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Everybody wants to succeed at a higher level. But when the road gets narrow, and it requires choosing one thing over everything else? Suddenly, options look a lot more appealing. On this episode, I'm breaking down what higher-level success actually demands — and it's not another planner, app, or podcast. It's narrowing your identity, staying in your lane long enough for your brain to adapt, and doing the reps until it clicks. This isn't motivational poster talk. It's what I've seen work with smart, talented people who are playing at 70% and want more. Featured Story Before Joy came into my life, I was all over the place. I was good at what I did, but I was just moving and floating around doing stuff. It felt fantastic at the time. I had no real lane. Then Joy walked in, and Joy doesn't do scattered. She's a repetitive person — same things, every single day. Drove me absolutely insane. For years. But before I knew it, I was doing the same things. Eating right. Working out most days. A real routine was forming. Repetition rewarded me, and it got easier because I didn't have to think about it anymore. She changed everything without saying a word. Important Points Higher-level success isn't complicated — it's uncomfortable and demands narrowing your identity to one lane. Operating at your natural strengths gives you leverage, and leverage beats hustle every single time — every time. Knowledge isn't wisdom — wisdom only shows up after you've made mistakes, because experience is earned, not downloaded. Memorable Quotes "You can't play at a high level as a generalist — the world rewards specialists, and your brain rewards repetition." "Most people quit right before their identity shifts, right before things click — that's exactly when you need to stay." "Drop the ego, pick a lane, get to work. It's deceptively simple — which is exactly why so many people miss it." Scott's Three-Step Approach Identify your natural wheelhouse — not what pays the bills or sounds impressive — and commit to going deeper, not wider. Put in the reps and stay in your lane long enough for your brain to adapt — that's when mastery starts to click. Spend more time doing than learning, and then hire a coach to catch the blind spots you'll never see on your own. Chapters 0:02 - Why most people only talk about succeeding 4:39 - Smart, capable people stuck at 70% capacity 5:41 - Higher-level success demands a narrower identity 8:33 - How Joy turned me into a repetition convert 10:20 - Stop learning so much and start doing the work 11:47 - The identity shift that changes everything Connect With Me Search for the Daily Boost on YouTube, Apple Podcasts, and Spotify Email: support@motivationtomove.com Main Website: https://motivationtomove.com YouTube: https://youtube.com/dailyboostpodcast Instagram: https://instagram.com/heyscottsmith Facebook Page: https://facebook.com/motivationtomove Facebook Group: https://dailyboostpodcast.com/facebook Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen to this powerful message called "Operating in Spiritual Laws" by Pastor Hermes Falcao Jr. It was preached at Faith Connection Church on February 22, 2026. God's kingdom operates by principles established by Him which are spiritual laws. If we learn what they are and what they mean, we can live within His Word and wisdom, and that will bring about blessings over our lives. Listen and share the link to this podcast with your friends!Support the work of the ministry around the world: http://www.revivalexplosion.com/giveCashapp $RevivalExplosionZelle: office@revivalexplosion.comVisit us at Faith Connection Church2221 C E Parham RdRichmond, VA 23228

Mindy Parish, Founder and Chief Consultant of Parish Consulting, joins the podcast to discuss how establishing a monthly operating rhythm can improve your organization and develop the next generation of community leaders. Using monthly checklists that focus on key areas of portfolio operations—financials, capital, resident relations, property inspections, safety, compliance, etc.—managers can gain a 360° view of operations without being overwhelmed.Mindy also explains how people drive performance—though checklists and systems are powerful, they're only beneficial when managers are trained, mentored, and confident in execution. Further, she shares how communities can maintain a competitive edge through strong resident engagement and proactive relationships with civic partners. Finally, she examines how consistent reviews—paired with data, optimized systems, and accountability tools—enable leaders to spot trends and hold their teams accountable.Explore additional Beyond Rent episodes by connecting with us on Facebook, Instagram, TikTok, LinkedIn, and YouTube.You can learn more about Mindy Parish on LinkedIn, and Parish Consulting on the company's website.Visit RentManager.com/Podcast to submit an idea for an upcoming episode of Beyond Rent and discover more about the program.Learn more about Rent Manager's industry-leading accounting, reporting, maintenance, and communication features at RentManager.com, or connect with us on LinkedIn, Facebook, Instagram, YouTube, and X.

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Welcome back to Warehouse and Operations as a Career. I'm Marty, and today we're talking about a piece of equipment that almost everyone in our industry recognizes, but not everyone fully understands it. If you're a long time listener you'll remember I spent about 6 years operating it on the 2nd shift, in the outbound operations within the food service distribution arena. We're going to talk about the cherry picker today. Now its proper name, or if your ordering one from the manufacturer, it'll be referred to as an order picker. This machine helped shape the modern warehouse, the newer e-commerce departments, and really, distribution as a whole. It's increased productivity, allowed us to build higher racking, with many more selection slots, helping reduce the buildings footprint, reducing the cost of real-estate needed. But it's also one of the most unforgiving pieces of equipment to operate. So today, I want to really walk through where the order picker came from, why it exists, what it's good at, where and what it struggles with, how it's used, and most importantly, the dangers, limitations, and responsibility that come with it. This isn't just about the equipment. And I know I harp on it, but it's about our mindset, maturity, and our career. And you ought to know, I'm going to take this opportunity to again stating that you should never get on or even touch a piece of equipment or machine that you have not been trained and certified to be on. Now that all that’s out of the way, let’s talk about the cherry picker! Believe it or not, the cherry picker didn't start in a warehouse. Its earliest versions were used in agriculture, specifically for harvesting fruit. Farmers needed a way to lift workers safely into trees so they could hand-pick produce without ladders or unsafe climbing. The concept was simple, instead of bringing the fruit down, bring the worker up. As warehousing evolved, especially in the mid-20th century, that same idea became essential indoors. Warehouses started growing up instead of out. Land became expensive. Inventory counts increased. SKU or item counts exploded. Full pallets weren't always the answer anymore. Traditional forklifts could move pallets just fine, but they couldn't safely lift people to pick individual cases. And that's where the order picker was born. By combining a powered industrial truck with an elevated operator platform, warehouses could store product higher, pick individual cases efficiently, reduce walking and ladder use, and dramatically increase picking productivity. Over time, these machines were refined with better controls, safety systems, harness requirements, and more stable designs. What we ended up with is one of the most productive, and demanding machines in the building. The defining feature of an order picker is simple but powerful, the operator rises or goes up in the air, up to the higher pick slots with the platform and forks, with a pallet usually. And that changed everything. Instead of pulling pallets down to floor level or relying on ladders and mezzanines, the operator works directly at the pick face or pick slot. Here's why that matters. First, vertical access. Order pickers allow warehouses to fully utilize high-bay racking. Space that would otherwise be wasted becomes valuable inventory real estate. Second, case-level picking. This machine is built for piece and case selection, not full pallet movement. That makes it ideal for retail, grocery, and e-commerce operations where accuracy matters as much as or more than speed. Third, productivity and accuracy. A trained operator following a clean pick path can maintain a strong cases-per-hour average while reducing errors, with less walking, less searching for the product, less backtracking. And fourth, when used properly, reduced physical strain. The machine does the lifting, not the operator. No constant ladder climbing. No unsafe stretching to reach the product. And no carrying cases long distances. But, and this is a biggie, all of those benefits only exist when the equipment is used correctly and the warehouse is layed out and slotted properly. It needs to be said that order pickers are a specialized piece of equipment. They are not one-size-fits-all machines. They perform best in the high-bay warehouses, and narrow-aisle configurations. They require clean, dry, flat floors, and facilities with defined pick paths and in operations with high SKU and item counts. They are common in retail distribution centers, grocery warehouses and those large e-commerce fulfillment operations. They are not ideal for outdoor use, on uneven or damaged flooring, and up front in our dock areas or congested pedestrian zones and walkways. If your facility isn't designed for elevated picking, an order picker becomes more risk than reward. Now we get to the part that separates training from experience. The order picker is one of the most dangerous pieces of equipment in the warehouse if misused. The biggest risk is obvious, falls from height. That's why harnesses and are not optional and why lanyards must be properly anchored and why gates must be closed before elevation. A fall from an order picker is rarely a minor incident. It's usually life-altering or worse. Another major risk is stability. Order pickers are designed to lift vertically, not travel or turn at height. Sudden movements, improper positioning, or failure to fully lower before traveling can and will create serious tip-over hazards. Then there are the pinch points and struck-by hazards. Operators work inches from steel racking, the beams, and product. One moment of distraction can result in crushed fingers, head injuries, or worse. And I want to point out, one of the most common unsafe behaviors, and that is overreaching. Instead of repositioning the truck, operators may stretch just a little farther. That's when our balance can be or is lost, and that's when falls happen. Your machine will always win that fight. A professional order picker operator follows a rhythm and the rules. It starts with his or her pre-shift inspection. Brakes, tires, controls, mast, chains, horn, lights, harness, and lanyard. This isent just more paperwork or a law, it's self-preservation! Mounting the platform means three points of contact. Harness on. Lanyard secured and the gate closed and latched. Traveling means forks down, eyes up, horn used when needed, and awareness of surroundings. When elevating, the operator is square to the rack, lifts smoothly, and keeps their body inside the platform. No leaning and no shortcuts. After the pick is completed, the platform comes all the way down before travel every time. That consistency, following the procedure is what prevents injuries. Lets see, what else, uh, let’s talk about some of the controls. Theres several different models but most order pickers share common controls, forward and reverse travel, lift and lower, steering controls, a horn, an emergency stop, a deadman switch, and a battery indicator, and a pallet clamp or pallet grab vice. A trained operator doesn't just know what each control does. They know to use them. It's important to understand that training is not optional. Operating an order picker is not a right, and it's a lot of responsibility. Of course that proper training includes classroom instruction, demonstration of the controls and handling, a hands-on evaluation, a review of the site-specific hazards and the observation and certification. Our powered industrial truck training or PIT training. And here's another opportunity for me to state to never, ever, get on or touch a piece of equipment or machine that you've not been trained or certified to be on or operate! And remember that authorization can be removed if unsafe behavior is observed or we don't act and operate it responsibly, and that's not punishment, that's our own fault and for our own good and the good of others. Because the goal isn't speed. The goal is going home. Here's the bigger takeaway. The order picker rewards discipline, patience, awareness and respect for process and position. By the way, those same traits are what make great leads, supervisors, and managers. People who master this equipment often become the people others trust because they understand the consequences. The cherry picker teaches you that rushing doesn't save time. Shortcuts don't make you efficient and safety isn't a rule, it's a responsibility. I loved my time on the cherry picker, it is one of the most powerful tools in the warehouse and one of the most dangerous when disrespected. The difference in those two statements isn't the machine. It's the operator. I always love talking about the many different pieces of equipment and the machines we use in our industry. If you have any positions or tools used in the light industry world, shoot us an email to host@warehouseandoperationsasacareer.com or post a comment on our Facebook page using @whseops, or hit us up on Instagram at waocpodcast and I'll do my best to find us an answer! Well, I hope you enjoyed today’s episode and thanks for spending your time with us, and I'd appreciate it if you'd share the show with a friend or two! Remember to respect our equipment, to be safe at all we do, and that we have others depending on us and waiting for us to return home each day! Y'all be safe out there!

Story 1: Neighborly disputes can be a headache, but rarely do they result in a potential public health emergency. For one Las Vegas neighborhood however, the improbable became reality. Congressman Kevin Kiley (R-CA) joins Will to help decipher the mystery behind illicit biolabs in the western United States, each containing samples of highly infectious diseases, and operated by the same Chinese national.Story 2: Democratic Representative in Texas and Will Cain antagonist James Talarico (D-TX) made headlines this week after his interview with Stephen Colbert was pulled, making the bold claim that the Federal government personally ordered its cancellation. The evidence, and even some in his own party, would beg to differ. Will and The Crew unravel Rep. Talarico's Machiavellian political plays in the wake of his interview's cancellation, and explain the real reason why it was pulled.Story 3: Will and The Crew take a look at a recent study demonstrating a massive explosion in LGBT identity among younger generations, and hear Will out on his billion dollar restaurant idea. Subscribe to ‘Will Cain Country' on YouTube here: ⁠⁠⁠⁠⁠Watch Will Cain Country!⁠⁠⁠Follow ‘Will Cain Country' on X (⁠⁠⁠@willcainshow⁠⁠⁠), Instagram (⁠⁠⁠@willcainshow⁠⁠⁠), TikTok (⁠⁠⁠@willcainshow⁠⁠⁠), and Facebook (⁠⁠⁠@willcainnews⁠⁠⁠)Follow Will on X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@WillCain⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

AI is already changing commodity trading operating models. And unlocking adjacent technologies such as digital assets and DeFI? That itself is changing the competitive landscape and attracting new participants from outside the sector. Where is that investment going? And how profound is this change going to be? And how quickly is it going to be upon us? Our guest is Eren Zekioglu. Eren has spent a career at hedge funds and at trading houses and at the intersection of trading, operations and technology, including at Glencore and Gunvor.

Show LinksSelf-Paced Resources:Subscribe To The Interview Podcast: https://yourlevelfitness.com/podcastNew To The YLF Philosophy? Start Here: https://ylf30.comDaily Accountability And Structure For Your Self-Paced Inside/Out Process: https://yourlevelfitness.com/daily-emailQ&A Response YouTube Playlist: https://www.youtube.com/playlist?list=PLjSupgaY5KA66MD2IdmCwFhLFbDe-pk1lIndividualized Guidance From DarylCompare All Service Levels: https://yourlevelfitness.com/coachingGet Your Merch, Mugs & Wall QuotesShop The Current Collections: https://yourlevelfitness.shop/collectionsYour first step does not need to be big. It just needs to exist.In this episode of The Daryl Perry Podcast, I break down why the size of your first step does not determine your success. What matters is that you begin. Most people believe they need to make a massive change to finally get their life together. They think the first move has to be dramatic, uncomfortable, or extreme. The truth is, the most powerful first step is the one that is small enough for you to actually take.Momentum is not built through intensity. It is built through consistency.I explain why every step in your journey should be as small as it needs to be. Some steps happen daily. Others happen weeks apart. Both count. Both move you forward. What matters most is that you reinforce the identity of someone who takes action. You are not becoming that person someday. You are already that person. You are simply proving it to yourself through your actions.This approach applies directly to fitness and weight loss. You do not need to overhaul your entire routine overnight. You need to take the next manageable step. One workout. One walk. One decision that aligns with who you want to be. Over time, those small steps compound and become your forever active lifestyle.But this goes far beyond fitness.Operating from a calm headspace and moving at a deliberate pace allows you to make better decisions, evaluate your progress, and adjust without emotional reaction. It gives you the clarity to learn from mistakes instead of being defined by them. Every lesson, every adjustment, every step forward strengthens your confidence and reinforces your trust in yourself.This episode is your reminder that progress is not about speed. It is about intention.Make the first step small enough to take. Then take the next one.Please share this episode with anyone you think would be interested in listening to it.Visit darylperrypodcast.com for links to the show page on each of the major podcast directories. From there, you can subscribe and share this pod.For comments, questions, topic ideas, possible collaborations please email daryl@yourlevelfitness.com

The business climate has changed — and leadership must change with it. In this episode, Brian outlines the leadership shift required to win in private practice in 2026 and beyond. Winning isn't accidental, and it isn't emotional. It's measurable. It comes down to three pillars: People, Products, and Profits. Are you building a culture of contribution? Delivering outcomes that drive loyal referrals? Operating at a true 15–20% net profit? The owners who win today observe, decide, and act. They lead strategically instead of reacting to circumstances. If you want freedom, profitability, and long-term growth, this episode lays out the standard required to get there.

In this episode of The Resilient Vet Podcast: Mind and Body Strategies for Success, hosts Aaron Shaw, OTR/L, CHT, CSCS, and Jennifer Edwards, DVM, ACC, CPC, ELI-MP, discuss the impact of catabolic energy on veterinary teams. Edwards explains that the exhaustion many veterinary professionals feel is often tied less to their workload and more to the breaking-down, draining nature of catabolic energy. Although useful for short-term survival, this state becomes a primary driver of burnout when it becomes a long-term default.

Building the Future of Footwear: Inside Ben Weiss's Innovative Shoe Business! In this episode, Ben Weiss shares his entrepreneurial journey, from exploring digital collectibles to revolutionizing custom footwear with Syntilay. Discover how leveraging technology, strategic outreach, and creative partnerships are reshaping the shoe industry.Ben Weiss's origin story and motivation for entrepreneurshipTransition from collectibles to innovative footwear solutionsBuilding relationships with industry giants through cold outreachThe design and production process utilizing AI and 3D printingStrategies for market entry, brand development, and distributionThe concept and benefits of custom-fit shoes and in-store scanningLessons learned from industry legends like Joe and Julie.The significance of visible technology and innovative cushioningTarget audiences and early adopters in the sneaker spaceFuture plans: scaling, distribution, and expanding the custom shoe ecosystemAdvice for aspiring entrepreneurs: persistence, fun, and taking small steps00:00 - Introduction to Ben Weiss and Sintelay 01:16 - Entrepreneurial motivation: freedom and impact 02:15 - Inspiration from industry giants and building the idea 03:08 - Outreach to shoe industry insiders: success stories 04:14 - Collaborations with Joe and Kevin Harrington 05:24 - Developing custom shoes with AI and 3D printing 06:39 - The creative process and rapid prototyping 07:22 - Disrupting traditional shoe inventory models 07:53 - Go-to-market strategies: partnerships and brand building 08:24 - Scalability through retail and digital initiatives 09:44 - Pricing and cost considerations for custom shoes 10:07 - Growth potential and retail expansion plans 11:26 - Challenges in scaling physical production 12:24 - Building social media presence and consumer education 13:14 - Wisdom from industry mentors: humility and design 14:24 - Innovating footwear cushioning with PulsePods 16:13 - Early adopter audiences: athletes, content creators, and influencers 17:19 - The third wave: content creators designing shoes 18:41 - Operating and online sales mechanisms 19:58 - Origins of Sintelay and the meaning behind the name 20:40 - Future priorities: distribution, retail, and increasing awareness 21:56 - The impact of custom fit on comfort and experience 22:40 - Encouragement for new entrepreneurs and side hustles 25:13 - Connecting with Ben and Syntilay online Resources & Links: Sintelay Website Kevin Harrington - Shark Tank Joe Weiss - Reebok InsightsPulsePods Innovation in Footwear Cushioning (Official Site) Reebok - Amazon- Connect with Ben Weiss: LinkedIn Twitter Instagram Learn more about your ad choices. Visit megaphone.fm/adchoices

It's Tuesday, February 17th, A.D. 2026. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson and Timothy Reed 90,000 Nigerians displaced due to Islamic violence More than 90,000 Catholic Nigerians have been displaced in the Southern Taraba State since September 2025, reports International Christian Concern. According to the Catholic Diocese of Wukari, over 100 people have been killed and thousands more wounded in that same time frame. U.S. funds United Nations, Dept of Ed, and Nat'l Institutes of Health The Trump administration is still funding the United Nations.  President Donald Trump approved another $3 billion dollars to the international organization in early February, according to Reuters.  The U.S. has averaged $2.5 billion dollars of funding each year for the United Nations, over the last twenty years.  America joined the United Nations back in 1945, and is its largest donor.  And, despite vowing to close down the U.S. Department of Education during his campaign, the president has signed a government funding bill that will jack up the Education Department budget 2025 levels by $217 million for a total of $79 billion. That's $12 billion more than the administration's original request. Plus, the National Institutes of Health gets another increase of $415 million over Fiscal Year 2025. In total, $48.7 billion of taxpayer money will keep this bureaucracy alive and flourishing. Republican states take action to cut property taxes Several Republican-majority states are working to reduce and eliminate property taxes for citizens. North Dakota, Florida, Georgia, Indiana, and Texas have made progress. Plus, Tennesseans will consider a ballot measure this November to eliminate the property tax. Several states are also working to trim or fully end state income taxes, with nine states having zero income tax in 2026.  One-third of young women call themselves homosexual or transgender The Gallup polling organization released new numbers on Americans identifying with a list of sexual perversions.   Now, 9% of U.S. adults call themselves sexually perverted, up from 7% in 2023, and 3.5% in 2012. The increase has occurred with the younger generation primarily. Now, almost a quarter of 20-somethings and roughly one-third of young women call themselves homosexual or transgender. Also, 10% of the 30 to 49-year-olds claim these perverse identities. Transgender murderers kill at 10 times rate of general population As The Worldview reported on February 12, the mass murderer held responsible for perpetrating Canada's worst school shooting in recent history was a man pretending to be a woman, reports LifeSiteNews.com. Jesse Van Rootselaar killed his mother and seven others, and wounded 27, before killing himself in the massacre in a remote town in British Columbia. Another man pretending to be a woman, Robert Westman, was the perpetrator at the Annunciation Catholic School shooting last August. At least five other mass-casualty shootings are attributed to men and women attempting to change their gender. That includes the Aberdeen, Maryland Rite Aid shooting, the STEM School killings in Denver, Colorado, the Club Q massacre in Colorado Springs, Colorado, and the Covenant School massacre in Nashville, Tennessee. Also, the Iowa Perry High School perpetrator appeared to be pushing the transgender agenda. A recent study from National Review found that transgender suspects participate in mass shootings at a rate of 10 times that of the rest of the population. Alabama's Governor signs Child Predator Death Penalty Act Alabama Republican Governor Kay Ivey signed the Child Predator Death Penalty Act into law late last week, reports WVTM13.  This law assigns the death penalty to crimes of first-degree rape, first-degree sodomy, and first-degree sexual assault of victims under age 12. Biblical law assigns a serious penalty to those who kidnap or seize people against their will. Exodus 21:16 says, “Now one who kidnaps someone, whether he sells him or he is found in his possession, shall certainly be put to death.” Kansas governor vetoes law to keep boys out of girls spaces Kansas Democratic Governor Laura Kelly  vetoed a bill passed by the Kansas legislature that would have kept biological males out of women's bathrooms.  The bill would have prosecuted any men, pretending to be women, who trespass in women's spaces, on repeated offenses. Hopefully, the state legislature will override the veto, given that the Republican Party holds a two-thirds majority in both houses.   So far, 20 states have passed laws that ban men from invading women's spaces. Proverbs 17:13 reminds us, “Whoever rewards evil for good, evil shall not depart from his house.” Puerto Rico affirms value of human life from conception Puerto Rico Governor Jenniffer González-Colón  signed a bill that affirms the humanity and dignity of an unborn child, from the moment of conception.   Governor González-Colón said the bill “classifies as first-degree murder the intentional and knowing killing of a pregnant woman, resulting in the death of the unborn child at any stage of gestation within the mother's womb.” This was passed mainly for purposes of homicide and criminal law. While this personhood law does not automatically ban abortion outright in Puerto Rico, pro-lifers are hopeful it will pave the way for future legal protections of unborn babies. 47% of Americans think visitors from other planets have visited Earth  (theme from the movie E.T.) Interest in extraterrestrials and UFOs is at an all-time high in the United States. A “Yougov” survey found 47% of Americans believe extraterrestrials have visited the Earth. Former President Barack Obama says ET's probably exist. But he clarified on Instagram that, “I saw no evidence during my presidency that extraterrestrials have made contact with us.” Pokemon card sells for $16 million And finally, a trading card has netted the highest private sale amount in history.  A Pokeman card took in over $16 million over the weekend. That beats the last world record sale of a 1952 Mickey Mantle baseball card, which sold for $12.6 million in 2022. There were only 41 of this particular Pokemon card produced in 1998. That compares to 75 billion Pokemon cards printed in 2025. Pokeman is a game wherein the players play-act the harnessing of the power wielded by demons or monsters. Close And that's The Worldview on this Tuesday, February 17th, in the year of our Lord 2026. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ. Extra print stories United States military strikes ISIS in Syria The US military conducted strikes on more than 30 ISIS targets in Syria since the beginning of February.  According to US Central Command, or CENTCOM, the attacks "struck ISIS infrastructure and weapons storage targets with precision munitions delivered by fixed-wing, rotary-wing, and unmanned aircraft." CENTCOM Commander Brad Cooper said, “Striking these targets demonstrates our continued focus and resolve for preventing an ISIS resurgence in Syria. Operating in coordination with coalition and partner forces to ensure the enduring defeat of ISIS makes America, the region and the world safer."  More than 50 ISIS terrorists have reportedly been killed in the past couple of months by the United States military. Tensions remain high between the US and the Middle East, with all eyes on potential military action in Iran.  US House passes SAVE Act The U.S. House of Representatives passed the Safeguard American Voter Eligibility Act requiring those who vote in American elections to provide proof of citizenship. The bill passed 218-213, with every House Republican voting in favor of the measure. Texas Democrat Henry Cuellar also crossed the aisle to vote for the law. The law is touted by Republicans as a simple way to secure American elections and to eliminate cheating and foreign influence. Americans also overwhelmingly favor the requirement of a photo ID to cast a vote. However, the bill faces a hard road in the Senate, with Republicans holding only 53 seats, but needing 60 votes to pass the SAVE Act. Psalm 67:4 says, “O let the nations be glad and sing for joy: for thou shalt judge the people righteously, and govern the nations upon Earth.”

ICMAP RETURNS FOR SERIES 13! THE DARKEST SERIES EVER. In the darker corners of the internet, few criminal cases have shocked investigators more than that of Peter Scully.Operating overseas for years, Scully became the focus of an international investigation into organised online exploitation and trafficking. His crimes were uncovered through coordinated global efforts between law enforcement agencies, ultimately leading to his arrest, trial, and conviction.This episode explores how he was able to operate for so long, how authorities tracked him down, and the wider questions this case raised about online safety, international policing, and the hidden dangers of digital anonymity.Due to the extremely sensitive nature of this case, we will not be detailing explicit material. Our focus is on the investigation, the legal outcome, and the broader implications for online crime enforcement.Listener discretion is advised.For HUNDREDS of more cases (and to request your own), visit icmap.co.uk now and sign up for free!Presented by Tom Norris & Ben CarterWritten by Ben CarterProduced by Dan J LambertEdited by Ben Bonsey Hosted on Acast. See acast.com/privacy for more information.

After a short hiatus, Emili is back — no script, no outline, just truth.In this deeply personal solo episode, she opens up about fear, anxiety, feeling lost after divorce, turning 40, and the quiet paralysis that comes from not believing your own story matters.Why is it easier to show up for work, for students, for interviews, for church — but harder to show up for yourself?Why is publishing the book harder than writing it?Why is pressing record alone more terrifying than interviewing anyone else?This episode is about:Operating in uncomfortable spacesBeing afraid but wanting moreThe pressure of perfectionFeeling lost in 2025Turning 40 and craving braveryThe struggle to believe you are capable of amazing thingsAnd choosing to try anywayThis is Emili without the polish.Without the outline.Without the performance.Just real.And maybe that's enough.

Drawing loosely from two presentations delivered at Contest University 2022, roundtable members Dan KC7MSU, Brian W7JET, and Charlie NJ7V discuss some of the most important and commonly overlooked ham radio operating techniques. This is a practical, experience-driven conversation focused on what really makes a difference on the air.Referenced presentations:Contesting 101: Operating — Doug Grant, K1DGOperating Mechanics: The X Factor in Contesting Success — Pat Barkey, N9RVCW OPs What Makes a Good, Courteous CW Operator?: https://cwops.org/what-makes-a-good-cw-op/3830 Scores: https://www.3830scores.com/Connect with us:* Discord: https://discord.gg/YDeM3JeH* TikTok: @redsummitrf* X (formerly Twitter): @NJ7V_Support the channel:* Buy us a Coke: https://www.buymeacoffee.com/RedSummitRF* Red Summit RF Amazon Storefront: https://www.amazon.com/shop/redsummitrf#apdz #SOTA #HamRadio #PortableOps #QRP #Workbench #Electronics #POTA

The India–Scotland Entrepreneurial Journey!  Today's guest is Nishant Sharma. the Indian-born, Edinburgh-based entrepreneur whose company blends Indian heritage with Scottish craftsmanship. Nishant's story is one of resilience, legacy and bold reinvention.After leaving a successful career in financial services, he set out to build a brand with long-term meaning. Inspired by his late grandmother — and a family history that traces back to his great-grandfather becoming a whisky distiller during the British Raj — he brought his Assam roots into the heart of Scotland's spirits industry. The journey, however, was anything but smooth. At one point, the business had just £25 in the bank with major bills due. The stress led to a near-fatal heart attack at just 35. He survived. Rebuilt. And came back stronger.  In this episode, we discuss building a global spirits brand against the odds. Operating in highly regulated markets; India's complicated relationship with alcohol, building a global brand. Great advice for first time founders. Why ignorance can be bliss; raising investment; and even how to drink it — ice or no ice? And finally… if India plays Scotland at cricket, who is he supporting?We also talk about:Growing up in India and moving to ScotlandFirst impressions of Scotland: cold, rainy… but kind peopleWorking as a waiter, dishwasher and cleaner in GlasgowThe family whisky connection during the British RajWhy he chose spiritsSpending 4 years perfecting the recipeCreating the world's first oolong white tea infused chai-spice spiritWhy 2021 failed… and why 2022 failed againbuilding without industry experienceBuilding a global premium brand in a crowded marketExpanding into India — why it's not for the faint-heartedThe aspirational Indian consumer marketLinkshttps://rutlandsquare.com/ Hosted And Produced by Neil Patel https://www.linkedin.com/today/author/neilpatel2 Enjoyed this episode? Don't forget to subscribe and leave us a review! Share this episode with your friends. Listen and Subscribe to More Episodeshttps://www.indianstartupshow.com/ Music by Punch Deck.https://open.spotify.com/artist/7kdduxAVaFnbHJyNxl7FWV

Most believers know how to identify external witchcraft. Very few recognize when it is operating through their own flesh. In this eye-opening episode, Dr. Delisa Rodgers unpacks the Greek word sarx and exposes a powerful but often overlooked truth: unchecked flesh can function like witchcraft. Not through spells or rituals, but through emotional manipulation, rebellion, control, fear, and the unbridled tongue. This teaching confronts five subtle manifestations that influence atmospheres, frustrate relationships, and quietly resist the Spirit of God: • Emotional outbursts that control rooms • Rebellion disguised as conviction • Words that release death instead of life • Religious control masked as holiness • Fear of man that silences obedience If you have ever felt tension in a room that no one could explain… If you have ever sensed spiritual resistance that seemed personal… If you are serious about walking in maturity and spiritual authority… This episode will sharpen your discernment and call you higher. Galatians 5:16 reminds us: “Walk in the Spirit, and ye shall not fulfil the lust of the flesh.” This is not about condemnation. It is about awareness. It is about crucifying what hinders you and cultivating what empowers you. Get ready to confront the flesh, protect your atmosphere, and walk in the Spirit with greater clarity than ever before. Before you go, make sure you stop by The Teaching Vault. It's your hub for deeper prophetic insight, leadership development, spiritual warfare strategies, family‑strengthening tools, and resources to help you grow with clarity and power. If today's episode stirred something in you, The Teaching Vault will take you even further. Visit The Teaching Vault. 

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ingrid Jacobs. A veteran enterprise leader, former HR executive, and Chief Growth Officer for The Revenue Retreat, a luxury boutique retreat for executive women who want to build profitable businesses without burnout. She and Rushion discuss her corporate background, her unique approach to customer integration, the challenges women face in entrepreneurship, pricing psychology, common business mistakes, age-related limiting beliefs, and the transformational design of her retreat program.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ingrid Jacobs. A veteran enterprise leader, former HR executive, and Chief Growth Officer for The Revenue Retreat, a luxury boutique retreat for executive women who want to build profitable businesses without burnout. She and Rushion discuss her corporate background, her unique approach to customer integration, the challenges women face in entrepreneurship, pricing psychology, common business mistakes, age-related limiting beliefs, and the transformational design of her retreat program.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ingrid Jacobs. A veteran enterprise leader, former HR executive, and Chief Growth Officer for The Revenue Retreat, a luxury boutique retreat for executive women who want to build profitable businesses without burnout. She and Rushion discuss her corporate background, her unique approach to customer integration, the challenges women face in entrepreneurship, pricing psychology, common business mistakes, age-related limiting beliefs, and the transformational design of her retreat program.

Canada's rental market in Q1 2026, revealing a major shift from growth to stagnation. The main takeaway is that rent growth has essentially stopped nationwide, with some cities experiencing declines. Join us as we go through the Yardi Rental Report Rent growth has flatlined: National rent growth is only 3.2% year-over-year (in-place rents) and new lease rents are up just 0.7%, with cities like Calgary and Toronto seeing negative growth on new leases. Vacancies at 5-year highs: National vacancy hit 4.5%, with Calgary at 6.1% and turnover exceeding 40% in some Western markets, giving renters unprecedented leverage. Operating costs squeezing margins: Average expenses are $8,000 per unit annually (highest in Ontario at $8,822), making it harder for landlords to maintain profitability as rent growth stalls. Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan Exchange-Traded Funds (ETFs) | BMO Global Asset Management VANCOUVER MULTIPLEX EVENT TICKETS LISTEN AD FREE Realist.caSee omnystudio.com/listener for privacy information.

In this live episode from the AHR 2026 Podcast Pavilion, Bryan sits down with Copeland's Josh Souders (Manager of Commercial Unitary Product Management) and Jeff Kukert (Compression Senior Technical Trainer) to dive deep into Enhanced Vapor Injection (EVI) technology and its transformative impact on HVAC systems. This conversation offers both technical professionals and industry newcomers a comprehensive look at how vapor injection is revolutionizing heat pump performance, particularly in challenging climate conditions. The discussion centers on how EVI technology addresses one of the industry's most persistent challenges: maintaining high heat pump capacity in extremely low-temperature conditions. Josh and Jeff explain that vapor injection can deliver up to 20% added capacity and 10% improved efficiency while simultaneously enhancing compressor reliability. This technology, which has been a staple in refrigeration applications for years, is now becoming increasingly prevalent in commercial and residential HVAC systems, especially as cold climate heat pumps gain traction across North America. The guests make the complex topic accessible by breaking down how the system works—taking liquid refrigerant from the condensing line, running it through an expansion device and brazed plate heat exchanger (economizer), and injecting the cooled vapor directly back into the compressor scroll at a specific intermediate point. What makes this episode particularly valuable is the practical guidance offered for field technicians. The conversation moves beyond theoretical explanations to address real-world implementation challenges and troubleshooting strategies. Josh and Jeff emphasize the importance of understanding operating envelopes, pulse-width modulated (PWM) valves, pressure transducers, and modern control systems. They introduce Copeland's latest product developments, including the YAW variable speed vapor injection platform (1.5 to 25 tons) and the upcoming YAB two-stage vapor injection system launching later in 2026. The discussion also touches on applications beyond traditional HVAC, including commercial water heating and boiler replacement systems where high discharge temperatures are crucial. Throughout the episode, the guests maintain an encouraging tone toward technicians who may feel intimidated by these advancing technologies. They stress that while EVI systems may appear complex with additional tubing, heat exchangers, valves, and sensors, the underlying thermodynamic principles remain the same. The key is familiarizing oneself with new components like PWM valves and modern controllers, and leveraging tools like Copeland Mobile to verify system performance against operating envelopes. This episode serves as both an educational resource and a call to action for HVAC professionals to embrace these emerging technologies that are rapidly becoming industry standard. Topics Covered Enhanced Vapor Injection (EVI) fundamentals – How EVI works, its history in refrigeration, and why it's now critical for commercial and residential HVAC applications Capacity and efficiency benefits – Achieving up to 20% capacity boost and 10% efficiency improvement, particularly in low-ambient heating conditions Compressor reliability improvements – How injecting cooled vapor into the scroll set manages discharge temperatures and extends compressor life under high compression ratios Operating envelope management – Understanding compressor operational limits and using tools like Copeland Mobile to verify field conditions stay within safe parameters Cold climate heat pump technology – Meeting DOE's Cold Climate Heat Pump Challenge requirements for 100% capacity at 5°F ambient conditions System architecture and components – Detailed explanation of economizers (brazed plate heat exchangers), pulse-width modulated (PWM) valves, pressure transducers, and advanced controllers Compression ratio challenges – Managing the increased work required when outdoor temperatures drop while indoor condensing temperatures remain constant New Copeland product platforms – Introduction to YAW variable speed vapor injection (1.5-25 tons), YAB two-stage vapor injection (launching 2026), and tandem variable speed configurations Applications beyond traditional HVAC – Water heating systems, commercial boiler replacement, and managing high discharge temperatures for Legionella protection Technician training and tools – Practical advice on learning PWM valves, thermistors, transducers, and system controllers; emphasis on using Copeland Mobile for dynamic performance analysis Market trends and adoption – How vapor injection is becoming standard in premium residential systems and increasingly common across commercial rooftop units and dedicated outdoor air systems Installation and service considerations – Proper system design to avoid oversizing, humidity control in hot-humid climates, and troubleshooting techniques for complex control systems   Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool. Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.

Welcome back to The Spiritual Investor Podcast. In this episode, I'm talking about something that came up in one of our mastermind applications, the feeling that money comes and goes and doesn't feel steady. When money feels unstable, it can seem like something outside of you is controlling your access to abundance. Your company. The market. Your audience. A relationship. But nothing in the 3D world can actually block creation. Creation is the most powerful energy there is. And when you operate from certainty, you become a match to what you desire. This conversation is about certainty. About self expression. About stabilizing a new frequency. And about becoming the version of you who no longer waits for permission from the external world. In this episode, I explore: • Why money feels like it comes and goes • The illusion of external blocks to abundance • How control in relationships mirrors control with money • Operating from certainty without ego If you are ready to go deeper into this work in person, I am hosting a private event in San Luis Obispo April 15 through 17.  Visit thespiritualinvestor.com/live2026 to learn more.

What's better than a train show? How about a train show with local operating sessions to make your trip complete?! That's the topic on this episode of Talking Ops with Don Irace as we talk to Mark Herrick, owner of the BNSF Montana Division HO scale layout. Over the last few years, Mark has opened his layout for muliple local events including the Railroad Hobby Show in West Springfield MA, NER regional conventions and to groups in town for any good reason that are just itching to get their turn on Mark's version of the Northern Transcon. Mark shares how he organizes and prepares for out of towners and gives tips for those who are looking to share their layout with others. Learn more about this episode on our website:aroundthelayout.com/214This episode of Around The Layout is Powered By Rapido Trains:https://rapidotrains.com/Thank you to our episode sponsor, Spring Creek Model Trains:https://www.springcreekmodeltrains.com/Thank you to our episode sponsor, ModelTrainBox.com:https://modeltrainbox.com/Visit our website at aroundthelayout.comBecome a member of our Operating Crew for chances to win and much more!aroundthelayout.com/crewAround The Layout Podcast is a production of Thirty Five Productions LLC©2026 Thirty Five Productions LLC. All rights reserved.The views and opinions expressed by hosts and guests are their own and do not necessarily reflect those of Thirty Five Productions LLC or our sponsors.Use of any trademarks or trade names is for identification purposes only and does not imply endorsement.No portion of this podcast may be reproduced, distributed, or transmitted in any form or by any means without the prior written permission of Thirty Five Productions LLC, except for brief quotations used for purposes of review, commentary, or promotion.

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In this episode of The Summit Podcast, Bob Turner sits down with Jess Novak, founder of Give Freedom Homes, to talk about what it really takes to build a business rooted in both excellence and purpose. Jess shares her journey from working as a carpenter to leading her own remodeling company, and the leadership lessons she learned along the way. We dive into: • The transition from tradesperson to CEO • Why delegation is one of the hardest skills to master • Setting high standards without burning out your team • Operating in kitchen and bath remodeling and property management • Leading with faith and serving through community involvement • The mindset behind her mantra: “Do It Afraid” Jess doesn't just build homes — she builds culture, clarity, and conviction into her company. This conversation is especially valuable for contractors, remodelers, and entrepreneurs who want to grow without compromising their values. If you're navigating leadership growth, team development, or building something meaningful in the construction space, this episode will challenge you in the right way. Subscribe to The Summit Podcast for weekly conversations on leadership, business development, and building your edge.

For most of my career, I've been focused on two things: Operating businesses and Multifamily real estate. The strategy has been pretty simple. Take money generated from higher-risk, active businesses… and move it into more stable, long-term assets like apartment buildings. That shift—from risk to stability—is how I've tried to build durability over time. Now, to be fair, the sharp rise in interest rates a few years ago put a dent in that model. But zooming out, it's still worked well for me overall. So I'm sticking with it. That said, there are other ways to think about real estate. In some cases, the real opportunity is when you combine real estate with an operating business. We've done that before in the Wealth Formula Investor Club with self-storage, and the results were excellent. Storage is operationally simple, relatively boring—and that's exactly why it works. But there's another category that sits at the opposite end of the spectrum. Hotels. They're sexier.They're more volatile.And yes—they're riskier. But the upside can be dramatically higher. One of my closest friends here in Montecito has quietly built a fortune doing boutique hotels over the past few years. He started with a no-frills hotel in Texas serving the oil drilling industry. Over time, he combined his operational experience with his talent as a designer—and eventually created some of the highest-rated boutique hotels in the world. He's absolutely crushing it. Of course, most of us aren't world-class designers or architects. I'm certainly not. Still, his success made me curious. Hotels have been on my radar for a while now—not because I understand the business, but because I don't. When I asked him how he learned the hotel industry, his answer was honest: “I figured it out on the fly—starting with my first acquisition and a great broker.” That's usually how real learning happens. So this week on the Wealth Formula Podcast, I brought on an expert in hospitality investing to educate both of us. We cover the basics: How hotel investing actually worksWhere the real risks are (and where they aren't)How returns differ from multifamilyAnd what someone should understand before ever touching their first hotel deal If you've ever thought about buying or investing in hotels—but didn't know where to start—welcome to the club. You don't have to jump in tomorrow. But you do have to start somewhere. This episode is a good starting point. Listen on Apple Podcasts: https://podcasts.apple.com/gb/podcast/545-should-you-invest-in-hotels/id718416620?i=1000748759003 Listen on Spotify: https://open.spotify.com/episode/5Lx5Rp4x704lWRazWLqDOK Watch on YouTube: https://youtu.be/GMFf6-g8w_0 Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com. Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast coming to you from Montecito, California. Before we begin today, I wanna remind you, if you’ve not done so and you are an accredited investor, go to wealthformula.com, sign up for our investor club. Uh, the opportunity there is really to see private deal flow that you wouldn’t otherwise see because it can’t be advertised. And, uh, only available to those people who are deemed accredited. And then what does accredited mean as a reminder? Well, if you’re married, you make $300,000 per year combined for at least two years with a reasonable expectation, continue to do so, or you have a net worth of a million dollars outside of your personal residence. Or if you’re single like me, $200,000 per year or a million dollars net worth. Anyway, that’s probably, uh, most of you. So all you gotta do is go to wealth formula.com, sign up for investor club because hey, who doesn’t wanna be part of a club? And, uh, by the way, it’s a great price. It’s free. So join it. Just get onboarded and all you gotta do is just wait for deal flow. What a deal. Now let’s talk about different kinds of things to invest in. For most of my career, I, I have really focused on two things I’ve focused on. Either operating businesses, uh, in my case, those operating businesses largely have been medical and multifamily real estate. Uh, the strategy itself, theoretically the way I think about it, take money from sort of these active businesses, a higher risk, move them into more stable long-term assets like apartment buildings. Okay? The idea is that’s how you build some durability over time. Now, to be fair, okay, to be fair. Sharp rise in interest rates a few years ago. Put a little bit of a dent in that model. But here’s the thing is that you can’t throw out the, uh, baby with the bath water. ’cause when I zoom out, still worked well for me overall. So I’m sticking with it and, uh, that’s my story. I’m sticking with it. That said, there are always other ways to think about real estate, right? Real estate is not just multifamily. Um, in some cases, the real opportunity is when you combine real estate and operating businesses. So. We’ve actually done that before in our wealth formula investor club. Um, and we’ve done that through self-storage, for example, and the results were really good. Storage is operationally, generally pretty simple. Probably not that simple, but you know, but more so than other things, relatively boring. Boring is good, and that’s exactly why it works. There’s another category that sits at the opposite end of the spectrum of boring, and it’s sexier and it’s more volatile and it’s riskier. And uh, that is the area of hotels, right, like leisure, that kind of thing. But the upside in those things can be dramatically higher. You know, one of my closest friends here. Montecito, I talk about him all the time. He’s a, he is a little bit of an inspiration to me, although I wouldn’t tell that to in space. He’s built a fortune doing boutique hotels over the past few years and the way he started, you know, and I think it was only about a decade ago because he bought like this no frills hotel in Texas that was serving the oil industry. There was a bunch of guys, you know, drilling needed a place to say, and you know, he had this and he actually. I don’t know that I would recommend this, but he, he told me he bought it sight unseen just based on the numbers. Ah, man, I gotta tell you, I don’t think I’m that lucky. If I bought something sight unseen, it would not work great for me, but it did work great for him. But over time, what he did is he, he combined his operational experience with his talent as he’s like a designer, like designs, homes, an architect, uh, of sorts, although more than that. Um, and he, he used to build houses for like famous people in Hollywood. Anyway, he took that skill and so he combined it with hotels and he created some of the highest rated boutique hotels in the world. And he’s absolutely crushing it. Just crushing it. Of course, the reality is that most of us aren’t world-class designers or architects. I’m certainly not. I’m not artistic at all. Still, um, you know, the fact that he’s had so much success in this space and that he loves hotels. What got me curious? So, hotels have been on my radar for a while, not because I understand the business, but actually because I don’t. And when I asked him how he learned, uh, about the hotel industry, he just said, you know, I figured out on the fly and, uh, you know, started with my first acquisition, had a great broker who taught me everything I, you know, needed to know at the beginning and. That’s a great story. I mean, and ideally that’s how things happen. As you can tell, this guy is, uh, seems to just hit on everything. So good for him. So this week on Wealth Formula Podcast, I wanted to get a little bit of a hotel investing 1 0 1. So I brought on an expert in hospitality investing that could educate both you and me. So we’re gonna cover some of the basics, how hotel actually works, you know, what are the risks returns. Like, what should people do if they even consider, you know, buying their first hotel or investing in one? So if you’ve ever thought about investing, uh, in hotels, or maybe that’s the first time you’re hearing about it and you’re curious, uh, welcome to the club and uh, we will have a great interview for you right after these messages. Wealth formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it. At result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show, everyone. Today. My guest on Wealth Farm I podcast is, uh, John O’Neill. He’s a, a professor of hospitality management and director of the Hospitality Real Estate Strategy Group at Pennsylvania State University. Uh, he spent decades studying hotel valuation performance, Cabo flows and economic cycles in in the lodging industry. John, thanks for, uh, joining us. You’re welcome. So, you know, we’re talking offline. You’ve been in the hotel business for a long time. We’re trying to figure out how to frame this thing because you know, I mean there are, I know there are certainly people in. Uh, who in, in my group and my listeners, my community who are in the hotel space, but a lot of ’em aren’t. And you know, they’ve been thinking about, well, you know, we do a lot of apartment buildings, that kind of thing. Um, you know, what else should we be thinking about? And so, you know, when we hear, uh, hotel, um, they’re thinking of hospitality. But from an investor’s perspective, I guess the first question ask is what kind of real estate asset is a hotel? And, and may, may maybe just sort of fundamentally how different it is. From apartments office or retail? Yeah, that’s a great question because hotels are fundamentally different. But what I’ve seen over the past few years as well is hotels have increasingly been considered to be a component of commercial real estate. So we’ve always thought about office and retail and residential and industrial as being components of commercial real estate, but increasingly. Investors are thinking about hotels that way as well, because some of the high risk aspects of hotels have been moderated a little bit. So they are still considered to be a high risk and potentially high reward category, but they’re much more cyclical than those other types of businesses. So if we look at apartment leases, maybe being a year or two. Office leases may be being three to five years and retail leases could be five or 10 years. The leases in hotels are one or two nights, so there’s upside, but there’s risk involved in that as well. So when there’s pressure in a market to increase rates, like here where I am in University Park, Pennsylvania, when we have a home football game. We can see hotels with average daily rates of maybe a hundred to $200 a night charging seven, eight, $900 per night, and filling up on those rates. You can’t do that in an office building or in a retail center. And so there’s great opportunity when demand increases to push up rates and to greatly benefit from that. The flip side of courses on Sunday night when all those guests leave. You might be back to a hundred dollars a night and running 20 or 30% occupancy. Do hotels kind of follow the rest of real estate in terms of market cycles though? Yeah, it depends. I, I would say in many cases they’re actually leaders, which again, double-edged sword there. So for, yeah, when we plummeted in 2020 because of COVID hotels were probably the first category really to see it. Demand dried up overnight, and you go back to September 11th, 2001 on September 12th, 2001, a lot of hotels were empty and that wasn’t the case with office buildings and retail centers. The flip side, of course, is when the economy started improving, hotel operators could start pushing their rates very quickly. And so other categories of commercial real estate didn’t receive those benefits. Yeah, I mean, obviously there’s certainly gonna be. Real estate that’s often used that that’s often using debt and, you know, probably has the same sort of, uh, issues with regard to cap rate compression or decompression based on interest rates as well. Right, right. So, um, where are we? Right? What would you say right now, like, I mean, we know that. Our, we’ve been following very closely on the multifamily side. You know, prices are depressed. I mean, from 2022, we’re looking at probably 30% to 40%. Most, most, uh, large apartment complexes are not moving because people don’t wanna sell into a down market. But when they are, they’re being sold at 30, 40% discounts compared to 2022. Where is the, where is the hotel? Market at right now? It it, it’s challenged because right now we’re seeing discrepancies between where buyers wanna buy and sellers wanna sell. We’ve started to see some movement because some sellers have come down a bit in pricing because of what we’ve seen in 2025, the market really did soften as far as the hotel business is concerned. So in 2025. We really saw no increase in occupancy and in many markets we saw some decreases in occupancy. We are still seeing average daily rates going up a little bit, so yeah. Might be worth maybe a quick step backward that the two key indicators in terms of hotel lodging performance would be occupancy and average daily rate. With occupancy being the extent to which the guest rooms are occupied and average daily rate being the average price somebody is paying. We can talk about the mathematics of those, but, um, just I think conceptually, hopefully that makes sense. But, so, you know, at this point what we’re seeing is average daily rates are still going up a little bit, and the forecasts for 2026 are. Pretty much more of the same, where we’re not expected to see great occupancy increases, but we are anticipating that the average daily rates might go up a little bit. Uh, and, and in fact we might see occupancies decline slightly. And, uh, we might see, uh, average daily rates still possibly going up a little bit. That’s usually an indicator of being late in the cycle, you know, being somewhere near the peak and, and, you know, if the trough was 2020. Which was a pretty deep trough. 2021, we started seeing improvements and we saw great improvements in 22, 23, and 24, and so it’s looking like the end of a cycle. The thing we don’t really know for sure is, is there some reason that we’re going to really go into a substantial down period or are we actually in a situation where we’re going to have another upcycle? Yeah. You know, the other thing I was curious about too, like when you talk about these cycles for hotels, even within hotels, there are certainly, you know, different types of hotels. You know, there’s the boutiquey ones that are pe really pure tourism versus the ones that, okay, well maybe they are, you know, good for football games or. There’s others that are people use for, for, for work frequently, right? They’re, they’re just passing through for, for work trips. Do you, is there, um, is that difficult to extricate those types of different economies running at the same time? It’s not, I, I don’t know that it’s that difficult, you know, just to give you a little bit about my background, I’ve been a professor for some time, but prior to being a professor I worked for. Three of the four major hospitality organizations, namely Marriott, IHG, and Hyatt. Uh, and so going back into the 1980s when I was doing feasibility studies for proposed Marriott hotels, we, in most markets, analyzed three markets segments. And, and you essentially said what they are commercial business, which are your business travelers, leisure business, which are your pleasure travelers, and then groups, which includes conventions and, and those are still the three major market segments in most markets. In, in some markets. For example, if you’re approximate to a major international airport, there’s usually a fourth segment, which is that fourth segment is airline crew business, which is, is very different than the other three because. Whereas the other three go up and down throughout, not just the year, but throughout the week. Airline crew business tends to be stable throughout the year, so it, it, it’s in your hotel 365 nights outta the year. So it’s, it’s a very low risk, but also a very low rated market segment. So it, I don’t know if that’s that complicated, but it just needs to be broken out as you delineated it, which is that there’s. Three or four market segments in any market. And in terms of studying a hotel for development or for investment, it’s necessary to understand not just what’s going on on the supply side, in other words what’s going on in the hotels, but what’s going on in the demand side as well. So give you an example. I recently did a feasibility study in a market, which is a big pharmaceutical market. So I actually spent time with major pharmaceutical people talking about, where are you staying now? Why are you staying there? Are you a member of the Frequent traveler program? How does your business vary throughout the year? What rates are you paying? What facilities and amenities are you seeking? And things like that. So to really understand the demand because that demand segment. So important in that market. So it is ultimately a street corner business and what’s going on in a specific market in terms of the mix of commercial, leisure and group business and possibly other market segments. Really is something that we have to study in depth when we conduct a feasibility study or an appraisal for hotel. I, I don’t know if I mentioned, I’m a licensed real estate appraiser too, and although my licenses allow me to appraise any type of property, I only appraise hotels. Got it. Businesses fundamentally changed pre COVID and post COVID. I would assume that there’s probably less travel. Are you seeing impact? On those types of hotels from that kind of, you know, less travel, more zoom type activity. Yeah. And, and that’s a great, that’s a great follow up because with those market segments, although the segments are the same. The demand from each of those segments really has different, and, and as you said, it really changed substantially in COVID. It, it, it’s fascinating how once we were forced to use Zoom and, and other, you know, Microsoft teams and other technology like that, you know, we, we kind of did a kicking and screaming. But once we figured it out, we realized we didn’t get a lot done. Uh, now I spent last week in Los Angeles at America’s Lodging Investment Summit, and I go to this. Function every year, because I see many of the same people year after year, and the business cards might change, but it’s the same people involved in the hotel business, whether they’re brokers or investors or asset managers or consultants or appraisers. But in between. Each year I do a lot on Zoom with these people and you know, we can keep those relationships going. So it hasn’t eliminated, you know, in my personal case, my need to travel, but it has substantially reduced it. And I think a lot of other business people have seen the same thing. So if we look at the recovery since COVID, it was fascinating because the first market segment that recovered and recovered really strongly was leisure business and people, people see it as their right. To have a vacation and, and people were paying high rates, particularly in, in, in mountain locations and in beach locations. And so those rates came up really quickly. And then the group business followed. If people do wanna go to group functions like I did last week in la what has not recovered to the level of 2019 though is the business travel. Right. Interesting. So I, that’s probably a, uh, you know, and he, I can’t really see a particularly promising future for that Subsect either. Right. I think, in fact, bill Gates said it’s never going to be back to the, you know, he, he’s an investor in Four Seasons hotels, and he said it’ll never be back to the way it was in 2019. I don’t know if he’s right. I mean, because I, I still feel like we get a lot of things done. Face-to-face, person to person that we really can’t do in Zoom. I don’t think Zoom is great for establishing relationships. I, I still think that we need face-to-face, uh, personal contact. But, you know, that might be just my perspective because I’ve been working in hotels since I was a teenager and I’m really far from being a teenager now. And, you know, I, I’ve been indoctrinated in this philosophy of the importance of face-to-face contact. But yeah, you know, that might be generational. You with a younger generation. Yeah. Yeah, absolutely. Um, you know, just kind of going back to the difference differences, uh, with compared to other real estate hotels, ultimately the, one of the big differences, they’re operating businesses, right? I mean, they’re not that large. Apartment buildings aren’t, but they’re is I think, a specific sort of operational execution that matters a lot in hotels. So, you know, in invest, when investors are kinda looking at that, I mean, they, they should probably be not looking at it as nearly as passive as other real estate investments. Is that fair? I, I think that’s very fair because I think, you know, it, it shows what’s happened in terms of the market with real estate investment trust. Because I’ve sold my entire position in hotel real estate investment trust and, and as you probably know, if we look at real estate investment trust. Different categories in, in commercial real estate, hotels lag, which is fascinating because everything else we’ve been talking about explains why hotel returns tend to outperform other classes of commercial real estate. More volatility, but higher returns on average. If you can withstand the long period, uh, that you need to be an investor. On real estate investment trust, it’s the opposite. Hotels actually lag and, and I think it really is because of exactly what you’re talking about, which is that they really are like an operating business where there’s also real estate as opposed to a real estate play where it’s almost like there’s an annuity of rent that is very easily projected, uh, in hotels. You know, we, we. Project all the time how they’re going to perform. But you know, you know, I hope my projections are very good, but there’s always things that can COVID. For example, you know, now there’s a virus in, in India that you know might be coming and, you know, we don’t know, will this be substantial or will it be really minor in the Americas? We really don’t know. Uh, that won’t have a big effect on, on other classes of real estate investment trust, but. It could have a big effect in hotels, so, so the unknowns in hotels are very high. And then when you combine that with the fact that they are an operating business, which are very labor intensive and wage rates are going up. So the cost structure and the management of that cost structure becomes. Very important and the expertise of the hotel managers becomes very important. And so, yeah, like you say, other classes of commercial real estate or, or institutional real estate investments have an operational component. It’s much greater when it comes to hotels. So I actually have a friend who’s an, um, owns, uh, a few boutique hotels here in, in California, and he was telling me one of the things that he’s kind of worried about is, um, you know, they, they’re, they have some, um. Some mandates coming up with regard to, you know, minimum wage and, and all these things that, uh, hotel workers have to get, uh, give you just outta curiosity. I mean, most of my audience is not in California. I am, but have you heard about this? Can you tell us a little bit about those pressures? Yeah, I have heard about it. And there’s, there’s forces on the other side as well, namely the American Hotel and Lodging Association, which represents hotel owners, managers, and franchisers. And so they have a voice in these things as well. But the, the, the forest, particularly in places like California and, and in the west coast in general, we’ve seen it in Seattle as well. Um, you know, in, in terms of increasing minimum wages to rates that, that are shocking to me. Um, you know, that’s, that’s a big issue. You know, you don’t see it as much in the middle of the country, but you do see it on the coast and particularly in the, on the West Coast. So, you know, if we’re looking at projections, say into 2026 and, and perhaps beyond, we expect in many cases to be seeing higher growth in wage expenses than we expect to see growth in RevPAR, which is room revenue, preoccupied room, which is just occupancy times average daily rate. So the, the overall revenue is expected, at least in the short term, to grow more slowly. Than expenses and, and wages are really driving a lot of it. And then anything that’s affected by wages, so insurance, for example, property taxes, other expenses are really growing at this stage more than what we’ve seen in terms of revenue growth. So that’s, that’s a challenge right now. The, the question I think really then is how much will AI affect that and to what extent will guests become more comfortable with checking in? On an iPad type of a situation as opposed to seeing a person face to face, and there’s probably generational differences there. What it is forcing hotel operators to do is the same kinds of things that restaurant operators have been forced to do, which is find ways to use technology and actually have the guests face the technology and get the guests comfortable with that. In terms of things like check in and check out, you know, but still in hotels the rooms have to be cleaned and, and although there’s robots that. You know, they’re nowhere near what, where they need to be to actually clean Hotel guestroom jet, at least in any sort of economically viable way. But, you know, the long-term question is to what extent will the industry be adopting AI and other technology in order to address that issue? Because that’s what’s going to happen. It’s, it’s, you know, it’s not just going to be a situation where. The operators will accept paying higher wages and have the same number of employees in each hotel. Right. Um, branding, you know, sort of confusing to a lot of people. Not in the space, but you know, what role do hotel brands actually kind of play in, in protecting revenue and value? Um, and I guess when does a brand help an owner versus become a constraint? Yeah. You know, brands have been very important and, and I, I forget if I mentioned but of the, the big brand companies I’ve worked for three of them and, um. You know, they, they, they typically started as management companies. So originally companies like Hilton and Marriott primarily generated revenue through management fees. And so they own some of the real estate, although they’ve become asset light over the years and own very little, if any, anymore. Uh, but they do still manage hotels. So one thing that the brand companies do have is expertise in terms of management. That’s one of the fees that a branded hotel and a non-branded hotel would have as well, would be a management fee, which is usually expressed as a percentage of revenue. And sometimes there’s an incentive structure in there as well. But then there’s a franchise fee, which is just paying for the brand, and, and that’s usually as a percentage of total revenue, higher than the management fee. But what it does is it, it, it. Puts the property in a global distribution system, so the global distribution systems that brands like Marriott and Hilton and IHG and, and HIA have, uh, they. Generate heads and beds. You know, that’s, that’s the term we always, when I worked at Hyatt and Merritt, we always talked about heads and beds. Every night you’re trying to, trying to get people in the rooms. The brands do a lot to put heads and beds, you know, in a typical hotel with a good brand affiliation. Somewhere between probably a third and two thirds of the occupy rooms actually came in through the brand global distribution system, which historically was a toll free reservation system. And although the, you know, those still exist now, it’s really more of a focus on the online system and, and, and sometimes toll-free reservations and direct reservations. But, but that’s what the brand does. It, it, it ultimately is a generator of. So kind of just focusing on somebody who’s potentially thinking about hotels as an investment. So far, what I gleaned from you, and, and correct me if I’m wrong, is that timing probably isn’t perfect right now. We’re probably, you know, we’re probably in a, you know, a peak and you generally not a great idea to buy in peaks. Um. I personally, from what I understand, would stay outta California. You know, uh, you know, like my friend was saying that it was gonna make it very difficult for a lot of hotels to have their, you know, hotel restaurants even. And so he foresees like a lot of them having to close those down. Um, and then the, the next thing I think is, gosh, you really have to be cognizant of the, of the fact that, you know, work patterns are changing. And so maybe that’s not a good. Way to go, either. What other, what are some other big picture things that you think people ought to be thinking about as they evaluate the space? Yeah. Well, I think there’s a couple of things. One of which is. That is a street corner business. So it really depends on what street corner you’re in. Uh, I’ve done some research just on how hotels perform in university towns versus other locations because, for example, there are brands now called graduate hotels, which eventually was acquired by Hilton, uh, and, uh, scholar Hotels and, and these properties are university town hotels. They’re doing okay. You know, they’re, they’re doing okay. If you look at how universities operate, we’ve seen some Ivy League schools pay 60, $80 million or more just to make sure they keep that billion dollars a year coming in from the federal government that they, they get for research grants and, and we’ve seen, you know, look at what’s going on with NIL now in terms of, of university sports. Universities clearly are willing to. You gen willing to spend a lot of money to keep doing what they do, which is, you know, they, they generate a lot of research and I’m talking about. Big universities now, uh, you know, a lot of research and, and there’s a sporting business aspect to universities as well. So university towns are okay, and, and what I ultimately found in my research is they’re much less cyclical than the average. So, you know, we talk about the risk of hotels as things go up and things go down and things go up and down. That doesn’t happen as much in university towns. You know, big universities don’t close and, and don’t even substantially change their business model. So it really depends on, on where you’re located. And then there’s certain cities as well, you know, people, you know, I, I don’t have to go into detail about my last visit to San Francisco and how weird it was, and I was with students and, and told my female students don’t go out at night alone. I mean, it was, it was, it was really freaky, but. San Francisco now might be a place to invest. Now San Francisco probably has bottomed out. Uh, and the same might be true with New York. So, you know, it really depends on where you’re going. I, I think in general, yeah, you know, there’s, there’s concerns, but even so, you know, I think it’s still might be a good time to invest in. Good quality hotel companies, just, you know, in terms of the stock market and, and equity in, in businesses like Marriott and, and Hilton because their franchise fees and their management fees are a percentage of total revenue. So hotels that are not profitable, that are a member of those brand affiliations are still paying. Into those systems and you know, hopefully the goal is that these properties become profitable, but even while they’re not profitable, they owe franchise fees and in some cases management fees as well. So I think there are a lot of ways to still invest in the hotel business. It’s just what vehicles are being used and where. So, you know, it sounds a little overwhelming, um, for someone who, again, who’s new to the space. Any suggestions on how somebody might just learn more about this ecosystem and, you know, start to go down this path of potentially becoming, you know, a hotel investor? Yeah. Well, first thing is, you know, we talked about ai. AI is pretty good for helping people to learn. So if you wanna learn about the hotel business, you can go and have a really good conversation with chat GPT about what makes it click and where could the opportunities lie today. Uh, you know, I’ve gone over the past year from essentially not using AI at all to using it essentially every day. And so that’s a great way because that’ll access a lot of, there, there’s trade journals, for example, but it’ll access those things. Uh, the conference, like I went to last week, the America’s Lodging Investment Summit, which is in LA every year is a. Is a great place to learn as well. There’s, there’s wonderful sessions and that conference is attended by everybody from Anthony Capano, who’s the CEO of Marriott, down to people involved in real estate and investments in the hotels and, and who essentially make their living. Off of those as brokers, appraisers, consultants, asset managers and things like that. So, so there’s ways online to do it and there’s ways to do it actually by attending conferences as well. Yeah. A good broker as well. Right. I mean, you know, going back to my, my friend who, who’s become a very successful hotelier, the first one he bought, he threw a broker and he said he learned everything about hotels that he knows from that guy. Um. So that’s probably, it probably tells you something as well. Yeah. And, and there are some excellent hotel brokers. There’s some who are national in scope and some who are local in scope. So again, it depends on where you’re thinking you might wanna be investing. Uh, but, but there’s some great local brokers, but then there’s national firms like JLL and CBRE and Hunter, uh, that, you know, they have really good people who are very knowledgeable about the hotel business. Yeah. John, thanks so much for, uh, joining us here on Wealth Formula Podcast and giving us sort of an overview of the, uh, um, hotel, uh, real estate, uh, uh, asset class. You bet you make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed and again, uh, hey hotels. Think about it. I guess. Uh, I continue. I will continue to do so, uh, especially given my buddy’s success in this space. Um. Although, I will tell you, I probably am not a boutique hotel guy. Um, you know, I don’t, I don’t know that I could make it super fancy, you know? And then on the other hand, you hear about these, uh, hotels that are. For the people traveling through and they’re not doing this so great. So maybe wait till that we hit that, um, that trough that he was talking about, he said we’re kind of at a peak right now. Anyway, that’s it for me. Uh, this week on Wealth Formula Podcast. This is Buck Joffrey signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit well formula roadmap.com.

Operating at the intersection of raw groove and functional energy, Maze 28 has quickly established himself as one of the Progressive House scene's rising stars, with roots in Albania and a reach that now extends internationally. Maze 28 will perform at Balance Croatia. @maze28 ________________________________________________ BALANCE CROATIA 2026 Under 300 FULL FESTIVAL tickets remian. On sale now via Balance Croatia website. Balance Croatia 2026 Thu 6th Aug - Mon 10th Aug 2026 The Garden Resort, Tisno ________________________________________________ BALANCE CROATIA FESTIVAL LAUNCH PARTY Barbarellas Discotheque, Pirovac, Croatia feat. John Digweed & Danny Howells Thursday August 6th 2026 (Friday August 7th morning finish) 12:00am - 5:00am _________________________________________________ Head to www.balancecroatia.com for more info. IG: www.instagram.com/balancecroatia

Aman Verjee, Founder and General Partner at Practical Venture Capital, shares his view of how venture capital has evolved over the past two decades and why secondary markets now play a critical role in the ecosystem. Drawing from his time at PayPal, eBay, and Sonos, Aman explains how companies today stay private far longer than they used to, what that means for early investors and employees, and how thoughtfully structured secondary transactions can reduce friction and misalignment on the cap table. He also challenges popular narratives around tech bubbles, walking through historical examples to explain why today's AI-driven market looks fundamentally different.In this episode, you'll learn:[01:11] Aman's journey from Wall Street to Practical VC[03:40] What made the early PayPal team exceptional[06:32] Follow the customer, not the original plan[10:44] Why are startups staying private longer today?[11:17] What secondary transactions actually are[18:41] How founders should handle secondary requests[26:11] Are we in a tech bubble today?The nonprofit organization Aman is passionate about: AYSO (American Youth Soccer Organization)About Aman VerjeeAman Verjee is the Founder and General Partner of Practical Venture Capital, a secondary-focused fund providing liquidity to early investors in late-stage private companies. Before launching Practical VC, Aman spent over a decade in finance and operations roles at PayPal and eBay, joining PayPal in 2001 before its IPO and witnessing its transformation from a money-beaming mobile app to the dominant payment platform for eBay. Earlier, he worked in investment banking in New York after studying economics at Stanford and constitutional law at Harvard Law School. Aman was recruited to PayPal by Peter Thiel and worked directly for David Sachs during the company's pivotal early years. Now partnering with Dave McClure, he focuses on Series C and D investments in SaaS and FinTech companies with $200M+ in revenue and clear paths to liquidity within 5-7 years. He's also writing a book on the history of financial bubbles and co-hosts the Trading Places podcast, analyzing private company valuations.About Practical Venture CapitalPractical Venture Capital is a secondary-focused venture firm that provides liquidity solutions for early investors, employees, and funds. Operating with a 7-year fund structure instead of the traditional 10-15 years, Practical VC targets 20-40% discounts to last-round valuations in Series C and D companies with $200M+ in revenue and clear paths to exit. The firm specializes in SaaS and FinTech but has made exceptions for exceptional opportunities like SpaceX, now their biggest winner despite violating their typical investment criteria. Founded by Aman Verjee and Dave McClure, Practical VC evaluates roughly 50 companies at any given time, making 5-10 investments annually. The firm also offers SPVs for deals that don't fit their main fund and covers LATAM opportunities through an operating partner in Argentina. Their approach recognizes that modern venture capital requires new liquidity solutions as companies like SpaceX (23 years private), Airbnb (17 years), and Palantir (20 years) redefine what "patient capital" means.Subscribe to our podcast and stay tuned for our next episode.

OpenAI's twin initiatives to monetize ChatGPT's free tier through ads and launch the Frontier enterprise agent platform represent a shift in the AI provider's business model, with substantial implications for compliance and operational governance. Free and low-cost ChatGPT users will now see sponsored links unless they opt to reduce daily usage; only customers paying $20 or more per month retain an ad-free experience. OpenAI is concurrently marketing Frontier to enterprise clients such as HP, Intuit, and Uber, offering AI agent orchestration and deploying a team of consultants to support custom AI applications. The company projects enterprise revenue will constitute 50% of its income by year-end, up from 40% the prior month.Operating in both the consumer funnel and the enterprise layer, OpenAI combines top-of-funnel data monetization with vertical integration of services. The ad-supported free tier raises compliance concerns, as user interactions become subject to additional data collection and monetization. For organizations, this means enforcement decisions around whether and how employees may use free AI tools in regulated or sensitive environments. The more consequential development, however, is the introduction of enterprise agent orchestration through Frontier, where questions persist regarding liability, governance, production stability, and how organizations are protected from errors committed by autonomous agents.Related market movements include Anthropic's release of Claude Opus 4.6—which enables multi-agent collaboration with context windows up to 1 million tokens—and Microsoft's planned shift for Windows to a signed-by-default trust model. Anthropic's enhancements to agent functionality remain constrained by key gaps, such as conflict arbitration mechanisms, rollback procedures, and documented cost models, and the expanded context remains limited to beta testers. Microsoft's strategy to enforce signed apps by default mirrors iOS's approach to application trust, but its operational viability depends on how override mechanisms are managed by both users and IT administrators. Additional developments in backup, asset management, and AI governance (as seen with NinjaOne, JumpCloud, and Zoom) reflect a general trend towards increased integration and platform consolidation, though with ongoing gaps in security and compliance as AI adoption accelerates.The practical takeaway for MSPs and IT service leaders is the need to re-evaluate policies around free AI tool usage, invest in governance and auditability for enterprise AI, and prepare operational systems for stricter software trust and exception management requirements. Structural changes in software security and AI orchestration are transferring costs and risks from incident response to ongoing policy enforcement and exception handling. Those offering AI services should prioritize model-agnostic governance and avoid reliance on a single vendor's automation layer, as vertical integration by platform providers is reducing the defensibility of narrow service offerings.Four things to know today:00:00 OpenAI Adds Ads to Free ChatGPT; Launches Frontier Platform for Enterprise Agents04:07 Anthropic Ships Opus 4.6 Agent Teams; Model Found 500 Zero-Days in Testing06:43 Microsoft Announces Signed-App-Only Mode for Windows 11; Phased Rollout Planned10:19 NinjaOne Adds Asset Management; Zoom Launches AI Workspace Tool; JumpCloud Opens VC ArmThis is the Business of Tech.   Supported by:  CometBackup IT Service Provider University

Looking for daily inspiration?  Get a quote from the top leaders in the industry in your inbox every morning.   Leading a team can feel like a roller coaster—big climbs, sudden drops, and moments where you wonder why you got on the ride in the first place. Matt Heller, founder of Performance Optimist Consulting helps leaders and teams stay focused and performing at their best. Through engaging keynotes, hands-on workshops, and practical coaching, we turn fear into confidence and discomfort into momentum. This means fewer breakdowns and more breakthroughs. If your organization is ready to start building real forward motion, it's time to take action and make better performance and growth your main attraction. Visit performanceoptimist.com/attractionpros for an exclusive offer! Melissa Lockwood is the General Manager of Baha Bay at Baha Mar Resort. Growing up in central Missouri, she got her start as a teenage lifeguard and worked her way into municipal parks and recreation leadership before taking a leap into international water park operations. That decision led her to open and operate major projects abroad, including seven years on Yas Island in Abu Dhabi, and then a move to Nassau in 2019 to help open Baha Bay, the 15-acre resort water park on the same property as Baha Mar's Rosewood, Grand Hyatt, and SLS hotels. In this interview, Melissa talks about boots on the ground, being comfortable being uncomfortable, and operating a luxury waterpark. Boots on the ground “Be boots on the ground management by walking around, and just being able to interact with our guests as well.” Melissa's leadership style is rooted in showing up where the work is happening, especially during peak periods. During the holiday rush, her routine centers on briefings, checking in with teams, and spending most of the day circulating throughout the park and resort pools. That presence is not performative. She wants team members to know she's there to support them, and she wants to hear guest feedback directly, in real time, so improvements can be made faster. That mindset connects to her earliest days in the industry, when she did everything in a municipal setting, from cleaning restrooms to selling concessions. Those experiences shaped a servant leadership approach where she avoids asking anyone to do something she is not willing to do herself. For Melissa, morale and operational consistency are built in the trenches, side by side with the team. Being comfortable being uncomfortable “Sometimes, you've got to be comfortable being uncomfortable.” Melissa describes her career as a series of intentional stretches. Moving abroad “sight unseen,” navigating language barriers, and leading teams with wide-ranging backgrounds all required patience, humility, and a willingness to learn in public. Her takeaway is that discomfort is not a warning sign, it's often a growth signal, especially for emerging leaders who are encountering challenges like upset guests, unfamiliar policies, or communication gaps for the first time. She coaches her team to keep perspective when situations feel hard. Her reminder is simple: it is temporary, and the comfort zone expands through repetition. She reframes growth as progress toward proficiency, not perfection. Over time, those once-intimidating moments become more natural, and she loves seeing team members make that shift and then turn around and train the next wave. Operating a luxury waterpark “We are a 15-acre luxury water park, which is a little bit of a tricky thing to piece together.” Baha Bay is both a resort amenity and a destination that sells day passes, which creates a unique operational balance. Melissa explains that “luxury” is not just a label, it's reflected in design details like landscaping, finishings, and elevated cabanas that feel like permanent structures rather than temporary setups. The goal is alignment with Baha Mar's broader brand promise as a high-end resort experience. Luxury also shows up in service expectations and consistency. Whether guests arrive from Rosewood, Grand Hyatt, SLS, a cruise ship, or an Airbnb, Melissa emphasizes that everyone deserves the same high-level experience. Her team uses shared core values across resort services to meet those expectations, and she reinforces the standard from onboarding forward. The challenge, as she puts it, is sustaining that grand-opening energy year after year, which she tackles through daily briefings, ongoing training, and recognition programs like the park's Elevation Awards. Melissa invites listeners to connect with her on LinkedIn. To learn more about the water park and resort, visit bahabay.com and bahamar.com.   This podcast wouldn't be possible without the incredible work of our faaaaaantastic team:   Scheduling and correspondence by Kristen Karaliunas   To connect with AttractionPros: AttractionPros.com AttractionPros@gmail.com AttractionPros on Facebook AttractionPros on LinkedIn AttractionPros on Instagram AttractionPros on Twitter (X)

Big Spoon Roasters was founded by husband-and-wife team Mark and Megan Overbay. The duo shared a love for nut butter: Mark, having spent time as a Peace Corps Volunteer in Zimbabwe, originally learned how to hand-make his favorite food, peanut butter, while living abroad, and Megan's experience as an endurance athlete led her to craft her own nutrient-dense nut butter bars that both tasted good and fueled her training.Big Spoon Roasters is a small-batch food company handcrafting innovative, wholesome nut butters and bars with thoughtfully sourced ingredients in Hillsborough, North Carolina. Operating since 2011, Big Spoon Roasters is proudly independently owned and operated.IG bigspoonroasters | bigspoonroasters.comFind Me:IG + TikTok citrusdiaries.studiocitrusdiaries.com | hello@citrusdiaries.comCreate your ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ today! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#madeonzencastr

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Are you running a photography business—or just an expensive hobby? In this episode of Difference Maker Revolution, Jonathan Ronan, Jeanine, and Steve reveal why knowing your numbers isn't optional—it's the lifeline of your business. If you want to take control, make consistent profit, and avoid the financial pitfalls that sink so many photographers, this episode is your wake-up call.

Support the show and receive a link to the private discord channel: ko-fi.com/wedgeheadpodcastAJ of Flip a Coin in Colorado is back to discuss the current affairs of operating brand new pinball machines in the year 2026 and beyond. AJ buys lots of new games from Stern, Barrels of Fun, JJP, and CGC and he's here to cut through all the marketing talk and just discuss the business side of buying NIB games and trying to make money with them on route.As always though, we might swear a bit throughout...Support the show

LLC asset protection expert Garrett Sutton, Rich Dad advisor and Corporate Direct founder, joins attorney Ted Sutton to reveal entity structuring strategies that protect entrepreneurs from lawsuits while optimizing tax savings. Operating as a sole proprietor exposes you to five times greater IRS audit risk and unlimited personal liability—this episode provides proven frameworks successful business owners use to build wealth without risking everything. You'll discover: why Wyoming LLCs offer superior charging order protection for real estate investors and crypto assets at just $62 annually, how S corp taxation eliminates 15.3% payroll tax on distributions (saving $6,000+ yearly on $100K income), the catastrophic mistakes DIY entity formation creates, and proper multi-state holding company structures. Garrett shares Robert Kiyosaki's asset protection philosophy from Start Your Own Corporation and Loopholes of Real Estate, explaining how entity structures integrate with trust planning to avoid probate. Ted addresses Corporate Transparency Act compliance and March 2026 FinCEN reporting requirements for cash real estate transactions. Perfect for established entrepreneurs with $100K+ income seeking business growth frameworks that integrate tax planning with asset protection. Essential topics include: choosing between Delaware, Nevada, and Wyoming jurisdictions, structuring holding companies for rental properties, protecting crypto in LLCs, building your money team with CPAs and attorneys, and avoiding the sole proprietorship trap. This conversation bridges startup entity selection with advanced scaling strategies for coaching businesses, real estate portfolios, and service-based enterprises prioritizing sustainable growth with integrated liability protection.

Key Takeaways: Integrity Always Wins: In business, truth builds over time, while shortcuts and distortions eventually fall apart. Operating with honesty creates stronger and more lasting results. Get Reliable Tax Advice: Taxes are complex. It's better to rely on qualified professionals than social media tips that can be incomplete or misleading. Know Your Numbers: Regularly reviewing your finances and being transparent about performance helps you spot problems early and grow with confidence. Plan Based on Reality: Strong businesses are built on clear facts, not wishful thinking. Making decisions grounded in reality leads to steady progress. Build for the Long Term: Focusing on long-term relationships and smart financial systems creates stability and sustainable growth over time.   Chapters: 0:00 Truth Compounds While Lies Collapse Over Time 1:25 Avoiding Tax Advice From TikTok 2:27 Honesty and Optimism in Entrepreneurship 4:34 Balancing Tax Obligations and Investment Strategies 7:45 Building Strong Business Foundations for Long-Term Success 9:26 Decision-Making Anchors for Business Success Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Medical malpractice is one of the most established specialty lines—and one of the hardest to modernize. In this episode of the InsurTech Leadership Podcast, Joshua Hollander sits down with Jared Kaplan, Co‑Founder & CEO of Indigo Technologies, to unpack why MedMal is finally ready for a different underwriting and distribution model. Indigo's bet: you can make MedMal dramatically easier for physicians and brokers without relaxing underwriting discipline—by replacing slow, form-heavy workflows with alternative data, machine learning, and tight operational execution. Guest Bio Jared Kaplan is the Co‑Founder and CEO of Indigo Technologies. Indigo is rethinking medical malpractice insurance with an approach that combines broker-friendly distribution, faster quoting, and underwriting models informed by large-scale claims data and alternative data signals. Key Topics -Why MedMal is “built to resist change”: entrenched processes, long feedback loops, and the real cost of underwriting mistakes. -Underwriting without an application: what replaces the traditional intake and how you maintain discipline. -Alternative data in a high-stakes line: how Indigo uses a broad feature set (beyond prior claims history) to improve risk selection. -Risk segmentation and value creation: lowering premiums for the “overpaid” majority while avoiding the concentrated loss drivers. -The 80/20 claims reality: the small portion of physicians that drives a disproportionate share of MedMal claims. -Brokers as the distribution partner of the future: what modern carriers/MGAs must do to earn broker trust and share. -Operating model over buzzwords: where the real leverage is—quote speed, workflow simplicity, and consistency. Quotes -Jared: “We started with the premise that you don't need an application.” -Jared: “I would argue Indigo is the baby of both… online distribution… and underwriting using alternative data and machine learning.” -Jared: “There's no one else there that can figure out the twenty percent of docs that are driving sixty percent of the claims.” Resources Indigo Technologies (company site): https://www.getindigo.com/ Jared Kaplan (LinkedIn): https://www.linkedin.com/in/jared-kaplan-683412/ If you work in specialty insurance, broker distribution, MGAs, or underwriting modernization, this one is a pragmatic look at where AI actually earns its keep. Subscribe for more operator-grade conversations on insurtech, insurance innovation, and leadership—and if you found value here, leave a review to help more executives discover the show.

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Darren Blasutti, VP of Corporate Development for Minera Alamos, joins the podcast today to provide his corporate editorial comments on Pan now being fully integrated into the Minera portfolio. The onboarding happened sooner than originally anticipated. We walk through the moving parts of the integration, the optimization works happening at Pan, and a walk-through of their production and costs guidance recently published by the company.

Harsh Hemnani, senior debt research analyst at Green Street, joined the REIT Report podcast to review current trends across the commercial and residential mortgage REIT (mREIT) sector.Hemnani discussed the size and breakdown of the mREIT market, the current operating environment, macroeconomic forces impacting performance, valuation and total returns for MREITs, risk profiles, and the outlook for the sector over the next 12 to 24 months.Commercial mREITs are able to underwrite idiosyncratic, property-level risk, Hemnani said. Not only can they execute the loan quicker than other lenders, but they also provide certainty as to who the loan counterparty will be throughout the life of the loan. “mREITs take out that uncertainty and that's the value proposition they provide to the commercial real estate market,” he noted.Hemnani described the backdrop for commercial mREITs today as encouraging. “If you think about commercial real estate credit, it's fairly attractive on a risk adjusted basis. Property values have declined roughly 20% from their peak and they seem to have stabilized. So the risk of a broad-based property value decline from there is fairly low.”

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ingrid Jacobs. A veteran enterprise leader, former HR executive, and Chief Growth Officer for The Revenue Retreat, a luxury boutique retreat for executive women who want to build profitable businesses without burnout. She and Rushion discuss her corporate background, her unique approach to customer integration, the challenges women face in entrepreneurship, pricing psychology, common business mistakes, age-related limiting beliefs, and the transformational design of her retreat program.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ingrid Jacobs. A veteran enterprise leader, former HR executive, and Chief Growth Officer for The Revenue Retreat, a luxury boutique retreat for executive women who want to build profitable businesses without burnout. She and Rushion discuss her corporate background, her unique approach to customer integration, the challenges women face in entrepreneurship, pricing psychology, common business mistakes, age-related limiting beliefs, and the transformational design of her retreat program.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ingrid Jacobs. A veteran enterprise leader, former HR executive, and Chief Growth Officer for The Revenue Retreat, a luxury boutique retreat for executive women who want to build profitable businesses without burnout. She and Rushion discuss her corporate background, her unique approach to customer integration, the challenges women face in entrepreneurship, pricing psychology, common business mistakes, age-related limiting beliefs, and the transformational design of her retreat program.

This week I'm joined by my good friend Chenell Basilio, creator of Growth in Reverse and one of the most thorough newsletter analysts in the space. We spent over an hour diving deep into what's really working in email right now — from the death of newsletter hype to the opportunity hiding in recommendation networks. Chenell shared her framework of "insanely valuable content" (the one thing that matters more than any growth hack), and we got surprisingly honest about using AI to create short-form content from our long-form work. We also tackled the big question: how do you grow an email list if you refuse to use social media? Turns out there are more options than you think — from public homework challenges to old-school guest posting making a comeback. Plus, I introduced a new segment called "Unhinged Questions" where we played kiss, marry, kill with email platforms. Growth in Reverse (Chenell's newsletter) The Dink (pickleball newsletter with great referral program) Lenny's Newsletter (guest posting example) Ship 30 for 30 (public homework example) Tweet 100 (my old challenge that drove email growth) ⁠Full transcript and show notes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ *** TIMESTAMPS (00:00) Introduction (02:21) Email maturity and the end of newsletter hype (05:16) Why CPC advertising doesn't work for small creators (06:08) Chenell's focus: turning recommendation subscribers into fans (09:01) James Clear had 250K subscribers in 2012 (email inflation is real) (11:20) "It's never been easier to reach someone, harder to sustain a relationship" (12:33) "Insanely valuable content" — the one metric that matters (15:28) The struggle with AI-generated content that performs well (20:11) Short-form repurposing: employee vs. AI debate (24:18) What's no longer working: recommendations (before the reframe) (24:53) YouTube to email is massively underrated (29:25) How to grow without social media (5 strategies) (34:50) Public homework challenges (75 Hard, Tweet 100, Ship 30) (43:31) Unhinged Questions: Kiss, Marry, Kill email platforms (44:44) Operating on hunches without data (45:31) "I hate that I'm not doing deep dives every week" *** RECOMMENDED NEXT EPISODE → #147: Chenell Basilio – How the best newsletter operators grow to 50K+ subscribers *** ASK CREATOR SCIENCE ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Submit your question here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ *** WHEN YOU'RE READY

882. Rachel shares how to design operating rhythms that create space for meaningful work instead of just adding more meetings to your calendar. Modern Mentor is hosted by Rachel Cooke. A transcript is available at Simplecast.Have a question for Modern Mentor? Email us at modernmentor@quickanddirtytips.com.Find Modern Mentor on Facebook, Twitter, and LinkedIn, or subscribe to the newsletter to get more tips to fuel your professional success.Modern Mentor is a part of Quick and Dirty Tips.Links: https://www.quickanddirtytips.com/https://www.linkedin.com/company/modern-mentor-podcast/https://www.quickanddirtytips.com/modern-mentor-newsletterhttps://www.facebook.com/QDTModernMentorhttps://twitter.com/QDTModernMentor Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Behind the Stays, Zach Busekrus sits down with Rohit Bezewada, CEO of AirDNA, to unpack what may be the most important shift yet in short-term rentals. From Airbnb's evolving relationship with hotels to the fading “thrill” of discovery, Rohit shares what happens when a marketplace grows up — and what comes next for brand building, investing, and operating at scale. Drawing on his experience at Uber and now at the helm of one of the industry's most influential data platforms, Rohit offers a clear-eyed view of a sector moving from side hustle to institutional asset class. The conversation explores: Why Airbnb's move toward hotels signals a deeper strategic shift How short-term rentals are professionalizing — and who benefits most What the data reveals that headlines miss The coming consolidation of STR tech and the real role of AI Why confidence, not just inventory, is the next competitive edge This is a candid, future-facing conversation about where short-term rentals are headed — and how the next frontier will be built. Behind the Stays is brought to you by Journey — a first-of-its-kind loyalty program that brings together an alliance of the world's top independently owned and operated stays and allows travelers to earn points and perks on boutique hotels, vacation rentals, treehouses, ski chalets, glamping experiences and so much more. Your host is Zach Busekrus, Head of the Journey Alliance. If you are a hospitality entrepreneur who has a stay, or a collection of stays with soul, we'd love for you to apply to join our Alliance at journey.com/alliance.

Operating conditions in advanced manufacturing are changing fast as organizations push to modernize operations while navigating quality requirements, long lead times, and increasingly complex supply chains. As leaders look to apply AI across the physical world, many discover that technology alone is not enough. Success depends on strong operating fundamentals, clean master data, and a culture that aligns teams around execution, accountability, and continuous improvement.In this episode of Supply Chain Now, Scott Luton is joined by special guest host Wiley Jones to kick off a new 2026 series, Enterprise Unleashed, powered by the DOSS team. Together, they sit down with Garuth Acharya, investor at 8090 Industries and former operator with experience across GE, SpaceX, and Blue Origin, to explore what it really takes to build AI ready operations in advanced manufacturing. The conversation examines why AI initiatives often fail in industrial environments when data hygiene is weak, and why clean, correct, actionable data and disciplined master data practices are foundational to any successful transformation.The discussion also emphasizes practical ways AI can unlock value, from accelerating work instructions to improving shortage detection, surfacing procurement anomalies, and strengthening quality feedback loops. The panel returns to the human side of transformation: mission alignment, cross functional collaboration, clear ownership, and spending time on the shop floor before deciding what to build, buy, or partner for.Jump into the conversation:(00:00) Intro(00:47) Introducing the new series for 2026(01:32) Focus on AI-ready operations and advanced manufacturing(02:44) Special guest: Garuth Acharya(03:31) Guru's background and career journey(04:31) Rattlesnake wrestling and early career adventures(06:52) Experiences at SpaceX and Blue Origin(10:27) The importance of culture in high-stakes environments(14:59) AI in manufacturing and supply chain(20:10) Challenges and solutions in AI implementation(25:17) The importance of clean master data(26:22) Engineering and production challenges(27:26) Operational insights and red flags(29:47) Building a culture of clarity and ownership(33:35) Prioritizing modernizing operations(41:42) Advice for AI-ready operationsAdditional Links & Resources:Connect with Wiley Jones: https://www.linkedin.com/in/wileycwjones/Learn more about DOSS: https://www.doss.com/Connect with Garuth Acharya: https://www.linkedin.com/in/garuthacharya/Learn more about 8090 Industries: https://www.8090industries.com/Connect with Scott Luton: