Total Returns Podcast

"I was talking to a friend of mine who’s a retired investment advisor. I told her about what we’re doing at the Income Investors to teach people a new way to invest for income and she laughed and said “Thank goodness I’m retired. This is the kind of stuff that puts people like me out of business!” This Week’s Total Return: 26.75% 14.16% capital gains + 12.59% income yield. In this episode, you’ll learn: The 4 different professionals you can hire to help manage your money.The 3 big advantages of working with an investment coach.The #1 thing to remember when hiring an advisor. Links and Resources Mentioned in this Episode The Income Investors AcademyIncome Investors Mini-Course + Income Planner

Do you ever get the feeling that something’s off? Like you can’t really put your finger on it but you just feel unmotivated and unfulfilled and you can’t figure out why? In this episode, we’re going to talk about that. And I’ll share how I fixed it for myself so that you might find your way out of it, too. This Week’s Total Return: 26.89% 14.30% capital gains + 12.59% income yield. In this episode, you’ll learn: The real reason you might feel unmotivated or unfulfilled.My Value Discovery process for uncovering your North Star.3 questions to ask yourself to determine if your life, career, and finances are in alignment with your values. Links and Resources Mentioned in this Episode The Income Investors AcademyList of Core Values

Behavioral economists say that 4 out of 5 investors suffer from a little-known disorder that could lead to huge losses in the market. Do you have it? Let’s find out - the Doctor is in. This Week’s Total Return: 27.61% 14.99% capital gains + 12.62% income yield. In this episode, you’ll learn: The common disorder that 80% of investors suffer from… and how to avoid it.How to perform a 4-point stock ‘checkup’ to determine if you should hold or sell.The problem with stock analysts ‘consensus.’A strategy I employ on my big gainers to protect my invested capital and remove all of the risk of holding through a downturn. Links and Resources Mentioned in this Episode The Income Investors AcademyWikipedia - The Disposition EffectyCharts

If there’s one thing that drives me nuts it’s when someone says they’re too old to do something. Like start a business or an investment plan or take up a new sport. If you look at my style of income investing and think, I’m too old for that to work, you just told a lie to your own self. And if there’s one person you shouldn’t be lying to, it’s your own self. This Week’s Total Return: 28% 15.27% capital gains + 12.73% income yield. In this episode, you’ll learn: What dividend growth investing is and why it's so powerful.A simple 4-step plan to make it work for anyone... regardless of age.The two 'side goals' that drive your ultimate financial goal. Links and Resources Mentioned in this Episode The Income Investors AcademyFree Income Investing Mini-Course + WorksheetMintDividends Don't Lie by Geraldine Weiss

I think the first time I really understood the concept of supply and demand was in 1981. I had a part-time job at Sears and my little sister wanted a Cabbage Patch kid for Christmas. My Mom told me to do what I had to do to make sure she got that doll. I got it. Her name was Dolores Dotty, my sister was thrilled, and I got to bribe a dock worker to make sure that Cabbage Patch kid literally fell off the truck. This Week’s Total Return: 26.11% 13.46% capital gains + 12.65% income yield. In this episode, you’ll learn: Why most dividend-paying stocks never see much share price growth.How stock buybacks boost share price and Shareholder Yield giving us a nice capital gain and higher Total Returns.When (and why) companies should buyback their own stock.My 3-step screen to find stocks that may potentially buyback their stock giving us the biggest bang for our Shareholder Yield buck. Links and Resources Mentioned in this Episode The Income Investors AcademySoFi Invest

Remember that movie A Few Good Men when Jack Nicholson, the corrupt General, was testifying and he yelled out “You want the truth? You can’t handle the truth!” Sometimes that’s what I feel like telling folks when they ask how they should be investing. This Week’s Total Return: 26.56% 13.89% capital gains + 12.67% income yield. In this episode, you’ll learn: The ONLY number that matters to income investors (I guarantee it's not what you think).Why you should think of your portfolio as a "farm" for the best long-term results.A guy at my club who turned $50k into $1.7M and $60,500 a year in income with just a 5-stock portfolio of dividend payers. Links and Resources Mentioned in this Episode The Income Investors AcademySoFi InvestUncle Nearest Premium Whiskey

It's the biggest question stock investors have - what is the true value of a stock. In this episode, I give you 5 ways to answer that question. This Week’s Total Return: 28.39% 16.00% capital gains + 12.39% income yield. In this episode, you’ll learn: Five ways you can value a stock to try to determine for yourself if your overpaying, paying just the right amount, or getting it for a discount.A deep dive into the 5 valuation formulas: Historical Multiples, PE Ratio, PS Ratio, Analysts Target, and RSI. Links and Resources Mentioned in this Episode The Income Investors AcademySoFi InvestyChartsYahoo Finance

Want to find a great stock on sale that you can buy for cheap? Look no further than CEO's Gone Wild. This Week’s Total Return: 30.55% 18.13% capital gains + 12.42% income yield. In this episode, you’ll learn: My secret, proprietary value investing strategy to buy the best stocks the minute they go on sale.What value investing is and how it differs from income or growth investing.The Graham's Number formula - how most value investors like Warren Buffett find value stocks.Why and how my secret strategy is way better than Graham's Number for identifying discounted stocks that regain their value in weeks and months not years. Links and Resources Mentioned in this Episode The Income Investors AcademySoFi InvestyChartsGraham's Number Calculator

Investors who are in it for the long haul (like me) are just looking for our stock soulmates to stuff in a coffee can and hold for a long, long time. This Week’s Total Return: 28.2% 15.85% capital gains + 12.35% income yield. In this episode, you’ll learn: The 3 things you need to be a successful investor. (Not trader; investor)How to find your 'stock soulmates' to stick in a coffee can so they can grow and compound forever.The 4 indicators I use to figure out what the heck is actually going on with the market.A deep dive into one of the stocks in my coffee can. Links and Resources Mentioned in this Episode The Income Investors Academy

I’ve been an active real estate investor and a passive real estate investor and passive wins all day every day and twice on Sunday. In this Total Returns episode, I show you exactly how much more equity and income you can make by not lifting a finger. This Week’s Total Return: 27.97% 15.66% capital gains + 12.31% income yield. In this episode, you’ll learn: The difference between active real estate investing and passive real estate investing.What real estate investment trusts are and the 12 different property types they buy and hold. How to invest in REITs and earn 129% more capital gains (equity) and 30% more income than a rental over 30 years. Links and Resources Mentioned in this Episode The Income Investors AcademyNAREIT The Spreadsheet Referenced in the Episode:

Today I'm sharing a relatively new income investment strategy that’s simple, high-yielding, doesn’t require a stock brokerage account (because it’s not in the stock market) and has a super low minimum investment amount. It’s called Peer to Peer Lending or p2p for short. This Week’s Total Return: 29.79% 17.53% capital gains + 12.26% income yield. In this episode, you’ll learn: What is peer to peer (p2p) lending and how it works for investorsThe 3 platforms I’ve personally tested, the type of loans available, the fees, and returns.My favorite p2p platform that has a 4x lower default rate and 4x higher income (and most of the underwriting decisions are made by a robot!)How you can get started in p2p lending today with as little as $25 Links and Resources Mentioned in this Episode The Income Investors AcademyLending ClubProsperUpstart

Everyone knows there are two ways to make money on stocks you own - capital gains when you sell for more than you bought and income from dividends. But did you know there's a third way that creates cash on demand? Yep, this one's all about selling options for instant income, y'all! This Week’s Total Return: 31.46% 19.25% capital gains + 12.21% income yield. In this episode, you’ll learn: How to trade stock options for income on demand - whether you own the stock or not!The top two option income strategies that every investor can use to increase their short and long-term profits. Links and Resources Mentioned in this Episode The Income Investors Academy

Want to be an angel investor like the folks on Shark Tank and get a guaranteed income stream while doing it? This episode is all about turning the VC model on its head by investing in debt instead of equity and being an... Income Angel. This Week’s Total Return: 30%. 18.86% capital gains + 12.14% income yield. In this episode, you’ll learn: What angel investing is and why it only has a 1% success rate when you do it the 'traditional' way.How Title III of the JOBS Act changed things forever by allowing 'non-accredited' investors to invest in private companies.How revenue share and revenue participation deals work.Details of two of my personal, revenue share, Income Angel investments. Links and Resources Mentioned in this Episode The Income Investors AcademyWefunderSeedInvestRepublic Subscribe To & Review the Total Returns Podcast Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

What's safe like a bond but pays and trades like a high-yield stock? This episode is all about baby bonds aka exchange-traded debt securities. Our secret honey hole of income investing goodness. This Week’s Total Return: 30.36%. 18.38% capital gains + 11.98% income yield. In this episode, you’ll learn: What a baby bond is and how it differs from traditional bonds.Where baby bonds fall in the 'capital stack.'How and where to buy baby bonds and my tips for investing.Risks of investing in baby bonds.The two baby bonds that I own and the ones I have on my watchlist. Links and Resources Mentioned in this Episode The Income Investors Academy Subscribe To & Review the Total Returns Podcast Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

It's the biggest debate in income investing - high yield vs low yield. In this episode, I’ll share with you why you want to target high yields as long as they can afford those yields. You'll learn how to quickly determine if a company can afford to pay us... now and in the future. This Week’s Total Return: 32.78%. 20.73% capital gains + 12.05% income yield. In this episode, you’ll learn: What a high-yield is... and isn't.The weird, inverse relationship between share price and dividend yield.What a 'dividend trap' is and how to avoid that trip.What happens when a company can't afford its dividend anymore... looking at you, Gamestop.How dividends have performed historically since 1900 (spoiler alert: better than share prices!)The top 5 highest yielding investment strategies we use at the Income Investors.Two quick ways to determine if a company can afford to pay its high-yield now... and in the future. Links and Resources Mentioned in this Episode The Income Investors AcademyPersonal Capital Subscribe To & Review the Total Returns Podcast Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

Income investing gives us a lot of options when the stock market gets rocky. In this episode, I'll share with you one of the best things about investing for income. That's the ability to give yourself a raise when markets crash. Yep, when other folks are crying at their dinner parties, we're giving ourselves a raise! This Week’s Total Return: 33.6%. 21.55% capital gains + 12.05% income yield. In this episode, you’ll learn: All about cost basis, dividend yield, and yield on cost.The weird, inverse relationship between share price and dividend yield.Exactly how to increase your dividend yield when the share price tanks.How to handle a big drop in a value stock or growth stock (that doesn't pay income) and speed up the time it takes to turn that capital loss into a gain.How to handle the disaster that income investors fear even more than a market crash. Links and Resources Mentioned in this Episode The Income Investors AcademyPersonal Capital Subscribe To & Review the Total Returns Podcast Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

Income investing is driven by two powerful concepts - dividends and compounding. Listen in to this episode to hear what they are, how they drive your investment income, and ultimately generate wealth. This Week’s Total Return: 36%. 23.94% capital gains + 12.06% income yield. In this episode, you’ll learn: How, why, and when companies pay dividends to shareholders.How Costco gave me a big bonus (and saves us a lot on good vodka).The total income our Income Investors Academy Portfolio produces annually.How compounding works to deliver profits on top of profits.How to say 'I Love You' in Dutch. (I hope.) Links and Resources Mentioned in this Episode The Income Investors AcademyPersonal Capital Susan's Endless Summer Cocktail 2 ounces Vodka3 ounces Pellegrino Limonata.5 ounce fresh squeezed lime/filtered water/steviaFill a highball glass with ice. Add vodka, limonata, and top with a splash of the fresh lime mixture. Enjoy! Subscribe To & Review the Total Returns Podcast Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

Income investing requires a completely different mindset. Listen in to this episode to hear the big differences between what we do and what the mainstream financial 'experts' suggest. Because if you do it 'their' way, you're guaranteed to run out of money if you live too long. This Week’s Total Return: 36.42%. 24.35% capital gains + 12.07% income yield. In this episode, you’ll learn: An income investing metaphor - the Tale of Two Farmers.How to calculate yield on cost and give yourself a raise when stocks tank!The 3 main differences between income investing and value or growth investing.The ginormous hypocrisy of Warren Buffet's investment advice. Links and Resources Mentioned in this Episode The Income Investors AcademyPersonal CapitalFransua Law - Estate Planning Subscribe To & Review the Total Returns Podcast Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

Learn all about the I12 Income Acceleration System of income investing. The simple investment strategy, developed by financial coach Susan Lassiter-Lyons, pays you instant income, gives you raises when markets crash, and beats the S&P 500 returns by more than 400%. Making money one way is... great. But making money three ways is AWESOME!Susan Lassiter-Lyons This Week's Total Return: 36.42%. 24.35% capital gains + 12.07% income yield. In this episode, you'll learn: The 80/15/5 bucket style of portfolio allocation.The 12 investment strategies that make up the I12 Income Acceleration System.How to 'back door' your way into an IPO to earn income before the company goes public AND get a windfall of profits after it goes public.How to find 'asymmetric' investments that produce high yields without high risk. Links and Resources Mentioned in this Episode The Income Investors Academy Personal Capital Subscribe To & Review the Total Returns Podcast Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!