Broke is no joke podcast

One great business idea can transform your life. A negative bank account should never affect your desire to pursue your dreams. Your true worth is not measured by your bank account balances, it should be measured by the impact you make in the world. When you want something speak as if it is already yours. Never allow a lack of money to keep you back from starting your kingdom business or building wealth. Making money is not hard, it comes down to clarity, consistency and problem solving. It takes a mental effort to get wealth. If you have no desire, no dreams then you will not be able to transform your life. This new episode will give you a boost to bring your million dollar ideas to life. 2024 is the time to transform your life, mind and money.

Hey Kingdom people, we know that it is important to master our minds as it is the key to accomplishing anything in life. If we therefore want to get good with money we must also master the money within us to become better masters in the physical world. I have shared 15 life lessons that I have learned from reading the book the richest man in Babylon written by George Samuel Clason. I hope you find this information valuable as you work on making better financial decisions.

Unlocking the Wealth in you! Almost everyone has gone through financial hardships in their life. However some people make a difference by doing something about their finances and their financial situation while others don't. Most people complain about their hardships and wonder why things aren't working for them. Remember Your weaknesses are also your strengths. Unlocking the wealth in your mind is changing your money beliefs and mindset about money. It takes on a deeper dive into the subconscious mind and removes the money blocks that you unconsciously developed growing up. These money triggers or responses usually don't show up until later on in your adult life and you realize that you have this fear of wanting more, this anxiety when you have to speak about money, you have a heavy feeling in your stomach when you think of all the bills you have to pay? When you work on your mindset on a mental and emotional level it changes the way you think, feel and respond. Wealthy habits begin on a spiritual, emotional, psychological and physical approach. If you don't feel worthy, then having more money won't make you any better.

Facing your Financial Fears is a must. My host and I Charlene Tilbanie dug deep and she shared her story of triumph and defeat, what it feels like to be broke and how she learned how to become debt free from all consumer debt for over 10 years now. You can do the same but it starts with a visual picture of where you are and also a strategy to change your circumstances. If you are crippled with high interest debts or without a spending plan now is your time to start. It's very important as believers that you change your money beliefs and envision yourself living a healthy and wealthy life. Financial Freedom starts by developing new money habits. You don't have to feel scared. No not allow debt to make you live a fulfilling and rich life. It's time to step into your God-given purpose without the chains of debt hanging around your neck. Remember you are Worthy and Wealthy. Love and Light Your Financial Freedom Coach Lotoya!

What is the number one reason why many people are worried, miserable, depressed and angry with their life? Answer (DEBT) Not the physical death of a loved one but financial debt. You will learn how debt can keep you limited and make you a burden to yourself and the one's you love but also practical ways to break the cycle of recurring debt and the Debt Trap. I want you to learn how to release the slavery mentality that starts within your mindset. Debt is a disease but a curable one and no matter how deep you are in debt you can heal those wounds and have financial freedom. Please share this podcast with someone who can benefit from the information shared. Thank you. Peace and Light.

The purpose of these money conversations is to bring more awareness to the sensitive topic of money and bring more financial tools and education to eradicate financial illiteracy. When you know how money works it is easy to have money discussions. Knowing the ultimate source of money is key to having financial abundance. (God is) Many people only check their bibles for inspiration and only as a guide to righteousness. In your bible is where you will also find guidelines and financial principles to live by. The first money mentioned in the bible was Genesis 13:2 And Abram was very rich in cattle, in silver and in Gold." He was rich because he was a Kingdom citizen. You were also created to be rich and wealthy as well. John 3 1-2 Beloved I wish above all things that thou mayest prosper and be in health even as thy soul prospereth. It's time to reprogram your mind mind for financial success.

Operating a business comes with many responsibilities and often requires new strategies, skills and knowledge to properly execute and manage the financial process. If you are not making any money in your business then you need a plan. First of all the money is in your head as an idea that needs to be executed. I am also going to say that you must be working for purpose and not money, this is what many people get wrong. Money is only the resource that you receive after you have monetized your gift and added value to others for an exchange. Purpose attracts prosperity and also gives you fulfillment. When people don't understand how money works the money becomes their master when instead you should be the master of your money. What is the purpose of your business? Having a unique purpose in your business allows you to become a mature business owner. You are the creator/planner and the executer. You set goals and deadlines and you set boundaries very important in running a successful, purposeful and profitable business. Here are a few skills you need to master as a business owner and if you want to focus on just creating you can have my team work on the financial side for you. Understanding basic Financial Statements You may just have started out so you want to ensure you are keeping track of your income and expenses via a profit and loss statement. Also you need to maintain a cash flow statement which will be used if you need to pay quarterly taxes to the irs. Need a loan from the banks etc All of this data can be captured via your bookkeeping which is day to day recording of your business operations. Your books will or should provide accurate information about your business financial performance and position. Income Projections; Are you making any? How much money do you want to make per year then break down your goal via quarterly milestones, monthly and then weekly. Business Credit; Most highly talked about these days because it's a great tool to use your business as a cash flowing machine in the months that you may have slow periods or want to purchase things for your business on credit than in your personal credit after all your personal and business finances must be separated. Lastly your pricing and invoicing; You need to get paid for your products and services and you need to track it. You won't know how much money you make unless you are keeping track of it. Here are three basics for growing your business; Choose the right business model; If you are just starting off then you may operate as a sole proprietor, as your business grows you may opt in to register an license with your state to make your business legal by choosing to be an LLC, partnership if it's more than one individual, a C Corp or SCorp, all of these entities comes with different benefits and guidelines. We will go over these in another video or podcast Securing Capital or investment to expand this can be a big factor if you do not have a legal business back to point one, no tax returns to show that you indeed have a business. Irs likes to collect money. No bank statements, cash flow statements, business planning etc. A Great team who supports you and understands your vision and mission. This can be your coach, mentor, tax advisor, assistant, employees etc. You don't need to be a financial expert to grow a profitable brand but you need the knowledge and skills as well as guidance to make informed financial decisions. When you understand your business purpose you will begin to make the impact and income you desire with ease and less hustle. You can do anything you put your mind to and that includes building a business that is successful, purposeful and profitable.

If you knew money was readily available to you now would you find the time to fund your big dreams? How would you respond to this abundance? I want to encourage you to cultivate an abundant mindset no matter your current circumstances. Seek ways to create instead of worrying about the lack of money. This is the energy you want to focus on. Transform your ‘what can I do' to ‘what will I do'. Worrying only blocks the ability to create. Having little money will teach you many lessons and these lessons will make it easier for you to handle more money when it comes. Cheers to an abundant and prosperous 2022!

Welcome to another episode of the broke is no joke podcast. On this podcast you will learn how to release your negative mindset and emotions around money, change your money beliefs and your money story and release the poverty mentality and walk into abundance, prosperity and wealth… (Whatever wealth is to you) It's very important that you learn to set realistic financial goals. Schools doesn't teach us about money yet it is one of the most long term relationships you will ever have in real life. Wealth is knowledge. However; applied knowledge helps to build wealth when you have financial education. My goal for you is to release the negative money beliefs and emotions and eradicate the poor and broke beliefs, save money, crush debt, and learn how to invest in your future. Your financial harvest is determined by what you spend, what you save, and what you sow into God's Kingdom. Nothing is more important in life than the choices you make. Start today by making better financial decision. Stay connected with me as I empower you to succeed financially.

Everything you believe about yourself or others becomes a part of your life's experience. When you change your beliefs about and around money you begin to attract wealth into your life. A wealthy and enlightened person knows that achieving true wealth means possessing the ability to enjoy the small, ordinary pleasures of life, doing things on your own, buying what you want and building lasting relationships and loving yourself so much that nothing fades you. It's your year for financial increase and prosperity. Abundance and wealth occurs when you first believe in yourself and take steps to change your financial situation.

Welcome to Broke is no joke podcast, a place where you will be inspired, empowered and educated to change your money beliefs, develop a positive money consciousness and build wealth and achieve financial success. Broke is a temporary state, you have money problems when you are broke but you also have deep rooted mindset problems. Begin to change your perception and mindset around money and pursue prosperity. You cannot take control of your finances until you make the commitment to do so. The more you keep ignoring your money situation the worse it will get. Remember; before you can have any real success with money you have to control your money mindset. How you think about money has a lot to do with how you make money or keep money. It's time to release the self imposed beliefs that you are broke and find ways to create opportunities and the create the money and wealth that you desire. Poverty is also a mental state because many poor people born into poverty has changed their mentality around money and changed the trajectory of their life. You can also change your broken mentality. Think about all the possibilities if you were in total control over your beliefs and your financial future. Broke is no joke, it's time to get out of your own way.