Podcasts about debt trap

In this episode, Brent Daniels discusses the brutal realities of market cycles and the "entrepreneur's ego." Brent breaks down why real estate is a seasonal business where 70% of annual revenue often drops in just six months, and why failing to manage money during the "fat months" leads most wholesalers to total failure when the market shifts.Join the TTP Training Program for more wholesaling insights. ---------Show notes:(0:48) Beginning of today's episode(2:02) The "70/6" Rule: Why 70% of your annual income comes in a 6-month window (3:34) Avoiding the "Debt Trap" and why businesses implode during market shifts (5:51) The Entrepreneur's Ego: Why we fabricate "chips on our shoulders" and ruin bank accounts (10:27) Financial Thermostats: How your childhood (ages 0-12) dictates your success with money (14:32) Lessons from the 2008 crash: Going from a 10,000 sq. ft. office to losing it all in 90 days (18:13) The Golden Formula: Income - Profit = Expenses (25:48) Why you can hire friends and family (if you aren't an asshole) (28:09) Why 99% of people should stay "on the court" as self-employed rather than hiring a staff----------Resources:Profit First for REI by David RichterThe 7 Habits of Highly Effective PeopleTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?

Drowning in credit offers the moment you land your first paycheck? You're not imagining it, from store cards to buy-now-pay-later, young professionals are being pulled into debt faster than they can say “credit approved". In this episode of Everything Counts, host Motheo Khoaripe sits down with Investec's Keshnie July, Lending Product Owner and Lehlogonolo Ramushu, Credit Risk Consultant, to unpack why so many young people find themselves overwhelmed by debt so early in their careers and what you can do to avoid falling into the debt trap. From building a healthy credit record without sabotaging your future, to spotting bad deals, understanding unsecured loans and recognising the emotional and social pressures that drive overspending, this conversation takes you inside the real-world decisions that shape your financial life. You'll hear why “easy credit” isn't always your friend, how small habits snowball into big consequences and the practical steps every young professional can take to stay in control, protect their credit score and build a foundation for long-term wealth. If you're earning your first salary, navigating credit for the first time or trying to break free from financial stress, this episode will equip you with the clarity and confidence you need to make smarter money decisions. 00:00 Introduction 01:14 Why are so many young people in debt? 02:13 Building a credit record 02:35 The impact of credit decisions 03:48 The marketing of debt 04:27 Unsecured loans and how easy it is to fall into the debt trap 05:03 Importance of reading the fine print 06:14 How much debt is too much? 07:15 Controlling your money habits 07:55 Understanding your finances 09:00 The importance of financial literacy 11:22 Financial mistakes young professionals make 14:36 Financial advice for young professionals: How to spot a bad deal 16:45 The long-term consequences of too much debt 17:20 How debt and credit usage affect your credit score 18:50 What is good debt? 19:50 Debt consolidation and debt review 21:50 Conclusion Investec Focus Radio SA

“They Don’t Know What They’re Signing”: The Student Debt Trap In this episode of The Real Deal with Abby and Regan meets real life decisions: college, trades, and calling. Abby and Regan talk about why so many teens are pushed into student debt before they even understand what they’re signing, why we’re “no student loans” moms, and how to help your kids find a path that fits their God-given gifts—whether that’s college, trade school, military, or beyond. Plus: the importance of choosing a campus that aligns with your family’s values, spiritual formation, and the launch-year reality every mom feels. In this episode: The student loan trap (and why teens can’t grasp the burden yet) College vs. trades vs. military: helping kids find their lane Paying for college with scholarships + realistic planning Why values + formation matter as much as a degree “Equally yoked” and the long game of faith + family Want to collab with Abby & Regan and reach 707,000+ parents? https://www.reganlong.com/new-page-3 Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

Adobe Analytics has reported that "Buy Now, Pay Later" (BNPL) usage hit an all-time high of $10.1 billion in November 2025, and this "phantom debt" doesn't always show up on credit reports immediately.Today's Stocks & Topics: PepsiCo, Inc. (PEP), Market Wrap, “The Holiday Debt Trap: BNPL "Phantom Debt"”, Primoris Services Corporation (PRIM), Firefly Aerospace Inc. (FLY), Commodities, Netflix, Inc. (NFLX), Entergy Corporation (ETR).Our Sponsors:* Check out Incogni: https://incogni.com/investtalk* Check out Invest529: https://www.invest529.com* Check out NordProtect: https://nordprotect.com/investalk* Check out Progressive: https://www.progressive.com* Check out Quince: https://quince.com/INVEST* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Welcome to Go Gaddis Real Estate Radio! I'm Cleve Gaddis—here to make real estate clear, simple, and worry-free so you can buy and sell your home with total confidence and without the fear or confusion that often come with life's biggest investments. Today we're breaking down a headline making waves across the real estate and mortgage world: President Trump's proposal for a 50-year mortgage as a tool to boost housing affordability. Joining me is Expert Advisor Matthew Scout, Vice President and Executive Mortgage Loan Originator with Southeast Mortgage, to discuss whether this new loan term would help buyers—or put them at greater financial risk. We'll cover the key points outlined in today's attached script, including: Lower monthly payments — and why they aren't the whole story Total interest costs — possibly twice as much over the life of the loan Home price pressure — could longer terms push prices even higher? Regulatory hurdles — new federal legislation required to make it legal Risk exposure — what lenders and consumers stand to gain or lose Is the 50-year mortgage a pathway to affordability—or just a longer road to more debt? Matthew and I will unpack the realities behind the proposal so you understand how it could impact you, your budget, and the broader housing market. We'll also share details about our Upside Program, designed to give buyers and sellers all the options they need to succeed in today's changing market. Have a question, want to challenge something you hear, or want your topic featured? Visit GoGaddisRadio.com to connect or subscribe.

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What did you think of todays show??It's not a housing crash, but this could hit the real estate market hard. This episode is all about America's growing debt problem, the rise of foreclosures, and why cash is still king in today's market.We break down how new credit score models could affect lending and the type of assets that can survive a debt-based economy. Plus, Drew Wiard joins the show to share how the commercial industry is holding up, which markets are doing surprisingly well, and what you should be doing to adapt.Topics discussed:Introduction (00:00)Drew's current stance on commercial real estate (04:48)Why pivoting our focus to lending was a smart move (07:22)How to decide when to keep going or pivot (09:15)The rise of foreclosures and cash purchases (11:12)Credit score changes and its impact (13:38)How the long-term debt cycle is shifting our investment strategy (19:48)Generational shifts in work ethic (22:17)The long-term effect of AI and global labor shifts on real estate (28:44)Why people are migrating to midwest markets (33:30)How Drew is underwriting commercial assets in this risky market (37:35)Connect with Drew Wiard:https://www.instagram.com/theflyinginvestor/https://www.tiktok.com/@theflyinginvestorhttps://www.facebook.com/drew.wiardLearn more about the Collecting Keys SCALE Community! https://collectingkeys.com/scale/Check out the FREE Collecting Keys “Invest Anywhere” Guide to learn how to find deals in ANY MARKET Completely virtually (this is how we scaled to over a dozen markets)!https://instantinvestor.collectingkeys.com/invest-anywhereFollow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if your mortgage, checking account, and line of credit were all combined into one powerful tool—could it really speed up your debt freedom and build wealth faster, or just cost you more in the long run?Many Canadians are intrigued by the Manulife One account, a product that promises simplicity, flexibility, and cash flow efficiency. On the surface, it looks like a debt optimizer's dream—every dollar you earn instantly works to reduce interest. But behind the appeal lie real risks: higher rates, temptation to overspend, and the need for disciplined money management. If you've ever wondered whether this account is a smart wealth-building strategy or an expensive convenience, this episode breaks down the truth.In this conversation, you'll discover:Why the Manulife One account can accelerate mortgage payoff and unlock advanced wealth strategies like the Smith Maneuver.The hidden pitfalls that trip up borrowers—and how to know if this tool is a fit for your financial discipline.An alternative approach using a traditional mortgage with a re-advanceable HELOC that may give you lower rates while still opening doors to long-term wealth.Press play now to learn whether Manulife One is your secret weapon—or if there's a smarter path to financial freedom waiting for you.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial freedom in Canada requires more than paying down a mortgage—it's about creating a holistic Canadian wealth plan that aligns with your goals. Tools like the Manulife One account can streamline cash flow, strengthen debt management, and even open doors to strategies like the Smith Maneuver, where home equity is re-leveraged for investment and wealth buildReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Expert Topic: Repo Rate Cuts: A Lifeline or a Debt Trap? Guest: Taryn Matthysen, the Chief Operations Officer at FinFix

Motheo Khoaripe speaks to Dr Azar Jammine, Director and Chief Economist at Econometrix, about South Africa’s debt troubles after Moody’s flagged weak growth, rising fiscal strain and structural hurdles. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Rachel Cruze, best-selling author and daughter of Dave Ramsey, joins Matt & Abby to spill money tips every couple needs to hear. From combining finances and crushing debt to car payments, renting, and teaching kids about money, this episode is packed with practical advice you can use today. This episode is sponsored by BetterHelp, Google Gemini, Nutrafol & Hiya. BetterHelp: Visit https://BetterHelp.com/unplannedpodcast today to get 10% off your first month. Google Gemini: Visit https://gemini.google/students to learn more and sign up. Terms apply. Nutrafol: Visit https://nutrafol.com and enter promo code UNPLANNEDPOD for $10 off any order and free shipping when you subscribe. Hiya: Go to https://hiyahealth.com/UNPLANNED and receive 50% off your first order. Chapters: 00:00 - Rachel Cruze 02:27 - How Dave Ramsey raised his kids 04:47 - What it's like to have Dave Ramsey as a father 06:40 - Asking my husband to get rid of his credit card 11:56 - Why married couples should combine finances 15:47 - Why married couples shouldn't combine finances 17:30 - What you should do if your spouses spending is out of control 22:51 - The number one thing keeping you broke 26:16 - The car payment trap explained 40:49 - How to have a money conversation with your kid 45:52 - How Dave Ramsey recommends you buy a house 49:08 - Why you shouldn't rent a home 53:38 - Why Dave Ramsey's formula to getting rich works Learn more about your ad choices. Visit podcastchoices.com/adchoices

Episode Description Are your credit cards secretly keeping you stuck? In Episode 276 of the #GetUnstuck Podcast, Heather Newman breaks down how credit card interest and compound interest work, why the “mini loan” illusion is costing you more than you think, and exactly how to break free using the Dave Ramsey snowball method. This episode is perfect for women ready to take control of their finances, stop the cycle of debt, and build quiet confidence in their money decisions. Heather shares 5 actionable steps to get out of credit card debt, plus real numbers and examples that make it crystal clear why taking action now matters.

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This evening, we dive into market movements with Rand Swiss, we discuss results with Thungela and Absa, Agricultural Business Chamber (Agbiz) provides insight into latest data showing SA agriculture exports are increasing despite global trade volatility, we look at the gender retirement gap with Ninety One as data suggests women on average retire with less yet live longer, and we consider important conversations to have at home in order to avoid the dreaded debt trap. SAfm Market Update - Podcasts and live stream

Ghost takes listeners on a global tour of power plays and economic maneuvers, starting with the African Union's push for financial independence through gold-backed currency, challenging Western monetary control. He examines Vladimir Putin's calculated moves ahead of the Alaska summit with Trump, exploring how Russia positions itself as a diplomatic powerbroker while balancing alliances with China and the Global South. The episode also dives into China's Belt and Road debt-trap diplomacy, its tightening grip on African infrastructure, and how resource-rich nations are pushing back. From shifting alliances in the Middle East to the erosion of U.S. influence in the developing world, Ghost connects the dots on how economic sovereignty, energy politics, and strategic negotiations are redrawing the global map.

In this episode, I sat down with my good friend and financial wizard Chris Naugle to break down the trap that's keeping most Americans broke—being house rich and cash poor. We talk about the habits that formed after COVID, the rise in credit card delinquencies, and how people are sitting on equity but have no cash flow. Chris shares his powerful “recycle and recapture” strategy using HELOCs and infinite banking to actually grow wealth instead of staying on the debt hamster wheel. We also pivot to what's happening in real estate development, how luxury units are failing, and why affordable housing is the opportunity of the next 2–3 years. This is a masterclass in personal finance and smart real estate investing that everyone needs to hear.   -- Chris Naugle is a nationally recognized money mentor, real estate investor, and the founder of The Money School and Be Your Own Bank. A former professional snowboarder turned financial strategist, Chris has helped over 10,000 people take control of their finances using the principles of infinite banking, private lending, and strategic wealth-building. Connect with Chris Naugle Website: www.chrisnaugle.comYouTube: @ChrisNaugleInstagram: @thechrisnaugleFacebook: Chris NauglePodcast: The Chris Naugle Podcast -- Thank you to Mando for supporting today's podcast! Stay Fresh, Stay Confident with Mando! Tired of body odor? Mando Whole Body Deodorant keeps you fresh for up to 72 hours—pits, feet, and everywhere in between. Grab the Starter Pack and get $5 off (over 40% off!) with code [COLBY] at ShopMando.com. Smell fresher, stay drier, and boost your confidence. Get yours today! -- About Justin: After investing in real estate for over 18 years and almost 3000 deals done, Justin has created a business that generates 7 figures in active income through wholesaling and fix and flipping as well as accumulating millions of dollars of rental properties including 5 apartment buildings, 50+ single family homes, and 1 storage facility Justins longevity in real estate is due to his ability to look around the corners, adapt to changing markets, perfecting Raising private capital, and focusing on lead generation which allows him to not just wholesale and fix & flip, but also accumulate wealth through long term holds. His success in real estate led him to start The Entrepreneur DNA podcast and The Science Of Flipping podcast and education company, and REI LIVE where he's actively doing deals with members. He has coached and mentored thousands of aspiring and active investors over the last decade. Connect with Justin: Instagram: @thejustincolby YouTube: Justin Colby TikTok: @justincolbytsof LinkedIn: Justin Colby  

Learn to invest alongside the top minds in commodities. Join The Commodity University today. CLICK: https://linkly.link/26yH8 In this episode of The Jay Martin Show, geopolitical strategist Dr. Kamran Bokhari unpacks the new power dynamics reshaping the Middle East and Central Asia. From the fall of the Assad regime in Syria to Iran's quiet regime evolution, Bokhari dives deep into the regional chessboard—explaining why Azerbaijan is becoming a pivotal energy and trade hub, how the U.S. is shifting its strategy, and why China's Belt and Road Initiative may be faltering under its own weight. Sign up for my free weekly newsletter at https://2ly.link/211gx Be part of our online investment community: https://cambridgehouse.com https://twitter.com/JayMartinBC https://www.instagram.com/jaymartinbc https://www.facebook.com/TheJayMartinShow https://www.linkedin.com/company/cambridge-house-international 00:00 – Intro 01:38 – Why Syria Is the Region's New Tipping Point 06:06 – The U.S. Strategy: Let Regional Powers Lead 12:10 – Is Destabilization a U.S. Tactic? 13:02 – Breaking Down the Big Four: Turkey, Saudi Arabia, Israel, Iran 17:05 – Iran's Regime Is Morphing: What Comes Next? 21:45 – Iran Before 1979: What Really Changed? 25:07 – Two Paths Forward: Regime Evolution vs Collapse 28:27 – Why Regime Change Could Spark Chaos 34:23 – Azerbaijan: The Rising Strategic Power Nobody Saw Coming 42:24 – The Middle Corridor: Bypassing Russia and China 46:05 – What Is the Middle Corridor, Exactly? 50:08 – Russia & Iran Losing Influence in the Caspian 53:23 – The Geopolitical Weight of the Belt and Road 55:26 – Why the Belt and Road Is Failing 01:03:16 – Belt and Road: Economic Lifeline or Debt Trap? 01:07:15 – China's Economic Fragility and Global Overreach 01:15:33 - China's Evolutionary Problem 01:24:08 - The US standpoint on China Copyright © 2025 Cambridge House International Inc. All rights reserved.

In this marathon episode, Matt Ehret and Ghost peel back the layers of the modern financial Ponzi scheme and its deep philosophical roots. They start by dissecting the $700 trillion derivatives market, exposing how deregulation and speculative gambling replaced real productive investment since the repeal of Glass-Steagall. The conversation explores how this system was built on fiat debt slavery, designed to keep generations trapped in perpetual repayment while a handful of banks and hedge funds consolidate control. Matt and Ghost also trace how Darwinian and social Darwinist theories, promoted by figures like Thomas Huxley and later repackaged into corporate science, became the cultural backbone that justifies economic exploitation, eugenics, and the manufactured scarcity mindset. They show how these ideas seeped into everything from the Rockefellers' stranglehold on medicine to modern “pump-and-dump” crypto scams. Throughout, they challenge libertarian and Keynesian dogmas alike, explaining why neither camp offers a real path to freedom. The hosts call for a return to first principles, justice, moral economies, and honest money...and question whether Americans will ever wake up to the reality that they're living in a rigged casino designed to fail.

Jonathan joins Drew Mariani on Relevant Radio to talk about the emotional and spiritual weight of debt—and how to break free from it. They cover real-life stories, practical first steps, and why shame has no place in your financial journey.Whether you're drowning in credit card payments or just trying to be a better steward, this conversation will remind you that hope is always on the table—and change is possible.

Have you fallen into the debt trap today? If you'd like to climb out but don't know how, you've come to the right place. Today, Ron shares five practical steps to getting out of debt. They aren't easy, but they are doable. And let's face it, no matter how hard getting out of debt may be, it's far easier than staying in it. 

Today, Ron takes us to the all-too-familiar problem of consumer debt. Many people struggle to make ends meet, and part of the problem is they've made a bad choice or two along the way. How can you get debt free? What is God's plan for your finances? Find out next, as Ron continues his teaching series, “His Money, Your Faith.”  

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss "Buy Now Pay Later."Buy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Stephen Grootes speaks to consumer journalist Wendy Knowler about the often-overlooked issue of shortfalls after repossession, where individuals may still be liable for unpaid debts even after losing their assets, and how this can impact their credit records and future financial opportunities. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk. There’s more from the show at www.themoneyshow.co.za Subscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa. Follow us on:702 on Facebook: www.facebook.com/TalkRadio702 702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalk CapeTalk on TikTok: www.tiktok.com/@capetalk CapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalk See omnystudio.com/listener for privacy information.

In this episode of the Get Out of Debt Guy Podcast, Steve and Damon dive into the mind-boggling world of financing your fries. That's right—DoorDash is now letting you pay for takeout in installments with Klarna. Sounds convenient… but is it a clever trick or a financial trap?From missed payments tanking your credit score to racking up phantom debt for burgers and burritos, we unpack the real cost of this global trend. You'll hear why Klarna loves your Big Mac more than you do, how impulse spending feels cheaper when it's split into four payments, and why this isn't all that different from charging beer emergencies in the '80s.Plus, Damon shares a contrarian take no one else is talking about (yep, it involves tips, side hustles, and a woman who DoorDashed a $600 Target order), and we hit you with a dose of reality: just because you can finance fast food doesn't mean you should.

Marc & Kim dive into the alarming reality of Americans' rising credit card debt, with total balances approaching $1.7 trillion. Vance Barsch, a financial strategist, joins the show to explain how skyrocketing interest rates are leaving many Americans trapped in debt. Vance offers practical advice on tackling this financial crisis, including debt consolidation and avoiding the temptation of opening new credit cards. The discussion highlights how many families, particularly those struggling in the wake of COVID-19, are turning to credit cards to make ends meet. Find out how to break free from the debt cycle and avoid financial ruin in today's economy.

- Fake Maha Group Warning (0:00) - Real Maha Movement and Key Figures (3:40) - Introduction to Bright Learn (6:59) - Bright Learn Video Demonstration (17:27) - Health Ranger Store Product Updates (29:00) - AI Shocker Special Report (34:40) - Government Corruption and Evil Values (59:22) - Call to Action and Final Thoughts (1:22:19) - Climate Change and Scientific Bias (1:22:38) - Critique of Mainstream Media and Information Sources (1:25:35) - Introduction of Mike Adams and His Work (1:28:39) - Surprising Findings in Food Forensics (1:30:11) - Heavy Metals in Food and Supplements (1:33:32) - Mineral Deficiency and Toxin Exposure (1:44:53) - Adulteration in the Supplement Industry (2:03:22) - Nutritional Value of Food and Supplements (2:19:36) - Mineral Supplementation and Health (2:23:11) - Decentralization of Knowledge and Food Supply (2:27:00) - Final Thoughts and Closing Remarks (2:31:31) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

- Trump's Actions and the Multi-Polar World (0:00) - Interview with John Perkins: Economic Hit Man (3:40) - Marco Rubio's Perspective on US Foreign Policy (4:37) - Trump's Geopolitical Moves and Their Implications (13:21) - The Plane Crash in Philadelphia and Its Implications (27:04) - Zelensky's Revelations and the Biden Regime's Corruption (37:38) - Trump's Tariff Wars and Their Impact (43:12) - The Left's Authoritarianism and Trump's Enforcement of Law (57:13) - The Role of Legal Migrants and the Future of America (1:11:02) - Interview with John Perkins: The Economic Hit Man of China (1:14:55) - BRICS and the Shifting Global Trade Dynamics (1:22:42) - Economic Control and Military Involvement (1:26:25) - China's Economic and Industrial Growth (1:28:46) - Trade and Economic Consequences (1:33:33) - US-China Relations and Technological Competition (1:41:51) - US Foreign Policy and Its Impact (1:49:56) - Central American Immigration and Economic Policies (1:50:15) - Decentralization and Local Sovereignty (1:52:59) - The Role of AI and Technology in Global Relations (2:00:31) - Future Directions for US Foreign Policy (2:01:06) - Final Thoughts and Call to Action (2:02:54) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

STAGE ONE: Day Ten: Health, Wealth And Happiness Challenge - Debt Trap and Emotional Spending Day Ten: Avoiding Financial Pitfalls – Debt Traps and Emotional Spending In this episode of Join Up Dots, we dive deep into the world of financial pitfalls—the sneaky traps that can derail even the most diligent among us. We're talking about debt traps, emotional spending, and how everyday habits can stealthily drain your bank account. More importantly, we'll explore how to recognize these patterns, break free from them, and build a more sustainable financial future. Debt traps often start small, like that store credit card you got for an extra 10% off or a “buy now, pay later” plan for something you couldn't really afford upfront. They're designed to make spending easy and painless at first, but over time, the interest builds up, and suddenly you're paying way more than the original price. It's like financial quicksand—once you're in, getting out can feel nearly impossible. In this episode, we share simple strategies to avoid falling into these traps, from understanding how interest works to adopting a mindset where delayed gratification becomes your superpower. But financial pitfalls aren't just about debt. Let's talk about emotional spending—a behavior many of us indulge in without even realizing it. Maybe you've had a tough day, and retail therapy feels like the perfect antidote. Or perhaps you're out with friends, and buying a few extra rounds of drinks seems like the natural thing to do. It's all fine in the moment, but these “little” expenses add up quickly. Imagine you're spending $40 on drinks every weekend while watching football with friends. Over a year, that's over $2,000. What else could you have done with that money? The key is recognizing spending patterns tied to social activities and finding ways to enjoy those moments without the unnecessary financial burden. And here's a personal story to drive it home. A few years ago, I was all about health and wellness. I'd swim, take saunas, and book weekly massages, convincing myself that it was all part of staying fit. But when I sat down to look at my expenses, I realized those massages weren't adding much more than the temporary luxury of relaxation. They weren't contributing to my health the way swimming or exercise was. Instead, they were a feel-good splurge disguised as a necessity. It's easy to justify these expenses—especially when they seem tied to something good—but sometimes, they're just indulgences in disguise. This episode isn't about making you feel guilty for spending money. It's about awareness. Once you're aware of where your money is going, you can start making better choices. We'll share practical tips to help you track your expenses, set realistic spending boundaries, and break those emotional attachments to unnecessary purchases. Whether it's limiting your spending at social events or rethinking those “little treats” that don't align with your bigger goals, small changes can make a huge difference. So, if you're ready to take control of your finances and avoid the common traps that keep so many people stuck, this episode is for you. Share this episode with your friends and family who might need a nudge to rethink their spending habits. Use hashtags like #JoinUpDots, #FinancialFreedom, and #SmartSpending to spread the word and encourage others to tune in. Don't forget to subscribe to the podcast and leave a review. Your feedback helps us reach more people and continue bringing you valuable content. See you in the next episode!

In this class, I talk about why I believe college is a scam. I've been saying for a while that the whole education system in the U.S. is messed up. The government and colleges teamed up with good intentions, but now people are stuck with student debt they can't pay off. I also talk about the book The Debt Trap by Josh Mitchell, which goes into how the system got so bad. Even if you're not dealing with student loans, understanding this can help you make smarter choices. Show Notes: [07:11]#1 I went to college and I would go back.  [16:33]#2 How did college get pushed on us?  [27:20]#3 Increased costs that are not balanced out by wages.  [33:18]Recap Episodes Mentioned: 199: The SCAM that is The American Education System 1578: How I Would Do My College Years Differently Next Steps: Text Dre Baldwin: Text Dre at 1.305.384.6894 (or go to http://www.DreAllDay.com/Text) Work On Your Game University: http://www.WorkOnYourGameUniversity.com  Sponsor: AG1 by Athletic Greens: http://drinkAG1.com/WORKONYOURGAME  Get Dre's Emails FREE:  Http://WorkOnMyGame.com  Free Audiobooks:  The Third Day: http://www.ThirdDayBook.com/audible The Mirror Of Motivation: http://www.MirrorOfMotivation.com/audible Get The Free Books: The Third Day: http://ThirdDayBook.com  The Mirror Of Motivation: http://MirrorOfMotivation.com The Overseas Basketball Blueprint: http://BallOverseas.com  Basketball: How To Play As Well As You Practice: http://HoopHandbook.com/Free  Donate:  CashApp: http://Cash.app/$DreBaldwin  PayPal: http://PayPal.me/DreAllDay  Be sure to Subscribe to have each new episode sent directly to you daily! If you're enjoying Work On Your Game, please Review the show and let us know!  Dre on social media: Instagram [http://instagram.com/DreBaldwin] Facebook [http://Facebook.com/WorkOnYourGameUniversity] Twitter / X [http://X.com/DreAllDay] YouTube [http://youtube.com/dreupt]  Facebook Business Group: https://www.facebook.com/groups/6figuresandgrowing/  All Episodes + FULL Work On Your Game Podcast archive at:  http://WorkOnYourGamePodcast.com 

Kerry Lutz and Paul Oster discussed the financial challenges associated with holiday shopping, particularly the risks of increased credit card usage and buy now, pay later options. They highlighted the likelihood of consumers facing a financial hangover in January due to overspending, which is often fueled by aggressive marketing strategies. Paul noted that many individuals still carry debt from the previous holiday season, contributing to a troubling trend of rising credit card debt. Both emphasized the importance of setting a budget for holiday gifts and suggested that personalized, meaningful gifts could be a more thoughtful alternative to expensive items. They also provided strategies for those new to budgeting, including assessing monthly income, cataloging expenses, and the necessity of maintaining a 12-month emergency fund. The conversation shifted to the implications of data security and financial regulations. Paul raised concerns about data brokers in the real estate sector who mishandle sensitive personal information, referencing a significant data breach that exposed millions of files. He noted that the Consumer Financial Protection Bureau is taking action against these brokers, particularly regarding mortgage applications. Additionally, Paul criticized excessive financial regulations that hinder lending practices, arguing for a focus on consumer protection rather than corporate overreach. Both speakers discussed the potential for emerging payment technologies, like direct bank-to-bank transactions, to disrupt traditional credit card companies, suggesting that consumers should adopt more efficient financial practices to navigate the evolving landscape of payment processing. Find Paul here: https://betterqualified.com/ Find Kerry here: https://financialsurvivalnetwork.com and here: https://inflation.cafe

It's widely believed that Chinese lending to African countries is predominantly done by a few state policy banks, such as the China Exim Bank and the China Development Bank. While that was true in the past, today the situation is far more complicated. New research found that a diverse array of Chinese creditors are now active in Africa, including commercial banks, state banks, and corporate actors, among many others. And contrary to the popular perception that Chinese lenders are monolithic, the reality is that each of these creditors has very different agendas. Tianyi Wu, a PhD candidate at the University of Oxford, and Yunnan Chen, a research fellow at ODI Global, join Eric & Cobus to discuss the diversity within the Chinese creditor market and why there are important pros and cons for African governments to consider when they borrow from these commercial banks. SHOW NOTES: ODI Global: China's creditor diversification in Africa: impacts and challenges of infrastructure debt-financing by Chinese commercial creditors by Tianyi Wu & Yunnan Chen: https://tinyurl.com/yc4v2nec Development and Change: The Political Economy of Variations in Energy Debt Financing by Two Chinese Policy Banks in Africa by Tianyi Wu: https://tinyurl.com/3wvnex6e Boston University Global Development Policy Center: Back in Action: The Ninth Forum on China-Africa Cooperation Sees Renewed Relations and Development Prospects by Tianyi Wu: https://tinyurl.com/yeyufn5j JOIN THE DISCUSSION: X: @ChinaGSProject | @eric_olander | @stadenesque Facebook: www.facebook.com/ChinaAfricaProject YouTube: www.youtube.com/@ChinaGlobalSouth FOLLOW CGSP IN FRENCH AND ARABIC: Français: www.projetafriquechine.com | @AfrikChine Arabic: عربي: www.alsin-alsharqalawsat.com | @SinSharqAwsat JOIN US ON PATREON! Become a CGSP Patreon member and get all sorts of cool stuff, including our Week in Review report, an invitation to join monthly Zoom calls with Eric & Cobus, and even an awesome new CGSP Podcast mug! www.patreon.com/chinaglobalsouth

Not only does carrying the burden of debt create an enormous amount of stress, but a new poll shows that it affects so much more. Clark discusses how it can even affect your career mobility. Also, Clark talks about the best deals in reliable used cars right now. Debt Paralysis: Segment 1 Ask Clark: Segment 2 Best Deals In Used Cars: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Debt Archives - Clark Howard Should You Ever Book a Nonrefundable Hotel Room? Your Guide to DIY Home Security Systems What's the Best Way To Send Money Overseas? Best Credit Cards With No Foreign Transaction Fees in 2024 How To Buy a Used Car (Clark.com) Gablok : the story of an insulated block Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond's yield is a function of its market price, which can fluctuate; therefore, a bond's YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join us for an insightful episode of the Jeremy Ryan Slate Show where we delve deep into the critical examination of America's looming economic crisis.In this episode, we uncover the insidious nature of inflation and the impact of government spending. With expert guest Dave Lukas, we discuss why entrepreneurship is crucial for driving our economy and the real cost of government policies.This must-watch video provides a unique perspective on how debt and inflation are shaping America's future.As the CEO and co-founder of Command Your Brand, I bring you an unfiltered look into the realities of our economic landscape.This is not just another discussion; it's a call to action for those who value liberty and freedom.Join the conversation, share your thoughts, and be part of a community striving for a better future.Like, comment, and subscribe to support our mission.Don't forget to check out our sponsors and stay connected for more thought-provoking content.Let's build a future we can all be proud of.#interestrates #recession #federalreserve #taxesandspending #healthcarespendingCHAPTERS:00:00 - Intro01:24 - Debt and Inflation Crisis06:32 - Tax Shortfall and Accountability10:41 - Understanding Inflation13:03 - Solutions to Economic Issues20:21 - Student Loan Forgiveness Debate21:05 - Sponsor Message22:40 - Impact of Tax Cuts24:35 - Economic Impact of Wars26:00 - Finding Real Solutions28:30 - Illegal Immigration Effects33:40 - Future Economic Predictions34:00 - Potential System Collapse36:20 - Inflation's Widespread Effects41:50 - Connecting with Dave44:28 - Outro___________________________________________________________________________⇩ SUPPORT OUR SPONSORS ⇩THE WELLNESS COMPANY: Health without the propaganda, emergency medical kits before you need it. Get 15% off now by using our link: https://twc.health/jrsCOMMAND YOUR BRAND: Legacy Media is dying, we fight for the free speech of our clients by placing them on top-rated podcasts as guests. We also have the go-to podcast production team. We are your premier podcast agency. Book a call with our team https://www.commandyourbrand.com/book-a-call MY PILLOW: By FAR one of my favorite products I own for the best night's sleep in the world, unless my four year old jumps on my, the My Pillow. Get up to 66% off select products, including the My Pillow Classic or the new My Pillow 2.0, go to https://www.mypillow.com/cyol or use PROMO CODE: CYOL________________________________________________________________⇩ GET MY BEST SELLING BOOK ⇩Unremarkable to Extraordinary: Ignite Your Passion to Go From Passive Observer to Creator of Your Own Lifehttps://getextraordinarybook.com/________________________________________________________________DOWNLOAD AUDIO PODCAST & GIVE A 5 STAR RATING!:APPLE: https://podcasts.apple.com/us/podcast/the-create-your-own-life-show/id1059619918SPOTIFY: https://open.spotify.com/show/5UFFtmJqBUJHTU6iFch3QU(also available Google Podcasts & wherever else podcasts are streamed_________________________________________________________________⇩ SOCIAL MEDIA ⇩➤ X: https://twitter.com/jeremyryanslate➤ INSTAGRAM https://www.instagram.com/jeremyryanslate➤ FACEBOOK: https://www.facebook.com/jeremyryanslate_________________________________________________________________➤ CONTACT: JEREMY@COMMANDYOURBRAND.COM

Chinese lending to African countries rebounded in a big way in 2023 after seven consecutive years of decline. Last year, Chinese lenders approved loans totaling $4.61 billion to African borrowers, a dramatic increase over the $922 million lent in 2022, according to Boston University's Global Development Policy Center (GDPC). In the past, China lent billions to countries like Kenya and Nigeria to build massive infrastructure projects like ports and railways. That is no longer the case today as Chinese lending focuses on smaller, more sustainable initiatives, mainly in the energy, telecom, and logistics sectors. Kevin Gallagher, director of the GDPC, and Diego Morro, a data analyst at GDPC, join Eric & Cobus to discuss the latest trends in Chinese development finance in Africa and a few of the surprises their research uncovered about which countries are getting the most financing. JOIN THE DISCUSSION: X: @ChinaGSProject | @eric_olander | @stadenesque Facebook: www.facebook.com/ChinaAfricaProject YouTube: www.youtube.com/@ChinaGlobalSouth FOLLOW CAP IN FRENCH AND ARABIC: Français: www.projetafriquechine.com | @AfrikChine Arabic: عربي: www.alsin-alsharqalawsat.com | @SinSharqAwsat JOIN US ON PATREON! Become a CGSP Patreon member and get all sorts of cool stuff, including our Week in Review report, an invitation to join monthly Zoom calls with Eric & Cobus, and even an awesome new CGSP Podcast mug! www.patreon.com/chinaglobalsouth

China's new ambassador to Ghana, Tong Defa, spoke out forcefully this week to condemn the ongoing problem of illegal mining in the country and issued a fresh warning to his compatriots that if they are caught breaking the law, the embassy will not be there to bail them out. Also, Kenyan President William Ruto traveled to Germany where he was once again pressed by the media to answer the ridiculous question of whether he prefers Western or Chinese investment. Eric & Géraud also discuss a recent Congressional hearing in the United States about China's role in Africa and why the proceedings desperately needed a fact checker. JOIN THE DISCUSSION: X: @ChinaGSProject | @eric_olander | @christiangeraud Facebook: www.facebook.com/ChinaAfricaProject YouTube: www.youtube.com/@ChinaGlobalSouth FOLLOW CAP IN FRENCH AND ARABIC: Français: www.projetafriquechine.com | @AfrikChine Arabic: عربي: www.alsin-alsharqalawsat.com | @SinSharqAwsat JOIN US ON PATREON! Become a CGSP Patreon member and get all sorts of cool stuff, including our Week in Review report, an invitation to join monthly Zoom calls with Eric & Cobus, and even an awesome new CGSP Podcast mug! www.patreon.com/chinaglobalsouth

Learn how Gen Z is tackling their debt in the final episode of our three-part series "Gen Z & the Debt Trap." We'll talk with 20-year old Michenzie Sommerville, who shares how after struggling to keep up with her auto loan, her car was repossessed. We'll hear from Corebridge Financial on how Gen Zers are using social-media apps like TikTok to learn about financial literacy at a younger age than other generations. Also, financial experts from organizations like the National Foundation for Credit Counseling and the Financial Therapy Association explain how to manage personal debt and prevent collecting more. Tadeo Ruiz Sandoval hosts.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Gen Z's debt won't just affect them. It could be a problem for everyone. In the second episode of our three-part series “Gen Z & the Debt Trap,” we talk with TransUnion and Credit Karma experts to discuss potential consequences of Gen Z's debt for past generations and those to come. We'll also get to know 25-year-old Gaia Jacobs, who says she traded her dream career for a steady job in order to pay off her debt. Plus, we talk with a mental-health professional from the American Psychiatric Association to learn how Gen Zers' spending habits could be making the problem worse. Tadeo Ruiz Sandoval hosts. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In the first episode of our three part-series “Gen Z & the Debt Trap,” we explore a Credit Karma report that found Gen Z is accumulating debt faster than any other generation. To learn more, we'll meet Kyle Dillon, a 22-year-old Gen Zer who after leaving home to pursue higher education, accumulated tens of thousands of dollars in debt. We also look at a TransUnion study to see how Gen Zers' paychecks can't keep up with inflation, creating dependency on using credit cards. Plus, the St. Louis Federal Reserve shares a surprising advantage Gen Z has over other generations. Tadeo Ruiz Sandoval hosts.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we highlight three money experts, each sharing their unique rags-to-riches stories and invaluable financial wisdom. Bill Perkins, a finance titan and author of "Die with Zero," reveals how to achieve financial wealth while living a life with zero regrets, emphasizing the importance of balancing wealth accumulation with fulfilling experiences. Vivian Tu, the founder and CEO of "Your Rich BFF," shares her journey from Wall Street trader to financial educator, highlighting her mission to make personal finance accessible to marginalized communities. George Kamel, a Ramsey Personality, recounts his journey from negative net worth to millionaire status, offering a blueprint for financial success through his book, "Breaking Free From Broke: The Ultimate Guide to More Money and Less Stress."In this episode you will learnbalancing wealth accumulation with living a fulfilling life, ensuring you make the most of both your money and your experiences.strategies for making personal finance accessible and empowering for everyone, with a special focus on inclusivity and reaching marginalized communities.the secrets to transforming a negative net worth into millionaire status in under a decade, providing a blueprint for financial success.practical tips for avoiding common financial pitfalls, such as credit card debt, student loans, and investment traps.making strategic life choices that lead to both financial and personal fulfillment, drawing inspiration from diverse success stories.For more information go to www.lewishowes.com/1598For more Greatness text PODCAST to +1 (614) 350-3960Full episodes featured in today's podcast:Bill Perkins – https://link.chtbl.com/1530-podVivian Tu – https://link.chtbl.com/1551-podGeorge Kamel – https://link.chtbl.com/1568-pod

Episode 3349: Stuck In a Debt Trap; The Fight To Preserving Art In America