. Learn more at iaforward.com, and follow IA Forward on LinkedIn, Facebook, and Instagram.
NorthWestern is the largest electric and gas utility in the state, and is asking to increase power bill rates by at least 8%.
Do This, NOT That: Marketing Tips with Jay Schwedelson l Presented By Marigold
This podcast episode features host Jay Schwedelson discussing personalization tactics that work for marketing in 2023. He talks about how using first names for personalization is outdated and no longer effective, and shares new personalization trends that can increase engagement at no extra cost.Best Moments:The F-Name Episode: Personalization That WorksUsing first names in subject lines only lifts open rates by 4% now since it's so common. Geography, life events, interests and past purchases work much better, lifting rates over 25-30%.Putting company names in subject lines lifts open rates by 41% for B2B emails. Other options: job function, industry, customer longevity.Tell people who they are - when segmenting an audience, explicitly tell them they are in that segment. Keeps reinforcing in subject line, email content, landing pages.Can get more advanced by calling out behaviors - early registrants, high reviewers, etc. Keep recognizing the specific activity.The Awkwardness of Hometown Dates on The Bachelorette=================================================================PARTNER WITH JAY AND GURU Media Hub HERE:www.GuruMediaHub.comPartner with Jay or have Jay on YOUR podcast:www.JaySchwedelson.comJay's Agency:www.OutcomeMedia.com=================================================================MASSIVE thank you to our Sponsor, Marigold!!Marigold is a relationship marketing platform designed to help you acquire new customers and turn them into superfans with their best-in-class loyalty solutions. Don't take my word for it though, American Airlines, Honeybaked Ham, Title Boxing, and Notre Dame University are also customers!Regardless of your size, check out Marigold today to get the solution you need to grow your business!Check out this free content Jay has loved digesting, The Complete Guide to Zero-Party Data.
Send us a Text Message.Rocky Mountain Power asks for a 30% rate increase.Pacific Corps "Rocky Mountain Power," which provides electricity to Utah, Idaho, and Wyoming, asks the Public Service Commission for a 30% rate increase.