Podcasts about operating

Do you feel like life is just one emotional crisis after another? Discover how to break the cycle of constant reactivity and learn how to respond with peace and intention instead of panic. Let's explore three key questions to identify what's fueling your overwhelm, biblical truths about why trials are inevitable, and practical ways to calm your nervous system and find stability through faith. Learn how to move from chaos to calm and why the path to peace begins with noticing what's really underneath the emotional noise. WHAT YOU'LL LEARN: [00:00] Why Do We Get Stuck in Constant Crisis Mode? [05:00] Three Questions to Know How to Respond to Crisis [10:00] Why Do Some People Stay Attached to Chaos? [14:00] The Difference Between Reacting and Responding [17:00] How to Recognize When You're Operating from Overwhelm [21:00] Practical Steps to Break the Crisis Cycle  CHAT WITH ALICIA: Got a question about how to manage emotions in your specific situation? Apply here.  EMOTIONAL CONFIDENCE CLUB: Discover practical ways to manage emotions from a science and scriptural perspective in our live 6-week studies with Alicia. Apply here.    RELATED EPISODES: Ep 330: How to Manage Big Out-of-Control Emotions Ep 331: Overcoming Overwhelm: Less Chaos in Your Head, More Peace in Your Life Ep 332: You Don't Have to “Hold It All Together” (Lovingly Releasing Yourself when Overwhelm Takes Over) Send us a text

What does it take to build a value-creation engine that scales across portfolios, empowers CEOs, and blends purpose with performance?In this episode, host Linnea Jungnelius sits down with Tory Ramaker, Senior Partner and Co-Head of Vistria PRG, LLC ("Portfolio Resources Group") at The Vistria Group, one of the private-equity industry's most forward-thinking operating leaders.From founding the PRG from the ground up to re-engineering how portfolio teams drive transformation, Tory shares what it really means to create impact in essential industries — where financial returns and societal outcomes go hand in hand.For Operating Partners, CEOs, and investors alike, this conversation breaks down the next generation of value creation, grounded in partnership, empathy, and disciplined execution.What You'll Learn:• How to architect a portfolio operations model that bridges strategy and execution• Why management ownership, not investor direction, determines success• The playbook for aligning boards, sponsors, and CEOs around one value-creation plan• Why the best portfolio leaders blend consulting rigor with real operating experience• The leadership balance between autonomy and accountability that builds lasting trustTimecodes00:00 Intro00:15 Guest Introduction: Tory Ramaker, The Vistria Group00:54 Early Lessons in Resilience and Adaptability02:26 Learning to Influence: From Data and Logic to Empathy07:13 Building the PRG: Founding Vision and Early Model08:04 Evolving the Model: From Generalists to Functional Specialists09:51 Portfolio Priorities: Technology, Talent, and Finance11:06 Hiring Strategy: Product-Minded Tech Leaders and PE-Proven CFOs11:45 Next-Gen Operating Talent: Consulting Rigor Meets Operating Experience13:00 Operating Model Shift: Fewer Companies, Deeper Engagement14:33 Value Creation Planning: It Must Be Management's Plan15:14 Execution and Measurement: Defining Success Metrics17:03 Integrating Impact: Embedding Purpose into Value Creation19:00 Partnering with CEOs: Building Trust and Candid Collaboration21:03 Leadership Alignment: Autonomy with Accountability22:35 Co-Investment Collaboration: Clarity and Over-Communication23:46 Change Leadership: Applying AI and Data to Transformation26:42 Capacity Discipline: Forced Scarcity and Strategic Resourcing29:15 Leadership Standard: Autonomy with Accountability31:39 Human Capital Playbook: Assessments, Coaching, and CEO Readiness36:20 Leadership Evolution: EQ Over IQ38:19 Lightning Round: Personal Reflections Resources:Tory Ramaker:LinkedIn: ⁠https://www.linkedin.com/in/tory-ramaker-a077141/ Linnea Jungnelius:LinkedIn: https://⁠www.linkedin.com/in/linneajungnelius ⁠X: ⁠https://x.com/itslinnea⁠Explore the Podcast:Spotify: ⁠https://acertitu.de/tory-ramaker-spotify-podcastApple Podcasts: ⁠https://acertitu.de/tory-ramaker-apple-podcast⁠Blog: ⁠https://acertitu.de/tory-ramaker-blog⁠Found Value?

Our Mission is to create a platform that God can use to see the earth and the systems of humanity conform to Heaven's pattern. We will do this by: Preaching, Teaching, Operating in the Gifts of the Spirit, facilitating the Presence of God through Corporate Worship, Mentoring, Media Broadcasting, Publishing, Networking, Enterprise, Market-Place Ministry and every Godly and legal avenue available to us.

Our Mission is to create a platform that God can use to see the earth and the systems of humanity conform to Heaven's pattern. We will do this by: Preaching, Teaching, Operating in the Gifts of the Spirit, facilitating the Presence of God through Corporate Worship, Mentoring, Media Broadcasting, Publishing, Networking, Enterprise, Market-Place Ministry and every Godly and legal avenue available to us.

Darren Murph, a leading voice on distributed work and former leader at GitLab, Zillow, and Andela returned to the show.We dug into the remote first maturity scale, the four-pillar operating model (knowledge, project, self, performance), and how to build an “org brain.”---- Sponsor Links:

On today's episode, Andy sits down with Dennis Price of Heroes for Humanity. Dennis shares how the organization came to be and the journey behind their high-risk humanitarian missions, from rescuing Americans and Afghan allies in conflict zones to helping victims of human trafficking and responding to natural disasters.  To find out more about The Heroes for Humanity, visit: https://www.theheroesforhumanity.org/ Change Agents is an IRONCLAD Original Subscribe on Youtube: https://www.youtube.com/@thisisironclad Sponsors:  Firecracker Farm Use code IRONCLAD to get 15% off your first order at https://firecracker.farm/ AmmoSquared  Visit https://ammosquared.com/ today for a special offer and keep yourself fully stocked. With over 100,000 members and thousands of 5-star ratings, Your readiness is their mission. TacPack  Visit http://www.TacPack.com  and use code IRONCLAD at checkout to get a free $70 tactical gift   DeleteMe Go to https://www.joindeleteme.com/IRONCLAD and use coupon code IRONCLAD, or  scan the QR code Learn more about your ad choices. Visit megaphone.fm/adchoices

What if real estate could rebuild lives while building lasting wealth? In this 45-minute episode of Invest2FI, host Craig Curelop welcomes back real estate investor Jim Boad for an in-depth conversation about scaling success through trust, discipline, and purpose. Jim shares how he pivoted during COVID from struggling rentals to sober-living group homes that blend community impact with strong returns.  Operating in a small Washington market near Olympia, he explains his model of five-bedroom, three-bath homes renting for $700 per bed, often partnered with recovery clinics and DOC reentry programs that prepay several months in advance.  Jim also discusses leveraging $100K–$200K grants, launching a 501(c)(3) nonprofit, and working with private lenders at two points and ten percent interest to fund and scale 18 new builds. This episode reveals how purpose-driven investing can generate both financial freedom and meaningful community change. PODCAST HIGHLIGHTS: [03:42] Craig tees up the sober living deep dive with Jim's backstory. [04:00] COVID nonpaying rentals force Jim to pivot toward group homes. [5:24] Buys a $500 coaching course overnight and launches within a week. [07:39] Converts rentals into sober living homes and adds extra bedrooms. [09:41] Payment totals $2,700 monthly; collects $7,000 using per-bed rent. [11:03] Residents' stays are prepaid for two to six months by recovery programs. [12:01] Operations manager Shay handles calls, phones, and food support. [15:31] Random drug testing; any failed test leads to immediate removal. [18:00] Explains the drug-free rule to maintain state and grant compliance. [20:47] Research areas by mapping local clinics and case manager networks. [24:03] Expands via referrals from agencies impressed with his housing quality. [27:36] Keeps furnishing simple, durable furniture, storage, and ready rooms only. [28:12] Secures $200,000 in grant funding and forms a 501(c)(3) nonprofit. [30:26] Grants fund operations, staff, utilities, and resident scholarships. [32:26] Now building 18 homes, start two, refinance, then repeat the process. [34:20] Private lenders fund projects at two points and ten percent interest. [34:51] He met his main lender at a bar, proof that valuable connections can happen anywhere. [36:16] Keeps 30–35% equity to build long-term legacy instead of chasing quick profits. [41:37] Advises new investors to start small and build credibility through consistency. [42:26] Success story: one property doubled in value through patience and discipline.  HOST Craig Curelop    

Episode 161: Saahil Mehta & his book, Break Free: A Guide To Decluttering Your LifeABOUT SAAHILSaahil Mehta is a global entrepreneur, author, and transformation coach who helps leaders declutter their lives to unlock clarity, focus, and fulfillment. With over 20 years of experience building businesses across three continents, Saahil brings a rich perspective to conversations about leadership and personal evolution. His book Break Free explores how letting go of physical, emotional, and digital clutter can lead to profound breakthroughs in both life and work. As a speaker and coach, he blends ancient wisdom with modern strategy to guide high-achievers toward sustainable success. Saahil's journey—from scaling companies to summiting mountains—offers powerful lessons on resilience, intentional living, and redefining what it means to lead. He's passionate about helping others align ambition with well-being and believes that true transformation begins with subtraction, not addition. His insights resonate deeply with those seeking purpose-driven leadership and personal reinvention.CONVERSATION HIGHLIGHTS• The power of delegating.• Sustainability.• Discovering your internal seven summits.• What is your own definition of success?• The importance of picking a niche.• The entrepreneurial bug.• Communication and difference of expectations between partners.• Two words: "No Judgment."• People-pleasing.• Mother Earth.• Waking up the inner child (and not letting them go back to sleep).• Ahimsa.• Operating from fear or regret vs. operating from love.• Ancient wisdom.The MAIN QUESTION underlying my conversation with Saahil is, How are you proactively and intentionally decluttering the excess baggage -- no matter what form it may take -- from your life?FIND SAAHIL· Website: https://www.saahilmehta.com/· Book: Break Free· LinkedIn: https://www.linkedin.com/in/saahilmehta/ · IG: https://www.instagram.com/saahilmehtaofficial/· Facebook: https://www.facebook.com/saahilmehtaofficial/LinkedIn – Full Podcast Article ⁠HERECHAPTERS00:00 - The Book Leads Podcast – Saahil Mehta00:35 - Introduction & Bio02:18 - Who are you today? Can you provide more information about your work?12:09 - Saahil breaks down his businesses14:12 - How did your path into your career look like, and what did it look like up until now?33:05 - Saahil's path into mountaineering.43:47 - How Saahil came to the idea of decluttering.48:54 - How does the work you're doing today reconcile to who you were as a child?56:09 - What do you consider your super power?01:01:15 - What does leadership mean to you?01:06:47 - Can you introduce us to the book we're discussing?01:10:21 - Can you provide a overview of the path you lay out for the reader?01:28:55 - What's changed in you in the process of writing this book?01:30:18 - What's next for your writing?01:31:45 - What book has inspired you?01:33:40 - What are you up to these days? (A way for guests to share and market their projects and work.)This series has become my Masterclass In Humanity. I'd love for you to join me and see what you take away from these conversations.Learn more about The Book Leads and listen to past episodes:· Watch on YouTube· Listen on Spotify· Listen on Apple Podcasts· Read About The Book Leads – Blog PostFor more great content, subscribe to my newsletter Last Week's Leadership Lessons, if you haven't already!

Few figures in Jamaican music have shaped as many eras, artists, and sounds as Winston Riley. From the early days of ska and rocksteady to the explosion of reggae and dancehall, Riley's fingerprints are everywhere as a singer, producer, label owner, and visionary. His legacy is one of constant reinvention, bridging generations through rhythm and melody. Operating out of Kingston, Riley began producing some of the finest singers of the era, including Johnny Osbourne, Alton Ellis, Hortense Ellis, and The Viceroys. His studio and record shop on Orange Street — the famous “Beat Street” of Kingston — became a hub of musical activity, nurturing young talent and pushing the sound of Jamaica forward. PLAYLIST The Techniques – Queen Majesty The Techniques – You Don't Care Dave & Ansel Collins – Double Barrel Carl Dawkins – Satisfaction Johnny Osbourne – Ready Or Not Dennis Brown – Let Me Remind You Carlton Livingston; Lone Ranger – You Make Your Mistake Sister Nancy – One Two General Echo – Arleen Johnny Osbourne – Purify Your Heart Madoo; General Echo – Sister Sue Courtney Melody – Bad Boy Admiral Tibet – Leave People Business Red Dragon – Yu Body Good Super Cat – Boops Papa San; Lady G – Legal Rights Sanchez – Loneliness

Our Mission is to create a platform that God can use to see the earth and the systems of humanity conform to Heaven's pattern. We will do this by: Preaching, Teaching, Operating in the Gifts of the Spirit, facilitating the Presence of God through Corporate Worship, Mentoring, Media Broadcasting, Publishing, Networking, Enterprise, Market-Place Ministry and every Godly and legal avenue available to us.

US Pressure on Venezuela/Colombia Narco-States Splits Latin American Left. Ernesto Araújo and Alejandro Peña Esclusa discuss how the US military is ramping up pressure on narco-terrorism gangs operating out of Venezuela and Colombia, causing nervousness in the Maduro regime. Trump openly attacked Maduro's key ally, Colombian President Petro, calling him an accomplice and threatening to cut aid and raise tariffs. The Venezuelan opposition is heartened, believing Maduro's fall will expose deep drug-related corruption linking members of the São Paulo Forum across the continent. 1845 VENEZUELA

US Pressure on Venezuela/Colombia Narco-States Splits Latin American Left. Ernesto Araújo and Alejandro Peña Esclusa discuss how the US military is ramping up pressure on narco-terrorism gangs operating out of Venezuela and Colombia, causing nervousness in the Maduro regime. Trump openly attacked Maduro's key ally, Colombian President Petro, calling him an accomplice and threatening to cut aid and raise tariffs. The Venezuelan opposition is heartened, believing Maduro's fall will expose deep drug-related corruption linking members of the São Paulo Forum across the continent. 1876 BOLIVAR ENTERS CARACAS

My Fintech Newsletter for more interviews and the latest insights:↪︎ https://rexsalisbury.substack.com/In this episode, I sit down with Stevie Case from Vanta, a former pro gamer turned chief revenue officer, to discuss how AI is transforming the entire go-to-market function in B2B SaaS. Stevie shares insights on building agile sales organizations, how AI supercharges human roles rather than replacing them, and the evolving expectations for sales, customer success, and RevOps teams. The conversation covers AI tool adoption, hiring for an AI-native workforce, and why go-to-market roles are among the most exciting in tech today.Stevie Case: https://www.linkedin.com/in/steviecase/00:00:00 - AI's Impact on Go-To-Market Functions00:02:06 - Building Scalable Sales Organizations00:04:47 - Specialization and Segmentation in Sales00:06:28 - AI Supercharging Customer Success00:08:23 - Hiring and Onboarding with AI Support00:10:07 - Building AI-Driven Products with Customers00:12:08 - Selling New Products to Existing Customers00:15:02 - Early Product Adoption and Iteration00:17:25 - Operating at All Levels in Organizations00:20:01 - Creating Intense, High-Velocity Teams00:22:15 - Hiring AI-Native, Curious Builders00:25:05 - Measuring Success by Team Pride and Feedback00:26:07 - Developing Agent Platforms00:28:02 - Monetization and Business Model Evolution00:30:49 - AI-Enabled Competitive Advantages in Fintech00:32:31 - Top-Down AI Automation Demand00:34:11 - Reinforcement Learning in Fraud Detection00:38:00 - International Go-To-Market Expansion00:41:33 - Designing Global Sales Footprints00:45:04 - Resourcing RevOps and Systems Teams___Rex Salisbury LinkedIn:↪︎ https://www.linkedin.com/in/rexsalisburyTwitter: https://twitter.com/rexsalisburyTikTok: https://www.tiktok.com/@rex.salisburyInstagram: https://www.instagram.com/rexsalisbury/

Fresh out of the studio, Ling Hai, President of Asia Pacific, Europe, Middle East, and Africa at MasterCard, joins us to explore how payment networks are evolving to embrace stable coins, AI agents, and the future of digital commerce across diverse global markets. He shares his career journey from management consulting to retail banking and eventually to MasterCard. Ling Hai shares that MasterCard is a global technology company that creates interoperability and universal acceptance, with technology services like cybersecurity, data insights, and consulting increasingly contributing to revenue beyond traditional payment processing. He highlights compelling innovations from Asia Pacific leading the way, including Singapore's nationwide open loop transit system and MasterCard's approach to stable coins as settlement vehicles alongside traditional currencies, while emphasizing how the company bridges the DeFi universe with the physical merchant world through on-ramp and off-ramp solutions for crypto adoption in markets like Latin America. Closing the conversation, Ling Hai shares what great looks like for MasterCard to become the operating system of commerce and the digital economy.“MasterCard, in the end, is a global technology company. We run a global network, and we're very much a data company. So, in all of this, when we handle people's money and when we handle people's data, trust is the most important thing. If we lose that, we lose our business. For us, that trust factor is absolutely critical — it's embedded in everything we do.As the world evolves, we've gone from handling payments in the physical world, to e-commerce in the digital world. Tomorrow, with AI, it's going to be agentic — agents will be doing commerce for us. But the common thread across all of this is still safety, security, trust, and also ease of use.Today's consumer doesn't want to trade off between convenience and security — they want both. So when we think about our solutions and services, that's part of our design thinking. We must ensure they are easy, convenient, safe, secure, and trusted by everyone.” - Ling HaiEpisode Highlights:[00:00] Quote of the Day by Ling Hai[01:00] Introduction: Ling Hai[03:00] Overview of Mastercard and balancing global consistency with localization[06:00] MasterCard's vision: inclusive digital economy for everyone[09:13] Open loop transit leading digital payment adoption[11:14] Asia Pacific: most advanced multi-payment region globally[14:03] MasterCard is a global technology company focused on trust.[16:00] Stable coins create more use cases for MasterCard[20:38] Two universes: DeFi and traditional finance will coexist[21:07] Payment secret sauce: resolving disputes when things fail[24:00] Stable coins stronger for B2B, wholesale settlement use[25:38] Be at the table or you're on table[29:00] AI enables personalization beyond one-size-fits-all marketing[31:24] Agent commerce requires new rules and payment standards[32:23] Tokenization and authentication: no regret moves for future[34:16] MasterCard network supports real-time payments beyond cards[35:00] What does great look like:: Operating system of commerce and digital economy[36:00] ClosingProfile: Ling Hai, President of Asia Pacific, Europe, Middle East, and Africa, MastercardLinkedIn: https://www.linkedin.com/in/ling-hai-a7952ab8/Podcast Information: Bernard Leong hosts and produces the show. The proper credits for the intro and end music are "Energetic Sports Drive." G. Thomas Craig mixed and edited the episode in both video and audio format. Here are the links to watch or listen to our podcast:Analyse Asia Main Site: https://analyse.asiaAnalyse Asia Spotify: https://open.spotify.com/show/1kkRwzRZa4JCICr2vm0vGl Analyse Asia Apple Podcasts: https://podcasts.apple.com/us/podcast/analyse-asia-with-bernard-leong/id914868245

I share my old school perspective on this subject that I got from The Shaun Speaks on TikTok. And my old school Brothers and I gives our old school insite on how we all are just grown up kids that still can enjoys some child like activities. We agree with Derrick Jaxn's take from his Social Media blast on men playing on women emotions acting like a narcissistic little boy too.  Song Choice

On today's episode, Andy answers live call-in questions on how to best manage your time between multiple businesses, how to become undeniable at your job during difficult times, and how to level up from working in the business to working on the business.

Spooktoberfest 2025 takes a lighter turn with the 1992 horror-comedy classic Arachnophobia. Dr. Ross Jennings leaves San Francisco behind and moves his family to the sleepy town of Canaima, California. While Jennings receives a less-than-warm welcome from the townspeople, another unexpected guest arrives. Having hitched a ride back with a deceased resident, a dangerous new species of spider decides to sink its fangs into Canaima. Operating less like an arachnid and more like a military leader, the “General” spawns a wave of hybrid spiders with an (instantly) lethal bite. As these spiders ravage the local ecosystem, and claim a number of Jenning's friends and patients, the doctor teams up with an eccentric exterminator and a snooty scientist to face this creepy crisis. Our heroes are certain that the General must be operating out of a central nest, but will they manage to find it before everything spins out of control? Open that bottle of wine you've been saving, and avoid bringing snacks into the morgue, for today's eight-legged episode of Anime Was (Not) A Mistake! Rate, Review, Subscribe, and Listen to Us on Podbean/iTunes/Stitcher/Spotify Follow us on Instagram:@animewasnotamistakepodcast Or on Facebook:@animewasnotamistakepod Music Provided by: “HALLOWEEN THEME (TRAP REMIX) (Michael Myers Theme)” – TRAP MUSIC NOW “Virtual Mima” – Perfect Blue Original Soundtrack [Masahiro Ikumi] “Sweet Halloween - [葉月ゆら/Hatsuki Yura]

In this episode, Dr. Dave Chatterjee speaks with Anupam Upadhyay, Senior Vice President, Product Management, Palo Alto Networks, a seasoned product and cybersecurity leader, to unpack the “new browser wars” and why enterprise browsers are fast becoming a core battleground in the fight for digital trust. Drawing on over two decades of experience spanning Cisco, startups, and Palo Alto, Upadhyay traces the evolution of the humble browser from a passive content viewer into the primary interface for cloud applications, collaboration tools, and sensitive business data.The conversation examines the browser's expanding role as both a productivity hub and a primary attack vector—accounting for over 90 percent of initial intrusions via phishing, malicious extensions, or session hijacking. Through the lens of the Commitment-Preparedness-Discipline (CPD) Framework, Dr. Chatterjee and Anupam Upadhyay emphasize that securing the enterprise browser is not merely a technical exercise but a governance imperative: leadership commitment to zero-trust principles, preparedness through hardened configurations and employee training, and disciplined enforcement of consistent controls across devices and partners.Time Stamps• 00:49 — Dave's introduction and guest overview.• 03:00 — Anupam Upadhyay's career journey and reinvention at Palo Alto Networks.• 05:00 — Historical context: how browsers stayed outside the security spotlight.• 08:40 — Cloud and SaaS migration shifting business to the browser.• 11:20 — Emerging browser threats and data sanctity concerns.• 14:30 — Malicious extensions and the limits of traditional EDR.• 16:07 — Browser security as part of Zero Trust architecture.• 18:30 — Balancing security and user experience.• 22:10 — Operating in hostile environments and credential revocation.• 25:00 — Dr. Chatterjee introduces the CPD framework for governance.• 28:45 — Implementation and user adoption challenges.• 30:00 — Continuous testing and discipline in browser security.• 33:05 — Closing takeaways on Zero Trust mindset and defense-in-depth.Podcast summary with discussion highlights - https://www.dchatte.com/episode-93-the-new-browser-wars-why-the-enterprise-browser-has-become-cybersecuritys-next-battleground/Connect with Host Dr. Dave Chatterjee LinkedIn: https://www.linkedin.com/in/dchatte/ Website: https://dchatte.com/Books PublishedThe DeepFake ConspiracyCybersecurity Readiness: A Holistic and High-Performance ApproachArticles PublishedRamasastry, C. and Chatterjee, D. (2025). Trusona: Recruiting For The Hacker Mindset, Ivey Publishing, Oct 3, 2025.Chatterjee, D. and Leslie, A. (2024). “Ignorance is not bliss: A...

NetSuite's MCP connector enables organisations to harness Agentic AI to automate complex processes and improve decision-making. Operating within defined guardrails, Agentic AI manages tasks such as financial reporting while maintaining accountability. The MCP connector's flexible API integrates with multiple AI platforms, supported by Fusion5's tools for custom applications. For more information on  NetSuite's MCP Connector, delivered by Fusion5 please visit www.fusion5.com/netsuite or click the link(s) in the description below.Talk to a NetSuite expert in AustraliaTalk to a NetSuite expert in New Zealand

In this episode of Selwyn's Law, host Selwyn Whitehead discusses the impact of the 2025 Government Shutdown on our Federal Courts, particularly on the Bankruptcy Courts. See omnystudio.com/listener for privacy information.

What happens when a real estate agent makes the radical decision to turn down million-dollar listings to focus exclusively on apartments? Luke Saville's journey proves that strategic niching isn't just smart business – it's revolutionary. Meet Luke Saville A multi-award-winning agent and auctioneer with over 500 auctions to his name, Luke is The Agency's apartment specialist who's transformed his business by saying "no" to everything outside his niche. Operating primarily in Hawthorn, Victoria, he has earned a reputation as Melbourne's go-to apartment expert, generating extraordinary results through authentic social media storytelling and laser-focused market positioning. Meet Your Host: Claudio Encina Stepping in as host this week on behalf of Samantha McLean, Claudio is a former seven-figure real estate agent who built a thriving team, only to realize that success without fulfilment comes at a high cost. After feeling stressed, disconnected, and overwhelmed, he transformed his approach with expert coaching to create a model that delivers freedom, scale, and financial success. Today, Claudio has helped over 1,000 agents implement this model, enabling them to dominate their markets while living a life full of meaningful experiences. He believes that if your business doesn't work for you, then it's not working. What You'll Learn In This Episode How to identify and commit to your profitable niche (even when it means saying no to big commissions) The social media strategy that generated 26 direct property sales in 12 months Luke's storytelling framework for listing descriptions that sell properties sight-unseen Why raw, authentic content outperforms polished marketing videos The psychology behind niching down and becoming known for "something" rather than everything Chapters Chapters 00:00:00 Introduction: Meet Luke Saville, The Apartment Specialist 00:02:05 The Power of Saying No: Turning Down $3 Million Houses 00:04:23 26 Properties Sold Through Social Media - No Advertising 00:05:12 The Collingwood Property That Changed Everything 00:06:18 Storytelling That Sells: Revolutionary Listing Descriptions 00:09:02 The New Zealand Buyer Who Bought Sight Unseen 00:10:54 Following the Attention: Why Every Agent Needs Social Media 00:12:02 AI, Raw Content, and Live Auctions on TikTok 00:13:36 Work-Life Balance: Managing 100+ Sales with Young Kids 00:15:26 Advice for Struggling Agents Connect with Luke Saville Email: lukesaville@theagency.com.au  Phone: +61 437 720 806 Instagram: lukesaville_ Connect with Claudio Encina Website: https://www.claudioencina.com/ Email: claudio@claudioencina.com Discover More From Elite Agent Join the Spark Community for Innovation in Real Estate: https://spark.eliteagent.com Sign up for The Brief for Daily Real Estate News: https://thebrief.eliteagent.com Connect with Elite Agent on Socials Instagram: @eliteagentmag Twitter/X: https://x.com/eliteagentmag LinkedIn: https://www.linkedin.com/company/eliteagentmag/ #EliteAgent #ThoughtLeaders #RealEstateAI #PropertyTech #AustralianRealEstate #LukeSaville #SocialMediaStrategy #ClaudioEncina

In our news wrap Thursday, a judge says federal immigration officers operating in Chicago will be required to wear body cameras, President Trump says he'll meet Vladimir Putin in Budapest to discuss ways to end the war in Ukraine, the Senate failed to pass a measure to reopen the government and some states are showing progress in the nation's battle against obesity. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

This is the afternoon All-Local update on Oct. 16, 2025.

In this episode of Convergence.fm, Ashok Sivanand sits down with Farhan Thawar, Head of Engineering at Shopify, to go behind the scenes of how Shopify not only keeps pace with rapid change but leads it.  The discussion explores how Shopify became one of the first platforms to allow merchants to sell products directly inside ChatGPT, why that move challenges Amazon's dominance, and what it takes to build a company that learns faster than it fails.  Farhan explains the systems that make being first repeatable rather than accidental, including Shopify's internal LLM proxy, MCP servers, experimentation culture, and democratized tooling.  If you are a CEO, COO, or CTO looking to scale through culture, systems, and intentional technology adoption, this episode shows what it looks like to operate with conviction and long-term relevance. Key Topics and Moments: Shopify and OpenAI's commerce integration. The same day OpenAI enabled in-chat shopping, Shopify merchants were already live. Farhan explains what it takes for a company of Shopify's size to move with that kind of speed Competing with Amazon through culture, not size. Shopify has 3,000 engineers compared to Amazon's 35,000+, yet continues to outpace bigger players by focusing on coherence, focus, and empowered execution rather than bureaucracy and scale. The meaning behind Tobi Lütke's April AI memo. Farhan discusses how Shopify operationalized its “AI is non-optional” stance, what baseline expectations look like, and how performance is evaluated in an AI-native organization. AI reflexivity and the “three buckets.” Farhan explains how teams are taught to recognize “AI not allowed,” “AI optional,” and “AI mandatory” problems so that employees develop instinct for when to reach for AI — and when to pick up the screwdriver. The risk of ‘vibe coding' and why hand tools still matter. Farhan shares lessons from real incidents inside and outside Shopify, like the Cloudflare outage caused by unreviewed AI-generated code, and how engineering leaders teach judgment, not just prompting. The LLM Proxy and MCP Servers. Inside look at how Shopify democratized AI across departments by building an internal platform that connects all major models and corporate data sources, enabling every employee to build workflows and ask intelligent questions — not just engineers. AI budgeting vs. SaaS budgeting. Farhan explains why AI usage isn't treated like traditional SaaS spend and how Shopify encourages heavy experimentation by rewarding impact rather than punishing token consumption. Experimentation as a system. How teams are encouraged to show work at 20%, not 80%, and why the speed of learning, not perfection, is the true productivity metric. Subtraction as leadership. Farhan shares how founders and executives must delete outdated processes, rules, and layers of bureaucracy to make room for new ideas — why process should only exist if it makes something possible or 10x better. Hiring and growing AI-native talent. Why Shopify doubled down on internships, hiring 1,000 interns this year and next, and how younger engineers push full-timers to stay current by being born AI-native “centaurs.” Responsibility versus accountability. Why leaders can delegate tasks but not responsibility, and how to stay in the work without disempowering the team. Certainty as intolerance. Farhan's reflection on why overconfidence kills creativity, and how leaders can replace fixed beliefs with wayfinding, curiosity, and adaptive decision-making. Rapid-fire reflections for CEOs. Ashok and Farhan close with lessons on showing unfinished work, modeling curiosity, and removing friction as a cultural operating system. Who Should Listen: Mid-market CEOs, COOs, and CTOs building adaptable organizations that can scale.  Leaders focused on culture and transformation, not just technology adoption.  Operators who want to apply product thinking and modern software practices to traditional industries. Notable Quotes: “We have a baseline expectation of using AI. If you have two people, one using AI and one not, they will both be evaluated the same.” – Farhan Thawar on AI usage expectations  “We don't like waste, but we don't have limits. If you believe in your workflow, use the best model for your problem solving.” – Farhan Thawar on AI token cost and consumption   “You can now buy directly in chat from Shopify merchants. That is a major shift in how people discover and buy online.” – Ashok Sivanand on Shopify launching all their merchants on ChatGPT's Shop feature on the very day it was launched  Related Reading and References: Shopify Blog: Shopify and OpenAI bring commerce to ChatGPT (official announcement) - https://www.shopify.com/news/shopify-open-ai-commerce?podconvergence   Reuters: OpenAI partners with Shopify, Stripe, and others to expand ChatGPT integrations - https://www.reuters.com/world/americas/openai-partners-with-etsy-shopify-chatgpt-checkout-2025-09-29/?podconvergence   TechCrunch: Inside Tobi Lütke's AI Memo and Shopify's Cultural Shift - https://techcrunch.com/2025/04/07/shopify-ceo-tells-teams-to-consider-using-ai-before-growing-headcount/?podconvergence  Farhan's opinions about token consumption - https://x.com/fnthawar/status/1930367595670274058  Farhan's article about “looking stupid”- https://medium.com/helpful-com/why-looking-stupid-is-my-superpower-2ee3fe00a748?podconvergence  The Convergence.fm first episode with Farhan in 2024 - https://convergence.fm/episode/from-code-to-culture-how-shopify-thrives-under-farhan-thawars-thought-leadership  The Convergence.fm Episode about Tobi Lütke's leaked AI memo mandate, and our 6 takeaways - https://convergence.fm/episode/shopifys-leaked-ai-mandate-explained-6-takeaways-for-your-product-team  Tobi's memo Tweet - https://x.com/tobi/status/1909231499448401946 Unreasonable Hospitality (book) - https://www.amazon.com/Unreasonable-Hospitality-Remarkable-Giving-People/dp/0593418573  Farhan's Twitter (public handle) - https://x.com/fnthawar  Reflection and Action Steps: Start with your mission. Before choosing tools, clarify what problem you are solving and what your business stands for.  Enable your team. Ask whether you are removing barriers or creating them.  Are employees empowered to experiment?  Model the change. Use AI tools yourself. Share your learnings, wins, and failures openly. F Foster learning. Consider introducing internal forums or “thinking clubs” that encourage curiosity and reflection across your team.  

Description In this episode of the ABA Business Leaders Podcast, hosts Stephen and April Smith break down one of the most critical — and often misunderstood — parts of running an ABA business: billing. From choosing between in-house and outsourced billing to understanding payer contracts, they explore the practical steps that help your clinic stay compliant, efficient, and profitable. Stephen and April share hard-earned lessons about reading contracts carefully, negotiating rates, maintaining control over your billing process, and tracking denials to spot inefficiencies before they snowball. Whether you're just getting started or looking to clean up your current systems, this episode will help you take a closer look at your billing practices and ensure your business's financial health is as strong as your clinical outcomes. Key Takeaways Your billing setup isn't permanent. You can start in-house and later outsource—or vice versa. What matters is choosing the system that best fits your growth stage. Always read your contracts. Never sign a payer agreement without understanding every clause, rate, and responsibility. Every business partner should be knowledgeable about what they're agreeing to. Know your minimum rates. Rate negotiation might not happen in your first contract, but understanding what you can't afford to accept is vital to staying sustainable. You can't hand off full control. As April puts it, “Nobody will care about billing as much as you do.” Even if you delegate billing tasks, you need oversight and involvement to prevent problems. Track patterns and denials. Billing data tells a story—watching for repeated denials or errors helps you catch process issues before they become expensive. Clean billing builds value. When it comes time to sell your ABA business, well-organized, transparent billing records will give potential buyers confidence and increase your valuation. Sponsored by Silna This episode is sponsored by Silna, the first-ever Care Readiness Platform built specifically for ABA. Silna automates prior authorizations, benefit checks, and insurance monitoring to ensure your patients are financially cleared for care before sessions begin. Operating in 45+ states and serving over 50,000 patients, Silna helps ABA providers save thousands of hours by verifying eligibility, tracking expiring authorizations, and using AI to complete and submit all ABA-related authorization types.

Operating rooms drive both patient care and hospital finances, but they're also a major source of clinical and financial waste. Each day, U.S. ORs generate up to 2,000 tons of waste, with variations in surgical practice adding unnecessary costs. In this episode, Dr. William Payne, orthopedic spine surgeon and the president of the medical staff at Franciscan Health - Olympia Fields, and Courtney Kleeb, senior director at HealthTrust Performance Group, share strategies to reduce surgical waste, including: Defining the biggest drivers of waste in surgery Leveraging physician leadership to improve consistency and outcomes Using data and analytics to capture savings without compromising care Tune in to learn how organizations can cut waste in the OR while strengthening outcomes and financial performance.

Realigning Your Business with Passion: Expert Insights from Kara DuffyIn this episode of The Thoughtful Entrepreneur, host Josh Elledge interviews Kara Duffy, CEO and Founder of KDCC International, who helps entrepreneurs and business owners realign their work with their passions and strengths. Kara shares how reconnecting with what you love can reignite purpose, boost profitability, and prevent burnout. Through her experience coaching creative leaders and building businesses, she offers clear, actionable steps to simplify operations, find your “zone of genius,” and create a company that feels as good as it performs.Building a Passion-Aligned BusinessKara believes that success starts with alignment—when your business reflects your purpose and energizes you daily. She explains that many entrepreneurs drift from their passion over time, taking on clients or projects that drain creativity and joy. Her “lemonade stand” philosophy encourages founders to strip back to what they do best and build from that foundation. By focusing on a single core offering, simplifying operations, and delegating distractions, business owners can regain clarity, increase profitability, and rediscover fulfillment in their work.Operating in your “zone of genius,” Kara says, means spending most of your time on high-value, joyful activities. She urges leaders to delegate or eliminate everything outside that zone and to audit weekly tasks for alignment. Through this lens, even niche businesses—like boutique creatives or specialists serving small, passionate audiences—can thrive when they stay authentic and focused. When clarity replaces clutter, it becomes easier to attract dream clients who align with your mission and values.Kara also emphasizes that business is a lifestyle, not just a job. She encourages entrepreneurs to design companies that support their personal rhythms and long-term well-being. Whether it's taking “mini holidays” to recharge or fostering genuine client relationships, the goal is to create a sustainable balance. Her signature mantra—“Stop Selling, Start Sharing”—captures her belief that authenticity and generosity are the true engines of business growth. When you lead with purpose and share what you love, success follows naturally.About Kara DuffyKara Duffy is the CEO and Founder of KDCC International, a business coaching and consulting firm dedicated to helping entrepreneurs and creative leaders build businesses that are both profitable and purposeful. With extensive experience guiding founders through growth and realignment, Kara helps clients simplify, scale, and reconnect with their mission. She is also the author of Stop Selling, Start Sharing, a guide to authentic, purpose-driven business.About KDCC InternationalKDCC International empowers entrepreneurs and teams to build high-impact, passion-driven businesses through strategic coaching, workshops, and consulting. From clarity and culture to profitability and purpose, KDCC helps leaders align their operations with their vision—creating companies that thrive from the inside out.Links Mentioned in this EpisodeKDCC InternationalKara Duffy LinkedIn ProfileKey Episode HighlightsHow to simplify your business using the “lemonade stand” approachWhy working in your “zone of genius” leads to sustainable successHow to declutter your business like the KonMari MethodTurning your business into a lifestyle you loveBuilding authentic connections through sharing, not sellingConclusionAs Kara Duffy reminds us, business success isn't just about growth—it's about alignment. When your...

This week's podcast is a plan for building an Agentic AI operating model.You can listen to this podcast here, which has the slides and graphics mentioned. Also available at iTunes and Google Podcasts.Here is the link to the TechMoat Consulting.Here is the link to our Tech Tours.Here are the mentioned articles. A lot of this thinking is from these McKinsey articles.The agentic organization: Contours of the next paradigm for the AI eraThe change agent: Goals, decisions, and implications for CEOs in the agentic ageHere are the building blocks for an Agentic AI Operating Model:Operating model. Based on AI-first work flows. With agent teams as the building blocks. Plus orchestration of agent teams.Hybrid workforce, with new talent profiles.Technology and dataGovernance -----------I am a consultant and keynote speaker on how to accelerate growth with improving customer experiences (CX) and digital moats.I am a partner at TechMoat Consulting, a consulting firm specialized in how to increase growth with improved customer experiences (CX), personalization and other types of customer value. Get in touch here.I am also author of the Moats and Marathons book series, a framework for building and measuring competitive advantages in digital businesses.This content (articles, podcasts, website info) is not investment, legal or tax advice. The information and opinions from me and any guests may be incorrect. The numbers and information may be wrong. The views expressed may no longer be relevant or accurate. This is not investment advice. Investing is risky. Do your own research.Support the show

Episode 267. How to SCALE your Business Across the UK with Andrew Clancy In this episode I speak with Andrew Clancy, Founder of Coreus Group and C Squared Construct which he set up in 2019, he is responsible today for leading the companies to 75 people (and growing), £10m+ turnover and multiple awards. Operating from 6 offices and embarking on ambitious plans to establish themselves as one of the leading brands in the UK property industry.  I hope you enjoy. Connect with Andrew - https://www.linkedin.com/in/andrew-clancy-53ab0a51/  Coreus Group Website - https://coreusgroup.com/  *** Curious about my Accelerator

Is your IAM strategy focused too much on tools? In this episode of the KuppingerCole Analyst Chat, Matthias Reinwarth and Patrick Teichmann, Lead Advisor at KuppingerCole, dive into one of the most common pitfalls organizations face: starting IAM projects with the wrong priorities. They explore how a Target Operating Model (TOM) helps define why and how your IAM should work before deciding on technology. Patrick shares insights from real projects, explaining how to align business goals, processes, and governance to achieve long-term success. Key Topics Covered: ✅ Why IAM projects often fail due to tool-first thinking✅ How a Target Operating Model sets the foundation for IAM success✅ The role of governance, people, and processes in effective IAM✅ Real-world examples of aligning strategy and technology✅ How to evaluate tools after defining your IAM capabilities

The Obscure isn't your average spirits distillery. It's an immersive cocktail experience that blends storytelling, art, and mixology into an unforgettable multisensory journey. Operating year-round, but with a delightfully dark vibe for spooky season, The Obscure invites guests to step inside a moody, candle-lit world where each pour has a purpose and every flavor tells a tale. Take a listen!

Hour 3- Neil is covering spooky drinks at the Obscure, an immersive cocktail experience that blends storytelling, art, and mixology into an unforgettable multisensory journey. Operating year-round, but with a delightfully dark vibe for spooky season, The Obscure invites guests to step inside a moody, candle-lit world where each pour has a purpose and every flavor tells a tale.  It's all on KFIAM-640!

Ken Carman and Anthony Lima react to the Cleveland Browns' eleventh-hour trade of cornerback Greg Newsome to the Jacksonville Jaguars and why Andrew Berry seems like a man who is operating like he has solid job security.

#854 - Operating in Faith, Part 4, 10 - 5 - 2025 by The Water Hole

When executives lose influence, it rarely happens in one dramatic crash—it fades away slowly, almost invisibly. In this episode of Stepping Into The Arena, Karen Gombault reveals the four most common ways senior leaders leak power in the first six months of a new role. These aren't obvious failures; they're subtle habits that silently drain your credibility, clarity, and presence. Learn how to plug these leaks so you can lead with stronger influence, more confidence, and measurable impact from day one.Whether you're navigating a promotion, expanded scope, or a brand-new role, this episode is your wake-up call to take back your power—before it slips away.5 KEY TAKEAWAYS:Old habits don't serve new roles. Operating from your previous identity keeps you stuck in the weeds—and undermines your strategic presence.Saying yes to everything weakens your authority. Over-accommodating others' expectations may feel productive but signals a lack of boundaries.Avoiding discomfort erodes leadership. Postponing hard conversations or difficult decisions chips away at your credibility and decisiveness.Focusing on what you can't control drains energy. Redirect attention to what's in your lane to reclaim influence and protect your well-being.Power leaks aren't fixed with big moves. Small, conscious decisions restore authority—one shift at a time.“Every time you close a leak, you reclaim a piece of your authority. You're going to walk into the room taller, your words are going to carry more weight, and you'll start to feel completely aligned with your job.” — Karen GombaultPlugging power leaks isn't about being perfect. Tt's about becoming aware and choosing differently. Start by identifying one area where your influence is slipping and commit to a single action this week. Over time, those micro-adjustments compound into massive leadership credibility.RESOURCES & NEXT STEPS:

Bia on Issues with Cardi B, Operating From a Different Frequency & Debut Album   

In today's video, we're joined by Pastor Steve Clifford to talk about this concept and how it's played out in his own life. Steve talks about how “whatever happens” has been an anchoring concept for him as he's walked through loss and transition. He works not to manufacture shining, but to simply live with confidence that God is shaping his life. Operating this way is a daily choice to trust that God is present. Together, we can do the same by acknowledging our life's goodness isn't determined by our circumstances… but by the One we serve. Become New is here to help you grow spiritually one day at a time.TEXT US at 855-888-0444EMAIL US at connect@becomenew.comGET OUR WEEKDAY EMAILS WITH EXTRA GOODIES at becomenew.com/subscribeGET A TEXT REMINDER FOR NEW VIDEOS: text BECOME to 855-888-0444SEND US PRAYER REQUESTS: via text or email; we'll send you a written prayer from our team

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In this episode, Jack Cochran and Matthew James are joined by Rob Bruce, a presales leader at Syndigo with 20 years of experience, to discuss an innovative approach to presales operations: the Pursuit Desk. Rob shares how Syndigo has built a dedicated "concierge team" that handles RFPs, security questionnaires, reference coordination, and other time-consuming tasks, freeing solutions engineers to focus on discovery, solutioning, and building customer relationships. The conversation explores how to operate at the "top of your license," the role of AI in scaling pursuit operations, and practical advice for championing similar initiatives at your organization. Thank you to Elvance for sponsoring this episode: https://elvance.io Follow Us Connect with Jack Cochran: https://www.linkedin.com/in/jackcochran/ Connect with Matthew James: https://www.linkedin.com/in/matthewyoungjames/ Connect with Rob Bruce: https://www.linkedin.com/in/robbruce/ Links and Resources Mentioned Join Presales Collective Slack: https://www.presalescollective.com/slack Book: "Selling is Hard, Buying is Harder" by Garen Hess Timestamps 00:00 Welcome 04:29 What is a Presales Concierge 11:18 Presales culture 14:00 Working at the top of your diploma 17:10 How do you justify this 21:38 As focused as an F1 team 23:32 AI and the Pursuit Desk Key Topics Covered The Pursuit Desk Concept Functions as a presales concierge handling non-customer-facing tasks Manages RFPs, InfoSec documents, NDAs, reference coordination Creates centralized control over messaging and responses Operates on a global scale with cultural sensitivity Operating at the Top of Your License Focus on discovery, creative thinking, empathetic listening, and presenting solutions Eliminate time spent on administrative tasks that don't require SE expertise Reduce context switching and multitasking to maintain flow Maximize value delivery to customers and the organization Building the Business Case Find an executive sponsor to champion the initiative Measure impact through deal win rates and velocity Consider creative budget reallocation (travel budgets, etc.) Calculate ROI based on SE productivity and reduced burnout The Role of AI in Pursuit Operations AI handles first-pass RFP responses (80% completion) Pursuit desk personalizes and adds empathy (final 20%) Machine learning analyzes past deals for pattern recognition Go/no-go scorecards based on historical data Enables scaling without proportional headcount increases Presales Culture and Values Building trust through technical expertise and genuine personality Being a "chameleon" who adapts to different buyer needs Creating an environment where people feel welcomed and valued Mentorship and knowledge sharing across teams Preventing Burnout Eliminating nights and weekends spent on RFPs Reducing stress through better task distribution Enabling SEs to focus on work they're passionate about Creating sustainable workloads that retain top talent Measuring Success Tracking time spent on each RFP or pursuit activity Correlating effort to win-loss rates Building audit trails for continuous improvement Creating dashboards for data-driven decision making  

Mike and Trey Farley celebrate the second anniversary of the Luxury Outdoor Living Podcast. They dive into enhancing outdoor spaces with George from Apollo Louver Roofs, exploring the benefits of louvered roofs for shade and weather protection. They discuss installation methods, weather resilience, customizable features, and integrating smart home technology. Additionally, the episode includes expert advice on outdoor kitchens and the versatile uses of louvered roofs, including covering pools and full cantilever systems. The show ends with George sharing his entrepreneurial journey and the importance of exceptional customer service.   Discover more: https://www.apolloopeningroof.com/ https://www.farleypooldesigns.com/ https://www.instagram.com/farleydesigns/ https://www.instagram.com/luxuryoutdoorlivingpodcast/ https://www.instagram.com/poolzila/   00:00 Introduction and Podcast Milestone 01:43 Today's Topic: Ideal Sitting Areas 03:38 Understanding Louvered Roofs 08:15 Installation and Maintenance Insights 09:37 George's Journey and Entrepreneurship 20:51 Barbecue Bits: Outdoor Kitchen Pot Filler Features 24:13 Customization and Design Options 27:52 Technical Specifications and Smart Integration 36:49 Common Mistakes in Patio Roof Extensions 37:39 Mounting Protocols and Design Flexibility 39:38 Maximizing Span and Overhang in Designs 45:25 Customizable Lighting Solutions 47:56 Enhancing Outdoor Spaces for All Seasons 50:32 Comparing to Competitors and Industry Insights 54:57 True Crime in Home Improvement 55:48 Covering Pools and Unique Applications 57:20 Operating and Maintaining Louvre Systems 01:02:42 Personal Insights and Final Thoughts 01:08:44 Conclusion and Podcast Information  

California City in Kern county is now home to the state's largest ICE detention facility after private prison giant CoreCivic formally contracted to run it last month. But immigrant rights advocates say it lacks proper permits, and detainees have staged hunger strikes to protest filthy conditions and lack of access to medical care. Meanwhile, California City officials say they have no authority to challenge prison operations. We talk about how it's dividing the community. Guests: Tyche Hendricks, senior editor covering immigration, KQED Sam Levin, senior criminal justice reporter, the Guardian US Marquette Hawkins, mayor, California City Vikram Amar, professor of law, UC Davis School of Law Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode breaks down the hidden costs of closing a commercial real estate deal, showing investors exactly what to budget beyond the down payment to avoid surprises and protect their capital. TIme Stamps: 0:00 – Introduction 0:11 – Podcast energy & banter 0:21 – Sponsor pitch / OSU joke 1:06 – Criterion updates & distributions 1:51 – Closing sale & project recap 3:16 – IRR, returns, risk in development 4:01 – Newsletter & investor communications 5:15 – Gateway acquisition update 7:29 – Cost items: loan charges, appraisal 9:53 – Title & escrow charges 13:04 – Title endorsements, easements 15:19 – Survey, property condition, closing summary 16:33 – Second deal cost comparison 18:21 – Using “points” and closing cost buckets 20:54 – Operating capital, over‑raising 22:06 – Final advice & wrap Join our investor list today: https://www.thecriterionfund.com/join-our-investor-list CommercialRealEstate #CREInvesting #ClosingCosts #EquityRaise #RealEstateDevelopment #TitleInsurance #OperatingCapital #CREFinance #InvestorReturns #DealStructuring

In week five of our series, we turn to 1 Timothy 5:1-16 to see how The Church of the Living God is A Family. Operating as a family is one of the most vital elements of a living church. This week, we focus on two marks of a living church that functions as a family: respect and generosity.Website:www.experienceredemption.comFacebook:https://www.facebook.com/experienceredemptionInstagram: https://www.instagram.com/experienceredemption

HEADLINE: US Fiscal Crisis and the Politics of Debt GUEST NAME: Veronique de Rugy SUMMARY: John Batchelor speaks with Veronique de Rugy about the federal budget impasse and America's escalating debt crisis. The government has been operating solely on borrowed money since September 21, adding $2 trillion annually to the debt. Both parties avoid addressing fundamental fiscal problems through continuing resolutions that extend previous spending levels. Republicans claim fiscal responsibility while adding to the debt, and Democrats leverage shutdown threats to expand Obamacare subsidies. De Rugy argues that only entitlement reform of Medicare, Medicaid, and Social Security can solve the crisis, along with ending private sector subsidies and reducing federal involvement in state affairs

HEADLINE: US Fiscal Crisis and the Politics of Debt GUEST NAME: Veronique de Rugy SUMMARY: John Batchelor speaks with Veronique de Rugy about the federal budget impasse and America's escalating debt crisis. The government has been operating solely on borrowed money since September 21, adding $2 trillion annually to the debt. Both parties avoid addressing fundamental fiscal problems through continuing resolutions that extend previous spending levels. Republicans claim fiscal responsibility while adding to the debt, and Democrats leverage shutdown threats to expand Obamacare subsidies. De Rugy argues that only entitlement reform of Medicare, Medicaid, and Social Security can solve the crisis, along with ending private sector subsidies and reducing federal involvement in state affairs. 1870 NEW ORLEANS

In this episode of the IoT For All Podcast, Harald Fuchs, CEO of Freeeway, and Mark van den Berg from KPN IoT join Ryan Chacon to discuss how rising data consumption in connected cars is reshaping the automotive industry and turning connectivity from a cost to a monetized service. The conversation covers IoT monetization strategies, connected cars as entertainment hubs, autonomous driving, digital services within vehicles, including payment integrations, connected cars in China, and evolving business models in automotive IoT.Harald Fuchs is a technology and telecom executive with over 25 years of international experience leading high-growth businesses and driving innovation in connectivity. Under his leadership, Freeeway has become a trusted partner for OEMs, industrial agriculture companies, and the automotive sector - pioneering flat IoT device pricing models for consumer device resellers. Before founding Freeeway, Harald served as Commercial Director for Central Europe at Ericsson.Mark van den Berg is Strategic Business Developer for IoT at KPN, the leading ICT provider in the Netherlands. With extensive experience in the IoT domain, he has built deep expertise in eUICC/Global SIM technology, long-term connectivity strategies, and international partnership building.Freeeway AG is a Vienna-based software and IoT connectivity provider. Operating as an MVNO and IoT Monetization SaaS platform, Freeeway enables businesses to transform connected devices from a cost driver into a scalable revenue stream. The company's Monetization Hub integrates global connectivity with powerful software that manages customer identification, legal compliance, taxation, data usage tracking, charging recognition, and payment collection - all in a single SW suite.KPN IoT is a division of KPN, a leading provider of telecommunications and IT services in the Netherlands for over 140 years. In collaboration with a network of partners worldwide and with extensive experience across industries, including automotive, manufacturing, logistics, EV charging, and healthcare, KPN IoT empowers customers with the best global IoT connectivity solutions.Discover more about IoT monetization at https://www.iotforall.comFind IoT solutions: https://marketplace.iotforall.comMore about Freeeway: https://freeeway.comMore about KPN IoT: https://m2m.kpn.com/enConnect with Harald: https://www.linkedin.com/in/harald-fuchs-8392078/Connect with Mark: https://www.linkedin.com/in/markvandberg/(00:00) Intro(00:11) Harald Fuchs, Mark van den Berg, Freeeway, and KPN IoT(05:16) Explaining IoT and connected cars(11:03) The impact of rising data consumption on OEMs(13:56) How OEMs can monetize connectivity(20:35) Digital services inside of vehicles(24:38) Are OEMs ready to think like digital service providers?(28:11) The business model of connected cars(30:40) The future of IoT monetization(34:23) Learn more and follow upSubscribe on YouTube: https://bit.ly/2NlcEwmJoin Our Newsletter: https://newsletter.iotforall.comFollow Us on Social: https://linktr.ee/iot4all

Scott Connor (@CharlesChillFFB) is back after week 4 of the 2025 season with Destination Dynasty! In Episode 114, Scott dives into the process of being aggressive with teams currently NOT favorites to get a bye, and allowing variance to work for you rest of the season. Thank you for checking out the Podcast, be sure to follow and comment if you have any questions, we are always happy to answer any. For Access to our Premium Tools (Trinity, WAR & More) & Discord Community https://ddfantasyfootball.com/subscriptions/ Subscribe to the Youtube Channel DDFFB https://www.youtube.com/@DDFFB Subscribe to Ray's Channel: https://www.youtube.com/@RayGQue Check out All of Ray's Articles at Yahoo!: https://sports.yahoo.com/author/ray-garvin/ Follow Ray on Bleacher Report: https://br.app.link/7ExIDsWfHVb Follow us on Twitter: https://x.com/destinationdevy Become a Member on Youtube for access to the Dynasty Deal Show Live, Destination Chill and other member benefits, like priority reply to comments and unique badges and emojis: https://www.youtube.com/channel/UCV84gHvtBMXxzN9ZPI9XHfg/join Learn more about your ad choices. Visit megaphone.fm/adchoices

There are shit bags in every nation, race, continent, neighborhood..........   They come in every shape, size, and form.    I know a lot of good Asians, Blacks, Mexicans, Africans.......Europeans.....   I know the good and bad in every sector represented in the human race.    They're everywhere.    One thing I can tell you is, you can't group everyone into one category just because one of them has made mistakes or became a bad example for their people.    We can't lump people together in anything.    Operating with absolutes.    It cripples us as a whole.    What I can tell you is, we do have a responsibility to call people out of every race, creed, color, etc.    As the human race, we have to make clear the directions of what's acceptable and not acceptable in society.    So, the next time you hear someone of a certain race, color or creed did something fucked up, just know there's a counter balance in existence.    One person does not have the power or authority to represent one whole population or segment of people.    Keep it light and do right, no matter the shades of good and bad.    About the ReWire Podcast The ReWire Podcast with Ryan Stewman – Dive into powerful insights as Ryan Stewman, the HardCore Closer, breaks down mental barriers and shares actionable steps to rewire your thoughts. Each episode is a fast-paced journey designed to reshape your mindset, align your actions, and guide you toward becoming the best version of yourself. Join in for a daily dose of real talk that empowers you to embrace change and unlock your full potential.    Learn how you can become a member of a powerful community consistently rewiring itself for success at https://www.jointheapex.com/   Rise Above