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Join host Alan Kaplinsky, founder and former longtime leader of Ballard Spahr's Consumer Financial Services Group and one of the foremost thought leaders in the industry, as he welcomes two special guests for a timely and insightful conversation about the most significant deregulatory developments in banking law during 2025. Alan is joined by his Ballard Spahr colleague Scott Coleman, a partner with more than 30 years of experience guiding banks and bank holding companies through mergers, acquisitions, and all facets of regulatory compliance, especially in the community banking sector. They're also joined by Dr. Sean Campbell, Chief Economist and Head of Policy Research at the Financial Services Forum, where he represents the eight U.S. global systemically important banks. Dr. Campbell is a distinguished economist, former senior Federal Reserve official, and published academic. In this episode, Alan, Scott, and Sean break down the latest developments and ongoing trends in bank regulation and supervision, and digital innovation. You'll get expert analysis and practical takeaways on: · The Deregulatory Wave: How the Trump administration's aggressive deregulatory agenda is streamlining exams, reducing supervisory burdens, and shifting the focus toward core financial risk-while eliminating reputational risk as a part of President Trump's Debanking Executive Order. · Supervision and Stress Testing Reform: Why new Federal Reserve proposals to increase transparency in stress testing mark a turning point for large banks, moving away from a "check-the-box" approach to a laser focus on tangible risks like capital, liquidity, and asset quality. · Deposit Insurance Debate: The pros, cons, and historical lessons of raising FDIC insurance limits-especially in the wake of recent bank failures and how the right balance can preserve market discipline. · Community Reinvestment Act in the Digital Age: Why the CRA's geography-based model is due for an overhaul as banking goes mobile and regulatory priorities shift. · Crypto, Stablecoins, and Regulatory Parity: What the Bipartisan Enactment of the GENIUS Act (regulating stablecoins) means for banks and fintechs, and why applying anti-money laundering rules across the board could level the playing field. · Eliminating Reputational Risk: How regulators are eliminating the use of "reputational risk" as a catch-all supervisory and enforcement tool and what this means for fair access and bank governance. · Looking to the Future: The group reflects on what's next for the bank regulatory landscape, Wall Street's view on the industry, and the practical impacts on banks and consumers. Whether you're a banker, regulator, or just want to understand how Washington and Wall Street are shaping the future of finance, this episode delivers the highlights of 2025 and insights you need going into 2026. Tune in for expert opinions, real-world examples, and a roadmap to what's ahead! Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the banking and the consumer finance industry.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
Sean Campbell and Peter Vryonis break down the Montreal Canadiens 4-1 victory over the Edmonton Oilers last night, and debate whether or not it was their most impressive win of the year thus far.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
Dr. Joe Patterson hosts a conversation with Drs. Ashley Levack, Sean Campbell, and Joshua Gary about managing busy orthopaedic practices and balancing family needs and obligations throughout the seasons of professional and personal life. Live from the OTA 2025 Annual Meeting. For additional educational resources visit OTA.org
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
Mitch Gallo and Sean Campbell break down the importance of re-signing Mike Matheson on Habs Lunch where they dedicate an hour to the Montreal Canadiens.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
Sean Campbell and Mitch Gallo break down the Montreal Canadiens 5-1 loss to the Los Angeles Kings last night, and discuss the goalie controversy as well as Juraj Slafkovsky being benched in the third period.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It’s a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
It's a heated debate every day… but no one drops the gloves. Get your daily diagnosis on the health of the Habs. The Habs Lunch with Sean Campbell and Mitch Gallo.
Sean Campbell, M.D., and Augustine Saiz, M.D., from UC Davis join Assoc. Prof. Hannah Dailey, OrthoXel's Chief Scientific Officer, to discuss the challenges of tibial fracture healing and the role of controlled axial micromotion in patient outcomes. Drawing on both research and real-world cases, they examine mechanobiology, patient risk factors, nonunion concerns, and share their initial clinical experiences with the Apex Tibial Nailing System, where micromotion has shown clear benefits. Explore the full episode resources on our website → https://shorturl.at/0eJU6 Connect with us on LinkedIn → https://shorturl.at/Dul3G Disclaimer: The views and opinions expressed in this industry sponsored podcast are those of the presenters and sponsor and do not necessarily reflect the views of the OTA. Inclusion of industry supported content on the OTA podcast platform should not be interpreted as an endorsement of any product, service, or company.