Podcasts about Address

8. Guests Mariam Wahba and Natalie Ecanow address threats to the Strait of Hormuz by Iran. They emphasize the need for U.S. energy dominance and the role of the National Energy Dominance Council. (9)2010 DOHA

How Your Data Is Collected, Sold, and Used—and What You Can Do About It   In this episode of The Secure Family Podcast, Andy explains how a vast personal data economy collects, combines, and sells information about people - fueling targeted marketing and enabling scams, stalking, and harassment.   He cites examples and reporting on government agencies purchasing access to location data and the expansion of vehicle-tracking databases, and recounts cases where people-search sites were used to target victims. He also warns that old real-estate listing photos can expose home layouts and explains how to remove listing photos from major platforms. Take control of your data with DeleteMe. Because they sponsor the podcast you can get 20% off a privacy plan from DeleteMe with promo code: DAD.  Connect

Are you pouring energy into social media, podcast guesting, and SEO — only to watch those visitors disappear with no way to reach them again? In this episode of Her Faith at Work, Jan Touchberry reveals why your email list is the single most powerful organic marketing tool a Christian woman entrepreneur can build — and why every other visibility strategy you use becomes exponentially more effective when it feeds into a well-tended list.Jan breaks down the "bucket with a hole in it" problem that plagues even the most visible online businesses, walks through what a healthy email list actually does for your bottom line, brings a faith-based perspective on email stewardship, and gives you a practical 5-step framework — including a complete welcome sequence breakdown — to start building and tending your list today.What We Cover in This EpisodeWhy social media is "borrowed ground" — and what that means for your business stabilityThe mindset shift: your email list is the engine of visibility, not the reward for it4 things a healthy email list does for your business (including the one that directly impacts revenue)Why building an email list is an act of faith-based stewardshipThe 5 practical components you need to start growing your listA complete breakdown of the 5-email welcome sequence that warms up new subscribersWhat to do right now — whether you have no list, a dormant list, or a thriving oneKey Takeaways1. Social Media Is Borrowed GroundYou do not own your Instagram following, your Facebook page, or your TikTok audience. Algorithms shift, accounts get shut down, platforms disappear. Your email list is the one audience asset you actually own — and you can take it with you anywhere.2. Your List Is the Engine, Not the RewardWaiting until you have a "big enough" following to focus on your email list is a costly mistake. Every piece of visibility content you create — podcast appearances, SEO blog posts, collaborations — becomes dramatically more effective when it flows to a list that captures and retains interested people.3. Email Converts Better Than Social MediaPeople on your email list have already taken a step toward you. They are not passive scrollers — they are engaged. The data consistently shows that email subscribers convert to buyers at a significantly higher rate than social media followers.4. Your List Is a Stewardship ResponsibilityWhen someone hands you their email address, they are trusting you with something personal. Stewarding that access well — showing up with intention, delivering real value, not abusing the relationship — reflects the kind of business you are called to build.5. Consistency Is CompoundingEvery email you send is a deposit into the relationship. Going silent for months and then appearing in someone's inbox to sell something is a trust-breaker. You don't have to email daily — but you do have to show up regularly enough that people remember who you are.The 5-Email Welcome Sequence BreakdownJan walks through her recommended welcome sequence for new subscribers:Email 1 — Deliver & Introduce (Send immediately)Deliver the freebie, introduce yourself in 2-3 sentences, and tell subscribers what to expect from you going forward. Keep it short and warm.Email 2 — Your Story (Send 1-2 days later)Why do you do what you do? What brought you here? People buy from people they relate to — this is where that connection starts.Email 3 — Address the Core Problem (Send 2-3 days later)Speak directly to the struggle that brought them to your list. Show them you understand. This is not a sales email — it's an "I see you" email.Email 4 — Teach Something Useful (Send 2-3 days later)Give a quick win. A tip, a framework, a simple shift they can apply immediately. Proving your value before you ask for anything builds trust fast.Email 5 — Make an Offer (Send 2-3 days later)Now you've earned the right to invite them into something. Keep it natural and low-pressure: "If you want to go deeper, here's how I can help."5 Things You Need to Start Building Your List1. A compelling opt-in offerSolve one specific problem for one specific person. A checklist, guide, private podcast playlist, or short video training — something that gives her a quick win.2. A dedicated landing pageA clean page that answers three questions: What is it? Who is it for? What do they get?3. An email platformFlodesk, ConvertKit, MailChimp, ActiveCampaign — the best one is the one you will actually use. Set up automated delivery so your freebie reaches subscribers immediately.4. A welcome sequenceThree to five emails that introduce you, build trust, and set up a natural first offer. Don't leave new subscribers in silence.5. ConsistencyShow up regularly. Not necessarily daily or even weekly — but often enough that your subscribers remember who you are when your email lands.Resources & Links MentionedJoin Jan's email list: jantouchberry.com/newsletterFlodesk (email platform Jan uses) — https://jantouchberry.com/emailYour Next StepNo email list yet?Start today. Pick a platform, create a simple freebie, set up a landing page. Done is better than perfect.Have a list but haven't emailed in a while?Send an email this week. No explanations needed — just show up, deliver value, and start rebuilding the habit.Already emailing consistently?Make sure your opt-in is connected to every visibility strategy you're using. Every podcast appearance, SEO post, and partnership should have a clear path to your list.CONNECT WITH JAN:Here are all the best places and FREE stuff

Dan was born with a cataract that left him mostly blind in one eye. As a kid, he was painfully self-conscious about it. At baseball practice one day, his coach noticed he was losing sight of the ball and helped him adjust. Fifty years later, it's still a small act of kindness Dan has never forgotten.. Do you have your own story of an unsung hero? We'd love to hear it! Record a voice memo and email it to us at myunsunghero@hiddenbrain.org.  Some guidance: --Focus on ONE moment that you will never forget.  --Make sure you're in a quiet, non-echoey room. --Speak conversationally, like you're talking to a friend. --Let us know why this person continues to impact your life. --If your hero were standing in front of you today, what would you say? Address them directly. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

/proxy/ URL scans with IP addresses https://isc.sans.edu/forums/diary/proxy+URL+scans+with+IP+addresses/32800/ Local Network Address Restrictions https://learn.microsoft.com/en-us/deployedge/ms-edge-local-network-access#how-to-mitigate-impact-for-cross-origin-iframes https://learn.microsoft.com/en-us/deployedge/microsoft-edge-relnote-stable-channel European Security Vendor Targeted by Hackers Fronting as Cisco Domain https://specopssoft.com/blog/phishing-campaign-cisco/

DynastyDadFF & FFSnoog take a closer look into the 2026 free agent landscape and how to cash in on dynasty trade equivalents for the NFL offseason - we cover each position, the strengths of the class, and who to buy at current Dynasty TE market value0:00 Introduction1:42 Kyler Murray #vikings5:44 Kenneth Walker #chiefs9:21 Michael Pittman #steelers13:28 Bhayshul Tuten #jaguars19:35 Rachaad White #commanders23:10 Malik Willis #dolphins26:50 Isiah Likely #giants28:03 David Montgomery #texans30:03 Pacheco Dowdle Allgeier If looking for more content we've created a Premium ‪#SmashAccept‬ Discord Community for:

Are you being a nice leader when your business actually needs a clear leader? In this episode of SoTellUs Time, we break down the real danger of "nice" leadership in business and why being too accommodating can quietly damage team performance, accountability, culture, and business growth. Many business owners avoid hard conversations because they do not want to hurt feelings, create conflict, or seem too harsh. But when leaders tolerate missed deadlines, poor performance, bad attitudes, and low standards for too long, the cost is high. Your best employees get frustrated, expectations become unclear, productivity drops, and the business suffers. This episode is for entrepreneurs, small business owners, managers, team leaders, and executives who want to lead with more confidence, improve communication, strengthen company culture, and create a high-performing team without becoming cold or uncaring. We cover the critical difference between nice leadership vs kind leadership, why so many business owners fall into the trap of over-accommodating employees, and what strong but respectful leadership actually looks like in the real world. You'll learn why: Avoiding difficult conversations makes leadership problems worse Over-accommodating poor performance hurts your best employees Lack of accountability creates confusion and weakens culture Clear expectations reduce tension and improve team performance Respectful honesty builds stronger teams than passive leadership Strong leadership is not about being mean, it is about being clear We also share a simple framework for handling difficult employee conversations with confidence, including how to: Address repeated lateness Correct missed deadlines Explain the impact of poor performance Reset expectations clearly Offer support without lowering standards If you have ever thought: "I don't want to hurt their feelings." "Maybe it will get better on its own." "They're going through a lot." …this episode will help you understand why delayed leadership creates bigger problems later, and how to replace "nice" leadership with clear, kind, accountable leadership that helps both your team and your business grow. In this episode, we discuss: The danger of nice leadership in business Why leaders avoid confrontation The difference between nice and kind leadership Leadership communication skills for business owners How accountability improves company culture Why high performers leave when standards are inconsistent How to set clear expectations with employees How to handle difficult conversations at work Leadership mistakes that hurt small businesses How to lead with clarity, respect, and confidence Timestamps: 00:00 – The danger of "nice" leadership 01:00 – When avoiding the issue makes it worse 02:00 – Nice leadership vs kind leadership 05:00 – Why business owners fall into the nice leader trap 08:00 – The hidden costs of avoiding accountability 12:00 – What strong and respectful leadership looks like 15:00 – A practical script for difficult conversations 16:30 – Final takeaway: clarity is kindness in leadership If you are building a business and want better systems, better communication, better leadership, and better customer experiences, this episode is for you. On SoTellUs Time, we talk about business growth, leadership, marketing, customer experience, team development, accountability, reviews, automation, and strategies to help business owners scale smarter. Subscribe for more episodes on: leadership development, small business growth, entrepreneurship, team accountability, employee management, customer service, business systems, marketing strategy, reviews, and operational excellence. Subscribe to SoTellUs Time: https://www.youtube.com/@sotellus Learn more about SoTellUs: https://www.sotellus.com If this episode helped you, leave a comment with this word: CLARITY Tell us: Have you ever waited too long to address a team issue? #Leadership #BusinessLeadership #SmallBusiness #Entrepreneurship #Management #TeamLeadership #EmployeeAccountability #CompanyCulture #BusinessGrowth #SoTellUsTime danger of nice leadership, nice leadership in business, leadership accountability, clear leadership, kind leadership, leadership communication, difficult conversations with employees, how to hold employees accountable, leadership tips for business owners, employee performance management, business leadership skills, small business leadership, team accountability, company culture problems, entrepreneur leadership advice, managing poor performance, leadership training for entrepreneurs, workplace accountability, leadership clarity, business growth leadership

Book your call: https://www.jordanapodaca.com/ Most people think they're obsessing after infidelity because they don't have enough answers. That's not actually what's happening. When someone cheats, it doesn't just hurt. It breaks your sense of reality. Your brain starts trying to “solve” what happened by replaying conversations, building timelines, and searching for the missing piece that will finally make you feel at peace. But no amount of information fixes the real problem. In this episode, I break down: - Why your mind won't stop replaying the affair - What's actually driving the obsessive thoughts - Why “figuring it out” never gives you closure - What needs to change for your mind to finally let go If you've been stuck in loops of overthinking, checking, or trying to understand everything… this will help you see what's really going on beneath the surface. If you want help going deeper and actually resolving this (not just managing it), you can book a call with me here: https://www.jordanapodaca.com/ --------------------------------------------------------------------- 00:00 Why you can't stop thinking about it 00:17 The moment your reality breaks 00:49 Why your brain goes into “detective mode” 01:33 The real problem (it's not lack of information) 02:35 Why this can go on for years 02:42 What actually starts the healing process 03:00 “Okay, but how do I stop?” 03:16 Step 1: Break the information-seeking loop 03:50 Step 2: Address what feels broken internally 04:50 The deeper damage to self-trust 05:22 What actually calms the mind 06:16 Rebuilding your internal compass 06:47 Why your brain stays in survival mode 07:02 What changes when you rebuild safety JJA Consulting LLC • Fully insured through Alternative Balance LLC • Based in Michigan • Sessions via Zoom • Confidential and results-based. Disclaimer Jordan is not a licensed therapist, counselor, or medical professional. His services are for educational and coaching purposes only and are not intended to diagnose, treat, cure, or prevent any mental or medical condition. Individual results vary. If you are in crisis or need clinical support, please reach out to a licensed mental-health provider or emergency services. Summary of Terms and Conditions Educational Purpose Only: Coaching and hypnosis sessions are for personal development and educational purposes only. Not Therapy or Medical Treatment: These services are not a substitute for counseling, psychotherapy, psychiatric, or medical care. Results Vary: Individual results vary depending on many factors. No specific outcome is guaranteed. Your Responsibility: You are responsible for your participation, decisions, and well-being before, during, and after sessions. You agree to remain coachable and follow the Practitioner's lead regarding session spacing. No Refunds: All sales are final except as required by law. We commit to working with you until the specific result is achieved, provided you remain committed to the process. Confidentiality: All private sessions are confidential except where disclosure is required by law. Intellectual Property: All session materials and methods are owned by JJA Consulting LLC and may not be shared or reproduced. Code of Conduct: We reserve the right to refuse or end services for disruptive, abusive, or unsafe behavior. Results-Based Model: You are purchasing a result, not a time-based subscription. We do not offer weekly check-in calls or "venting" sessions. We meet only when necessary to achieve the specific result. By scheduling or purchasing services, you agree to the full Terms and Conditions. You further agree that reasonable updates to these Terms to clarify the spirit of the agreement may apply to our engagement. FULL TERMS: https://jordanapodaca.com/#terms Subscribe to The Infidelity Recovery Podcast on Soundwise

Once-in-awhile, a burner on my stovetop “goes nova!” Unexplainably, it just gets super hot. Interestingly, it even glows! Needless to say, that makes it challenging to cook. As I ponder that frustrating phenomenon, I find myself reflecting about when life heats up and “goes nova!” When life heats up, you must – Manage the heat. Address critical details. Try not to get burned. Maneuver as skillfully as possible. Pray for God’s help. Have you ever gone nova? Read More … For more resources and tools that inspire and equip you to live well using God's Word in practical ways each day, visit the Alive and Active Life website.

Darien Fritch (alias Duncan Trussell) takes the microphone to address Fritch's Itch! And Fritch is itching to talk about the state of AI video.Pittsburgh family! Duncan is coming to the Pittsburgh Improv, March 19-21. Click here to get your tickets now. Thank you, and we love you!!Check out the DTFH night streams! Only available to our youtube subscribers. Click here to see what you're missing!This episode is brought to you by: Amentara has a new offer for DTFH listeners! Visit Amentara.com/go/Duncan and use code DUNCAN22 for 22% off your first order! This episode is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/duncan and get on your way to being your best self. Head to FactorMeals.com/duncan50off and use code duncan50off to get 50% off and free breakfast for a year! *Offer only valid for new Factor customers with code and qualifying auto-renewing subscription purchase. Go to Quince.com/Duncan for free shipping on your order and 365-day returns!

A.M. Edition for Mar. 16. President Trump says he and his team have approached seven countries about policing the Strait of Hormuz – the vital waterway for global energy supplies. WSJ Brussels bureau chief Daniel Michaels discusses the options facing some of America's allies as they weigh their response. Plus, airline executives call on lawmakers to end the partial government shutdown causing long lines at airports. And Europe's far left has its moment. Luke Vargas hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the second hour, Leila Rahimi, Marshall Harris and Mark Grote were joined by Bootleg Football Podcast co-host and All 32 creator Brett Kollman to discuss the Bears' needs and to share insight on this NFL Draft class. After that, Rahimi, Harris and Grote discussed how much salary cap maneuvering the Bears still need to do. Later, they held the Halftime segment.

Leila Rahimi, Marshall Harris and Mark Grote were joined by Bootleg Football Podcast co-host and All 32 creator Brett Kollman to discuss the Bears' needs and to share insight on this NFL Draft class.

In this episode, Michelle McMacken, MD, Executive Director of Nutrition and Lifestyle Medicine at NYC Health + Hospitals, discusses expanding a systemwide lifestyle medicine program focused on preventing and improving chronic disease through nutrition, exercise, sleep, stress management, and community support. She also shares how interdisciplinary care teams and group medical visits are helping patients achieve lasting health improvements.

Discover how God has equipped every believer with supernatural spiritual gifts and learn to identify your unique role in building up the church. This comprehensive exploration of Ephesians 4 reveals the five equipping gifts that Jesus distributed after His victory: apostles, prophets, evangelists, pastors, and teachers. Learn the difference between spiritual gifts and natural talents, and understand why these supernatural abilities are proof of Christ's ongoing reign and power.Explore the biblical foundation for spiritual gifts, including the Greek word charis that connects to charisma and charismatic expressions. Understand how Jesus, as the conquering king, distributed the spoils of His victory over sin, death, and darkness to His people. Discover practical ways to identify if you have apostolic instincts for starting new works, prophetic abilities to speak God's truth, evangelistic passion for sharing the gospel, pastoral heart for caring and nurturing others, or teaching gifts for explaining Scripture with clarity.Learn about the crucial difference between cruise ship and battleship mentality in church participation. Move from passive consumption to active contribution in God's mission. Address common mistakes about spiritual gifts including discounting yourself, jealousy of others, boxing yourself into limitations, and judging others by your own gifting standards.This teaching covers the full spectrum of New Testament spiritual gifts including wisdom, service, hospitality, prophecy, discernment, healing, miracles, and administration. Understand that your gifts are not your identity but flow from your relationship as God's child. Get practical guidance on spiritual gift assessment, overcoming fears and past wounds, and moving from spectator to active participant in church ministry.Perfect for anyone seeking to understand their calling, discover their spiritual gifts, learn about church ministry, explore biblical teaching on spiritual gifts, or grow in Christian discipleship and spiritual maturity.This sermon was recorded at a Sunday morning gathering at Church of the Lookout in Longmont, Colorado.Visit our websiteFollow us on FacebookFollow us on Instagram

We hope you are blessed listening to our podcast and we would love to hear from you. If you have a prayer request, please send to our page or write us a letter. Address is Fellowship Temple Church 300 Weldon Ave Madisonville, Ky. 43431. We would love to hear from you. We are on Facebook on Saturday nights and Sundays during our weekly service. Thanks so much for listening and May God bless you! Skipworth Family singing"Can't even walk without you holding my hand"

Take a run with The Human Potential Running Series podcast. Episode 80 is Part 3 of a 3 part series on The State of Ultrarunning. In the conclusion of this three-part series, HPRS owner and race director John LaCroix delivers his most raw and data-backed "State of the Sport Address" to date. Using 21 years of longitudinal data from Colorado and beyond, John pulls back the curtain on the "Ghost Race" phenomenon, the math of corporate greed, and the reality of the permit ceiling facing federal land use. This episode features an opening reflection by Dr. Jacob Ambrose on the "AuDHD" (Autism & ADHD) experience—prioritizing truth over simplicity—which sets the stage for a discussion on why the sport is entering a critical "Stewardship Era." Key Topics Covered: The 100-Mile Bubble: Why race counts are up 27% while finishes have stagnated. Extraction vs. Stewardship: The rise of corporate "Ironmanization" and predatory race scheduling. The Math of Entry Fees: A forensic look at why $500 entries are becoming the norm (and why it's not just inflation). The Cultural Shift: Moving from a "frat house" atmosphere of mockery back to a "sanctuary" of belonging. HPRS Updates: Why John is choosing "depth over breadth" by reducing race counts and leaning into the Community Fund.

It's the Friday News Roundup. Host Trenae Nuri and senior producer Abby Fritz talk about Mayor Cherelle Parker's nearly $7B budget, including her ambitious plan to address homelessness. Plus, SEPTA's planning to roll out a new bus network, and we take a look at District Attorney Larry Krasner's latest social video warning the city to stay safe when the weather gets warmer. Once you're done listening to this episode, go check out ⁠Your City Could Be Better⁠, City Cast's newest podcast, where CEO David Plotz chats with different hosts and producers from the 13 City Cast teams. So far, they've touched on anti-ICE protests, homelessness, and creative plans to revitalize downtowns. Listen every Friday on the Your City Could Be Better Feed or on this feed on Sundays.  Our Friday news roundups are powered by great local journalism:  https://www.inquirer.com/politics/philadelphia/cherelle-parker-city-budget-proposal-uber-amazon-fees-20260311.html  https://6abc.com/post/septas-market-frankford-line-service-impacted-blown-transformer-center-city/18703720/ https://wwww.septa.org/news/proposed-implementation-schedule-new-bus-network/ Our newsletter has Philly news & events in your inbox every weekday morning. Call or text us: 215-259-8170 Instagram: @citycastphilly Support our show and get great perks as a City Cast Philly Neighbor: membership.citycast.fm Advertise on the podcast or in the newsletter: citycast.fm/advertise Learn more about the sponsors of this episode:  Pretty Little Gathering

Listen to Daily Global #News from Grecian Echoes WNTN 1550 AM - Four crew members killed after U.S. refueling plane crash in Iraq-Twin Terror Attacks Hit U.S. Homeland-Mojtaba Khamenei's First "Address": No Video, No Audio—Just a Still Photo and a Voice

Two radical Islamic acts of terror rocked the United States in the same day. An ROTC instructor at Old Dominion University was killed by an Islamic terrorist. An Islamic terrorist drove his vehicle into a synagogue in Michigan. Senate Democrats are still holding back funding from DHS even with the increase in terror attacks. The U.S. Trade Deficit dropped by over 50 percent in the last year.    LIVE CALLS: 631-527-4545   Join UNGOVERNED on LFA TV every MONDAY - FRIDAY from 10am to 11am EASTERN!    www.FarashMedia.com www.LFATV.us www.OFPFarms.com www.SLNT.com/SHAWN 

Jeff and Andy talk about the moves Andrew Berry has already made in free agency and what more he has to do the rest of the way.

Adam Crowley and Dorin Dickerson react to former Steelers' head coach Mike Tomlin's first public appearance since stepping down.

There's been significant debate in recent days over the promotional poster for this year's St. Patrick's Day parade in Shannon. The design, which promotes the theme “Celebrate the Cultures of Shannon,” has sparked strong reactions online, with some praising the focus on inclusivity and others questioning whether it shifts the emphasis away from Ireland's national day and its traditions. The parade is organised by Shannon Community Partnership in conjunction with Clare County Council, and organisers say the aim is to celebrate the diversity and community spirit of the town. To discuss the reaction and the plans for this year's parade, Alan Morrissey was joined by the Vice Chair of Shannon Community Partnership, Don O'Sullivan. Photo (c) Shannon Community Partnership

The 49ers hit on critical roster targets early in free agency this week, acquiring one of the most consistent and productive receivers in the league in Mike Evans. They also beefed up their offensive line depth in free agency, traded for Cowboys defensive tackle Osa Odighizuwa, locked-in talented tight end Jake Tonges and secured the long-term services of kicker Eddy Piñeiro. On this episode of "49ers Talk," co-hosts Matt Maiocco and Jennifer Lee Chan discuss how the Evans addition immediately improves San Francisco's wide-receiver room, as well as where Brandon Aiyuk and Mac Jones will end the offseason. With a few intriguing names still on the market, Matt and Jennifer mull over bringing back former 49ers players Deebo Samuel or Dre Greenlaw, and if uniting the Bosa brothers is in the cards. -- (1:00) Reaction to 49ers agreeing to contract with Mike Evans (4:00) Why Evans immediately upgrades WR room (9:00) 49ers expected to release Brandon Aiyuk (16:00) Update on Trent Williams contract negotiations (31:00) Is Mac Jones destined to stay a 49er this season? (38:00) Three names still on the market that have ties to the 49ers Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

BrocDynasty hosts an informative dynasty trade show with focus & insight on your #dynastytrades from DynastyDadFF & FFSnoog with emphasis on the recent free agent FRENZY that has reshaped the dynasty landscape.

If your content is getting likes, saves, and "this is gold" comments, but your calendar is still empty, you may not have a lead problem at all. In this episode, Jason reveals why most educational content actually trains audiences not to buy, and why the real issue lies in your prospects' beliefs, not your marketing volume. Instead of teaching more tips, the episode introduces the concept of belief-shifting content—a strategy that systematically changes the seven key beliefs prospects hold before they're willing to invest. By shifting how your audience sees their problem, the solution, urgency, and trust in you, your content can pre-sell leads so that by the time they book a call, they're already ready to buy.   "The more educational content you post, the more you're actually psychologically training your audience not to buy from you."    What You'll Walk Away With: Education doesn't always drive sales: Too much teaching can train your audience to solve the problem themselves. Buyers act based on beliefs: If key beliefs aren't aligned, prospects won't purchase.  Influence matters more than information: Information is everywhere—what converts is making people feel understood. Seven beliefs drive buying decisions: Problem, doubt, urgency, money, method, help, and trust. Content should pre-sell prospects: Address objections in content before they reach a sales call.     Connect with Jason Meland: Email: jason@goliveonlinemastermind.com Website: https://www.growmyvisibility.com/ Instagram: @coachjasonmeland Facebook: Jason Meland - In Demand Coach LinkedIn: Jason Meland

In this episode of the Forever Marriage Podcast, we explore the power of creating a culture of honor within your home. We discuss what it truly means to address family members with honor—and why the atmosphere we cultivate in our homes begins with how we see one another. When we recognize our spouses and children as creations of God, image bearers of God, and even children of God through Christ, it transforms the way we speak, respond, and interact. After listening to today's episode, consider asking your spouse this question:“What's it like living with me?” And then prayerfully consider what changes need to be made in order to create more of a culture of honor in your home. 

Carl and Mike are joined by Mike Griffith to discuss the latest on the Georgia Bulldogs.

March 12, 2026- State Sen. James Skoufis, an Orange County Democrat, talks about chronic absenteeism, which has become a big problem following the pandemic, and lays out a legislative response.

U.S. Rep. Ed Case shares his thoughts on the Iran war and the top concerns of his constituents; Kauaʻi Mayor Derek Kawakami delivers his final State of the County address

Back on this day in 1933 President Franklin D. Roosevelt gave his first national radio address. These became known as fireside chats, which began at the lowest point of the Great Depression.

The Bengals addressed two major defensive needs on the opening day of the NFL's free-agency negotiating period, agreeing to deals with safety Bryan Cook and edge rusher Boye Mafe. Cook, a Mount Healthy High School graduate and former University of Cincinnati standout, started 34 games over the past two seasons for Kansas City and is viewed as an upgrade in run support and tackling consistency. He has two interceptions over the past two years but has been a reliable presence in the secondary. Mafe, who had two sacks last season in a rotational role with Seattle, recorded nine sacks two years ago and ranked among the league's top edge rushers in pressures. The Bengals are banking on increased snaps translating to higher production. Cincinnati had been linked to defensive tackle John Franklin-Myers but pivoted after he agreed to terms with the Tennessee Titans. The Bengals are still expected to pursue help at linebacker and could look to add depth at edge rusher and slot corner as free agency continues. Meanwhile, the market for defensive end Trey Hendrickson remains uncertain. Reports indicate Hendrickson is seeking a deal worth about $30 million per year, but no team has met that price as he enters his age-32 season following surgery.

US Senator Bill Cassidy joined Sports Talk to discuss Congress's recent meetings examining NIL and the transfer portal in the modern era of college sports. Cassidy explained that college athletes are being exploited in the current "pay-for-play" model.

In this episode of Building the Premier Accounting Firm, Roger Knecht and Josh Davis discuss building and selling a logistics company, the crucial role of accounting in business valuation, and key strategies for scaling. Josh, who runs acquisitions consulting office JL Davis Enterprises, shares his framework for growth, focusing on people, systems, and performance, and offers advice on navigating the personal journey of exiting a business. Learn how accounting professionals can help clients prioritize profit and prepare for successful transitions. In This Episode: 00:00 Welcome & Josh's Entrepreneurial Journey 04:00 Impact of Accounting on Valuation 08:09 Key Metrics & Valuation Thresholds 12:09 Consulting: People, Systems, Performance 14:56 Stepping Down as CEO: Identity Shift 19:44 Rebuilding Identity & Entrepreneurial Scorecards 23:55 Scaling Framework & Consulting Services 28:51 Succession Planning & Building a Legacy 33:25 Spousal Business Partnership & Work-Life Integration 38:20 Lessons for Children & Gratitude 41:16 Key Takeaways & Final Thoughts 46:28 Resources & Outro Key Takeaways: Prioritize clean financial records to enhance business valuation and streamline due diligence processes. Implement a clear scaling framework focused on people, systems, performance, growth, and legacy for sustainable business expansion. Develop a personalized scorecard with essential metrics to help founders delegate and avoid micromanagement. Address the personal and identity challenges associated with exiting a business by planning for life post-sale. Integrate work and family life through intentional annual planning and anchor calendars to prevent burnout and ensure personal well-being. Featured Quotes: "Revenue will solve most problems. Just keep growing the business, and everything will kind of work out from there." — Josh Davis "When you build something up from the ground up and you put everything into it, it's a challenging thing to go through and go to market." — Josh Davis "If you stay on, it's kind of like giving your baby up for adoption and living in the same house." — Josh Davis Behind the Story: Josh Davis recounts the early days of his logistics business, co-founded with his wife a week after their honeymoon. Initially focused solely on rapid growth, the prospect of selling became real with his wife's pregnancy. The exit process proved difficult, emphasizing the overlooked importance of clean financials. This experience shaped his current work in acquisitions and consulting, where he helps founders build businesses with clear metrics, strong teams, and a defined legacy, avoiding the identity crisis he faced post-exit. Top 3 Highlights: Accounting's Impact on Valuation: Messy financials hinder business sales; clean books, clear metrics, and normalized EBITDA are crucial for high valuations. The Exit Identity Shift: Stepping down as CEO can lead to a loss of identity, making post-exit personal planning essential for founders. Framework for Scaling: Successful business scaling relies on people, systems, performance, growth strategies, and a defined legacy plan. Conclusion: Thank you for joining us for another episode of Building the Premier Accounting Firm with Roger Knecht. For more information on how you can establish your own accounting firm and take control of your time and income, call 435-344-2060 or schedule an appointment to connect with Roger's team here.   Sponsors: Universal Accounting Center Helping accounting professionals confidently and competently offer quality accounting services to get paid what they are worth.   Offers: Get Josh's free Scaling Framework, the exact model he uses when buying, turning around, and scaling companies. https://scalingwithjoshdavis.com/   Are you ready for a change, both personally and professionally?  Then accept and participate in the Accountrepreneurs Challenge.  This is a FREE opportunity to apply best practices and make this the best year yet in your career.   Get a FREE copy of these books all accounting professionals should use to work on their business and become profitable.  These are a must-have addition to every accountant's library to provide quality CFO & Advisory services as a Profit & Growth Expert today: "Red to BLACK in 30 days – A small business accountant's guide to QUICK turnarounds" – This is a how-to guide on how to turn around a struggling business into a more sustainable model. Each chapter focuses on a crucial aspect of the turnaround process - from cash flow management to strategies for improving revenue. This book will teach you everything you need to become a turnaround expert for small businesses. "in the BLACK, nine principles to make your business profitable" – Nine Principles to Make Your Business Profitable – Discover what you need to know to run the premier accounting firm and get paid what you are worth in this book, by the same author as Red to Black – CPA Allen B. Bostrom. Bostrom teaches the three major functions of business (marketing, production and accounting) as well as strategies for maximizing profitability for your clients by creating actionable plans to implement the nine principles. "Your Strategic Accountant" - Understand the 3 Core Accounting Services (CAS - Client Accounting Services) you should offer as you run your business. Help your clients understand which numbers they need to know to make more informed business decisions. "Your Profit & Growth Expert" - Your business is an asset. You should know its value and understand how to maximize it. Beginning with the end in mind helps you work ON your business to build a company you can leave so that it can continue to exist in your absence or build wealth as you retire and enjoy the time, freedom, and life you want and deserve. Follow the Turnkey Business plan for accounting professionals.  This is the proven process to start and build the premier accounting firm in your area.  After more than 40 years we've identified the best practices of successful accountants and this is a presentation we are happy to share.     Also learn the best practices to automate and nurture your lead generation process allowing you to get the bookkeeping, accounting and tax clients you deserve.  GO HERE to see this presentation and learn what you can do today to identify and engage with your ideal clients.   Check it out and see what you can do to be in business for yourself but not by yourself with Universal Accounting Center.   It's here you can become a:   Professional Bookkeeper, PB Professional Tax Preparer, PTP Profit & Growth Expert, PGE   Next, join a group of like-minded professionals within the accounting community.  Register to attend GrowCon and Stay up-to-date on current topics and trends and see what you can do to also give back, participating in relevant conversations as they relate to offering quality accounting services and building your bookkeeping, accounting & tax business.   The Accounting & Bookkeeping Tips Facebook Group The Universal Accounting Fanpage Topical Newsletters: Universal Accounting Success The Universal Newsletter   Lastly, get your Business Score to see what you can do to work ON your business and have the Premier Accounting Firm. Join over 70,000 business owners and get your score on the 8 Factors That Drive Your Company's Value.   For Additional FREE Resources for accounting professionals check out this collection HERE!   Be sure to join us for GrowCon, the LIVE event for accounting professionals to work ON their business. This is a conference you don't want to miss.   Remember this, Accounting Success IS Universal. Listen to our next episode and be sure to subscribe.   Also, let us know what you think of the podcast and please share any suggestions you may have.  We look forward to your input: Podcast Feedback   For more information on how you can apply these principles to start and build your accounting, bookkeeping & tax business please visit us at www.universalaccountingschool.com or call us at 8012653777  

Andy and Brendan are LIVE outside TPC Sawgrass at The Players Championship and ready to review a full day of scuttlebutt, course scouting, and player assessments. They begin with some notes on a Sawgrass setup looking like an attempt to push the pros around in a major-like fashion, supporting the campaign to make this tournament a “major.” Then they discuss Five Guys to Monitor, and not monitor with their worst tee times of the first two days (along with some of their favorites). The also preview what Brian Rolapp might say in his first big address at his first Players, and how few people on site seem to know precisely what is coming but it is the most-discussed subject so far. Will we get a scarcity schedule? Will we get a mule purge? Are the players re-asserting their control over the new regime and Tour structure? Then they hit on some storylines no one is talking about this week, including the LIV Singapore Champions dinner. Finally, they bring in the boys, PJ Clark and Joseph LaMagna, and offer some further notes from the ground before closing with their official picks to win. Thank you to ⁠Optum⁠ for their support of our Players Championship coverage. Visit ⁠Cobalt⁠ and use code "FRIEDEGGPOD15" for 15% off: ⁠https://cobalt-golf.com/discount/FRIEDEGGPOD?redirect=%2Fcollections%2Fdiscountable-products

In the 1990s, Ana Maria's father drove a taxi in Miami. One repeat passenger had a ritual: at the end of every ride, he'd give her father $20 for Ana Maria to “buy something nice.” One day, the man pulled out a $50 bill — the exact amount she needed to apply to her dream school. Do you have your own story of an unsung hero? We'd love to hear it! Record a voice memo and email it to us at myunsunghero@hiddenbrain.org.  Some guidance: --Focus on ONE moment that you will never forget.  --Make sure you're in a quiet, non-echoey room. --Speak conversationally, like you're talking to a friend. --Let us know why this person continues to impact your life. --If your hero were standing in front of you today, what would you say? Address them directly. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

(0:00) Will the signing of Romeo Doubs take the Patriots out of the A.J. Brown sweepstakes? Plus, the callers weigh in on the Patriots. (13:52) Thoughts on Tom Brady and the report that he didn't want to trade Maxx Crosby to the Patriots. (23:05) The discussion on A.J. Brown and if he is still an option following the Romeo Doubs signing continues. (33:48) The callers weigh in on all that the guys have talked about on today's show. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Romeo Doubs is a good signing, but how will the Patriots continue to upgrade their receiving room? Arcand takes a look at the remaining free agents to see if there is a potential good fit. Will Jeremy Swayman be able to keep the Bruins in playoff contention?

About Keren Eldad: A thought leader in the coaching world, Keren Eldad (“Coach Keren”) specializes in taking high achievers out of the futility of constant pursuit and into greater success and fulfillment. Her clients include Olympic athletes, politicians, Hollywood stars, Special Forces operatives, serial entrepreneurs, and global organizations such as Estée Lauder, J.P. Morgan, and Nike. She is the founder of THE CLUB, a community of leaders, entrepreneurs, and coaches who support each other to reach their fullest potential and make their greatest contribution. Recognized as a Top Ten Executive Coach by the International Coaching Federation (ICF), Real Leaders Magazine, and Goop, Keren holds gold-standard coaching credentials and advanced degrees from The London School of Economics and the University of Jerusalem. A former C-suite executive who has lived and worked in 17 countries, she now coaches leaders globally in four languages. With half a million views on her TEDx talks and speaking worldwide, her message transcends borders.   In this episode, Dean Newlund and Keren Eldad discuss: Healthy drive versus overachievement Recognizing early warning signs before burnout Rewiring reactive conflict patterns Climbing down the wrong ladder Choosing coaching before trauma   Key Takeaways: Use the Pause Principle by asking whether your reaction is the bigger problem, what else might be going on, and what the opportunity is. Apply the Work of Byron Katie by using the four questions in moments of conflict to inject mindfulness. Take 17 seconds in conflict to broaden your perspective before responding. Address behavioral change by intentionally changing elements of your environment, including the people you spend time with.   "There's no behavioral change without addressing the environment.” — Keren Eldad   Connect with Keren Eldad:   Website: https://kereneldad.com/ YouTube: https://www.youtube.com/channel/UCgGViwGVn_yrHkq3PQ9R_-Q LinkedIn: https://www.linkedin.com/in/keren-eldad/ Facebook: https://www.facebook.com/LiveWithEnthusiasm Instagram: https://www.instagram.com/coachkeren Book: GILDED: https://www.amazon.com/Gilded-Breaking-Ambition-Perfectionism-Relentless/dp/1684817579     See Dean's TedTalk “Why Business Needs Intuition” here: https://www.youtube.com/watch?v=EEq9IYvgV7I Connect with Dean:YouTube: https://www.youtube.com/channel/UCgqRK8GC8jBIFYPmECUCMkwWebsite: https://www.mfileadership.com/The Mission Statement E-Newsletter: https://www.mfileadership.com/blog/LinkedIn: https://www.linkedin.com/in/deannewlund/X (Twitter): https://twitter.com/deannewlundFacebook: https://www.facebook.com/MissionFacilitators/Email: dean.newlund@mfileadership.comPhone: 1-800-926-7370 Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

0:00 - What's wrong with the Nuggets right now? Is it coaching? Is it the roster? What's the solution to their problems?12:49 - The Broncos NEED to add more weapons on offense this offseason. Non-negotiable. But don't hammer the panic button just because they didn't add a Free Agent RB in the first day of free agency. They still have some tricks up their sleeves.But if we get to training camp and they still have these holes in the roster, THEN we can start being concerned.31:20 - Since the Olympic Break, the Avs have lost 1 game. That's it. 1 game. The Cartoon Game vs Minnesota. They went to their room. 2 minutes for being bad. They need to keep riding the wave tonight at Ball Arena as they host the Edmonton Oilers on Pickleball Night.

Brian Geltzeiler joined DJ & PK to talk about the NBA's tanking issue, who he would take at the top of the NBA Draft and what he makes of the Utah Jazz going forward, among other things.

In the second hour, Leila Rahimi, Marshall Harris and Mark Grote discussed what the Bears' priorities should be as the NFL's legal tampering period opened. Later, they reacted to the Bears adding defensive tackle Neville Gallimore on a two-year deal.

Your daily news in under three minutes. At Al Jazeera Podcasts, we want to hear from you, our listeners. So, please head to https://www.aljazeera.com/survey and tell us your thoughts about this show and other Al Jazeera podcasts. It only takes a few minutes! Connect with us: @AJEPodcasts on Twitter, Instagram, Facebook, and YouTube

HR3 - Wide receiver is position Falcons must address in free agency & draft In hour three Mike Johnson, Beau Morgan, and Ali Mac quickly touch on some of the biggest headlines around the local and national sports scene, continue to talk about the legal tampering period beginning today in the NFL, continue to discuss what they think the first free agency move from the Atlanta Falcons will be, talk about what free agents they hope the Falcons will at least talk to and possibly sign, continue to react to the Baltimore Ravens acquiring five-time Pro Bowl defensive end Maxx Crosby from the Las Vegas Raiders for first-round picks in 2026 and 2027, explain why they think Maxx Crosby being on a good Ravens defense could elevate his game even more, talk about if they would want to see Geno Smith be the Atlanta Falcons backup quarterback next season, recap and react to the Atlanta Hawks' 125-116 win over the Philadelphia 76ers on Saturday, talk about the Hawks extending their winning streak to six games, talk about how the Hawks have the opportunity to extend their win streak and possibly get up to the sixth seed in the Eastern Conference standings or higher over their final 18 games of the regular season, talk about how the Hawks' Magic City night game next Monday versus the Orlando Magic has now turned into a big game on and off the court, and then close out hour three by answering people's questions about anything in the Morning Mailbag!

Speaker: Matt Rogers Visit CFC Online: cfcherrydale.com  Address: 401 State Park Rd Greenville, SC 29609

After waiting in the ER for what felt like hours, Julie wondered if she was ever going to get the help she needed. Then, just as her pain became unbearable, a stranger stepped up to help — saving Julie's life in the process.  Do you have your own story of an unsung hero? We'd love to hear it! Record a voice memo and email it to us at myunsunghero@hiddenbrain.org.  Some guidance: --Focus on ONE moment that you will never forget.  --Make sure you're in a quiet, non-echoey room. --Speak conversationally, like you're talking to a friend. --Let us know why this person continues to impact your life. --If your hero were standing in front of you today, what would you say? Address them directly. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It is day three of the U.S. Israeli war with Iran as the fighting widens with Tehran launching retaliatory attacks across the Middle East, and Israel trading fire with Hezbollah in Lebanon.President Trump says the strikes will continue “at full force” and warns Americans there will likely be more U.S. casualties, as the White House still hasn't spelled out the war's objectives or how long it could last.And Iran's retaliation is hitting America's Gulf partners hard, with missiles and drones turning places like Doha, Bahrain and Dubai into battle zones.Want more analysis of the most important news of the day, plus a little fun? Subscribe to the Up First newsletter.Today's episode of Up First was edited by James Hider, Tina Kraya, Anna Yukhananov, Miguel Macias, Mohamad ElBardicy, and Alice Woelfle.It was produced by Ziad Buchh and Nia Dumas.Our director is Christopher Thomas.We get engineering support from Zo van Ginhoven. Our technical director is Carleigh Strange.(0:00) Introduction(01:53) US Israeli War With Iran(05:14) Trump's War Address(09:05) Gulf Countries Bear The BruntTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Minerals are the spark plugs of the body. They are essential for proper digestion, hormone function and clear thinking. If you don't have adequate minerals, you may struggle with fatigue, anxiety, brain fog, and more. Nina-Marie Rueda, a naturopathic doctor who focuses on perinatal and pediatric health, offers today a quick guide for identifying and addressing mineral deficiencies. She goes over the "four lows" – common issues that arise when our bodies are low on calcium, sodium, potassium or magnesium. She explains what specific foods can address these deficiencies, like bananas for magnesium and clams and coconut water for potassium. She shares the number one mineral that is not addressed well by most prenatal vitamins. And she even offers a medicinal herbal tea recipe that supports women in the perinatal stage and every stage. Visit Nina-Marie's website: olivewellnessgroup.com Get WAPF's free info pack at westonaprice.org Check out our sponsors: Nutrition Therapy Institute and Baja Gold Salt

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sonia Balfour-Fears. Here you go — a clean, structured summary of the Sonia Balfour‑Fears interview with Rushion McDonald, plus purpose, key takeaways, and notable quotes, all based on the transcript you provided. SUMMARY OF THE INTERVIEW In this Money Making Conversations Masterclass episode, Rushion McDonald interviews Sonia Balfour‑Fears, a high‑ranking Global Sports & Entertainment Director and Financial Advisor at Morgan Stanley. Sonia discusses the Black wealth gap, financial literacy, investing basics, barriers that minorities face in wealth-building, and the realities of long-term investing. She emphasizes education, discipline, and access as critical factors for closing the wealth gap. She also explains how investors of different ages—from young adults to retirees—share a common need: guidance and a financial plan. Sonia breaks down misconceptions about stock market participation, cryptocurrency, “hot stocks,” risk tolerance, dividend investing, and the best way to start investing even with small amounts of money. Throughout the interview, Sonia provides approachable frameworks for beginners—emergency funds, diversified investing, index funds—and stresses that it’s never too late to begin investing, even at age 60 or older. PURPOSE OF THE INTERVIEW The interview aims to: 1. Educate listeners on financial literacy Sonia explains fundamentals such as emergency funds, risk tolerance, asset allocation, diversification, and long‑term wealth building. 2. Address misconceptions about minority participation in investing She clarifies that minority participation is rising but that more people need professional guidance rather than DIY risk-taking. 3. Provide practical starting points for new investors She gives clear steps for people with small amounts of money and explains how to build wealth intentionally. 4. Encourage multigenerational financial conversations Sonia discusses creating the first African‑American mother‑daughter wealth management team, emphasizing the importance of knowledge transfer. 5. Inspire listeners to rethink age and investing She strongly argues that it is never too late to start building wealth. KEY TAKEAWAYS 1. Closing the Black Wealth Gap Requires Knowledge + Access Wealth-building is tied to discipline, education, and opportunity. Financial literacy helps people understand how money works so they can build long-term wealth..txt) 2. Discipline Is as Important as Income Sonia compares investing discipline to waking up early, exercising, and staying consistent with lifestyle habits..txt) 3. Everyone — Young or Old — Needs Professional Financial Guidance Clients in their 20s and clients nearing retirement share a common need:a roadmap created by someone who does this every day..txt) 4. Minorities Are Investing More — But Not Always With Advisors Many young minorities enter through crypto or apps, but they often lack solid planning..txt) 5. Cryptocurrency Isn’t for Everyone Morgan Stanley limits Bitcoin access to accredited investors with at least $1M on the platform due to high volatility..txt) 6. How to Start Investing: Build an Emergency Fund First 6 months of expenses if single; 3 months if married. After that, “start where you are”—even $100/month..txt) 7. Avoid “Hot Stock” Thinking Sonia discourages short-term stock chasing. Recommends S&P 500 index funds instead of individual picks..txt) 8. Risk Tolerance Shapes Your Portfolio Aggressive = stocks. Conservative = more fixed income. Use personal behavior (e.g., gambling habits) to assess risk comfort..txt) 9. It Is Never Too Late to Invest A 60-year-old caller is reminded she could live to 90–95; that’s 30 years to grow investments..txt) 10. Dividend Stocks Provide Strong Income Today Dividend-paying stocks often yield more income than bonds in today’s market..txt) NOTABLE QUOTES (from transcript) On Closing the Wealth Gap “Education is another way… to understand the different components of building wealth.”.txt) On Discipline “It’s the discipline to really… be intentional about understanding what your money can do for you.”.txt) On Minority Participation “I really see a lot more minorities getting into investing… but working with a financial professional, not as many.”.txt) On Crypto + Risk “We set the criteria very high because the potential for loss is tremendous. So is the potential for gain.”.txt) On Starting with Small Amounts “You start where you are. And if it’s $100 a month, that’s where you start.”.txt) On ‘Hot Stocks’ “Our team primarily focuses on longer‑term investing… it’s all about asset allocation.”.txt) On Being 60 and Beginning to Invest “It is definitely, definitely not too late… If you’re close to 60, we anticipate you’ll live to 90 or 95.”.txt) On Dividend Investing “You get more income from dividends these days than you do from bonds.”.txt) #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sonia Balfour-Fears. Here you go — a clean, structured summary of the Sonia Balfour‑Fears interview with Rushion McDonald, plus purpose, key takeaways, and notable quotes, all based on the transcript you provided. SUMMARY OF THE INTERVIEW In this Money Making Conversations Masterclass episode, Rushion McDonald interviews Sonia Balfour‑Fears, a high‑ranking Global Sports & Entertainment Director and Financial Advisor at Morgan Stanley. Sonia discusses the Black wealth gap, financial literacy, investing basics, barriers that minorities face in wealth-building, and the realities of long-term investing. She emphasizes education, discipline, and access as critical factors for closing the wealth gap. She also explains how investors of different ages—from young adults to retirees—share a common need: guidance and a financial plan. Sonia breaks down misconceptions about stock market participation, cryptocurrency, “hot stocks,” risk tolerance, dividend investing, and the best way to start investing even with small amounts of money. Throughout the interview, Sonia provides approachable frameworks for beginners—emergency funds, diversified investing, index funds—and stresses that it’s never too late to begin investing, even at age 60 or older. PURPOSE OF THE INTERVIEW The interview aims to: 1. Educate listeners on financial literacy Sonia explains fundamentals such as emergency funds, risk tolerance, asset allocation, diversification, and long‑term wealth building. 2. Address misconceptions about minority participation in investing She clarifies that minority participation is rising but that more people need professional guidance rather than DIY risk-taking. 3. Provide practical starting points for new investors She gives clear steps for people with small amounts of money and explains how to build wealth intentionally. 4. Encourage multigenerational financial conversations Sonia discusses creating the first African‑American mother‑daughter wealth management team, emphasizing the importance of knowledge transfer. 5. Inspire listeners to rethink age and investing She strongly argues that it is never too late to start building wealth. KEY TAKEAWAYS 1. Closing the Black Wealth Gap Requires Knowledge + Access Wealth-building is tied to discipline, education, and opportunity. Financial literacy helps people understand how money works so they can build long-term wealth..txt) 2. Discipline Is as Important as Income Sonia compares investing discipline to waking up early, exercising, and staying consistent with lifestyle habits..txt) 3. Everyone — Young or Old — Needs Professional Financial Guidance Clients in their 20s and clients nearing retirement share a common need:a roadmap created by someone who does this every day..txt) 4. Minorities Are Investing More — But Not Always With Advisors Many young minorities enter through crypto or apps, but they often lack solid planning..txt) 5. Cryptocurrency Isn’t for Everyone Morgan Stanley limits Bitcoin access to accredited investors with at least $1M on the platform due to high volatility..txt) 6. How to Start Investing: Build an Emergency Fund First 6 months of expenses if single; 3 months if married. After that, “start where you are”—even $100/month..txt) 7. Avoid “Hot Stock” Thinking Sonia discourages short-term stock chasing. Recommends S&P 500 index funds instead of individual picks..txt) 8. Risk Tolerance Shapes Your Portfolio Aggressive = stocks. Conservative = more fixed income. Use personal behavior (e.g., gambling habits) to assess risk comfort..txt) 9. It Is Never Too Late to Invest A 60-year-old caller is reminded she could live to 90–95; that’s 30 years to grow investments..txt) 10. Dividend Stocks Provide Strong Income Today Dividend-paying stocks often yield more income than bonds in today’s market..txt) NOTABLE QUOTES (from transcript) On Closing the Wealth Gap “Education is another way… to understand the different components of building wealth.”.txt) On Discipline “It’s the discipline to really… be intentional about understanding what your money can do for you.”.txt) On Minority Participation “I really see a lot more minorities getting into investing… but working with a financial professional, not as many.”.txt) On Crypto + Risk “We set the criteria very high because the potential for loss is tremendous. So is the potential for gain.”.txt) On Starting with Small Amounts “You start where you are. And if it’s $100 a month, that’s where you start.”.txt) On ‘Hot Stocks’ “Our team primarily focuses on longer‑term investing… it’s all about asset allocation.”.txt) On Being 60 and Beginning to Invest “It is definitely, definitely not too late… If you’re close to 60, we anticipate you’ll live to 90 or 95.”.txt) On Dividend Investing “You get more income from dividends these days than you do from bonds.”.txt) #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.