They sound great, look incredible, and have a distinct sound that makes them unique. But how should you look after your Tube/Valve mic? From keeping dust out of the capsule to preventing it from overheating, what's the best way to care your your investment? A big shout out to our sponsors, Austrian Audio and Tri Booth. Both these companies are providers of QUALITY Audio Gear (we wouldn't partner with them unless they were), so please, if you're in the market for some new kit, do us a solid and check out their products, and be sure to tell em "Robbo, George, Robert, and AP sent you"... As a part of their generous support of our show, Tri Booth is offering $200 off a brand-new booth when you use the code TRIPAP200. So get onto their website now and secure your new booth... https://tribooth.com/ And if you're in the market for a new Mic or killer pair of headphones, check out Austrian Audio. They've got a great range of top-shelf gear.. https://austrian.audio/ We have launched a Patreon page in the hopes of being able to pay someone to help us get the show to more people and in turn help them with the same info we're sharing with you. If you aren't familiar with Patreon, it's an easy way for those interested in our show to get exclusive content and updates before anyone else, along with a whole bunch of other "perks" just by contributing as little as $1 per month. Find out more here.. https://www.patreon.com/proaudiosuite George has created a page strictly for Pro Audio Suite listeners, so check it out for the latest discounts and offers for TPAS listeners. https://georgethe.tech/tpas If you haven't filled out our survey on what you'd like to hear on the show, you can do it here: https://www.surveymonkey.com/r/ZWT5BTD Join our Facebook page here: https://www.facebook.com/proaudiopodcast And the FB Group here: https://www.facebook.com/groups/357898255543203 For everything else (including joining our mailing list for exclusive previews and other goodies), check out our website https://www.theproaudiosuite.com/ “When the going gets weird, the weird turn professional.” Hunter S Thompson Summary In this episode of the Pro Audio Suite, hosts Robert Marshall, Darren Robertson, George the tech Wittam and Andrew Peters dive into an intriguing discussion about unique microphone handling techniques and the associated benefits. They answer a listener's question on why some people hang their microphones upside down - a technique often linked to protecting the microphone from overheating and avoiding dust accumulation on the capsule. They also introduce a discount code "trip a P 200" to get $200 off your Tribooth, recommended as the best vocal booth for home or on the road. Additionally, the team humorously integrates tire chat, sponsored by Canadian Tire, into their discussion. Don't forget to join the conversation on their Facebook group. #ProAudioSuite #MicrophoneTips #TriboothDiscount Timestamps (00:00:00) Welcome to Pro Audio Suite (00:00:45) Hanging Microphones Upside Down (00:05:39) Trivia: The White Michelin Man Transcript Speaker A: Y'all ready be history.,Speaker B: Get started.,Speaker A: Welcome.,Speaker B: Hi. Hi. Hello, everyone, to the Pro Audio Suite. These guys are professional. They're motivated.,Speaker A: Thanks to Tributh, the best vocal booth for home or on the road. Voice recording and Austrian audio making passion heard. Introducing Robert Marshall from source elements and someone audio post Chicago. Darren robert Robertson from Voodoo Radio Imaging. Sydney to the Vo stars. George the tech Wittam from La. And me, Andrew Peters, voiceover talent and home studio guy learner.,Speaker B: Here we go.,Speaker C: Welcome to another Pro audio suite. Don't forget, if you would like to get $200 off your tribooth, use the code trip a P 200. We had a question sent to us about microphone position particularly. Why would you hang your microphone upside down?,Speaker B: The answer is pretty obvious, if you think about it.,: To get to run all the blood out of it.,Speaker B: Yeah, that's right.,Speaker C: Yeah.,: So you can record Pink, who's famous for singing on stage, hanging upside down.,Speaker B: There you go. There's another good answer to dry it out. Well, there's that as well. That's right. Yeah, exactly.,Speaker C: Or you could record like Brian Wilson in a beanbag.,: I think the new thing with microphone should kind of be like how gangsters will hold the gun sideways. I think we do the gangster style sideways microphone.,Speaker B: Right.,Speaker C: But here's another reason, a serious one. And this is a fine example of a microphone that should be hung upside down. This is the Microtech Gafel M 92.1s, featuring the original M seven capsule. And inside is a valve, or for our American friends, a tube, the EF 86 tube, which, of course, generates heat. And what does heat do? It rises. Rises, affecting the capsule. But if you hang it upside down, it goes out the bottom.,: The heat avoids the capsule.,Speaker B: And we have a wiener.,: And there's another reason. And also it gets it out of the way of the script and all that stuff.,Speaker B: Yeah. And it looks cooler, too, I reckon.,: Yeah. Those are the practical reasons for voice actors.,Speaker C: The other reason you hang your mic upside down is dust as well. So you don't get dust inside the.,Speaker B: That'S a good one. Keep the dust off the capsule, probably. Yeah, absolutely.,: And you should turn the phantom off because a polarized capsule will attract dust.,: Oh, see, I've been trying to think of good reasons to tell people to turn off phantom. I usually tell people, don't worry, just leave it on.,: I'm pretty sure a polarized capsule will attract polarized dust.,Speaker B: There's the two schools of camp. There's the school that says, Leave it on because turning on and off all the time is crap. And there's the school that says Turn it off. Because for all the reasons we've just mentioned yeah.,: I think you should therefore just turn it on to, like, 24 volts phantom when you're gone.,Speaker B: You think so? Half?,: No, you're taking me seriously.,Speaker B: Are you standing by that robert, are you going to pay all the police pay because you my mic claims? Because I want nothing to do with that.,Speaker C: No, not absolutely. But I always turn everything off anyway.,Speaker B: When I yeah, I turn off it. I put my computer to sleep, but I turn everything else off. Yeah, absolutely. I think it's the best way. I mean, God knows what's going to happen.,: Sometimes if you leave stuff turned on and the right thunderstorm comes by, kaboom. But if it's turned off, it might not quite get hit as hard.,Speaker C: That's one thing well, I bet people don't have because I've got the what do you call it, the CyberPower thing. So if we do get a major surge, it blocks it.,Speaker B: Yeah, I've got surge protection stuff on mine. But I always come back to my grandmother, because if I was talking to my grandmother when I was living in a state, when I was working in radio and there was a storm coming, she'd say, oh, I better get off the phone, there's a big storm coming. Okay, right on and see you later down the phone. She made me paranoid.,: Especially if it was like the cordless phones you had at your house back in the day when cordless phones first came out and they had the big antenna. And there used to be this guy that would walk around the block and he's like, this is so great. Because it was 900. Could go a good distance farther than WiFi. But yeah, if you're walking around with a big antenna coming off like.,Speaker C: The umbrella.,Speaker B: So if you hang your mobile phone upside down, do you still get struck by lightning?,Speaker C: No, and don't hold me to that.,: Yes. Are you sticking with that one, Rob?,Speaker B: I didn't know that. I want that court case either.,Speaker C: No way.,Speaker B: Right.,: How about we make a pair of headphones that are purely metal band made to wear in the rain?,Speaker B: There you go. Put them inside the voiceover bodysuit. Yeah.,Speaker C: With a large antenna. Like a lightning rod.,Speaker B: Yeah, lightning rod for the voiceover bodysuit. There we go.,: They can have little pokey things that get a really good contact on your temple so that when the lightning hits.,Speaker B: It just goes like, oh, look at George. There we go. George has got the metal band on his headphones. Look at that. They're cool.,: I like, George, that's too bad.,Speaker C: You know what you could do, though, just to if you wore the metal headphone and you put a lightning rod sticking out the top, then you run a wire from each side down your body and then connects to a metal plate on the bottom of your shoe. By right, you should be earthed and you should be okay in a lightning storm.,: Right. You're doing the same thing as you do to a whole house.,: Yeah.,: And we might need to do this for the voiceover bodysuit. What's it called? The lightning rod. Isn't that what you install?,Speaker B: You know what it's called, Robert? It's called the self charging device.,: The voiceover bodysuit is so goddamn soundproof that you can use it in a lightning storm.,Speaker B: There you go.,: But you need the additional add on option of these.,Speaker C: The optional lightning rollers.,Speaker B: Just gets sillier and sillier. We got to do it one day. We got to come up with a prototype.,: Didn't you send a picture the other.,Speaker B: Day, the Michelin Man? The original Michelin Man. Yeah.,: Do you know why the Michelin Man was white? Was wrapped in white tires?,Speaker B: I didn't know that either until I saw that. I know what you're going to say, so I'm not going to answer that.,: See if anyone natural rubber back in the day was white.,Speaker B: Yeah, they're white.,Speaker C: Of course they used to be white.,Speaker B: Natural rubber is white until they started dyeing it black. That's why the Michelin man's white. Always wondered that.,Speaker C: Now I know because my grandfather was a chauffeur back in the 1920s. And the car he used to drive, I can't even remember what make it was now because it was so long ago since I've seen any photographs. But that had white rubber tires, which, being a chauffeur would have been a bitch because he had to clean them all the time.,: Clean them all the time, absolutely. I'm sure that's why tires are black now.,Speaker C: Yeah.,Speaker B: Was that where white walls came from? Because the tires were white? But then we were driving on the black bitumen road, so the rubber became black on the bottom. The sides were still white, maybe.,: Yeah, probably.,Speaker C: I think when they make white walls, they actually take the black off and it's white underneath.,: I think that's how they do it.,Speaker B: There you go.,: Yeah, they wanted that white look. They wanted that classic, like a tuxedo for cars.,Speaker C: Imagine if you had white tires and you did a burnout. It confused the shit out of people behind you. They go, what the hell is a lane marking here? What am I supposed to do?,: Yeah, all of a sudden, people are like, driving in your direction. If you did a big spinning burnout, they're like, oh, over here.,Speaker A: Oh, shit.,: Check it out online. There are some red tires, some blue tires, just so that when you do burnouts, it leaves crazy colors on the street.,: Yeah, you could get like a red, white and blue tire and then you could be very patriotic about your burnouts.,Speaker C: Yes, you could. You could.,Speaker B: You have to change the name of the show now. The Pro Audio Suite and Tire Chat.,: Yeah, just general brain spillage sponsored by Canadian Tire.,Speaker B: Well, that was fun. Is it over?,Speaker A: The Pro Audio suite with thanks to Triboof and Austrian audio recorded using Source Connect edited by Andrew Peters and mixed by Voodoo Radio Imaging with tech support from George the Tech Wittam don't forget to subscribe to the show and join in the conversation on our Facebook group. To leave a comment, suggest a topic or just say G'day. Drop us a note at our website theproudiosuite.com.
As the Israel-Hamas War rages, tension rises in Southern California. Raging airplane passenger defends her right to recline in the latest flight dust up “I'm allowed!” Lets go over the unspoken rules of air travel… again. ‘Do The Have a Case' with Wayne Resnick
Hollywood actors are waiting to hear a response from studios about their latest counter proposal. Crews continue working to contain the Highland Fire in Riverside County. Los Angeles County opens a new Veterans Business Outreach Center. Support The L.A. Report by donating now at LAist.com/join and by visiting https://laist.com.Support the show: https://laist.com
Plus: Paramount Global shares rise 15% after the company says its streaming business lost less money in the third quarter. Coinbase Global reports a seventh straight quarterly loss, but shares rise 1.4% as revenue came in higher than expected. J.R. Whalen reports. Learn more about your ad choices. Visit megaphone.fm/adchoices
Are the walls closing in on Joe Biden? Dennis wonders as payments to James Biden from foreign nationals are matched up to deposits in brother Joe’s bank accounts. Plus what’s going on with the pro-terrorism rallies on campuses and in our larger cities? We also talk to Ed Butowsky about the Fed holding on interest […]
Stocks soared on Thursday as investors bet the Federal Reserve is close to wrapping up its rate-hiking campaign and assessed a fresh stream of corporate results.
Good morning and welcome to Law and Legitimacy. Norm Pattis and Michael Boyer meet every weekday morning at the intersection of sovereign power and the faith of the citizenry in the righteous use thereof. . Today: . › Senator Tommy Tuberville is causing a stir in the Senate by continuing to block the confirmation of at least 61 military promotions. . › For the first time in 20 years, infant mortality rates in the United States has risen. . › The results of the Bridgeport Primary Election for Mayor has been ordered by a court to be set aside in favor of a new primary election. . › Attorney General or Candidate for Governor? North Carolina AG Josh Stein continues to blur the lines. . Join us. . Daily livestreams beginning at 8:00 am EST on: › Rumble: https://rumble.com/user/LawandLegitimacy › Youtube: https://www.youtube.com/@lawandlegitimacy › X: https://twitter.com/LawPodDaily . Subscribe and turn on notifications! . Support Law and Legitimacy: . - Locals: https://lawandlegitimacy.locals.com/ - X: @LawPodDaily, @PattisNorm, and @MichaelBoyer_ - Subscribe on Apple Podcasts, Google Play, Audible, Spotify, or wherever you receive podcasts and rate LAL 5 stars. - Subscribe here on our Rumble and Youtube channels, give us a Rumble, and join our active community of free-thinkers, contrarians, and the unafraid on Locals!
This week, Steven and Leo start their break by revisiting an early episode with BEHIND THE MASK: THE RISE OF LESLIE VERNON!Good News! Lots of improvements behind the scenes. Things are going to be fun in December!Watch the trailer here - Behind The Mask Like the show? Rate us on Apple or Spotify!Follow us on Instagram Follow us on TwitterCheck out our friends at...Give Me Back My Action & Horror Movies100 HorrorsDark AdaptationHorror HouseA Cut Above: Horror ReviewManic Movie Monday PodcastGood Beer Bad Movie NightBucket of Chum PodcastDissect that FilmThe CinemigosComing Soon... Return to the FORBIDDEN WORLD
I review the follow-up to the 2013 Evil Dead remake, Evil Dead Rises --- Send in a voice message: https://podcasters.spotify.com/pod/show/carl-liggins/message Support this podcast: https://podcasters.spotify.com/pod/show/carl-liggins/support
Falcon's Flight is.. a huge ride. The boys discuss.. well the whole damn thing! Don't forget.. the slap bet still exists. That, Penguin Trek, Legendland? Cedar Fair operating hours and much more in this episode.
Tony Diaz, El Librotraficante & Literary Curator for the Latino Bookstore at the Guadalupe Cultural Arts Center (GCAC) in San Antonio Texas, welcomes award-winning Seattle writer, teacher, and editor Alma García as she returns to her El Paso roots with her debut novel, ALL THAT RISES (University of Arizona Press, 2023), a story of secrets, lies, border politics, and discovering what it means to belong—within a family, as well as in the world beyond, ahead of her Texas Author Series appearance on November 10th, 2023 at the Guadalupe's Latino Bookstore. Join us for NP Live on October 9th, 2023 at 7:30 PM CDT via our Nuestra Palabra's multi-stream platform broadcast on Facebook, Twitter, or YouTube! Alma García is a writer whose award-winning short fiction has appeared in Narrative Magazine and most recently in phoebe and the anthology Puro Chicanx Writers of the 21st Century. She is a past recipient of a fellowship from the Rona Jaffe Foundation. Originally from El Paso and later from Albuquerque, she now lives in Seattle, where she teaches fiction writing at the Hugo House and is a manuscript consultant. In her debut novel, ALL THAT RISES, two guardedly neighboring families in El Paso, Texas, have plunged headlong into a harrowing week. Rose Marie DuPre, wife and mother, has abandoned her family. On the doorstep of the Gonzales' home, long-lost rebel Inez appears. As Rose Marie's husband, Huck (manager of a maquiladora), and Inez's brother, Jerry (a college professor), struggle separately with the new shape of their worlds, Lourdes, the Mexican maid who works in both homes, finds herself entangled in the lives of her employers, even as she grapples with a teenage daughter who only has eyes for el otro lado—life, American style. What follows is a story in which mysteries are unraveled, odd alliances are forged, and the boundaries between lives blur in destiny-changing ways—all in a place where the physical border between two countries is as palpable as it is porous, and the legacies of history are never far away. There are no easy solutions to the issues the characters face in this story, and their various realities—as undocumented workers, Border Patrol agents, the American supervisor of a Mexican factory employing an impoverished workforce—never play out against a black-and-white moral canvas. Instead, they are complex human beings with sometimes messy lives who struggle to create a place for themselves in a part of the world like no other, even as they are forced to confront the lives they have made. ALL THAT RISES is about secrets, lies, border politics, and discovering where you belong—within a family, as well as in the world beyond. It is a novel for the times we live in, set in a place many people know only from the news. Tony Diaz Writer and activist Tony Diaz, El Librotraficante, is a Cultural Accelerator. He was the first Chicano to earn a Master of Fine Arts degree from the University of Houston Creative Writing Program. In 1998, he founded Nuestra Palabra: Latino Writers Having Their Say (NP), Houston's first reading series for Latino authors. The group galvanized Houston's Community Cultural Capital to become a movement for civil rights, education, and representation. When Arizona officials banned Mexican American Studies, Diaz and four veteran members of NP organized the 2012 Librotraficante Caravan to smuggle books from the banned curriculum back into Arizona. He is the author of The Aztec Love God. His book, The Tip of the Pyramid: Cultivating Community Cultural Capital, is the first in his series on Community Organizing. Tony hosts Latino Politics and News and the Nuestra Palabra Radio Show on 90.1 FM, KPFT, Houston's Community Station. He is also a political analyst on “What's Your Point?” on Fox 26 Houston. Nuestra Palabra is funded in part by the BIPOC Arts Network Fund. Instrumental Music produced / courtesy of Bayden Records baydenrecords.beatstars.com
It was a rare ray of hope amid three weeks of hell. In a deal brokered by Qatar and the US, Hamas has released two elderly hostages. But even then, some Israelis objected to the image of 85-year old Yocheved Lifshitz shaking the hand of one of her Hamas captors. They liked it even less when the lifelong Kibbutz resident blasted Israel's security lapses at a press conference hours later at the hospital where she was recovering in Tel Aviv. That said, she also provided a trove of information on the enemy.
Bloomberg Intelligence Senior Analyst for E-Commerce Poonam Goyal discusses Amazon posting robust sales and profit growth as they indicated that its cloud unit is regaining momentum. Terrence Yang, Managing Director at Swan Bitcoin, shares his thoughts on Sam Bankman-Fried testifying at FTX fraud trial. Bloomberg Businessweek Editor Joel Weber and Bloomberg News Social Media Reporter Aisha Counts provide the details Aisha's Businessweek story Elon Musk's Year of Owning X Made a Mess of Twitter's Business. And we Drive to the Close with Eric Clark, Portfolio Manager at Rational Dynamic Brands Fund. Hosts: Carol Massar and Tim Stenovec. Producer: Paul Brennan. FULL TRANSCRIPT: This is Bloomberg Business Wait inside from the reporters and editors who bring you America's most trusted business magazine, plus gloom O Business Finance and tech news the Bloomberg Business Week Podcast with Carol Messer and Tim Stenebek from Bloomberg Radio. Just all right, folks, were staying with the markets, and actually really two particular names, because as we just talked about, we've got stocks near their lows, some nervousness, the S and P ten percent down from its peak in July. But if you look at something like an Amazon, which makes up about five and a half percent of the Nasdaq one hundred, nearly three point four percent of the S and P five hundred earlier, helping send stocks hire in the session, you've got Amazon really rallying in a big way and holding on to tim most of its gains today yep, seven percent as we speak, help sending stocks overall higher at least earlier. In this from Carol, although the broader market has slipped since then. Intel is also higher on the day today. The company in the midst of attempted to turn around, in which the CEO Pat Gelsinger commented on saying the chipmaker is quote clearly coming back. We're gonna spend this time right now taking a look at both of these two very closely washed companies in the tech world. Let's start with Amazon. Let's do that and with us right now is Punam Goyle. She is Bloomberg Intelligence Senior analyst for e commerce at Leisure, off Price Retail on Zoom from New Jersey. Punham, I'm so glad we have you here. As we always do when we want to talk to Amazon, you focus on the retail side of this company, but to be fair, you look at it holistically. What was the impressive or what impressed you about the earnings and the color on the business when it comes to Amazon. Yes, thanks Carol. So there were really two things. You know, Amazon has two really big businesses. One is the cloud business and one is the retail business. And let's start with the retail business. I think the retail business it particularly well built. On the one PE and three P side. Sales are much stronger than expect did and that's a really good sign going into holidays, because we know that the consumers are clearly stretched for their dollars, but they're finding value in Amazon. Amazon's able to push this value again to them through crime days and deal days that they'll have I think throughout the Christmas season with Black Friday, Cyber Monday, etc. So we think that's good going into holiday. And then on the AWUS side, the fact that they were more optimistic than their peers on the cloud business thing strength with stabilization was really encouraging to hear on the call, and we are very positive on the cloud business longer term. The margins there thirty percent plus were obviously nice to see too, and we do think that cloud business in the longer term with scale will be over forty percent. So put them Why did sales for AWS just missed expectations? And I was a little confused by this move yesterday I said it on air. I thought AWS was kind of everything, and that's you know what either it beat or missed was what moved the company's stock. Why are you optimistic and why are investors still pushing shares higher even if there was that miss on APUs? I mean, I guess it depends on how you look at this, right, So twelve percent versus the twelve point four percent estimate, in my eyes, isn't really a bigness it was in line with what they did last quarter, meaning the second quarter. So the twelve percent gains relative to what we heard at both Google and Microsoft wasn't that bad. And I think really the icing on the cake here is on the call when Andy Jazzy came on and he spoke about how that they're seeing stabilization from those trends even into the fourth quarter. I think that was just really encouraging. We all know that spending will pick up in a matter of time. Businesses have to move towards integrating more cloud into their network as well as they need to spend more on AI. So Amazon is very well positioned for AWS growth in the longer turn. And the fact that they are stabilizing was good news to us and I think that's how the market received it too. Can you make the Amazon Ai connection here? I think a lot of people might not be familiar with why you know boush and AI will help AWS. Yeah, so boost and AI helps not only a WS, but it also helps the retail text business. So when you think about what AI does, it basically helps build the models and interpret data and models for businesses. So the fact that AWI can lean on new AI technologies and embed that into its infrastructure. It's going to help companies use that and leverage that in their own businesses. The retails side, oh keep going, no, no, no, keep going, keep going. On the retail side, you know, AI has been doing phenomenal things, especially generative AI, where it's helping you predict demand, it's helping you streamline inventory, and it's helping you personalize, which is describing conversion higher and industry that typically, especially online, it's very low conversion rates. So does it make sense that I always think about, you know, when we first learned about AWS and they start breaking it out right because of all the streaming that was going on, and you're like, I don't really care who supplies the content. We're just making sure we have the pipe to get it to you basically, right, And that's what AWS was just so involved in the early days. Is that kind of akin to with AI that people are going to need the infrastructure, the backbone, and are they going to be involved in that part. So it's software, right, So AI basically it's software that's powered through AWUS and that they're integrating and embedding into the cloud platform. So as businesses need to become more agile and move on to the cloud. AI can only be done on the cloud, so you need that, you need that support. And for businesses that don't have it, which money don't, they will need to either tap into Amazon, Awus or Google or Microsoft in one of them. But keep in mind Amazon is the largest cloud rider of the thirty. All right, good stuff, as always, so appreciated, Have a great week and put them Goil Bloomberg Intelligence, Senior analyst for e Commerce at leisure and off price Retail on zoom from New Jersey. You're listening to the Bloomberg Business Week podcast. Catch us live weekday afternoons from three to six Eastern Listen on Bloomberg dot com, the iHeartRadio app, and the Bloomberg Business App, or watch us live on YouTube. Well going on in the world of crypto this week Sam Bakman freed testifying at his own fraud trial. He says a lot of people got hurt over FTX, so that he's not entirely sure about the FTX. Alameda Fund flows. Alameda, of course, is the hedge fund, and then there's also the actual crypto market. Carol Bitcoin enjoying a solid week up roughly twelve percent, and you know you got you got to kind of throw that number out there with six two thousand one. Oops, that was Yeah, that was the past. You gotta throw that number out there with the understanding that it trades twenty four to seven. So if you say that number and you know you gotta, you ought to always be looking at it. It's all happening amid hopes of fresh demand from the possible approval in coming weeks of the first US ETF investing directly in bitcoin. Gotta tell you, we got a live blog that's tracking the testimony and what's going on in the courthouse today. Let's get to it though. We've got our weekly check on the world of crypto. We have with us Terrence Yang, managing director of Fintech, Law, Tech Privacy at Swan Bitcoin. It's a platform that allows people to buy bitcoin, including in iras, and he is joining us on Zoom from Los Angeles, California. Terran's nice to have you here with us. I feel like the world of crypto is focused and maybe rightfully so, on what's going on with SBF and FTX. What about the trial and the testimony are you watching very closely? And maybe what it means potentially for the crypto world going forward. I am watching closely. Great to see again, Carol. Bottom line, I think a couple of things. Defense finally present their case. When they do the cross examinations right, it's usually to create doubt about the credibility of the prosecution witnesses. It is not to present their case. And now they're doing that. I think Sam got very lucky and the defense countcil got very lucky to have sort of this mock trial profit yesterday with a judge, and now Sam seems to be doing a better job. He has a tendency to me under, but he's getting the point across. Do you know him, Terrence, You're you're kind of you're talking to You're using his first name and whereas a lot of people you know use his initials. Do you know Sam Bankman freed? No? No, I do not. But how are you following the trial? I follow through X They have a lot of goods, good information, but also at Bloomberg dot com and some other sites. I agree about Bloomberg dot com. There's some great stuff there. Our lifelog is really really good. Now I'm just curious because it's you know, we we're not getting We have to rely on you know, reporting from there, whereas in so many other instances we can actually watch live feeds from what's going on in the courtroom, and you know, we rely on court sketches and impressions Carol from our reporters who are there. So it's you know, it's a different experience I think for people who are observing you don't you know, you don't necessarily see the way he's feeling, at least according to our own interpretations. So talk more about about what you're seeing and what you're reading from the trial. Terrence. Yeah, sure, So based on what I'm reading and seeing, the defense is presenting a case since presenting the case that Caroline is basically the one to plane did not hedge he had doubts about her abilities right, and its thinking of shutting down Alameda and other things. So you just need really one juror to get a hung jury. One jur who thinks there's reasonable doubt does not cave. So someone who's a little bit strong minded, because it would be eleven to one. But that can happen, and then on retrial, what might happen with the black rock and fidelity ATF's happening. Arguably, we're in a bull market FTX with John Ray, who's excellent in my opinion, at this sort of thing, clawing back assets, maybe doing a turnaround and so forth. You could have a situation where maybe people don't care as much because, for example, the investment anthropic and other things mean that everybody gets paid, or at least the FTX investors get paid whole kind of cents on the dollar that's possible by the time they retry, and so that might be how he gets off. See it as kind of a two step process, just because there's so much evidence against him. Terrence. What's productive though for the crypto industry here in terms of the outcome of this trial specifically, so I part ways with my crypto friends, some of them are friends with in real life even today, but I am bitcoin only and I think that there needs to be and there will be massive cleanup in crypto. You see that with Senator Lummis and others kind of asking the government to the DOJ to the side kind of get off the block or not and just issue indictments or make a decision on CZ and finance. But also tether I think Tether's okay, but I don't want to get into that. I think the main point is we have massive tailwinds for bitcoin because of Blackrock, Fidelity and two other trillion dollar plus asset managers all applying for a spotpitcoin ETF and that looks like it's going well. On the other hand, you have crypto which has destroyed many Americans, especially poor and middle class, of their life savings through these pump and dumps, these digital penny stops, that these casinos are basically underregulated, casinos are basically shilling on the American public, and that does not looks so good. I think that's less promising because of all the securities violations and allegedly crimes against committed by SBF potentially as cz in Binance will see a fee. Actually, are you worried about the implications of people changing the way they're thinking about crypto because of SBF and other people who are in the crosshairs of law enforcement Terance that people are saying, Okay, I'm just gonna throw in the towel, because well, look look at the performance and two sure and two look at the people who we thought were reputable. I mean, they named stadiums and had Super Bowl ads. I am not. The reason is because I'm a long term believer in bitcoin. I think five to ten decades out bitcoin should be very valuable. There are other threats to it, with Finsen and other things that the government's doing that's not good. It's under reported for now. I'm sure Bloomberg will fix that and others. But bottom line, I'm not worried because look, there's been a mess, was a massive bubble in twenty twenty one and crypto and bitcoin and the fallout from the bear market and the destruction, and there needs to be a cleanup. I think it's really naive to think that, you know, this is bad for bitcoin, because bitcoin has enduring values and it doesn't have a CEO. It's not a security Hey, terms, forgive me for jumping in. We've just got a couple of minutes left here. But I'm thinking, you know, there might be people listening or watching are broadcast right now listening to you and say, yeah, I get it that there needs to be a cleaning out. That makes sense, right. We certainly saw that in the Internet, you know, in dot com bust, right, there were some things that really made sense and there are a lot of things that didn't. Having said that, you know, you're at SWAN Bitcoin and you're of course going to say bitcoin is the one to follow, and that has legs here. So what would you say to somebody like that that you're basically forgive me, for lack of better words, talking your book. No, no, I am talking my book. I think you do want people to talk their book and reveal it and explain it. I used to be in crypto. I was retired when Corey Klipston, our wonderful founder and CEO, pulled me like made a job offer to come out of retirement. So a lot of time, you're two younger. I was paid on Wall Street. I'm older than I look, and I was overpaid on Wall Street. And I was living frugally taking care of my aging parents. But anyway, so bottom line, I would say at SWON, we have people on a mission to help other people get bitcoin before Wall Street and government supply on the bitcoin. If we're right, and I think we are, that this is the ultimate hard money asset for the future because it's digital, it's bare, it's very hard to stop, very hard to confiscate and take away and incredibly finite at only twenty one million bitcoin. So in my view, it's okay to be have a view, but you have to reveal why and you have to justify it, like defend your position right. Transparency is going to be crucial. But I still try to get my head around this idea of the purity of what bitcoin and maybe blockchain are supposed to be. You know, but then are you opening up doors to a lack of oversight and then problems? So then how do you balance that with some kind of oversight that really makes it safe and secure. But that's going to be something we have to hold for next time and a future conversation because we do have to run. Terrence, thanks for spending time with us. Terrence yang Maaging director a fintech law tech at Privacy over at Swan Bitcoin, as we said, a platform that allows people to buy bitcoin, including their iras, which would really open it up to a lot of people. You're listening to the Bloomberg Business Week podcast. Catch us live weekday afternoons from three to six Eastern on Bloomberg Radio, the Bloomberg Business app, and YouTube. You can also listen live on Amazon Alexa from our flagship New York station. Just say Alexa playing Bloomberg eleven thirty. All right, it's hard to believe that a year has passed since Elon Musk bought Twitter. It seems like three years to be honest. Anyway, since then, he has made the social media service smaller in almost every way. About thirteen percent fewer users signed on each day in September compared with the last October. That's according to some data from aptopia. Yeah, also, Carol, I don't like it anymore? Can I just put it out there? Yeah, that's fair. I think that's fair to say. The company employs about fifteen hundred people yep, down from seventy five hundred days that Musk bought it. And this is probably perhaps most relevant in my life. I was relatively early on Twitter, and it was like such a place for journalists, such a place for media professionals, news junkies. And Elon has totally deprioritized news. It's like a place for I don't know what, the hustlers and I don't know. And then there's the name. Yeah it's called X now I guess yeah, I'm not going there, so let's get to it. Yeah, I should count as a social media reporter for Bloomberg News. He writes for Business Week about it. Elon Musk's year of owning X made a mess of Twitter's business. She joins us on Zoom from San Francisco. Check out her story. It's online at Blomberg dot com, slash business Week and also on the Bloomberg terminal. Also here is the editor of Bloomberg Business Week, Joel Webber. He's in our Bloomberg Interactive Broker studio. Joel. This was the longest year. That's definitely one way to describe it. So, yeah, this week, it's been one year since it became official and Elon walked into the place with the sink memorable way to begin. I remember that, Yeah, we didn't we didn't forget, and you know, look like this has been something It's been something right and there were many things about the Twitter business that weren't successful. But what we're looking at now is kind of a shell of itself. That doesn't mean that it won't change yet and that maybe he's cut so far to bone that there's a growth opportunity that remains, but that is you know, this has been a different experience than I think most people when they look at what Elon has built. You know that he builds things, and it doesn't feel like it's necessarily off to that start here I issue right, Yeah, as you mentioned, it's just a very different place. It's a very different feeling. I feel like the types of content that are promoted or at least that I see in my feet are different than they were, you know, a year ago. Right, Like there's more information. I feel like there's more hate, Like I get a lot more spam in my dms, and like people commenting hateful stuff on stories or posts that I put. So it's totally totally different. It's a totally different feel, which is kind of sad in a lot of ways. And then I honestly could never get used to calling it X. I feel like I still call it. I hate it. I can't or I'm like you really feel careful. It's just like because every time we do it like X, well you know we mean Twitter, Like it's just crazy. But I do you think like if you're if you're Elon and you've and you bought this thing and you want to change the conversation, not unlike you know, his cage mask match Nemesis over at that place Facebook or meta changed. Change the conversation. And one way that you can do that is to take the name. And you know, we still call Google Google, but you know, technically it's alphabet and like look again and again and again. There's a playbook for this, and you change the conversation. But you know, X is not Twitter, and you know we I think it's reflected, but I what I search for it on my phone. I can serve Twitter and it pops up still, right, Wow, that's maybe because I downloaded it recently. Yeah, yeah, because I try to always give it up a little bit. I'm just sorry you were you were going to jump in there, go ahead, please, I'm just going to say the same thing. Even on the web, right, you look up Twitter and it pops up, and even some of the links that they post to like their policies, it still says like Twitter dot com, slash whatever. So I feel like they're still sort of I mean that the name brand right of Twitter is just so strong and so powerful. Well, maybe there's a chance that it comes back still, so what is you look like the numbers there were staggering in terms of the number of employees. It's kind of cuts, right, yeah, and look like you remember the ones that remain, those fifteen hundred. I'm assuming they clicked that button that was like we promised to be hardcore, you know, like that whole incident. But but what do you what do we think? Are you sure? Like what does it look like when he gets on the other side of this? I mean that that is the big question, right. It could go a couple different ways. I mean, one the amount of debt right that that Twitter had when when must bought it, Like, well he actually he was a cause of a lot of that debt. He was like, Twitter's going to go into bankruptcyes, Well, yeah, you acquire the company and then put thirteen billion dollars of debt on the balance sheet. So part of that's kind of on you. So they have a big financial holding out of advertising revenue is down by sixty percent, like that was in September. A lot of big advertisers aren't back or they're spinning way less, and so they have this huge hole to climb out of. I think the chance they have now is if they can really take off with this whole everything app idea right now, some people have said, I don't know if I'm gonna trust X with my payment information, Like it's a very unstable place to maybe want to like do my banking. But there's their sort of vision is to like do banking and do audio and video calling and all these other things, and so I guess they have a chance to make money with that. It's really just people to play. I should your point. I'm getting like spam in my feed about bitcoin and buying different cryptos. Like, I don't know how someone would want to do banking on an app that doesn't have that type of control a jol you don't want to get into crypto. It's an amazing opportunity. So that's a documentary call me back. It's called Ruin. That's the problem. The documentary is called Ruin. But you know, look like there if you bought this thing and you've changed the name and you're changing the story, there's this other opportunity that you have to you know, the only option here for him is to try and take it to a different place. I think, right, So he's going to try and do that, and you know we will be back in a year, no doubt, probably before to talk about how it's going. But I usually when you just think about I mean even just this week some of the other things that have come out, like do you what does he have to do? You know, everything at beside? What does he have to do to make this thing work? And when we meet again, how are we going to be talking about it? I mean, he has to get people to pay for it, Like so they have the subscription service now and it's less than one percent of people that Lava on a monthly basis or using it. So somehow you have to get people to pay. And people don't like to pay for social media. I don't like to pay for social media. I don't know other people do. So that's gonna be the biggest thing. And then you exactly, and then you have to make it work. So cool all these features are being launched, but like you think about some of his live streaming stuff, like he did this big event with Ronda Santis and it was glitchy the whole time. So you have to have things actually work otherwise people are not going to want to know, like he's sending rockets up out of the air or anything and has figured that one out. Yeah, just saying electric cars thing, Joel, I've said it once, I'll say it again, I would pay a monthly fee to not be allowed on on X. Well, you know that would help you can you can x that at and see what he says. I kind of miss it because it was a really great thing when news was happening, like it was incredib right. That to me is a huge part of this is like a reminder of like when there was a moment that you could get news and it was easy to access and like that. This is not that moment. It's killer. It's where everybody went. It was just happening in front of you. Joe Webber, of course, the editor of Bloomberg business Week, Thank you so much. Asha co On, social media reporter for Bloomberg News. Find this at Bloomberg dot com, Slash BusinessWeek and of course always on the Bloomberg terminal. Elon um brother Marco a journal. How about you let me drive? Oh no, no, no no, no, please going to drive, honey, please, I'll do the riding gravels. Let's wait. I want to try. It's a good question. Good try. This is the drive to the clothes dot com. I think we'll buy your should it on Bloomberg Radio right just about seventeen and a half minutes left in today's trading session, getting ready to wrap up the day. The week, it's been a little crazy. What a week. Good that the S and P five hundred down almost three percent this week. Same at the NASDAK composite. Yeah, that's some sa right, Yeah, Yeah, it's kind of interesting in a week where we got certainly some strong economic news, some earnings that were mixed bag. Yeah, some earnings that were mixed bag. Hot inflation, consumers still spending. Yeah, Taylor still a billionaire, she is, She's going to be fine. I'm not worried about Taylor. All right. Let's see, though, how investors can maybe be kind of fine when it comes to their investments. Let's get to Eric Clark. He's portfolio manager at Rational Dynamic Brands Fund on Zoom and San Diego. By the way, the Rational Dynamic Brands Fund is up this year by nearly sixteen percent, so out forming about ninety six percent of its peers. According to our own Bloomberg data. On a five year basis, though, it's in the twenty first percentile, with a return of about eight point four percent on average annually. Hey, Eric, nice to have you back with us this year, though, turning out to be pretty good for you guys. You guys focus on a bunch of names. I always I think Tim and I always like to ask you, though, big macro, how is it determining those names that you want to focus on? Well? How are you guys? Nice to talk again? I mean, there's a lot of macro cross currents, isn't there. I mean, between geopolitics and interest rates and the worry about a recession and a consumer that might be tapped out, which I don't agree with. You know, there's a lot to consider, and so when there's a lot to consider, it means volatility is probably going to be higher than normal, and that gives you some opportunities to trade around your core positions. And we're being a little more concentrated in what we own. We're being very laser focused rather than being a little more broad based. And that's helped this year certainly with some good exposure to the you know, the megacap let's call them the Magnificent seven that since that I don't know who coined that phrase, but you know that's the one that we're all running with. But seventy five percent of the fund is non magnificent seven, and some of those names are having a great year too, even though the overall market has been a little sluggish in the average stock is actually flatted down on the year, So it's been a very interesting year indeed. Well, you guys, in addition to Apple and Amazon, you also have kkur Live Nation, Draft Kings, you also have Microsoft, and they're speaking to Magnificent seven. But I want to go back to something you said, Eric, that you don't agree that the consumer is tapped out. What evidence do you have to show that make the case for us, for our listeners, for of yours. Yeah, sure, I mean listen, for two years, we've all been over paying for everything, right. First we started to do it and we just did it without caring, and then we started to get mad, but we still did it, and for most cases we're still doing it. But we're finally making choices and we're doing a lot of trade downs, which is why we love Amazon and a few other en Costco and a few others. But you know, the consumer, I don't think. I think some part of the consumer retail is certainly tapped out, because if you're on a fixed budget and everything that you have to buy is going up in price, then of course your discretionary spend what's left over isn't as robust, and so you really start making choices and you and you tighten your belt. But for the most part, there's also seven trillion in money markets that nobody talks about. And our savings, yes, have been dwindling, but that that formula is just doesn't take into consideration. You know your household, Well, aren't the people who have the seven trillion dollars in money markets? People at the highest end of the income spectrum anyway, Well, I think generally speaking, but that you know, I mean, I people in my own family and friends have just said, you know, I'm getting I'm getting zero or less, you know, not much in my savings account at Chase. So I'm going to move that money over to my Schwab brokerage, and I'm going to put in the money market. You know that that how long that sits is anybody's guest, But sentiment is certainly poor. I'm just saying that, you know, as long as people have jobs, then then even if we moan and groan about things, you know, listen to what we do, not as much as what we say. Because the retail sales numbers have been super strong, right, and yet the narrative is that the consumers tapped out and very and very you know, kind of dire. Eric want to ask you. It's something we just talked about with our colleagues over on the TV side on air, and we talked about a call by b of A on their way to play this market, and they say, buy boomers, sell millennials, And basically they're saying, you know, boomers are flushed with high interest rates fattening their savings accounts. Young Americans are struggling with debt, sky high rents and mortgage rates that are putting home ownership for their out of reach. So you forgot childcare? Is that too? So go look it, Tucks and then avoid those whose fortunes ride on cash strap millennials. So American Express and cruise ship lines are in out of something like Revolve Group, which is a self styled next gen fashion retailer. So any of that play into what you are owning in your fund Well, sure, certainly demographics play a big role. I mean, you know, the goal is if you are a brand that is operating in an important spending category and you appeal to kids, all the way up to older adults, and you have global sales opportunities through with that demographic. That makes a very interesting setup. But we're certainly focused on the parts of spending where you either have to spend like going to Costco or spending using your visa card and spending on Amazon, or you really want to spend because you've made a choice that this particular product or service is really important. So concerts through Live Nation they report next week. I think the stock has come down way too far for the stable business that they have. Spotify wouldn't necessarily ring for a baby boomer, but it does. I'm a gen X millennials and gen Z are fiercely loyal to a Spotify and they just turned profitable and they said they're going to stay that way. So we're definitely focused on the demographics of what we have to spend on and what we just absolutely love to spend on. And we do have some Lily Lily's the only healthcare name that we have in there, and that's certainly is part of the obesity. The trade, which you know is kind of a democrat to they have their own GLP one Indiana. What about Nike down sixteen point three percent this year. Concerns over China, concerns over the consumer. Are those concerns not in the right place? Well, No, I think Shana is a concern in general. I think Nike's one of the biggest holdings now because it came down. So we like to add to great businesses when they're on sale. And their latest quarter was really strong. You saw Deckers today with Hoka. Don't bet against Hoka right now. There you go. The athleisure trade, I think is lu Lu's had a very strong number in their latest report and still has great growth in Asia coming. So I think there's a lot of places to be where the spending category and the brand love is really is really important, and we're ignoring the for now. I know we're running out of time, but from the notes that you shared with our producer Paul Brennan, you're excited to add on further. DIP's, Apple, Google, Meta, Blackstone and KKR Tencent also a favorite. So interesting. Hey, we'll have to get you back real soon. Eric Clark, have a good weekend, portfolio manager at Rational Dynamic Brands Fund on Steam in San Diego. Yeah, Little Alman Brothers, this is the Bloomberg Business Week podcast, all available on Apple, Spotify, and anywhere else you get your podcast. Listen live weekday afternoons from three to six Eastern on Bloomberg dot Com, the iHeartRadio app, tune In, and the Bloomberg Business App. You can also watch us live every weekday on YouTube and always on the Bloomberg journyaloneSee omnystudio.com/listener for privacy information.
(10/27/23) - In today's Federal Newscast: Federal employees' demand for mental health services overseas is rising, but help for them is spread thin. HHS surpasses targets for hiring military spouses. And bid protests spiked in fiscal 2022. Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome to the 150th episode of The One Podcast To (Eventually) Rule Them All and the final episode of season 4! We have a special guest with us in this episode as Caleb is back with us! Grab your favorite piece of furniture to sit on, your favorite loungewear, and an ice cold crisp beverage and enjoy! About us: We're a group of longtime friends getting together and just hanging out and talking about things that interest us. We like to talk about video games, sports, wrestling, and anything else that might catch our attention. Let us know what you liked/disliked, topics you'd like us to discuss, or any questions you might want answered. New episodes come out every Friday wherever you get your podcasts from at 12pm EST! -------------------------------------------------------------------------------------------------------------------------------------------------------------- TIME STAMPS: 0:00 - 10:42 Intro/Do You Knowuh, TOPTERTA? is our opening segment in which we ask a question for a little discussion and you guys can get to know us a little better. This week we ask the question: How would you book a Halloween Havoc like wrestling show with both Halloween characters and pro wrestlers? 10:43 - 28:37 News of The Week Devin brings us the latest and best news from the last week from the worlds of gaming, entertainment, wrestling, pop culture, and more. Devin is BACK! 28:38 - 45:53 Jake's Power Hour is a segment in which Jake plays a game for at least an hour and gives his review on it along with the rest of the boyz talking about their recent games. This week, the boyz give their first reviews for Spider Man 2. 45:54 - 55:48 The Shadow Knows... is a segment in which Cody covers the latest show he is watching or board game that he's playing at the moment. This week, Cody tells us about a spooky movie called Slotherhouse. Jordi talks about The Fall Of The House of Usher and Snow updates us on his adventures in One Piece. 55:49 - 1:02:16 Let's Talk Some Wrestling. This week we talk Impact Wrestling turning back into TNA, AEW Dynamite, and more. 1:02:17- 1:08:27 Jordi Sets The Record Straight Jordi corrects us on the things we've got wrong in the episode. Outro/Plugs/Lord Of The Rings Fact/Pokemon Dex Fact/Hail Satan/Bang/YEAH -------------------------------------------------------------------------------------------------------------------------------------------------------------- TOPTERTA Social Media: Follow us on Twitter to stay up to date with the latest from us! @TOPTERTA Subscribe to us on YouTube where we put out these audio episodes in video form with extra content sprinkled in! https://www.youtube.com/@topterta Like us on Facebook! https://www.facebook.com/TOPTERTA You can follow/subscribe/rate us on Spotify and anywhere else you get your podcasts! https://podcasters.spotify.com/pod/show/topterta Chongo aka Jake X (FKA Twitter): @_ImJustJake Follow a New Project I'm Doing! X (FKA Twitter): @TableTopTalksx Twitch: https://www.twitch.tv/jakeplaysgamestvx Cody Twitter: @TGingerbeardMan Check out the The TableTop Library for all your table top gaming needs! X (FKA Twitter): @TTTLibrary TikTok: @TheTableTopLibrary Also go support Cody's wife who is an amazing artist: Etsy: https://www.etsy.com/shop/thewitchsarchive Snow X (FKA Twitter): @TheBsnow TikTok: @TheBsnow Devin Bliss X (FKA Twitter): @SexyDevieB Check out my amazing art! https://www.deviantart.com/devinbliss I don't do anything else Caleb He's on Instagram. Jordi X (FKA Twitter): @WISE_talk_ --- Send in a voice message: https://podcasters.spotify.com/pod/show/topterta/message Support this podcast: https://podcasters.spotify.com/pod/show/topterta/support
Sean reacts to the latest news that Rep. Mike Johnson was selected as the next Speaker of the House! This was not a good look for Republicans but they can put this behind them and get to the task of governing...if they want to keep the majority. See omnystudio.com/listener for privacy information.
The Nuggets celebrate their championship as they receive their championship rings and raise the first banner in franchise history. Thoughts from the players and coaches on the experience and what it was like in the arena. Then, it was time to get back to work and the Nuggets worked the Lakers from start to finish. Joker and the starting five are still the best in basketball. MPJ's sacrifice and performance beyond shooting continue to excel. AG has a sneaky, awesome game. KCP daggers his old team. And the bench has mixed results as Denver starts 1-0 in their quest to repeat. Support Us By Supporting Our Sponsors! Dave Dave is the banking app that's leveling the financial playing field. Download Dave today at Dave.com/LOCKEDONNBA. You could get up to $500 in 5 minutes or less! No credit check. No late fees. PrizePicks Go to PrizePicks.com/lockedonnba and use code lockedonnba for a first deposit match up to $100! Ibotta Download the Ibotta app now and use code locked to get 100% cash back on your Thanksgiving dinner starting November first! Jase Medical Get $20 off these lifesaving antibiotics with Jase Medical by using code LOCKEDON at checkout on jasemedical.com. Gametime Download the Gametime app, create an account, and use code LOCKEDONNBA for $20 off your first purchase. FanDuel This episode is brought to you by FanDuel Sportsbook, Official Sportsbook of Locked On. Right now, NEW customers can bet FIVE DOLLARS and get TWO HUNDRED in BONUS BETS - GUARANTEED. Visit FanDuel.com/LOCKEDON to get started. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices
Latest inflation data from Stats NZ shows insurance premiums are soaring, but is this simply the new norm? Home insurance premiums in the quarter to September are up by more than a fifth year-on-year. Contents insurance was up nearly 19 percent while car insurance was up by more than 10 percent in the same period. The outgoing chief executive of the Insurance Council says high construction costs, severe storm damage and the cost of reinsurance are behind the rises. Tim Grafton will step down from the role next year after 12 years - he has serious concerns over where some houses are being allowed to be built - and says this is one of the biggest questions for the sector.
The real living wage not the one the government sets out will be increasing to £12 in the UK and £13 in London. Will Bain will be finding out what this means for businesses. We look at the devastating impact of Storm Babet and how one business is struggling to stay afloat as they can't take out insurance cover. And we head back to the 90's with Sonic and Super Mario. The latest versions of the video games have launched but what do gamers make of it?
Cream rises to the top is a saying that you might have heard in many forms. if you're a fan of music you probably heard Wu-tang Clan say it in their hit song C.R.E.A.M. If you are an old-school wrestling fan you might heard macho man randy savage's monologue talking about him being "The Cream Of The Crop." in this episode, Akeem reminds us why quality is important. Quality work cannot go unnoticed for long. Watch on YouTube: https://youtu.be/SGxidcNQj4s
In our news wrap Saturday, new numbers from the U.S. Treasury Department showed the nation's deficit has increased nearly 25 percent to $1.7 trillion in the last fiscal year, and at least four people have died in the torrential storm hitting parts of Europe for a third day. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders
In our news wrap Saturday, new numbers from the U.S. Treasury Department showed the nation's deficit has increased nearly 25 percent to $1.7 trillion in the last fiscal year, and at least four people have died in the torrential storm hitting parts of Europe for a third day. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders
✨✨EXPLORE THE URANIAN ASTROLOGY PLANETS WITH ME IN THIS WEEK'S FORECAST! ✨✨ Here's your weekly astrology forecast for October 22-28, 2023! I dive into the various cosmic combinations for the days ahead as well as how they manifest when they show up in the birth chart. This week I explore planetary combinations using traditional AND Uranian Astrology planets, what this week's combinations mean within medical astrology, and how they will impact the world at large! I also let you know what each day is good for so that you can use this as your electional astrology guide for the week ahead. ✨ BUY MY BOOK ON AMAZON! https://www.amazon.com/Mastering-Traditional-Astrology-Beginning-Celestial-ebook/dp/B0C83H1CST?ref_=ast_author_mpb ✨✨✨✨ Gain instant access to FREE webinars, unpublished chapters, and discount codes by joining our Oraculos Community Library: https://oraculos-astrology.ck.page/9d2df8696d ✨ Book a Reading with an OSA Certified Astrologer: https://oraculosastrology.com/services/ ✨✨ If you've been enjoying the content we've been coming out with on the Oraculos Podcast, please write a review on Apple Podcasts, Spotify, or wherever you listen on the internet! xo ✨✨ #astrology
EPISODE 396: OHIO STATE RISES | Ohio March for Life | Amazing Speakers On the veritable eve of a historic election for Ohio, with everything at stake (VOTE NO in November), join us in this invigorating call to love and life from the heart of Ohio State's capital, featuring truly amazing, impactful messages from: Center for Christian Virtue's Ruth Edmonds Columbus Bishop Earl Fernandes Ohio Representative Melanie Miller (D67) Ohio Senator Kristina Roegner (D27) Ohio Right to Life's Peter Range Pastor Walt Moss March for Life's Jeanne Mancini Center for Christian Virtue's Aaron Baer Aisha Taylor Ohio Lieutenant Governor John & Tina Husted Ohio U.S. Senator J.D. Vance. Sponsored by March for Life and the Center for Christian Virtue. LISTEN NOW! SHARE! On Sunday, November 5, we're having a special Belief & Beverage Night. Help us advance our movement by becoming a partner. PARTNER IGNITE Radio Live was named by Spotify as a top podcast globally. Access all our other great programs at IGNITERadioLive.com, an outreach of Mass Impact, a dynamic missionary movement of families united in seeking, proclaiming, living, and building the Kingdom. Find out more and get on board at ILoveMyFamily.us. Please click on that partner tab. We are a full-time missionary movement 100% dependent upon your prayers and financial partnership. LISTEN NOW! SHARE! BROUGHT TO YOU BY Image Trinity (Mass Impact). We are families united in more fully seeking, proclaiming, living, and building the Kingdom. Over the past years, hundreds have been blessed by a "family roadmap." We've been united in gathering in our respective homes on a weekly basis to talk and pray using a fun, meaningful "Live IT Gathering Guide" based on subsequent Sunday readings. Get your free LIT Guide at ILoveMyFamily.us or the app at MassImpact.us/APP. IF YOU'RE A CATHOLIC MAN interested in missioned friendships, marked by the hearts of men united in striving to build the Kingdom. GO: Pentecost365.us. JOIN OUR Belief & Beverages Nights: MassImpact.us/BNB PARTNER WITH THIS MOVEMENT at MassImpact.us/PARTNER. SUPPORT CATHOLIC BUSINESSES and leaders committed to professional excellence and building the Kingdom. GO: MassImpact.us/KINGDOM Oh, Most Holy Spirit, come and IGNITE the Great FIRE of Your Love! Set it ABLAZE in our minds and hearts! #Catholic #Marriage #Family #ilovemyfamily #ThyKingdomCome #christian #home #faith #children #virtue #holiness #funny #inspiring #love #parents #happiness #heaven --- Send in a voice message: https://podcasters.spotify.com/pod/show/igniteradiolive/message Support this podcast: https://podcasters.spotify.com/pod/show/igniteradiolive/support
Henry Wadsworth Longfellow (February 27, 1807 – March 24, 1882) was an American poet and educator. His original works include the poems "Paul Revere's Ride", "The Song of Hiawatha", and "Evangeline". He was the first American to completely translate Dante Alighieri's Divine Comedy and was one of the fireside poets from New England.Longfellow wrote many lyric poems known for their musicality and often presenting stories of mythology and legend. He became the most popular American poet of his day and had success overseas. He has been criticized for imitating European styles and writing poetry that was too sentimental.—Bio via Wikipedia Get full access to The Daily Poem Podcast at dailypoempod.substack.com/subscribe
President Joe Biden has left Israel after his short, but high stakes trip. Biden's visit is being overshadowed by a deadly blast at a hospital in Gaza that the US currently assess Israel wasn't responsible for. The House is taking a second vote to elect a speaker today with Rep. Jim Jordan's bid in trouble. Former President Donald Trump was back in court after being questioned under oath yesterday. Plus, people are paying more for their health insurance.To learn more about how CNN protects listener privacy, visit cnn.com/privacy
Plus: Pfizer shares rise 3.6% after the drugmaker reeled in sales projections but announced cost cuts. Lululemon shares rise 10.3% ahead of the stock joining the S&P 500 on Wednesday. J.R. Whalen reports. Learn more about your ad choices. Visit megaphone.fm/adchoices
The Big 12 Conference is a college athletic conference headquartered in Irving, Texas. It consists of 14 full-member universities (3 private universities and 11 public universities) in the states of Florida, Iowa, Kansas, Ohio, Oklahoma, Texas, Utah, and West Virginia. It is a member of Division I of the National Collegiate Athletic Association (NCAA) for all sports. Its football teams compete in the Football Bowl Subdivision (FBS; formerly Division I-A), the higher of two levels of NCAA Division I football competition. The Big 12 Conference is a 501(c)(3) nonprofit organization. Brett Yormark became the new commissioner on August 1, 2022. The Big 12 Conference was founded in February 1994. All eight members of the former Big Eight Conference joined with half the members of the former Southwest Conference (Texas, Texas A&M, Baylor and Texas Tech) to form the conference, with play beginning in 1996. Major membership changes came during the 2010–2013 Big 12 Conference realignment and still more changes came or will come during the 2021–2024 NCAA conference realignment. The conference is one of the Power Five conferences, the five highest-earning and most historically successful FBS football conferences. Power Five conferences are guaranteed at least one bid to a New Year's Six bowl game and have been granted autonomy from certain NCAA rules. Support Us By Supporting Our Sponsors! Jase Medical Save more than $360 by getting these lifesaving antibiotics with Jase Medical plus an additional $20 off by using code LOCKEDON at checkout on jasemedical.com. Athletic Brewing Go to AthleticBrewing.com and enter code LOCKEDON to get 15% off your first online order or find a store near you! Athletic Brewing. Milford, CT and San Diego, CA. Near Beer. Gametime Download the Gametime app, create an account, and use code LOCKEDONCOLLEGE for $20 off your first purchase. LinkedIn LinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at LinkedIn.com/LOCKEDONCOLLEGE. Terms and conditions apply. eBay Motors Keep your ride-or-die alive at ebay.com/motors. eBay Guaranteed Fit only available to US customers. Eligible items only. Exclusions apply. FanDuel Make Every Moment More. Right now, NEW customers can bet FIVE DOLLARS and get TWO HUNDRED in BONUS BETS – GUARANTEED. Visit FanDuel.com/LOCKEDON to get started. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Follow & Subscribe on all Podcast platforms…
The death toll in Israel rises to over 1,200 as rockets continue to rain down on Israel from Gaza and now Syria and Lebanon. United States President Joe Biden gave a public address last night, condemning the horrific atrocities being committed by Hamas. He also had a phone call with Prime Minister Netanyahu where he urged Israel to minimize civilian casualties in their strikes on Gaza. There is also a report out that Biden is working with several other countries on a plan that would offer safe passage out of Gaza for civilians getting caught in the crossfire. And, no surprises here, the so-called “squad” in the US congress made some shameful and detestable statements about the war.
President Joe Biden confirmed that 14 Americans were among those killed during Hamas' attacks over the weekend. The White House also believes 20 or more US citizens are unaccounted for in Gaza. Some of Kevin McCarthy's allies are weighing whether to nominate him for speaker again. General Motors settled a strike at its Canadian plants less than a day after it started. And, the Powerball prize soars to the second largest jackpot in the lottery's history.To learn more about how CNN protects listener privacy, visit cnn.com/privacy
A new study published in Science Advances finally admits what Naomi Wolf has been warning for years: “Non-menstruating women were more likely to experience unexpected vaginal bleeding after receiving COVID-19 vaccinations.” (Medscape) “The European Medicines Agency recently decided that the product information of the mRNA vaccines (i.e., Spikevax and Comirnaty) should be updated to include heavy menstrual bleeding as a potential side effect,” says the Science.org introduction. Naomi Wolf and Joshua Guetzkow join Dr. Drew and Dr. Kelly Victory to discuss the new study and to analyze the vaccine safety signals found in the VAERS database. Naomi Wolf is a bestselling author, columnist, and professor. She is recognized as one of the world's most influential feminist writers. Wolf is a Rhodes Scholar, a graduate of Yale University, and received a doctorate from Oxford. She has written eight bestselling works of nonfiction, including The Beauty Myth, Give Me Liberty, and The End of America, and is co-founder and CEO of civic tech company https://DailyClout.io. Follow her at https://twitter.com/naomirwolf Preorder Naomi Wolf's upcoming book “Facing the Beast: Courage, Faith, and Resistance in a New Dark Age ” on Amazon. Josh Guetzkow is a Senior Lecturer at Hebrew University. Follow him at https://x.com/joshg99 「 SPONSORED BY 」 Find out more about the companies that make this show possible and get special discounts on amazing products at https://drdrew.com/sponsors • GENUCEL - Using a proprietary base formulated by a pharmacist, Genucel has created skincare that can dramatically improve the appearance of facial redness and under-eye puffiness. Genucel uses clinical levels of botanical extracts in their cruelty-free, natural, made-in-the-USA line of products. Get an extra discount with promo code DREW at https://genucel.com/drew • PRIMAL LIFE - Dr. Drew recommends Primal Life's 100% natural dental products to improve your mouth. Get a sparkling smile by using natural teeth whitener without harsh chemicals. For a limited time, get 60% off at https://drdrew.com/primal • THE WELLNESS COMPANY - Counteract harmful spike proteins with TWC's Signature Series Spike Support Formula containing nattokinase and selenium. Learn more about TWC's supplements at https://twc.health/drew • BIRCH GOLD - Don't let your savings lose value. You can own physical gold and silver in a tax-sheltered retirement account, and Birch Gold will help you do it. Claim your free, no obligation info kit from Birch Gold at https://birchgold.com/drew 「 MEDICAL NOTE 」 The CDC states that COVID-19 vaccines are safe, effective, and reduce your risk of severe illness. You should always consult your personal physician before making any decisions about your health. 「 ABOUT THE SHOW 」 Ask Dr. Drew is produced by Kaleb Nation (https://kalebnation.com) and Susan Pinsky (https://twitter.com/firstladyoflove). This show is for entertainment and/or informational purposes only, and is not a substitute for medical advice, diagnosis, or treatment. 「 WITH DR. KELLY VICTORY 」 Dr. Kelly Victory MD is a board-certified trauma and emergency specialist with over 30 years of clinical experience. She served as CMO for Whole Health Management, delivering on-site healthcare services for Fortune 500 companies. She holds a BS from Duke University and her MD from the University of North Carolina. Follow her at https://earlycovidcare.org and https://twitter.com/DrKellyVictory. 「 ABOUT DR. DREW 」 Dr. Drew is a board-certified physician with over 35 years of national radio, NYT bestselling books, and countless TV shows bearing his name. He's known for Celebrity Rehab (VH1), Teen Mom OG (MTV), Dr. Drew After Dark (YMH), The Masked Singer (FOX), multiple hit podcasts, and the iconic Loveline radio show. Dr. Drew Pinsky received his undergraduate degree from Amherst College and his M.D. from the University of Southern California, School of Medicine. Read more at https://drdrew.com/about Learn more about your ad choices. Visit megaphone.fm/adchoices
Micah and Brad are in the studio this Monday recapping a rough and rowdy weekend of football. The best teams around the NFL and CFB seem to be sitting firmly on top. Shout out and special thanks to the team at Earlybird CBD. They've supported BDC for years and EB is the reason Micah and I are able to continue putting out this podcast. You can show them your appreciation by visiting earlybirdcbd.com and perusing their lineup of awesome CBD + THC products. Use promo code "backdoorcover" for 20% off your entire order. Promo code is good for 1-time use.
Join Slate senior producer Cheyna Roth and Laura Stassi, host of the Dating While Grey podcast as they unpack Gerry Turner's journey to find love. It's episode two and the remaining women are moving into the mansion…complete with bunk beds. Cheyna and Laura talk about Gerry's bland one-on-one date, the cringe-inducing group date, whether Gerry could get serious with a divorcee, and much more. Podcast production by Vic Whitley-Berry and Cheyna Roth with editorial oversight by Daisy Rosario and Alicia Montgomery. Send your comments and recommendations on what to cover to firstname.lastname@example.org. If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get an ad-free experience across the network and exclusive content on many shows—you'll also be supporting the work we do here on How To!. Sign up now at slate.com/thewavesplus to help support our work. Learn more about your ad choices. Visit megaphone.fm/adchoices