Podcasts about investment advisors

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Take the Checklist Challenge:https://cdfinancial.org/checklist-challenge/Subscribe for Weekly Federal Retirement Planning Content:https://cdfinancial.com/newsletterYou're 60, you have a federal pension and $1M saved — so why doesn't it feel like enough? The answer is 5 unmade decisions, not more dollars.If you are within a year or two of leaving federal service with a FERS pension and a healthy TSP balance, this is the time to stop asking "Am I okay?" and start asking "Have I decided?" In this video, Charles and Marcus break down the 5 Decisions Framework federal employees should work through before finalizing retirement: income order, taxes and RMDs, healthcare, investments, and purpose.Whether you are trying to decide when to file for Social Security, how to manage the tax window before RMDs begin at 73, or how FEHB and Medicare Part B fit together, this episode walks through the planning areas many federal employees overlook — including the two decisions that have nothing to do with a spreadsheet.━━━━━━━━━━━━━━━FEDERAL RETIREMENT RESOURCES━━━━━━━━━━━━━━━OPM Retirement Center:https://www.opm.gov/retirement-center/Social Security Delayed Retirement Credits:https://www.ssa.gov/benefits/retirement/planner/delayret.html━━━━━━━━━━━━━━━TIMESTAMPS━━━━━━━━━━━━━━━0:00 Age 60 With a Federal Pension and $1M — Am I Okay?2:00 Why "Am I Okay?" Is the Wrong Question3:00 Decision 1: Income Order — Pension, Social Security, or TSP First?5:30 Decision 2: Taxes & RMDs — The Age 73 Cliff and Your Tax Window7:30 Decision 3: Healthcare — FEHB + Medicare Part B9:30 The Two Decisions That Aren't About Money10:00 Decision 4: Investments — From Accumulation to Distribution12:00 Decision 5: Purpose — The Tuesday at 10 AM Test14:00 What to Do This Month If Retirement Is Approaching16:30 "Have I Decided?" — The Real Question18:30 How to Get Answers for Your Specific Situation━━━━━━━━━━━━━━━WHO WE ARE━━━━━━━━━━━━━━━CD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, Medicare, survivor benefits, retirement income planning, and health-focused financial strategies.Our mission is simple:Help federal employees retire with more clarity, confidence, and peace of mind.Subscribe for practical federal retirement planning content designed to help you better understand your benefits, avoid common planning gaps, and prepare for your next chapter with confidence.━━━━━━━━━━━━━━━IMPORTANT DISCLAIMER━━━━━━━━━━━━━━━Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.This video is for educational purposes only and should not be considered financial, legal, tax, healthcare, or investment advice. Federal retirement decisions depend on your individual service history, agency records, health coverage, survivor needs, retirement income goals, and personal circumstances. Always consult qualified professionals and review official OPM guidance before making retirement elections.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy or completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.retire at 60 federal employee, federal pension and TSP retirement, FERS retirement at 60, can I retire with 1 million and a pension, TSP withdrawal strategy, when to take Social Security federal employee, RMD age 73, Roth conversion before RMDs, FEHB and Medicare Part B, IRMAA surcharge, sequence of returns risk, retirement income order, federal retirement planning#federalretirement #FERS #retirement #TSP #federalemployees #retirementsavings #governmentemployee #RetireAt60 #FederalPension #CDFinancialSupport the show

Death by Boomer with Jeff Styles!Music Collab's are NOT New! (Powered by Guardian Investment Advisors) Let's face it - the boomers are the 2nd greatest generation to ever walk planet earth! From our music to our toys (we survived lawn darts) - we made the world better! Yes, better even for you gen x'ers - gen y's and millennials - we're just better!! AND....worse - we also used up all the resources - became a little spoiled and maybe we have clung to power a little too long. Misunderstood - that is what we are! These short episodes will hopefully bridge the gap with the x'ers, y'ers (if that's even a word) and millennials - Death by Boomer with Jeff Styles on DTB - powered by Guardian Investment Advisors! Thanks to our sponsor: Guardian Investment Advisors: https://giaplantoday.com/m/ ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Take the Checklist Challenge:https://cdfinancial.org/checklist-challenge/Subscribe for Weekly Federal Retirement Planning Content:https://cdfinancial.com/newsletterComment Below:Are You Waiting Too Long to Plan Your Roth TSP Strategy?If you are a federal employee in the final stretch before retirement, your Roth TSP conversion strategy could affect far more than just this year's taxes. In this video, we walk through how traditional TSP balances, FERS pension income, Social Security, RMDs, and Medicare IRMAA can all stack together later in retirement.Many federal employees assume they will automatically be in a lower tax bracket after they retire. But for FERS retirees with a pension, Social Security, and a large traditional TSP balance, that assumption may create planning gaps that do not show up until years later.Whether you are trying to reduce future required minimum distributions, create more tax flexibility, or avoid common mistakes around Roth conversions, this episode shows why the timing of your TSP tax strategy matters.━━━━━━━━━━━━━━━IN THIS VIDEO YOU CAN LEARN━━━━━━━━━━━━━━━Why Roth TSP conversions may matter before federal retirementHow a traditional TSP balance can create future RMD pressureWhy FERS pension income and Social Security can affect your tax bracketHow larger RMDs may increase Medicare IRMAA riskWhy “I'll be in a lower tax bracket later” may not always apply to federal employeesHow a $50,000 per year Roth conversion example may change long-term tax outcomesWhy having outside money to pay the tax bill is important before convertingHow Roth planning can give retirees more control over future income━━━━━━━━━━━━━━━FEDERAL RETIREMENT RESOURCES━━━━━━━━━━━━━━━TSP Roth In-Plan Conversions:https://www.tsp.gov/investing-strategies/roth-in-plan-conversions/IRS Required Minimum Distributions:https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-required-minimum-distributions-rmdsSSA IRMAA Sliding Scale Tables:https://secure.ssa.gov/poms.nsf/lnx/0601101020OPM Retirement Center:https://www.opm.gov/retirement-center/━━━━━━━━━━━━━━━TIMESTAMPS━━━━━━━━━━━━━━━0:00 The $80,000 TSP Roth Mistake Federal Employees Should Understand0:24 Roth Conversions With a Pension While Still Working0:53 The “Lower Tax Bracket in Retirement” Assumption1:30 Linda and Susie: Same Federal Retirement, Different TSP Strategy2:19 Traditional TSP vs. Roth Conversion Planning3:12 How RMDs Can Push Taxes and Medicare Costs Higher3:54 Why Roth TSP Money Can Create More Retirement Flexibility4:32 The Tax Delta: How One Decision May Create an $80,000 Difference5:14 Why Today's Tax Brackets Matter for Federal Retirement Planning5:42 When Roth Conversions May Not Make SenseAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

The President of Golf Haven Luxury Golf Simulator Sheds Lucas Mlinar joins the show. Recorded live in a sim shed. We chat about how he got started in the game, what sparked Golf Haven, how long it takes to build a luxury sim shed, the technology, Foresight, GS Pro, Trackman, drag racing, customization of the sheds, Course Record, Elmhurst, and so much more! Enjoy!  18 Over Par with Mike & JR is proudly presented by Bryce Matlashewski who is an Investment Advisor with Endeavour Wealth Management, part of IA Private Wealth, and a member of the Canadian Investor Protection Fund. You can contact Bryce at 204-515-3446 or connect with him here https://eighteenoverpar.podbean.com/  Follow us on Instagram, X, and MySpace https://linktr.ee/18overpar 

Death by Boomer with Jeff Styles! Be Informed - BUT Not That Much! (Powered by Guardian Investment Advisors) Let's face it - the boomers are the 2nd greatest generation to ever walk planet earth! From our music to our toys (we survived lawn darts) - we made the world better! Yes, better even for you gen x'ers - gen y's and millennials - we're just better!! AND....worse - we also used up all the resources - became a little spoiled and maybe we have clung to power a little too long. Misunderstood - that is what we are! These short episodes will hopefully bridge the gap with the x'ers, y'ers (if that's even a word) and millennials - Death by Boomer with Jeff Styles on DTB - powered by Guardian Investment Advisors! Thanks to our sponsor: Guardian Investment Advisors: https://giaplantoday.com/m/ ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Take the Checklist Challenge:https://cdfinancial.org/checklist-challenge/Subscribe for Weekly Federal Retirement Planning Content:https://cdfinancial.com/newsletterRetiring This Year? Federal Employees Need More Than a TSP PlanIf you are planning to retire this year as a federal employee, your retirement decision may involve more than your TSP balance. Your FERS pension, TSP income strategy, Social Security timing, and FEHB health coverage all work together, and getting the order wrong can create costly planning gaps.In this video, we break down the 4-lane federal retirement roadmap for employees in their final year before retirement. You will learn why generic retirement advice often fails federal employees, what to verify before signing retirement paperwork, and why health insurance, survivor benefits, and Social Security should not be treated as separate decisions.Whether you are trying to choose your retirement date, protect your spouse, create reliable TSP income, or avoid common FEHB and Medicare mistakes, this episode walks through the planning areas many federal employees overlook.IN THIS VIDEO YOU CAN LEARNWhy federal retirement planning is different from private-sector retirement adviceHow your FERS pension, TSP, Social Security, and FEHB all connectWhy your retirement date can affect your pension, annual leave payout, unused sick leave credit, and potential FERS supplementHow to verify your service computation date and creditable federal serviceWhy military buyback can matter before you retireAnd more━━━━━━━━━━━━━━━FEDERAL RETIREMENT RESOURCES━━━━━━━━━━━━━━━OPM Retirement Center:https://www.opm.gov/retirement-center/OPM FEHB Program:https://www.opm.gov/healthcare-insurance/healthcare/Thrift Savings Plan:https://www.tsp.gov/Social Security Retirement Planner:https://www.ssa.gov/retirementTIMESTAMPS00:00 Retiring This Year as a Federal Employee01:06 Why Generic Retirement Advice Fails Federal Employees02:27 The 4-Lane Federal Retirement Roadmap04:54 Common Federal Retirement Roadblocks07:55 TSP Income Planning and Long-Term Strategy08:26 Survivor Benefits, Spouse Conversations, and Health Coverage10:00 Social Security Timing Mistakes for Federal Employees11:26 Retirement Date, Sick Leave, and Annual Leave Planning13:42 FEHB, Medicare Part B, and Survivor Benefit Coordination16:58 First Steps to Take If You Are One Year From Retirement19:03 Why Sequencing Your Retirement Decisions Matters21:45 Final Checklist and Next StepWHO WE ARECD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, Medicare, survivor benefits, retirement income planning, and health-focused financial strategies.Our mission is simple:Help federal employees retire with more clarity, confidence, and peace of mind.Subscribe for practical federal retirement planning content designed to help you better understand your benefits, avoid common planning gaps, and prepare for your next chapter with confidence.IMPORTANT DISCLAIMERAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.This video is for educational purposes only and should not be considered financial, legal, tax, healthcare, or investment advice. Federal retirement decisions depend on your individual service history, agency records, health coverage, survivor needs, retirement income goals, and personal circumstances. Always consult qualified professionals and review official OPM guidance before making retirement elections.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy or completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Federal retirement planning, FERS retirement, retire this year, federal employee retirement, TSP retirement income, FEHB in retirement, Social Security timing, FERS pension, high-3 average salary, service computation date, military buyback, survivor benefit, Medicare Part B, federal retirement checklist, OPM retirement, federal employee benefits, retirement income planningSupport the show

On this episode, tune in to a conversation from FINRA's 2026 Annual Conference, where FINRA Board Chair Scott Curtis and FINRA President and CEO Robert Cook discussed the partnership between board governance and executive leadership, and the strategic priorities shaping FINRA's direction. Resources mentioned in this episode: Ep. 185: How FINRA Is Streamlining Data Requests Ep. 187: How FINRA Is Enhancing Member Firm Examinations FINRA Forward: A Year of Progress FINRA Forward FINRA Quarterly Regulatory Policy Agenda Blog Post: FINRA Forward's Rule Modernization—An Update Blog Post: Vendors, Intelligence Sharing and FINRA's Mission Blog Post: FINRA Forward Initiatives to Support Members, Markets and the Investors They Serve Blog Post: A Progress Update on Rule Modernization Find us: LinkedIn / X / YouTube / Facebook / Instagram / E-mailSubscribe to our show on Apple Podcasts, Google Play and by RSS.

Apply for a Retirement Consultation: https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Take the Checklist Challenge:https://cdfinancial.org/checklist-challenge/Subscribe for Weekly Federal Retirement Planning Content:https://cdfinancial.com/newsletterComment Below:The G Fund Feels Safe, But Is It Really Protecting Your Retirement?If you are a federal employee or retiree using the TSP G Fund because the market feels uncertain, this may be one of the most important retirement planning decisions to review before moving your money. In this video, we break down why going 100% into the G Fund may feel safe in the moment, but could create long-term risks around inflation, income planning, and retirement purchasing power.Whether you are trying to protect your TSP, create stable retirement income, or avoid making emotional investment decisions during a market drop, this episode walks through the planning areas many federal employees overlook when they treat the G Fund as a complete retirement strategy.IN THIS VIDEO YOU CAN LEARNWhy the TSP G Fund may protect your balance but not your purchasing powerHow inflation can quietly affect federal retirees over a 20 to 30-year retirementWhy moving 100% into the G Fund after a market drop can lock in lossesHow fear, headlines, and market volatility can influence TSP decisionsWhy federal employees should avoid copying a co-worker's TSP allocationHow separating short-term income money from long-term growth money may help retirement planningWhy your TSP should have a specific job instead of being treated as one single decisionWhen the G Fund may still have a role as part of a broader retirement income plan━━━━━━━━━━━━━━━FEDERAL RETIREMENT RESOURCES━━━━━━━━━━━━━━━TSP G Fund Information:https://www.tsp.gov/funds-individual/g-fund/OPM Retirement Center:https://www.opm.gov/retirement-center/Thrift Savings Plan Information:https://www.opm.gov/retirement-center/my-annuity-and-benefits/thrift-savings-plan/TIMESTAMPS0:00 Why Moving Everything to the G Fund May Be Risky0:28 The Hidden Cost of Being 100% in the G Fund0:53 How Inflation Can Reduce Retirement Purchasing Power1:27 What the TSP G Fund Actually Is2:22 Why 100% of Anything Can Be a Retirement Planning Problem2:45 The Fear Behind G Fund Decisions3:17 Why Retirement Income Money Should Be Separated3:43 Market Drops, Timing Risk, and Selling Shares in Retirement4:18 Four Common G Fund Mistakes Federal Employees Make4:44 Why Forgetting to Redeploy Can Hurt Your TSP Strategy5:10 Why a Co-Worker's TSP Allocation Is Not Your Retirement Plan5:32 Giving Your TSP a Specific Job in Retirement6:10 Next Video: Market Drops and Staying the Course━━━━━━━━━━━━━━━WHO WE ARE━━━━━━━━━━━━━━━CD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, Medicare, survivor benefits, retirement income planning, and health-focused financial strategies.Our mission is simple:Help federal employees retire with more clarity, confidence, and peace of mind.Subscribe for practical federal retirement planning content designed to help you better understand your benefits, avoid common planning gaps, and prepare for your next chapter with confidence.━━━━━━━━━━━━━━━IMPORTANT DISCLAIMER━━━━━━━━━━━━━━━Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.This video is for educational purposes only and should not be considered financial, legal, tax, healthcare, or investment advice. Federal retirement decisions depend on your individual service history, agency records, health coverage, survivor needs, retirement income goals, and personal circumstances. Always consult qualified professionals and review official OPM guidance before making retirement elections.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy or completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.TSP G Fund, G Fund TSP, federal employee retirement, federal retirement planning, Thrift Savings Plan, TSP retirement strategy, G Fund inflation risk, TSP allocation, FERS retirement, federal retirees, retirement income planning, market volatility retirement, TSP mistakes, federal employee benefits, CD Financial#TSPGFund #ThriftSavingsPlan #FederalEmployees #RetirementPlanning #CDFinancialSupport the show

We're joined by Hall of Famer and one of the best to represent the province - Rhonda Orr. She's been Manitoba Female Golfer of the Year a handful of times and competed in the U.S. Senior Women's Open Championship. Recorded live at Southwood Golf and Country Club We chat about how she got into golf later in life, working with legend Tom Kinsman, joining Southwood, a favourite championship she's won, competing on the national and international level, the U.S. Senior Women's Open, being inducted into the Manitoba Golf Hall of Fame, and so much more! Enjoy!  18 Over Par with Mike & JR is proudly presented by Bryce Matlashewski who is an Investment Advisor with Endeavour Wealth Management, part of IA Private Wealth, and a member of the Canadian Investor Protection Fund. You can contact Bryce at 204-515-3446 or connect with him here https://eighteenoverpar.podbean.com/  Follow us on Instagram, X, and MySpace https://linktr.ee/18overpar 

Weekend Wrap-Up with Jeff Styles and Clint! E. Jean Carroll-Trumps Concert-Chattanooga Headlines-Music-MORE! (Powered by Guardian Investment Advisors) A podcast with El Jefe himself about some headlines, stories, and things you may have missed AND some things you may want to look for in the days ahead! Jeff Styles spent over 30 years as the #1 talk radio host in our area and now has brought his talents to DTB Podcast! Tune in - Share AND stay tuned as we grow! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Thanks to our sponsors: Guardian Investment Advisors: https://giaplantoday.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com// (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ ALL OUR PODCASTS WITH ONE CLICK: www.duringthebreakpodcast.com ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Death by Boomer with Jeff Styles: Topping the Music Charts 'Back in my Day'! (Powered by Guardian Investment Advisors) Let's face it - the boomers are the 2nd greatest generation to ever walk planet earth! From our music to our toys (we survived lawn darts) - we made the world better! Yes, better even for you gen x'ers - gen y's and millennials - we're just better!! AND....worse - we also used up all the resources - became a little spoiled and maybe we have clung to power a little too long. Misunderstood - that is what we are! These short episodes will hopefully bridge the gap with the x'ers, y'ers (if that's even a word) and millennials - Death by Boomer with Jeff Styles on DTB - powered by Guardian Investment Advisors! Thanks to our sponsor: Guardian Investment Advisors: https://giaplantoday.com/m/ ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Take the Checklist Challenge:https://cdfinancial.org/checklist-challenge/Subscribe for Weekly Federal Retirement Planning Content:https://cdfinancial.com/newsletterComment Below:Which FERS Mistake Could Cost You the Most Later?If you are a federal employee getting close to retirement, these FERS retirement mistakes can affect your pension, survivor benefits, FEHB coverage, TSP withdrawals, Medicare costs, and long-term retirement income. In this video, we break down seven of the biggest federal retirement planning mistakes we see employees make before leaving federal service.Why FERS survivor benefit elections can affect both pension income and FEHB coverageHow the wrong federal retirement date may impact annual leave, taxes, and retirement timingWhy FERS COLA rules can create long-term inflation pressure in retirementHow pension income, Social Security, TSP withdrawals, and military pension income can stack for taxesWhat IRMAA is and why Medicare costs may rise after certain income eventsWhy coworker advice may not fit your federal retirement situationHow to think through irreversible retirement decisions before signing final election formsWhy federal retirement planning should be based on your full financial picture, not one isolated benefit━━━━━━━━━━━━━━━FEDERAL RETIREMENT RESOURCES━━━━━━━━━━━━━━━OPM Retirement Center:https://www.opm.gov/retirement-center/OPM Survivor Benefits:https://www.opm.gov/retirement-center/survivor-benefits/OPM Cost-of-Living Adjustment Information:https://www.opm.gov/frequently-asked-questions/retire-faq/post-retirement/how-is-the-cost-of-living-adjustment-cola-determined/SSA IRMAA Information:https://secure.ssa.gov/poms.nsf/lnx/0601101020Medicare 2026 Premiums and Deductibles:https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles━━━━━━━━━━━━━━━TIMESTAMPS━━━━━━━━━━━━━━━0:00 The 7 Biggest FERS Mistakes Federal Employees Make1:09 Why Pension Mistakes Stay Invisible Until Later2:13 Mistake 1: Survivor Benefit and FEHB Coordination5:22 Mistake 2: Retiring on the Wrong Date8:24 Mistake 3: FERS COLA and Inflation Drag11:51 Mistake 4: Tax Stacking in Federal Retirement14:35 Mistake 5: IRMAA and Medicare Cost Surprises20:19 Mistake 6: Believing Retirement Myths Instead of Planning23:21 Why Coworker Advice Can Lead to the Wrong Retirement Decision24:17 What May Still Be Fixable After Retirement24:40 Health Tip: Decision Fatigue and Retirement Forms26:02 Next Step for Federal Employees Near Retirement━━━━━━━━━━━━━━━WHO WE ARE━━━━━━━━━━━━━━━CD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, Medicare, survivor benefits, retirement income planning, and health-focused financial strategies.Our mission is simple:Help federal employees retire with more clarity, confidence, and peace of mind.Subscribe for practical federal retirement planning content designed to help you better understand your benefits, avoid common planning gaps, and prepare for your next chapter with confidence.IMPORTANT DISCLAIMERAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.This video is for educational purposes only and should not be considered financial, legal, tax, healthcare, or investment advice. Federal retirement decisions depend on your individual service history, agency records, health coverage, survivor needs, retirement income goals, and personal circumstances. Always consult qualified professionals and review official OPM guidance before making retirement elections.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy or completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.FERS retirement mistakes, federal retirement planning, FERS survivor benefits, FEHB in retirement, federal employee retirement date, FERS COLA, TSP withdrawals in retirement, IRMAA Medicare, federal pension planning, OPM retirement, federal employee benefits, retirement income planning, federal employees nearing retirement, survivor annuity, federal retirement taxes, CD Financial#FERSRetirement #FederalRetirement #FederalEmployees #RetirementPlanning #CDFinancialSupport the show

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Take the Checklist Challenge:https://cdfinancial.org/checklist-challenge/Subscribe for Weekly Federal Retirement Planning Content:https://cdfinancial.com/newsletterIf you are within one year of federal retirement, this is one of the most important times to review your FERS pension before making a final decision. In this video, we break down key federal retirement planning considerations around survivor benefits, retirement timing, COLA, taxes, Medicare, FEHB, and TSP income planning.Whether you are trying to protect your spouse, avoid unexpected tax issues, or make more informed decisions around your federal benefits, this episode walks through the planning areas many federal employees overlook before signing retirement paperwork.━━━━━━━━━━━━━━━IN THIS VIDEO YOU'LL LEARN━━━━━━━━━━━━━━━• Why FERS survivor benefit elections should be reviewed before retirement• How choosing the wrong federal retirement date may affect your planning• Why FERS COLA and long-term inflation should be part of your retirement income strategy• How tax stacking can happen with a FERS pension, Social Security, TSP withdrawals, and other income• Why IRMAA may surprise federal retirees who do not plan around Medicare income rules• How FEHB, Medicare, and spousal coverage decisions can affect your retirement strategy• Why federal employees should avoid relying only on one-size-fits-all retirement advice━━━━━━━━━━━━━━━FEDERAL RETIREMENT RESOURCES━━━━━━━━━━━━━━━OPM Retirement Center:https://www.opm.gov/retirement-center/FERS Information:https://www.opm.gov/retirement-center/fers-information/FEHB & Medicare:https://www.opm.gov/healthcare-insurance/medicare/annuitant/Survivor Benefits:https://www.opm.gov/retirement-center/survivor-benefits/Thrift Savings Plan:https://www.tsp.gov/TSP Withdrawals in Retirement:https://www.tsp.gov/withdrawals-in-retirement/Medicare IRMAA Information:https://secure.ssa.gov/poms.nsf/lnx/0601101020━━━━━━━━━━━━━━━TIMESTAMPS━━━━━━━━━━━━━━━0:00 FERS Pension Mistakes That Can Affect Retirement Income0:27 Survivor Benefit Decisions and Spousal Protection0:55 Choosing the Right Federal Retirement Date1:26 FERS COLA, Inflation, and Long-Term Income Planning2:00 Tax Stacking with FERS, Social Security, and TSP Withdrawals2:25 IRMAA Surprises and Medicare Income Planning3:43 FEHB, Medicare, and Federal Retiree Health Coverage4:08 Why Federal Retirement Advice Is Not One-Size-Fits-All4:36 Building a Retirement Plan Around Your Specific Situation━━━━━━━━━━━━━━━WHO WE ARE━━━━━━━━━━━━━━━CD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, Medicare, survivor benefits, retirement income planning, and health-focused financial strategies.Our mission is simple:Help federal employees retire with more clarity, confidence, and peace of mind.Subscribe for practical federal retirement planning content designed to help you better understand your benefits, avoid common planning gaps, and prepare for your next chapter with confidence.━━━━━━━━━━━━━━━IMPORTANT DISCLAIMER━━━━━━━━━━━━━━━Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.This video is for educational purposes only and should not be considered financial, legal, tax, healthcare, or investment advice. Federal retirement decisions depend on your individual service history, agency records, health coverage, survivor needs, retirement income goals, and personal circumstances. Always consult qualified professionals and review official OPM guidance before making retirement elections.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy or completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.FERS pension mistakes, federal retirement planning, FERS survivor benefits, FEHB Medicare coordination, TSP withdrawals, IRMAA Medicare surcharge, federal employee retirement, FERS COLA, retirement income planning, federal benefits, retirement date planning, tax planning for federal retirees#FERSPension #FederalRetirement #FederalEmployees #RetirementPlanning #CDFinancialSupport the show

Many people assume their estate planning is “done” once the documents are signed, but that's actually only the beginning. This conversation explores what actually happens when financial, tax, and estate planning are all aligned. In this episode, Robert Curtiss sits down with Brad Repinsky to break down how integrating financial planning, estate planning, and tax strategy can help create a more coordinated decision making for families over time. Key takeaways: Why a clear net worth snapshot can uncover gaps in your current plan How account titling and beneficiary designations can override estate documents What “estate ease” means and why it matters for your family When strategies like QCDs and Roth conversions may help manage taxes How to think about wealth transfer across generations in a more intentional way And more! Resources: Educational videos (bottom of the page) Connect with Brad Repinsky: LinkedIn: Brad Repinsky LinkedIn: Signature Estate & Investment Advisors, LLC Connect with Robert Curtiss: rcurtiss@seia.com (626) 795-2944 About Robert Curtiss  LinkedIn: Robert Curtiss Facebook: Robert Curtiss SEIA LinkedIn: SEIA About Our Guest: Brad Repinsky is the Director of Estate, Tax, and Financial Planning at Signature Estate and Investment Advisors. With over 20 years of experience, including roles at Goldman Sachs and Fidelity, Brad specializes in helping high-net-worth and ultra-high-net-worth families navigate complex planning decisions. As a former attorney, he brings a unique perspective to integrating estate planning, tax strategy, and wealth management to help clients create clarity, efficiency, and long-term alignment with their goals. 

Apply for a Retirement Consultation: https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20

Death by Boomer with Jeff Styles! The Power of Music Festivals! (Powered by Guardian Investment Advisors) Let's face it - the boomers are the 2nd greatest generation to ever walk planet earth! From our music to our toys (we survived lawn darts) - we made the world better! Yes, better even for you gen x'ers - gen y's and millennials - we're just better!! AND....worse - we also used up all the resources - became a little spoiled and maybe we have clung to power a little too long. Misunderstood - that is what we are! These short episodes will hopefully bridge the gap with the x'ers, y'ers (if that's even a word) and millennials - Death by Boomer with Jeff Styles on DTB - powered by Guardian Investment Advisors! Thanks to our sponsor: Guardian Investment Advisors: https://giaplantoday.com/m/ ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Get the digital book at no cost to you here: https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Want to work with Charles? Apply here: https://cdfinancial.org/schedule-a-meeting/Checklist Challenge: https://cdfinancial.org/checklist-challenge/Newsletter: https://cdfinancial.com/newsletterWHO ARE WE?CD Financial helps federal employees and near-retirees create sustainable, tax-smart retirement income. Expect weekly strategies on 401K, FERS, TSP, Social Security timing, tax planning, and health-meets-wealth habits—clear, practical, compliant.TIMESTAMPS0:00 Last Year Before Federal Retirement Checklist0:22 Two Federal Employees, Two Different Retirement Outcomes0:46 Sick Leave Credit and Common FERS Retirement Mistakes1:08 How to Review and Potentially Improve Your Federal Pension1:43 Retirement Date Considerations for Federal Employees2:12 FEHB, Medicare Part B, and Retirement Healthcare Decisions3:13 Survivor Benefit Elections for Federal Employees3:50 Free Federal Retirement Checklist and Next Steps#FederalRetirement #FERSRetirement #FederalEmployees #RetirementChecklist #CDFinancialAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

WELCOME to Jeff Styles' UpFront Wrap-Up on During the Break Podcast - powered by Guardian Investment Advisors! A Monday podcast with El Jefe himself about some headlines, stories, and things you may have missed AND some things you may want to look for in the days ahead! Jeff Styles spent over 30 years as the #1 talk radio host in our area and now has brought his talents to DTB Podcast! Tune in - Share AND stay tuned as we grow! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Thanks to our sponsors: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Guardian Investment Advisors: https://giaplantoday.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Send us Fan MailWelcome to Safe Dividend Investing's Podcast # 275 on May 16th of 2026. My name is Ian Duncan MacDonald, and I am the author of 7 investment books. My seventh investment book, Achieving Financial Independence Safely - 200 NYSE Stocks Analyzed and Scored" became available January 3rd on Amazon. You can easily find it by searching in Amazon or Google for "Ian Duncan MacDonald books". For more information on all my books, stock scoring software and podcasts go to www.informus.caTo build a strong, generous portfolio Start using the free AI system provided in this podcast to analyze and score your proposed stock purchases s in seconds. Visit the attached transcript where the free AI system is provided. When I saw this software in action, it made it seem very possible that investment advisors could be replaced by technology within ten years.It is a minority of a financial institution's employees that create distrust with their investor clients. Many investors with substantial savings would rather keep the money in a bank savings account, where it loses 3.5% of its value each year to inflation, than entrusting it to a financial advisor.For investment advisor to stay relevant it would have to start with better screening of the investment advisors. A client wonders who is this stranger that says they are an investment advisor and want to help me? Can I trust them? In this podcast I suggest several ways that investors could possible again learn to trust advisors and the institutions they work for. Is it possible for the industry to change?IAN Ian Duncan MacDonald Author and Commercial Risk Consultant,President of  Informus Inc                              2 Vista Humber Drive                               Toronto, Ontario                                Canada, M9P 3R7                                 Toronto Telephone - 416-245-4994                                   imacd@informus.ca

More money, more problems? Says who? This week, we sit down with Investment Advisor, Co-Founder of Peak360 & Author of The Power of Enough: Finding Joy in Your Relationship to Money, Elizabeth Husserl for a conversation about money, and let's just say this episode is RICH. Elizabeth breaks down the reasons why money is still such a taboo subject, how childhood and family dynamics shape the way we spend, save, date (and argue) & why financial security and emotional safety are NOT always the same thing. We also talk about how to invest, identifying your “money archetype”, the pressure to constantly chase money and the societal effects of women who out earn men.  Follow : https://www.instagram.com/elizabethhusserl/ Book : https://elizabethhusserl.com/book Follow Kamie @kamiecrawford on TikTok and Relationshit @relationshit on IG for more, besties. Watch on YouTube at youtube.com/@relationshitpod and of course, follow the show on Spotify, Apple, YouTube, or wherever you get your podcasts! Learn more about your ad choices. Visit megaphone.fm/adchoices

WELCOME to Jeff Styles' Weekend Wind-Up on During the Break Podcast - powered by Guardian Investment Advisors! A Monday podcast with El Jefe himself about some headlines, stories, and things you may have missed AND some things you may want to look for in the days ahead! Jeff Styles spent over 30 years as the #1 talk radio host in our area and now has brought his talents to DTB Podcast! Tune in - Share AND stay tuned as we grow! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Thanks to our sponsors: Guardian Investment Advisors: https://giaplantoday.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com// (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ ALL OUR PODCASTS WITH ONE CLICK: www.duringthebreakpodcast.com ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

“Die with zero does not mean reckless spending. It means thinking intentionally about how to use your money for experiences, family, giving, and purpose while still protecting your retirement plan.”Get the digital book at no cost to you here: https://cdfinancial.org/being-a-federal-employee-book/Checklist Challenge: https://cdfinancial.org/checklist-challenge/Apply for a 15-minute call: https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Newsletter: https://cdfinancial.com/newsletter

Retirement from federal service isn't a single moment. It's a series of decisions – and each one shapes your income, cash flow, and ultimately, more retirement confidence.In this presentation, David Raetz of Benchmark Financial Group discusses:- Choosing the Right Retirement Date- How to Bridge the Income Gap- Creating Your Retirement Paycheck- How to Get Started on Your Retirement Plan---------------------------------------------------------------Connect with Benchmark Financial Group:Website | https://bfgkc.comLinkedIn | https://www.linkedin.com/company/benchmark-financial-group-llcFacebook | https://www.facebook.com/BenchmarkFinancialGroupLLCBenchmark Financial Group is located at 10975 Benson Dr., Suite 500, Overland Park, KS 66210, Corporate Woods Building 12. You can contact us by visiting our website at https://bfgkc.com, calling 913.227.4224, or emailing David at david.raetz@bfgkc.com.Securities and Advisory Services are offered through CreativeOne Securities, LLC. Member FINRA/SIPC and an Investment Advisor. Benchmark Financial Group, LLC, and CreativeOne Securities are not affiliated companies.#federalemployees #federalbenefits #federalretirement #benchmarkfinancialgroup #planyourfederalretirement

Death by Boomer with Jeff Styles! Horsepower! (Powered by Guardian Investment Advisors) Let's face it - the boomers are the 2nd greatest generation to ever walk planet earth! From our music to our toys (we survived lawn darts) - we made the world better! Yes, better even for you gen x'ers - gen y's and millennials - we're just better!! AND....worse - we also used up all the resources - became a little spoiled and maybe we have clung to power a little too long. Misunderstood - that is what we are! These short episodes will hopefully bridge the gap with the x'ers, y'ers (if that's even a word) and millennials - Death by Boomer with Jeff Styles on DTB - powered by Guardian Investment Advisors! Thanks to our sponsor: Guardian Investment Advisors: https://giaplantoday.com/m/ ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Podcast recorded 5/13/26 Investment Advisor, JB Bryan shares..... 8 Ways to Protect Your Portfolio. Get empowered by these strategies for protecting your finances over the LONG TERM.   AfroEconomics LIVE! #JBBRYAN  To request a complimentary consultation call 1-844-JBBRYAN. Powered by JB Bryan Financial Group, Inc., A Registered Investment Advisory Firm - The Home of AfroEconomics. Established 1995. www.AfroEconomics.com  www.JBBRYAN.com Email: jb@jbbryan.com

Federal employees may hear “COLA increase” and assume their retirement income keeps full pace with inflation, but under FERS, the cost-of-living adjustment can work differently than many expect. Before you retire, it is important to understand how FERS COLA, CSRS COLA, Social Security COLA, and your overall federal retirement income may interact over time.Apply for a federal benefits retirement review: https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the digital book at no cost to you here: https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Checklist Challenge: https://cdfinancial.org/checklist-challenge/Newsletter: https://cdfinancial.com/newsletter“Many federal employees do not realize that the COLA number they hear in the news may not be the same adjustment applied to their FERS pension.”LINKS AND RESOURCESOfficial OPM COLA Information:https://www.opm.gov/retirement-center/publications-forms/benefits-administration-letters/Social Security COLA Information:https://www.ssa.gov/cola/WHO ARE WE?CD Financial helps federal employees and near-retirees create sustainable, tax-smart retirement income. Expect weekly strategies on 401K, FERS, TSP, Social Security timing, tax planning, and health-meets-wealth habits—clear, practical, compliant.TIMESTAMPS0:00 Federal Retirement COLA and the “Diet COLA” Problem0:30 Why Real Cost of Living Can Feel Higher Than Your COLA0:56 Grocery, Housing, and Inflation Pressure on Retirees1:31 How Rising Food Prices Can Affect Retirement Income2:11 Housing Costs, Rent, and Family Financial Pressure2:36 Regional Inflation and Cost-of-Living Challenges3:14 FERS, CSRS, and COLA Differences in Retirement3:41 Why Future Growth May Matter in Retirement Planning4:02 Balancing Safety, Income, and Inflation RiskAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

In this episode, David Warren – Co-Founder & Chairman of Bridgeford Trust Company – is joined by Josh Bennett, Esq. – Attorney & Asset Protection Expert – for a deep dive into the evolving world of asset protection planning. Drawing on decades of experience representing clients across the United States and internationally, Josh shares insights on domestic and offshore asset protection strategies, creditor protection planning, privacy considerations, and the growing role of Directed Trusts. The conversation also explores how top-tier jurisdictions such as South Dakota have expanded planning opportunities by offering greater flexibility, protection, and long-term planning advantages through tools such as Trust Protectors and Investment Advisors. Throughout the episode, Josh also reflects on themes in his book, The Ultimate Guide to Asset Preservation, emphasizing that effective asset protection planning is not about secrecy or avoiding obligations, but rather implementing responsible, well-structured planning designed to protect families and preserve wealth for future generations.

In this episode of the RIA Edge Podcast, host David Armstrong speaks with Randy Morris, founder and CEO of Summit Wealth Group, about the firm's transition from a long-standing broker/dealer affiliate to launch its own independent RIA platform. He explains how the decision was shaped by a desire for greater autonomy, improved client experience and long-term growth potential. Randy also shares how leadership structure, internal ownership and a minority capital partnership are helping guide the firm forward, along with how digital marketing, acquisitions, expanded services and technology are each playing a role in building the next phase of the business. Key takeaways: What drove the firm's leaders to leave a 20-year tenure as a hybrid affiliate of an independent broker/dealer to launch “Summit 2.0” as a fully independent RIA The succession calculations that fueled many of the structural changes Summit made in recent years The importance of organic growth and how Summit has landed some of its largest clients via SEO and Google What drives the firm's M&A strategy, and the types of firms it is looking to add to the mix in the future How Summit executives decided on an executive organizational structure to formalize and streamline decision-making processes, and how they deliberately created internal career pathways for employees The reasons the firm accepted an investment from Constellation Wealth, beyond simply access to operating capital How the firm feels about balancing unified branding with localized identities for its geographically diverse advisors Resources: Listen to the RIA Edge Podcast on Wealth Management Listen and Subscribe to the RIA Edge Podcast on Apple Podcasts Listen and Subscribe to the RIA Edge Podcast on Spotify Connect With David Armstrong: Wealth Management LinkedIn: Wealth Management LinkedIn: David Armstrong Twitter: David Armstrong LinkedIn: Informa Connect With Randy Morris: LinkedIn: Randy Morris LinkedIn: Summit Wealth Group Website: Summit Wealth Group About Our Guest: Randy Morris' early career helped prepare him as a financial planning pioneer. After graduating from the University of Colorado in 1982 with a degree in business and organizational management, he worked for two years as Vice President of Executive Economic Services, Inc., in Denver, Colorado. In 1985, Randy founded Executive Financial Planning, Inc. (EFP), one of Mississippi’s first financial planning firms. In 2002, he created Summit Wealth Group (SWG) out of a desire to provide additional wealth management services for clients. Randy serves as the firm’s CEO. In March 2025, Summit Wealth Group, LLC, registered with the SEC as a registered Investment Advisor and filed notice with six states.  Peers in the financial industry have recognized Randy's skills and accomplishments by electing him as a past President of the Mississippi Chapter of the Financial Planning Association (FPA). Randy is a Chartered Financial Consultant (ChFC-1985), and a CERTIFIED FINANCIAL PLANNER® Practitioner (1987). He is also a Registered Representative, an Investment Adviser Representative, and a Registered Securities Principal. Additionally, he has assisted the CFP® Board of Examiners as an exam reviewer.  Randy has served on numerous boards, including Barge Timberlands International, Camp Lake Forest Ranch, Southeast Regional Committee for Young Life, Military Community Youth Ministries (MCYM), and the World Vision Leadership Council. Randy lives with his wife, Nancy, in Scottsdale, Arizona, where they attend Scottsdale Bible Church. They have six children: Joy, Jesse, Hannah, Scott, Randy, and Ryan, as well as 12 grandchildren. Randy's accolades include being recognized by Forbes Magazine in each of the past 8 years, making its “Best-In-State Wealth Advisors” list for the state of Arizona. 

Our top 10 must see movies for young folks! WELCOME to Jeff Styles' UpFront Wrap-Up on During the Break Podcast - powered by Guardian Investment Advisors! A Monday podcast with El Jefe himself about some headlines, stories, and things you may have missed AND some things you may want to look for in the days ahead! Jeff Styles spent over 30 years as the #1 talk radio host in our area and now has brought his talents to DTB Podcast! Tune in - Share AND stay tuned as we grow! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

WELCOME to Jeff Styles' Weekend Wind-Up on During the Break Podcast - powered by Guardian Investment Advisors! A Monday podcast with El Jefe himself about some headlines, stories, and things you may have missed AND some things you may want to look for in the days ahead! Jeff Styles spent over 30 years as the #1 talk radio host in our area and now has brought his talents to DTB Podcast! Tune in - Share AND stay tuned as we grow! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Thanks to our sponsors: Guardian Investment Advisors: https://giaplantoday.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com// (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ ALL OUR PODCASTS WITH ONE CLICK: www.duringthebreakpodcast.com ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Most federal employees are told to roll over their TSP when they retire, but that decision should start with a better question: What is this money supposed to do for you in retirement? In this episode, we break down common TSP rollover mistakes, IRA rollover considerations, tax treatment, withdrawal rules, and how a written retirement income plan can help federal employees make more informed decisions.Apply for Your Retirement Review: https://www.cdfinancial.org/fa93xi62eGet the digital book at no cost to you here: https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Checklist Challenge: https://cdfinancial.org/checklist-challenge/Newsletter: https://cdfinancial.com/newsletter

Death by Boomer with Jeff Styles! Going Home! (Powered by Guardian Investment Advisors) Let's face it - the boomers are the 2nd greatest generation to ever walk planet earth! From our music to our toys (we survived lawn darts) - we made the world better! Yes, better even for you gen x'ers - gen y's and millennials - we're just better!! AND....worse - we also used up all the resources - became a little spoiled and maybe we have clung to power a little too long. Misunderstood - that is what we are! These short episodes will hopefully bridge the gap with the x'ers, y'ers (if that's even a word) and millennials - Death by Boomer with Jeff Styles on DTB - powered by Guardian Investment Advisors! Thanks to our sponsor: Guardian Investment Advisors: https://giaplantoday.com/m/ ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Podcast recorded 5/6/26 Investment Advisor, JB Bryan explains the value of having a licensed financial advisor. Do you have a Financial Advisor? Is your financial advisor licensed? Is your financial advisor regulated? What is a Registered Investment Advisor? Why is a license important?  JB Bryan has been licensed for several financial products and services since the early 1990's. Ms. Bryan started JB Bryan Financial Group, Inc.  a Registered Investment Advisory Firm in March 1995.  AfroEconomics LIVE! #JBBRYAN  To request a complimentary consultation call 1-844-JBBRYAN. Powered by JB Bryan Financial Group, Inc., A Registered Investment Advisory Firm - The Home of AfroEconomics. Established 1995. www.AfroEconomics.com  www.JBBRYAN.com Email: jb@jbbryan.com

Retirement from federal service isn't a single moment. It's a series of decisions – and each one shapes your income, cash flow, and ultimately, more retirement confidence.In this presentation, David Raetz of Benchmark Financial Group discusses:Choosing the Right Retirement DateHow to Bridge the Income GapCreating Your Retirement PaycheckHow to Get Started on Your Retirement Plan---------------------------------------------Connect with Benchmark Financial Group:Website |  bfgkc.comLinkedIn | @benchmark-financial-group-llcFacebook | @BenchmarkFinancialGroupLLCBenchmark Financial Group is located at 10975 Benson Dr., Suite 500, Overland Park, KS 66210, Corporate Woods Building 12. You can contact us by visiting our website at bfgkc.com⁠, calling 913.227.4224, or emailing David at david.raetz@bfgkc.com.Securities and Advisory Services are offered through CreativeOne Securities, LLC. Member FINRA/SIPC and an Investment Advisor. Benchmark Financial Group, LLC, and CreativeOne Securities are not affiliated companies.

A transformation and growth leader at heart, Paul Idziak is a CEO who thrives in complexity and turns bold vision into disciplined execution and scalable results. Like a catalyst for momentum, he does not just grow businesses; he engineers ecosystems where people, process, and performance move in sync. He leads from the front, combining grit with clarity to transform underperforming operations into high-impact, multi-location enterprises. What he brings to the table is a rare blend of private equity acumen, operational rigor, and commercial instinct. He builds strong leadership teams, installs KPI-driven cultures, and creates structures that scale with precision. From due diligence to exit readiness, he aligns strategy with execution, driving profitability, expanding markets, and reducing risk. He operates with urgency, accountability, and a relentless focus on value creation. Over the years, Paul has scaled businesses from the ground up, launching new divisions, expanding across the U.S., Canada, and international markets, and building distributed workforces of 300+ technicians. He has driven 35% revenue CAGR and 110% EBITDA growth, transforming operational performance and positioning companies for successful exits. He has secured tier-1 OEM partnerships, negotiated MSAs, and led high-value projects exceeding $20M while building diversified, resilient customer portfolios. From sourcing more than 100 acquisition targets and supporting approximately $3B in transaction value to executing value creation plans targeting 4X returns, his experience spans the full investment lifecycle. He has improved margins, reduced the cost of poor quality, implemented Lean 6S practices, and built safety cultures, achieving 0 recordables, consistently delivering measurable, repeatable results. His previous experience across Johnson Controls, Siemens, and AWC has further sharpened his leadership approach, strengthening his ability to scale operations, build high-performing teams, and drive consistent enterprise-level impact. What matters most to Paul is building businesses that endure and teams that win long after the strategy is set. He measures success not just by growth, but by the legacy of performance, discipline, and leadership he leaves behind.

In this episode, Andrew Izyumov, co-founder of 8FIGURES, shares his journey from institutional investing at Goldman Sachs to building an AI-powered investment platform. He dives into how investors can analyze real estate deals using metrics like yield, leverage, and IRR, while emphasizing the importance of evaluating investments within the context of an overall portfolio. Andrew also explains how 8FIGURES leverages multi-agent AI systems to provide smarter, more personalized investment insights, helping users track assets, manage risk, and make data-driven decisions. The conversation highlights how technology is transforming investing by making advanced analytics and portfolio management more accessible to everyday investors.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

TSP vs 401(k) rollover strategy isn't about where the money goes—it's about what the money is meant to do.” Discover how to decide whether to keep or move your retirement accounts with a clear, purpose-driven plan.Get the digital book at no cost to you here: https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Checklist Challenge: https://cdfinancial.org/checklist-challenge/Apply for a 15-minute call here: https://cdfinancial.org/schedule-a-meeting/Newsletter: https://cdfinancial.com/newsletter

WELCOME to Jeff Styles' UpFront Wrap-Up on During the Break Podcast - powered by Guardian Investment Advisors! A Monday podcast with El Jefe himself about some headlines, stories, and things you may have missed AND some things you may want to look for in the days ahead! Jeff Styles spent over 30 years as the #1 talk radio host in our area and now has brought his talents to DTB Podcast! Tune in - Share AND stay tuned as we grow! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Thanks to our sponsors: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Guardian Investment Advisors: https://giaplantoday.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

WELCOME to Jeff Styles' Weekend Wind-Up on During the Break Podcast - powered by Guardian Investment Advisors! A Monday podcast with El Jefe himself about some headlines, stories, and things you may have missed AND some things you may want to look for in the days ahead! Jeff Styles spent over 30 years as the #1 talk radio host in our area and now has brought his talents to DTB Podcast! Tune in - Share AND stay tuned as we grow! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Thanks to our sponsors: Guardian Investment Advisors: https://giaplantoday.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com// (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ ALL OUR PODCASTS WITH ONE CLICK: www.duringthebreakpodcast.com ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Get the digital book at no cost to you here: https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Market corrections reveal whether you have investments or whether you have a retirement plan. If you are deciding whether to keep funding your TSP or 401(k), move toward the G Fund, or stay disciplined during market volatility, this conversation is for you.In this video, we discuss what to consider during a market downturn, how ongoing TSP or 401(k) contributions can work during lower markets, why timing the market requires being right twice, and why reducing risk should be part of a plan rather than a reaction to fear.Checklist Challenge: https://cdfinancial.org/checklist-challenge/FREE 15-minute call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtubeNewsletter: https://cdfinancial.com/newsletterWHO ARE WE?CD Financial helps federal employees and near-retirees create sustainable, tax-smart retirement income. Expect weekly strategies on 401K, FERS, TSP, Social Security timing, tax planning, and health-meets-wealth habits—clear, practical, compliant.TIMESTAMPS0:00 Market Advice, Panic, and Staying the Course0:26 Retiree vs. Working Perspective on Market Drops1:18 Why Market Losses Trigger the Urge to Act2:41 Recency Bias and Emotional Investing Decisions3:43 What Staying the Course Means in a Retirement Plan5:17 Dollar Cost Averaging in Your TSP or 401(k)7:29 Adjusting Allocation Before Retirement10:18 Federal Pension Income as a Retirement Foundation12:19 Down Market Checklist for Retirees15:13 Why Timing the Market Requires Two Hard DecisionsAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

Death by Boomer with Jeff Styles! Growing Up was a CHORE!! (Powered by Guardian Investment Advisors) Let's face it - the boomers are the 2nd greatest generation to ever walk planet earth! From our music to our toys (we survived lawn darts) - we made the world better! Yes, better even for you gen x'ers - gen y's and millennials - we're just better!! AND....worse - we also used up all the resources - became a little spoiled and maybe we have clung to power a little too long. Misunderstood - that is what we are! These short episodes will hopefully bridge the gap with the x'ers, y'ers (if that's even a word) and millennials - Death by Boomer with Jeff Styles on DTB - powered by Guardian Investment Advisors! Thanks to our sponsor: Guardian Investment Advisors: https://giaplantoday.com/m/ ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Podcast recorded 4/29/26 Investment Advisor, JB Bryan explains recent studies showing how poverty affects crime rates negatively. Get the details and let's talk solutions. Find out how the AfroEconomics program knocks out poverty - in turn reducing crime also. AfroEconomics is based on 10 effective financial principles and strategies that may reduce crime rates and alleviate poverty at the same time. The good news AfroEconomics with JB Bryan has built a STRONG financial environment that has significantly increased wealth and improved the quality of life of all of us over the past 30 years. Let's talk WEALTH development - as the key to poverty prevention. AfroEconomics LIVE! #JBBRYAN To request a complimentary consultation call 1-844-JBBRYAN. Powered by JB Bryan Financial Group, Inc., A Registered Investment Advisory Firm - The Home of AfroEconomics. Established 1995. www.AfroEconomics.com www.JBBRYAN.com Email: jb@jbbryan.com

Is a tax-free retirement actually possible for federal retirees with a pension—or is it one of the most misunderstood ideas in retirement planning?” This video breaks down how federal retirees can realistically reduce taxes in retirement by understanding how pensions, Social Security, and TSP withdrawals interact.Apply for your Retirement Strategy Call: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube“Tax-free retirement isn't about eliminating taxes entirely—it's about reducing taxable income through thoughtful planning across your pension, Social Security, and retirement accounts.”Get the digital book at no cost to you here: https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Checklist Challenge: https://cdfinancial.org/checklist-challenge/Newsletter: https://cdfinancial.com/newsletter

WELCOME to Jeff Styles' UpFront Wrap-Up on During the Break Podcast - powered by Guardian Investment Advisors! A Monday podcast with El Jefe himself about some headlines, stories, and things you may have missed AND some things you may want to look for in the days ahead! Jeff Styles spent over 30 years as the #1 talk radio host in our area and now has brought his talents to DTB Podcast! Tune in - Share AND stay tuned as we grow! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Thanks to our sponsors: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Guardian Investment Advisors: https://giaplantoday.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

WELCOME to Jeff Styles' Weekend Wind-Up on During the Break Podcast - powered by Guardian Investment Advisors! A Monday podcast with El Jefe himself about some headlines, stories, and things you may have missed AND some things you may want to look for in the days ahead! Jeff Styles spent over 30 years as the #1 talk radio host in our area and now has brought his talents to DTB Podcast! Tune in - Share AND stay tuned as we grow! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Thanks to our sponsors: Guardian Investment Advisors: https://giaplantoday.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com// (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ ALL OUR PODCASTS WITH ONE CLICK: www.duringthebreakpodcast.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Death by Boomer with Jeff Styles! You're Culture Sucks, But I Need You! (Powered by Guardian Investment Advisors) Let's face it - the boomers are the 2nd greatest generation to ever walk planet earth! From our music to our toys (we survived lawn darts) - we made the world better! Yes, better even for you gen x'ers - gen y's and millennials - we're just better!! AND....worse - we also used up all the resources - became a little spoiled and maybe we have clung to power a little too long. Misunderstood - that is what we are! These short episodes will hopefully bridge the gap with the x'ers, y'ers (if that's even a word) and millennials - Death by Boomer with Jeff Styles on DTB - powered by Guardian Investment Advisors! Thanks to our sponsor: Guardian Investment Advisors: https://giaplantoday.com/m/ ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Kofi Douhadji is an Investment Advisor and bestselling author who helps French-speaking immigrants turn income into assets by understanding and leveraging the North American financial system.   Originally from Togo, Kofi experienced firsthand what it means to earn in a new country without understanding the rules that govern money. After a decade in civil engineering and serving as a U.S. Air Force officer, he identified a pattern: high-earning immigrants were working hard, but without a system, their income wasn't translating into ownership.  

WELCOME to Jeff Styles' UpFront Wrap-Up on During the Break Podcast - powered by Guardian Investment Advisors! A Monday podcast with El Jefe himself about some headlines, stories, and things you may have missed AND some things you may want to look for in the days ahead! Jeff Styles spent over 30 years as the #1 talk radio host in our area and now has brought his talents to DTB Podcast! Tune in - Share AND stay tuned as we grow! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Thanks to our sponsors: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Guardian Investment Advisors: https://giaplantoday.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com ===== THANK YOU TO OUR SPONSORS: Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

WELCOME to Jeff Styles' Weekend Wind-Up on During the Break Podcast - powered by Guardian Investment Advisors! A Monday podcast with El Jefe himself about some headlines, stories, and things you may have missed AND some things you may want to look for in the days ahead! Jeff Styles spent over 30 years as the #1 talk radio host in our area and now has brought his talents to DTB Podcast! Tune in - Share AND stay tuned as we grow! (A PODCAST PROVIDED AND OWNED BY DURING THE BREAK PODCASTS) Thanks to our sponsors: Guardian Investment Advisors: https://giaplantoday.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com// (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Death by Boomer with Jeff Styles! You're the "INSERT WORST THING HERE"(Powered by Guardian Investment Advisors) Let's face it - the boomers are the 2nd greatest generation to ever walk planet earth! From our music to our toys (we survived lawn darts) - we made the world better! Yes, better even for you gen x'ers - gen y's and millennials - we're just better!! AND....worse - we also used up all the resources - became a little spoiled and maybe we have clung to power a little too long. Misunderstood - that is what we are! These short episodes will hopefully bridge the gap with the x'ers, y'ers (if that's even a word) and millennials - Death by Boomer with Jeff Styles on DTB - powered by Guardian Investment Advisors! Thanks to our sponsor: Guardian Investment Advisors: https://giaplantoday.com/m/ ALL THINGS JEFF STYLES: www.thejeffstyles.com ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm