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The Founding of OpenAI. Guest Author: Keach Hagey. In this opening segment, Keach Hagey discusses the January 2016 founding of OpenAI as a nonprofit research lab. Key figures included co-founder Greg Brockman and chief scientist Ilya Sutskever, a renowned researcher whose recruitment from Google signaled the lab's potential. Backed by a billion-dollar commitment from Elon Musk, Peter Thiel, and Jessica Livingston, the project was designed as a safe, non-commercial counterweight to Google's DeepMind. Operating initially out of Brockman's apartment, the team aimed to achieve Artificial General Intelligence (AGI) for the benefit of humanity. The technical foundation relied heavily on GPUs—hardware originally designed for video games—which proved essential for training the deep learning neural networks necessary for their research. This era was characterized by an ambitious, "pirate" spirit funded through YC Research to explore radical ideas outside the profit motive. 1JANUARY 1931
Matthew James Bailey, a visionary leader in technological innovation, is a serial entrepreneur, author, public speaker, media personality, metaphysicist, and mystic. His pioneering leadership has impacted global technology revolutions, particularly in the realms of Ethical Artificial Intelligence (AI) and ethical innovation. His illustrious career is marked by groundbreaking work that has shaped fields like AI, the Internet of Things (IoT), and Smart Cities. Recognized as one of the world's top minds by the US government, his influence extends far beyond technology, encompassing Ethical AI and the exploration of human consciousness.Bailey's influence extends far beyond theory. His groundbreaking book, "Inventing World 3.0 – Evolutionary Ethics for Artificial Intelligence™," has become a cornerstone text, laying the ethical foundation for a future where AI coexists harmoniously with humanity. His expertise reaches a global audience through prominent platforms like BBC Radio (3 million listeners), Coast to Coast AM (620+ stations across North America and Guam), and Gaia TV, where his recent episode on consciousness (filmed in Q3 2023, released January 2024) continues to captivate viewers worldwide. Throughout 2024 and 2025, Bailey has a lineup of exciting media projects focusing on AI, spirituality, and consciousness, including his own TV series on AI and the next stage in human evolution, Regina Meridith's Open Minds TV Show (Aug 2024) and speaking at Gaia's global Emersion March 2025 live event, streamed to 180 countries.Matthew's extensive reach extends beyond traditional media, with contributions to over 100 podcasts, radio shows, films, and YouTube channels. His pioneering work at "Contact in the Desert" included world premieres such as "The New Alan Turing Test" and "Enlightened Principles for AI," groundbreaking initiatives contributing to the global effort to establish a Universal AI Constitution. Operating at the intersection of innovation and consciousness, Bailey's leadership in ethical AI development and his captivating presentations continue to push boundaries and inspire audiences worldwide. In 2024 alone, he has been a headline speaker at major conferences attracting a combined audience of 15,000.Matthew James Bailey, a visionary leader in technological innovation, is a serial entrepreneur, author, public speaker, media personality, metaphysicist, and mystic. His pioneering leadership has impacted global technology revolutions, particularly in the realms of Ethical Artificial Intelligence (AI) and ethical innovation. His illustrious career is marked by groundbreaking work that has shaped fields like AI, the Internet of Things (IoT), and Smart Cities. Recognized as one of the world's top minds by the US government, his influence extends far beyond technology, encompassing Ethical AI and the exploration of human consciousness.Become a supporter of this podcast: https://www.spreaker.com/podcast/earth-ancients--2790919/support.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Bob Bernotas, a seasoned franchise consultant and investor, shares insights on how to find the right franchise, evaluate opportunities, and scale a franchise business effectively. Perfect for aspiring franchise owners and investors looking to make informed decisions. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Whitney Knox Lee.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Whitney Knox Lee.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Whitney Knox Lee.
1. Strait of Hormuz Situation Iran claimed multiple times that it has closed the Strait of Hormuz. However, actual shipping traffic continued, including oil and LNG tankers. U.S. Central Command (CENTCOM) stated: Iran does not control the strait Passage remains open and monitored Data cited: ~55 merchant ships transit per day ~17 million barrels of oil moving through 2. Maritime Risk & Behavior Ships are: Turning off AIS tracking systems for safety Operating cautiously due to military tensions Traffic has: Fluctuated (e.g., 26 ships one day → 5 the next) Not returned to “normal pre-conflict levels” 3. U.S.–Iran Negotiations (MoU) A Memorandum of Understanding (MoU) has been signed: Covers nuclear issues, sanctions, and broader conflict Includes: Potential release of frozen Iranian funds Conditional progress requirements Key issue: Concern over how Iran will use funds Oversight mechanism proposed via Qatar Funds may be used for: Food purchases (e.g., American soybeans) 4. Nuclear Program Concerns Iran has: Agreed (in principle) to allow inspectors But: U.S. officials express skepticism Historical distrust is repeatedly emphasized 5. Economic Implications Oil prices: Declining (~$74/barrel) due to optimism Markets: Near record highs Strait stability is linked directly to: Global energy supply Economic stability Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the The Ben Ferguson Show Podcast and Verdict with Ted Cruz Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.
Undiscovered Entrepreneur ..Start-up, online business, podcast
Did you like the episode? Send me a text and let me know!! The Game of 10: Silence Your Ego & Unlock Your True Potential | Steve Barton | Undiscovered Entrepreneur Episode Summary: What if the only thing standing between you and the business you want is the story your ego keeps telling you? In this episode of Undiscovered Entrepreneur: Get Across the Start Line, Skoob sits down with Steve Barton — life coach, entrepreneur, and creator of the patented Game of 10 framework — for one of the most profound conversations in the show's history. Steve grew a $200,000 flower business to $2 million, pivoted to personal development coaching, and at 70 years old is building something entirely new. His message is clear: your skill level doesn't define your worth. You were born a 10. And six simple phrases can prove it. What You'll Learn: Why fear, self-doubt, guilt, and shame are the four pillars keeping entrepreneurs stuckWhat the Game of 10 is — and how it was developed and registered with the US Patent OfficeThe six phrases that silence your ego and put you in present-moment awarenessWhat "enough" really means — and why it's the universal quantity most people never recognizeThe difference between guilt and shame (and why it matters for entrepreneurs)Why your ego will always win if you fight it — and what to do insteadThe glass ceiling entrepreneurs don't know they have — and why "what ceiling?" is the right answerSteve's six-month goal: a three-coach mastermind with an MMA Hall of Famer and a wealth consciousness authorTimestamps: [00:00:00] – Introduction & Welcome[00:01:30] – Meet Steve Barton: From Flower Business to Life Coach[00:02:00] – Growing a $200K Business to $2M and Starting Over at 70[00:03:30] – Selling Emotions: The Surprising Similarity Between Flowers and Coaching[00:05:00] – The Game of 10: Fear, Self-Doubt, Guilt & Shame Explained[00:07:30] – Operating from Fear vs. Love: A Course in Miracles & the Truth About Motivation[00:08:30] – Staying in Your Lane: The Highway Analogy for Entrepreneurs[00:10:00] – The Glass Ceiling You Can't See — and How to Break Through It[00:11:00] – We Are Born 10: How Disappointment and Trauma Create Our Ceiling[00:13:00] – Identity, Ego, and Imposter Syndrome: The Gap Between Image and Reality[00:16:30] – There Is No Ceiling: Why Limiting Beliefs Are the Only Real Barrier[00:19:30] – What Stops Most Entrepreneurs: Stuck at Their Imaginary Ceiling[00:23:30] – The Six Phrases of the Game of 10 (Say Them Out Loud)[00:26:30] – "Enough" Is the Universal Quantity: Why Now Is Always Enough[00:29:00] – The Universe Says Yes to Everything You Believe[00:34:00] – Steve's Best Advice for New Entrepreneurs[00:38:30] – Six-Month Goal: The Tenth Round Mastermind[00:41:30] – How to Find Steve & ConnectThe Six Phrases of the Game of 10: I am 10I'm doing the best I can with the awareness that I haveI'm always right with the awareness that I haveI am enoughI do enoughI have enoughConnect with Steve Barton:
In the small Central Otago town of Ophir, the country's oldest continually operating post office is thriving in new hands. When the community's long-standing postmistress retired, it left a unique vacancy in the town of about 70 people. But a bit over six months ago Harriet Cameron seized the Ophir-tunity and took on the job. Tess Brunton reports.
Liberty House is dedicated to helping homeless and struggling veterans. Operating as a program under Catholic Charities New Hampshire, the facility provides substance-free transitional housing, food, clothing, and wellness resources to help former service members regain independent lives.On today's episode, I speak to Ashley Kitchell, the Executive Director of Liberty House. I hope you enjoy today's episode and learning about Liberty House and the ways they are helping Veterans.For more information, please visithttps://libertyhousenh.org/or https://www.facebook.com/libertyhouseveteransFor more on the Dose of Good Podcast, visithttps://www.facebook.com/profile.php?id=61552349588905https://www.instagram.com/dose_of_good_podcast/https://www.tiktok.com/@doseofgoodpodcasthttps://www.youtube.com/@DoseOfGoodPodcastYou can also email doseofgoodpodcast@gmail.com
Author Aynaz Anni Cyrus joins Gary Binford to delved into her book, "The Architecture of Jihad."
Heart surgery can treat a blockage, but it cannot fix why the disease developed.In this episode of The Natural Heart Doctor Show, Dr. Philip Ovadia joins Dr. Jack Wolfson to discuss insulin resistance, inflammation, blood sugar, processed food, cholesterol testing, surgical preparation, and the whole-food approach he uses to help patients stay off his operating table.- - - - - About the Guest:Dr. Philip Ovadia is a cardiovascular surgeon with more than 20 years of experience treating heart disease. After recognizing that he was a morbidly obese, prediabetic heart surgeon headed toward his own operating table, he began questioning the conventional nutrition advice he had learned throughout his medical training.Dr. Ovadia transformed his own health by losing 100 pounds and reversing his prediabetes, an experience that reshaped both his personal life and medical practice. Today, through his educational platform I Fix Hearts and his Amazon best-selling book, Stay Off My Operating Table, he focuses on helping people understand the root causes of heart disease, including insulin resistance, chronic inflammation, poor metabolic health, and the impact of nutrition on long-term cardiovascular risk.Social Handles:Website: https://ovadiahearthealth.com/Instagram: https://www.instagram.com/ifixhearts/YouTube: https://www.youtube.com/@IFixHearts- - - - -Jack Wolfson, DO, FACCWebsites: https://drjackwolfson.com/; https://naturalheartdoctor.com/LinkedIn: https://www.linkedin.com/in/drjackwolfsonReady to move past the confusion and fear of typical heart health approaches? Visit naturalheartdoctor.com/discovery to schedule your free discovery call and start your journey toward a 100-year heart with real, evidence-based answers.- - - - -PODCAST Thank you for listening. Please subscribe and share. This podcast is produced by DrTalks.com https://drtalks.com/podcast-service/
In this episode, I sit down with Don Alexander, owner of the nearly 100-year-old family business behind the premium firewood storage brand, Woodhaven. Operating out of Parsons, Kansas, since 1927, this company has achieved what few family enterprises ever do: reaching four generations of continuous family ownership and operation. Don pulls back the curtain on their incredible evolutionary journey, tracing how they started as a raw woodworking and aluminum casting foundry, transitioned into machine tool and equipment design, and ultimately vertically integrated into a massive, consumer-focused manufacturing power house. Throughout our conversation, Don drops incredible operational insights on managing an absolute 100% American-made manufacturing setup. He explains how they navigate volatile steel markets and raw international supply chain pressures—such as how tariffs directly squeezed his bottom line on imported rack covers—and his strategic pivot to bring all textiles back to domestic production. Don also breaks down a fascinating shift in e-commerce behaviors, revealing why consumers buy lower-priced items on Amazon but leave the marketplace to buy higher-ticket items directly from the brand's own website. Finally, he shares the unvarnished realities of running a multi-generational business, outlining his approach to passing an asset down to his sons without forcing a passion, and the ironic secret to surviving for an entire century.
Send us Fan MailMost people think they have a discipline problem. They don't. They have an identity problem and they're trying to build a next-level life on an operating system that was never theirs to begin with.In this episode, Greg sits down with psychologist and personal branding strategist Kevin Chiche to explore why the blueprint approach always fails, why motivation doesn't disappear (it just moves), and why the real work — on identity — has to come before anything else.They cover:Why separating health, career, and relationships keeps you stuckThe real reason your motivation fades halfway through every programWhat "verdicts" are doing to your progress and how to stop delivering them to yourselfThe secondary benefit hiding behind every habit you can't seem to breakWhy business feels almost clunky and uninspiringWhy Greg doesn't talk about nutrition for the first three months with new clients — and why that's the whole pointIf you've ever followed every step and still ended up back at square one, this one's for you.Connect with Kevin: linkedin.com/in/kevin-chiche
Send us Fan MailIn Episode 155 of the Joint Dynamics Podcast, Andrew Cox sits down with Andrew Logan, a father, New South Wales agricultural CEO, and the founder of the initiative 'Say Hey I'm Not Ok'. Operating from the raw, lived experience of losing his nineteen-year-old son to suicide in late 2025, Andrew addresses a heartbreaking reality: even the most loving parents are often completely unequipped to spot the hidden, silent risk factors surrounding youth mental health and vulnerability. Refusing to let his tragedy go to waste, Andrew became certified in ASIST suicide intervention to close this crucial knowledge gap. This episode is a deeply respectful, vital conversation designed to give families the awareness, honesty, and practical tools required to break through the silence and save lives.
At the NYU International Hospitality Investment Forum, Rebel Hotel Co. President and CEO Brian Sparacino talks with CoStar News Hotels' Bryan Wroten about his company's new division, Reserve Collection Resorts & Hotels, as well as their growth strategy and how the third-party management space is changing.
This is a Grave Talks CLASSIC EPISODE!The Squirrel Cage Jail in Council Bluffs, Iowa, was once considered a revolutionary design—built in the late 1800s as a rotating structure meant to house inmates efficiently. But what looked innovative on paper quickly became something far more complicated in practice.Operating from 1885 to 1969, the jail witnessed decades of confinement, hardship, and death—leaving behind a history that some believe still lingers within its walls. Reports of paranormal activity date back decades, with both staff and visitors describing experiences that are difficult to explain.Kat Slaughter, Director of the Squirrel Cage Jail and RailsWest Railroad Museum, takes us inside the history of this unusual structure and the activity reported there today. From unexplained sounds to encounters within the rotating cells, the stories tied to this location continue to raise questions.It's a look at a place where design, history, and the unexplained come together—and where something may still remain.#paranormal #squirrelcagejail #iowahauntings #hauntedjail #paranormalinvestigation #ghosthunting #hauntedlocations #ghosthunters #supernatural #ghostevidence #paranormalactivity #hauntedhistory #midwesthauntings #paranormalpodcast #thegravetalks Love real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:
This is a Grave Talks CLASSIC EPISODE! PART TWOThe Squirrel Cage Jail in Council Bluffs, Iowa, was once considered a revolutionary design—built in the late 1800s as a rotating structure meant to house inmates efficiently. But what looked innovative on paper quickly became something far more complicated in practice.Operating from 1885 to 1969, the jail witnessed decades of confinement, hardship, and death—leaving behind a history that some believe still lingers within its walls. Reports of paranormal activity date back decades, with both staff and visitors describing experiences that are difficult to explain.Kat Slaughter, Director of the Squirrel Cage Jail and RailsWest Railroad Museum, takes us inside the history of this unusual structure and the activity reported there today. From unexplained sounds to encounters within the rotating cells, the stories tied to this location continue to raise questions.It's a look at a place where design, history, and the unexplained come together—and where something may still remain.#paranormal #squirrelcagejail #iowahauntings #hauntedjail #paranormalinvestigation #ghosthunting #hauntedlocations #ghosthunters #supernatural #ghostevidence #paranormalactivity #hauntedhistory #midwesthauntings #paranormalpodcast #thegravetalks Love real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:
Architectural Integrity in the Age of Algorithmic Code: Software Engineering and QA Governance with Konstantin KlyaginIn a recent episode of The Thoughtful Entrepreneur Podcast, host Josh Elledge sat down with Konstantin Klyagin, the Founder of Redwerk, to deconstruct the operational liabilities introduced by the rapid adoption of AI-assisted coding tools. Konstantin, a veteran software architect with more than two decades of global technology experience spanning Ukraine, Western Europe, and the United States, shares a critical perspective on why speed should never be mistaken for stability in software delivery. This conversation provides an essential, engineering-focused blueprint for mid-market founders, enterprise product owners, and technical leaders who want to leverage advanced software automation while aggressively protecting their products against technical debt, architectural breakdown, and security vulnerabilities.The Code Optimization Paradigm: Mitigating Technical Debt with Rigorous Quality AssuranceThe widespread corporate directive to accelerate release cycles through generative artificial intelligence has inadvertently created an environment where companies routinely exchange long-term structural stability for immediate development speed. Konstantin Klyagin cautions that while algorithmic coding tools are highly effective for rapid prototyping and generating initial Minimum Viable Products (MVPs), they frequently output thousands of lines of bloated, inefficient, and brittle syntax that lacks any context regarding an enterprise's scaling requirements. When product teams deploy this machine-generated code directly into production environments without strict human review, they inherit severe administrative and technical debt that complicates future software updates and compromises system security. True enterprise scalability is achieved not by handing over core development to complete automation, but by enforcing rigid software architecture guardrails and treating artificial intelligence strictly as a baseline productivity assistant overseen by seasoned human engineers.Transitioning an organization out of reactive code patching requires an absolute commitment to formal Quality Assurance (QA) governance rather than treating software testing as a post-development afterthought. Many founders commit the costly mistake of using their own end-user base as the primary line of bug discovery, which introduces significant friction into customer-facing operations and quietly erodes long-term brand equity. Real-world capital optimization demands that software organizations build sophisticated internal or external manual and automated testing pipelines to evaluate edge cases, business logic compliance, and real-time drop-off analytics long before new features hit the market. For instance, rather than accepting automated outputs at face value, professional engineering teams systematically refactor code lines—frequently condensing massive, AI-generated structures into a few dozen clean, optimized scripts—ensuring the application remains stable under high user loads and protects its core margins.Furthermore, maintaining a premium digital footprint in a highly competitive market demands that corporate leaders balance software innovation with deliberate strategic focus and lifestyle resilience. Drawing from his global journey and personal dedication to demanding outdoor sports like kite surfing, Konstantin highlights that clear executive decision-making relies heavily on maintaining cognitive agility outside the office. When a technology enterprise pairs an advanced, multi-model tech stack with a transparent workplace culture and external diagnostic assessments—such as comprehensive, unbiased software audits—it successfully insulates its bottom line against changing algorithmic trends. Ultimately, permanent industry authority belongs to the organizations that treat software engineering as a strict corporate discipline, balancing backend automation loops with definitive human oversight to predictably scale enterprise value.About Konstantin KlyaginKonstantin Klyagin is the Founder of Redwerk and a premier global technology strategist with over 21 years of specialized experience in software architecture and legacy system modernization. Having successfully scaled complex development structures for international government agencies and award-winning enterprise clients, Konstantin now advises mid-market companies on technical execution and product management. He is a passionate advocate for continuous technical education and high-accountability engineering standards within the global developer ecosystem.About RedwerkRedwerk is an elite, full-service software development agency and technical advisory firm specializing in product engineering, legacy maintenance, and professional quality assurance for mid-market businesses. Operating with a dedicated team of over 90 technical professionals, the company bridges the gap between high-level business goals and technical execution across diverse markets. Through structured implementation playbooks and specialized software bug audits, Redwerk enables organizations to eliminate technical debt and predictably scale their digital infrastructure.Links Mentioned in This EpisodeRedwerk Official Website: redwerk.comKonstantin Klyagin on LinkedIn: linkedin.com/in/thekonstKey Episode HighlightsThe AI Bloat Trap: Understanding why over-reliance on generative coding tools introduces thousands of lines of brittle, unoptimized syntax into production environments.The Architecture Ownership Mandate: Why experienced human engineers must guide all core structural and scalability decisions independent of automated recommendations.The Failure of User-Led QA: Transitioning away from using your active client base as bug testers by installing internal manual and automated verification pipelines.Data-Driven Drop-Off Analytics: Utilizing behavioral tracking tools to precisely map user journeys and resolve technical bottlenecks within the application funnel.The Long-Tail Software Audit: Leveraging objective, third-party code reviews to identify hidden operational vulnerabilities and build credibility with investors.ConclusionThe conversation with Konstantin Klyagin reinforces that true software optimization is an intentional discipline built on clean engineering principles rather than automated volume. By standardizing internal corporate tech governance, enforcing rigorous human-in-the-loop quality assurance, and focusing ruthlessly on long-term architectural health, business leaders can transform a volatile software setup into a highly structured, self-sustaining corporate asset.More from The Thoughtful Entrepreneur
In this episode, I speak with Dave, from Common Law Trust Solutions (CLTS), about what it means to operate in the private, the benefits of doing so, and some of the pitfalls involved.We also talk about the "secured party creditor" process, its legal underpinnings, the pros and cons of going that route. Mostly though, we discuss the common-law trust, why it is important, and how to use it. CLTS has been assisting those who want to operate in the private, to set up trusts to facilitate this, for many years. The company (itself a private-based organization) also offers members education and ongoing support, something that is rare in this space. And in this episode, Dave talks about their latest innovation: An AI platform that enables members to research questions regarding common law, or the operation of their common-law trust. (Full disclosure: I have an affiliate relationship with Common Law Trust Solutions.)You can find CLTS here.Disclaimer: None of this is to be taken as legal advice.(Image courtesy of Craiyon.com)
Questions? Feedback? Send us a text!In higher education, nothing moves in isolation anymore.Every initiative is connected. Every unit has urgency. And every decision competes with something else that also matters.In this episode, Higher Digital Co-founder and CEO Wayne Bovier sits down with Ed Hudson, Vice Chancellor of IT and CIO at the University of Kansas, to unpack what it actually takes to execute when everything is competing for attention at the same time.With a career spanning the Marine Corps, law enforcement, cybersecurity, and higher education IT leadership, Ed brings a grounded, operational view of how institutions actually function under pressure.Ed breaks down:Why uncertainty—not resistance—is what truly slows progress in higher educationHow execution breaks down when every initiative is treated as top priorityHow CIOs manage prioritization without breaking trust across the institutionHow frameworks like ADKAR reveal where transformation actually stallsWhat it takes to act as the connector across competing institutional demandsWhy saying “not now” is one of the most important leadership functions in IT todayHow institutional progress depends on sequencing, not simultaneityThis conversation challenges a core assumption: higher education doesn't struggle because it lacks direction—it struggles because execution is constantly forced to happen in a system where everything is urgent.If you're a CIO, president, provost, or institutional leader navigating competing priorities in real time, this episode will feel familiar.If this resonates with your work, subscribe to the show and share it with a colleague navigating the same pressure.#HigherEd #CIOLeadership #DigitalTransformation #AIinEducation #Transformed #HigherDigital #ITLeadershipLSubscribe or follow TRANSFORMED wherever you listen, to get the latest episode when it drops and hear directly from leaders and innovators in higher ed tech and digital transformation best practices.Find and follow us on LinkedIn at https://www.linkedin.com/company/higher-digital-inc
Clare County Council says it's looking to extend its operating season at beaches and coastal locations. The local authority has come under pressure to provide lifeguards outside of the June to September season and to open toilet facilities on a more regular basis in light of May's high temperatures seeing crowds flock to waterways. The council says it's not possible to guarantee full lifeguard cover beyond September due to staffing constraints but it remains committed to a flexible approach and would like to extend the opening period of public toilet facilities from next year. Local Fianna Fáil Councillor Shane Talty says more resources are needed.
In this episode, we sit down with Sam Knapp, an Alaskan grower and author of Beyond the Root Cellar, to explore what it means to solve the biggest gaping hole in the local food system: winter food security. We dive deep into his journey from chemical engineering and a formative Fulbright grant in Sweden to establishing a successful, low-overhead storage crop farm in Fairbanks, Alaska. We highlight how Sam built a highly viable business on 1 acre by focusing on low-maintenance root crops like parsnips and utilizing efficient, manual systems instead of heavy machinery. Sam breaks down the structural design of his self-built cold storage facility, tips for managing humidity with Inkbird sensors and thermostats, and the reality of fighting thermal mass in the ground. Finally, we discuss how local growers can build predictable, highly profitable “off-season” revenue, his advice on avoiding the "YouTube Academy" trap by finding mentors, and his ultimate mission to democratize cold storage for local communities.Sam's book: Beyond The Root CellarTimestamps [00:00] Intro.[03:34] Shifting local foods from a summer novelty to reliable winter staples.[07:47] Pivoting from a PhD engineering track to an intense physical farm season in Sweden.[17:43] Arriving in Fairbanks and integrating into a resilient community of transplants.[25:03] Operating an off-grid farm through extreme sub-zero winter temperatures.[36:19] Designing a low-maintenance, part-time farm layout to balance summer field research.[46:13] Breaking down the real economics, gross revenues, and net profits of a 1 acre farm.[55:04] Debunking tractor dependency and utilizing manual tools for market gardening.[01:00:22] Structural mechanics of modern root cellars vs. traditional root cellars.[01:23:46] Utilizing residential cooling units and custom micro-environments to preserve crops cleanly.[01:47:47] Rapid fire Q&A, books, fitness and wellness, and traditional dance.SponsorsDubois Agrinovation: Get 10% off by choosing the promo code ‘MasterClass – Jean-Martin Fortier' when you create an account. Some exceptions apply. https://duboisag.com/Johnny's Selected Seeds: Sign up for Johnny's newsletter to receive the latest news, products, and more. New members get $10 off their next order of $50 or more!http://www.johnnyseeds.com/Start Your Market Gardener Journey Here: https://themarketgardener.com/starthere/Links/ResourcesStart Your Market Gardener Journey Here : https://themarketgardener.com/starthere/Market Gardener Institute: https://themarketgardener.com Masterclass: https://themarketgardener.com/courses/the-market-gardener-masterclass Newsletter: https://themarketgardener.com/newsletterBlog: https://themarketgardener.com/blog Books: https://themarketgardener.com/booksGrowers & Co: https://growers.coHeirloom: https://heirloom.ag/The Old Mill: https://www.espaceoldmill.com/en/Follow UsWebsite: http://themarketgardener.com Facebook: http://facebook.com/marketgardenerinstitute Instagram: http://instagram.com/themarketgardeners Guest Social Media LinksSam Knapp:Instagram: https://www.instagram.com/offbeetalaska/ JM:Instagram: https://www.instagram.com/jeanmartinfortierFacebook: https://www.facebook.com/jeanmartinfortier
Welcome listeners, to Season 2 of Charles Speaks on Alternative Convos. This episode is titled “ Reclaiming the Engine: A Journey into Future-Fit Operating Models” Alternative Convos Podcast is a dynamic and engaging talk show that aims to foster unity and drive positive transformation in Africa. Alternative Convos Podcast is your go-to source for thought-provoking conversations that inspire change.
Boating While Intoxicated: What You Need to Know as Summer Heats UpAs boating season arrives in Ohio, it's important to recognize that operating a boat under the influence of alcohol is both illegal and dangerous. The law treats boating while intoxicated (BUI/BWI) very similarly to driving under the influence, and enforcement is stricter than most people realize.Three key takeaways:The Law Applies on Water Too: Just like with cars, operating a boat with a blood alcohol level of 0.08% or higher—or appearing impaired—can result in charges under Ohio Revised Code 1547.11. This includes not just motorboats, but also jet skis, canoes, kayaks, and even water skis."Underway" is Broadly Defined: You don't need to have the engine running to be considered "operating" a boat. If you're drifting (not anchored or docked), you're still subject to boating while intoxicated laws.Safety is Critical: Boating under the influence increases the risk of serious accidents, including fatalities. Always designate a sober operator, especially on dangerous bodies of water like Lake Erie.Enjoy your time on the water—just make sure to do it safely and legally.FAQ's About Boating and DrinkingWhat does boating while intoxicated mean in Ohio, and how is it enforced?Boating while intoxicated in Ohio means operating any watercraft with a blood alcohol concentration of 0.08% or higher, or while visibly impaired, with enforcement by ODNR officers and local authorities who watch for suspicious behavior like drinking from red solo cups and operating erratically.How can someone avoid getting charged with boating under the influence on Ohio lakes?To avoid getting charged, ensure the boat operator does not consume alcohol, avoid acting suspiciously or recklessly, and be aware that simply drifting or being underway counts as "operating," especially in areas where alcohol is banned, such as certain state parks.Why is operating a boat under the influence considered so dangerous?Operating a boat under the influence is particularly dangerous because it impairs judgment and reaction time on unpredictable waters, putting yourself, passengers, and others at serious risk — boating accidents involving alcohol can quickly turn fatal, as illustrated by firsthand experiences on Lake Erie.Got a question you want answered on the podcast? Call 614-859-2119 and leave us a voicemail. Steve will answer your question on the next podcast!Submit your questions to www.lawyertalkpodcast.com.Recorded at Channel 511.Stephen E. Palmer, Esq. has been practicing criminal defense almost exclusively since 1995. He has represented people in federal, state, and local courts in Ohio and elsewhere.Though he focuses on all areas of criminal defense, he particularly enjoys complex cases in state and federal courts.He has unique experience handling and assembling top defense teams of attorneys and experts in cases involving allegations of child abuse (false sexual allegations, false physical abuse allegations), complex scientific cases involving allegations of DUI and vehicular homicide cases with blood alcohol tests, and any other criminal cases that demand jury trial experience.Steve has unique experience handling numerous high-publicity cases that have garnered national attention.For more information about Steve and his law firm, visit Palmer Legal Defense. Copyright 2026 Stephen E. Palmer - Attorney At LawMentioned in this episode:Circle 270 Media Podcast ConsultantsCircle 270 Media® is a podcast consulting firm based in Columbus, Ohio, specializing in helping businesses develop, launch, and optimize podcasts as part of their marketing strategy. The firm emphasizes the importance of storytelling through podcasting to differentiate businesses and engage with their audiences effectively. www.circle270media.com
Your core business is doing well. Maybe it's doing really well. But you also know that if you don't innovate in the next 5-10 years, you'll be irrelevant. So you want to invest in the next thing. But how much? How do you do it without either recklessly spending or being so conservative that you never actually build anything? This is the innovator's dilemma. And it's not just a startup problem — it's a corporate problem. David Wells was the CFO at Netflix for nearly 15 years. He joined when they were a fledgling DVD-by-mail company with 400,000 customers. He didn't solve the innovation problem with reckless spending. He solved it with financial guardrails. Key takeaways: Guardrails, not gates: Netflix didn't say "spend whatever you want." They set boundaries like maintaining operating margin growth and never going into consolidated net loss. This let them innovate aggressively within discipline. You need three types of people: Financial modelers (business thinking), data scientists (insight), and technical teams (execution). Missing one type is why most innovation projects fail. The CFO's real job: Not to hold the company back, but to ensure you can survive hard times. It's constant scenario planning between growth and sustainability. Risk tolerance changes: Risk-taking gets harder the deeper you get into life (debt, family, obligations). There's a sweet spot for taking big bets. Data matters more than coding: Non-technical people should understand data fundamentals and insight, not learn to code. Book a call with us if you want to grow your revenue or your margins with new innovative approaches: https://calendly.com/sophia-matveeva/new-meeting Timestamps: 00:00 - Introduction: Balancing innovation and financial discipline at Netflix 02:45 - Why David studied public policy alongside his MBA 04:45 - Joining Netflix as a DVD-by-mail company in 2004 07:03 - Choosing Netflix over consulting and the dot-com aftermath 09:30 - Advice for people considering startup risk over a stable job 11:49 - Why "tech" understanding matters even in finance roles 14:12 - Data science vs software engineering: Which matters more? 18:50 - Demystifying algorithms: They're not as scary as the name implies 19:50 - The triumvirate: FP&A, data science, and engineering teams 21:17 - How Netflix valued content deals using data 23:42 - Building an anti-fraud team across 120 countries 25:00 - The innovator's dilemma: How much should you spend on the next big thing? 26:07 - Netflix's growth boundaries: Operating margin and no consolidated net loss 28:33 - Applying the innovator's dilemma to traditional companies 30:54 - Advice for bankers trying to break into fintech 33:17 - Why founders want to see you use the product, not a PowerPoint deck Free AI Mini-Workshop for Non-Technical Founders: Learn how to go from idea to a tested product using AI — in under 30 minutes. Get free access here: https://www.techfornontechies.co/aiclass Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Listen to our podcast on: Apple Spotify YouTube Audible Pandora Transcript: https://www.techfornontechies.co/blog/308-how-to-innovate-without-blowing-up-your-business-with-netflix-s-ex-cfo
Geoff shares how Gong cha grew from a single tea shop in Taiwan to over 2,200 locations across 33 countries by staying obsessive about product quality, franchisee passion, and delivering a personalized guest experience at every touchpoint. He breaks down what it takes to scale a globally loved brand into the US market, how Gong cha 2.0 is redefining the in-store experience with technology and design, and why consistency from the tea farm to the handoff moment is the foundation of lasting brand loyalty. Welcome to Elevating Brick and Mortar. A podcast about how operations and facilities drive brand performance. On today's episode, we talk with Geoff Henry, President of the Americas at Gong cha. With over 20 years in the beverage industry spanning Colgate-Palmolive, Coca-Cola, and Jamba Juice, Geoff brings a rare combination of global brand-building expertise and franchise operations know-how to one of the world's fastest-growing bubble tea concepts. Guest Bio: Geoff is a seasoned executive with over 20 years of experience leading many of the world's most recognized consumer brands, including Jamba, Coca-Cola, Colgate, Dasani, Dunkin' bottled coffee, and Gold Peak and Honest teas. Adept at scaling businesses and cultivating collaborative teams, Geoff joined Gong cha in 2023 as President of the Americas region—which includes over 400 locations in the territory, and 225 in the U.S. Under his leadership, Gong cha grew its U.S. store count by 19% YOY, was ranked #1 in the Tea category on Entrepreneur magazine's prestigious Franchise 500® list for the third consecutive year (2024), and awarded category winner of Top Food & Beverage Franchises in the Global Franchise Awards (2023). Prior to taking the helm at Gong cha, Geoff was President of Jamba, where he successfully integrated the company into Focus Brands and led its digital transformation. During his tenure, he returned the brand to growth—driving topline sales, and increasing its development pipeline. Prior to Jamba, Geoff was a senior executive with Coca-Cola for over twelve years, where he oversaw the company's portfolio of water, tea and coffee brands for the U.S. He transformed their tea portfolio to capture the #2 market share position, while also pioneering the company's entrance into the ready-to-drink coffee category. Geoff received his undergraduate degree from Duke University and his MBA from Harvard Business School. He currently serves on the board of advisors for PayQuicker, a global payments platform. TIMESTAMPS: 00:59 - About Gong cha: Brand, services & history 03:14 - Geoff's career journey: Coca-Cola, Jamba Juice & the path to Gong cha 07:36 - Gong cha's North Star 15:20 - Gong cha 2.0: New store design, kiosks, & technology 21:20 - Franchise selection & site strategy 32:37 - Macro trends: Pace of innovation, social media, & AI 38:51 - What's next for Gong cha: Path to 1,000 US locations, licensing & brand expansion SPONSOR: ServiceChannel brings you peace of mind through peak facilities performance. Rest easy knowing your locations are: Offering the best possible guest experience Living up to brand standards Operating with minimal downtime ServiceChannel partners with more than 500 leading brands globally to provide visibility across operations, the flexibility to grow and adapt to consumer expectations, and accelerated performance from their asset fleet and service providers. LINKS: Connect with Geoff Henry on LinkedIn Follow Gong cha on Instagram Follow Gong cha on LinkedIn Connect with Sid Shetty on Linkedin Check out the ServiceChannel Website Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Episode summary introduction: In this episode of The Sean Barnes Podcast, Sean Barnes breaks down what executive presence actually means, starting with why it's some of the most common and least helpful feedback leaders get on their way up. He argues that the suit, the tie, and a clean cut are just the baseline. Real executive presence is built on three things: clear communication that adapts to any room, the composure to stay calm when everything is on fire, and the certainty that comes from a track record of results. Sean shares how he learned to articulate his message to different audiences, from the boardroom to a wireline shop in the Permian, and why the leader who says less often owns the room. He closes with a self-assessment for leaders who want to be remembered in every room they walk out of. Key Moments 00:00 The vague feedback every rising leader hears, and what executive presence actually means 00:53 Why the nice suit and tie are only the foundation 01:47 Communication skills: cutting filler words and articulating your message clearly 02:41 Adapting your message to every room and navigating up and down the chain of command 03:39 Staying calm and collected when the business is on fire 04:38 Saying less: say the one thing that matters, then stop 05:27 Certainty is the product: leading from confidence 06:24 What confidence really is, and why affirmations in the mirror didn't work 07:23 Operating from fear versus giving the work time, plus the value of a coach or mentor 08:23 A self-assessment, and how to study the leaders who command the room Key Takeaways The basics are just the baseline. How you show up matters, but communication, composure, and certainty are what take you to the next level. Say less and stay calm. The leader who talks the least, and keeps the room steady in a crisis, is the one people remember. Over explaining reads as chasing validation. Confidence is earned, not affirmed. It comes from a stack of real results built over time and across different domains, not from pep talks in the mirror. Podcast Show Notes – Episode 286 | 06.16.2026 Episode Title: Executive Presence for Leaders: Communication, Composure, and Certainty Host: Sean Barnes Website: https://www.wolfexecutives.com https://www.seanbarnes.com LinkedIn: https://www.linkedin.com/in/seanbarnes/ https://www.linkedin.com/company/wolfexecutives https://www.linkedin.com/company/thewayofthewolf/ LinkedIn Newsletter: https://www.linkedin.com/newsletters/7284600567593684993/ Twitter: https://x.com/seanbarnes https://x.com/wolfexecutives Instagram: https://www.instagram.com/the_seanbarnes https://www.instagram.com/wolfexecutives TikTok: https://www.tiktok.com/@the_seanbarnes Facebook: https://www.facebook.com/theseanbarnes
Richard Doty is a retired special agent from the U.S. Air Force Office of Special Investigations (AFOSI) who served as the primary facilitator of an aggressive government disinformation campaign targeting the UFO community during the late 1970s and 1980s. Operating mainly out of Kirtland Air Force Base in New Mexico, Doty's assigned mission was to infiltrate civilian UFO networks and seed fabricated stories of extraterrestrials. This strategy was designed to obscure highly classified military test programs involving stealth aircraft, advanced laser systems, and nuclear weapons technology. The "Tic Tac" UFO incident is a highly publicized 2004 encounter in which U.S. Navy pilots visually observed and recorded an unidentified aerial phenomenon (UAP). The object, resembling a white Tic Tac breath mint, exhibited impossible flight characteristics, such as instantaneous acceleration and erratic movement without visible propulsion. Attribution David Fravor via UAP James @UAPJames on X Link: https://x.com/UAPJames/status/2065497720710721677?s=20 Rick Doty via Interstellar @InterstellarUAP on X Link: https://x.com/InterstellarUAP/status/2066285804570235354 65,000 Humans From Earth via OANASA @OANASA_X_ on X Link: https://x.com/OANASA_X_/status/2066422960013861361?s=20
Richard Doty is a retired special agent from the U.S. Air Force Office of Special Investigations (AFOSI) who served as the primary facilitator of an aggressive government disinformation campaign targeting the UFO community during the late 1970s and 1980s. Operating mainly out of Kirtland Air Force Base in New Mexico, Doty's assigned mission was to infiltrate civilian UFO networks and seed fabricated stories of extraterrestrials. This strategy was designed to obscure highly classified military test programs involving stealth aircraft, advanced laser systems, and nuclear weapons technology. The "Tic Tac" UFO incident is a highly publicized 2004 encounter in which U.S. Navy pilots visually observed and recorded an unidentified aerial phenomenon (UAP). The object, resembling a white Tic Tac breath mint, exhibited impossible flight characteristics, such as instantaneous acceleration and erratic movement without visible propulsion. Attribution David Fravor via UAP James @UAPJames on X Link: https://x.com/UAPJames/status/2065497720710721677?s=20 Rick Doty via Interstellar @InterstellarUAP on X Link: https://x.com/InterstellarUAP/status/2066285804570235354 65,000 Humans From Earth via OANASA @OANASA_X_ on X Link: https://x.com/OANASA_X_/status/2066422960013861361?s=20
Despite his love of operations, Himmat Singh intended to own his acquisition passively. Then the lead sales guy quit.Register for the webinar: Understanding a Quality of Earnings Analysis: What's Included and Why - Thu, Jun 18 - https://bit.ly/4vhhY3tTopics in Himmat's interview:Operating a business for a billionaire in IndiaRan traditional search, closed zero acquisitionsTargeted recession-proof home care opportunitiesBecame CEO of elder care company he couldn't acquireGrew EBITDA 4x through operational cleanup and systemsSold company to private equity, remaining CEOLife-changing exit from elder care companyLanded printing acquisition through relationshipsPrefers operating to financial modelingStructuring a screaming deal on a printing businessReferences and how to contact Himmat:LinkedInEPI-ColorspaceCircle of LifeWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryGet complimentary due diligence on your acquisition's insurance & benefits program:Oberle Risk Strategies - Search Fund TeamGet a free review of your books & financial ops from System Six (a $500 value):Book a call with Tim or hello@systemsix.com and mention Acquiring MindsConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton Rohozov and produced by Pam Cameron
Sermon Outline: "On My Father's Side" Preacher: Pastor Lemuel Miller (Guest Speaker / Advisory Board Member) Location: Church of the Harvest I. Introduction: The Temple and the Root Causes of Sickness The Caleb Spirit: At nearly 74 years old, Pastor Lemuel shares his experience winning a silver medal at the national arm wrestling championship, emphasizing that our bodies are the temple of the Holy Spirit (1 Corinthians 6:19). We must actively care for our physical templates so that the Holy Ghost is not "living in a garage or a shed." Commanding Prayers vs. Begging: In his book Prayers for Healing, Pastor Lemuel explains that many believers stay in ignorance, begging God for things He has already accomplished. Spiritual maturity requires switching from begging prayers to authoritative, commanding prayers. Uprooting Sickness: True physical restoration requires looking past the surface pain and identifying the structural root causes of diseases. Migraine Headaches: Often rooted in trauma and bitterness. Kidney Disease: Rooted in deep unforgiveness, bitterness, fear, and self-rejection. Leukemia: Often linked to bitterness and paternal rejection. Lupus: Can stem from deep-seated guilt, self-hatred, and low self-esteem. II. Point 1: Understanding Jesus as a 100% Human Example The Human Dependency: Reading from John 5:19, Jesus explicitly declares that the Son can do absolutely nothing of Himself except what He sees the Father do. Many Christians incorrectly attribute Jesus' earthly miracles to His inherent divinity, forgetting that He stripped Himself of that privilege to come as a 100% vulnerable human baby. The Earthly Blueprint: Jesus had to fully depend on human care and look directly to His Heavenly Father for supernatural strength. By doing this, He serves as a complete human blueprint for how we are meant to walk out authority on Earth. III. Point 2: The Full Meaning of Salvation (Sozo) Fire Insurance vs. Full Rights: Most modern believers view being "saved" purely as a post-death ticket to Heaven to avoid Hell. The Greek Meaning: In Matthew 1:21, the term for save is the Greek word Sozo. When properly translated, it means you are actively rescued from: Accidents, injuries, physical harm, and structural danger. Destruction, risk, peril, loss, and premature/untimely death. Sickness, chronic disease, physical infirmity, and generational curses. The Transacted Benefits: True Sozo simultaneously grants the believer legal rights to divine prosperity, total deliverance from addictions, inner strength, structural healing, and operational wholeness. IV. Point 3: The Conversation in the Temple (The Two Sides) Using a vivid exploration of Luke 2:47, Pastor Lemuel illustrates the 12-year-old Jesus sitting among the elite rabbis and theologians, contrasting His dual lineage: On My Mother's Side: Born into natural law, generational trauma, human limitations, fear, hunger, thirst, trouble, and the lingering curse of sin. On My Father's Side: Formed in supernatural law, eternal life, and generational blessings. The Supernatural Exchange: * Hungry/Thirsty: On His mother's side, He fasts; on His Father's side, He is the Bread of Life and a well that never runs dry. Natural Law: His mother's side is bound to gravity; His Father sits upon the flood (Psalm 29:10)—and a Father who sits on the flood raises a Son who walks on water. Surrounding Defense: On His Father's side, He is covered by feathers and wings (Psalm 91:4), meaning His truth functions as a structural shield, buckler, and surrounding defense against the snare of the fowler. Age and Identity: On His mother's side, He is a 12-year-old from Nazareth; on His Father's side, He is the Ancient of Days, Alpha and Omega, the Architect of the Universe, and the Lamb slain before the foundation of the world. V. Point 4: Operating in Dunamis Power The Age of Public Service: In Hebrew culture, a priest could not step into public high-priestly service until age 30. Accordingly, Jesus did not perform public miracles until reaching this baseline. The Necessity of Anointing: Acts 10:38 states that God anointed Jesus of Nazareth with the Holy Ghost and power. If Jesus was operating strictly as God, He wouldn't require an anointing or a companion. He operated as an anointed human being. Miraculous Power (Dunamis): When the Holy Ghost fills a believer, they receive Dunamis power—the explosive, dynamic, and supernatural capacity to perform miracles. Rebuking the Root: When dealing with demonic possession (Acts 16), Peter's mother-in-law's fever (Luke 4), or the raging sea (Mark 4), Jesus always used sharp, severe, and authoritative rebukes (epitimao). In the storm, He did not rebuke the water; He rebuked the wind—the structural root cause of the problem. VI. Conclusion: Activating Faith vs. Waiting The Whip Post Transaction: Based on Isaiah 53:5 and 1 Paragraph 2:24, our healing is already completely provided in the past tense ("by whose stripes you were healed"). Healing was legally settled at the whipping post, not two years from now. Faith is Practical Action: Believers fail to receive because they allow passive doubt to eat their seed of faith. Like the ten lepers in Luke 17, their structural healing manifested on the way because they actively moved in obedience to Jesus' command. Healing vs. Wholeness: While nine lepers were cleansed (cured of the disease), the Samaritan leper who turned back to worship Jesus was made whole (Sozo). Healing cures the virus; wholeness creatively restores every limb, finger, or piece of flesh that was eaten away or missing. Scripture Index Here are the primary scriptures read, cited, or expounded upon during the service: Deuteronomy 34:7 (Referenced) – The account of Moses being 120 years old with eyes undimmed and his natural force unabated. 1 Corinthians 6:19-20 (Referenced) – Knowing that your body is the temple of the Holy Ghost, bought with a price. John 5:19 > "Then answered Jesus and said unto them, Verily, verily, I say unto you, The Son can do nothing of himself, but what he seeth the Father do: for what things soever he doeth, these also doeth the Son likewise." Isaiah 7:14 > "Therefore the Lord himself shall give you a sign; Behold, a virgin shall conceive, and bear a son, and shall call his name Immanuel." Isaiah 9:6 > "For unto us a child is born, unto us a son is given: and the government shall be upon his shoulder: and his name shall be called Wonderful, Counsellor, The mighty God, The everlasting Father, The Prince of Peace." Matthew 1:21 > "And she shall bring forth a son, and thou shalt call his name Jesus: for he shall save [sozo] his people from their sins." Luke 2:8-14 (Paraphrased) – The angelic announcement to the shepherds keeping watch over their flocks by night in the city of David. Luke 2:47 > "And all that heard him were astonished at his understanding and answers." Romans 8:2 (Referenced) – The law of the Spirit of life in Christ Jesus making us free from the law of sin and death. Psalm 29:10 (Referenced) – The Lord sitting upon the flood; the Lord sitting King forever. Psalm 91:1-16 (Completely Quoted) – The structural promises of protection, including abiding under the shadow of the Almighty, delivery from the snare of the fowler, protection from night terror, and angels bearing the believer up. Psalm 8:4-8 (Referenced) – What is man that thou art mindful of him, creating him a little lower than the angels and putting all things under his feet. Luke 10:19 > "Behold, I give unto you power to tread on serpents and scorpions, and over all the power of the enemy: and nothing shall by any means hurt you." Psalm 103:1-5 (Referenced) – Blessing the Lord and forgetting not His benefits, who forgives iniquities and heals all diseases. Mark 11:23 > "For verily I say unto you, That whosoever shall say unto this mountain, Be thou removed, and be thou cast into the sea; and shall not doubt in his heart... he shall have whatsoever he saith." Acts 10:38 > "How God anointed Jesus of Nazareth with the Holy Ghost and with power: who went about doing good, and healing all that were oppressed of the devil; for God was with him." Isaiah 53:5 > "But he was wounded for our transgressions, he was bruised for our iniquities: the chastisement of our peace was upon him; and with his stripes we are healed." 1 Peter 2:24 > "Who his own self bare our sins in his own body on the tree, that we, being dead to sins, should live unto righteousness: by whose stripes ye were healed." Hebrews 1:14 > "Are they not all ministering spirits, sent forth to minister for them who shall be heirs of salvation?" 2 Corinthians 5:21 > "For he hath made him to be sin for us, who knew no sin; that we might be made the righteousness of God in him." Luke 17:11-19 (Referenced) – The healing of the ten lepers on their way to the priest, and the structural wholeness given to the one returning Samaritan. "Thanks for listening! For more information, visit churchoftheharvest.com. Don't forget to follow us on Facebook and YouTube @cothcleveland.
$11.5 billion flows into Nepal every year through remittance. More than half of it never enters the formal system. And the companies legally processing the rest are operating at a loss. Ritesh Mittal has spent 21 years inside this industry. In this episode he tells us everything the industry does not want to say out loud. The informal economy, the collapsing margins, the Middle East risk, the skill development opportunity, and why the next big solution will come from a young Nepali willing to treat this problem as a personal mission. This conversation is a mirror held up to Nepal: its ambitions, its failures, and the window of opportunity that is still, just barely, open. The clock is ticking, the money is moving, and Nepal needs to decide what side of history it wants to be on. In this episode of The Doers Podcast, we talk about: -Nepali diaspora sends $11.5 billion home every year, and more than half of it never enters the formal system. -Why has one of the most critical industries in Nepal been operating at a loss for years, and nobody is talking about it? -What happens to Nepal's economy the day Middle East instability forces millions of workers to come home? -How does a 21-year industry veteran watch his revenue grow and his profits collapse at the same time? -The remittance business built this nation, and it might be quietly dying. -Why skill development, not remittance, might be the real next frontier, and why young Nepalis are sleeping on it. Timestamps: 0:00 – Episode Highlights 1:10 – Opening Conversation 7:05 – His Journey, Struggles & Early Hardships 14:18 – Building International Partnerships in the Remittance Industry 21:34 – Why Revenue Increased but Profits Declined 27:01 – Why Remittance Companies Are Remembered Only During Foreign Reserve Crises 33:36 – How Trade Activities Indirectly Facilitate Hundi Networks 47:30 – Why Remittance Companies Should Be Allowed to Open Foreign Bank Accounts 55:24 – The Social Consequences Emerging from Nepal's Remittance Dependency 1:07:26 – Every Problem Becomes a Solution When Viewed Differently 1:13:10 – The Unexpected Countries Sending Remittance to Nepal 1:23:34 – Remittance Companies Pay Nearly 30% in Taxes 1:34:11 – Building Businesses in Industries He Initially Knew Nothing About 1:41:30 – Advice He Would Give to His Younger Self 1:46:40 – Closing Remarks If you love reading, don't miss our newsletter on Substack Link: https://substack.com/@doersglobal? Want to join us live in the studio as an audience member? Fill out this form: https://forms.gle/xZi8yptyoxkkc6aa8 ✉ Reach out to us at partners@doersnepal.com
Patrick K. O'Donnell introduces Captain John Charles Carpenter and the Jesse Scouts, a Union special forces group named after Jesse Frémont. Emerging from the Missouri insurgency, these scouts utilized 21st-century tradecraft such as disguises and infiltration to gather intelligence behind enemy lines. Simultaneously, the Confederacy enacted the Partisan Ranger Act to organize irregular fighters like John Singleton Mosby. Operating in "Mosby's Confederacy," these rangers conducted asymmetrical warfare that tied down thousands of Union troops. Both sides grappled with the lack of discipline in these units, yet recognized their strategic brilliance in modern irregular combat. (1)1863
Patrick K. O'Donnell details the exploits of Richard Blazer, the brilliant leader of the Blazer Scouts, the Union's first modern hunter-killer team. Operating in the rugged terrain of West Virginia, Blazer utilized detective work and lightning raids to hunt Confederate partisans. His primary adversaries were the Thurman brothers, ruthless "bushwhackers" who targeted Union supply lines and often executed prisoners. Under General Averell, Blazer's team integrated tradecraft from the Jesse Scouts to protect vital B&O railroad lines and conduct crucial battlefield reconnaissance to support Union Army raids against Confederate logistics. (2)1865
Entrepreneurship does not come with a perfect instruction manual. You have to learn how to operate in the gray. In this episode of The Level Up Podcast, Paul Alex breaks down why embracing ambiguity is one of the most important skills a leader can develop. Let's be real… If you freeze every time there is no clear answer… If you need guaranteed outcomes before taking action… If you wait for perfect certainty before making a move… You are going to get left behind. In this episode, you'll learn: Why the rulebook disappears at higher levels of leadership How demanding certainty can destroy your ability to execute Why logic and data must guide you through uncertain situations How comfort in chaos separates true leaders from everyone else The truth is simple: Business is not always black and white. Markets shift. Problems appear. Technology changes. Clients evolve. And sometimes you have to make the best decision possible with limited information. That is leadership. Most people panic when things become unclear. High-level operators stay calm. They read the data. They trust their judgment. They move with discipline. And they build the framework while everyone else is waiting for instructions. Stop looking for the manual. Step into the gray. Navigate the chaos. Lead the way. And keep leveling up. Your Network is your NETWORTH! Make sure to add me on all SOCIAL MEDIA PLATFORMS: Instagram: https://jo.my/paulalex2024Facebook: https://jo.my/fbpaulalex2024YouTube: https://www.youtube.com/channel/UCGhDAD1JyGGzSQUPD9lc9HQLinkedIn: https://jo.my/inpaulalex2024 Looking for a secondary source of income or want to become an entrepreneur? Check out one of my companies below to see if we can help you: www.CashSwipe.com FREE Copy of my book “Blue to Digital Gold - The New American Dream”www.officialPaulAlex.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Motivation fades, principles hold. Habits drive action. Mindset shapes perspective. Operating principles guide decisions. Big goals expose weak execution systems.
Everybody says trucking is broken. Rates are soft. Insurance costs are crushing carriers. Operating expenses keep climbing. Every week another trucking company shuts its doors, another owner-operator parks the truck, and another driver wonders if it's still worth it. So here's the question: If trucking is so bad right now, how are some fleets and owner-operators still finding a way to win? On this episode of Brake Check, Charles Gracey sits down with two trucking leaders attacking that problem from completely different angles. JR Elrod, President of BAR Transportation, a 30-year trucking veteran who spent more than two decades hauling heavy freight before building a specialized carrier focused on government, project, and niche freight. Tyler Johnston, General Manager of Mercer Transportation, one of North America's most successful owner-operator carriers, with more than 2,200 contractors and nearly 50 years in business. Topics include: Owner-Operator Survival in 2026 Open Deck & Heavy Haul Freight Trends Soft Freight Markets & Rising Costs Driver Retention & Profitability Insurance Costs Crushing Trucking Carrier-Broker Relationships Small Fleet Survival Strategies The Future of Independent Trucking Whether you're an owner-operator, fleet owner, company driver, broker, shipper, or simply trying to understand where trucking is headed next, this conversation delivers real-world strategies from people living it every day. Question for the comments: What's the biggest challenge facing trucking right now: rates, insurance, regulations, freight, or something else? #Trucking #OwnerOperator #Freight #Logistics #TruckDriver #CDL #FreightWaves #BrakeCheck #Transportation #HeavyHaul #OpenDeck #TruckingIndustry #SupplyChain #OwnerOperators #Truckers Follow the Brake Check Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
An abundance mindset has very little to do with your current circumstances and everything to do with your ability to embrace gratitude. In this episode, Alex explains why great leaders embrace abundance over scarcity, regardless of what's happening in the business. He then breaks down five signs you might be operating out of scarcity and explains how each one is rooted in a lie that holds leaders back. Information isn't the gap between failure and success—action is. Path for Growth's 1-on-1 coaching helps you create a plan and execute on what matters most for your business. Apply today at pathforgrowth.com/coaching.Episode Recap:Great leaders maintain an abundance mindset regardless of circumstances What makes an abundance mindset healthy or unhealthy? Why is it so dangerous to operate out of scarcity? 1. A need for validation 2. Dwelling on catastrophe 3. Fragility 4. Determinism 5. Hoarding Scarcity is rooted in a lie, so embracing truth will transform your outlook If you're ready to move beyond just gathering information and start executing on what truly matters, Path for Growth's 1-on-1 coaching can help. Apply now at pathforgrowth.com/coaching.Resources:Follow the podcast on Apple or SpotifySchedule a call to learn more about Path for Growth Coaching and CommunityDownload the Free Reading GuideConnect with our Founder Alex Judd on LinkedIn and Instagram
As television viewership shifts, NBCUniversal is proving that premium IP like live sports and reality television can compete with digital channels by integrating advanced programmatic ad tech. Through initiatives like real-time AI context-scanning and the Performance Insights Hub, they are closing the data loop to deliver immediate, measurable outcomes across the entire marketing funnel. Key Highlights
Many agency owners proudly hold the pitchfork of independence, but if your firm isn't growing, you are literally losing wealth every single year. The days of treating an agency like a personal lifestyle business while expecting a massive private equity payout are coming to an end.My guest, James Graham, Managing Director at Marsh Berry, joins me to give a "State of the Union" on the M&A landscape in the insurance industry. We break down why the M&A market has shifted from an era of "free money" to highly disciplined buying, why acquirers are intensely scrutinizing Quality of Growth (QofG) and EBITDA margins, and why the drop in public broker organic growth is a massive wake-up call for independent shops. We also discuss the biggest deal-killers in the 11th hour and why the most successful founders have mastered the art of delayed gratification. If you are an agency principal trying to decide whether to scale, partner, or sell, this episode provides the exact roadmap buyers are looking for in 2026.▶▶ Sign Up For Your Free Discovery Callcompletegameu.com/agaTimestamped Outline(00:00) Introducing James Graham(03:17) Why Do Agencies Sell? The Three Macro Buckets of M&A(05:02) The Wealth Trap: Why Holding a Stagnant Agency is Losing You Money(07:34) The Hard Truth: Selling Insurance vs. Operating an Agency(09:54) The 2026 M&A Landscape: High Multiples and the "Quality Spread"(12:30) Why Deals Fall Apart: Mismatched Expectations and Murky Ownership(15:00) The Scrutiny Shift: Why "Quality of Growth" is the New Buyer Metric(17:41) The Drop in Organic Growth: "The Water is Out and You're Naked"(21:45) 11th Hour Deal Killers: What Happens When Top Producers Walk Away(27:24) Start Now: Why You Must Run Your Agency Like It's For Sale Today(29:17) Delayed Gratification: The #1 Characteristic of Scalable Founders(32:49) The Power of Peer Exchange: Inside MarshBerry's Executive Network(36:55) James's Final Advice: Why Organic Growth is Your Greatest M&A LeverageCONNECT WITH ANDY NEARY
What if all of the nos and disasters of your life are the start of the exact path God is using to build something bigger? In this episode, Jeff and Jacob discuss: Discovering entrepreneurship through networking. Seeing the world how Jesus asks us to. Operating from a place of faith, not fear, regardless of our memory of fear. Learning something every step of the way. Key Takeaways: Take the first step - it is more likely to be a curb or a three foot wall, not a cliff. Start before you know everything. You will be learning throughout the process of whatever you're doing. You are going to miss, both for good and for bad, but you won't know if you don't start. The spirit of fear is not of the Lord. He can do more with us than we think is possible. You cannot write the end of your story. Just keep going - your story will be worth telling one day. "The Lord did not give you this vision or this desire or this relentless ability for nothing, and one of two things are going to happen: either the business will come to fruition, the way that you've envisioned it, and the way that the Lord has put on your heart, or it won't, but something will come out of that for the better." — Jacob Robinson About Jacob Robinson: Jacob Robinson is the founder of three start-ups including Dig World, a theme park where kids and adults get to operate real construction equipment. 1 Stone Solutions, a commercial cleaning company and DryPort Capital, an industrial outdoor storage real estate firm. He has successfully started, raised funds, built management teams, and executed plans to bring three diverse businesses to life. In 2023, Jacob was recognized as one of the “Most Admired CEOs in Houston” by the Houston Business Journal. He is honored to serve on the Board of Directors for the Brookwood Community for disabled adults and is involved in his church. In 2025, Jacob aired on ABCs hit show, Shark Tank telling his personal story and the story of Dig World to a national audience. Jacob is a graduate from Texas A&M University. He lives in Katy, TX with his wife, Melissa and children, Pierce, Annie, and Spencer. Connect with Jacob Robinson: Website: https://digworldnation.com/ Website: https://www.jacobrobinson.co/ LinkedIn: https://www.linkedin.com/in/jacob-robinson-9912b215 Facebook: https://www.facebook.com/jacob.robinson.942/ Instagram: https://www.instagram.com/robinsonjacob Connect with Jeff Thomas: Website: https://www.arkosglobal.com/ Podcast: https://www.generousbusinessowner.com/ Book: https://www.arkosglobal.com/trading-up Email: jeff.thomas@arkosglobal.com Twitter: https://twitter.com/ArkosGlobalAdv Facebook: https://www.facebook.com/arkosglobal/ LinkedIn: https://www.linkedin.com/company/arkosglobaladvisors Instagram: https://www.instagram.com/arkosglobaladvisors/ YouTube: https://www.youtube.com/channel/UCLUYpPwkHH7JrP6PrbHeBxw
"Don't overvalue the top procurement spot, and don't undervalue the tools and the budget required. It's an ecosystem." - Stephen Rauf, Global Head of Indirect Procurement, Zoetis Delivering more value with fewer resources is an easy thing to want, but tough to execute consistently over time… unless procurement rethinks their entire approach, from operating model and team structure to technology and stakeholder influence. In this episode, Philip Ideson speaks with Stephen Rauf, Global Head of Indirect Procurement at Zoetis, the world's leading animal health company. Stephen unpacks how he has steered a lean, high-impact team through transformation, why "build vs. buy" is a weekly question, and what it takes to create true business partnership – while surfacing next-gen use cases for AI. In this episode, Stephen shares his point of view on: -Building nimble procurement teams that can punch above their weight -Moving from managing spend to shaping demand with stakeholders -Using tech – and especially AI – to enable rather than overwhelm -Deciding when to build internal strength vs. partnering for expertise -Measuring a broader spectrum of procurement value, not just cost savings Links: Stephen Rauf on LinkedIn: https://www.linkedin.com/in/stephenrauf/ Subscribe to the AOP Newsletter: https://resources.artofprocurement.com/art-of-procurement-podcast-subscribe Subscribe to Art of Procurement on YouTube: https://www.youtube.com/@ArtofProcurement
CFTC Chairman Mike Selig sits down on the mainstage at Consensus to break down the most consequential regulatory shift in crypto history: a joint SEC-CFTC taxonomy that finally defines what kind of asset everything is, effectively putting the Howey Test to rest. He also makes the case for why prediction markets belong under federal jurisdiction, not state gaming commissions, and why he's already suing multiple states to prove it. Operating as the sole commissioner on a five-member body, Selig is moving fast on rulemaking, AI-powered market surveillance, and cementing the US as the global home for crypto innovation. - Timecodes: 00:00 - CFTC Chairman Mike Selig at Consensus Miami 2026 01:00 - The New Crypto Taxonomy 03:13 - Joint CFTC/SEC Rulemaking and Its Durability 04:34 - Protecting Software Developers 06:53 - Why Prediction Markets Belong With the CFTC 09:13 - Sports Wagers vs Event Contracts Explained 11:33 - State Lawsuits and the Path to the Supreme Court 13:36 - Using AI for Market Surveillance 15:09 - Operating as the Sole Commissioner
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Adonis Lockett. Titles: Private Capital Expert, Real Estate Investor, EducatorBackground: Former engineer for NASA, Boeing, Lockheed Martin, CaterpillarHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Adonis Lockett details his transition from aerospace engineering into real estate and private capital, explaining how he built wealth not just by flipping houses—but by operating on “the money side of real estate.” The interview demystifies private lending, access to capital, and how everyday individuals can participate in wealth-building without owning property themselves. Purpose of the Interview The interview aims to: Expose a lesser-known path to real estate wealth—private money and capital brokering. Challenge myths about cash buyers, flipping profits, and bank lending. Educate listeners on leverage and capital access, especially those rejected by traditional banks. Provide a practical alternative income stream that can be part-time or full-time. Introduce Adonis’s “Smart Money Blueprint” as an educational pathway into private capital. Key Themes & Takeaways 1. Engineering Was a Backup—Entrepreneurship Was the Goal Adonis earned a degree in Electrical & Mechanical Engineering, never intending to stay long-term in corporate. His engineering career provided income stability while he explored entrepreneurship. He viewed employment as predictable—but limiting. Takeaway: A high-paying job can fund your exit, not define your destiny. 2. The Leap Into Real Estate—and the Reality Behind It His first deal closed in 62 days, earning more than his annual engineering salary. He quit corporate at age 23, but what followed were four to five years of financial struggle. He survived by borrowing money monthly while peers thrived in corporate roles. Key insight: Early wins can be misleading—longevity requires business mastery, not just intelligence. 3. Ego vs. Education Adonis admits his biggest mistake was underestimating the need to learn business. He relied on intelligence and people skills instead of mentorship and systems. Perseverance saved him—but mentorship could have shortened the learning curve. Takeaway: Hustle without instruction costs time and money. 4. “The Money Isn’t in Real Estate—The Money Is in the Money” This is the core philosophy of the interview. Most “cash buyers” are not using their own cash. Over 70% of cash purchases are funded by private lenders, not banks. Private lenders deploy capital faster, with fewer requirements, and higher flexibility. Key idea: Control the capital, and you control the transaction. 5. Understanding the Private Lending Model Adonis explains how people make money without buying houses: He acts as a capital broker, connecting investors to private lenders. He earns 1–2% fees on loan amounts—often tens of thousands per deal. He carries no risk, no liability, and no capital exposure in many cases. Example:A $600,000 investment loan × 2% = $12,000 fee for facilitating the introduction. 6. Why Private Money Beats Banks Banks require: Credit checks Tax returns Debt-to-income ratios Long approval timelines Private lenders often: Skip credit checks Ignore DTI Deploy funds in 3–5 days Focus solely on deal viability Takeaway: A bank’s “no” is often exactly why private lenders say “yes.” 7. The Smart Money Blueprint Adonis created the Smart Money Blueprint to teach this system: Focuses on the money side of real estate Self-paced education (10+ hours) Hands-on deal execution Live support until students close 10 deals Designed to eliminate costly trial-and-error Core promise: Learn to be “the bank” without needing money. 8. Flipping Isn’t What It Looks Like on TV Adonis breaks down common investor mistakes: Gross profit ≠ net profit Fees, holding costs, and market shifts erase margins Most “$100K flips” net closer to $30K–$40K Lesson: Education protects profits. 9. Relationships Create Wealth—Not Transactions Early in his career, Adonis underestimated relationships. His business scaled once he aligned with high-volume investors and repeat partners. Capital flows through trust networks, not ads. Takeaway: Relationships are currency. 10. Flexible Path to Income The private money model can be: Part-time: 2–4 hours per week Full-time: Income replacement or exponential growth Key point: This is about leverage, not labor. Notable Quotes “The money isn’t in real estate—the money is in the money.” “Most cash buyers aren’t cash buyers at all.” “I was flat broke for years after quitting corporate—people don’t talk about that part.” “A bank’s no is often the reason a private lender says yes.” “Perseverance kept me alive—but mentorship would have saved me years.” “You don’t need money to be the bank—you need knowledge.” Overall Impact This interview reframes real estate success away from property ownership and toward capital intelligence. Adonis Lockett offers listeners a nontraditional, scalable, and low-risk path to wealth—particularly powerful for: Professionals stuck in high-paying jobs Entrepreneurs denied bank loans Real estate investors seeking leverage Individuals looking for alternative income streams Final message: If you understand money, you don’t need to chase property—property comes to you. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
The wholesaling industry has shifted, and the days of blindly mass-dialing massive, saturated lists are over. Brent Daniels brings on the absolute king of dispositions, Spencer Caldwell. Operating out of Arizona, Spencer manages a staggering 1,500 text messages a day from hungry cash buyers, successfully connecting them with local wholesalers for a flat $1,500 fee. You will get a behind-the-scenes look at how Spencer dominates the foreclosure auctions and moves 50 to 70 deals a month with an incredibly lean team.You will also discover why "Sniper Lists" like tax defaults and inherited properties yield massive returns, how to leverage hyper-local handwritten notes to secure deals from the ugliest houses in your market, and the secrets to setting up Agent Referral Automation using AI. If you want to build bulletproof communication skills and lock up massive assignment fees in today's market, this is your blueprint. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(0:51) Brent's background from a 385 credit score to closing $20 million in assignment fees(2:52) Spencer Caldwell's insane daily routine(6:54) Behind the scenes of bidding and buying properties at Arizona foreclosure auctions(10:06) Spencer's unique disposition model(17:27) Building "The 5MM" community for flippers and buy-and-hold investors(22:19) The exact marketing models working right now for budgets under $2,000 a month(26:48) “Sniper Lists” and why highly targeted, hard-to-find lists beat mass dialing every time(27:49) How to utilize Tax Default and Inherited lists to find highly motivated sellers(30:50) Finding the 1,000 ugliest houses within an hour of your home(36:05) Why personally having 1,000 conversations will make you a bulletproof communicator(39:46) Agent Referral Automation using AI CRM tools and Dr. Bill's Agent List----------Resources:Tax Lates DataUS Leads ListThe 5MMREI PulseOffer GunBatch LeadsDealMachineReach out to Spencer Caldwell directly: (480) 283-4425Instagram:@realbrentdanielsTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Adonis Lockett. Titles: Private Capital Expert, Real Estate Investor, EducatorBackground: Former engineer for NASA, Boeing, Lockheed Martin, CaterpillarHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Adonis Lockett details his transition from aerospace engineering into real estate and private capital, explaining how he built wealth not just by flipping houses—but by operating on “the money side of real estate.” The interview demystifies private lending, access to capital, and how everyday individuals can participate in wealth-building without owning property themselves. Purpose of the Interview The interview aims to: Expose a lesser-known path to real estate wealth—private money and capital brokering. Challenge myths about cash buyers, flipping profits, and bank lending. Educate listeners on leverage and capital access, especially those rejected by traditional banks. Provide a practical alternative income stream that can be part-time or full-time. Introduce Adonis’s “Smart Money Blueprint” as an educational pathway into private capital. Key Themes & Takeaways 1. Engineering Was a Backup—Entrepreneurship Was the Goal Adonis earned a degree in Electrical & Mechanical Engineering, never intending to stay long-term in corporate. His engineering career provided income stability while he explored entrepreneurship. He viewed employment as predictable—but limiting. Takeaway: A high-paying job can fund your exit, not define your destiny. 2. The Leap Into Real Estate—and the Reality Behind It His first deal closed in 62 days, earning more than his annual engineering salary. He quit corporate at age 23, but what followed were four to five years of financial struggle. He survived by borrowing money monthly while peers thrived in corporate roles. Key insight: Early wins can be misleading—longevity requires business mastery, not just intelligence. 3. Ego vs. Education Adonis admits his biggest mistake was underestimating the need to learn business. He relied on intelligence and people skills instead of mentorship and systems. Perseverance saved him—but mentorship could have shortened the learning curve. Takeaway: Hustle without instruction costs time and money. 4. “The Money Isn’t in Real Estate—The Money Is in the Money” This is the core philosophy of the interview. Most “cash buyers” are not using their own cash. Over 70% of cash purchases are funded by private lenders, not banks. Private lenders deploy capital faster, with fewer requirements, and higher flexibility. Key idea: Control the capital, and you control the transaction. 5. Understanding the Private Lending Model Adonis explains how people make money without buying houses: He acts as a capital broker, connecting investors to private lenders. He earns 1–2% fees on loan amounts—often tens of thousands per deal. He carries no risk, no liability, and no capital exposure in many cases. Example:A $600,000 investment loan × 2% = $12,000 fee for facilitating the introduction. 6. Why Private Money Beats Banks Banks require: Credit checks Tax returns Debt-to-income ratios Long approval timelines Private lenders often: Skip credit checks Ignore DTI Deploy funds in 3–5 days Focus solely on deal viability Takeaway: A bank’s “no” is often exactly why private lenders say “yes.” 7. The Smart Money Blueprint Adonis created the Smart Money Blueprint to teach this system: Focuses on the money side of real estate Self-paced education (10+ hours) Hands-on deal execution Live support until students close 10 deals Designed to eliminate costly trial-and-error Core promise: Learn to be “the bank” without needing money. 8. Flipping Isn’t What It Looks Like on TV Adonis breaks down common investor mistakes: Gross profit ≠ net profit Fees, holding costs, and market shifts erase margins Most “$100K flips” net closer to $30K–$40K Lesson: Education protects profits. 9. Relationships Create Wealth—Not Transactions Early in his career, Adonis underestimated relationships. His business scaled once he aligned with high-volume investors and repeat partners. Capital flows through trust networks, not ads. Takeaway: Relationships are currency. 10. Flexible Path to Income The private money model can be: Part-time: 2–4 hours per week Full-time: Income replacement or exponential growth Key point: This is about leverage, not labor. Notable Quotes “The money isn’t in real estate—the money is in the money.” “Most cash buyers aren’t cash buyers at all.” “I was flat broke for years after quitting corporate—people don’t talk about that part.” “A bank’s no is often the reason a private lender says yes.” “Perseverance kept me alive—but mentorship would have saved me years.” “You don’t need money to be the bank—you need knowledge.” Overall Impact This interview reframes real estate success away from property ownership and toward capital intelligence. Adonis Lockett offers listeners a nontraditional, scalable, and low-risk path to wealth—particularly powerful for: Professionals stuck in high-paying jobs Entrepreneurs denied bank loans Real estate investors seeking leverage Individuals looking for alternative income streams Final message: If you understand money, you don’t need to chase property—property comes to you. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.