Podcasts about dividends

A very quick podcast today as I'll be going live at noon for the Alpha Pick selection. But are we going to continue the bull market or was November a warning sign? CYBER MONDAY SALES END SOON: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TRENDSPIDER - Up to 65% off and 52 trainings for the next year. HUGE SALE saving you over $1,000. ⁠⁠⁠⁠⁠⁠SEEKING ALPHA BUNDLE - ALPHA PICKS AND PREMIUMSave over $200⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Seeking Alpha Premium - FREE 7 day trial ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Alpha Picks - Save $100 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Seeking Alpha Pro - for the Pros ⁠⁠⁠⁠⁠⁠EPISODE SUMMARY ♟️ Chess vs. Checkers: Why buying oversold trendline bounces with RSI is the smarter risk-reward move.​

In this episode of the Scottish Property Podcast, Nick and Steven sit down with returning guest Davy Hutton, known for his outspoken views on politics, economics, AI and society. What begins as a conversation on Budget 2025 quickly evolves into one of the broadest and most thought-provoking episodes ever recorded on the podcast.Davy breaks down the 2% tax hit on rental income and dividends, explains why the middle class feels squeezed, and discusses how global corporations and AI are reshaping wealth, work and the future of the property market.

In this special episode of Excess Returns, we share the most important investing lessons from more than 50 of our top guests. After asking more than 200 investors, strategists, academics, and market thinkers the same closing question about the one lesson they would teach the average investor, we compiled the most powerful, timeless, and repeatable insights into a single episode. This collection highlights common themes around patience, discipline, humility, diversification, risk management, and long-term thinking, while revealing how great investors navigate markets, behavior, and uncertainty.Main topics covered:Why investing is about preserving and growing wealth, not getting richWhy neither get in nor get out is an investing strategyThe role of base rates in decision-makingThe dangers of performance chasingWhy you should look at your portfolio less oftenThe importance of independent thinking and avoiding envyTreating stocks as businesses, not trading sardinesDiversification across assets, strategies, and economic regimesThe behavioral traps that destroy wealthLiquidity, supply and demand, and how markets really functionThe value of patience, long-term thinking, and sticking to your planHow to build a resilient portfolio that survives different market environmentsWhy simplicity often beats complexityThe role of humility, self-awareness, and keeping emotions out of investingTimestamps:00:00 Investing is about preserving and growing wealth00:45 Why neither get in nor get out is a strategy01:16 How we arrived at the one-lesson question02:00 Finding a portfolio you can live with03:00 Avoiding envy and chasing 10-baggers04:00 Why watching markets too closely hurts results05:00 The Matt Levine rule of unbelievable returns06:00 The power of base rates08:00 Look at your portfolio as little as possible10:00 Treat your holdings like real businesses12:00 Be invested early and think independently14:00 Be kind to yourself and keep taking action15:58 Do not chase performance17:00 Treat every position like you put it on today18:31 Your portfolio is secondary to your life19:44 Buy when others are fearful20:00 Be Rip Van Winkle, not Nostradamus22:00 Navigate the noise and avoid the siren song23:38 The value of simplicity and studying history24:59 Patience and tuning out the noise26:00 True diversification and preparing for unknown regimes27:50 Stick to a strategy that fits your personality29:00 Diversify and be humble about what you know30:00 Most results come from the market, not manager skill32:38 Keep investing simple34:00 Focus on what is knowable35:00 Believe in long-term economic and market resilience37:00 Get out of your own way38:22 Build a philosophy you can stick to39:00 Misjudging probabilities and confidence40:46 Book your gains and contain your losses41:00 Diversification is protection against bad luck42:00 Supply, demand, and liquidity always matter45:00 Markets as a political utility46:00 Find something real if you want true alpha47:00 Write down your decisions48:32 Why 100 percent indexing is unrealistic for most50:00 Alpha through portfolio structure, not just stock picking52:00 Dividends and long-run investing53:56 Valuation, time horizons, and patience55:00 Embracing uncertainty and avoiding pigeonholing56:33 Rules-based processes57:35 Buy good businesses, not just cheap ones59:00 Think long term and save early01:01:00 Focus on the basics first01:02:00 Avoid catastrophic losses01:03:22 Evidence-based investing and avoiding resulting01:04:09 Know what you own and keep fees low01:05:00 Simple strategies often work best01:06:00 Compounding and emotional control01:07:00 Treat savings as savings, not lottery tickets01:07:50 Balance enjoying today with protecting tomorrow01:08:00 Stay invested and think long term01:08:41 Be humble, patient, and systematic01:09:00 Do your own work and build conviction

Kelley discusses the importance of having a comprehensive retirement plan that considers longevity, income streams, healthcare costs, and inflation. She emphasizes the need for strategic planning to avoid common mistakes, such as underestimating life expectancy and relying solely on Social Security. Kelley also addresses year-end financial strategies, including required minimum distributions and Roth conversions, and answers listener questions about annuities and investment strategies. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Marty covers vital moves to consider before the end of the year including tax loss harvesting, Roth conversations, Qualified Charitable Distributions, RMD strategies, and not losing out on Flexible Spending Accounts. He also lays out the facts on longevity and how to remove the risk from “longevity risk.” The discussion then moves to strategic giving at the end of the year. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

The topics, stocks and shares mentions / discussed include: Rank Group / RNK Marston's / MARS Somero Enterprises Inc / SOM Warpaint London / W7L Spectra Systems Corp / SPSY Ferrexpo / FXPO PensionBee / PBEE Dividends Autumn Budget 2025 Cash ISA Sharescope 30% Off Black Friday Offer (promo code: tpbf25) FTSE 100 Stocks Risks Menphys Charity Fundraise Investing Trading & more. ShareScope BLACK FRIDAY OFFER PROMO CODE : tpbf25 ShareScope (annual subscription)  https://www.sharescope.co.uk/sharescope  - 30% OFF BLACK FRIDAY - £275* for first year (normal price £393) – a saving of £118 ShareScope Pro (annual subscription) https://www.sharescope.co.uk/sharescopepro - 30% OFF BLACK FRIDAY - £636* for first year (normal price £909) – a saving of £273 *Available to new subscribers or returning subscribers who haven't subscribed in last 12 months. Available for ShareScope & ShareScope Pro ONLY Limited time offer Start date: 26/11/25 Expires: Midnight on 07/12/25 Harriman House books Harriman House – Independently minded publishing support the TwinPetesInvesting Challenge Investors' Chronicle sponsor Special Trial Offers (investorschronicle.co.uk) the TwinPetesInvesting Challenge Henry Viola-Heir's blog Home – The Ethical Entrepreneur Powder Monkey Brewing Co All Products – Powder Monkey Brewing Co 10% discount code : TWINPETES The 2025 TwinPetesInvesting MENPHYS Charity Appeal please make a donation on the TwinPetes Investing Charity Challenge 2025 Just Giving page here where  Peter Higgins & the TwinPetesInvesting podcast are fundraising for the children with disabilities charity, Menphys. The Twin Petes Investing podcasts will be linked to and written about on the Conkers3 website , on the Sharescope website and also on available via your favourite podcast and social media platforms. Thank you for reading this article and listening to this podcast, we hope you enjoyed it. Please share this article with others that you know will find it of interest.

Greetings, and welcome back to the podcast. This episode, we are joined by  Mr. Grant Fagerheim - CEO of Whitecap Resources - a TSX listed energy company with a market cap of ~$14 billion. Mr. Fagerheim is President and Chief Executive Officer of Whitecap Resources Inc., a position he has held since 2009, and also founder of Whitecap Resources Inc., Kereco Energy Ltd. (Cadence), Ketch Resources Ltd, and Ketch Energy Ltd. He was appointed to the board of The Fraser Institute in January 2020. He has worked in both the Canadian upstream and downstream segments of the energy industry. His past directorships include both public and private energy producing and service companies.Mr. Fagerheim is an active member in the community in both volunteer and charity roles and has a passion for combining academics with athletics. He is a director of the Hockey Canada Foundation, serving since January 2008, has served as Chairman of the Foundation and was also a member of the Order of Hockey Canada executive committee. He also has served as Chairman of the Edge School for Athletes in Calgary.  In recognition for his contributions to Canada to date Mr. Fagerheim was awarded the Queen's Diamond Jubilee Medal created in 2012 to honour the 60th anniversary of Her Majesty Queen Elizabeth II.  He was inducted into the Saskatchewan Oil & Gas Hall of Fame in 2017 and was named Saskatchewan Oil Person of the Year in 2021.Among other things we learned about Dividends, Shareholder Returns & Why Canadian Energy Is Growing.Enjoy.Thank you to our sponsors.Without their support this episode would not be possible:Connate Water SolutionsATB Capital MarketsEPACAstro Oilfield Rentals Platinum EndeavorsTreeline Well ServicesSupport the show

Realty Income is redefining net-lease leadership through disciplined growth, global expansion, and a commitment to dependable income. CEO Sumit Roy joins Inside the ICE House to discuss how the company's scale, diversification, and strategic international moves are strengthening long-term value. He highlights how rigorous underwriting, data-driven decisions, and a culture of operational excellence are driving efficiency, innovation, and lasting impact across commercial real estate.

In our new TL;DR series episode, Jake reads his blog post where he explains that dividends are periodic payments made by companies to shareholders. He emphasizes that while dividends may feel like "free money," they're actually a return of the company's capital rather than pure profit, meaning your overall wealth may not increase simply by receiving them. Tune in to learn more about how dividends actually work. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Steve Cress, our head of Quant at Seeking Alpha, on the power of quant (0:45). Barbell approach in times of market volatility (6:25). 3 dividend income stocks (16:00). 3 AI stocks (27:40). Recorded on November 19.Show Notes:3 Stocks To Buy From Alpha Picks/Pro Quant PortfolioTop Income And AI Growth StocksAlpha PicksEpisode TranscriptsFor full access to analyst ratings, stock and ETF quant scores, and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

Eternal Dividends – Luke 16:19–31 | Pastor Landon In this message, Pastor Landon walks through Jesus' parable of the rich man and Lazarus in Luke 16 and calls us to think seriously about eternity, stewardship, and the true value of our lives. We look at how: • Earthly success can disguise spiritual poverty The rich man had everything on the outside, but nothing that mattered before God. • Comfort can blind compassion Our routines, priorities, and “gates” can keep us from seeing the hurting, needy, and lost right in front of us. • Death equalizes everyone One heartbeat separates luxury from eternity. What we do with Jesus in this life is what matters forever. • Hell is real and final There is no second chance, no crossing the gulf, no purgatory. The rich man's cry from torment becomes a sobering missionary call: “Send someone to my family.” • Scripture is enough We don't need more signs—we need to hear and respond to the Word of God. Faith comes by hearing. Pastor Landon also talks about: • The difference between judgment for sin (paid in full at the cross for those in Christ) • The Bema Seat of Christ, where believers give an account of what they did with their time, talents, and treasure • Living with eternal dividends in mind—using our money, gifts, and opportunities as tools for the gospel instead of idols we serve This message is a call to: • Invest in souls, not just stuff • See our church as a gospel outpost, not a religious club • Trust in Jesus alone for salvation—no “Jesus plus,” no human additions, just His finished work on the cross May this teaching help you think eternally, love people the way God does, and live in light of the reality that only what's done for Christ will last. ComeToFreedom.com

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David Finch joins us in Frankfurt to break down why gold miners remain historically cheap, even after a massive run. We talk valuations, cash flow, juniors vs majors, M&A pressure, and where smart money is moving right now on the ground.#gold #silver #goldmining ------------Thank you to our #sponsor, FIRST MAJESTIC SILVER. Make sure to pay them a visit: https://www.firstmajestic.com/------------

In this conversation, Kelley Slaught discusses essential financial truths and strategies for individuals nearing or in retirement. She emphasizes the importance of having a written financial plan, understanding inflation and tax implications, and preparing for longevity. The discussion also covers practical steps for financial success, common retirement planning questions, and answers to listener inquiries, providing a comprehensive overview of retirement planning essentials. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

In this conversation, Marty emphasizes the necessity of having a retirement plan and outlines five essential steps to initiate the planning process. He discusses the importance of financial security and offers insights into effective investment strategies for retirement savings. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions!---

We recorded this episode live at the TLTF Summit and the energy in the room made it feel like the perfect place for a conversation about growth, training, and the rapid climb of legal tech. We grabbed our gear, claimed a corner in the podcast room, and pulled in two guests with front row seats to the changes hitting the industry. Joining us were Kyle Poe from Legora and our friend and guest host, Zena Applebaum of Harbor. The Summit attracts a focused group of founders, investors, and leaders, and the four of us jumped straight into what this event represents and what attendees hope to get from it.Kyle had been on the job for only two months, but Legora moves at a pace that feels closer to dog years. In that short time the team doubled, a new round of funding closed, and the company introduced a major product release. Kyle walked us through Legora's new Portal experience, which brings clients inside the legal workflow in a controlled, collaborative environment. Instead of long email chains and static work product, the Portal supports shared editing, direct review of diligence work, and a more responsive model for client engagement. In an era when clients expect quick turnarounds, this shift sets up a new dynamic for firms.Zena added helpful perspective from her prior trips to TLTF. She described the Summit as a place that rewards conversation, curiosity, and hallway exchanges. It is also a place to study the different stages of the legal tech journey, from early ideas on the startup stage to the seasoned players on the scale stage. She also brought timely news of Harbor's acquisition of Encore Technologies, a move that strengthens Harbor's ability to support training and adoption workflows across firms and corporate legal teams. Her focus on education paired well with Kyle's insights on how Legora approaches enablement through its team of legal engineers.Training became the heart of the conversation. We compared old habits with the expectations of a generation of associates who have been taught to avoid AI until they enter a firm. Kyle stressed the need to anchor attorney training in real use cases and to give them early wins so they build trust in the tools. He described the shift from task-based training to workflow-based thinking. We also talked about how AI is influencing both the pace and structure of client service. Kyle shared examples of how Legora uses prior work product to build integrated workflows, such as interrogatory response generators that pull from a full library of past responses. This not only speeds up production but also increases consistency and helps attorneys understand the reasoning behind revisions. Zena pushed the idea even further, noting that these systems give associates a chance to study the rationale behind changes in a way that human reviewers rarely have time to provide. This leads to better training and stronger validation of the final work product.We closed with our crystal ball question. Kyle sees more adoption on the horizon but also anticipates uneven impacts across different practices as firms figure out how to adjust their business models. Zena pointed to the operational challenges ahead, especially the pressure to invest in data management and cloud infrastructure that supports true AI enablement. Her message was clear. If firms want the benefits later, they need to start organizing the foundations now. This episode blends optimism with realism, and it highlights the practical work ahead for firms, vendors, and everyone in between. Tune in for the full conversation and get ready for a lively discussion recorded right in the middle of the Summit buzz.Listen on mobile platforms:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[Special Thanks to ⁠Legal Technology Hub⁠ for their sponsoring this episode.] ⁠⁠⁠⁠⁠Email: geekinreviewpodcast@gmail.comMusic: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jerry David DeCicca⁠⁠⁠⁠⁠⁠⁠⁠⁠

Navigating Market Volatility: Why Income-Focused Investing Beats Speculation for Kentucky Retirement When the tech-heavy Nasdaq drops 4% in a week and market sentiment shifts dramatically, how should those thinking about retirement or already in retirement respond? In this timely market update from The Financial Hour of The Tom Dupree Show, Tom Dupree and Mike Johnson provide real-time insights into recent market turbulence while reinforcing a critical principle: predictable income trumps price speculation when you’re living off your portfolio. Unlike mass-market advisory firms that leave clients guessing about portfolio holdings during volatile periods, Dupree Financial Group’s personalized investment management approach ensures you understand exactly what you own and why. This episode demonstrates how direct access to portfolio managers who invest in individual securities—rather than opaque packaged products—provides clarity and confidence when markets get choppy. Key Takeaways: Market Insights and Retirement Strategy Tech Sell-Off Context: The Dow dropped 794 points on Thursday as growth stocks pulled back from stretched valuations—a predictable correction in what Tom calls a “toppy market” Fed Rate Cut Expectations Shift: Market pricing for a December Fed rate cut moved from 95% probability to essentially a coin flip (50/50) in just days, affecting growth stock valuations Conservative Portfolios Outperform During Volatility: While the Nasdaq fell 4%, Dupree Financial Group’s dividend-focused, income-producing portfolio actually made money during the same period Flight to Quality Emerges: Investors moving toward healthcare, Berkshire Hathaway, and dividend-paying stocks as speculation cools Retirement Income Is Everything: Cash flow predictability matters more than price appreciation when you’re living off your investments 2026 Contribution Limits Announced: 401(k) increases to $24,500; IRAs to $7,500; new Roth catch-up rules for high earners Opportunities in Volatility: Dupree Financial Group added several positions in recent weeks, including quality names like Kroger Understanding the Recent Tech Sell-Off: What Happened and Why Tom Dupree opens the episode with characteristic directness about Thursday’s market action: “Stocks notch worst day in over a month as tech sell-off intensifies. The market was down 794, which you know, was probably about right and I think it’s still going down today.” But rather than expressing alarm, Tom’s reaction is measured: “I mean, you had to have known it was gonna happen.” Mike Johnson provides context: “Last Friday, you had a huge downdraft early Friday morning, and then it turned around, came back. That is a sign of a toppy market. At some point, you’ll get a longer sell-off.” Why Growth Stocks Pulled Back Tom explains the mechanics behind the sell-off: “When you have things trading at stretch multiples, you don’t necessarily have to have bad news for those things to come back down to earth. Sometimes just the news—they run up on the news or the expectation of the news, then they come off on the news itself.” This phenomenon particularly affects high-growth technology stocks that trade at premium valuations. Mike notes: “Since last Monday, the Nasdaq is down about 4%. That’s the super speculative, more growthy kind of names.” For those thinking about retirement in Kentucky, this volatility underscores why personalized portfolio analysis focused on income production rather than speculation provides more sustainable results. How Fed Rate Expectations Impact Growth Stocks One of the week’s most significant developments involved a dramatic shift in Federal Reserve rate cut expectations. Mike explains: “The market has drastically changed its expectations in terms of a Fed rate cut in December. It was priced in like 95% chance that they were gonna cut rates in December. Today, that’s basically a coin flip—50/50 is where it’s pricing it in.” The Interest Rate and Growth Stock Connection Why does this matter for stock valuations? Mike provides the technical explanation: “Growth stocks will typically warrant a higher multiple when rates are low or going down, positively correlated to falling interest rates. Warren Buffett used to talk about it—it’s the risk-free rate of return, typically the US government bond.” Tom adds practical context: “If it is lower, then it allows for a growth stock’s P/E to go higher. It doesn’t always correlate directly, but at times, there is a positive correlation that way. It’s a tailwind—it allows for the speculation, gives it permission to go higher.” However, both emphasize this is “not at all necessarily related to their business or how well it’s doing.” A company can report strong earnings and still see its stock drop 30% if market expectations were even higher. This disconnect between business fundamentals and stock price movements highlights why the Dupree Financial Group investment philosophy prioritizes income-producing securities over growth speculation for retirement portfolios. Conservative Portfolio Performance: Making Money While Tech Falls Tom shares a striking performance contrast: “Our firm, the portfolio we manage, is a more conservative setup. We’ve actually made a little money in here. Doesn’t mean we’ll always do that, but if you want to invest in the growth of America over a long period of time, you should have some money in growth stocks.” He explains their balanced approach: “We’re beginning to buy some around the margins. Not doing too well at it the last couple of days, but it’s tiny smidgen amounts. But we will do well with it because I think our research is good that we’re doing.” The Dividend and Bond Foundation The portfolio’s resilience comes from its core structure. Tom details: “For the other mix, we are buying dividend-paying stocks that are well known and government bonds. And so it’s enabled us to put together a pretty good year so far. We’re a month and a half from being over with.” This approach demonstrates a fundamental principle for those in or approaching retirement: predictable income from dividends and bonds provides stability that growth speculation cannot match. Mike reinforces this: “You made a lot of money, especially since April, in these growthier names. But they all finally give up the ghost at some point.” Flight to Quality: Where Smart Money Is Moving Mike identifies an important trend: “The last two weeks, you have started to see the—if you want to call it—flight to quality. You started to see areas broaden out into the rally, broaden out into other areas. Healthcare has actually done pretty well.” The Berkshire Hathaway Example Tom shares a specific investment decision that illustrates their active management approach: “We sold our Berkshire at a very nice price, and it pulled way back. And now we’re back in. We weren’t market timing—we were simply looking at the valuation and based on where investors seemed to think the company was gonna go, given that the big dude was just retiring. We thought it was too expensive. Sold it, bought it back. Looks like they’re still executing.” Mike adds context: “He actually just put out his Thanksgiving letter. It was five, six pages. He kind of does his little stories in there growing up. It was a nice letter. I’d encourage listeners to go read it.” The letter mentions Greg Abel (Buffett’s successor), gives a shout-out to Charlie Munger, and confirms Buffett will continue writing Thanksgiving letters, though stepping back from shareholder letters and annual meeting speaking. Tom notes why Berkshire attracts capital during volatile periods: “You saw a flight to quality because they have just an enormous cash hoard right now, and plus the businesses that they own—those are rock solid good companies.” This selective buying and selling based on valuation—rather than following index allocations—exemplifies the advantages of personalized investment management over autopilot strategies. Technology’s Impact on Employment: The Verizon Example Mike highlights a trend emerging from the AI and technology revolution: “You’ve seen several companies announce large job layoffs this week. Verizon announced 15,000 cut to the workforce, but when you look at it as an investor, this is the aspect of AI and just technology that we’ve been talking about the last year.” He explains the market’s reaction: “As the technology matures, you’re gonna see companies benefit from just the economies of scale. Verizon, ‘s stock was green, partly because of that announcement. They also appointed a new CEO who’s gonna focus more on the customer.” Tom adds historical perspective: “Anytime there’s a technological revolution, there’s a retraining process.” For Kentucky retirement planning, this underscores the importance of owning quality companies that can adapt to technological change while continuing to generate income—the type of holdings you can actually see and understand when working with local financial advisors who provide portfolio transparency. 2026 Retirement Account Contribution Limits: What You Need to Know Mike provides timely information for retirement savers: “They just came out with the new contribution limits for 401(k)s and IRAs for 2026.” The New Numbers 401(k) Contribution Limit: Increased to $24,500 (up $1,000) IRA Contribution Limit: Increased to $7,500 Catch-Up Contributions Age 60-63: Even higher contribution allowed during this specific age window Important New Rule for High Earners Mike highlights a critical change: “If you have a 401(k) with your employer and you’re—as the IRS quantifies it—a high earner (which in their definition is if you make over $150,000), if you do a 401(k) catch-up to your plan, which that’s if you’re over 50, they changed the rule on this. That catch-up contribution now has to go to a Roth 401(k).” He acknowledges the complexity: “It gets a little complicated because of if it’s this, then it’s that and the little rules. If you have questions about your 401(k), give us a call. We can talk with you about it because the rules are important. You want to maximize the assets that you have and you want to use everything to your advantage that’s given to you.” Beyond the 401(k): Why You Need Additional Investment Strategies Tom delivers a contrarian perspective on retirement planning’s most popular vehicle: “Money that you can save aside that’s not in a 401(k)—that is actually your own money. You can invest that money far more creatively than you can within most 401(k) plans.” He continues: “I would actually advise people not to use their 401(k) as their sole retirement planning source. Invest in some things outside of that that you can—buy some stocks. You can’t buy stocks inside a 401(k). I’m glad to have 401(k) rollovers when they come to us. I think it’s great. I’m glad that people have built money over time, but it’s not the most creative way to invest.” The In-Service Rollover Strategy Mike offers a solution many don’t know exists: “Let’s say you’re still working and you’re 59 and a half. The employer matches—you can still take part in the employer match into the 401(k), but you can take your balance of the 401(k), move that to an IRA. It’s what’s called an in-service rollover. No tax consequences.” The advantage? “Then you can invest it in some of these other things that we’ve been talking about. You can do that while at the same time still utilizing the 401(k) for the match or the tax deferral. It’s just strategically using the tools that are available.” This flexibility allows those approaching retirement to maintain employer matching benefits while gaining access to individual stock and bond investing—the foundation of Dupree Financial Group’s income-focused approach. Retirement’s Real Risk: Running Out of Money vs. Running Out of Life Tom references the statistic Mike shared in a previous episode: “You were talking about earlier—there was a study done that Americans are more worried about running out of money than they are about death.” He connects this to retirement timing: “I would think that applies more to people who’ve already retired who know that they’re not doing anything more to put anything back. That’s why I tell people, if you don’t have to, don’t retire because it’s not good for you. It’s good for people to have something to do, a reason to get out of bed in the morning, a reason to do this, to do that.” The Purpose Question: What Are You Retiring To? Mike emphasizes a critical distinction: “The biggest success stories of clients have been people who have that—what are you retiring to? It’s not where you’re retiring from. What are you retiring to? That’s where we’ve always seen success—is when they’re engaged, they’re active. And a lot of times, more and more often, it’s some sort of gainful employment.” Tom agrees: “Gainful employment can be a lot of things, but it has to be something that requires you to be involved in something—putting some points on the board.” For Kentucky retirement planning, this philosophical perspective complements the financial strategy: combining meaningful activity with income-producing investments creates both purpose and security. Why Retirement Is Inherently Risky (And How to Mitigate That Risk) Mike delivers a candid assessment: “The idea of retirement—I don’t care how big the pool of assets are—the idea of retirement is a risky proposition just because it’s unnerving. It’s scary. It’s a scary thing for people for a reason because you’re giving up control. You’re trying to replicate an income stream through the assets that you’ve saved. So it is a risky thing just by nature, and people are living longer.” He defines the advisor’s role: “Our job as advisors to our clients, as investors, is how do we in the most prudent way produce an income stream?” Tom responds: “Well, that’s where the rubber meets the road—cash flow. And to do that takes experience. You have to have seen some things in the past that worked and some things that didn’t work.” This accumulated wisdom—47 years in Tom’s case—represents a significant advantage of working with experienced local financial advisors rather than being assigned an investment counselor at a large national firm who may lack this historical perspective and market cycle experience. Finding Opportunities in Market Volatility Tom shifts to the practical implications of recent market choppiness: “Right now, you’re gonna need to look at some of these stocks that have gotten beat up and find some bargains in there because they’re gonna be there. There’s always opportunities.” He recalls recent successful positioning: “In April, when everybody was scared to death, you’re starting to see some things now that we’ve added several things to the portfolio in the last three weeks.” The Kroger Purchase: Quality at Reasonable Prices When asked to name something recognizable they’ve added, Tom reveals: “One place where you buy your milk and your gasoline—Kroger. We bought some Kroger.” This purchase exemplifies several principles: Buying quality companies during market weakness Investing in businesses that people actually use and understand Focusing on stable, dividend-paying companies rather than speculation Taking advantage of price volatility to acquire good businesses at better valuations This active decision-making—buying specific companies for specific reasons at specific times—contrasts sharply with passive index investing that automatically buys whatever the index holds, regardless of valuation or business quality. Review the market commentary archive to see how Dupree Financial Group has identified opportunities across various market environments. The Cornerstone of Retirement Portfolios: Predictable Income Mike emphasizes the foundation of their approach: “Markets are choppy—that’ll probably continue. That’s the nature of markets. But just you have to be diligent, always looking for opportunities, always looking for things that accomplish your goals. Fundamentals—look at the companies. That’s what we’re doing. We try to do that every day. We try to find things that work for our clients. That’s the goal.” He highlights what makes this possible: “But there’s accountability. Our clients know what they own. And the cornerstone of the portfolio is income because that is more predictable than price appreciation or price movement.” Tom connects this to retirement reality: “It’s very important in retirement too because you’ve got to have income to pay the bills that you’re used to having your work income pay for.” This focus on predictable cash flow rather than unpredictable price appreciation represents the fundamental difference between speculation and sustainable retirement investing. Portfolio Transparency: Knowing What You Own and Why Throughout the episode, the theme of transparency and accountability recurs. When clients can see exactly which companies they own—Kroger, Berkshire Hathaway, dividend-paying stocks, government bonds—they understand where their retirement income originates. This contrasts with: Index funds where you own whatever 500 companies meet arbitrary criteria Target-date funds that Tom calls “zero in terms of creativity” Annuities backed by insurance company bond portfolios you never see Any “black box” product that obscures actual holdings The advantage of transparency becomes especially clear during volatile markets like the current environment. When the Nasdaq drops 4% but your portfolio generates positive returns, you understand why: you own dividend-producing companies and government bonds selected for income stability, not speculation on growth. Market Outlook: Navigating Continued Choppiness Tom provides his near-term perspective: “You’re gonna have your up days and down days. And you’re gonna make your most money with growth over time. Take some risk, think about what you’re buying, and go for it.” Mike offers guidance for the coming period: “Markets have been choppy the last couple of weeks. That’ll probably continue. That’s the nature of markets.” The takeaway for those thinking about retirement or already in retirement in Kentucky: choppy markets are normal, but having experienced advisors who actively manage portfolios—buying quality companies when they’re on sale, maintaining income-producing core holdings, and providing direct access to explain every decision—makes navigating volatility far less stressful than watching index funds fluctuate with no understanding of what you actually own. Ready to Understand What You Own During Market Volatility? If recent market turbulence has you questioning whether your portfolio is positioned correctly for retirement—or if you’re realizing you don’t actually know what you own or why you own it—Dupree Financial Group offers complimentary portfolio reviews for Kentucky residents thinking about retirement or already in retirement. During your consultation, you’ll receive: Honest assessment of how your current portfolio performed during recent volatility Analysis of whether your holdings are positioned for income production or just speculation Evaluation of 401(k) strategies, including in-service rollover opportunities Direct conversation with experienced portfolio managers who personally manage client assets during market ups and downs Clear explanation of what you would own and why—no index funds, no black boxes Discussion of how to find opportunities when others panic (like the April and recent pullbacks) Review of 2026 contribution limits and how to maximize tax-advantaged savings Don’t let market volatility create anxiety about retirement. Schedule your complimentary portfolio review today. Call Dupree Financial Group at (859) 233-0400 or visit www.dupreefinancial.com to schedule directly from our homepage. Experience the difference that personalized investment management, income-focused strategies, and direct access to portfolio managers makes when markets get choppy. Frequently Asked Questions About Market Volatility and Retirement Income Investing What caused the recent tech stock sell-off? The Nasdaq dropped approximately 4% as growth stocks trading at “stretch multiples” (high valuations) pulled back. Tom Dupree explains this was predictable in a “toppy market” where stocks had run up significantly. The catalyst included shifting Federal Reserve rate cut expectations (from 95% probability to 50/50 for December) and natural profit-taking after strong gains. Importantly, this correction didn’t require bad news—simply the reality meeting elevated expectations. How did Dupree Financial Group’s portfolio perform during the tech sell-off? While the Nasdaq fell 4%, Tom Dupree reports their more conservative portfolio “actually made a little money” during the same period. The portfolio’s foundation of dividend-paying stocks and government bonds provided stability while they selectively added growth positions “around the margins” in small amounts. This demonstrates how income-focused investing protects capital during volatility while still participating in growth opportunities. Why do interest rates affect growth stock valuations? Mike Johnson explains that growth stocks typically warrant higher price-to-earnings multiples when interest rates are falling. Warren Buffett discussed this concept: the risk-free rate (typically US government bonds) serves as a baseline for all investments. When this rate is lower, investors will pay more for growth potential. Tom adds it’s “a tailwind that allows for speculation” and “gives it permission to go higher.” However, this is separate from actual business performance—a company can report great earnings and still fall if rate expectations shift. What is a “flight to quality” in investing? Mike describes how, during market uncertainty, investors move capital toward more stable, proven companies and assets. Recent examples include increased interest in healthcare stocks, Berkshire Hathaway (with its enormous cash reserves and solid businesses), and dividend-paying stocks. This contrasts with speculative growth investments. For those in Kentucky retirement planning, this trend validates the income-focused approach that prioritizes quality over speculation. What are the 2026 retirement account contribution limits? The IRS announced: 401(k) contributions increase to $24,500 (up $1,000); IRA contributions increase to $7,500; and individuals aged 60-63 can contribute even more. A significant new rule: high earners (defined as making over $150,000) must now make catch-up contributions (for those over 50) to a Roth 401(k) rather than traditional pre-tax. Mike recommends calling for personalized guidance since “it gets a little complicated” with various age brackets and income thresholds. Can I move my 401(k) to an IRA while still working? Yes, through an “in-service rollover” if you’re 59½ or older. Mike explains you can continue receiving employer matching in your 401(k) while simultaneously moving your existing balance to an IRA with no tax consequences. This allows investment in individual stocks and bonds—which Tom notes “you can’t buy stocks inside a 401(k)”—while maintaining employer benefits. This strategy provides far more investment flexibility than typical 401(k) options like index funds or target-date funds. Should I use my 401(k) as my only retirement savings? Tom Dupree advises against this: “I would actually advise people not to use their 401(k) as their sole retirement planning source.” He notes that money outside a 401(k) “is actually your own money” that “you can invest far more creatively.” While he’s “glad to have 401(k) rollovers,” he acknowledges “it’s not the most creative way to invest” since most people invest through indexes or target-date funds—”zero in terms of creativity.” Maintaining savings in both qualified and non-qualified accounts provides more flexibility. Why is income more important than growth for retirement portfolios? Mike emphasizes: “The cornerstone of the portfolio is income because that is more predictable than price appreciation or price movement.” Tom adds it’s “very important in retirement too because you’ve got to have income to pay the bills that you’re used to having your work income pay for.” When living off your portfolio, you can’t wait for prices to recover from a downturn—you need cash flow regardless of market conditions. Dividends and bond interest provide this predictability that growth speculation cannot. What does it mean that retirement is “inherently risky”? Mike explains: “I don’t care how big the pool of assets are—the idea of retirement is a risky proposition just because it’s unnerving. It’s scary. You’re giving up control. You’re trying to replicate an income stream through the assets that you’ve saved.” People are also living longer, extending the period assets must last. The solution, according to Tom, requires experience: “To do that takes experience. You have to have seen some things in the past that worked and some things that didn’t work.” Should I retire if I can afford to financially? Tom offers contrarian advice: “If you don’t have to, don’t retire because it’s not good for you. It’s good for people to have something to do, a reason to get out of bed in the morning.” Mike emphasizes the critical question: “What are you retiring to? It’s not where you’re retiring from. It’s what are you retiring to?” Their most successful clients remain engaged and active, often with “some sort of gainful employment.” This philosophy combines financial security with life purpose—both essential for successful retirement. How do you find investment opportunities during market volatility? Tom advises: “You’re gonna need to look at some of these stocks that have gotten beaten up and find some bargains in there because they’re gonna be there. There are always opportunities.” He recalls April when “everybody was scared to death” and notes they’ve “added several things to the portfolio in the last three weeks”—including Kroger. The key is having a process: “Be diligent, always looking for opportunities, always looking for things that accomplish your goals. Fundamentals—look at the companies.” This requires direct access to portfolio managers who actively manage rather than autopilot index strategies. Why does portfolio transparency matter during volatile markets? Mike states, “Our clients know what they own. And the cornerstone of the portfolio is income.” When markets drop and the Nasdaq falls 4%, but your portfolio generates positive returns, transparency lets you understand why: you own dividend-producing companies selected for income stability, not speculation. This contrasts with index funds (where you own arbitrary collections of stocks), target-date funds, or annuities, where you never see underlying holdings. Understanding what you own eliminates anxiety during volatility. About The Financial Hour of The Tom Dupree Show The Financial Hour provides real-time market insights and practical retirement planning guidance for Kentucky residents approaching or living in retirement. Hosted by Tom Dupree (with 47 years of investment experience), founder of Dupree Financial Group, with portfolio manager Mike Johnson, each episode delivers actionable strategies based on decades of navigating market volatility through income-focused, transparent investment management. Listen to more episodes and read additional market commentary at www.dupreefinancial.com/podcast. The post Why Income-Focused Investing Beats Speculation for Kentucky Retirement 11-15-25 appeared first on Dupree Financial.

Collect unlimited free verifiable CPD for UK Dentists here >>> ———————————————————————The rules are changing for self‑employed dentists. From April 2026, Making Tax Digital extends beyond VAT into Income Tax Self Assessment, pulling most associates and many sole‑trader practice owners into quarterly digital reporting. We brought specialist dental accountant David Hossein to cut through the noise: who is affected, what to file, the exact first deadlines, and how to set up the right software without creating a new full‑time job for yourself.We start with the basics that trip people up. The threshold is based on income, not profit, and rental income in your own name can push you over the line. Dividends do not count. You will submit digital updates every quarter using MTD‑compatible software, then a final statement to tie everything together. Payments of tax do not change at first, but planning for eventual quarterly payments is wise. David lays out the first reporting period (6 April to 5 July 2026) and the submission date (7 August 2026) so you can work backwards and avoid penalties.Then we get practical. We compare FreeAgent, Xero, and QuickBooks, and explain why many dentists will be fine on FreeAgent, especially when it is free via certain bank accounts. Clean bank feeds, correct import dates, and reconciling to statements are non‑negotiable. We show how to use built‑in tax forecasting to ring‑fence cash, reduce January shocks, and time pensions or equipment purchases with confidence. We also explore the structural choices: companies and partnerships sit outside this phase of MTD for now, but incorporation only makes sense when it aligns with tax, pension, and cashflow goals. For some on the cusp, MTD may be the nudge to reassess.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us a text

Most people think policy loans mean "borrowing your own money." That's completely wrong, and it's costing them big. In this episode, Mary Jo breaks down exactly how policy loans work inside Infinite Banking and why understanding the difference can change how you build wealth.

Tune into the latest episode of TXOGA Talks to hear from Jeanette Ward, President and CEO of Texas Mutual Insurance Company! Learn how this unique company, created by the state legislature, has helped drive down workers' compensation costs in Texas by almost 80% and supports safer workplaces.Interested in learning more about the discounts and dividends available for companies participating in the TXOGA Workers' Comp Safety Group? Learn more here:txogainsurance.com

Let's talk about Trump promising $2000 in tariff dividends....

CNBC contributor and portfolio manager Jenny Harrington shares how she risked nearly everything by draining her IRA to build her investment firm, had a baby the day the market hit its lowest in 2009, and convinced her husband to join her with zero safety net–all during the worst financial crisis in recent history. Jenny reveals why the “boring” dividend strategy everyone overlooks kept her clients calm when the market crashed, and shares the hard-won wisdom that changed her approach to investing: it doesn't matter which strategy you choose, it matters that you can stay in it. Whether you're navigating volatile markets or making your own high-stakes career bet, this conversation will change how you think about risk, resilience, and building wealth that lasts. For more, read Liz's column every Thursday at ⁠⁠⁠On The Money⁠⁠⁠ by SoFi⁠⁠⁠⁠⁠, and follow Liz on Twitter ⁠⁠⁠@LizThomasStrat⁠⁠⁠. Additional resources: ⁠⁠⁠On The Money⁠⁠⁠: Sign up for SoFi's newsletter for intel, insights, and inspo to help you get your money right. ⁠⁠⁠Investing 101 Center⁠⁠⁠: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. ⁠⁠⁠Wealth Investing Guide⁠⁠⁠: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www.⁠⁠⁠ SoFi.com/Legal⁠⁠⁠. ©2025 Social Finance, Inc. All Rights Reserved.

The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I'm discussing how to avoid the impact of dividend cuts at retirement. 6 Retirement Upgrades Webinar (tax optimization, reduce fees, best withdrawal strategies): https://retirementloop.ca/webinar It's all about dividend growth investing! Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

Donald Trump is taking on "affordability" in the wake of Democratic wins last week in New Jersey and Virginia. The president is proposing $2,000 payments from tariff revenues and a new 50-year mortgage for homebuyers, while his Department of Justice opens an investigation into meatpacking companies in light of high beef prices. But are any of these proposals good for the economy? And will any calm voters' anxieties over the high cost of living?  Learn more about your ad choices. Visit megaphone.fm/adchoices

President Trump doubled down on an idea to send $2,000 checks to millions of Americans. He has offered no specifics, but Trump suggested the government could send that money to low and middle-income Americans and still have enough tariff revenue left to make a dent in the national debt. Most experts say that math doesn’t add up. Amna Nawaz discussed more with Erica York of the Tax Foundation. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

My guest this week is James Gruber, editor of Firstlinks and a veteran of Asian markets with a background in journalism and funds management. We dive into his contrarian views on dividend stocks and gold's role in portfolios. Our discussion stems from James's article "Why I Dislike Dividend Stocks." He drew from David Gardner of Motley Fool, who achieved seven 100-baggers—stocks returning 100 times or more. Gardner held Amazon from 1997 and Nvidia from 2005, both up over 1,000 times. Blog post available at: https://www.sharesforbeginners.com/blog/james-gruber-firstlinksWatch on YouTube right here.

Ed, Jeremy, and Joe took some time from Tuesday's BBMS to discuss the idea that the adversity the Ravens have faced will pay dividends further down the road. Do you think they've been steeled by the 1-5 start?

(November 10,2025) Amy King and Neil Saavedra join Bill for Handel on the News. Lawmakers reach deal and take a big step. Trump officials push states to ‘undo’ work to send full SNAP benefits. L.A. County stores must stop selling kratom and 7-OH, health agency says.See omnystudio.com/listener for privacy information.

Season 4, Episode 8: Jack Stone and Alex Gornik sit down with Seth Weissman, Founder and Managing Partner of Urban Standard Capital, to unpack how a former Goldman Sachs and Perry Capital investor built one of New York's leading private-credit and development platforms. Weissman shares how his equity background shaped Urban Standard's design-driven, relationship-first approach to lending—and why committed, discretionary capital wins in the middle market. He also reflects on his early West Chelsea bets, the transition from developer to lender, and how disciplined underwriting and creative structuring define USC's edge today. TOPICS 00:00 – Introduction 05:04 – From Goldman Sachs to Perry Capital 07:44 – First Deals and the West Chelsea Strategy 13:32 – Raising Capital and Building Investor Confidence 18:03 – Why Committed Capital Changes the Game 21:59 – Inside the Middle-Market Lending Opportunity 27:23 – Private Credit's Rise and USC's Playbook 32:05 – Efficiency and Equity DNA in Underwriting 35:11 – Market Volatility and the Case for Credit 43:34 – Equity Returns with Credit Risk Protection 47:32 – Culture, Partnerships, and Bean the Office Dog Shoutout to our sponsor, Lev. The AI-powered way to get real estate deals financed. For more episodes of No Cap by CRE Daily visit https://www.credaily.com/podcast/ Watch this episode on YouTube: https://www.youtube.com/@NoCapCREDaily About No Cap Podcast Commercial real estate is a $20 trillion industry and a force that shapes America's economic fabric and culture. No Cap by CRE Daily is the commercial real estate podcast that gives you an unfiltered ”No Cap” look into the industry's biggest trends and the money game behind them. Each week co-hosts Jack Stone and Alex Gornik break down the latest headlines with some of the most influential and entertaining figures in commercial real estate. About CRE Daily  CRE Daily is a digital media company covering the business of commercial real estate. Our mission is to empower professionals with the knowledge they need to make smarter decisions and do more business. We do this through our flagship newsletter (CRE Daily) which is read by 65,000+ investors, developers, brokers, and business leaders across the country. Our smart brevity format combined with need-to-know trends has made us one of the fastest growing media brands in commercial real estate.

Leila Rahimi, Marshall Harris and Mark Grote welcomed on Matt Spiegel and Laurence Holmes for the daily transition segment.

In this episode of Spotlight, Thalia Hayden ‪@etfguide‬ chats with with Paul Baiocchi, CFA and Head of Fund Sales and Strategy at SS&C ALPS Advisors. This episode examines top trends in electrification, energy, and other markets.  The growing electrification trend has made ETFs like the ALPS Electrification Infrastructure ETF (ELFY) more relevant then ever. Plus, we analyze the Alerian Energy Infrastructure ETF (ENFR), the Alerian MLP ETF (AMLP), the ALPS O'Shares U.S. Small-Cap Quality Dividend ETF (OUSM) and the ALPS Sector Dividend Dogs ETF (SDOG). *********To learn more about SS&C ALPS Advisors visithttp://www.alpsfunds.com 

In today's episode, we're tackling a wide range of listener questions. We'll break down the pros and cons of reinvesting dividends automatically versus manually, explore how to balance the risk of relying on a pension and 457(b) without over saving for retirement, and discuss whether side-gig income warrants forming an LLC or carrying separate insurance. We'll also address common 1099 pitfalls and wrap up with some timely guidance on 401(k) decisions. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 00:00 WCI Podcast #444 03:50 Reinvesting Dividends 08:39 Employer-Held Retirement Accounts 17:54 MEGA Backdoor Roth 22:55 LLC and Insurance for Side Gigs? 30:05 W-2 vs. 1099

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Sonia Balfour-Fears.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Sonia Balfour-Fears.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Sonia Balfour-Fears.

Investment Planning for Retirement: Creating Income Streams Through Dividends Market Volatility and Your Retirement Plan: Why Income Matters This episode of the financial hour is from March 29, 2025 – […] The post Investment Planning for Retirement: Creating Income Streams Through Dividends appeared first on Dupree Financial.

We're back with November's episode of the investment trust show, an AJ Bell Money & Markets bonus episode. This month, Dan Coatsworth and Hannah Williford dive into a dilemma facing the Manchester & London Investment Trust. [01:14] They chat about the pros and cons of portfolio concentration, and whether it is working for names such as Finsbury Growth & Income and Pershing Square Holdings. [04:39] Renewable energy and infrastructure trusts typically have generous dividends, but their share price performance has been patchy. Hannah talks to QuotedData's James Carthew about the challenges and whether there's a brighter future. [16:48] Octopus Renewables Infrastructure Trust is among the companies trying to bounce back, and Tom Seiber speaks with the trust's manager David Bird on why it has pivoted to a new strategy. [28:41] Finally, Hannah speaks with CVC Income and Growth manager Pieter Staelens about an income strategy that's been a bit more successful in recent years, and why it's worked. [43:28]

How to remove funds from an Inherited IRAShould you get Long Term Care InsuranceWhat are Qualified DividendsNew Rules for 401k (catch-up only in ROTH starting in 2026)Ronald Reagan on free Trade

My guest today is Laura Segafredo – Chief Growth Officer at NatureAlpha, and a systems thinker who's spent the last twenty years connecting science, policy, and capital to build tools that help finance face the realities of the climate crisis.Laura began her career as an energy economist in Europe and California, contributing to major climate policy efforts like the Paris Agreement.She then spent nearly a decade at BlackRock, where she helped transform ESG from a niche concern into a $500 billion force across fixed income and index investing. She led the creation of green bond tools, sustainability frameworks, and data standards that shaped the firm's global strategy.But as ESG became increasingly politicized, innovation stalled, and Laura decided it was time to chart a new path. She took a leap – from the world's largest asset manager to NatureAlpha, a small startup using geospatial data to bring nature into investing.There, she's helping investors understand how companies depend on and impact natural systems – like water, soil, and biodiversity – and what happens when those systems start to break down. Most portfolios have never seen this data. Now they can.NatureAlpha's core product is Geoverse 2.0 – a geospatial AI tool that analyzes 8.5 million asset locations worldwide, tagging each with indicators of ecosystem health and how much a company depends on nature. It uses a quadrant model to flag the danger zone: places where companies are highly dependent on ecosystems – like rivers, forests, or soil – that are already deteriorating. That's where risk concentrates – high dependency, low resilience.The idea is to turn that risk into insight. Geoverse doesn't just map individual assets – it scans entire portfolios, helping investors see exposures they've never seen before.Through partnerships with data providers and platforms like ICE – and collaborations across the wider investment ecosystem – NatureAlpha is working to make its nature-related insights more accessible to investors within the tools they already use.That unlocks what Laura calls the “double dividend”: portfolios that reduce nature-related risk and keep pace with market returns.Still, Laura doesn't overpromise. If there's one lesson she's carried from the ESG battles, it's this: be transparent about what you know, and even more about what you don't. Today, she's studying eco-theology, writing essays, and speaking to philosophers, post-growth economists, and faith leaders. My conversation with Laura goes way beyond ESG.It's about what shifts when you zoom out from carbon and start seeing nature not as scenery, but as infrastructure. When rivers, forests, and soil stop being externalities and start showing up on the balance sheet.If you tune in, you'll also hear what made her lose faith in market-based climate solutions, what the biggest lie the industry tells itself, and why the next big revolution in investing may be a moral one.Because in the end, Laura's not trying to build better ratings or cleaner tickers. She's trying to build a better world – one that we might actually want to invest in.—Connect with SRI360°:Sign up for the free weekly email updateVisit the SRI360° PODCASTVisit the SRI360° WEBSITEFollow SRI360° on XFollow SRI360° on FACEBOOK—Additional Resources:- Laura Segafredo LinkedIn- NatureAlpha website- Moral Revolution Podcast

Key Takeaways: Know your monthly spending goals: Figure out how much you want to spend each month after selling your business to guide your financial plan. Plan for taxes and cash flow: Understand your tax responsibilities and make quarterly payments to keep your finances steady. Build a balanced investment mix: Spread your investments across stocks, real estate, and Bitcoin for steady growth and protection. Use modern financial tools: Options like Bitcoin-backed loans can give you access to cash without having to sell your assets. Work with financial advisors: Partner with experts to create an income plan that fits your goals and the lifestyle you want. Chapters: Timestamp Summary   0:00 Introduction to Money Management 0:43 Planning After a Business Sale 2:02 Investment Distribution Strategy 3:13 Income from Investments Discussion 5:12 Innovative Bitcoin Loan Products 6:27 Alternative Investment Income Opportunities   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Listener Q&A where Andy talks about: The CAPE (Cyclically Adjusted Price to Earnings) Ratio as a measure of whether the US stock market is overvalued or undervalued, and drawbacks with the CAPE Ratio ( 4:32 )The meaning of Benjamin Graham's quote "In the short run, the stock market is a voting machine, but in the long run it's a weighing machine" ( 17:07 )Helping clients overcome their frugality habits to enjoy more of their deferred spending from their nest eggs ( 19:18 )Understanding "duration" and what it means in bond funds ( 26:58 )How Annie Duke's concept of decision making and luck play into retirement planning ( 34:19 )Balancing between good enough and optimization in retirement planning ( 38:45 )Tax withholdings and credits on dividends from international stocks, and whether international stocks should be held only in normal brokerage accounts and not qualified accounts like IRAs and Roth IRAs ( 46:50 )Additional resources in understanding and calculating 72(t) Substantially Equal Period Payments ("SEPP") to avoid the 10% early withdrawal penalty on accessing retirement accounts before 59 1/2 ( 52:20 )A listener public service announcement about itemizable deductions for casualty losses due to federally declared disasters, and how IRS staffing issues and shutdowns exacerbate the inconvenience of the mandatory 20% federal tax withholding on 401(k) contributions ( 55:19 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:Link to Tax Planning to and Through Early Retirement My company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Dr Boyce explains why companies pay dividends

Positive character attracts the presence of God, His glory, favor and anointing, among other things. In this message, we see the various profits of positive character.

Godly character affects man's welfare on earth and destiny in eternity. In this message, we explore more dividends of positive character.

In his 5th appearance on the show, the founder and CEO of Avenue7 Media Jason Boyce comes to hang out with Summer and Scott from his car! That is the commitment and he throws down some super interesting points on where Amazon is and how to keep winning there and he shares one of the most interesting takes on how Walmart can make up ground on Amazon! Enjoy Always Off Brand is always a Laugh & Learn!    Guest: Jason Boyce  LinkedIn: https://www.linkedin.com/in/jasonrboyce/ Company Website: https://avenue7media.com/      FEEDSPOT TOP 10 Retail Podcast! https://podcast.feedspot.com/retail_podcasts/?feedid=5770554&_src=f2_featured_email QUICKFIRE Info:   Website: https://www.quickfirenow.com/ Email the Show: info@quickfirenow.com  Talk to us on Social: Facebook: https://www.facebook.com/quickfireproductions Instagram: https://www.instagram.com/quickfire__/ TikTok: https://www.tiktok.com/@quickfiremarketing LinkedIn : https://www.linkedin.com/company/quickfire-productions-llc/about/ Sports podcast Scott has been doing since 2017, Scott & Tim Sports Show part of Somethin About Nothin:  https://podcasts.apple.com/us/podcast/somethin-about-nothin/id1306950451 HOSTS: Summer Jubelirer has been in digital commerce and marketing for over 17 years. After spending many years working for digital and ecommerce agencies working with multi-million dollar brands and running teams of Account Managers, she is now the Amazon Manager at OLLY PBC.   LinkedIn https://www.linkedin.com/in/summerjubelirer/   Scott Ohsman has been working with brands for over 30 years in retail, online and has launched over 200 brands on Amazon. Mr. Ohsman has been managing brands on Amazon for 19yrs. Owning his own sales and marketing agency in the Pacific NW, is now VP of Digital Commerce for Quickfire LLC. Producer and Co-Host for the top 5 retail podcast, Always Off Brand. He also produces the Brain Driven Brands Podcast featuring leading Consumer Behaviorist Sarah Levinger. Scott has been a featured speaker at national trade shows and has developed distribution strategies for many top brands. LinkedIn https://www.linkedin.com/in/scott-ohsman-861196a6/   Hayley Brucker has been working in retail and with Amazon for years. Hayley has extensive experience in digital advertising, both seller and vendor central on Amazon. Hayley lives in North Carolina.  LinkedIn -https://www.linkedin.com/in/hayley-brucker-1945bb229/   Huge thanks to Cytrus our show theme music “Office Party” available wherever you get your music. Check them out here: Facebook https://www.facebook.com/cytrusmusic Instagram https://www.instagram.com/cytrusmusic/ Twitter https://twitter.com/cytrusmusic SPOTIFY: https://open.spotify.com/artist/6VrNLN6Thj1iUMsiL4Yt5q?si=MeRsjqYfQiafl0f021kHwg APPLE MUSIC https://music.apple.com/us/artist/cytrus/1462321449   “Always Off Brand” is part of the Quickfire Podcast Network and produced by Quickfire LLC.  

Don swats a studio bug, then swats down the idea of dividend-driven retirement portfolios. Drawing on Jason Zweig's interview with Richard Thaler, they explain why retirees should focus on total return—spending from a diversified portfolio rather than chasing yield. They hit Robinhood's profit model, bid-ask spreads, and the need for automatic-enrollment retirement plans. A listener call leads to a discussion of Social Security timing, debt-free retirement, and (yes) hodgepodge-itis—Don's term for chaotic portfolios. Things wrap with a jailed investor's question, some gallows humor, and the usual banter about holidays and compliance. 0:04 Bug chaos and phone-line reminder 1:41 Why dividend-income portfolios are a trap 2:50 Jason Zweig & Richard Thaler on total-return spending 4:18 Total return beats “high-dividend” illusions 5:39 Robinhood's option-spread profits and the myth of “free” trading 6:15 Schwab vs. Robinhood: relative honesty in bid-ask spreads 7:43 Thaler's take on missing retirement plans and automatic savings 9:05 Anniversary talk and the failed “Debbie Show” experiment 10:15 Back to Thaler—why most workers still lack plans 11:39 Tesla options example showing 7 percent spread 12:05 Case for national retirement depository & hybrid Social Security 13:33 Hodgepodge-itis defined (and owned by Don) 14:51 Low call volume and the Mariners' hangover 15:52 Listener Kevin asks about dividends vs. selling stock 16:53 Reinvesting dividends vs. total-return withdrawals 18:17 Dividends reduce company growth potential 19:45 Why high-yield chasing kills diversification 20:07 Caller David, age 67, plans retirement & asks how to prep 21:55 Social Security timing advice—benefits rise monthly 22:50 David's details: city pension, deferred comp, house, no debt 24:07 Getting professional fiduciary advice before retiring 25:23 David's crypto confession and $3K Ripple gamble 27:27 Jail-bound investor asks where to park money 30:18 Don & Tom debate investing from behind bars (humor intact) 33:19 Columbus Day scheduling confusion & closing banter Learn more about your ad choices. Visit megaphone.fm/adchoices

Jack answers listener questions and previews earnings season. For more on dividends, check out our episode from 2023.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Level Up Podcast w/ Paul Alex, we uncover one of the least talked about success traits—patience—and why it's the true multiplier of results. Paul shares a real story from his entrepreneurial journey when a city permit delay tested his limits. Instead of panicking, he stayed steady, honored his word, and when the deal finally went through, the payoff was bigger than expected. The lesson? Patience isn't passive—it's powerful.