Podcasts about Dividend

- Humanoids = $5.10/Hour! - Humanoid Robots Could Replace Millions Globally - Tesla Reaches Truce with German Union - State Farm Pays Record $5 Billion Dividend - Chinese Automakers Lose Europe Market Share - Lear Wins Massive Ford Seat Contract - Audi Announces Unprecedented Global Management Shakeup - VW Eyes $9.4 Billion Dollar Everllence Sale

- Humanoids = $5.10/Hour! - Humanoid Robots Could Replace Millions Globally - Tesla Reaches Truce with German Union - State Farm Pays Record $5 Billion Dividend - Chinese Automakers Lose Europe Market Share - Lear Wins Massive Ford Seat Contract - Audi Announces Unprecedented Global Management Shakeup - VW Eyes $9.4 Billion Dollar Everllence Sale

In this episode, President and Senior Financial Planner Paul L. Moffat and Director of Financial Planning Jordan Naffa discuss how dividends, margin usage, stock options, and certain market transactions can significantly impact tax outcomes. While these strategies can enhance income and portfolio flexibility, they also introduce nuanced tax rules that investors must understand to avoid unintended consequences.Paul and Jordan explain the importance of qualified dividend treatment, how margin can alter tax classification, and why timing matters when purchasing dividend paying stocks, ETFs, or mutual funds. They also cover alternative minimum tax considerations related to incentive stock options and highlight the risks of concentration in high dividend stocks.This episode reinforces the need for disciplined planning, careful coordination with tax professionals, and a long term perspective when implementing dividend and option strategies.In this episode: ● The difference between qualified and ordinary dividend treatment ● How margin usage can affect dividend tax status ● Holding period requirements for favorable dividend taxation ● Dividend timing considerations for stocks, ETFs, and mutual funds ● Alternative minimum tax exposure with incentive stock options ● Risks of concentrating in high dividend paying companies ● Why protecting after tax returns requires careful planningThe opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed in this program is not a guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested in directly. As always, please remember that investing involves risk and the possible loss of principal. Please seek advice from a licensed professional.Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place.

Street reaction to Nvidia and software results. Nvidia dragging down the major indices as shares move lower after earnings. Plus, State Farm returning cash to customers. A breakdown of those details. Plus, one economic data point flashing a sign that could signal a change in market leadership. B of A breaks that down. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This episode focuses on smart portfolio construction across multiple accounts, using AVGV to complement limited 401(k) options, and why allocation should be viewed holistically. A caller debates stretching into a later target-date fund, prompting a discussion about risk versus actual retirement need. Crypto is challenged as speculation rather than investment. Dividend strategies and bond placement inside Roth IRAs are examined. A muni bond question reinforces the value of patience. The show closes with a humorous but pointed critique of the UFO ETF and broader thematic fund hype. 0:04 AVGE vs. AVGV — why adding global value can offset a 401(k)'s large-cap bias 5:02 Think one portfolio — asset allocation should span every account 8:18 2045 vs. 2060 target-date funds — only take the risk you actually need 11:20 Crypto challenge — utility, politics, and “I'm up” aren't investment theses 14:48 SCHD in a Roth — dividend chasing and why bonds usually don't belong there 18:54 Roth contribution ideas — avoid overlap, consider value exposure 20:11 Selling an individual muni — bid/ask spreads and the case for just holding 26:50 The UFO ETF — defense stocks wrapped in alien hype 31:01 $800B in thematic ETFs — headlines aren't a strategy Learn more about your ad choices. Visit megaphone.fm/adchoices

For most companies in the oil industry, drilling new wells is a major part of their business strategy. Today, we're highlighting a firm that's taking a very different tack. Will Ulrich has served as co-CEO of Presidio Petroleum alongside his partner Chris Hammack, since founding the company in 2017. Presidio's mission is to generate the oil industry's best return on capital by delivering the industry's lowest operating expenses, highest profitability and best emissions profile — all without doing any drilling. Today, Will shares Presidio's unique approach to value creation, their upcoming plan to go public via business combination, and the reasons why they're optimistic for the future. Highlights:Founding Presidio (1:57)Going Public (4:45)The end of the 'Capital Intensive Shale Era' (7:06)Institutional Backing (8:58)Dividend (10:46)Private Equity (13:58)Reducing Operating Costs (17:21)Field Incentive Plan (20:55)Stable Well Production (22:30)Hedging (23:42)CapEx (25:43)Acquisition Strategy (27:23)5-year Outlook (29:17)Links: Will Ulrich LinkedInPresidio LinkedInPresidio WebsiteICR LinkedInICR TwitterICR Website Feedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, joe@lowerstreet.co.

In China’s 2026 market, survival isn’t about buying the dip - it’s about finding the moat. In this episode, hosted by Michelle Martin, we dissect why investors are shifting from momentum plays to structural dominance with Willie Keng, Founder of Dividend Titan (https://www.dividendtitan.com/). We explore four defining themes and why hyper-competitive sectors are being left behind. From China Tower’s near-97% telecom dominance to Tencent’s evolving identity from growth darling to cash-generating powerhouse, we unpack where durability lies. We also assess whether LVMH can maintain pricing power amid China’s luxury fatigue and the rise of local brands. Finally, in an easter egg moment, our guest shares his view on the rush for gold from the value investor perspective.See omnystudio.com/listener for privacy information.

Een jaar lang scheten aandeelhouders van Wolters Kluwer in hun broek voor wat er daar aan zat te komen. Het verdienmodel van het databedrijf zou onderuit gehaald worden door AI-bedrijven die het allemaal beter en sneller gaan kunnen. Waardoor de beurskoers in een jaar tijd met ruim 60 procent daalde. Alleen... dat blijkt nu behoorlijk paniekvoetbal. De kwartaalcijfers laten namelijk een ander beeld zien. Omzet en winst stijgen. En Wolters Kluwer bewijst het ongelijk van beleggers nog even extra: want vooral de cloud-activiteiten groeien hard, met 15 procent. Een afscheid in stijl voor ceo Nancy McKinstry, wiens laatste kwartaal dit was. Deze aflevering kijken we of aandeelhouders die zijn vertrokken, nu reden hebben om terug te keren.Hebben we het ook over een ander beursdrama, maar dan in Denemarken. Dat van Novo Nordisk. De maker van onder meer Ozempic had een voorsprong met hun afvalmedicatie, maar werd keihard ingehaald door de concurrentie. En zag het aandeel zelf op een crashdieet gaan. Van het meest waardevolle Europese beursbedrijf, naar een van de beurslosers. Maar die tijd is misschien wel voorbij, want Novo Nordisk heeft iets verzonnen. Het gaat de prijzen halveren.Hoor je ook meer over de State of the Union. Trumps speech heeft een record gebroken. Nog nooit duurde dat politieke praatje zo lang. Maar of het ook een beetje inhoudelijk was, dat bespreken we deze aflevering. Zo wil Trump de inkomstenbelasting inruilen voor.... tarieven! Te gast: Martine Hafkamp van Fintessa Vermogensbeheer BNR Beurs is een journalistiek onafhankelijke productie, mede mogelijk gemaakt door Saxo. Over de makers: Jelle Maasbach is presentator van BNR Beurs en freelance financieel journalist. Zijn favoriete aandeel om over te praten is Disney, maar daar lijkt hij de enige in te zijn. Sinds de eerste uitzending van BNR Beurs is 'ie er bij. Maxim van Mil is presentator van BNR Beurs en journalist bij BNR, waar hij zich focust op de financiële markten en ontwikkelingen in de tech-wereld. Je krijgt hem het meest enthousiast als hij kan praten over ASML, of oer-Hollandse bedrijven zoals Ahold of ABN Amro. Jorik Simonides is presentator van BNR Beurs, economieredacteur en verslaggever bij BNR. Hij wordt er vooral blij van als het een keer níet over AI gaat. Milou Brand is presentator van BNR Beurs, freelance podcastmaker en columnist bij het Financieele Dagblad. Jochem Visser is presentator van BNR Beurs, maakt Beursnerd XL en de podcast Onder Curatoren. Vraag hem naar obscure zaken op financiële markten en hij vertelt je waarom het eigenlijk nóg leuker is dan je al dacht. Over de podcast: Met BNR Beurs ga je altijd voorbereid de nieuwe beursdag in. We praten je in een kleine 25 minuten bij over alle laatste ontwikkelingen op de handelsvloer. We blijven niet alleen bij de AEX of Wall Street, maar vertellen je ook waar nog meer kansen liggen. En we houden het niet bij de cijfers, maar zoeken ook iedere dag voor je naar duiding van scherpe gasten en experts. Of je nu een ervaren belegger bent of net begint met je eerste stappen op de beurs, de podcast biedt waardevolle inzichten voor je beleggingsstrategie. Door de focus op zowel de korte termijn als de lange termijn, helpt BNR Beurs luisteraars om de ruis van de markt te scheiden van de essentie. Van Musk tot Microsoft en van Ahold tot ASML. Wij vertellen je wat beleggers bezighoudt, wie de markten in beweging zet en wat dat betekent voor jouw beleggingsportefeuille.See omnystudio.com/listener for privacy information.

Dividend Growth: The Quiet Engine of Wealth Dividend growth investing sounds simple, but doing it well for decades is not. That's why we wrote Dividend Growth: The Quiet Engine of Wealth—a practical guide to building a framework you can stick with when things get uncomfortable. You can get a free copy here. Plus, join our market newsletter for more on dividend growth investing. ________ After a year of lagging the S&P 500, dividend investors are finally playing catch-up. Income is growing. Prices are rising. Total returns are improving.But success brings a new challenge: what happens when valuations rise, yields fall, and future returns get harder to find?In this episode, Greg explores the hidden downside of success in dividend growth investing. With dividend stocks outperforming early in 2026 and capital rotating out of growth and AI, he explains why rising prices create a new challenge: redeploying capital without sacrificing long-term returns. He revisits income growth vs. total return, explains why cash flow acts as the anchor in volatile markets, and walks through why sometimes the best move is to do nothing. He also contrasts chasing yield with sustainable compounding, including why shifting into Treasuries for higher income can miss the bigger picture.The second half of the episode moves into real portfolio examples—showing what “sell,” “hold,” and “buy” look like in practice:Why Emerson Electric ($EMR) no longer fits the modelWhat Clorox's ($CLX) acquisition strategy could mean for dividend growthHow Hershey ($HSY) shows patience through commodity cyclesWhy Accenture ($ACN) represents a redeployment opportunityLong-term success isn't about chasing what's working today. It's about discipline, letting income compound, and trusting that if cash flow grows, prices follow.Topics Covered: [00:11] Introduction [03:45] Income growth vs. total return investing [07:24] Why dividend income is the anchor [09:52] Valuation risk and redeployment challenges [10:22] Buffett, patience, and portfolio discipline [11:38] Treasuries vs. dividend stocks: yield vs. growth [13:03] Cash flow as the North Star [15:26] Emerson Electric ($EMR): selling a winner [20:03] Clorox ($CLX): acquisition risk and dividend sustainability [27:40] Hershey ($HSY): commodity cycles and patience [32:03] Accenture ($ACN): dividend growth opportunity [35:11] Redeploying capital in rising markets [36:07] Final takeaway: consistency and long-term compoundingSend a textDisclaimer: Past performance does not guarantee future results. This episode is for educational purposes only and is not investment advice. If you enjoy the show, we'd greatly appreciate it if you subscribe and leave a review RESOURCES: Schedule a meeting with us -> Financial Planning & Portfolio Management Getting into the weeds -> DCM Investment Reports & Models Visit our website to learn more about our investment strategy and wealth management services. Follow us on:Instagram | Facebook | LinkedIn | X

Will Barton from High Dividend Opportunities shares their strategy (0:20) Contextualizing the yield conversation (7:15) Fixed income and equity portfolios (12:00) ETFs vs CEFs (15:00) AGNC preferred stock (17:30) Earnings, cash flow statements protect dividends (21:30) Dividend cuts can surprise you (24:40) Retirement essentials (28:00) Income investing challenges and benefits (41:00)Episode transcriptsFor full access to analyst ratings, stock quant scores and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

Meta Description: Kentucky financial advisors discuss Fed Chair nominee Kevin Warsh’s impact on interest rates, market volatility, and retirement portfolios. Dupree insights on portfolio management. When market uncertainty meets changing Federal Reserve leadership, retirees need clear guidance on protecting their portfolios. In this episode of The Financial Hour, Tom Dupree Jr., James Dupree, and Mike Johnson provide direct access to portfolio managers who explain how Kevin Warsh’s nomination as Fed Chair could reshape your retirement strategy through interest rate changes and market positioning. Understanding Kevin Warsh’s Approach to Federal Reserve Policy The nomination of Kevin Warsh to replace Jerome Powell as Fed Chair has created significant market implications for retirement portfolios. As Tom Dupree explains, “Warsh is gonna have to deal with this stuff and the stock market is not gonna be his only problem.” His unconventional stance differs from traditional dovish or hawkish approaches, creating both opportunities and challenges for income-focused investors. Mike Johnson notes that Warsh “has kind of an odd view” because “he’s been critical of the size of the Fed’s balance sheet.” This critical perspective on quantitative easing could fundamentally alter how markets price risk and opportunity, particularly for those managing retirement income portfolios in Kentucky and beyond. Interest Rate Environment and Portfolio Impact The Yield Curve Steepening Effect The current interest rate environment shows a steepening yield curve, where long-term rates rise while short-term rates decline. Mike explains: “You’ve seen the yield curve steep… long-term rates have been going up, while short-term rates are going down.” This creates distinct opportunities across different market segments. Small-cap stocks, which are “more tied to shorter term interest rates,” could benefit from Fed rate cuts on the short end. Meanwhile, high-multiple growth stocks face valuation pressure as long-term rates normalize. Treasury Bonds and Market Positioning The 30-year Treasury currently sits at 4.77%, having fluctuated based on market expectations. As our team discusses, the real question becomes: “Trump wants this guy to get rates lower so that housing will start moving… but rates may end up going higher.” This uncertainty requires active personalized portfolio management rather than passive acceptance of market direction. Market Rotation: From Growth to Value and Income Dividend-Focused Strategy in Volatile Markets Since October, markets have experienced significant rotation from growth expectations into cash-flow-predictable companies. As Mike observes, “You’ve seen a rotation out of growth expectations, high multiple stocks and into things where the cash flow is more predictable.” For retirees seeking consistent income, this shift validates the investment philosophy of focusing on dividend-producing assets. “Regardless of what the price is doing, all else being equal, the dividend, the income stream is still there,” Mike emphasizes. The Speed of Information and Investment Decisions The acceleration of market information flow through technology and AI creates both opportunities and risks. “Every second of every day is the market agreeing with you or disagreeing with you,” Mike notes, highlighting the double-edged nature of instant market feedback. This rapid information environment requires discipline in distinguishing between noise and actionable intelligence. As Tom points out regarding their investment approach: “We started doing in the last several years is buying more things that are just common sense type names… that works better.” Technology Sector Volatility: AI and Memory Chip Stocks Navigating the AI Investment Landscape The artificial intelligence sector has dominated headlines while creating extreme volatility. Recent examples include software stocks experiencing significant drawdowns followed by rapid 16-25% single-day gains. James observes: “An average day with no news, a stock going up 25%… that’s ridiculous.” The team’s approach involves gradual averaging into AI-related positions since September, following detailed sector analysis. “We’ve had calls with them. We wanted to understand the sector better,” Mike explains, demonstrating the value of direct access to portfolio managers who conduct primary research. Memory Chip Stock Opportunities Memory chip manufacturers present compelling valuation opportunities despite recent volatility. The team recently added a position with a forward P/E of just 12, significantly below the S&P 500’s average of approximately 22. Tom notes the stock is “up 300% in the last year” but maintains “earnings to back it.” This disciplined approach to high-growth sectors exemplifies how personalized investment management differs from mass-market strategies that either avoid volatility entirely or chase momentum without fundamental analysis. Learning from Market History: Avoiding Value Traps The Dot-Com Bubble Comparison Drawing parallels to the dot-com bubble provides perspective on current AI valuations. Tom recalls: “People were making fun of Warren Buffett towards the end of the tech bubble… ultimately he had kind of the last laugh.” Not all survivors of market corrections recover equally. Intel, for example, “survived but it took 20 plus years for it to get back to where it was” after the tech bubble burst. This underscores the importance of selectivity even within promising sectors. Management Quality Matters The discussion of Kraft Heinz illustrates how management quality impacts long-term results. Despite being “considered one of the top companies around” with Warren Buffett’s backing, “their management is horrible,” leading to poor strategic decisions and shareholder disappointment. As James concludes: “There’s a reason why CEOs and extremely well, highly talented staff are so highly paid, they’re hard to find.” Key Takeaways for Retirement Investors Kevin Warsh’s Fed leadership could mean higher long-term rates despite lower short-term rates, requiring portfolio adjustments Yield curve steepening creates opportunities in small-cap stocks while pressuring high-multiple growth names Dividend-focused strategies provide income consistency regardless of price volatility Technology sector selectivity matters more than broad exposure, with valuations and earnings fundamentals guiding decisions Management quality and business fundamentals trump thematic investing for long-term success Common sense investments in recognizable companies often outperform obscure “deep value” plays Active portfolio management adapts to rapid market changes while maintaining long-term discipline Frequently Asked Questions How will Kevin Warsh’s Fed leadership affect my retirement portfolio? Warsh’s critical stance on the Fed’s balance sheet and quantitative easing could lead to different interest rate dynamics than previous Fed chairs. Long-term rates may remain elevated even as short-term rates decline, impacting bond valuations and stock multiples. Retirement portfolios should emphasize dividend income and fundamental value rather than relying on Fed accommodation. What is a steepening yield curve and why does it matter? A steepening yield curve occurs when long-term interest rates rise relative to short-term rates. This environment typically benefits small-cap companies that rely on shorter-term financing while pressuring high-valuation growth stocks. For retirement investors, it suggests favoring income-producing assets over growth speculation. Should retirees invest in AI and technology stocks despite volatility? Technology exposure should be sized appropriately for your risk tolerance and income needs. Our approach involves gradual position building in fundamentally sound companies with reasonable valuations, never risking retirement income needs on speculative positions. Direct access to portfolio managers helps navigate these decisions. How do I know if I’m in a value trap versus a true opportunity? Value traps lack the three essential elements: quality management, sustainable earnings, and reasonable business prospects. True opportunities combine all three elements with temporarily depressed valuations. This requires ongoing research and analysis rather than simple valuation metrics. What makes dividend-focused investing effective in volatile markets? Dividend income provides cash flow independent of price fluctuations. As Mike explains, “regardless of what the price is doing… the income stream is still there.” This creates portfolio stability while volatile prices create rebalancing opportunities for patient investors. Take Control of Your Retirement Portfolio Market transitions create both risk and opportunity. The difference between portfolio growth and disappointment often comes down to having personalized investment management with direct access to portfolio managers who actively research positions and adapt to changing conditions. At Dupree Financial Group, our team-based approach means you benefit from comprehensive analysis rather than a single perspective. We focus on income-producing investments, transparent fee structures, and strategies designed specifically for retirees and pre-retirees aged 50 and above. Don’t navigate Fed policy changes and market volatility alone. Call (859) 233-0400 for a complimentary portfolio review or schedule your appointment directly on our website at dupreefinancial.com. Listen to more episodes and insights in our Market Commentary archive. The post How Fed Chair Kevin Warsh Could Impact Your Retirement Portfolio: Interest Rates, Market Volatility, and Investment Strategy appeared first on Dupree Financial.

In this frequently requested episode, I'll go over each of the dividend stocks in my multi-million dollar portfolio and share whether I believe them to be undervalued, fairly priced, or overvalued, which may help inform your own research as you decide whether now is the time to buy, hold, or sell. Join the world's largest free Dividend Discord ➜ https://discord.gg/kkSr5FY Join my channel membership as a GenEx Partner to access new perks: https://www.youtube.com/channel/UCuOS-UH_s4KGhArN6HdRB0Q/join Seeking Alpha Affiliate Referral Link ➜ https://link.seekingalpha.com/2352ZCK/4G6SHH/ Click my FAST Graphs Link (Use coupon code AFFILIATE25 to get 25% off your 1st payment) ➜ https://fastgraphs.com/?ref=GenExDividendInvestor Please use my Amazon Affiliates Link ➜ https://amzn.to/2YLxsiW Thanks! As an Amazon Associate I earn from qualifying purchases. Support me & get Patreon perks ➜ https://www.patreon.com/join/genexdividendinvestor Use my Financial Modeling Prep affiliate link for awesome stock API data (up to a 25% discount) ➡️ https://site.financialmodelingprep.com/pricing-plans?couponCode=genex25

Most household names with global brands are not the dividend growth stocks you think they are. They're thriving at selling products, but many struggle to pay shareholders, and some are closer to dividend cuts than you realise.In this episode, we peel back the curtain on giants likeBayer, Lyondell Basel, and Diageo. We reveal the red flags lurking behind their glossy veneer — from debt overreach and cyclical downturns to reckless acquisitions and questionable dividend sustainability. You'll discover why Bayer's disastrous Monsanto mergerturned into a debt nightmare, how cyclical industries can turn dividend darlings into ticking time bombs, and what the real danger signs are that a household name might cut its Dividend next year.

In this news and earnings episode, Simon and Dan break down Canada’s January CPI print and why food inflation still feels painfully high despite softer headline numbers. They dig into TELUS’ rough quarter, the surprise CEO change, and what it means for leverage, dividends, and long-term turnaround prospects. The guys also cover Shopify’s strong Q4 results and growing AI integration—discussing whether AI is a real threat or a long-term tailwind for the platform—before wrapping up with Robinhood’s explosive growth in options and crypto trading, and why the business increasingly looks more like a casino than a traditional brokerage. Along the way, they touch on grocery inflation, telecom price wars, valuation risks in high-multiple stocks, and what today’s speculative behavior could mean for markets going forward. Tickers discussed: T.TO, SHOP, HOOD, DOL.TO, L.TO Watch the full video on Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

Niël Pretorius – CEO, DRDGold SAfm Market Update - Podcasts and live stream

Verrassing! Ziggo komt naar de Amsterdamse beurs. Met een ingewikkelde constructie kun je vanaf 2027 beleggen in de Ziggo Group: een holding, bestaande uit VodafoneZiggo en het Belgische Telenet. Beide bedrijven zijn nu nog deels eigendom van een Amerikaans bedrijf. Maar dat wil er vanaf. Wil je er straks als eerste bij zijn, moet je dus aandelen in Liberty Global kopen. Maar waarom zou je dat doen? Gaan wij voor je uitzoeken. We vertellen je ook over Warren Buffett. Die heeft aan het einde van z'n carrière toch nog wat veranderingen doorgevoerd bij zijn Berkshire Hathaway, blijkt nu. Op het laatste moment bouwt Buffett het belang in Apple verder af, en hij neemt ook afscheid van een enorm deel van z'n Amazon-aandelen. Wat moeten we daarachter zoeken? Dan hoor je ook nog: Waarom de ECB misschien nu al op zoek moet naar een opvolger voor Christine Lagarde Waarom chemieconcern Bayer voor miljarden moet schikken Waarom Nvidia afscheid neemt, én juist nieuwe banden aanhaalt Te gast: Nico Inberg van De Aandeelhouder BNR Beurs is een journalistiek onafhankelijke productie, mede mogelijk gemaakt door Saxo. Over de makers: Jelle Maasbach is presentator van BNR Beurs en freelance financieel journalist. Zijn favoriete aandeel om over te praten is Disney, maar daar lijkt hij de enige in te zijn. Sinds de eerste uitzending van BNR Beurs is 'ie er bij. Maxim van Mil is presentator van BNR Beurs en journalist bij BNR, waar hij zich focust op de financiële markten en ontwikkelingen in de tech-wereld. Je krijgt hem het meest enthousiast als hij kan praten over ASML, of oer-Hollandse bedrijven zoals Ahold of ABN Amro. Jorik Simonides is presentator van BNR Beurs, economieredacteur en verslaggever bij BNR. Hij wordt er vooral blij van als het een keer níet over AI gaat. Milou Brand is presentator van BNR Beurs, freelance podcastmaker en columnist bij het Financieele Dagblad. Jochem Visser is presentator van BNR Beurs, maakt Beursnerd XL en is redacteur bij BNR Zakendoen en de podcast Onder Curatoren. Vraag hem naar obscure zaken op financiële markten en hij vertelt je waarom het eigenlijk nóg leuker is dan je al dacht. Over de podcast: Met BNR Beurs ga je altijd voorbereid de nieuwe beursdag in. We praten je in een kleine 25 minuten bij over alle laatste ontwikkelingen op de handelsvloer. We blijven niet alleen bij de AEX of Wall Street, maar vertellen je ook waar nog meer kansen liggen. En we houden het niet bij de cijfers, maar zoeken ook iedere dag voor je naar duiding van scherpe gasten en experts. Of je nu een ervaren belegger bent of net begint met je eerste stappen op de beurs, de podcast biedt waardevolle inzichten voor je beleggingsstrategie. Door de focus op zowel de korte termijn als de lange termijn, helpt BNR Beurs luisteraars om de ruis van de markt te scheiden van de essentie. Van Musk tot Microsoft en van Ahold tot ASML. Wij vertellen je wat beleggers bezighoudt, wie de markten in beweging zet en wat dat betekent voor jouw beleggingsportefeuille.See omnystudio.com/listener for privacy information.

Wheaton Precious Metals announced a major expansion of its silver exposure at Antamina through a new agreement with BHP. Elemental Royalty Corp announced its inaugural dividend policy of US$0.12 per Elemental common share. Lundin Mining released results from its integrated Preliminary Economic Assessment on the Vicuña district. Li-FT Power has commenced drilling at the Yellowknife Lithium Project. New drill result out from Andina Copper. Sierra Madre Gold and Silver provided an update on the progress of the planned two-stage expansion at its La Guitarra silver-gold mine complex.This episode of Mining Stock Daily is brought to you by... Revival Gold is one of the largest pure gold mine developer operating in the United States. The Company is advancing the Mercur Gold Project in Utah and mine permitting preparations and ongoing exploration at the Beartrack-Arnett Gold Project located in Idaho. Revival Gold is listed on the TSX Venture Exchange under the ticker symbol “RVG” and trades on the OTCQX Market under the ticker symbol “RVLGF”. Learn more about the company at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠revival-dash-gold.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Vizsla Silver is focused on becoming one of the world's largest single-asset silver producers through the exploration and development of the 100% owned Panuco-Copala silver-gold district in Sinaloa, Mexico. The company consolidated this historic district in 2019 and has now completed over 325,000 meters of drilling. The company has the world's largest, undeveloped high-grade silver resource. Learn more at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠https://vizslasilvercorp.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Equinox has recently completed the business combination with Calibre Mining to create an Americas-focused diversified gold producer with a portfolio of mines in five countries, anchored by two high-profile, long-life Canadian gold mines, Greenstone and Valentine. Learn more about the business and its operations at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠equinoxgold.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Integra Resources is a growing precious metals producer in the Great Basin of the Western United States. Integra is focused on demonstrating profitability and operational excellence at its principal operating asset, the Florida Canyon Mine, located in Nevada. In addition, Integra is committed to advancing its flagship development-stage heap leach projects: the past producing DeLamar Project located in southwestern Idaho, and the Nevada North Project located in western Nevada. Learn more about the business and their high industry standards over at integraresources.com

Christian Magoon, CEO of Amplify ETFs, introduces some of the firm's products to viewers. The largest inflows have been into international ETFs and their U.S.-based Enhanced Dividend ETF (DIVO). They also offer IDVO, which is an international version of DIVO. Junior Silver Miners (SILJ) had a “great year last year” and continues to see strength. Another option is their SLJY, a covered call strategy on silver miners. Natural gas is a “heck of an investment,” and he highlights Amplify's U.S. Nat Gas Infrastructure ETF (USNG). Lastly, he shares their blockchain ETF, BLOK. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Rebecca Teltscher, portfolio manager at Newhaven Asset Management, shares his outlook on Canadian Dividend Stocks.

See my $350,000+ Stock Portfolio: https://www.patreon.com/citizenoftheyear/postsCheck out these AMAZING Deals: https://amzn.to/3NGmBPTJoin the FREE discord: https://discord.gg/aUge4N4maTIn this video, I break down 10 stocks and ETFs designed to generate strong passive income from profitable, reliable businesses. These are investments built to pay consistent dividends and help you grow wealth while you sleep at night. If you want a portfolio that works for you long-term, this is a great place to start.Check out my favorite research tool Seeking Alpha! Premium: https://link.seekingalpha.com/3B2L85W/4G6SHH/Alpha Picks: https://www.sahg6dtr.com/3B2L85W/J8P3N/Disclaimer:This is not financial advice and I am not a licensed financial advisor. Always do your own research before investing and work with a licensed financial advisor. These are my opinions for informational purposes only and not to be taken as investing advice. Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. As an Amazon Associate, I earn from qualifying purchases. Affiliate commissions help fund videos like this one

In this guest episode, we have James Gruber, Editor at Firstlinks. He has a debate with dividend lover Mark, about why he doesn't like dividends.You can find James' full article here.Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.A message from Mark and ShaniFor the past five years, we've released a weekly podcast to arm you with the tools to invest successfully. We've always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.We've shared our journeys with you, and you've shared back. We've listened to what you're after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.The book is now available! It is also available in Audiobook format from most sellers.Purchase from Amazon or Purchase from BooktopiaTo submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

My 4 Factor Dividend Growth Strategy is an alternative to SCHD that has thus far generated a strong 16.07% CAGR. But this return could have been even better had I not made the 4 mistakes I'd like to share with you today.Quality At A Fair Price: https://qualityatafairprice.substack.com/Patreon: https://www.patreon.com/LongacresFinanceDisclaimer: This video is intended for entertainment purposes only and should not be taken as investment advice.#dividendincome #dividends #schd #dividendgrowthinvesting

By Paul Sloane, who is the author of The Art of Unexpected Solutions: Using Lateral Thinking to Find Breakthroughs, published by Kogan Page In a cathedral in Pisa, a young Galileo Galilei observed a swinging incense chandelier. While others saw a mundane ritual, Galileo saw a variable. Using his pulse to time the oscillations, he saw that a pendulum's period remains constant regardless of its arc. He deduced that the period of a pendulum was constant and not dependent on the weight of the pendulum or the initial displacement. It was dependent only on the length of the rope. Building a Question-Rich Corporate Culture, Unexpected Solutions In 1943 naval engineer Richard James was working on the problem of how to stabilize sensitive ship equipment at sea. He was using coiled springs and accidentally knocked one off a shelf. He was fascinated to see that it seemed to walk down and come to rest in a standing position. Where others might have seen a nuisance, James saw a kinetic possibility, leading to the invention of the Slinky. These stories are often relegated to the realm of "happy accidents." In reality, they are the results of a specific cognitive discipline: curiosity. In the modern corporate landscape, curiosity is frequently treated as a secondary trait, a "nice-to-have" eclipsed by the "must-haves" of efficiency, specialized expertise, and immediate ROI. However, this prioritization is wrong. Curiosity is the primary engine of innovation and the most effective hedge against institutional stagnation. To remain competitive, leaders should switch from a culture of "knowing" to a culture of "inquiring." The Institutional Suppression of Inquiry From early education through professional development, we are conditioned to value the definitive answer over the provocative question. Success is often measured by the speed at which we can provide a solution, rather than the depth at which we understand the problem. In many organizations, this leads to a "stick to what you know" mantra. When an organization prioritizes conformity over curiosity, it inadvertently creates blind spots. The Four Pillars of Individual Curiosity Curiosity is not an innate gift but a professional muscle that requires deliberate conditioning. To lead a curious organization, individuals shoould adopt four specific behaviors: 1. Challenging the "Obvious" Assumptions are the silent killers of innovation. They act as mental shortcuts that prevent us from seeing new paths. Consider George de Mestral, the inventor of Velcro. He could have viewed the burrs stuck to his dog's fur as a minor irritation. Instead, his curiosity led him to study the mechanics of their adhesion. Rigorously audit your "legacy" processes. Ask: "If we were starting this company today, would we still do it this way?" 1. Destigmatizing Experimentation Innovation is a non-linear process characterized by trial and error. Thomas Edison famously viewed his 10,000 failed attempts at the lightbulb not as setbacks, but as the successful elimination of non-viable options. Reframe "failure" as "data collection." If an experiment doesn't yield the intended result but provides a new insight, it is a net gain for the company. 1. Intellectual Humility The greatest barrier to learning is the illusion of knowledge. Intellectual humility involves acknowledging the limits of your expertise and remaining open to insights from any level of the hierarchy. Adopt a beginner's mindset. Approach high-level strategic meetings with the intent to learn something new from the junior staff in the room rather than just delivering directives. 1. Strategic Divergence Curiosity thrives on variety. When we only read industry journals and speak to immediate colleagues, our thinking becomes derivative. Deliberately seek out "intellectual friction." Read outside your field, attend conferences in unrelated industries, and engage with people whose perspectives challenge your own. Engineering an Organizational Ecosystem Individua...

David Alton Clark, Retirement Income Warrior, discusses his 3 income and 2 growth portfolios (1:00) Stock specific examples of winners and losers (4:20) High yielding stocks = risk for capital loss (7:25) Taking profits in growth (9:00) Fed's hawkish statement, unemployment data critical (12:45) Making a mistake on Freeport-McMoRan (19:50) Tax loss harvesting (23:00)Show Notes:Dividend And Growth Stocks For An Overvalued Market With David Alton ClarkTaking Profits For Yield And Growth With David Alton ClarkRead our transcriptsFor full access to analyst ratings, stock and ETF quant scores, and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

John Kosar highlights a defensive shift in the market as dividend stocks and value plays begin to outpace growth. While the S&P 500 (SPX) remains in a long-term bull trend, internal metrics suggest a rotation toward the industrial and energy sectors. John monitors the Asbury 6 to gauge market health. He explains why the market could sustain a significant pullback toward its 200-day moving average without compromising its overall structural integrity.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

One of the biggest shocks for new business owners is the realization that even if the business is profitable, that cash doesn't automatically belong in your pocket. In this episode, Zulfiqar Ali explores "The Great Divorce" the essential separation between personal finances and the business bank account. Drawing from his journey building Trusted Creators, he explains why treating your company account like a personal ATM is a fast track to trouble with the tax man.Show Notes: https://trustedcreators.org/s12ep50:00 - Introduction to the money mindset shift1:32 - Sustainable business vs. a hobby2:38 - The 5 hard lessons overview2:52 - Lesson 1: The Great Divorce and ATM danger5:10 - Lesson 2: Salary vs. Dividend breakdown6:38 - Lesson 3: The Director's Loan account warning7:12 - Lesson 4: The Separate Person mindset8:54 - Lesson 5: The Accountant Myth vs. Financial Advisors10:59 - Timing payouts around tax years: The December/January example13:30 - Taking ownership of your figures15:13 - Preview: Episode 6 and hidden costs

Bitcoin is crashing, tech and SaaS stocks are under pressure, and social media is full of panic but dividend investors are staying calm.In this episode, Derek and European DGI explain why this sell-off is sector-specific, not a market crash, and how dividend growth portfolios are holding up surprisingly well during volatility.We discuss:• Why Bitcoin's drop doesn't worry dividend investors• Sector rotation vs. real market crashes• What's happening to tech, SaaS, and AI-exposed stocks• Dividend hikes and earnings updates• How to stay rational when markets get noisyCompanies discussed include Microsoft, Shell, Novo Nordisk, Merck, Brookfield Asset Management, Hershey, PepsiCo, and more.We finish with a listener Q&A covering dividend cuts, price anchoring, currency risk, and investing during market drawdowns.

The tech sector faced dramatic volatility this week as AI developments triggered major selloffs across software and hyperscaler stocks. While Oracle dropped 16% in eight trading days and software companies lost over 22% year-to-date, a different story emerged for dividend-focused retirement portfolios built around quality companies. AI Disruption Triggers Tech Sector Turmoil The market experienced significant turbulence when Anthropic released new AI capabilities that simplified software replication for programmers. This development sent shockwaves through major tech companies including PayPal, Adobe, and Microsoft. As Mike Johnson explained, “The software sector just got their heads knocked off…year to date now it’s down 22%.” Amazon stock declined 7-8% after announcing $200 billion in capital expenditure plans. Combined with Microsoft, Meta, Oracle, and Alphabet, these hyperscalers plan to spend $600 billion—more than Germany and Mexico’s spending budgets combined. Markets that celebrated Oracle’s $300 billion open AI investment with a 40% single-day stock jump last summer now react with skepticism to similar announcements. The Market’s Contradictory Signals on Tech Investment Tom Dupree observed this fundamental shift: “Back in June or July when Oracle said they were gonna invest 300 billion in open AI and the stock went up 40% in a day…now when all these hyperscalers are announcing these huge investments, the market’s like, Nope, sorry, we gotta see proof.” This creates opportunities in “picks and shovels” companies that supply infrastructure for AI development. James Dupree noted the disconnect: “It’s bonkers that they’re selling off those names. When these companies announced that they’re gonna invest more money, that’s obviously good for the picks and shovels.” Quality Dividend Stocks Deliver Steady Returns While tech volatility dominated headlines, personalized investment management portfolios focused on dividend-paying quality companies produced different results: Verizon: Up 17% year-to-date from total returns, jumping nearly 12% in a single Friday session Chevron: Similar 17% gains demonstrating energy sector strength ConAgra: 8% total return combining 4-5% price appreciation plus dividend income since late October purchase Nestlé: Strong food sector performance during market uncertainty Mike Johnson emphasized the strategy’s foundation: “In a risk-off market…what the market’s looking for is quality. Balance sheet quality, cash flow quality, lower leverage, more predictability in revenues.” Why Separately Managed Accounts Outperform Packaged Products Tom Dupree explained their portfolio construction philosophy: “The way we put that philosophy together was we didn’t wanna sell annuities and we didn’t wanna buy bonds, so we bought stocks that paid dividends like a bond and raise their dividends over time.” This approach offers critical advantages over mutual funds and other packaged products. During the 2008 financial crisis, some closed-end funds with embedded leverage faced conflicts of interest. As Mike Johnson noted, “If portfolio managers sold everything in the portfolio before things got really bad, that means the portfolio manager’s out of a job…inevitably you have those conflicts of interest within package products that raise their head at the worst possible time.” Separately managed accounts provide: Direct ownership of individual securities Complete transparency on holdings and fees Dynamic portfolio management without commingling with other investors No embedded conflicts of interest Lower overall costs without packaging fees Learn more about the investment philosophy behind this approach. Income-Focused Investing for Retirement Security The cornerstone of retirement portfolio management centers on reliable income generation. Mike Johnson described the strategy: “The price appreciation, everybody’s happy when prices are going up. But the cornerstone of our portfolio is the income.” This philosophy differs fundamentally from buying dividend aristocrat indexes. Mike explained: “There’s a difference between the analysis and the holdings that we have in the portfolio versus buying the dividend aristocrats…What that doesn’t take into account is current valuation.” Attractive valuations on overlooked companies like Verizon and Chevron created opportunities for both income and price appreciation. “For retirement investors, you find the safety net, if you will, of the income, and then the price appreciation over time,” Mike noted. Dynamic Portfolio Management Adapts to Market Conditions Active management allows response to changing market conditions. When quality company stock prices decline 20% without fundamental business changes, the portfolio team may add to positions. Tom Dupree clarified: “We own it for a long time, but it’s not just a buy and hold situation…the dynamic nature of the portfolio has to square up with the dynamic nature of retirement.” This includes tax-efficient strategies like: Qualified Charitable Distributions (QCDs): Transfer IRA funds directly to charities without reporting as taxable income Roth Conversions: Situational strategies for specific client circumstances Strategic Rebalancing: Taking profits on winners and adding to undervalued positions Explore more insights in the market commentary archive. Key Takeaways for Retirement Investors Software sector vulnerabilities exposed by AI developments demonstrate tech concentration risks Quality dividend-paying companies provide downside protection during market volatility Separately managed accounts offer transparency and control unavailable in packaged products Income generation creates stability regardless of price fluctuations Dynamic management adapts portfolios to both market conditions and retirement needs Current valuations matter more than historical dividend aristocrat status Questions About Your Retirement Portfolio? Tom Dupree summarized the value proposition: “The thing about investing that’s so hard is obviously the emotions. You see a stock going up that you already own a little bit of, and you’re like, I should add to this, which is the worst thing you can do while it’s going up. And then you see a stock going down that you own and you’re like, well, I should probably sell this stock.” Professional portfolio management removes emotional decision-making while maintaining the transparency and control investors need for retirement security. If you don’t know what you own in your portfolio, you need to. Schedule a complimentary portfolio analysis with Dupree Financial Group. Call (859) 233-0400 to speak directly with portfolio managers—not assigned investment counselors—about your retirement strategy. Frequently Asked Questions Q: How does dividend investing protect against tech sector volatility? Dividend-paying quality companies in defensive sectors like telecommunications, energy, and consumer staples provide consistent income regardless of tech stock fluctuations. Companies like Verizon and Chevron demonstrated 17% year-to-date returns while software stocks declined 22%. Q: What’s the difference between separately managed accounts and mutual funds? Separately managed accounts provide direct ownership of individual securities in your own brokerage account with complete transparency on holdings and fees. Mutual funds commingle investor assets and may contain embedded conflicts of interest that surface during market stress. Q: How do portfolio managers decide when to add to existing positions? When quality company stock prices decline 20% without fundamental business changes, the investment committee may add to positions. Valuations matter more than simply holding dividend aristocrats regardless of price. Q: Can I transfer retirement funds to charity without paying taxes? Yes, Qualified Charitable Distributions (QCDs) allow direct IRA transfers to charities without reporting as taxable income. Age and annual amount restrictions apply—discuss your specific situation during a portfolio consultation. Q: Why are “picks and shovels” AI companies attractive despite hyperscaler selloffs? Infrastructure providers benefit when tech companies announce increased capital expenditure plans. Despite market selloffs, $600 billion in planned AI infrastructure spending creates revenue opportunities for equipment and component suppliers. The post Tech Stock Volatility Meets Dividend Investing: Why Quality Companies Still Win appeared first on Dupree Financial.

In today's MadTech Daily, we discuss Google set to double AI spending to USD$185bn (£137bn) after strong earnings, Netflix reaching 61% of UK households, according to Barb, and Baidu unveiling its first dividend alongside a USD$5bn (£3.7bn) buyback.

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I discuss if the Chowder rule is relevant to buy dividend stocks It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

Let's talk about my monthly top dividend stocks watchlists and how a new Quality versus Value test is unfolding.You can see the full lists here: https://qualityatafairprice.substack.com/p/top-dividend-stocks-february-2026Quality At A Fair Price: https://qualityatafairprice.substack.com/Patreon: https://www.patreon.com/LongacresFinanceDisclaimer: This video is intended for entertainment purposes only and should not be taken as investment advice.#dividendincome #dividends #dividendgrowthinvesting

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I discuss AltaGas (ALA.TO) and how it came back after cutting its dividend It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

Shortwave KitschSWK REWINDS S1, E4To Whom It May Concern… - “Father's Little Dividend”Written by Brandon L. Joyner Synopsis: Adriana Agony, the unconventional advice columnist, delves into a world of wealth, family expectations, and secrets when tasked with finding the missing heiress, Claudia Payne. Can she bridge the gap between father and daughter and expose the hidden toll of societal pressures on their lives?Cast:Maddie Casto - Adriana Agony Michael Catangay - Butler / Jonathan HardmeatFred Hutter - Titus PayneBrandon L. Joyner - Reginald Holland Kemp - Claudia Payne “Dr. Clutterbuck's Fantastic Yet Far-Fetched Fizzy Drink” CommercialLizzie Mears - ShirleyHolland Kemp - BettySong - “There's a Train”Sung by Brandon L. JoynerMusic by Pedro M. ToroLyrics by Brandon L. Joyner Song - "Until Next Time"Sung by David Joyner, Jeannie Joyner, John Joyner, Kristen N. Granet and the Cast of SWK Music by Pedro M. ToroLyrics by Brandon L. Joyner Narrated by David Joyner "To Whom It May Concern… Theme" by Pedro M. Toro Music Direction and Accompaniment by Pedro M. ToroSound Effects performed LIVE by Brooke RashProduction Team:Producers: Maddie Casto-Koebler, Kristen N. Granet, Brandon L. Joyner, Brooke RashSound Engineer: Matt CiclonSound Mixing: Matt CiclonRecorded by: Miguel RabsattBusiness Manager: Kristen N. Granet Original episode art by Maddie Casto-KoeblerLogo: LinkonSpecial Thanks to:Lesa Spillers, Julia Sorenson, Tara O'Shields, Rose Newman, Josh Anderson, Kerry Bowers, Jeff & Teri Ziccardi, The Joyner Family, Cheryl Granet, and other marvelous yet anonymous donors!Connect with Us: Facebook, Instagram @swkradioshowOur show thrives with the support of our Patreon community! If you're able, we invite you to be part of the journey and help sustain the laughter for episodes to come. Support Our SWK Pod: ⁠⁠patreon.com/SWKRadioShow⁠AND... Hat on a Hat Creative, the mastermind team behind SWK, is now registered as a Non-Profit under the 501c classification for the arts, reporting under EIN 99-3747555, SC ID: P91719. If you are interested in helping our dream continue to be a reality we would love your support. Learn more at⁠⁠ ⁠https://www.shortwavekitsch.com/hatonahatcreative⁠⁠⁠!

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I discuss Brookfield Infrastructure (BIPC) and Brookfield Renewable (BEPC) latest earnings and dividend increase. For the complete book on Brookfield: https://www.dividendstocksrock.com/brookfield It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

How important are dividends as a component of overall equity returns? Which countries offer the best prospects? And how can investors seek to avoid dividend traps? Elisa Piscopiello, Senior Index and ETF Analyst, shares her answers to these questions and more as we delve into the details of dividend income strategy. This podcast was recorded on 21 January 2026 and is hosted by Luka Lukic. All data is sourced from LSEG as at 21 January 2026 unless otherwise stated. Dividend standard deviation versus MSCI World statement via Bloomberg data as at October 2025.For professional investors only. Capital at risk. It should be noted that diversification is no guarantee against a loss in a declining market. Securities mentioned for illustrative purposes only. Reference to a particular security is on a historic basis and does not mean that the security is currently held or will be held within an L&G portfolio. The above information does not constitute a recommendation to buy or sell any security. Risk management cannot fully eliminate the risk of investment loss. Dividend yield is not guaranteed and can go down as well as up, and the investor's returns may vary year-on-year.  Past yields are not a guide to future issuances.

Earnings season is in full swing, and this week on Dividend Talk it's all about what recent earnings and dividend announcements really mean for long-term dividend investing. The conversation covers major earnings from companies likeMicrosoft, SAP, LVMH, Apple, Texas Instruments, Visa, Starbucks, UnitedHealth, and Altria, alongside a wave of European dividend increases from ASML, Deutsche Bank, Sanofi, ABB, KPN, and others. We break down what's driving big price drops, where valuation expectations may have run ahead of reality, and how dividend growth investors should think about volatility during earnings season.

When thinking about retirement or already in retirement, one of the most critical decisions you’ll make is choosing the right investment strategy to generate reliable income. The recent appointment of Kevin Walsh as Federal Reserve chairman has investors questioning whether traditional assets like gold and silver remain viable options, or if dividend-paying stocks offer a superior path to retirement security. Tom Dupree Jr. and Mike Johnson recently explored these topics on The Financial Hour of The Tom Dupree Show, providing valuable insights for investors aged 50 and above who are seeking personalized investment management alternatives to mass-market approaches. Understanding the Federal Reserve’s New Direction The financial markets responded positively to the appointment of Kevin Walsh, a 55-year-old former Fed insider currently working at Stanford University, as the new Federal Reserve chairman. Unlike concerns that the position might go to someone viewed as overly political, Walsh brings both independence and credibility to the role. “He works with Stanley Druckenmiller from a family office, and the market views him as an independent thinker who’s gonna do what he thinks is the right thing to do,” Mike Johnson explained during the episode. This appointment signals potential shifts in monetary policy that could affect everything from interest rates to commodity prices, making it essential for retirement investors to understand how these changes impact their portfolios. The Truth About Gold and Silver as Retirement Investments Recent market movements saw gold prices drop approximately 6% and silver decline around 15%, prompting important questions about precious metals as retirement vehicles. While gold is often marketed as an inflation hedge, the reality is more nuanced. Gold’s Performance: Context Matters Mike Johnson conducted an extensive analysis of gold’s historical price movements, revealing surprising insights: “Since the year 2000, gold has been about a double of what the S&P 500 did. But you look at the context—in the year 2000, you had the S&P at all-time high and gold was about 50% below its 1970s level.” The starting point dramatically affects performance comparisons. From 2012 to 2025, the S&P 500 increased over six and a half times while gold only doubled. However, during the 1970s, gold soared 1,365% while stocks gained just 76%. Why Gold Isn’t Ideal for Retirement Portfolios Several factors make gold problematic for retirement investors: No income generation: Gold doesn’t pay dividends, requiring liquidation to access value Extreme volatility: Decades of stagnant performance punctuated by brief rallies Speculation-based: Impossible to determine intrinsic value without earnings Inflation hedge myth: Historical data shows gold had a negative 1.4% real return during periods when inflation exceeded 4% As Tom Dupree noted, “You want to own productive assets. That’s where your inflation hedge long term comes from.” Dividend Investing: The Superior Strategy for Retirement Income For investors seeking reliable retirement income, dividend-paying stocks offer distinct advantages over commodities like gold. Dupree Financial Group’s investment philosophy centers on this principle. Understanding Total Return: Income Plus Growth Many investors confuse stock price appreciation with dividend income, but they’re separate components that together create total return. Mike Johnson illustrated this with a real example: “One of the companies in the portfolio, their stock’s up today $2.70, which is about 6.8%. Their dividend over the course of the next year is gonna be about $2.76 cents. So all else being equal, the stock at the end of the year, your return would be $5.40 per share, which is around 12%.” This distinction is crucial. The dividend provides predictable cash flow regardless of market volatility, while price appreciation offers additional growth potential. Why Dividend Stocks Excel for Retirees The Dupree Financial Group approach emphasizes several key advantages: Predictable cash flow: Dividends replenish accounts consistently, reducing forced selling during downturns Inflation protection: Companies that raise dividends historically outpace inflation Lower volatility: Income cushions against price fluctuations Compounding potential: Reinvested dividends accelerate wealth growth “We want income because that’s predictable and that’s what clients are looking for,” Johnson explained. “When we do a proposal, we’re talking about the income because that’s predictable.” Building a Retirement Portfolio: The Dupree Approach Rather than using mutual funds or mass-market solutions, Dupree Financial Group creates separately managed accounts tailored to retirement income needs. The Income-First Investment Process Tom Dupree described the firm’s evolution: “I looked at this problem a long time ago. There were relatively few choices for what retirement clients could or should do. We came about to invest in dividend-paying, mainly blue chip type stocks that have had good dividend payouts over the years and have had a tendency of raising the dividends.” This approach addresses several critical retirement challenges: Avoiding forced liquidation: Consistent dividend income means retirees don’t sell assets during market downturns Matching cash needs: Portfolio income aligns with distribution requirements Maintaining purchasing power: Dividend growth combats inflation Strategic diversification: Approximately 40-45 carefully selected positions provide balance Beyond Simple Diversification Many investors mistakenly believe owning thousands of stocks through index funds equals proper diversification. Mike Johnson clarified the distinction: “When people think of diversification, they think, ‘I’m just gonna buy this index and that index, and I’ve got 4,000 stocks.’ That’s not diversification. You’re spreading the money out, but how do the various pieces interact with each other?” True diversification considers how different holdings respond to market conditions, creating balance rather than mere quantity. Portfolio Management: Active and Dynamic Unlike set-it-and-forget-it approaches common with large national firms, Dupree Financial Group maintains active relationships with clients and portfolios. Continuous Evaluation and Adjustment “It’s a dynamic portfolio, but then the relationship with the client is dynamic too,” Johnson emphasized. “When we sit with our clients, here’s how the portfolio’s doing. Let’s look at your situation. Has anything changed?” This ongoing attention allows for strategic decisions, such as advising clients to handle one-time expenses during strong market years rather than weaker periods. Research-Driven Stock Selection The firm conducts proprietary research rather than relying on outside recommendations. James Dupree’s work on technology infrastructure companies exemplifies this approach, identifying opportunities others might miss. “You can’t shortcut the process,” Johnson noted. “What you’re doing with the portfolio is diversifying in a very intentional way.” Frequently Asked Questions About Dividend Investing How are dividends different from stock price increases? Dividends are cash payments companies make to shareholders, separate from stock price movements. A stock can rise $2 while also paying $2 in annual dividends, giving you $4 total return per share. The dividend provides income you can spend without selling the stock. Are dividend payments guaranteed? No, dividends aren’t guaranteed, but many blue-chip companies have paid and raised dividends for decades. This track record makes dividend income much more predictable than stock price movements or commodity values. Can dividend stocks protect against inflation? Yes, companies that consistently raise dividends typically outpace inflation over time. Unlike fixed-income investments, dividend growth adjusts for rising costs, maintaining purchasing power throughout retirement. Should retirees own any gold or silver? While precious metals can serve specific purposes in certain portfolios, they don’t generate income and exhibit extreme volatility. For retirement investors needing consistent cash flow, productive assets like dividend stocks generally serve better. How many stocks should a retirement portfolio hold? Quality matters more than quantity. Dupree Financial Group typically maintains 40-45 carefully researched positions, providing genuine diversification without the dilution that comes from owning thousands of stocks through index funds. Take Control of Your Retirement Income Strategy The difference between struggling through retirement and thriving comes down to portfolio construction and ongoing management. While mass-market firms assign you to investment counselors working from generic models, a local financial advisor who provides direct access to portfolio managers can make all the difference. If you don’t know what you own in your portfolio and why you own it, or if you’re uncertain whether your investments will generate the retirement income you need, it’s time for a conversation with professionals who put your needs first. Dupree Financial Group offers complimentary portfolio reviews for investors thinking about retirement or already in retirement. Our team conducts proprietary research, builds income-focused portfolios, and maintains ongoing relationships with clients rather than treating them as account numbers. Contact Dupree Financial Group today at (859) 233-0400 or visit dupreefinancial.com to schedule your personalized portfolio analysis. Discover how dividend investing strategies can provide the predictable income you need while positioning your portfolio for long-term growth. Listen to more episodes and access our complete archive of market insights at our Market Commentary page. The post Gold vs. Dividend Stocks: Building Retirement Income That Can Last appeared first on Dupree Financial.

Discover how global dividend investing has evolved in a world of shifting inflation, volatile markets and concentrated index leadership. Stuart Rhodes, manager of the M&G Global Dividend fund, focuses on identifying companies capable of delivering sustainable dividend growth through strong cash generation, disciplined reinvestment and sensible valuations. We discuss a wide variety of topics this week, including the balance between yield and growth, geographic opportunities across global markets, the role of technology in an income portfolio and how currency movements affect returns. We also explore risks to income, the recent underperformance of quality investing and why valuation discipline may become increasingly important as market leadership begins to broaden.What's covered in this episode: Dividend growth vs headline yieldCash flow and reinvestment disciplineInflation and real income protectionGlobal opportunity setUS valuations: myth vs realityMid-cap vs mega-cap exposureTechnology's role in income portfoliosCurrency impact on dividendsQuality investing under pressureWhy valuation discipline mattersLearn more on fundcalibre.comPlease remember, we've been discussing individual companies to bring investing to life for you. It's not a recommendation to buy or sell. The fund may or may not still hold these companies at the time of listening. Elite Ratings are based on FundCalibre's research methodology and are the opinion of FundCalibre's research team only.

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I discuss a new dividend paying stock: Rockpoint Gas Storage (RGSI.TO) It's all about dividend growth investing! Be ready to invest in 2026: https://www.dividendstocksrock.com/2026 2026 investment themes Investing strategies Protect your portfolio Favorite stocks for 2026! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

You've probably wondered if there's a perfect moment to start a whole life insurance policy. Maybe you're waiting for dividend rates to climb, or you think the economic conditions aren't quite right. We tackle this question head-on in this episode. The reality is that trying to time a whole life policy purchase like you would a stock market investment doesn't work. Whole life policies don't experience the same volatility as other assets. Dividend rates adjust gradually over time, and everyone benefits from rate increases regardless of when they bought their policy. We explain why the compounding effect of time overwhelms any advantage you might gain from waiting for better conditions. A policy started today with 30 years to grow will almost certainly outperform one started five years from now, even if that future policy has slightly better terms. The math is straightforward, and we walk through specific examples to prove it. There's also a factor many people overlook: your health status could change. You may qualify for coverage today but face higher premiums or even denial if you wait. Unlike stocks or bonds, you can't simply decide to buy whole life whenever you want. We compare whole life to other asset classes and show why sequence of returns risk matters much less with cash value life insurance. The path is more predictable, and the range of possible outcomes is much narrower than with volatile investments. This makes whole life an excellent complement to your portfolio, not a replacement for growth investments. The bottom line? Time in the policy beats timing the purchase of the policy, especially when it comes to whole life insurance. Starting early gives you the most powerful advantage available. ___________________________________ Have questions about starting a whole life policy or want to discuss your specific situation? Reach out to us. We're here to help you understand whether whole life insurance makes sense for your financial plan.

Dividend Growth: The Quiet Engine of Wealth Dividend growth investing sounds simple, but doing it well for decades is not. Markets get noisy. Numbers get confusing. That's why we wrote Dividend Growth: The Quiet Engine of Wealth—a practical guide to building a framework you can stick with when things get uncomfortable. You can get a free copy here. Plus, join our market newsletter for more on dividend growth investing. ________ If you could only look at one number to judge whether a dividend can keep growing for decades, what would it be?In this episode, we strip investing back to first principles. Greg talks about why investors get overwhelmed with data and how focusing on the wrong metrics can quietly lead you off track. Using a simple hot dog stand analogy, he explains why familiar numbers like return on equity (ROE) and return on assets (ROA) can distort reality, especially when leverage enters the picture.From there, he introduces return on invested capital (ROIC) and shows why it does a better job connecting business quality to long-term dividend growth. Later, Greg addresses what ROIC can't tell you and why context always matters. Along the way, he walks through real-world examples, including Kraft Heinz ($KHC), Southern Company ($SO), Williams-Sonoma ($WSM), and Microsoft ($MSFT), to show how capital allocation decisions compound over time. [00:11] Introduction[02:50] Information overload and the danger of focusing on the wrong numbers[04:40] The hot dog stand: ROA vs. ROE and the role of leverage[08:15] Why both ROA and ROE can mislead dividend investors[09:35] Return on invested capital (ROIC) explained in plain English[13:30] ROIC, cost of capital, and long-term value creation[14:55] Case study: Kraft Heinz and why high yield can be a trap[18:30] Case study: Southern Company and when low returns still “work”[22:10] Case study: Williams-Sonoma and disciplined capital allocation[24:55] Case study: Microsoft and the power of long-term compounding[29:10] The limits of ROIC and why incremental returns matter[31:25] Final takeaway: one number, long time horizons, evolving businessesSend us a textDisclaimer: Past performance does not guarantee future results. This episode is for educational purposes only and is not investment advice. If you enjoy the show, we'd greatly appreciate it if you subscribe and leave a review RESOURCES: Schedule a meeting with us -> Financial Planning & Portfolio Management Getting into the weeds -> DCM Investment Reports & Models Visit our website to learn more about our investment strategy and wealth management services. Follow us on:Instagram | Facebook | LinkedIn | X

In this episode of Dividend Talk, we break down fresh warnings, dividend hikes, and the big stories in EuropeDividend growth investors need to understand right now.We start with the first earnings of the season, led by Johnson & Johnson, and dig into what its latest results tell us about dividend reliability, pipeline strength, and long-term growth. From there, we cover Fastenal and a mini dive into why its business model may be far more durable than “nuts and bolts” suggests, plus a closer look at the Swedish powerhouse Investor AB and its long-term compounding track record.Along the way, we also discuss:Recent dividend hikes from Essity, Tryg, Investor AB, L3Harris, and Valero EnergyWhether Europe's proposed wealth and unrealised gains taxes threaten long-term compoundingWhat Davos, Ray Dalio, gold, and shifting globalpower structures mean for dividend investorsThe role of gold, Bitcoin, and defensive assets in adividend-focused portfolioETF-based global dividend strategies vs.individual stock selectionHow we personally size positions and manageportfolio riskWhether owning highly profitable dividend payersraises ethical questionsListener Q&A on SaaS stocks, Evolution AB,airports, and portfolio construction

Max Wasserman is still bullish and anticipates more volatility ahead – which creates opportunities to buy. He likes Alphabet (GOOGL), Broadcom (AVGO), and other megacaps but thinks valuations are “much more compelling” in the other 493 in the S&P 500. He likes pharmaceuticals like AbbVie (ABBV) and Bristol-Myers Squibb (BMY), especially with their dividends. He's bullish on Home Depot (HD) as the Fed cuts rates (even as he thinks they shouldn't), and the defense sector. Another pick is Waste Management (WM). ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I discuss 10 stocks that might cut their dividend: Acadian Timber Corp (ADN.TO) Olympia Financial Group (OLY.TO) Pason Systems (PSI.TO) SmartCentres REIT (SRU.UN.TO) Exco Technologies (XTC.TO) Ag Growth International (AFN.TO) Plaza Retails REIT (plz.un.to) Transcontinental (TCL.A.TO) Timbercreek Financial Corp (TF.TO) Cardinal Energy (CJ.TO) and... Telus? It's all about dividend growth investing! Be ready to invest in 2026: https://www.dividendstocksrock.com/2026 2026 investment themes Investing strategies Protect your portfolio Favorite stocks for 2026! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

Today's Post - https://bahnsen.co/4jGkzyW In this episode of Dividend Cafe, host David Bahnsen explores the critical importance of dividend growth investing, using real-life examples from the media sector's history of mergers and acquisitions. He talks about the recent Netflix's proposed acquisition of Warner Brothers Discovery, recalling the infamous AOL Time Warner merger and the turbulent history of Viacom, Paramount, and CBS. He contrasts these with companies like Comcast that have demonstrated responsible capital return through dividend growth. Bahnsen explains how dividend growth signals management's confidence in their business model and serves as a safeguard for both investors and companies, preventing reckless financial behavior. The episode emphasizes the value of dividend growth investing for long-term shareholder value and financial stability. 00:00 Introduction to Dividend Cafe 00:29 The Media Sector's M&A Drama 02:21 The AOL Time Warner Merger: A Case Study 07:18 The Rise and Fall of Viacom and Paramount 10:56 The Importance of Dividend Growth 19:15 Conclusion and Final Thoughts Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

This Friday Q&A covers real-world money decisions with real consequences, including how to invest life-insurance proceeds after a spouse's death, why dividend-and-leverage strategies promoted online are fundamentally dangerous, and how inherited IRA rules actually work under the IRS's 10-year framework. Don also tackles long-term HSA investing, explains why the 4% rule isn't a one-size-fits-all solution (especially when advisor fees are involved), and even demonstrates an AI-generated version of himself to explore whether good advice can outlive the human delivering it. Equal parts practical guidance, hard math, and skeptical humor. 0:04 Friday Q&A returns, holiday illness, and how to submit questions 1:04 Investing life-insurance proceeds after a spouse's death 1:45 Why portfolio allocation depends on income need, taxes, and risk tolerance 3:05 Why a fee-only fiduciary is essential for survivor planning 3:49 Living off dividends using leverage and margin 5:03 Why “paycheck into brokerage + leverage” strategies are dangerous 7:43 Dividend cuts, margin risk, and downturn math reality 9:29 Inherited IRA rules when the original owner had begun RMDs 11:32 The 10-year rule, annual RMDs, and IRS life-expectancy tables 12:48 Listener appreciation and the value of taking money seriously 14:01 How to invest an HSA that won't be used for years 15:09 Adjusting the 4% rule when paying an advisor 15:54 AI voice demo, advisor value, and Vanguard's Advisor Alpha Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe US is now withdrawing from the GCF, the entire plan of the [WEF]/[CB] is imploding. Housing is going to boom, Trump has all the pieces in place. Supreme Court is suppose to make a decision on tariffs, if they rule against Trump he has another card up his sleeve.US trade deficit dropped by 40%. Trump just gave the [WEF] the middle finger and shutdown their entire agenda. The [DS] is doing exactly what Trump wants, they are building the insurrection right in front of the countries eyes. Trump has now set the trap of all traps, never interfere with an enemy while in the process of destroying themselves. Trump has the military, he has the law on his side, everything has been planned for, playbook known. Economy https://twitter.com/SecScottBessent/status/2009264006083522849?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/TKL_Adam/status/2009018778294927730?s=20 https://twitter.com/profstonge/status/2009298104764219475?s=20 The Supreme Court is expected to potentially rule on the legality of President Trump’s tariffs under the International Emergency Economic Powers Act (IEEPA) as early as tomorrow, January 9, 2026, at around 10 a.m. ET.  The justices heard oral arguments in the consolidated cases (Learning Resources, Inc. v. Trump and Trump v. V.O.S. Selections, Inc.) on November 5, 2025, where they appeared skeptical of the administration’s position that IEEPA grants the president authority to impose such sweeping tariffs during declared national emergencies.  Lower courts had previously ruled against the tariffs’ legality, but they remain in effect pending the Supreme Court’s decision.    These options are drawn from existing trade laws and have been used by past administrations. Here’s a breakdown of the key alternatives: Section 232 of the Trade Expansion Act of 1962: This allows the president to impose tariffs on imports deemed a threat to national security after an investigation by the Department of Commerce. There’s no cap on duty levels or duration, making it flexible for broad application, such as on steel or autos.  Section 301 of the Trade Act of 1974: Through the U.S. Trade Representative (USTR), this permits tariffs in response to unfair or discriminatory foreign trade practices that violate international agreements or harm U.S. commerce. No rate limit exists, but it requires an investigation and findings, which could target specific countries like China.  Section 122 of the Trade Act of 1974: This enables temporary import surcharges of up to 15% (or quotas) for up to 150 days to address “large and serious” balance-of-payments deficits. It’s seen as a quick interim option while longer-term measures are pursued, but extensions need congressional approval.  Section 201 of the Trade Act of 1974: Known as “safeguard” measures, this authorizes tariffs if surging imports are causing or threatening serious injury to domestic industries. It requires a U.S. International Trade Commission investigation and recommendation, with tariffs potentially lasting up to four years (extendable to eight).  Section 338 of the Tariff Act of 1930: This allows duties up to 50% on imports from countries engaging in “unfair” practices that discriminate against U.S. exports. It’s less commonly used and could face immediate lawsuits due to its broad interpretation potential. The administration has signaled readiness to shift to these tools, potentially starting with Section 122 for rapid implementation. U.S. Trade Deficit Drops 40% in Latest Commerce Dept Report  As you review this latest data on trade, remember any drop in trade deficits has two big picture functions: First, lower trade deficits generally mean the accompanying GDP release will be stronger than anticipated because imported products are a deduction from the valuation of all goods and services created in the U.S. economy.  Lower imports mean less is deducted. Secondly, and perhaps most importantly, a drop in the trade deficit created by diminished imports means more wealth remains inside the USA. We are not spending, sending money overseas, to import foreign goods at the same rate, and that money stays inside the U.S. economy. More wealth inside the U.S. provides the fuel for expanded domestic growth, more investment gains in USA manufacturing and USA industry and the ability to pay higher USA wages. The Commerce Department is reporting today that the U.S. trade deficit for October 2025 dropped to the smallest amount in 16-years.  A significant amount of the deficit drop was because a high value of physical precious metals (gold/silver) was exported, simultaneous with big offshore pharmaceutical companies dropping the prices of imported products (policy and tariff pressure).   Some may question whether internal consumer demand has declined, causing the significant drop in imports.  However, the U.S productivity rate is still very high – which generally means domestic consumer demand is still high and all units produced have a lower overall cost per unit. Economic analysis can get weedy…. so, a simple way to look at productivity is to think about baking bread in your kitchen. If you were going to bake 4 loaves of bread it might take you 2 hrs. start to finish. However, if you were going to bake 8 loaves of bread it would not take you twice as long because most of the tasks can be accomplished with simple increases in batch size, and only minor increases in labor time. Your productivity measured in the last four loaves is higher. Economic Productivity is measured much the same way, within what's called a production probability equation. Additionally, if two hours of your time are worth $40, each of four loaves of bread costs $10 in labor; but if you make 8 loaves in the same amount of time the labor cost is only $5/per loaf.   When we see higher productivity in direct alignment with GDP increases, the increased production indicates sustainable GDP growth. Source: theconservativetreehouse.com https://twitter.com/RealEJAntoni/status/2009314808332734604?s=20 Political/Rights https://twitter.com/lizcollin/status/2009046198314008954?s=20 DOGE   Geopolitical https://twitter.com/visegrad24/status/2009287108796575807?s=20 https://twitter.com/disclosetv/status/2009306335087665208?s=20 These nine Republican lawmakers joined the Democrats: Fitzpatrick (PA), Bresnahan (PA), Mackenzie (PA), Lawler (NY), Salazar (FL), LaLota (NY), Valadao (CA), Kean (NJ), Miller (OH). Yes, for S.J. Res. 98 (the Venezuela war powers resolution referenced in the post) to become law and enforce limits on further U.S. military actions, it must pass the House of Representatives after its recent advancement in the Senate. If the House approves it, the bill would then go to President Trump, who has indicated he would likely veto it based on similar past actions.  If vetoed, Congress would need a two-thirds majority in both chambers to override.    Article II of the Constitution, as all Presidents, and their Departments of Justice, have determined before me. Nevertheless, a more important Senate Vote will be taking place next week on this very subject. https://twitter.com/DOGEai_tx/status/2009076665054277855?s=20  101’s 11-point democratization criteria – including releasing political prisoners and restoring National Assembly powers. The 2025 bill mandates strict oversight of any aid through Section 204’s safeguards against regime capture. Taxpayers deserve transparency: Will this embassy facilitate accountability for $150B in stolen oil revenues, or just greenlight more foreign aid slush funds? Strategic engagement only works if tied to verifiable reforms, not symbolic gestures. https://twitter.com/estrellainfant/status/2008948263916015793?s=20 Marco Rubio and Pete Hegseth continue to expose Delcy Rodríguez and, at the same time, prevent the internal fissures of the regime from spiraling into an uncontrolled collapse. That is no coincidence: it is strategy. Rubio is not acting to provoke an immediate implosion, but to manage the decomposition of power. By exposing contradictions, routes, false narratives, and opaque movements, he weakens Delcy in front of the Chavista leadership, but without pushing the system toward a violent break that generates a power vacuum, chaos, or an unpredictable military reaction. This achieves several objectives at once: First, it isolates Delcy. Every time she is exposed, her room to maneuver shrinks in front of her “external allies” and the regime’s hardline elements. She shifts from being an operator to becoming a risk. Second, it deepens internal distrust. When sensitive information starts to align with U.S. actions, within the regime no one knows who is leaking what. That paranoia is corrosive and weakens more than a direct strike. Third, it preserves the minimum governability necessary for a transition. An abrupt collapse favors criminal actors, armed dissidents, and foreign powers. Controlling the pace of the erosion allows maintaining channels, containing damage, and preparing the ground for a subsequent political process. In that context, Delcy is trapped. If she cooperates, she exposes herself. If she doesn’t cooperate, she becomes isolated. Any move weakens her. And Rubio, aware of that, pressures her without touching the final detonator. That’s why this deserves attention: we are not seeing improvisation or personal revenge, but a calibrated operation of attrition, where the goal is not to humiliate for spectacle, but to dismantle the regime piece by piece, avoiding Venezuela paying the cost of an uncontrolled collapse. https://twitter.com/amuse/status/2008967791966376081?s=20 https://twitter.com/disclosetv/status/2009090766354960453?s=20 War/Peace Security Alert – U. S. Embassy Kyiv, Ukraine (January 8, 2026) Location: Ukraine, all districts Event: The U.S. embassy in Kyiv has received information concerning a potentially significant air attack that may occur at any time over the next several days. The embassy, as always, recommends U.S. citizens be prepared to immediately shelter in the event an air alert is announced. Actions to Take: Identify shelter locations before any air alert. Download a reliable air alert app to your mobile phone, like Air Raid Siren  or Alarm Map . Immediately take shelter if an air alert is announced. Check local media for breaking news. Be prepared to adjust your plans. Keep reserves of water, food, and medication. Follow the directions of Ukrainian officials and first responders in the event of an emergency. Review what the Department of State Can and Cannot Do in a Crisis . https://twitter.com/Geiger_Capital/status/2008991231507099730?s=20    tremendous numbers being produced by Tariffs from other Countries, many of which, in the past, have “ripped off” the United States at levels never seen before, I would stay at the $1 Trillion Dollar number but, because of Tariffs, and the tremendous Income that they bring, amounts being generated, that would have been unthinkable in the past (especially just one year ago during the Sleepy Joe Biden Administration, the Worst President in the History of our Country!), we are able to easily hit the $1.5 Trillion Dollar number while, at the same time, producing an unparalleled Military Force, and having the ability to, at the same time, pay down Debt, and likewise, pay a substantial Dividend to moderate income Patriots within our Country! 
PRESIDENT DONALD J. TRUMP Medical/False Flags [DS] Agenda https://twitter.com/DerrickEvans4WV/status/2009097879106015609?s=20 https://twitter.com/EndWokeness/status/2009305173395415310?s=20 https://twitter.com/susancrabtree/status/2009271768121242054?s=20  years, which is happening this morning. This is the arrogant California corruption that has occurred under Newsom's watch and in this case —possibly his own direction or one of his top aide's —because the light was finally beginning to shine on why the Golden State has become so tarnished under his watch. https://twitter.com/MarioNawfal/status/2009188335873302712?s=20   She warned that the intimidation is systemic, and basically if you speak up, expect your life to be dismantled. Whistleblowers are supposed to be protected by law, and if they're being hunted for telling the truth, the system is being weaponized. @MarionONeill1 : “Retaliation has been going on for quite some time and it's now escalated. You're going to lose your job. You're going to lose your home. They'll track your children. They'll make sure you can't get a job anywhere Democrats control.  https://twitter.com/Peoples_Pundit/status/2009099844506501431?s=20 https://twitter.com/MrAndyNgo/status/2009087403575947648?s=20 DHS Sec. Kristi Noem Drops Facts, Cooks Walz and Frey During Presser on MN Anti-ICE Incident https://twitter.com/townhallcom/status/2009046495262110138?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2009046495262110138%7Ctwgr%5Ec2c616dd05bfbbc6e3cd4613990f826fb989a6af%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fsister-toldjah%2F2026%2F01%2F07%2Fkristi-noem-drops-facts-cooks-walz-and-frey-during-presser-on-mn-anti-ice-incident-n2197890   these federal law enforcement officers, they’ll say that when you call for back-up…it’s hit and miss.” https://twitter.com/townhallcom/status/2009044827158007875?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2009044827158007875%7Ctwgr%5Ec2c616dd05bfbbc6e3cd4613990f826fb989a6af%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fsister-toldjah%2F2026%2F01%2F07%2Fkristi-noem-drops-facts-cooks-walz-and-frey-during-presser-on-mn-anti-ice-incident-n2197890 Noem also shared that the woman in the SUV had been “stalking and impeding” the agents during the course of the day: https://twitter.com/realDailyWire/status/2009050638232244548?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2009050638232244548%7Ctwgr%5Ec2c616dd05bfbbc6e3cd4613990f826fb989a6af%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fsister-toldjah%2F2026%2F01%2F07%2Fkristi-noem-drops-facts-cooks-walz-and-frey-during-presser-on-mn-anti-ice-incident-n2197890 Source: redstate.com Breaking: The same ICE agent appears to have been dragged roughly 300 feet while executing an arrest warrant on an illegal alien, resulting in 33 stitches just six months ago. Video and full details below. Thanks to @MWhitney93679 for bring this to my attention. @DataRepublican @elonmusk https://cbsnews.com/minnesota/video/shocking-footage-shows-driver-dragging-deportation-officer/?referrer=grok.com https://twitter.com/elonmusk/status/2009292194406895696?s=20 https://twitter.com/julie_kelly2/status/2009044298486948261?s=20 https://twitter.com/warriors_mom/status/2009038176627876188?s=20   force by an ICE agent becomes unavoidable. And the local Minneapolis politicians decide it's the perfect opportunity to declare war against the federal government? https://twitter.com/MrAndyNgo/status/2009142447905882188?s=20   to the deadly incident, leftists are urging vengeance and riots in Minneapolis. Rioters earlier surged to a federal building and smashed up the entrance. The shooting incident occurred in the context of the far-left and Antifa urging violence against ICE for months. It has led to an Antifa cell carrying out an ambush shooting in Texas on the Prairieland facility. At least seven have pleaded guilty to a federal terrorism charge. Then, in Dallas, an ICE facility was shot up by an anti-ICE activist, killing people. https://twitter.com/KanekoaTheGreat/status/2009040818896830650?s=20 BREAKING: The wife of Renee Nicole Good—the 37-year-old Minneapolis shooting victim who attempted to run over an ICE officer—appears to have been outside the vehicle filming as her wife blocked ICE vehicles. She is seen wearing a flannel shirt, walking around the vehicle and recording ICE officers. She later runs back to the vehicle to check on Renee. Afterward, she tells a nearby man, “That's my wife.” When he asks if she knows any of her wife's relatives she could call, she responds, “We’re new here. I don’t have people… I can't even breathe right now.” Why was she outside the vehicle filming while her wife was blocking ICE officers? Terrible https://twitter.com/KanekoaTheGreat/status/2009143305075097679?s=20 https://twitter.com/seanmdav/status/2009103459019002182?s=20 https://twitter.com/RapidResponse47/status/2009270499398893758?s=20 https://twitter.com/WarClandestine/status/2009132509607677966?s=20 https://twitter.com/iAnonPatriot/status/2009087576402219051?s=20 https://twitter.com/Breaking911/status/2008995871724355652?s=20 https://twitter.com/libsoftiktok/status/2009297640555503770?s=20 https://twitter.com/nicksortor/status/2009197905723216144?s=20   After about two minutes on scene, my security began wanting to bring me out of there due to the immediate threats of violence. I tried to shorten this video as much as possible but it's tough given all the BS that unfolded. As soon as I dialed 911, one of the leftist screamed “Minneapolis Police are on OUR side!” Turns out, he was right. – A vehicle began chasing us the wrong way down a one way and then threatened to kiII me (dispatch heard this and responded by asking for my last name?) – First dispatcher promised they'd respond, asked me if I was “White,” held me on the phone for the 10 mins, and then ended the call – Second one called back and gave me the runaround as the situation worsens – Third one calls me back and tells me to go fck myself, essentially We ended up being FOLLOWED out of town, and requested backup set to arrive in a few hours. We are NOT giving up. Leftists WILL NOT terrorize us into silence. See you in a few hours, Minneapolis. Stay tuned. Will Trump invoke the Insurrection Act? Before Jan 20, 2029 57% Before 2027 43% Before Jan 20, 2029 If the President of the United States has invoked the Insurrection Act to deploy the United States military and/or the federalized National Guard within the United States before Jan 20, 2029, then the market resolves to Yes. Sources from the White House, The New York Times, the Associated Press, Reuters, Axios, Politico, Semafor, The Information, The Washington Post, The Wall Street Journal, ABC, CBS, CNN, Fox News, and MSNBC. Minneapolis Public Schools Cancel Classes and Activities for Rest of Week  Minneapolis Public Schools announced Wednesday night that all classes and activities were canceled for the rest of the week and that students would not have to do ‘e-learning' at home while schools are closed. Protests are expected in the coming days after a woman driver was shot and killed by a federal officer when she allegedly tried to run him over during a protest against ICE in a Minneapolis residential neighborhood Wednesday morning. MPS statement: No school Jan. 8-9 due to safety concerns Source: thegatewaypundit.com Preplanned Riot patterns. https://twitter.com/TheSCIF/status/2009115663848362251?s=20 https://twitter.com/MrAndyNgo/status/2009077478073979120?s=20 Do you think the criminals are trying to cover their tracks, with the riots are they going to burn down the many Somali daycares will they then file for insurance claims, loss of business revenue claims. https://twitter.com/MrAndyNgo/status/2009131575724625972?s=20 https://twitter.com/amuse/status/2009009290518872568?s=20 https://twitter.com/Cernovich/status/2009041195717284106?s=20 https://twitter.com/RapidResponse47/status/2009020845239533590?s=20 TAKE A LISTEN https://twitter.com/WarClandestine/status/2009117399300362278?s=20 DHS makes over 1500 immigration arrests in Minneapolis, Secretary Kristi Noem says  https://twitter.com/Sec_Noem/status/2008718230039450008?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2008718230039450008%7Ctwgr%5Ec51cd928497b686ddee7e7e639023089bf1f9b57%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fthenationaldesk.com%2Fnews%2Famericas-news-now%2Fdhs-makes-1500-arrests-in-minneapolis-secretary-kristi-noem-says source:  wgxa.tv/  https://twitter.com/JDVance/status/2009090255908130994?s=20 https://twitter.com/jsolomonReports/status/2009278938019688755?s=20 President Trump's Plan https://twitter.com/StephenM/status/2009059590726627814?s=20  https://twitter.com/RapidResponse47/status/2009334017250996436?s=20 The saying “don’t fire until you see the whites of their eyes” (or similar variations) is most famously associated with the Battle of Bunker Hill on June 17, 1775, during the early stages of the American Revolutionary War. American colonial forces, low on ammunition and facing British regulars advancing uphill, were reportedly instructed to hold their fire until the enemy was close enough for shots to be effective—maximizing the impact of limited powder and musket balls, which were inaccurate at longer ranges. BREAKING: Obama Judge Disqualifies Trump-Appointed US Attorney Overseeing Letitia James Investigations, Tosses Subpoenas Issued to James A federal judge on Thursday disqualified the Trump-appointed US Attorney for the Northern District of New York overseeing investigations into New York Attorney General Letitia James. US District Judge Lorna Schofield, an Obama appointee, disqualified acting US Attorney John Sarcone and quashed two subpoenas issues to Letitia James. Sarcone is the fifth Trump-appointed US Attorney to be disqualified by a rogue judge Source: thegatewaypundit.com https://twitter.com/WhiteHouse/status/2009025328065466665?s=20 WITHDRAWING FROM INTERNATIONAL ORGANIZATIONS: Today, President Donald J. Trump signed a Presidential Memorandum directing the withdrawal of the United States from 66 international organizations that no longer serve American interests. The Memorandum orders all Executive Departments and Agencies to cease participating in and funding 35 non-United Nations (UN) organizations and 31 UN entities that operate contrary to U.S. national interests, security, economic prosperity, or sovereignty. This follows a review ordered earlier this year of all international intergovernmental organizations, conventions, and treaties that the United States is a member of or party to, or that the United States funds or supports. These withdrawals will end American taxpayer funding and involvement in entities that advance globalist agendas over U.S. priorities, or that address important issues inefficiently or ineffectively such that U.S. taxpayer dollars are best allocated in other ways to support the relevant missions. RESTORING AMERICAN SOVEREIGNTY: President Trump is ending U.S. participation in international organizations that undermine America's independence and waste taxpayer dollars on ineffective or hostile agendas. Many of these bodies promote radical climate policies, global governance, and ideological programs that conflict with U.S. sovereignty and economic strength. American taxpayers have spent billions on these organizations with little return, while they often criticize U.S. policies, advance agendas contrary to our values, or waste taxpayer dollars by purporting to address important issues but not achieving any real results. By exiting these entities, President Trump is saving taxpayer money and refocusing resources on America First priorities.  This is factually a much bigger deal, a bigger win, than most will initially appreciate. Each of the institutions carry “membership fees” or financial obligations each participating government pays into. Each organization consists of board members, stakeholders and other administrative offices which employ the friends and families of current and former politicians, world “leaders” and essentially well-connected and disconnected elites who run the agencies. It's like a massive network of NGOs, except the entities exist exclusively with government funding. Just like the United Nations itself, the USA always pays the dues, fees and largest portion of the operating expenses, which includes payrolls and travel benefits. Other countries participate, but it is the USA who picks up the largest portion of the financial obligations for the organization itself to exist. Like USAID, the designated “global” organizations (conventions, treaties, etc) operate as massive bureaucratic rule makers for global standards and practices. The organizations themselves employ a network of downstream entities, agencies, contractors, think-tanks, academic liaisons and internal government offices who collaborate with the goals and objectives of the parent organization.   Withdrawing the support of the U.S. means cutting that entire apparatus off from receiving funding from the USA. Europe and the USA are the largest funders of each of these World Economic Forum aligned agencies. It is not coincidental that President Trump and Secretary Rubio are making this move in advance of President Trump traveling to Davos, where the network associations congregate. President Trump is expected to deliver a bucket of ice water upon the heads of those who attend Davos annually. The GREAT RESET crew, who design the global government customs and norms, is being reset. Source: theconservativetreehouse.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser. Chairman & CEO of FraserNet, Inc. Purpose of the Interview The interview aimed to: Promote financial literacy, wealth-building strategies, and entrepreneurial thinking within the Black community. Share actionable steps for creating generational wealth and economic empowerment. Highlight FraserNet’s mission to foster networking, education, and business development for people of African descent. Key Takeaways Knowledge & Execution Are Critical “My people perish for lack of knowledge”—Dr. Fraser emphasizes that progress requires knowledge and execution, not just protest. Rejecting knowledge leads to stagnation; skill-building and financial education are essential. Entrepreneurial Thinking vs. Entrepreneurship Focus on taking ownership and responsibility for your life. Entrepreneurial thinking can evolve into entrepreneurship, creating jobs and wealth for the community. Black Economic Empowerment By the end of the 21st century, Black people must become the #1 employer of Black people, mirroring other ethnic groups. This requires sacrifice, planning, and multiple income streams. Practical Wealth-Building Steps Open a high-interest savings account and start with $100. Buy stocks in companies you use (Nike, McDonald’s, Home Depot). Open or maximize 401(k), IRA, or Roth IRA contributions. Improve credit score by 20 points every six months until above 700. Pay $50 above minimum payments on credit cards and loans to reduce payoff time. Research term vs. whole life insurance—insurance is key for wealth transfer. Start a 529 college plan or Roth IRA for children. Gift U.S. Treasury bonds or indexed universal life policies for grandchildren. Generational Wealth & Insurance 60% of wealth transfer occurs through proper insurance planning. Example: Indexed universal life policies can yield millions tax-free for future generations. Seven Streams of Income Earned income (jobs), Profit income (buying/selling), Interest income, Dividend income, Rental income, Capital gains, Royalty income. Goal: Add a new income stream every year. Mindset Shift “The rich stay rich by pretending to be poor; the poor stay poor by pretending to be rich.” Focus on winning, not looking like you’re winning. Giving Wealth Support Black-owned businesses, restaurants, salons, authors. Volunteer, tithe, and donate to HBCUs. Encourage and uplift Black men, women, and children. Notable Quotes “We are suffering because we cannot see our problems clearly.” “Execution, execution, execution—protest without execution is meaningless.” “To be gifted, Black, and beautiful means nothing unless you are Black and powerful.” “Don’t quit your job until your side income covers twice your monthly expenses.” “White folks plan for three generations; we plan for Saturday night.” “Money attracts money—start with $100 in a savings account.” “There should not be a Negro in America with a single stream of income.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. George C. Fraser. Chairman & CEO of FraserNet, Inc. Purpose of the Interview The interview aimed to: Promote financial literacy, wealth-building strategies, and entrepreneurial thinking within the Black community. Share actionable steps for creating generational wealth and economic empowerment. Highlight FraserNet’s mission to foster networking, education, and business development for people of African descent. Key Takeaways Knowledge & Execution Are Critical “My people perish for lack of knowledge”—Dr. Fraser emphasizes that progress requires knowledge and execution, not just protest. Rejecting knowledge leads to stagnation; skill-building and financial education are essential. Entrepreneurial Thinking vs. Entrepreneurship Focus on taking ownership and responsibility for your life. Entrepreneurial thinking can evolve into entrepreneurship, creating jobs and wealth for the community. Black Economic Empowerment By the end of the 21st century, Black people must become the #1 employer of Black people, mirroring other ethnic groups. This requires sacrifice, planning, and multiple income streams. Practical Wealth-Building Steps Open a high-interest savings account and start with $100. Buy stocks in companies you use (Nike, McDonald’s, Home Depot). Open or maximize 401(k), IRA, or Roth IRA contributions. Improve credit score by 20 points every six months until above 700. Pay $50 above minimum payments on credit cards and loans to reduce payoff time. Research term vs. whole life insurance—insurance is key for wealth transfer. Start a 529 college plan or Roth IRA for children. Gift U.S. Treasury bonds or indexed universal life policies for grandchildren. Generational Wealth & Insurance 60% of wealth transfer occurs through proper insurance planning. Example: Indexed universal life policies can yield millions tax-free for future generations. Seven Streams of Income Earned income (jobs), Profit income (buying/selling), Interest income, Dividend income, Rental income, Capital gains, Royalty income. Goal: Add a new income stream every year. Mindset Shift “The rich stay rich by pretending to be poor; the poor stay poor by pretending to be rich.” Focus on winning, not looking like you’re winning. Giving Wealth Support Black-owned businesses, restaurants, salons, authors. Volunteer, tithe, and donate to HBCUs. Encourage and uplift Black men, women, and children. Notable Quotes “We are suffering because we cannot see our problems clearly.” “Execution, execution, execution—protest without execution is meaningless.” “To be gifted, Black, and beautiful means nothing unless you are Black and powerful.” “Don’t quit your job until your side income covers twice your monthly expenses.” “White folks plan for three generations; we plan for Saturday night.” “Money attracts money—start with $100 in a savings account.” “There should not be a Negro in America with a single stream of income.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.