The Property Buyble

With all the concern over increasing rates, along with the balancing act of trying to choose the bottom of the market, the real question we should all be asking is - "are house prices dropping quicker than purchasing power?" In this special collaboration episode, co-hosts Kimberley Ackerman (Buyers Agent) and Adam Rakowski (Mortgage Broker) explore the lending market vs. the property market and look at the recent trends of the RBA rate changes, mortgage rate changes vs. Sydney's median house prices. Which of those is dropping quicker and how does that affect buyers and sellers in the current market? Adam Rakowski Mortgage Broker & Founder Ortus Financial Kimberley Ackerman Senior Buyers Agent Trelease AssociatesSee omnystudio.com/listener for privacy information.

The thought of starting your property investment process can be a daunting one. If you're looking for a place to begin, for ideas of how you can get into the property game for as little at $30k, then this episode is for you. Nathan Birch (Property Investor and Investment Buyers Agent) joins The Property Buyble on an exciting episode on taking that leap, strategising your moves and taking real action without having to have hundreds of thousands of dollars in the bank.   Guest:   Nathan Birch Buyer's Agent & Founder BInvested https://binvested.com.au/   Host:     Kimberley Ackerman Senior Buyers Agent Trelease Associates https://www.teamackerman.com.auSee omnystudio.com/listener for privacy information.

What is the land to asset ratio? And why do we need to consider it when we are buying investment properties and building portfolios? In this episode, Mike Mortlock (Quantity Surveyor) explains what this ratio is, how it affects the performance of the properties we buy and why the “land” and “asset” portions both play separate vital roles during the property investing process. Guest:   Mike Mortlock Quantity Surveyor & Managing Director MCG Quantity Surveyors https://www.mcgqs.com.au/   Host:     Kimberley Ackerman Senior Buyers Agent Trelease Associates https://www.teamackerman.com.auSee omnystudio.com/listener for privacy information.

When you decide to buy an investment property, it easy to get caught up in the rumours surrounding what areas are the best to be buying into. In this episode, Kent Lardner (Data Scientist) takes us through the interesting world of real estate data and how you can use machine learning and data analysis to pinpoint the best areas for buying - assessing risk, market changes and everything in between! Guest:   Kent Lardner Data Scientist Suburb Trends www.suburbtrends.com.au    Host:     Kimberley Ackerman Senior Buyer's Agent Trelease Associates www.teamackerman.com.au See omnystudio.com/listener for privacy information.

When we start building a property investment portfolio, the mortgages being obtained for an investment property will have different implications to those on a home. On this first episode of Season 2 (Investment Edition), a Mortgage Specialist takes us through how investment loan structures can affect your short and long term plans and the types of options you may need to consider when going through the lending process. Guest: Adam Rakowski Finance Broker & Founder/Principle Ortus Financial Host: Kimberley Ackerman Senior Buyer’s Agent Trelease AssociatesSee omnystudio.com/listener for privacy information.

When we start building our team of professionals to assist us in building wealth, a Financial Advisor/Planner is a crucial part of this group. In this episode, Phillip Richards (Financial Advisor) of Endorphin Wealth talks us through all of the different facets a Financial Advisor/Planner can assist with and why their not just for the rich! Guest: Phillip Richards Financial Advisor & Co-Founder of Endorphin Wealth Host: Kimberley Ackerman Senior Buyer’s Agent Trelease AssociatesSee omnystudio.com/listener for privacy information.

When we find the right property to purchase, its important to have the Contract of Sale reviewed by your Solicitor or Conveyancer. In this episode, Renee Roumanos (Solicitor) takes us through the ins and outs of the Contract review and some things to keep in mind when going through this part of the buying process. Guest: Renee Roumanos Solicitor Fazzini Lawyers & Consultants Host: Kimberley Ackerman Senior Buyer’s Agent Trelease AssociatesSee omnystudio.com/listener for privacy information.

When you purchase an investment property, often the next big decision you’ll need to make is choosing a Property Manager. On this episode, Jianna Lidis (Head of Property Manager and BDM) joins us to discuss all things property management and how and what decisions you may have to make along the way. Guest: Jianna Lidis Head of Property Manager & Business Development Manager Trelease Associates Host: Kimberley Ackerman Senior Buyer’s Agent Trelease AssociatesSee omnystudio.com/listener for privacy information.

There are big questions surrounding the complex topic of Capital Gains Tax. In this episode, Ridhwan Hannan (Tax Accountant) answers some of those big questions and takes us through the widely spread misconceptions of this area of tax – as well as some real life examples of how and when these charges may apply Guest: Ridhwan Hannan Tax Accountant and Founder of Hannan Accounting and Taxation Advisory https://hannantax.com/ Host: Kimberley Ackerman Senior Buyer’s Agent Trelease AssociatesSee omnystudio.com/listener for privacy information.

As a follow on from Part 1 of this series, Joseph Daoud (Lending Specialist) joins the Property Buyble to revisit ways of buying property without a deposit. We explain how to use equity cash out and cross-collateralisation as tools to purchase that next property (without saving dollar for dollar in your bank account)! Guest: Joseph Daoud Lending Specialist & Founder It’s Simple Finance Host: Kimberley Ackerman Senior Buyer’s Agent Trelease AssociatesSee omnystudio.com/listener for privacy information.

Saving a deposit is often the hardest (and longest) part of the process when it comes to purchasing property. In this episode, Joseph Daoud (Lending Specialist) joins The Property Buyble for the first part of this important topic to explain the use of a Guarantor as a way of purchasing property without a saved deposit.See omnystudio.com/listener for privacy information.

In this episode, Daniel Trelease (Buyer's Agent and CEO) joins us as we go through some real life case studies involving real clients, real situations and the ins and outs of what can be achieved during the buying process. Guest: Daniel Trelease Buyer's Agent & CEO Trelease Associates Host: Kimberley Ackerman Buyer's Agent Trelease AssociatesSee omnystudio.com/listener for privacy information.

When we look at building a property portfolio, there are many different types of expenses to consider. In this episode, Jennifer Mekhaeil (owner of JMR Accountants), discusses the fundamentals of land tax, when it applies and how to plan ahead and minimize your land tax bill.See omnystudio.com/listener for privacy information.

Making an offer on a property could be considered one of the most crucial parts of the buying process. In this episode, we chat to Jeremy Bedwani of Trelease Associates to discuss various techniques, strategies and perspectives to assist Buyers who may be struggling to get a property over the line and an offer accepted. GUEST: Jeremy Bedwani Chief Operating Officer Trelease Associates HOST: Kimberley Ackerman Buyers Agent Trelease AssociatesSee omnystudio.com/listener for privacy information.

When we are working to create wealth through property purchases, a big part of that is conceived in the property’s equity. In this episode, Aaron Christie-David from Atelier Wealth explains the concept of equity as well as the keys points and tips to consider when trying to maximise that equity to work towards your wealth gain and overall property goals. Guest: Aaron Christie-David Mortgage Broker/Investor Lending Expert Managing Director of Atelier Wealth Host: Kimberley Ackerman Buyer’s Agent Trelease AssociatesSee omnystudio.com/listener for privacy information.

Whether you already have a mortgage or are thinking about obtaining one, the basic ins and outs can be a lot to take in. On this episode, Andrew Rose (Mortgage Broker) sits down with us to discuss the fundamentals of a mortgage as well as what options you may have to consider when choosing or reviewing your loan. Guest: Andrew Rose Mortgage Broker/Adviser Smart Move Professional Mortgage Advisors https://www.smartmove.com.au/ Host: Kimberley Ackerman Buyer’s Agent Trelease AssociatesSee omnystudio.com/listener for privacy information.

The process of searching, applying and being accepted for a rental property can be daunting. It’s not always due to lack of stock or an unfavourable rental application that can hinder your success during this process. On this episode of The Property Buyble, Sarah Elkordi from The Rent Fairy takes us through an introduction of the Tenant’s Agent service and provides tips for prospective tenants out there who are struggling with their rental journeys. Guest: Sarah Elkordi Tenant’s Agent and Founder The Rent Fairy https://www.therentfairy.com.au/ Host: Kimberley Ackerman Buyer’s Agent Trelease AssociatesSee omnystudio.com/listener for privacy information.

In this episode, The Property Buyble explores an alternative lending option for property buyers. We catch up with Mortgage Broker Mitchell Boulden to discuss the ins and outs of private lending and when buyers should look at exploring this option when assessing options for purchasing property. Guest: Mitchell Boulden, Mortgage Broker (MB Mortgage Brokers) Host: Kimberley Ackerman, Buyers Agent (Trelease Associates)See omnystudio.com/listener for privacy information.

Pest & Building inspections and reports are an important part of the pre-purchase due diligence process. They provide independent information on the quality of the structure and give us an insight into any “skeletons in the closet” or problems the buyer needs to look at rectifying after the purchase. Join myself and John Markham (Building Inspector from Jim’s Building Inspections) as we discuss how to navigate your way through a Pest & Building Report as well as some of the “big ticket items” that commonly come up in these reports – and what they really mean.See omnystudio.com/listener for privacy information.

When we look at purchasing existing property, its often assumed that we can do what we wish with that home post purchase. This episode discusses the various aspects to be taken into consideration when looking at altering or making additions to a residential house, such as the NCCA, Heritage aspects, surrounding trees, floor to space ratio and overshadowing.Guest:Joshua MuldersPrincipal ArchitectAlchemy Architecturehttps://alchemyarchitecture.com.au/See omnystudio.com/listener for privacy information.

As we attempt to purchase in today’s competitive Sydney market, confusion often sets in when we are given price guides vs finding out how much the property actually sells for. This episode, I speak to a Professional Valuer about the various elements to consider when valuing property and how buyers can use these tools to assess a property’s value.See omnystudio.com/listener for privacy information.

Where you’re an owner occupier or a landlord, have a house or an apartment, property insurance should always been at the top of your list. This episode, I chat to a specialist in insurance and we discuss the 4 main residential property insurances, recent changes to insurance policies (due to Covid-19) and the elements to consider to how the use of an insurance broker can assist you with your insurance needs. See omnystudio.com/listener for privacy information.

When you enter the property investment world, you enter a world full of expenses and tax deductions. Depreciation is an important element of your investment finances and something everyone should be aware of when maximising your tax benefits. This episode will take us through what property depreciation is, how it works and how investors can take advantage of it. See omnystudio.com/listener for privacy information.

The process of buying property can be tough – especially in today’s market. This episode discusses the role of a Buyer’s Agent and why, when and how we assist people in the buying process.See omnystudio.com/listener for privacy information.